Academy Mortgage Corporation Rates, Fees & Info

Salt Lake City, UT

LEI: 549300WTZMQSET2VY242

Tax ID: 87-0456373

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Mortgage Data

Review & Overview

Academy Mortgage Corporation is a large mortgage company specializing in Home Purchase loans. Academy Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Phoenix, Ogden, Salt Lake City, Seattle, and Portland among others. We have data for 456 markets. (Some data included below & more in-depth data is available with an active subscription.)

Academy Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Academy Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/22/24
30 Year Conventional Purchase 6.44% 4/22/24
30 Year Conventional Refi 6.67% 4/22/24
30 Year Cash-out Refi 6.88% 4/22/24
30 Year FHA Purchase 7.61% 4/22/24
30 Year FHA Refi 7.44% 4/22/24
30 Year VA Purchase 6.38% 4/22/24
30 Year VA Refi 6.07% 4/22/24
30 Year USDA Purchase 7.06% 4/22/24
30 Year USDA Refi 6.98% 4/22/24
15 Year Conventional Purchase 5.83% 4/22/24
15 Year Conventional Refi 6.31% 4/22/24
15 Year Cash-out Refi 6.31% 4/22/24
15 Year FHA Purchase 7.02% 4/22/24
15 Year FHA Refi 6.74% 4/22/24
15 Year VA Purchase 6.41% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Academy Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Academy Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

38,918

Origination Dollar Volume (All Markets)

