Academy Mortgage Corporation Rates, Fees & Info

Salt Lake City, UT

LEI: 549300WTZMQSET2VY242

Tax ID: 87-0456373

3.9 stars - out of 5 stars, based on 231 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Academy Mortgage Corporation is a large mortgage company specializing in Home Purchase and Refi loans. Academy Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Seattle, Phoenix, Portland, Ogden, and Boise City among others. Academy Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Academy Mortgage Corporation is typically a high fee lendor.


Originations

53,246

Origination Dollar Volume (All Markets)

$15,520,170,000
Show all (23) awards

Relative Rate

Academy Mortgage Corporation's average 30 year fixed rate mortgage of loans were 3.1%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.05%.

Relative Fees

Academy Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $6,053.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2,332 $1,264,810,000 $542,371 $7,407 3.04%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3,781 $1,052,175,000 $278,280 $6,268 3.05%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2,491 $953,165,000 $382,644 $6,259 3.04%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2,907 $865,575,000 $297,755 $5,915 3.19%
BOISE CITY, ID (FHA|USDA|VA) 2,440 $728,920,000 $298,738 $6,667 3.02%
SALT LAKE CITY, UT (FHA|USDA|VA) 1,902 $675,800,000 $355,310 $5,647 3.13%
Outside of Metro Areas 1,950 $434,800,000 $222,974 $5,194 3.03%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1,192 $422,030,000 $354,052 $6,700 2.96%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,162 $374,740,000 $322,496 $4,654 2.90%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1,010 $326,120,000 $322,891 $4,982 2.77%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,361 $321,065,000 $235,904 $6,597 2.72%
GRAND JUNCTION, CO (FHA|USDA|VA) 1,225 $284,615,000 $232,339 $3,970 2.79%
PROVO-OREM, UT (FHA|USDA|VA) 765 $260,435,000 $340,438 $6,328 3.15%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 605 $244,355,000 $403,893 $3,668 3.04%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 674 $229,090,000 $339,896 $5,027 2.78%
MODESTO, CA (FHA|USDA|VA) 764 $216,310,000 $283,128 $4,844 2.88%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 925 $200,285,000 $216,524 $6,914 2.71%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 663 $193,985,000 $292,587 $7,378 2.72%
FORT COLLINS, CO (FHA|USDA|VA) 568 $190,300,000 $335,035 $4,862 2.85%
URBAN HONOLULU, HI (FHA|USDA|VA) 303 $188,945,000 $623,581 $11,192 2.92%
ST. GEORGE, UT (FHA|USDA|VA) 566 $187,030,000 $330,442 $5,673 3.21%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 478 $185,660,000 $388,410 $6,733 2.76%
YUMA, AZ (FHA|USDA|VA) 835 $159,375,000 $190,868 $7,133 2.77%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 792 $153,250,000 $193,497 $8,706 2.40%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 457 $145,475,000 $318,326 $4,170 3.08%
GREELEY, CO (FHA|USDA|VA) 464 $144,640,000 $311,724 $4,991 2.76%
SPRINGFIELD, MA (FHA|USDA|VA) 670 $141,320,000 $210,925 $5,118 3.02%
JACKSONVILLE, FL (FHA|USDA|VA) 796 $139,190,000 $174,862 $6,326 2.45%
SALEM, OR (FHA|USDA|VA) 417 $131,325,000 $314,928 $5,322 3.12%
Outside of Metro Areas 401 $128,635,000 $320,786 $7,109 3.08%
ANCHORAGE, AK (FHA|USDA|VA) 413 $126,725,000 $306,840 $6,887 2.95%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 751 $125,455,000 $167,051 $4,379 2.87%
ALBUQUERQUE, NM (FHA|USDA|VA) 681 $121,175,000 $177,937 $5,700 3.43%
Glenwood Springs, CO (FHA|USDA|VA) 364 $119,030,000 $327,005 $4,448 2.68%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 342 $117,400,000 $343,275 $6,514 3.23%
Centralia, WA (FHA|USDA|VA) 400 $112,470,000 $281,175 $6,989 3.00%
BEND, OR (FHA|USDA|VA) 290 $111,090,000 $383,069 $6,670 3.12%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 205 $100,365,000 $489,585 $8,721 2.90%
STOCKTON, CA (FHA|USDA|VA) 280 $95,370,000 $340,607 $4,930 2.85%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 133 $86,035,000 $646,880 $8,126 3.16%
Montrose, CO (FHA|USDA|VA) 319 $82,955,000 $260,047 $3,521 2.89%
WALLA WALLA, WA (FHA|USDA|VA) 306 $81,940,000 $267,778 $5,631 2.82%
Shelton, WA (FHA|USDA|VA) 302 $80,130,000 $265,331 $5,437 3.02%
LONGVIEW, WA (FHA|USDA|VA) 309 $79,675,000 $257,848 $6,801 2.80%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 274 $76,620,000 $279,635 $4,896 2.89%
FLAGSTAFF, AZ (FHA|USDA|VA) 224 $73,510,000 $328,170 $6,440 3.27%
Edwards, CO (FHA|USDA|VA) 174 $73,250,000 $420,977 $4,252 2.87%
RALEIGH-CARY, NC (FHA|USDA|VA) 231 $71,955,000 $311,494 $4,219 3.12%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 278 $71,460,000 $257,050 $5,875 3.19%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 443 $70,295,000 $158,679 $7,209 2.55%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 410 $69,870,000 $170,415 $6,923 2.99%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 189 $66,125,000 $349,868 $5,061 3.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 103 $61,485,000 $596,942 $7,363 2.99%
Hilo, HI (FHA|USDA|VA) 191 $60,425,000 $316,361 $6,318 3.13%
PITTSFIELD, MA (FHA|USDA|VA) 329 $60,415,000 $183,632 $5,810 3.19%
Aberdeen, WA (FHA|USDA|VA) 242 $60,130,000 $248,471 $6,231 2.85%
KANSAS CITY, MO-KS (FHA|USDA|VA) 328 $56,350,000 $171,799 $3,415 2.62%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 215 $56,125,000 $261,047 $4,491 3.11%
Cedar City, UT (FHA|USDA|VA) 206 $51,180,000 $248,447 $4,569 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 190 $50,240,000 $264,421 $5,052 3.07%
YAKIMA, WA (FHA|USDA|VA) 241 $50,115,000 $207,946 $6,190 2.70%
Ontario, OR-ID (FHA|USDA|VA) 204 $48,150,000 $236,029 $5,899 3.11%
Hermiston-Pendleton, OR (FHA|USDA|VA) 196 $46,380,000 $236,633 $6,234 3.25%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 74 $46,110,000 $623,108 $6,068 2.91%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 248 $44,440,000 $179,194 $4,487 2.78%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 165 $43,155,000 $261,545 $4,927 2.89%
PORT ST. LUCIE, FL (FHA|USDA|VA) 174 $41,730,000 $239,828 $5,791 3.22%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 132 $41,160,000 $311,818 $5,326 3.16%
ALBANY-LEBANON, OR (FHA|USDA|VA) 143 $39,835,000 $278,566 $5,166 3.16%
BAY CITY, MI (FHA|USDA|VA) 382 $39,260,000 $102,775 $4,181 2.81%
Heber, UT (FHA|USDA|VA) 83 $39,145,000 $471,627 $6,093 3.08%
