Newrez Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300FNXYY540N23N64
Tax ID: 37-1542226
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Newrez is a large mortgage company specializing in Refi and Cash Out Refi loans. Newrez has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include New York, Los Angeles, Philadelphia, Boston, and Washington among others. Newrez has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Newrez is typically an average fee lendor.Originations
136,954Origination Dollar Volume (All Markets)
$34,046,510,000Awards
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NEWREZ - 2021
NEWREZ is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Newrez 's average 30 year fixed rate mortgage of loans were
3.05%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.1%.
Relative Fees
Newrez 's average total fees for a 30 year fixed rate
mortgage are $5,113.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 10,165 | $3,565,295,000 | $350,742 | $6,916 | 2.92% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4,512 | $1,913,420,000 | $424,074 | $5,542 | 2.93% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5,208 | $1,263,130,000 | $242,536 | $5,179 | 2.86% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3,558 | $1,149,470,000 | $323,066 | $4,790 | 2.89% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3,611 | $1,101,085,000 | $304,925 | $4,665 | 2.85% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4,493 | $997,495,000 | $222,011 | $3,774 | 2.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4,095 | $896,255,000 | $218,866 | $4,239 | 2.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2,470 | $837,770,000 | $339,178 | $4,375 | 2.87% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2,731 | $817,085,000 | $299,189 | $4,886 | 2.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2,813 | $758,435,000 | $269,618 | $5,600 | 2.97% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1,779 | $719,515,000 | $404,449 | $4,822 | 2.87% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,591 | $673,135,000 | $423,089 | $4,674 | 2.86% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2,906 | $654,790,000 | $225,323 | $4,096 | 2.96% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,581 | $591,845,000 | $229,308 | $4,637 | 2.90% |
| Outside of Metro Areas | 3,462 | $586,080,000 | $169,289 | $3,629 | 3.01% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,735 | $491,935,000 | $283,536 | $4,094 | 2.88% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,897 | $488,155,000 | $257,330 | $4,176 | 2.87% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,969 | $457,705,000 | $232,456 | $4,881 | 2.97% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,212 | $447,010,000 | $202,084 | $4,376 | 2.90% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2,019 | $446,775,000 | $221,285 | $3,757 | 2.86% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,386 | $425,820,000 | $307,229 | $4,167 | 2.89% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,352 | $406,410,000 | $300,599 | $4,541 | 2.87% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1,814 | $404,260,000 | $222,856 | $4,117 | 2.90% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1,302 | $306,290,000 | $235,246 | $2,266 | 2.90% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 634 | $293,830,000 | $463,454 | $4,342 | 2.85% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1,138 | $292,800,000 | $257,293 | $4,733 | 2.88% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1,270 | $286,320,000 | $225,449 | $4,757 | 2.95% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1,541 | $254,575,000 | $165,201 | $3,622 | 2.87% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1,336 | $230,640,000 | $172,635 | $3,292 | 2.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 975 | $217,525,000 | $223,103 | $3,865 | 2.92% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 805 | $212,055,000 | $263,422 | $3,633 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 850 | $202,350,000 | $238,059 | $4,345 | 2.94% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 941 | $200,585,000 | $213,162 | $4,608 | 2.86% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 636 | $197,860,000 | $311,101 | $5,756 | 2.95% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 865 | $192,485,000 | $222,526 | $4,797 | 2.94% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 788 | $192,320,000 | $244,061 | $4,777 | 2.91% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 849 | $187,095,000 | $220,371 | $3,919 | 2.87% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1,041 | $184,235,000 | $176,979 | $3,485 | 2.96% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 438 | $182,090,000 | $415,731 | $5,056 | 2.90% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 622 | $173,360,000 | $278,714 | $6,131 | 2.99% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 552 | $156,620,000 | $283,732 | $4,628 | 2.92% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 775 | $155,235,000 | $200,303 | $4,330 | 2.89% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 661 | $150,435,000 | $227,587 | $4,074 | 2.90% |
| PITTSBURGH, PA (FHA|USDA|VA) | 824 | $141,340,000 | $171,529 | $4,566 | 2.82% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 677 | $141,075,000 | $208,383 | $5,329 | 2.94% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 582 | $140,970,000 | $242,216 | $3,934 | 2.84% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 634 | $140,930,000 | $222,287 | $4,758 | 2.89% |
| RICHMOND, VA (FHA|USDA|VA) | 629 | $140,225,000 | $222,933 | $3,729 | 2.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 400 | $128,000,000 | $320,000 | $5,049 | 2.91% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 744 | $126,550,000 | $170,094 | $3,372 | 2.92% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 514 | $122,020,000 | $237,393 | $4,787 | 2.95% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 505 | $119,825,000 | $237,277 | $5,027 | 3.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 344 | $116,050,000 | $337,355 | $5,532 | 3.03% |
| STOCKTON, CA (FHA|USDA|VA) | 396 | $115,790,000 | $292,399 | $4,232 | 2.91% |
| COLUMBUS, OH (FHA|USDA|VA) | 627 | $108,345,000 | $172,799 | $3,888 | 2.95% |
| VALLEJO, CA (FHA|USDA|VA) | 323 | $106,705,000 | $330,356 | $4,486 | 2.89% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 385 | $100,555,000 | $261,182 | $4,038 | 2.90% |
| FRESNO, CA (FHA|USDA|VA) | 435 | $99,855,000 | $229,552 | $3,809 | 2.89% |
| TUCSON, AZ (FHA|USDA|VA) | 553 | $98,145,000 | $177,477 | $3,786 | 2.89% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 613 | $97,335,000 | $158,785 | $3,751 | 2.94% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 413 | $95,545,000 | $231,344 | $5,043 | 2.96% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 443 | $94,535,000 | $213,397 | $5,064 | 2.97% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 376 | $94,080,000 | $250,213 | $3,907 | 2.85% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 602 | $92,900,000 | $154,319 | $3,733 | 2.95% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 256 | $92,840,000 | $362,656 | $4,531 | 2.87% |
| MADISON, WI (FHA|USDA|VA) | 386 | $92,600,000 | $239,896 | $2,661 | 2.91% |
| PROVO-OREM, UT (FHA|USDA|VA) | 295 | $90,545,000 | $306,932 | $5,190 | 2.91% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 322 | $86,500,000 | $268,634 | $4,446 | 2.90% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 382 | $85,820,000 | $224,660 | $3,903 | 2.87% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 382 | $85,240,000 | $223,141 | $4,137 | 2.84% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 432 | $79,590,000 | $184,236 | $4,685 | 2.94% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 199 | $78,265,000 | $393,291 | $5,686 | 2.92% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 409 | $77,215,000 | $188,790 | $4,878 | 3.03% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 401 | $76,785,000 | $191,484 | $3,369 | 2.86% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 363 | $75,685,000 | $208,499 | $3,893 | 2.89% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 373 | $75,525,000 | $202,480 | $4,999 | 2.94% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 401 | $74,645,000 | $186,147 | $4,138 | 2.95% |
| MODESTO, CA (FHA|USDA|VA) | 309 | $74,115,000 | $239,854 | $4,215 | 2.90% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 370 | $73,240,000 | $197,946 | $4,915 | 2.77% |
| KNOXVILLE, TN (FHA|USDA|VA) | 371 | $71,275,000 | $192,116 | $3,961 | 2.98% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 382 | $70,770,000 | $185,262 | $4,538 | 2.93% |
| BOISE CITY, ID (FHA|USDA|VA) | 291 | $68,465,000 | $235,275 | $4,330 | 2.89% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 367 | $68,125,000 | $185,627 | $3,952 | 2.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 311 | $67,455,000 | $216,897 | $3,974 | 2.97% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 167 | $62,785,000 | $375,958 | $4,616 | 2.89% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 300 | $62,320,000 | $207,733 | $4,849 | 2.71% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 272 | $57,740,000 | $212,279 | $3,559 | 2.95% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 302 | $57,680,000 | $190,993 | $4,069 | 2.86% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 347 | $57,115,000 | $164,597 | $3,612 | 2.93% |
| GREELEY, CO (FHA|USDA|VA) | 211 | $54,795,000 | $259,692 | $4,616 | 2.87% |
| COLUMBIA, SC (FHA|USDA|VA) | 302 | $53,520,000 | $177,219 | $3,567 | 2.89% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 248 | $53,080,000 | $214,032 | $3,817 | 2.84% |
| SALEM, OR (FHA|USDA|VA) | 220 | $52,890,000 | $240,409 | $4,528 | 2.89% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 196 | $51,960,000 | $265,102 | $4,111 | 2.89% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 301 | $51,515,000 | $171,146 | $3,716 | 2.91% |
| DOVER, DE (FHA|USDA|VA) | 245 | $51,445,000 | $209,980 | $4,358 | 2.90% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 309 | $51,335,000 | $166,133 | $3,781 | 2.98% |
