Academy Mortgage Corporation Rates, Fees & Info

Salt Lake City, UT

LEI: 549300WTZMQSET2VY242

Tax ID: 87-0456373

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Mortgage Data

Review & Overview

Academy Mortgage Corporation is a large mortgage company specializing in Home Purchase loans. Academy Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Phoenix, Ogden, Seattle, Portland, and Salt Lake City among others. We have data for 455 markets. (Some data included below & more in-depth data is available with an active subscription.)

Academy Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Academy Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/19/24
30 Year Conventional Purchase 6.44% 4/19/24
30 Year Conventional Refi 6.67% 4/19/24
30 Year Cash-out Refi 6.88% 4/19/24
30 Year FHA Purchase 7.61% 4/19/24
30 Year FHA Refi 7.44% 4/19/24
30 Year VA Purchase 6.38% 4/19/24
30 Year VA Refi 6.07% 4/19/24
30 Year USDA Purchase 7.06% 4/19/24
30 Year USDA Refi 6.98% 4/19/24
15 Year Conventional Purchase 5.83% 4/19/24
15 Year Conventional Refi 6.31% 4/19/24
15 Year Cash-out Refi 6.31% 4/19/24
15 Year FHA Purchase 7.02% 4/19/24
15 Year FHA Refi 6.74% 4/19/24
15 Year VA Purchase 6.41% 4/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Academy Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Academy Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

38,825

Origination Dollar Volume (All Markets)

