Academy Mortgage Corporation Rates, Fees & Info
Salt Lake City, UTLEI: 549300WTZMQSET2VY242
Tax ID: 87-0456373
2.2 stars - Updated: 12/10/23
-
out of 5 stars, based on 158 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Academy Mortgage Corporation is a large mortgage company specializing in Home Purchase loans. Academy Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Phoenix, Portland, Ogden, and Boise City among others. We have data for 472 markets. (Some data included below & more in-depth data is available with an active subscription.)Academy Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Academy Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/10/23 |
| 30 Year Conventional Purchase | 6.44% | 12/10/23 |
| 30 Year Conventional Refi | 6.67% | 12/10/23 |
| 30 Year Cash-out Refi | 6.88% | 12/10/23 |
| 30 Year FHA Purchase | 7.61% | 12/10/23 |
| 30 Year FHA Refi | 7.44% | 12/10/23 |
| 30 Year VA Purchase | 6.38% | 12/10/23 |
| 30 Year VA Refi | 6.07% | 12/10/23 |
| 30 Year USDA Purchase | 7.06% | 12/10/23 |
| 30 Year USDA Refi | 6.98% | 12/10/23 |
| 15 Year Conventional Purchase | 5.83% | 12/10/23 |
| 15 Year Conventional Refi | 6.31% | 12/10/23 |
| 15 Year Cash-out Refi | 6.31% | 12/10/23 |
| 15 Year FHA Purchase | 7.02% | 12/10/23 |
| 15 Year FHA Refi | 6.74% | 12/10/23 |
| 15 Year VA Purchase | 6.41% | 12/10/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Academy Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Academy Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
24,892Origination Dollar Volume (All Markets)
$8,027,230,000Awards
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ACADEMY MORTGAGE CORPORATION - 2022
ACADEMY MORTGAGE CORPORATION is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Academy Mortgage Corporation's average 30 year fixed mortgage rate was
4.83%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.07%.
Relative Fees (Closing Costs)
Academy Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,115.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,055 | $665,195,000 | $630,517 | $13,012 | 4.75% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,765 | $589,615,000 | $334,059 | $10,472 | 4.68% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,016 | $453,420,000 | $446,280 | $9,853 | 4.89% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1,172 | $428,550,000 | $365,657 | $9,154 | 4.97% |
| BOISE CITY, ID (FHA|USDA|VA) | 976 | $336,000,000 | $344,262 | $9,724 | 4.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 719 | $316,975,000 | $440,855 | $9,432 | 5.01% |
| Outside of Metro Areas | 1,060 | $238,370,000 | $224,877 | $7,358 | 4.73% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 548 | $229,360,000 | $418,540 | $10,390 | 4.88% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 538 | $186,000,000 | $345,725 | $7,774 | 4.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 534 | $149,450,000 | $279,869 | $9,756 | 4.53% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 570 | $145,330,000 | $254,965 | $6,659 | 4.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 665 | $145,245,000 | $218,414 | $10,665 | 3.82% |
| PROVO-OREM, UT (FHA|USDA|VA) | 354 | $143,480,000 | $405,311 | $9,637 | 4.76% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 341 | $124,625,000 | $365,469 | $7,865 | 4.43% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 150 | $97,690,000 | $651,267 | $16,142 | 4.80% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 470 | $92,430,000 | $196,660 | $9,491 | 3.57% |
| ST. GEORGE, UT (FHA|USDA|VA) | 234 | $90,000,000 | $384,615 | $8,127 | 4.89% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 273 | $84,655,000 | $310,092 | $11,280 | 3.97% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 240 | $84,390,000 | $351,625 | $5,552 | 5.10% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 372 | $82,920,000 | $222,903 | $7,337 | 4.51% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 198 | $81,380,000 | $411,010 | $7,726 | 4.57% |
| FORT COLLINS, CO (FHA|USDA|VA) | 208 | $79,880,000 | $384,038 | $6,986 | 4.53% |
| ANCHORAGE, AK (FHA|USDA|VA) | 241 | $79,485,000 | $329,813 | $9,153 | 4.59% |
| Centralia, WA (FHA|USDA|VA) | 244 | $78,030,000 | $319,795 | $9,657 | 5.02% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 168 | $76,980,000 | $458,214 | $5,277 | 4.81% |
| MODESTO, CA (FHA|USDA|VA) | 223 | $73,305,000 | $328,722 | $8,372 | 4.34% |
| GREELEY, CO (FHA|USDA|VA) | 201 | $71,535,000 | $355,896 | $8,101 | 4.23% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 167 | $70,125,000 | $419,910 | $10,030 | 5.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 375 | $67,605,000 | $180,280 | $7,815 | 5.17% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 143 | $65,275,000 | $456,469 | $11,223 | 4.70% |
| YUMA, AZ (FHA|USDA|VA) | 290 | $64,160,000 | $221,241 | $9,657 | 4.30% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 188 | $63,910,000 | $339,947 | $6,126 | 4.63% |
