Towne Mortgage Company Rates, Fees & Info
PLYMOUTH, MILEI: 549300R7HGHP2I754087
Tax ID: 38-2434249
4.1 stars
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Mortgage Data
Review & Overview
Towne Mortgage Company is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Towne Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Philadelphia, Phoenix, San Francisco, and Miami among others. We have data for 354 markets. (Some data included below & more in-depth data is available with an active subscription.)Towne Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Towne Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.01% | 12/4/22 |
| 30 Year Conventional Refi | 6.80% | 12/4/22 |
| 30 Year Cash-out Refi | 6.99% | 12/4/22 |
| 30 Year FHA Purchase | 7.96% | 12/4/22 |
| 30 Year FHA Refi | 7.62% | 12/4/22 |
| 30 Year VA Purchase | 6.78% | 12/4/22 |
| 30 Year VA Refi | 6.53% | 12/4/22 |
| 30 Year USDA Purchase | 7.33% | 12/4/22 |
| 30 Year USDA Refi | 7.28% | 12/4/22 |
| 15 Year Conventional Purchase | 6.09% | 12/4/22 |
| 15 Year Conventional Refi | 6.09% | 12/4/22 |
| 15 Year Cash-out Refi | 6.09% | 12/4/22 |
| 15 Year FHA Purchase | 7.92% | 12/4/22 |
| 15 Year FHA Refi | 7.35% | 12/4/22 |
| 15 Year VA Purchase | 6.60% | 12/4/22 |
| 15 Year VA Refi | 6.32% | 12/4/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
7,597Origination Dollar Volume (All Markets)
$1,915,195,000Awards
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TOWNE MORTGAGE COMPANY - 2021
TOWNE MORTGAGE COMPANY is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Towne Mortgage Company's average 30 year fixed mortgage rate was
3.15%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of -0%.
Relative Fees (Closing Costs)
Towne Mortgage Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,675.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 284 | $113,110,000 | $398,275 | $9,119 | 2.76% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 320 | $103,200,000 | $322,500 | $8,740 | 2.78% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 291 | $103,055,000 | $354,141 | $4,289 | 2.92% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 206 | $96,470,000 | $468,301 | $3,093 | 2.71% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 350 | $94,090,000 | $268,829 | $5,116 | 3.12% |
| Outside of Metro Areas | 518 | $87,650,000 | $169,208 | $4,968 | 3.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 157 | $73,915,000 | $470,796 | $2,576 | 2.71% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 258 | $70,040,000 | $271,473 | $6,414 | 3.01% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 344 | $66,050,000 | $192,006 | $4,664 | 3.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 202 | $62,760,000 | $310,693 | $4,626 | 2.96% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 143 | $56,795,000 | $397,168 | $3,504 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 327 | $48,125,000 | $147,171 | $3,129 | 3.14% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 164 | $40,500,000 | $246,951 | $6,486 | 3.01% |
| COLUMBIA, SC (FHA|USDA|VA) | 179 | $35,185,000 | $196,564 | $4,687 | 3.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 122 | $31,300,000 | $256,557 | $8,049 | 3.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 62 | $31,170,000 | $502,742 | $5,054 | 2.96% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 124 | $29,720,000 | $239,677 | $4,786 | 3.06% |
| PITTSBURGH, PA (FHA|USDA|VA) | 116 | $25,750,000 | $221,983 | $6,765 | 2.86% |
| FLINT, MI (FHA|USDA|VA) | 153 | $25,365,000 | $165,784 | $4,884 | 2.99% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 128 | $24,940,000 | $194,844 | $3,403 | 3.16% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 68 | $24,070,000 | $353,971 | $4,300 | 3.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 101 | $23,115,000 | $228,861 | $5,918 | 3.22% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 90 | $22,070,000 | $245,222 | $5,956 | 3.12% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 73 | $21,695,000 | $297,192 | $5,476 | 3.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 98 | $17,380,000 | $177,347 | $3,419 | 3.19% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 70 | $16,010,000 | $228,714 | $4,780 | 2.96% |
| GREEN BAY, WI (FHA|USDA|VA) | 95 | $15,825,000 | $166,579 | $3,319 | 3.30% |
| Owatonna, MN (FHA|USDA|VA) | 87 | $15,715,000 | $180,632 | $4,525 | 2.64% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 41 | $14,405,000 | $351,341 | $9,290 | 2.78% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 43 | $12,125,000 | $281,977 | $7,345 | 2.51% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 41 | $11,575,000 | $282,317 | $4,978 | 3.21% |
| APPLETON, WI (FHA|USDA|VA) | 62 | $11,380,000 | $183,548 | $4,102 | 3.32% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 50 | $11,270,000 | $225,400 | $5,367 | 3.07% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 53 | $10,645,000 | $200,849 | $5,567 | 3.18% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 22 | $10,230,000 | $465,000 | $7,540 | 2.82% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 22 | $9,330,000 | $424,091 | $5,125 | 2.72% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 33 | $9,185,000 | $278,333 | $6,645 | 2.99% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 44 | $8,650,000 | $196,591 | $4,790 | 2.76% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 57 | $8,595,000 | $150,789 | $3,940 | 3.45% |
| TUCSON, AZ (FHA|USDA|VA) | 26 | $8,250,000 | $317,308 | $5,195 | 2.83% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 34 | $7,800,000 | $229,412 | $5,271 | 3.29% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 21 | $7,585,000 | $361,190 | $8,432 | 2.82% |
| ROANOKE, VA (FHA|USDA|VA) | 32 | $7,340,000 | $229,375 | $4,526 | 3.03% |
| Meridian, MS (FHA|USDA|VA) | 45 | $7,115,000 | $158,111 | $5,101 | 2.83% |
| STOCKTON, CA (FHA|USDA|VA) | 18 | $7,090,000 | $393,889 | $3,912 | 2.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 32 | $6,600,000 | $206,250 | $4,795 | 2.93% |