$9,172,435,000
Show all (25) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3,322 $724,480,000 $218,085 $6,427 4.04%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2,366 $564,580,000 $238,622 $6,489 4.63%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,302 $545,440,000 $418,925 $6,706 4.04%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,600 $528,420,000 $330,263 $6,202 4.21%
SALT LAKE CITY, UT (FHA|USDA|VA) 1,480 $442,920,000 $299,270 $6,355 4.47%
BOISE CITY, ID (FHA|USDA|VA) 1,738 $397,740,000 $228,849 $6,675 4.03%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1,169 $314,365,000 $268,918 $5,219 3.77%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 746 $224,490,000 $300,925 $6,237 4.11%
PROVO-OREM, UT (FHA|USDA|VA) 731 $207,485,000 $283,837 $6,498 4.53%
GRAND JUNCTION, CO (FHA|USDA|VA) 991 $200,595,000 $202,417 $5,037 3.79%
Outside of Metro Areas 1,124 $200,120,000 $178,043 $5,237 4.12%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 663 $193,415,000 $291,727 $4,755 3.91%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 850 $182,730,000 $214,976 $6,831 3.96%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 924 $164,080,000 $177,576 $7,028 3.70%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 695 $154,715,000 $222,612 $8,708 3.58%
SALEM, OR (FHA|USDA|VA) 496 $133,790,000 $269,738 $5,579 4.37%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 471 $120,115,000 $255,021 $5,475 4.30%
MODESTO, CA (FHA|USDA|VA) 509 $119,245,000 $234,273 $6,338 3.83%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 369 $114,675,000 $310,772 $5,339 3.77%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 359 $112,785,000 $314,164 $6,669 3.92%
FORT COLLINS, CO (FHA|USDA|VA) 331 $105,265,000 $318,021 $5,238 4.03%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 545 $98,995,000 $181,642 $7,361 3.68%
JACKSONVILLE, FL (FHA|USDA|VA) 694 $96,080,000 $138,444 $6,383 3.53%
ST. GEORGE, UT (FHA|USDA|VA) 412 $95,720,000 $232,330 $5,525 4.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 350 $94,870,000 $271,057 $7,219 4.25%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 242 $91,120,000 $376,529 $4,492 4.14%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 325 $88,315,000 $271,738 $4,392 4.15%
BEND, OR (FHA|USDA|VA) 292 $87,160,000 $298,493 $6,278 4.29%
GREELEY, CO (FHA|USDA|VA) 319 $87,105,000 $273,056 $5,852 3.74%
YUMA, AZ (FHA|USDA|VA) 591 $84,035,000 $142,191 $5,327 3.88%
STOCKTON, CA (FHA|USDA|VA) 261 $80,265,000 $307,529 $6,848 3.98%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 553 $77,065,000 $139,358 $4,216 3.80%
SPRINGFIELD, MA (FHA|USDA|VA) 413 $72,255,000 $174,952 $4,957 4.02%
Centralia, WA (FHA|USDA|VA) 304 $70,430,000 $231,678 $6,475 4.11%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 186 $69,410,000 $373,172 $10,666 3.76%
Outside of Metro Areas 249 $63,425,000 $254,719 $6,516 4.06%
Montrose, CO (FHA|USDA|VA) 274 $57,890,000 $211,277 $5,267 3.82%
LONGVIEW, WA (FHA|USDA|VA) 255 $55,425,000 $217,353 $6,964 3.95%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 217 $52,435,000 $241,636 $5,160 4.11%
ALBUQUERQUE, NM (FHA|USDA|VA) 342 $51,030,000 $149,211 $5,068 4.24%
ANCHORAGE, AK (FHA|USDA|VA) 177 $48,375,000 $273,305 $6,796 3.94%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 89 $46,055,000 $517,472 $6,846 4.19%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 183 $44,575,000 $243,579 $5,280 4.17%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 284 $43,370,000 $152,711 $6,398 4.18%
Shelton, WA (FHA|USDA|VA) 186 $42,820,000 $230,215 $5,637 4.33%
FLAGSTAFF, AZ (FHA|USDA|VA) 148 $39,900,000 $269,595 $7,040 4.27%
KANSAS CITY, MO-KS (FHA|USDA|VA) 261 $38,715,000 $148,333 $4,497 3.53%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 218 $38,610,000 $177,110 $5,452 3.99%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 64 $35,800,000 $559,375 $4,762 4.45%
Edwards, CO (FHA|USDA|VA) 96 $35,390,000 $368,646 $6,184 3.64%
WALLA WALLA, WA (FHA|USDA|VA) 166 $34,380,000 $207,108 $5,823 3.85%
PITTSFIELD, MA (FHA|USDA|VA) 219 $33,955,000 $155,046 $5,327 3.97%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 176 $33,510,000 $190,398 $6,266 4.28%
ALBANY-LEBANON, OR (FHA|USDA|VA) 135 $32,815,000 $243,074 $5,050 4.46%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 213 $32,615,000 $153,122 $6,134 4.43%
Aberdeen, WA (FHA|USDA|VA) 175 $32,605,000 $186,314 $6,123 4.16%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 158 $30,740,000 $194,557 $4,487 4.08%
Glenwood Springs, CO (FHA|USDA|VA) 102 $30,350,000 $297,549 $6,722 3.79%
COLUMBUS, OH (FHA|USDA|VA) 153 $30,005,000 $196,111 $5,233 3.96%
Elko, NV (FHA|USDA|VA) 131 $29,585,000 $225,840 $6,378 4.26%
BAY CITY, MI (FHA|USDA|VA) 358 $28,940,000 $80,838 $3,958 3.52%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 113 $28,815,000 $255,000 $7,742 4.08%
Durango, CO (FHA|USDA|VA) 103 $27,785,000 $269,757 $5,034 3.76%
Sonora, CA (FHA|USDA|VA) 145 $27,715,000 $191,138 $6,784 3.75%
Hermiston-Pendleton, OR (FHA|USDA|VA) 126 $24,940,000 $197,937 $6,182 4.46%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 115 $24,935,000 $216,826 $5,621 3.77%
Ontario, OR-ID (FHA|USDA|VA) 145 $24,605,000 $169,690 $6,034 4.02%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 115 $23,555,000 $204,826 $5,275 3.62%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 66 $23,490,000 $355,909 $6,746 4.24%
RENO, NV (FHA|USDA|VA) 84 $22,530,000 $268,214 $5,260 4.35%
URBAN HONOLULU, HI (FHA|USDA|VA) 45 $22,215,000 $493,667 $9,185 3.91%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 133 $21,695,000 $163,120 $5,544 4.34%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 71 $21,655,000 $305,000 $6,637 4.18%
ROCKFORD, IL (FHA|USDA|VA) 211 $21,085,000 $99,929 $4,945 3.26%
Heber, UT (FHA|USDA|VA) 43 $19,645,000 $456,860 $6,886 4.03%
PORT ST. LUCIE, FL (FHA|USDA|VA) 87 $19,055,000 $219,023 $5,374 4.35%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 78 $19,010,000 $243,718 $6,588 4.48%
PUEBLO, CO (FHA|USDA|VA) 128 $18,880,000 $147,500 $5,317 3.35%
MIDLAND, MI (FHA|USDA|VA) 149 $18,465,000 $123,926 $4,422 4.02%
FORT WAYNE, IN (FHA|USDA|VA) 137 $18,235,000 $133,102 $3,955 3.74%
ANN ARBOR, MI (FHA|USDA|VA) 74 $17,630,000 $238,243 $4,250 4.17%
Astoria, OR (FHA|USDA|VA) 58 $16,670,000 $287,414 $5,200 4.47%
FRESNO, CA (FHA|USDA|VA) 112 $16,650,000 $148,661 $8,184 3.42%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 34 $16,610,000 $488,529 $7,103 4.06%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 70 $16,110,000 $230,143 $6,224 4.18%