Ellensburg, WA (FHA|USDA|VA) 116 $39,100,000 $337,069 $5,698 3.07%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 102 $38,710,000 $379,510 $7,690 2.99%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 145 $36,735,000 $253,345 $6,102 3.08%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 100 $36,070,000 $360,700 $6,126 3.04%
TYLER, TX (FHA|USDA|VA) 186 $35,860,000 $192,796 $6,445 2.70%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 113 $33,545,000 $296,858 $6,215 2.84%
LOGAN, UT-ID (FHA|USDA|VA) 128 $32,860,000 $256,719 $5,194 3.13%
ROCKFORD, IL (FHA|USDA|VA) 293 $31,695,000 $108,174 $5,086 2.24%
Durango, CO (FHA|USDA|VA) 79 $28,145,000 $356,266 $3,920 3.00%
MERCED, CA (FHA|USDA|VA) 83 $27,975,000 $337,048 $5,941 2.99%
Easton, MD (FHA|USDA|VA) 82 $27,760,000 $338,537 $4,795 2.91%
FORT WAYNE, IN (FHA|USDA|VA) 183 $27,355,000 $149,481 $3,851 2.68%
YUBA CITY, CA (FHA|USDA|VA) 84 $26,500,000 $315,476 $5,850 3.20%
ANN ARBOR, MI (FHA|USDA|VA) 87 $24,715,000 $284,080 $5,097 3.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 119 $24,565,000 $206,429 $4,563 3.16%
FRESNO, CA (FHA|USDA|VA) 119 $24,555,000 $206,345 $7,206 2.54%
MIDLAND, MI (FHA|USDA|VA) 183 $24,355,000 $133,087 $4,530 2.96%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 80 $24,290,000 $303,625 $7,625 2.85%
PUEBLO, CO (FHA|USDA|VA) 122 $23,690,000 $194,180 $4,436 2.24%
BOULDER, CO (FHA|USDA|VA) 59 $22,805,000 $386,525 $4,786 3.04%
Elko, NV (FHA|USDA|VA) 82 $21,330,000 $260,122 $6,257 2.93%
Vernal, UT (FHA|USDA|VA) 114 $18,700,000 $164,035 $6,551 3.68%
CORVALLIS, OR (FHA|USDA|VA) 55 $18,045,000 $328,091 $4,574 3.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 80 $17,630,000 $220,375 $4,039 3.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 54 $17,600,000 $325,926 $6,104 3.31%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 32 $17,550,000 $548,438 $8,807 3.05%
Astoria, OR (FHA|USDA|VA) 55 $17,195,000 $312,636 $5,370 3.02%
Carlsbad-Artesia, NM (FHA|USDA|VA) 106 $16,250,000 $153,302 $6,267 3.49%
SAGINAW, MI (FHA|USDA|VA) 149 $16,045,000 $107,685 $4,590 2.85%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 71 $16,045,000 $225,986 $5,433 3.30%
WORCESTER, MA-CT (FHA|USDA|VA) 51 $14,665,000 $287,549 $5,637 3.06%
SAVANNAH, GA (FHA|USDA|VA) 67 $14,545,000 $217,090 $5,382 3.07%
Oak Harbor, WA (FHA|USDA|VA) 32 $14,430,000 $450,938 $8,481 2.91%
TUCSON, AZ (FHA|USDA|VA) 60 $13,890,000 $231,500 $6,428 3.05%
Prineville, OR (FHA|USDA|VA) 45 $13,795,000 $306,556 $6,361 3.14%
RENO, NV (FHA|USDA|VA) 45 $13,565,000 $301,444 $4,586 2.83%
OCALA, FL (FHA|USDA|VA) 65 $12,855,000 $197,769 $5,463 3.06%
Barre, VT (FHA|USDA|VA) 59 $12,535,000 $212,458 $5,261 2.95%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 51 $12,405,000 $243,235 $5,552 3.20%
SALINAS, CA (FHA|USDA|VA) 25 $12,345,000 $493,800 $5,939 3.24%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 41 $12,335,000 $300,854 $5,178 3.18%
CHICO, CA (FHA|USDA|VA) 37 $11,815,000 $319,324 $6,627 3.16%
Mount Pleasant, MI (FHA|USDA|VA) 84 $11,690,000 $139,167 $4,402 3.28%
MORRISTOWN, TN (FHA|USDA|VA) 61 $11,015,000 $180,574 $5,885 3.23%
FLINT, MI (FHA|USDA|VA) 73 $10,815,000 $148,151 $4,941 3.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 45 $10,395,000 $231,000 $4,274 2.78%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 32 $10,360,000 $323,750 $5,713 3.15%
IDAHO FALLS, ID (FHA|USDA|VA) 44 $9,790,000 $222,500 $6,303 2.78%
Sandpoint, ID (FHA|USDA|VA) 28 $9,550,000 $341,071 $7,831 3.10%
Granbury, TX (FHA|USDA|VA) 46 $9,510,000 $206,739 $5,640 2.61%
MONROE, LA (FHA|USDA|VA) 49 $9,265,000 $189,082 $5,549 3.07%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 37 $9,175,000 $247,973 $5,871 3.26%
Show Low, AZ (FHA|USDA|VA) 42 $9,070,000 $215,952 $5,606 3.12%
BELLINGHAM, WA (FHA|USDA|VA) 22 $9,060,000 $411,818 $7,346 3.04%
BANGOR, ME (FHA|USDA|VA) 50 $8,990,000 $179,800 $4,632 3.21%
SALISBURY, MD-DE (FHA|USDA|VA) 34 $8,590,000 $252,647 $4,060 2.93%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 62 $8,500,000 $137,097 $7,661 3.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 42 $8,220,000 $195,714 $7,543 2.61%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 37 $8,195,000 $221,486 $5,441 3.06%
Sonora, CA (FHA|USDA|VA) 30 $8,190,000 $273,000 $5,186 3.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 18 $7,970,000 $442,778 $5,566 3.03%
WENATCHEE, WA (FHA|USDA|VA) 19 $7,835,000 $412,368 $6,729 3.01%
Mountain Home, ID (FHA|USDA|VA) 41 $7,795,000 $190,122 $7,628 3.02%
HATTIESBURG, MS (FHA|USDA|VA) 39 $7,075,000 $181,410 $6,721 3.17%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 31 $7,055,000 $227,581 $4,924 3.15%
Lebanon, NH-VT (FHA|USDA|VA) 31 $6,835,000 $220,484 $5,248 3.09%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 19 $6,635,000 $349,211 $4,169 3.03%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 21 $6,585,000 $313,571 $5,506 3.18%
SHERMAN-DENISON, TX (FHA|USDA|VA) 30 $6,420,000 $214,000 $6,478 2.88%
Port Angeles, WA (FHA|USDA|VA) 20 $6,410,000 $320,500 $6,158 3.11%
Kalispell, MT (FHA|USDA|VA) 18 $6,170,000 $342,778 $3,634 3.31%
Newport, OR (FHA|USDA|VA) 19 $6,145,000 $323,421 $5,839 3.24%
Klamath Falls, OR (FHA|USDA|VA) 28 $6,020,000 $215,000 $5,244 3.22%
Payson, AZ (FHA|USDA|VA) 19 $6,015,000 $316,579 $7,198 3.46%
Rutland, VT (FHA|USDA|VA) 33 $5,885,000 $178,333 $5,574 2.59%
TEXARKANA, TX-AR (FHA|USDA|VA) 47 $5,855,000 $124,574 $5,665 2.74%
THE VILLAGES, FL (FHA|USDA|VA) 26 $5,620,000 $216,154 $4,254 3.33%
POCATELLO, ID (FHA|USDA|VA) 24 $5,560,000 $231,667 $6,854 3.17%
MONROE, MI (FHA|USDA|VA) 33 $5,525,000 $167,424 $5,056 2.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $5,245,000 $476,818 $7,810 3.03%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 21 $5,085,000 $242,143 $5,381 2.80%
Truckee-Grass Valley, CA (FHA|USDA|VA) 13 $5,015,000 $385,769 $7,384 3.30%
Moses Lake, WA (FHA|USDA|VA) 17 $4,975,000 $292,647 $5,117 3.10%
Augusta-Waterville, ME (FHA|USDA|VA) 20 $4,850,000 $242,500 $4,902 3.33%
JACKSON, MS (FHA|USDA|VA) 28 $4,750,000 $169,643 $5,818 3.42%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 20 $4,670,000 $233,500 $6,773 2.78%
Jacksonville, TX (FHA|USDA|VA) 17 $4,555,000 $267,941 $6,306 3.47%
Breckenridge, CO (FHA|USDA|VA) 12 $4,470,000 $372,500 $3,697 2.83%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 21 $4,455,000 $212,143 $4,371 3.10%
CHEYENNE, WY (FHA|USDA|VA) 17 $4,235,000 $249,118 $3,934 2.74%
SANTA FE, NM (FHA|USDA|VA) 20 $4,220,000 $211,000 $5,152 3.48%
