Geneva Financial Mortgage Rates, Fees & Info
ORO VALLEY, AZLEI: 5493001XKL0FTNOJ0866
Tax ID: 26-1589507
2.7 stars
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Mortgage Data
Review & Overview
Geneva Financial is a small mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Geneva Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, Portland, Seattle, Miami, and Los Angeles among others. We have data for 470 markets. (Some data included below & more in-depth data is available with an active subscription.)Geneva Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Geneva Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.58% | 12/4/22 |
| 30 Year Conventional Purchase | 7.13% | 12/4/22 |
| 30 Year Conventional Refi | 6.93% | 12/4/22 |
| 30 Year Cash-out Refi | 7.16% | 12/4/22 |
| 30 Year FHA Purchase | 7.99% | 12/4/22 |
| 30 Year FHA Refi | 7.48% | 12/4/22 |
| 30 Year VA Purchase | 6.83% | 12/4/22 |
| 30 Year VA Refi | 6.36% | 12/4/22 |
| 30 Year USDA Purchase | 7.19% | 12/4/22 |
| 30 Year USDA Refi | 7.03% | 12/4/22 |
| 15 Year Conventional Purchase | 6.37% | 12/4/22 |
| 15 Year Conventional Refi | 6.31% | 12/4/22 |
| 15 Year Cash-out Refi | 6.31% | 12/4/22 |
| 15 Year FHA Purchase | 7.61% | 12/4/22 |
| 15 Year FHA Refi | 7.29% | 12/4/22 |
| 15 Year VA Purchase | 5.62% | 12/4/22 |
| 15 Year VA Refi | 6.34% | 12/4/22 |
| 15 Year USDA Refi | 7.69% | 12/4/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
10,048Origination Dollar Volume (All Markets)
$2,715,280,000Awards
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GENEVA FINANCIAL - 2021
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Relative Rate
Geneva Financial's average 30 year fixed mortgage rate was
3.27%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of 0.12%.
Relative Fees (Closing Costs)
Geneva Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,669.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,306 | $379,580,000 | $290,643 | $6,087 | 3.23% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 386 | $139,290,000 | $360,855 | $6,900 | 3.23% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 240 | $107,160,000 | $446,500 | $7,384 | 3.14% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 261 | $80,145,000 | $307,069 | $8,587 | 3.12% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 145 | $78,035,000 | $538,172 | $8,606 | 3.17% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 280 | $77,480,000 | $276,714 | $7,404 | 3.30% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 228 | $76,060,000 | $333,596 | $6,912 | 3.11% |
| BEND, OR (FHA|USDA|VA) | 177 | $68,515,000 | $387,090 | $8,238 | 3.18% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 212 | $54,190,000 | $255,613 | $6,454 | 3.40% |
| SALEM, OR (FHA|USDA|VA) | 173 | $51,305,000 | $296,561 | $6,990 | 3.22% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 180 | $48,040,000 | $266,889 | $7,203 | 3.30% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 166 | $46,650,000 | $281,024 | $6,360 | 3.19% |
| Outside of Metro Areas | 229 | $44,865,000 | $195,917 | $5,606 | 3.23% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 157 | $39,995,000 | $254,745 | $5,507 | 3.12% |
| TUCSON, AZ (FHA|USDA|VA) | 168 | $39,230,000 | $233,512 | $7,061 | 3.32% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 172 | $37,440,000 | $217,674 | $6,530 | 3.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 134 | $36,880,000 | $275,224 | $5,868 | 3.30% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 144 | $36,530,000 | $253,681 | $7,997 | 3.19% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 91 | $34,545,000 | $379,615 | $6,390 | 3.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 179 | $33,925,000 | $189,525 | $4,935 | 3.40% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 173 | $32,575,000 | $188,295 | $4,784 | 3.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 123 | $31,755,000 | $258,171 | $7,093 | 3.24% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 115 | $30,695,000 | $266,913 | $5,708 | 3.18% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 77 | $28,125,000 | $365,260 | $6,270 | 3.15% |
| RICHMOND, VA (FHA|USDA|VA) | 102 | $26,330,000 | $258,137 | $5,300 | 3.37% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 48 | $24,120,000 | $502,500 | $10,186 | 2.92% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 126 | $23,460,000 | $186,190 | $5,766 | 3.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 95 | $22,395,000 | $235,737 | $5,659 | 3.35% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 67 | $20,905,000 | $312,015 | $9,140 | 3.28% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 36 | $19,630,000 | $545,278 | $8,383 | 3.10% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 56 | $17,660,000 | $315,357 | $6,701 | 3.18% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 78 | $17,610,000 | $225,769 | $4,243 | 3.17% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 52 | $16,980,000 | $326,538 | $8,206 | 3.23% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 54 | $16,950,000 | $313,889 | $9,041 | 3.20% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 97 | $16,825,000 | $173,454 | $5,128 | 3.23% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 55 | $16,415,000 | $298,455 | $7,210 | 3.21% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 60 | $16,410,000 | $273,500 | $7,898 | 3.17% |
| Hobbs, NM (FHA|USDA|VA) | 61 | $16,405,000 | $268,934 | $8,850 | 3.12% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 80 | $16,340,000 | $204,250 | $5,529 | 3.22% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 68 | $15,820,000 | $232,647 | $5,306 | 3.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 67 | $15,475,000 | $230,970 | $7,238 | 3.06% |
| Payson, AZ (FHA|USDA|VA) | 80 | $14,360,000 | $179,500 | $5,998 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 69 | $14,095,000 | $204,275 | $5,135 | 3.19% |
| YUMA, AZ (FHA|USDA|VA) | 79 | $13,715,000 | $173,608 | $6,075 | 3.07% |
| COLUMBIA, SC (FHA|USDA|VA) | 64 | $13,680,000 | $213,750 | $4,925 | 3.19% |
| Outside of Metro Areas | 37 | $13,515,000 | $365,270 | $7,301 | 3.30% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 36 | $13,350,000 | $370,833 | $8,414 | 3.14% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 59 | $13,295,000 | $225,339 | $5,714 | 3.16% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 51 | $12,865,000 | $252,255 | $5,683 | 3.38% |
