Towne Mortgage Company Rates, Fees & Info
PLYMOUTH, MILEI: 549300R7HGHP2I754087
Tax ID: 38-2434249
4 stars - Updated: 6/22/25
-
out of 5 stars, based on 79 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Towne Mortgage Company is a small mortgage company specializing in Home Purchase loans. Towne Mortgage Company has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Dallas, Denver, Houston, and Miami among others. We have data for 446 markets. (Some data included below & more in-depth data is available with an active subscription.)Towne Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Towne Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.18% | 6/22/25 |
| 30 Year Conventional Refi | 6.99% | 6/22/25 |
| 30 Year Cash-out Refi | 7.21% | 6/22/25 |
| 30 Year FHA Purchase | 7.28% | 6/22/25 |
| 30 Year FHA Refi | 7.21% | 6/22/25 |
| 30 Year VA Purchase | 6.56% | 6/22/25 |
| 30 Year VA Refi | 5.97% | 6/22/25 |
| 30 Year USDA Purchase | 7.00% | 6/22/25 |
| 30 Year USDA Refi | 6.87% | 6/22/25 |
| 15 Year Conventional Purchase | 6.32% | 6/22/25 |
| 15 Year Conventional Refi | 6.38% | 6/22/25 |
| 15 Year Cash-out Refi | 6.38% | 6/22/25 |
| 15 Year FHA Purchase | 7.19% | 6/22/25 |
| 15 Year VA Purchase | 6.37% | 6/22/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Towne Mortgage Company Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Towne Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,243Origination Dollar Volume (All Markets)
$1,800,735,000Awards
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TOWNE MORTGAGE COMPANY - 2024
TOWNE MORTGAGE COMPANY is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Towne Mortgage Company's average 30 year fixed mortgage rate was
6.6%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.05%.
Relative Fees (Closing Costs)
Towne Mortgage Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,220.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,003 | $303,175,000 | $302,268 | $8,622 | 6.83% |
| Outside of Metro Areas | 486 | $111,690,000 | $229,815 | $8,407 | 6.59% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 281 | $103,505,000 | $368,345 | $11,502 | 6.71% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 186 | $85,320,000 | $458,710 | $6,889 | 6.61% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 249 | $77,015,000 | $309,297 | $12,670 | 6.20% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 137 | $52,995,000 | $386,825 | $11,925 | 6.65% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 101 | $33,145,000 | $328,168 | $12,992 | 6.63% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 77 | $29,805,000 | $387,078 | $10,958 | 6.38% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 70 | $25,020,000 | $357,429 | $12,097 | 6.59% |
| MOBILE, AL (FHA|USDA|VA) | 97 | $25,015,000 | $257,887 | $9,361 | 6.30% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 70 | $24,330,000 | $347,571 | $12,691 | 6.63% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 48 | $23,980,000 | $499,583 | $12,925 | 6.79% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 74 | $22,750,000 | $307,432 | $11,470 | 6.38% |
| GADSDEN, AL (FHA|USDA|VA) | 97 | $21,595,000 | $222,629 | $6,836 | 6.61% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 67 | $20,945,000 | $312,612 | $12,429 | 6.16% |
| PITTSBURGH, PA (FHA|USDA|VA) | 94 | $19,360,000 | $205,957 | $7,656 | 6.54% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 72 | $19,310,000 | $268,194 | $9,662 | 6.51% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 74 | $18,520,000 | $250,270 | $8,762 | 6.68% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 43 | $16,825,000 | $391,279 | $11,852 | 6.64% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 59 | $15,415,000 | $261,271 | $8,511 | 6.41% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 70 | $15,160,000 | $216,571 | $8,853 | 6.41% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 56 | $15,000,000 | $267,857 | $9,150 | 6.40% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 36 | $14,440,000 | $401,111 | $10,734 | 6.39% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 38 | $14,400,000 | $378,947 | $11,001 | 6.68% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 58 | $14,330,000 | $247,069 | $6,999 | 6.17% |
| FORT COLLINS, CO (FHA|USDA|VA) | 30 | $13,400,000 | $446,667 | $7,773 | 6.65% |
| BOULDER, CO (FHA|USDA|VA) | 26 | $13,040,000 | $501,538 | $4,966 | 6.83% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 50 | $12,270,000 | $245,400 | $10,168 | 6.42% |
| GREELEY, CO (FHA|USDA|VA) | 30 | $12,210,000 | $407,000 | $9,939 | 6.36% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 49 | $12,185,000 | $248,673 | $9,608 | 6.49% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 34 | $11,850,000 | $348,529 | $11,154 | 6.54% |
| LAFAYETTE, LA (FHA|USDA|VA) | 45 | $10,635,000 | $236,333 | $8,662 | 6.32% |
| COLUMBIA, SC (FHA|USDA|VA) | 43 | $10,095,000 | $234,767 | $8,605 | 6.62% |
| MONTGOMERY, AL (FHA|USDA|VA) | 37 | $9,905,000 | $267,703 | $7,783 | 6.58% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 30 | $9,730,000 | $324,333 | $9,290 | 6.29% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 29 | $9,465,000 | $326,379 | $7,353 | 6.66% |
| SAVANNAH, GA (FHA|USDA|VA) | 30 | $9,460,000 | $315,333 | $10,813 | 6.60% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 46 | $9,290,000 | $201,957 | $9,346 | 6.49% |
| JACKSON, MS (FHA|USDA|VA) | 26 | $9,150,000 | $351,923 | $8,983 | 6.87% |
| MUSKEGON, MI (FHA|USDA|VA) | 59 | $9,145,000 | $155,000 | $3,884 | 6.66% |
| Albertville, AL (FHA|USDA|VA) | 36 | $9,140,000 | $253,889 | $7,251 | 6.52% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 29 | $8,795,000 | $303,276 | $8,439 | 6.73% |
| FLINT, MI (FHA|USDA|VA) | 47 | $8,725,000 | $185,638 | $5,754 | 6.49% |
| DOTHAN, AL (FHA|USDA|VA) | 35 | $8,665,000 | $247,571 | $6,809 | 6.37% |
| RAPID CITY, SD (FHA|USDA|VA) | 26 | $8,170,000 | $314,231 | $8,707 | 5.98% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 20 | $7,860,000 | $393,000 | $10,163 | 6.67% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 24 | $7,810,000 | $325,417 | $11,452 | 6.44% |