PUNTA GORDA, FL (FHA|USDA|VA) 14 $4,200,000 $300,000 $5,814 3.14%
VALLEJO, CA (FHA|USDA|VA) 13 $4,175,000 $321,154 $4,884 2.87%
YORK-HANOVER, PA (FHA|USDA|VA) 19 $4,155,000 $218,684 $4,414 3.06%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 12 $4,130,000 $344,167 $5,198 3.11%
LONGVIEW, TX (FHA|USDA|VA) 30 $4,110,000 $137,000 $6,560 2.77%
Cañon City, CO (FHA|USDA|VA) 20 $4,070,000 $203,500 $4,990 2.43%
TWIN FALLS, ID (FHA|USDA|VA) 18 $4,070,000 $226,111 $5,752 3.10%
Athens, TX (FHA|USDA|VA) 17 $4,065,000 $239,118 $6,384 3.07%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 33 $4,015,000 $121,667 $6,112 2.34%
Alma, MI (FHA|USDA|VA) 33 $4,005,000 $121,364 $4,518 3.52%
Freeport, IL (FHA|USDA|VA) 59 $3,865,000 $65,508 $4,642 2.04%
FAIRBANKS, AK (FHA|USDA|VA) 12 $3,860,000 $321,667 $7,374 3.04%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 21 $3,735,000 $177,857 $4,526 3.43%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 7 $3,685,000 $526,429 $7,082 3.04%
Hobbs, NM (FHA|USDA|VA) 32 $3,600,000 $112,500 $6,169 3.52%
FARMINGTON, NM (FHA|USDA|VA) 15 $3,545,000 $236,333 $4,845 3.37%
BAKERSFIELD, CA (FHA|USDA|VA) 12 $3,350,000 $279,167 $6,468 3.41%
WACO, TX (FHA|USDA|VA) 16 $3,310,000 $206,875 $4,950 2.98%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 19 $3,115,000 $163,947 $5,713 2.99%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 13 $3,055,000 $235,000 $6,496 2.94%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 12 $3,040,000 $253,333 $3,543 3.33%
KNOXVILLE, TN (FHA|USDA|VA) 14 $2,990,000 $213,571 $4,963 3.04%
VISALIA, CA (FHA|USDA|VA) 13 $2,935,000 $225,769 $7,632 2.61%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $2,925,000 $417,857 $8,959 2.57%
Palatka, FL (FHA|USDA|VA) 26 $2,890,000 $111,154 $6,143 2.55%
Cambridge, MD (FHA|USDA|VA) 12 $2,870,000 $239,167 $4,894 2.98%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 9 $2,855,000 $317,222 $3,988 2.89%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,840,000 $284,000 $4,882 3.04%
GOLDSBORO, NC (FHA|USDA|VA) 11 $2,765,000 $251,364 $5,628 3.07%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 17 $2,745,000 $161,471 $4,283 3.40%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 19 $2,715,000 $142,895 $5,095 2.48%
TULSA, OK (FHA|USDA|VA) 13 $2,695,000 $207,308 $4,730 3.08%
MEDFORD, OR (FHA|USDA|VA) 7 $2,665,000 $380,714 $8,510 3.07%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $2,620,000 $436,667 $5,562 2.96%
Coos Bay, OR (FHA|USDA|VA) 10 $2,620,000 $262,000 $4,609 3.09%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 17 $2,615,000 $153,824 $4,120 3.20%
ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $2,565,000 $233,182 $3,060 2.80%
RICHMOND, VA (FHA|USDA|VA) 10 $2,510,000 $251,000 $5,235 3.25%
Morehead City, NC (FHA|USDA|VA) 6 $2,460,000 $410,000 $5,699 3.06%
Auburn, IN (FHA|USDA|VA) 15 $2,435,000 $162,333 $3,697 2.82%
Roseburg, OR (FHA|USDA|VA) 9 $2,415,000 $268,333 $6,031 3.07%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $2,340,000 $585,000 $12,743 2.94%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $2,310,000 $288,750 $4,529 3.09%
Kapaa, HI (FHA|USDA|VA) 4 $2,290,000 $572,500 $5,738 3.31%
The Dalles, OR (FHA|USDA|VA) 8 $2,270,000 $283,750 $4,792 3.38%
COLUMBUS, OH (FHA|USDA|VA) 10 $2,260,000 $226,000 $6,358 2.91%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 10 $2,230,000 $223,000 $3,780 3.19%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 12 $2,220,000 $185,000 $2,960 2.72%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $2,205,000 $441,000 $9,395 3.25%
GRANTS PASS, OR (FHA|USDA|VA) 8 $2,170,000 $271,250 $5,745 3.23%
Rexburg, ID (FHA|USDA|VA) 8 $2,130,000 $266,250 $7,056 2.83%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 14 $2,070,000 $147,857 $3,791 2.81%
Hailey, ID (FHA|USDA|VA) 6 $2,040,000 $340,000 $10,018 3.06%
LAS CRUCES, NM (FHA|USDA|VA) 10 $2,030,000 $203,000 $6,120 3.14%
Sterling, CO (FHA|USDA|VA) 8 $1,970,000 $246,250 $7,186 2.84%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,970,000 $246,250 $3,656 2.92%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 6 $1,970,000 $328,333 $2,931 2.94%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,940,000 $485,000 $9,276 3.22%
Ruston, LA (FHA|USDA|VA) 10 $1,880,000 $188,000 $5,854 3.13%
Craig, CO (FHA|USDA|VA) 13 $1,875,000 $144,231 $4,804 2.38%
Angola, IN (FHA|USDA|VA) 10 $1,860,000 $186,000 $4,089 3.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $1,760,000 $176,000 $7,063 2.64%
Searcy, AR (FHA|USDA|VA) 21 $1,755,000 $83,571 $5,872 2.94%
REDDING, CA (FHA|USDA|VA) 7 $1,755,000 $250,714 $5,777 3.09%
Whitewater, WI (FHA|USDA|VA) 9 $1,685,000 $187,222 $4,352 3.32%
Burley, ID (FHA|USDA|VA) 9 $1,675,000 $186,111 $5,270 2.88%
MADERA, CA (FHA|USDA|VA) 5 $1,655,000 $331,000 $8,732 3.10%
Sanford, NC (FHA|USDA|VA) 7 $1,655,000 $236,429 $3,762 3.02%
Laurel, MS (FHA|USDA|VA) 10 $1,610,000 $161,000 $6,518 3.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,580,000 $263,333 $7,544 3.02%
EL PASO, TX (FHA|USDA|VA) 9 $1,565,000 $173,889 $6,921 2.54%
JONESBORO, AR (FHA|USDA|VA) 16 $1,550,000 $96,875 $4,589 3.42%
PITTSBURGH, PA (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,766 2.66%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,520,000 $253,333 $3,970 3.23%
Blackfoot, ID (FHA|USDA|VA) 9 $1,505,000 $167,222 $4,837 2.51%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $1,500,000 $250,000 $5,996 2.79%
La Grande, OR (FHA|USDA|VA) 6 $1,480,000 $246,667 $4,857 3.13%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $1,470,000 $735,000 $6,478 2.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,460,000 $243,333 $5,023 3.27%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,410,000 $176,250 $4,664 3.34%
JACKSON, MI (FHA|USDA|VA) 9 $1,405,000 $156,111 $4,253 3.49%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,395,000 $279,000 $11,064 2.63%
DOVER, DE (FHA|USDA|VA) 7 $1,395,000 $199,286 $4,411 3.29%
Rochelle, IL (FHA|USDA|VA) 10 $1,370,000 $137,000 $3,319 2.69%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,355,000 $271,000 $7,006 3.35%
Fort Morgan, CO (FHA|USDA|VA) 5 $1,345,000 $269,000 $7,504 2.33%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,335,000 $445,000 $6,751 3.33%
Rio Grande City-Roma, TX (FHA|USDA|VA) 8 $1,320,000 $165,000 $8,331 2.83%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 11 $1,315,000 $119,545 $6,241 2.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $1,285,000 $183,571 $7,123 3.07%