| Richmond-Berea, KY (FHA|USDA|VA) | 62 | $12,800,000 | $206,452 | $4,503 | 3.19% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 65 | $12,725,000 | $195,769 | $6,108 | 3.29% |
| BOISE CITY, ID (FHA|USDA|VA) | 43 | $11,915,000 | $277,093 | $7,317 | 3.23% |
| COLUMBUS, OH (FHA|USDA|VA) | 55 | $11,265,000 | $204,818 | $5,894 | 3.43% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 34 | $11,120,000 | $327,059 | $5,630 | 3.10% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 47 | $10,635,000 | $226,277 | $7,051 | 3.40% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 27 | $10,285,000 | $380,926 | $6,175 | 3.24% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 46 | $10,160,000 | $220,870 | $4,914 | 3.09% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 44 | $10,160,000 | $230,909 | $6,211 | 3.29% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 19 | $10,155,000 | $534,474 | $8,174 | 2.96% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 36 | $10,110,000 | $280,833 | $7,983 | 3.20% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 27 | $9,865,000 | $365,370 | $7,141 | 3.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 48 | $9,570,000 | $199,375 | $7,012 | 2.76% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 59 | $9,515,000 | $161,271 | $6,088 | 2.95% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 62 | $9,340,000 | $150,645 | $4,679 | 3.48% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 43 | $9,305,000 | $216,395 | $7,998 | 3.23% |
| Madison, IN (FHA|USDA|VA) | 64 | $8,770,000 | $137,031 | $5,370 | 3.02% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 29 | $8,655,000 | $298,448 | $7,138 | 3.31% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 25 | $7,785,000 | $311,400 | $6,708 | 3.27% |
| NAPA, CA (FHA|USDA|VA) | 18 | $7,770,000 | $431,667 | $5,550 | 3.18% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 40 | $7,280,000 | $182,000 | $5,029 | 3.70% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 27 | $7,235,000 | $267,963 | $5,778 | 3.01% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 12 | $7,170,000 | $597,500 | $9,803 | 3.01% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $7,120,000 | $712,000 | $7,392 | 4.54% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 26 | $6,620,000 | $254,615 | $7,702 | 3.31% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 29 | $6,485,000 | $223,621 | $6,510 | 3.03% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 15 | $6,435,000 | $429,000 | $7,945 | 3.32% |
| Danville, KY (FHA|USDA|VA) | 35 | $6,025,000 | $172,143 | $4,085 | 3.10% |
| ST. GEORGE, UT (FHA|USDA|VA) | 18 | $6,020,000 | $334,444 | $8,012 | 3.22% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 15 | $5,905,000 | $393,667 | $7,806 | 2.97% |
| Montrose, CO (FHA|USDA|VA) | 21 | $5,675,000 | $270,238 | $5,503 | 2.65% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 15 | $5,535,000 | $369,000 | $6,636 | 3.33% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 24 | $5,510,000 | $229,583 | $6,760 | 3.41% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 16 | $5,480,000 | $342,500 | $6,582 | 3.38% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 10 | $5,330,000 | $533,000 | $9,449 | 3.20% |
| MODESTO, CA (FHA|USDA|VA) | 17 | $5,245,000 | $308,529 | $6,528 | 2.90% |
| Prineville, OR (FHA|USDA|VA) | 17 | $5,175,000 | $304,412 | $7,393 | 3.58% |
| Centralia, WA (FHA|USDA|VA) | 16 | $5,070,000 | $316,875 | $9,368 | 2.78% |
| CORVALLIS, OR (FHA|USDA|VA) | 16 | $5,000,000 | $312,500 | $7,527 | 3.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 30 | $4,990,000 | $166,333 | $5,830 | 3.36% |
| LONGVIEW, WA (FHA|USDA|VA) | 16 | $4,960,000 | $310,000 | $6,330 | 2.97% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $4,825,000 | $438,636 | $8,276 | 3.22% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 35 | $4,755,000 | $135,857 | $5,832 | 3.88% |
| TOLEDO, OH (FHA|USDA|VA) | 36 | $4,740,000 | $131,667 | $4,805 | 3.49% |
| OCALA, FL (FHA|USDA|VA) | 23 | $4,585,000 | $199,348 | $6,270 | 3.61% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $4,490,000 | $374,167 | $6,675 | 3.25% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $4,440,000 | $444,000 | $9,125 | 3.15% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 31 | $4,395,000 | $141,774 | $4,058 | 3.57% |
| Show Low, AZ (FHA|USDA|VA) | 16 | $4,370,000 | $273,125 | $4,953 | 3.27% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 18 | $4,200,000 | $233,333 | $4,411 | 3.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $4,180,000 | $348,333 | $7,821 | 3.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 14 | $3,810,000 | $272,143 | $4,135 | 3.39% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 9 | $3,805,000 | $422,778 | $7,444 | 2.99% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 15 | $3,795,000 | $253,000 | $5,745 | 3.21% |
| STOCKTON, CA (FHA|USDA|VA) | 11 | $3,765,000 | $342,273 | $6,339 | 3.39% |
| RENO, NV (FHA|USDA|VA) | 8 | $3,680,000 | $460,000 | $6,968 | 3.38% |
| Aberdeen, WA (FHA|USDA|VA) | 18 | $3,650,000 | $202,778 | $5,275 | 2.89% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 28 | $3,440,000 | $122,857 | $5,930 | 3.66% |
| MIDLAND, MI (FHA|USDA|VA) | 28 | $3,420,000 | $122,143 | $3,571 | 2.81% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 19 | $3,405,000 | $179,211 | $5,057 | 3.16% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 27 | $3,345,000 | $123,889 | $5,931 | 4.06% |
| HINESVILLE, GA (FHA|USDA|VA) | 17 | $3,305,000 | $194,412 | $5,295 | 3.18% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 9 | $2,945,000 | $327,222 | $5,698 | 3.16% |
| MONROE, MI (FHA|USDA|VA) | 17 | $2,925,000 | $172,059 | $4,868 | 3.48% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $2,890,000 | $289,000 | $8,044 | 3.56% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $7,260 | 3.41% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $5,212 | 2.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $2,730,000 | $455,000 | $7,530 | 3.19% |
| Fernley, NV (FHA|USDA|VA) | 13 | $2,625,000 | $201,923 | $4,160 | 3.43% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $5,766 | 3.31% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $6,076 | 3.56% |
| LAFAYETTE, LA (FHA|USDA|VA) | 13 | $2,585,000 | $198,846 | $7,114 | 2.95% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $7,732 | 3.45% |
| CLEVELAND, TN (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $9,803 | 3.25% |