$8,462,360,000
Show all (69) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4,300 $852,390,000 $198,230 $5,859 5.20%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2,016 $425,640,000 $211,131 $6,413 5.34%
SALT LAKE CITY, UT (FHA|USDA|VA) 1,578 $420,250,000 $266,318 $6,709 5.22%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,163 $419,195,000 $360,443 $7,626 4.82%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,256 $386,780,000 $307,946 $5,962 4.84%
BOISE CITY, ID (FHA|USDA|VA) 1,470 $308,550,000 $209,898 $6,439 4.81%
PROVO-OREM, UT (FHA|USDA|VA) 1,141 $304,685,000 $267,033 $6,743 4.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 1,439 $232,195,000 $161,359 $4,783 4.96%
COLORADO SPRINGS, CO (FHA|USDA|VA) 767 $202,715,000 $264,296 $5,453 4.81%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 850 $189,510,000 $222,953 $6,617 5.05%
Outside of Metro Areas 1,025 $171,115,000 $166,941 $4,973 4.98%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 533 $166,795,000 $312,936 $5,475 4.79%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 492 $139,830,000 $284,207 $4,999 4.71%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 471 $132,735,000 $281,815 $6,015 4.87%
OKLAHOMA CITY, OK (FHA|USDA|VA) 668 $124,620,000 $186,557 $4,114 4.84%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 689 $122,555,000 $177,874 $6,730 5.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 505 $116,975,000 $231,634 $8,162 4.67%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 516 $116,910,000 $226,570 $5,826 4.85%
SALEM, OR (FHA|USDA|VA) 453 $109,895,000 $242,594 $5,888 4.95%
ST. GEORGE, UT (FHA|USDA|VA) 454 $107,740,000 $237,313 $5,331 5.08%
MODESTO, CA (FHA|USDA|VA) 484 $102,890,000 $212,583 $6,666 4.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 466 $99,000,000 $212,446 $5,224 4.85%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 293 $94,795,000 $323,532 $6,522 4.82%
STOCKTON, CA (FHA|USDA|VA) 335 $88,715,000 $264,821 $7,288 4.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 335 $84,455,000 $252,104 $6,156 4.95%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 428 $78,250,000 $182,827 $6,866 5.07%
YUBA CITY, CA (FHA|USDA|VA) 332 $74,670,000 $224,910 $5,873 4.84%
JACKSONVILLE, FL (FHA|USDA|VA) 595 $72,915,000 $122,546 $6,451 5.05%
SPRINGFIELD, MA (FHA|USDA|VA) 415 $72,185,000 $173,940 $4,906 4.78%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 466 $66,540,000 $142,790 $4,542 4.84%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 176 $64,090,000 $364,148 $4,629 4.63%
FORT COLLINS, CO (FHA|USDA|VA) 215 $62,925,000 $292,674 $5,056 4.82%
BEND, OR (FHA|USDA|VA) 217 $62,175,000 $286,521 $6,297 4.97%
YUMA, AZ (FHA|USDA|VA) 405 $59,975,000 $148,086 $4,756 5.22%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 202 $56,850,000 $281,436 $6,833 4.57%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 179 $56,805,000 $317,346 $9,202 4.74%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 316 $50,980,000 $161,329 $2,913 4.17%
FLAGSTAFF, AZ (FHA|USDA|VA) 204 $50,970,000 $249,853 $8,128 5.24%
RENO, NV (FHA|USDA|VA) 190 $50,860,000 $267,684 $5,352 4.92%
BAKERSFIELD, CA (FHA|USDA|VA) 245 $48,855,000 $199,408 $6,394 4.94%
SANTA FE, NM (FHA|USDA|VA) 181 $48,055,000 $265,497 $5,346 4.76%
Outside of Metro Areas 209 $45,485,000 $217,632 $6,440 4.78%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 278 $43,710,000 $157,230 $5,525 4.85%
Centralia, WA (FHA|USDA|VA) 225 $43,135,000 $191,711 $6,135 4.86%
GREELEY, CO (FHA|USDA|VA) 179 $41,435,000 $231,480 $5,671 4.84%
GRAND JUNCTION, CO (FHA|USDA|VA) 208 $40,430,000 $194,375 $4,874 5.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 78 $39,300,000 $503,846 $5,801 4.74%
KANSAS CITY, MO-KS (FHA|USDA|VA) 253 $39,095,000 $154,526 $4,170 4.57%
TULSA, OK (FHA|USDA|VA) 221 $38,545,000 $174,412 $4,584 4.84%
Montrose, CO (FHA|USDA|VA) 185 $36,935,000 $199,649 $4,677 4.89%
Shelton, WA (FHA|USDA|VA) 164 $35,320,000 $215,366 $5,538 5.06%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 205 $33,935,000 $165,537 $5,555 5.34%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 135 $33,075,000 $245,000 $7,300 4.80%
PITTSFIELD, MA (FHA|USDA|VA) 214 $33,030,000 $154,346 $4,842 4.67%
ANCHORAGE, AK (FHA|USDA|VA) 122 $33,000,000 $270,492 $6,842 4.59%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 145 $31,065,000 $214,241 $4,682 4.73%
ALBANY-LEBANON, OR (FHA|USDA|VA) 131 $30,635,000 $233,855 $5,099 4.98%
LAWTON, OK (FHA|USDA|VA) 184 $29,330,000 $159,402 $3,411 4.71%
COLUMBIA, SC (FHA|USDA|VA) 225 $28,595,000 $127,089 $3,373 4.59%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 52 $28,510,000 $548,269 $4,806 5.05%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 140 $27,940,000 $199,571 $4,461 4.96%
Sonora, CA (FHA|USDA|VA) 144 $27,740,000 $192,639 $6,431 4.51%
WALLA WALLA, WA (FHA|USDA|VA) 129 $26,625,000 $206,395 $6,549 4.63%
Elko, NV (FHA|USDA|VA) 122 $26,430,000 $216,639 $5,963 5.08%
OCEAN CITY, NJ (FHA|USDA|VA) 103 $26,175,000 $254,126 $3,819 4.76%
Aberdeen, WA (FHA|USDA|VA) 140 $26,080,000 $186,286 $5,882 5.02%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 161 $25,805,000 $160,280 $6,125 4.98%
LONGVIEW, WA (FHA|USDA|VA) 134 $24,460,000 $182,537 $6,452 4.98%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 96 $22,340,000 $232,708 $6,864 5.02%
BAY CITY, MI (FHA|USDA|VA) 282 $21,820,000 $77,376 $3,689 4.99%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 145 $20,835,000 $143,690 $5,309 4.99%
AMARILLO, TX (FHA|USDA|VA) 130 $19,900,000 $153,077 $4,831 4.81%
Heber, UT (FHA|USDA|VA) 45 $19,835,000 $440,778 $6,490 4.84%
ROCKFORD, IL (FHA|USDA|VA) 188 $19,730,000 $104,947 $5,113 4.88%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 73 $19,195,000 $262,945 $6,954 4.85%
MIDLAND, MI (FHA|USDA|VA) 174 $19,140,000 $110,000 $4,426 4.99%
CHICO, CA (FHA|USDA|VA) 84 $19,080,000 $227,143 $5,653 4.87%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 46 $18,830,000 $409,348 $8,489 4.75%
Ontario, OR-ID (FHA|USDA|VA) 110 $18,660,000 $169,636 $5,497 4.67%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 118 $18,340,000 $155,424 $5,237 4.99%
Astoria, OR (FHA|USDA|VA) 69 $18,175,000 $263,406 $6,147 4.89%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 52 $17,140,000 $329,615 $6,952 4.82%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 88 $16,910,000 $192,159 $5,773 4.79%
