Sun West Mortgage Company Rates, Fees & Info

SACRAMENTO, CA

LEI: 549300SK2GVCQXPD4S58

Tax ID: 95-3523796

1.8 stars - Updated: 4/5/25 - out of 5 stars, based on 81 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Sun West Mortgage Company is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. They have a a high proportion of FHA loans. Sun West Mortgage Company has an average proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Riverside, Los Angeles, Phoenix, Dallas, and New York among others. We have data for 486 markets. (Some data included below & more in-depth data is available with an active subscription.)

Sun West Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sun West Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.72% 4/5/25
30 Year Conventional Purchase 6.40% 4/5/25
30 Year Conventional Refi 6.97% 4/5/25
30 Year Cash-out Refi 7.51% 4/5/25
30 Year FHA Purchase 7.42% 4/5/25
30 Year FHA Refi 6.82% 4/5/25
30 Year VA Purchase 6.62% 4/5/25
30 Year VA Refi 5.88% 4/5/25
30 Year USDA Purchase 7.13% 4/5/25
30 Year USDA Refi 6.67% 4/5/25
15 Year Conventional Purchase 6.15% 4/5/25
15 Year Conventional Refi 5.87% 4/5/25
15 Year Cash-out Refi 5.87% 4/5/25
15 Year FHA Purchase 7.71% 4/5/25
15 Year FHA Refi 6.85% 4/5/25
15 Year VA Purchase 7.15% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Sun West Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Sun West Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,556

Origination Dollar Volume (All Markets)

$2,141,360,000
Show all (45) awards

Relative Rate

Sun West Mortgage Company's average 30 year fixed mortgage rate was 6.21%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.34%.

Relative Fees (Closing Costs)