| RENO, NV (FHA|USDA|VA) | 217 | $51,335,000 | $236,567 | $3,826 | 2.90% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 319 | $49,705,000 | $155,815 | $3,335 | 2.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 187 | $48,795,000 | $260,936 | $4,017 | 2.84% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 209 | $48,105,000 | $230,167 | $4,338 | 2.89% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 311 | $47,185,000 | $151,720 | $3,486 | 2.94% |
| REDDING, CA (FHA|USDA|VA) | 187 | $46,315,000 | $247,674 | $4,809 | 2.97% |
| SALINAS, CA (FHA|USDA|VA) | 132 | $46,040,000 | $348,788 | $4,350 | 2.89% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 236 | $42,970,000 | $182,076 | $4,597 | 2.90% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 188 | $42,840,000 | $227,872 | $4,396 | 2.89% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 219 | $40,975,000 | $187,100 | $3,894 | 2.98% |
| BOULDER, CO (FHA|USDA|VA) | 123 | $40,735,000 | $331,179 | $4,288 | 2.85% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 143 | $40,255,000 | $281,503 | $3,901 | 2.87% |
| WILMINGTON, NC (FHA|USDA|VA) | 180 | $39,870,000 | $221,500 | $4,042 | 2.89% |
| Torrington, CT (FHA|USDA|VA) | 171 | $38,625,000 | $225,877 | $4,993 | 2.92% |
| BATON ROUGE, LA (FHA|USDA|VA) | 221 | $37,995,000 | $171,923 | $4,094 | 2.90% |
| AKRON, OH (FHA|USDA|VA) | 255 | $37,885,000 | $148,569 | $3,783 | 2.90% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 233 | $36,885,000 | $158,305 | $4,384 | 2.85% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 162 | $36,590,000 | $225,864 | $4,380 | 2.87% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 221 | $36,385,000 | $164,638 | $3,758 | 2.85% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 196 | $35,670,000 | $181,990 | $5,235 | 2.93% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 166 | $35,410,000 | $213,313 | $4,061 | 2.91% |
| READING, PA (FHA|USDA|VA) | 202 | $35,280,000 | $174,653 | $4,646 | 2.91% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 80 | $35,170,000 | $439,625 | $5,096 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 117 | $34,815,000 | $297,564 | $5,054 | 2.84% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 175 | $32,955,000 | $188,314 | $3,736 | 2.97% |
| Concord, NH (FHA|USDA|VA) | 133 | $32,865,000 | $247,105 | $4,043 | 2.92% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 127 | $32,495,000 | $255,866 | $4,779 | 2.97% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 193 | $32,395,000 | $167,850 | $3,655 | 2.92% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 214 | $31,800,000 | $148,598 | $4,778 | 2.97% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 134 | $31,570,000 | $235,597 | $3,725 | 2.94% |
| VISALIA, CA (FHA|USDA|VA) | 157 | $31,465,000 | $200,414 | $3,721 | 2.94% |
| LANCASTER, PA (FHA|USDA|VA) | 171 | $31,215,000 | $182,544 | $4,624 | 2.85% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 65 | $30,795,000 | $473,769 | $5,818 | 2.60% |
| CHICO, CA (FHA|USDA|VA) | 127 | $30,205,000 | $237,835 | $3,748 | 2.92% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 144 | $30,010,000 | $208,403 | $4,662 | 3.07% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 151 | $29,235,000 | $193,609 | $4,118 | 2.89% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 160 | $28,690,000 | $179,313 | $3,560 | 2.79% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 194 | $28,660,000 | $147,732 | $3,922 | 2.99% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 155 | $28,205,000 | $181,968 | $3,791 | 2.95% |
| ASHEVILLE, NC (FHA|USDA|VA) | 129 | $27,815,000 | $215,620 | $3,889 | 2.90% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 108 | $27,770,000 | $257,130 | $3,898 | 2.86% |
| NAPA, CA (FHA|USDA|VA) | 74 | $27,470,000 | $371,216 | $3,994 | 2.91% |
| ST. CLOUD, MN (FHA|USDA|VA) | 138 | $26,930,000 | $195,145 | $3,823 | 2.86% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 168 | $26,850,000 | $159,821 | $3,641 | 2.85% |
| ANN ARBOR, MI (FHA|USDA|VA) | 144 | $26,760,000 | $185,833 | $3,686 | 2.81% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 160 | $26,600,000 | $166,250 | $3,593 | 2.83% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 179 | $26,545,000 | $148,296 | $3,144 | 2.92% |
| TULSA, OK (FHA|USDA|VA) | 174 | $26,280,000 | $151,034 | $4,407 | 2.90% |
| ST. GEORGE, UT (FHA|USDA|VA) | 86 | $25,850,000 | $300,581 | $5,118 | 2.92% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 149 | $25,555,000 | $171,510 | $3,300 | 2.94% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 127 | $25,435,000 | $200,276 | $4,299 | 2.87% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 195 | $25,325,000 | $129,872 | $3,512 | 2.91% |
| BELLINGHAM, WA (FHA|USDA|VA) | 81 | $25,325,000 | $312,654 | $4,309 | 2.87% |
| GAINESVILLE, GA (FHA|USDA|VA) | 117 | $25,045,000 | $214,060 | $4,131 | 2.95% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 133 | $24,785,000 | $186,353 | $3,243 | 3.08% |
| BEND, OR (FHA|USDA|VA) | 95 | $24,585,000 | $258,789 | $4,548 | 2.87% |
| SAVANNAH, GA (FHA|USDA|VA) | 141 | $24,545,000 | $174,078 | $4,002 | 2.90% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 152 | $24,480,000 | $161,053 | $3,689 | 2.94% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 109 | $24,305,000 | $222,982 | $3,867 | 2.82% |
| OCALA, FL (FHA|USDA|VA) | 146 | $24,200,000 | $165,753 | $3,984 | 2.94% |
| MEDFORD, OR (FHA|USDA|VA) | 117 | $23,915,000 | $204,402 | $4,387 | 2.84% |
| YUBA CITY, CA (FHA|USDA|VA) | 100 | $23,850,000 | $238,500 | $4,109 | 2.95% |
| RACINE, WI (FHA|USDA|VA) | 115 | $23,725,000 | $206,304 | $2,462 | 2.89% |
| MONROE, LA (FHA|USDA|VA) | 112 | $23,570,000 | $210,446 | $4,131 | 2.92% |
| FLINT, MI (FHA|USDA|VA) | 164 | $23,380,000 | $142,561 | $3,473 | 2.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 138 | $22,770,000 | $165,000 | $4,447 | 2.83% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 130 | $22,410,000 | $172,385 | $3,500 | 2.91% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 128 | $21,840,000 | $170,625 | $3,755 | 2.82% |
| SPARTANBURG, SC (FHA|USDA|VA) | 130 | $21,660,000 | $166,615 | $3,466 | 2.89% |
| Outside of Metro Areas | 85 | $21,575,000 | $253,824 | $4,440 | 2.96% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 111 | $21,315,000 | $192,027 | $3,574 | 2.90% |
| MERCED, CA (FHA|USDA|VA) | 94 | $21,220,000 | $225,745 | $3,910 | 2.94% |
| ROCHESTER, NY (FHA|USDA|VA) | 133 | $21,085,000 | $158,534 | $4,212 | 2.90% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 72 | $20,960,000 | $291,111 | $4,155 | 2.84% |
| ROANOKE, VA (FHA|USDA|VA) | 120 | $20,580,000 | $171,500 | $3,593 | 2.93% |
| FORT WAYNE, IN (FHA|USDA|VA) | 142 | $19,360,000 | $136,338 | $3,119 | 2.96% |
| MONTGOMERY, AL (FHA|USDA|VA) | 118 | $19,310,000 | $163,644 | $3,699 | 3.01% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 133 | $19,085,000 | $143,496 | $3,732 | 2.90% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 96 | $18,940,000 | $197,292 | $3,303 | 2.89% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 115 | $18,725,000 | $162,826 | $3,340 | 2.85% |
| MADERA, CA (FHA|USDA|VA) | 77 | $18,095,000 | $235,000 | $3,684 | 2.87% |
| SYRACUSE, NY (FHA|USDA|VA) | 115 | $17,995,000 | $156,478 | $4,672 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 124 | $17,940,000 | $144,677 | $3,480 | 2.96% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 76 | $17,910,000 | $235,658 | $3,862 | 2.83% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 117 | $17,865,000 | $152,692 | $3,692 | 2.99% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 87 | $17,785,000 | $204,425 | $4,906 | 2.96% |
| Key West, FL (FHA|USDA|VA) | 47 | $17,625,000 | $375,000 | $7,722 | 2.91% |
| GAINESVILLE, FL (FHA|USDA|VA) | 99 | $17,575,000 | $177,525 | $3,831 | 2.84% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 92 | $17,330,000 | $188,370 | $4,343 | 2.99% |
| Oak Harbor, WA (FHA|USDA|VA) | 57 | $17,285,000 | $303,246 | $4,249 | 2.82% |
| DULUTH, MN-WI (FHA|USDA|VA) | 107 | $17,135,000 | $160,140 | $3,684 | 2.73% |
| JACKSON, MS (FHA|USDA|VA) | 109 | $17,055,000 | $156,468 | $3,101 | 3.33% |
| WICHITA, KS (FHA|USDA|VA) | 111 | $17,045,000 | $153,559 | $3,368 | 2.84% |
| Traverse City, MI (FHA|USDA|VA) | 69 | $16,895,000 | $244,855 | $4,419 | 3.24% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 67 | $16,865,000 | $251,716 | $4,068 | 2.82% |
| LONGVIEW, WA (FHA|USDA|VA) | 73 | $16,775,000 | $229,795 | $3,602 | 2.86% |
| EL PASO, TX (FHA|USDA|VA) | 117 | $16,545,000 | $141,410 | $3,983 | 2.95% |
| PUEBLO, CO (FHA|USDA|VA) | 81 | $16,355,000 | $201,914 | $4,861 | 2.84% |
| KINGSTON, NY (FHA|USDA|VA) | 65 | $16,325,000 | $251,154 | $5,921 | 3.01% |
| YUMA, AZ (FHA|USDA|VA) | 113 | $16,175,000 | $143,142 | $3,663 | 2.92% |
| LYNCHBURG, VA (FHA|USDA|VA) | 91 | $15,895,000 | $174,670 | $3,593 | 2.86% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 79 | $15,895,000 | $201,203 | $4,037 | 2.89% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 95 | $15,705,000 | $165,316 | $3,976 | 2.97% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 65 | $14,915,000 | $229,462 | $3,999 | 2.90% |
| Lebanon, NH-VT (FHA|USDA|VA) | 67 | $14,905,000 | $222,463 | $3,481 | 3.01% |
| Sevierville, TN (FHA|USDA|VA) | 53 | $14,735,000 | $278,019 | $4,811 | 3.12% |
| TOLEDO, OH (FHA|USDA|VA) | 105 | $14,715,000 | $140,143 | $3,657 | 2.88% |
| SANTA FE, NM (FHA|USDA|VA) | 61 | $14,275,000 | $234,016 | $4,271 | 2.86% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 95 | $14,135,000 | $148,789 | $4,001 | 2.98% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 100 | $14,040,000 | $140,400 | $3,859 | 2.97% |
| Jefferson, GA (FHA|USDA|VA) | 71 | $14,005,000 | $197,254 | $3,962 | 2.95% |
| LAFAYETTE, LA (FHA|USDA|VA) | 81 | $13,945,000 | $172,160 | $4,045 | 2.90% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 61 | $13,845,000 | $226,967 | $4,808 | 3.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 84 | $13,810,000 | $164,405 | $3,625 | 2.92% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 79 | $13,625,000 | $172,468 | $2,714 | 3.09% |
| Whitewater, WI (FHA|USDA|VA) | 64 | $13,370,000 | $208,906 | $2,766 | 2.94% |
| BRUNSWICK, GA (FHA|USDA|VA) | 62 | $13,240,000 | $213,548 | $4,332 | 2.87% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 56 | $13,210,000 | $235,893 | $3,883 | 2.80% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 92 | $13,120,000 | $142,609 | $3,193 | 3.03% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 78 | $13,100,000 | $167,949 | $3,422 | 2.88% |