| RICHMOND, VA (FHA|USDA|VA) | 27 | $7,615,000 | $282,037 | $8,560 | 6.56% |
| JACKSON, MI (FHA|USDA|VA) | 42 | $7,280,000 | $173,333 | $5,094 | 6.42% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 17 | $7,115,000 | $418,529 | $11,333 | 6.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 26 | $6,930,000 | $266,538 | $8,219 | 6.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 19 | $6,685,000 | $351,842 | $7,900 | 6.77% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 28 | $6,440,000 | $230,000 | $6,848 | 6.45% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 22 | $6,400,000 | $290,909 | $9,624 | 6.73% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 25 | $6,265,000 | $250,600 | $7,838 | 6.67% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 29 | $6,145,000 | $211,897 | $6,793 | 6.77% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $5,970,000 | $597,000 | $13,117 | 6.26% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 22 | $5,850,000 | $265,909 | $8,355 | 6.40% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 25 | $5,775,000 | $231,000 | $5,432 | 6.60% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 17 | $5,685,000 | $334,412 | $10,172 | 6.46% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 27 | $5,555,000 | $205,741 | $7,554 | 6.61% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 14 | $5,490,000 | $392,143 | $11,528 | 6.27% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 12 | $5,460,000 | $455,000 | $16,418 | 6.44% |
| Bainbridge, GA (FHA|USDA|VA) | 25 | $5,435,000 | $217,400 | $7,295 | 6.13% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 9 | $5,315,000 | $590,556 | $15,243 | 6.53% |
| DECATUR, AL (FHA|USDA|VA) | 22 | $5,240,000 | $238,182 | $9,538 | 6.27% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 21 | $5,235,000 | $249,286 | $8,243 | 6.23% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 18 | $4,970,000 | $276,111 | $7,865 | 6.56% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 22 | $4,700,000 | $213,636 | $5,429 | 6.66% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $4,565,000 | $304,333 | $11,065 | 6.47% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 15 | $4,525,000 | $301,667 | $7,338 | 6.62% |
| TULSA, OK (FHA|USDA|VA) | 15 | $4,405,000 | $293,667 | $8,513 | 6.60% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 13 | $4,245,000 | $326,538 | $11,091 | 6.87% |
| Calhoun, GA (FHA|USDA|VA) | 16 | $4,160,000 | $260,000 | $9,445 | 6.60% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 17 | $4,065,000 | $239,118 | $10,222 | 6.71% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 17 | $3,935,000 | $231,471 | $5,476 | 6.55% |
| PEORIA, IL (FHA|USDA|VA) | 27 | $3,845,000 | $142,407 | $6,125 | 5.96% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $3,775,000 | $251,667 | $8,567 | 6.64% |
| Owatonna, MN (FHA|USDA|VA) | 18 | $3,600,000 | $200,000 | $5,716 | 6.61% |
| GREEN BAY, WI (FHA|USDA|VA) | 14 | $3,570,000 | $255,000 | $7,116 | 6.75% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $3,390,000 | $847,500 | $10,069 | 6.84% |
| SPARTANBURG, SC (FHA|USDA|VA) | 13 | $3,365,000 | $258,846 | $10,799 | 6.25% |
| Ardmore, OK (FHA|USDA|VA) | 16 | $3,260,000 | $203,750 | $6,640 | 6.62% |
| BRUNSWICK, GA (FHA|USDA|VA) | 15 | $3,235,000 | $215,667 | $9,879 | 6.39% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 15 | $3,175,000 | $211,667 | $6,032 | 6.60% |
| St. Marys, GA (FHA|USDA|VA) | 11 | $3,105,000 | $282,273 | $7,990 | 6.44% |
| Worthington, MN (FHA|USDA|VA) | 14 | $3,000,000 | $214,286 | $6,401 | 6.90% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $9,570 | 6.21% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $2,925,000 | $417,857 | $14,009 | 6.61% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 16 | $2,880,000 | $180,000 | $7,744 | 6.35% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $2,790,000 | $232,500 | $9,816 | 6.52% |
| WICHITA, KS (FHA|USDA|VA) | 9 | $2,775,000 | $308,333 | $6,866 | 6.57% |
| APPLETON, WI (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $7,177 | 6.78% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $2,735,000 | $390,714 | $11,699 | 6.66% |
| FARGO, ND-MN (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $7,643 | 6.60% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $2,690,000 | $448,333 | $11,549 | 6.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $12,074 | 6.79% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 12 | $2,640,000 | $220,000 | $11,679 | 6.42% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $11,565 | 6.69% |
| Fort Payne, AL (FHA|USDA|VA) | 11 | $2,575,000 | $234,091 | $8,834 | 6.78% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $9,014 | 6.51% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 12 | $2,510,000 | $209,167 | $6,024 | 6.90% |
| OCALA, FL (FHA|USDA|VA) | 12 | $2,500,000 | $208,333 | $9,118 | 6.66% |
| ROME, GA (FHA|USDA|VA) | 11 | $2,495,000 | $226,818 | $7,947 | 6.89% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $2,495,000 | $277,222 | $10,654 | 6.33% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $10,133 | 6.66% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,275,000 | $252,778 | $7,403 | 6.67% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $12,494 | 6.60% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $10,741 | 6.42% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $6,032 | 7.01% |
| Tifton, GA (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $8,241 | 6.51% |
| Cullman, AL (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $8,059 | 6.06% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $10,190 | 6.53% |
| JOPLIN, MO (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $4,366 | 6.39% |
| HINESVILLE, GA (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $7,365 | 6.53% |
| Columbus, MS (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $10,716 | 6.37% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 11 | $1,915,000 | $174,091 | $8,724 | 6.67% |
| Douglas, GA (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $8,876 | 6.39% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $12,875 | 6.69% |
