Academy Mortgage Corporation Rates, Fees & Info
Salt Lake City, UTLEI: 549300WTZMQSET2VY242
Tax ID: 87-0456373
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Mortgage Data
Review & Overview
Academy Mortgage Corporation is a large mortgage company specializing in Home Purchase loans. Academy Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Phoenix, Ogden, Salt Lake City, Seattle, and Portland among others. We have data for 456 markets. (Some data included below & more in-depth data is available with an active subscription.)Academy Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Academy Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/17/24 |
| 30 Year Conventional Purchase | 6.44% | 12/17/24 |
| 30 Year Conventional Refi | 6.67% | 12/17/24 |
| 30 Year Cash-out Refi | 6.88% | 12/17/24 |
| 30 Year FHA Purchase | 7.61% | 12/17/24 |
| 30 Year FHA Refi | 7.44% | 12/17/24 |
| 30 Year VA Purchase | 6.38% | 12/17/24 |
| 30 Year VA Refi | 6.07% | 12/17/24 |
| 30 Year USDA Purchase | 7.06% | 12/17/24 |
| 30 Year USDA Refi | 6.98% | 12/17/24 |
| 15 Year Conventional Purchase | 5.83% | 12/17/24 |
| 15 Year Conventional Refi | 6.31% | 12/17/24 |
| 15 Year Cash-out Refi | 6.31% | 12/17/24 |
| 15 Year FHA Purchase | 7.02% | 12/17/24 |
| 15 Year FHA Refi | 6.74% | 12/17/24 |
| 15 Year VA Purchase | 6.41% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Academy Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Academy Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
38,918Origination Dollar Volume (All Markets)
$8,462,360,000Awards
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ACADEMY MORTGAGE CORPORATION - 2018
ACADEMY MORTGAGE CORPORATION is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4,300 | $852,390,000 | $198,230 | $5,859 | 5.20% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2,016 | $425,640,000 | $211,131 | $6,413 | 5.34% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,578 | $420,250,000 | $266,318 | $6,709 | 5.22% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,163 | $419,195,000 | $360,443 | $7,626 | 4.82% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,256 | $386,780,000 | $307,946 | $5,962 | 4.84% |
| BOISE CITY, ID (FHA|USDA|VA) | 1,470 | $308,550,000 | $209,898 | $6,439 | 4.81% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1,141 | $304,685,000 | $267,033 | $6,743 | 4.93% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1,439 | $232,195,000 | $161,359 | $4,783 | 4.96% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 767 | $202,715,000 | $264,296 | $5,453 | 4.81% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 850 | $189,510,000 | $222,953 | $6,617 | 5.05% |
| Outside of Metro Areas | 1,025 | $171,115,000 | $166,941 | $4,973 | 4.98% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 533 | $166,795,000 | $312,936 | $5,475 | 4.79% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 492 | $139,830,000 | $284,207 | $4,999 | 4.71% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 471 | $132,735,000 | $281,815 | $6,015 | 4.87% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 668 | $124,620,000 | $186,557 | $4,114 | 4.84% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 689 | $122,555,000 | $177,874 | $6,730 | 5.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 505 | $116,975,000 | $231,634 | $8,162 | 4.67% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 516 | $116,910,000 | $226,570 | $5,826 | 4.85% |
| SALEM, OR (FHA|USDA|VA) | 453 | $109,895,000 | $242,594 | $5,888 | 4.95% |
| ST. GEORGE, UT (FHA|USDA|VA) | 454 | $107,740,000 | $237,313 | $5,331 | 5.08% |
| MODESTO, CA (FHA|USDA|VA) | 484 | $102,890,000 | $212,583 | $6,666 | 4.53% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 466 | $99,000,000 | $212,446 | $5,224 | 4.85% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 293 | $94,795,000 | $323,532 | $6,522 | 4.82% |
| STOCKTON, CA (FHA|USDA|VA) | 335 | $88,715,000 | $264,821 | $7,288 | 4.63% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 335 | $84,455,000 | $252,104 | $6,156 | 4.95% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 428 | $78,250,000 | $182,827 | $6,866 | 5.07% |
| YUBA CITY, CA (FHA|USDA|VA) | 332 | $74,670,000 | $224,910 | $5,873 | 4.84% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 595 | $72,915,000 | $122,546 | $6,451 | 5.05% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 415 | $72,185,000 | $173,940 | $4,906 | 4.78% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 466 | $66,540,000 | $142,790 | $4,542 | 4.84% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 176 | $64,090,000 | $364,148 | $4,629 | 4.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 215 | $62,925,000 | $292,674 | $5,056 | 4.82% |
| BEND, OR (FHA|USDA|VA) | 217 | $62,175,000 | $286,521 | $6,297 | 4.97% |