Sun West Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $12,612.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 476 $200,250,000 $420,693 $15,463 5.89%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 236 $127,680,000 $541,017 $18,434 6.13%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 333 $112,295,000 $337,222 $13,384 5.89%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 315 $90,015,000 $285,762 $11,167 5.63%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 118 $59,970,000 $508,220 $19,523 6.53%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 122 $58,820,000 $482,131 $12,261 6.25%
Outside of Metro Areas 212 $47,320,000 $223,208 $9,564 6.07%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 76 $45,670,000 $600,921 $19,727 6.31%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 156 $41,620,000 $266,795 $10,942 6.07%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 89 $41,375,000 $464,888 $16,421 6.03%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 133 $40,155,000 $301,917 $14,966 6.26%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 142 $39,710,000 $279,648 $11,227 6.18%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 107 $38,285,000 $357,804 $13,056 6.19%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 117 $37,255,000 $318,419 $12,380 6.22%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 81 $34,395,000 $424,630 $16,927 6.21%
KANSAS CITY, MO-KS (FHA|USDA|VA) 113 $33,435,000 $295,885 $8,743 6.43%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 78 $30,980,000 $397,179 $13,910 5.94%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 78 $29,880,000 $383,077 $10,908 6.30%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 172 $28,590,000 $166,221 $11,187 6.60%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 79 $27,365,000 $346,392 $15,223 6.01%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 56 $27,260,000 $486,786 $16,697 5.61%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 73 $22,305,000 $305,548 $10,754 6.30%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 43 $20,705,000 $481,512 $14,989 5.99%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 52 $18,020,000 $346,538 $8,747 6.31%
COLORADO SPRINGS, CO (FHA|USDA|VA) 44 $16,780,000 $381,364 $8,875 5.68%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 50 $16,690,000 $333,800 $14,523 6.20%
BATON ROUGE, LA (FHA|USDA|VA) 73 $16,525,000 $226,370 $9,699 6.60%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 50 $16,260,000 $325,200 $12,092 6.14%
STOCKTON, CA (FHA|USDA|VA) 41 $16,115,000 $393,049 $12,954 5.77%
RICHMOND, VA (FHA|USDA|VA) 51 $15,655,000 $306,961 $12,795 6.17%
JACKSONVILLE, FL (FHA|USDA|VA) 48 $15,330,000 $319,375 $11,817 6.21%
OKLAHOMA CITY, OK (FHA|USDA|VA) 72 $14,980,000 $208,056 $7,814 6.06%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 42 $14,830,000 $353,095 $8,957 6.41%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 32 $14,190,000 $443,438 $14,741 5.90%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 39 $13,955,000 $357,821 $15,896 5.93%
FRESNO, CA (FHA|USDA|VA) 42 $13,480,000 $320,952 $13,314 5.95%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 38 $11,560,000 $304,211 $12,789 6.39%
BAKERSFIELD, CA (FHA|USDA|VA) 35 $11,205,000 $320,143 $11,835 5.94%
ST. LOUIS, MO-IL (FHA|USDA|VA) 47 $11,195,000 $238,191 $8,394 6.49%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 20 $10,790,000 $539,500 $24,305 6.03%
COLUMBUS, OH (FHA|USDA|VA) 39 $10,385,000 $266,282 $10,145 6.35%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 34 $10,250,000 $301,471 $9,037 6.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 27 $9,605,000 $355,741 $14,846 6.14%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 31 $9,275,000 $299,194 $13,431 5.90%
TUCSON, AZ (FHA|USDA|VA) 32 $8,780,000 $274,375 $8,923 6.26%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 31 $8,775,000 $283,065 $8,651 6.16%
FAYETTEVILLE, NC (FHA|USDA|VA) 30 $8,590,000 $286,333 $6,720 6.06%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 31 $8,575,000 $276,613 $9,717 6.52%
COLUMBIA, SC (FHA|USDA|VA) 25 $7,635,000 $305,400 $9,330 5.94%
SALEM, OR (FHA|USDA|VA) 18 $7,490,000 $416,111 $20,049 5.73%
RALEIGH-CARY, NC (FHA|USDA|VA) 20 $6,970,000 $348,500 $12,988 6.27%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 37 $6,675,000 $180,405 $8,517 7.04%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 38 $6,640,000 $174,737 $10,465 5.40%
PORT ST. LUCIE, FL (FHA|USDA|VA) 20 $6,480,000 $324,000 $16,238 6.21%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 33 $6,465,000 $195,909 $9,916 5.13%
SALINAS, CA (FHA|USDA|VA) 13 $6,415,000 $493,462 $18,564 6.58%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 19 $6,405,000 $337,105 $9,034 6.10%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 19 $6,305,000 $331,842 $13,150 6.58%
MODESTO, CA (FHA|USDA|VA) 15 $6,245,000 $416,333 $19,602 6.33%
VALLEJO, CA (FHA|USDA|VA) 13 $6,235,000 $479,615 $18,968 5.70%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 18 $6,140,000 $341,111 $11,112 5.62%
SALT LAKE CITY, UT (FHA|USDA|VA) 14 $6,100,000 $435,714 $14,818 6.10%
OCALA, FL (FHA|USDA|VA) 21 $6,065,000 $288,810 $12,399 6.30%
KNOXVILLE, TN (FHA|USDA|VA) 21 $6,065,000 $288,810 $13,616 6.18%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 13 $6,065,000 $466,538 $9,967 5.90%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 19 $6,035,000 $317,632 $7,120 6.03%
PROVO-OREM, UT (FHA|USDA|VA) 15 $6,005,000 $400,333 $10,277 6.06%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 9 $5,995,000 $666,111 $31,684 6.20%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 17 $5,885,000 $346,176 $15,958 5.79%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 22 $5,870,000 $266,818 $13,383 6.26%
BOISE CITY, ID (FHA|USDA|VA) 15 $5,655,000 $377,000 $11,326 6.66%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 10 $5,370,000 $537,000 $19,912 6.24%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 24 $5,240,000 $218,333 $7,494 6.81%
GREELEY, CO (FHA|USDA|VA) 13 $4,985,000 $383,462 $14,483 6.12%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 20 $4,920,000 $246,000 $13,481 5.87%
WICHITA, KS (FHA|USDA|VA) 19 $4,835,000 $254,474 $8,413 6.70%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 24 $4,800,000 $200,000 $11,104 6.51%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $4,795,000 $368,846 $10,519 5.96%
ANCHORAGE, AK (FHA|USDA|VA) 13 $4,785,000 $368,077 $7,014 5.89%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 9 $4,665,000 $518,333 $11,017 5.33%
VISALIA, CA (FHA|USDA|VA) 14 $4,620,000 $330,000 $11,804 5.33%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $4,555,000 $350,385 $12,042 6.20%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 13 $4,505,000 $346,538 $16,902 5.81%
FLORENCE, SC (FHA|USDA|VA) 21 $4,505,000 $214,524 $8,110 6.46%
TULSA, OK (FHA|USDA|VA) 17 $4,495,000 $264,412 $12,959 6.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 16 $4,450,000 $278,125 $9,857 6.26%
