Miami VA Loan Rates, Closing Costs & Stats

Miami-Fort Lauderdale-Pompano Beach, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Miami's 169 lenders originated 2,727 VA loans during 2024. The total origination value was $1,398,055,000, with an average VA loan value of $512,671.

Miami VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Miami averaged 6.5% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

Miami's average VA mortgage closing costs are $8,543.

The average rate for the prior week (2025-03-28) was 6.52% and one month ago for the week of 2025-02-28, the average rate was 6.89%.

The average rate one year ago was 7.1%.

For refis of the same type during the week of 2025-04-04, the average rate was 6.49%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Miami VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Miami level.

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 513 5.98% $11,114
Mortgage Research Center, LLC 301 6.25% $9,723
QUICKEN LOANS, LLC 217 5.95% $14,919
FREEDOM MORTGAGE CORPORATION 180 6.11% $13,709
NAVY FEDERAL CREDIT UNION 103 5.86% $7,893
CROSSCOUNTRY MORTGAGE, LLC 89 6.39% $12,800
EAGLE HOME MORTGAGE, LLC 85 4.48% $6,770
NEWREZ LLC 57 6.21% $11,655
PENNYMAC LOAN SERVICES, LLC 57 5.77% $13,090
VILLAGE CAPITAL MORTGAGE 45 5.74% $8,642
CMG MORTGAGE, INC. 43 6.18% $18,215
LOANDEPOT.COM, LLC 40 5.89% $14,713
Paramount Residential Mortgage Group, Inc. 39 6.53% $17,499
USAA Federal Savings Bank 36 6.22% $10,257
NEW DAY FINANCIAL, LLC 32 7.63% $18,581
Flagstar Bank, FSB 25 6.27% $19,811
GUARANTEED RATE, INC. 25 6.05% $8,542
Mr. Cooper ( Nationstar Mortgage ) 24 6.32% $16,050
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 23 6.30% $13,682
The Federal Savings Bank 22 6.28% $21,890
DHI MORTGAGE COMPANY, LTD. 20 5.15% $7,923
NFM, INC. 19 5.99% $14,111
LAKEVIEW LOAN SERVICING, LLC 18 5.65% $9,084
MOVEMENT MORTGAGE, LLC 17 6.46% $16,851
PENTAGON FEDERAL CREDIT UNION 17 6.09% $6,883
BROKER SOLUTIONS, INC. 17 6.45% $14,775
Barrington Bank & Trust Company, N.A. 16 6.24% $7,004
Equity Prime Mortgage LLC 15 6.35% $8,779
PLANET HOME LENDING, LLC 15 5.64% $10,635
EVERETT FINANCIAL, INC. 13 6.65% $12,256
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 13 6.48% $11,690
Mid-Continent Funding, Inc. 13 6.04% $11,961
FBC MORTGAGE, LLC 12 6.00% $8,468
GUARANTEED RATE AFFINITY, LLC 12 5.86% $14,064
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 12 6.56% $12,358
NBKC BANK 12 5.66% $8,312
Lakeview Community Capital, LLC 11 5.77% $4,894
SUN WEST MORTGAGE COMPANY, INC. 10 5.70% $10,975
MORTGAGE SOLUTIONS OF COLORADO, LLC 10 7.06% $4,624
CLEARPATH LENDING 10 5.93% $23,560
ARK-LA-TEX FINANCIAL SERVICES, LLC. 10 6.15% $10,709
