Loandepot.com Mortgage Rates, Fees & Info
DOVER, DELEI: 549300AG64NHILB7ZP05
Tax ID: 26-4599244
2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Overview
Loandepot.com is a large mortgage company specializing in Refi and Home Purchase loans. Loandepot.com has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, Washington, Anaheim, New York, and Oakland among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Loandepot.com is typically an average fee lendor.Originations
294,467Origination Dollar Volume (All Markets)
$100,528,925,000Relative Rate
Loandepot.com 's average 30 year fixed rate mortgage was
3.17%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.19%.
Relative Fees
Loandepot.com 's average total fees for a 30 year fixed rate
mortgage are $5,354.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 232,011 | $81,756,315,000 | $352,381 | $4,511 | 3.09% |
| VA | 33,561 | $11,284,815,000 | $336,248 | $5,418 | 2.84% |
| FHA | 27,382 | $7,185,620,000 | $262,421 | $9,458 | 3.46% |
| USDA | 1,513 | $302,175,000 | $199,719 | $6,089 | 3.19% |
For the 2020 period, Loandepot.com 's most frequently originated loan type was Conventional, with 232,011 originations. Their 2nd most popular type is VA, with 33,561 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 150,815 | $54,620,745,000 | $362,171 | $3,880 | 2.94% |
| Home Purchase | 84,806 | $28,095,310,000 | $331,289 | $7,021 | 3.24% |
| Cash Out Refi | 58,846 | $17,812,870,000 | $302,703 | $5,500 | 3.30% |
For the 2020, Loandepot.com 's most frequently cited loan purpose was Refi, with 150,815 originations. The 2nd most popular reason was Home Purchase, with 84,806 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 237,235 | $83,370,625,000 | $351,426 | $5,354 | 3.17% |
| 15 Year | 40,283 | $12,049,265,000 | $299,115 | $4,108 | 2.71% |
| 20 Year | 9,982 | $3,006,460,000 | $301,188 | $4,139 | 3.15% |
| Other | 4,611 | $1,545,865,000 | $335,256 | $3,991 | 3.03% |
| 10 Year | 2,339 | $544,955,000 | $232,986 | $3,733 | 2.65% |
| 30+ year | 17 | $11,755,000 | $691,471 | $14,112 | 4.26% |
For the 2020, Loandepot.com 's most frequently cited loan length was 30 Year, with 237,235 originations. The 2nd most popular length was 15 Year, with 40,283 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 123,397 | $45,830,525,000 | $371,407 |
| $<1k | 51,423 | $17,353,595,000 | $337,468 |
| $3k-4k | 41,326 | $11,770,260,000 | $284,815 |
| $5k+ | 33,147 | $12,680,065,000 | $382,540 |
| $2k-3k | 31,623 | $8,869,325,000 | $280,471 |
$5,354 was Loandepot.com 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 123,397 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 13,091 | $6,196,945,000 | $473,374 | $5,186 | 3.05% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 10,738 | $4,805,550,000 | $447,527 | $4,356 | 2.84% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 9,179 | $4,729,005,000 | $515,198 | $4,479 | 2.96% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 9,375 | $4,342,545,000 | $463,205 | $7,491 | 3.15% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 7,682 | $4,262,800,000 | $554,908 | $4,540 | 2.90% |