| LANCASTER, PA (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $6,993 | 3.31% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $5,942 | 3.57% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $6,600 | 3.42% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 11 | $2,045,000 | $185,909 | $5,147 | 3.10% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $8,907 | 3.00% |
| EL PASO, TX (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $5,669 | 3.63% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,890,000 | $472,500 | $5,916 | 3.19% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 16 | $1,880,000 | $117,500 | $4,844 | 3.36% |
| Okeechobee, FL (FHA|USDA|VA) | 12 | $1,870,000 | $155,833 | $6,113 | 3.56% |
| Coos Bay, OR (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $6,636 | 3.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $7,046 | 3.48% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $5,981 | 3.74% |
| Arcadia, FL (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $4,683 | 3.21% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $6,948 | 3.20% |
| SAVANNAH, GA (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $5,513 | 3.34% |
| Opelousas, LA (FHA|USDA|VA) | 11 | $1,775,000 | $161,364 | $6,650 | 3.31% |
| Ellensburg, WA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $6,483 | 3.58% |
| FLORENCE, SC (FHA|USDA|VA) | 11 | $1,755,000 | $159,545 | $6,288 | 3.33% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $8,473 | 3.39% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $11,121 | 3.70% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $6,161 | 3.19% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 11 | $1,715,000 | $155,909 | $5,552 | 3.52% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $6,298 | 3.11% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $5,294 | 3.89% |
| SAGINAW, MI (FHA|USDA|VA) | 17 | $1,685,000 | $99,118 | $3,568 | 2.94% |
| Hilo, HI (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $8,587 | 3.91% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $4,506 | 3.33% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $6,715 | 3.09% |
| Nogales, AZ (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $6,043 | 3.02% |
| YUBA CITY, CA (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $8,007 | 3.46% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 11 | $1,595,000 | $145,000 | $6,304 | 3.41% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $6,765 | 3.13% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $6,725 | 3.19% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $5,159 | 3.24% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $4,914 | 3.05% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $7,489 | 3.38% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $9,048 | 3.05% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $5,746 | 3.40% |
| READING, PA (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $5,301 | 3.73% |
| Mount Sterling, KY (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $4,887 | 3.27% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 12 | $1,440,000 | $120,000 | $5,623 | 3.54% |
| Frankfort, KY (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $5,420 | 3.10% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $6,155 | 3.36% |
| Shelton, WA (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $5,723 | 3.51% |
| Newport, OR (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $7,897 | 3.10% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $6,257 | 3.19% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $5,685 | 3.02% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $5,102 | 3.17% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $7,772 | 3.27% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $4,606 | 3.40% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $6,786 | 3.28% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $5,412 | 3.25% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $5,713 | 3.50% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $13,130 | 4.17% |
| ALBANY, GA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $6,152 | 2.98% |
| PUEBLO, CO (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $5,966 | 3.68% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $4,000 | 3.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,804 | 3.42% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $4,825 | 3.64% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $5,248 | 3.27% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $7,987 | 3.41% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,623 | 3.38% |
| Roseburg, OR (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $6,567 | 3.35% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $5,199 | 3.28% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $5,756 | 3.96% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $6,037 | 3.17% |
| BAY CITY, MI (FHA|USDA|VA) | 10 | $1,140,000 | $114,000 | $4,115 | 3.08% |
| DECATUR, AL (FHA|USDA|VA) | 9 | $1,135,000 | $126,111 | $4,883 | 3.72% |
| Heber, UT (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $9,091 | 2.47% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 11 | $1,085,000 | $98,636 | $2,956 | 2.68% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $8,842 | 3.22% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $4,105 | 3.64% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $22,184 | 3.25% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,209 | 3.04% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $5,580 | 3.54% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,977 | 4.10% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $30,983 | 3.01% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $5,666 | 3.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $8,262 | 3.60% |
| North Vernon, IN (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,780 | 3.10% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $5,628 | 3.16% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $8,984 | 3.56% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $5,907 | 3.27% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,002 | 3.28% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $9,356 | 3.17% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $5,097 | 3.43% |
| Athens, TN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $8,730 | 2.71% |
| ROCKFORD, IL (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,358 | 3.31% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,782 | 3.25% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $6,729 | 3.16% |