EL PASO, TX (FHA|USDA|VA) 20 $4,200,000 $210,000 $9,224 5.98%
PONCE, PR (FHA|USDA|VA) 38 $4,170,000 $109,737 $8,070 6.64%
Elk City, OK (FHA|USDA|VA) 24 $4,160,000 $173,333 $7,820 6.44%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 13 $4,145,000 $318,846 $11,728 5.54%
Elko, NV (FHA|USDA|VA) 13 $4,075,000 $313,462 $12,173 6.58%
MERCED, CA (FHA|USDA|VA) 13 $3,895,000 $299,615 $13,432 5.08%
YUMA, AZ (FHA|USDA|VA) 16 $3,850,000 $240,625 $6,974 7.47%
WINSTON-SALEM, NC (FHA|USDA|VA) 13 $3,815,000 $293,462 $12,396 5.96%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 10 $3,790,000 $379,000 $10,804 6.26%
RENO, NV (FHA|USDA|VA) 8 $3,700,000 $462,500 $9,998 5.40%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $3,545,000 $272,692 $11,586 6.04%
SALISBURY, MD-DE (FHA|USDA|VA) 13 $3,465,000 $266,538 $9,117 6.35%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 12 $3,440,000 $286,667 $9,924 5.71%
SAVANNAH, GA (FHA|USDA|VA) 11 $3,435,000 $312,273 $11,509 6.28%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 8 $3,420,000 $427,500 $15,758 6.44%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $3,395,000 $377,222 $15,846 5.86%
PUEBLO, CO (FHA|USDA|VA) 11 $3,295,000 $299,545 $11,527 6.22%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 12 $3,270,000 $272,500 $9,454 6.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $3,215,000 $292,273 $9,521 6.32%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $3,215,000 $292,273 $13,661 6.21%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $3,205,000 $356,111 $6,887 5.73%
FORT COLLINS, CO (FHA|USDA|VA) 8 $3,180,000 $397,500 $13,242 5.89%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $3,135,000 $285,000 $5,105 6.49%
MADERA, CA (FHA|USDA|VA) 8 $3,020,000 $377,500 $15,830 5.80%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $2,925,000 $265,909 $14,607 6.60%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,910,000 $363,750 $12,178 6.47%
AKRON, OH (FHA|USDA|VA) 13 $2,865,000 $220,385 $8,950 5.89%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 11 $2,835,000 $257,727 $9,574 5.67%
Hilo, HI (FHA|USDA|VA) 5 $2,805,000 $561,000 $11,792 7.09%
SPARTANBURG, SC (FHA|USDA|VA) 10 $2,710,000 $271,000 $11,145 6.05%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $2,700,000 $450,000 $13,304 6.29%
LONGVIEW, TX (FHA|USDA|VA) 14 $2,680,000 $191,429 $8,187 6.67%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 7 $2,665,000 $380,714 $12,788 6.12%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 13 $2,635,000 $202,692 $9,853 5.85%
PITTSBURGH, PA (FHA|USDA|VA) 8 $2,500,000 $312,500 $10,504 5.97%
LOUISVILLE, KY (FHA|USDA|VA) 13 $2,455,000 $188,846 $6,158 6.37%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $2,410,000 $301,250 $11,786 6.13%
ROANOKE, VA (FHA|USDA|VA) 9 $2,395,000 $266,111 $12,446 6.18%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 16 $2,370,000 $148,125 $8,601 6.61%
GREENVILLE, NC (FHA|USDA|VA) 8 $2,340,000 $292,500 $12,771 5.78%
MIDLAND, TX (FHA|USDA|VA) 6 $2,290,000 $381,667 $7,283 6.22%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $2,255,000 $322,143 $10,664 6.16%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $2,220,000 $370,000 $13,612 6.36%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $2,210,000 $221,000 $6,763 6.40%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 11 $2,205,000 $200,455 $7,467 6.69%
GAINESVILLE, FL (FHA|USDA|VA) 9 $2,185,000 $242,778 $11,058 6.35%
HUNTSVILLE, AL (FHA|USDA|VA) 9 $2,175,000 $241,667 $8,922 6.86%
JACKSONVILLE, NC (FHA|USDA|VA) 10 $2,150,000 $215,000 $7,044 6.00%
ASHEVILLE, NC (FHA|USDA|VA) 7 $2,135,000 $305,000 $15,134 6.17%
DOVER, DE (FHA|USDA|VA) 7 $2,135,000 $305,000 $11,155 6.19%
CHICO, CA (FHA|USDA|VA) 7 $2,115,000 $302,143 $11,776 6.12%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $2,110,000 $351,667 $9,097 5.84%
NAPA, CA (FHA|USDA|VA) 4 $2,040,000 $510,000 $14,781 6.19%
READING, PA (FHA|USDA|VA) 7 $2,035,000 $290,714 $14,755 6.41%
FARGO, ND-MN (FHA|USDA|VA) 2 $1,980,000 $990,000 $36,854 5.75%
HINESVILLE, GA (FHA|USDA|VA) 8 $1,940,000 $242,500 $9,105 6.34%
SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $1,935,000 $215,000 $10,272 5.17%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $1,930,000 $241,250 $9,272 6.39%
MOBILE, AL (FHA|USDA|VA) 9 $1,895,000 $210,556 $8,021 6.78%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $1,885,000 $269,286 $11,078 6.78%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,880,000 $235,000 $6,041 6.17%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 7 $1,815,000 $259,286 $7,911 6.58%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,770,000 $442,500 $7,968 6.56%
Pahrump, NV (FHA|USDA|VA) 7 $1,765,000 $252,143 $9,589 6.79%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $1,765,000 $353,000 $13,554 5.95%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,735,000 $247,857 $6,658 6.16%
Outside of Metro Areas 4 $1,710,000 $427,500 $7,643 5.84%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,660,000 $276,667 $12,493 4.96%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,630,000 $271,667 $13,570 5.91%
Weatherford, OK (FHA|USDA|VA) 10 $1,620,000 $162,000 $7,900 6.11%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,620,000 $405,000 $12,839 6.15%
LOGAN, UT-ID (FHA|USDA|VA) 3 $1,595,000 $531,667 $13,077 6.35%
MEDFORD, OR (FHA|USDA|VA) 5 $1,595,000 $319,000 $7,684 5.07%
URBAN HONOLULU, HI (FHA|USDA|VA) 4 $1,590,000 $397,500 $10,018 6.78%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,590,000 $265,000 $10,826 5.77%
YAUCO, PR (FHA|USDA|VA) 16 $1,570,000 $98,125 $7,734 6.56%
SAN GERMÁN, PR (FHA|USDA|VA) 10 $1,560,000 $156,000 $11,271 6.41%
Sonora, CA (FHA|USDA|VA) 5 $1,555,000 $311,000 $7,261 6.70%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $1,545,000 $515,000 $9,511 6.28%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $1,545,000 $515,000 $8,817 6.75%
ROCKFORD, IL (FHA|USDA|VA) 12 $1,540,000 $128,333 $6,213 4.59%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,540,000 $256,667 $10,122 6.46%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,525,000 $508,333 $30,063 5.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $1,525,000 $305,000 $12,490 6.10%
SANTA FE, NM (FHA|USDA|VA) 5 $1,475,000 $295,000 $10,471 6.40%
DULUTH, MN-WI (FHA|USDA|VA) 4 $1,440,000 $360,000 $6,248 7.18%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $1,440,000 $360,000 $9,625 6.28%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,425,000 $158,333 $6,167 5.97%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,390,000 $231,667 $9,353 5.67%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,380,000 $345,000 $22,566 6.66%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,350,000 $168,750 $9,324 6.66%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,350,000 $337,500 $11,858 7.28%