| SEATTLE-BELLEVUE-KENT, WA | 8,069 | $3,847,055,000 | $476,770 | $4,517 | 2.94% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 7,762 | $3,720,260,000 | $479,291 | $5,292 | 2.99% |
| Outside of Metro Areas | 15,192 | $3,495,380,000 | $230,080 | $4,850 | 3.22% |
| PHOENIX-MESA-CHANDLER, AZ | 12,157 | $3,419,995,000 | $281,319 | $4,954 | 3.20% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 8,975 | $3,148,325,000 | $350,788 | $5,645 | 3.08% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 9,263 | $2,534,825,000 | $273,651 | $4,866 | 3.23% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3,839 | $2,244,175,000 | $584,573 | $3,987 | 2.82% |
| DENVER-AURORA-LAKEWOOD, CO | 5,515 | $2,060,335,000 | $373,587 | $5,098 | 3.08% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 4,864 | $1,815,150,000 | $373,181 | $4,498 | 3.05% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 6,264 | $1,715,400,000 | $273,851 | $4,889 | 3.13% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 3,841 | $1,446,485,000 | $376,591 | $5,251 | 2.92% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5,062 | $1,347,130,000 | $266,126 | $6,340 | 3.20% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 4,565 | $1,337,945,000 | $293,088 | $4,871 | 3.12% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2,875 | $1,216,795,000 | $423,233 | $8,069 | 3.11% |
| NEWARK, NJ-PA | 2,960 | $1,165,140,000 | $393,628 | $5,560 | 3.06% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,950 | $1,145,250,000 | $587,308 | $4,718 | 2.95% |
| DALLAS-PLANO-IRVING, TX | 3,738 | $1,095,760,000 | $293,141 | $6,003 | 3.19% |
| BOSTON, MA | 2,731 | $1,049,415,000 | $384,260 | $4,531 | 3.12% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2,549 | $1,045,055,000 | $409,986 | $4,233 | 3.03% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3,512 | $994,170,000 | $283,078 | $4,548 | 3.00% |
| URBAN HONOLULU, HI | 1,919 | $974,095,000 | $507,606 | $8,435 | 2.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2,041 | $959,315,000 | $470,022 | $5,042 | 3.00% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3,192 | $935,640,000 | $293,120 | $5,003 | 3.17% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 3,415 | $916,195,000 | $268,286 | $4,912 | 3.12% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2,506 | $843,660,000 | $336,656 | $5,125 | 3.04% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 1,843 | $781,215,000 | $423,882 | $4,258 | 2.87% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2,193 | $686,415,000 | $313,003 | $5,917 | 2.97% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2,019 | $662,625,000 | $328,195 | $4,556 | 2.95% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 2,423 | $660,115,000 | $272,437 | $6,475 | 3.21% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,489 | $633,265,000 | $254,425 | $5,520 | 3.17% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,315 | $633,095,000 | $273,475 | $5,278 | 3.18% |
| STOCKTON, CA | 1,654 | $600,450,000 | $363,029 | $5,123 | 3.15% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,173 | $580,555,000 | $267,168 | $6,271 | 3.23% |
| RALEIGH-CARY, NC | 1,893 | $574,705,000 | $303,595 | $4,121 | 2.97% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,495 | $572,165,000 | $382,719 | $5,579 | 3.08% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,719 | $514,935,000 | $299,555 | $6,397 | 3.20% |