Okeechobee, FL (FHA|USDA|VA) 4 $1,270,000 $317,500 $8,216 3.72%
Bennington, VT (FHA|USDA|VA) 6 $1,260,000 $210,000 $5,706 3.04%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,235,000 $247,000 $4,791 3.15%
Las Vegas, NM (FHA|USDA|VA) 10 $1,230,000 $123,000 $5,510 2.34%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,356 3.35%
Price, UT (FHA|USDA|VA) 9 $1,225,000 $136,111 $5,165 3.50%
MIDLAND, TX (FHA|USDA|VA) 5 $1,185,000 $237,000 $7,583 2.95%
Brookings, OR (FHA|USDA|VA) 4 $1,160,000 $290,000 $5,336 3.13%
Beaver Dam, WI (FHA|USDA|VA) 4 $1,160,000 $290,000 $4,163 3.22%
Warsaw, IN (FHA|USDA|VA) 7 $1,155,000 $165,000 $2,653 3.29%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 7 $1,155,000 $165,000 $5,718 3.16%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,145,000 $229,000 $10,982 2.85%
Bozeman, MT (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,380 3.17%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $1,105,000 $368,333 $6,819 2.79%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,090,000 $272,500 $6,185 3.19%
LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,085,000 $217,000 $3,084 2.68%
ABILENE, TX (FHA|USDA|VA) 6 $1,080,000 $180,000 $5,156 2.85%
Batesville, AR (FHA|USDA|VA) 10 $1,080,000 $108,000 $7,163 3.40%
CASPER, WY (FHA|USDA|VA) 6 $1,070,000 $178,333 $2,352 2.50%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,293 3.00%
GREEN BAY, WI (FHA|USDA|VA) 5 $1,065,000 $213,000 $3,687 3.33%
Warrensburg, MO (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,560 3.72%
MUSKEGON, MI (FHA|USDA|VA) 6 $1,060,000 $176,667 $3,848 3.27%
Paris, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $10,668 3.04%
AMARILLO, TX (FHA|USDA|VA) 9 $1,045,000 $116,111 $8,686 2.26%
ODESSA, TX (FHA|USDA|VA) 8 $1,040,000 $130,000 $6,818 2.11%
Del Rio, TX (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,181 2.51%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $1,035,000 $345,000 $7,774 2.92%
NAPA, CA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,741 2.96%
Concord, NH (FHA|USDA|VA) 3 $1,015,000 $338,333 $3,607 3.25%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,015,000 $338,333 $3,508 2.92%
MADISON, WI (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,089 3.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 11 $1,015,000 $92,273 $3,543 3.34%
Stephenville, TX (FHA|USDA|VA) 6 $980,000 $163,333 $4,994 2.21%
GETTYSBURG, PA (FHA|USDA|VA) 5 $975,000 $195,000 $4,057 3.10%
Steamboat Springs, CO (FHA|USDA|VA) 3 $965,000 $321,667 $3,315 2.00%
GAINESVILLE, FL (FHA|USDA|VA) 5 $965,000 $193,000 $4,448 2.63%
Fallon, NV (FHA|USDA|VA) 4 $960,000 $240,000 $5,334 3.03%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 7 $955,000 $136,429 $4,428 2.48%
Newport, TN (FHA|USDA|VA) 5 $955,000 $191,000 $8,285 3.45%
Adrian, MI (FHA|USDA|VA) 6 $950,000 $158,333 $4,005 2.96%
Corsicana, TX (FHA|USDA|VA) 9 $945,000 $105,000 $6,415 2.22%
Moscow, ID (FHA|USDA|VA) 4 $940,000 $235,000 $4,557 2.69%
Kendallville, IN (FHA|USDA|VA) 5 $915,000 $183,000 $3,772 3.13%
Red Bluff, CA (FHA|USDA|VA) 3 $915,000 $305,000 $7,681 2.88%
BILLINGS, MT (FHA|USDA|VA) 2 $910,000 $455,000 $3,833 3.69%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 7 $905,000 $129,286 $3,337 2.34%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $890,000 $222,500 $4,896 2.91%
RACINE, WI (FHA|USDA|VA) 5 $875,000 $175,000 $3,474 3.00%
LUBBOCK, TX (FHA|USDA|VA) 5 $855,000 $171,000 $4,602 3.25%
TOPEKA, KS (FHA|USDA|VA) 4 $850,000 $212,500 $4,126 3.25%
READING, PA (FHA|USDA|VA) 3 $845,000 $281,667 $4,859 3.17%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $845,000 $281,667 $2,753 3.29%
LANCASTER, PA (FHA|USDA|VA) 3 $835,000 $278,333 $9,818 3.21%
Torrington, CT (FHA|USDA|VA) 4 $820,000 $205,000 $5,159 3.56%
Rockport, TX (FHA|USDA|VA) 5 $815,000 $163,000 $4,543 2.40%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $815,000 $271,667 $5,313 3.38%
VALDOSTA, GA (FHA|USDA|VA) 5 $805,000 $161,000 $6,169 3.18%
Grants, NM (FHA|USDA|VA) 7 $795,000 $113,571 $5,287 3.70%
WICHITA, KS (FHA|USDA|VA) 4 $790,000 $197,500 $2,812 3.03%
Laconia, NH (FHA|USDA|VA) 2 $780,000 $390,000 $3,287 3.06%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $780,000 $130,000 $6,192 2.04%
Key West, FL (FHA|USDA|VA) 2 $770,000 $385,000 $5,043 4.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $755,000 $151,000 $4,416 2.68%
Gainesville, TX (FHA|USDA|VA) 2 $750,000 $375,000 $5,511 3.81%
Sulphur Springs, TX (FHA|USDA|VA) 6 $740,000 $123,333 $11,971 2.21%
GAINESVILLE, GA (FHA|USDA|VA) 3 $735,000 $245,000 $4,942 2.79%
LAREDO, TX (FHA|USDA|VA) 2 $730,000 $365,000 $4,117 2.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $725,000 $241,667 $5,931 3.38%
ASHEVILLE, NC (FHA|USDA|VA) 2 $720,000 $360,000 $3,789 3.13%
KANKAKEE, IL (FHA|USDA|VA) 5 $695,000 $139,000 $2,629 1.85%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $695,000 $231,667 $3,178 3.42%
Gallup, NM (FHA|USDA|VA) 4 $690,000 $172,500 $5,467 2.81%
Palestine, TX (FHA|USDA|VA) 2 $690,000 $345,000 $8,282 3.50%
GREENVILLE, NC (FHA|USDA|VA) 3 $685,000 $228,333 $5,018 2.92%
Nogales, AZ (FHA|USDA|VA) 3 $675,000 $225,000 $8,395 3.21%
Roswell, NM (FHA|USDA|VA) 5 $665,000 $133,000 $4,815 3.43%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $665,000 $221,667 $3,431 3.33%
Grenada, MS (FHA|USDA|VA) 7 $645,000 $92,143 $5,387 3.63%
Jackson, WY-ID (FHA|USDA|VA) 2 $640,000 $320,000 $8,766 2.94%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $640,000 $320,000 $3,367 2.88%
RAPID CITY, SD (FHA|USDA|VA) 2 $640,000 $320,000 $2,859 3.31%
Winnemucca, NV (FHA|USDA|VA) 2 $640,000 $320,000 $6,221 3.13%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 5 $625,000 $125,000 $3,661 3.20%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $625,000 $208,333 $6,901 3.33%
Traverse City, MI (FHA|USDA|VA) 2 $620,000 $310,000 $7,948 2.81%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $615,000 $205,000 $8,220 3.13%
EL CENTRO, CA (FHA|USDA|VA) 3 $615,000 $205,000 $5,289 2.38%
Blytheville, AR (FHA|USDA|VA) 6 $610,000 $101,667 $5,836 3.38%
Bonham, TX (FHA|USDA|VA) 3 $605,000 $201,667 $8,008 4.42%
Washington, NC (FHA|USDA|VA) 2 $590,000 $295,000 $3,954 3.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $590,000 $295,000 $7,424 2.88%
Raymondville, TX (FHA|USDA|VA) 5 $585,000 $117,000 $7,199 3.98%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $570,000 $285,000 $5,154 3.56%