| YUMA, AZ (FHA|USDA|VA) | 405 | $59,975,000 | $148,086 | $4,756 | 5.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 202 | $56,850,000 | $281,436 | $6,833 | 4.57% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 179 | $56,805,000 | $317,346 | $9,202 | 4.74% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 316 | $50,980,000 | $161,329 | $2,913 | 4.17% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 204 | $50,970,000 | $249,853 | $8,128 | 5.24% |
| RENO, NV (FHA|USDA|VA) | 190 | $50,860,000 | $267,684 | $5,352 | 4.92% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 245 | $48,855,000 | $199,408 | $6,394 | 4.94% |
| SANTA FE, NM (FHA|USDA|VA) | 181 | $48,055,000 | $265,497 | $5,346 | 4.76% |
| Outside of Metro Areas | 209 | $45,485,000 | $217,632 | $6,440 | 4.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 278 | $43,710,000 | $157,230 | $5,525 | 4.85% |
| Centralia, WA (FHA|USDA|VA) | 225 | $43,135,000 | $191,711 | $6,135 | 4.86% |
| GREELEY, CO (FHA|USDA|VA) | 179 | $41,435,000 | $231,480 | $5,671 | 4.84% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 208 | $40,430,000 | $194,375 | $4,874 | 5.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 78 | $39,300,000 | $503,846 | $5,801 | 4.74% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 253 | $39,095,000 | $154,526 | $4,170 | 4.57% |
| TULSA, OK (FHA|USDA|VA) | 221 | $38,545,000 | $174,412 | $4,584 | 4.84% |
| Montrose, CO (FHA|USDA|VA) | 185 | $36,935,000 | $199,649 | $4,677 | 4.89% |
| Shelton, WA (FHA|USDA|VA) | 164 | $35,320,000 | $215,366 | $5,538 | 5.06% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 205 | $33,935,000 | $165,537 | $5,555 | 5.34% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 135 | $33,075,000 | $245,000 | $7,300 | 4.80% |
| PITTSFIELD, MA (FHA|USDA|VA) | 214 | $33,030,000 | $154,346 | $4,842 | 4.67% |
| ANCHORAGE, AK (FHA|USDA|VA) | 122 | $33,000,000 | $270,492 | $6,842 | 4.59% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 145 | $31,065,000 | $214,241 | $4,682 | 4.73% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 131 | $30,635,000 | $233,855 | $5,099 | 4.98% |
| LAWTON, OK (FHA|USDA|VA) | 184 | $29,330,000 | $159,402 | $3,411 | 4.71% |
| COLUMBIA, SC (FHA|USDA|VA) | 225 | $28,595,000 | $127,089 | $3,373 | 4.59% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 52 | $28,510,000 | $548,269 | $4,806 | 5.05% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 140 | $27,940,000 | $199,571 | $4,461 | 4.96% |
| Sonora, CA (FHA|USDA|VA) | 144 | $27,740,000 | $192,639 | $6,431 | 4.51% |
| WALLA WALLA, WA (FHA|USDA|VA) | 129 | $26,625,000 | $206,395 | $6,549 | 4.63% |
| Elko, NV (FHA|USDA|VA) | 122 | $26,430,000 | $216,639 | $5,963 | 5.08% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 103 | $26,175,000 | $254,126 | $3,819 | 4.76% |
| Aberdeen, WA (FHA|USDA|VA) | 140 | $26,080,000 | $186,286 | $5,882 | 5.02% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 161 | $25,805,000 | $160,280 | $6,125 | 4.98% |
| LONGVIEW, WA (FHA|USDA|VA) | 134 | $24,460,000 | $182,537 | $6,452 | 4.98% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 96 | $22,340,000 | $232,708 | $6,864 | 5.02% |
| BAY CITY, MI (FHA|USDA|VA) | 282 | $21,820,000 | $77,376 | $3,689 | 4.99% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 145 | $20,835,000 | $143,690 | $5,309 | 4.99% |
| AMARILLO, TX (FHA|USDA|VA) | 130 | $19,900,000 | $153,077 | $4,831 | 4.81% |
| Heber, UT (FHA|USDA|VA) | 45 | $19,835,000 | $440,778 | $6,490 | 4.84% |
| ROCKFORD, IL (FHA|USDA|VA) | 188 | $19,730,000 | $104,947 | $5,113 | 4.88% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 73 | $19,195,000 | $262,945 | $6,954 | 4.85% |
| MIDLAND, MI (FHA|USDA|VA) | 174 | $19,140,000 | $110,000 | $4,426 | 4.99% |
| CHICO, CA (FHA|USDA|VA) | 84 | $19,080,000 | $227,143 | $5,653 | 4.87% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 46 | $18,830,000 | $409,348 | $8,489 | 4.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 110 | $18,660,000 | $169,636 | $5,497 | 4.67% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 118 | $18,340,000 | $155,424 | $5,237 | 4.99% |
| Astoria, OR (FHA|USDA|VA) | 69 | $18,175,000 | $263,406 | $6,147 | 4.89% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 52 | $17,140,000 | $329,615 | $6,952 | 4.82% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 88 | $16,910,000 | $192,159 | $5,773 | 4.79% |
| TUCSON, AZ (FHA|USDA|VA) | 110 | $16,790,000 | $152,636 | $5,776 | 5.01% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 77 | $16,225,000 | $210,714 | $6,866 | 5.15% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 35 | $15,765,000 | $450,429 | $8,813 | 4.71% |
| FORT WAYNE, IN (FHA|USDA|VA) | 145 | $15,745,000 | $108,586 | $4,204 | 5.00% |
| EL PASO, TX (FHA|USDA|VA) | 109 | $15,715,000 | $144,174 | $5,821 | 4.97% |
| Durango, CO (FHA|USDA|VA) | 47 | $15,615,000 | $332,234 | $4,055 | 4.84% |
| FRESNO, CA (FHA|USDA|VA) | 67 | $15,285,000 | $228,134 | $5,515 | 5.02% |
