Branson USDA Loan Rates, Closing Costs & Stats

Branson, MO

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Branson's 20 lenders originated 70 USDA loans during 2022. The total origination value was $12,780,000, with an average USDA loan value of $182,571.

Branson USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Branson averaged -0.42% for the week of 2023-11-24, compared to the national average (all USDA variants) of 0% for the same period.

Branson's average USDA mortgage closing costs are $4,294.

The average rate for the prior week (2023-11-17) was 7.17% and one month ago for the week of 2023-10-20, the average rate was 7.19%.

The average rate one year ago was 6.13%.

For refis of the same type during the week of 2023-11-24, the average rate was -1.03%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Branson USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Branson level.

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
PRIMELENDING, A PLAINSCAPITAL COMPANY 18 4.97% $5,281
DAS Acquisition Company, LLC 14 5.09% $5,999
FLAT BRANCH MORTGAGE, INC. 6 5.21% $4,886
GERSHMAN INVESTMENT CORP. 6 5.02% $5,395
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 4.60% $7,021
LOANDEPOT.COM, LLC 3 6.08% $6,449
The Central Trust Bank 2 6.31% $4,396
Arvest Bank 2 6.19% $5,583
Mortgage Research Center, LLC 1 3.63% $3,605
ON Q FINANCIAL, INC. 1 4.38% $5,598
PENNYMAC LOAN SERVICES, LLC 1 3.25% $3,662
Southern Bank 1 4.25% $3,357
UNITED WHOLESALE MORTGAGE, LLC 1 5.89% $5,203
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.62% $5,903
CANOPY MORTGAGE, LLC 1 5.13% $7,437
Community Mortgage Banc Corporation 1 5.75% $4,663
Equity Prime Mortgage LLC 1 5.63% $4,607
Flagstar Bank, FSB 1 3.13% $3,740
Great Southern Bank 1 3.00% $4,187
INLANTA MORTGAGE, INC. 1 4.38% $11,598

The top Branson USDA lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 18 USDA loans originated. Their average total fees are $5,281, which is $718 lower than the next largest lender, DAS Acquisition Company, LLC.

The lowest fee Branson USDA lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,281), DAS Acquisition Company, LLC ($5,999), .

The lowest rate Branson USDA lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY (4.97%), DAS Acquisition Company, LLC (5.09%), .