Pahrump, NV (FHA|USDA|VA) 4 $570,000 $142,500 $6,214 3.03%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $570,000 $142,500 $5,366 2.97%
PINE BLUFF, AR (FHA|USDA|VA) 3 $565,000 $188,333 $9,247 3.33%
NILES, MI (FHA|USDA|VA) 2 $560,000 $280,000 $10,033 3.13%
Fredericksburg, TX (FHA|USDA|VA) 1 $545,000 $545,000 $12,853 3.25%
CLEVELAND, TN (FHA|USDA|VA) 1 $545,000 $545,000 $4,276 3.25%
Mount Pleasant, TX (FHA|USDA|VA) 3 $545,000 $181,667 $5,302 2.67%
Jefferson, GA (FHA|USDA|VA) 1 $545,000 $545,000 $8,149 3.00%
Sedalia, MO (FHA|USDA|VA) 3 $545,000 $181,667 $5,038 3.08%
Plymouth, IN (FHA|USDA|VA) 5 $535,000 $107,000 $3,076 2.53%
Manitowoc, WI (FHA|USDA|VA) 2 $520,000 $260,000 $10,485 3.50%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $520,000 $260,000 $4,576 2.94%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 7 $515,000 $73,571 $5,071 2.18%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $510,000 $255,000 $6,465 3.38%
CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $510,000 $127,500 $2,735 3.31%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $505,000 $168,333 $4,534 3.67%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $495,000 $165,000 $6,422 3.38%
VICTORIA, TX (FHA|USDA|VA) 2 $490,000 $245,000 $6,687 2.94%
Harrison, AR (FHA|USDA|VA) 3 $475,000 $158,333 $4,453 3.46%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $470,000 $235,000 $7,894 3.44%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $465,000 $155,000 $0 2.04%
Evanston, WY (FHA|USDA|VA) 3 $465,000 $155,000 $5,174 2.00%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $460,000 $230,000 $6,993 3.06%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $455,000 $455,000 $5,830 3.38%
COLUMBIA, SC (FHA|USDA|VA) 3 $455,000 $151,667 $4,337 3.33%
APPLETON, WI (FHA|USDA|VA) 2 $450,000 $225,000 $6,029 3.00%
Ukiah, CA (FHA|USDA|VA) 3 $435,000 $145,000 $0 1.63%
Mountain Home, AR (FHA|USDA|VA) 3 $435,000 $145,000 $5,874 2.96%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $435,000 $435,000 $3,541 2.99%
Bluffton, IN (FHA|USDA|VA) 3 $425,000 $141,667 $2,388 2.29%
Huntington, IN (FHA|USDA|VA) 5 $425,000 $85,000 $3,099 2.68%
Kinston, NC (FHA|USDA|VA) 2 $420,000 $210,000 $4,545 3.50%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $415,000 $415,000 $5,728 2.88%
Juneau, AK (FHA|USDA|VA) 1 $415,000 $415,000 $0 3.00%
Paragould, AR (FHA|USDA|VA) 2 $410,000 $205,000 $5,819 3.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $410,000 $205,000 $6,232 3.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $410,000 $205,000 $2,646 2.75%
Big Rapids, MI (FHA|USDA|VA) 3 $395,000 $131,667 $3,133 3.13%
MISSOULA, MT (FHA|USDA|VA) 1 $385,000 $385,000 $3,819 3.38%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $385,000 $385,000 $4,874 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $385,000 $128,333 $2,791 3.33%
Statesboro, GA (FHA|USDA|VA) 2 $380,000 $190,000 $6,409 3.38%
Boone, NC (FHA|USDA|VA) 1 $375,000 $375,000 $3,574 3.13%
LAFAYETTE, LA (FHA|USDA|VA) 1 $375,000 $375,000 $4,686 2.88%
HINESVILLE, GA (FHA|USDA|VA) 3 $375,000 $125,000 $10,698 1.75%
Ketchikan, AK (FHA|USDA|VA) 1 $375,000 $375,000 $9,533 3.25%
STAUNTON, VA (FHA|USDA|VA) 2 $370,000 $185,000 $6,821 3.38%
BATON ROUGE, LA (FHA|USDA|VA) 2 $370,000 $185,000 $7,580 2.94%
CARSON CITY, NV (FHA|USDA|VA) 2 $370,000 $185,000 $3,103 3.25%
LINCOLN, NE (FHA|USDA|VA) 1 $365,000 $365,000 $2,463 3.50%
Pearsall, TX (FHA|USDA|VA) 1 $365,000 $365,000 $13,184 3.25%
Burlington, IA-IL (FHA|USDA|VA) 1 $365,000 $365,000 $2,441 3.00%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $360,000 $180,000 $4,717 3.13%
Fernley, NV (FHA|USDA|VA) 2 $350,000 $175,000 $4,880 3.31%
AKRON, OH (FHA|USDA|VA) 2 $350,000 $175,000 $2,755 3.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $345,000 $115,000 $3,017 3.17%
TOLEDO, OH (FHA|USDA|VA) 1 $345,000 $345,000 $13,553 3.25%
Van Wert, OH (FHA|USDA|VA) 2 $340,000 $170,000 $3,864 3.13%
COLUMBUS, IN (FHA|USDA|VA) 2 $340,000 $170,000 $3,685 3.69%
Alpena, MI (FHA|USDA|VA) 4 $340,000 $85,000 $2,959 2.47%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $335,000 $111,667 $5,043 3.42%
Safford, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $8,124 2.88%
Uvalde, TX (FHA|USDA|VA) 3 $325,000 $108,333 $0 2.83%
Farmington, MO (FHA|USDA|VA) 2 $320,000 $160,000 $2,802 3.25%
Sturgis, MI (FHA|USDA|VA) 4 $310,000 $77,500 $4,986 2.72%
McComb, MS (FHA|USDA|VA) 1 $305,000 $305,000 $4,519 3.25%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $295,000 $295,000 $9,562 2.75%
Natchez, MS-LA (FHA|USDA|VA) 1 $295,000 $295,000 $4,152 3.25%
Gillette, WY (FHA|USDA|VA) 1 $295,000 $295,000 $6,370 3.75%
Borger, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,146 3.06%
El Campo, TX (FHA|USDA|VA) 3 $285,000 $95,000 $5,138 2.38%
Pottsville, PA (FHA|USDA|VA) 1 $285,000 $285,000 $9,483 3.75%
HARRISONBURG, VA (FHA|USDA|VA) 2 $270,000 $135,000 $2,094 2.69%
Los Alamos, NM (FHA|USDA|VA) 1 $265,000 $265,000 $7,064 6.99%
Riverton, WY (FHA|USDA|VA) 1 $265,000 $265,000 $2,973 3.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $260,000 $130,000 $2,508 3.63%
Lake City, FL (FHA|USDA|VA) 1 $255,000 $255,000 $6,038 3.25%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $255,000 $85,000 $3,279 3.42%
Forrest City, AR (FHA|USDA|VA) 1 $255,000 $255,000 $8,746 4.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,054 3.50%
Grand Rapids, MN (FHA|USDA|VA) 1 $245,000 $245,000 $3,880 3.25%
Escanaba, MI (FHA|USDA|VA) 1 $245,000 $245,000 $7,414 3.63%
SPARTANBURG, SC (FHA|USDA|VA) 2 $240,000 $120,000 $3,566 3.31%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $235,000 $235,000 $5,289 3.13%
ROCHESTER, MN (FHA|USDA|VA) 1 $235,000 $235,000 $8,167 3.38%
Alice, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,878 2.88%
Hope, AR (FHA|USDA|VA) 4 $230,000 $57,500 $0 3.00%
BURLINGTON, NC (FHA|USDA|VA) 1 $225,000 $225,000 $7,593 3.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $225,000 $225,000 $6,397 3.25%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,526 2.75%
Marinette, WI-MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,590 3.25%
Brookhaven, MS (FHA|USDA|VA) 2 $220,000 $110,000 $4,142 2.75%
Othello, WA (FHA|USDA|VA) 2 $220,000 $110,000 $0 2.56%
Meridian, MS (FHA|USDA|VA) 1 $215,000 $215,000 $5,455 3.25%
Peru, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,807 3.25%
Española, NM (FHA|USDA|VA) 1 $205,000 $205,000 $7,549 2.63%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $205,000 $205,000 $9,814 3.13%
Keene, NH (FHA|USDA|VA) 1 $205,000 $205,000 $6,338 3.25%