| Laconia, NH (FHA|USDA|VA) | 60 | $13,000,000 | $216,667 | $4,040 | 2.93% |
| PANAMA CITY, FL (FHA|USDA|VA) | 64 | $12,890,000 | $201,406 | $4,467 | 3.04% |
| GREEN BAY, WI (FHA|USDA|VA) | 88 | $12,660,000 | $143,864 | $3,055 | 2.95% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 96 | $12,590,000 | $131,146 | $3,087 | 2.92% |
| WENATCHEE, WA (FHA|USDA|VA) | 50 | $12,300,000 | $246,000 | $4,350 | 3.08% |
| Roseburg, OR (FHA|USDA|VA) | 61 | $12,165,000 | $199,426 | $4,025 | 2.94% |
| RAPID CITY, SD (FHA|USDA|VA) | 63 | $12,025,000 | $190,873 | $4,415 | 2.83% |
| Heber, UT (FHA|USDA|VA) | 35 | $11,995,000 | $342,714 | $4,866 | 3.06% |
| BILLINGS, MT (FHA|USDA|VA) | 63 | $11,965,000 | $189,921 | $4,140 | 2.81% |
| MUSKEGON, MI (FHA|USDA|VA) | 84 | $11,810,000 | $140,595 | $3,345 | 3.19% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 67 | $11,685,000 | $174,403 | $2,469 | 2.85% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 74 | $11,680,000 | $157,838 | $3,259 | 2.82% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 61 | $11,665,000 | $191,230 | $4,305 | 2.85% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 68 | $11,610,000 | $170,735 | $4,155 | 2.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 70 | $11,580,000 | $165,429 | $3,427 | 2.79% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 70 | $11,520,000 | $164,571 | $3,926 | 3.09% |
| TYLER, TX (FHA|USDA|VA) | 67 | $11,445,000 | $170,821 | $3,662 | 3.03% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 76 | $11,330,000 | $149,079 | $4,007 | 3.03% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 51 | $11,325,000 | $222,059 | $4,359 | 2.76% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 66 | $11,270,000 | $170,758 | $3,379 | 2.87% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 65 | $11,195,000 | $172,231 | $4,999 | 2.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 60 | $11,060,000 | $184,333 | $2,557 | 2.94% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 63 | $11,015,000 | $174,841 | $3,831 | 2.93% |
| AMARILLO, TX (FHA|USDA|VA) | 69 | $10,905,000 | $158,043 | $3,767 | 2.94% |
| MIDLAND, TX (FHA|USDA|VA) | 47 | $10,765,000 | $229,043 | $5,284 | 2.87% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 53 | $10,675,000 | $201,415 | $4,200 | 3.10% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 44 | $10,560,000 | $240,000 | $5,365 | 2.86% |
| Sonora, CA (FHA|USDA|VA) | 43 | $10,395,000 | $241,744 | $3,717 | 2.92% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 66 | $10,320,000 | $156,364 | $3,451 | 2.94% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 51 | $10,275,000 | $201,471 | $3,569 | 2.81% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 68 | $10,180,000 | $149,706 | $3,831 | 2.94% |
| Bozeman, MT (FHA|USDA|VA) | 42 | $10,140,000 | $241,429 | $4,856 | 2.86% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 24 | $10,080,000 | $420,000 | $7,468 | 2.83% |
| WACO, TX (FHA|USDA|VA) | 59 | $9,885,000 | $167,542 | $3,850 | 2.96% |
| ROCKFORD, IL (FHA|USDA|VA) | 77 | $9,815,000 | $127,468 | $2,882 | 2.89% |
| HARRISONBURG, VA (FHA|USDA|VA) | 53 | $9,775,000 | $184,434 | $3,260 | 2.89% |
| GLENS FALLS, NY (FHA|USDA|VA) | 52 | $9,760,000 | $187,692 | $4,608 | 3.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 56 | $9,740,000 | $173,929 | $2,512 | 2.95% |
| APPLETON, WI (FHA|USDA|VA) | 57 | $9,735,000 | $170,789 | $3,213 | 2.91% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 57 | $9,675,000 | $169,737 | $3,312 | 2.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 62 | $9,430,000 | $152,097 | $4,013 | 2.91% |
| Aberdeen, WA (FHA|USDA|VA) | 39 | $9,385,000 | $240,641 | $5,857 | 2.84% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 68 | $9,340,000 | $137,353 | $3,459 | 3.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 62 | $9,120,000 | $147,097 | $4,016 | 2.91% |
| DECATUR, AL (FHA|USDA|VA) | 52 | $9,020,000 | $173,462 | $3,743 | 3.01% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 71 | $8,925,000 | $125,704 | $3,085 | 2.82% |
| LINCOLN, NE (FHA|USDA|VA) | 56 | $8,900,000 | $158,929 | $3,621 | 2.87% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 40 | $8,740,000 | $218,500 | $4,152 | 2.97% |
| THE VILLAGES, FL (FHA|USDA|VA) | 49 | $8,725,000 | $178,061 | $3,852 | 2.98% |
| Centralia, WA (FHA|USDA|VA) | 40 | $8,700,000 | $217,500 | $4,397 | 2.89% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 70 | $8,670,000 | $123,857 | $3,193 | 3.05% |
| Edwards, CO (FHA|USDA|VA) | 26 | $8,500,000 | $326,923 | $3,817 | 2.77% |
| Red Bluff, CA (FHA|USDA|VA) | 40 | $8,460,000 | $211,500 | $4,647 | 2.92% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 42 | $8,410,000 | $200,238 | $3,564 | 2.89% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 40 | $8,390,000 | $209,750 | $3,755 | 2.85% |
| GETTYSBURG, PA (FHA|USDA|VA) | 45 | $8,355,000 | $185,667 | $4,777 | 2.90% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 54 | $8,180,000 | $151,481 | $3,419 | 2.83% |
| YAKIMA, WA (FHA|USDA|VA) | 38 | $8,130,000 | $213,947 | $3,518 | 2.86% |
| LEBANON, PA (FHA|USDA|VA) | 50 | $8,120,000 | $162,400 | $4,758 | 2.86% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 52 | $8,100,000 | $155,769 | $3,584 | 2.86% |
| Breckenridge, CO (FHA|USDA|VA) | 29 | $8,095,000 | $279,138 | $4,406 | 2.85% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 41 | $8,075,000 | $196,951 | $4,277 | 2.86% |
| STAUNTON, VA (FHA|USDA|VA) | 48 | $8,040,000 | $167,500 | $3,800 | 2.90% |
| Clearlake, CA (FHA|USDA|VA) | 37 | $7,975,000 | $215,541 | $3,981 | 2.90% |
| LONGVIEW, TX (FHA|USDA|VA) | 58 | $7,950,000 | $137,069 | $2,979 | 3.67% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 47 | $7,735,000 | $164,574 | $3,184 | 2.99% |
| MORRISTOWN, TN (FHA|USDA|VA) | 43 | $7,725,000 | $179,651 | $3,613 | 3.01% |
| EL CENTRO, CA (FHA|USDA|VA) | 40 | $7,690,000 | $192,250 | $4,001 | 2.96% |
| HAMMOND, LA (FHA|USDA|VA) | 41 | $7,585,000 | $185,000 | $4,628 | 2.93% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 56 | $7,480,000 | $133,571 | $3,150 | 2.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 54 | $7,450,000 | $137,963 | $3,041 | 2.85% |
| JACKSON, MI (FHA|USDA|VA) | 56 | $7,370,000 | $131,607 | $3,485 | 2.89% |
| Shelton, WA (FHA|USDA|VA) | 35 | $7,355,000 | $210,143 | $3,506 | 2.89% |
| MONROE, MI (FHA|USDA|VA) | 49 | $7,275,000 | $148,469 | $3,401 | 2.84% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 48 | $7,200,000 | $150,000 | $3,866 | 2.89% |
| Brainerd, MN (FHA|USDA|VA) | 38 | $7,070,000 | $186,053 | $3,533 | 2.79% |
| LAREDO, TX (FHA|USDA|VA) | 40 | $7,020,000 | $175,500 | $3,996 | 2.93% |
| PITTSFIELD, MA (FHA|USDA|VA) | 37 | $6,875,000 | $185,811 | $3,744 | 2.89% |
| Keene, NH (FHA|USDA|VA) | 36 | $6,860,000 | $190,556 | $4,154 | 2.86% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 26 | $6,850,000 | $263,462 | $4,807 | 2.81% |
| LUBBOCK, TX (FHA|USDA|VA) | 38 | $6,850,000 | $180,263 | $4,666 | 2.98% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 29 | $6,845,000 | $236,034 | $3,883 | 2.93% |
| Hobbs, NM (FHA|USDA|VA) | 36 | $6,840,000 | $190,000 | $4,335 | 3.02% |
| MISSOULA, MT (FHA|USDA|VA) | 30 | $6,720,000 | $224,000 | $4,078 | 2.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 25 | $6,705,000 | $268,200 | $5,156 | 3.05% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 39 | $6,675,000 | $171,154 | $3,008 | 2.93% |
| ROCHESTER, MN (FHA|USDA|VA) | 39 | $6,655,000 | $170,641 | $3,190 | 2.78% |
| BANGOR, ME (FHA|USDA|VA) | 45 | $6,655,000 | $147,889 | $3,304 | 2.83% |
| Durango, CO (FHA|USDA|VA) | 25 | $6,605,000 | $264,200 | $4,135 | 2.81% |
| Show Low, AZ (FHA|USDA|VA) | 41 | $6,585,000 | $160,610 | $3,900 | 3.05% |
| Hilo, HI (FHA|USDA|VA) | 22 | $6,570,000 | $298,636 | $5,016 | 2.72% |
| LOGAN, UT-ID (FHA|USDA|VA) | 34 | $6,550,000 | $192,647 | $3,512 | 2.91% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 53 | $6,525,000 | $123,113 | $3,025 | 2.77% |
| Pahrump, NV (FHA|USDA|VA) | 39 | $6,465,000 | $165,769 | $3,221 | 3.03% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 45 | $6,425,000 | $142,778 | $3,703 | 2.96% |
| Cañon City, CO (FHA|USDA|VA) | 32 | $6,400,000 | $200,000 | $3,772 | 2.80% |
| Fernley, NV (FHA|USDA|VA) | 31 | $6,335,000 | $204,355 | $4,677 | 2.86% |
| Hudson, NY (FHA|USDA|VA) | 29 | $6,305,000 | $217,414 | $4,820 | 2.86% |
| Holland, MI (FHA|USDA|VA) | 38 | $6,300,000 | $165,789 | $3,746 | 2.98% |
| Glenwood Springs, CO (FHA|USDA|VA) | 22 | $6,260,000 | $284,545 | $3,780 | 2.84% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 40 | $6,230,000 | $155,750 | $3,640 | 2.90% |
| TOPEKA, KS (FHA|USDA|VA) | 43 | $6,215,000 | $144,535 | $2,757 | 2.89% |
| GREENVILLE, NC (FHA|USDA|VA) | 38 | $6,160,000 | $162,105 | $3,715 | 2.84% |
| TWIN FALLS, ID (FHA|USDA|VA) | 33 | $6,115,000 | $185,303 | $4,149 | 2.91% |
| NILES, MI (FHA|USDA|VA) | 39 | $6,105,000 | $156,538 | $3,505 | 2.90% |
| Baraboo, WI (FHA|USDA|VA) | 32 | $6,050,000 | $189,063 | $3,065 | 3.00% |
| Georgetown, SC (FHA|USDA|VA) | 28 | $5,980,000 | $213,571 | $4,262 | 2.89% |
| CARSON CITY, NV (FHA|USDA|VA) | 26 | $5,950,000 | $228,846 | $3,838 | 3.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 46 | $5,950,000 | $129,348 | $3,178 | 2.84% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 43 | $5,945,000 | $138,256 | $3,493 | 2.95% |
| Kalispell, MT (FHA|USDA|VA) | 27 | $5,855,000 | $216,852 | $3,919 | 2.80% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 42 | $5,830,000 | $138,810 | $3,234 | 2.97% |
| FLORENCE, SC (FHA|USDA|VA) | 38 | $5,800,000 | $152,632 | $3,418 | 3.23% |
| CHEYENNE, WY (FHA|USDA|VA) | 29 | $5,775,000 | $199,138 | $3,308 | 2.87% |
| Ukiah, CA (FHA|USDA|VA) | 22 | $5,730,000 | $260,455 | $3,771 | 2.85% |
| Easton, MD (FHA|USDA|VA) | 24 | $5,640,000 | $235,000 | $3,737 | 3.04% |
| Port Angeles, WA (FHA|USDA|VA) | 26 | $5,630,000 | $216,538 | $3,662 | 2.81% |
| Sandpoint, ID (FHA|USDA|VA) | 25 | $5,545,000 | $221,800 | $4,832 | 2.85% |
| VALDOSTA, GA (FHA|USDA|VA) | 37 | $5,475,000 | $147,973 | $3,343 | 2.81% |
| Helena, MT (FHA|USDA|VA) | 31 | $5,475,000 | $176,613 | $3,781 | 2.91% |
| Klamath Falls, OR (FHA|USDA|VA) | 30 | $5,420,000 | $180,667 | $3,751 | 2.89% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 30 | $5,340,000 | $178,000 | $3,864 | 2.86% |
| SUMTER, SC (FHA|USDA|VA) | 37 | $5,325,000 | $143,919 | $2,631 | 3.28% |
