Towne Mortgage Company Rates, Fees & Info
PLYMOUTH, MILEI: 549300R7HGHP2I754087
Tax ID: 38-2434249
4.1 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Towne Mortgage Company is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Towne Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include New York, Philadelphia, Phoenix, San Francisco, and Miami among others. Towne Mortgage Company has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Towne Mortgage Company is typically an average fee lendor.Originations
7,597Origination Dollar Volume (All Markets)
$1,915,195,000Awards
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TOWNE MORTGAGE COMPANY - 2021
TOWNE MORTGAGE COMPANY is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Towne Mortgage Company's average 30 year fixed rate mortgage of loans were
3.15%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0%.
Relative Fees
Towne Mortgage Company's average total fees for a 30 year fixed rate
mortgage are $5,675.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 284 | $113,110,000 | $398,275 | $9,119 | 2.76% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 320 | $103,200,000 | $322,500 | $8,740 | 2.78% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 291 | $103,055,000 | $354,141 | $4,289 | 2.92% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 206 | $96,470,000 | $468,301 | $3,093 | 2.71% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 350 | $94,090,000 | $268,829 | $5,116 | 3.12% |
| Outside of Metro Areas | 518 | $87,650,000 | $169,208 | $4,968 | 3.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 157 | $73,915,000 | $470,796 | $2,576 | 2.71% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 258 | $70,040,000 | $271,473 | $6,414 | 3.01% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 344 | $66,050,000 | $192,006 | $4,664 | 3.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 202 | $62,760,000 | $310,693 | $4,626 | 2.96% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 143 | $56,795,000 | $397,168 | $3,504 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 327 | $48,125,000 | $147,171 | $3,129 | 3.14% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 164 | $40,500,000 | $246,951 | $6,486 | 3.01% |
| COLUMBIA, SC (FHA|USDA|VA) | 179 | $35,185,000 | $196,564 | $4,687 | 3.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 122 | $31,300,000 | $256,557 | $8,049 | 3.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 62 | $31,170,000 | $502,742 | $5,054 | 2.96% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 124 | $29,720,000 | $239,677 | $4,786 | 3.06% |
| PITTSBURGH, PA (FHA|USDA|VA) | 116 | $25,750,000 | $221,983 | $6,765 | 2.86% |
| FLINT, MI (FHA|USDA|VA) | 153 | $25,365,000 | $165,784 | $4,884 | 2.99% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 128 | $24,940,000 | $194,844 | $3,403 | 3.16% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 68 | $24,070,000 | $353,971 | $4,300 | 3.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 101 | $23,115,000 | $228,861 | $5,918 | 3.22% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 90 | $22,070,000 | $245,222 | $5,956 | 3.12% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 73 | $21,695,000 | $297,192 | $5,476 | 3.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 98 | $17,380,000 | $177,347 | $3,419 | 3.19% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 70 | $16,010,000 | $228,714 | $4,780 | 2.96% |
| GREEN BAY, WI (FHA|USDA|VA) | 95 | $15,825,000 | $166,579 | $3,319 | 3.30% |
| Owatonna, MN (FHA|USDA|VA) | 87 | $15,715,000 | $180,632 | $4,525 | 2.64% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 41 | $14,405,000 | $351,341 | $9,290 | 2.78% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 43 | $12,125,000 | $281,977 | $7,345 | 2.51% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 41 | $11,575,000 | $282,317 | $4,978 | 3.21% |
| APPLETON, WI (FHA|USDA|VA) | 62 | $11,380,000 | $183,548 | $4,102 | 3.32% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 50 | $11,270,000 | $225,400 | $5,367 | 3.07% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 53 | $10,645,000 | $200,849 | $5,567 | 3.18% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 22 | $10,230,000 | $465,000 | $7,540 | 2.82% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 22 | $9,330,000 | $424,091 | $5,125 | 2.72% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 33 | $9,185,000 | $278,333 | $6,645 | 2.99% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 44 | $8,650,000 | $196,591 | $4,790 | 2.76% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 57 | $8,595,000 | $150,789 | $3,940 | 3.45% |
| TUCSON, AZ (FHA|USDA|VA) | 26 | $8,250,000 | $317,308 | $5,195 | 2.83% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 34 | $7,800,000 | $229,412 | $5,271 | 3.29% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 21 | $7,585,000 | $361,190 | $8,432 | 2.82% |
| ROANOKE, VA (FHA|USDA|VA) | 32 | $7,340,000 | $229,375 | $4,526 | 3.03% |
| Meridian, MS (FHA|USDA|VA) | 45 | $7,115,000 | $158,111 | $5,101 | 2.83% |
| STOCKTON, CA (FHA|USDA|VA) | 18 | $7,090,000 | $393,889 | $3,912 | 2.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 32 | $6,600,000 | $206,250 | $4,795 | 2.93% |
| JOPLIN, MO (FHA|USDA|VA) | 55 | $6,585,000 | $119,727 | $4,255 | 3.40% |
| RICHMOND, VA (FHA|USDA|VA) | 28 | $6,280,000 | $224,286 | $4,913 | 3.03% |
| GREELEY, CO (FHA|USDA|VA) | 18 | $6,260,000 | $347,778 | $3,856 | 3.09% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 34 | $6,130,000 | $180,294 | $4,528 | 3.30% |