| Moscow, ID (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $5,815 | 3.19% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,565 | 3.55% |
| Safford, AZ (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,034 | 3.21% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,746 | 4.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,947 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,584 | 3.43% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,903 | 3.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,144 | 3.29% |
| Dayton, TN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $11,384 | 3.13% |
| Somerset, KY (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,330 | 3.22% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,603 | 3.59% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,521 | 3.21% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,573 | 3.83% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,930 | 3.81% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,893 | 3.94% |
| Durango, CO (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $7,979 | 3.63% |
| Keene, NH (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,742 | 3.17% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,936 | 3.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $4,195 | 2.98% |
| DALTON, GA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $7,412 | 3.22% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,751 | 3.31% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $7,826 | 3.41% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,016 | 3.58% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $5,748 | 4.22% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,691 | 2.72% |
| Newberry, SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,840 | 3.54% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,694 | 3.21% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $7,062 | 2.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,890 | 3.19% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,979 | 4.00% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,637 | 3.31% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,926 | 3.50% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,166 | 3.06% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $0 | 3.97% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,056 | 3.33% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,482 | 3.38% |
| FLINT, MI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,068 | 3.63% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,863 | 3.75% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,843 | 2.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,321 | 3.25% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,113 | 3.33% |
| Palestine, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,319 | 2.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $5,663 | 3.73% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,412 | 2.88% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,662 | 3.33% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,516 | 3.31% |
| MERCED, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,231 | 3.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,934 | 2.63% |
| CHICO, CA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,078 | 3.25% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,139 | 3.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,619 | 3.50% |
| London, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,626 | 3.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,303 | 3.44% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,488 | 2.94% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,898 | 3.54% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,712 | 2.66% |
| Astoria, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,771 | 2.88% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,288 | 3.06% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,731 | 3.13% |
| Sonora, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,651 | 3.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,956 | 3.38% |
| Sanford, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,951 | 3.31% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,913 | 3.63% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,023 | 3.63% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,859 | 3.25% |
| Marshall, MO (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,568 | 3.08% |
| Edwards, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,601 | 2.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,989 | 3.56% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,284 | 3.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,832 | 3.63% |
| Albertville, AL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,388 | 3.38% |
| Hailey, ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,134 | 3.00% |
| Holland, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,447 | 2.63% |
| REDDING, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,769 | 3.19% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,146 | 3.19% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,547 | 3.81% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,578 | 3.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,962 | 2.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,270 | 3.06% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,857 | 2.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,150 | 2.50% |
| MADERA, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,041 | 3.25% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,742 | 3.38% |
| Pullman, WA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,563 | 3.00% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,733 | 3.25% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,882 | 3.21% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,731 | 3.38% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,101 | 3.31% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,576 | 3.13% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,834 | 3.06% |
| TULSA, OK (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,774 | 3.08% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,556 | 3.19% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,332 | 3.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,540 | 3.25% |