Cedar City, UT (FHA|USDA|VA) 79 $15,395,000 $194,873 $4,231 4.38%
CORVALLIS, OR (FHA|USDA|VA) 51 $15,275,000 $299,510 $4,688 4.32%
RALEIGH-CARY, NC (FHA|USDA|VA) 64 $15,070,000 $235,469 $4,338 4.24%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 82 $13,310,000 $162,317 $4,767 4.49%
JACKSON, MS (FHA|USDA|VA) 90 $13,090,000 $145,444 $6,822 4.35%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 93 $12,935,000 $139,086 $5,030 3.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 74 $12,580,000 $170,000 $5,164 4.69%
LOGAN, UT-ID (FHA|USDA|VA) 58 $12,540,000 $216,207 $5,690 4.59%
TYLER, TX (FHA|USDA|VA) 77 $12,485,000 $162,143 $6,744 4.05%
MERCED, CA (FHA|USDA|VA) 48 $12,460,000 $259,583 $6,217 3.87%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 74 $11,970,000 $161,757 $5,147 4.32%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 38 $10,640,000 $280,000 $5,248 4.12%
SAGINAW, MI (FHA|USDA|VA) 112 $10,270,000 $91,696 $4,233 3.77%
Barre, VT (FHA|USDA|VA) 59 $10,015,000 $169,746 $5,255 4.18%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 33 $9,975,000 $302,273 $4,877 4.12%
BAKERSFIELD, CA (FHA|USDA|VA) 46 $9,840,000 $213,913 $5,417 4.32%
GAINESVILLE, GA (FHA|USDA|VA) 48 $9,680,000 $201,667 $5,195 4.35%
Cornelia, GA (FHA|USDA|VA) 51 $8,925,000 $175,000 $4,964 4.47%
Ellensburg, WA (FHA|USDA|VA) 27 $8,125,000 $300,926 $4,718 4.54%
CEDAR RAPIDS, IA (FHA|USDA|VA) 61 $7,545,000 $123,689 $4,739 3.89%
Easton, MD (FHA|USDA|VA) 24 $7,350,000 $306,250 $3,857 4.20%
BELLINGHAM, WA (FHA|USDA|VA) 17 $7,325,000 $430,882 $7,630 4.61%
Mount Pleasant, MI (FHA|USDA|VA) 57 $7,285,000 $127,807 $4,381 4.28%
MORRISTOWN, TN (FHA|USDA|VA) 56 $7,270,000 $129,821 $5,409 3.48%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 40 $7,030,000 $175,750 $5,361 4.35%
Prineville, OR (FHA|USDA|VA) 28 $6,950,000 $248,214 $6,855 4.47%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $6,865,000 $403,824 $5,327 4.27%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 23 $6,385,000 $277,609 $5,156 4.18%
Lebanon, NH-VT (FHA|USDA|VA) 37 $6,245,000 $168,784 $5,848 4.05%
EL PASO, TX (FHA|USDA|VA) 48 $6,120,000 $127,500 $5,700 4.09%
LONGVIEW, TX (FHA|USDA|VA) 40 $6,050,000 $151,250 $6,615 3.97%
CHICO, CA (FHA|USDA|VA) 19 $5,865,000 $308,684 $4,580 4.47%
COLUMBIA, SC (FHA|USDA|VA) 61 $5,765,000 $94,508 $3,677 3.18%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 20 $5,750,000 $287,500 $5,408 4.08%
Vernal, UT (FHA|USDA|VA) 36 $5,490,000 $152,500 $7,702 5.20%
IDAHO FALLS, ID (FHA|USDA|VA) 36 $5,460,000 $151,667 $5,956 3.68%
SAVANNAH, GA (FHA|USDA|VA) 24 $5,460,000 $227,500 $5,076 4.04%
SALINAS, CA (FHA|USDA|VA) 11 $5,265,000 $478,636 $7,728 4.72%
BOULDER, CO (FHA|USDA|VA) 16 $5,150,000 $321,875 $4,559 3.97%
Oak Harbor, WA (FHA|USDA|VA) 16 $5,120,000 $320,000 $5,371 4.30%
FLINT, MI (FHA|USDA|VA) 40 $5,110,000 $127,750 $4,888 3.79%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 18 $4,970,000 $276,111 $4,149 4.14%
Show Low, AZ (FHA|USDA|VA) 30 $4,890,000 $163,000 $6,436 4.14%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 20 $4,530,000 $226,500 $5,360 4.11%
FARMINGTON, NM (FHA|USDA|VA) 32 $4,500,000 $140,625 $4,964 4.43%
Sandpoint, ID (FHA|USDA|VA) 15 $4,365,000 $291,000 $6,413 4.18%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 18 $4,300,000 $238,889 $6,191 3.92%
Craig, CO (FHA|USDA|VA) 35 $4,265,000 $121,857 $4,937 3.25%
Rutland, VT (FHA|USDA|VA) 26 $4,070,000 $156,538 $4,522 4.25%
Jefferson, GA (FHA|USDA|VA) 19 $4,055,000 $213,421 $5,300 4.57%
WENATCHEE, WA (FHA|USDA|VA) 10 $4,050,000 $405,000 $5,959 4.19%
Carlsbad-Artesia, NM (FHA|USDA|VA) 22 $4,030,000 $183,182 $7,062 3.89%
TUCSON, AZ (FHA|USDA|VA) 19 $3,925,000 $206,579 $5,984 4.26%
Mountain Home, ID (FHA|USDA|VA) 25 $3,835,000 $153,400 $5,608 3.89%
SPARTANBURG, SC (FHA|USDA|VA) 30 $3,770,000 $125,667 $5,293 3.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 24 $3,730,000 $155,417 $6,130 4.43%
YUBA CITY, CA (FHA|USDA|VA) 12 $3,630,000 $302,500 $6,425 4.47%
TWIN FALLS, ID (FHA|USDA|VA) 17 $3,615,000 $212,647 $5,936 4.05%
Alma, MI (FHA|USDA|VA) 42 $3,560,000 $84,762 $4,151 4.50%
OCALA, FL (FHA|USDA|VA) 23 $3,555,000 $154,565 $4,925 4.59%
FAYETTEVILLE, NC (FHA|USDA|VA) 17 $3,525,000 $207,353 $4,510 4.18%
CaƱon City, CO (FHA|USDA|VA) 20 $3,370,000 $168,500 $5,475 3.47%
SHERMAN-DENISON, TX (FHA|USDA|VA) 17 $3,335,000 $196,176 $5,774 3.79%
THE VILLAGES, FL (FHA|USDA|VA) 18 $3,210,000 $178,333 $4,084 4.03%
WORCESTER, MA-CT (FHA|USDA|VA) 11 $3,105,000 $282,273 $4,334 4.21%
VALLEJO, CA (FHA|USDA|VA) 8 $3,000,000 $375,000 $7,500 4.39%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 18 $2,950,000 $163,889 $4,682 5.00%
SALISBURY, MD-DE (FHA|USDA|VA) 15 $2,925,000 $195,000 $4,771 4.53%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 21 $2,905,000 $138,333 $3,669 3.68%
YORK-HANOVER, PA (FHA|USDA|VA) 13 $2,865,000 $220,385 $4,609 4.16%
ODESSA, TX (FHA|USDA|VA) 16 $2,820,000 $176,250 $7,773 5.22%
Breckenridge, CO (FHA|USDA|VA) 6 $2,740,000 $456,667 $3,544 4.39%
FAIRBANKS, AK (FHA|USDA|VA) 8 $2,670,000 $333,750 $11,038 3.56%
Auburn, IN (FHA|USDA|VA) 21 $2,645,000 $125,952 $3,965 3.90%
YAKIMA, WA (FHA|USDA|VA) 16 $2,640,000 $165,000 $7,286 3.63%
Cambridge, MD (FHA|USDA|VA) 14 $2,600,000 $185,714 $4,667 4.07%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $2,560,000 $213,333 $6,987 4.24%
MIDLAND, TX (FHA|USDA|VA) 9 $2,515,000 $279,444 $6,974 4.64%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 13 $2,485,000 $191,154 $4,907 3.01%
WACO, TX (FHA|USDA|VA) 10 $2,450,000 $245,000 $5,409 4.56%
Fernley, NV (FHA|USDA|VA) 13 $2,445,000 $188,077 $6,148 3.54%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $2,440,000 $305,000 $5,946 4.45%
CORPUS CHRISTI, TX (FHA|USDA|VA) 13 $2,425,000 $186,538 $6,347 3.83%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 11 $2,415,000 $219,545 $3,886 4.31%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,380,000 $396,667 $6,160 4.14%
CARSON CITY, NV (FHA|USDA|VA) 10 $2,370,000 $237,000 $4,567 4.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 12 $2,360,000 $196,667 $6,735 3.56%
Concord, NH (FHA|USDA|VA) 9 $2,305,000 $256,111 $3,418 3.79%
VISALIA, CA (FHA|USDA|VA) 14 $2,250,000 $160,714 $8,992 3.46%
READING, PA (FHA|USDA|VA) 11 $2,185,000 $198,636 $5,298 4.43%
