Executive National Bank Na Mortgage Rates, Fees & Info

Miami, FL

LEI: 549300ZC90ZINB3GMG04

Tax ID: 59-1387466

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Executive National Bank Na is a smaller bank specializing in Home Purchase and Refi loans. Executive National Bank Na has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Key West, and Cape Coral among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Executive National Bank Na has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    79

    Origination Dollar Volume (All Markets)

    $63,305,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 77 $62,765,000 $815,130 $0 0.00%
    Key West, FL (FHA|USDA|VA) 1 $345,000 $345,000 $0 0.00%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $195,000 $195,000 $0 0.00%
    Executive National Bank Na's top markets include Miami, Key West, and Cape Coral among others.

    Their top states include:
  • Florida (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 79 $63,305,000 $801,329 $0 0.00%

    For 2018, Executive National Bank Na's most frequently originated type of loan was Conventional, with 79 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 29 $24,545,000 $846,379 $0 0.00%
    Refi 24 $24,480,000 $1,020,000 $0 0.00%
    Home Improvement 16 $7,630,000 $476,875 $0 0.00%
    Cash Out Refi 10 $6,650,000 $665,000 $0 0.00%

    For 2018, Executive National Bank Na's most frequently cited loan purpose was Home Purchase, with 29 originations. The 2nd most popular reason was Refi, with 24 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 79 $63,305,000 $801,329 $0 0.00%

    For 2018, Executive National Bank Na's most frequently cited loan duration was Other, with 79 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 22 $41,980,000 $1,908,182 $0 0.00%
    $200k-400k 21 $6,345,000 $302,143 $0 0.00%
    $400k-600k 12 $5,500,000 $458,333 $0 0.00%
    $100k-200k 11 $1,675,000 $152,273 $0 0.00%
    $600k-1MM 11 $7,625,000 $693,182 $0 0.00%
    $100,000 or less 2 $180,000 $90,000 $0 0.00%

    2018 saw Executive National Bank Na place emphasis on $1MM+ loans with 22 originations, totaling $41,980,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 8 $2,240,000 $280,000 $0 0.00%
    $250k+ 7 $6,245,000 $892,143 $0 0.00%
    $100k-150k 1 $195,000 $195,000 $0 0.00%
    $75k-100k 1 $125,000 $125,000 $0 0.00%

    Executive National Bank Na lent most frequently to those with incomes in the $150k-250k range, with 8 originations. The second most popular income band? $250k+, with 7 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 79 $63,305,000 $801,329 $0 0.00%

    Executive National Bank Na lent most frequently to those with DTI ratios of Exempt%, with 79 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 57 $52,915,000 $928,333 $0 0.00%
    White 15 $5,725,000 $381,667 $0 0.00%
    Not provided 2 $3,080,000 $1,540,000 $0 0.00%
    5 $1,585,000 $317,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    95.61%

    Executive National Bank Na has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    67.09%

    Executive National Bank Na has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 79 $63,305,000 $801,329

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 35 $39,875,000 $1,139,286
    Single Family (1-4 Units):Site-Built 44 $23,430,000 $532,500