| BOULDER, CO (FHA|USDA|VA) | 16 | $6,110,000 | $381,875 | $2,479 | 2.61% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $6,050,000 | $302,500 | $3,622 | 2.70% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 20 | $5,960,000 | $298,000 | $7,735 | 3.04% |
| Stevens Point, WI (FHA|USDA|VA) | 25 | $5,925,000 | $237,000 | $2,476 | 2.98% |
| Tifton, GA (FHA|USDA|VA) | 29 | $5,675,000 | $195,690 | $6,171 | 2.97% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 27 | $5,665,000 | $209,815 | $3,972 | 3.17% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 16 | $5,240,000 | $327,500 | $7,905 | 3.04% |
| FORT COLLINS, CO (FHA|USDA|VA) | 16 | $5,140,000 | $321,250 | $3,726 | 2.93% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 35 | $5,015,000 | $143,286 | $4,312 | 3.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 31 | $4,965,000 | $160,161 | $4,331 | 3.20% |
| SALINAS, CA (FHA|USDA|VA) | 11 | $4,945,000 | $449,545 | $4,216 | 2.76% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 28 | $4,820,000 | $172,143 | $3,109 | 3.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $4,740,000 | $338,571 | $7,153 | 2.95% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 14 | $4,730,000 | $337,857 | $11,327 | 3.09% |
| SPARTANBURG, SC (FHA|USDA|VA) | 22 | $4,450,000 | $202,273 | $6,247 | 3.11% |
| ASHEVILLE, NC (FHA|USDA|VA) | 13 | $4,345,000 | $334,231 | $8,843 | 3.21% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 20 | $4,240,000 | $212,000 | $6,071 | 3.37% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 15 | $4,145,000 | $276,333 | $5,792 | 3.14% |
| VALLEJO, CA (FHA|USDA|VA) | 10 | $4,000,000 | $400,000 | $2,519 | 2.95% |
| Mount Airy, NC (FHA|USDA|VA) | 27 | $3,875,000 | $143,519 | $5,600 | 3.01% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $3,660,000 | $261,429 | $5,258 | 3.26% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 24 | $3,490,000 | $145,417 | $4,269 | 3.38% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $3,470,000 | $578,333 | $19,491 | 3.06% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 21 | $3,385,000 | $161,190 | $6,376 | 3.23% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $3,300,000 | $330,000 | $9,171 | 2.81% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 10 | $3,190,000 | $319,000 | $4,706 | 2.74% |
| SAVANNAH, GA (FHA|USDA|VA) | 15 | $3,185,000 | $212,333 | $6,007 | 3.31% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $6,691 | 2.78% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 16 | $3,160,000 | $197,500 | $5,392 | 2.97% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 8 | $3,150,000 | $393,750 | $11,540 | 3.00% |
| Columbus, MS (FHA|USDA|VA) | 19 | $3,135,000 | $165,000 | $6,300 | 3.30% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 11 | $3,085,000 | $280,455 | $10,322 | 2.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $8,301 | 3.32% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $4,591 | 3.10% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $2,955,000 | $197,000 | $5,487 | 3.15% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $2,920,000 | $243,333 | $5,530 | 3.42% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $2,895,000 | $413,571 | $8,428 | 2.61% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $2,770,000 | $277,000 | $7,300 | 2.98% |
| GAINESVILLE, FL (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $6,234 | 3.18% |
| Manitowoc, WI (FHA|USDA|VA) | 16 | $2,610,000 | $163,125 | $3,420 | 3.30% |
| FOND DU LAC, WI (FHA|USDA|VA) | 16 | $2,560,000 | $160,000 | $4,099 | 3.43% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 14 | $2,500,000 | $178,571 | $3,427 | 2.69% |
| JACKSON, MI (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $4,111 | 3.27% |
| Boone, NC (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $4,121 | 2.89% |
| Mount Pleasant, MI (FHA|USDA|VA) | 16 | $2,400,000 | $150,000 | $5,509 | 3.33% |
| LAFAYETTE, LA (FHA|USDA|VA) | 15 | $2,395,000 | $159,667 | $5,211 | 3.07% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $2,390,000 | $398,333 | $4,914 | 2.90% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 13 | $2,325,000 | $178,846 | $6,345 | 3.52% |
| ROCHESTER, MN (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $3,931 | 2.82% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 14 | $2,260,000 | $161,429 | $5,269 | 3.44% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 14 | $2,260,000 | $161,429 | $3,534 | 3.21% |
| Bluefield, WV-VA (FHA|USDA|VA) | 21 | $2,245,000 | $106,905 | $4,292 | 2.99% |
| Seneca, SC (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $8,314 | 2.92% |
| MONROE, MI (FHA|USDA|VA) | 16 | $2,160,000 | $135,000 | $3,937 | 3.12% |
| Brainerd, MN (FHA|USDA|VA) | 14 | $2,130,000 | $152,143 | $4,141 | 3.02% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $5,101 | 3.22% |
| Miami, OK (FHA|USDA|VA) | 16 | $2,060,000 | $128,750 | $5,521 | 3.67% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $5,395 | 2.79% |
| Findlay, OH (FHA|USDA|VA) | 11 | $2,035,000 | $185,000 | $8,078 | 3.19% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $3,838 | 3.18% |
| KNOXVILLE, TN (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $4,977 | 3.64% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $6,898 | 3.00% |
| Newberry, SC (FHA|USDA|VA) | 12 | $1,870,000 | $155,833 | $5,296 | 3.47% |
| Key West, FL (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $10,864 | 2.68% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $8,577 | 3.08% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $4,028 | 3.06% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $8,280 | 2.84% |
