Sun West Mortgage Company Rates, Fees & Info

SACRAMENTO, CA

LEI: 549300SK2GVCQXPD4S58

Tax ID: 95-3523796

2.2 stars - Updated: 4/22/24 - out of 5 stars, based on 72 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Sun West Mortgage Company is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. They have a a high proportion of FHA loans. Sun West Mortgage Company has an average proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Riverside, Los Angeles, Phoenix, New York, and San Juan among others. We have data for 457 markets. (Some data included below & more in-depth data is available with an active subscription.)

Sun West Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sun West Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.65% 4/22/24
30 Year Conventional Refi 6.49% 4/22/24
30 Year Cash-out Refi 6.72% 4/22/24
30 Year FHA Purchase 7.42% 4/22/24
30 Year FHA Refi 7.00% 4/22/24
30 Year VA Purchase 6.25% 4/22/24
30 Year VA Refi 5.80% 4/22/24
30 Year USDA Purchase 7.03% 4/22/24
30 Year USDA Refi 6.45% 4/22/24
15 Year Conventional Purchase 6.27% 4/22/24
15 Year Conventional Refi 5.95% 4/22/24
15 Year Cash-out Refi 5.95% 4/22/24
15 Year FHA Purchase 7.78% 4/22/24
15 Year FHA Refi 7.01% 4/22/24
15 Year VA Purchase 6.43% 4/22/24
15 Year VA Refi 5.97% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Sun West Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Sun West Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,170

Origination Dollar Volume (All Markets)

$1,445,790,000
Show all (16) awards

Relative Rate

Sun West Mortgage Company's average 30 year fixed mortgage rate was 6.39%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.09%.

Relative Fees (Closing Costs)