| Cedar City, UT (FHA|USDA|VA) | 72 | $14,980,000 | $208,056 | $4,662 | 5.08% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 79 | $14,605,000 | $184,873 | $5,952 | 4.94% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 60 | $14,510,000 | $241,833 | $6,047 | 4.71% |
| ANN ARBOR, MI (FHA|USDA|VA) | 65 | $14,505,000 | $223,154 | $4,560 | 4.84% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 79 | $13,815,000 | $174,873 | $4,818 | 5.22% |
| JACKSON, MS (FHA|USDA|VA) | 87 | $12,785,000 | $146,954 | $5,996 | 4.98% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 83 | $12,065,000 | $145,361 | $4,437 | 4.75% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 24 | $11,950,000 | $497,917 | $13,602 | 4.66% |
| MERCED, CA (FHA|USDA|VA) | 47 | $11,805,000 | $251,170 | $6,630 | 4.62% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 51 | $11,295,000 | $221,471 | $5,051 | 4.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 72 | $11,060,000 | $153,611 | $5,374 | 4.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 38 | $10,500,000 | $276,316 | $4,554 | 5.07% |
| Barre, VT (FHA|USDA|VA) | 57 | $10,085,000 | $176,930 | $5,130 | 5.03% |
| NAPA, CA (FHA|USDA|VA) | 23 | $10,065,000 | $437,609 | $5,247 | 4.73% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 54 | $9,880,000 | $182,963 | $4,889 | 4.79% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 23 | $9,545,000 | $415,000 | $8,447 | 4.68% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 58 | $9,020,000 | $155,517 | $5,411 | 5.10% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 36 | $8,890,000 | $246,944 | $6,153 | 4.89% |
| SAGINAW, MI (FHA|USDA|VA) | 77 | $8,885,000 | $115,390 | $4,340 | 4.95% |
| Vernal, UT (FHA|USDA|VA) | 72 | $8,610,000 | $119,583 | $7,232 | 5.68% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 59 | $8,305,000 | $140,763 | $3,766 | 4.86% |
| LOGAN, UT-ID (FHA|USDA|VA) | 41 | $7,985,000 | $194,756 | $5,998 | 5.35% |
| Cornelia, GA (FHA|USDA|VA) | 48 | $7,510,000 | $156,458 | $4,729 | 4.87% |
| BOULDER, CO (FHA|USDA|VA) | 25 | $7,485,000 | $299,400 | $5,044 | 4.77% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 39 | $7,475,000 | $191,667 | $6,500 | 4.89% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 39 | $7,155,000 | $183,462 | $6,607 | 5.08% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 28 | $6,810,000 | $243,214 | $6,727 | 4.82% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 31 | $6,405,000 | $206,613 | $4,908 | 5.02% |
| PUEBLO, CO (FHA|USDA|VA) | 45 | $6,385,000 | $141,889 | $5,362 | 5.20% |
| Prineville, OR (FHA|USDA|VA) | 25 | $6,305,000 | $252,200 | $6,981 | 4.94% |
| Los Alamos, NM (FHA|USDA|VA) | 22 | $6,270,000 | $285,000 | $5,005 | 4.47% |
| Mount Pleasant, MI (FHA|USDA|VA) | 52 | $6,250,000 | $120,192 | $4,279 | 5.02% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 30 | $6,150,000 | $205,000 | $3,750 | 4.73% |
| Lebanon, NH-VT (FHA|USDA|VA) | 39 | $6,145,000 | $157,564 | $5,114 | 5.06% |
| Show Low, AZ (FHA|USDA|VA) | 31 | $6,065,000 | $195,645 | $5,520 | 5.22% |
| MORRISTOWN, TN (FHA|USDA|VA) | 59 | $5,465,000 | $92,627 | $4,957 | 4.83% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 20 | $5,440,000 | $272,000 | $3,740 | 4.94% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 32 | $5,370,000 | $167,813 | $3,351 | 4.35% |
| Easton, MD (FHA|USDA|VA) | 21 | $5,145,000 | $245,000 | $4,638 | 4.51% |
| KOKOMO, IN (FHA|USDA|VA) | 46 | $4,960,000 | $107,826 | $3,902 | 5.01% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 22 | $4,950,000 | $225,000 | $5,382 | 4.89% |
| DOVER, DE (FHA|USDA|VA) | 31 | $4,945,000 | $159,516 | $6,226 | 4.73% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 15 | $4,775,000 | $318,333 | $8,340 | 5.02% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 19 | $4,735,000 | $249,211 | $5,063 | 5.02% |
| Ellensburg, WA (FHA|USDA|VA) | 22 | $4,730,000 | $215,000 | $4,783 | 5.12% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 25 | $4,705,000 | $188,200 | $5,088 | 5.07% |
| VALLEJO, CA (FHA|USDA|VA) | 15 | $4,635,000 | $309,000 | $8,551 | 4.52% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $4,470,000 | $447,000 | $6,036 | 5.02% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 27 | $4,335,000 | $160,556 | $4,068 | 5.02% |
| SPARTANBURG, SC (FHA|USDA|VA) | 29 | $4,325,000 | $149,138 | $4,683 | 5.04% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 31 | $4,275,000 | $137,903 | $5,466 | 4.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 21 | $4,135,000 | $196,905 | $4,376 | 4.28% |
| Sandpoint, ID (FHA|USDA|VA) | 20 | $4,090,000 | $204,500 | $6,015 | 4.84% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 12 | $4,020,000 | $335,000 | $4,174 | 4.97% |
| Rutland, VT (FHA|USDA|VA) | 31 | $3,835,000 | $123,710 | $5,255 | 4.91% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 20 | $3,720,000 | $186,000 | $6,637 | 5.09% |