| BRUNSWICK, GA (FHA|USDA|VA) | 13 | $1,705,000 | $131,154 | $5,053 | 3.16% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $6,064 | 3.32% |
| Douglas, GA (FHA|USDA|VA) | 12 | $1,660,000 | $138,333 | $5,832 | 3.58% |
| Worthington, MN (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $6,335 | 3.23% |
| Marinette, WI-MI (FHA|USDA|VA) | 12 | $1,600,000 | $133,333 | $3,818 | 3.54% |
| Shawano, WI (FHA|USDA|VA) | 11 | $1,595,000 | $145,000 | $3,024 | 3.35% |
| BECKLEY, WV (FHA|USDA|VA) | 10 | $1,590,000 | $159,000 | $5,115 | 2.89% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $7,474 | 3.05% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $4,843 | 2.89% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 11 | $1,565,000 | $142,273 | $3,149 | 3.29% |
| Shelby, NC (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $9,253 | 2.83% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,315 | 3.04% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $5,103 | 3.75% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $7,748 | 2.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $5,607 | 3.11% |
| Holland, MI (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $3,664 | 3.46% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $5,915 | 3.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $4,116 | 3.02% |
| RACINE, WI (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $3,441 | 3.17% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $3,413 | 2.96% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $8,959 | 3.65% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $4,416 | 2.78% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $5,038 | 3.52% |
| Albemarle, NC (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $5,906 | 2.92% |
| Palatka, FL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $6,057 | 2.96% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $4,188 | 3.08% |
| SAGINAW, MI (FHA|USDA|VA) | 11 | $1,185,000 | $107,727 | $3,804 | 3.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $6,531 | 2.85% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,284 | 3.46% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $8,269 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $6,213 | 3.40% |
| Austin, MN (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $4,821 | 3.05% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $8,184 | 3.30% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $4,336 | 2.95% |
| Big Rapids, MI (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,210 | 2.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $5,271 | 2.93% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $5,375 | 3.69% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $7,166 | 2.91% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $6,358 | 3.07% |
| New Castle, PA (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $4,898 | 2.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $4,902 | 3.08% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $8,030 | 2.96% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $3,186 | 2.79% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,057 | 2.83% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,961 | 2.63% |
| MONROE, LA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $6,759 | 2.82% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,409 | 3.29% |
| Cambridge, MD (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,608 | 3.10% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,787 | 2.63% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,682 | 2.92% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,799 | 2.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,726 | 2.97% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $820,000 | $102,500 | $3,399 | 3.00% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,145 | 3.31% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,276 | 3.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,952 | 3.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,769 | 3.13% |
| Jesup, GA (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $6,007 | 3.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,970 | 3.33% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,450 | 3.12% |
| Waycross, GA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,614 | 3.23% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,059 | 3.09% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,190 | 2.96% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,903 | 3.16% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,357 | 3.33% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,316 | 3.41% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,756 | 2.81% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,098 | 2.83% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,231 | 2.44% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,305 | 3.28% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $1,816 | 3.08% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,303 | 2.92% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,590 | 3.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,188 | 3.29% |
| Red Wing, MN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,970 | 3.00% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,480 | 3.25% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,181 | 3.06% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,610 | 3.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,174 | 3.19% |
