Corpus Christi USDA Loan Rates, Closing Costs & Stats
CORPUS CHRISTI, TX
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Corpus Christi's 1 lenders originated 1 USDA loans during 2023. The total origination value was $235,000, with an average USDA loan value of $235,000.
Corpus Christi USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Corpus Christi
averaged
0.06%
for the week of 2024-11-15, compared to the national average (all USDA variants) of
0% for the same period.
Corpus Christi's average USDA mortgage closing costs are $5,912.
The average rate for the prior week (2024-11-08) was
6.52% and
one month ago for the week of 2024-10-11, the
average rate was 6.08%.
The average rate one year ago was 7.11%.
For refis of the same type during the week of 2024-11-15, the average rate
was 0.12%.
Corpus Christi USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Corpus Christi level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| GUILD MORTGAGE COMPANY | 1 | 5.63% | $16,764 |
The lowest fee Corpus Christi USDA lenders (with over 10 loans originated) are
.
The lowest rate Corpus Christi USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Corpus Christi (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $229,900 (0.1%) | $294,715 (-1.1%) | 0.85 | 1,902 |
| 2018-02-01 | $234,050 (1.1%) | $295,657 (-0.9%) | 0.85 | 1,911 |
| 2018-03-01 | $239,000 (1.8%) | $305,410 (0.1%) | 0.84 | 1,911 |
| 2018-04-01 | $239,900 (0.4%) | $309,569 (-0.6%) | 0.81 | 1,943 |
| 2018-05-01 | $239,900 (2.1%) | $312,554 (1.9%) | 0.80 | 1,947 |
| 2018-06-01 | $238,900 (1.7%) | $309,723 (0.3%) | 0.80 | 2,035 |
| 2018-07-01 | $239,000 (1.7%) | $311,260 (1.3%) | 0.80 | 2,036 |
| 2018-08-01 | $239,900 (1.2%) | $310,308 (0.6%) | 0.80 | 2,076 |
| 2018-09-01 | $239,431 (3.2%) | $310,540 (2.8%) | 0.80 | 2,084 |
| 2018-10-01 | $237,000 (3.1%) | $310,441 (5.3%) | 0.80 | 2,074 |
| 2018-11-01 | $233,975 (1.8%) | $306,390 (5.4%) | 0.79 | 2,052 |
| 2018-12-01 | $234,900 (2.2%) | $306,181 (5.9%) | 0.81 | 1,932 |
| 2019-01-01 | $237,328 (3.2%) | $308,286 (4.6%) | 0.82 | 1,891 |
| 2019-02-01 | $239,900 (2.5%) | $312,705 (5.8%) | 0.81 | 1,920 |
| 2019-03-01 | $244,069 (2.1%) | $320,109 (4.8%) | 0.80 | 1,943 |
| 2019-04-01 | $249,750 (4.1%) | $328,152 (6.0%) | 0.79 | 1,969 |
| 2019-05-01 | $249,950 (4.2%) | $330,691 (5.8%) | 0.78 | 2,027 |
| 2019-06-01 | $249,900 (4.6%) | $327,910 (5.9%) | 0.78 | 2,052 |
| 2019-07-01 | $249,900 (4.6%) | $330,482 (6.2%) | 0.78 | 2,046 |
| 2019-08-01 | $250,541 (4.4%) | $331,927 (7.0%) | 0.79 | 2,018 |
| 2019-09-01 | $251,502 (5.0%) | $334,214 (7.6%) | 0.80 | 1,976 |