| ODESSA, TX (FHA|USDA|VA) | 29 | $5,325,000 | $183,621 | $5,053 | 2.84% |
| Steamboat Springs, CO (FHA|USDA|VA) | 15 | $5,305,000 | $353,667 | $4,973 | 3.00% |
| Payson, AZ (FHA|USDA|VA) | 33 | $5,285,000 | $160,152 | $3,250 | 2.99% |
| Sandusky, OH (FHA|USDA|VA) | 30 | $5,200,000 | $173,333 | $4,492 | 2.96% |
| BISMARCK, ND (FHA|USDA|VA) | 31 | $5,165,000 | $166,613 | $2,938 | 2.79% |
| SAGINAW, MI (FHA|USDA|VA) | 40 | $5,160,000 | $129,000 | $3,551 | 2.76% |
| Newport, OR (FHA|USDA|VA) | 21 | $5,135,000 | $244,524 | $4,343 | 2.91% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 31 | $4,995,000 | $161,129 | $3,810 | 2.80% |
| WALLA WALLA, WA (FHA|USDA|VA) | 21 | $4,985,000 | $237,381 | $3,678 | 2.84% |
| GRANTS PASS, OR (FHA|USDA|VA) | 26 | $4,980,000 | $191,538 | $4,180 | 2.96% |
| Moses Lake, WA (FHA|USDA|VA) | 24 | $4,970,000 | $207,083 | $4,188 | 3.04% |
| HATTIESBURG, MS (FHA|USDA|VA) | 34 | $4,900,000 | $144,118 | $3,250 | 3.30% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 26 | $4,880,000 | $187,692 | $3,525 | 2.79% |
| Elko, NV (FHA|USDA|VA) | 28 | $4,860,000 | $173,571 | $3,581 | 2.85% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 25 | $4,845,000 | $193,800 | $3,580 | 2.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 37 | $4,775,000 | $129,054 | $3,516 | 3.05% |
| FOND DU LAC, WI (FHA|USDA|VA) | 28 | $4,700,000 | $167,857 | $2,505 | 2.87% |
| FARMINGTON, NM (FHA|USDA|VA) | 29 | $4,695,000 | $161,897 | $3,759 | 2.73% |
| DALTON, GA (FHA|USDA|VA) | 33 | $4,685,000 | $141,970 | $3,501 | 2.89% |
| Granbury, TX (FHA|USDA|VA) | 20 | $4,640,000 | $232,000 | $4,572 | 3.01% |
| LaGrange, GA-AL (FHA|USDA|VA) | 36 | $4,640,000 | $128,889 | $3,250 | 3.07% |
| PEORIA, IL (FHA|USDA|VA) | 33 | $4,625,000 | $140,152 | $2,764 | 2.95% |
| CASPER, WY (FHA|USDA|VA) | 21 | $4,535,000 | $215,952 | $3,451 | 2.85% |
| Montrose, CO (FHA|USDA|VA) | 21 | $4,515,000 | $215,000 | $4,575 | 2.91% |
| St. Marys, GA (FHA|USDA|VA) | 26 | $4,440,000 | $170,769 | $3,318 | 2.88% |
| DOTHAN, AL (FHA|USDA|VA) | 32 | $4,410,000 | $137,813 | $2,971 | 2.93% |
| Morehead City, NC (FHA|USDA|VA) | 24 | $4,390,000 | $182,917 | $4,701 | 2.84% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 35 | $4,365,000 | $124,714 | $3,270 | 2.73% |
| Coos Bay, OR (FHA|USDA|VA) | 20 | $4,310,000 | $215,500 | $4,636 | 3.02% |
| Pottsville, PA (FHA|USDA|VA) | 36 | $4,300,000 | $119,444 | $4,246 | 3.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 26 | $4,280,000 | $164,615 | $3,097 | 2.83% |
| Cookeville, TN (FHA|USDA|VA) | 27 | $4,275,000 | $158,333 | $3,579 | 2.94% |
| Ellensburg, WA (FHA|USDA|VA) | 18 | $4,240,000 | $235,556 | $3,894 | 2.78% |
| Richmond-Berea, KY (FHA|USDA|VA) | 27 | $4,235,000 | $156,852 | $3,613 | 3.01% |
| AMES, IA (FHA|USDA|VA) | 30 | $4,210,000 | $140,333 | $3,727 | 2.90% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 23 | $4,185,000 | $181,957 | $4,468 | 2.99% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 28 | $4,130,000 | $147,500 | $2,926 | 2.92% |
| POCATELLO, ID (FHA|USDA|VA) | 25 | $4,085,000 | $163,400 | $3,665 | 2.71% |
| Danville, VA (FHA|USDA|VA) | 29 | $4,045,000 | $139,483 | $3,638 | 2.75% |
| VICTORIA, TX (FHA|USDA|VA) | 25 | $3,975,000 | $159,000 | $3,905 | 3.09% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 28 | $3,940,000 | $140,714 | $3,464 | 2.84% |
| JACKSON, TN (FHA|USDA|VA) | 33 | $3,925,000 | $118,939 | $3,115 | 2.93% |
| Waycross, GA (FHA|USDA|VA) | 26 | $3,910,000 | $150,385 | $3,245 | 2.90% |
| NEW BERN, NC (FHA|USDA|VA) | 25 | $3,875,000 | $155,000 | $3,890 | 3.19% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 34 | $3,870,000 | $113,824 | $3,251 | 2.96% |
| GREAT FALLS, MT (FHA|USDA|VA) | 23 | $3,855,000 | $167,609 | $4,402 | 2.84% |
| COLUMBUS, IN (FHA|USDA|VA) | 29 | $3,845,000 | $132,586 | $3,638 | 3.05% |
| MANKATO, MN (FHA|USDA|VA) | 24 | $3,830,000 | $159,583 | $3,508 | 2.89% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 26 | $3,820,000 | $146,923 | $3,038 | 2.85% |
| Astoria, OR (FHA|USDA|VA) | 17 | $3,815,000 | $224,412 | $4,530 | 2.98% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 24 | $3,750,000 | $156,250 | $3,360 | 2.88% |
| UTICA-ROME, NY (FHA|USDA|VA) | 29 | $3,735,000 | $128,793 | $3,798 | 2.96% |
| ERIE, PA (FHA|USDA|VA) | 25 | $3,735,000 | $149,400 | $3,733 | 2.81% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 23 | $3,735,000 | $162,391 | $3,007 | 2.76% |
| Ontario, OR-ID (FHA|USDA|VA) | 20 | $3,700,000 | $185,000 | $4,089 | 2.74% |
| Cedar City, UT (FHA|USDA|VA) | 17 | $3,625,000 | $213,235 | $4,620 | 2.90% |
| Craig, CO (FHA|USDA|VA) | 19 | $3,625,000 | $190,789 | $3,009 | 2.82% |
| Wooster, OH (FHA|USDA|VA) | 30 | $3,620,000 | $120,667 | $3,263 | 2.77% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 19 | $3,595,000 | $189,211 | $4,085 | 3.02% |
| Gillette, WY (FHA|USDA|VA) | 21 | $3,585,000 | $170,714 | $3,298 | 2.76% |
| Jackson, WY-ID (FHA|USDA|VA) | 13 | $3,585,000 | $275,769 | $4,316 | 2.64% |
| Cullman, AL (FHA|USDA|VA) | 21 | $3,545,000 | $168,810 | $3,407 | 3.02% |
| Ottawa, IL (FHA|USDA|VA) | 27 | $3,545,000 | $131,296 | $3,298 | 2.96% |
| Salem, OH (FHA|USDA|VA) | 27 | $3,535,000 | $130,926 | $3,611 | 3.03% |
| Adrian, MI (FHA|USDA|VA) | 31 | $3,525,000 | $113,710 | $3,113 | 3.07% |
| COLUMBIA, MO (FHA|USDA|VA) | 25 | $3,515,000 | $140,600 | $3,110 | 2.97% |
| Crossville, TN (FHA|USDA|VA) | 23 | $3,505,000 | $152,391 | $3,735 | 2.96% |
| DECATUR, IL (FHA|USDA|VA) | 32 | $3,500,000 | $109,375 | $2,481 | 2.83% |
| Gloversville, NY (FHA|USDA|VA) | 20 | $3,490,000 | $174,500 | $4,867 | 3.01% |
| ALBANY, GA (FHA|USDA|VA) | 33 | $3,455,000 | $104,697 | $3,127 | 3.03% |
| Norwalk, OH (FHA|USDA|VA) | 28 | $3,450,000 | $123,214 | $3,560 | 3.02% |
| Calhoun, GA (FHA|USDA|VA) | 20 | $3,420,000 | $171,000 | $3,244 | 2.93% |
| Albemarle, NC (FHA|USDA|VA) | 18 | $3,400,000 | $188,889 | $4,635 | 3.01% |
| HINESVILLE, GA (FHA|USDA|VA) | 26 | $3,390,000 | $130,385 | $2,437 | 2.89% |
| Pullman, WA (FHA|USDA|VA) | 16 | $3,370,000 | $210,625 | $3,999 | 2.79% |
| Hailey, ID (FHA|USDA|VA) | 13 | $3,355,000 | $258,077 | $3,990 | 2.63% |
| Martinsville, VA (FHA|USDA|VA) | 24 | $3,340,000 | $139,167 | $3,220 | 2.77% |
| Manitowoc, WI (FHA|USDA|VA) | 25 | $3,335,000 | $133,400 | $2,768 | 2.83% |
| LAWRENCE, KS (FHA|USDA|VA) | 23 | $3,315,000 | $144,130 | $3,259 | 2.90% |
| Cedartown, GA (FHA|USDA|VA) | 18 | $3,300,000 | $183,333 | $5,009 | 2.96% |
| Seneca, SC (FHA|USDA|VA) | 20 | $3,240,000 | $162,000 | $4,111 | 3.02% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 22 | $3,240,000 | $147,273 | $4,435 | 2.74% |
| KANKAKEE, IL (FHA|USDA|VA) | 20 | $3,210,000 | $160,500 | $2,776 | 3.07% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 22 | $3,210,000 | $145,909 | $4,597 | 3.10% |
| Warsaw, IN (FHA|USDA|VA) | 22 | $3,200,000 | $145,455 | $3,601 | 3.07% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 22 | $3,190,000 | $145,000 | $3,161 | 2.96% |
| Plattsburgh, NY (FHA|USDA|VA) | 19 | $3,185,000 | $167,632 | $4,254 | 2.68% |
| KOKOMO, IN (FHA|USDA|VA) | 25 | $3,145,000 | $125,800 | $3,046 | 3.03% |
| Lake City, FL (FHA|USDA|VA) | 18 | $3,130,000 | $173,889 | $3,870 | 2.99% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 20 | $3,120,000 | $156,000 | $3,094 | 2.87% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 21 | $3,115,000 | $148,333 | $5,151 | 2.72% |
| CLEVELAND, TN (FHA|USDA|VA) | 22 | $3,110,000 | $141,364 | $3,184 | 3.14% |
| Ashtabula, OH (FHA|USDA|VA) | 25 | $3,105,000 | $124,200 | $3,214 | 2.83% |
| Athens, TX (FHA|USDA|VA) | 19 | $3,085,000 | $162,368 | $4,138 | 2.89% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 23 | $3,065,000 | $133,261 | $2,914 | 3.35% |
| Albertville, AL (FHA|USDA|VA) | 20 | $3,050,000 | $152,500 | $3,872 | 2.97% |
| New Castle, PA (FHA|USDA|VA) | 21 | $3,045,000 | $145,000 | $4,455 | 2.84% |
| Rockport, TX (FHA|USDA|VA) | 13 | $3,005,000 | $231,154 | $4,203 | 2.96% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 27 | $2,995,000 | $110,926 | $2,994 | 2.88% |
| Cullowhee, NC (FHA|USDA|VA) | 15 | $2,945,000 | $196,333 | $4,340 | 2.87% |
| FARGO, ND-MN (FHA|USDA|VA) | 19 | $2,945,000 | $155,000 | $2,545 | 2.70% |
| Mount Vernon, OH (FHA|USDA|VA) | 17 | $2,935,000 | $172,647 | $3,571 | 3.03% |
| Susanville, CA (FHA|USDA|VA) | 16 | $2,920,000 | $182,500 | $4,100 | 2.84% |
| Williston, ND (FHA|USDA|VA) | 12 | $2,900,000 | $241,667 | $3,801 | 2.98% |
| Shelbyville, TN (FHA|USDA|VA) | 15 | $2,895,000 | $193,000 | $3,831 | 3.05% |
| MIDLAND, MI (FHA|USDA|VA) | 24 | $2,880,000 | $120,000 | $2,889 | 2.84% |
| Cornelia, GA (FHA|USDA|VA) | 17 | $2,835,000 | $166,765 | $3,549 | 2.87% |
| ABILENE, TX (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $4,203 | 3.23% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 24 | $2,780,000 | $115,833 | $3,441 | 2.98% |
| Hood River, OR (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $3,944 | 2.73% |
| Frankfort, KY (FHA|USDA|VA) | 17 | $2,735,000 | $160,882 | $4,005 | 2.98% |
| Willmar, MN (FHA|USDA|VA) | 17 | $2,725,000 | $160,294 | $3,129 | 2.83% |
| Boone, NC (FHA|USDA|VA) | 15 | $2,725,000 | $181,667 | $3,380 | 2.78% |
| Greeneville, TN (FHA|USDA|VA) | 17 | $2,705,000 | $159,118 | $3,766 | 2.86% |
| Laramie, WY (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $3,670 | 2.90% |
| Hutchinson, MN (FHA|USDA|VA) | 15 | $2,685,000 | $179,000 | $3,445 | 2.88% |
| Cambridge, MD (FHA|USDA|VA) | 15 | $2,675,000 | $178,333 | $3,622 | 2.77% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 19 | $2,675,000 | $140,789 | $4,445 | 3.00% |
| Moscow, ID (FHA|USDA|VA) | 14 | $2,660,000 | $190,000 | $4,248 | 2.82% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 16 | $2,650,000 | $165,625 | $3,764 | 2.92% |
| Kapaa, HI (FHA|USDA|VA) | 7 | $2,645,000 | $377,857 | $4,189 | 2.91% |
| Owatonna, MN (FHA|USDA|VA) | 15 | $2,625,000 | $175,000 | $3,517 | 3.07% |
| London, KY (FHA|USDA|VA) | 19 | $2,625,000 | $138,158 | $2,920 | 3.07% |
| La Grande, OR (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $5,642 | 3.18% |
| Fort Morgan, CO (FHA|USDA|VA) | 14 | $2,600,000 | $185,714 | $4,168 | 2.87% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 19 | $2,575,000 | $135,526 | $3,608 | 2.87% |
| Fergus Falls, MN (FHA|USDA|VA) | 15 | $2,565,000 | $171,000 | $3,188 | 2.73% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 25 | $2,555,000 | $102,200 | $2,728 | 2.86% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 19 | $2,545,000 | $133,947 | $2,540 | 3.52% |
