Radius Financial Group Mortgage Rates, Fees & Info

NORWELL, MA

LEI: 549300GCEUZLVML1J263

Tax ID: 04-3483190

5 stars - out of 5 stars, based on 62 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Radius Financial Group is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Radius Financial Group has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, Worcester, Providence, Miami, and Barnstable Town among others. We have data for 93 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Radius Financial Group has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Radius Financial Group is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.59% 1/29/23
    30 Year Conventional Refi 6.40% 1/29/23
    30 Year Cash-out Refi 6.65% 1/29/23
    30 Year FHA Purchase 7.23% 1/29/23
    30 Year FHA Refi 6.79% 1/29/23
    30 Year VA Purchase 6.11% 1/29/23
    30 Year VA Refi 5.84% 1/29/23
    30 Year USDA Purchase 6.47% 1/29/23
    30 Year USDA Refi 6.31% 1/29/23
    15 Year Conventional Purchase 6.04% 1/29/23
    15 Year Conventional Refi 5.83% 1/29/23
    15 Year Cash-out Refi 5.83% 1/29/23
    15 Year FHA Purchase 7.00% 1/29/23
    15 Year FHA Refi 7.34% 1/29/23
    15 Year VA Purchase 5.86% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    3,860

    Origination Dollar Volume (All Markets)

    $1,301,810,000
    Show all (17) awards

    Relative Rate

    Radius Financial Group's average 30 year fixed mortgage rate was 3.04%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.11%.

    Relative Fees (Closing Costs)