Sun West Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $12,145.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 350 $132,670,000 $379,057 $15,244 6.14%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 203 $95,055,000 $468,251 $18,127 6.10%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 219 $70,155,000 $320,342 $13,998 6.68%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 131 $56,795,000 $433,550 $19,178 6.40%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 252 $38,060,000 $151,032 $10,392 6.70%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 156 $37,970,000 $243,397 $11,180 5.53%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 167 $36,365,000 $217,754 $10,597 5.41%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 88 $34,830,000 $395,795 $18,337 6.55%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 137 $31,635,000 $230,912 $9,641 6.49%
Outside of Metro Areas 151 $30,155,000 $199,702 $8,699 6.61%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 67 $29,275,000 $436,940 $14,863 6.33%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 96 $28,070,000 $292,396 $12,971 6.33%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 52 $26,000,000 $500,000 $16,827 6.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 81 $25,675,000 $316,975 $11,633 6.36%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 64 $25,250,000 $394,531 $12,394 5.92%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 70 $23,460,000 $335,143 $12,152 6.43%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 47 $21,035,000 $447,553 $15,589 6.09%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 61 $18,925,000 $310,246 $15,574 6.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 62 $18,760,000 $302,581 $13,807 6.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 41 $16,705,000 $407,439 $14,176 4.45%
ANCHORAGE, AK (FHA|USDA|VA) 41 $15,695,000 $382,805 $15,486 6.32%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 34 $13,680,000 $402,353 $15,153 5.29%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 56 $13,470,000 $240,536 $11,004 6.40%
BATON ROUGE, LA (FHA|USDA|VA) 61 $13,185,000 $216,148 $9,436 6.74%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 38 $12,960,000 $341,053 $10,360 6.49%
JACKSONVILLE, FL (FHA|USDA|VA) 46 $12,790,000 $278,043 $12,812 6.41%
KANSAS CITY, MO-KS (FHA|USDA|VA) 50 $12,660,000 $253,200 $8,685 6.84%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 29 $10,365,000 $357,414 $9,982 6.56%
FRESNO, CA (FHA|USDA|VA) 35 $10,025,000 $286,429 $12,107 5.81%
PONCE, PR (FHA|USDA|VA) 95 $9,685,000 $101,947 $7,923 6.69%
STOCKTON, CA (FHA|USDA|VA) 27 $9,535,000 $353,148 $14,098 5.47%
BAKERSFIELD, CA (FHA|USDA|VA) 34 $9,500,000 $279,412 $11,119 5.62%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 32 $9,090,000 $284,063 $12,571 6.51%
OKLAHOMA CITY, OK (FHA|USDA|VA) 48 $8,980,000 $187,083 $9,037 6.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 28 $8,960,000 $320,000 $14,360 6.69%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 39 $8,825,000 $226,282 $10,109 6.39%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 46 $8,620,000 $187,391 $9,232 7.08%
COLORADO SPRINGS, CO (FHA|USDA|VA) 22 $8,560,000 $389,091 $10,327 6.35%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 34 $7,930,000 $233,235 $8,072 6.87%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 28 $7,620,000 $272,143 $9,649 6.24%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 25 $6,755,000 $270,200 $14,911 6.28%
RICHMOND, VA (FHA|USDA|VA) 23 $6,675,000 $290,217 $13,455 6.74%
ST. LOUIS, MO-IL (FHA|USDA|VA) 25 $6,555,000 $262,200 $10,382 6.46%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 25 $6,345,000 $253,800 $10,036 6.30%
ALBUQUERQUE, NM (FHA|USDA|VA) 19 $6,215,000 $327,105 $8,691 6.72%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 12 $6,090,000 $507,500 $17,345 5.93%
SALT LAKE CITY, UT (FHA|USDA|VA) 16 $5,930,000 $370,625 $12,292 6.17%
MODESTO, CA (FHA|USDA|VA) 16 $5,730,000 $358,125 $12,630 6.23%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 24 $5,620,000 $234,167 $11,733 6.49%
FLORENCE, SC (FHA|USDA|VA) 26 $5,480,000 $210,769 $8,625 6.60%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 16 $5,300,000 $331,250 $19,770 6.49%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 24 $5,030,000 $209,583 $7,412 6.92%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 45 $4,855,000 $107,889 $8,401 6.62%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 18 $4,710,000 $261,667 $12,298 4.97%
SALINAS, CA (FHA|USDA|VA) 8 $4,690,000 $586,250 $15,993 6.11%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $4,680,000 $334,286 $15,773 6.40%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $4,665,000 $358,846 $15,146 6.33%
VALLEJO, CA (FHA|USDA|VA) 14 $4,640,000 $331,429 $13,093 5.12%
KNOXVILLE, TN (FHA|USDA|VA) 17 $4,635,000 $272,647 $11,670 6.20%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 31 $4,615,000 $148,871 $7,052 7.14%
TUCSON, AZ (FHA|USDA|VA) 17 $4,485,000 $263,824 $12,733 5.97%
PORT ST. LUCIE, FL (FHA|USDA|VA) 15 $4,305,000 $287,000 $14,846 6.60%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 14 $4,120,000 $294,286 $9,294 7.04%
WICHITA, KS (FHA|USDA|VA) 18 $4,060,000 $225,556 $9,109 6.76%
OCALA, FL (FHA|USDA|VA) 19 $3,975,000 $209,211 $12,980 6.35%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 16 $3,890,000 $243,125 $9,968 6.44%
Arecibo, PR (FHA|USDA|VA) 32 $3,850,000 $120,313 $8,469 6.75%
Elk City, OK (FHA|USDA|VA) 25 $3,765,000 $150,600 $6,233 6.56%
MERCED, CA (FHA|USDA|VA) 14 $3,760,000 $268,571 $11,547 6.24%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 23 $3,735,000 $162,391 $8,103 5.80%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 17 $3,665,000 $215,588 $7,476 6.63%
COLUMBIA, SC (FHA|USDA|VA) 18 $3,640,000 $202,222 $8,955 6.53%
HAMMOND, LA (FHA|USDA|VA) 18 $3,630,000 $201,667 $8,723 6.42%
PROVO-OREM, UT (FHA|USDA|VA) 9 $3,625,000 $402,778 $15,725 6.17%
GREELEY, CO (FHA|USDA|VA) 10 $3,560,000 $356,000 $16,655 5.25%
COLUMBUS, OH (FHA|USDA|VA) 16 $3,520,000 $220,000 $6,999 6.67%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $3,405,000 $309,545 $10,015 6.44%
LOUISVILLE, KY (FHA|USDA|VA) 18 $3,400,000 $188,889 $6,828 6.84%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $3,365,000 $673,000 $26,383 5.23%
BOISE CITY, ID (FHA|USDA|VA) 11 $3,345,000 $304,091 $14,355 6.51%
