Academy Mortgage Corporation Rates, Fees & Info

Salt Lake City, UT

LEI: 549300WTZMQSET2VY242

Tax ID: 87-0456373

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Academy Mortgage Corporation is a large mortgage company specializing in Home Purchase and Refi loans. Academy Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Ogden, Phoenix, Portland, Seattle, and Salt Lake City among others. We have data for 495 markets. (Some data included below & more in-depth data is available with an active subscription.)

Academy Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Academy Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/17/24
30 Year Conventional Purchase 6.44% 12/17/24
30 Year Conventional Refi 6.67% 12/17/24
30 Year Cash-out Refi 6.88% 12/17/24
30 Year FHA Purchase 7.61% 12/17/24
30 Year FHA Refi 7.44% 12/17/24
30 Year VA Purchase 6.38% 12/17/24
30 Year VA Refi 6.07% 12/17/24
30 Year USDA Purchase 7.06% 12/17/24
30 Year USDA Refi 6.98% 12/17/24
15 Year Conventional Purchase 5.83% 12/17/24
15 Year Conventional Refi 6.31% 12/17/24
15 Year Cash-out Refi 6.31% 12/17/24
15 Year FHA Purchase 7.02% 12/17/24
15 Year FHA Refi 6.74% 12/17/24
15 Year VA Purchase 6.41% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Academy Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Academy Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

59,173

Origination Dollar Volume (All Markets)

