Geneva Financial Mortgage Rates, Fees & Info
ORO VALLEY, AZLEI: 5493001XKL0FTNOJ0866
Tax ID: 26-1589507
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Mortgage Data
Review & Overview
Geneva Financial is a small mortgage company specializing in Home Purchase loans. Geneva Financial has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, St. Louis, Miami, Chicago, and Seattle among others. We have data for 408 markets. (Some data included below & more in-depth data is available with an active subscription.)Geneva Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Geneva Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.20% | 6/22/25 |
| 30 Year Conventional Purchase | 6.65% | 6/22/25 |
| 30 Year Conventional Refi | 7.23% | 6/22/25 |
| 30 Year Cash-out Refi | 7.44% | 6/22/25 |
| 30 Year FHA Purchase | 7.59% | 6/22/25 |
| 30 Year FHA Refi | 7.41% | 6/22/25 |
| 30 Year VA Purchase | 6.89% | 6/22/25 |
| 30 Year VA Refi | 6.11% | 6/22/25 |
| 30 Year USDA Purchase | 7.19% | 6/22/25 |
| 30 Year USDA Refi | 6.96% | 6/22/25 |
| 15 Year Conventional Purchase | 5.96% | 6/22/25 |
| 15 Year Conventional Refi | 6.33% | 6/22/25 |
| 15 Year Cash-out Refi | 6.33% | 6/22/25 |
| 15 Year FHA Purchase | 7.43% | 6/22/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Geneva Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Geneva Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,938Origination Dollar Volume (All Markets)
$1,562,800,000Awards
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GENEVA FINANCIAL - 2024
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For 2024, less than of lenders were eligible for this award.
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Relative Rate
Geneva Financial's average 30 year fixed mortgage rate was
6.66%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.11%.
Relative Fees (Closing Costs)
Geneva Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,219.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
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Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 677 | $199,565,000 | $294,778 | $12,266 | 6.52% |
| Outside of Metro Areas | 391 | $81,755,000 | $209,092 | $7,173 | 6.61% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 250 | $68,570,000 | $274,280 | $7,324 | 6.72% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 128 | $50,680,000 | $395,938 | $15,526 | 6.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 199 | $45,015,000 | $226,206 | $8,722 | 6.83% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 57 | $34,215,000 | $600,263 | $16,466 | 7.22% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 76 | $33,800,000 | $444,737 | $13,203 | 7.22% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 123 | $33,305,000 | $270,772 | $11,000 | 6.70% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 126 | $32,690,000 | $259,444 | $9,994 | 6.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 62 | $31,320,000 | $505,161 | $17,581 | 6.99% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 96 | $30,780,000 | $320,625 | $11,532 | 6.78% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 116 | $28,610,000 | $246,638 | $9,205 | 6.80% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 96 | $27,410,000 | $285,521 | $10,773 | 7.02% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 106 | $24,810,000 | $234,057 | $6,212 | 6.43% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 100 | $22,290,000 | $222,900 | $5,448 | 6.51% |
| FORT WAYNE, IN (FHA|USDA|VA) | 125 | $21,235,000 | $169,880 | $4,664 | 5.48% |
| Richmond-Berea, KY (FHA|USDA|VA) | 94 | $20,620,000 | $219,362 | $6,060 | 6.38% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 48 | $20,620,000 | $429,583 | $21,323 | 6.86% |
| COLUMBUS, OH (FHA|USDA|VA) | 95 | $20,425,000 | $215,000 | $7,895 | 5.63% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 64 | $18,320,000 | $286,250 | $10,299 | 6.70% |
| Hobbs, NM (FHA|USDA|VA) | 79 | $17,305,000 | $219,051 | $9,561 | 7.20% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 62 | $17,090,000 | $275,645 | $11,568 | 5.90% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 77 | $16,075,000 | $208,766 | $10,241 | 6.24% |
| RICHMOND, VA (FHA|USDA|VA) | 46 | $15,890,000 | $345,435 | $10,638 | 7.30% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 59 | $15,285,000 | $259,068 | $9,777 | 6.92% |
| YUMA, AZ (FHA|USDA|VA) | 57 | $14,895,000 | $261,316 | $10,099 | 6.67% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 38 | $14,890,000 | $391,842 | $15,585 | 6.67% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 64 | $14,600,000 | $228,125 | $7,705 | 6.49% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 55 | $14,395,000 | $261,727 | $8,899 | 6.88% |
| TUCSON, AZ (FHA|USDA|VA) | 44 | $12,840,000 | $291,818 | $11,390 | 6.99% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 45 | $11,815,000 | $262,556 | $8,699 | 5.89% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 68 | $11,080,000 | $162,941 | $6,290 | 6.35% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 20 | $10,960,000 | $548,000 | $15,372 | 7.08% |
| EL PASO, TX (FHA|USDA|VA) | 49 | $10,945,000 | $223,367 | $9,969 | 6.88% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 19 | $10,715,000 | $563,947 | $21,480 | 6.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 58 | $10,560,000 | $182,069 | $5,694 | 6.81% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 40 | $9,990,000 | $249,750 | $7,949 | 5.40% |
| ANCHORAGE, AK (FHA|USDA|VA) | 30 | $9,840,000 | $328,000 | $13,648 | 6.65% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $9,100,000 | $455,000 | $15,531 | 6.78% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 36 | $9,030,000 | $250,833 | $11,272 | 7.18% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 34 | $8,900,000 | $261,765 | $12,885 | 6.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 29 | $8,715,000 | $300,517 | $9,986 | 6.70% |
| Warsaw, IN (FHA|USDA|VA) | 52 | $8,590,000 | $165,192 | $4,823 | 5.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 18 | $7,820,000 | $434,444 | $14,135 | 6.78% |
| Tupelo, MS (FHA|USDA|VA) | 39 | $7,485,000 | $191,923 | $8,116 | 6.43% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 41 | $7,405,000 | $180,610 | $6,398 | 6.58% |
| BATON ROUGE, LA (FHA|USDA|VA) | 45 | $7,365,000 | $163,667 | $7,759 | 5.76% |
| BOISE CITY, ID (FHA|USDA|VA) | 16 | $6,930,000 | $433,125 | $11,974 | 6.71% |
| VALLEJO, CA (FHA|USDA|VA) | 16 | $6,830,000 | $426,875 | $15,092 | 6.48% |