| Payson, AZ (FHA|USDA|VA) | 19 | $3,705,000 | $195,000 | $6,080 | 5.12% |
| LINCOLN, NE (FHA|USDA|VA) | 23 | $3,705,000 | $161,087 | $4,125 | 4.09% |
| CARSON CITY, NV (FHA|USDA|VA) | 15 | $3,615,000 | $241,000 | $4,646 | 4.99% |
| Price, UT (FHA|USDA|VA) | 26 | $3,600,000 | $138,462 | $5,354 | 5.01% |
| GAINESVILLE, GA (FHA|USDA|VA) | 16 | $3,580,000 | $223,750 | $5,873 | 4.90% |
| LAS CRUCES, NM (FHA|USDA|VA) | 40 | $3,530,000 | $88,250 | $4,759 | 5.16% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $3,465,000 | $231,000 | $2,727 | 4.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 22 | $3,390,000 | $154,091 | $5,867 | 5.01% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $3,365,000 | $197,941 | $4,021 | 4.29% |
| FARMINGTON, NM (FHA|USDA|VA) | 24 | $3,330,000 | $138,750 | $5,569 | 4.94% |
| Breckenridge, CO (FHA|USDA|VA) | 9 | $3,325,000 | $369,444 | $4,390 | 4.90% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 25 | $3,295,000 | $131,800 | $4,694 | 5.05% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 19 | $3,165,000 | $166,579 | $5,241 | 4.58% |
| Española, NM (FHA|USDA|VA) | 14 | $3,110,000 | $222,143 | $5,072 | 4.79% |
| COLUMBUS, OH (FHA|USDA|VA) | 20 | $3,030,000 | $151,500 | $6,118 | 5.28% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 7 | $2,815,000 | $402,143 | $6,730 | 4.82% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $2,750,000 | $343,750 | $5,535 | 4.86% |
| Alma, MI (FHA|USDA|VA) | 32 | $2,730,000 | $85,313 | $4,188 | 5.07% |
| Fernley, NV (FHA|USDA|VA) | 18 | $2,680,000 | $148,889 | $5,422 | 4.97% |
| Freeport, IL (FHA|USDA|VA) | 39 | $2,635,000 | $67,564 | $3,942 | 3.82% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $8,838 | 5.04% |
| Rochelle, IL (FHA|USDA|VA) | 16 | $2,520,000 | $157,500 | $4,798 | 4.59% |
| Cañon City, CO (FHA|USDA|VA) | 15 | $2,425,000 | $161,667 | $6,253 | 5.06% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $4,579 | 4.95% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 13 | $2,305,000 | $177,308 | $5,667 | 4.66% |
| The Dalles, OR (FHA|USDA|VA) | 9 | $2,275,000 | $252,778 | $6,765 | 5.01% |
| Mountain Home, ID (FHA|USDA|VA) | 15 | $2,205,000 | $147,000 | $6,327 | 4.80% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 15 | $2,135,000 | $142,333 | $3,981 | 4.31% |
| Newport, OR (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $5,842 | 5.10% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $4,291 | 4.59% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $5,692 | 4.96% |
| FLINT, MI (FHA|USDA|VA) | 14 | $1,910,000 | $136,429 | $4,437 | 4.92% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $3,169 | 3.94% |
| Oak Harbor, WA (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $5,742 | 4.93% |
| Hailey, ID (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $7,417 | 4.90% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $4,596 | 5.06% |
| WACO, TX (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $6,143 | 5.03% |
| Roswell, NM (FHA|USDA|VA) | 15 | $1,735,000 | $115,667 | $3,838 | 5.15% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 15 | $1,715,000 | $114,333 | $4,915 | 5.18% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $4,350 | 5.05% |
| Fallon, NV (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $7,447 | 4.91% |
| JACKSON, MI (FHA|USDA|VA) | 14 | $1,650,000 | $117,857 | $4,517 | 4.32% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $5,147 | 5.12% |
| Jefferson, GA (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $5,561 | 5.01% |
| Blackfoot, ID (FHA|USDA|VA) | 11 | $1,555,000 | $141,364 | $5,147 | 4.97% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $6,309 | 5.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $5,723 | 5.00% |
| Angola, IN (FHA|USDA|VA) | 12 | $1,540,000 | $128,333 | $4,685 | 5.05% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $16,998 | 4.69% |
| Las Vegas, NM (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $4,444 | 4.64% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $3,413 | 4.40% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $7,348 | 5.02% |
| MADERA, CA (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $7,321 | 5.14% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $1,420,000 | $142,000 | $3,162 | 4.48% |
| Auburn, IN (FHA|USDA|VA) | 14 | $1,420,000 | $101,429 | $4,445 | 5.22% |
| Warsaw, IN (FHA|USDA|VA) | 11 | $1,415,000 | $128,636 | $4,228 | 5.14% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $4,859 | 5.03% |
| READING, PA (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $5,478 | 5.01% |
| POCATELLO, ID (FHA|USDA|VA) | 10 | $1,380,000 | $138,000 | $4,556 | 5.41% |
| Granbury, TX (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $5,985 | 4.93% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $13,621 | 4.58% |