TUCSON, AZ (FHA|USDA|VA) 110 $16,790,000 $152,636 $5,776 5.01%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 77 $16,225,000 $210,714 $6,866 5.15%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 35 $15,765,000 $450,429 $8,813 4.71%
FORT WAYNE, IN (FHA|USDA|VA) 145 $15,745,000 $108,586 $4,204 5.00%
EL PASO, TX (FHA|USDA|VA) 109 $15,715,000 $144,174 $5,821 4.97%
Durango, CO (FHA|USDA|VA) 47 $15,615,000 $332,234 $4,055 4.84%
FRESNO, CA (FHA|USDA|VA) 67 $15,285,000 $228,134 $5,515 5.02%
Cedar City, UT (FHA|USDA|VA) 72 $14,980,000 $208,056 $4,662 5.08%
Hermiston-Pendleton, OR (FHA|USDA|VA) 79 $14,605,000 $184,873 $5,952 4.94%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 60 $14,510,000 $241,833 $6,047 4.71%
ANN ARBOR, MI (FHA|USDA|VA) 65 $14,505,000 $223,154 $4,560 4.84%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 79 $13,815,000 $174,873 $4,818 5.22%
JACKSON, MS (FHA|USDA|VA) 87 $12,785,000 $146,954 $5,996 4.98%
CEDAR RAPIDS, IA (FHA|USDA|VA) 83 $12,065,000 $145,361 $4,437 4.75%
URBAN HONOLULU, HI (FHA|USDA|VA) 24 $11,950,000 $497,917 $13,602 4.66%
MERCED, CA (FHA|USDA|VA) 47 $11,805,000 $251,170 $6,630 4.62%
PORT ST. LUCIE, FL (FHA|USDA|VA) 51 $11,295,000 $221,471 $5,051 4.88%
HATTIESBURG, MS (FHA|USDA|VA) 72 $11,060,000 $153,611 $5,374 4.75%
CORVALLIS, OR (FHA|USDA|VA) 38 $10,500,000 $276,316 $4,554 5.07%
Barre, VT (FHA|USDA|VA) 57 $10,085,000 $176,930 $5,130 5.03%
NAPA, CA (FHA|USDA|VA) 23 $10,065,000 $437,609 $5,247 4.73%
RALEIGH-CARY, NC (FHA|USDA|VA) 54 $9,880,000 $182,963 $4,889 4.79%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 23 $9,545,000 $415,000 $8,447 4.68%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 58 $9,020,000 $155,517 $5,411 5.10%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 36 $8,890,000 $246,944 $6,153 4.89%
SAGINAW, MI (FHA|USDA|VA) 77 $8,885,000 $115,390 $4,340 4.95%
Vernal, UT (FHA|USDA|VA) 72 $8,610,000 $119,583 $7,232 5.68%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 59 $8,305,000 $140,763 $3,766 4.86%
LOGAN, UT-ID (FHA|USDA|VA) 41 $7,985,000 $194,756 $5,998 5.35%
Cornelia, GA (FHA|USDA|VA) 48 $7,510,000 $156,458 $4,729 4.87%
BOULDER, CO (FHA|USDA|VA) 25 $7,485,000 $299,400 $5,044 4.77%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 39 $7,475,000 $191,667 $6,500 4.89%
IDAHO FALLS, ID (FHA|USDA|VA) 39 $7,155,000 $183,462 $6,607 5.08%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 28 $6,810,000 $243,214 $6,727 4.82%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 31 $6,405,000 $206,613 $4,908 5.02%
PUEBLO, CO (FHA|USDA|VA) 45 $6,385,000 $141,889 $5,362 5.20%
Prineville, OR (FHA|USDA|VA) 25 $6,305,000 $252,200 $6,981 4.94%
Los Alamos, NM (FHA|USDA|VA) 22 $6,270,000 $285,000 $5,005 4.47%
Mount Pleasant, MI (FHA|USDA|VA) 52 $6,250,000 $120,192 $4,279 5.02%
ST. LOUIS, MO-IL (FHA|USDA|VA) 30 $6,150,000 $205,000 $3,750 4.73%
Lebanon, NH-VT (FHA|USDA|VA) 39 $6,145,000 $157,564 $5,114 5.06%
Show Low, AZ (FHA|USDA|VA) 31 $6,065,000 $195,645 $5,520 5.22%
MORRISTOWN, TN (FHA|USDA|VA) 59 $5,465,000 $92,627 $4,957 4.83%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 20 $5,440,000 $272,000 $3,740 4.94%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 32 $5,370,000 $167,813 $3,351 4.35%
Easton, MD (FHA|USDA|VA) 21 $5,145,000 $245,000 $4,638 4.51%
KOKOMO, IN (FHA|USDA|VA) 46 $4,960,000 $107,826 $3,902 5.01%
SALISBURY, MD-DE (FHA|USDA|VA) 22 $4,950,000 $225,000 $5,382 4.89%
DOVER, DE (FHA|USDA|VA) 31 $4,945,000 $159,516 $6,226 4.73%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 15 $4,775,000 $318,333 $8,340 5.02%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 19 $4,735,000 $249,211 $5,063 5.02%
Ellensburg, WA (FHA|USDA|VA) 22 $4,730,000 $215,000 $4,783 5.12%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 25 $4,705,000 $188,200 $5,088 5.07%
VALLEJO, CA (FHA|USDA|VA) 15 $4,635,000 $309,000 $8,551 4.52%
SALINAS, CA (FHA|USDA|VA) 10 $4,470,000 $447,000 $6,036 5.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 27 $4,335,000 $160,556 $4,068 5.02%
SPARTANBURG, SC (FHA|USDA|VA) 29 $4,325,000 $149,138 $4,683 5.04%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 31 $4,275,000 $137,903 $5,466 4.88%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 21 $4,135,000 $196,905 $4,376 4.28%
Sandpoint, ID (FHA|USDA|VA) 20 $4,090,000 $204,500 $6,015 4.84%
Truckee-Grass Valley, CA (FHA|USDA|VA) 12 $4,020,000 $335,000 $4,174 4.97%
Rutland, VT (FHA|USDA|VA) 31 $3,835,000 $123,710 $5,255 4.91%
SHERMAN-DENISON, TX (FHA|USDA|VA) 20 $3,720,000 $186,000 $6,637 5.09%
Payson, AZ (FHA|USDA|VA) 19 $3,705,000 $195,000 $6,080 5.12%
LINCOLN, NE (FHA|USDA|VA) 23 $3,705,000 $161,087 $4,125 4.09%
CARSON CITY, NV (FHA|USDA|VA) 15 $3,615,000 $241,000 $4,646 4.99%
Price, UT (FHA|USDA|VA) 26 $3,600,000 $138,462 $5,354 5.01%
GAINESVILLE, GA (FHA|USDA|VA) 16 $3,580,000 $223,750 $5,873 4.90%
LAS CRUCES, NM (FHA|USDA|VA) 40 $3,530,000 $88,250 $4,759 5.16%
WILMINGTON, NC (FHA|USDA|VA) 15 $3,465,000 $231,000 $2,727 4.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 22 $3,390,000 $154,091 $5,867 5.01%
ASHEVILLE, NC (FHA|USDA|VA) 17 $3,365,000 $197,941 $4,021 4.29%
FARMINGTON, NM (FHA|USDA|VA) 24 $3,330,000 $138,750 $5,569 4.94%
Breckenridge, CO (FHA|USDA|VA) 9 $3,325,000 $369,444 $4,390 4.90%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 25 $3,295,000 $131,800 $4,694 5.05%
FAYETTEVILLE, NC (FHA|USDA|VA) 19 $3,165,000 $166,579 $5,241 4.58%
EspaƱola, NM (FHA|USDA|VA) 14 $3,110,000 $222,143 $5,072 4.79%
COLUMBUS, OH (FHA|USDA|VA) 20 $3,030,000 $151,500 $6,118 5.28%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 7 $2,815,000 $402,143 $6,730 4.82%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $2,750,000 $343,750 $5,535 4.86%
Alma, MI (FHA|USDA|VA) 32 $2,730,000 $85,313 $4,188 5.07%
Fernley, NV (FHA|USDA|VA) 18 $2,680,000 $148,889 $5,422 4.97%
Freeport, IL (FHA|USDA|VA) 39 $2,635,000 $67,564 $3,942 3.82%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,595,000 $370,714 $8,838 5.04%
Rochelle, IL (FHA|USDA|VA) 16 $2,520,000 $157,500 $4,798 4.59%
CaƱon City, CO (FHA|USDA|VA) 15 $2,425,000 $161,667 $6,253 5.06%
BELLINGHAM, WA (FHA|USDA|VA) 7 $2,365,000 $337,857 $4,579 4.95%
WORCESTER, MA-CT (FHA|USDA|VA) 13 $2,305,000 $177,308 $5,667 4.66%
The Dalles, OR (FHA|USDA|VA) 9 $2,275,000 $252,778 $6,765 5.01%
Mountain Home, ID (FHA|USDA|VA) 15 $2,205,000 $147,000 $6,327 4.80%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 15 $2,135,000 $142,333 $3,981 4.31%
Newport, OR (FHA|USDA|VA) 10 $2,130,000 $213,000 $5,842 5.10%
YORK-HANOVER, PA (FHA|USDA|VA) 10 $2,070,000 $207,000 $4,291 4.59%