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $177,000 (14.3%) $250,936 (13.2%) 0.00 692
2018-02-01 $179,900 (16.4%) $251,818 (14.4%) 0.00 677
2018-03-01 $179,900 (16.0%) $249,850 (13.7%) 0.00 702
2018-04-01 $181,675 (15.1%) $259,235 (15.0%) 0.00 731
2018-05-01 $187,350 (19.8%) $259,395 (13.6%) 0.00 737
2018-06-01 $189,900 (18.8%) $260,176 (11.8%) 0.00 756
2018-07-01 $190,500 (19.1%) $261,548 (11.5%) 0.00 772
2018-08-01 $189,000 (17.0%) $257,738 (8.5%) 0.00 790
2018-09-01 $185,000 (12.1%) $254,424 (5.0%) 0.00 758
2018-10-01 $183,350 (6.4%) $249,794 (-0.3%) 0.00 757
2018-11-01 $188,400 (7.8%) $247,500 (-2.7%) 0.00 783
2018-12-01 $185,000 (5.7%) $240,120 (-7.4%) 0.00 770
2019-01-01 $186,700 (5.5%) $241,469 (-3.8%) 0.00 722
2019-02-01 $189,275 (5.2%) $244,291 (-3.0%) 0.00 719
2019-03-01 $194,207 (8.0%) $248,128 (-0.7%) 0.00 709
2019-04-01 $199,900 (10.0%) $251,189 (-3.1%) 0.00 714
2019-05-01 $199,625 (6.6%) $256,014 (-1.3%) 0.00 738
2019-06-01 $199,500 (5.1%) $257,509 (-1.0%) 0.00 765
2019-07-01 $199,900 (4.9%) $265,628 (1.6%) 0.00 765
2019-08-01 $201,945 (6.9%) $265,770 (3.1%) 0.00 750
2019-09-01 $199,389 (7.8%) $263,671 (3.6%) 0.00 729
2019-10-01 $196,150 (7.0%) $262,272 (5.0%) 0.00 706
2019-11-01 $197,375 (4.8%) $262,386 (6.0%) 0.00 669
2019-12-01 $189,900 (2.7%) $256,759 (6.9%) 0.00 672
2020-01-01 $191,950 (2.8%) $249,699 (3.4%) 0.00 610
2020-02-01 $198,450 (4.9%) $263,838 (8.0%) 0.00 622
2020-03-01 $199,950 (3.0%) $270,282 (8.9%) 0.00 611
2020-04-01 $199,438 (-0.2%) $270,158 (7.6%) 0.00 635
2020-05-01 $199,000 (-0.3%) $272,154 (6.3%) 0.00 620
2020-06-01 $199,450 (0.0%) $276,559 (7.4%) 0.00 551
2020-07-01 $192,925 (-3.5%) $281,849 (6.1%) 0.00 510
2020-08-01 $199,900 (-1.0%) $306,566 (15.4%) 0.00 424
2020-09-01 $202,925 (1.8%) $306,408 (16.2%) 0.00 402
2020-10-01 $204,900 (4.5%) $321,855 (22.7%) 0.00 379
2020-11-01 $205,975 (4.4%) $327,290 (24.7%) 0.00 357
2020-12-01 $199,950 (5.3%) $321,751 (25.3%) 0.00 327
2021-01-01 $214,950 (12.0%) $317,301 (27.1%) 0.00 269
2021-02-01 $214,925 (8.3%) $307,232 (16.5%) 0.00 218
2021-03-01 $234,925 (17.5%) $374,178 (38.4%) 0.00 201
2021-04-01 $245,000 (22.9%) $401,147 (48.5%) 0.00 185
2021-05-01 $279,900 (40.7%) $453,738 (66.7%) 0.00 186
2021-06-01 $287,500 (44.2%) $455,387 (64.7%) 0.00 197
2021-07-01 $295,000 (52.9%) $445,461 (58.1%) 0.00 242
2021-08-01 $299,350 (49.8%) $435,867 (42.2%) 0.00 245
2021-09-01 $290,975 (43.4%) $463,471 (51.3%) 0.00 298
2021-10-01 $289,000 (41.0%) $483,074 (50.1%) 0.00 307
2021-11-01 $286,000 (38.9%) $512,631 (56.6%) 0.00 264
2021-12-01 $284,999 (42.5%) $574,372 (78.5%) 0.00 239
2022-01-01 $299,900 (39.5%) $602,312 (89.8%) 0.00 207
2022-02-01 $299,900 (39.5%) $564,761 (83.8%) 0.00 168
2022-03-01 $324,350 (38.1%) $633,121 (69.2%) 0.00 164
2022-04-01 $349,000 (42.5%) $620,533 (54.7%) 0.00 241
2022-05-01 $325,000 (16.1%) $580,482 (27.9%) 0.00 284
2022-06-01 $309,925 (7.8%) $505,887 (11.1%) 0.00 336
2022-07-01 $299,900 (1.7%) $481,721 (8.1%) 0.00 375
2022-08-01 $319,900 (6.9%) $508,200 (16.6%) 0.00 411
2022-09-01 $311,250 (7.0%) $494,132 (6.6%) 0.00 420
2022-10-01 $319,900 (10.7%) $482,884 (0.0%) 0.00 433
2022-11-01 $319,900 (11.9%) $454,611 (-11.3%) 0.00 434
2022-12-01 $339,900 (19.3%) $457,628 (-20.3%) 0.00 407
2023-01-01 $325,000 (8.4%) $454,370 (-24.6%) 0.00 359
2023-02-01 $329,225 (9.8%) $465,092 (-17.7%) 0.00 333
2023-03-01 $335,000 (3.3%) $467,681 (-26.1%) 0.00 348
2023-04-01 $320,000 (-8.3%) $438,916 (-29.3%) 0.00 394
2023-05-01 $320,000 (-1.5%) $460,731 (-20.6%) 0.00 393
2023-06-01 $320,750 (3.5%) $479,588 (-5.2%) 0.00 406
2023-07-01 $310,000 (3.4%) $466,552 (-3.2%) 0.00 407
2023-08-01 $319,725 (-0.1%) $482,613 (-5.0%) 0.00 416
2023-09-01 $299,950 (-3.6%) $472,374 (-4.4%) 0.00 437
2023-10-01 $301,975 (-5.6%) $464,732 (-3.8%) 0.00 493
Branson's median listing price for 2023-10-01 was $301,975, a difference of $-17,925 (-5.6%) versus the prior year and $2,025 versus the prior month.