Cañon City, CO (FHA|USDA|VA) 5 $1,345,000 $269,000 $8,771 5.90%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,340,000 $335,000 $14,513 5.94%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,212 5.96%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,310,000 $218,333 $7,486 6.49%
Fairmont, WV (FHA|USDA|VA) 4 $1,310,000 $327,500 $14,015 7.34%
CLEVELAND, TN (FHA|USDA|VA) 4 $1,300,000 $325,000 $12,510 5.97%
Sanford, NC (FHA|USDA|VA) 4 $1,300,000 $325,000 $6,658 6.25%
LUBBOCK, TX (FHA|USDA|VA) 5 $1,255,000 $251,000 $6,366 5.62%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 7 $1,235,000 $176,429 $7,057 6.87%
TOLEDO, OH (FHA|USDA|VA) 8 $1,220,000 $152,500 $6,031 6.51%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,210,000 $605,000 $9,107 6.56%
Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $1,205,000 $241,000 $10,685 7.05%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $1,185,000 $237,000 $12,870 6.65%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $1,170,000 $292,500 $14,004 5.94%
Coamo, PR (FHA|USDA|VA) 8 $1,160,000 $145,000 $11,212 6.22%
MORRISTOWN, TN (FHA|USDA|VA) 5 $1,145,000 $229,000 $11,728 6.30%
Morehead City, NC (FHA|USDA|VA) 3 $1,135,000 $378,333 $5,437 5.50%
ROCHESTER, MN (FHA|USDA|VA) 4 $1,130,000 $282,500 $13,467 6.09%
DECATUR, AL (FHA|USDA|VA) 4 $1,130,000 $282,500 $9,064 6.38%
Jefferson, GA (FHA|USDA|VA) 4 $1,130,000 $282,500 $15,622 5.81%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,125,000 $225,000 $8,059 6.53%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $1,100,000 $275,000 $12,700 5.69%
Cedar City, UT (FHA|USDA|VA) 2 $1,100,000 $550,000 $13,172 5.63%
ANN ARBOR, MI (FHA|USDA|VA) 3 $1,095,000 $365,000 $17,356 5.95%
Corsicana, TX (FHA|USDA|VA) 4 $1,080,000 $270,000 $12,274 7.97%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,070,000 $267,500 $12,800 6.53%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $1,055,000 $351,667 $15,687 6.33%
RACINE, WI (FHA|USDA|VA) 5 $1,055,000 $211,000 $7,220 6.99%
Athens, TN (FHA|USDA|VA) 4 $1,050,000 $262,500 $13,578 6.41%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $1,015,000 $203,000 $11,203 7.05%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,090 6.08%
BOULDER, CO (FHA|USDA|VA) 2 $990,000 $495,000 $10,385 7.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $990,000 $247,500 $7,333 6.21%
GUAYAMA, PR (FHA|USDA|VA) 11 $965,000 $87,727 $7,327 6.33%
Aberdeen, WA (FHA|USDA|VA) 3 $965,000 $321,667 $11,917 5.94%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $945,000 $189,000 $10,369 6.58%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $935,000 $187,000 $9,404 5.62%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $930,000 $232,500 $9,507 6.25%
Lebanon, NH-VT (FHA|USDA|VA) 4 $920,000 $230,000 $5,362 6.18%
EL CENTRO, CA (FHA|USDA|VA) 4 $920,000 $230,000 $10,969 6.25%
THE VILLAGES, FL (FHA|USDA|VA) 3 $885,000 $295,000 $14,417 6.40%
REDDING, CA (FHA|USDA|VA) 3 $865,000 $288,333 $7,260 5.66%
BISMARCK, ND (FHA|USDA|VA) 3 $855,000 $285,000 $12,612 6.29%
CASPER, WY (FHA|USDA|VA) 2 $850,000 $425,000 $10,680 5.81%
LONGVIEW, WA (FHA|USDA|VA) 2 $830,000 $415,000 $9,749 6.13%
Oak Harbor, WA (FHA|USDA|VA) 2 $830,000 $415,000 $5,970 5.74%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $825,000 $275,000 $13,662 6.00%
FORT WAYNE, IN (FHA|USDA|VA) 2 $820,000 $410,000 $8,643 5.81%
Santa Isabel, PR (FHA|USDA|VA) 6 $810,000 $135,000 $9,794 6.71%
Mineral Wells, TX (FHA|USDA|VA) 4 $790,000 $197,500 $7,601 6.06%
GOLDSBORO, NC (FHA|USDA|VA) 4 $770,000 $192,500 $9,182 5.66%
Show Low, AZ (FHA|USDA|VA) 4 $760,000 $190,000 $6,983 6.56%
St. Marys, GA (FHA|USDA|VA) 3 $755,000 $251,667 $13,490 6.00%
SUMTER, SC (FHA|USDA|VA) 3 $755,000 $251,667 $6,047 6.21%
TYLER, TX (FHA|USDA|VA) 2 $750,000 $375,000 $9,507 6.13%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $745,000 $248,333 $12,654 5.67%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $740,000 $185,000 $15,998 5.84%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $730,000 $365,000 $14,939 5.81%
JACKSON, MI (FHA|USDA|VA) 4 $730,000 $182,500 $6,132 7.56%
Athens, TX (FHA|USDA|VA) 1 $715,000 $715,000 $20,254 7.13%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $715,000 $715,000 $19,332 5.50%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $710,000 $355,000 $15,157 4.62%
Mountain Home, ID (FHA|USDA|VA) 2 $710,000 $355,000 $12,616 5.31%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $705,000 $705,000 $31,144 6.25%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $700,000 $350,000 $14,398 6.63%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $685,000 $228,333 $3,454 6.42%
KINGSTON, NY (FHA|USDA|VA) 2 $670,000 $335,000 $16,426 6.50%
Danville, VA (FHA|USDA|VA) 3 $665,000 $221,667 $6,942 5.88%
BURLINGTON, NC (FHA|USDA|VA) 3 $655,000 $218,333 $10,649 6.42%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $655,000 $218,333 $5,148 6.40%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $645,000 $215,000 $4,963 5.86%
MISSOULA, MT (FHA|USDA|VA) 1 $645,000 $645,000 $40,107 7.38%
Pottsville, PA (FHA|USDA|VA) 2 $640,000 $320,000 $10,362 6.75%
Arecibo, PR (FHA|USDA|VA) 6 $640,000 $106,667 $7,920 6.94%
LAS CRUCES, NM (FHA|USDA|VA) 2 $640,000 $320,000 $9,878 5.90%
Statesboro, GA (FHA|USDA|VA) 2 $610,000 $305,000 $11,232 5.69%
FARMINGTON, NM (FHA|USDA|VA) 2 $610,000 $305,000 $14,490 6.42%
Durango, CO (FHA|USDA|VA) 2 $610,000 $305,000 $15,709 5.94%
Gaffney, SC (FHA|USDA|VA) 3 $605,000 $201,667 $10,311 6.25%
Shelby, NC (FHA|USDA|VA) 3 $605,000 $201,667 $10,564 6.42%
MADISON, WI (FHA|USDA|VA) 2 $600,000 $300,000 $19,709 6.13%
Safford, AZ (FHA|USDA|VA) 2 $600,000 $300,000 $16,625 6.63%
ALBANY, GA (FHA|USDA|VA) 4 $600,000 $150,000 $10,269 6.91%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $600,000 $300,000 $13,243 6.37%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $600,000 $300,000 $6,807 6.00%
MORGANTOWN, WV (FHA|USDA|VA) 3 $595,000 $198,333 $8,348 6.17%
Red Bluff, CA (FHA|USDA|VA) 2 $590,000 $295,000 $13,783 6.50%
IOWA CITY, IA (FHA|USDA|VA) 2 $590,000 $295,000 $15,324 6.53%
Roanoke Rapids, NC (FHA|USDA|VA) 3 $585,000 $195,000 $7,160 6.70%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $575,000 $191,667 $6,960 5.71%
Ottawa, IL (FHA|USDA|VA) 1 $575,000 $575,000 $7,944 5.87%
Heber, UT (FHA|USDA|VA) 1 $575,000 $575,000 $28,687 6.00%
LIMA, OH (FHA|USDA|VA) 2 $570,000 $285,000 $19,407 5.19%
Marion, OH (FHA|USDA|VA) 1 $565,000 $565,000 $11,191 7.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $565,000 $188,333 $2,111 5.94%
Granbury, TX (FHA|USDA|VA) 4 $560,000 $140,000 $9,553 4.88%
WACO, TX (FHA|USDA|VA) 2 $560,000 $280,000 $11,954 6.43%
Moses Lake, WA (FHA|USDA|VA) 1 $555,000 $555,000 $30,033 6.38%
RAPID CITY, SD (FHA|USDA|VA) 1 $555,000 $555,000 $2,466 5.87%
JOPLIN, MO (FHA|USDA|VA) 3 $555,000 $185,000 $10,013 6.33%
LEBANON, PA (FHA|USDA|VA) 2 $550,000 $275,000 $20,626 5.06%
Cookeville, TN (FHA|USDA|VA) 2 $550,000 $275,000 $19,180 6.25%
OWENSBORO, KY (FHA|USDA|VA) 2 $540,000 $270,000 $11,074 7.75%
LYNCHBURG, VA (FHA|USDA|VA) 2 $540,000 $270,000 $11,114 6.88%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $540,000 $270,000 $16,405 6.13%