| Statesboro, GA (FHA|USDA|VA) | 18 | $2,540,000 | $141,111 | $4,153 | 2.98% |
| JOPLIN, MO (FHA|USDA|VA) | 21 | $2,535,000 | $120,714 | $3,295 | 3.08% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 16 | $2,500,000 | $156,250 | $3,520 | 2.78% |
| MANHATTAN, KS (FHA|USDA|VA) | 13 | $2,485,000 | $191,154 | $3,290 | 2.82% |
| Paducah, KY-IL (FHA|USDA|VA) | 19 | $2,475,000 | $130,263 | $3,540 | 2.84% |
| Elizabeth City, NC (FHA|USDA|VA) | 15 | $2,465,000 | $164,333 | $3,604 | 2.70% |
| Mount Airy, NC (FHA|USDA|VA) | 15 | $2,455,000 | $163,667 | $5,560 | 2.87% |
| Fallon, NV (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $3,611 | 3.00% |
| Greenwood, SC (FHA|USDA|VA) | 16 | $2,440,000 | $152,500 | $3,367 | 2.95% |
| Nogales, AZ (FHA|USDA|VA) | 16 | $2,440,000 | $152,500 | $3,530 | 2.82% |
| Tupelo, MS (FHA|USDA|VA) | 18 | $2,440,000 | $135,556 | $2,876 | 3.09% |
| CHARLESTON, WV (FHA|USDA|VA) | 20 | $2,430,000 | $121,500 | $3,429 | 2.79% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 17 | $2,425,000 | $142,647 | $2,922 | 2.90% |
| Milledgeville, GA (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $3,282 | 2.86% |
| SAN ANGELO, TX (FHA|USDA|VA) | 15 | $2,395,000 | $159,667 | $4,246 | 2.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 16 | $2,390,000 | $149,375 | $2,858 | 2.97% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 20 | $2,390,000 | $119,500 | $2,658 | 3.81% |
| Los Alamos, NM (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $3,459 | 2.79% |
| Branson, MO (FHA|USDA|VA) | 16 | $2,380,000 | $148,750 | $3,587 | 3.16% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 14 | $2,380,000 | $170,000 | $3,698 | 2.85% |
| Meridian, MS (FHA|USDA|VA) | 17 | $2,365,000 | $139,118 | $3,057 | 3.32% |
| Enterprise, AL (FHA|USDA|VA) | 14 | $2,360,000 | $168,571 | $3,369 | 2.94% |
| Blackfoot, ID (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $4,375 | 2.90% |
| Jesup, GA (FHA|USDA|VA) | 13 | $2,355,000 | $181,154 | $5,326 | 3.00% |
| Barre, VT (FHA|USDA|VA) | 14 | $2,350,000 | $167,857 | $3,238 | 2.81% |
| Shelby, NC (FHA|USDA|VA) | 16 | $2,340,000 | $146,250 | $3,481 | 3.05% |
| Findlay, OH (FHA|USDA|VA) | 15 | $2,335,000 | $155,667 | $4,222 | 2.72% |
| LAWTON, OK (FHA|USDA|VA) | 14 | $2,330,000 | $166,429 | $3,838 | 2.86% |
| IOWA CITY, IA (FHA|USDA|VA) | 15 | $2,325,000 | $155,000 | $3,053 | 2.72% |
| Mineral Wells, TX (FHA|USDA|VA) | 11 | $2,325,000 | $211,364 | $4,259 | 3.17% |
| Taos, NM (FHA|USDA|VA) | 8 | $2,290,000 | $286,250 | $4,966 | 2.92% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 17 | $2,285,000 | $134,412 | $4,081 | 3.06% |
| BAY CITY, MI (FHA|USDA|VA) | 22 | $2,270,000 | $103,182 | $3,202 | 2.94% |
| Kerrville, TX (FHA|USDA|VA) | 12 | $2,240,000 | $186,667 | $4,522 | 2.95% |
| Scottsbluff, NE (FHA|USDA|VA) | 14 | $2,240,000 | $160,000 | $3,330 | 2.90% |
| Huntsville, TX (FHA|USDA|VA) | 12 | $2,230,000 | $185,833 | $4,730 | 2.86% |
| Big Rapids, MI (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $2,745 | 3.24% |
| DUBUQUE, IA (FHA|USDA|VA) | 17 | $2,225,000 | $130,882 | $2,962 | 2.98% |
| Sunbury, PA (FHA|USDA|VA) | 16 | $2,210,000 | $138,125 | $4,318 | 2.75% |
| Kendallville, IN (FHA|USDA|VA) | 14 | $2,200,000 | $157,143 | $3,460 | 3.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 17 | $2,195,000 | $129,118 | $4,167 | 2.83% |
| Picayune, MS (FHA|USDA|VA) | 16 | $2,180,000 | $136,250 | $3,329 | 2.67% |
| Red Wing, MN (FHA|USDA|VA) | 14 | $2,170,000 | $155,000 | $3,682 | 2.84% |
| Arcadia, FL (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $4,961 | 3.36% |
| Stevens Point, WI (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $3,077 | 2.91% |
| GADSDEN, AL (FHA|USDA|VA) | 16 | $2,150,000 | $134,375 | $2,774 | 3.01% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $3,141 | 2.86% |
| Bellefontaine, OH (FHA|USDA|VA) | 13 | $2,125,000 | $163,462 | $4,484 | 2.94% |
| Sidney, OH (FHA|USDA|VA) | 18 | $2,120,000 | $117,778 | $3,907 | 3.21% |
| Wabash, IN (FHA|USDA|VA) | 18 | $2,120,000 | $117,778 | $4,065 | 3.15% |
| Lock Haven, PA (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $5,223 | 2.74% |
| Palatka, FL (FHA|USDA|VA) | 13 | $2,105,000 | $161,923 | $3,576 | 3.14% |
| Vineyard Haven, MA (FHA|USDA|VA) | 4 | $2,100,000 | $525,000 | $10,840 | 2.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 19 | $2,075,000 | $109,211 | $3,215 | 2.92% |
| Gainesville, TX (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $4,540 | 3.03% |
| Mount Pleasant, MI (FHA|USDA|VA) | 15 | $2,045,000 | $136,333 | $3,263 | 3.07% |
| Indiana, PA (FHA|USDA|VA) | 17 | $2,045,000 | $120,294 | $4,315 | 2.89% |
| Cadillac, MI (FHA|USDA|VA) | 14 | $2,030,000 | $145,000 | $3,859 | 3.21% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $3,712 | 2.80% |
| Searcy, AR (FHA|USDA|VA) | 14 | $2,020,000 | $144,286 | $3,012 | 2.69% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 13 | $2,005,000 | $154,231 | $3,626 | 2.63% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 16 | $2,000,000 | $125,000 | $3,359 | 2.84% |
| Chillicothe, OH (FHA|USDA|VA) | 13 | $1,995,000 | $153,462 | $3,527 | 2.99% |
| Corsicana, TX (FHA|USDA|VA) | 12 | $1,970,000 | $164,167 | $2,596 | 3.87% |
| El Campo, TX (FHA|USDA|VA) | 14 | $1,960,000 | $140,000 | $3,985 | 2.82% |
| Brenham, TX (FHA|USDA|VA) | 11 | $1,955,000 | $177,727 | $3,557 | 3.11% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 13 | $1,955,000 | $150,385 | $3,647 | 2.69% |
| Safford, AZ (FHA|USDA|VA) | 12 | $1,930,000 | $160,833 | $3,510 | 2.75% |
| ROME, GA (FHA|USDA|VA) | 16 | $1,920,000 | $120,000 | $3,565 | 2.87% |
| Somerset, PA (FHA|USDA|VA) | 13 | $1,915,000 | $147,308 | $4,314 | 3.01% |
| Harrison, AR (FHA|USDA|VA) | 14 | $1,900,000 | $135,714 | $3,631 | 2.82% |
| Rexburg, ID (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $3,776 | 2.79% |
| GOLDSBORO, NC (FHA|USDA|VA) | 12 | $1,840,000 | $153,333 | $3,970 | 2.90% |
| Auburn, NY (FHA|USDA|VA) | 15 | $1,825,000 | $121,667 | $4,168 | 3.11% |
| MORGANTOWN, WV (FHA|USDA|VA) | 14 | $1,800,000 | $128,571 | $3,039 | 2.69% |
| The Dalles, OR (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $4,853 | 2.80% |
| Seneca Falls, NY (FHA|USDA|VA) | 11 | $1,795,000 | $163,182 | $4,180 | 2.88% |
| ALTOONA, PA (FHA|USDA|VA) | 14 | $1,780,000 | $127,143 | $4,005 | 2.70% |
| MUNCIE, IN (FHA|USDA|VA) | 18 | $1,750,000 | $97,222 | $3,256 | 2.94% |
| Lewisburg, PA (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $4,498 | 2.58% |
| Seymour, IN (FHA|USDA|VA) | 13 | $1,745,000 | $134,231 | $3,164 | 3.11% |
| Brevard, NC (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $4,478 | 2.78% |
| Angola, IN (FHA|USDA|VA) | 13 | $1,735,000 | $133,462 | $2,905 | 3.18% |
| Ruston, LA (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $4,111 | 3.61% |
| Forest City, NC (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $3,903 | 2.85% |
| Bedford, IN (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $4,530 | 2.95% |
| Lumberton, NC (FHA|USDA|VA) | 11 | $1,665,000 | $151,364 | $3,668 | 3.23% |
| Lewisburg, TN (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $3,690 | 2.97% |
| Marinette, WI-MI (FHA|USDA|VA) | 11 | $1,645,000 | $149,545 | $2,425 | 3.24% |
| Othello, WA (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $3,672 | 2.98% |
| Rutland, VT (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $3,919 | 2.89% |
| Ashland, OH (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $3,752 | 2.68% |
| Orangeburg, SC (FHA|USDA|VA) | 12 | $1,590,000 | $132,500 | $2,977 | 3.93% |
| Jasper, IN (FHA|USDA|VA) | 10 | $1,590,000 | $159,000 | $3,279 | 3.01% |
| Sayre, PA (FHA|USDA|VA) | 13 | $1,585,000 | $121,923 | $3,866 | 3.09% |
| North Wilkesboro, NC (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $3,242 | 2.86% |
| Clewiston, FL (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $4,454 | 3.22% |
| Crawfordsville, IN (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $4,112 | 3.05% |
| Urbana, OH (FHA|USDA|VA) | 11 | $1,565,000 | $142,273 | $3,608 | 3.00% |
| Mountain Home, ID (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $3,943 | 2.68% |
| Vernal, UT (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $3,607 | 2.92% |
| Russellville, AR (FHA|USDA|VA) | 10 | $1,550,000 | $155,000 | $3,479 | 2.85% |
| Spearfish, SD (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $3,381 | 2.90% |
| PINE BLUFF, AR (FHA|USDA|VA) | 12 | $1,520,000 | $126,667 | $2,369 | 3.87% |
| Rock Springs, WY (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $4,938 | 2.78% |
| Wilmington, OH (FHA|USDA|VA) | 11 | $1,515,000 | $137,727 | $3,795 | 2.86% |
| DeRidder, LA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $4,554 | 2.91% |
| Silver City, NM (FHA|USDA|VA) | 14 | $1,480,000 | $105,714 | $3,432 | 2.80% |
| Warrensburg, MO (FHA|USDA|VA) | 12 | $1,480,000 | $123,333 | $2,470 | 2.75% |
| Auburn, IN (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $3,658 | 3.12% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 12 | $1,470,000 | $122,500 | $3,336 | 3.00% |
| New Castle, IN (FHA|USDA|VA) | 11 | $1,465,000 | $133,182 | $2,983 | 2.95% |
| OWENSBORO, KY (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $3,590 | 3.04% |
| Dickinson, ND (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $4,163 | 2.91% |
| Sanford, NC (FHA|USDA|VA) | 11 | $1,415,000 | $128,636 | $3,920 | 2.83% |
| Albert Lea, MN (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $2,955 | 3.04% |
| Americus, GA (FHA|USDA|VA) | 11 | $1,365,000 | $124,091 | $3,261 | 3.13% |
| Ruidoso, NM (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $3,495 | 3.02% |
| Clovis, NM (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $3,675 | 2.86% |
| Meadville, PA (FHA|USDA|VA) | 11 | $1,315,000 | $119,545 | $3,565 | 2.78% |
| Hillsdale, MI (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $3,014 | 3.04% |
| Grand Rapids, MN (FHA|USDA|VA) | 10 | $1,310,000 | $131,000 | $3,213 | 2.97% |
| Malone, NY (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,515 | 3.06% |
| Berlin, NH (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $4,177 | 3.04% |
| Shawano, WI (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $2,764 | 3.04% |
| Batesville, AR (FHA|USDA|VA) | 11 | $1,295,000 | $117,727 | $2,922 | 3.00% |