| JOPLIN, MO (FHA|USDA|VA) | 55 | $6,585,000 | $119,727 | $4,255 | 3.40% |
| RICHMOND, VA (FHA|USDA|VA) | 28 | $6,280,000 | $224,286 | $4,913 | 3.03% |
| GREELEY, CO (FHA|USDA|VA) | 18 | $6,260,000 | $347,778 | $3,856 | 3.09% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 34 | $6,130,000 | $180,294 | $4,528 | 3.30% |
| BOULDER, CO (FHA|USDA|VA) | 16 | $6,110,000 | $381,875 | $2,479 | 2.61% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $6,050,000 | $302,500 | $3,622 | 2.70% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 20 | $5,960,000 | $298,000 | $7,735 | 3.04% |
| Stevens Point, WI (FHA|USDA|VA) | 25 | $5,925,000 | $237,000 | $2,476 | 2.98% |
| Tifton, GA (FHA|USDA|VA) | 29 | $5,675,000 | $195,690 | $6,171 | 2.97% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 27 | $5,665,000 | $209,815 | $3,972 | 3.17% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 16 | $5,240,000 | $327,500 | $7,905 | 3.04% |
| FORT COLLINS, CO (FHA|USDA|VA) | 16 | $5,140,000 | $321,250 | $3,726 | 2.93% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 35 | $5,015,000 | $143,286 | $4,312 | 3.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 31 | $4,965,000 | $160,161 | $4,331 | 3.20% |
| SALINAS, CA (FHA|USDA|VA) | 11 | $4,945,000 | $449,545 | $4,216 | 2.76% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 28 | $4,820,000 | $172,143 | $3,109 | 3.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $4,740,000 | $338,571 | $7,153 | 2.95% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 14 | $4,730,000 | $337,857 | $11,327 | 3.09% |
| SPARTANBURG, SC (FHA|USDA|VA) | 22 | $4,450,000 | $202,273 | $6,247 | 3.11% |
| ASHEVILLE, NC (FHA|USDA|VA) | 13 | $4,345,000 | $334,231 | $8,843 | 3.21% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 20 | $4,240,000 | $212,000 | $6,071 | 3.37% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 15 | $4,145,000 | $276,333 | $5,792 | 3.14% |
| VALLEJO, CA (FHA|USDA|VA) | 10 | $4,000,000 | $400,000 | $2,519 | 2.95% |
| Mount Airy, NC (FHA|USDA|VA) | 27 | $3,875,000 | $143,519 | $5,600 | 3.01% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $3,660,000 | $261,429 | $5,258 | 3.26% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 24 | $3,490,000 | $145,417 | $4,269 | 3.38% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $3,470,000 | $578,333 | $19,491 | 3.06% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 21 | $3,385,000 | $161,190 | $6,376 | 3.23% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $3,300,000 | $330,000 | $9,171 | 2.81% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 10 | $3,190,000 | $319,000 | $4,706 | 2.74% |
| SAVANNAH, GA (FHA|USDA|VA) | 15 | $3,185,000 | $212,333 | $6,007 | 3.31% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $6,691 | 2.78% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 16 | $3,160,000 | $197,500 | $5,392 | 2.97% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 8 | $3,150,000 | $393,750 | $11,540 | 3.00% |
| Columbus, MS (FHA|USDA|VA) | 19 | $3,135,000 | $165,000 | $6,300 | 3.30% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 11 | $3,085,000 | $280,455 | $10,322 | 2.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $8,301 | 3.32% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $4,591 | 3.10% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $2,955,000 | $197,000 | $5,487 | 3.15% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $2,920,000 | $243,333 | $5,530 | 3.42% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $2,895,000 | $413,571 | $8,428 | 2.61% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $2,770,000 | $277,000 | $7,300 | 2.98% |
| GAINESVILLE, FL (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $6,234 | 3.18% |
| Manitowoc, WI (FHA|USDA|VA) | 16 | $2,610,000 | $163,125 | $3,420 | 3.30% |
| FOND DU LAC, WI (FHA|USDA|VA) | 16 | $2,560,000 | $160,000 | $4,099 | 3.43% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 14 | $2,500,000 | $178,571 | $3,427 | 2.69% |
| JACKSON, MI (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $4,111 | 3.27% |
| Boone, NC (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $4,121 | 2.89% |
| Mount Pleasant, MI (FHA|USDA|VA) | 16 | $2,400,000 | $150,000 | $5,509 | 3.33% |
| LAFAYETTE, LA (FHA|USDA|VA) | 15 | $2,395,000 | $159,667 | $5,211 | 3.07% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $2,390,000 | $398,333 | $4,914 | 2.90% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 13 | $2,325,000 | $178,846 | $6,345 | 3.52% |
| ROCHESTER, MN (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $3,931 | 2.82% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 14 | $2,260,000 | $161,429 | $5,269 | 3.44% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 14 | $2,260,000 | $161,429 | $3,534 | 3.21% |
| Bluefield, WV-VA (FHA|USDA|VA) | 21 | $2,245,000 | $106,905 | $4,292 | 2.99% |
| Seneca, SC (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $8,314 | 2.92% |
| MONROE, MI (FHA|USDA|VA) | 16 | $2,160,000 | $135,000 | $3,937 | 3.12% |
| Brainerd, MN (FHA|USDA|VA) | 14 | $2,130,000 | $152,143 | $4,141 | 3.02% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $5,101 | 3.22% |
| Miami, OK (FHA|USDA|VA) | 16 | $2,060,000 | $128,750 | $5,521 | 3.67% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $5,395 | 2.79% |
| Findlay, OH (FHA|USDA|VA) | 11 | $2,035,000 | $185,000 | $8,078 | 3.19% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $3,838 | 3.18% |
| KNOXVILLE, TN (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $4,977 | 3.64% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $6,898 | 3.00% |
| Newberry, SC (FHA|USDA|VA) | 12 | $1,870,000 | $155,833 | $5,296 | 3.47% |
| Key West, FL (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $10,864 | 2.68% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $8,577 | 3.08% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $4,028 | 3.06% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $8,280 | 2.84% |