| REDDING, CA (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $4,081 | 5.06% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $5,205 | 4.90% |
| Glenwood Springs, CO (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $6,931 | 5.13% |
| Moses Lake, WA (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $7,668 | 5.19% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $8,997 | 4.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $4,350 | 4.84% |
| MONROE, MI (FHA|USDA|VA) | 12 | $1,300,000 | $108,333 | $4,847 | 4.81% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $3,691 | 4.96% |
| OCALA, FL (FHA|USDA|VA) | 11 | $1,295,000 | $117,727 | $4,851 | 5.25% |
| Newberry, SC (FHA|USDA|VA) | 11 | $1,265,000 | $115,000 | $4,774 | 4.42% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $5,798 | 5.39% |
| Peru, IN (FHA|USDA|VA) | 15 | $1,245,000 | $83,000 | $4,012 | 5.43% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $7,517 | 4.95% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $5,245 | 4.78% |
| Taos, NM (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $4,577 | 4.81% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $4,113 | 4.83% |
| Hood River, OR (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,086 | 4.87% |
| Clearlake, CA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,994 | 4.55% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $3,760 | 5.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,198 | 4.92% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $3,421 | 4.84% |
| Hobbs, NM (FHA|USDA|VA) | 11 | $1,015,000 | $92,273 | $4,770 | 5.11% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $6,881 | 4.75% |
| Cambridge, MD (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $4,421 | 4.98% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,765 | 4.55% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,810 | 5.10% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,160 | 4.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,451 | 4.65% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $5,925 | 5.15% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,981 | 4.88% |
| TYLER, TX (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $6,054 | 4.63% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,818 | 5.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,938 | 5.09% |
| Adrian, MI (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,323 | 4.90% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,291 | 5.38% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,599 | 4.79% |
| Bonham, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $9,708 | 5.22% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $6,500 | 4.84% |
| Rexburg, ID (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $4,207 | 5.54% |
| Toccoa, GA (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $2,875 | 4.73% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,647 | 4.53% |
| Logansport, IN (FHA|USDA|VA) | 8 | $780,000 | $97,500 | $3,748 | 5.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,851 | 4.92% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,072 | 4.63% |
| Huntsville, TX (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $3,550 | 5.35% |
| BURLINGTON, NC (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,470 | 4.75% |
| Borger, TX (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,434 | 4.98% |
| Seneca, SC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,654 | 4.97% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,904 | 4.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,853 | 4.47% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,057 | 5.00% |
| Warrensburg, MO (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $4,198 | 4.17% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,803 | 4.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,559 | 4.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,595 | 5.19% |
| RACINE, WI (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,404 | 5.34% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,966 | 4.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $5,492 | 5.14% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,427 | 4.63% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $9,891 | 5.83% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,412 | 5.33% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,897 | 5.06% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,643 | 5.13% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,179 | 5.29% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,686 | 5.17% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,134 | 4.13% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,559 | 5.50% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,998 | 4.96% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,474 | 4.83% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,131 | 5.04% |