| Waycross, GA (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $8,858 | 6.34% |
| RACINE, WI (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $6,613 | 7.11% |
| Statesboro, GA (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $8,678 | 7.21% |
| BISMARCK, ND (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $8,079 | 6.77% |
| MISSOULA, MT (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $6,009 | 6.60% |
| Corinth, MS (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $5,126 | 6.63% |
| Uvalde, TX (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $9,625 | 6.61% |
| READING, PA (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $11,002 | 6.23% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $6,139 | 6.72% |
| ALBANY, GA (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $7,778 | 7.05% |
| HATTIESBURG, MS (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $8,442 | 6.44% |
| Corsicana, TX (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $11,931 | 6.18% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $8,609 | 6.35% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $5,524 | 6.67% |
| Jasper, AL (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $5,357 | 6.76% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $7,591 | 7.07% |
| Manitowoc, WI (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $4,025 | 6.75% |
| SAGINAW, MI (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $8,276 | 6.18% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $7,752 | 6.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $9,969 | 7.03% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $6,600 | 6.55% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $8,697 | 6.87% |
| Cedartown, GA (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $7,587 | 6.82% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $4,985 | 6.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $9,385 | 6.08% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $7,643 | 6.56% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $12,219 | 6.83% |
| Picayune, MS (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $7,480 | 6.23% |
| El Campo, TX (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $13,753 | 5.88% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $18,177 | 6.63% |
| Alexander City, AL (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $7,498 | 6.91% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $9,846 | 5.95% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $18,733 | 7.19% |
| Granbury, TX (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $11,564 | 6.08% |
| Athens, TN (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $15,018 | 7.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $11,606 | 6.54% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $8,961 | 6.98% |
| DALTON, GA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $9,742 | 6.29% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $8,035 | 6.50% |
| Orangeburg, SC (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $6,713 | 6.48% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $7,144 | 7.08% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $10,039 | 6.37% |
| Vidalia, GA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $9,286 | 6.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $12,631 | 6.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $6,908 | 6.73% |
| Big Spring, TX (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $11,132 | 6.60% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $14,602 | 7.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,263 | 6.75% |
| Ottawa, IL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,685 | 6.52% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,508 | 6.78% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $8,248 | 6.92% |
| Palatka, FL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $10,886 | 6.22% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $6,042 | 5.62% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $12,768 | 6.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $11,578 | 6.91% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $5,873 | 6.58% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,702 | 6.78% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $22,290 | 6.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $10,077 | 6.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $13,746 | 7.25% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $5,412 | 6.35% |
| Seneca, SC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $9,546 | 6.42% |
| Jesup, GA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $6,617 | 7.00% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $9,153 | 6.59% |
| Durango, CO (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $6,437 | 5.69% |
| SALEM, OR (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $12,288 | 6.17% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $8,132 | 6.62% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $9,048 | 6.56% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $6,044 | 6.94% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,544 | 7.08% |
| LAREDO, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $7,829 | 6.34% |
| Jennings, LA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,374 | 6.56% |
| Mayfield, KY (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $5,704 | 6.43% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $7,404 | 6.72% |
| AKRON, OH (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $7,878 | 7.21% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,963 | 6.53% |
| Rock Springs, WY (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,362 | 6.46% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $9,912 | 6.71% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $6,951 | 6.57% |
| Mount Airy, NC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $8,945 | 6.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $9,610 | 6.06% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,687 | 6.88% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,687 | 6.29% |