| Madison, IN (FHA|USDA|VA) | 37 | $6,785,000 | $183,378 | $6,706 | 7.04% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 26 | $6,730,000 | $258,846 | $6,081 | 6.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 47 | $6,465,000 | $137,553 | $6,101 | 5.96% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 19 | $6,275,000 | $330,263 | $12,819 | 6.73% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 13 | $6,245,000 | $480,385 | $14,840 | 7.11% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 30 | $6,070,000 | $202,333 | $4,481 | 6.36% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 27 | $5,945,000 | $220,185 | $7,381 | 5.18% |
| LAFAYETTE, LA (FHA|USDA|VA) | 29 | $5,815,000 | $200,517 | $5,606 | 6.64% |
| Payson, AZ (FHA|USDA|VA) | 21 | $5,785,000 | $275,476 | $12,051 | 6.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 15 | $5,545,000 | $369,667 | $11,534 | 5.62% |
| Danville, KY (FHA|USDA|VA) | 33 | $5,435,000 | $164,697 | $5,659 | 6.14% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $5,370,000 | $447,500 | $10,112 | 7.02% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 21 | $5,245,000 | $249,762 | $11,183 | 7.04% |
| Palestine, TX (FHA|USDA|VA) | 26 | $4,950,000 | $190,385 | $8,309 | 6.57% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 17 | $4,855,000 | $285,588 | $10,816 | 7.04% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 16 | $4,670,000 | $291,875 | $9,136 | 6.74% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 15 | $4,365,000 | $291,000 | $8,486 | 6.93% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $4,300,000 | $430,000 | $10,697 | 6.10% |
| MIDLAND, MI (FHA|USDA|VA) | 24 | $4,210,000 | $175,417 | $5,080 | 6.73% |
| MIDLAND, TX (FHA|USDA|VA) | 19 | $4,135,000 | $217,632 | $10,735 | 5.44% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 16 | $4,050,000 | $253,125 | $8,529 | 7.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $4,035,000 | $366,818 | $13,285 | 7.14% |
| Montrose, CO (FHA|USDA|VA) | 14 | $3,850,000 | $275,000 | $8,822 | 5.47% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $3,835,000 | $295,000 | $11,624 | 6.99% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $3,835,000 | $767,000 | $20,844 | 7.55% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 13 | $3,625,000 | $278,846 | $11,072 | 6.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $3,545,000 | $393,889 | $14,677 | 6.14% |
| OCALA, FL (FHA|USDA|VA) | 18 | $3,540,000 | $196,667 | $9,162 | 7.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 12 | $3,510,000 | $292,500 | $10,605 | 7.30% |
| Branson, MO (FHA|USDA|VA) | 15 | $3,495,000 | $233,000 | $7,074 | 6.55% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $3,485,000 | $697,000 | $21,356 | 7.94% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $3,445,000 | $265,000 | $7,233 | 7.01% |
| SAN ANGELO, TX (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $7,799 | 7.09% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $11,023 | 7.13% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 23 | $3,105,000 | $135,000 | $3,421 | 4.03% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 11 | $2,975,000 | $270,455 | $11,617 | 6.90% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 24 | $2,900,000 | $120,833 | $6,399 | 7.46% |
| KANKAKEE, IL (FHA|USDA|VA) | 17 | $2,855,000 | $167,941 | $5,853 | 7.01% |
| COLUMBIA, SC (FHA|USDA|VA) | 12 | $2,810,000 | $234,167 | $8,506 | 6.81% |
| Angola, IN (FHA|USDA|VA) | 15 | $2,655,000 | $177,000 | $3,921 | 6.54% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $9,346 | 7.16% |
| Okeechobee, FL (FHA|USDA|VA) | 19 | $2,575,000 | $135,526 | $5,822 | 5.24% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $2,440,000 | $610,000 | $6,021 | 6.44% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $11,860 | 7.42% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,370,000 | $296,250 | $5,748 | 7.36% |
| TULSA, OK (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $11,637 | 6.89% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $13,066 | 7.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $6,832 | 5.96% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $2,270,000 | $283,750 | $7,177 | 7.22% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $2,270,000 | $567,500 | $33,403 | 6.99% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $9,008 | 6.40% |
| Frankfort, KY (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $6,064 | 5.93% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $2,215,000 | $738,333 | $30,676 | 6.38% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $12,257 | 6.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $12,698 | 6.99% |
| Kirksville, MO (FHA|USDA|VA) | 18 | $2,110,000 | $117,222 | $3,259 | 5.89% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $17,032 | 6.73% |
| Pahrump, NV (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $9,731 | 6.49% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $8,565 | 7.02% |
| RENO, NV (FHA|USDA|VA) | 2 | $1,930,000 | $965,000 | $27,797 | 6.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $9,106 | 5.97% |
| LAS CRUCES, NM (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $11,287 | 7.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,805,000 | $601,667 | $5,628 | 9.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $7,924 | 7.81% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,765,000 | $588,333 | $14,233 | 7.08% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $8,982 | 6.91% |
| LIMA, OH (FHA|USDA|VA) | 15 | $1,705,000 | $113,667 | $6,513 | 5.54% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $13,695 | 6.93% |
| Columbus, MS (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $7,892 | 6.44% |
| North Vernon, IN (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $4,901 | 6.74% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $17,929 | 7.10% |
| TYLER, TX (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $11,375 | 6.65% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 12 | $1,550,000 | $129,167 | $5,685 | 5.70% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $17,052 | 7.28% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,730 | 7.63% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $17,116 | 7.55% |
| Warrensburg, MO (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $5,362 | 6.17% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,415,000 | $1,415,000 | $55,229 | 6.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $18,480 | 6.63% |
| Española, NM (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $7,521 | 6.95% |
| London, KY (FHA|USDA|VA) | 11 | $1,385,000 | $125,909 | $4,211 | 6.00% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $12,094 | 7.92% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $14,251 | 6.84% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $15,460 | 6.67% |
