Greeley USDA Loans

GREELEY, CO

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Greeley's 41 lenders originated 182 USDA loans during 2021. The total origination value was $68,880,000, with an average USDA loan value of $378,462.

    Greeley USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Greeley averaged 5.19% for the week of 2022-05-20, compared to the national average (all USDA variants) of 5.315% for the same period.

    The average rate for the prior week (2022-05-13) was 5.48% and one month ago for the week of 2022-04-15, the average rate was 4.77%.

    The average rate one year ago was 2.92%.

    For refis of the same type during the week of 2022-05-20, the average rate was 5.2%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Greeley USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Greeley level.

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    CROSSCOUNTRY MORTGAGE, LLC 37 3.04% $7,581
    PRIMARY RESIDENTIAL MORTGAGE, INC. 19 2.75% $9,474
    LOANDEPOT.COM, LLC 11 2.67% $10,677
    HOME POINT FINANCIAL CORPORATION 11 2.56% $9,179
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 3.13% $9,189
    Financial Funding Solutions, Inc. 8 2.70% $8,572
    UNITED WHOLESALE MORTGAGE, LLC 6 2.59% $8,205
    DHI MORTGAGE COMPANY, LTD. 5 2.97% $9,406
    CALIBER HOME LOANS, INC. 5 2.65% $6,778
    First National Bank of Omaha 4 2.91% $6,559
    Loan Simple, Inc. 3 2.50% $9,022
    GUILD MORTGAGE COMPANY 3 3.13% $7,765
    NEWREZ LLC 3 2.46% $10,686
    CHERRY CREEK MORTGAGE, LLC 3 3.00% $4,311
    CORNERSTONE HOME LENDING, INC. 2 3.00% $6,566
    Bank of England 2 2.50% $6,850
    FINANCE OF AMERICA MORTGAGE LLC 2 3.13% $8,275
    First Western Trust Bank 2 2.63% $6,281
    Flagstar Bank, FSB 2 2.56% $6,330
    Paramount Residential Mortgage Group, Inc. 2 2.75% $8,170
    SECURITYNATIONAL MORTGAGE COMPANY 2 2.25% $12,026
    UNION HOME MORTGAGE CORP. 2 2.50% $7,786
    UNIVERSAL LENDING CORPORATION 2 2.63% $6,474
    CELEBRITY HOME LOANS, LLC 1 2.50% $5,543
    BROKER SOLUTIONS, INC. 1 2.25% $4,102
    Bank of Colorado 1 2.88% $7,029
    MID AMERICA MORTGAGE, INC. 1 2.38% $3,430
    NBH Bank 1 2.88% $7,371
    AMERICAN FINANCING CORPORATION 1 2.25% $5,979
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.75% $5,287
    VAN DYK MORTGAGE CORPORATION 1 2.50% $4,091
    PENNYMAC LOAN SERVICES, LLC 1 2.63% $9,765
    AMCAP MORTGAGE, LTD. 1 2.88% $8,087
    S1L, Inc. 1 2.50% $8,054
    ALL WESTERN MORTGAGE, INC. 1 4.38% $7,330
    SUN WEST MORTGAGE COMPANY, INC. 1 2.63% $5,800
    TOWNE MORTGAGE COMPANY 1 2.63% $7,460
    Gateway First Bank 1 3.13% $5,914
    ACADEMY MORTGAGE CORPORATION 1 3.38% $8,185
    HOMEAMERICAN MORTGAGE CORPORATION 1 2.50% $4,163
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 2.75% $5,678

    The top Greeley USDA lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 37 USDA loans originated. Their average total fees are $7,581, which is $1,892 lower than the next largest lender, PRIMARY RESIDENTIAL MORTGAGE, INC..

    The lowest fee Greeley USDA lenders (with over 10 loans originated) are CROSSCOUNTRY MORTGAGE, LLC ($7,581), HOME POINT FINANCIAL CORPORATION ($9,179), PRIMARY RESIDENTIAL MORTGAGE, INC. ($9,474), LOANDEPOT.COM, LLC ($10,677) and .

    The lowest rate Greeley USDA lenders (with over 10 loans originated) are HOME POINT FINANCIAL CORPORATION (2.56%), LOANDEPOT.COM, LLC (2.67%), PRIMARY RESIDENTIAL MORTGAGE, INC. (2.75%), CROSSCOUNTRY MORTGAGE, LLC (3.04%) and .