| Huntington, IN (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $4,874 | 5.13% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,657 | 4.96% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,542 | 5.33% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,892 | 4.50% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,188 | 5.31% |
| Gallup, NM (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $5,479 | 5.21% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $4,128 | 5.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,073 | 4.42% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,356 | 4.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,769 | 5.12% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,184 | 4.94% |
| AKRON, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,402 | 5.06% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,979 | 5.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,043 | 5.13% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,629 | 5.25% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,247 | 4.81% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,005 | 4.83% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,778 | 4.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,047 | 4.06% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,517 | 4.38% |
| Plymouth, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,474 | 5.31% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 5.50% |
| Helena, MT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,069 | 5.50% |
| Duncan, OK (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,743 | 4.75% |
| Concord, NH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,967 | 5.88% |
| Decatur, IN (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $3,378 | 3.88% |
| Laurel, MS (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $4,310 | 5.19% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,467 | 4.63% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,265 | 4.69% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,821 | 4.88% |
| Evanston, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,519 | 4.99% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,655 | 3.75% |
| Albertville, AL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,842 | 5.17% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,912 | 4.91% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,592 | 4.63% |
| Fremont, NE (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,130 | 5.00% |
| Bennington, VT (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,152 | 5.33% |
| Juneau, AK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,204 | 4.25% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,497 | 5.04% |
| Pullman, WA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,118 | 5.56% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,869 | 4.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,215 | 5.33% |
| Burley, ID (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,190 | 5.19% |
| Paris, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,576 | 5.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,137 | 4.56% |
| Bluffton, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,023 | 5.42% |
| Forest City, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,929 | 4.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,093 | 5.25% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,613 | 5.00% |
| McAlester, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,344 | 4.99% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,683 | 4.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,984 | 4.75% |
| Marion, IN (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $4,512 | 4.88% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,155 | 4.75% |
| Portales, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,742 | 5.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,879 | 4.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,777 | 4.81% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,429 | 4.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,770 | 5.25% |
| Keene, NH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,824 | 5.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,267 | 4.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,744 | 4.88% |
| Susanville, CA (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $5,481 | 4.25% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,638 | 4.94% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,217 | 4.75% |
| Palatka, FL (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $4,992 | 5.42% |
| Othello, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,990 | 4.75% |
| Andrews, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,925 | 4.50% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.99% |
