Bloomsburg USDA Loan Rates, Closing Costs & Stats
BLOOMSBURG-BERWICK, PA
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Bloomsburg's 6 lenders originated 10 USDA loans during 2023. The total origination value was $1,470,000, with an average USDA loan value of $147,000.
Bloomsburg USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Bloomsburg
averaged
6.56%
for the week of 2025-02-14, compared to the national average (all USDA variants) of
6.526% for the same period.
Bloomsburg's average USDA mortgage closing costs are $5,868.
The average rate for the prior week (2025-02-07) was
6.31% and
one month ago for the week of 2025-01-10, the
average rate was 6.56%.
The average rate one year ago was 6.45%.
For refis of the same type during the week of 2025-02-14, the average rate
was 6.63%.
Bloomsburg USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Bloomsburg level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| ALLIED MORTGAGE GROUP, INC. | 3 | 6.63% | $8,703 |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | 6.63% | $8,582 |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | 6.13% | $7,974 |
| Jersey Shore State Bank | 1 | 6.38% | $6,295 |
| Mortgage America, Inc. | 1 | 6.25% | $5,202 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 6.88% | $7,426 |
The top Bloomsburg USDA lender as defined by loan originations is ALLIED MORTGAGE GROUP, INC., with
3 USDA loans originated. Their average total fees are
$8,703, which is $121
higher than the next largest lender,
AMERICAN FINANCIAL NETWORK, INC..
The lowest fee Bloomsburg USDA lenders (with over 10 loans originated) are
.
The lowest rate Bloomsburg USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Bloomsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $146,725 (8.1%) | $187,844 (4.1%) | 0.00 | 246 |
| 2018-02-01 | $137,500 (-0.3%) | $188,433 (0.6%) | 0.00 | 217 |
| 2018-03-01 | $139,900 (-10.5%) | $191,042 (-2.7%) | 0.00 | 201 |
| 2018-04-01 | $143,725 (-10.1%) | $213,284 (7.0%) | 0.00 | 191 |
| 2018-05-01 | $150,625 (-5.8%) | $217,990 (9.2%) | 0.00 | 189 |
| 2018-06-01 | $143,100 (-9.5%) | $215,151 (9.6%) | 0.00 | 199 |
| 2018-07-01 | $147,900 (-4.0%) | $214,187 (10.1%) | 0.00 | 216 |
| 2018-08-01 | $154,950 (3.4%) | $213,471 (10.0%) | 0.00 | 218 |
| 2018-09-01 | $164,900 (10.0%) | $222,802 (15.1%) | 0.00 | 212 |
| 2018-10-01 | $159,900 (10.3%) | $202,154 (6.5%) | 0.00 | 228 |
| 2018-11-01 | $159,900 (6.9%) | $198,887 (4.4%) | 0.00 | 220 |
| 2018-12-01 | $157,200 (5.3%) | $194,111 (2.8%) | 0.00 | 215 |
| 2019-01-01 | $149,900 (2.2%) | $189,075 (0.7%) | 0.00 | 209 |
| 2019-02-01 | $150,000 (9.1%) | $192,979 (2.4%) | 0.00 | 183 |
| 2019-03-01 | $166,786 (19.2%) | $203,781 (6.7%) | 0.00 | 179 |