| SALEM, OR (FHA|USDA|VA) | 158 | $55,840,000 | $353,418 | $8,883 | 4.78% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 119 | $52,455,000 | $440,798 | $11,246 | 5.11% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 308 | $51,340,000 | $166,688 | $8,331 | 3.93% |
| Glenwood Springs, CO (FHA|USDA|VA) | 147 | $51,095,000 | $347,585 | $7,521 | 3.98% |
| Outside of Metro Areas | 126 | $50,650,000 | $401,984 | $9,268 | 4.80% |
| Montrose, CO (FHA|USDA|VA) | 190 | $50,530,000 | $265,947 | $7,334 | 4.40% |
| WALLA WALLA, WA (FHA|USDA|VA) | 166 | $49,790,000 | $299,940 | $8,399 | 4.87% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 176 | $49,200,000 | $279,545 | $9,821 | 4.18% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 249 | $48,465,000 | $194,639 | $9,777 | 4.43% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 91 | $48,425,000 | $532,143 | $14,710 | 4.42% |
| STOCKTON, CA (FHA|USDA|VA) | 103 | $42,915,000 | $416,650 | $7,950 | 4.89% |
| Shelton, WA (FHA|USDA|VA) | 138 | $42,210,000 | $305,870 | $9,940 | 4.93% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 141 | $41,975,000 | $297,695 | $8,711 | 4.82% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 199 | $41,405,000 | $208,065 | $4,544 | 4.78% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 57 | $40,235,000 | $705,877 | $14,780 | 4.82% |
| LONGVIEW, WA (FHA|USDA|VA) | 133 | $38,655,000 | $290,639 | $9,453 | 4.48% |
| Aberdeen, WA (FHA|USDA|VA) | 117 | $37,795,000 | $323,034 | $9,653 | 4.89% |
| BEND, OR (FHA|USDA|VA) | 89 | $37,485,000 | $421,180 | $9,560 | 4.79% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 87 | $36,855,000 | $423,621 | $11,603 | 4.52% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 135 | $36,215,000 | $268,259 | $8,944 | 4.92% |
| Hilo, HI (FHA|USDA|VA) | 98 | $35,880,000 | $366,122 | $9,425 | 4.74% |
| PITTSFIELD, MA (FHA|USDA|VA) | 184 | $35,280,000 | $191,739 | $8,315 | 4.40% |
| Cedar City, UT (FHA|USDA|VA) | 96 | $34,250,000 | $356,771 | $7,578 | 4.79% |
| YAKIMA, WA (FHA|USDA|VA) | 144 | $33,000,000 | $229,167 | $8,924 | 4.26% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 105 | $31,835,000 | $303,190 | $7,555 | 5.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 158 | $29,590,000 | $187,278 | $6,504 | 4.33% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 96 | $28,580,000 | $297,708 | $8,535 | 4.86% |
| Ontario, OR-ID (FHA|USDA|VA) | 108 | $28,570,000 | $264,537 | $8,720 | 5.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 55 | $27,875,000 | $506,818 | $11,216 | 5.01% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 166 | $27,250,000 | $164,157 | $5,685 | 3.80% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 93 | $26,685,000 | $286,935 | $7,701 | 4.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 90 | $26,320,000 | $292,444 | $7,012 | 4.68% |
| BAY CITY, MI (FHA|USDA|VA) | 249 | $25,645,000 | $102,992 | $5,057 | 4.34% |
| YUBA CITY, CA (FHA|USDA|VA) | 70 | $24,860,000 | $355,143 | $11,310 | 5.07% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 96 | $24,120,000 | $251,250 | $7,655 | 4.46% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 72 | $23,450,000 | $325,694 | $8,283 | 5.36% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 74 | $22,930,000 | $309,865 | $9,938 | 4.89% |
| Edwards, CO (FHA|USDA|VA) | 43 | $22,685,000 | $527,558 | $6,759 | 4.31% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 32 | $21,850,000 | $682,813 | $11,693 | 4.37% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 79 | $21,235,000 | $268,797 | $7,588 | 4.06% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 72 | $21,040,000 | $292,222 | $6,692 | 4.53% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 58 | $20,850,000 | $359,483 | $8,586 | 4.87% |
| Ellensburg, WA (FHA|USDA|VA) | 51 | $20,795,000 | $407,745 | $10,693 | 5.16% |
| LOGAN, UT-ID (FHA|USDA|VA) | 61 | $20,475,000 | $335,656 | $8,365 | 5.04% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 48 | $20,400,000 | $425,000 | $9,472 | 4.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 186 | $20,210,000 | $108,656 | $6,144 | 3.59% |
| FORT WAYNE, IN (FHA|USDA|VA) | 127 | $19,955,000 | $157,126 | $5,896 | 4.27% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 51 | $19,615,000 | $384,608 | $9,633 | 5.29% |
| Elko, NV (FHA|USDA|VA) | 66 | $19,300,000 | $292,424 | $8,716 | 4.68% |
| Heber, UT (FHA|USDA|VA) | 35 | $19,055,000 | $544,429 | $8,603 | 5.05% |
| MIDLAND, MI (FHA|USDA|VA) | 118 | $18,500,000 | $156,780 | $5,276 | 4.52% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 80 | $15,460,000 | $193,250 | $10,060 | 5.12% |
| SAGINAW, MI (FHA|USDA|VA) | 139 | $14,875,000 | $107,014 | $4,872 | 4.18% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 72 | $13,550,000 | $188,194 | $9,213 | 4.29% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 39 | $13,325,000 | $341,667 | $8,004 | 5.15% |