| Alma, MI (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,677 | 3.28% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,248 | 3.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,961 | 2.91% |
| NILES, MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,817 | 3.12% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,545 | 2.69% |
| Moultrie, GA (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,703 | 3.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,508 | 2.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,608 | 2.81% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,905 | 3.46% |
| READING, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,298 | 2.44% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,338 | 3.17% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,459 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,749 | 2.88% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,078 | 3.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,532 | 2.69% |
| Marion, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $17,827 | 3.13% |
| Oil City, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,160 | 2.87% |
| Albert Lea, MN (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $4,209 | 3.33% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,170 | 3.54% |
| MADERA, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,666 | 2.81% |
| Cordele, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,403 | 2.68% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,210 | 3.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,585 | 2.63% |
| TULSA, OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,038 | 3.13% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,380 | 2.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,587 | 2.92% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,259 | 2.94% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,276 | 3.13% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,153 | 2.63% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,717 | 3.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,138 | 2.71% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,923 | 3.08% |
| CHICO, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,003 | 3.00% |
| Starkville, MS (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,279 | 3.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,321 | 3.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,823 | 2.75% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,302 | 3.33% |
| Muscatine, IA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,045 | 3.12% |
| Lake City, FL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,663 | 2.92% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,747 | 3.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,264 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,176 | 3.46% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,521 | 3.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,401 | 3.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,294 | 3.50% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,695 | 3.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.63% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,461 | 3.31% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,576 | 3.69% |
| LIMA, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,115 | 4.25% |
| Indiana, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,747 | 2.75% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,116 | 3.00% |
| DALTON, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,690 | 3.19% |
| Sayre, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,984 | 2.88% |
| Picayune, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,886 | 4.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,362 | 2.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,057 | 4.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,371 | 3.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,230 | 2.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,160 | 3.25% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,042 | 3.75% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,777 | 3.06% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,988 | 3.50% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,968 | 3.25% |
| Granbury, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,095 | 2.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,330 | 2.38% |
| Adrian, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,428 | 3.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,026 | 3.38% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,602 | 3.19% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,151 | 2.75% |
| MERCED, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,841 | 2.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,163 | 2.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,048 | 2.75% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,892 | 2.75% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,535 | 2.81% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,987 | 2.75% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,644 | 2.87% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,856 | 3.63% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,196 | 3.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,497 | 2.56% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,056 | 3.31% |
| Athens, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,010 | 2.75% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,999 | 3.06% |