    Radius Financial Group's average total fees/closing costs for a 30 year fixed rate mortgage were $4,660.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1,788 $702,560,000 $392,931 $4,443 2.97%
    WORCESTER, MA-CT (FHA|USDA|VA) 319 $99,455,000 $311,771 $5,001 3.07%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 291 $89,055,000 $306,031 $4,371 3.02%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 184 $70,020,000 $380,543 $5,346 2.84%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 204 $65,790,000 $322,500 $3,998 2.93%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 203 $54,565,000 $268,793 $4,636 2.92%
    SPRINGFIELD, MA (FHA|USDA|VA) 186 $41,000,000 $220,430 $4,178 2.86%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 88 $27,410,000 $311,477 $4,205 2.89%
    Outside of Metro Areas 63 $15,865,000 $251,825 $3,859 3.06%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 53 $12,445,000 $234,811 $4,255 3.25%
    ASHEVILLE, NC (FHA|USDA|VA) 58 $11,440,000 $197,241 $4,097 2.86%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 32 $10,270,000 $320,938 $4,385 2.85%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 25 $7,445,000 $297,800 $4,067 2.88%
    Concord, NH (FHA|USDA|VA) 21 $7,035,000 $335,000 $3,952 2.87%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 27 $6,055,000 $224,259 $4,016 3.10%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 17 $5,895,000 $346,765 $3,097 2.99%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 18 $5,650,000 $313,889 $5,105 3.16%
    JACKSONVILLE, FL (FHA|USDA|VA) 16 $4,300,000 $268,750 $4,303 2.98%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 20 $4,060,000 $203,000 $4,120 2.97%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 14 $3,720,000 $265,714 $3,557 3.03%
    PUNTA GORDA, FL (FHA|USDA|VA) 11 $2,805,000 $255,000 $4,031 2.96%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,555,000 $365,000 $4,684 2.87%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $2,535,000 $230,455 $2,994 3.05%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $2,520,000 $315,000 $5,198 2.92%
    Jefferson, GA (FHA|USDA|VA) 8 $2,500,000 $312,500 $5,335 3.06%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $2,450,000 $612,500 $6,596 2.94%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $2,235,000 $203,182 $3,958 2.90%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 7 $2,105,000 $300,714 $5,813 2.84%
    Laconia, NH (FHA|USDA|VA) 6 $1,940,000 $323,333 $3,448 3.10%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $1,940,000 $485,000 $3,350 3.06%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $1,790,000 $447,500 $2,798 3.19%
    GAINESVILLE, GA (FHA|USDA|VA) 6 $1,740,000 $290,000 $3,521 3.17%
    Lebanon, NH-VT (FHA|USDA|VA) 8 $1,660,000 $207,500 $2,963 2.87%
    SPARTANBURG, SC (FHA|USDA|VA) 5 $1,525,000 $305,000 $3,411 2.82%
    Vineyard Haven, MA (FHA|USDA|VA) 4 $1,470,000 $367,500 $2,925 2.84%
    PITTSFIELD, MA (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,533 3.54%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $1,095,000 $365,000 $4,195 2.67%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 7 $1,095,000 $156,429 $3,619 2.86%
    BANGOR, ME (FHA|USDA|VA) 6 $1,090,000 $181,667 $3,320 2.78%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,055,000 $150,714 $3,808 3.13%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $970,000 $242,500 $5,964 3.00%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $880,000 $220,000 $4,751 3.25%
    Cornelia, GA (FHA|USDA|VA) 2 $750,000 $375,000 $4,041 3.06%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $735,000 $245,000 $3,614 2.79%
    WINSTON-SALEM, NC (FHA|USDA|VA) 3 $715,000 $238,333 $5,883 3.25%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $640,000 $320,000 $5,992 2.74%
    SAVANNAH, GA (FHA|USDA|VA) 4 $640,000 $160,000 $3,303 2.78%
    COLUMBIA, SC (FHA|USDA|VA) 3 $625,000 $208,333 $4,208 3.67%
    Keene, NH (FHA|USDA|VA) 3 $585,000 $195,000 $2,102 2.71%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3 $575,000 $191,667 $4,034 3.21%
    Forest City, NC (FHA|USDA|VA) 4 $560,000 $140,000 $3,549 2.91%
    RALEIGH-CARY, NC (FHA|USDA|VA) 3 $555,000 $185,000 $3,099 2.63%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $545,000 $545,000 $4,098 3.13%
    TALLAHASSEE, FL (FHA|USDA|VA) 3 $535,000 $178,333 $3,788 2.54%
    Key West, FL (FHA|USDA|VA) 2 $530,000 $265,000 $4,273 2.93%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $515,000 $171,667 $4,046 2.75%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $495,000 $495,000 $5,238 3.13%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $475,000 $475,000 $17,136 4.38%
    PITTSBURGH, PA (FHA|USDA|VA) 4 $440,000 $110,000 $3,730 3.06%
    Augusta-Waterville, ME (FHA|USDA|VA) 2 $430,000 $215,000 $3,254 3.00%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $405,000 $405,000 $2,802 3.49%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $380,000 $190,000 $4,176 3.69%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 2 $360,000 $180,000 $2,441 3.00%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $355,000 $355,000 $3,379 2.88%
    Berlin, NH (FHA|USDA|VA) 1 $345,000 $345,000 $4,904 3.00%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $340,000 $170,000 $3,688 2.87%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $335,000 $335,000 $5,747 3.75%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $335,000 $335,000 $10,684 3.25%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $335,000 $335,000 $3,160 2.63%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $4,856 2.88%
    LANCASTER, PA (FHA|USDA|VA) 2 $330,000 $165,000 $2,191 2.75%
    TUCSON, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $9,839 2.25%
    JOHNSON CITY, TN (FHA|USDA|VA) 3 $305,000 $101,667 $3,704 4.50%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $4,656 2.63%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $285,000 $285,000 $3,324 2.88%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $285,000 $285,000 $4,071 2.99%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $275,000 $275,000 $4,805 3.63%
    Torrington, CT (FHA|USDA|VA) 2 $270,000 $135,000 $1,453 2.69%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $245,000 $245,000 $3,085 2.88%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $235,000 $78,333 $3,628 3.92%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,099 3.88%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $210,000 $105,000 $4,347 2.75%
    JACKSONVILLE, NC (FHA|USDA|VA) 2 $200,000 $100,000 $3,289 3.31%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,413 2.75%
    Brevard, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,095 2.50%
    Toccoa, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,827 2.62%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,834 3.13%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,936 2.75%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,233 2.75%
    Thomasville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,815 3.13%
    Palatka, FL (FHA|USDA|VA) 1 $125,000 $125,000 $2,999 3.63%
    Corsicana, TX (FHA|USDA|VA) 1 $115,000 $115,000 $1,463 3.25%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,496 3.00%
    Radius Financial Group's top markets include Boston, Worcester, Providence, Miami, and Barnstable Town among others.