| MERCED, CA (FHA|USDA|VA) | 37 | $12,795,000 | $345,811 | $12,377 | 4.40% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 59 | $12,465,000 | $211,271 | $6,146 | 5.40% |
| OCALA, FL (FHA|USDA|VA) | 61 | $12,265,000 | $201,066 | $7,920 | 4.48% |
| CHICO, CA (FHA|USDA|VA) | 48 | $12,130,000 | $252,708 | $8,488 | 4.89% |
| FRESNO, CA (FHA|USDA|VA) | 46 | $12,120,000 | $263,478 | $11,996 | 4.16% |
| BOULDER, CO (FHA|USDA|VA) | 24 | $11,760,000 | $490,000 | $9,057 | 5.10% |
| Vernal, UT (FHA|USDA|VA) | 61 | $11,655,000 | $191,066 | $10,114 | 5.57% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 43 | $11,085,000 | $257,791 | $7,967 | 4.95% |
| SAVANNAH, GA (FHA|USDA|VA) | 37 | $11,005,000 | $297,432 | $9,513 | 5.12% |
| PUEBLO, CO (FHA|USDA|VA) | 45 | $10,685,000 | $237,444 | $8,356 | 3.49% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 20 | $10,550,000 | $527,500 | $16,840 | 4.35% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 41 | $10,465,000 | $255,244 | $6,977 | 4.67% |
| TUCSON, AZ (FHA|USDA|VA) | 37 | $10,255,000 | $277,162 | $11,172 | 5.10% |
| Oak Harbor, WA (FHA|USDA|VA) | 23 | $9,805,000 | $426,304 | $14,461 | 4.73% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 25 | $9,775,000 | $391,000 | $10,555 | 4.74% |
| CORVALLIS, OR (FHA|USDA|VA) | 26 | $9,550,000 | $367,308 | $8,510 | 5.23% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 18 | $9,130,000 | $507,222 | $11,195 | 5.42% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 27 | $9,075,000 | $336,111 | $4,597 | 4.84% |
| Klamath Falls, OR (FHA|USDA|VA) | 34 | $8,800,000 | $258,824 | $8,695 | 4.76% |
| MORRISTOWN, TN (FHA|USDA|VA) | 41 | $8,785,000 | $214,268 | $9,212 | 4.91% |
| Astoria, OR (FHA|USDA|VA) | 23 | $8,775,000 | $381,522 | $7,630 | 4.82% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 29 | $8,595,000 | $296,379 | $9,567 | 5.00% |
| Granbury, TX (FHA|USDA|VA) | 38 | $8,270,000 | $217,632 | $7,758 | 4.17% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 32 | $8,130,000 | $254,063 | $8,169 | 4.15% |
| MONROE, LA (FHA|USDA|VA) | 40 | $7,580,000 | $189,500 | $6,451 | 5.32% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 23 | $7,505,000 | $326,304 | $6,672 | 4.95% |
| Easton, MD (FHA|USDA|VA) | 22 | $7,490,000 | $340,455 | $5,859 | 5.10% |
| JACKSON, MS (FHA|USDA|VA) | 35 | $7,475,000 | $213,571 | $10,227 | 4.52% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 19 | $7,215,000 | $379,737 | $10,585 | 5.26% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 20 | $7,080,000 | $354,000 | $8,336 | 5.01% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 31 | $6,995,000 | $225,645 | $8,131 | 4.40% |
| WENATCHEE, WA (FHA|USDA|VA) | 13 | $6,905,000 | $531,154 | $10,856 | 4.88% |
| Mount Pleasant, MI (FHA|USDA|VA) | 48 | $6,880,000 | $143,333 | $5,586 | 4.87% |
| FLINT, MI (FHA|USDA|VA) | 49 | $6,735,000 | $137,449 | $6,349 | 4.35% |
| Prineville, OR (FHA|USDA|VA) | 17 | $6,385,000 | $375,588 | $9,860 | 4.48% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 23 | $6,255,000 | $271,957 | $9,584 | 3.73% |
| TYLER, TX (FHA|USDA|VA) | 35 | $6,225,000 | $177,857 | $7,059 | 3.53% |
| Show Low, AZ (FHA|USDA|VA) | 23 | $6,195,000 | $269,348 | $6,649 | 4.62% |
| THE VILLAGES, FL (FHA|USDA|VA) | 27 | $6,125,000 | $226,852 | $5,857 | 5.25% |
| Payson, AZ (FHA|USDA|VA) | 22 | $5,920,000 | $269,091 | $9,967 | 4.51% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 24 | $5,890,000 | $245,417 | $7,013 | 5.03% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 22 | $5,790,000 | $263,182 | $5,617 | 4.75% |
| Barre, VT (FHA|USDA|VA) | 25 | $5,685,000 | $227,400 | $8,485 | 4.02% |
| Durango, CO (FHA|USDA|VA) | 14 | $5,510,000 | $393,571 | $4,767 | 5.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 47 | $5,375,000 | $114,362 | $7,190 | 5.22% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 20 | $5,350,000 | $267,500 | $7,503 | 4.75% |
| RENO, NV (FHA|USDA|VA) | 15 | $5,335,000 | $355,667 | $7,282 | 4.29% |
| Sonora, CA (FHA|USDA|VA) | 14 | $5,040,000 | $360,000 | $9,384 | 5.08% |
| Lebanon, NH-VT (FHA|USDA|VA) | 22 | $4,590,000 | $208,636 | $7,412 | 4.22% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 16 | $4,550,000 | $284,375 | $8,398 | 4.66% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $4,485,000 | $498,333 | $9,952 | 4.51% |
| Cambridge, MD (FHA|USDA|VA) | 20 | $4,170,000 | $208,500 | $5,550 | 4.81% |
| TWIN FALLS, ID (FHA|USDA|VA) | 12 | $4,080,000 | $340,000 | $10,319 | 4.99% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 25 | $3,865,000 | $154,600 | $5,700 | 4.42% |
| WILMINGTON, NC (FHA|USDA|VA) | 8 | $3,860,000 | $482,500 | $4,779 | 4.28% |
| KNOXVILLE, TN (FHA|USDA|VA) | 14 | $3,730,000 | $266,429 | $7,664 | 5.10% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $3,680,000 | $460,000 | $10,414 | 5.08% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $3,680,000 | $262,857 | $8,242 | 4.53% |
| GOLDSBORO, NC (FHA|USDA|VA) | 11 | $3,645,000 | $331,364 | $7,653 | 4.89% |
