Branson USDA Loan Rates, Closing Costs & Stats

Branson, MO

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Branson's 20 lenders originated 70 USDA loans during 2022. The total origination value was $12,780,000, with an average USDA loan value of $182,571.

    Branson USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Branson averaged -0.42% for the week of 2023-11-24, compared to the national average (all USDA variants) of 0% for the same period.

    Branson's average USDA mortgage closing costs are $4,294.

    The average rate for the prior week (2023-11-17) was 7.17% and one month ago for the week of 2023-10-20, the average rate was 7.19%.

    The average rate one year ago was 6.13%.

    For refis of the same type during the week of 2023-11-24, the average rate was -1.03%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Branson USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Branson level.

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    PRIMELENDING, A PLAINSCAPITAL COMPANY 18 4.97% $5,281
    DAS Acquisition Company, LLC 14 5.09% $5,999
    FLAT BRANCH MORTGAGE, INC. 6 5.21% $4,886
    GERSHMAN INVESTMENT CORP. 6 5.02% $5,395
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 4.60% $7,021
    LOANDEPOT.COM, LLC 3 6.08% $6,449
    The Central Trust Bank 2 6.31% $4,396
    Arvest Bank 2 6.19% $5,583
    Mortgage Research Center, LLC 1 3.63% $3,605
    ON Q FINANCIAL, INC. 1 4.38% $5,598
    PENNYMAC LOAN SERVICES, LLC 1 3.25% $3,662
    Southern Bank 1 4.25% $3,357
    UNITED WHOLESALE MORTGAGE, LLC 1 5.89% $5,203
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.62% $5,903
    CANOPY MORTGAGE, LLC 1 5.13% $7,437
    Community Mortgage Banc Corporation 1 5.75% $4,663
    Equity Prime Mortgage LLC 1 5.63% $4,607
    Flagstar Bank, FSB 1 3.13% $3,740
    Great Southern Bank 1 3.00% $4,187
    INLANTA MORTGAGE, INC. 1 4.38% $11,598

    The top Branson USDA lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 18 USDA loans originated. Their average total fees are $5,281, which is $718 lower than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Branson USDA lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,281), DAS Acquisition Company, LLC ($5,999), .