| 2019-10-01 | $252,018 (6.3%) | $335,240 (8.0%) | 0.81 | 1,935 |
| 2019-11-01 | $249,000 (6.4%) | $330,918 (8.0%) | 0.82 | 1,919 |
| 2019-12-01 | $249,900 (6.4%) | $331,615 (8.3%) | 0.83 | 1,855 |
| 2020-01-01 | $249,000 (4.9%) | $330,368 (7.2%) | 0.83 | 1,776 |
| 2020-02-01 | $254,900 (6.3%) | $339,979 (8.7%) | 0.83 | 1,739 |
| 2020-03-01 | $262,775 (7.7%) | $354,263 (10.7%) | 0.82 | 1,748 |
| 2020-04-01 | $259,450 (3.9%) | $353,571 (7.8%) | 0.81 | 1,738 |
| 2020-05-01 | $269,500 (7.8%) | $361,300 (9.3%) | 0.82 | 1,574 |
| 2020-06-01 | $269,475 (7.8%) | $368,159 (12.3%) | 0.79 | 1,378 |
| 2020-07-01 | $271,950 (8.8%) | $376,298 (13.9%) | 0.79 | 1,278 |
| 2020-08-01 | $278,000 (11.0%) | $376,545 (13.4%) | 0.80 | 1,220 |
| 2020-09-01 | $279,925 (11.3%) | $387,501 (15.9%) | 0.80 | 1,186 |
| 2020-10-01 | $279,900 (11.1%) | $388,713 (16.0%) | 0.80 | 1,129 |
| 2020-11-01 | $279,450 (12.2%) | $383,080 (15.8%) | 0.82 | 1,150 |
| 2020-12-01 | $271,438 (8.6%) | $379,943 (14.6%) | 0.81 | 1,082 |
| 2021-01-01 | $269,900 (8.4%) | $383,935 (16.2%) | 0.81 | 967 |
| 2021-02-01 | $272,413 (6.9%) | $384,413 (13.1%) | 0.79 | 900 |
| 2021-03-01 | $275,000 (4.7%) | $384,503 (8.5%) | 0.78 | 825 |
| 2021-04-01 | $276,400 (6.5%) | $391,907 (10.8%) | 0.75 | 758 |
| 2021-05-01 | $292,450 (8.5%) | $417,585 (15.6%) | 0.78 | 684 |
| 2021-06-01 | $290,665 (7.9%) | $420,030 (14.1%) | 0.77 | 699 |
| 2021-07-01 | $298,000 (9.6%) | $426,972 (13.5%) | 0.79 | 829 |
| 2021-08-01 | $298,750 (7.5%) | $418,023 (11.0%) | 0.80 | 908 |
| 2021-09-01 | $288,750 (3.2%) | $404,513 (4.4%) | 0.77 | 959 |
| 2021-10-01 | $295,000 (5.4%) | $403,883 (3.9%) | 0.79 | 935 |
| 2021-11-01 | $294,723 (5.5%) | $404,324 (5.6%) | 0.79 | 885 |
| 2021-12-01 | $286,475 (5.5%) | $396,686 (4.4%) | 0.78 | 828 |
| 2022-01-01 | $289,700 (7.3%) | $402,728 (4.9%) | 0.78 | 822 |
| 2022-02-01 | $299,450 (9.9%) | $425,059 (10.6%) | 0.78 | 746 |
| 2022-03-01 | $304,594 (10.8%) | $432,325 (12.4%) | 0.76 | 732 |
| 2022-04-01 | $315,000 (14.0%) | $427,317 (9.0%) | 0.75 | 777 |
| 2022-05-01 | $331,403 (13.3%) | $434,008 (3.9%) | 0.76 | 923 |
| 2022-06-01 | $330,975 (13.9%) | $438,975 (4.5%) | 0.74 | 1,081 |
| 2022-07-01 | $320,000 (7.4%) | $430,965 (0.9%) | 0.72 | 1,327 |
| 2022-08-01 | $313,000 (4.8%) | $426,693 (2.1%) | 0.72 | 1,455 |
| 2022-09-01 | $312,786 (8.3%) | $428,075 (5.8%) | 0.73 | 1,413 |
| 2022-10-01 | $310,000 (5.1%) | $429,579 (6.4%) | 0.73 | 1,448 |
| 2022-11-01 | $310,839 (5.5%) | $432,710 (7.0%) | 0.75 | 1,498 |
| 2022-12-01 | $313,550 (9.5%) | $427,184 (7.7%) | 0.77 | 1,407 |
| 2023-01-01 | $319,000 (10.1%) | $428,056 (6.3%) | 0.79 | 1,350 |
| 2023-02-01 | $326,595 (9.1%) | $445,108 (4.7%) | 0.79 | 1,310 |
| 2023-03-01 | $330,648 (8.6%) | $455,245 (5.3%) | 0.78 | 1,340 |
| 2023-04-01 | $349,900 (11.1%) | $471,568 (10.4%) | 0.81 | 1,340 |
| 2023-05-01 | $355,000 (7.1%) | $491,023 (13.1%) | 0.81 | 1,363 |
| 2023-06-01 | $360,000 (8.8%) | $495,347 (12.8%) | 0.81 | 1,540 |
| 2023-07-01 | $356,876 (11.5%) | $484,062 (12.3%) | 0.81 | 1,597 |
| 2023-08-01 | $355,000 (13.4%) | $485,398 (13.8%) | 0.82 | 1,672 |
| 2023-09-01 | $347,910 (11.2%) | $467,335 (9.2%) | 0.81 | 1,769 |
| 2023-10-01 | $347,578 (12.1%) | $468,708 (9.1%) | 0.82 | 1,838 |
| 2023-11-01 | $347,750 (11.9%) | $463,255 (7.1%) | 0.83 | 1,859 |
| 2023-12-01 | $339,995 (8.4%) | $453,516 (6.2%) | 0.83 | 1,832 |
| 2024-01-01 | $339,450 (6.4%) | $449,447 (5.0%) | 0.83 | 1,802 |
| 2024-02-01 | $335,000 (2.6%) | $447,057 (0.4%) | 0.81 | 1,836 |
| 2024-03-01 | $345,000 (4.3%) | $465,226 (2.2%) | 0.81 | 1,946 |
| 2024-04-01 | $349,449 (-0.1%) | $471,538 (0.0%) | 0.81 | 2,058 |
| 2024-05-01 | $359,975 (1.4%) | $485,422 (-1.1%) | 0.81 | 2,136 |
| 2024-06-01 | $369,900 (2.8%) | $491,389 (-0.8%) | 0.83 | 2,252 |
| 2024-07-01 | $369,995 (3.7%) | $496,586 (2.6%) | 0.85 | 2,349 |
| 2024-08-01 | $355,000 (0.0%) | $486,701 (0.3%) | 0.83 | 2,330 |
| 2024-09-01 | $347,869 (0.0%) | $471,754 (1.0%) | 0.82 | 2,352 |
| 2024-10-01 | $339,950 (-2.2%) | $464,435 (-0.9%) | 0.80 | 2,313 |
Corpus Christi's median listing price comes in at 80% of the national average.
Corpus Christi's average listing price for 2024-10-01 was $464,435, a difference of $-4,273 (-0.9%) versus the prior year and $-7,319 versus the prior month.
For the 2024-10-01 period, Corpus Christi had 2,313 MLS listings, a difference of -39 listings (-2%) versus the prior month and 475 listings (26%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Corpus Christi (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 98 days | 1,818 sqft |
| 2018-02-01 | 88 days | 1,823 sqft |
| 2018-03-01 | 66 days | 1,844 sqft |
| 2018-04-01 | 63 days | 1,857 sqft |
| 2018-05-01 | 65 days | 1,851 sqft |
| 2018-06-01 | 64 days | 1,856 sqft |
| 2018-07-01 | 62 days | 1,864 sqft |
| 2018-08-01 | 65 days | 1,874 sqft |
| 2018-09-01 | 73 days | 1,886 sqft |
| 2018-10-01 | 77 days | 1,890 sqft |
| 2018-11-01 | 82 days | 1,877 sqft |
| 2018-12-01 | 87 days | 1,850 sqft |
| 2019-01-01 | 93 days | 1,840 sqft |
| 2019-02-01 | 83 days | 1,815 sqft |
| 2019-03-01 | 76 days | 1,828 sqft |
| 2019-04-01 | 72 days | 1,850 sqft |
| 2019-05-01 | 73 days | 1,848 sqft |
| 2019-06-01 | 75 days | 1,850 sqft |