Ruidoso, NM (FHA|USDA|VA) 1 $205,000 $205,000 $3,122 3.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $205,000 $205,000 $6,311 3.75%
Kerrville, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 1.94%
Jasper, IN (FHA|USDA|VA) 1 $195,000 $195,000 $6,341 2.88%
ENID, OK (FHA|USDA|VA) 1 $195,000 $195,000 $2,447 2.63%
PEORIA, IL (FHA|USDA|VA) 3 $195,000 $65,000 $2,638 2.33%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $190,000 $95,000 $3,167 3.81%
ALBANY, GA (FHA|USDA|VA) 2 $190,000 $95,000 $2,837 3.00%
Ardmore, OK (FHA|USDA|VA) 1 $185,000 $185,000 $3,513 3.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $185,000 $185,000 $10,441 3.75%
Albert Lea, MN (FHA|USDA|VA) 2 $180,000 $90,000 $0 1.63%
Hutchinson, MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,347 2.88%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $4,010 3.00%
Shelbyville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,725 3.00%
Muskogee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $8,057 4.50%
Vicksburg, MS (FHA|USDA|VA) 1 $175,000 $175,000 $4,444 3.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $10,099 3.13%
Bedford, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,611 3.38%
Susanville, CA (FHA|USDA|VA) 1 $175,000 $175,000 $3,906 3.38%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,210 3.38%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $165,000 $55,000 $2,686 2.38%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,596 3.13%
Ottawa, IL (FHA|USDA|VA) 2 $160,000 $80,000 $0 1.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,929 3.13%
Rock Springs, WY (FHA|USDA|VA) 1 $155,000 $155,000 $7,004 3.25%
Seymour, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,805 3.38%
Sevierville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,417 3.50%
Wilmington, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,810 3.25%
Wilson, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,101 3.00%
Baraboo, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,840 3.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,020 2.75%
Bardstown, KY (FHA|USDA|VA) 1 $145,000 $145,000 $6,528 3.88%
Platteville, WI (FHA|USDA|VA) 1 $145,000 $145,000 $3,892 3.50%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,969 4.50%
Bemidji, MN (FHA|USDA|VA) 2 $140,000 $70,000 $0 1.63%
DECATUR, IL (FHA|USDA|VA) 2 $140,000 $70,000 $0 1.56%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $135,000 $135,000 $4,434 3.88%
GREAT FALLS, MT (FHA|USDA|VA) 1 $135,000 $135,000 $3,377 4.88%
Fort Payne, AL (FHA|USDA|VA) 1 $135,000 $135,000 $6,954 2.25%
Oxford, MS (FHA|USDA|VA) 1 $135,000 $135,000 $4,341 3.38%
Ottawa, KS (FHA|USDA|VA) 1 $135,000 $135,000 $2,295 3.50%
Clearlake, CA (FHA|USDA|VA) 1 $135,000 $135,000 $3,285 3.50%
Silver City, NM (FHA|USDA|VA) 1 $135,000 $135,000 $3,750 3.25%
Lamesa, TX (FHA|USDA|VA) 2 $130,000 $65,000 $0 1.69%
Decatur, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,770 2.50%
Martinsville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $3,225 3.00%
Kingsville, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,816 2.88%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,649 3.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,385 3.00%
Cedartown, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,228 3.38%
Indiana, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,293 2.25%
Greeneville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,657 3.00%
Ludington, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,046 3.75%
LaGrange, GA-AL (FHA|USDA|VA) 1 $115,000 $115,000 $6,927 3.63%
Lebanon, MO (FHA|USDA|VA) 1 $115,000 $115,000 $5,316 3.13%
FOND DU LAC, WI (FHA|USDA|VA) 1 $115,000 $115,000 $3,006 3.25%
New Castle, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,881 2.88%
Coldwater, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,993 3.13%
Effingham, IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,035 2.88%
Mineral Wells, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.63%
Deming, NM (FHA|USDA|VA) 2 $110,000 $55,000 $0 4.56%
Cookeville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $2,575 2.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,452 3.63%
Maysville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $4,098 3.38%
Clovis, NM (FHA|USDA|VA) 1 $105,000 $105,000 $2,575 3.25%
ERIE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,781 2.88%
JACKSON, TN (FHA|USDA|VA) 1 $105,000 $105,000 $4,440 2.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,220 2.75%
Greenwood, MS (FHA|USDA|VA) 1 $105,000 $105,000 $3,624 3.50%
Seneca, SC (FHA|USDA|VA) 1 $105,000 $105,000 $3,019 3.63%
Norfolk, NE (FHA|USDA|VA) 1 $105,000 $105,000 $2,156 2.75%
Alexandria, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,705 3.00%
Alamogordo, NM (FHA|USDA|VA) 1 $95,000 $95,000 $2,600 3.13%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $95,000 $95,000 $1,947 3.75%
Moberly, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,045 3.50%
Eagle Pass, TX (FHA|USDA|VA) 2 $90,000 $45,000 $0 1.94%
North Vernon, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,634 3.00%
Watertown, SD (FHA|USDA|VA) 1 $85,000 $85,000 $3,007 2.75%
Scottsburg, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,964 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 1 $85,000 $85,000 $3,122 3.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $85,000 $85,000 $5,214 3.25%
Hillsdale, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,010 3.00%
Salem, OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,955 2.38%
Richmond-Berea, KY (FHA|USDA|VA) 1 $75,000 $75,000 $2,495 2.88%
Liberal, KS (FHA|USDA|VA) 1 $75,000 $75,000 $3,225 2.63%
LAWTON, OK (FHA|USDA|VA) 1 $75,000 $75,000 $3,358 3.75%
Emporia, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,545 3.63%
Moultrie, GA (FHA|USDA|VA) 2 $70,000 $35,000 $0 1.25%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $70,000 $35,000 $0 1.75%
DANVILLE, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,520 4.63%
Russellville, AR (FHA|USDA|VA) 1 $65,000 $65,000 $3,758 3.25%
Coshocton, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.00%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $65,000 $65,000 $2,865 3.00%
Parsons, KS (FHA|USDA|VA) 1 $65,000 $65,000 $2,535 2.88%
Ponca City, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,169 3.25%
Marshall, MO (FHA|USDA|VA) 1 $55,000 $55,000 $2,150 2.88%
Logansport, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,007 2.88%