Payson, AZ (FHA|USDA|VA) 8 $2,170,000 $271,250 $5,445 4.76%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 12 $2,150,000 $179,167 $5,404 4.41%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 10 $2,150,000 $215,000 $6,501 4.04%
Newport, OR (FHA|USDA|VA) 9 $2,145,000 $238,333 $3,616 4.41%
KNOXVILLE, TN (FHA|USDA|VA) 8 $2,140,000 $267,500 $4,472 4.09%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 8 $2,130,000 $266,250 $3,724 4.07%
Harrison, AR (FHA|USDA|VA) 19 $2,115,000 $111,316 $4,226 4.25%
MONROE, MI (FHA|USDA|VA) 12 $2,060,000 $171,667 $5,975 4.16%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 18 $2,040,000 $113,333 $3,856 4.10%
SANTA FE, NM (FHA|USDA|VA) 9 $1,795,000 $199,444 $6,485 4.01%
Kalispell, MT (FHA|USDA|VA) 5 $1,795,000 $359,000 $5,559 4.83%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,775,000 $355,000 $3,324 3.72%
Freeport, IL (FHA|USDA|VA) 32 $1,740,000 $54,375 $4,070 2.77%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,730,000 $865,000 $7,180 3.81%
Port Angeles, WA (FHA|USDA|VA) 6 $1,710,000 $285,000 $6,750 4.77%
Augusta-Waterville, ME (FHA|USDA|VA) 9 $1,665,000 $185,000 $4,582 4.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 9 $1,585,000 $176,111 $6,071 4.35%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 12 $1,580,000 $131,667 $4,899 4.24%
Fort Morgan, CO (FHA|USDA|VA) 10 $1,510,000 $151,000 $7,850 2.86%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 11 $1,485,000 $135,000 $5,588 4.47%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $1,470,000 $367,500 $3,464 4.59%
Athens, TX (FHA|USDA|VA) 9 $1,435,000 $159,444 $5,229 4.57%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 12 $1,430,000 $119,167 $4,196 4.04%
Toccoa, GA (FHA|USDA|VA) 10 $1,380,000 $138,000 $5,390 4.49%
BANGOR, ME (FHA|USDA|VA) 8 $1,360,000 $170,000 $4,751 4.06%
MEDFORD, OR (FHA|USDA|VA) 6 $1,330,000 $221,667 $4,673 4.08%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,109 4.27%
Coos Bay, OR (FHA|USDA|VA) 4 $1,300,000 $325,000 $6,426 4.19%
POCATELLO, ID (FHA|USDA|VA) 7 $1,295,000 $185,000 $7,247 3.68%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,285,000 $142,778 $4,117 3.78%
Rochelle, IL (FHA|USDA|VA) 11 $1,285,000 $116,818 $4,257 3.98%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,270,000 $317,500 $6,073 4.34%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $1,220,000 $122,000 $4,892 3.45%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,215,000 $243,000 $6,845 4.38%
Grenada, MS (FHA|USDA|VA) 8 $1,200,000 $150,000 $5,755 4.02%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $1,150,000 $287,500 $6,200 4.59%
Jacksonville, TX (FHA|USDA|VA) 7 $1,145,000 $163,571 $4,783 4.77%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $1,140,000 $190,000 $4,123 4.15%
Moses Lake, WA (FHA|USDA|VA) 4 $1,120,000 $280,000 $5,402 4.31%
Sanford, NC (FHA|USDA|VA) 6 $1,110,000 $185,000 $2,226 4.29%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,095,000 $219,000 $7,434 4.60%
Blackfoot, ID (FHA|USDA|VA) 4 $1,090,000 $272,500 $9,806 4.47%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 7 $1,085,000 $155,000 $5,067 3.77%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $1,085,000 $361,667 $10,150 4.12%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 8 $1,020,000 $127,500 $4,928 4.16%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,468 4.81%
Mountain Home, AR (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,064 4.14%
Adrian, MI (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,778 3.88%
TOLEDO, OH (FHA|USDA|VA) 5 $985,000 $197,000 $5,004 4.32%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $985,000 $328,333 $6,035 4.25%
Cullman, AL (FHA|USDA|VA) 5 $985,000 $197,000 $4,555 4.35%
Moscow, ID (FHA|USDA|VA) 6 $980,000 $163,333 $3,562 4.25%
PANAMA CITY, FL (FHA|USDA|VA) 8 $970,000 $121,250 $7,225 2.37%
RACINE, WI (FHA|USDA|VA) 5 $965,000 $193,000 $6,387 4.65%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $955,000 $318,333 $4,448 4.38%
Roseburg, OR (FHA|USDA|VA) 5 $945,000 $189,000 $4,802 4.45%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $930,000 $232,500 $5,342 4.59%
Hilo, HI (FHA|USDA|VA) 4 $910,000 $227,500 $3,987 3.87%
RICHMOND, VA (FHA|USDA|VA) 4 $910,000 $227,500 $7,657 3.78%
GOLDSBORO, NC (FHA|USDA|VA) 4 $900,000 $225,000 $3,934 3.56%
Granbury, TX (FHA|USDA|VA) 6 $890,000 $148,333 $4,217 4.33%
Kendallville, IN (FHA|USDA|VA) 8 $860,000 $107,500 $4,140 3.95%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $765,000 $255,000 $3,468 4.62%
Whitewater, WI (FHA|USDA|VA) 3 $745,000 $248,333 $7,568 4.17%
BRUNSWICK, GA (FHA|USDA|VA) 2 $740,000 $370,000 $3,728 4.18%
LAS CRUCES, NM (FHA|USDA|VA) 4 $740,000 $185,000 $3,911 4.47%
DOVER, DE (FHA|USDA|VA) 4 $730,000 $182,500 $3,200 4.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $715,000 $143,000 $4,735 4.42%
Huntsville, TX (FHA|USDA|VA) 2 $710,000 $355,000 $9,668 4.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $705,000 $705,000 $6,622 4.75%
Bellefontaine, OH (FHA|USDA|VA) 3 $705,000 $235,000 $7,728 4.92%
Oxford, MS (FHA|USDA|VA) 2 $700,000 $350,000 $8,501 3.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $690,000 $345,000 $4,670 4.19%
Pullman, WA (FHA|USDA|VA) 2 $690,000 $345,000 $9,005 4.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $685,000 $137,000 $4,946 4.65%
HATTIESBURG, MS (FHA|USDA|VA) 4 $680,000 $170,000 $8,446 4.03%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $680,000 $113,333 $4,957 4.48%
Palatka, FL (FHA|USDA|VA) 5 $675,000 $135,000 $5,477 5.13%
JACKSON, MI (FHA|USDA|VA) 4 $650,000 $162,500 $5,689 3.97%
MADERA, CA (FHA|USDA|VA) 4 $650,000 $162,500 $6,301 3.94%
Wapakoneta, OH (FHA|USDA|VA) 2 $650,000 $325,000 $7,414 4.44%
GRANTS PASS, OR (FHA|USDA|VA) 3 $645,000 $215,000 $1,697 4.76%
Kerrville, TX (FHA|USDA|VA) 2 $640,000 $320,000 $4,949 3.89%
The Dalles, OR (FHA|USDA|VA) 3 $625,000 $208,333 $4,462 4.20%
Warrensburg, MO (FHA|USDA|VA) 3 $625,000 $208,333 $3,596 3.67%
Bennington, VT (FHA|USDA|VA) 3 $615,000 $205,000 $4,748 4.79%
Paris, TX (FHA|USDA|VA) 4 $600,000 $150,000 $4,471 4.75%
APPLETON, WI (FHA|USDA|VA) 3 $585,000 $195,000 $3,913 4.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $560,000 $280,000 $8,412 4.74%
Sterling, CO (FHA|USDA|VA) 5 $555,000 $111,000 $5,043 2.73%
Laurel, MS (FHA|USDA|VA) 4 $550,000 $137,500 $5,125 4.15%
GAINESVILLE, FL (FHA|USDA|VA) 3 $545,000 $181,667 $4,204 4.91%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $535,000 $107,000 $5,132 4.18%
