Century Mortgage Company Dba Century Lending Company Rates, Fees & Info

Louisville, KY

LEI: 549300MZ8VZJOVC63092

Tax ID: 61-1306242

3.4 stars - out of 5 stars, based on 53 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Century Mortgage Company Dba Century Lending Company is a smaller mortgage company specializing in Home Purchase and Refi loans. Century Mortgage Company Dba Century Lending Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, Santa Rosa, Atlanta, Riverside, and Oxnard among others. Century Mortgage Company Dba Century Lending Company has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Century Mortgage Company Dba Century Lending Company is typically a high fee lendor.


Originations

2,837

Origination Dollar Volume (All Markets)

$988,435,000
Show all (7) awards

Relative Rate

Century Mortgage Company Dba Century Lending Company's average 30 year fixed rate mortgage of loans were 3.13%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.02%.

Relative Fees

Century Mortgage Company Dba Century Lending Company's average total fees for a 30 year fixed rate mortgage are $6,429.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 264 $137,380,000 $520,379 $7,200 3.07%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 171 $76,475,000 $447,222 $6,174 3.16%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 136 $46,840,000 $344,412 $6,754 3.03%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 123 $46,745,000 $380,041 $6,494 2.98%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 72 $40,040,000 $556,111 $8,127 3.01%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 113 $38,085,000 $337,035 $5,650 2.98%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 106 $35,420,000 $334,151 $8,534 3.16%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 138 $32,990,000 $239,058 $5,072 3.14%
ALBUQUERQUE, NM (FHA|USDA|VA) 110 $29,620,000 $269,273 $5,083 3.12%
SALT LAKE CITY, UT (FHA|USDA|VA) 61 $25,865,000 $424,016 $5,888 3.15%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 54 $25,700,000 $475,926 $6,313 3.15%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 65 $24,785,000 $381,308 $5,381 3.06%
Clearlake, CA (FHA|USDA|VA) 84 $22,640,000 $269,524 $6,694 3.20%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 38 $18,070,000 $475,526 $8,194 2.93%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 103 $17,485,000 $169,757 $6,652 3.07%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 35 $17,245,000 $492,714 $7,770 2.98%
Outside of Metro Areas 57 $16,675,000 $292,544 $4,840 3.09%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 40 $15,270,000 $381,750 $5,355 3.13%
PROVO-OREM, UT (FHA|USDA|VA) 35 $14,645,000 $418,429 $6,132 3.09%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 42 $13,870,000 $330,238 $5,900 3.08%
JACKSONVILLE, FL (FHA|USDA|VA) 43 $12,425,000 $288,953 $6,124 3.34%
Ukiah, CA (FHA|USDA|VA) 28 $9,800,000 $350,000 $5,539 3.31%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 30 $8,470,000 $282,333 $5,435 3.10%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 13 $7,885,000 $606,538 $7,702 3.13%
COLORADO SPRINGS, CO (FHA|USDA|VA) 19 $7,635,000 $401,842 $6,189 3.03%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 17 $7,405,000 $435,588 $3,211 3.25%
GREELEY, CO (FHA|USDA|VA) 22 $7,320,000 $332,727 $5,948 3.05%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 24 $6,930,000 $288,750 $7,193 3.11%
SANTA FE, NM (FHA|USDA|VA) 16 $6,370,000 $398,125 $4,863 3.16%
Coos Bay, OR (FHA|USDA|VA) 22 $6,280,000 $285,455 $6,331 3.27%
Ruidoso, NM (FHA|USDA|VA) 22 $5,830,000 $265,000 $4,356 3.16%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 12 $5,380,000 $448,333 $4,765 3.34%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 18 $5,290,000 $293,889 $5,869 3.12%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 12 $5,200,000 $433,333 $5,494 2.94%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 16 $5,000,000 $312,500 $6,840 3.20%
OCALA, FL (FHA|USDA|VA) 24 $4,910,000 $204,583 $6,363 3.10%
VALLEJO, CA (FHA|USDA|VA) 12 $4,610,000 $384,167 $8,021 3.03%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 11 $4,085,000 $371,364 $6,901 3.08%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 15 $4,065,000 $271,000 $5,429 3.25%