The Loan Store, Inc. 9 6.37% $12,921
MUTUAL OF OMAHA MORTGAGE, INC. 9 6.18% $13,315
PULTE MORTGAGE LLC 9 5.43% $6,131
THE MORTGAGE FIRM, INC. 9 6.69% $19,036
JMAC LENDING, INC. 8 6.23% $12,040
CARDINAL FINANCIAL 8 6.44% $11,998
Carrington Mortgage Services, LLC 8 6.08% $11,696
HOMESIDE FINANCIAL, LLC 8 6.20% $16,230
Century Mortgage Company DBA Century Lending Company 7 5.88% $10,386
PLAZA HOME MORTGAGE, INC. 7 6.30% $17,074
AMERICAN PACIFIC MORTGAGE CORPORATION 7 6.36% $16,883
JPMorgan Chase Bank 7 6.09% $2,754
AMERICAN FINANCIAL NETWORK, INC. 7 6.20% $7,565
FIRST COMMUNITY MORTGAGE, INC. 6 6.21% $12,774
Plains Commerce Bank 6 6.19% $11,571
Wells Fargo Bank 5 5.75% $20,732
POINT Mortgage 5 6.80% $19,675
Prosperity Home Mortgage, LLC 5 6.07% $11,850
City National Bank of Florida 5 6.02% $13,232
T2 FINANCIAL LLC 5 6.28% $8,383
Ameris Bank 5 6.18% $7,888
BAY EQUITY LLC 4 6.81% $6,317
First Federal Bank 4 5.47% $5,911
Armed Forces Bank 4 5.78% $4,458
NETWORK CAPITAL FUNDING CORPORATION 4 5.72% $12,839
SWBC MORTGAGE CORPORATION 4 6.56% $14,682
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.34% $9,125
AMERISAVE MORTGAGE CORPORATION 4 5.78% $18,791
HomePromise Corporation 4 7.53% $7,557
GENEVA FINANCIAL, LLC 4 6.41% $23,416
Nations Lending Corporation 4 6.44% $24,180
AmeriHome Mortgage Company, LLC 4 6.13% $8,604
Magnolia Bank 4 5.97% $20,299
RADIUS FINANCIAL GROUP INC. 3 6.75% $13,105
1ST FINANCIAL, INC. 3 7.17% $13,703
Strong Home Mortgage, LLC 3 5.66% $10,745
GUILD MORTGAGE COMPANY 3 6.38% $6,643
TOWNE MORTGAGE COMPANY 3 5.96% $8,338
CITY FIRST MORTGAGE SERVICES, L.L.C. 3 6.46% $6,070
VAN DYK MORTGAGE CORPORATION 3 7.00% $8,064
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.83% $9,445
LEADERONE FINANCIAL CORPORATION 3 6.58% $49,617
NATIONWIDE MORTGAGE BANKERS, INC. 3 6.42% $15,499
ZILLOW HOME LOANS, LLC 2 6.38% $6,706
ABSOLUTE HOME MORTGAGE CORPORATION 2 7.19% $12,460
AMERICAN BANCSHARES MORTGAGE 2 6.44% $58,220
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.19% $9,323
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 6.44% $18,642
Commerce Home Mortgage, Inc. 2 6.38% $14,217
Cornerstone First Mortgage, Inc 2 5.94% $10,064
FIRST EQUITY MORTGAGE BANKERS, INC. 2 6.13% $31,698
GoPrime Mortgage, Inc. 2 5.94% $13,247
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 2 6.25% $4,544
LOANPAL, LLC 2 5.63% $16,432
MICHIGAN MUTUAL, INC. 2 6.50% $13,650
M&T Bank 2 5.81% $3,348
NATIONS DIRECT MORTGAGE, LLC 2 6.25% $40,513
NJ LENDERS CORP. 2 6.44% $7,362
NORWICH COMMERCIAL GROUP, INC. 2 5.75% $9,574
NP, Inc. 2 6.63% $15,659
PHH Mortgage Corporation 2 6.06% $3,590
Presidential Bank, FSB 2 6.56% $12,488
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.00% $13,632