RALEIGH-CARY, NC (FHA|USDA|VA) 10 $3,240,000 $324,000 $13,292 6.16%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $3,125,000 $284,091 $10,945 6.84%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $3,020,000 $302,000 $9,798 6.12%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 12 $2,960,000 $246,667 $9,250 6.42%
SALISBURY, MD-DE (FHA|USDA|VA) 10 $2,950,000 $295,000 $13,687 6.74%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 8 $2,910,000 $363,750 $10,023 6.37%
VISALIA, CA (FHA|USDA|VA) 9 $2,735,000 $303,889 $10,088 6.15%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 9 $2,665,000 $296,111 $13,039 6.51%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,630,000 $263,000 $12,860 6.11%
NAPA, CA (FHA|USDA|VA) 5 $2,625,000 $525,000 $24,965 6.48%
PITTSBURGH, PA (FHA|USDA|VA) 11 $2,575,000 $234,091 $10,297 6.64%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $2,570,000 $214,167 $9,229 7.02%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 14 $2,550,000 $182,143 $8,601 7.03%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $2,525,000 $841,667 $29,915 6.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $2,420,000 $242,000 $12,057 6.84%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 5 $2,395,000 $479,000 $20,736 6.48%
SAN GERMÁN, PR (FHA|USDA|VA) 19 $2,335,000 $122,895 $8,388 6.66%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $2,305,000 $256,111 $10,984 6.57%
YAUCO, PR (FHA|USDA|VA) 21 $2,305,000 $109,762 $8,067 6.79%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $2,295,000 $327,857 $14,566 6.32%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $2,220,000 $370,000 $10,686 5.81%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $2,175,000 $435,000 $13,046 6.42%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 14 $2,130,000 $152,143 $8,389 6.78%
SALEM, OR (FHA|USDA|VA) 6 $2,110,000 $351,667 $14,971 6.20%
SPARTANBURG, SC (FHA|USDA|VA) 9 $2,095,000 $232,778 $11,183 6.53%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 8 $2,090,000 $261,250 $11,055 6.38%
LONGVIEW, TX (FHA|USDA|VA) 14 $2,060,000 $147,143 $7,605 7.80%
RENO, NV (FHA|USDA|VA) 6 $2,050,000 $341,667 $13,560 7.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $2,040,000 $204,000 $7,669 6.21%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,035,000 $290,714 $12,706 6.51%
YUMA, AZ (FHA|USDA|VA) 10 $2,000,000 $200,000 $9,849 7.14%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,965,000 $393,000 $11,698 6.78%
EL CENTRO, CA (FHA|USDA|VA) 9 $1,965,000 $218,333 $13,234 6.00%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,930,000 $482,500 $15,109 5.94%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $1,910,000 $318,333 $9,166 6.04%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,885,000 $269,286 $13,172 6.14%
Muscatine, IA (FHA|USDA|VA) 14 $1,810,000 $129,286 $6,914 7.29%
LAFAYETTE, LA (FHA|USDA|VA) 10 $1,770,000 $177,000 $7,358 6.30%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,755,000 $351,000 $8,238 6.39%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 8 $1,750,000 $218,750 $7,935 5.39%
READING, PA (FHA|USDA|VA) 7 $1,725,000 $246,429 $11,971 6.33%
SPRINGFIELD, MO (FHA|USDA|VA) 7 $1,675,000 $239,286 $9,213 6.37%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $1,670,000 $208,750 $8,807 6.59%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $1,655,000 $236,429 $9,413 6.43%
Coamo, PR (FHA|USDA|VA) 16 $1,630,000 $101,875 $7,710 6.75%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $1,580,000 $263,333 $10,365 6.81%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,550,000 $193,750 $6,667 6.59%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,520,000 $253,333 $13,459 6.33%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,515,000 $168,333 $6,238 6.40%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $1,470,000 $183,750 $8,147 7.05%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,405,000 $281,000 $9,120 6.35%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,400,000 $175,000 $10,267 5.63%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,400,000 $233,333 $11,441 5.39%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,385,000 $277,000 $11,200 6.28%
EL PASO, TX (FHA|USDA|VA) 5 $1,375,000 $275,000 $11,287 6.85%
MEDFORD, OR (FHA|USDA|VA) 3 $1,265,000 $421,667 $15,368 6.61%
SYRACUSE, NY (FHA|USDA|VA) 4 $1,250,000 $312,500 $15,257 6.91%
Fort Leonard Wood, MO (FHA|USDA|VA) 6 $1,240,000 $206,667 $7,651 6.81%
ALBANY-LEBANON, OR (FHA|USDA|VA) 6 $1,240,000 $206,667 $9,210 6.56%
LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,235,000 $247,000 $10,422 6.48%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,215,000 $243,000 $13,139 6.18%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,180,000 $196,667 $10,221 6.27%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,160,000 $145,000 $8,266 6.84%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,130,000 $282,500 $12,145 5.40%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $1,125,000 $375,000 $21,319 6.08%
DOVER, DE (FHA|USDA|VA) 4 $1,120,000 $280,000 $11,643 6.53%
Pahrump, NV (FHA|USDA|VA) 4 $1,100,000 $275,000 $8,776 7.19%
MAYAGÜEZ, PR (FHA|USDA|VA) 10 $1,100,000 $110,000 $8,362 6.85%
Santa Isabel, PR (FHA|USDA|VA) 13 $1,095,000 $84,231 $6,979 6.84%
Centralia, WA (FHA|USDA|VA) 3 $1,085,000 $361,667 $9,788 6.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,070,000 $178,333 $10,258 7.27%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,065,000 $213,000 $7,190 5.60%
Sonora, CA (FHA|USDA|VA) 4 $1,060,000 $265,000 $8,989 6.94%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $1,045,000 $348,333 $14,423 6.33%
Show Low, AZ (FHA|USDA|VA) 3 $1,025,000 $341,667 $11,579 7.29%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,554 6.90%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $1,015,000 $338,333 $15,517 6.00%
Outside of Metro Areas 2 $1,010,000 $505,000 $11,092 6.44%
Clearlake, CA (FHA|USDA|VA) 4 $1,010,000 $252,500 $17,332 7.09%
MADERA, CA (FHA|USDA|VA) 3 $1,005,000 $335,000 $16,182 7.04%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $995,000 $199,000 $11,683 7.00%
Shawnee, OK (FHA|USDA|VA) 4 $990,000 $247,500 $12,665 6.52%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $990,000 $247,500 $9,871 6.12%
MOBILE, AL (FHA|USDA|VA) 7 $985,000 $140,714 $8,298 7.38%
RACINE, WI (FHA|USDA|VA) 4 $980,000 $245,000 $6,697 6.86%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $970,000 $485,000 $29,026 5.56%
Heber, UT (FHA|USDA|VA) 2 $950,000 $475,000 $10,522 7.19%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $930,000 $232,500 $8,430 6.73%
Fairmont, WV (FHA|USDA|VA) 4 $930,000 $232,500 $11,053 6.66%