Heber, UT (FHA|USDA|VA) 7 $3,755,000 $536,429 $10,621 3.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 19 $3,685,000 $193,947 $7,553 3.14%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 19 $3,665,000 $192,895 $5,610 3.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 17 $3,605,000 $212,059 $4,205 3.02%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $3,525,000 $503,571 $10,314 2.88%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 12 $3,520,000 $293,333 $6,901 3.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 15 $3,515,000 $234,333 $3,904 3.08%
Key West, FL (FHA|USDA|VA) 3 $3,455,000 $1,151,667 $24,873 3.54%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 16 $3,440,000 $215,000 $7,308 3.03%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 12 $3,340,000 $278,333 $7,160 3.03%
FRESNO, CA (FHA|USDA|VA) 9 $3,135,000 $348,333 $7,252 3.15%
FORT COLLINS, CO (FHA|USDA|VA) 8 $2,970,000 $371,250 $3,373 2.81%
STOCKTON, CA (FHA|USDA|VA) 9 $2,885,000 $320,556 $7,608 3.01%
PORT ST. LUCIE, FL (FHA|USDA|VA) 9 $2,805,000 $311,667 $5,616 3.12%
BOWLING GREEN, KY (FHA|USDA|VA) 11 $2,775,000 $252,273 $4,761 3.14%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $2,765,000 $307,222 $8,414 3.28%
PUEBLO, CO (FHA|USDA|VA) 11 $2,585,000 $235,000 $5,616 3.13%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 7 $2,485,000 $355,000 $6,480 3.23%
Lock Haven, PA (FHA|USDA|VA) 16 $2,460,000 $153,750 $4,703 2.80%
Durango, CO (FHA|USDA|VA) 7 $2,455,000 $350,714 $5,561 3.01%
STATE COLLEGE, PA (FHA|USDA|VA) 8 $2,250,000 $281,250 $6,449 3.00%
ST. GEORGE, UT (FHA|USDA|VA) 4 $2,030,000 $507,500 $6,933 3.25%
NAPA, CA (FHA|USDA|VA) 4 $2,020,000 $505,000 $4,422 2.97%
Scottsburg, IN (FHA|USDA|VA) 8 $1,980,000 $247,500 $3,984 3.03%
LOGAN, UT-ID (FHA|USDA|VA) 5 $1,905,000 $381,000 $4,777 3.25%
PITTSBURGH, PA (FHA|USDA|VA) 8 $1,850,000 $231,250 $7,567 3.47%
FARMINGTON, NM (FHA|USDA|VA) 11 $1,835,000 $166,818 $4,005 3.11%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 5 $1,805,000 $361,000 $5,531 3.13%
Concord, NH (FHA|USDA|VA) 6 $1,790,000 $298,333 $5,618 2.83%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $1,785,000 $198,333 $5,913 3.29%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $1,770,000 $221,250 $8,574 3.06%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 6 $1,740,000 $290,000 $8,583 3.10%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,715,000 $343,000 $10,466 3.20%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 7 $1,675,000 $239,286 $3,963 3.25%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $1,670,000 $417,500 $7,766 3.16%
Palatka, FL (FHA|USDA|VA) 9 $1,665,000 $185,000 $3,868 3.47%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,665,000 $333,000 $7,481 3.33%
Eureka-Arcata, CA (FHA|USDA|VA) 6 $1,590,000 $265,000 $4,496 3.29%
Bardstown, KY (FHA|USDA|VA) 8 $1,440,000 $180,000 $4,724 3.22%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,385,000 $277,000 $6,585 2.82%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $1,380,000 $345,000 $7,051 3.06%
SAVANNAH, GA (FHA|USDA|VA) 3 $1,305,000 $435,000 $7,758 2.67%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,285,000 $257,000 $4,656 3.28%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,265,000 $253,000 $7,306 3.20%
MEDFORD, OR (FHA|USDA|VA) 4 $1,240,000 $310,000 $4,188 3.16%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,050 3.50%
SPARTANBURG, SC (FHA|USDA|VA) 7 $1,205,000 $172,143 $4,067 2.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $1,140,000 $285,000 $5,427 3.13%
SALEM, OR (FHA|USDA|VA) 4 $1,130,000 $282,500 $7,603 3.06%
Sevierville, TN (FHA|USDA|VA) 2 $1,120,000 $560,000 $11,836 3.00%
BOISE CITY, ID (FHA|USDA|VA) 2 $1,090,000 $545,000 $5,392 3.06%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,085,000 $361,667 $5,741 2.88%
HARRISONBURG, VA (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,738 2.63%
MADERA, CA (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,869 3.46%
SALINAS, CA (FHA|USDA|VA) 2 $1,010,000 $505,000 $6,509 3.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $1,005,000 $335,000 $10,550 2.83%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $935,000 $311,667 $6,266 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $920,000 $230,000 $4,943 3.38%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $915,000 $305,000 $5,724 3.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $895,000 $298,333 $6,595 2.83%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $895,000 $298,333 $7,115 2.63%