| NAPA, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.75% |
| Corinth, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,167 | 4.63% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,761 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,613 | 3.31% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,665 | 4.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,216 | 3.25% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,415 | 2.50% |
| Americus, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,256 | 2.75% |
| DOVER, DE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,931 | 2.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,193 | 3.49% |
| Auburn, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,819 | 2.88% |
| AMES, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,176 | 2.99% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,928 | 2.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,179 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,862 | 3.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,465 | 2.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,444 | 2.88% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,554 | 3.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,648 | 2.63% |
| AKRON, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,031 | 3.50% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,938 | 3.50% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,234 | 3.25% |
| Huntington, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,569 | 3.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,387 | 3.49% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,950 | 2.63% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,762 | 2.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,944 | 2.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,014 | 3.38% |
| Mason City, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,022 | 3.63% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,877 | 2.88% |
| Freeport, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,142 | 4.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,826 | 3.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,318 | 2.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,974 | 3.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,101 | 3.50% |
| Dayton, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,477 | 3.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,127 | 3.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,867 | 3.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,145 | 2.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.88% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,765 | 3.13% |
| Carroll, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,693 | 2.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,684 | 3.13% |
| West Point, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,720 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,338 | 2.75% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,910 | 2.63% |
| Alpena, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,886 | 2.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,061 | 2.99% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,725 | 2.88% |
| Laurel, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,496 | 4.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,121 | 2.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,856 | 2.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,363 | 2.99% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,875 | 2.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,582 | 3.25% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,535 | 3.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,728 | 2.63% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,055 | 4.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,636 | 3.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,563 | 3.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,628 | 3.50% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,099 | 3.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,726 | 2.99% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,613 | 4.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,657 | 3.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,323 | 3.75% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,834 | 3.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,361 | 2.99% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,217 | 2.88% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,593 | 2.88% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,114 | 3.38% |
| Union City, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,700 | 3.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,159 | 3.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,728 | 4.50% |
Towne Mortgage Company's top markets include New York, Philadelphia, Phoenix, San Francisco, and Miami among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 5,676 | $1,511,420,000 | $266,283 | $4,590 | 2.99% |
| FHA | 1,329 | $265,075,000 | $199,454 | $7,656 | 3.27% |
| VA | 412 | $110,170,000 | $267,403 | $6,703 | 2.91% |
| USDA | 180 | $28,530,000 | $158,500 | $5,237 | 3.10% |
For the 2021 period, Towne Mortgage Company's most frequently originated loan type of loans were Conventional, with 5,676 originations. Their 2nd most popular type is FHA, with 1,329 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 3,126 | $762,860,000 | $244,037 | $6,375 | 3.16% |