Othello, WA (FHA|USDA|VA) 3 $525,000 $175,000 $3,484 4.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $520,000 $260,000 $8,736 4.56%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $510,000 $255,000 $4,305 4.18%
Mineral Wells, TX (FHA|USDA|VA) 3 $505,000 $168,333 $4,753 4.29%
GETTYSBURG, PA (FHA|USDA|VA) 3 $505,000 $168,333 $6,218 4.46%
NAPA, CA (FHA|USDA|VA) 1 $505,000 $505,000 $4,924 4.49%
CASPER, WY (FHA|USDA|VA) 2 $500,000 $250,000 $5,246 4.50%
Rexburg, ID (FHA|USDA|VA) 3 $495,000 $165,000 $5,780 4.00%
DECATUR, AL (FHA|USDA|VA) 2 $480,000 $240,000 $4,992 3.75%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $480,000 $80,000 $5,042 4.00%
Laramie, WY (FHA|USDA|VA) 3 $475,000 $158,333 $3,739 4.79%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $475,000 $475,000 $5,826 3.99%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $470,000 $117,500 $5,250 3.38%
Huntington, IN (FHA|USDA|VA) 4 $470,000 $117,500 $3,821 4.28%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $465,000 $465,000 $11,410 4.00%
ROCHESTER, MN (FHA|USDA|VA) 1 $465,000 $465,000 $2,893 3.75%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $465,000 $465,000 $18,083 3.75%
Jasper, AL (FHA|USDA|VA) 1 $455,000 $455,000 $3,057 3.75%
BURLINGTON, NC (FHA|USDA|VA) 4 $450,000 $112,500 $5,543 3.41%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $445,000 $445,000 $4,151 4.13%
Riverton, WY (FHA|USDA|VA) 2 $440,000 $220,000 $2,978 4.44%
Big Rapids, MI (FHA|USDA|VA) 2 $440,000 $220,000 $8,736 3.75%
LUBBOCK, TX (FHA|USDA|VA) 1 $425,000 $425,000 $3,487 3.88%
REDDING, CA (FHA|USDA|VA) 1 $425,000 $425,000 $5,945 4.88%
Alpena, MI (FHA|USDA|VA) 3 $425,000 $141,667 $2,582 4.17%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $425,000 $141,667 $8,848 3.75%
Traverse City, MI (FHA|USDA|VA) 1 $415,000 $415,000 $3,110 3.88%
Corsicana, TX (FHA|USDA|VA) 4 $410,000 $102,500 $6,952 3.39%
Uvalde, TX (FHA|USDA|VA) 2 $410,000 $205,000 $8,302 4.31%
Stephenville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,678 4.50%
Brenham, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,362 4.00%
GADSDEN, AL (FHA|USDA|VA) 2 $400,000 $200,000 $4,457 4.31%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $400,000 $200,000 $3,943 4.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $395,000 $131,667 $4,334 4.54%
PITTSBURGH, PA (FHA|USDA|VA) 1 $395,000 $395,000 $5,890 4.63%
Angola, IN (FHA|USDA|VA) 5 $395,000 $79,000 $3,393 4.18%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $395,000 $395,000 $4,175 5.13%
IOWA CITY, IA (FHA|USDA|VA) 2 $390,000 $195,000 $5,278 4.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $390,000 $195,000 $5,422 4.37%
ROME, GA (FHA|USDA|VA) 2 $380,000 $190,000 $7,327 3.50%
DULUTH, MN-WI (FHA|USDA|VA) 2 $380,000 $190,000 $3,851 4.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $375,000 $125,000 $3,892 4.08%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $375,000 $375,000 $13,392 3.75%
Bluffton, IN (FHA|USDA|VA) 3 $365,000 $121,667 $4,476 4.50%
Batesville, AR (FHA|USDA|VA) 4 $360,000 $90,000 $2,902 4.28%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $355,000 $355,000 $3,567 3.99%
Warsaw, IN (FHA|USDA|VA) 3 $355,000 $118,333 $4,538 4.38%
Klamath Falls, OR (FHA|USDA|VA) 2 $350,000 $175,000 $4,603 5.06%
COLUMBIA, MO (FHA|USDA|VA) 1 $345,000 $345,000 $6,047 3.75%
Bonham, TX (FHA|USDA|VA) 1 $345,000 $345,000 $4,953 4.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $345,000 $115,000 $3,929 4.83%
Lufkin, TX (FHA|USDA|VA) 2 $340,000 $170,000 $5,069 3.94%
Helena, MT (FHA|USDA|VA) 2 $340,000 $170,000 $2,669 5.13%
Ukiah, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,964 5.38%
Seneca, SC (FHA|USDA|VA) 3 $335,000 $111,667 $4,022 2.63%
Del Rio, TX (FHA|USDA|VA) 3 $325,000 $108,333 $5,663 3.21%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $325,000 $108,333 $4,775 3.00%
Findlay, OH (FHA|USDA|VA) 1 $325,000 $325,000 $10,597 5.38%
LAREDO, TX (FHA|USDA|VA) 2 $320,000 $160,000 $6,576 4.99%
Nogales, AZ (FHA|USDA|VA) 2 $310,000 $155,000 $6,884 4.88%
Fort Payne, AL (FHA|USDA|VA) 2 $310,000 $155,000 $4,729 4.38%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $305,000 $305,000 $11,573 4.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,680 3.63%
Fallon, NV (FHA|USDA|VA) 2 $300,000 $150,000 $7,566 4.63%
Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $300,000 $150,000 $5,681 4.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $295,000 $295,000 $7,012 3.88%
Cullowhee, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,876 4.63%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $295,000 $295,000 $8,881 3.75%
Blytheville, AR (FHA|USDA|VA) 3 $295,000 $98,333 $4,440 4.29%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $290,000 $145,000 $5,823 4.25%
Beaver Dam, WI (FHA|USDA|VA) 1 $285,000 $285,000 $8,453 5.63%
ASHEVILLE, NC (FHA|USDA|VA) 1 $285,000 $285,000 $2,229 3.50%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $285,000 $285,000 $8,617 4.13%
Hobbs, NM (FHA|USDA|VA) 2 $280,000 $140,000 $3,597 4.06%
Hutchinson, MN (FHA|USDA|VA) 2 $280,000 $140,000 $3,751 3.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $275,000 $275,000 $8,747 4.13%
Laconia, NH (FHA|USDA|VA) 1 $275,000 $275,000 $5,634 4.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $275,000 $275,000 $7,461 4.63%
Safford, AZ (FHA|USDA|VA) 2 $270,000 $135,000 $5,754 4.94%
Burley, ID (FHA|USDA|VA) 2 $270,000 $135,000 $4,752 3.56%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $270,000 $135,000 $4,191 4.44%
Washington Court House, OH (FHA|USDA|VA) 2 $270,000 $135,000 $5,320 3.94%
Bozeman, MT (FHA|USDA|VA) 1 $265,000 $265,000 $3,101 4.49%
Torrington, CT (FHA|USDA|VA) 1 $265,000 $265,000 $11,334 3.63%
Jackson, WY-ID (FHA|USDA|VA) 1 $265,000 $265,000 $6,778 3.50%
Roswell, NM (FHA|USDA|VA) 4 $260,000 $65,000 $3,927 3.91%
GREAT FALLS, MT (FHA|USDA|VA) 1 $255,000 $255,000 $2,983 3.38%
Okeechobee, FL (FHA|USDA|VA) 1 $255,000 $255,000 $9,134 4.25%
Dixon, IL (FHA|USDA|VA) 3 $245,000 $81,667 $3,598 3.17%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $245,000 $245,000 $3,035 3.13%
FLORENCE, SC (FHA|USDA|VA) 1 $245,000 $245,000 $3,442 4.99%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $245,000 $245,000 $6,115 4.38%
Price, UT (FHA|USDA|VA) 3 $235,000 $78,333 $3,665 4.63%
Hailey, ID (FHA|USDA|VA) 1 $235,000 $235,000 $5,636 3.50%