| Dixon, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,180 | 4.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,331 | 5.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,076 | 4.75% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,949 | 5.31% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,931 | 4.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,272 | 4.88% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,918 | 5.63% |
| Athens, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,217 | 5.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,787 | 4.63% |
| Torrington, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,384 | 4.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,619 | 4.49% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,156 | 5.50% |
| Laconia, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,230 | 4.50% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,384 | 4.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,518 | 5.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,428 | 4.50% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,012 | 4.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,308 | 5.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,199 | 5.13% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $2,119 | 3.25% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,907 | 5.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,461 | 4.50% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,338 | 4.88% |
| Sanford, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,255 | 3.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,651 | 5.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,702 | 5.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,436 | 5.31% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,632 | 5.38% |
| Picayune, MS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,525 | 4.69% |
| ENID, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,711 | 4.38% |
| Brevard, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,160 | 3.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,338 | 5.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $5,396 | 5.08% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,968 | 5.13% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,495 | 5.25% |
| Henderson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,294 | 4.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,290 | 5.63% |
| Jasper, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,458 | 4.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,123 | 4.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,486 | 4.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,244 | 5.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,341 | 4.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,718 | 5.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,306 | 4.50% |
| Rockport, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,703 | 5.38% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,309 | 4.99% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,842 | 5.50% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,898 | 4.75% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,271 | 4.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,914 | 4.38% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,675 | 4.99% |
| NILES, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,197 | 4.50% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,402 | 5.25% |
| Safford, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,998 | 5.25% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,520 | 5.25% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $385 | 4.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,332 | 5.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,067 | 4.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $2,780 | 4.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,192 | 5.38% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,675 | 6.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,635 | 5.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,047 | 5.50% |
| Plainview, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,769 | 4.63% |
| Athens, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,264 | 5.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,245 | 5.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,650 | 5.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,751 | 4.50% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,218 | 5.50% |
| Maryville, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,209 | 4.88% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,065 | 5.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,082 | 4.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,384 | 4.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,903 | 4.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,748 | 5.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,324 | 5.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,632 | 4.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,450 | 4.75% |