READY MORTGAGE LENDERS, LLC 2 7.00% $13,690
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 6.06% $26,980
Sierra Pacific Mortgage Company, Inc. 2 6.00% $12,646
SUCCESS MORTGAGE PARTNERS, INC. 2 7.13% $14,953
SUMMIT FUNDING, INC. 2 6.69% $55,591
Texana Bank 2 5.75% $16,524
TOP FLITE FINANCIAL, INC. 2 7.00% $35,466
UNION HOME MORTGAGE CORP. 2 6.19% $18,242
U.S. Bank 2 6.13% $2,697
US MORTGAGE CORPORATION 2 6.44% $5,564
Waterstone Mortgage Corporation 2 5.94% $33,200
PANORAMA MORTGAGE GROUP, LLC 1 6.75% $20,881
Hancock Whitney Bank 1 6.50% $3,309
Goldwater Bank, N.A. 1 6.63% $8,196
First Horizon Bank 1 5.50% $29,121
Trustmark National Bank 1 6.75% $1,420
Pinnacle Bank 1 6.75% $29,254
FIRST COLONY MORTGAGE CORPORATION 1 5.25% $3,776
EMM LOANS LLC 1 7.13% $10,555
DG PINNACLE FUNDING LLC 1 6.99% $17,096
DEVELOPER'S MORTGAGE COMPANY 1 6.63% $428
PREMIA MORTGAGE, LLC 1 6.25% $4,960
VYSTAR 1 6.75% $4,932
DELMAR FINANCIAL COMPANY 1 6.13% $10,675
UNITED MORTGAGE CORP 1 6.75% $87,762
Credence Funding Corporation 1 5.75% $8,412
PROVINCE MORTGAGE ASSOCIATES, INC. 1 6.50% $21,327
CONTOUR MORTGAGE CORPORATION 1 6.13% $13,886
Citibank 1 6.25% $5,158
CHURCHILL MORTGAGE CORPORATION 1 5.75% $8,830
ALLIED MORTGAGE GROUP, INC. 1 6.63% $6,151
Residential Mortgage Solutions, Inc. 1 6.75% $13,315
ALKAN MORTGAGE CORPORATION 1 6.75% $11,382
SECURITYNATIONAL MORTGAGE COMPANY 1 6.75% $14,604
Advance Financial Group, LLC 1 6.50% $12,127
CANOPY MORTGAGE, LLC 1 6.50% $11,457
Advisors Mortgage Group, L.L.C. 1 6.00% $39,194
Valley National Bank 1 6.13% $5,102
Summit Mortgage Corporation 1 6.63% $6,445
Bethpage Federal Credit Union 1 6.75% $20,082
BAY CAPITAL MORTGAGE CORPORATION 1 6.50% $9,197
Bank of England 1 6.63% $18,518
TD Bank 1 6.75% $14,667
ALAMEDA MORTGAGE CORPORATION 1 6.50% $20,373
Bank of America 1 5.88% $5,965
BANKING MORTGAGE SERVICES, B.M.S. CORP. 1 6.25% $16,528
MORTGAGE EQUITY PARTNERS LLC 1 6.75% $14,671
MID AMERICA MORTGAGE, INC. 1 6.63% $10,257
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.25% $7,131
Meridian Bank Corporation 1 5.75% $7,166
THE MORTGAGE LINK, INC. 1 6.75% $28,073
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 5.75% $13,811
MATTAMY HOME FUNDING, LLC 1 7.25% $6,988
LOANLEADERS OF AMERICA, INC. 1 5.75% $13,803
LIBERTY HOME MORTGAGE CORPORATION 1 6.25% $46,748
Keystone Funding, Inc. 1 6.25% $7,816
J. VIRGIL, INC. 1 5.25% $4,009
INTELLILOAN, INC. 1 5.75% $3,497
Integrity Home Mortgage Corp 1 6.75% $10,933
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.75% $9,742
Northpointe Bank 1 7.13% $3,329
AMERICAN FINANCIAL RESOURCES, INC. 1 7.25% $7,995
Truist 1 6.00% $5,047
NVR Mortgage Finance, Inc. 1 5.75% $7,982
OCEANSIDE MORTGAGE COMPANY 1 6.00% $11,805