| ODESSA, TX (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $12,118 | 6.60% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $5,447 | 7.19% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $15,782 | 7.58% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $7,866 | 7.46% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $11,703 | 5.23% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $12,841 | 7.06% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $9,464 | 6.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $12,264 | 6.41% |
| Seymour, IN (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $5,806 | 5.98% |
| Hilo, HI (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $21,063 | 6.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $5,174 | 6.82% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $12,326 | 7.54% |
| SALEM, OR (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $14,168 | 6.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $14,088 | 6.95% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $22,509 | 9.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $11,387 | 6.78% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $17,511 | 7.12% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $15,170 | 6.50% |
| New Castle, IN (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $4,944 | 7.70% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $12,368 | 7.19% |
| AKRON, OH (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $7,431 | 6.80% |
| Bluffton, IN (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $4,013 | 5.03% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $23,093 | 7.19% |
| POCATELLO, ID (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $6,505 | 6.15% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $11,845 | 6.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $5,086 | 7.02% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $8,644 | 7.56% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,572 | 4.65% |
| MERCED, CA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $14,656 | 5.96% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $6,453 | 7.23% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $16,668 | 6.83% |
| Outside of Metro Areas | 2 | $950,000 | $475,000 | $14,881 | 8.25% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $15,252 | 8.01% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,390 | 5.66% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,730 | 7.17% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $6,996 | 6.50% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $860,000 | $107,500 | $6,707 | 7.20% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $12,143 | 6.46% |
| MOBILE, AL (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $5,459 | 6.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $6,747 | 5.60% |
| Somerset, KY (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $5,050 | 5.80% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $16,352 | 7.38% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $4,057 | 7.08% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $12,068 | 6.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $30,934 | 6.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 8.82% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $0 | 8.48% |
| SAGINAW, MI (FHA|USDA|VA) | 7 | $745,000 | $106,429 | $3,669 | 4.98% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $13,366 | 6.29% |
| Newport, OR (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $14,634 | 8.08% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,646 | 5.80% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,730 | 5.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $9,854 | 7.29% |
| Mount Sterling, KY (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $5,957 | 5.92% |
| BAY CITY, MI (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $3,977 | 5.88% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $13,228 | 6.21% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $15,531 | 6.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,083 | 6.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $19,386 | 6.88% |
| Athens, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,348 | 6.83% |
| Berlin, NH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $17,123 | 6.96% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,222 | 7.09% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $17,492 | 6.50% |
| KOKOMO, IN (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $3,594 | 6.18% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $10,186 | 6.25% |
| Greenville, OH (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,764 | 5.25% |
| Decatur, IN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,723 | 6.67% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $25,238 | 6.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $13,114 | 7.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,344 | 6.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $16,295 | 6.63% |
| Winfield, KS (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,589 | 7.13% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,097 | 6.46% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,737 | 6.79% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,218 | 7.38% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $12,011 | 7.63% |
| Taos, NM (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,332 | 7.38% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $7,009 | 6.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,646 | 7.06% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,334 | 7.13% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $9,611 | 7.62% |
| Greensburg, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,277 | 6.88% |
| Washington, NC (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $9,002 | 7.63% |
| Auburn, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,531 | 6.96% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,344 | 7.38% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,665 | 6.81% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,843 | 3.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,905 | 7.06% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $16,970 | 7.63% |
| Sikeston, MO (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $9,007 | 6.83% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $27,168 | 6.13% |
| Prineville, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $17,339 | 5.56% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $12,332 | 7.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,882 | 7.13% |
| Kingsville, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $10,079 | 6.79% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,850 | 6.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $25,001 | 6.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,728 | 6.44% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $14,725 | 6.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $31,011 | 6.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,257 | 7.13% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,976 | 7.92% |