Branson's median listing price comes in at 0% of the national average.

Branson's average listing price for 2023-10-01 was $464,732, a difference of $-18,152 (-3.8%) versus the prior year and $-7,642 versus the prior month.

For the 2023-10-01 period, Branson had 493 MLS listings, a difference of 56 listings (13%) versus the prior month and 60 listings (14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,756 sqft
2018-02-01 0 days 1,764 sqft
2018-03-01 0 days 1,754 sqft
2018-04-01 0 days 1,754 sqft
2018-05-01 0 days 1,758 sqft
2018-06-01 0 days 1,793 sqft
2018-07-01 0 days 1,810 sqft
2018-08-01 0 days 1,751 sqft
2018-09-01 0 days 1,716 sqft
2018-10-01 0 days 1,686 sqft
2018-11-01 0 days 1,691 sqft
2018-12-01 0 days 1,692 sqft
2019-01-01 0 days 1,690 sqft
2019-02-01 0 days 1,692 sqft
2019-03-01 0 days 1,705 sqft
2019-04-01 0 days 1,712 sqft
2019-05-01 0 days 1,697 sqft
2019-06-01 0 days 1,692 sqft
2019-07-01 0 days 1,693 sqft
2019-08-01 0 days 1,709 sqft
2019-09-01 0 days 1,700 sqft
2019-10-01 0 days 1,692 sqft
2019-11-01 0 days 1,692 sqft
2019-12-01 0 days 1,691 sqft
2020-01-01 0 days 1,677 sqft
2020-02-01 0 days 1,680 sqft
2020-03-01 0 days 1,695 sqft
2020-04-01 0 days 1,648 sqft
2020-05-01 0 days 1,637 sqft
2020-06-01 0 days 1,626 sqft
2020-07-01 0 days 1,594 sqft
2020-08-01 0 days 1,650 sqft
2020-09-01 0 days 1,578 sqft
2020-10-01 0 days 1,560 sqft
2020-11-01 0 days 1,613 sqft
2020-12-01 0 days 1,601 sqft
2021-01-01 0 days 1,609 sqft
2021-02-01 0 days 1,595 sqft
2021-03-01 0 days 1,646 sqft
2021-04-01 0 days 1,615 sqft
2021-05-01 0 days 1,650 sqft
2021-06-01 0 days 1,741 sqft
2021-07-01 0 days 1,879 sqft
2021-08-01 0 days 1,829 sqft
2021-09-01 0 days 1,730 sqft
2021-10-01 0 days 1,715 sqft
2021-11-01 0 days 1,708 sqft
2021-12-01 0 days 1,696 sqft
2022-01-01 0 days 1,675 sqft
2022-02-01 0 days 1,672 sqft
2022-03-01 0 days 1,715 sqft
2022-04-01 0 days 1,750 sqft
2022-05-01 0 days 1,750 sqft
2022-06-01 0 days 1,625 sqft
2022-07-01 0 days 1,559 sqft
2022-08-01 0 days 1,649 sqft
2022-09-01 0 days 1,607 sqft
2022-10-01 0 days 1,605 sqft
2022-11-01 0 days 1,665 sqft
2022-12-01 0 days 1,634 sqft
2023-01-01 0 days 1,606 sqft
2023-02-01 0 days 1,614 sqft
2023-03-01 0 days 1,640 sqft
2023-04-01 0 days 1,546 sqft
2023-05-01 0 days 1,517 sqft
2023-06-01 0 days 1,560 sqft
2023-07-01 0 days 1,548 sqft
2023-08-01 0 days 1,592 sqft
2023-09-01 0 days 1,479 sqft
2023-10-01 0 days 1,515 sqft
Branson's median listing age (time on market) for 2023-10-01 was 0 days.

Branson's median square footage for active listings during the 2023-10-01 period was 1,515 sqft. One year prior, the average listing was 1,605 sqft.