| Helena, MT (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $7,458 | 7.75% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $11,792 | 7.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $11,458 | 6.81% |
| Austin, MN (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,694 | 6.96% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,674 | 5.96% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,934 | 5.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $11,103 | 6.00% |
| Eagle Pass, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $11,851 | 5.71% |
| Marion, NC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,513 | 6.19% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,851 | 6.28% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $9,473 | 6.50% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $14,689 | 4.99% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $9,772 | 6.88% |
| Miami, OK (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $7,077 | 7.22% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,509 | 6.71% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $4,850 | 6.50% |
| Martin, TN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,676 | 6.53% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,147 | 6.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,819 | 7.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $27,785 | 6.62% |
| Sterling, CO (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,526 | 5.63% |
| RENO, NV (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $17,915 | 7.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,961 | 6.96% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $4,955 | 7.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $4,005 | 7.13% |
| Hillsdale, MI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,123 | 6.68% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,281 | 6.63% |
| Albert Lea, MN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,395 | 6.56% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,492 | 7.13% |
| Stevens Point, WI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,696 | 7.21% |
| Summerville, GA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,829 | 6.58% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $12,083 | 7.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $11,143 | 6.56% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,437 | 7.31% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $9,478 | 6.38% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,674 | 6.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,697 | 6.25% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,526 | 6.44% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $15,282 | 6.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,644 | 6.83% |
| Newberry, SC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,864 | 6.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,313 | 5.83% |
| Troy, AL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $7,790 | 6.88% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,666 | 6.50% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,522 | 6.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,833 | 6.94% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,323 | 6.38% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,818 | 6.44% |
| MERCED, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $13,492 | 6.06% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,686 | 6.66% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,142 | 7.13% |
| NILES, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,754 | 7.19% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,399 | 6.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $8,745 | 6.62% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,173 | 6.75% |
| Galesburg, IL (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,696 | 6.12% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,412 | 5.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,194 | 7.00% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,108 | 6.75% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,002 | 7.31% |
| Ozark, AL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,519 | 6.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $13,019 | 7.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,960 | 7.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,737 | 6.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,571 | 6.69% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,229 | 6.31% |
| New Castle, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,794 | 6.33% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,892 | 6.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,386 | 6.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,910 | 6.06% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,167 | 6.13% |
| Concord, NH (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $13,432 | 5.99% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $13,378 | 6.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,395 | 6.50% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,473 | 7.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,594 | 8.38% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $18,525 | 5.99% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,267 | 6.83% |
| Ludington, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,715 | 8.13% |
| Oil City, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,878 | 6.56% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,355 | 6.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,213 | 7.13% |