$15,283,705,000
Show all (39) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3,884 $1,025,770,000 $264,101 $6,220 3.38%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4,365 $992,265,000 $227,323 $6,935 3.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2,837 $958,755,000 $337,947 $6,174 3.22%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2,043 $890,415,000 $435,837 $7,271 3.09%
SALT LAKE CITY, UT (FHA|USDA|VA) 2,763 $867,375,000 $313,925 $5,440 3.28%
BOISE CITY, ID (FHA|USDA|VA) 2,672 $664,490,000 $248,686 $6,348 3.14%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1,777 $512,605,000 $288,467 $5,286 2.83%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,854 $397,290,000 $214,288 $6,634 2.84%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,309 $388,065,000 $296,459 $4,185 3.03%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1,172 $364,460,000 $310,973 $6,599 3.11%
Outside of Metro Areas 1,792 $358,250,000 $199,916 $5,259 3.12%
GRAND JUNCTION, CO (FHA|USDA|VA) 1,508 $337,690,000 $223,932 $4,729 2.97%
PROVO-OREM, UT (FHA|USDA|VA) 929 $279,735,000 $301,114 $6,293 3.30%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,462 $261,470,000 $178,844 $7,177 2.60%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 855 $260,745,000 $304,965 $5,674 2.87%
MODESTO, CA (FHA|USDA|VA) 971 $246,115,000 $253,465 $5,261 2.98%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 639 $239,835,000 $375,329 $3,491 3.21%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 850 $214,830,000 $252,741 $8,919 2.71%
FORT COLLINS, CO (FHA|USDA|VA) 660 $206,490,000 $312,864 $5,043 3.06%
SALEM, OR (FHA|USDA|VA) 701 $206,145,000 $294,073 $5,557 3.31%
URBAN HONOLULU, HI (FHA|USDA|VA) 354 $191,610,000 $541,271 $10,832 3.07%
ST. GEORGE, UT (FHA|USDA|VA) 709 $184,495,000 $260,219 $5,599 3.43%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 521 $147,415,000 $282,946 $4,160 3.26%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 394 $136,570,000 $346,624 $6,200 2.84%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 811 $133,655,000 $164,803 $4,184 3.09%
GREELEY, CO (FHA|USDA|VA) 469 $132,545,000 $282,612 $6,101 2.91%
YUMA, AZ (FHA|USDA|VA) 782 $130,530,000 $166,918 $6,164 2.92%
JACKSONVILLE, FL (FHA|USDA|VA) 817 $128,425,000 $157,191 $6,772 2.47%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 290 $127,860,000 $440,897 $8,804 3.06%
SPRINGFIELD, MA (FHA|USDA|VA) 680 $127,030,000 $186,809 $4,921 3.10%
Outside of Metro Areas 460 $119,180,000 $259,087 $6,155 3.18%
BEND, OR (FHA|USDA|VA) 359 $113,635,000 $316,532 $6,493 3.34%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 627 $112,105,000 $178,796 $7,741 2.42%
STOCKTON, CA (FHA|USDA|VA) 345 $111,435,000 $323,000 $5,433 3.14%
Centralia, WA (FHA|USDA|VA) 433 $101,425,000 $234,238 $6,842 3.05%
Montrose, CO (FHA|USDA|VA) 416 $100,490,000 $241,563 $4,501 3.02%
Glenwood Springs, CO (FHA|USDA|VA) 295 $94,645,000 $320,831 $4,906 2.86%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 339 $93,605,000 $276,121 $4,935 3.13%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 297 $92,675,000 $312,037 $6,109 3.31%
ALBUQUERQUE, NM (FHA|USDA|VA) 550 $92,580,000 $168,327 $5,613 3.62%
Edwards, CO (FHA|USDA|VA) 212 $89,240,000 $420,943 $4,403 3.14%
ANCHORAGE, AK (FHA|USDA|VA) 313 $87,655,000 $280,048 $6,926 3.07%
LONGVIEW, WA (FHA|USDA|VA) 368 $84,390,000 $229,321 $7,208 2.87%
WALLA WALLA, WA (FHA|USDA|VA) 335 $77,105,000 $230,164 $5,885 2.97%
COLUMBUS, OH (FHA|USDA|VA) 354 $70,230,000 $198,390 $5,613 2.99%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 125 $68,155,000 $545,240 $7,013 3.34%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 281 $63,595,000 $226,317 $5,972 3.29%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 253 $60,435,000 $238,874 $4,938 3.23%
Shelton, WA (FHA|USDA|VA) 262 $60,190,000 $229,733 $6,221 2.93%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 394 $59,420,000 $150,812 $6,650 2.65%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 112 $57,830,000 $516,339 $6,407 3.21%
FLAGSTAFF, AZ (FHA|USDA|VA) 211 $56,885,000 $269,597 $6,738 3.12%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 182 $56,850,000 $312,363 $5,889 2.83%
ALBANY-LEBANON, OR (FHA|USDA|VA) 211 $55,765,000 $264,289 $5,289 3.35%
Aberdeen, WA (FHA|USDA|VA) 237 $49,365,000 $208,291 $6,513 3.05%
Cedar City, UT (FHA|USDA|VA) 220 $49,050,000 $222,955 $4,575 3.35%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 214 $47,270,000 $220,888 $4,437 3.21%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 313 $46,195,000 $147,588 $6,617 2.98%
KANSAS CITY, MO-KS (FHA|USDA|VA) 291 $45,865,000 $157,612 $4,170 2.86%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 252 $44,710,000 $177,421 $4,927 2.98%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 80 $44,270,000 $553,375 $7,081 3.24%
Durango, CO (FHA|USDA|VA) 142 $43,600,000 $307,042 $4,761 3.10%
YAKIMA, WA (FHA|USDA|VA) 205 $43,085,000 $210,171 $6,970 2.66%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 174 $41,480,000 $238,391 $4,722 2.98%
Heber, UT (FHA|USDA|VA) 95 $41,405,000 $435,842 $6,014 3.16%
Ontario, OR-ID (FHA|USDA|VA) 220 $40,260,000 $183,000 $5,950 3.15%
PITTSFIELD, MA (FHA|USDA|VA) 246 $38,330,000 $155,813 $5,225 3.22%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 139 $38,045,000 $273,705 $5,824 3.20%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 111 $36,095,000 $325,180 $6,785 3.11%
BAY CITY, MI (FHA|USDA|VA) 382 $35,720,000 $93,508 $3,880 2.93%
Hermiston-Pendleton, OR (FHA|USDA|VA) 161 $35,625,000 $221,273 $6,406 3.33%
PORT ST. LUCIE, FL (FHA|USDA|VA) 145 $34,855,000 $240,379 $5,866 3.32%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 99 $34,615,000 $349,646 $6,877 3.17%
Hilo, HI (FHA|USDA|VA) 117 $32,695,000 $279,444 $6,118 3.27%
ROCKFORD, IL (FHA|USDA|VA) 330 $31,660,000 $95,939 $4,738 2.24%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 134 $31,200,000 $232,836 $5,862 3.25%
Ellensburg, WA (FHA|USDA|VA) 99 $30,485,000 $307,929 $5,362 3.31%
CORVALLIS, OR (FHA|USDA|VA) 95 $29,625,000 $311,842 $4,928 3.32%
Elko, NV (FHA|USDA|VA) 118 $29,020,000 $245,932 $6,478 3.06%
MIDLAND, MI (FHA|USDA|VA) 234 $28,170,000 $120,385 $4,496 3.05%
ANN ARBOR, MI (FHA|USDA|VA) 104 $27,160,000 $261,154 $4,608 3.18%
LOGAN, UT-ID (FHA|USDA|VA) 114 $26,890,000 $235,877 $5,737 3.30%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 117 $26,545,000 $226,880 $7,111 2.88%
FORT WAYNE, IN (FHA|USDA|VA) 198 $25,940,000 $131,010 $4,708 2.57%
PUEBLO, CO (FHA|USDA|VA) 158 $25,770,000 $163,101 $6,175 2.39%
TYLER, TX (FHA|USDA|VA) 162 $25,190,000 $155,494 $6,179 2.65%
BOULDER, CO (FHA|USDA|VA) 61 $25,105,000 $411,557 $4,805 3.18%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 98 $24,930,000 $254,388 $5,405 3.60%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 46 $23,490,000 $510,652 $8,456 3.04%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 94 $23,280,000 $247,660 $6,189 2.86%
Easton, MD (FHA|USDA|VA) 75 $21,945,000 $292,600 $4,292 3.02%
RALEIGH-CARY, NC (FHA|USDA|VA) 82 $20,950,000 $255,488 $5,046 3.10%