| 2019-07-01 | 73 days | 1,844 sqft |
| 2019-08-01 | 76 days | 1,855 sqft |
| 2019-09-01 | 77 days | 1,866 sqft |
| 2019-10-01 | 80 days | 1,874 sqft |
| 2019-11-01 | 89 days | 1,851 sqft |
| 2019-12-01 | 96 days | 1,837 sqft |
| 2020-01-01 | 92 days | 1,827 sqft |
| 2020-02-01 | 87 days | 1,815 sqft |
| 2020-03-01 | 68 days | 1,833 sqft |
| 2020-04-01 | 73 days | 1,798 sqft |
| 2020-05-01 | 85 days | 1,845 sqft |
| 2020-06-01 | 86 days | 1,855 sqft |
| 2020-07-01 | 73 days | 1,877 sqft |
| 2020-08-01 | 75 days | 1,877 sqft |
| 2020-09-01 | 73 days | 1,869 sqft |
| 2020-10-01 | 71 days | 1,876 sqft |
| 2020-11-01 | 71 days | 1,805 sqft |
| 2020-12-01 | 81 days | 1,812 sqft |
| 2021-01-01 | 85 days | 1,780 sqft |
| 2021-02-01 | 66 days | 1,800 sqft |
| 2021-03-01 | 64 days | 1,775 sqft |
| 2021-04-01 | 60 days | 1,729 sqft |
| 2021-05-01 | 51 days | 1,785 sqft |
| 2021-06-01 | 52 days | 1,763 sqft |
| 2021-07-01 | 45 days | 1,789 sqft |
| 2021-08-01 | 51 days | 1,761 sqft |
| 2021-09-01 | 52 days | 1,739 sqft |
| 2021-10-01 | 56 days | 1,740 sqft |
| 2021-11-01 | 59 days | 1,743 sqft |
| 2021-12-01 | 57 days | 1,736 sqft |
| 2022-01-01 | 63 days | 1,735 sqft |
| 2022-02-01 | 56 days | 1,757 sqft |
| 2022-03-01 | 48 days | 1,753 sqft |
| 2022-04-01 | 39 days | 1,750 sqft |
| 2022-05-01 | 38 days | 1,775 sqft |
| 2022-06-01 | 40 days | 1,752 sqft |
| 2022-07-01 | 44 days | 1,747 sqft |
| 2022-08-01 | 51 days | 1,695 sqft |
| 2022-09-01 | 63 days | 1,680 sqft |
| 2022-10-01 | 68 days | 1,719 sqft |
| 2022-11-01 | 77 days | 1,732 sqft |
| 2022-12-01 | 75 days | 1,734 sqft |
| 2023-01-01 | 82 days | 1,740 sqft |
| 2023-02-01 | 73 days | 1,740 sqft |
| 2023-03-01 | 62 days | 1,776 sqft |
| 2023-04-01 | 62 days | 1,776 sqft |
| 2023-05-01 | 64 days | 1,773 sqft |
| 2023-06-01 | 57 days | 1,785 sqft |
| 2023-07-01 | 59 days | 1,745 sqft |
| 2023-08-01 | 64 days | 1,752 sqft |
| 2023-09-01 | 65 days | 1,720 sqft |
| 2023-10-01 | 67 days | 1,708 sqft |
| 2023-11-01 | 72 days | 1,708 sqft |
| 2023-12-01 | 78 days | 1,680 sqft |
| 2024-01-01 | 80 days | 1,676 sqft |
| 2024-02-01 | 74 days | 1,652 sqft |
| 2024-03-01 | 62 days | 1,654 sqft |
| 2024-04-01 | 64 days | 1,651 sqft |
| 2024-05-01 | 69 days | 1,662 sqft |
| 2024-06-01 | 71 days | 1,655 sqft |
| 2024-07-01 | 76 days | 1,668 sqft |
| 2024-08-01 | 80 days | 1,654 sqft |
| 2024-09-01 | 86 days | 1,644 sqft |
| 2024-10-01 | 85 days | 1,638 sqft |
Corpus Christi's median square footage for active listings during the 2024-10-01 period was 1,638 sqft. One year prior, the average listing was 1,708 sqft.