Danville, KY (FHA|USDA|VA) 2 $890,000 $445,000 $7,695 3.00%
GAINESVILLE, GA (FHA|USDA|VA) 2 $880,000 $440,000 $8,145 2.50%
Cedar City, UT (FHA|USDA|VA) 3 $875,000 $291,667 $4,139 3.12%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $875,000 $291,667 $4,112 2.67%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $830,000 $207,500 $8,829 3.56%
Newport, OR (FHA|USDA|VA) 3 $815,000 $271,667 $6,684 3.38%
Madison, IN (FHA|USDA|VA) 5 $805,000 $161,000 $4,645 2.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $780,000 $390,000 $14,350 3.38%
Show Low, AZ (FHA|USDA|VA) 1 $745,000 $745,000 $0 3.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $730,000 $365,000 $4,327 2.69%
Richmond-Berea, KY (FHA|USDA|VA) 3 $715,000 $238,333 $7,506 3.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $710,000 $355,000 $3,175 3.00%
Roseburg, OR (FHA|USDA|VA) 3 $705,000 $235,000 $8,412 2.96%
Sanford, NC (FHA|USDA|VA) 1 $705,000 $705,000 $34,145 2.75%
LYNCHBURG, VA (FHA|USDA|VA) 1 $695,000 $695,000 $16,017 3.25%
Outside of Metro Areas 2 $690,000 $345,000 $6,755 2.94%
Vernal, UT (FHA|USDA|VA) 3 $685,000 $228,333 $5,286 2.79%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $670,000 $335,000 $4,516 3.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $665,000 $221,667 $7,085 2.63%
CHEYENNE, WY (FHA|USDA|VA) 2 $660,000 $330,000 $6,835 2.81%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $645,000 $645,000 $16,362 2.88%
Jasper, IN (FHA|USDA|VA) 4 $630,000 $157,500 $3,165 2.72%
VISALIA, CA (FHA|USDA|VA) 3 $605,000 $201,667 $3,852 3.33%
Rock Springs, WY (FHA|USDA|VA) 2 $600,000 $300,000 $5,931 2.75%
BRUNSWICK, GA (FHA|USDA|VA) 2 $550,000 $275,000 $5,363 3.00%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $550,000 $275,000 $8,151 3.31%
BEND, OR (FHA|USDA|VA) 1 $545,000 $545,000 $4,797 2.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $540,000 $270,000 $4,382 2.31%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $530,000 $265,000 $10,610 2.75%
THE VILLAGES, FL (FHA|USDA|VA) 3 $525,000 $175,000 $5,077 2.71%
LANCASTER, PA (FHA|USDA|VA) 1 $495,000 $495,000 $7,039 2.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $480,000 $240,000 $7,929 3.06%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $465,000 $155,000 $4,608 3.54%
COLUMBUS, OH (FHA|USDA|VA) 2 $460,000 $230,000 $6,798 3.56%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $455,000 $455,000 $3,899 3.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $455,000 $455,000 $2,494 3.00%
Milledgeville, GA (FHA|USDA|VA) 1 $455,000 $455,000 $0 4.38%
Okeechobee, FL (FHA|USDA|VA) 2 $450,000 $225,000 $7,845 3.13%
Jefferson, GA (FHA|USDA|VA) 1 $435,000 $435,000 $5,436 2.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $430,000 $215,000 $2,816 2.81%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $425,000 $425,000 $4,705 3.13%
CORVALLIS, OR (FHA|USDA|VA) 1 $425,000 $425,000 $7,154 3.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $425,000 $425,000 $4,769 2.25%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $415,000 $138,333 $4,923 2.79%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $415,000 $415,000 $10,675 2.88%
DECATUR, AL (FHA|USDA|VA) 2 $410,000 $205,000 $7,062 3.19%
Frankfort, KY (FHA|USDA|VA) 2 $410,000 $205,000 $5,379 3.43%
Glasgow, KY (FHA|USDA|VA) 2 $400,000 $200,000 $6,147 2.94%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $385,000 $385,000 $5,117 3.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $370,000 $185,000 $6,698 3.81%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $365,000 $365,000 $2,705 2.75%
Granbury, TX (FHA|USDA|VA) 1 $365,000 $365,000 $9,641 2.75%
Prineville, OR (FHA|USDA|VA) 1 $355,000 $355,000 $4,332 3.25%
Astoria, OR (FHA|USDA|VA) 1 $355,000 $355,000 $4,541 3.63%
Fort Morgan, CO (FHA|USDA|VA) 1 $355,000 $355,000 $4,909 3.25%
Calhoun, GA (FHA|USDA|VA) 1 $345,000 $345,000 $8,720 3.13%
Waycross, GA (FHA|USDA|VA) 1 $335,000 $335,000 $10,729 2.88%
Fergus Falls, MN (FHA|USDA|VA) 1 $335,000 $335,000 $7,008 2.13%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $335,000 $335,000 $4,185 3.88%
JACKSON, MS (FHA|USDA|VA) 1 $325,000 $325,000 $8,404 3.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $320,000 $160,000 $2,974 3.06%