FRESNO, CA (FHA|USDA|VA) 110 $20,290,000 $184,455 $8,116 2.78%
MERCED, CA (FHA|USDA|VA) 87 $19,975,000 $229,598 $7,127 2.62%
BANGOR, ME (FHA|USDA|VA) 100 $18,170,000 $181,700 $4,648 3.50%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 93 $17,505,000 $188,226 $4,767 3.50%
SAGINAW, MI (FHA|USDA|VA) 143 $17,475,000 $122,203 $4,179 3.01%
Astoria, OR (FHA|USDA|VA) 56 $16,630,000 $296,964 $5,209 3.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 77 $16,485,000 $214,091 $4,351 3.46%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 61 $16,455,000 $269,754 $5,620 3.49%
Prineville, OR (FHA|USDA|VA) 49 $14,555,000 $297,041 $6,488 3.34%
Carlsbad-Artesia, NM (FHA|USDA|VA) 87 $14,435,000 $165,920 $7,247 3.46%
Barre, VT (FHA|USDA|VA) 76 $13,740,000 $180,789 $5,802 2.83%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 54 $12,850,000 $237,963 $4,823 3.30%
Vernal, UT (FHA|USDA|VA) 78 $12,300,000 $157,692 $6,649 3.70%
SALISBURY, MD-DE (FHA|USDA|VA) 47 $12,295,000 $261,596 $3,656 3.00%
MORRISTOWN, TN (FHA|USDA|VA) 81 $11,995,000 $148,086 $5,772 3.07%
MONROE, LA (FHA|USDA|VA) 64 $11,780,000 $184,063 $4,734 3.22%
SAVANNAH, GA (FHA|USDA|VA) 51 $11,395,000 $223,431 $5,290 3.28%
LONGVIEW, TX (FHA|USDA|VA) 62 $11,140,000 $179,677 $5,988 3.06%
Oak Harbor, WA (FHA|USDA|VA) 32 $11,040,000 $345,000 $8,282 3.08%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 35 $10,735,000 $306,714 $4,985 3.21%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 51 $10,395,000 $203,824 $4,467 3.33%
FLINT, MI (FHA|USDA|VA) 79 $9,955,000 $126,013 $4,776 3.11%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 39 $9,855,000 $252,692 $4,276 3.36%
Sandpoint, ID (FHA|USDA|VA) 29 $9,775,000 $337,069 $5,688 3.09%
Coos Bay, OR (FHA|USDA|VA) 40 $9,530,000 $238,250 $5,526 3.48%
Sonora, CA (FHA|USDA|VA) 38 $9,370,000 $246,579 $5,691 3.37%
SHERMAN-DENISON, TX (FHA|USDA|VA) 46 $9,100,000 $197,826 $6,394 2.79%
Mount Pleasant, MI (FHA|USDA|VA) 72 $8,910,000 $123,750 $4,472 3.16%
WORCESTER, MA-CT (FHA|USDA|VA) 35 $8,275,000 $236,429 $5,373 3.10%
JACKSON, MS (FHA|USDA|VA) 53 $8,205,000 $154,811 $6,566 3.62%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 33 $7,995,000 $242,273 $4,578 3.33%
Newport, OR (FHA|USDA|VA) 29 $7,885,000 $271,897 $4,826 3.39%
Show Low, AZ (FHA|USDA|VA) 41 $7,775,000 $189,634 $5,284 3.19%
TUCSON, AZ (FHA|USDA|VA) 41 $7,755,000 $189,146 $5,797 3.11%
TEXARKANA, TX-AR (FHA|USDA|VA) 72 $7,600,000 $105,556 $5,799 2.70%
THE VILLAGES, FL (FHA|USDA|VA) 31 $7,555,000 $243,710 $5,365 3.16%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 19 $7,475,000 $393,421 $11,006 3.61%
BAKERSFIELD, CA (FHA|USDA|VA) 25 $7,265,000 $290,600 $6,386 3.25%
Mountain Home, ID (FHA|USDA|VA) 36 $7,190,000 $199,722 $7,688 3.09%
WENATCHEE, WA (FHA|USDA|VA) 18 $7,120,000 $395,556 $4,810 3.31%
BELLINGHAM, WA (FHA|USDA|VA) 23 $6,955,000 $302,391 $6,399 2.98%
IDAHO FALLS, ID (FHA|USDA|VA) 36 $6,940,000 $192,778 $7,186 3.10%
SALINAS, CA (FHA|USDA|VA) 15 $6,815,000 $454,333 $5,646 3.37%
MONROE, MI (FHA|USDA|VA) 35 $6,475,000 $185,000 $4,902 2.79%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 13 $6,385,000 $491,154 $9,507 3.25%
RENO, NV (FHA|USDA|VA) 21 $6,095,000 $290,238 $3,559 3.36%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 27 $5,925,000 $219,444 $5,157 2.74%
Breckenridge, CO (FHA|USDA|VA) 11 $5,915,000 $537,727 $3,648 3.24%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $5,865,000 $451,154 $5,987 3.06%
FAIRBANKS, AK (FHA|USDA|VA) 18 $5,840,000 $324,444 $10,723 2.89%
Lebanon, NH-VT (FHA|USDA|VA) 26 $5,590,000 $215,000 $6,694 3.01%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 11 $5,535,000 $503,182 $7,455 3.18%
Freeport, IL (FHA|USDA|VA) 74 $5,360,000 $72,432 $4,285 2.14%
Rutland, VT (FHA|USDA|VA) 31 $5,355,000 $172,742 $5,679 2.86%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 28 $5,260,000 $187,857 $5,191 3.21%
CaƱon City, CO (FHA|USDA|VA) 30 $5,230,000 $174,333 $6,885 2.57%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 12 $5,080,000 $423,333 $5,069 3.22%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 27 $4,855,000 $179,815 $4,350 3.09%
FAYETTEVILLE, NC (FHA|USDA|VA) 22 $4,800,000 $218,182 $5,167 3.30%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 18 $4,780,000 $265,556 $4,555 3.21%
Granbury, TX (FHA|USDA|VA) 23 $4,765,000 $207,174 $5,175 3.21%
VALLEJO, CA (FHA|USDA|VA) 18 $4,690,000 $260,556 $8,093 2.87%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 30 $4,580,000 $152,667 $6,780 3.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 29 $4,525,000 $156,034 $5,584 3.40%
TWIN FALLS, ID (FHA|USDA|VA) 18 $4,370,000 $242,778 $5,563 3.08%
POCATELLO, ID (FHA|USDA|VA) 25 $4,225,000 $169,000 $4,787 3.23%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 13 $4,125,000 $317,308 $3,834 3.19%
Payson, AZ (FHA|USDA|VA) 19 $4,065,000 $213,947 $5,731 3.22%
Augusta-Waterville, ME (FHA|USDA|VA) 17 $3,925,000 $230,882 $4,185 3.39%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 17 $3,865,000 $227,353 $5,612 2.73%
Roseburg, OR (FHA|USDA|VA) 14 $3,700,000 $264,286 $4,822 3.36%
GOLDSBORO, NC (FHA|USDA|VA) 17 $3,695,000 $217,353 $4,362 3.24%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 23 $3,615,000 $157,174 $6,608 3.17%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 21 $3,535,000 $168,333 $4,146 3.46%
Kalispell, MT (FHA|USDA|VA) 13 $3,455,000 $265,769 $5,457 3.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 20 $3,450,000 $172,500 $6,823 3.04%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $3,440,000 $286,667 $5,336 3.06%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 21 $3,405,000 $162,143 $6,299 2.89%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 11 $3,365,000 $305,909 $6,028 3.31%
Steamboat Springs, CO (FHA|USDA|VA) 11 $3,315,000 $301,364 $5,283 3.00%
Mountain Home, AR (FHA|USDA|VA) 20 $3,280,000 $164,000 $4,520 3.34%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 10 $3,240,000 $324,000 $3,139 3.03%
Moses Lake, WA (FHA|USDA|VA) 18 $3,230,000 $179,444 $6,035 2.75%
Sanford, NC (FHA|USDA|VA) 15 $3,195,000 $213,000 $4,868 3.08%
Athens, TX (FHA|USDA|VA) 17 $3,155,000 $185,588 $5,301 2.94%
CORPUS CHRISTI, TX (FHA|USDA|VA) 12 $3,130,000 $260,833 $6,456 2.80%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $3,100,000 $387,500 $6,111 3.14%
Rochelle, IL (FHA|USDA|VA) 33 $3,085,000 $93,485 $6,099 1.88%
Port Angeles, WA (FHA|USDA|VA) 11 $3,035,000 $275,909 $5,336 2.76%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 13 $3,005,000 $231,154 $5,994 3.34%
Alma, MI (FHA|USDA|VA) 31 $2,995,000 $96,613 $4,279 3.23%
MIDLAND, TX (FHA|USDA|VA) 14 $2,920,000 $208,571 $8,008 3.34%
FARMINGTON, NM (FHA|USDA|VA) 20 $2,900,000 $145,000 $5,756 3.84%
OCALA, FL (FHA|USDA|VA) 18 $2,900,000 $161,111 $4,490 3.31%
The Dalles, OR (FHA|USDA|VA) 11 $2,875,000 $261,364 $5,300 3.22%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 18 $2,820,000 $156,667 $5,206 2.97%
GRANTS PASS, OR (FHA|USDA|VA) 9 $2,735,000 $303,889 $5,269 3.49%
Craig, CO (FHA|USDA|VA) 19 $2,705,000 $142,368 $5,870 2.52%