The top Miami VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 513 VA loans originated. Their average total fees are $11,114, which is $1,391 higher than the next largest lender, Mortgage Research Center, LLC.

The lowest fee Miami VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($4,624), Lakeview Community Capital, LLC ($4,894), EAGLE HOME MORTGAGE, LLC ($6,770), PENTAGON FEDERAL CREDIT UNION ($6,883) and Barrington Bank & Trust Company, N.A. ($7,004).

The lowest rate Miami VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.48%), DHI MORTGAGE COMPANY, LTD. (5.15%), PLANET HOME LENDING, LLC (5.64%), LAKEVIEW LOAN SERVICING, LLC (5.65%) and NBKC BANK (5.66%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Miami (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $390,000 (4.0%) $877,914 (3.0%) 1.45 46,965
2018-02-01 $389,950 (3.4%) $876,078 (2.7%) 1.42 48,001
2018-03-01 $394,900 (3.3%) $877,390 (2.1%) 1.39 48,472
2018-04-01 $397,250 (3.2%) $878,636 (1.5%) 1.35 48,104
2018-05-01 $399,000 (2.7%) $878,088 (0.5%) 1.33 47,080
2018-06-01 $399,000 (3.2%) $876,987 (1.6%) 1.33 46,265
2018-07-01 $399,000 (2.3%) $872,124 (1.4%) 1.33 45,955
2018-08-01 $398,750 (2.0%) $864,479 (0.1%) 1.34 45,634
2018-09-01 $397,500 (1.9%) $863,007 (-0.7%) 1.34 46,079
2018-10-01 $395,000 (1.4%) $865,304 (0.5%) 1.34 47,542
2018-11-01 $395,000 (1.3%) $870,084 (0.6%) 1.34 49,388
2018-12-01 $390,000 (0.0%) $876,936 (1.0%) 1.35 50,362
2019-01-01 $390,000 (0.0%) $877,276 (-0.1%) 1.35 51,140
2019-02-01 $390,000 (0.0%) $880,133 (0.5%) 1.32 52,899
2019-03-01 $393,857 (-0.3%) $880,812 (0.4%) 1.29 52,213
2019-04-01 $399,000 (0.4%) $886,067 (0.9%) 1.27 50,841
2019-05-01 $399,900 (0.2%) $894,511 (1.9%) 1.25 49,416
2019-06-01 $399,995 (0.3%) $888,843 (1.4%) 1.25 47,728
2019-07-01 $400,000 (0.3%) $884,072 (1.4%) 1.25 46,164
2019-08-01 $399,727 (0.3%) $881,485 (2.0%) 1.27 45,590
2019-09-01 $399,318 (0.5%) $884,201 (2.5%) 1.28 45,053
2019-10-01 $399,295 (1.1%) $890,712 (2.9%) 1.29 44,973
2019-11-01 $399,900 (1.2%) $914,819 (5.1%) 1.31 45,821
2019-12-01 $399,900 (2.5%) $928,944 (5.9%) 1.33 45,645
2020-01-01 $399,125 (2.3%) $936,957 (6.8%) 1.33 44,974
2020-02-01 $399,900 (2.5%) $942,032 (7.0%) 1.31 45,472
2020-03-01 $399,950 (1.6%) $943,073 (7.1%) 1.25 45,268
2020-04-01 $395,000 (-1.0%) $909,506 (2.7%) 1.24 44,431
2020-05-01 $390,000 (-2.5%) $914,368 (2.2%) 1.19 43,837
2020-06-01 $399,000 (-0.3%) $928,949 (4.5%) 1.18 42,715
2020-07-01 $399,450 (-0.1%) $951,341 (7.6%) 1.16 40,287
2020-08-01 $399,900 (0.0%) $962,154 (9.2%) 1.15 39,107
2020-09-01 $400,000 (0.2%) $977,464 (10.6%) 1.15 38,035
2020-10-01 $405,000 (1.4%) $988,909 (11.0%) 1.16 37,485
2020-11-01 $400,000 (0.0%) $988,818 (8.1%) 1.17 37,077
2020-12-01 $399,999 (0.0%) $994,325 (7.0%) 1.19 35,995
2021-01-01 $399,000 (0.0%) $985,980 (5.2%) 1.19 33,468
2021-02-01 $396,000 (-1.0%) $1,001,301 (6.3%) 1.15 30,512
2021-03-01 $398,750 (-0.3%) $1,025,276 (8.7%) 1.13 26,860