Murray, KY (FHA|USDA|VA) 1 $315,000 $315,000 $8,934 2.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $315,000 $315,000 $10,620 2.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $310,000 $155,000 $10,234 3.44%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $305,000 $305,000 $0 2.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $305,000 $305,000 $9,421 2.88%
MODESTO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $4,137 3.38%
RAPID CITY, SD (FHA|USDA|VA) 1 $295,000 $295,000 $7,175 3.38%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $295,000 $295,000 $10,097 3.00%
EL CENTRO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $8,545 3.25%
LAWTON, OK (FHA|USDA|VA) 1 $285,000 $285,000 $4,514 2.25%
CHICO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.88%
LAFAYETTE, LA (FHA|USDA|VA) 1 $275,000 $275,000 $10,676 2.88%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $265,000 $265,000 $3,137 3.00%
YUBA CITY, CA (FHA|USDA|VA) 1 $265,000 $265,000 $4,945 3.25%
TULSA, OK (FHA|USDA|VA) 1 $265,000 $265,000 $11,536 2.25%
DuBois, PA (FHA|USDA|VA) 2 $260,000 $130,000 $3,629 2.88%
LONGVIEW, TX (FHA|USDA|VA) 1 $255,000 $255,000 $6,595 3.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $255,000 $255,000 $10,576 3.25%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $255,000 $255,000 $1,817 2.38%
St. Marys, GA (FHA|USDA|VA) 1 $255,000 $255,000 $6,400 2.63%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $255,000 $255,000 $7,693 3.38%
ABILENE, TX (FHA|USDA|VA) 1 $245,000 $245,000 $9,741 3.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $245,000 $245,000 $2,671 2.75%
BILLINGS, MT (FHA|USDA|VA) 1 $235,000 $235,000 $5,710 2.88%
REDDING, CA (FHA|USDA|VA) 1 $225,000 $225,000 $5,475 3.38%
HAMMOND, LA (FHA|USDA|VA) 1 $225,000 $225,000 $11,229 3.00%
GAINESVILLE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $2,947 4.00%
Pottsville, PA (FHA|USDA|VA) 2 $220,000 $110,000 $4,797 3.31%
RICHMOND, VA (FHA|USDA|VA) 1 $215,000 $215,000 $6,220 2.63%
Sandpoint, ID (FHA|USDA|VA) 1 $215,000 $215,000 $2,524 3.25%
YUMA, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $7,330 2.75%
Red Bluff, CA (FHA|USDA|VA) 1 $215,000 $215,000 $2,814 3.00%
BOULDER, CO (FHA|USDA|VA) 1 $215,000 $215,000 $3,018 3.38%
Evanston, WY (FHA|USDA|VA) 1 $215,000 $215,000 $2,038 2.38%
Steamboat Springs, CO (FHA|USDA|VA) 1 $205,000 $205,000 $3,025 3.25%
Cedartown, GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,991 3.50%
El Campo, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,914 2.88%
North Vernon, IN (FHA|USDA|VA) 1 $185,000 $185,000 $3,116 2.88%
Klamath Falls, OR (FHA|USDA|VA) 1 $185,000 $185,000 $5,136 3.25%
GREAT FALLS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $6,374 2.88%
MUNCIE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,085 3.25%
READING, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,725 3.25%
PANAMA CITY, FL (FHA|USDA|VA) 1 $165,000 $165,000 $6,807 2.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $165,000 $165,000 $6,185 3.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,399 2.88%
DANVILLE, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,122 2.75%
Albertville, AL (FHA|USDA|VA) 1 $145,000 $145,000 $6,644 3.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,386 2.63%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,829 2.88%
Brookings, OR (FHA|USDA|VA) 1 $135,000 $135,000 $5,845 2.38%
Sonora, CA (FHA|USDA|VA) 1 $135,000 $135,000 $3,467 3.13%
ERIE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,630 3.25%
LAS CRUCES, NM (FHA|USDA|VA) 1 $125,000 $125,000 $3,163 2.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $115,000 $115,000 $5,574 3.63%
Craig, CO (FHA|USDA|VA) 1 $115,000 $115,000 $5,006 2.25%
Clovis, NM (FHA|USDA|VA) 1 $105,000 $105,000 $2,835 3.13%
Deming, NM (FHA|USDA|VA) 1 $105,000 $105,000 $3,323 3.13%
Sunbury, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,257 3.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,407 3.50%
Somerset, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,480 3.63%
KOKOMO, IN (FHA|USDA|VA) 1 $85,000 $85,000 $5,801 2.25%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $85,000 $85,000 $3,219 3.25%
Alamogordo, NM (FHA|USDA|VA) 1 $55,000 $55,000 $2,320 3.63%
Washington, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,472 2.99%