| Columbus, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,282 | 4.88% |
| El Campo, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,767 | 5.63% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,867 | 5.13% |
| DALTON, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,907 | 5.25% |
| Pampa, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,514 | 5.25% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,053 | 4.00% |
| Brenham, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.63% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $7,080 | 5.13% |
| Palestine, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,912 | 5.63% |
| Hereford, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,746 | 4.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,033 | 4.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,244 | 4.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $556 | 5.25% |
| Starkville, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,392 | 5.75% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,570 | 5.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,728 | 4.75% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,250 | 4.88% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,716 | 5.75% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,709 | 5.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $488 | 5.63% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,192 | 3.75% |
| Moscow, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,378 | 4.50% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,568 | 4.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,047 | 5.50% |
| McComb, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,589 | 5.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,296 | 5.49% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,192 | 5.13% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,412 | 4.50% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,327 | 5.38% |
| Grants, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,716 | 5.88% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,683 | 5.25% |
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Product Mix
For 2018, Academy Mortgage Corporation's most frequently originated type of loan was Conventional, with 25,902 originations. Their 2nd most popular type was FHA, with 9,027 originations.
Loan Reason
For 2018, Academy Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 34,109 originations. The 2nd most popular reason was Cash Out Refi, with 3,090 originations.
Loan Duration/Length
For 2018, Academy Mortgage Corporation's most frequently cited loan duration was 30 Year, with 35,598 originations. The 2nd most popular length was 15 Year, with 1,040 originations.
Origination Fees/Closing Costs
Academy Mortgage Corporation's average total fees were $5,867, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 14,922 originations.
Interest Rates
During 2018, Academy Mortgage Corporation's average interest rate for loans was 4.99%, while their most frequently originated rate bucket for loans was 4-5%, with 20,588 originations.
Loan Sizing
2018 saw Academy Mortgage Corporation place emphasis on $200k-400k loans with 17,080 originations, totaling $4,719,350,000 in origination value.
Applicant Income
Academy Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 12,038 originations. The second most popular income band? $50k or less, with 9,476 originations.
Applicant Debt to Income Ratio
Academy Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 6,144 originations. The next most common DTI ratio? 20-30%, with 5,046 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.14%
Academy Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination83.29%
Academy Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 38,918 | $8,462,360,000 | $217,441 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 1,216 | $168,600,000 | $138,651 |
| Single Family (1-4 Units):Site-Built | 37,702 | $8,293,760,000 | $219,982 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Academy Mortgage Corporation | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 37.5% |
| Academy Mortgage Corporation | Conventional home mortgage | Closing on a mortgage | 1 | 12.5% |
| Academy Mortgage Corporation | Conventional home mortgage | Struggling to pay mortgage | 1 | 12.5% |
| Academy Mortgage Corporation | FHA mortgage | Closing on a mortgage | 1 | 12.5% |
| Academy Mortgage Corporation | FHA mortgage | Trouble during payment process | 1 | 12.5% |
| Academy Mortgage Corporation | Other type of mortgage | Trouble during payment process | 1 | 12.5% |