VISALIA, CA (FHA|USDA|VA) 7 $1,965,000 $280,714 $5,692 4.96%
FLINT, MI (FHA|USDA|VA) 14 $1,910,000 $136,429 $4,437 4.92%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 9 $1,875,000 $208,333 $3,169 3.94%
Oak Harbor, WA (FHA|USDA|VA) 9 $1,875,000 $208,333 $5,742 4.93%
Hailey, ID (FHA|USDA|VA) 5 $1,865,000 $373,000 $7,417 4.90%
WENATCHEE, WA (FHA|USDA|VA) 6 $1,840,000 $306,667 $4,596 5.06%
WACO, TX (FHA|USDA|VA) 7 $1,795,000 $256,429 $6,143 5.03%
Roswell, NM (FHA|USDA|VA) 15 $1,735,000 $115,667 $3,838 5.15%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 15 $1,715,000 $114,333 $4,915 5.18%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $1,700,000 $212,500 $4,350 5.05%
Fallon, NV (FHA|USDA|VA) 9 $1,685,000 $187,222 $7,447 4.91%
JACKSON, MI (FHA|USDA|VA) 14 $1,650,000 $117,857 $4,517 4.32%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,585,000 $226,429 $5,147 5.12%
Jefferson, GA (FHA|USDA|VA) 9 $1,565,000 $173,889 $5,561 5.01%
Blackfoot, ID (FHA|USDA|VA) 11 $1,555,000 $141,364 $5,147 4.97%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,550,000 $258,333 $6,309 5.06%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,723 5.00%
Angola, IN (FHA|USDA|VA) 12 $1,540,000 $128,333 $4,685 5.05%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,520,000 $760,000 $16,998 4.69%
Las Vegas, NM (FHA|USDA|VA) 9 $1,505,000 $167,222 $4,444 4.64%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $1,485,000 $165,000 $3,413 4.40%
YAKIMA, WA (FHA|USDA|VA) 7 $1,475,000 $210,714 $7,348 5.02%
MADERA, CA (FHA|USDA|VA) 7 $1,465,000 $209,286 $7,321 5.14%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $1,420,000 $142,000 $3,162 4.48%
Auburn, IN (FHA|USDA|VA) 14 $1,420,000 $101,429 $4,445 5.22%
Warsaw, IN (FHA|USDA|VA) 11 $1,415,000 $128,636 $4,228 5.14%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 9 $1,395,000 $155,000 $4,859 5.03%
READING, PA (FHA|USDA|VA) 8 $1,390,000 $173,750 $5,478 5.01%
POCATELLO, ID (FHA|USDA|VA) 10 $1,380,000 $138,000 $4,556 5.41%
Granbury, TX (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,985 4.93%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,375,000 $458,333 $13,621 4.58%
REDDING, CA (FHA|USDA|VA) 6 $1,350,000 $225,000 $4,081 5.06%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,350,000 $337,500 $5,205 4.90%
Glenwood Springs, CO (FHA|USDA|VA) 8 $1,350,000 $168,750 $6,931 5.13%
Moses Lake, WA (FHA|USDA|VA) 6 $1,350,000 $225,000 $7,668 5.19%
MIDLAND, TX (FHA|USDA|VA) 6 $1,330,000 $221,667 $8,997 4.25%
THE VILLAGES, FL (FHA|USDA|VA) 8 $1,330,000 $166,250 $4,350 4.84%
MONROE, MI (FHA|USDA|VA) 12 $1,300,000 $108,333 $4,847 4.81%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $1,295,000 $431,667 $3,691 4.96%
OCALA, FL (FHA|USDA|VA) 11 $1,295,000 $117,727 $4,851 5.25%
Newberry, SC (FHA|USDA|VA) 11 $1,265,000 $115,000 $4,774 4.42%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $1,255,000 $139,444 $5,798 5.39%
Peru, IN (FHA|USDA|VA) 15 $1,245,000 $83,000 $4,012 5.43%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 8 $1,200,000 $150,000 $7,517 4.95%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,125,000 $225,000 $5,245 4.78%
Taos, NM (FHA|USDA|VA) 4 $1,110,000 $277,500 $4,577 4.81%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,113 4.83%
Hood River, OR (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,086 4.87%
Clearlake, CA (FHA|USDA|VA) 5 $1,065,000 $213,000 $3,994 4.55%
Bozeman, MT (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,760 5.00%
GETTYSBURG, PA (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,198 4.92%
MEDFORD, OR (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,421 4.84%
Hobbs, NM (FHA|USDA|VA) 11 $1,015,000 $92,273 $4,770 5.11%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $1,005,000 $335,000 $6,881 4.75%
Cambridge, MD (FHA|USDA|VA) 7 $995,000 $142,143 $4,421 4.98%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $995,000 $199,000 $4,765 4.55%
GRANTS PASS, OR (FHA|USDA|VA) 5 $975,000 $195,000 $5,810 5.10%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $965,000 $193,000 $5,160 4.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $965,000 $193,000 $5,451 4.65%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $910,000 $151,667 $5,925 5.15%
Kalispell, MT (FHA|USDA|VA) 3 $855,000 $285,000 $4,981 4.88%
TYLER, TX (FHA|USDA|VA) 2 $850,000 $425,000 $6,054 4.63%
Traverse City, MI (FHA|USDA|VA) 4 $850,000 $212,500 $3,818 5.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $845,000 $120,714 $4,938 5.09%
Adrian, MI (FHA|USDA|VA) 5 $835,000 $167,000 $3,323 4.90%
Pahrump, NV (FHA|USDA|VA) 5 $835,000 $167,000 $5,291 5.38%
RICHMOND, VA (FHA|USDA|VA) 3 $825,000 $275,000 $4,599 4.79%
Bonham, TX (FHA|USDA|VA) 4 $820,000 $205,000 $9,708 5.22%
KNOXVILLE, TN (FHA|USDA|VA) 4 $810,000 $202,500 $6,500 4.84%
Rexburg, ID (FHA|USDA|VA) 7 $805,000 $115,000 $4,207 5.54%
Toccoa, GA (FHA|USDA|VA) 7 $805,000 $115,000 $2,875 4.73%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $795,000 $159,000 $5,647 4.53%
Logansport, IN (FHA|USDA|VA) 8 $780,000 $97,500 $3,748 5.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $775,000 $258,333 $4,851 4.92%
Port Angeles, WA (FHA|USDA|VA) 3 $765,000 $255,000 $6,072 4.63%
Huntsville, TX (FHA|USDA|VA) 6 $750,000 $125,000 $3,550 5.35%
BURLINGTON, NC (FHA|USDA|VA) 6 $750,000 $125,000 $5,470 4.75%
Borger, TX (FHA|USDA|VA) 5 $715,000 $143,000 $4,434 4.98%
Seneca, SC (FHA|USDA|VA) 4 $710,000 $177,500 $3,654 4.97%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $665,000 $133,000 $4,904 4.38%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $660,000 $165,000 $4,853 4.47%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $660,000 $165,000 $5,057 5.00%
Warrensburg, MO (FHA|USDA|VA) 6 $600,000 $100,000 $4,198 4.17%
FAIRBANKS, AK (FHA|USDA|VA) 2 $600,000 $300,000 $6,803 4.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $600,000 $300,000 $4,559 4.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $580,000 $290,000 $4,595 5.19%
RACINE, WI (FHA|USDA|VA) 4 $570,000 $142,500 $6,404 5.34%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $570,000 $285,000 $9,966 4.63%
TWIN FALLS, ID (FHA|USDA|VA) 5 $565,000 $113,000 $5,492 5.14%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $565,000 $188,333 $6,427 4.63%
ODESSA, TX (FHA|USDA|VA) 3 $565,000 $188,333 $9,891 5.83%
GREEN BAY, WI (FHA|USDA|VA) 3 $565,000 $188,333 $3,412 5.33%
Gainesville, TX (FHA|USDA|VA) 2 $560,000 $280,000 $7,897 5.06%