Century Mortgage Company Dba Century Lending Company's top markets include Los Angeles, Santa Rosa, Atlanta, Riverside, and Oxnard among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,157 $775,295,000 $359,432 $5,462 3.16%
FHA 400 $114,770,000 $286,925 $9,516 2.97%
VA 208 $82,960,000 $398,846 $8,128 2.69%
USDA 72 $15,410,000 $214,028 $5,795 2.82%

For the 2021 period, Century Mortgage Company Dba Century Lending Company's most frequently originated loan type of loans were Conventional, with 2,157 originations. Their 2nd most popular type is FHA, with 400 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 1,548 $553,080,000 $357,287 $7,074 3.13%
Refi 1,289 $435,355,000 $337,746 $5,364 3.05%

For the 2021, Century Mortgage Company Dba Century Lending Company's most frequently cited loan purpose of loans were Home Purchase, with 1,548 originations. The 2nd most popular reason of loans were Refi, with 1,289 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 2,605 $929,535,000 $356,827 $6,429 3.13%
15 Year 143 $36,725,000 $256,818 $4,717 2.56%
20 Year 63 $15,725,000 $249,603 $4,495 2.95%
Other 17 $4,235,000 $249,118 $4,962 2.99%
10 Year 9 $2,215,000 $246,111 $5,358 2.58%

For the 2021, Century Mortgage Company Dba Century Lending Company's most frequently cited loan length of loans were 30 Year, with 2,605 originations. The 2nd most popular length of loans were 15 Year, with 143 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 1,027 $371,765,000 $361,991
$<1k 590 $164,110,000 $278,153
$3k-4k 300 $100,580,000 $335,267
$5k+ 291 $138,885,000 $477,268
$2k-3k 263 $84,705,000 $322,072

$6,429 of loans were Century Mortgage Company Dba Century Lending Company's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,027 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 1,384 $488,590,000 $353,027
2.5-3% 1,160 $409,180,000 $352,741
<2.5% 239 $74,785,000 $312,908
4-5% 54 $15,880,000 $294,074