| Andrews, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,844 | 3.25% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,366 | 2.88% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,014 | 2.88% |
| Riverton, WY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,084 | 3.44% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,307 | 3.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,826 | 3.75% |
| Lake City, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,946 | 3.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,900 | 2.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $3,105 | 2.66% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,384 | 3.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,329 | 3.25% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,759 | 3.31% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,347 | 3.19% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,093 | 3.25% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 3.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,616 | 3.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,791 | 3.25% |
| Beeville, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,836 | 3.00% |
| Shelby, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,982 | 3.88% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $10,515 | 3.06% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 3.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $19,024 | 2.88% |
| Cordele, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,086 | 3.13% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $925 | 2.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,884 | 2.44% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,072 | 3.50% |
| Burley, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,470 | 3.13% |
| Seymour, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,970 | 3.31% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,421 | 3.19% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,887 | 3.63% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,961 | 2.88% |
| Taos, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,777 | 3.38% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,695 | 3.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,809 | 2.81% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,009 | 3.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,221 | 3.38% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,942 | 3.56% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,804 | 2.94% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,390 | 3.38% |
| New Castle, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,357 | 3.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,082 | 3.38% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,182 | 3.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,088 | 2.88% |
| Alma, MI (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,910 | 4.13% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,341 | 3.73% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,051 | 3.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,750 | 3.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,241 | 3.38% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,746 | 3.13% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,381 | 1.56% |
| West Point, MS (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $4,436 | 4.06% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.13% |
| Union City, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,544 | 3.25% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,813 | 2.88% |
| Snyder, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,726 | 3.38% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,535 | 3.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 4.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,962 | 3.81% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 3.86% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,025 | 3.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,292 | 3.00% |
| Jesup, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,673 | 3.50% |
| La Grande, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,318 | 3.63% |
| McAlester, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.19% |
| North Platte, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,075 | 3.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,270 | 2.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,628 | 3.63% |
| Borger, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,832 | 2.75% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,696 | 3.00% |
| Henderson, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,188 | 3.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,892 | 3.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,610 | 3.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,015 | 3.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,335 | 3.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,521 | 3.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,921 | 3.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,465 | 4.38% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,541 | 3.50% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.86% |
| Dixon, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,727 | 2.88% |
| West Plains, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,786 | 2.88% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.13% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,348 | 3.25% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,482 | 3.88% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,015 | 3.25% |
| Central City, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,836 | 3.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,673 | 3.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,990 | 3.38% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,736 | 3.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,374 | 3.88% |
| Othello, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,419 | 3.50% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,027 | 3.75% |
| Greensburg, IN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $3,473 | 2.21% |
| Crossville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,999 | 4.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,872 | 3.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,273 | 2.75% |
| Sterling, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,211 | 4.25% |