    Their top states include:
  • Massachusetts (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Hampshire (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Rhode Island (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against RADIUS FINANCIAL GROUP based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOMERSET
    Similarity Rank: 87
    INFINITY Federal Credit Union
    Similarity Rank: 136
    Homestar Mortgage, Inc.
    Similarity Rank: 156
    DADE COUNTY FEDERAL CREDIT UNION
    Similarity Rank: 167
    CASCO
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    Freedom Credit Union
    Similarity Rank: 266
    Emory Alliance Credit Union
    Similarity Rank: 305
    GREATER SPRINGFIELD CREDIT UNION
    Similarity Rank: 336
    SIKORSKY FINANCIAL
    Similarity Rank: 354

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,381 $1,137,355,000 $336,396 $3,902 3.00%
    FHA 317 $105,195,000 $331,845 $9,570 2.87%
    VA 146 $55,080,000 $377,260 $5,666 2.59%
    USDA 16 $4,180,000 $261,250 $5,168 2.54%

    For 2021, Radius Financial Group's most frequently originated type of loan was Conventional, with 3,381 originations. Their 2nd most popular type was FHA, with 317 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,682 $610,900,000 $363,199 $5,437 3.06%
    Refi 1,288 $400,940,000 $311,289 $3,359 2.78%
    Cash Out Refi 886 $289,900,000 $327,201 $4,135 3.07%
    Other 4 $70,000 $17,500 $313 3.63%

    For 2021, Radius Financial Group's most frequently cited loan purpose was Home Purchase, with 1,682 originations. The 2nd most popular reason was Refi, with 1,288 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,239 $1,134,755,000 $350,341 $4,660 3.04%
    15 Year 324 $83,290,000 $257,068 $3,294 2.38%
    20 Year 175 $52,545,000 $300,257 $3,522 2.78%
    Other 90 $25,010,000 $277,889 $3,054 2.84%
    10 Year 32 $6,210,000 $194,063 $2,650 2.73%

    For 2021, Radius Financial Group's most frequently cited loan duration was 30 Year, with 3,239 originations. The 2nd most popular length was 15 Year, with 324 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,897 $951,285,000 $328,369
    $<1k 429 $153,945,000 $358,846
    $2k-3k 218 $71,510,000 $328,028
    $5k+ 152 $70,600,000 $464,474
    $3k-4k 97 $30,865,000 $318,196
    $4k-5k 66 $23,410,000 $354,697

    Radius Financial Group's average total fees were $4,660, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,897 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,682 $580,190,000 $344,941
    3-4% 1,401 $491,815,000 $351,046
    <2.5% 687 $202,275,000 $294,432
    4-5% 82 $25,720,000 $313,659
    5-6% 8 $1,810,000 $226,250

    During 2021, Radius Financial Group's average interest rate for loans was 3.04%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,682 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,990 $587,290,000 $295,121 $4,312 3.00%
    $400k-600k 873 $418,515,000 $479,399 $5,187 2.98%
    $100k-200k 686 $107,710,000 $157,012 $3,321 2.85%
    $600k-1MM 198 $139,530,000 $704,697 $6,325 3.05%
    $100,000 or less 79 $5,595,000 $70,823 $2,706 2.97%
    $1MM+ 34 $43,170,000 $1,269,706 $8,277 3.01%