| Gallup, NM (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $3,385 | 2.69% |
| Alamogordo, NM (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $3,788 | 2.82% |
| Bardstown, KY (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $3,606 | 2.84% |
| Ozark, AL (FHA|USDA|VA) | 12 | $1,280,000 | $106,667 | $2,644 | 3.14% |
| Newberry, SC (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $3,407 | 3.30% |
| Sulphur Springs, TX (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,320 | 3.14% |
| WHEELING, WV-OH (FHA|USDA|VA) | 12 | $1,250,000 | $104,167 | $3,471 | 2.95% |
| Okeechobee, FL (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $4,819 | 3.16% |
| Marietta, OH (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $4,818 | 2.76% |
| Bonham, TX (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $3,157 | 3.46% |
| Plymouth, IN (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $3,563 | 2.80% |
| Mayfield, KY (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $3,043 | 2.80% |
| Natchitoches, LA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,049 | 2.72% |
| Scottsboro, AL (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $3,919 | 3.07% |
| JONESBORO, AR (FHA|USDA|VA) | 13 | $1,215,000 | $93,462 | $2,271 | 3.00% |
| Zanesville, OH (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $3,590 | 2.72% |
| Prineville, OR (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $5,045 | 3.02% |
| Platteville, WI (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $2,024 | 2.91% |
| Alexander City, AL (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $2,361 | 3.81% |
| Tiffin, OH (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $3,459 | 2.90% |
| Marshall, MN (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $4,085 | 2.83% |
| Lewistown, PA (FHA|USDA|VA) | 9 | $1,165,000 | $129,444 | $4,808 | 3.01% |
| ENID, OK (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $5,622 | 2.96% |
| Farmington, MO (FHA|USDA|VA) | 9 | $1,165,000 | $129,444 | $2,621 | 3.31% |
| Newport, TN (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $2,859 | 2.81% |
| Bemidji, MN (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $2,869 | 2.84% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 9 | $1,145,000 | $127,222 | $3,764 | 3.09% |
| Starkville, MS (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $2,607 | 3.66% |
| Oneonta, NY (FHA|USDA|VA) | 9 | $1,145,000 | $127,222 | $3,809 | 3.07% |
| Bartlesville, OK (FHA|USDA|VA) | 11 | $1,115,000 | $101,364 | $3,377 | 3.77% |
| Stillwater, OK (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $4,287 | 2.81% |
| Rochelle, IL (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $2,583 | 2.89% |
| Sedalia, MO (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $2,776 | 2.73% |
| Opelousas, LA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $3,554 | 2.65% |
| Tifton, GA (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,029 | 3.89% |
| Batavia, NY (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $4,736 | 3.29% |
| Dublin, GA (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $4,365 | 3.06% |
| Washington, NC (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $3,968 | 2.95% |
| North Vernon, IN (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $3,392 | 2.97% |
| Hays, KS (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $3,242 | 2.83% |
| Olean, NY (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $4,672 | 3.14% |
| Frankfort, IN (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $3,199 | 3.10% |
| Brownwood, TX (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $3,318 | 2.83% |
| Sterling, IL (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $2,932 | 2.94% |
| Gaffney, SC (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $5,299 | 2.96% |
| Vicksburg, MS (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,854 | 3.46% |
| Sterling, CO (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $3,459 | 3.06% |
| Evanston, WY (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $5,637 | 2.90% |
| Price, UT (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $3,568 | 2.95% |
| Murray, KY (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $3,190 | 2.81% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $3,157 | 2.87% |
| Danville, KY (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $2,619 | 2.84% |
| Marion, IN (FHA|USDA|VA) | 12 | $1,010,000 | $84,167 | $2,732 | 3.09% |
| Dumas, TX (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,164 | 2.73% |
| Rolla, MO (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $3,141 | 2.96% |
| Muskogee, OK (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $4,349 | 2.82% |
| Columbus, MS (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $3,268 | 2.79% |
| Greensburg, IN (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,395 | 2.83% |
| Fremont, NE (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $2,977 | 2.57% |
| Pittsburg, KS (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $2,860 | 2.80% |
| Wilson, NC (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $4,202 | 2.94% |
| DuBois, PA (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $3,630 | 2.91% |
| Clarksburg, WV (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $2,668 | 2.82% |
| Atmore, AL (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $4,371 | 2.85% |
| Lufkin, TX (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $2,439 | 4.15% |
| Wauchula, FL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,315 | 3.00% |
| Athens, TN (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $2,972 | 3.10% |
| Roswell, NM (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $3,782 | 3.07% |
| Somerset, KY (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $3,325 | 3.23% |
| Henderson, NC (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $4,095 | 3.00% |
| Bainbridge, GA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,265 | 2.95% |
| Troy, AL (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,548 | 3.06% |
| Selinsgrove, PA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $3,963 | 2.78% |
| Brookings, OR (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,390 | 2.65% |
| North Platte, NE (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $2,807 | 2.84% |
| McPherson, KS (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $2,572 | 2.71% |
| Mount Pleasant, TX (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $2,886 | 3.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $2,624 | 3.10% |
| Thomasville, GA (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $4,076 | 3.23% |
| Lebanon, MO (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $2,562 | 3.10% |
| Marion, OH (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $3,028 | 3.05% |
| Oil City, PA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $4,073 | 2.63% |
| Laurel, MS (FHA|USDA|VA) | 11 | $875,000 | $79,545 | $1,062 | 5.91% |
| Huntington, IN (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,483 | 2.92% |
| Clinton, IA (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $2,979 | 2.62% |
| Lawrenceburg, TN (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,806 | 2.69% |
| Moultrie, GA (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $3,739 | 3.20% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $2,811 | 2.70% |
| Corning, NY (FHA|USDA|VA) | 8 | $840,000 | $105,000 | $3,734 | 2.73% |
| Richmond, IN (FHA|USDA|VA) | 8 | $840,000 | $105,000 | $3,029 | 3.00% |
| Borger, TX (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $3,860 | 2.71% |
| Columbus, NE (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,283 | 2.78% |
| Elk City, OK (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,555 | 2.71% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,892 | 2.92% |
| Greenville, OH (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $3,980 | 2.89% |
| Alice, TX (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $3,384 | 3.41% |
| Fort Polk South, LA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $2,521 | 2.72% |
| Bluffton, IN (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $3,034 | 3.04% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,026 | 2.84% |
| Stephenville, TX (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $3,104 | 2.65% |
| ELMIRA, NY (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,493 | 3.03% |
| Garden City, KS (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,046 | 2.65% |
| Austin, MN (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $3,435 | 2.89% |
| LIMA, OH (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $3,511 | 3.21% |
| Washington, IN (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,193 | 3.00% |
| Dyersburg, TN (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $2,039 | 3.65% |
| Alexandria, MN (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,562 | 2.72% |
| Ottawa, KS (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $4,567 | 3.25% |
| Jasper, AL (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,415 | 3.10% |
| Sturgis, MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,917 | 2.80% |
| Bogalusa, LA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $3,182 | 3.81% |
| Winnemucca, NV (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,131 | 2.92% |
| McAlester, OK (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,632 | 2.71% |
| Las Vegas, NM (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,366 | 2.63% |
| Summerville, GA (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $3,314 | 2.98% |
| Kearney, NE (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $2,475 | 2.67% |
| Marquette, MI (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $3,439 | 3.05% |
| Madison, IN (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $3,391 | 2.97% |
| Decatur, IN (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $3,011 | 2.60% |
| Effingham, IL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $1,957 | 2.66% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $3,098 | 2.93% |
| Fort Payne, AL (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,957 | 2.65% |
| Dayton, TN (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $4,230 | 2.92% |
| Peru, IN (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,621 | 2.73% |
| Hutchinson, KS (FHA|USDA|VA) | 8 | $670,000 | $83,750 | $2,723 | 2.83% |