TULSA, OK (FHA|USDA|VA) 12 $2,580,000 $215,000 $5,839 3.53%
YORK-HANOVER, PA (FHA|USDA|VA) 11 $2,525,000 $229,545 $4,746 3.03%
ST. LOUIS, MO-IL (FHA|USDA|VA) 12 $2,510,000 $209,167 $3,638 2.56%
Rexburg, ID (FHA|USDA|VA) 8 $2,420,000 $302,500 $7,629 3.05%
CHEYENNE, WY (FHA|USDA|VA) 11 $2,405,000 $218,636 $5,019 2.45%
Cambridge, MD (FHA|USDA|VA) 11 $2,405,000 $218,636 $4,652 3.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 31 $2,405,000 $77,581 $4,502 2.15%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $2,320,000 $290,000 $5,912 3.22%
MEDFORD, OR (FHA|USDA|VA) 8 $2,320,000 $290,000 $5,012 3.38%
CHICO, CA (FHA|USDA|VA) 8 $2,300,000 $287,500 $6,783 2.88%
Fort Morgan, CO (FHA|USDA|VA) 14 $2,270,000 $162,143 $6,054 2.44%
VISALIA, CA (FHA|USDA|VA) 13 $2,265,000 $174,231 $7,338 2.58%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $2,240,000 $373,333 $3,605 2.60%
Palatka, FL (FHA|USDA|VA) 16 $2,070,000 $129,375 $6,350 2.77%
Warsaw, IN (FHA|USDA|VA) 11 $2,045,000 $185,909 $5,010 3.24%
Jacksonville, TX (FHA|USDA|VA) 17 $2,005,000 $117,941 $5,583 2.27%
Big Rapids, MI (FHA|USDA|VA) 11 $1,975,000 $179,545 $4,832 3.26%
Adrian, MI (FHA|USDA|VA) 10 $1,940,000 $194,000 $4,968 3.35%
Ruston, LA (FHA|USDA|VA) 9 $1,885,000 $209,444 $5,992 3.17%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 10 $1,880,000 $188,000 $4,803 3.60%
Hailey, ID (FHA|USDA|VA) 5 $1,875,000 $375,000 $9,520 3.30%
MADERA, CA (FHA|USDA|VA) 10 $1,860,000 $186,000 $9,658 2.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,815,000 $363,000 $5,520 2.90%
Hood River, OR (FHA|USDA|VA) 6 $1,810,000 $301,667 $8,585 3.40%
ODESSA, TX (FHA|USDA|VA) 11 $1,795,000 $163,182 $7,850 3.41%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $1,715,000 $245,000 $2,357 3.73%
WACO, TX (FHA|USDA|VA) 7 $1,685,000 $240,714 $4,922 3.34%
Blackfoot, ID (FHA|USDA|VA) 6 $1,620,000 $270,000 $8,182 2.90%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $1,600,000 $160,000 $4,913 3.66%
Klamath Falls, OR (FHA|USDA|VA) 7 $1,565,000 $223,571 $6,419 3.43%
Price, UT (FHA|USDA|VA) 7 $1,545,000 $220,714 $3,788 3.30%
READING, PA (FHA|USDA|VA) 6 $1,510,000 $251,667 $5,838 3.42%
HATTIESBURG, MS (FHA|USDA|VA) 10 $1,510,000 $151,000 $6,097 2.84%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 12 $1,480,000 $123,333 $4,851 2.99%
Sterling, CO (FHA|USDA|VA) 6 $1,460,000 $243,333 $5,911 2.79%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,460,000 $243,333 $6,360 3.44%
COLUMBIA, SC (FHA|USDA|VA) 7 $1,415,000 $202,143 $2,709 3.43%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,395,000 $279,000 $4,995 3.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $1,355,000 $150,556 $3,727 3.64%
Cornelia, GA (FHA|USDA|VA) 8 $1,320,000 $165,000 $4,743 3.91%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,275,000 $255,000 $9,039 3.13%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,438 3.20%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 7 $1,255,000 $179,286 $4,453 3.29%
Gainesville, TX (FHA|USDA|VA) 5 $1,205,000 $241,000 $8,051 2.48%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,125,000 $375,000 $5,135 3.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,120,000 $280,000 $7,172 2.68%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,105,000 $368,333 $4,686 3.58%
Hobbs, NM (FHA|USDA|VA) 10 $1,080,000 $108,000 $7,502 4.26%
Whitewater, WI (FHA|USDA|VA) 4 $1,070,000 $267,500 $9,714 3.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,055,000 $150,714 $3,658 2.95%
JACKSON, MI (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,088 2.95%
RACINE, WI (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,223 3.88%
GAINESVILLE, FL (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,131 3.19%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,015,000 $145,000 $4,312 3.18%
Huntsville, TX (FHA|USDA|VA) 10 $1,010,000 $101,000 $7,053 2.04%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,940 3.05%
Traverse City, MI (FHA|USDA|VA) 4 $970,000 $242,500 $2,862 3.03%
EspaƱola, NM (FHA|USDA|VA) 4 $960,000 $240,000 $4,053 3.40%
GAINESVILLE, GA (FHA|USDA|VA) 4 $960,000 $240,000 $9,302 3.38%
Laurel, MS (FHA|USDA|VA) 6 $940,000 $156,667 $6,575 3.04%
BATON ROUGE, LA (FHA|USDA|VA) 4 $930,000 $232,500 $5,905 3.03%
HINESVILLE, GA (FHA|USDA|VA) 4 $910,000 $227,500 $6,948 3.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $910,000 $227,500 $4,840 3.31%
MISSOULA, MT (FHA|USDA|VA) 4 $900,000 $225,000 $3,838 3.69%
Okeechobee, FL (FHA|USDA|VA) 3 $895,000 $298,333 $7,954 3.21%
Auburn, IN (FHA|USDA|VA) 6 $890,000 $148,333 $4,313 3.54%
La Grande, OR (FHA|USDA|VA) 3 $885,000 $295,000 $2,687 3.29%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 9 $885,000 $98,333 $4,088 2.86%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $865,000 $173,000 $5,638 3.95%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $860,000 $430,000 $3,546 3.00%
Bonham, TX (FHA|USDA|VA) 6 $850,000 $141,667 $5,189 2.83%
Greeneville, TN (FHA|USDA|VA) 4 $830,000 $207,500 $5,713 3.00%
Bennington, VT (FHA|USDA|VA) 4 $830,000 $207,500 $7,308 3.72%
Kendallville, IN (FHA|USDA|VA) 6 $810,000 $135,000 $4,564 2.79%
PITTSBURGH, PA (FHA|USDA|VA) 4 $810,000 $202,500 $3,153 2.81%
Sulphur Springs, TX (FHA|USDA|VA) 4 $780,000 $195,000 $7,462 3.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $775,000 $110,714 $4,231 3.79%
Nogales, AZ (FHA|USDA|VA) 3 $735,000 $245,000 $11,222 2.38%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $735,000 $245,000 $5,671 3.50%
Bluffton, IN (FHA|USDA|VA) 6 $730,000 $121,667 $3,965 2.92%
Winnemucca, NV (FHA|USDA|VA) 2 $730,000 $365,000 $8,338 3.81%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $720,000 $180,000 $4,781 3.19%
Harrison, AR (FHA|USDA|VA) 7 $705,000 $100,714 $4,317 3.93%
EL PASO, TX (FHA|USDA|VA) 6 $660,000 $110,000 $7,570 2.90%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $650,000 $162,500 $8,266 2.78%
SANTA FE, NM (FHA|USDA|VA) 5 $635,000 $127,000 $4,756 2.83%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $635,000 $211,667 $4,842 3.17%
NAPA, CA (FHA|USDA|VA) 2 $630,000 $315,000 $6,011 3.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $625,000 $208,333 $3,970 3.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $620,000 $310,000 $3,567 2.50%
FOND DU LAC, WI (FHA|USDA|VA) 2 $620,000 $310,000 $7,032 3.19%
LAS CRUCES, NM (FHA|USDA|VA) 3 $615,000 $205,000 $4,129 3.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $615,000 $205,000 $5,209 3.38%
Kingsville, TX (FHA|USDA|VA) 2 $610,000 $305,000 $5,594 2.87%
Corsicana, TX (FHA|USDA|VA) 3 $605,000 $201,667 $9,015 2.04%
Concord, NH (FHA|USDA|VA) 2 $600,000 $300,000 $3,209 3.25%
RICHMOND, VA (FHA|USDA|VA) 2 $600,000 $300,000 $2,507 2.94%
HARRISONBURG, VA (FHA|USDA|VA) 1 $585,000 $585,000 $9,634 2.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $560,000 $280,000 $5,188 3.06%
Stephenville, TX (FHA|USDA|VA) 3 $555,000 $185,000 $6,856 2.21%
KANKAKEE, IL (FHA|USDA|VA) 5 $555,000 $111,000 $4,335 2.63%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $545,000 $181,667 $4,620 3.17%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $540,000 $270,000 $3,473 3.13%