WILMINGTON, NC (FHA|USDA|VA) 3 $915,000 $305,000 $10,047 7.00%
GUAYAMA, PR (FHA|USDA|VA) 12 $910,000 $75,833 $6,480 6.77%
TULSA, OK (FHA|USDA|VA) 4 $890,000 $222,500 $11,187 5.94%
Altus, OK (FHA|USDA|VA) 3 $885,000 $295,000 $5,927 6.96%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $830,000 $415,000 $12,085 6.88%
SUMTER, SC (FHA|USDA|VA) 4 $830,000 $207,500 $8,256 7.28%
PUEBLO, CO (FHA|USDA|VA) 3 $815,000 $271,667 $13,001 7.81%
Elko, NV (FHA|USDA|VA) 3 $805,000 $268,333 $13,018 7.25%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $795,000 $265,000 $16,110 6.92%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $780,000 $195,000 $10,516 6.56%
Weatherford, OK (FHA|USDA|VA) 6 $780,000 $130,000 $6,575 6.17%
ROCKFORD, IL (FHA|USDA|VA) 3 $765,000 $255,000 $6,923 6.62%
FARMINGTON, NM (FHA|USDA|VA) 4 $760,000 $190,000 $11,059 7.78%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $760,000 $380,000 $14,631 4.50%
YUBA CITY, CA (FHA|USDA|VA) 3 $745,000 $248,333 $10,374 6.58%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $745,000 $248,333 $12,592 6.77%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $735,000 $105,000 $4,625 6.80%
Red Wing, MN (FHA|USDA|VA) 4 $720,000 $180,000 $8,895 6.53%
ODESSA, TX (FHA|USDA|VA) 4 $720,000 $180,000 $10,325 5.00%
Coos Bay, OR (FHA|USDA|VA) 2 $720,000 $360,000 $10,933 5.50%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $710,000 $355,000 $12,220 6.50%
CLEVELAND, TN (FHA|USDA|VA) 2 $710,000 $355,000 $8,740 7.38%
PANAMA CITY, FL (FHA|USDA|VA) 3 $705,000 $235,000 $11,295 6.50%
STAUNTON, VA (FHA|USDA|VA) 3 $705,000 $235,000 $13,444 6.33%
MORGANTOWN, WV (FHA|USDA|VA) 3 $705,000 $235,000 $10,986 7.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $690,000 $345,000 $12,508 6.56%
AKRON, OH (FHA|USDA|VA) 5 $685,000 $137,000 $11,346 7.23%
Rolla, MO (FHA|USDA|VA) 3 $675,000 $225,000 $4,338 6.92%
Cookeville, TN (FHA|USDA|VA) 2 $670,000 $335,000 $14,786 6.63%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $665,000 $221,667 $12,738 6.64%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $665,000 $221,667 $7,004 6.27%
Okeechobee, FL (FHA|USDA|VA) 4 $660,000 $165,000 $9,959 6.59%
WHEELING, WV-OH (FHA|USDA|VA) 2 $650,000 $325,000 $21,269 6.44%
ANN ARBOR, MI (FHA|USDA|VA) 2 $640,000 $320,000 $9,249 6.12%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $630,000 $157,500 $4,995 5.15%
HATTIESBURG, MS (FHA|USDA|VA) 2 $610,000 $305,000 $7,783 4.69%
Granbury, TX (FHA|USDA|VA) 2 $610,000 $305,000 $12,025 7.19%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $610,000 $305,000 $7,255 6.00%
Hilo, HI (FHA|USDA|VA) 2 $610,000 $305,000 $19,673 5.38%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $605,000 $605,000 $5,929 6.00%
BOULDER, CO (FHA|USDA|VA) 1 $605,000 $605,000 $15,956 7.63%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $600,000 $300,000 $11,882 6.81%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $600,000 $300,000 $12,069 7.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $600,000 $300,000 $12,345 6.69%
Jefferson, GA (FHA|USDA|VA) 2 $590,000 $295,000 $11,793 6.25%
Williston, ND (FHA|USDA|VA) 2 $590,000 $295,000 $12,921 6.19%
DECATUR, AL (FHA|USDA|VA) 2 $580,000 $290,000 $8,476 6.31%
Dumas, TX (FHA|USDA|VA) 2 $580,000 $290,000 $9,965 7.19%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $580,000 $145,000 $10,329 7.22%
LAREDO, TX (FHA|USDA|VA) 1 $575,000 $575,000 $6,883 6.47%
LYNCHBURG, VA (FHA|USDA|VA) 5 $575,000 $115,000 $6,818 7.00%
Bellefontaine, OH (FHA|USDA|VA) 2 $570,000 $285,000 $5,529 6.92%
Ottawa, IL (FHA|USDA|VA) 1 $565,000 $565,000 $6,883 6.98%
Cañon City, CO (FHA|USDA|VA) 3 $565,000 $188,333 $4,404 7.48%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $565,000 $188,333 $12,565 6.79%
BISMARCK, ND (FHA|USDA|VA) 2 $560,000 $280,000 $9,254 7.06%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $555,000 $185,000 $9,538 7.54%
ST. GEORGE, UT (FHA|USDA|VA) 2 $550,000 $275,000 $6,847 4.50%
REDDING, CA (FHA|USDA|VA) 2 $550,000 $275,000 $6,789 6.56%
LEBANON, PA (FHA|USDA|VA) 2 $540,000 $270,000 $20,848 6.06%
Coco, PR (FHA|USDA|VA) 6 $530,000 $88,333 $7,110 6.52%
Brainerd, MN (FHA|USDA|VA) 2 $530,000 $265,000 $6,435 6.67%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $520,000 $260,000 $9,682 6.86%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $520,000 $260,000 $11,223 6.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $510,000 $127,500 $5,875 7.71%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $510,000 $255,000 $10,671 6.94%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $510,000 $255,000 $8,964 5.50%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $505,000 $505,000 $6,652 7.25%
NEW BERN, NC (FHA|USDA|VA) 3 $505,000 $168,333 $9,037 6.88%
Winfield, KS (FHA|USDA|VA) 4 $500,000 $125,000 $5,575 6.74%
MONTGOMERY, AL (FHA|USDA|VA) 2 $500,000 $250,000 $5,120 4.17%
SANTA FE, NM (FHA|USDA|VA) 2 $500,000 $250,000 $5,016 6.88%
CHEYENNE, WY (FHA|USDA|VA) 2 $490,000 $245,000 $8,412 6.54%
Durango, CO (FHA|USDA|VA) 1 $485,000 $485,000 $18,686 7.13%
FORT WAYNE, IN (FHA|USDA|VA) 2 $480,000 $240,000 $6,128 6.10%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $480,000 $240,000 $7,309 6.94%
Newport, OR (FHA|USDA|VA) 1 $475,000 $475,000 $16,365 6.13%
BELLINGHAM, WA (FHA|USDA|VA) 1 $475,000 $475,000 $13,166 6.13%
Clewiston, FL (FHA|USDA|VA) 2 $470,000 $235,000 $8,963 7.38%
LAS CRUCES, NM (FHA|USDA|VA) 2 $460,000 $230,000 $14,164 7.06%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $450,000 $225,000 $4,677 6.73%
TYLER, TX (FHA|USDA|VA) 2 $450,000 $225,000 $12,612 6.69%
Dickinson, ND (FHA|USDA|VA) 2 $440,000 $220,000 $9,105 6.19%
BURLINGTON, NC (FHA|USDA|VA) 2 $440,000 $220,000 $6,774 6.00%
Kalispell, MT (FHA|USDA|VA) 1 $435,000 $435,000 $12,458 6.63%
Martinsville, VA (FHA|USDA|VA) 2 $430,000 $215,000 $11,003 6.69%
HINESVILLE, GA (FHA|USDA|VA) 2 $420,000 $210,000 $10,317 5.56%
MUSKEGON, MI (FHA|USDA|VA) 2 $420,000 $210,000 $13,587 6.50%
PEORIA, IL (FHA|USDA|VA) 4 $420,000 $105,000 $7,732 5.47%
Bay City, TX (FHA|USDA|VA) 1 $415,000 $415,000 $20,703 7.38%
MORRISTOWN, TN (FHA|USDA|VA) 2 $410,000 $205,000 $11,144 6.25%
Winnemucca, NV (FHA|USDA|VA) 1 $395,000 $395,000 $18,539 7.13%
Aberdeen, WA (FHA|USDA|VA) 1 $395,000 $395,000 $32,183 5.75%
Roseburg, OR (FHA|USDA|VA) 2 $390,000 $195,000 $8,251 6.69%
POCATELLO, ID (FHA|USDA|VA) 2 $390,000 $195,000 $9,861 6.00%
Warsaw, IN (FHA|USDA|VA) 1 $385,000 $385,000 $8,248 5.72%
Bozeman, MT (FHA|USDA|VA) 1 $385,000 $385,000 $17,402 6.00%