| Key West, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 8.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,841 | 6.63% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,266 | 7.63% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,559 | 7.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $24,711 | 6.00% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,477 | 7.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $14,246 | 7.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,275 | 7.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,370 | 7.31% |
| Ashland, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,325 | 7.00% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $14,838 | 5.75% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,890 | 6.81% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $16,331 | 7.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $10,785 | 6.96% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,356 | 7.25% |
| Wabash, IN (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,899 | 5.16% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,209 | 6.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,426 | 6.58% |
| Marion, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,682 | 7.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,941 | 7.69% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $12,178 | 7.38% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 8.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 8.13% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,783 | 6.88% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,461 | 6.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,220 | 6.44% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,359 | 6.63% |
| Atchison, KS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,661 | 5.63% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,057 | 7.06% |
| Winona, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $508 | 6.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,217 | 6.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 9.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 7.34% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 6.88% |
| RACINE, WI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $24,588 | 6.25% |
| MADERA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $24,325 | 6.75% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,538 | 6.63% |
| Marion, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,031 | 8.46% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,634 | 6.88% |
| Dublin, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,500 | 7.25% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,831 | 7.13% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,552 | 6.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,593 | 7.13% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,517 | 7.31% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,280 | 6.69% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,479 | 6.75% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,630 | 6.83% |
| Rockport, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,731 | 7.13% |
| MONROE, MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,863 | 4.46% |
| Concord, NH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,848 | 7.38% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,836 | 7.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $3,025 | 3.16% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,121 | 7.13% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,977 | 7.29% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 8.65% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,205 | 5.75% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,719 | 4.29% |
| Marshall, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,940 | 5.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,269 | 6.63% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $22,103 | 6.00% |
| Astoria, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,301 | 6.88% |
| Price, UT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,087 | 3.50% |
| Miami, OK (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,595 | 6.42% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,083 | 6.13% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,110 | 7.46% |
| Willmar, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,360 | 7.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,346 | 7.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,314 | 7.13% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,226 | 7.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,294 | 7.25% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,936 | 6.88% |
| Kendallville, IN (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $2,664 | 5.13% |
| Albertville, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,792 | 5.88% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,676 | 7.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 8.25% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,214 | 6.81% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,955 | 7.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.38% |
| ROME, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,550 | 6.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,887 | 5.50% |
| Huntington, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,085 | 4.67% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,160 | 6.75% |
| Starkville, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,436 | 6.63% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $16,127 | 7.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $19,292 | 6.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,134 | 6.63% |
| Burley, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,057 | 6.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,021 | 7.38% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,967 | 5.75% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,058 | 3.63% |
| Safford, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,969 | 7.00% |
| Centralia, IL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,448 | 4.67% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,256 | 6.88% |
| Palatka, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,553 | 7.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,347 | 7.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,883 | 7.13% |
| FLINT, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,965 | 7.25% |