Red Bluff, CA (FHA|USDA|VA) 3 $555,000 $185,000 $4,643 5.13%
Fort Morgan, CO (FHA|USDA|VA) 3 $555,000 $185,000 $4,179 5.29%
Nogales, AZ (FHA|USDA|VA) 3 $545,000 $181,667 $7,686 5.17%
LONGVIEW, TX (FHA|USDA|VA) 4 $540,000 $135,000 $5,134 4.13%
EL CENTRO, CA (FHA|USDA|VA) 4 $540,000 $135,000 $6,559 5.50%
Muskogee, OK (FHA|USDA|VA) 3 $535,000 $178,333 $4,998 4.96%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $525,000 $175,000 $4,474 4.83%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $515,000 $171,667 $7,131 5.04%
Huntington, IN (FHA|USDA|VA) 5 $515,000 $103,000 $4,874 5.13%
WICHITA, KS (FHA|USDA|VA) 3 $515,000 $171,667 $5,657 4.96%
Beaver Dam, WI (FHA|USDA|VA) 3 $515,000 $171,667 $5,542 5.33%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $505,000 $168,333 $2,892 4.50%
MISSOULA, MT (FHA|USDA|VA) 2 $500,000 $250,000 $3,188 5.31%
Gallup, NM (FHA|USDA|VA) 6 $500,000 $83,333 $5,479 5.21%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $470,000 $78,333 $4,128 5.13%
LaGrange, GA-AL (FHA|USDA|VA) 3 $465,000 $155,000 $3,073 4.42%
Hutchinson, MN (FHA|USDA|VA) 2 $460,000 $230,000 $7,356 4.88%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,769 5.12%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $450,000 $225,000 $3,184 4.94%
AKRON, OH (FHA|USDA|VA) 2 $430,000 $215,000 $3,402 5.06%
Stillwater, OK (FHA|USDA|VA) 3 $425,000 $141,667 $2,979 5.00%
Klamath Falls, OR (FHA|USDA|VA) 3 $425,000 $141,667 $5,043 5.13%
LEBANON, PA (FHA|USDA|VA) 2 $420,000 $210,000 $3,629 5.25%
Bartlesville, OK (FHA|USDA|VA) 4 $420,000 $105,000 $5,247 4.81%
Kendallville, IN (FHA|USDA|VA) 3 $415,000 $138,333 $5,005 4.83%
LAWRENCE, KS (FHA|USDA|VA) 2 $410,000 $205,000 $3,778 4.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $400,000 $200,000 $4,047 4.06%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $395,000 $395,000 $5,517 4.38%
Plymouth, IN (FHA|USDA|VA) 3 $385,000 $128,333 $6,474 5.31%
HARRISONBURG, VA (FHA|USDA|VA) 1 $385,000 $385,000 $0 5.50%
Helena, MT (FHA|USDA|VA) 2 $380,000 $190,000 $7,069 5.50%
Duncan, OK (FHA|USDA|VA) 3 $375,000 $125,000 $3,743 4.75%
Concord, NH (FHA|USDA|VA) 1 $365,000 $365,000 $2,967 5.88%
Decatur, IN (FHA|USDA|VA) 5 $365,000 $73,000 $3,378 3.88%
Laurel, MS (FHA|USDA|VA) 4 $360,000 $90,000 $4,310 5.19%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $360,000 $180,000 $7,467 4.63%
Shawnee, OK (FHA|USDA|VA) 2 $360,000 $180,000 $4,265 4.69%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $5,821 4.88%
Evanston, WY (FHA|USDA|VA) 1 $335,000 $335,000 $5,519 4.99%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $325,000 $325,000 $6,655 3.75%
Albertville, AL (FHA|USDA|VA) 3 $325,000 $108,333 $3,842 5.17%
Hillsdale, MI (FHA|USDA|VA) 3 $325,000 $108,333 $2,912 4.91%
ABILENE, TX (FHA|USDA|VA) 2 $320,000 $160,000 $5,592 4.63%
Fremont, NE (FHA|USDA|VA) 3 $315,000 $105,000 $3,130 5.00%
Bennington, VT (FHA|USDA|VA) 3 $315,000 $105,000 $4,152 5.33%
Juneau, AK (FHA|USDA|VA) 1 $315,000 $315,000 $9,204 4.25%
Greeneville, TN (FHA|USDA|VA) 3 $315,000 $105,000 $3,497 5.04%
Pullman, WA (FHA|USDA|VA) 2 $310,000 $155,000 $7,118 5.56%
Ukiah, CA (FHA|USDA|VA) 1 $305,000 $305,000 $11,869 4.88%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $305,000 $101,667 $3,215 5.33%
Burley, ID (FHA|USDA|VA) 2 $300,000 $150,000 $4,190 5.19%
Paris, TX (FHA|USDA|VA) 2 $300,000 $150,000 $4,576 5.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $300,000 $150,000 $3,137 4.56%
Bluffton, IN (FHA|USDA|VA) 3 $295,000 $98,333 $4,023 5.42%
Forest City, NC (FHA|USDA|VA) 2 $290,000 $145,000 $4,929 4.50%
Key West, FL (FHA|USDA|VA) 1 $285,000 $285,000 $6,093 5.25%
Steamboat Springs, CO (FHA|USDA|VA) 1 $285,000 $285,000 $6,613 5.00%
McAlester, OK (FHA|USDA|VA) 1 $285,000 $285,000 $3,344 4.99%
Coos Bay, OR (FHA|USDA|VA) 1 $285,000 $285,000 $12,683 4.75%
LANCASTER, PA (FHA|USDA|VA) 1 $285,000 $285,000 $3,984 4.75%
Marion, IN (FHA|USDA|VA) 4 $280,000 $70,000 $4,512 4.88%
Roseburg, OR (FHA|USDA|VA) 2 $280,000 $140,000 $4,155 4.75%
Portales, NM (FHA|USDA|VA) 1 $275,000 $275,000 $3,742 5.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $275,000 $275,000 $4,879 4.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $270,000 $135,000 $2,777 4.81%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $270,000 $135,000 $5,429 4.88%
Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $270,000 $135,000 $6,770 5.25%
Keene, NH (FHA|USDA|VA) 2 $270,000 $135,000 $5,824 5.25%
ROME, GA (FHA|USDA|VA) 1 $265,000 $265,000 $11,267 4.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $265,000 $265,000 $3,744 4.88%
Susanville, CA (FHA|USDA|VA) 4 $260,000 $65,000 $5,481 4.25%
Sunbury, PA (FHA|USDA|VA) 2 $260,000 $130,000 $5,638 4.94%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $260,000 $130,000 $5,217 4.75%
Palatka, FL (FHA|USDA|VA) 4 $260,000 $65,000 $4,992 5.42%
Othello, WA (FHA|USDA|VA) 1 $255,000 $255,000 $4,990 4.75%
Andrews, TX (FHA|USDA|VA) 1 $255,000 $255,000 $3,925 4.50%
BILLINGS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.99%
Dixon, IL (FHA|USDA|VA) 1 $245,000 $245,000 $7,180 4.63%
HINESVILLE, GA (FHA|USDA|VA) 1 $245,000 $245,000 $7,331 5.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $245,000 $245,000 $11,076 4.75%
Ardmore, OK (FHA|USDA|VA) 2 $240,000 $120,000 $4,949 5.31%
IOWA CITY, IA (FHA|USDA|VA) 1 $235,000 $235,000 $6,931 4.88%
GAINESVILLE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $2,272 4.88%
Washington Court House, OH (FHA|USDA|VA) 1 $225,000 $225,000 $10,918 5.63%
Athens, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,217 5.13%
Selinsgrove, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,787 4.63%
Torrington, CT (FHA|USDA|VA) 1 $225,000 $225,000 $6,384 4.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,619 4.49%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $220,000 $110,000 $5,156 5.50%
Laconia, NH (FHA|USDA|VA) 1 $215,000 $215,000 $5,230 4.50%
Mineral Wells, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,384 4.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,518 5.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $215,000 $215,000 $4,428 4.50%
APPLETON, WI (FHA|USDA|VA) 1 $215,000 $215,000 $3,012 4.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $205,000 $205,000 $7,308 5.25%
Sterling, CO (FHA|USDA|VA) 1 $205,000 $205,000 $6,199 5.13%
SUMTER, SC (FHA|USDA|VA) 4 $200,000 $50,000 $2,119 3.25%
Del Rio, TX (FHA|USDA|VA) 2 $200,000 $100,000 $7,907 5.75%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $5,461 4.50%