Grand Rapids, MN (FHA|USDA|VA) 1 $385,000 $385,000 $26,873 6.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $385,000 $385,000 $21,929 6.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $380,000 $190,000 $6,354 6.24%
Lebanon, MO (FHA|USDA|VA) 2 $380,000 $190,000 $6,439 7.19%
Roswell, NM (FHA|USDA|VA) 2 $380,000 $190,000 $7,698 6.31%
St. Marys, GA (FHA|USDA|VA) 1 $375,000 $375,000 $18,221 5.63%
Paragould, AR (FHA|USDA|VA) 2 $370,000 $185,000 $7,787 7.19%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $365,000 $365,000 $10,408 7.13%
Blackfoot, ID (FHA|USDA|VA) 1 $365,000 $365,000 $9,176 6.50%
Fernley, NV (FHA|USDA|VA) 1 $365,000 $365,000 $12,064 6.38%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $365,000 $365,000 $3,245 6.13%
LaGrange, GA-AL (FHA|USDA|VA) 2 $360,000 $180,000 $12,323 6.75%
Safford, AZ (FHA|USDA|VA) 2 $360,000 $180,000 $6,051 6.51%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $355,000 $355,000 $13,248 6.13%
ROCHESTER, MN (FHA|USDA|VA) 2 $350,000 $175,000 $6,363 7.00%
TOPEKA, KS (FHA|USDA|VA) 2 $350,000 $175,000 $6,254 7.38%
Juneau, AK (FHA|USDA|VA) 1 $345,000 $345,000 $7,072 7.50%
Spirit Lake, IA (FHA|USDA|VA) 1 $345,000 $345,000 $23,009 4.75%
Ottawa, KS (FHA|USDA|VA) 2 $340,000 $170,000 $5,990 6.50%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $340,000 $170,000 $10,087 7.12%
ROANOKE, VA (FHA|USDA|VA) 2 $340,000 $170,000 $8,267 6.93%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $335,000 $335,000 $11,699 5.63%
MIDLAND, TX (FHA|USDA|VA) 1 $335,000 $335,000 $13,682 6.88%
Wooster, OH (FHA|USDA|VA) 1 $335,000 $335,000 $16,971 6.83%
MUNCIE, IN (FHA|USDA|VA) 1 $335,000 $335,000 $12,216 6.38%
Pottsville, PA (FHA|USDA|VA) 1 $335,000 $335,000 $3,740 6.13%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $335,000 $335,000 $0 6.28%
Shelbyville, TN (FHA|USDA|VA) 1 $335,000 $335,000 $23,232 5.63%
Marion, OH (FHA|USDA|VA) 1 $325,000 $325,000 $17,556 7.13%
Kinston, NC (FHA|USDA|VA) 3 $325,000 $108,333 $4,775 8.42%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $315,000 $315,000 $10,819 7.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $315,000 $315,000 $8,888 8.25%
Susanville, CA (FHA|USDA|VA) 1 $315,000 $315,000 $10,828 6.63%
Evanston, WY (FHA|USDA|VA) 2 $310,000 $155,000 $10,968 8.72%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $310,000 $155,000 $6,992 6.81%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $310,000 $155,000 $6,315 6.31%
Meridian, MS (FHA|USDA|VA) 2 $310,000 $155,000 $9,237 6.38%
Coshocton, OH (FHA|USDA|VA) 1 $305,000 $305,000 $15,972 6.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $305,000 $305,000 $17,448 5.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $305,000 $305,000 $6,631 7.63%
Laconia, NH (FHA|USDA|VA) 1 $305,000 $305,000 $12,557 6.62%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $305,000 $305,000 $23,452 6.00%
Craig, CO (FHA|USDA|VA) 1 $305,000 $305,000 $17,958 4.75%
GREENVILLE, NC (FHA|USDA|VA) 2 $300,000 $150,000 $4,952 6.75%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $300,000 $150,000 $9,763 6.37%
Calhoun, GA (FHA|USDA|VA) 1 $295,000 $295,000 $13,619 6.63%
MIDLAND, MI (FHA|USDA|VA) 1 $295,000 $295,000 $16,184 7.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $295,000 $295,000 $14,846 6.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $295,000 $295,000 $3,650 6.63%
SAGINAW, MI (FHA|USDA|VA) 1 $295,000 $295,000 $8,613 7.08%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $290,000 $145,000 $5,275 6.21%
Whitewater, WI (FHA|USDA|VA) 1 $285,000 $285,000 $21,423 6.13%
Fallon, NV (FHA|USDA|VA) 1 $285,000 $285,000 $10,642 6.13%
Oak Harbor, WA (FHA|USDA|VA) 1 $285,000 $285,000 $0 6.47%
LANCASTER, PA (FHA|USDA|VA) 1 $285,000 $285,000 $21,211 6.25%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $285,000 $285,000 $10,729 6.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $285,000 $285,000 $12,253 6.74%
FOND DU LAC, WI (FHA|USDA|VA) 1 $285,000 $285,000 $1,793 5.58%
LINCOLN, NE (FHA|USDA|VA) 1 $285,000 $285,000 $15,475 6.75%
JACKSON, MS (FHA|USDA|VA) 1 $285,000 $285,000 $11,421 7.00%
Ashland, OH (FHA|USDA|VA) 1 $275,000 $275,000 $16,893 7.50%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $275,000 $275,000 $8,422 6.99%
YAKIMA, WA (FHA|USDA|VA) 1 $275,000 $275,000 $12,375 6.68%
Corsicana, TX (FHA|USDA|VA) 1 $275,000 $275,000 $9,040 6.88%
Fremont, NE (FHA|USDA|VA) 1 $275,000 $275,000 $9,154 6.13%
Kearney, NE (FHA|USDA|VA) 1 $275,000 $275,000 $12,056 6.00%
Sidney, OH (FHA|USDA|VA) 1 $275,000 $275,000 $19,837 5.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $270,000 $135,000 $11,909 8.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $265,000 $265,000 $3,165 7.38%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $265,000 $265,000 $11,350 7.25%
Plattsburgh, NY (FHA|USDA|VA) 1 $265,000 $265,000 $11,540 5.87%
Red Bluff, CA (FHA|USDA|VA) 1 $265,000 $265,000 $4,652 8.00%
GREAT FALLS, MT (FHA|USDA|VA) 1 $255,000 $255,000 $3,167 6.13%
Ontario, OR-ID (FHA|USDA|VA) 1 $255,000 $255,000 $13,017 6.50%
COLUMBIA, MO (FHA|USDA|VA) 1 $255,000 $255,000 $5,598 5.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $255,000 $255,000 $6,107 6.10%
JOPLIN, MO (FHA|USDA|VA) 2 $250,000 $125,000 $6,763 9.25%
Portsmouth, OH (FHA|USDA|VA) 2 $250,000 $125,000 $6,540 6.35%
UTICA-ROME, NY (FHA|USDA|VA) 1 $245,000 $245,000 $4,801 5.75%
Taos, NM (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.01%
Raymondville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $12,347 6.88%
Palatka, FL (FHA|USDA|VA) 1 $245,000 $245,000 $14,700 7.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $5,959 7.63%
Lake City, FL (FHA|USDA|VA) 1 $235,000 $235,000 $4,867 7.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $235,000 $78,333 $5,515 7.71%
Stephenville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $12,057 7.13%
Coffeyville, KS (FHA|USDA|VA) 1 $235,000 $235,000 $5,880 6.35%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $230,000 $115,000 $6,658 6.50%
CHARLESTON, WV (FHA|USDA|VA) 1 $225,000 $225,000 $2,696 6.87%
Georgetown, SC (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $225,000 $225,000 $8,030 7.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $225,000 $225,000 $4,032 7.63%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $8,022 5.25%
Klamath Falls, OR (FHA|USDA|VA) 1 $215,000 $215,000 $13,087 6.00%
Sanford, NC (FHA|USDA|VA) 1 $215,000 $215,000 $6,470 7.13%
Galesburg, IL (FHA|USDA|VA) 3 $215,000 $71,667 $5,744 8.63%
Bennettsville, SC (FHA|USDA|VA) 1 $205,000 $205,000 $7,792 6.88%
Jesup, GA (FHA|USDA|VA) 1 $205,000 $205,000 $9,361 6.50%
Rock Springs, WY (FHA|USDA|VA) 1 $205,000 $205,000 $4,553 5.63%
Marion, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,656 6.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $7,743 6.62%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,456 5.63%
FLINT, MI (FHA|USDA|VA) 1 $195,000 $195,000 $11,547 6.59%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $195,000 $195,000 $11,093 5.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $195,000 $195,000 $8,288 6.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $14,140 5.63%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $195,000 $195,000 $12,113 7.13%
Alice, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,087 6.00%
Andrews, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,203 5.63%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $190,000 $95,000 $9,784 6.98%
CHICO, CA (FHA|USDA|VA) 2 $190,000 $95,000 $2,382 7.10%
Athens, TN (FHA|USDA|VA) 1 $185,000 $185,000 $9,338 7.13%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $185,000 $185,000 $5,666 5.96%
Ukiah, CA (FHA|USDA|VA) 1 $185,000 $185,000 $9,686 7.88%
Lufkin, TX (FHA|USDA|VA) 1 $185,000 $185,000 $10,399 7.00%
Gaffney, SC (FHA|USDA|VA) 1 $185,000 $185,000 $9,831 6.25%
GREEN BAY, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,188 6.46%
Somerset, PA (FHA|USDA|VA) 1 $185,000 $185,000 $11,599 7.13%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $185,000 $185,000 $5,719 6.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $185,000 $185,000 $1,492 2.25%
Marietta, OH (FHA|USDA|VA) 1 $185,000 $185,000 $6,969 6.13%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $9,034 8.13%
JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $13,144 5.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $180,000 $90,000 $6,889 6.69%
Sterling, IL (FHA|USDA|VA) 2 $180,000 $90,000 $4,149 7.38%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $175,000 $175,000 $4,793 6.88%
Camden, AR (FHA|USDA|VA) 1 $175,000 $175,000 $6,729 6.75%
KANKAKEE, IL (FHA|USDA|VA) 1 $175,000 $175,000 $9,525 5.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $175,000 $175,000 $5,483 6.38%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,123 6.38%
Washington, IN (FHA|USDA|VA) 1 $175,000 $175,000 $6,487 6.88%
Payson, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $2,916 7.98%
Norwalk, OH (FHA|USDA|VA) 2 $170,000 $85,000 $5,647 8.75%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $165,000 $165,000 $9,671 7.13%
Greeneville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $9,517 5.88%
ROCHESTER, NY (FHA|USDA|VA) 1 $165,000 $165,000 $8,568 7.13%
MANSFIELD, OH (FHA|USDA|VA) 2 $160,000 $80,000 $3,952 7.00%
ENID, OK (FHA|USDA|VA) 1 $155,000 $155,000 $8,562 5.50%
Morehead City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $9,072 5.75%
GLENS FALLS, NY (FHA|USDA|VA) 1 $155,000 $155,000 $11,144 6.63%
ALBANY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $10,018 6.88%
Atmore, AL (FHA|USDA|VA) 1 $155,000 $155,000 $4,508 6.71%
Cadillac, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,963 7.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $10,021 6.62%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $150,000 $75,000 $6,501 6.75%
Bogalusa, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,660 6.88%
Danville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $5,124 6.88%
Picayune, MS (FHA|USDA|VA) 1 $145,000 $145,000 $13,259 5.38%
Hobbs, NM (FHA|USDA|VA) 1 $145,000 $145,000 $7,569 7.63%
Ozark, AL (FHA|USDA|VA) 1 $145,000 $145,000 $8,074 5.63%
Beaver Dam, WI (FHA|USDA|VA) 1 $145,000 $145,000 $9,248 5.25%
North Platte, NE (FHA|USDA|VA) 1 $145,000 $145,000 $5,231 6.13%
Mount Sterling, KY (FHA|USDA|VA) 1 $145,000 $145,000 $6,799 6.50%
AMES, IA (FHA|USDA|VA) 1 $145,000 $145,000 $5,020 5.84%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $10,169 7.50%
Scottsburg, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,303 7.63%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $135,000 $135,000 $1,996 7.37%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,850 5.63%
Laurel, MS (FHA|USDA|VA) 1 $135,000 $135,000 $7,781 6.63%
Natchez, MS-LA (FHA|USDA|VA) 1 $135,000 $135,000 $6,553 6.50%
Plymouth, IN (FHA|USDA|VA) 1 $125,000 $125,000 $6,560 5.88%
AMARILLO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,727 7.13%
FAIRBANKS, AK (FHA|USDA|VA) 1 $125,000 $125,000 $3,538 8.13%
London, KY (FHA|USDA|VA) 2 $120,000 $60,000 $9,616 8.13%
Tupelo, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,439 6.50%
Manitowoc, WI (FHA|USDA|VA) 1 $115,000 $115,000 $4,897 6.49%
Cullman, AL (FHA|USDA|VA) 1 $115,000 $115,000 $5,782 6.50%
Arcadia, FL (FHA|USDA|VA) 1 $115,000 $115,000 $8,089 7.25%
Fort Polk South, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,315 6.88%
Shawano, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,585 6.47%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $105,000 $105,000 $5,713 6.63%
Opelousas, LA (FHA|USDA|VA) 1 $105,000 $105,000 $7,042 5.41%
Pearsall, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,284 6.11%
Urbana, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,799 6.10%
Big Stone Gap, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,633 6.72%
Lawrenceburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $1,075 6.73%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $95,000 $95,000 $5,043 6.25%
Newport, TN (FHA|USDA|VA) 1 $95,000 $95,000 $4,178 5.75%
Athens, TX (FHA|USDA|VA) 1 $95,000 $95,000 $4,095 8.00%
Albert Lea, MN (FHA|USDA|VA) 1 $95,000 $95,000 $3,598 5.87%
Mount Pleasant, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,308 6.47%
ALTOONA, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,832 6.37%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $95,000 $95,000 $5,047 7.88%
Somerset, KY (FHA|USDA|VA) 2 $90,000 $45,000 $4,975 7.38%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,794 6.47%
LAWTON, OK (FHA|USDA|VA) 1 $85,000 $85,000 $5,492 6.57%
Coldwater, MI (FHA|USDA|VA) 1 $85,000 $85,000 $5,063 7.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $75,000 $75,000 $5,460 7.50%
Jayuya, PR (FHA|USDA|VA) 1 $65,000 $65,000 $7,257 6.75%
JONESBORO, AR (FHA|USDA|VA) 1 $35,000 $35,000 $3,002 6.00%
Burlington, IA-IL (FHA|USDA|VA) 1 $35,000 $35,000 $4,694 6.75%
Sun West Mortgage Company's top markets include Riverside, Los Angeles, Phoenix, New York, and San Juan among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Puerto Rico (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against SUN WEST MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    ABNB Federal Credit Union
    Similarity Rank: 65

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 2,955 $861,035,000 $291,382 $14,025 6.48%
    Conventional 1,288 $292,710,000 $227,259 $7,488 6.08%
    VA 735 $253,835,000 $345,354 $10,477 6.26%
    USDA 116 $17,600,000 $151,724 $7,927 6.43%
    FHA 73 $20,115,000 $275,548 $0 7.32%
    FHA 2 $440,000 $220,000 $0 6.62%
    HELOC 1 $55,000 $55,000 n/a 11.50%

    For 2023, Sun West Mortgage Company's most frequently originated type of loan was FHA, with 2,955 originations. Their 2nd most popular type was Conventional, with 1,288 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,707 $1,028,835,000 $277,538 $11,522 6.34%
    Cash Out Refi 1,341 $383,785,000 $286,193 $13,186 6.40%
    Refi 121 $33,115,000 $273,678 $9,352 6.61%
    Other 1 $55,000 $55,000 $0 11.50%

    For 2023, Sun West Mortgage Company's most frequently cited loan purpose was Home Purchase, with 3,707 originations. The 2nd most popular reason was Cash Out Refi, with 1,341 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,770 $1,380,560,000 $289,426 $12,145 6.39%
    Other 175 $48,835,000 $279,057 $11,203 6.03%
    10 Year 96 $1,110,000 $11,563 $91 8.67%
    20 Year 43 $8,805,000 $204,767 $9,982 6.79%
    3 Year 40 $340,000 $8,500 $3,072 0.00%
    15 Year 39 $6,055,000 $155,256 $7,274 6.55%
    5 Year 7 $85,000 $12,143 $0 0.00%

    For 2023, Sun West Mortgage Company's most frequently cited loan duration was 30 Year, with 4,770 originations. The 2nd most popular length was Other, with 175 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 2,051 $761,275,000 $371,173
    $1k-2k 611 $145,915,000 $238,813
    $3k-4k 532 $113,930,000 $214,154
    $2k-3k 484 $107,210,000 $221,508
    $<1k 469 $107,565,000 $229,350
    $4k-5k 447 $111,955,000 $250,459

    Sun West Mortgage Company's average total fees were $12,145, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,051 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,457 $722,025,000 $293,864
    7-8% 1,144 $324,860,000 $283,969
    5-6% 1,060 $331,390,000 $312,632
    <2.5% 231 $12,165,000 $52,662
    Over 8% 217 $35,195,000 $162,189
    4-5% 38 $14,300,000 $376,316
    2.5-3% 14 $3,800,000 $271,429
    3-4% 9 $2,055,000 $228,333

    During 2023, Sun West Mortgage Company's average interest rate for loans was 6.39%, while their most frequently originated rate bucket for loans was 6-7%, with 2,457 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,282 $667,540,000 $292,524 $12,281 6.51%
    $100k-200k 1,100 $167,060,000 $151,873 $7,730 6.57%
    $400k-600k 868 $414,100,000 $477,074 $17,945 6.48%
    $100,000 or less 691 $34,075,000 $49,313 $4,362 5.33%
    $600k-1MM 220 $151,670,000 $689,409 $21,911 6.50%
    $1MM+ 9 $11,345,000 $1,260,556 $52,133 7.00%

    2023 saw Sun West Mortgage Company place emphasis on $200k-400k loans with 2,282 originations, totaling $667,540,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,389 $480,665,000 $346,051 $13,806 6.32%
    $75k-100k 1,156 $306,180,000 $264,862 $11,730 6.25%
    $50k-75k 1,108 $223,170,000 $201,417 $9,916 6.22%
    $50k or less 720 $81,580,000 $113,306 $7,366 6.56%
    $150k-250k 593 $268,085,000 $452,083 $16,496 6.47%
    $250k+ 107 $58,335,000 $545,187 $16,416 6.93%

    Sun West Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 1,389 originations. The second most popular income band? $75k-100k, with 1,156 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,238 $405,860,000 $327,835 $14,832 6.42%
    30-36% 572 $123,390,000 $215,717 $9,030 6.07%
    20-30% 351 $70,875,000 $201,923 $8,412 6.05%
    49% 307 $100,525,000 $327,443 $13,283 6.74%
    44% 252 $72,950,000 $289,484 $12,124 6.53%
    48% 245 $75,285,000 $307,286 $12,140 6.61%
    47% 225 $66,465,000 $295,400 $12,260 6.50%
    46% 213 $59,895,000 $281,197 $12,283 6.39%
    45% 211 $62,065,000 $294,147 $11,842 6.59%
    42% 208 $61,980,000 $297,981 $12,332 6.39%
    43% 205 $60,365,000 $294,463 $11,443 6.62%
    41% 183 $52,225,000 $285,383 $12,614 6.32%
    40% 177 $45,845,000 $259,011 $10,927 6.41%
    39% 158 $38,000,000 $240,506 $10,111 6.22%
    37% 154 $34,680,000 $225,195 $9,461 6.16%
    36% 144 $29,730,000 $206,458 $8,782 5.77%
    38% 142 $37,210,000 $262,042 $10,596 6.11%
    <20% 83 $17,785,000 $214,277 $6,226 5.89%
    >60% 76 $22,660,000 $298,158 $17,181 6.68%

    Sun West Mortgage Company lent most frequently to those with DTI ratios of 50-60%, with 1,238 originations. The next most common DTI ratio? 30-36%, with 572 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,496 $659,440,000 $264,199 $11,608 6.48%
    Not provided 1,875 $541,525,000 $288,813 $11,794 6.22%
    Black 604 $171,630,000 $284,156 $12,909 6.39%
    Asian 138 $53,780,000 $389,710 $12,904 6.03%
    American Indian 37 $11,095,000 $299,865 $13,215 6.42%
    Native Hawaiian or Islander 17 $7,045,000 $414,412 $18,376 6.43%
    Asian Indian 1 $675,000 $675,000 $14,007 8.13%
    Other Pacific Islander 1 $335,000 $335,000 $16,108 6.63%
    Filipino 1 $265,000 $265,000 $17,191 6.63%

    Approval Rates

    Total approvals of all applications
    80.37%

    Sun West Mortgage Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    48.88%

    Sun West Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,170 $1,445,790,000 $279,650

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,170 $1,445,790,000 $279,650

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 128 $20,640,000 $161,250 $6,215 5.95%
    40-60% 363 $79,635,000 $219,380 $8,942 6.66%
    60-80% 1,208 $313,220,000 $259,288 $11,701 6.57%
    80-100% 3,051 $984,175,000 $322,575 $12,934 6.56%
    Over 100% 111 $42,075,000 $379,054 $17,480 6.38%
    Under 20% 309 $6,045,000 $19,563 $967 3.42%