Shawnee, OK (FHA|USDA|VA) 2 $530,000 $265,000 $6,458 5.69%
Rolla, MO (FHA|USDA|VA) 2 $510,000 $255,000 $3,144 5.54%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $510,000 $255,000 $10,463 6.19%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $505,000 $505,000 $28,983 5.50%
Okeechobee, FL (FHA|USDA|VA) 1 $505,000 $505,000 $12,954 5.75%
VALDOSTA, GA (FHA|USDA|VA) 3 $505,000 $168,333 $12,882 3.96%
CHEYENNE, WY (FHA|USDA|VA) 1 $495,000 $495,000 $42,762 5.38%
Lake City, FL (FHA|USDA|VA) 2 $490,000 $245,000 $5,542 5.38%
BRUNSWICK, GA (FHA|USDA|VA) 2 $490,000 $245,000 $9,758 6.42%
MAYAGÜEZ, PR (FHA|USDA|VA) 3 $485,000 $161,667 $11,729 6.38%
LaGrange, GA-AL (FHA|USDA|VA) 1 $485,000 $485,000 $2,541 6.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $480,000 $240,000 $6,679 5.50%
Peru, IN (FHA|USDA|VA) 2 $480,000 $240,000 $8,390 6.38%
CORVALLIS, OR (FHA|USDA|VA) 1 $475,000 $475,000 $6,208 6.86%
Centralia, WA (FHA|USDA|VA) 1 $475,000 $475,000 $19,609 6.25%
Menomonie, WI (FHA|USDA|VA) 1 $475,000 $475,000 $22,455 7.75%
Cullowhee, NC (FHA|USDA|VA) 2 $470,000 $235,000 $3,346 4.50%
Portales, NM (FHA|USDA|VA) 3 $465,000 $155,000 $9,015 6.67%
Klamath Falls, OR (FHA|USDA|VA) 1 $465,000 $465,000 $17,185 6.25%
Williston, ND (FHA|USDA|VA) 3 $465,000 $155,000 $6,799 8.04%
Nogales, AZ (FHA|USDA|VA) 2 $460,000 $230,000 $11,653 6.06%
GAINESVILLE, GA (FHA|USDA|VA) 2 $460,000 $230,000 $15,674 5.50%
Waycross, GA (FHA|USDA|VA) 2 $460,000 $230,000 $7,627 6.06%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $460,000 $230,000 $17,368 6.38%
Roseburg, OR (FHA|USDA|VA) 1 $455,000 $455,000 $24,998 5.88%
ABILENE, TX (FHA|USDA|VA) 2 $450,000 $225,000 $13,099 6.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $450,000 $225,000 $14,117 6.00%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $450,000 $225,000 $5,382 7.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $445,000 $148,333 $7,043 8.00%
Fallon, NV (FHA|USDA|VA) 1 $445,000 $445,000 $14,493 7.50%
Ashtabula, OH (FHA|USDA|VA) 1 $435,000 $435,000 $6,626 5.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $435,000 $435,000 $18,246 6.38%
Kearney, NE (FHA|USDA|VA) 1 $435,000 $435,000 $1,737 6.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $420,000 $210,000 $7,859 6.00%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $415,000 $415,000 $0 8.13%
Spirit Lake, IA (FHA|USDA|VA) 1 $415,000 $415,000 $16,760 6.37%
Altus, OK (FHA|USDA|VA) 3 $405,000 $135,000 $6,634 6.33%
Mountain Home, AR (FHA|USDA|VA) 1 $405,000 $405,000 $8,400 5.99%
JACKSON, MS (FHA|USDA|VA) 2 $400,000 $200,000 $10,072 5.67%
Warsaw, IN (FHA|USDA|VA) 2 $400,000 $200,000 $10,653 5.63%
Sevierville, TN (FHA|USDA|VA) 2 $400,000 $200,000 $12,688 5.75%
Lumberton, NC (FHA|USDA|VA) 2 $390,000 $195,000 $10,406 6.31%
Lebanon, MO (FHA|USDA|VA) 2 $390,000 $195,000 $7,295 7.12%
MANKATO, MN (FHA|USDA|VA) 2 $390,000 $195,000 $2,825 6.97%
Montrose, CO (FHA|USDA|VA) 1 $385,000 $385,000 $14,355 6.37%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $385,000 $128,333 $4,014 7.79%
Fernley, NV (FHA|USDA|VA) 1 $385,000 $385,000 $13,532 6.00%
Sterling, CO (FHA|USDA|VA) 2 $380,000 $190,000 $8,352 6.81%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $380,000 $190,000 $9,025 6.88%
BAY CITY, MI (FHA|USDA|VA) 2 $380,000 $190,000 $9,759 8.75%
Ukiah, CA (FHA|USDA|VA) 1 $375,000 $375,000 $19,631 6.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $375,000 $375,000 $0 6.69%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $375,000 $375,000 $22,939 6.25%
Fort Polk South, LA (FHA|USDA|VA) 2 $370,000 $185,000 $10,450 6.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $370,000 $185,000 $4,095 4.63%
Bennettsville, SC (FHA|USDA|VA) 2 $370,000 $185,000 $6,423 6.69%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $365,000 $365,000 $6,256 6.38%
WENATCHEE, WA (FHA|USDA|VA) 1 $365,000 $365,000 $23,474 5.88%
LANCASTER, PA (FHA|USDA|VA) 2 $360,000 $180,000 $7,874 5.68%
JACKSON, TN (FHA|USDA|VA) 2 $360,000 $180,000 $13,784 5.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $360,000 $180,000 $9,966 8.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $355,000 $355,000 $7,669 5.73%
Brookings, OR (FHA|USDA|VA) 1 $355,000 $355,000 $8,159 6.25%
Van Wert, OH (FHA|USDA|VA) 1 $345,000 $345,000 $14,581 6.00%
Vernal, UT (FHA|USDA|VA) 1 $345,000 $345,000 $10,883 6.50%
Ada, OK (FHA|USDA|VA) 1 $345,000 $345,000 $22,098 6.88%
Harrison, AR (FHA|USDA|VA) 2 $340,000 $170,000 $5,945 6.16%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $335,000 $335,000 $12,379 5.88%
Hillsdale, MI (FHA|USDA|VA) 1 $335,000 $335,000 $19,839 5.88%
Newport, OR (FHA|USDA|VA) 1 $335,000 $335,000 $2,976 5.34%
Cullman, AL (FHA|USDA|VA) 2 $330,000 $165,000 $10,388 6.60%
Sandusky, OH (FHA|USDA|VA) 2 $330,000 $165,000 $11,975 6.19%
JONESBORO, AR (FHA|USDA|VA) 2 $330,000 $165,000 $6,339 6.63%
MUNCIE, IN (FHA|USDA|VA) 2 $330,000 $165,000 $2,763 6.10%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $325,000 $325,000 $13,007 6.00%
FAIRBANKS, AK (FHA|USDA|VA) 1 $325,000 $325,000 $13,624 7.38%
Rochelle, IL (FHA|USDA|VA) 1 $325,000 $325,000 $23,867 5.50%
ROCHESTER, NY (FHA|USDA|VA) 1 $325,000 $325,000 $26,664 5.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $320,000 $160,000 $9,345 5.94%
HATTIESBURG, MS (FHA|USDA|VA) 1 $315,000 $315,000 $20,287 6.00%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $315,000 $315,000 $17,323 5.88%
GREEN BAY, WI (FHA|USDA|VA) 1 $315,000 $315,000 $7,075 6.50%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $315,000 $315,000 $12,190 6.13%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $315,000 $315,000 $7,838 5.83%
WALLA WALLA, WA (FHA|USDA|VA) 1 $305,000 $305,000 $9,009 6.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $305,000 $305,000 $6,557 6.00%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $305,000 $305,000 $16,711 5.38%
Andrews, TX (FHA|USDA|VA) 1 $305,000 $305,000 $2,808 5.75%
West Plains, MO (FHA|USDA|VA) 1 $305,000 $305,000 $13,234 6.25%
Elizabeth City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $10,694 6.50%
Coshocton, OH (FHA|USDA|VA) 3 $305,000 $101,667 $7,811 4.96%
Fergus Falls, MN (FHA|USDA|VA) 1 $295,000 $295,000 $5,575 8.63%
Richmond-Berea, KY (FHA|USDA|VA) 1 $295,000 $295,000 $9,006 7.75%
Kerrville, TX (FHA|USDA|VA) 1 $295,000 $295,000 $17,409 5.88%
MONROE, MI (FHA|USDA|VA) 1 $295,000 $295,000 $8,143 6.58%
KOKOMO, IN (FHA|USDA|VA) 2 $290,000 $145,000 $0 6.88%
Paragould, AR (FHA|USDA|VA) 1 $285,000 $285,000 $8,341 7.75%
Beaver Dam, WI (FHA|USDA|VA) 1 $285,000 $285,000 $9,801 7.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $280,000 $140,000 $12,513 6.69%
DALTON, GA (FHA|USDA|VA) 1 $275,000 $275,000 $9,364 6.71%
ELMIRA, NY (FHA|USDA|VA) 1 $275,000 $275,000 $11,031 8.13%
LAWRENCE, KS (FHA|USDA|VA) 1 $275,000 $275,000 $2,842 6.00%
Wooster, OH (FHA|USDA|VA) 1 $275,000 $275,000 $16,470 6.13%
WILMINGTON, NC (FHA|USDA|VA) 1 $275,000 $275,000 $12,428 6.50%
Opelousas, LA (FHA|USDA|VA) 1 $275,000 $275,000 $12,969 6.25%