| Freeport, IL (FHA|USDA|VA) | 8 | $670,000 | $83,750 | $2,798 | 2.92% |
| Warren, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,779 | 2.78% |
| Ponca City, OK (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $4,302 | 2.85% |
| Mount Sterling, KY (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $3,552 | 2.77% |
| Snyder, TX (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $3,746 | 3.02% |
| Amsterdam, NY (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $3,423 | 2.96% |
| Huntingdon, PA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,693 | 2.81% |
| Hope, AR (FHA|USDA|VA) | 7 | $635,000 | $90,714 | $2,121 | 4.41% |
| Minot, ND (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $2,462 | 2.65% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $1,908 | 2.69% |
| Burlington, IA-IL (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $3,043 | 3.06% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,965 | 2.85% |
| Durant, OK (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,706 | 2.84% |
| Norfolk, NE (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,614 | 3.00% |
| Burley, ID (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,902 | 2.66% |
| Eufaula, AL-GA (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $3,644 | 2.75% |
| Coffeyville, KS (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,283 | 3.25% |
| Portsmouth, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,293 | 2.94% |
| Campbellsville, KY (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,274 | 3.22% |
| Cordele, GA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,761 | 4.28% |
| Van Wert, OH (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $3,567 | 2.85% |
| Ottumwa, IA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,480 | 2.58% |
| Deming, NM (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $3,719 | 2.63% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $2,733 | 3.03% |
| Altus, OK (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,907 | 2.75% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,456 | 2.78% |
| Oxford, MS (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,925 | 2.81% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,496 | 3.41% |
| Big Spring, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,994 | 3.25% |
| Celina, OH (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,988 | 2.90% |
| Bluefield, WV-VA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,531 | 3.13% |
| Camden, AR (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $2,396 | 4.09% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,893 | 2.49% |
| Miami, OK (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,791 | 3.09% |
| Winona, MN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,104 | 2.96% |
| Coldwater, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,297 | 3.45% |
| Salina, KS (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $2,535 | 2.84% |
| Toccoa, GA (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $3,200 | 3.20% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $3,370 | 2.60% |
| Morgan City, LA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,422 | 2.75% |
| Martin, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,145 | 2.69% |
| Pampa, TX (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,353 | 2.90% |
| Jennings, LA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,247 | 2.75% |
| Duncan, OK (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,243 | 3.06% |
| Paragould, AR (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $2,709 | 2.94% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,068 | 2.50% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $2,051 | 2.81% |
| Woodward, OK (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,968 | 2.96% |
| Mount Vernon, IL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $2,786 | 2.78% |
| Palestine, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,654 | 3.92% |
| Paris, TN (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,973 | 2.56% |
| Jamestown, ND (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,447 | 2.59% |
| Nacogdoches, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,942 | 4.29% |
| Connersville, IN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,821 | 3.06% |
| Washington Court House, OH (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,114 | 3.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,208 | 2.78% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,461 | 3.88% |
| St. Marys, PA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,654 | 2.97% |
| Coshocton, OH (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,491 | 3.00% |
| Jacksonville, TX (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $1,341 | 5.28% |
| Hastings, NE (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $3,099 | 3.07% |
| Alma, MI (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $3,257 | 3.10% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,529 | 2.88% |
| Beatrice, NE (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $3,318 | 2.81% |
| Mason City, IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,299 | 2.69% |
| Mitchell, SD (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,180 | 2.67% |
| Kinston, NC (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $2,291 | 2.84% |
| Atchison, KS (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $2,996 | 2.56% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,881 | 2.33% |
| Beeville, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,782 | 4.16% |
| Andrews, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,146 | 2.88% |
| Marshalltown, IA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $3,977 | 3.22% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,404 | 3.29% |
| Quincy, IL-MO (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $2,196 | 3.19% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,246 | 2.50% |
| Winfield, KS (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $2,693 | 2.78% |
| Greenville, MS (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $3,849 | 2.78% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,584 | 2.75% |
| Alpena, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,881 | 4.19% |
| Thomaston, GA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,452 | 2.91% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $3,063 | 2.83% |
| Cleveland, MS (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $2,177 | 4.10% |
| Fitzgerald, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,497 | 2.88% |
| DANVILLE, IL (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $2,576 | 2.90% |
| Minden, LA (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $2,720 | 3.38% |
| Rockingham, NC (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $3,156 | 3.15% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $2,109 | 2.84% |
| Marion, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,168 | 3.31% |
| Poplar Bluff, MO (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,899 | 2.63% |
| Taylorville, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,989 | 3.00% |
| Centralia, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,964 | 3.00% |
| Fremont, OH (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $2,979 | 2.78% |
| Bennington, VT (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,521 | 2.44% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,795 | 2.56% |
| Española, NM (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,432 | 2.75% |
| BECKLEY, WV (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $2,772 | 3.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,342 | 2.88% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,878 | 3.38% |
| Grenada, MS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,179 | 2.69% |
| Cortland, NY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,513 | 3.13% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,171 | 2.94% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,243 | 2.87% |
| Union, SC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,585 | 2.83% |
| Grants, NM (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,744 | 2.71% |
| Marshall, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,243 | 3.13% |
| Laurinburg, NC (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,009 | 2.58% |
| Galesburg, IL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $2,617 | 2.71% |
| Dixon, IL (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $3,324 | 2.62% |
| Ludington, MI (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,513 | 3.13% |
| Brookhaven, MS (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,695 | 4.13% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $3,205 | 3.44% |
| Athens, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,414 | 2.75% |
| Douglas, GA (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $2,896 | 2.69% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,817 | 2.81% |
| Maysville, KY (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $2,754 | 3.13% |
| Pella, IA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,107 | 3.00% |
| Brownsville, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,940 | 2.94% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,586 | 2.75% |
| Hannibal, MO (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,421 | 2.67% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,598 | 2.88% |
| Brookings, SD (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,900 | 3.06% |
| Jackson, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,625 | 2.69% |
| McComb, MS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,411 | 3.12% |
| Mexico, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,615 | 2.81% |
| Selma, AL (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $1,690 | 4.53% |
| Paris, TX (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,230 | 4.00% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,010 | 2.75% |
| West Plains, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,681 | 3.13% |
| Portales, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,233 | 3.13% |
| Pearsall, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,757 | 3.13% |
| Riverton, WY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,254 | 2.63% |
