Academy Mortgage Corporation Rates, Fees & Info

Salt Lake City, UT

LEI: 549300WTZMQSET2VY242

Tax ID: 87-0456373

4 stars - Updated: 5/14/24 - out of 5 stars, based on 132 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Academy Mortgage Corporation is a mid-sized mortgage company specializing in Home Purchase loans. Academy Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Phoenix, Ogden, Boise City, and Portland among others. We have data for 446 markets. (Some data included below & more in-depth data is available with an active subscription.)

Academy Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Academy Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 5/14/24
30 Year Conventional Purchase 6.44% 5/14/24
30 Year Conventional Refi 6.67% 5/14/24
30 Year Cash-out Refi 6.88% 5/14/24
30 Year FHA Purchase 7.61% 5/14/24
30 Year FHA Refi 7.44% 5/14/24
30 Year VA Purchase 6.38% 5/14/24
30 Year VA Refi 6.07% 5/14/24
30 Year USDA Purchase 7.06% 5/14/24
30 Year USDA Refi 6.98% 5/14/24
15 Year Conventional Purchase 5.83% 5/14/24
15 Year Conventional Refi 6.31% 5/14/24
15 Year Cash-out Refi 6.31% 5/14/24
15 Year FHA Purchase 7.02% 5/14/24
15 Year FHA Refi 6.74% 5/14/24
15 Year VA Purchase 6.41% 5/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Academy Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Academy Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

17,389

Origination Dollar Volume (All Markets)

$5,237,165,000
Show all (30) awards

Relative Rate

Academy Mortgage Corporation's average 30 year fixed mortgage rate was 6.31%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.17%.

Relative Fees (Closing Costs)

Academy Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $10,626.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 504 $296,380,000 $588,056 $14,558 6.59%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 776 $269,920,000 $347,835 $12,388 6.76%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 741 $261,075,000 $352,328 $11,036 6.80%
BOISE CITY, ID (FHA|USDA|VA) 780 $252,380,000 $323,564 $11,084 6.50%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 533 $232,305,000 $435,844 $12,138 6.75%
SALT LAKE CITY, UT (FHA|USDA|VA) 443 $183,775,000 $414,842 $11,945 6.79%
Outside of Metro Areas 809 $178,685,000 $220,871 $8,005 6.16%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 363 $150,475,000 $414,532 $12,479 6.54%
PROVO-OREM, UT (FHA|USDA|VA) 364 $143,180,000 $393,352 $10,340 6.85%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 422 $119,960,000 $284,265 $10,919 5.71%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 314 $115,970,000 $369,331 $13,727 6.73%
GRAND JUNCTION, CO (FHA|USDA|VA) 343 $90,025,000 $262,464 $7,124 5.41%
JACKSONVILLE, FL (FHA|USDA|VA) 427 $75,435,000 $176,663 $9,417 4.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 352 $70,300,000 $199,716 $11,383 4.75%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 211 $64,835,000 $307,275 $8,338 6.10%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 175 $63,005,000 $360,029 $6,211 6.74%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 203 $58,355,000 $287,463 $9,351 5.76%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 183 $56,785,000 $310,301 $12,903 5.42%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 116 $54,440,000 $469,310 $5,501 6.78%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 156 $53,100,000 $340,385 $8,094 6.83%
MODESTO, CA (FHA|USDA|VA) 154 $51,940,000 $337,273 $11,389 5.76%
ST. GEORGE, UT (FHA|USDA|VA) 132 $50,990,000 $386,288 $10,569 6.72%
COLORADO SPRINGS, CO (FHA|USDA|VA) 132 $50,300,000 $381,061 $9,423 5.76%
FORT COLLINS, CO (FHA|USDA|VA) 117 $46,395,000 $396,538 $9,830 6.21%
Centralia, WA (FHA|USDA|VA) 138 $44,690,000 $323,841 $11,853 6.70%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 105 $44,085,000 $419,857 $11,340 5.71%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 83 $43,735,000 $526,928 $14,984 5.81%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 115 $42,645,000 $370,826 $11,576 6.49%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 93 $42,315,000 $455,000 $12,469 6.31%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 230 $41,830,000 $181,870 $11,279 5.08%
YUMA, AZ (FHA|USDA|VA) 163 $41,825,000 $256,595 $7,315 6.22%
URBAN HONOLULU, HI (FHA|USDA|VA) 71 $41,825,000 $589,085 $14,749 6.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 205 $41,545,000 $202,659 $8,805 6.92%
RALEIGH-CARY, NC (FHA|USDA|VA) 104 $40,340,000 $387,885 $6,976 6.68%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 148 $39,440,000 $266,486 $11,579 5.39%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 261 $38,935,000 $149,176 $10,392 4.38%
Outside of Metro Areas 114 $37,400,000 $328,070 $13,691 6.81%
SPRINGFIELD, MA (FHA|USDA|VA) 159 $35,935,000 $226,006 $8,216 6.13%
Glenwood Springs, CO (FHA|USDA|VA) 113 $35,125,000 $310,841 $8,471 5.23%
WARNER ROBINS, GA (FHA|USDA|VA) 145 $34,855,000 $240,379 $7,977 6.92%
WALLA WALLA, WA (FHA|USDA|VA) 103 $32,905,000 $319,466 $10,663 6.48%
KANSAS CITY, MO-KS (FHA|USDA|VA) 177 $32,785,000 $185,226 $5,548 5.48%
Montrose, CO (FHA|USDA|VA) 130 $32,530,000 $250,231 $8,513 5.22%
GREELEY, CO (FHA|USDA|VA) 91 $32,045,000 $352,143 $9,534 5.78%
Shelton, WA (FHA|USDA|VA) 100 $31,570,000 $315,700 $11,200 6.62%
YAKIMA, WA (FHA|USDA|VA) 134 $31,280,000 $233,433 $10,571 5.09%
FLAGSTAFF, AZ (FHA|USDA|VA) 74 $30,580,000 $413,243 $14,254 6.91%
SALEM, OR (FHA|USDA|VA) 85 $28,555,000 $335,941 $10,109 6.89%
STOCKTON, CA (FHA|USDA|VA) 60 $27,720,000 $462,000 $7,905 5.81%
Aberdeen, WA (FHA|USDA|VA) 87 $27,035,000 $310,747 $10,642 6.68%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 91 $26,885,000 $295,440 $8,423 6.57%
FAYETTEVILLE, NC (FHA|USDA|VA) 103 $26,745,000 $259,660 $9,660 6.35%
Hermiston-Pendleton, OR (FHA|USDA|VA) 99 $26,125,000 $263,889 $10,395 6.71%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 36 $24,960,000 $693,333 $19,571 6.90%
PITTSFIELD, MA (FHA|USDA|VA) 138 $23,690,000 $171,667 $8,073 6.28%
ANCHORAGE, AK (FHA|USDA|VA) 64 $22,230,000 $347,344 $8,511 6.61%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 66 $21,530,000 $326,212 $11,776 5.28%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 34 $20,880,000 $614,118 $16,869 6.38%
Cedar City, UT (FHA|USDA|VA) 77 $20,655,000 $268,247 $10,349 6.94%
WICHITA, KS (FHA|USDA|VA) 111 $19,785,000 $178,243 $6,374 7.35%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 62 $19,670,000 $317,258 $8,744 6.60%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 76 $19,480,000 $256,316 $7,586 6.54%
LAS CRUCES, NM (FHA|USDA|VA) 106 $18,920,000 $178,491 $8,485 6.94%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 65 $17,065,000 $262,538 $8,587 5.55%
BAY CITY, MI (FHA|USDA|VA) 173 $16,755,000 $96,850 $5,411 5.25%
ROCKFORD, IL (FHA|USDA|VA) 171 $16,435,000 $96,111 $7,556 3.97%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 74 $16,260,000 $219,730 $8,999 6.10%
Ontario, OR-ID (FHA|USDA|VA) 63 $16,025,000 $254,365 $9,836 6.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 90 $15,930,000 $177,000 $7,151 5.67%
PORT ST. LUCIE, FL (FHA|USDA|VA) 61 $15,875,000 $260,246 $9,314 6.23%
REDDING, CA (FHA|USDA|VA) 52 $15,830,000 $304,423 $12,275 6.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 29 $15,365,000 $529,828 $14,491 6.38%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 46 $15,290,000 $332,391 $13,899 6.51%
OCALA, FL (FHA|USDA|VA) 81 $15,255,000 $188,333 $9,251 5.49%
LONGVIEW, WA (FHA|USDA|VA) 52 $14,780,000 $284,231 $11,085 5.54%
Edwards, CO (FHA|USDA|VA) 26 $14,700,000 $565,385 $11,028 6.78%
SAVANNAH, GA (FHA|USDA|VA) 42 $14,420,000 $343,333 $11,021 6.60%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 39 $14,255,000 $365,513 $10,789 6.49%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 54 $14,010,000 $259,444 $7,540 7.33%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 54 $13,760,000 $254,815 $8,776 7.38%
LOGAN, UT-ID (FHA|USDA|VA) 36 $13,500,000 $375,000 $11,787 6.82%
WINSTON-SALEM, NC (FHA|USDA|VA) 64 $13,320,000 $208,125 $7,075 6.20%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 42 $13,040,000 $310,476 $6,582 6.21%
IDAHO FALLS, ID (FHA|USDA|VA) 45 $12,885,000 $286,333 $11,002 6.75%
Ellensburg, WA (FHA|USDA|VA) 37 $12,865,000 $347,703 $12,070 6.81%
ALBANY-LEBANON, OR (FHA|USDA|VA) 36 $12,690,000 $352,500 $11,038 6.58%
MERCED, CA (FHA|USDA|VA) 43 $11,975,000 $278,488 $10,322 5.46%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 19 $11,885,000 $625,526 $19,059 6.32%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 29 $11,375,000 $392,241 $12,689 6.46%
CORPUS CHRISTI, TX (FHA|USDA|VA) 56 $11,010,000 $196,607 $10,623 4.91%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 24 $11,000,000 $458,333 $11,937 6.77%
FORT WAYNE, IN (FHA|USDA|VA) 77 $10,915,000 $141,753 $6,580 4.95%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 29 $10,845,000 $373,966 $11,350 6.04%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 35 $10,425,000 $297,857 $7,568 6.17%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 42 $9,980,000 $237,619 $8,656 6.81%
SAGINAW, MI (FHA|USDA|VA) 102 $9,350,000 $91,667 $5,742 5.24%
Eureka-Arcata, CA (FHA|USDA|VA) 32 $9,190,000 $287,188 $9,954 6.14%
Carlsbad-Artesia, NM (FHA|USDA|VA) 50 $9,110,000 $182,200 $12,375 6.49%
FRESNO, CA (FHA|USDA|VA) 32 $8,600,000 $268,750 $13,292 5.34%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 31 $8,555,000 $275,968 $13,271 4.53%
Elko, NV (FHA|USDA|VA) 28 $8,360,000 $298,571 $11,239 6.12%
Crescent City, CA (FHA|USDA|VA) 32 $8,130,000 $254,063 $9,484 5.72%
Heber, UT (FHA|USDA|VA) 11 $8,065,000 $733,182 $18,498 6.75%
Granbury, TX (FHA|USDA|VA) 34 $7,950,000 $233,824 $8,848 5.45%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 32 $7,870,000 $245,938 $10,359 6.89%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 25 $7,325,000 $293,000 $8,067 7.12%
MIDLAND, MI (FHA|USDA|VA) 52 $7,270,000 $139,808 $6,106 5.82%
Vernal, UT (FHA|USDA|VA) 38 $7,270,000 $191,316 $8,556 7.01%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 31 $6,915,000 $223,065 $7,360 6.04%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 18 $6,860,000 $381,111 $14,982 5.66%
BEND, OR (FHA|USDA|VA) 13 $6,835,000 $525,769 $12,536 6.87%
Rutland, VT (FHA|USDA|VA) 35 $6,685,000 $191,000 $8,605 5.77%
TUCSON, AZ (FHA|USDA|VA) 19 $6,625,000 $348,684 $12,227 6.50%
RENO, NV (FHA|USDA|VA) 17 $6,505,000 $382,647 $9,085 6.99%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 58 $6,230,000 $107,414 $7,133 6.95%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 19 $6,085,000 $320,263 $8,842 6.72%
CORVALLIS, OR (FHA|USDA|VA) 16 $5,890,000 $368,125 $10,352 7.05%
Barre, VT (FHA|USDA|VA) 22 $5,850,000 $265,909 $8,725 5.95%
FLINT, MI (FHA|USDA|VA) 43 $5,625,000 $130,814 $6,904 5.14%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 22 $5,530,000 $251,364 $6,411 5.73%
Hilo, HI (FHA|USDA|VA) 11 $5,155,000 $468,636 $14,789 6.81%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 20 $5,050,000 $252,500 $10,224 5.13%
Show Low, AZ (FHA|USDA|VA) 21 $4,935,000 $235,000 $8,885 6.16%
BOULDER, CO (FHA|USDA|VA) 8 $4,680,000 $585,000 $9,296 6.80%
Mount Pleasant, MI (FHA|USDA|VA) 33 $4,645,000 $140,758 $6,333 6.34%
GREENVILLE, NC (FHA|USDA|VA) 15 $4,435,000 $295,667 $4,926 5.55%
SALINAS, CA (FHA|USDA|VA) 7 $4,265,000 $609,286 $14,623 6.09%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 20 $4,240,000 $212,000 $7,196 6.34%
MORRISTOWN, TN (FHA|USDA|VA) 24 $4,140,000 $172,500 $7,419 6.48%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 12 $3,990,000 $332,500 $12,558 6.70%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 9 $3,955,000 $439,444 $10,883 7.11%
Jefferson, GA (FHA|USDA|VA) 12 $3,950,000 $329,167 $14,175 6.91%
THE VILLAGES, FL (FHA|USDA|VA) 18 $3,940,000 $218,889 $6,748 6.24%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 18 $3,900,000 $216,667 $8,999 6.32%
Boone, NC (FHA|USDA|VA) 10 $3,760,000 $376,000 $13,502 6.46%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $3,725,000 $413,889 $9,894 7.25%
MONROE, LA (FHA|USDA|VA) 17 $3,645,000 $214,412 $7,923 7.02%
KNOXVILLE, TN (FHA|USDA|VA) 12 $3,630,000 $302,500 $10,224 6.85%
Lebanon, NH-VT (FHA|USDA|VA) 17 $3,605,000 $212,059 $11,983 6.02%
Blackfoot, ID (FHA|USDA|VA) 11 $3,555,000 $323,182 $8,919 6.93%
Rexburg, ID (FHA|USDA|VA) 10 $3,550,000 $355,000 $12,567 6.75%
Freeport, IL (FHA|USDA|VA) 53 $3,515,000 $66,321 $7,581 3.54%
POCATELLO, ID (FHA|USDA|VA) 11 $3,495,000 $317,727 $20,876 7.38%
Klamath Falls, OR (FHA|USDA|VA) 14 $3,480,000 $248,571 $9,423 6.76%
WORCESTER, MA-CT (FHA|USDA|VA) 9 $3,475,000 $386,111 $9,669 6.90%
PUEBLO, CO (FHA|USDA|VA) 18 $3,470,000 $192,778 $5,946 5.19%
Hobbs, NM (FHA|USDA|VA) 39 $3,455,000 $88,590 $7,022 5.83%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 17 $3,425,000 $201,471 $7,505 6.17%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 14 $3,290,000 $235,000 $8,634 5.38%
Astoria, OR (FHA|USDA|VA) 9 $3,145,000 $349,444 $9,956 6.90%
Oak Harbor, WA (FHA|USDA|VA) 7 $3,135,000 $447,857 $11,363 6.95%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $3,110,000 $311,000 $8,202 6.90%
Augusta-Waterville, ME (FHA|USDA|VA) 12 $3,100,000 $258,333 $6,386 6.38%
Mountain Home, ID (FHA|USDA|VA) 10 $3,070,000 $307,000 $12,800 7.21%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 14 $3,070,000 $219,286 $9,420 5.63%
Corsicana, TX (FHA|USDA|VA) 13 $3,005,000 $231,154 $10,312 7.01%
Cambridge, MD (FHA|USDA|VA) 16 $2,990,000 $186,875 $6,395 5.45%
BAKERSFIELD, CA (FHA|USDA|VA) 11 $2,975,000 $270,455 $9,850 5.02%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 15 $2,925,000 $195,000 $7,526 7.35%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $2,895,000 $321,667 $8,083 6.40%
Durango, CO (FHA|USDA|VA) 9 $2,855,000 $317,222 $4,754 6.10%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 27 $2,785,000 $103,148 $7,748 4.66%
SHERMAN-DENISON, TX (FHA|USDA|VA) 11 $2,715,000 $246,818 $8,443 6.23%
Alma, MI (FHA|USDA|VA) 26 $2,700,000 $103,846 $4,502 6.02%
Ketchikan, AK (FHA|USDA|VA) 6 $2,680,000 $446,667 $0 6.40%
TWIN FALLS, ID (FHA|USDA|VA) 14 $2,680,000 $191,429 $6,192 6.36%
Sonora, CA (FHA|USDA|VA) 7 $2,635,000 $376,429 $11,679 7.04%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $2,625,000 $375,000 $6,909 6.88%
MEDFORD, OR (FHA|USDA|VA) 9 $2,525,000 $280,556 $8,799 7.04%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 15 $2,525,000 $168,333 $7,796 5.03%
Easton, MD (FHA|USDA|VA) 7 $2,495,000 $356,429 $8,511 6.45%
Newport, OR (FHA|USDA|VA) 8 $2,490,000 $311,250 $11,225 6.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $2,485,000 $828,333 $24,841 7.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 12 $2,470,000 $205,833 $6,887 6.89%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 11 $2,435,000 $221,364 $5,701 6.93%
WENATCHEE, WA (FHA|USDA|VA) 6 $2,390,000 $398,333 $12,761 5.92%
CHICO, CA (FHA|USDA|VA) 10 $2,390,000 $239,000 $8,853 6.70%
Uvalde, TX (FHA|USDA|VA) 9 $2,305,000 $256,111 $10,595 5.49%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,270,000 $283,750 $11,258 5.66%
Winfield, KS (FHA|USDA|VA) 15 $2,245,000 $149,667 $6,119 6.50%
AMARILLO, TX (FHA|USDA|VA) 14 $2,240,000 $160,000 $8,662 4.38%
Albemarle, NC (FHA|USDA|VA) 4 $2,230,000 $557,500 $13,999 6.91%
PANAMA CITY, FL (FHA|USDA|VA) 2 $2,200,000 $1,100,000 $10,576 7.38%
VISALIA, CA (FHA|USDA|VA) 8 $2,180,000 $272,500 $11,785 6.11%
Palatka, FL (FHA|USDA|VA) 20 $2,140,000 $107,000 $7,851 4.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $2,100,000 $262,500 $14,084 5.31%
Burley, ID (FHA|USDA|VA) 8 $2,080,000 $260,000 $12,576 6.50%
BELLINGHAM, WA (FHA|USDA|VA) 5 $2,045,000 $409,000 $10,317 6.78%
OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $2,020,000 $168,333 $6,445 7.29%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 10 $2,010,000 $201,000 $8,620 6.94%
ODESSA, TX (FHA|USDA|VA) 7 $1,945,000 $277,857 $13,380 5.93%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,935,000 $387,000 $6,138 7.30%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 10 $1,860,000 $186,000 $8,519 6.20%
Kinston, NC (FHA|USDA|VA) 6 $1,860,000 $310,000 $6,162 5.42%
Port Angeles, WA (FHA|USDA|VA) 5 $1,855,000 $371,000 $12,581 5.73%
Payson, AZ (FHA|USDA|VA) 5 $1,815,000 $363,000 $13,579 7.08%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,800,000 $300,000 $16,762 6.77%
JACKSON, MS (FHA|USDA|VA) 15 $1,795,000 $119,667 $8,454 4.53%
Evanston, WY (FHA|USDA|VA) 10 $1,770,000 $177,000 $6,253 6.89%
GOLDSBORO, NC (FHA|USDA|VA) 7 $1,745,000 $249,286 $8,881 5.18%
Athens, TX (FHA|USDA|VA) 8 $1,730,000 $216,250 $13,641 5.80%
Auburn, IN (FHA|USDA|VA) 15 $1,725,000 $115,000 $6,540 4.35%
Shelby, NC (FHA|USDA|VA) 8 $1,670,000 $208,750 $7,370 6.17%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,665,000 $333,000 $13,261 7.60%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,660,000 $415,000 $18,475 6.47%
Red Bluff, CA (FHA|USDA|VA) 7 $1,625,000 $232,143 $13,022 5.32%
North Wilkesboro, NC (FHA|USDA|VA) 6 $1,560,000 $260,000 $7,866 5.77%
COLUMBUS, OH (FHA|USDA|VA) 7 $1,555,000 $222,143 $7,835 6.84%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,550,000 $258,333 $6,559 7.44%
BURLINGTON, NC (FHA|USDA|VA) 7 $1,505,000 $215,000 $7,263 6.93%
EL PASO, TX (FHA|USDA|VA) 6 $1,460,000 $243,333 $14,451 6.57%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $1,410,000 $352,500 $11,603 5.44%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $1,410,000 $117,500 $0 7.14%
VALLEJO, CA (FHA|USDA|VA) 5 $1,375,000 $275,000 $13,267 4.55%
CHEYENNE, WY (FHA|USDA|VA) 5 $1,375,000 $275,000 $6,843 5.18%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,360,000 $340,000 $19,022 6.19%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,355,000 $193,571 $10,184 6.00%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $1,330,000 $665,000 $19,068 7.56%
Hailey, ID (FHA|USDA|VA) 3 $1,315,000 $438,333 $13,225 6.33%
COLUMBUS, GA-AL (FHA|USDA|VA) 8 $1,300,000 $162,500 $9,114 6.00%
Moses Lake, WA (FHA|USDA|VA) 5 $1,295,000 $259,000 $10,171 6.98%
DOVER, DE (FHA|USDA|VA) 5 $1,255,000 $251,000 $8,359 7.45%
Searcy, AR (FHA|USDA|VA) 12 $1,230,000 $102,500 $8,020 6.85%
BANGOR, ME (FHA|USDA|VA) 5 $1,225,000 $245,000 $2,953 7.12%
MADISON, WI (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $17,309 6.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $1,220,000 $203,333 $8,206 4.65%
Sandpoint, ID (FHA|USDA|VA) 5 $1,195,000 $239,000 $0 6.23%
Sanford, NC (FHA|USDA|VA) 4 $1,190,000 $297,500 $12,095 6.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $1,135,000 $378,333 $7,243 6.83%
Cañon City, CO (FHA|USDA|VA) 8 $1,120,000 $140,000 $5,755 4.36%
WILMINGTON, NC (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $20,878 7.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $1,105,000 $157,857 $7,997 4.63%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $1,100,000 $275,000 $9,350 7.31%
Mount Airy, NC (FHA|USDA|VA) 8 $1,100,000 $137,500 $7,892 4.16%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,100,000 $550,000 $22,300 5.81%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $1,080,000 $540,000 $5,533 7.38%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,883 7.13%
Winnemucca, NV (FHA|USDA|VA) 3 $1,025,000 $341,667 $8,474 6.83%
TYLER, TX (FHA|USDA|VA) 5 $1,025,000 $205,000 $11,595 5.03%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $1,010,000 $168,333 $5,788 7.27%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,926 6.45%
Prineville, OR (FHA|USDA|VA) 3 $985,000 $328,333 $12,316 6.79%
Deming, NM (FHA|USDA|VA) 9 $965,000 $107,222 $5,838 6.57%
CARSON CITY, NV (FHA|USDA|VA) 2 $960,000 $480,000 $6,191 7.00%
Warrensburg, MO (FHA|USDA|VA) 4 $960,000 $240,000 $5,063 6.72%
Lumberton, NC (FHA|USDA|VA) 6 $960,000 $160,000 $5,854 6.06%
Dublin, GA (FHA|USDA|VA) 9 $935,000 $103,889 $3,858 5.58%
SANTA FE, NM (FHA|USDA|VA) 3 $935,000 $311,667 $10,189 7.71%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $930,000 $465,000 $14,472 6.44%
Dumas, TX (FHA|USDA|VA) 4 $930,000 $232,500 $14,465 5.09%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 6 $920,000 $153,333 $5,223 4.83%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $915,000 $915,000 $15,293 6.50%
Warsaw, IN (FHA|USDA|VA) 5 $915,000 $183,000 $5,739 5.35%
Roseburg, OR (FHA|USDA|VA) 3 $915,000 $305,000 $7,296 7.21%
RICHMOND, VA (FHA|USDA|VA) 3 $895,000 $298,333 $8,213 6.33%
MISSOULA, MT (FHA|USDA|VA) 2 $890,000 $445,000 $9,631 6.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $875,000 $875,000 $26,245 5.75%
Stephenville, TX (FHA|USDA|VA) 2 $870,000 $435,000 $14,520 6.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $860,000 $430,000 $14,893 6.69%
ASHEVILLE, NC (FHA|USDA|VA) 4 $860,000 $215,000 $6,608 7.44%
Pullman, WA (FHA|USDA|VA) 2 $850,000 $425,000 $17,315 6.25%
Batesville, AR (FHA|USDA|VA) 7 $835,000 $119,286 $5,930 6.66%
PITTSBURGH, PA (FHA|USDA|VA) 4 $830,000 $207,500 $5,651 5.09%
Morehead City, NC (FHA|USDA|VA) 4 $830,000 $207,500 $6,490 7.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $815,000 $815,000 $22,415 5.75%
LaGrange, GA-AL (FHA|USDA|VA) 5 $815,000 $163,000 $5,507 6.38%
Rochelle, IL (FHA|USDA|VA) 9 $805,000 $89,444 $14,124 3.46%
MIDLAND, TX (FHA|USDA|VA) 4 $790,000 $197,500 $5,839 7.56%
Decatur, IN (FHA|USDA|VA) 8 $780,000 $97,500 $5,495 5.22%
Lake City, FL (FHA|USDA|VA) 4 $770,000 $192,500 $7,224 5.44%
LUBBOCK, TX (FHA|USDA|VA) 3 $765,000 $255,000 $4,295 5.21%
MADERA, CA (FHA|USDA|VA) 3 $765,000 $255,000 $13,716 5.13%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $765,000 $255,000 $6,514 7.17%
Ruston, LA (FHA|USDA|VA) 2 $760,000 $380,000 $14,060 7.31%
Craig, CO (FHA|USDA|VA) 5 $755,000 $151,000 $4,855 5.43%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $750,000 $375,000 $15,996 7.06%
Bennington, VT (FHA|USDA|VA) 4 $750,000 $187,500 $5,522 5.22%
Paragould, AR (FHA|USDA|VA) 7 $735,000 $105,000 $6,378 6.59%
TULSA, OK (FHA|USDA|VA) 2 $730,000 $365,000 $14,506 6.63%
Del Rio, TX (FHA|USDA|VA) 2 $730,000 $365,000 $0 5.75%
MUSKEGON, MI (FHA|USDA|VA) 6 $730,000 $121,667 $6,946 4.29%
Alice, TX (FHA|USDA|VA) 3 $725,000 $241,667 $10,332 6.08%
Wilson, NC (FHA|USDA|VA) 3 $705,000 $235,000 $4,562 6.92%
RACINE, WI (FHA|USDA|VA) 2 $700,000 $350,000 $7,259 6.13%
Bonham, TX (FHA|USDA|VA) 3 $695,000 $231,667 $10,277 4.88%
SPARTANBURG, SC (FHA|USDA|VA) 4 $690,000 $172,500 $6,754 7.40%
Fernley, NV (FHA|USDA|VA) 3 $685,000 $228,333 $5,397 6.71%
Georgetown, SC (FHA|USDA|VA) 3 $675,000 $225,000 $11,922 6.96%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $675,000 $225,000 $0 6.83%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $675,000 $675,000 $0 7.38%
Alamogordo, NM (FHA|USDA|VA) 4 $670,000 $167,500 $9,326 7.94%
Huntington, IN (FHA|USDA|VA) 2 $660,000 $330,000 $10,504 6.69%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $660,000 $330,000 $6,965 6.38%
Moscow, ID (FHA|USDA|VA) 3 $655,000 $218,333 $7,654 6.63%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $650,000 $162,500 $0 5.97%
Kendallville, IN (FHA|USDA|VA) 6 $650,000 $108,333 $4,651 4.83%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $645,000 $215,000 $12,249 6.33%
Clewiston, FL (FHA|USDA|VA) 3 $615,000 $205,000 $12,641 4.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $615,000 $205,000 $10,994 6.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $615,000 $205,000 $12,316 4.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $600,000 $300,000 $11,223 6.56%
Coos Bay, OR (FHA|USDA|VA) 2 $600,000 $300,000 $9,365 6.63%
Laconia, NH (FHA|USDA|VA) 2 $590,000 $295,000 $8,231 7.12%
Big Rapids, MI (FHA|USDA|VA) 6 $590,000 $98,333 $6,204 5.71%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $565,000 $188,333 $6,332 7.21%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $555,000 $111,000 $6,239 3.95%
GRANTS PASS, OR (FHA|USDA|VA) 2 $550,000 $275,000 $8,741 6.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $535,000 $535,000 $3,821 6.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $530,000 $265,000 $9,049 6.06%
Pampa, TX (FHA|USDA|VA) 4 $520,000 $130,000 $12,410 4.46%
STAUNTON, VA (FHA|USDA|VA) 2 $510,000 $255,000 $9,026 6.25%
St. Marys, GA (FHA|USDA|VA) 1 $495,000 $495,000 $4,394 6.75%
Newport, TN (FHA|USDA|VA) 2 $490,000 $245,000 $9,805 7.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $480,000 $240,000 $8,149 6.94%
La Grande, OR (FHA|USDA|VA) 2 $480,000 $240,000 $9,210 6.81%
Clearlake, CA (FHA|USDA|VA) 1 $475,000 $475,000 $14,906 6.63%
Cadillac, MI (FHA|USDA|VA) 2 $470,000 $235,000 $5,878 7.63%
MORGANTOWN, WV (FHA|USDA|VA) 2 $460,000 $230,000 $3,262 7.38%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $445,000 $148,333 $7,942 6.58%
Hereford, TX (FHA|USDA|VA) 6 $440,000 $73,333 $0 3.83%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $435,000 $435,000 $13,081 6.75%
Rock Springs, WY (FHA|USDA|VA) 2 $430,000 $215,000 $7,055 6.75%
KANKAKEE, IL (FHA|USDA|VA) 8 $430,000 $53,750 $3,860 3.06%
ABILENE, TX (FHA|USDA|VA) 2 $430,000 $215,000 $9,478 5.94%
VALDOSTA, GA (FHA|USDA|VA) 1 $425,000 $425,000 $14,384 7.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $415,000 $415,000 $14,710 6.38%
Gillette, WY (FHA|USDA|VA) 1 $415,000 $415,000 $0 6.75%
Eagle Pass, TX (FHA|USDA|VA) 3 $405,000 $135,000 $8,755 4.67%
VICTORIA, TX (FHA|USDA|VA) 3 $395,000 $131,667 $6,944 4.58%
EL CENTRO, CA (FHA|USDA|VA) 2 $390,000 $195,000 $18,139 3.88%
Enterprise, AL (FHA|USDA|VA) 1 $385,000 $385,000 $8,287 7.50%
Greeneville, TN (FHA|USDA|VA) 1 $385,000 $385,000 $11,545 6.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $375,000 $375,000 $5,784 6.88%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $375,000 $125,000 $7,186 6.54%
Lock Haven, PA (FHA|USDA|VA) 1 $375,000 $375,000 $7,022 6.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $370,000 $92,500 $6,918 6.36%
WACO, TX (FHA|USDA|VA) 2 $370,000 $185,000 $7,359 6.69%
Fort Morgan, CO (FHA|USDA|VA) 2 $370,000 $185,000 $0 3.38%
Ponca City, OK (FHA|USDA|VA) 4 $370,000 $92,500 $5,252 7.25%
Russellville, AR (FHA|USDA|VA) 3 $365,000 $121,667 $4,903 6.71%
Minot, ND (FHA|USDA|VA) 1 $365,000 $365,000 $16,208 5.63%
LAWRENCE, KS (FHA|USDA|VA) 1 $365,000 $365,000 $5,833 5.88%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $360,000 $180,000 $2,580 6.88%
Juneau, AK (FHA|USDA|VA) 1 $355,000 $355,000 $0 6.75%
Sevierville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $7,929 6.50%
Riverton, WY (FHA|USDA|VA) 2 $350,000 $175,000 $6,276 8.18%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $4,424 6.38%
Beeville, TX (FHA|USDA|VA) 1 $345,000 $345,000 $8,301 6.50%
FARMINGTON, NM (FHA|USDA|VA) 2 $340,000 $170,000 $6,670 6.69%
MONROE, MI (FHA|USDA|VA) 2 $340,000 $170,000 $5,709 7.38%
Jackson, WY-ID (FHA|USDA|VA) 1 $335,000 $335,000 $0 8.13%
Raymondville, TX (FHA|USDA|VA) 1 $335,000 $335,000 $17,161 6.13%
LONGVIEW, TX (FHA|USDA|VA) 1 $335,000 $335,000 $10,096 6.50%
LOUISVILLE, KY (FHA|USDA|VA) 3 $325,000 $108,333 $4,059 7.71%
TOLEDO, OH (FHA|USDA|VA) 1 $325,000 $325,000 $16,321 5.25%
Brookings, OR (FHA|USDA|VA) 1 $325,000 $325,000 $12,990 6.63%
Atmore, AL (FHA|USDA|VA) 1 $325,000 $325,000 $14,269 6.88%
Ruidoso, NM (FHA|USDA|VA) 4 $320,000 $80,000 $0 7.00%
DALTON, GA (FHA|USDA|VA) 1 $315,000 $315,000 $5,314 6.00%
Opelousas, LA (FHA|USDA|VA) 1 $315,000 $315,000 $10,355 6.63%
Lexington, NE (FHA|USDA|VA) 1 $315,000 $315,000 $6,506 7.13%
ROANOKE, VA (FHA|USDA|VA) 1 $315,000 $315,000 $6,232 6.25%
Steamboat Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $6,437 7.25%
Greenwood, MS (FHA|USDA|VA) 3 $305,000 $101,667 $7,605 4.73%
PINE BLUFF, AR (FHA|USDA|VA) 4 $300,000 $75,000 $0 6.44%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $300,000 $150,000 $7,056 7.00%
Ottawa, IL (FHA|USDA|VA) 2 $290,000 $145,000 $0 3.94%
Clarksburg, WV (FHA|USDA|VA) 1 $285,000 $285,000 $13,372 5.38%
Safford, AZ (FHA|USDA|VA) 2 $280,000 $140,000 $6,067 8.25%
NILES, MI (FHA|USDA|VA) 1 $275,000 $275,000 $6,713 6.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $10,509 6.63%
Silver City, NM (FHA|USDA|VA) 1 $265,000 $265,000 $8,617 6.13%
Fredericksburg, TX (FHA|USDA|VA) 1 $265,000 $265,000 $16,982 5.88%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $255,000 $255,000 $9,447 5.88%
Cullowhee, NC (FHA|USDA|VA) 1 $255,000 $255,000 $7,745 6.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $255,000 $255,000 $12,396 6.88%
JACKSON, MI (FHA|USDA|VA) 1 $255,000 $255,000 $5,560 7.75%
HINESVILLE, GA (FHA|USDA|VA) 2 $250,000 $125,000 $0 7.25%
CASPER, WY (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.75%
Fallon, NV (FHA|USDA|VA) 1 $245,000 $245,000 $10,134 6.13%
Wauchula, FL (FHA|USDA|VA) 1 $245,000 $245,000 $7,019 7.25%
Huntsville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.83%
PEORIA, IL (FHA|USDA|VA) 1 $245,000 $245,000 $6,620 7.25%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,945 7.63%
Marshall, MO (FHA|USDA|VA) 1 $235,000 $235,000 $7,480 6.25%
Warren, PA (FHA|USDA|VA) 2 $230,000 $115,000 $4,543 7.93%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $225,000 $225,000 $5,458 7.38%
Fairmont, WV (FHA|USDA|VA) 1 $225,000 $225,000 $6,546 6.75%
Grenada, MS (FHA|USDA|VA) 4 $220,000 $55,000 $0 2.90%
ANN ARBOR, MI (FHA|USDA|VA) 2 $220,000 $110,000 $0 3.19%
Athens, TN (FHA|USDA|VA) 1 $215,000 $215,000 $5,667 6.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,577 6.38%
BILLINGS, MT (FHA|USDA|VA) 1 $215,000 $215,000 $4,832 7.38%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $215,000 $215,000 $13,913 6.75%
FLORENCE, SC (FHA|USDA|VA) 1 $205,000 $205,000 $11,171 6.25%
Bay City, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,707 6.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $205,000 $205,000 $10,268 7.25%
Traverse City, MI (FHA|USDA|VA) 1 $205,000 $205,000 $4,589 7.13%
El Campo, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 3.69%
JONESBORO, AR (FHA|USDA|VA) 2 $200,000 $100,000 $8,101 6.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $195,000 $195,000 $10,253 6.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $195,000 $195,000 $10,594 7.63%
FOND DU LAC, WI (FHA|USDA|VA) 1 $195,000 $195,000 $9,756 6.00%
Palestine, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,076 6.50%
Branson, MO (FHA|USDA|VA) 1 $195,000 $195,000 $1,926 7.63%
LAREDO, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 3.63%
Picayune, MS (FHA|USDA|VA) 2 $180,000 $90,000 $0 3.47%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $180,000 $90,000 $0 3.31%
CLEVELAND, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,285 6.88%
Paris, TN (FHA|USDA|VA) 1 $175,000 $175,000 $8,560 6.63%
Pontiac, IL (FHA|USDA|VA) 2 $170,000 $85,000 $0 3.13%
Peru, IN (FHA|USDA|VA) 1 $165,000 $165,000 $7,484 6.75%
Lufkin, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,495 7.25%
Dixon, IL (FHA|USDA|VA) 2 $160,000 $80,000 $0 3.31%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $160,000 $80,000 $0 3.88%
Jesup, GA (FHA|USDA|VA) 2 $160,000 $80,000 $0 3.00%
Milledgeville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $8,753 6.63%
Dyersburg, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,600 6.63%
MONTGOMERY, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,420 7.25%
Orangeburg, SC (FHA|USDA|VA) 1 $145,000 $145,000 $7,893 7.25%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $140,000 $70,000 $0 3.19%
Plymouth, IN (FHA|USDA|VA) 2 $140,000 $70,000 $0 3.88%
ALBANY, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,683 6.63%
Mineral Wells, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,622 6.63%
Kirksville, MO (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.00%
Cordele, GA (FHA|USDA|VA) 1 $135,000 $135,000 $7,616 6.63%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $125,000 $125,000 $9,489 7.25%
St. Marys, PA (FHA|USDA|VA) 1 $125,000 $125,000 $8,447 6.63%
Henderson, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,179 7.00%
Clovis, NM (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $120,000 $60,000 $0 3.31%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $4,462 7.38%
Alpena, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,011 6.88%
Shawano, WI (FHA|USDA|VA) 1 $105,000 $105,000 $3,578 7.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,036 6.63%
Paris, TX (FHA|USDA|VA) 2 $100,000 $50,000 $3,176 8.18%
Blytheville, AR (FHA|USDA|VA) 1 $95,000 $95,000 $5,885 6.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,699 7.25%
Sterling, IL (FHA|USDA|VA) 2 $90,000 $45,000 $0 3.25%
McPherson, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,851 7.25%
Greenwood, SC (FHA|USDA|VA) 1 $85,000 $85,000 $4,019 7.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,144 5.75%
Helena-West Helena, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,307 7.25%
El Dorado, AR (FHA|USDA|VA) 1 $55,000 $55,000 $6,280 7.13%
Camden, AR (FHA|USDA|VA) 1 $55,000 $55,000 $4,670 6.13%
Academy Mortgage Corporation's top markets include Seattle, Phoenix, Ogden, Boise City, and Portland among others.

Their top states include:
  • Washington (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,548 $3,373,780,000 $292,153 $8,826 5.94%
    FHA 4,361 $1,315,355,000 $301,618 $14,126 6.61%
    VA 1,288 $508,420,000 $394,736 $11,528 6.44%
    USDA 125 $27,745,000 $221,960 $9,119 6.51%
    FHA 66 $11,650,000 $176,515 $0 7.45%
    HELOC 1 $215,000 $215,000 n/a 7.67%

    For 2023, Academy Mortgage Corporation's most frequently originated type of loan was Conventional, with 11,548 originations. Their 2nd most popular type was FHA, with 4,361 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 16,328 $4,901,420,000 $300,185 $10,312 6.11%
    Cash Out Refi 707 $197,135,000 $278,833 $10,137 6.92%
    Refi 354 $138,610,000 $391,554 $11,129 6.81%

    For 2023, Academy Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 16,328 originations. The 2nd most popular reason was Cash Out Refi, with 707 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 15,913 $5,136,855,000 $322,809 $10,626 6.31%
    10 Year 432 $5,150,000 $11,921 $207 6.42%
    15 Year 426 $55,210,000 $129,601 $7,751 6.18%
    3 Year 336 $2,390,000 $7,113 $0 0.00%
    Other 126 $14,130,000 $112,143 $8,405 4.50%
    20 Year 100 $23,140,000 $231,400 $6,395 6.54%
    5 Year 53 $265,000 $5,000 $0 0.00%
    1 Year 2 $10,000 $5,000 $0 0.00%
    30+ year 1 $15,000 $15,000 $0 1.00%

    For 2023, Academy Mortgage Corporation's most frequently cited loan duration was 30 Year, with 15,913 originations. The 2nd most popular length was 10 Year, with 432 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 6,438 $2,789,440,000 $433,277
    $1k-2k 2,217 $719,775,000 $324,662
    $4k-5k 1,737 $520,165,000 $299,462
    $3k-4k 1,622 $413,900,000 $255,179
    $<1k 1,499 $182,975,000 $122,065
    $2k-3k 1,473 $339,925,000 $230,771

    Academy Mortgage Corporation's average total fees were $10,626, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 6,438 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 7,725 $2,645,995,000 $342,524
    7-8% 4,671 $1,546,735,000 $331,136
    5-6% 2,437 $845,655,000 $347,007
    <2.5% 1,665 $19,895,000 $11,949
    Over 8% 762 $133,500,000 $175,197
    4-5% 125 $45,185,000 $361,480
    3-4% 3 $185,000 $61,667
    2.5-3% 1 $15,000 $15,000

    During 2023, Academy Mortgage Corporation's average interest rate for loans was 6.31%, while their most frequently originated rate bucket for loans was 6-7%, with 7,725 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 7,383 $2,207,605,000 $299,012 $9,689 6.70%
    $400k-600k 3,363 $1,601,215,000 $476,127 $12,796 6.68%
    $100,000 or less 2,918 $65,420,000 $22,419 $2,291 3.38%
    $100k-200k 2,451 $381,895,000 $155,812 $6,336 6.75%
    $600k-1MM 1,132 $804,140,000 $710,371 $15,022 6.81%
    $1MM+ 142 $176,890,000 $1,245,704 $20,942 6.99%

    2023 saw Academy Mortgage Corporation place emphasis on $200k-400k loans with 7,383 originations, totaling $2,207,605,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 4,509 $1,520,845,000 $337,291 $10,921 6.41%
    $75k-100k 3,920 $981,650,000 $250,421 $9,957 5.98%
    $50k-75k 3,731 $684,865,000 $183,561 $8,250 5.61%
    $150k-250k 2,625 $1,194,335,000 $454,985 $11,538 6.77%
    $50k or less 1,453 $162,445,000 $111,800 $6,083 5.42%
    $250k+ 1,105 $679,275,000 $614,729 $13,418 7.01%

    Academy Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 4,509 originations. The second most popular income band? $75k-100k, with 3,920 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,210 $678,170,000 $306,864 $9,494 6.20%
    50-60% 2,143 $612,685,000 $285,901 $13,104 6.09%
    20-30% 1,641 $506,045,000 $308,376 $8,946 6.41%
    49% 1,202 $376,580,000 $313,295 $10,580 6.11%
    44% 1,057 $295,605,000 $279,664 $10,188 5.89%
    48% 898 $268,230,000 $298,697 $10,556 6.10%
    42% 873 $279,615,000 $320,292 $10,498 6.11%
    43% 846 $245,780,000 $290,520 $10,508 5.88%
    46% 838 $250,350,000 $298,747 $10,324 6.15%
    45% 790 $235,190,000 $297,709 $10,160 6.21%
    47% 736 $225,070,000 $305,802 $10,255 6.17%
    41% 723 $225,295,000 $311,611 $10,412 6.11%
    39% 636 $192,280,000 $302,327 $10,426 6.00%
    40% 631 $195,745,000 $310,214 $10,450 6.10%
    38% 562 $161,950,000 $288,167 $9,469 6.13%
    37% 522 $160,970,000 $308,372 $9,651 6.16%
    36% 478 $142,110,000 $297,301 $10,228 6.10%
    <20% 428 $130,840,000 $305,701 $7,818 6.71%
    >60% 62 $29,040,000 $468,387 $13,255 6.38%

    Academy Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 2,210 originations. The next most common DTI ratio? 50-60%, with 2,143 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,840 $4,102,360,000 $296,413 $10,126 6.17%
    Not provided 1,474 $486,240,000 $329,878 $10,480 6.28%
    Black 1,125 $295,155,000 $262,360 $11,508 5.74%
    Asian 669 $270,415,000 $404,208 $11,649 6.40%
    American Indian 209 $55,925,000 $267,584 $10,269 5.99%
    Native Hawaiian or Islander 71 $26,265,000 $369,930 $13,158 6.14%
    Other Asian 1 $805,000 $805,000 $10,203 6.88%

    Approval Rates

    Total approvals of all applications
    97.36%

    Academy Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    66.20%

    Academy Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 17,389 $5,237,165,000 $301,177

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    17,389 $5,237,165,000 $301,177

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 528 $106,610,000 $201,913 $6,217 6.41%
    40-60% 1,152 $340,900,000 $295,920 $7,652 6.71%
    60-80% 3,198 $1,223,720,000 $382,652 $9,987 6.83%
    80-100% 9,618 $3,384,380,000 $351,880 $11,205 6.70%
    Over 100% 318 $133,140,000 $418,679 $18,468 6.43%
    Under 20% 2,508 $36,550,000 $14,573 $951 2.83%