    2021 saw Radius Financial Group place emphasis on $200k-400k loans with 1,990 originations, totaling $587,290,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 961 $335,455,000 $349,069 $4,545 2.98%
    $50k-75k 780 $198,290,000 $254,218 $4,422 2.95%
    $75k-100k 777 $239,455,000 $308,179 $4,397 3.01%
    $150k-250k 730 $309,600,000 $424,110 $4,300 2.97%
    $50k or less 343 $66,875,000 $194,971 $3,983 2.87%
    $250k+ 269 $152,135,000 $565,558 $5,194 3.01%

    Radius Financial Group lent most frequently to those with incomes in the $100k-150k range, with 961 originations. The second most popular income band? $50k-75k, with 780 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 757 $268,395,000 $354,551 $4,246 2.99%
    20-30% 718 $246,960,000 $343,955 $3,825 2.88%
    <20% 294 $96,910,000 $329,626 $3,581 2.73%
    44% 177 $57,485,000 $324,774 $4,548 3.11%
    38% 162 $53,560,000 $330,617 $4,299 3.04%
    43% 159 $53,445,000 $336,132 $4,855 3.04%
    36% 157 $53,585,000 $341,306 $4,377 3.04%
    39% 157 $50,575,000 $322,134 $4,369 3.09%
    42% 155 $50,975,000 $328,871 $4,430 3.03%
    45% 140 $46,090,000 $329,214 $4,654 3.03%
    37% 139 $49,335,000 $354,928 $4,523 3.00%
    41% 137 $43,255,000 $315,730 $4,551 3.05%
    47% 131 $43,375,000 $331,107 $5,059 2.97%
    40% 127 $41,935,000 $330,197 $4,495 3.06%
    48% 125 $39,075,000 $312,600 $4,954 3.00%
    50-60% 108 $37,020,000 $342,778 $8,591 2.92%
    46% 107 $34,515,000 $322,570 $4,926 2.98%
    49% 107 $34,455,000 $322,009 $5,351 2.95%
    >60% 3 $865,000 $288,333 $2,148 2.88%

    Radius Financial Group lent most frequently to those with DTI ratios of 30-36%, with 757 originations. The next most common DTI ratio? 20-30%, with 718 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,030 $1,027,380,000 $339,069 $4,321 2.96%
    Not provided 471 $156,465,000 $332,197 $4,928 3.00%
    Black 169 $51,905,000 $307,130 $5,374 3.03%
    Asian 134 $45,120,000 $336,716 $4,441 3.05%
    Asian Indian 16 $6,870,000 $429,375 $3,203 3.00%
    American Indian 19 $6,235,000 $328,158 $4,787 3.03%
    Chinese 3 $2,615,000 $871,667 $6,334 3.83%
    Other Asian 9 $1,775,000 $197,222 $3,460 3.19%
    Native Hawaiian or Islander 2 $820,000 $410,000 $1,570 2.62%
    Korean 1 $685,000 $685,000 $90 4.13%
    Vietnamese 2 $660,000 $330,000 $3,639 2.75%
    Other Pacific Islander 1 $465,000 $465,000 $3,311 2.63%
    Filipino 1 $425,000 $425,000 $4,148 2.99%
    2 $390,000 $195,000 $3,774 3.13%

    Approval Rates

    Total approvals of all applications
    96.61%

    Radius Financial Group has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    85.34%

    Radius Financial Group has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,860 $1,301,810,000 $337,256

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,860 $1,301,810,000 $337,256

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 238 $56,490,000 $237,353 $3,186 2.71%
    40-60% 704 $204,690,000 $290,753 $3,359 2.78%
    60-80% 1,600 $557,590,000 $348,494 $4,113 3.07%
    80-100% 1,268 $471,570,000 $371,901 $5,622 3.00%
    Over 100% 19 $8,135,000 $428,158 $12,948 2.72%
    Under 20% 31 $3,335,000 $107,581 $1,836 2.93%