    The lowest rate Branson USDA lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY (4.97%), DAS Acquisition Company, LLC (5.09%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $177,000 (14.3%) $250,936 (13.2%) 0.00 692
    2018-02-01 $179,900 (16.4%) $251,818 (14.4%) 0.00 677
    2018-03-01 $179,900 (16.0%) $249,850 (13.7%) 0.00 702
    2018-04-01 $181,675 (15.1%) $259,235 (15.0%) 0.00 731
    2018-05-01 $187,350 (19.8%) $259,395 (13.6%) 0.00 737
    2018-06-01 $189,900 (18.8%) $260,176 (11.8%) 0.00 756
    2018-07-01 $190,500 (19.1%) $261,548 (11.5%) 0.00 772
    2018-08-01 $189,000 (17.0%) $257,738 (8.5%) 0.00 790
    2018-09-01 $185,000 (12.1%) $254,424 (5.0%) 0.00 758
    2018-10-01 $183,350 (6.4%) $249,794 (-0.3%) 0.00 757
    2018-11-01 $188,400 (7.8%) $247,500 (-2.7%) 0.00 783
    2018-12-01 $185,000 (5.7%) $240,120 (-7.4%) 0.00 770
    2019-01-01 $186,700 (5.5%) $241,469 (-3.8%) 0.00 722
    2019-02-01 $189,275 (5.2%) $244,291 (-3.0%) 0.00 719
    2019-03-01 $194,207 (8.0%) $248,128 (-0.7%) 0.00 709
    2019-04-01 $199,900 (10.0%) $251,189 (-3.1%) 0.00 714
    2019-05-01 $199,625 (6.6%) $256,014 (-1.3%) 0.00 738
    2019-06-01 $199,500 (5.1%) $257,509 (-1.0%) 0.00 765
    2019-07-01 $199,900 (4.9%) $265,628 (1.6%) 0.00 765
    2019-08-01 $201,945 (6.9%) $265,770 (3.1%) 0.00 750
    2019-09-01 $199,389 (7.8%) $263,671 (3.6%) 0.00 729
    2019-10-01 $196,150 (7.0%) $262,272 (5.0%) 0.00 706
    2019-11-01 $197,375 (4.8%) $262,386 (6.0%) 0.00 669
    2019-12-01 $189,900 (2.7%) $256,759 (6.9%) 0.00 672
    2020-01-01 $191,950 (2.8%) $249,699 (3.4%) 0.00 610
    2020-02-01 $198,450 (4.9%) $263,838 (8.0%) 0.00 622
    2020-03-01 $199,950 (3.0%) $270,282 (8.9%) 0.00 611
    2020-04-01 $199,438 (-0.2%) $270,158 (7.6%) 0.00 635
    2020-05-01 $199,000 (-0.3%) $272,154 (6.3%) 0.00 620
    2020-06-01 $199,450 (0.0%) $276,559 (7.4%) 0.00 551
    2020-07-01 $192,925 (-3.5%) $281,849 (6.1%) 0.00 510
    2020-08-01 $199,900 (-1.0%) $306,566 (15.4%) 0.00 424
    2020-09-01 $202,925 (1.8%) $306,408 (16.2%) 0.00 402
    2020-10-01 $204,900 (4.5%) $321,855 (22.7%) 0.00 379
    2020-11-01 $205,975 (4.4%) $327,290 (24.7%) 0.00 357
    2020-12-01 $199,950 (5.3%) $321,751 (25.3%) 0.00 327
    2021-01-01 $214,950 (12.0%) $317,301 (27.1%) 0.00 269
    2021-02-01 $214,925 (8.3%) $307,232 (16.5%) 0.00 218
    2021-03-01 $234,925 (17.5%) $374,178 (38.4%) 0.00 201
    2021-04-01 $245,000 (22.9%) $401,147 (48.5%) 0.00 185
    2021-05-01 $279,900 (40.7%) $453,738 (66.7%) 0.00 186
    2021-06-01 $287,500 (44.2%) $455,387 (64.7%) 0.00 197
    2021-07-01 $295,000 (52.9%) $445,461 (58.1%) 0.00 242
    2021-08-01 $299,350 (49.8%) $435,867 (42.2%) 0.00 245
    2021-09-01 $290,975 (43.4%) $463,471 (51.3%) 0.00 298
    2021-10-01 $289,000 (41.0%) $483,074 (50.1%) 0.00 307
    2021-11-01 $286,000 (38.9%) $512,631 (56.6%) 0.00 264
    2021-12-01 $284,999 (42.5%) $574,372 (78.5%) 0.00 239
    2022-01-01 $299,900 (39.5%) $602,312 (89.8%) 0.00 207
    2022-02-01 $299,900 (39.5%) $564,761 (83.8%) 0.00 168
    2022-03-01 $324,350 (38.1%) $633,121 (69.2%) 0.00 164
    2022-04-01 $349,000 (42.5%) $620,533 (54.7%) 0.00 241
    2022-05-01 $325,000 (16.1%) $580,482 (27.9%) 0.00 284
    2022-06-01 $309,925 (7.8%) $505,887 (11.1%) 0.00 336
    2022-07-01 $299,900 (1.7%) $481,721 (8.1%) 0.00 375
    2022-08-01 $319,900 (6.9%) $508,200 (16.6%) 0.00 411
    2022-09-01 $311,250 (7.0%) $494,132 (6.6%) 0.00 420
    2022-10-01 $319,900 (10.7%) $482,884 (0.0%) 0.00 433
    2022-11-01 $319,900 (11.9%) $454,611 (-11.3%) 0.00 434
    2022-12-01 $339,900 (19.3%) $457,628 (-20.3%) 0.00 407
    2023-01-01 $325,000 (8.4%) $454,370 (-24.6%) 0.00 359
    2023-02-01 $329,225 (9.8%) $465,092 (-17.7%) 0.00 333
    2023-03-01 $335,000 (3.3%) $467,681 (-26.1%) 0.00 348
    2023-04-01 $320,000 (-8.3%) $438,916 (-29.3%) 0.00 394
    2023-05-01 $320,000 (-1.5%) $460,731 (-20.6%) 0.00 393
    2023-06-01 $320,750 (3.5%) $479,588 (-5.2%) 0.00 406
    2023-07-01 $310,000 (3.4%) $466,552 (-3.2%) 0.00 407
    2023-08-01 $319,725 (-0.1%) $482,613 (-5.0%) 0.00 416
    2023-09-01 $299,950 (-3.6%) $472,374 (-4.4%) 0.00 437
    2023-10-01 $301,975 (-5.6%) $464,732 (-3.8%) 0.00 493
    Branson's median listing price for 2023-10-01 was $301,975, a difference of $-17,925 (-5.6%) versus the prior year and $2,025 versus the prior month.