| BRUNSWICK, GA (FHA|USDA|VA) | 13 | $1,705,000 | $131,154 | $5,053 | 3.16% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $6,064 | 3.32% |
| Douglas, GA (FHA|USDA|VA) | 12 | $1,660,000 | $138,333 | $5,832 | 3.58% |
| Worthington, MN (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $6,335 | 3.23% |
| Marinette, WI-MI (FHA|USDA|VA) | 12 | $1,600,000 | $133,333 | $3,818 | 3.54% |
| Shawano, WI (FHA|USDA|VA) | 11 | $1,595,000 | $145,000 | $3,024 | 3.35% |
| BECKLEY, WV (FHA|USDA|VA) | 10 | $1,590,000 | $159,000 | $5,115 | 2.89% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $7,474 | 3.05% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $4,843 | 2.89% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 11 | $1,565,000 | $142,273 | $3,149 | 3.29% |
| Shelby, NC (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $9,253 | 2.83% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,315 | 3.04% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $5,103 | 3.75% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $7,748 | 2.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $5,607 | 3.11% |
| Holland, MI (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $3,664 | 3.46% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $5,915 | 3.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $4,116 | 3.02% |
| RACINE, WI (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $3,441 | 3.17% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $3,413 | 2.96% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $8,959 | 3.65% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $4,416 | 2.78% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $5,038 | 3.52% |
| Albemarle, NC (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $5,906 | 2.92% |
| Palatka, FL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $6,057 | 2.96% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $4,188 | 3.08% |
| SAGINAW, MI (FHA|USDA|VA) | 11 | $1,185,000 | $107,727 | $3,804 | 3.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $6,531 | 2.85% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,284 | 3.46% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $8,269 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $6,213 | 3.40% |
| Austin, MN (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $4,821 | 3.05% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $8,184 | 3.30% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $4,336 | 2.95% |
| Big Rapids, MI (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,210 | 2.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $5,271 | 2.93% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $5,375 | 3.69% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $7,166 | 2.91% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $6,358 | 3.07% |
| New Castle, PA (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $4,898 | 2.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $4,902 | 3.08% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $8,030 | 2.96% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $3,186 | 2.79% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,057 | 2.83% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,961 | 2.63% |
| MONROE, LA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $6,759 | 2.82% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,409 | 3.29% |
| Cambridge, MD (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,608 | 3.10% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,787 | 2.63% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,682 | 2.92% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,799 | 2.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,726 | 2.97% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $820,000 | $102,500 | $3,399 | 3.00% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,145 | 3.31% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,276 | 3.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,952 | 3.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,769 | 3.13% |
| Jesup, GA (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $6,007 | 3.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,970 | 3.33% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,450 | 3.12% |
| Waycross, GA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,614 | 3.23% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,059 | 3.09% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,190 | 2.96% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,903 | 3.16% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,357 | 3.33% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,316 | 3.41% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,756 | 2.81% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,098 | 2.83% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,231 | 2.44% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,305 | 3.28% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $1,816 | 3.08% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,303 | 2.92% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,590 | 3.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,188 | 3.29% |
| Red Wing, MN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,970 | 3.00% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,480 | 3.25% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,181 | 3.06% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,610 | 3.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,174 | 3.19% |
| Alma, MI (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,677 | 3.28% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,248 | 3.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,961 | 2.91% |
| NILES, MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,817 | 3.12% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,545 | 2.69% |
| Moultrie, GA (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,703 | 3.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,508 | 2.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,608 | 2.81% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,905 | 3.46% |