Torrington, CT (FHA|USDA|VA) 2 $530,000 $265,000 $3,079 3.00%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $520,000 $260,000 $2,951 3.69%
Palestine, TX (FHA|USDA|VA) 1 $515,000 $515,000 $6,629 3.88%
Burley, ID (FHA|USDA|VA) 3 $515,000 $171,667 $2,857 3.21%
Grenada, MS (FHA|USDA|VA) 8 $510,000 $63,750 $5,003 2.98%
WILMINGTON, NC (FHA|USDA|VA) 2 $510,000 $255,000 $2,967 3.13%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $505,000 $168,333 $3,450 2.96%
Fernley, NV (FHA|USDA|VA) 2 $500,000 $250,000 $4,425 2.88%
Decatur, IN (FHA|USDA|VA) 5 $495,000 $99,000 $5,183 2.58%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $490,000 $245,000 $4,111 3.25%
Rockport, TX (FHA|USDA|VA) 2 $490,000 $245,000 $7,265 3.56%
Big Spring, TX (FHA|USDA|VA) 3 $485,000 $161,667 $6,382 2.33%
Warrensburg, MO (FHA|USDA|VA) 3 $485,000 $161,667 $4,052 2.58%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $480,000 $120,000 $4,010 3.13%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $480,000 $240,000 $4,080 3.13%
Del Rio, TX (FHA|USDA|VA) 2 $480,000 $240,000 $6,470 2.69%
Raymondville, TX (FHA|USDA|VA) 3 $475,000 $158,333 $7,243 3.58%
JONESBORO, AR (FHA|USDA|VA) 4 $470,000 $117,500 $4,502 3.59%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $470,000 $235,000 $2,588 3.31%
Blytheville, AR (FHA|USDA|VA) 3 $465,000 $155,000 $5,967 3.33%
STAUNTON, VA (FHA|USDA|VA) 2 $460,000 $230,000 $3,956 3.50%
COLUMBIA, MO (FHA|USDA|VA) 1 $455,000 $455,000 $3,105 2.88%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $455,000 $455,000 $4,656 3.25%
WICHITA, KS (FHA|USDA|VA) 2 $450,000 $225,000 $5,682 3.06%
CASPER, WY (FHA|USDA|VA) 2 $450,000 $225,000 $4,361 3.25%
Sturgis, MI (FHA|USDA|VA) 4 $450,000 $112,500 $4,780 3.44%
Murray, KY (FHA|USDA|VA) 1 $445,000 $445,000 $6,048 3.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $445,000 $148,333 $4,203 3.96%
YUBA CITY, CA (FHA|USDA|VA) 2 $440,000 $220,000 $9,506 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $440,000 $110,000 $3,720 2.84%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $435,000 $145,000 $4,869 3.75%
Mount Vernon, OH (FHA|USDA|VA) 2 $430,000 $215,000 $3,213 3.31%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $430,000 $215,000 $1,855 3.31%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $430,000 $215,000 $3,844 3.69%
Kerrville, TX (FHA|USDA|VA) 1 $425,000 $425,000 $6,749 3.13%
Hope, AR (FHA|USDA|VA) 3 $425,000 $141,667 $5,041 4.16%
BILLINGS, MT (FHA|USDA|VA) 2 $420,000 $210,000 $6,346 3.50%
Pearsall, TX (FHA|USDA|VA) 2 $420,000 $210,000 $9,094 3.69%
Evanston, WY (FHA|USDA|VA) 2 $420,000 $210,000 $4,035 3.56%
Bellefontaine, OH (FHA|USDA|VA) 1 $415,000 $415,000 $4,408 3.38%
Oxford, MS (FHA|USDA|VA) 1 $415,000 $415,000 $11,478 2.75%
GREEN BAY, WI (FHA|USDA|VA) 3 $415,000 $138,333 $3,258 3.63%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $415,000 $415,000 $3,164 3.13%
Roswell, NM (FHA|USDA|VA) 5 $415,000 $83,000 $5,863 2.10%
BURLINGTON, NC (FHA|USDA|VA) 2 $400,000 $200,000 $4,701 3.56%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $395,000 $131,667 $8,633 2.00%
Mineral Wells, TX (FHA|USDA|VA) 1 $395,000 $395,000 $3,573 2.35%
Alpena, MI (FHA|USDA|VA) 3 $395,000 $131,667 $3,817 3.08%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $390,000 $97,500 $4,748 3.13%
Moscow, ID (FHA|USDA|VA) 2 $390,000 $195,000 $4,282 2.56%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $390,000 $195,000 $5,334 3.06%
MADISON, WI (FHA|USDA|VA) 2 $390,000 $195,000 $9,038 3.25%
Silver City, NM (FHA|USDA|VA) 3 $385,000 $128,333 $5,599 4.25%
Batesville, AR (FHA|USDA|VA) 3 $385,000 $128,333 $4,012 3.63%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $385,000 $128,333 $3,445 2.96%
Sevierville, TN (FHA|USDA|VA) 2 $380,000 $190,000 $8,383 3.38%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,868 2.94%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $375,000 $125,000 $4,788 3.38%
AMARILLO, TX (FHA|USDA|VA) 2 $370,000 $185,000 $6,114 2.88%
Pullman, WA (FHA|USDA|VA) 3 $365,000 $121,667 $3,536 3.42%
Statesboro, GA (FHA|USDA|VA) 2 $360,000 $180,000 $3,968 4.31%
AKRON, OH (FHA|USDA|VA) 2 $360,000 $180,000 $6,734 3.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $360,000 $180,000 $3,196 4.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $340,000 $170,000 $5,450 2.94%
Nacogdoches, TX (FHA|USDA|VA) 1 $335,000 $335,000 $5,192 3.00%
Clovis, NM (FHA|USDA|VA) 1 $335,000 $335,000 $9,877 3.13%
LAREDO, TX (FHA|USDA|VA) 1 $335,000 $335,000 $5,115 2.75%
Brookings, OR (FHA|USDA|VA) 1 $335,000 $335,000 $6,249 3.75%
Uvalde, TX (FHA|USDA|VA) 2 $330,000 $165,000 $5,993 3.19%
ROCHESTER, MN (FHA|USDA|VA) 2 $320,000 $160,000 $9,184 3.00%
CARSON CITY, NV (FHA|USDA|VA) 1 $315,000 $315,000 $6,772 3.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $315,000 $315,000 $3,609 3.88%
Athens, OH (FHA|USDA|VA) 1 $305,000 $305,000 $6,315 3.00%
Laconia, NH (FHA|USDA|VA) 1 $305,000 $305,000 $3,379 3.13%
Key West, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,363 3.13%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $300,000 $150,000 $5,254 2.88%
Paris, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,949 3.25%
Picayune, MS (FHA|USDA|VA) 1 $295,000 $295,000 $12,557 2.50%
Crescent City, CA (FHA|USDA|VA) 1 $295,000 $295,000 $3,158 3.38%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $285,000 $95,000 $5,873 2.71%
Dickinson, ND (FHA|USDA|VA) 1 $285,000 $285,000 $5,572 3.38%
St. Marys, GA (FHA|USDA|VA) 1 $285,000 $285,000 $7,178 3.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $285,000 $285,000 $3,291 3.13%
Beaver Dam, WI (FHA|USDA|VA) 2 $280,000 $140,000 $2,982 3.75%
Washington Court House, OH (FHA|USDA|VA) 2 $280,000 $140,000 $4,725 3.50%
Gallup, NM (FHA|USDA|VA) 3 $275,000 $91,667 $4,038 3.88%
Bozeman, MT (FHA|USDA|VA) 1 $275,000 $275,000 $2,148 3.50%
Jackson, WY-ID (FHA|USDA|VA) 1 $265,000 $265,000 $6,731 3.25%
Cadillac, MI (FHA|USDA|VA) 1 $265,000 $265,000 $10,721 3.00%
VICTORIA, TX (FHA|USDA|VA) 1 $265,000 $265,000 $6,865 3.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $265,000 $265,000 $3,544 3.13%
LAFAYETTE, LA (FHA|USDA|VA) 2 $260,000 $130,000 $6,873 2.25%
Holland, MI (FHA|USDA|VA) 1 $255,000 $255,000 $3,802 3.25%
Red Bluff, CA (FHA|USDA|VA) 1 $255,000 $255,000 $4,030 3.50%
Forest City, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,362 2.88%
Taos, NM (FHA|USDA|VA) 1 $255,000 $255,000 $4,077 3.50%
LEBANON, PA (FHA|USDA|VA) 1 $255,000 $255,000 $3,783 3.13%
LANCASTER, PA (FHA|USDA|VA) 1 $255,000 $255,000 $4,341 3.00%
Alice, TX (FHA|USDA|VA) 1 $255,000 $255,000 $10,640 2.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,089 2.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $250,000 $125,000 $5,108 3.38%
Boone, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,335 2.88%
SAN ANGELO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,386 3.13%
Celina, OH (FHA|USDA|VA) 1 $245,000 $245,000 $3,637 3.25%
MOBILE, AL (FHA|USDA|VA) 1 $245,000 $245,000 $2,852 3.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $240,000 $120,000 $3,819 3.56%