2021-04-01 $412,000 (4.3%) $1,061,309 (16.7%) 1.12 24,099
2021-05-01 $429,000 (10.0%) $1,116,370 (22.1%) 1.14 21,800
2021-06-01 $449,000 (12.5%) $1,163,849 (25.3%) 1.18 20,633
2021-07-01 $455,500 (14.0%) $1,159,295 (21.9%) 1.20 20,962
2021-08-01 $459,500 (14.9%) $1,176,863 (22.3%) 1.23 20,831
2021-09-01 $467,450 (16.9%) $1,207,975 (23.6%) 1.25 20,298
2021-10-01 $479,850 (18.5%) $1,260,576 (27.5%) 1.28 19,457
2021-11-01 $482,500 (20.6%) $1,304,727 (32.0%) 1.29 18,303
2021-12-01 $492,000 (23.0%) $1,343,447 (35.1%) 1.33 17,026
2022-01-01 $495,000 (24.1%) $1,399,438 (41.9%) 1.34 15,400
2022-02-01 $522,450 (31.9%) $1,501,636 (50.0%) 1.36 13,563
2022-03-01 $544,500 (36.6%) $1,566,457 (52.8%) 1.36 13,063
2022-04-01 $577,500 (40.2%) $1,616,114 (52.3%) 1.38 12,825
2022-05-01 $622,000 (45.0%) $1,623,239 (45.4%) 1.42 14,723
2022-06-01 $625,000 (39.2%) $1,531,062 (31.6%) 1.39 17,323
2022-07-01 $620,000 (36.1%) $1,432,579 (23.6%) 1.40 21,070
2022-08-01 $604,250 (31.5%) $1,406,924 (19.6%) 1.40 22,462
2022-09-01 $599,000 (28.1%) $1,393,945 (15.4%) 1.40 22,559
2022-10-01 $599,000 (24.8%) $1,407,112 (11.6%) 1.41 23,833
2022-11-01 $599,000 (24.2%) $1,431,246 (9.7%) 1.44 25,517
2022-12-01 $595,000 (20.9%) $1,461,330 (8.8%) 1.47 25,912
2023-01-01 $595,000 (20.2%) $1,473,889 (5.3%) 1.47 25,919
2023-02-01 $599,000 (14.7%) $1,503,920 (0.2%) 1.45 25,462
2023-03-01 $599,444 (10.1%) $1,521,207 (-2.9%) 1.41 24,536
2023-04-01 $605,000 (4.8%) $1,570,111 (-2.9%) 1.41 23,340
2023-05-01 $607,598 (-2.3%) $1,579,899 (-2.7%) 1.38 22,854
2023-06-01 $604,848 (-3.2%) $1,548,211 (1.1%) 1.36 22,583
2023-07-01 $600,995 (-3.1%) $1,497,098 (4.5%) 1.37 22,403
2023-08-01 $600,000 (-0.7%) $1,468,712 (4.4%) 1.38 22,488
2023-09-01 $599,000 (0.0%) $1,445,209 (3.7%) 1.39 24,077
2023-10-01 $598,500 (-0.1%) $1,453,940 (3.3%) 1.41 26,415
2023-11-01 $594,973 (-0.7%) $1,473,539 (3.0%) 1.42 29,158
2023-12-01 $579,900 (-2.5%) $1,467,078 (0.4%) 1.41 30,835
2024-01-01 $564,500 (-5.1%) $1,460,653 (-0.9%) 1.38 32,515
2024-02-01 $550,000 (-8.2%) $1,417,762 (-5.7%) 1.32 34,971
2024-03-01 $549,000 (-8.4%) $1,373,035 (-9.7%) 1.29 36,367
2024-04-01 $540,000 (-10.7%) $1,335,206 (-15.0%) 1.26 36,956
2024-05-01 $539,450 (-11.2%) $1,319,018 (-16.5%) 1.23 37,421
2024-06-01 $535,000 (-11.6%) $1,260,339 (-18.6%) 1.22 37,870
2024-07-01 $535,000 (-11.0%) $1,229,123 (-17.9%) 1.22 38,455
2024-08-01 $530,000 (-11.7%) $1,208,363 (-17.7%) 1.23 38,724
2024-09-01 $525,000 (-12.4%) $1,209,341 (-16.3%) 1.24 40,430
2024-10-01 $525,000 (-12.3%) $1,221,196 (-16.0%) 1.24 41,517
2024-11-01 $525,000 (-11.8%) $1,247,485 (-15.3%) 1.26 44,007
2024-12-01 $522,500 (-9.9%) $1,268,493 (-13.5%) 1.30 44,833
2025-01-01 $520,000 (-7.9%) $1,273,716 (-12.8%) 1.30 45,792
2025-02-01 $515,000 (-6.4%) $1,264,377 (-10.8%) 1.25 48,691
2025-03-01 $512,000 (-6.7%) $1,252,135 (-8.8%) 0.00 50,841
Miami's median listing price for 2025-03-01 was $512,000, a difference of $-37,000 (-6.7%) versus the prior year and $-3,000 versus the prior month.