| GRANTS PASS, OR (FHA|USDA|VA) | 11 | $3,555,000 | $323,182 | $10,958 | 5.73% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $3,500,000 | $875,000 | $22,095 | 5.19% |
| Hobbs, NM (FHA|USDA|VA) | 26 | $3,490,000 | $134,231 | $9,053 | 4.64% |
| Sandpoint, ID (FHA|USDA|VA) | 7 | $3,445,000 | $492,143 | $12,679 | 4.68% |
| POCATELLO, ID (FHA|USDA|VA) | 12 | $3,370,000 | $280,833 | $10,195 | 5.21% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 15 | $3,315,000 | $221,000 | $4,768 | 4.65% |
| Alma, MI (FHA|USDA|VA) | 26 | $3,240,000 | $124,615 | $5,295 | 4.22% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 11 | $3,205,000 | $291,364 | $5,553 | 4.30% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $3,205,000 | $641,000 | $5,140 | 3.88% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $3,165,000 | $452,143 | $8,196 | 5.48% |
| Newport, OR (FHA|USDA|VA) | 9 | $3,085,000 | $342,778 | $10,437 | 5.82% |
| FAIRBANKS, AK (FHA|USDA|VA) | 10 | $3,030,000 | $303,000 | $13,271 | 3.65% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $10,703 | 4.76% |
| Fort Morgan, CO (FHA|USDA|VA) | 14 | $2,960,000 | $211,429 | $12,618 | 2.77% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $2,955,000 | $227,308 | $9,485 | 3.98% |
| Moses Lake, WA (FHA|USDA|VA) | 8 | $2,950,000 | $368,750 | $5,806 | 4.80% |
| Freeport, IL (FHA|USDA|VA) | 39 | $2,925,000 | $75,000 | $4,884 | 3.24% |
| REDDING, CA (FHA|USDA|VA) | 11 | $2,925,000 | $265,909 | $11,085 | 6.11% |
| Craig, CO (FHA|USDA|VA) | 13 | $2,905,000 | $223,462 | $6,846 | 4.06% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $2,890,000 | $481,667 | $9,886 | 5.25% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $2,885,000 | $412,143 | $16,810 | 5.13% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,840,000 | $473,333 | $12,056 | 5.34% |
| Port Angeles, WA (FHA|USDA|VA) | 9 | $2,785,000 | $309,444 | $8,475 | 5.17% |
| Mountain Home, ID (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $11,595 | 4.74% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 12 | $2,640,000 | $220,000 | $8,569 | 5.22% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $2,510,000 | $627,500 | $12,328 | 4.44% |
| CHEYENNE, WY (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $8,124 | 4.58% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $3,605 | 5.03% |
| Burley, ID (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $6,043 | 5.08% |
| Warsaw, IN (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $4,537 | 4.77% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $5,187 | 3.26% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $5,559 | 4.76% |
| Rexburg, ID (FHA|USDA|VA) | 6 | $2,210,000 | $368,333 | $8,107 | 4.44% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 12 | $2,170,000 | $180,833 | $7,900 | 4.01% |
| LAS CRUCES, NM (FHA|USDA|VA) | 15 | $2,165,000 | $144,333 | $5,910 | 3.98% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $2,160,000 | $216,000 | $5,568 | 4.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $9,886 | 5.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $8,229 | 5.18% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $8,736 | 5.03% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $8,947 | 5.95% |
| BANGOR, ME (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $5,943 | 4.83% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $11,014 | 4.71% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $33,670 | 4.00% |
| Ketchikan, AK (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $11,522 | 5.25% |
| Evanston, WY (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $5,170 | 5.11% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,935,000 | $645,000 | $12,784 | 4.54% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $7,365 | 5.27% |
| Palatka, FL (FHA|USDA|VA) | 14 | $1,880,000 | $134,286 | $6,285 | 3.83% |
| MADERA, CA (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $15,921 | 3.88% |
| Blackfoot, ID (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $6,827 | 4.27% |
| Rockport, TX (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $11,002 | 4.43% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $5,596 | 5.03% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $5,723 | 3.81% |
| La Grande, OR (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $8,028 | 5.18% |
| MONROE, MI (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $8,457 | 4.59% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $9,157 | 6.55% |
| Sterling, CO (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $5,653 | 4.02% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $5,591 | 5.02% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $10,715 | 5.94% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $6,394 | 5.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $9,113 | 5.45% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $7,708 | 3.93% |
| SANTA FE, NM (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $10,467 | 5.94% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $7,115 | 5.13% |