Menomonie, WI (FHA|USDA|VA) 1 $235,000 $235,000 $4,877 4.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $230,000 $115,000 $7,427 2.56%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $230,000 $115,000 $2,549 4.56%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $230,000 $115,000 $3,330 4.56%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $225,000 $75,000 $3,185 3.92%
Urbana, OH (FHA|USDA|VA) 1 $225,000 $225,000 $3,525 4.49%
BATON ROUGE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $6,938 4.13%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $225,000 $225,000 $2,911 4.88%
Decatur, IN (FHA|USDA|VA) 2 $220,000 $110,000 $4,393 4.44%
JONESBORO, AR (FHA|USDA|VA) 2 $220,000 $110,000 $5,119 4.38%
Mount Pleasant, TX (FHA|USDA|VA) 2 $220,000 $110,000 $5,835 4.75%
EspaƱola, NM (FHA|USDA|VA) 1 $215,000 $215,000 $4,051 4.88%
CHEYENNE, WY (FHA|USDA|VA) 1 $215,000 $215,000 $974 3.63%
LOUISVILLE, KY (FHA|USDA|VA) 2 $210,000 $105,000 $5,168 2.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $210,000 $105,000 $5,245 5.06%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,525 4.88%
Coldwater, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,399 3.75%
Brookhaven, MS (FHA|USDA|VA) 1 $205,000 $205,000 $7,683 5.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,014 4.13%
Statesboro, GA (FHA|USDA|VA) 2 $200,000 $100,000 $4,946 5.38%
NEW BERN, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,921 3.25%
Plymouth, IN (FHA|USDA|VA) 2 $190,000 $95,000 $3,396 4.19%
AKRON, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,445 3.88%
Lamesa, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,220 3.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $185,000 $185,000 $2,925 4.00%
DuBois, PA (FHA|USDA|VA) 1 $185,000 $185,000 $5,775 3.75%
Clarksdale, MS (FHA|USDA|VA) 1 $185,000 $185,000 $4,029 4.38%
Celina, OH (FHA|USDA|VA) 1 $185,000 $185,000 $767 4.88%
TULSA, OK (FHA|USDA|VA) 1 $185,000 $185,000 $5,735 5.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,162 3.63%
Bemidji, MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,325 3.75%
Cookeville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,705 3.99%
ROANOKE, VA (FHA|USDA|VA) 1 $175,000 $175,000 $5,522 3.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $175,000 $175,000 $6,457 5.13%
Kingsville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $1,374 3.75%
TOPEKA, KS (FHA|USDA|VA) 1 $175,000 $175,000 $7,680 4.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,336 4.00%
Jackson, OH (FHA|USDA|VA) 1 $165,000 $165,000 $9,597 4.75%
Brainerd, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,128 4.99%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $7,303 4.25%
Thomaston, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,953 4.25%
Palestine, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,553 4.25%
Coshocton, OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,276 5.13%
Red Bluff, CA (FHA|USDA|VA) 1 $155,000 $155,000 $3,426 4.75%
Albertville, AL (FHA|USDA|VA) 1 $155,000 $155,000 $6,748 4.25%
Baraboo, WI (FHA|USDA|VA) 1 $145,000 $145,000 $3,283 5.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,814 4.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $145,000 $145,000 $5,693 4.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $145,000 $145,000 $6,637 4.25%
LANCASTER, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,552 4.13%
Branson, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,743 3.75%
Sulphur Springs, TX (FHA|USDA|VA) 2 $140,000 $70,000 $7,947 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $140,000 $70,000 $6,623 2.25%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $135,000 $135,000 $7,082 4.25%
Clewiston, FL (FHA|USDA|VA) 1 $135,000 $135,000 $4,339 4.75%
Zanesville, OH (FHA|USDA|VA) 2 $130,000 $65,000 $5,309 2.88%
KOKOMO, IN (FHA|USDA|VA) 2 $130,000 $65,000 $3,976 5.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,928 4.50%
Calhoun, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,800 4.63%
MONTGOMERY, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,818 4.25%
DUBUQUE, IA (FHA|USDA|VA) 2 $120,000 $60,000 $1,932 1.75%
MANSFIELD, OH (FHA|USDA|VA) 2 $120,000 $60,000 $6,835 2.81%
Gaffney, SC (FHA|USDA|VA) 1 $115,000 $115,000 $7,274 4.25%
Mount Vernon, OH (FHA|USDA|VA) 1 $115,000 $115,000 $1,275 4.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,587 4.49%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,034 4.88%
New Castle, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,511 3.99%
Sevierville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $4,575 5.13%
Las Vegas, NM (FHA|USDA|VA) 1 $115,000 $115,000 $3,329 4.49%
Marshalltown, IA (FHA|USDA|VA) 1 $115,000 $115,000 $3,128 3.88%
Silver City, NM (FHA|USDA|VA) 2 $110,000 $55,000 $5,616 2.38%
La Grande, OR (FHA|USDA|VA) 1 $105,000 $105,000 $4,647 4.50%
Ruidoso, NM (FHA|USDA|VA) 1 $105,000 $105,000 $2,611 3.88%
Greenwood, MS (FHA|USDA|VA) 1 $105,000 $105,000 $3,305 5.13%
Shelby, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,148 3.99%
Sandusky, OH (FHA|USDA|VA) 2 $100,000 $50,000 $5,596 2.56%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $100,000 $50,000 $6,450 2.63%
Grants, NM (FHA|USDA|VA) 1 $95,000 $95,000 $2,803 4.75%
Winnemucca, NV (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.71%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,669 3.88%
MUSKEGON, MI (FHA|USDA|VA) 2 $90,000 $45,000 $4,527 3.06%
DALTON, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,854 4.63%
Evanston, WY (FHA|USDA|VA) 1 $85,000 $85,000 $3,618 4.38%
Peru, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,782 5.13%
Raymondville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $5,795 4.63%
Forrest City, AR (FHA|USDA|VA) 1 $85,000 $85,000 $4,844 4.25%
Indianola, MS (FHA|USDA|VA) 1 $75,000 $75,000 $5,003 4.13%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,621 5.38%
Hope, AR (FHA|USDA|VA) 1 $75,000 $75,000 $3,588 3.88%
Susanville, CA (FHA|USDA|VA) 1 $75,000 $75,000 $4,824 5.63%
Bradford, PA (FHA|USDA|VA) 1 $55,000 $55,000 $3,681 4.13%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $55,000 $55,000 $3,191 3.99%
MUNCIE, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,659 3.99%
Academy Mortgage Corporation's top markets include Phoenix, Ogden, Seattle, Portland, and Salt Lake City among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 26,716 $6,277,780,000 $234,982 $4,876 3.94%
    FHA 7,998 $1,740,600,000 $217,629 $8,661 4.46%
    VA 3,312 $1,010,010,000 $304,955 $6,863 4.06%
    USDA 692 $127,880,000 $184,798 $5,649 4.24%
    FHA 107 $16,165,000 $151,075 $0 4.23%