Miami's median listing price comes in at 0% of the national average.

Miami's average listing price for 2025-03-01 was $1,252,135, a difference of $-120,900 (-8.8%) versus the prior year and $-12,242 versus the prior month.

For the 2025-03-01 period, Miami had 50,841 MLS listings, a difference of 2,150 listings (4%) versus the prior month and 14,474 listings (40%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Miami (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 81 days 1,498 sqft
2018-02-01 78 days 1,499 sqft
2018-03-01 72 days 1,500 sqft
2018-04-01 74 days 1,501 sqft
2018-05-01 76 days 1,506 sqft
2018-06-01 79 days 1,515 sqft
2018-07-01 80 days 1,516 sqft
2018-08-01 81 days 1,513 sqft
2018-09-01 81 days 1,510 sqft
2018-10-01 78 days 1,507 sqft
2018-11-01 75 days 1,510 sqft
2018-12-01 79 days 1,507 sqft
2019-01-01 83 days 1,505 sqft
2019-02-01 81 days 1,507 sqft
2019-03-01 79 days 1,512 sqft
2019-04-01 78 days 1,520 sqft
2019-05-01 81 days 1,525 sqft
2019-06-01 85 days 1,527 sqft
2019-07-01 86 days 1,530 sqft
2019-08-01 86 days 1,524 sqft
2019-09-01 86 days 1,515 sqft
2019-10-01 85 days 1,509 sqft
2019-11-01 81 days 1,507 sqft
2019-12-01 84 days 1,500 sqft
2020-01-01 87 days 1,499 sqft
2020-02-01 82 days 1,488 sqft
2020-03-01 74 days 1,485 sqft
2020-04-01 82 days 1,462 sqft
2020-05-01 94 days 1,450 sqft
2020-06-01 103 days 1,437 sqft
2020-07-01 96 days 1,407 sqft
2020-08-01 82 days 1,389 sqft
2020-09-01 81 days 1,381 sqft
2020-10-01 81 days 1,376 sqft
2020-11-01 79 days 1,367 sqft
2020-12-01 81 days 1,357 sqft
2021-01-01 83 days 1,334 sqft
2021-02-01 75 days 1,303 sqft
2021-03-01 64 days 1,293 sqft
2021-04-01 60 days 1,297 sqft
2021-05-01 56 days 1,312 sqft
2021-06-01 53 days 1,341 sqft
2021-07-01 52 days 1,361 sqft
2021-08-01 53 days 1,365 sqft
2021-09-01 54 days 1,368 sqft
2021-10-01 55 days 1,376 sqft
2021-11-01 56 days 1,376 sqft
2021-12-01 58 days 1,366 sqft
2022-01-01 61 days 1,356 sqft
2022-02-01 48 days 1,363 sqft
2022-03-01 40 days 1,387 sqft
2022-04-01 40 days 1,435 sqft
2022-05-01 36 days 1,489 sqft
2022-06-01 37 days 1,500 sqft
2022-07-01 40 days 1,512 sqft
2022-08-01 49 days 1,513 sqft
2022-09-01 57 days 1,513 sqft
2022-10-01 60 days 1,518 sqft
2022-11-01 61 days 1,516 sqft
2022-12-01 66 days 1,500 sqft
2023-01-01 72 days 1,488 sqft
2023-02-01 67 days 1,472 sqft
2023-03-01 60 days 1,460 sqft
2023-04-01 63 days 1,453 sqft
2023-05-01 63 days 1,442 sqft
2023-06-01 62 days 1,442 sqft
2023-07-01 64 days 1,435 sqft
2023-08-01 62 days 1,427 sqft
2023-09-01 58 days 1,418 sqft
2023-10-01 56 days 1,423 sqft
2023-11-01 57 days 1,426 sqft
2023-12-01 61 days 1,407 sqft
2024-01-01 68 days 1,394 sqft
2024-02-01 62 days 1,376 sqft
2024-03-01 58 days 1,363 sqft
2024-04-01 64 days 1,353 sqft
2024-05-01 65 days 1,348 sqft
2024-06-01 68 days 1,348 sqft
2024-07-01 73 days 1,344 sqft
2024-08-01 74 days 1,340 sqft
2024-09-01 73 days 1,335 sqft
2024-10-01 74 days 1,336 sqft
2024-11-01 74 days 1,345 sqft
2024-12-01 79 days 1,333 sqft
2025-01-01 79 days 1,331 sqft
2025-02-01 74 days 1,332 sqft
2025-03-01 0 days 1,332 sqft
Miami's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

Miami's median square footage for active listings during the 2025-03-01 period was 1,332 sqft. One year prior, the average listing was 1,363 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.