| Rutland, VT (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $6,872 | 3.85% |
| Jacksonville, TX (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $9,514 | 3.43% |
| FARMINGTON, NM (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $6,478 | 5.41% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $12,005 | 5.50% |
| Rochelle, IL (FHA|USDA|VA) | 14 | $1,590,000 | $113,571 | $4,243 | 3.57% |
| Kinston, NC (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $8,204 | 5.73% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $11,832 | 4.71% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,560,000 | $780,000 | $7,484 | 4.06% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $9,868 | 5.04% |
| Crescent City, CA (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $11,150 | 5.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $8,793 | 5.73% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $10,323 | 6.65% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $4,683 | 4.66% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $5,700 | 5.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $5,963 | 4.60% |
| ODESSA, TX (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $6,940 | 4.08% |
| Auburn, IN (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $4,679 | 4.01% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $8,573 | 5.18% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $13,102 | 4.93% |
| Eagle Pass, TX (FHA|USDA|VA) | 11 | $1,255,000 | $114,091 | $6,274 | 3.09% |
| Paragould, AR (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $12,245 | 5.00% |
| Bennington, VT (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $4,202 | 3.78% |
| Uvalde, TX (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $10,849 | 5.17% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $6,742 | 6.71% |
| Kendallville, IN (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $6,183 | 5.27% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $8,664 | 5.04% |
| Athens, TX (FHA|USDA|VA) | 11 | $1,135,000 | $103,182 | $4,887 | 2.93% |
| Price, UT (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $8,512 | 5.13% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $0 | 3.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $7,662 | 5.46% |
| Grenada, MS (FHA|USDA|VA) | 14 | $1,080,000 | $77,143 | $6,790 | 2.78% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $8,231 | 4.79% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,460 | 5.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $5,013 | 5.18% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $8,951 | 4.66% |
| Searcy, AR (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $6,001 | 5.54% |
| Pullman, WA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,087 | 4.67% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $9,826 | 5.21% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $11,197 | 4.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,250 | 5.17% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $7,153 | 3.96% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,218 | 4.50% |
| Laramie, WY (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,858 | 5.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $7,133 | 5.83% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,995 | 5.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $10,545 | 4.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $7,834 | 3.65% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $10,966 | 6.17% |
| Hood River, OR (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $13,170 | 4.50% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $9,759 | 5.33% |
| Stephenville, TX (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $12,631 | 3.56% |
| WACO, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $11,915 | 5.04% |
| Brookings, OR (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $9,977 | 5.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $9,796 | 4.81% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,873 | 6.08% |
| Hereford, TX (FHA|USDA|VA) | 7 | $825,000 | $117,857 | $6,793 | 3.89% |
| Tahlequah, OK (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,991 | 4.04% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,600 | 5.75% |
| Alice, TX (FHA|USDA|VA) | 8 | $810,000 | $101,250 | $8,911 | 3.27% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $9,387 | 3.92% |
| Hailey, ID (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $8,236 | 4.88% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,303 | 4.46% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $8,978 | 5.42% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $10,884 | 4.42% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,897 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $9,657 | 3.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $10,701 | 4.31% |