Crossville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $4,716 5.25%
MONTGOMERY, AL (FHA|USDA|VA) 2 $270,000 $135,000 $6,124 8.88%
Mount Pleasant, TX (FHA|USDA|VA) 1 $265,000 $265,000 $6,887 5.25%
ENID, OK (FHA|USDA|VA) 1 $265,000 $265,000 $3,146 5.94%
LAWTON, OK (FHA|USDA|VA) 1 $265,000 $265,000 $11,402 6.88%
Marion, IN (FHA|USDA|VA) 2 $260,000 $130,000 $4,277 6.38%
Central City, KY (FHA|USDA|VA) 1 $255,000 $255,000 $15,178 5.88%
DeRidder, LA (FHA|USDA|VA) 1 $255,000 $255,000 $3,355 2.25%
Kinston, NC (FHA|USDA|VA) 1 $255,000 $255,000 $5,394 5.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $255,000 $255,000 $11,411 5.50%
BEND, OR (FHA|USDA|VA) 1 $255,000 $255,000 $15,029 5.36%
ODESSA, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,098 7.37%
Warrensburg, MO (FHA|USDA|VA) 1 $245,000 $245,000 $3,698 6.25%
Prineville, OR (FHA|USDA|VA) 1 $245,000 $245,000 $18,405 6.00%
Clewiston, FL (FHA|USDA|VA) 1 $245,000 $245,000 $15,712 5.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $245,000 $245,000 $16,514 6.88%
Ontario, OR-ID (FHA|USDA|VA) 1 $245,000 $245,000 $12,364 7.38%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $240,000 $120,000 $7,582 7.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $235,000 $235,000 $12,085 6.88%
Fort Morgan, CO (FHA|USDA|VA) 1 $235,000 $235,000 $18,154 5.50%
Greenwood, SC (FHA|USDA|VA) 1 $235,000 $235,000 $7,317 4.75%
Sedalia, MO (FHA|USDA|VA) 1 $235,000 $235,000 $11,157 7.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,289 2.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $235,000 $235,000 $3,377 6.00%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $230,000 $115,000 $9,290 2.88%
Platteville, WI (FHA|USDA|VA) 1 $225,000 $225,000 $6,327 7.63%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $225,000 $225,000 $14,680 5.25%
Thomasville, GA (FHA|USDA|VA) 1 $225,000 $225,000 $2,799 5.75%
AMARILLO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,141 5.25%
Tahlequah, OK (FHA|USDA|VA) 1 $225,000 $225,000 $7,611 5.50%
Batavia, NY (FHA|USDA|VA) 1 $225,000 $225,000 $4,311 6.88%
HAMMOND, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,107 5.38%
Mount Sterling, KY (FHA|USDA|VA) 4 $220,000 $55,000 $3,462 4.81%
BINGHAMTON, NY (FHA|USDA|VA) 1 $215,000 $215,000 $13,665 6.88%
La Grande, OR (FHA|USDA|VA) 1 $215,000 $215,000 $15,098 6.38%
APPLETON, WI (FHA|USDA|VA) 1 $215,000 $215,000 $11,899 4.75%
TWIN FALLS, ID (FHA|USDA|VA) 1 $215,000 $215,000 $15,016 5.75%
Atmore, AL (FHA|USDA|VA) 1 $215,000 $215,000 $5,664 5.75%
MUSKEGON, MI (FHA|USDA|VA) 1 $205,000 $205,000 $5,172 5.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $205,000 $205,000 $18,185 6.13%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $205,000 $205,000 $8,035 6.00%
Alice, TX (FHA|USDA|VA) 1 $205,000 $205,000 $9,377 6.50%
Minden, LA (FHA|USDA|VA) 1 $205,000 $205,000 $13,938 6.00%
Farmington, MO (FHA|USDA|VA) 1 $195,000 $195,000 $11,346 6.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $195,000 $195,000 $9,339 6.88%
LINCOLN, NE (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.13%
Palatka, FL (FHA|USDA|VA) 1 $195,000 $195,000 $7,607 6.62%
Red Wing, MN (FHA|USDA|VA) 1 $195,000 $195,000 $6,142 7.00%
Ozark, AL (FHA|USDA|VA) 1 $195,000 $195,000 $3,492 7.75%
Americus, GA (FHA|USDA|VA) 1 $195,000 $195,000 $7,513 6.25%
Bardstown, KY (FHA|USDA|VA) 2 $190,000 $95,000 $4,197 5.13%
YAKIMA, WA (FHA|USDA|VA) 1 $185,000 $185,000 $12,038 6.25%
Somerset, KY (FHA|USDA|VA) 1 $185,000 $185,000 $10,278 6.25%
Hobbs, NM (FHA|USDA|VA) 1 $185,000 $185,000 $12,554 5.25%
Rockingham, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,458 8.44%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $185,000 $185,000 $9,752 6.88%
Dublin, GA (FHA|USDA|VA) 1 $185,000 $185,000 $12,598 6.50%
Lewisburg, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,807 7.13%
McMinnville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $5,418 6.12%
Centralia, IL (FHA|USDA|VA) 1 $185,000 $185,000 $8,500 6.60%
Sunbury, PA (FHA|USDA|VA) 2 $180,000 $90,000 $5,399 9.00%
Mount Vernon, OH (FHA|USDA|VA) 2 $180,000 $90,000 $9,022 3.38%
Clarksburg, WV (FHA|USDA|VA) 1 $175,000 $175,000 $9,403 7.50%
Sturgis, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,170 6.50%
Ashland, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,728 6.19%
BILLINGS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $3,142 8.00%
UTICA-ROME, NY (FHA|USDA|VA) 1 $165,000 $165,000 $9,956 5.88%
Henderson, NC (FHA|USDA|VA) 1 $165,000 $165,000 $12,429 5.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $9,989 7.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $155,000 $155,000 $7,608 7.50%
Marietta, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,615 6.12%
MANHATTAN, KS (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.13%
Durant, OK (FHA|USDA|VA) 1 $155,000 $155,000 $12,397 6.25%
Mount Airy, NC (FHA|USDA|VA) 1 $145,000 $145,000 $7,125 5.57%
Plymouth, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,538 6.33%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $145,000 $145,000 $5,608 5.98%
GLENS FALLS, NY (FHA|USDA|VA) 1 $135,000 $135,000 $8,501 7.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,673 6.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $125,000 $125,000 $8,633 6.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $125,000 $125,000 $8,376 5.88%
Helena, MT (FHA|USDA|VA) 1 $125,000 $125,000 $3,229 5.87%
PEORIA, IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,274 7.75%
Muscatine, IA (FHA|USDA|VA) 1 $115,000 $115,000 $3,363 7.45%
Baraboo, WI (FHA|USDA|VA) 1 $115,000 $115,000 $7,888 7.00%
Winfield, KS (FHA|USDA|VA) 1 $115,000 $115,000 $7,427 7.00%
Cambridge, OH (FHA|USDA|VA) 1 $105,000 $105,000 $9,598 6.75%
Crescent City, CA (FHA|USDA|VA) 1 $105,000 $105,000 $3,028 8.62%
Findlay, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.62%
Duncan, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,666 5.87%
Woodward, OK (FHA|USDA|VA) 1 $95,000 $95,000 $5,408 6.25%
Coco, PR (FHA|USDA|VA) 1 $85,000 $85,000 $4,642 7.00%
Summerville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,908 6.88%
Taos, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.40%
BECKLEY, WV (FHA|USDA|VA) 1 $75,000 $75,000 $6,544 7.75%
Frankfort, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.50%
Newport, TN (FHA|USDA|VA) 1 $75,000 $75,000 $3,398 6.12%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $65,000 $65,000 $3,384 6.62%
Marion, NC (FHA|USDA|VA) 1 $65,000 $65,000 $5,205 6.38%
Sun West Mortgage Company's top markets include Riverside, Los Angeles, Phoenix, Dallas, and New York among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 3,263 $1,060,395,000 $324,975 $15,796 6.23%
    Conventional 1,640 $455,590,000 $277,799 $7,221 6.12%
    VA 1,501 $592,735,000 $394,893 $9,577 5.88%
    USDA 81 $14,175,000 $175,000 $8,261 6.43%
    FHA 66 $17,110,000 $259,242 $0 6.96%
    FHA 3 $575,000 $191,667 $0 7.81%
    HELOC 2 $780,000 $390,000 n/a 10.88%