    For 2019, Academy Mortgage Corporation's most frequently originated type of loan was Conventional, with 26,716 originations. Their 2nd most popular type was FHA, with 7,998 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 29,146 $6,431,560,000 $220,667 $6,282 4.03%
    Refi 4,889 $1,467,865,000 $300,238 $4,828 4.00%
    Cash Out Refi 4,518 $1,205,230,000 $266,762 $5,602 4.32%
    Home Improvement 240 $62,310,000 $259,625 $5,512 4.37%
    Other 32 $5,470,000 $170,938 $4,523 4.39%

    For 2019, Academy Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 29,146 originations. The 2nd most popular reason was Refi, with 4,889 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 34,378 $8,628,490,000 $250,989 $6,095 4.30%
    15 Year 1,451 $309,555,000 $213,339 $4,163 3.44%
    Other 849 $52,945,000 $62,362 $4,480 1.15%
    20 Year 624 $154,650,000 $247,837 $4,443 3.90%
    10 Year 585 $12,845,000 $21,957 $3,330 2.40%
    3 Year 546 $4,090,000 $7,491 $0 0.05%
    5 Year 372 $3,010,000 $8,091 $0 0.05%
    30+ year 20 $6,850,000 $342,500 $7,363 4.88%

    For 2019, Academy Mortgage Corporation's most frequently cited loan duration was 30 Year, with 34,378 originations. The 2nd most popular length was 15 Year, with 1,451 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 13,755 $3,620,235,000 $263,194
    $2k-3k 6,718 $1,481,110,000 $220,469
    $<1k 6,077 $665,465,000 $109,506
    $3k-4k 5,242 $1,335,400,000 $254,750
    $5k+ 3,187 $1,152,365,000 $361,583
    $4k-5k 2,798 $827,770,000 $295,843