Brainerd, MN (FHA|USDA|VA) 1 $195,000 $195,000 $10,338 4.88%
Sanford, NC (FHA|USDA|VA) 1 $195,000 $195,000 $7,255 3.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $195,000 $195,000 $6,651 5.25%
Craig, CO (FHA|USDA|VA) 1 $195,000 $195,000 $2,702 5.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $190,000 $95,000 $1,436 5.31%
Lumberton, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.25%
Clarksdale, MS (FHA|USDA|VA) 1 $185,000 $185,000 $3,632 5.38%
Picayune, MS (FHA|USDA|VA) 2 $180,000 $90,000 $4,525 4.69%
ENID, OK (FHA|USDA|VA) 1 $175,000 $175,000 $6,711 4.38%
Brevard, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,160 3.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $175,000 $175,000 $6,338 5.63%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $175,000 $58,333 $5,396 5.08%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $175,000 $175,000 $2,968 5.13%
Big Rapids, MI (FHA|USDA|VA) 2 $170,000 $85,000 $4,495 5.25%
Henderson, NC (FHA|USDA|VA) 1 $165,000 $165,000 $4,294 4.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $165,000 $165,000 $7,290 5.63%
Jasper, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,458 4.75%
Bardstown, KY (FHA|USDA|VA) 1 $165,000 $165,000 $5,123 4.50%
PITTSBURGH, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,486 4.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,244 5.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $6,341 4.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $165,000 $165,000 $2,718 5.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $165,000 $165,000 $4,306 4.50%
Rockport, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,703 5.38%
Corsicana, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,309 4.99%
HAMMOND, LA (FHA|USDA|VA) 1 $155,000 $155,000 $7,842 5.50%
MANKATO, MN (FHA|USDA|VA) 1 $155,000 $155,000 $7,898 4.75%
Lamesa, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,271 4.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,914 4.38%
Albemarle, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,675 4.99%
NILES, MI (FHA|USDA|VA) 1 $155,000 $155,000 $6,197 4.50%
Stephenville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,402 5.25%
Safford, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $7,998 5.25%
TOLEDO, OH (FHA|USDA|VA) 1 $145,000 $145,000 $7,520 5.25%
Coldwater, MI (FHA|USDA|VA) 1 $145,000 $145,000 $385 4.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $145,000 $145,000 $2,332 5.63%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,067 4.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $145,000 $48,333 $2,780 4.75%
GREENVILLE, NC (FHA|USDA|VA) 2 $140,000 $70,000 $4,192 5.38%
Ruidoso, NM (FHA|USDA|VA) 1 $135,000 $135,000 $5,675 6.00%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $135,000 $135,000 $6,635 5.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $5,047 5.50%
Plainview, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,769 4.63%
Athens, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,264 5.25%
St. Marys, GA (FHA|USDA|VA) 1 $135,000 $135,000 $7,245 5.63%
Arcadia, FL (FHA|USDA|VA) 1 $125,000 $125,000 $6,650 5.00%
Newport, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,751 4.50%
Raymondville, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,218 5.50%
Maryville, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,209 4.88%
Zanesville, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,065 5.25%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,082 4.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $125,000 $125,000 $5,384 4.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $120,000 $60,000 $5,903 4.25%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $120,000 $60,000 $4,748 5.50%
LUBBOCK, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,324 5.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,632 4.75%
GADSDEN, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,450 4.75%
Columbus, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,282 4.88%
El Campo, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,767 5.63%
Kerrville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,867 5.13%
DALTON, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,907 5.25%
Pampa, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,514 5.25%
Beatrice, NE (FHA|USDA|VA) 1 $105,000 $105,000 $4,053 4.00%
Brenham, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.63%
Ottawa, IL (FHA|USDA|VA) 2 $100,000 $50,000 $7,080 5.13%
Palestine, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,912 5.63%
Hereford, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,746 4.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,033 4.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $1,244 4.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $95,000 $95,000 $556 5.25%
Starkville, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,392 5.75%
Greenwood, SC (FHA|USDA|VA) 1 $85,000 $85,000 $3,570 5.25%
Cullowhee, NC (FHA|USDA|VA) 1 $85,000 $85,000 $2,728 4.75%
Ponca City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,250 4.88%
BANGOR, ME (FHA|USDA|VA) 1 $85,000 $85,000 $3,716 5.75%
Cadillac, MI (FHA|USDA|VA) 1 $85,000 $85,000 $4,709 5.25%
FLORENCE, SC (FHA|USDA|VA) 1 $85,000 $85,000 $488 5.63%
Alamogordo, NM (FHA|USDA|VA) 1 $85,000 $85,000 $2,192 3.75%
Moscow, ID (FHA|USDA|VA) 1 $85,000 $85,000 $2,378 4.50%
Pottsville, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,568 4.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $75,000 $75,000 $4,047 5.50%
McComb, MS (FHA|USDA|VA) 1 $75,000 $75,000 $3,589 5.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $65,000 $65,000 $2,296 5.49%
Thomaston, GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,192 5.13%
Laurinburg, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,412 4.50%
Sedalia, MO (FHA|USDA|VA) 1 $55,000 $55,000 $3,327 5.38%
Grants, NM (FHA|USDA|VA) 1 $55,000 $55,000 $4,716 5.88%
Orangeburg, SC (FHA|USDA|VA) 1 $45,000 $45,000 $2,683 5.25%
Academy Mortgage Corporation's top markets include Phoenix, Ogden, Salt Lake City, Seattle, and Portland among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 25,902 $5,619,060,000 $216,935 $4,678 4.96%
    FHA 9,027 $1,832,865,000 $203,043 $8,037 5.00%
    VA 3,064 $853,150,000 $278,443 $6,657 4.72%
    USDA 852 $147,900,000 $173,592 $5,393 4.78%
    FHA 71 $9,065,000 $127,676 $0 4.77%
    Reverse Mortgage 1 $215,000 $215,000 $0 4.50%
    FHA 1 $105,000 $105,000 $0 4.87%