| Montrose, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,549 | 7.38% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,085 | 6.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,914 | 6.81% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,524 | 6.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $20,165 | 7.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,161 | 6.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $10,043 | 6.75% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $20,522 | 7.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,774 | 5.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,916 | 6.99% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,111 | 7.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,426 | 6.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,538 | 6.13% |
| Bluefield, WV-VA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,451 | 6.42% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,460 | 6.49% |
| Adrian, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,868 | 7.00% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,607 | 7.06% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,960 | 6.88% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,586 | 7.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $18,817 | 6.75% |
| Boone, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $11,715 | 7.13% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,069 | 7.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,784 | 5.99% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,564 | 6.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,978 | 6.75% |
| Alma, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,643 | 6.44% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,041 | 7.00% |
| Danville, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,005 | 6.81% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,822 | 6.63% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,951 | 6.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,473 | 6.25% |
| West Plains, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,622 | 6.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,133 | 7.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $15,647 | 7.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,044 | 6.63% |
| Dublin, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,780 | 6.25% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,319 | 6.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,986 | 5.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,536 | 7.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,795 | 6.44% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,981 | 6.99% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,502 | 6.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,619 | 5.75% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,003 | 5.88% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,870 | 5.75% |
| Elk City, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,278 | 6.13% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,140 | 6.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,454 | 6.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,424 | 6.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,110 | 6.63% |
| Atmore, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,853 | 6.38% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,163 | 6.25% |
| Indiana, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,620 | 5.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,344 | 6.00% |
| MONROE, LA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,587 | 7.21% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $20,024 | 5.75% |
| DOVER, DE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,070 | 6.63% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,660 | 7.37% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,430 | 6.75% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,373 | 5.88% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,101 | 7.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,940 | 6.13% |
| Newport, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,310 | 7.38% |
| TYLER, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,427 | 6.38% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,705 | 6.25% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,898 | 6.63% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,302 | 5.99% |
| Dixon, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,896 | 7.13% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,375 | 5.75% |
| Meridian, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,566 | 6.75% |
| Crossville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,235 | 6.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,995 | 6.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,504 | 7.63% |
| Woodward, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,508 | 7.13% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,073 | 7.13% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,794 | 8.13% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,887 | 7.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,934 | 6.99% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,241 | 7.13% |
| Paris, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,531 | 7.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,929 | 5.25% |
| Freeport, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,089 | 6.88% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,475 | 6.63% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,341 | 5.88% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,218 | 6.63% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,839 | 6.13% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,026 | 6.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,045 | 7.25% |
| London, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,948 | 5.99% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,912 | 4.88% |