    Academy Mortgage Corporation's average total fees were $6,095, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 13,755 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 18,186 $4,642,890,000 $255,300
    3-4% 12,422 $3,543,350,000 $285,248
    5-6% 4,408 $892,250,000 $202,416
    <2.5% 3,001 $23,905,000 $7,966
    6-7% 316 $32,380,000 $102,468
    7-8% 236 $5,930,000 $25,127
    2.5-3% 234 $29,210,000 $124,829
    Over 8% 11 $2,435,000 $221,364

    During 2019, Academy Mortgage Corporation's average interest rate for loans was 4.30%, while their most frequently originated rate bucket for loans was 4-5%, with 18,186 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 18,467 $5,185,675,000 $280,808 $6,374 4.30%
    $100k-200k 10,047 $1,573,185,000 $156,583 $5,124 4.49%
    $100,000 or less 5,896 $172,520,000 $29,261 $3,716 2.48%
    $400k-600k 3,766 $1,745,380,000 $463,457 $6,975 4.21%
    $600k-1MM 589 $414,305,000 $703,404 $8,367 4.20%
    $1MM+ 60 $81,370,000 $1,356,167 $7,116 4.17%

    2019 saw Academy Mortgage Corporation place emphasis on $200k-400k loans with 18,467 originations, totaling $5,185,675,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 11,557 $2,224,555,000 $192,486 $6,032 4.00%
    $50k or less 8,074 $1,064,710,000 $131,869 $5,176 3.91%
    $75k-100k 7,616 $1,877,930,000 $246,577 $6,410 4.08%
    $100k-150k 6,914 $2,148,630,000 $310,765 $6,289 4.21%
    $150k-250k 3,249 $1,234,305,000 $379,903 $6,099 4.30%
    $250k+ 1,044 $500,410,000 $479,320 $5,800 4.33%

    Academy Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 11,557 originations. The second most popular income band? $50k or less, with 8,074 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 6,477 $1,530,495,000 $236,297 $5,573 4.02%
    20-30% 5,580 $1,379,670,000 $247,253 $5,123 4.03%
    50-60% 2,771 $625,645,000 $225,783 $8,500 4.07%
    44% 2,135 $502,755,000 $235,482 $6,236 4.29%
    43% 1,820 $414,230,000 $227,599 $6,058 4.16%
    42% 1,819 $435,665,000 $239,508 $6,168 4.11%
    41% 1,677 $377,465,000 $225,083 $6,008 3.98%
    40% 1,657 $374,065,000 $225,748 $5,982 4.00%
    39% 1,601 $365,285,000 $228,161 $5,867 4.06%
    49% 1,539 $386,945,000 $251,426 $6,467 4.31%
    38% 1,497 $357,835,000 $239,035 $5,915 4.07%
    37% 1,445 $327,685,000 $226,772 $5,753 3.99%
    45% 1,425 $335,365,000 $235,344 $6,286 4.11%
    <20% 1,405 $316,575,000 $225,320 $4,647 3.75%
    36% 1,298 $289,180,000 $222,789 $5,815 3.96%
    48% 1,273 $311,405,000 $244,623 $6,323 4.23%
    46% 1,264 $300,220,000 $237,516 $6,348 4.11%
    47% 1,250 $297,260,000 $237,808 $6,206 4.17%
    >60% 441 $98,485,000 $223,322 $7,282 4.03%

    Academy Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 6,477 originations. The next most common DTI ratio? 20-30%, with 5,580 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 33,162 $7,800,490,000 $235,224 $5,924 4.08%
    Not provided 2,171 $565,685,000 $260,564 $5,862 4.05%
    Black 1,979 $395,055,000 $199,624 $6,830 3.78%
    Asian 1,065 $314,675,000 $295,469 $6,272 4.14%
    American Indian 281 $53,295,000 $189,662 $6,510 3.86%
    Native Hawaiian or Islander 156 $39,380,000 $252,436 $7,270 4.33%
    Asian Indian 5 $1,875,000 $375,000 $7,523 4.10%
    Native Hawaiian 1 $525,000 $525,000 $11,568 3.75%
    Other Asian 1 $375,000 $375,000 $7,999 4.38%
    Samoan 1 $325,000 $325,000 $6,870 4.99%
    Japanese 1 $265,000 $265,000 $5,971 4.38%
    Korean 1 $255,000 $255,000 $3,405 3.75%
    Vietnamese 1 $235,000 $235,000 $9,650 3.63%

    Approval Rates

    Total approvals of all applications
    91.43%

    Academy Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    81.65%

    Academy Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 38,825 $9,172,435,000 $236,251

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 1,300 $188,600,000 $145,077
    Single Family (1-4 Units):Site-Built 37,525 $8,983,835,000 $239,409

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 664 $100,100,000 $150,753 $3,758 3.97%
    40-60% 2,114 $507,020,000 $239,839 $4,336 4.10%
    60-80% 8,719 $2,471,135,000 $283,420 $4,933 4.32%
    80-100% 22,394 $5,797,890,000 $258,904 $6,433 4.42%
    Over 100% 803 $252,715,000 $314,714 $10,532 4.09%
    Under 20% 4,131 $43,575,000 $10,548 $2,308 1.59%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Academy Mortgage Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 33.3%
    Academy Mortgage Corporation Conventional home mortgage Trouble during payment process 3 25.0%
    Academy Mortgage Corporation FHA mortgage Applying for a mortgage or refinancing an existing mortgage 3 25.0%
    Academy Mortgage Corporation FHA mortgage Closing on a mortgage 1 8.3%
    Academy Mortgage Corporation FHA mortgage Trouble during payment process 1 8.3%