| Moberly, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,385 | 7.63% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,888 | 7.13% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,927 | 7.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,204 | 5.99% |
| Roswell, NM (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,134 | 8.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,009 | 7.56% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,400 | 7.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,593 | 6.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,107 | 6.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $15,279 | 5.63% |
| Farmington, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.63% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 7.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,495 | 7.13% |
| West Plains, MO (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $3,663 | 4.33% |
| Shelton, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,098 | 6.13% |
| Richmond, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,148 | 6.56% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,467 | 6.00% |
| DOVER, DE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.88% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,066 | 6.75% |
| Plainview, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,854 | 6.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $771 | 7.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,488 | 6.75% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,597 | 3.31% |
| Adrian, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,459 | 3.31% |
| Huron, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.19% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,753 | 6.63% |
| Celina, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,951 | 6.63% |
| Athens, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,069 | 7.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,935 | 6.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 10.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,218 | 6.25% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,039 | 8.13% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,681 | 6.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,560 | 6.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,582 | 7.63% |
| Alma, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,381 | 7.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,297 | 6.50% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,671 | 6.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,255 | 6.50% |
| Tifton, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,250 | 6.63% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,080 | 6.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,234 | 5.94% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,480 | 5.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,838 | 7.13% |
| Peru, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,271 | 6.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,539 | 6.25% |
| Bedford, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,849 | 7.63% |
| Susanville, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,258 | 6.50% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.38% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,017 | 6.75% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,196 | 6.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,675 | 6.75% |
| West Point, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,435 | 6.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,790 | 8.75% |
| Marion, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,393 | 6.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.99% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,635 | 7.88% |
| Oil City, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,830 | 6.63% |
| AMES, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,928 | 7.00% |
| Douglas, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,035 | 7.13% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,304 | 6.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,599 | 7.00% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,874 | 7.00% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,683 | 8.13% |
| MADISON, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,225 | 7.13% |
| Sterling, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,627 | 6.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,717 | 7.13% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $3,302 | 8.75% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,981 | 7.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,810 | 6.63% |
| WACO, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,775 | 6.63% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,535 | 6.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.00% |
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Product Mix
For 2024, Geneva Financial's most frequently originated type of loan was Conventional, with 3,414 originations. Their 2nd most popular type was FHA, with 1,902 originations.
Loan Reason
For 2024, Geneva Financial's most frequently cited loan purpose was Home Purchase, with 5,158 originations. The 2nd most popular reason was Cash Out Refi, with 580 originations.
Loan Duration/Length
For 2024, Geneva Financial's most frequently cited loan duration was 30 Year, with 5,506 originations. The 2nd most popular length was 10 Year, with 284 originations.
Origination Fees/Closing Costs
Geneva Financial's average total fees were $10,219, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,396 originations.
Interest Rates
During 2024, Geneva Financial's average interest rate for loans was 6.66%, while their most frequently originated rate bucket for loans was 6-7%, with 2,695 originations.
Loan Sizing
2024 saw Geneva Financial place emphasis on $200k-400k loans with 2,808 originations, totaling $806,850,000 in origination value.
Applicant Income
Geneva Financial lent most frequently to those with incomes in the $50k-75k range, with 1,429 originations. The second most popular income band? $100k-150k, with 1,360 originations.
Applicant Debt to Income Ratio
Geneva Financial lent most frequently to those with DTI ratios of <20%, with 1,040 originations. The next most common DTI ratio? 30-36%, with 692 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.28%
Geneva Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination53.38%
Geneva Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 32118.4 | 1 | $715,000 | $715,000 |
| NA | 5,937 | $1,562,085,000 | $263,110 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,938 | $1,562,800,000 | $263,186 |