| SANTA ROSA-PETALUMA, CA | 1,012 | $468,450,000 | $462,895 | $5,052 | 3.09% |
| COLORADO SPRINGS, CO | 1,437 | $467,435,000 | $325,285 | $5,029 | 3.08% |
| PHILADELPHIA, PA | 1,677 | $458,705,000 | $273,527 | $5,327 | 3.14% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,498 | $442,840,000 | $295,621 | $4,298 | 2.91% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 1,783 | $437,895,000 | $245,595 | $6,117 | 3.37% |
| VALLEJO, CA | 1,057 | $436,515,000 | $412,975 | $6,346 | 3.08% |
| JACKSONVILLE, FL | 1,677 | $434,255,000 | $258,948 | $5,298 | 3.19% |
| TUCSON, AZ | 1,741 | $429,495,000 | $246,694 | $5,332 | 3.14% |
| TACOMA-LAKEWOOD, WA | 1,181 | $406,815,000 | $344,467 | $5,017 | 3.08% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 1,369 | $403,355,000 | $294,635 | $5,972 | 3.20% |
| SALT LAKE CITY, UT | 1,201 | $389,515,000 | $324,326 | $4,830 | 3.09% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,308 | $366,870,000 | $280,482 | $4,678 | 3.19% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,240 | $356,160,000 | $287,226 | $3,881 | 3.17% |
| ALBUQUERQUE, NM | 1,538 | $347,470,000 | $225,923 | $5,089 | 3.25% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,064 | $325,150,000 | $305,592 | $5,603 | 3.12% |
| RICHMOND, VA | 1,083 | $314,165,000 | $290,088 | $4,209 | 2.99% |
| BAKERSFIELD, CA | 1,261 | $309,845,000 | $245,714 | $5,403 | 3.29% |
| WARREN-TROY-FARMINGTON HILLS, MI | 1,311 | $306,675,000 | $233,924 | $4,403 | 3.14% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1,163 | $298,035,000 | $256,264 | $5,212 | 3.22% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,277 | $283,705,000 | $222,165 | $4,082 | 3.23% |
| SAN RAFAEL, CA | 469 | $282,035,000 | $601,354 | $4,466 | 3.02% |
| PROVIDENCE-WARWICK, RI-MA | 961 | $274,965,000 | $286,124 | $4,671 | 3.14% |
| RENO, NV | 855 | $271,925,000 | $318,041 | $4,392 | 3.08% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 824 | $265,610,000 | $322,342 | $3,756 | 3.19% |
| SANTA MARIA-SANTA BARBARA, CA | 656 | $263,680,000 | $401,951 | $5,041 | 3.05% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 996 | $259,250,000 | $260,291 | $5,092 | 3.07% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 852 | $258,700,000 | $303,638 | $7,028 | 3.23% |
| KANSAS CITY, MO-KS | 1,088 | $247,470,000 | $227,454 | $4,467 | 3.17% |
| FRESNO, CA | 858 | $243,810,000 | $284,161 | $4,708 | 3.18% |
| FORT COLLINS, CO | 715 | $237,445,000 | $332,091 | $5,048 | 3.09% |
| WORCESTER, MA-CT | 834 | $236,480,000 | $283,549 | $4,553 | 3.13% |
| HUNTSVILLE, AL | 961 | $221,595,000 | $230,588 | $5,285 | 3.10% |
| BOULDER, CO | 492 | $217,110,000 | $441,280 | $4,836 | 3.10% |
| GREELEY, CO | 652 | $216,330,000 | $331,794 | $5,785 | 3.16% |
| BOISE CITY, ID | 752 | $216,280,000 | $287,606 | $5,020 | 3.08% |
| CAPE CORAL-FORT MYERS, FL | 937 | $211,375,000 | $225,587 | $5,803 | 3.25% |
| KAHULUI-WAILUKU-LAHAINA, HI | 441 | $210,655,000 | $477,676 | $6,669 | 3.14% |
| ELGIN, IL | 928 | $210,330,000 | $226,649 | $5,265 | 3.23% |