    For 2024, Sun West Mortgage Company's most frequently originated type of loan was FHA, with 3,263 originations. Their 2nd most popular type was Conventional, with 1,640 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,491 $1,074,925,000 $307,913 $11,843 6.21%
    Cash Out Refi 1,955 $645,235,000 $330,043 $16,084 6.17%
    Refi 1,108 $420,420,000 $379,440 $7,381 5.80%
    Other 2 $780,000 $390,000 $0 10.88%

    For 2024, Sun West Mortgage Company's most frequently cited loan purpose was Home Purchase, with 3,491 originations. The 2nd most popular reason was Cash Out Refi, with 1,955 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,870 $2,004,660,000 $341,509 $12,612 6.21%
    Other 327 $91,255,000 $279,067 $14,756 5.51%
    10 Year 127 $5,215,000 $41,063 $531 8.04%
    20 Year 78 $21,390,000 $274,231 $8,381 6.44%
    15 Year 75 $17,755,000 $236,733 $6,367 6.09%
    3 Year 69 $565,000 $8,188 $4,217 0.00%
    5 Year 9 $125,000 $13,889 $4,598 0.00%
    30+ year 1 $395,000 $395,000 $17,675 8.00%

    For 2024, Sun West Mortgage Company's most frequently cited loan duration was 30 Year, with 5,870 originations. The 2nd most popular length was Other, with 327 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 2,923 $1,142,335,000 $390,809
    $1k-2k 797 $248,725,000 $312,077
    $4k-5k 532 $153,110,000 $287,801
    $2k-3k 504 $140,600,000 $278,968
    $3k-4k 489 $132,125,000 $270,194
    $<1k 411 $108,175,000 $263,200

    Sun West Mortgage Company's average total fees were $12,612, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,923 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,633 $897,215,000 $340,758
    5-6% 2,343 $826,665,000 $352,823
    7-8% 865 $276,875,000 $320,087
    <2.5% 249 $12,415,000 $49,859
    4-5% 221 $88,425,000 $400,113
    Over 8% 211 $31,235,000 $148,033
    3-4% 18 $3,230,000 $179,444
    2.5-3% 16 $5,300,000 $331,250

    During 2024, Sun West Mortgage Company's average interest rate for loans was 6.21%, while their most frequently originated rate bucket for loans was 6-7%, with 2,633 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,170 $933,900,000 $294,606 $11,919 6.25%
    $400k-600k 1,380 $661,070,000 $479,036 $15,445 6.17%
    $100k-200k 951 $151,205,000 $158,996 $7,908 6.45%
    $100,000 or less 537 $19,755,000 $36,788 $3,298 4.65%
    $600k-1MM 497 $348,725,000 $701,660 $20,666 6.30%
    $1MM+ 21 $26,705,000 $1,271,667 $37,038 6.48%

    2024 saw Sun West Mortgage Company place emphasis on $200k-400k loans with 3,170 originations, totaling $933,900,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,545 $553,345,000 $358,152 $14,687 6.22%
    $75k-100k 1,311 $362,235,000 $276,304 $12,564 6.03%
    $50k-75k 1,128 $242,490,000 $214,973 $10,946 5.99%
    $150k-250k 929 $445,005,000 $479,015 $16,921 6.40%
    $50k or less 497 $68,365,000 $137,555 $8,334 6.30%
    $250k+ 227 $124,805,000 $549,802 $15,278 6.66%

    Sun West Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 1,545 originations. The second most popular income band? $75k-100k, with 1,311 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,256 $456,960,000 $363,822 $17,017 6.18%
    30-36% 671 $178,205,000 $265,581 $10,892 5.99%
    20-30% 439 $106,735,000 $243,132 $9,422 6.01%
    49% 365 $125,415,000 $343,603 $12,884 6.50%
    46% 285 $91,295,000 $320,333 $13,737 6.22%
    48% 262 $92,510,000 $353,092 $13,866 6.36%
    44% 248 $82,620,000 $333,145 $12,832 6.39%
    47% 245 $91,685,000 $374,224 $14,669 6.34%
    45% 243 $80,635,000 $331,831 $12,520 6.49%
    43% 236 $77,880,000 $330,000 $12,828 6.28%
    40% 210 $62,890,000 $299,476 $11,596 6.23%
    41% 191 $58,825,000 $307,984 $13,084 6.11%
    42% 185 $54,985,000 $297,216 $12,648 6.03%
    39% 179 $59,405,000 $331,872 $12,361 6.18%
    38% 170 $53,820,000 $316,588 $11,720 6.18%
    37% 162 $41,730,000 $257,593 $11,611 5.92%
    36% 160 $42,950,000 $268,438 $11,157 5.89%
    <20% 106 $25,970,000 $245,000 $6,591 6.15%
    >60% 26 $12,510,000 $481,154 $19,050 6.15%

    Sun West Mortgage Company lent most frequently to those with DTI ratios of 50-60%, with 1,256 originations. The next most common DTI ratio? 30-36%, with 671 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,868 $909,280,000 $317,043 $12,719 6.17%
    Not provided 2,546 $834,940,000 $327,942 $11,475 6.04%
    Black 832 $265,930,000 $319,627 $13,309 6.26%
    Asian 240 $104,160,000 $434,000 $12,573 6.25%
    American Indian 43 $14,985,000 $348,488 $13,459 6.30%
    Native Hawaiian or Islander 23 $10,685,000 $464,565 $18,333 5.87%
    Asian Indian 2 $540,000 $270,000 $3,035 3.00%
    Native Hawaiian 1 $435,000 $435,000 $4,947 5.38%
    Not applicable 1 $405,000 $405,000 $0 8.88%

    Approval Rates

    Total approvals of all applications
    85.58%

    Sun West Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    43.67%

    Sun West Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,556 $2,141,360,000 $326,626

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,556 $2,141,360,000 $326,626

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 157 $31,285,000 $199,268 $7,205 6.33%
    40-60% 417 $113,395,000 $271,930 $10,954 6.38%
    60-80% 1,595 $517,305,000 $324,329 $12,908 6.25%
    80-100% 3,942 $1,429,790,000 $362,707 $12,949 6.28%
    Over 100% 96 $41,690,000 $434,271 $15,516 6.32%
    Under 20% 349 $7,895,000 $22,622 $1,099 3.56%