Academy Mortgage Corporation's top markets include Seattle, Phoenix, Portland, Ogden, and Boise City among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 41,528 $12,120,040,000 $291,852 $5,107 2.92%
FHA 7,743 $1,986,465,000 $256,550 $9,681 3.27%
VA 3,322 $1,272,890,000 $383,170 $9,128 2.84%
USDA 653 $140,775,000 $215,582 $6,600 3.12%

For the 2021 period, Academy Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 41,528 originations. Their 2nd most popular type is FHA, with 7,743 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 32,548 $9,377,310,000 $288,107 $6,637 2.90%
Refi 10,917 $3,224,765,000 $295,389 $4,527 2.95%
Cash Out Refi 9,780 $2,917,570,000 $298,320 $5,452 3.20%
Other 1 $525,000 $525,000 $10,253 5.25%

For the 2021, Academy Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 32,548 originations. The 2nd most popular reason of loans were Refi, with 10,917 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 46,276 $14,336,190,000 $309,798 $6,053 3.10%
15 Year 2,863 $633,545,000 $221,287 $4,135 2.59%
20 Year 1,321 $332,885,000 $251,995 $4,051 2.91%
Other 1,083 $144,105,000 $133,061 $4,164 1.44%
3 Year 672 $6,960,000 $10,357 $0 0.01%
5 Year 526 $3,580,000 $6,806 $0 0.00%
10 Year 417 $31,655,000 $75,911 $3,505 2.84%
30+ year 88 $31,250,000 $355,114 $9,854 5.44%

For the 2021, Academy Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 46,276 originations. The 2nd most popular length of loans were 15 Year, with 2,863 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 20,998 $6,401,060,000 $304,841
$3k-4k 10,537 $3,273,355,000 $310,653
$2k-3k 7,698 $2,002,440,000 $260,125
$<1k 6,829 $748,335,000 $109,582
$5k+ 6,301 $2,868,675,000 $455,273

$6,053 of loans were Academy Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 20,998 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 26,679 $8,272,565,000 $310,078
2.5-3% 17,798 $5,915,540,000 $332,371
<2.5% 6,884 $981,670,000 $142,602
4-5% 1,539 $324,915,000 $211,121
5-6% 324 $18,630,000 $57,500
6-7% 19 $6,325,000 $332,895
7-8% 3 $525,000 $175,000

During 2021, Academy Mortgage Corporation's average interest rate of loans were 3.10%, while their most frequently originated rate bucket of loans were 3-4%, with 26,679 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 25,365 $7,391,835,000 $291,419 $5,671 3.15%
$100k-200k 10,208 $1,600,340,000 $156,773 $4,316 3.18%
$400k-600k 9,337 $4,464,265,000 $478,126 $6,922 3.11%
$100,000 or less 5,927 $165,055,000 $27,848 $3,468 1.51%
$600k-1MM 2,124 $1,537,690,000 $723,960 $9,464 3.08%
$1MM+ 285 $360,985,000 $1,266,614 $13,610 3.07%

2021 saw Academy Mortgage Corporation place emphasis on $200k-400k loans with 25,365 originations, totaling $7,391,835,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 14,341 $3,187,435,000 $222,260 $5,559 2.88%
$75k-100k 10,675 $3,054,995,000 $286,182 $5,952 2.98%
$100k-150k 10,647 $3,785,635,000 $355,559 $6,126 3.08%
$50k or less 8,480 $1,261,480,000 $148,759 $4,757 2.81%
$150k-250k 6,143 $2,699,625,000 $439,464 $6,401 3.12%
$250k+ 2,386 $1,332,230,000 $558,353 $6,972 3.13%

Academy Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 14,341 originations. The second most popular income band? $75k-100k, with 10,675 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 9,303 $2,820,765,000 $303,210 $5,651 3.00%
20-30% 9,160 $2,804,470,000 $306,165 $5,165 3.01%
44% 3,082 $821,360,000 $266,502 $6,062 2.90%
43% 2,591 $719,265,000 $277,601 $5,987 2.96%
<20% 2,589 $767,625,000 $296,495 $4,665 2.96%
42% 2,501 $730,885,000 $292,237 $6,271 2.95%
50-60% 2,491 $659,675,000 $264,823 $9,962 2.90%
41% 2,327 $668,535,000 $287,295 $6,005 2.96%
40% 2,185 $620,435,000 $283,952 $6,058 2.97%
39% 2,087 $599,675,000 $287,338 $5,938 2.96%
49% 2,018 $564,990,000 $279,975 $6,309 2.90%
38% 1,965 $570,515,000 $290,338 $5,754 2.97%
37% 1,942 $570,310,000 $293,671 $5,838 2.95%
36% 1,836 $535,470,000 $291,650 $5,781 3.01%
45% 1,744 $490,170,000 $281,061 $6,057 2.99%
48% 1,584 $439,190,000 $277,266 $6,197 2.95%
46% 1,550 $452,090,000 $291,671 $6,337 2.97%
47% 1,544 $438,950,000 $284,294 $6,213 2.98%
>60% 64 $28,370,000 $443,281 $10,701 2.95%

Academy Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 9,303 originations. The next most common DTI ratio? 20-30%, with 9,160 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 44,853 $12,933,295,000 $288,348 $5,735 2.98%
Not provided 3,378 $1,081,000,000 $320,012 $6,013 2.96%
Asian 1,725 $671,085,000 $389,035 $6,741 3.01%
Black 2,530 $615,820,000 $243,407 $7,193 2.71%
American Indian 521 $144,535,000 $277,418 $6,679 2.86%
Native Hawaiian 229 $71,325,000 $311,463 $7,502 3.02%
Filipino 5 $1,025,000 $205,000 $8,567 2.40%
Chinese 2 $940,000 $470,000 $3,613 3.06%
Other Asian 2 $700,000 $350,000 $5,686 3.69%
Korean 1 $445,000 $445,000 $4,189 2.75%

Approval Rates

Total approvals of all applications
94.03%

Academy Mortgage Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
78.80%

Academy Mortgage Corporation has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 53,246 $15,520,170,000 $291,480

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
53,246 $15,520,170,000 $291,480

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 2,011 $400,015,000 $198,913 $3,913 2.90%
40-60% 6,497 $1,807,355,000 $278,183 $4,418 2.98%
60-80% 16,226 $5,464,890,000 $336,798 $5,349 3.18%
80-100% 23,199 $7,475,185,000 $322,220 $6,614 3.21%
Over 100% 747 $304,565,000 $407,718 $15,908 2.90%
Under 20% 4,566 $68,160,000 $14,928 $3,505 0.98%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Academy Mortgage Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 12.0%
Academy Mortgage Corporation Conventional home mortgage Closing on a mortgage 5 20.0%
Academy Mortgage Corporation Conventional home mortgage Trouble during payment process 7 28.0%
Academy Mortgage Corporation FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 4.0%
Academy Mortgage Corporation FHA mortgage Closing on a mortgage 2 8.0%
Academy Mortgage Corporation FHA mortgage Trouble during payment process 1 4.0%
Academy Mortgage Corporation Other type of mortgage Trouble during payment process 3 12.0%
Academy Mortgage Corporation VA mortgage Applying for a mortgage or refinancing an existing mortgage 2 8.0%
Academy Mortgage Corporation VA mortgage Closing on a mortgage 1 4.0%