Urbana, OH (FHA|USDA|VA) 1 $235,000 $235,000 $6,027 3.50%
Marion, IN (FHA|USDA|VA) 3 $235,000 $78,333 $5,424 2.46%
LIMA, OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,740 2.50%
ST. CLOUD, MN (FHA|USDA|VA) 1 $225,000 $225,000 $6,915 3.13%
GETTYSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $5,423 2.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $220,000 $110,000 $6,860 2.63%
Worthington, MN (FHA|USDA|VA) 1 $215,000 $215,000 $7,054 3.38%
Vicksburg, MS (FHA|USDA|VA) 1 $215,000 $215,000 $4,108 3.50%
Clewiston, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,893 3.50%
Coldwater, MI (FHA|USDA|VA) 1 $215,000 $215,000 $3,624 2.75%
Huntington, IN (FHA|USDA|VA) 1 $215,000 $215,000 $8,712 2.75%
Winona, MN (FHA|USDA|VA) 1 $215,000 $215,000 $9,586 2.75%
Toccoa, GA (FHA|USDA|VA) 1 $215,000 $215,000 $5,483 3.75%
Port Lavaca, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,751 2.88%
NILES, MI (FHA|USDA|VA) 2 $210,000 $105,000 $2,446 3.19%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $205,000 $205,000 $4,868 3.63%
Brownwood, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,401 3.75%
Grand Rapids, MN (FHA|USDA|VA) 1 $205,000 $205,000 $4,410 3.88%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $205,000 $205,000 $5,745 3.88%
Arkadelphia, AR (FHA|USDA|VA) 1 $205,000 $205,000 $3,183 3.00%
Riverton, WY (FHA|USDA|VA) 1 $205,000 $205,000 $4,590 2.88%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $205,000 $205,000 $8,081 3.75%
Laramie, WY (FHA|USDA|VA) 1 $195,000 $195,000 $4,169 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,676 3.63%
BISMARCK, ND (FHA|USDA|VA) 1 $195,000 $195,000 $5,978 3.63%
ASHEVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,114 3.00%
Chillicothe, OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,236 3.38%
Durant, OK (FHA|USDA|VA) 1 $195,000 $195,000 $8,653 2.75%
Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $190,000 $95,000 $8,212 1.50%
LOUISVILLE, KY (FHA|USDA|VA) 2 $190,000 $95,000 $7,388 1.81%
APPLETON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $3,667 3.75%
Fort Payne, AL (FHA|USDA|VA) 1 $185,000 $185,000 $3,267 2.88%
Angola, IN (FHA|USDA|VA) 1 $185,000 $185,000 $7,806 3.13%
NEW BERN, NC (FHA|USDA|VA) 1 $185,000 $185,000 $6,024 2.88%
Ardmore, OK (FHA|USDA|VA) 1 $185,000 $185,000 $7,601 3.75%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $185,000 $185,000 $7,060 3.50%
Bluefield, WV-VA (FHA|USDA|VA) 1 $185,000 $185,000 $2,700 3.13%
ABILENE, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,109 2.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,438 3.38%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,385 2.75%
Hillsdale, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,842 3.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,617 2.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $170,000 $85,000 $3,262 2.81%
REDDING, CA (FHA|USDA|VA) 1 $165,000 $165,000 $4,969 3.38%
BRUNSWICK, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,108 2.63%
Alexandria, MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,015 3.00%
Plymouth, IN (FHA|USDA|VA) 1 $165,000 $165,000 $7,507 4.50%
MUSKEGON, MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,644 3.75%
DOTHAN, AL (FHA|USDA|VA) 1 $155,000 $155,000 $2,966 3.00%
Crawfordsville, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,105 2.75%
PANAMA CITY, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,686 2.63%
Las Vegas, NM (FHA|USDA|VA) 1 $155,000 $155,000 $4,676 3.00%
Wauchula, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,388 3.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $155,000 $155,000 $5,998 3.75%
Paragould, AR (FHA|USDA|VA) 2 $150,000 $75,000 $5,849 2.50%
Searcy, AR (FHA|USDA|VA) 2 $150,000 $75,000 $5,752 2.50%
Logansport, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,621 3.38%
Starkville, MS (FHA|USDA|VA) 1 $145,000 $145,000 $5,539 3.63%
SPARTANBURG, SC (FHA|USDA|VA) 1 $145,000 $145,000 $5,538 3.25%
Jefferson, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,763 4.13%
PEORIA, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,091 3.38%
Hays, KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,217 2.88%
KOKOMO, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,313 3.99%
Manitowoc, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,956 4.49%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,875 4.63%
Zanesville, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,340 2.88%
DULUTH, MN-WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,251 3.38%
Sunbury, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,145 3.00%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $115,000 $115,000 $5,195 2.75%
Madison, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,830 3.63%
Centralia, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,650 3.38%
Othello, WA (FHA|USDA|VA) 1 $115,000 $115,000 $5,902 3.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,039 2.88%
Marion, OH (FHA|USDA|VA) 2 $110,000 $55,000 $5,675 2.13%
Pella, IA (FHA|USDA|VA) 1 $105,000 $105,000 $2,585 3.25%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,892 3.25%
DECATUR, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,795 2.63%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,642 2.88%
TOPEKA, KS (FHA|USDA|VA) 1 $105,000 $105,000 $10 3.25%
MANSFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $4,312 4.38%
JACKSON, TN (FHA|USDA|VA) 1 $105,000 $105,000 $3,473 3.38%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $100,000 $50,000 $5,243 1.88%
GREENVILLE, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,924 2.75%
Fairfield, IA (FHA|USDA|VA) 1 $95,000 $95,000 $2,624 4.49%
Forrest City, AR (FHA|USDA|VA) 1 $95,000 $95,000 $4,309 2.75%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,254 2.88%
Peru, IN (FHA|USDA|VA) 1 $95,000 $95,000 $4,748 3.38%
Newport, TN (FHA|USDA|VA) 1 $85,000 $85,000 $3,271 3.00%
New Castle, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,914 3.38%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,105 4.99%
Norfolk, NE (FHA|USDA|VA) 1 $85,000 $85,000 $2,365 2.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $75,000 $75,000 $5,803 3.25%
Lebanon, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,125 2.88%
McPherson, KS (FHA|USDA|VA) 1 $45,000 $45,000 $2,768 2.75%
Pontiac, IL (FHA|USDA|VA) 1 $45,000 $45,000 $2,327 4.75%
Jasper, AL (FHA|USDA|VA) 1 $35,000 $35,000 $2,790 3.38%
Academy Mortgage Corporation's top markets include Ogden, Phoenix, Portland, Seattle, and Salt Lake City among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ACADEMY MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MAINE FAMILY
    Similarity Rank: 60
    CUSO MORTGAGE CORPORATION
    Similarity Rank: 96
    PARK SIDE FINANCIAL
    Similarity Rank: 110
    LA Financial Federal Credit Union
    Similarity Rank: 129
    INTEGRITY MORTGAGE LLC
    Similarity Rank: 144
    Bath Savings Institution
    Similarity Rank: 150
    Northfield Savings Bank
    Similarity Rank: 160
    HNB National Bank
    Similarity Rank: 195
    ALTRA
    Similarity Rank: 256