| Alice, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,945 | 3.00% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,884 | 2.88% |
| ERIE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,440 | 2.63% |
| Lexington, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,226 | 3.50% |
| Ludington, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,863 | 3.13% |
| Brevard, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,418 | 4.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,208 | 3.25% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,708 | 3.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,990 | 3.50% |
| Hays, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,100 | 3.00% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,334 | 3.38% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,492 | 2.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,893 | 3.63% |
| Branson, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,773 | 2.88% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,422 | 2.75% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,560 | 3.00% |
| Guymon, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,893 | 3.00% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,020 | 3.75% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,227 | 3.25% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,598 | 3.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,365 | 2.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,329 | 3.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,016 | 3.13% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,542 | 3.50% |
| DOVER, DE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,590 | 3.25% |
| Atchison, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,935 | 3.38% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,166 | 2.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,915 | 3.75% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,263 | 3.63% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,185 | 3.75% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,618 | 3.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,936 | 3.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,376 | 3.88% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,664 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.50% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,309 | 3.13% |
| Bedford, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,558 | 3.25% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,338 | 3.63% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,349 | 3.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,099 | 2.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,007 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,828 | 3.50% |
| AKRON, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,425 | 3.25% |
| Rolla, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,807 | 3.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,758 | 3.38% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,172 | 2.88% |
| Parsons, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,224 | 3.75% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,295 | 3.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,280 | 2.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,453 | 3.63% |
| MONROE, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,162 | 3.25% |
| Selma, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,069 | 3.00% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,831 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,036 | 3.50% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,746 | 3.50% |
| Hope, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,522 | 2.88% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,148 | 2.88% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,323 | 3.38% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,099 | 4.50% |
| Kinston, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,154 | 3.25% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,203 | 3.50% |
| LIMA, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.50% |
| Effingham, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,786 | 3.50% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,919 | 3.25% |
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We use machine learning to identify the top lenders compared against GENEVA FINANCIAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, Geneva Financial's most frequently originated type of loan was Conventional, with 7,157 originations. Their 2nd most popular type was FHA, with 1,950 originations.
Loan Reason
For 2021, Geneva Financial's most frequently cited loan purpose was Home Purchase, with 5,566 originations. The 2nd most popular reason was Cash Out Refi, with 2,283 originations.
Loan Duration/Length
For 2021, Geneva Financial's most frequently cited loan duration was 30 Year, with 9,254 originations. The 2nd most popular length was 15 Year, with 458 originations.
Origination Fees/Closing Costs
Geneva Financial's average total fees were $6,669, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,138 originations.
Interest Rates
During 2021, Geneva Financial's average interest rate for loans was 3.27%, while their most frequently originated rate bucket for loans was 3-4%, with 5,934 originations.
Loan Sizing
2021 saw Geneva Financial place emphasis on $200k-400k loans with 4,772 originations, totaling $1,354,470,000 in origination value.
Applicant Income
Geneva Financial lent most frequently to those with incomes in the $50k-75k range, with 2,735 originations. The second most popular income band? $75k-100k, with 1,914 originations.
Applicant Debt to Income Ratio
Geneva Financial lent most frequently to those with DTI ratios of 20-30%, with 1,778 originations. The next most common DTI ratio? 30-36%, with 1,690 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.52%
Geneva Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination63.59%
Geneva Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 7 | $45,000 | $6,429 |
| 12445.0 | 1 | $505,000 | $505,000 |
| 14445.0 | 1 | $485,000 | $485,000 |
| NA | 10,039 | $2,714,245,000 | $270,370 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,048 | $2,715,280,000 | $270,231 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Geneva Financial, LLC, Chandler, AZ Branch | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 66.7% |
| Geneva Financial, LLC, Chandler, AZ Branch | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