| Refi | 2,651 | $701,195,000 | $264,502 | $4,380 | 2.84% |
| Cash Out Refi | 1,820 | $451,140,000 | $247,879 | $4,691 | 3.10% |
For the 2021, Towne Mortgage Company's most frequently cited loan purpose of loans were Home Purchase, with 3,126 originations. The 2nd most popular reason of loans were Refi, with 2,651 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 5,894 | $1,538,550,000 | $261,037 | $5,675 | 3.15% |
| 15 Year | 980 | $208,360,000 | $212,612 | $3,863 | 2.53% |
| 20 Year | 494 | $118,840,000 | $240,567 | $4,209 | 2.87% |
| Other | 121 | $27,205,000 | $224,835 | $4,511 | 3.02% |
| 10 Year | 108 | $22,240,000 | $205,926 | $3,540 | 2.34% |
For the 2021, Towne Mortgage Company's most frequently cited loan length of loans were 30 Year, with 5,894 originations. The 2nd most popular length of loans were 15 Year, with 980 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 2,801 | $711,305,000 | $253,947 |
| $1k-2k | 1,573 | $314,645,000 | $200,029 |
| $3k-4k | 1,038 | $255,270,000 | $245,925 |
| $2k-3k | 904 | $171,550,000 | $189,768 |
| $5k+ | 901 | $330,665,000 | $366,998 |
$5,675 of loans were Towne Mortgage Company's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 2,801 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 3,487 | $936,025,000 | $268,433 |
| 3-4% | 2,670 | $597,660,000 | $223,843 |
| <2.5% | 1,089 | $318,505,000 | $292,475 |
| 4-5% | 319 | $57,205,000 | $179,326 |
| 5-6% | 32 | $5,800,000 | $181,250 |
During 2021, Towne Mortgage Company's average interest rate of loans were 3.15%, while their most frequently originated rate bucket of loans were 2.5-3%, with 3,487 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 2,904 | $817,350,000 | $281,457 | $6,089 | 2.99% |
| $100k-200k | 2,661 | $392,615,000 | $147,544 | $4,307 | 3.14% |
| $400k-600k | 1,252 | $600,230,000 | $479,417 | $6,606 | 2.80% |
| $100,000 or less | 718 | $57,060,000 | $79,471 | $3,284 | 3.21% |
| $600k-1MM | 56 | $38,740,000 | $691,786 | $7,655 | 2.99% |
| $1MM+ | 6 | $9,200,000 | $1,533,333 | $49,000 | 3.29% |
2021 saw Towne Mortgage Company place emphasis on $200k-400k loans with 2,904 originations, totaling $817,350,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 1,857 | $359,155,000 | $193,406 | $5,046 | 3.13% |
| $50k or less | 1,546 | $217,080,000 | $140,414 | $4,382 | 3.15% |
| $100k-150k | 1,493 | $457,265,000 | $306,273 | $5,811 | 2.96% |
| $75k-100k | 1,322 | $335,420,000 | $253,722 | $5,508 | 3.06% |
| $150k-250k | 937 | $361,415,000 | $385,715 | $6,043 | 2.85% |
| $250k+ | 396 | $174,830,000 | $441,490 | $6,573 | 2.82% |
Towne Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 1,857 originations. The second most popular income band? $50k or less, with 1,546 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 1,650 | $403,880,000 | $244,776 | $4,684 | 2.95% |
| 30-36% | 1,425 | $362,065,000 | $254,081 | $5,143 | 3.04% |
| <20% | 531 | $130,955,000 | $246,620 | $4,474 | 2.83% |
| 50-60% | 371 | $93,155,000 | $251,092 | $8,553 | 3.09% |
| 44% | 313 | $76,545,000 | $244,553 | $5,441 | 3.12% |
| 42% | 299 | $76,125,000 | $254,599 | $5,593 | 3.09% |
| 38% | 286 | $75,050,000 | $262,413 | $5,512 | 3.13% |
| 41% | 285 | $69,025,000 | $242,193 | $4,957 | 3.13% |
| 39% | 283 | $72,735,000 | $257,014 | $5,089 | 3.10% |
| 37% | 270 | $66,850,000 | $247,593 | $5,222 | 3.08% |
| 40% | 267 | $70,105,000 | $262,566 | $5,328 | 3.10% |
| 36% | 262 | $64,700,000 | $246,947 | $5,123 | 3.09% |
| 43% | 261 | $68,625,000 | $262,931 | $5,488 | 3.09% |
| 45% | 215 | $54,785,000 | $254,814 | $5,744 | 3.10% |
| 46% | 199 | $55,425,000 | $278,518 | $5,369 | 3.07% |
| 47% | 191 | $49,515,000 | $259,241 | $5,750 | 3.17% |
| 48% | 183 | $48,655,000 | $265,874 | $6,418 | 3.12% |
| 49% | 183 | $49,225,000 | $268,989 | $5,699 | 3.05% |
| >60% | 7 | $1,735,000 | $247,857 | $3,978 | 3.32% |
Towne Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 1,650 originations. The next most common DTI ratio? 30-36%, with 1,425 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 5,698 | $1,320,150,000 | $231,687 | $5,171 | 3.06% |
| Asian | 654 | $259,100,000 | $396,177 | $4,718 | 2.75% |
| Not provided | 686 | $207,800,000 | $302,915 | $6,008 | 2.99% |
| Black | 504 | $115,710,000 | $229,583 | $6,310 | 3.22% |
| American Indian | 36 | $7,870,000 | $218,611 | $5,071 | 3.28% |
| Native Hawaiian | 16 | $3,410,000 | $213,125 | $5,505 | 3.06% |
| Asian Indian | 2 | $720,000 | $360,000 | $3,102 | 2.75% |
| Other Pacific Islander | 1 | $435,000 | $435,000 | $2,924 | 3.00% |
Approval Rates
Total approvals of all applications94.59%
Towne Mortgage Company has an average approval rate.
Pick Rate
Approvals leading to origination71.70%
Towne Mortgage Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,597 | $1,915,195,000 | $252,099 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,597 | $1,915,195,000 | $252,099 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 387 | $95,235,000 | $246,085 | $3,583 | 2.77% |
| 40-60% | 1,267 | $342,685,000 | $270,470 | $4,028 | 2.83% |
| 60-80% | 2,797 | $737,455,000 | $263,659 | $4,907 | 3.05% |
| 80-100% | 3,042 | $708,180,000 | $232,801 | $6,121 | 3.15% |
| Over 100% | 69 | $22,565,000 | $327,029 | $13,876 | 2.96% |
| Under 20% | 35 | $9,075,000 | $259,286 | $3,051 | 2.55% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TOWNE MORTGAGE COMPANY | Conventional home mortgage | Struggling to pay mortgage | 1 | 20.0% |
| TOWNE MORTGAGE COMPANY | Conventional home mortgage | Trouble during payment process | 3 | 60.0% |
| TOWNE MORTGAGE COMPANY | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 20.0% |