| READING, PA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,379 | 5.00% |
| El Campo, TX (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $11,628 | 3.67% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,025 | 4.53% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 7 | $745,000 | $106,429 | $9,593 | 3.59% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $14,548 | 6.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,625 | 5.05% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,290 | 4.44% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,120 | 5.81% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $13,515 | 5.44% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $0 | 3.43% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,039 | 5.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,257 | 5.75% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,167 | 5.54% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $9,206 | 4.09% |
| Holland, MI (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,463 | 6.56% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,655 | 5.09% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,657 | 4.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,866 | 6.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,284 | 3.63% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $10,983 | 3.17% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,701 | 5.88% |
| Safford, AZ (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $10,548 | 3.71% |
| Blytheville, AR (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $9,291 | 4.84% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,384 | 4.88% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,965 | 4.74% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $6,072 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $4,947 | 2.73% |
| Adrian, MI (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $4,686 | 3.88% |
| KANKAKEE, IL (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $5,358 | 2.77% |
| Raymondville, TX (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,291 | 3.30% |
| Decatur, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,770 | 5.42% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $3,747 | 5.68% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,509 | 4.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,509 | 6.25% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,881 | 5.09% |
| Wilson, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,872 | 4.63% |
| Gillette, WY (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $11,347 | 4.72% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $12,347 | 4.19% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,048 | 6.88% |
| Bluffton, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,537 | 5.17% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,847 | 5.94% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,355 | 4.44% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,742 | 4.58% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $16,766 | 4.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,065 | 5.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $9,323 | 3.42% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $13,722 | 6.19% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,917 | 4.50% |
| MADISON, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,252 | 5.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,826 | 5.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,131 | 3.09% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,199 | 4.09% |
| Roswell, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,429 | 5.31% |
| Wabash, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,298 | 3.92% |
| Batesville, AR (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $5,062 | 4.97% |
| Fernley, NV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 2.06% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,189 | 5.38% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,343 | 5.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,512 | 4.78% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,812 | 3.75% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,141 | 6.75% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,344 | 5.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,671 | 4.44% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,085 | 4.38% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,104 | 3.76% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,371 | 4.38% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,531 | 5.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,043 | 5.56% |
| Bay City, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $8,999 | 3.79% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,572 | 6.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $4,829 | 4.13% |
| Huntington, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,076 | 4.96% |