| 2019-04-01 | $179,286 (24.7%) | $217,155 (1.8%) | 0.00 | 176 |
| 2019-05-01 | $177,450 (17.8%) | $213,296 (-2.2%) | 0.00 | 190 |
| 2019-06-01 | $169,900 (18.7%) | $206,364 (-4.1%) | 0.00 | 196 |
| 2019-07-01 | $171,950 (16.3%) | $199,945 (-6.7%) | 0.00 | 198 |
| 2019-08-01 | $167,314 (8.0%) | $199,044 (-6.8%) | 0.00 | 199 |
| 2019-09-01 | $160,359 (-2.8%) | $198,246 (-11.0%) | 0.00 | 192 |
| 2019-10-01 | $154,675 (-3.3%) | $197,515 (-2.3%) | 0.00 | 196 |
| 2019-11-01 | $154,950 (-3.1%) | $190,852 (-4.0%) | 0.00 | 190 |
| 2019-12-01 | $149,900 (-4.6%) | $184,986 (-4.7%) | 0.00 | 172 |
| 2020-01-01 | $149,900 (0.0%) | $189,819 (0.4%) | 0.00 | 156 |
| 2020-02-01 | $149,900 (-0.1%) | $189,185 (-2.0%) | 0.00 | 144 |
| 2020-03-01 | $167,400 (0.4%) | $205,731 (1.0%) | 0.00 | 133 |
| 2020-04-01 | $179,900 (0.3%) | $216,192 (-0.4%) | 0.00 | 121 |
| 2020-05-01 | $174,950 (-1.4%) | $219,997 (3.1%) | 0.00 | 120 |
| 2020-06-01 | $174,900 (2.9%) | $216,314 (4.8%) | 0.00 | 115 |
| 2020-07-01 | $174,900 (1.7%) | $208,819 (4.4%) | 0.00 | 110 |
| 2020-08-01 | $166,450 (-0.5%) | $212,909 (7.0%) | 0.00 | 116 |
| 2020-09-01 | $181,150 (13.0%) | $220,662 (11.3%) | 0.00 | 104 |
| 2020-10-01 | $172,450 (11.5%) | $219,544 (11.2%) | 0.00 | 95 |
| 2020-11-01 | $163,750 (5.7%) | $220,506 (15.5%) | 0.00 | 98 |
| 2020-12-01 | $165,000 (10.1%) | $218,817 (18.3%) | 0.00 | 103 |
| 2021-01-01 | $165,000 (10.1%) | $214,686 (13.1%) | 0.00 | 98 |
| 2021-02-01 | $169,900 (13.3%) | $216,594 (14.5%) | 0.00 | 79 |
| 2021-03-01 | $179,450 (7.2%) | $230,920 (12.2%) | 0.00 | 69 |
| 2021-04-01 | $185,450 (3.1%) | $251,714 (16.4%) | 0.00 | 61 |
| 2021-05-01 | $179,900 (2.8%) | $256,693 (16.7%) | 0.00 | 66 |
| 2021-06-01 | $169,450 (-3.1%) | $230,794 (6.7%) | 0.00 | 73 |
| 2021-07-01 | $189,000 (8.1%) | $254,782 (22.0%) | 0.00 | 91 |
| 2021-08-01 | $209,725 (26.0%) | $303,757 (42.7%) | 0.00 | 74 |
| 2021-09-01 | $205,000 (13.2%) | $289,460 (31.2%) | 0.00 | 68 |
| 2021-10-01 | $210,000 (21.8%) | $292,690 (33.3%) | 0.00 | 72 |
| 2021-11-01 | $191,675 (17.1%) | $264,429 (19.9%) | 0.00 | 71 |
| 2021-12-01 | $193,450 (17.2%) | $271,178 (23.9%) | 0.00 | 63 |
| 2022-01-01 | $193,450 (17.2%) | $299,408 (39.5%) | 0.00 | 47 |
| 2022-02-01 | $171,175 (0.8%) | $255,691 (18.1%) | 0.00 | 45 |
| 2022-03-01 | $169,950 (-5.3%) | $235,167 (1.8%) | 0.00 | 42 |
| 2022-04-01 | $175,000 (-5.6%) | $261,053 (3.7%) | 0.00 | 43 |
| 2022-05-01 | $215,600 (19.8%) | $299,434 (16.7%) | 0.00 | 49 |
| 2022-06-01 | $254,675 (50.3%) | $329,759 (42.9%) | 0.00 | 64 |
| 2022-07-01 | $229,000 (21.2%) | $315,489 (23.8%) | 0.00 | 73 |
| 2022-08-01 | $244,925 (16.8%) | $320,352 (5.5%) | 0.00 | 74 |
| 2022-09-01 | $238,925 (16.6%) | $293,050 (1.2%) | 0.00 | 77 |
| 2022-10-01 | $244,000 (16.2%) | $312,346 (6.7%) | 0.00 | 75 |
| 2022-11-01 | $239,450 (24.9%) | $287,397 (8.7%) | 0.00 | 75 |
| 2022-12-01 | $229,900 (18.8%) | $266,719 (-1.6%) | 0.00 | 79 |
| 2023-01-01 | $212,325 (9.8%) | $252,301 (-15.7%) | 0.00 | 60 |
| 2023-02-01 | $231,225 (35.1%) | $262,980 (2.9%) | 0.00 | 52 |
| 2023-03-01 | $205,725 (21.1%) | $265,975 (13.1%) | 0.00 | 45 |
| 2023-04-01 | $207,250 (18.4%) | $262,160 (0.4%) | 0.00 | 49 |
| 2023-05-01 | $206,175 (-4.4%) | $257,823 (-13.9%) | 0.00 | 48 |
| 2023-06-01 | $232,175 (-8.8%) | $256,781 (-22.1%) | 0.00 | 52 |
| 2023-07-01 | $234,900 (2.6%) | $275,157 (-12.8%) | 0.00 | 45 |
| 2023-08-01 | $235,675 (-3.8%) | $257,797 (-19.5%) | 0.00 | 51 |
| 2023-09-01 | $229,000 (-4.2%) | $264,054 (-9.9%) | 0.00 | 54 |
| 2023-10-01 | $224,950 (-7.8%) | $264,963 (-15.2%) | 0.00 | 63 |
| 2023-11-01 | $220,375 (-8.0%) | $264,933 (-7.8%) | 0.00 | 65 |
| 2023-12-01 | $212,250 (-7.7%) | $253,895 (-4.8%) | 0.00 | 64 |
| 2024-01-01 | $254,900 (20.1%) | $294,544 (16.7%) | 0.00 | 49 |
| 2024-02-01 | $254,675 (10.1%) | $293,499 (11.6%) | 0.00 | 48 |
| 2024-03-01 | $265,000 (28.8%) | $293,587 (10.4%) | 0.00 | 54 |
| 2024-04-01 | $245,000 (18.2%) | $279,734 (6.7%) | 0.00 | 56 |
| 2024-05-01 | $253,475 (22.9%) | $315,732 (22.5%) | 0.00 | 57 |
| 2024-06-01 | $245,000 (5.5%) | $311,798 (21.4%) | 0.00 | 62 |
| 2024-07-01 | $239,725 (2.1%) | $301,440 (9.6%) | 0.00 | 62 |
| 2024-08-01 | $236,750 (0.5%) | $294,092 (14.1%) | 0.00 | 61 |
| 2024-09-01 | $221,200 (-3.4%) | $293,996 (11.3%) | 0.00 | 69 |
| 2024-10-01 | $220,000 (-2.2%) | $289,242 (9.2%) | 0.00 | 73 |
| 2024-11-01 | $249,900 (13.4%) | $291,283 (10.0%) | 0.00 | 84 |
| 2024-12-01 | $249,900 (17.7%) | $295,830 (16.5%) | 0.00 | 85 |
| 2025-01-01 | $232,450 (-8.8%) | $298,557 (1.4%) | 0.00 | 69 |
Bloomsburg's median listing price comes in at 0% of the national average.
Bloomsburg's average listing price for 2025-01-01 was $298,557, a difference of $4,013 (1.4%) versus the prior year and $2,727 versus the prior month.
For the 2025-01-01 period, Bloomsburg had 69 MLS listings, a difference of -16 listings (-19%) versus the prior month and 20 listings (41%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bloomsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,602 sqft |
| 2018-02-01 | 0 days | 1,562 sqft |
| 2018-03-01 | 0 days | 1,586 sqft |
| 2018-04-01 | 0 days | 1,629 sqft |
| 2018-05-01 | 0 days | 1,657 sqft |
| 2018-06-01 | 0 days | 1,669 sqft |
| 2018-07-01 | 0 days | 1,619 sqft |
| 2018-08-01 | 0 days | 1,638 sqft |
| 2018-09-01 | 0 days | 1,693 sqft |
| 2018-10-01 | 0 days | 1,665 sqft |
| 2018-11-01 | 0 days | 1,684 sqft |
| 2018-12-01 | 0 days | 1,673 sqft |
| 2019-01-01 | 0 days | 1,676 sqft |
| 2019-02-01 | 0 days | 1,688 sqft |
| 2019-03-01 | 0 days | 1,734 sqft |
| 2019-04-01 | 0 days | 1,814 sqft |
| 2019-05-01 | 0 days | 1,752 sqft |
| 2019-06-01 | 0 days | 1,704 sqft |
| 2019-07-01 | 0 days | 1,681 sqft |
| 2019-08-01 | 0 days | 1,661 sqft |
| 2019-09-01 | 0 days | 1,626 sqft |
| 2019-10-01 | 0 days | 1,606 sqft |
| 2019-11-01 | 0 days | 1,582 sqft |
| 2019-12-01 | 0 days | 1,595 sqft |
| 2020-01-01 | 0 days | 1,609 sqft |
| 2020-02-01 | 0 days | 1,624 sqft |
| 2020-03-01 | 0 days | 1,656 sqft |
| 2020-04-01 | 0 days | 1,675 sqft |
| 2020-05-01 | 0 days | 1,628 sqft |
| 2020-06-01 | 0 days | 1,615 sqft |
| 2020-07-01 | 0 days | 1,614 sqft |
| 2020-08-01 | 0 days | 1,688 sqft |
| 2020-09-01 | 0 days | 1,727 sqft |
| 2020-10-01 | 0 days | 1,728 sqft |
| 2020-11-01 | 0 days | 1,602 sqft |
| 2020-12-01 | 0 days | 1,598 sqft |
| 2021-01-01 | 0 days | 1,617 sqft |
| 2021-02-01 | 0 days | 1,708 sqft |
| 2021-03-01 | 0 days | 1,690 sqft |
| 2021-04-01 | 0 days | 1,738 sqft |
| 2021-05-01 | 0 days | 1,708 sqft |
| 2021-06-01 | 0 days | 1,564 sqft |
| 2021-07-01 | 0 days | 1,605 sqft |
| 2021-08-01 | 0 days | 1,702 sqft |
| 2021-09-01 | 0 days | 1,790 sqft |
| 2021-10-01 | 0 days | 1,752 sqft |
| 2021-11-01 | 0 days | 1,616 sqft |
| 2021-12-01 | 0 days | 1,670 sqft |
| 2022-01-01 | 0 days | 1,700 sqft |
| 2022-02-01 | 0 days | 1,602 sqft |
| 2022-03-01 | 0 days | 1,570 sqft |
| 2022-04-01 | 0 days | 1,512 sqft |
| 2022-05-01 | 0 days | 1,728 sqft |
| 2022-06-01 | 0 days | 1,800 sqft |
| 2022-07-01 | 0 days | 1,827 sqft |
| 2022-08-01 | 0 days | 1,940 sqft |
| 2022-09-01 | 0 days | 1,825 sqft |
| 2022-10-01 | 0 days | 1,783 sqft |
| 2022-11-01 | 0 days | 1,790 sqft |
| 2022-12-01 | 0 days | 1,745 sqft |
| 2023-01-01 | 0 days | 1,752 sqft |
| 2023-02-01 | 0 days | 1,799 sqft |
| 2023-03-01 | 0 days | 1,795 sqft |
| 2023-04-01 | 0 days | 1,798 sqft |
| 2023-05-01 | 0 days | 1,711 sqft |
| 2023-06-01 | 0 days | 1,714 sqft |
| 2023-07-01 | 0 days | 1,763 sqft |
| 2023-08-01 | 0 days | 1,683 sqft |
| 2023-09-01 | 0 days | 1,704 sqft |
| 2023-10-01 | 0 days | 1,719 sqft |
| 2023-11-01 | 0 days | 1,693 sqft |
| 2023-12-01 | 0 days | 1,668 sqft |
| 2024-01-01 | 0 days | 1,731 sqft |
| 2024-02-01 | 0 days | 1,834 sqft |
| 2024-03-01 | 0 days | 1,856 sqft |
| 2024-04-01 | 0 days | 1,820 sqft |
| 2024-05-01 | 0 days | 1,720 sqft |
| 2024-06-01 | 0 days | 1,744 sqft |
| 2024-07-01 | 0 days | 1,668 sqft |
| 2024-08-01 | 0 days | 1,688 sqft |
| 2024-09-01 | 0 days | 1,672 sqft |
| 2024-10-01 | 0 days | 1,712 sqft |
| 2024-11-01 | 0 days | 1,698 sqft |
| 2024-12-01 | 0 days | 1,701 sqft |
| 2025-01-01 | 0 days | 1,711 sqft |
Bloomsburg's median square footage for active listings during the 2025-01-01 period was 1,711 sqft. One year prior, the average listing was 1,731 sqft.