    Branson's median listing price comes in at 0% of the national average.

    Branson's average listing price for 2023-10-01 was $464,732, a difference of $-18,152 (-3.8%) versus the prior year and $-7,642 versus the prior month.

    For the 2023-10-01 period, Branson had 493 MLS listings, a difference of 56 listings (13%) versus the prior month and 60 listings (14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Branson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,756 sqft
    2018-02-01 0 days 1,764 sqft
    2018-03-01 0 days 1,754 sqft
    2018-04-01 0 days 1,754 sqft
    2018-05-01 0 days 1,758 sqft
    2018-06-01 0 days 1,793 sqft
    2018-07-01 0 days 1,810 sqft
    2018-08-01 0 days 1,751 sqft
    2018-09-01 0 days 1,716 sqft
    2018-10-01 0 days 1,686 sqft
    2018-11-01 0 days 1,691 sqft
    2018-12-01 0 days 1,692 sqft
    2019-01-01 0 days 1,690 sqft
    2019-02-01 0 days 1,692 sqft
    2019-03-01 0 days 1,705 sqft
    2019-04-01 0 days 1,712 sqft
    2019-05-01 0 days 1,697 sqft
    2019-06-01 0 days 1,692 sqft
    2019-07-01 0 days 1,693 sqft
    2019-08-01 0 days 1,709 sqft
    2019-09-01 0 days 1,700 sqft
    2019-10-01 0 days 1,692 sqft
    2019-11-01 0 days 1,692 sqft
    2019-12-01 0 days 1,691 sqft
    2020-01-01 0 days 1,677 sqft
    2020-02-01 0 days 1,680 sqft
    2020-03-01 0 days 1,695 sqft
    2020-04-01 0 days 1,648 sqft
    2020-05-01 0 days 1,637 sqft
    2020-06-01 0 days 1,626 sqft
    2020-07-01 0 days 1,594 sqft
    2020-08-01 0 days 1,650 sqft
    2020-09-01 0 days 1,578 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,613 sqft
    2020-12-01 0 days 1,601 sqft
    2021-01-01 0 days 1,609 sqft
    2021-02-01 0 days 1,595 sqft
    2021-03-01 0 days 1,646 sqft
    2021-04-01 0 days 1,615 sqft
    2021-05-01 0 days 1,650 sqft
    2021-06-01 0 days 1,741 sqft
    2021-07-01 0 days 1,879 sqft
    2021-08-01 0 days 1,829 sqft
    2021-09-01 0 days 1,730 sqft
    2021-10-01 0 days 1,715 sqft
    2021-11-01 0 days 1,708 sqft
    2021-12-01 0 days 1,696 sqft
    2022-01-01 0 days 1,675 sqft
    2022-02-01 0 days 1,672 sqft
    2022-03-01 0 days 1,715 sqft
    2022-04-01 0 days 1,750 sqft
    2022-05-01 0 days 1,750 sqft
    2022-06-01 0 days 1,625 sqft
    2022-07-01 0 days 1,559 sqft
    2022-08-01 0 days 1,649 sqft
    2022-09-01 0 days 1,607 sqft
    2022-10-01 0 days 1,605 sqft
    2022-11-01 0 days 1,665 sqft
    2022-12-01 0 days 1,634 sqft
    2023-01-01 0 days 1,606 sqft
    2023-02-01 0 days 1,614 sqft
    2023-03-01 0 days 1,640 sqft
    2023-04-01 0 days 1,546 sqft
    2023-05-01 0 days 1,517 sqft
    2023-06-01 0 days 1,560 sqft
    2023-07-01 0 days 1,548 sqft
    2023-08-01 0 days 1,592 sqft
    2023-09-01 0 days 1,479 sqft
    2023-10-01 0 days 1,515 sqft
    Branson's median listing age (time on market) for 2023-10-01 was 0 days.

    Branson's median square footage for active listings during the 2023-10-01 period was 1,515 sqft. One year prior, the average listing was 1,605 sqft.