| Gallup, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,344 | 3.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,037 | 6.00% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,142 | 6.00% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,923 | 5.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,270 | 6.25% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,757 | 4.75% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,464 | 2.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,584 | 6.13% |
| Malvern, AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 3.63% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.13% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,403 | 7.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,660 | 5.38% |
| Helena, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,973 | 4.88% |
| Bonham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,624 | 6.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,105 | 4.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,404 | 5.75% |
| Maryville, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,494 | 6.38% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,620 | 6.25% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,764 | 3.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,629 | 5.06% |
| Sanford, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,921 | 3.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,839 | 6.25% |
| AKRON, OH (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,276 | 3.50% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,680 | 4.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 2.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,042 | 5.38% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,247 | 6.13% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,261 | 7.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,483 | 6.63% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,060 | 5.88% |
| TULSA, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,518 | 4.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,127 | 4.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,851 | 4.50% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,558 | 6.00% |
| Juneau, AK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,122 | 4.13% |
| Pampa, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,973 | 6.63% |
| Grants, NM (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,189 | 4.79% |
| Beeville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,318 | 5.25% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,402 | 5.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,095 | 4.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,938 | 3.50% |
| Newport, TN (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 4.50% |
| RACINE, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,658 | 4.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 2.44% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,575 | 4.00% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,543 | 4.38% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,824 | 3.38% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,225 | 6.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,002 | 5.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,848 | 4.63% |
| DOVER, DE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,778 | 6.25% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,620 | 3.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,109 | 6.00% |
| Laconia, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,823 | 3.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,148 | 3.38% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,722 | 3.06% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,388 | 5.63% |
| Forest City, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,192 | 3.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,750 | 5.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.81% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,159 | 5.50% |
| Paris, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,790 | 4.25% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,227 | 6.63% |
| Danville, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,720 | 5.88% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,704 | 8.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,621 | 4.13% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,401 | 6.13% |
| Lake City, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 1.88% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,083 | 4.06% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,251 | 6.13% |
| Torrington, CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,392 | 5.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,146 | 4.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,638 | 4.75% |