| Findlay, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,332 | 6.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,629 | 7.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,144 | 7.13% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,042 | 6.88% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,594 | 6.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,146 | 6.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,405 | 6.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,202 | 6.50% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,009 | 7.75% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,543 | 6.63% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,488 | 7.25% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,242 | 5.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,142 | 6.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,617 | 6.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,270 | 6.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,544 | 6.63% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,797 | 7.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,808 | 6.25% |
| Andrews, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,924 | 6.99% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,764 | 6.50% |
| Maryville, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,878 | 6.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,155 | 6.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,705 | 6.49% |
| Camden, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,539 | 5.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,565 | 7.25% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,185 | 7.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,708 | 6.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,719 | 6.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,669 | 7.25% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,510 | 6.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,519 | 6.25% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,647 | 6.13% |
| Paris, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,768 | 6.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,181 | 7.75% |
| Shawano, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,730 | 6.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,697 | 6.63% |
| ERIE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,392 | 8.13% |
| Cordele, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,642 | 6.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,823 | 6.25% |
| Sterling, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,043 | 6.00% |
| Clinton, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,955 | 5.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,872 | 6.99% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,123 | 5.99% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,286 | 6.63% |
| Mason City, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,734 | 6.25% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,770 | 8.13% |
| Newport, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,302 | 7.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,535 | 7.25% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,302 | 6.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,575 | 6.63% |
| Murray, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.63% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,807 | 6.13% |
| Duncan, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,512 | 6.25% |
| Fremont, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,599 | 6.13% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,513 | 6.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,687 | 6.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,525 | 6.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.50% |
| AMES, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,031 | 5.75% |
| Borger, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,103 | 5.75% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,956 | 5.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,657 | 6.63% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,989 | 7.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.63% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,978 | 6.49% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,440 | 5.13% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,891 | 6.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,333 | 6.25% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,001 | 6.63% |
| Macomb, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,025 | 6.38% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,524 | 7.63% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,301 | 7.63% |
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Product Mix
For 2024, Towne Mortgage Company's most frequently originated type of loan was Conventional, with 3,109 originations. Their 2nd most popular type was FHA, with 2,273 originations.
Loan Reason
For 2024, Towne Mortgage Company's most frequently cited loan purpose was Home Purchase, with 5,212 originations. The 2nd most popular reason was Cash Out Refi, with 641 originations.
Loan Duration/Length
For 2024, Towne Mortgage Company's most frequently cited loan duration was 30 Year, with 5,897 originations. The 2nd most popular length was 20 Year, with 158 originations.
Origination Fees/Closing Costs
Towne Mortgage Company's average total fees were $9,220, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,614 originations.
Interest Rates
During 2024, Towne Mortgage Company's average interest rate for loans was 6.60%, while their most frequently originated rate bucket for loans was 6-7%, with 3,489 originations.
Loan Sizing
2024 saw Towne Mortgage Company place emphasis on $200k-400k loans with 3,162 originations, totaling $901,560,000 in origination value.
Applicant Income
Towne Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 1,547 originations. The second most popular income band? $100k-150k, with 1,512 originations.
Applicant Debt to Income Ratio
Towne Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 918 originations. The next most common DTI ratio? 50-60%, with 816 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.24%
Towne Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination75.72%
Towne Mortgage Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,243 | $1,800,735,000 | $288,441 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,243 | $1,800,735,000 | $288,441 |