| READING, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,298 | 2.44% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,338 | 3.17% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,459 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,749 | 2.88% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,078 | 3.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,532 | 2.69% |
| Marion, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $17,827 | 3.13% |
| Oil City, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,160 | 2.87% |
| Albert Lea, MN (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $4,209 | 3.33% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,170 | 3.54% |
| MADERA, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,666 | 2.81% |
| Cordele, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,403 | 2.68% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,210 | 3.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,585 | 2.63% |
| TULSA, OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,038 | 3.13% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,380 | 2.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,587 | 2.92% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,259 | 2.94% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,276 | 3.13% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,153 | 2.63% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,717 | 3.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,138 | 2.71% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,923 | 3.08% |
| CHICO, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,003 | 3.00% |
| Starkville, MS (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,279 | 3.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,321 | 3.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,823 | 2.75% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,302 | 3.33% |
| Muscatine, IA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,045 | 3.12% |
| Lake City, FL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,663 | 2.92% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,747 | 3.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,264 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,176 | 3.46% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,521 | 3.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,401 | 3.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,294 | 3.50% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,695 | 3.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.63% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,461 | 3.31% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,576 | 3.69% |
| LIMA, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,115 | 4.25% |
| Indiana, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,747 | 2.75% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,116 | 3.00% |
| DALTON, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,690 | 3.19% |
| Sayre, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,984 | 2.88% |
| Picayune, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,886 | 4.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,362 | 2.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,057 | 4.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,371 | 3.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,230 | 2.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,160 | 3.25% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,042 | 3.75% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,777 | 3.06% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,988 | 3.50% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,968 | 3.25% |
| Granbury, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,095 | 2.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,330 | 2.38% |
| Adrian, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,428 | 3.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,026 | 3.38% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,602 | 3.19% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,151 | 2.75% |
| MERCED, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,841 | 2.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,163 | 2.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,048 | 2.75% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,892 | 2.75% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,535 | 2.81% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,987 | 2.75% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,644 | 2.87% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,856 | 3.63% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,196 | 3.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,497 | 2.56% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,056 | 3.31% |
| Athens, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,010 | 2.75% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,999 | 3.06% |
| NAPA, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.75% |
| Corinth, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,167 | 4.63% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,761 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,613 | 3.31% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,665 | 4.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,216 | 3.25% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,415 | 2.50% |
| Americus, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,256 | 2.75% |
| DOVER, DE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,931 | 2.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,193 | 3.49% |
| Auburn, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,819 | 2.88% |