| CASPER, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,724 | 4.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,458 | 5.75% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,862 | 3.63% |
| West Point, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $8,799 | 2.70% |
| Angola, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,687 | 7.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,196 | 5.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,315 | 5.25% |
| Taos, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,354 | 6.63% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,277 | 3.06% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,771 | 5.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,406 | 5.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,634 | 3.88% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,625 | 5.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,204 | 5.75% |
| Macomb, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,163 | 4.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,284 | 5.25% |
| New Castle, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,948 | 4.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,128 | 6.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,647 | 3.25% |
| Platteville, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,291 | 5.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,588 | 5.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,214 | 6.00% |
| Russellville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,909 | 4.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,865 | 3.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,236 | 4.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,029 | 4.50% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,847 | 3.06% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,497 | 3.88% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,338 | 5.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,660 | 4.63% |
| Dixon, IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 2.31% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 2.25% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $7,430 | 2.81% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,046 | 3.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,143 | 4.75% |
| Clovis, NM (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $5,610 | 6.38% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,694 | 6.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,116 | 3.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,174 | 5.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,699 | 4.50% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,834 | 4.50% |
| Susanville, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,238 | 3.00% |
| Meridian, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.88% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,847 | 5.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,644 | 6.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,049 | 4.00% |
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Product Mix
For 2022, Academy Mortgage Corporation's most frequently originated type of loan was Conventional, with 18,307 originations. Their 2nd most popular type was FHA, with 4,518 originations.
Loan Reason
For 2022, Academy Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 20,634 originations. The 2nd most popular reason was Cash Out Refi, with 3,034 originations.
Loan Duration/Length
For 2022, Academy Mortgage Corporation's most frequently cited loan duration was 30 Year, with 22,379 originations. The 2nd most popular length was 15 Year, with 986 originations.
Origination Fees/Closing Costs
Academy Mortgage Corporation's average total fees were $9,115, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 7,878 originations.
Interest Rates
During 2022, Academy Mortgage Corporation's average interest rate for loans was 4.83%, while their most frequently originated rate bucket for loans was 5-6%, with 7,173 originations.
Loan Sizing
2022 saw Academy Mortgage Corporation place emphasis on $200k-400k loans with 10,767 originations, totaling $3,212,195,000 in origination value.
Applicant Income
Academy Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 6,075 originations. The second most popular income band? $100k-150k, with 5,758 originations.
Applicant Debt to Income Ratio
Academy Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 3,668 originations. The next most common DTI ratio? 20-30%, with 2,980 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.85%
Academy Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination67.38%
Academy Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 24,892 | $8,027,230,000 | $322,482 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 24,892 | $8,027,230,000 | $322,482 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Academy Mortgage Corporation | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |