Bloomsburg USDA Loan Rates, Closing Costs & Stats
BLOOMSBURG-BERWICK, PA
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Bloomsburg's 6 lenders originated 10 USDA loans during 2023. The total origination value was $1,470,000, with an average USDA loan value of $147,000.
Bloomsburg USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Bloomsburg
averaged
7.09%
for the week of 2024-04-19, compared to the national average (all USDA variants) of
6.863% for the same period.
Bloomsburg's average USDA mortgage closing costs are $5,868.
The average rate for the prior week (2024-04-12) was
6.94% and
one month ago for the week of 2024-03-15, the
average rate was 6.53%.
The average rate one year ago was 6.37%.
For refis of the same type during the week of 2024-04-19, the average rate
was 6.96%.
Bloomsburg USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Bloomsburg level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| ALLIED MORTGAGE GROUP, INC. | 3 | 6.63% | $8,703 |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | 6.63% | $8,582 |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | 6.13% | $7,974 |
| Jersey Shore State Bank | 1 | 6.38% | $6,295 |
| Mortgage America, Inc. | 1 | 6.25% | $5,202 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 6.88% | $7,426 |
The top Bloomsburg USDA lender as defined by loan originations is ALLIED MORTGAGE GROUP, INC., with
3 USDA loans originated. Their average total fees are
$8,703, which is $121
higher than the next largest lender,
AMERICAN FINANCIAL NETWORK, INC..
The lowest fee Bloomsburg USDA lenders (with over 10 loans originated) are
.
The lowest rate Bloomsburg USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Bloomsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $166,500 (14.8%) | $214,313 (3.5%) | 0.00 | 318 |
| 2018-02-01 | $157,975 (6.0%) | $219,551 (5.1%) | 0.00 | 292 |
| 2018-03-01 | $159,900 (-1.5%) | $235,371 (7.4%) | 0.00 | 285 |
| 2018-04-01 | $168,450 (-0.9%) | $253,123 (12.9%) | 0.00 | 267 |
| 2018-05-01 | $180,000 (6.5%) | $258,609 (17.5%) | 0.00 | 264 |
| 2018-06-01 | $171,500 (4.9%) | $250,757 (17.5%) | 0.00 | 277 |
| 2018-07-01 | $167,500 (8.1%) | $242,612 (15.6%) | 0.00 | 294 |
| 2018-08-01 | $165,250 (6.7%) | $238,625 (14.6%) | 0.00 | 293 |
| 2018-09-01 | $175,000 (13.0%) | $247,580 (19.3%) | 0.00 | 293 |
| 2018-10-01 | $170,400 (10.0%) | $231,606 (12.2%) | 0.00 | 301 |
| 2018-11-01 | $169,925 (1.5%) | $227,495 (6.4%) | 0.00 | 286 |
| 2018-12-01 | $164,900 (-1.9%) | $222,467 (4.4%) | 0.00 | 276 |
| 2019-01-01 | $159,175 (-4.4%) | $213,994 (-0.2%) | 0.00 | 274 |
| 2019-02-01 | $161,500 (2.2%) | $219,809 (0.1%) | 0.00 | 251 |
| 2019-03-01 | $177,286 (10.9%) | $228,470 (-2.9%) | 0.00 | 250 |
| 2019-04-01 | $193,786 (15.0%) | $242,535 (-4.2%) | 0.00 | 249 |
| 2019-05-01 | $185,000 (2.8%) | $238,651 (-7.7%) | 0.00 | 259 |
| 2019-06-01 | $179,900 (4.9%) | $228,493 (-8.9%) | 0.00 | 263 |
| 2019-07-01 | $179,900 (7.4%) | $222,210 (-8.4%) | 0.00 | 258 |
| 2019-08-01 | $177,991 (7.7%) | $217,427 (-8.9%) | 0.00 | 259 |
| 2019-09-01 | $175,127 (0.1%) | $216,585 (-12.5%) | 0.00 | 253 |
| 2019-10-01 | $171,400 (0.6%) | $216,023 (-6.7%) | 0.00 | 254 |
| 2019-11-01 | $167,700 (-1.3%) | $215,762 (-5.2%) | 0.00 | 242 |
| 2019-12-01 | $164,900 (0.0%) | $215,374 (-3.2%) | 0.00 | 222 |
| 2020-01-01 | $166,173 (4.4%) | $221,090 (3.3%) | 0.00 | 205 |
| 2020-02-01 | $169,973 (5.3%) | $222,201 (1.1%) | 0.00 | 191 |
| 2020-03-01 | $185,250 (4.5%) | $240,564 (5.3%) | 0.00 | 186 |
| 2020-04-01 | $199,600 (3.0%) | $243,887 (0.6%) | 0.00 | 172 |
| 2020-05-01 | $184,000 (-0.5%) | $246,759 (3.4%) | 0.00 | 170 |
| 2020-06-01 | $182,938 (1.7%) | $248,190 (8.6%) | 0.00 | 155 |
| 2020-07-01 | $179,950 (0.0%) | $239,643 (7.9%) | 0.00 | 149 |
| 2020-08-01 | $179,900 (1.1%) | $236,723 (8.9%) | 0.00 | 155 |
| 2020-09-01 | $188,450 (7.6%) | $239,905 (10.8%) | 0.00 | 141 |
| 2020-10-01 | $185,000 (7.9%) | $237,524 (10.0%) | 0.00 | 137 |
| 2020-11-01 | $181,050 (8.0%) | $234,234 (8.6%) | 0.00 | 129 |
| 2020-12-01 | $174,999 (6.1%) | $228,815 (6.2%) | 0.00 | 131 |
| 2021-01-01 | $169,900 (2.2%) | $225,117 (1.8%) | 0.00 | 126 |
| 2021-02-01 | $187,950 (10.6%) | $250,958 (12.9%) | 0.00 | 108 |
| 2021-03-01 | $187,950 (1.5%) | $259,387 (7.8%) | 0.00 | 95 |
| 2021-04-01 | $191,975 (-3.8%) | $280,247 (14.9%) | 0.00 | 85 |
| 2021-05-01 | $189,000 (2.7%) | $269,641 (9.3%) | 0.00 | 90 |
| 2021-06-01 | $176,100 (-3.7%) | $251,188 (1.2%) | 0.00 | 101 |
| 2021-07-01 | $205,000 (13.9%) | $268,561 (12.1%) | 0.00 | 115 |
| 2021-08-01 | $214,950 (19.5%) | $315,027 (33.1%) | 0.00 | 92 |
| 2021-09-01 | $211,125 (12.0%) | $298,357 (24.4%) | 0.00 | 88 |
| 2021-10-01 | $217,500 (17.6%) | $293,382 (23.5%) | 0.00 | 90 |
| 2021-11-01 | $201,750 (11.4%) | $267,961 (14.4%) | 0.00 | 87 |
| 2021-12-01 | $202,500 (15.7%) | $280,953 (22.8%) | 0.00 | 79 |
| 2022-01-01 | $197,000 (16.0%) | $324,257 (44.0%) | 0.00 | 59 |
| 2022-02-01 | $185,125 (-1.5%) | $300,745 (19.8%) | 0.00 | 63 |
| 2022-03-01 | $188,750 (0.4%) | $288,143 (11.1%) | 0.00 | 64 |
| 2022-04-01 | $193,500 (0.8%) | $321,885 (14.9%) | 0.00 | 62 |
| 2022-05-01 | $225,000 (19.1%) | $331,134 (22.8%) | 0.00 | 71 |
| 2022-06-01 | $268,225 (52.3%) | $342,799 (36.5%) | 0.00 | 90 |
| 2022-07-01 | $233,000 (13.7%) | $330,727 (23.2%) | 0.00 | 103 |
| 2022-08-01 | $239,450 (11.4%) | $335,255 (6.4%) | 0.00 | 102 |
| 2022-09-01 | $238,975 (13.2%) | $312,721 (4.8%) | 0.00 | 99 |
| 2022-10-01 | $256,450 (17.9%) | $320,277 (9.2%) | 0.00 | 98 |
| 2022-11-01 | $245,725 (21.8%) | $302,868 (13.0%) | 0.00 | 96 |
| 2022-12-01 | $233,450 (15.3%) | $285,107 (1.5%) | 0.00 | 96 |
| 2023-01-01 | $217,425 (10.4%) | $273,844 (-15.6%) | 0.00 | 74 |
| 2023-02-01 | $239,700 (29.5%) | $282,524 (-6.1%) | 0.00 | 67 |
| 2023-03-01 | $248,975 (31.9%) | $319,582 (10.9%) | 0.00 | 66 |
| 2023-04-01 | $235,000 (21.5%) | $324,124 (0.7%) | 0.00 | 68 |
| 2023-05-01 | $237,000 (5.3%) | $307,604 (-7.1%) | 0.00 | 66 |
| 2023-06-01 | $238,450 (-11.1%) | $301,531 (-12.0%) | 0.00 | 71 |
| 2023-07-01 | $238,450 (2.3%) | $312,235 (-5.6%) | 0.00 | 66 |
| 2023-08-01 | $243,125 (1.5%) | $302,470 (-9.8%) | 0.00 | 72 |
| 2023-09-01 | $239,000 (0.0%) | $297,091 (-5.0%) | 0.00 | 81 |
| 2023-10-01 | $227,200 (-11.4%) | $285,026 (-11.0%) | 0.00 | 90 |
| 2023-11-01 | $219,375 (-10.7%) | $283,731 (-6.3%) | 0.00 | 92 |
| 2023-12-01 | $217,000 (-7.1%) | $274,500 (-3.7%) | 0.00 | 83 |
| 2024-01-01 | $259,750 (19.5%) | $324,835 (18.6%) | 0.00 | 64 |
| 2024-02-01 | $269,475 (12.4%) | $338,166 (19.7%) | 0.00 | 68 |
| 2024-03-01 | $269,250 (8.1%) | $326,104 (2.0%) | 0.00 | 80 |
Bloomsburg's median listing price comes in at 0% of the national average.
Bloomsburg's average listing price for 2024-03-01 was $326,104, a difference of $6,522 (2.0%) versus the prior year and $-12,062 versus the prior month.
For the 2024-03-01 period, Bloomsburg had 80 MLS listings, a difference of 12 listings (18%) versus the prior month and 14 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bloomsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,695 sqft |
| 2018-02-01 | 0 days | 1,694 sqft |
| 2018-03-01 | 0 days | 1,722 sqft |
| 2018-04-01 | 0 days | 1,766 sqft |
| 2018-05-01 | 0 days | 1,776 sqft |
| 2018-06-01 | 0 days | 1,777 sqft |
| 2018-07-01 | 0 days | 1,724 sqft |
| 2018-08-01 | 0 days | 1,696 sqft |
| 2018-09-01 | 0 days | 1,720 sqft |
| 2018-10-01 | 0 days | 1,709 sqft |
| 2018-11-01 | 0 days | 1,727 sqft |
| 2018-12-01 | 0 days | 1,688 sqft |
| 2019-01-01 | 0 days | 1,696 sqft |
| 2019-02-01 | 0 days | 1,727 sqft |
| 2019-03-01 | 0 days | 1,772 sqft |
| 2019-04-01 | 0 days | 1,878 sqft |
| 2019-05-01 | 0 days | 1,845 sqft |
| 2019-06-01 | 0 days | 1,758 sqft |
| 2019-07-01 | 0 days | 1,705 sqft |
| 2019-08-01 | 0 days | 1,680 sqft |
| 2019-09-01 | 0 days | 1,644 sqft |
| 2019-10-01 | 0 days | 1,620 sqft |
| 2019-11-01 | 0 days | 1,620 sqft |
| 2019-12-01 | 0 days | 1,638 sqft |
| 2020-01-01 | 0 days | 1,676 sqft |
| 2020-02-01 | 0 days | 1,690 sqft |
| 2020-03-01 | 0 days | 1,702 sqft |
| 2020-04-01 | 0 days | 1,720 sqft |
| 2020-05-01 | 0 days | 1,647 sqft |
| 2020-06-01 | 0 days | 1,673 sqft |
| 2020-07-01 | 0 days | 1,629 sqft |
| 2020-08-01 | 0 days | 1,686 sqft |
| 2020-09-01 | 0 days | 1,735 sqft |
| 2020-10-01 | 0 days | 1,758 sqft |
| 2020-11-01 | 0 days | 1,617 sqft |
| 2020-12-01 | 0 days | 1,606 sqft |
| 2021-01-01 | 0 days | 1,620 sqft |
| 2021-02-01 | 0 days | 1,712 sqft |
| 2021-03-01 | 0 days | 1,701 sqft |
| 2021-04-01 | 0 days | 1,763 sqft |
| 2021-05-01 | 0 days | 1,694 sqft |
| 2021-06-01 | 0 days | 1,663 sqft |
| 2021-07-01 | 0 days | 1,644 sqft |
| 2021-08-01 | 0 days | 1,711 sqft |
| 2021-09-01 | 0 days | 1,882 sqft |
| 2021-10-01 | 0 days | 1,806 sqft |
| 2021-11-01 | 0 days | 1,657 sqft |
| 2021-12-01 | 0 days | 1,683 sqft |
| 2022-01-01 | 0 days | 1,739 sqft |
| 2022-02-01 | 0 days | 1,704 sqft |
| 2022-03-01 | 0 days | 1,667 sqft |
| 2022-04-01 | 0 days | 1,687 sqft |
| 2022-05-01 | 0 days | 1,814 sqft |
| 2022-06-01 | 0 days | 1,863 sqft |
| 2022-07-01 | 0 days | 1,800 sqft |
| 2022-08-01 | 0 days | 1,965 sqft |
| 2022-09-01 | 0 days | 1,891 sqft |
| 2022-10-01 | 0 days | 1,792 sqft |
| 2022-11-01 | 0 days | 1,791 sqft |
| 2022-12-01 | 0 days | 1,798 sqft |
| 2023-01-01 | 0 days | 1,799 sqft |
| 2023-02-01 | 0 days | 1,803 sqft |
| 2023-03-01 | 0 days | 1,829 sqft |
| 2023-04-01 | 0 days | 1,828 sqft |
| 2023-05-01 | 0 days | 1,745 sqft |
| 2023-06-01 | 0 days | 1,814 sqft |
| 2023-07-01 | 0 days | 1,835 sqft |
| 2023-08-01 | 0 days | 1,746 sqft |
| 2023-09-01 | 0 days | 1,756 sqft |
| 2023-10-01 | 0 days | 1,765 sqft |
| 2023-11-01 | 0 days | 1,702 sqft |
| 2023-12-01 | 0 days | 1,691 sqft |
| 2024-01-01 | 0 days | 1,838 sqft |
| 2024-02-01 | 0 days | 1,998 sqft |
| 2024-03-01 | 0 days | 1,972 sqft |
Bloomsburg's median square footage for active listings during the 2024-03-01 period was 1,972 sqft. One year prior, the average listing was 1,829 sqft.