    For 2018, Academy Mortgage Corporation's most frequently originated type of loan was Conventional, with 25,902 originations. Their 2nd most popular type was FHA, with 9,027 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 34,109 $7,283,375,000 $213,532 $5,874 4.95%
    Cash Out Refi 3,090 $737,890,000 $238,799 $5,457 4.97%
    Refi 1,704 $437,610,000 $256,813 $4,919 4.73%
    Home Improvement 15 $3,485,000 $232,333 $5,831 4.57%

    For 2018, Academy Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 34,109 originations. The 2nd most popular reason was Cash Out Refi, with 3,090 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 35,598 $8,140,300,000 $228,673 $5,867 4.99%
    15 Year 1,040 $196,070,000 $188,529 $4,188 4.12%
    3 Year 820 $6,330,000 $7,720 $0 1.21%
    10 Year 516 $13,890,000 $26,919 $3,341 4.45%
    20 Year 401 $84,565,000 $210,885 $4,236 4.60%
    Other 348 $19,710,000 $56,638 $4,201 3.62%
    5 Year 192 $1,480,000 $7,708 $0 0.00%
    30+ year 3 $15,000 $5,000 $0 0.00%

    For 2018, Academy Mortgage Corporation's most frequently cited loan duration was 30 Year, with 35,598 originations. The 2nd most popular length was 15 Year, with 1,040 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 14,922 $3,531,980,000 $236,696
    $2k-3k 5,917 $1,274,445,000 $215,387
    $<1k 4,680 $822,280,000 $175,701
    $3k-4k 3,990 $978,950,000 $245,351
    $5k+ 2,455 $873,695,000 $355,884
    $4k-5k 2,100 $596,330,000 $283,967