During 2021, Century Mortgage Company Dba Century Lending Company's average interest rate of loans were 3.13%, while their most frequently originated rate bucket of loans were 3-4%, with 1,384 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 1,317 $385,635,000 $292,813 $5,998 3.06%
$400k-600k 666 $323,650,000 $485,961 $6,826 3.07%
$100k-200k 538 $82,540,000 $153,420 $4,599 3.13%
$600k-1MM 211 $148,155,000 $702,156 $10,162 3.18%
$100,000 or less 70 $5,670,000 $81,000 $3,746 3.32%
$1MM+ 35 $42,785,000 $1,222,429 $15,418 3.28%

2021 saw Century Mortgage Company Dba Century Lending Company place emphasis on $200k-400k loans with 1,317 originations, totaling $385,635,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 635 $249,005,000 $392,134 $6,626 3.11%
$50k-75k 583 $150,995,000 $258,997 $5,846 3.06%
$75k-100k 579 $193,695,000 $334,534 $6,394 3.07%
$150k-250k 434 $207,220,000 $477,465 $7,030 3.14%
$50k or less 416 $78,050,000 $187,620 $4,775 3.04%
$250k+ 184 $106,890,000 $580,924 $8,918 3.22%

Century Mortgage Company Dba Century Lending Company lent most frequently to those with incomes in the $100k-150k range, with 635 originations. The second most popular income band? $50k-75k, with 583 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 474 $159,220,000 $335,907 $5,934 3.10%
20-30% 469 $157,695,000 $336,237 $5,848 3.10%
<20% 166 $50,240,000 $302,651 $4,954 2.96%
50-60% 155 $54,805,000 $353,581 $9,775 2.94%
43% 141 $52,865,000 $374,929 $6,250 3.13%
44% 139 $51,295,000 $369,029 $6,151 3.20%
42% 134 $51,240,000 $382,388 $6,638 3.06%
49% 125 $44,645,000 $357,160 $6,088 3.10%
38% 118 $43,240,000 $366,441 $7,056 3.11%
40% 117 $44,675,000 $381,838 $6,662 3.18%
39% 116 $42,750,000 $368,534 $6,297 3.16%
37% 108 $38,510,000 $356,574 $6,291 3.16%
41% 108 $39,170,000 $362,685 $5,661 3.12%
48% 98 $32,920,000 $335,918 $6,980 3.08%
45% 95 $31,925,000 $336,053 $6,007 3.05%
47% 93 $31,075,000 $334,140 $6,216 3.11%
46% 91 $29,655,000 $325,879 $6,361 3.02%
36% 81 $28,785,000 $355,370 $5,493 3.20%
>60% 9 $3,725,000 $413,889 $4,944 2.92%

Century Mortgage Company Dba Century Lending Company lent most frequently to those with DTI ratios of 30-36%, with 474 originations. The next most common DTI ratio? 20-30%, with 469 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,937 $652,015,000 $336,611 $6,155 3.09%
Not provided 600 $227,640,000 $379,400 $6,425 3.09%
Black 146 $47,400,000 $324,658 $7,521 3.12%
Asian 111 $46,075,000 $415,090 $6,274 3.15%
American Indian 20 $6,980,000 $349,000 $6,208 3.28%
Native Hawaiian 8 $3,060,000 $382,500 $9,381 3.13%
Filipino 6 $2,120,000 $353,333 $6,860 3.02%
Asian Indian 3 $1,065,000 $355,000 $5,981 3.25%
Chinese 2 $910,000 $455,000 $4,345 2.81%
Other Asian 3 $825,000 $275,000 $4,270 3.58%
Native Hawiian 1 $345,000 $345,000 $9,652 3.25%

Approval Rates

Total approvals of all applications
80.15%

Century Mortgage Company Dba Century Lending Company has a below average approval rate.

Pick Rate

Approvals leading to origination
70.06%

Century Mortgage Company Dba Century Lending Company has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 2,837 $988,435,000 $348,409

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,837 $988,435,000 $348,409

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 190 $50,010,000 $263,211 $4,323 2.97%
40-60% 437 $144,525,000 $330,721 $4,884 2.98%
60-80% 1,031 $386,845,000 $375,213 $6,003 3.20%
80-100% 1,132 $390,430,000 $344,903 $7,010 3.06%
Over 100% 30 $14,040,000 $468,000 $18,062 3.05%
Under 20% 17 $2,585,000 $152,059 $3,820 2.96%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
CENTURY MORTGAGE COMPANY VA mortgage Trouble during payment process 1 100.0%