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 45,487 $11,699,295,000 $257,201 $4,940 3.00%
    FHA 8,973 $2,107,955,000 $234,922 $9,393 3.42%
    VA 3,786 $1,291,780,000 $341,199 $8,020 3.05%
    USDA 813 $164,625,000 $202,491 $6,349 3.28%
    FHA 114 $20,050,000 $175,877 $0 3.00%

    For 2020, Academy Mortgage Corporation's most frequently originated type of loan was Conventional, with 45,487 originations. Their 2nd most popular type was FHA, with 8,973 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 33,753 $7,982,665,000 $236,502 $6,897 2.96%
    Refi 15,244 $4,370,280,000 $286,689 $4,548 3.14%
    Cash Out Refi 10,175 $2,930,455,000 $288,005 $5,406 3.32%
    Home Improvement 1 $305,000 $305,000 $7,016 2.88%

    For 2020, Academy Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 33,753 originations. The 2nd most popular reason was Refi, with 15,244 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 49,740 $13,714,110,000 $275,716 $6,189 3.24%
    15 Year 3,977 $879,525,000 $221,153 $4,134 2.75%
    20 Year 1,733 $451,335,000 $260,436 $4,180 3.13%
    Other 1,329 $165,275,000 $124,360 $3,991 1.43%
    3 Year 1,071 $9,585,000 $8,950 $0 0.02%
    10 Year 681 $54,885,000 $80,595 $3,414 2.59%
    5 Year 626 $3,540,000 $5,655 $0 0.03%
    30+ year 16 $5,450,000 $340,625 $8,223 5.23%