| Emporia, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,056 | 2.94% |
| New Ulm, MN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,931 | 3.38% |
| Dodge City, KS (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $2,143 | 3.00% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,472 | 3.49% |
| Clarksdale, MS (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $977 | 5.69% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,859 | 2.99% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $2,706 | 2.79% |
| Maryville, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,538 | 3.25% |
| Logansport, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,415 | 3.13% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,661 | 2.75% |
| Ada, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,435 | 3.99% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,614 | 2.56% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,054 | 2.63% |
| Defiance, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,347 | 2.93% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,932 | 3.38% |
| Parsons, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,381 | 3.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,796 | 2.63% |
| West Point, MS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,055 | 2.63% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,036 | 2.81% |
| Pierre, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,143 | 2.75% |
| Houghton, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,164 | 3.06% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,337 | 2.38% |
| Vernon, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,558 | 4.94% |
| Macomb, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,799 | 2.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,364 | 2.99% |
| Bay City, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $1,296 | 4.88% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,796 | 2.75% |
| Malvern, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $109 | 5.38% |
| Carroll, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,438 | 2.75% |
| Watertown, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,587 | 2.63% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,913 | 3.25% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,321 | 3.25% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,822 | 2.99% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,947 | 2.63% |
| Hereford, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,536 | 2.63% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,056 | 2.88% |
| Bradford, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,096 | 3.25% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,070 | 2.38% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,420 | 2.75% |
| Guymon, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,156 | 2.50% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,242 | 2.75% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,753 | 4.75% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,331 | 3.25% |
| Liberal, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,541 | 2.75% |
| Zapata, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,593 | 2.25% |
| Union City, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,980 | 2.75% |
| Spencer, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,823 | 2.63% |
| Indianola, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $109 | 5.00% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $828 | 2.50% |
| Central City, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,861 | 2.88% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $109 | 8.00% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,592 | 3.38% |
Newrez 's top markets include New York, Los Angeles, Philadelphia, Boston, and Washington among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 109,621 | $27,238,495,000 | $248,479 | $4,202 | 2.94% |
| FHA | 17,147 | $3,935,485,000 | $229,514 | $6,433 | 2.91% |
| VA | 9,905 | $2,810,865,000 | $283,782 | $4,298 | 2.65% |
| USDA | 281 | $61,665,000 | $219,448 | $6,073 | 2.78% |
For the 2021 period, Newrez 's most frequently originated loan type of loans were Conventional, with 109,621 originations. Their 2nd most popular type is FHA, with 17,147 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 84,074 | $19,460,890,000 | $231,473 | $3,880 | 2.79% |
| Cash Out Refi | 36,550 | $8,919,120,000 | $244,025 | $4,730 | 3.10% |
| Home Purchase | 15,904 | $5,541,370,000 | $348,426 | $7,196 | 3.11% |
| Home Improvement | 399 | $119,315,000 | $299,035 | $3,721 | 2.95% |
| Other | 27 | $5,815,000 | $215,370 | $5,394 | 2.92% |
For the 2021, Newrez 's most frequently cited loan purpose of loans were Refi, with 84,074 originations. The 2nd most popular reason of loans were Cash Out Refi, with 36,550 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 78,162 | $22,264,300,000 | $284,848 | $5,113 | 3.05% |
| 15 Year | 24,963 | $4,814,635,000 | $192,871 | $3,647 | 2.57% |
| Other | 15,461 | $3,397,125,000 | $219,722 | $3,773 | 2.95% |
| 20 Year | 12,951 | $2,769,295,000 | $213,829 | $3,716 | 2.91% |
| 10 Year | 5,402 | $782,740,000 | $144,898 | $3,294 | 2.44% |
| 30+ year | 15 | $18,415,000 | $1,227,667 | $16,788 | 4.12% |
For the 2021, Newrez 's most frequently cited loan length of loans were 30 Year, with 78,162 originations. The 2nd most popular length of loans were 15 Year, with 24,963 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 65,840 | $14,420,990,000 | $219,031 |
| $<1k | 30,877 | $8,220,465,000 | $266,233 |
| $2k-3k | 17,504 | $3,902,810,000 | $222,967 |
| $3k-4k | 13,206 | $3,505,160,000 | $265,422 |
| $5k+ | 9,527 | $3,997,085,000 | $419,553 |
$5,113 of loans were Newrez 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 65,840 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 69,977 | $17,666,255,000 | $252,458 |
| 3-4% | 37,093 | $9,307,995,000 | $250,937 |
| <2.5% | 27,574 | $6,453,950,000 | $234,059 |
| 4-5% | 1,938 | $547,670,000 | $282,595 |
| 5-6% | 167 | $57,045,000 | $341,587 |
| 6-7% | 121 | $8,835,000 | $73,017 |
| 7-8% | 74 | $3,990,000 | $53,919 |
| Over 8% | 10 | $770,000 | $77,000 |
During 2021, Newrez 's average interest rate of loans were 3.05%, while their most frequently originated rate bucket of loans were 2.5-3%, with 69,977 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 57,258 | $16,164,980,000 | $282,318 | $4,730 | 2.91% |
| $100k-200k | 48,696 | $7,298,860,000 | $149,886 | $3,598 | 2.90% |
| $400k-600k | 15,703 | $7,455,645,000 | $474,791 | $6,398 | 2.88% |
| $100,000 or less | 12,601 | $982,435,000 | $77,965 | $2,950 | 2.95% |
| $600k-1MM | 2,346 | $1,678,340,000 | $715,405 | $10,904 | 3.10% |
| $1MM+ | 350 | $466,250,000 | $1,332,143 | $16,807 | 3.39% |
2021 saw Newrez place emphasis on $200k-400k loans with 57,258 originations, totaling $16,164,980,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 30,301 | $8,583,605,000 | $283,278 | $4,729 | 2.91% |
| $50k-75k | 25,552 | $4,846,320,000 | $189,665 | $4,185 | 2.95% |
| $75k-100k | 23,135 | $5,465,705,000 | $236,253 | $4,516 | 2.93% |
| $150k-250k | 18,851 | $6,413,785,000 | $340,236 | $4,993 | 2.88% |
| $50k or less | 14,563 | $1,949,095,000 | $133,839 | $3,671 | 3.02% |
| $250k+ | 5,591 | $2,458,045,000 | $439,643 | $6,028 | 2.92% |
Newrez lent most frequently to those with incomes in the $100k-150k range, with 30,301 originations. The second most popular income band? $50k-75k, with 25,552 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 29,727 | $7,037,295,000 | $236,731 | $4,062 | 2.87% |
| 30-36% | 22,572 | $5,692,730,000 | $252,203 | $4,391 | 2.95% |
| <20% | 19,664 | $4,372,540,000 | $222,363 | $3,905 | 2.78% |
| 44% | 4,692 | $1,233,530,000 | $262,901 | $5,017 | 3.05% |
| 43% | 4,309 | $1,141,575,000 | $264,928 | $4,961 | 3.04% |
| 41% | 4,202 | $1,109,960,000 | $264,150 | $4,784 | 3.02% |
| 42% | 4,138 | $1,105,850,000 | $267,243 | $4,933 | 3.02% |
| 39% | 3,963 | $1,041,275,000 | $262,749 | $4,687 | 2.99% |
| 37% | 3,921 | $1,016,675,000 | $259,290 | $4,593 | 2.98% |
| 40% | 3,908 | $1,035,780,000 | $265,041 | $4,686 | 3.01% |
| 38% | 3,840 | $999,340,000 | $260,245 | $4,574 | 3.00% |
| 36% | 3,791 | $969,245,000 | $255,670 | $4,620 | 2.97% |
| 49% | 3,160 | $899,100,000 | $284,525 | $5,407 | 2.97% |
| 45% | 3,100 | $837,570,000 | $270,184 | $4,964 | 2.99% |
| 46% | 2,773 | $752,175,000 | $271,250 | $5,147 | 2.98% |
| 48% | 2,734 | $746,810,000 | $273,157 | $5,194 | 2.95% |
| 47% | 2,634 | $707,470,000 | $268,591 | $5,248 | 2.96% |
| 50-60% | 2,073 | $648,155,000 | $312,665 | $8,767 | 2.89% |
| >60% | 155 | $51,505,000 | $332,290 | $7,113 | 2.83% |
Newrez lent most frequently to those with DTI ratios of 20-30%, with 29,727 originations. The next most common DTI ratio? 30-36%, with 22,572 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 86,671 | $21,397,545,000 | $246,882 | $4,428 | 2.91% |
| Not provided | 32,563 | $7,804,145,000 | $239,663 | $4,351 | 2.89% |
| Black | 9,889 | $2,286,105,000 | $231,177 | $4,916 | 3.02% |
| Asian | 6,521 | $2,206,315,000 | $338,340 | $5,250 | 2.86% |
| American Indian | 869 | $218,505,000 | $251,444 | $4,826 | 2.96% |
| Native Hawaiian | 356 | $104,200,000 | $292,697 | $5,203 | 2.91% |
| Not applicable | 66 | $22,770,000 | $345,000 | $10,690 | 4.43% |
| Asian Indian | 10 | $3,640,000 | $364,000 | $4,714 | 2.94% |
| Other Asian | 5 | $1,645,000 | $329,000 | $5,233 | 3.30% |
| Filipino | 2 | $900,000 | $450,000 | $4,059 | 2.31% |
| Native Hawiian | 1 | $485,000 | $485,000 | $8,221 | 1.99% |
| Chinese | 1 | $255,000 | $255,000 | $1,173 | 2.25% |
Approval Rates
Total approvals of all applications87.43%
Newrez has an average approval rate.
Pick Rate
Approvals leading to origination8.48%
Newrez has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 136,954 | $34,046,510,000 | $248,598 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 136,954 | $34,046,510,000 | $248,598 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 13,459 | $2,333,095,000 | $173,348 | $3,527 | 2.72% |
| 40-60% | 36,937 | $8,359,915,000 | $226,329 | $3,767 | 2.82% |
| 60-80% | 49,922 | $13,390,400,000 | $268,226 | $4,618 | 3.03% |
| 80-100% | 28,811 | $8,186,535,000 | $284,146 | $5,682 | 2.97% |
| Over 100% | 538 | $186,350,000 | $346,375 | $10,218 | 2.68% |
| Under 20% | 1,366 | $186,100,000 | $136,237 | $3,311 | 2.58% |