| COLUMBUS, OH | 831 | $208,775,000 | $251,233 | $4,566 | 3.12% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 466 | $208,110,000 | $446,588 | $5,057 | 2.97% |
| EUGENE-SPRINGFIELD, OR | 705 | $196,605,000 | $278,872 | $5,398 | 3.22% |
| BEND, OR | 612 | $196,320,000 | $320,784 | $5,631 | 3.14% |
| BIRMINGHAM-HOOVER, AL | 834 | $194,840,000 | $233,621 | $5,163 | 3.26% |
| OGDEN-CLEARFIELD, UT | 656 | $193,310,000 | $294,680 | $5,139 | 3.09% |
| MODESTO, CA | 635 | $185,735,000 | $292,496 | $4,824 | 3.20% |
| CHARLESTON-NORTH CHARLESTON, SC | 659 | $185,035,000 | $280,781 | $5,007 | 3.11% |
| ST. LOUIS, MO-IL | 801 | $183,645,000 | $229,270 | $3,770 | 3.16% |
| CLEVELAND-ELYRIA, OH | 853 | $181,605,000 | $212,902 | $5,114 | 3.14% |
| NEW HAVEN-MILFORD, CT | 680 | $177,240,000 | $260,647 | $5,192 | 3.12% |
| OKLAHOMA CITY, OK | 838 | $175,080,000 | $208,926 | $5,087 | 3.36% |
| PROVO-OREM, UT | 566 | $174,890,000 | $308,993 | $4,957 | 3.09% |
| NEW ORLEANS-METAIRIE, LA | 723 | $171,395,000 | $237,061 | $4,689 | 3.21% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 519 | $166,585,000 | $320,973 | $5,681 | 3.09% |
| CAMDEN, NJ | 672 | $165,840,000 | $246,786 | $4,847 | 3.08% |
| PITTSBURGH, PA | 745 | $164,075,000 | $220,235 | $5,117 | 3.10% |
| CINCINNATI, OH-KY-IN | 643 | $157,525,000 | $244,984 | $4,418 | 3.13% |
| SALINAS, CA | 361 | $154,555,000 | $428,130 | $4,752 | 3.03% |
| TRENTON-PRINCETON, NJ | 426 | $150,590,000 | $353,498 | $4,584 | 2.94% |
| PORTLAND-SOUTH PORTLAND, ME | 547 | $148,915,000 | $272,239 | $3,959 | 3.11% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 639 | $145,245,000 | $227,300 | $5,400 | 3.24% |
| GREENVILLE-ANDERSON, SC | 594 | $145,160,000 | $244,377 | $4,986 | 3.17% |
| SANTA CRUZ-WATSONVILLE, CA | 274 | $140,990,000 | $514,562 | $4,491 | 2.97% |
| MILWAUKEE-WAUKESHA, WI | 539 | $136,255,000 | $252,792 | $4,156 | 3.20% |
| WILMINGTON, DE-MD-NJ | 502 | $135,060,000 | $269,044 | $4,621 | 2.99% |
| LAKE HAVASU CITY-KINGMAN, AZ | 550 | $133,100,000 | $242,000 | $4,853 | 3.29% |
| MEMPHIS, TN-MS-AR | 560 | $130,390,000 | $232,839 | $4,479 | 3.16% |
| TALLAHASSEE, FL | 591 | $128,005,000 | $216,591 | $5,687 | 3.20% |
| BARNSTABLE TOWN, MA | 355 | $119,615,000 | $336,944 | $4,512 | 3.06% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 497 | $115,575,000 | $232,545 | $4,715 | 3.14% |
| DURHAM-CHAPEL HILL, NC | 415 | $113,745,000 | $274,084 | $4,516 | 3.11% |
| GARY, IN | 531 | $113,695,000 | $214,115 | $4,558 | 3.26% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 367 | $111,785,000 | $304,591 | $5,415 | 3.11% |
| OLYMPIA-LACEY-TUMWATER, WA | 365 | $111,605,000 | $305,767 | $4,759 | 3.04% |
| DAYTON-KETTERING, OH | 564 | $104,040,000 | $184,468 | $4,802 | 3.30% |
| COEUR D'ALENE, ID | 362 | $103,590,000 | $286,160 | $5,784 | 3.11% |
| SALEM, OR | 378 | $103,440,000 | $273,651 | $5,303 | 3.13% |
| KNOXVILLE, TN | 437 | $101,985,000 | $233,375 | $4,547 | 3.21% |
| SPOKANE-SPOKANE VALLEY, WA | 386 | $101,660,000 | $263,368 | $4,931 | 3.11% |
| MANCHESTER-NASHUA, NH | 360 | $100,400,000 | $278,889 | $4,030 | 3.06% |
| LAKELAND-WINTER HAVEN, FL | 466 | $98,400,000 | $211,159 | $5,543 | 3.16% |
| COLUMBIA, SC | 443 | $97,605,000 | $220,327 | $4,637 | 3.28% |