    For 2020, Academy Mortgage Corporation's most frequently cited loan duration was 30 Year, with 49,740 originations. The 2nd most popular length was 15 Year, with 3,977 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 20,683 $5,774,615,000 $279,196
    $2k-3k 9,400 $2,238,130,000 $238,099
    $3k-4k 8,298 $2,205,700,000 $265,811
    $<1k 8,235 $737,985,000 $89,616
    $5k+ 6,305 $2,504,495,000 $397,224
    $4k-5k 5,289 $1,615,535,000 $305,452

    Academy Mortgage Corporation's average total fees were $6,189, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 20,683 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 30,736 $8,721,350,000 $283,750
    2.5-3% 17,180 $5,089,160,000 $296,226
    <2.5% 6,884 $645,240,000 $93,730
    4-5% 3,612 $757,860,000 $209,817
    5-6% 669 $65,865,000 $98,453
    6-7% 80 $3,990,000 $49,875
    7-8% 10 $110,000 $11,000
    % 1 $115,000 $115,000

    During 2020, Academy Mortgage Corporation's average interest rate for loans was 3.24%, while their most frequently originated rate bucket for loans was 3-4%, with 30,736 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 29,967 $8,562,415,000 $285,728 $6,149 3.27%
    $100k-200k 13,004 $2,052,620,000 $157,845 $4,770 3.35%
    $400k-600k 7,453 $3,500,025,000 $469,613 $6,984 3.21%
    $100,000 or less 7,451 $188,175,000 $25,255 $3,738 1.59%
    $600k-1MM 1,184 $832,120,000 $702,804 $9,153 3.24%
    $1MM+ 114 $148,350,000 $1,301,316 $16,257 3.17%

    2020 saw Academy Mortgage Corporation place emphasis on $200k-400k loans with 29,967 originations, totaling $8,562,415,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 16,630 $3,399,060,000 $204,393 $6,054 2.99%
    $100k-150k 11,838 $3,817,150,000 $322,449 $6,050 3.19%
    $75k-100k 11,545 $3,009,925,000 $260,712 $6,197 3.09%
    $50k or less 9,998 $1,388,620,000 $138,890 $5,277 2.90%
    $150k-250k 6,114 $2,382,280,000 $389,643 $6,008 3.24%
    $250k+ 2,174 $992,110,000 $456,352 $6,090 3.25%

    Academy Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 16,630 originations. The second most popular income band? $100k-150k, with 11,838 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 10,810 $2,939,930,000 $271,964 $5,062 3.09%
    30-36% 10,705 $2,801,985,000 $261,745 $5,643 3.08%
    <20% 3,284 $853,040,000 $259,756 $4,372 2.99%
    44% 3,204 $812,380,000 $253,552 $6,416 3.22%
    43% 2,781 $696,095,000 $250,304 $6,211 3.11%
    50-60% 2,749 $619,155,000 $225,229 $9,298 3.02%
    42% 2,708 $668,240,000 $246,765 $6,317 3.04%
    41% 2,473 $621,365,000 $251,260 $6,183 3.01%
    39% 2,352 $578,970,000 $246,161 $6,044 2.99%
    40% 2,275 $560,135,000 $246,213 $6,242 3.01%
    38% 2,270 $578,280,000 $254,749 $6,193 3.03%
    37% 2,105 $520,735,000 $247,380 $6,000 3.00%
    36% 2,075 $522,405,000 $251,761 $5,926 3.05%
    49% 1,892 $513,640,000 $271,480 $6,784 3.18%
    45% 1,808 $468,880,000 $259,336 $6,395 3.04%
    46% 1,567 $401,485,000 $256,213 $6,676 3.08%
    48% 1,547 $399,305,000 $258,116 $6,568 3.13%
    47% 1,519 $400,165,000 $263,440 $6,705 3.14%
    >60% 176 $33,170,000 $188,466 $8,008 2.45%

    Academy Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 10,810 originations. The next most common DTI ratio? 30-36%, with 10,705 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 50,973 $13,116,165,000 $257,316 $5,866 3.09%
    Not provided 3,421 $935,965,000 $273,594 $5,884 3.00%
    Asian 1,755 $568,705,000 $324,048 $6,514 3.10%
    Black 2,401 $505,415,000 $210,502 $7,274 2.73%
    American Indian 416 $97,860,000 $235,240 $6,598 2.91%
    Native Hawaiian or Islander 188 $53,600,000 $285,106 $7,790 3.21%
    Asian Indian 7 $2,095,000 $299,286 $3,877 3.21%
    Japanese 5 $1,515,000 $303,000 $6,579 3.22%
    Vietnamese 2 $850,000 $425,000 $4,967 3.25%
    Filipino 2 $580,000 $290,000 $4,076 3.31%
    Korean 1 $435,000 $435,000 $10,143 3.75%
    Other Asian 1 $285,000 $285,000 $10,258 3.75%
    Native Hawaiian 1 $235,000 $235,000 $5,759 3.38%

    Approval Rates

    Total approvals of all applications
    96.39%

    Academy Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    76.06%

    Academy Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 59,173 $15,283,705,000 $258,288

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 1,301 $192,795,000 $148,190
    Single Family (1-4 Units):Site-Built 57,872 $15,090,910,000 $260,764

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,685 $326,795,000 $193,944 $3,807 3.01%
    40-60% 6,485 $1,664,995,000 $256,746 $4,205 3.06%
    60-80% 17,417 $5,315,355,000 $305,182 $5,062 3.29%
    80-100% 26,874 $7,572,940,000 $281,794 $6,805 3.37%
    Over 100% 926 $335,900,000 $362,743 $13,257 3.07%
    Under 20% 5,786 $67,720,000 $11,704 $3,369 1.02%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Academy Mortgage Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%
    Academy Mortgage Corporation Conventional home mortgage Closing on a mortgage 2 25.0%
    Academy Mortgage Corporation Conventional home mortgage Trouble during payment process 2 25.0%
    Academy Mortgage Corporation VA mortgage Closing on a mortgage 2 25.0%
    Academy Mortgage Corporation VA mortgage Trouble during payment process 1 12.5%