    Academy Mortgage Corporation's average total fees were $5,867, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 14,922 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 20,588 $5,186,250,000 $251,906
    5-6% 13,008 $2,806,730,000 $215,770
    3-4% 1,267 $323,055,000 $254,976
    6-7% 800 $109,760,000 $137,200
    7-8% 549 $9,925,000 $18,078
    <2.5% 543 $4,495,000 $8,278
    2.5-3% 17 $2,975,000 $175,000
    Over 8% 6 $1,690,000 $281,667

    During 2018, Academy Mortgage Corporation's average interest rate for loans was 4.99%, while their most frequently originated rate bucket for loans was 4-5%, with 20,588 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 17,080 $4,719,350,000 $276,309 $6,347 4.91%
    $100k-200k 12,351 $1,913,555,000 $154,931 $4,955 4.99%
    $100,000 or less 6,287 $212,955,000 $33,872 $3,650 5.06%
    $400k-600k 2,699 $1,235,295,000 $457,686 $7,099 4.81%
    $600k-1MM 454 $318,200,000 $700,881 $8,817 4.79%
    $1MM+ 47 $63,005,000 $1,340,532 $10,306 4.77%

    2018 saw Academy Mortgage Corporation place emphasis on $200k-400k loans with 17,080 originations, totaling $4,719,350,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 12,038 $2,251,040,000 $186,995 $5,839 4.98%
    $50k or less 9,476 $1,183,860,000 $124,932 $4,995 4.98%
    $75k-100k 7,368 $1,740,090,000 $236,169 $6,209 4.95%
    $100k-150k 6,195 $1,826,635,000 $294,856 $6,110 4.87%
    $150k-250k 2,924 $1,053,880,000 $360,424 $6,148 4.87%
    $250k+ 914 $406,140,000 $444,354 $6,172 4.89%

    Academy Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 12,038 originations. The second most popular income band? $50k or less, with 9,476 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 6,144 $1,339,460,000 $218,011 $5,368 4.91%
    20-30% 5,046 $1,110,340,000 $220,044 $4,936 4.83%
    50-60% 3,534 $758,360,000 $214,590 $7,960 4.97%
    44% 2,016 $429,290,000 $212,941 $6,096 5.05%
    49% 1,994 $471,930,000 $236,675 $5,790 5.03%
    42% 1,832 $394,360,000 $215,262 $5,780 4.97%
    43% 1,785 $384,205,000 $215,241 $6,028 5.03%
    41% 1,699 $362,425,000 $213,317 $5,872 4.95%
    40% 1,588 $335,960,000 $211,562 $5,746 4.97%
    45% 1,574 $344,120,000 $218,628 $5,835 5.01%
    46% 1,570 $351,430,000 $223,841 $5,815 5.02%
    39% 1,534 $325,940,000 $212,477 $5,696 4.94%
    48% 1,520 $347,370,000 $228,533 $5,949 5.05%
    47% 1,488 $330,090,000 $221,835 $5,855 5.00%
    38% 1,466 $315,770,000 $215,396 $5,560 4.93%
    37% 1,393 $301,835,000 $216,680 $5,661 4.97%
    <20% 1,290 $249,620,000 $193,504 $4,445 4.68%
    36% 1,266 $277,430,000 $219,139 $5,572 4.92%
    >60% 174 $31,370,000 $180,287 $6,849 5.03%

    Academy Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 6,144 originations. The next most common DTI ratio? 20-30%, with 5,046 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 33,495 $7,264,755,000 $216,891 $5,728 4.95%
    Black 2,139 $405,405,000 $189,530 $6,452 4.94%
    Not provided 1,597 $370,855,000 $232,220 $6,026 4.92%
    Asian 1,236 $327,670,000 $265,105 $6,090 4.86%
    American Indian 277 $54,225,000 $195,758 $5,780 4.94%
    Native Hawaiian or Islander 163 $37,255,000 $228,558 $7,230 5.04%
    Other Asian 4 $670,000 $167,500 $4,628 4.50%
    Filipino 4 $490,000 $122,500 $12,781 4.50%
    Asian Indian 1 $395,000 $395,000 $8,212 5.50%
    Other Pacific Islander 1 $385,000 $385,000 $7,803 4.75%
    Vietnamese 1 $255,000 $255,000 $4,328 4.88%

    Approval Rates

    Total approvals of all applications
    89.14%

    Academy Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.29%

    Academy Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 38,918 $8,462,360,000 $217,441

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 1,216 $168,600,000 $138,651
    Single Family (1-4 Units):Site-Built 37,702 $8,293,760,000 $219,982

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 622 $90,880,000 $146,109 $3,663 4.73%
    40-60% 1,828 $394,950,000 $216,056 $4,285 4.72%
    60-80% 7,614 $1,990,970,000 $261,488 $4,803 4.91%
    80-100% 24,043 $5,706,335,000 $237,339 $6,066 4.98%
    Over 100% 797 $237,165,000 $297,572 $10,666 4.73%
    Under 20% 4,013 $41,735,000 $10,400 $2,960 5.07%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Academy Mortgage Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 37.5%
    Academy Mortgage Corporation Conventional home mortgage Closing on a mortgage 1 12.5%
    Academy Mortgage Corporation Conventional home mortgage Struggling to pay mortgage 1 12.5%
    Academy Mortgage Corporation FHA mortgage Closing on a mortgage 1 12.5%
    Academy Mortgage Corporation FHA mortgage Trouble during payment process 1 12.5%
    Academy Mortgage Corporation Other type of mortgage Trouble during payment process 1 12.5%