| AMES, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,176 | 2.99% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,928 | 2.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,179 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,862 | 3.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,465 | 2.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,444 | 2.88% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,554 | 3.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,648 | 2.63% |
| AKRON, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,031 | 3.50% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,938 | 3.50% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,234 | 3.25% |
| Huntington, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,569 | 3.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,387 | 3.49% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,950 | 2.63% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,762 | 2.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,944 | 2.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,014 | 3.38% |
| Mason City, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,022 | 3.63% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,877 | 2.88% |
| Freeport, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,142 | 4.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,826 | 3.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,318 | 2.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,974 | 3.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,101 | 3.50% |
| Dayton, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,477 | 3.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,127 | 3.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,867 | 3.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,145 | 2.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.88% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,765 | 3.13% |
| Carroll, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,693 | 2.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,684 | 3.13% |
| West Point, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,720 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,338 | 2.75% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,910 | 2.63% |
| Alpena, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,886 | 2.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,061 | 2.99% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,725 | 2.88% |
| Laurel, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,496 | 4.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,121 | 2.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,856 | 2.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,363 | 2.99% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,875 | 2.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,582 | 3.25% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,535 | 3.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,728 | 2.63% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,055 | 4.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,636 | 3.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,563 | 3.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,628 | 3.50% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,099 | 3.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,726 | 2.99% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,613 | 4.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,657 | 3.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,323 | 3.75% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,834 | 3.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,361 | 2.99% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,217 | 2.88% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,593 | 2.88% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,114 | 3.38% |
| Union City, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,700 | 3.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,159 | 3.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,728 | 4.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against TOWNE MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, Towne Mortgage Company's most frequently originated type of loan was Conventional, with 5,676 originations. Their 2nd most popular type was FHA, with 1,329 originations.
Loan Reason
For 2021, Towne Mortgage Company's most frequently cited loan purpose was Home Purchase, with 3,126 originations. The 2nd most popular reason was Refi, with 2,651 originations.
Loan Duration/Length
For 2021, Towne Mortgage Company's most frequently cited loan duration was 30 Year, with 5,894 originations. The 2nd most popular length was 15 Year, with 980 originations.
Origination Fees/Closing Costs
Towne Mortgage Company's average total fees were $5,675, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,801 originations.
Interest Rates
During 2021, Towne Mortgage Company's average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,487 originations.
Loan Sizing
2021 saw Towne Mortgage Company place emphasis on $200k-400k loans with 2,904 originations, totaling $817,350,000 in origination value.
Applicant Income
Towne Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 1,857 originations. The second most popular income band? $50k or less, with 1,546 originations.
Applicant Debt to Income Ratio
Towne Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 1,650 originations. The next most common DTI ratio? 30-36%, with 1,425 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.34%
Towne Mortgage Company has an average approval rate.
Pick Rate
Approvals leading to origination71.86%
Towne Mortgage Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,597 | $1,915,195,000 | $252,099 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,597 | $1,915,195,000 | $252,099 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TOWNE MORTGAGE COMPANY | Conventional home mortgage | Struggling to pay mortgage | 1 | 20.0% |
| TOWNE MORTGAGE COMPANY | Conventional home mortgage | Trouble during payment process | 3 | 60.0% |
| TOWNE MORTGAGE COMPANY | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 20.0% |