| NAPLES-MARCO ISLAND, FL | 293 | $96,375,000 | $328,925 | $5,203 | 3.08% |
| PORT ST. LUCIE, FL | 390 | $95,510,000 | $244,897 | $5,438 | 3.24% |
| SAVANNAH, GA | 399 | $94,045,000 | $235,702 | $5,733 | 3.18% |
| BATON ROUGE, LA | 408 | $93,380,000 | $228,873 | $4,728 | 3.22% |
| DETROIT-DEARBORN-LIVONIA, MI | 472 | $92,160,000 | $195,254 | $4,291 | 3.24% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 318 | $87,610,000 | $275,503 | $4,900 | 3.10% |
| ANCHORAGE, AK | 286 | $87,250,000 | $305,070 | $5,181 | 2.98% |
| MEDFORD, OR | 298 | $85,370,000 | $286,477 | $5,211 | 3.12% |
| HARRISBURG-CARLISLE, PA | 399 | $85,065,000 | $213,195 | $5,487 | 3.15% |
| SALISBURY, MD-DE | 307 | $83,045,000 | $270,505 | $4,679 | 3.08% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 293 | $82,865,000 | $282,816 | $5,176 | 3.16% |
| SANTA FE, NM | 264 | $79,690,000 | $301,856 | $5,224 | 3.22% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 315 | $77,075,000 | $244,683 | $5,351 | 3.15% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 337 | $76,685,000 | $227,552 | $4,881 | 3.05% |
| NAPA, CA | 160 | $73,580,000 | $459,875 | $5,849 | 3.03% |
| PENSACOLA-FERRY PASS-BRENT, FL | 317 | $72,275,000 | $227,997 | $4,591 | 3.12% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 311 | $72,235,000 | $232,267 | $4,077 | 3.16% |
| ALBANY-LEBANON, OR | 290 | $71,860,000 | $247,793 | $5,579 | 3.31% |
| LANCASTER, PA | 295 | $68,055,000 | $230,695 | $5,266 | 3.11% |
| NORWICH-NEW LONDON, CT | 265 | $67,625,000 | $255,189 | $5,478 | 3.07% |
| SPRINGFIELD, MA | 296 | $66,970,000 | $226,250 | $5,143 | 3.21% |
| GREENSBORO-HIGH POINT, NC | 292 | $63,370,000 | $217,021 | $4,688 | 3.23% |
| TULSA, OK | 296 | $63,240,000 | $213,649 | $5,703 | 3.27% |
| GRAND RAPIDS-KENTWOOD, MI | 294 | $62,820,000 | $213,673 | $4,758 | 3.23% |
| EL PASO, TX | 361 | $60,075,000 | $166,413 | $6,130 | 3.47% |
| BUFFALO-CHEEKTOWAGA, NY | 269 | $59,655,000 | $221,766 | $4,863 | 3.20% |
| MOUNT VERNON-ANACORTES, WA | 178 | $58,050,000 | $326,124 | $5,075 | 3.12% |
| CHATTANOOGA, TN-GA | 252 | $57,450,000 | $227,976 | $4,323 | 3.18% |
| PUNTA GORDA, FL | 264 | $56,840,000 | $215,303 | $5,121 | 3.31% |
| YUMA, AZ | 295 | $56,585,000 | $191,814 | $6,431 | 3.43% |
| KENNEWICK-RICHLAND, WA | 211 | $56,295,000 | $266,801 | $4,491 | 3.12% |
| PANAMA CITY, FL | 225 | $56,025,000 | $249,000 | $6,484 | 3.13% |
| ASHEVILLE, NC | 213 | $55,735,000 | $261,667 | $4,395 | 3.11% |
| HUNTINGTON-ASHLAND, WV-KY-OH | 287 | $55,495,000 | $193,362 | $4,589 | 3.38% |
| TOLEDO, OH | 327 | $53,645,000 | $164,052 | $4,301 | 3.28% |
| MERCED, CA | 192 | $52,020,000 | $270,938 | $5,701 | 3.30% |
| VISALIA, CA | 214 | $51,680,000 | $241,495 | $5,312 | 3.22% |
| FAYETTEVILLE, NC | 254 | $50,490,000 | $198,780 | $4,114 | 3.03% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 214 | $49,970,000 | $233,505 | $4,090 | 3.08% |
| AKRON, OH | 242 | $49,540,000 | $204,711 | $4,788 | 3.18% |
| OMAHA-COUNCIL BLUFFS, NE-IA | 236 | $48,270,000 | $204,534 | $4,349 | 3.20% |
| OCEAN CITY, NJ | 136 | $46,580,000 | $342,500 | $4,673 | 3.05% |
| ST. GEORGE, UT | 157 | $46,135,000 | $293,854 | $4,832 | 3.05% |
| PUEBLO, CO | 213 | $46,125,000 | $216,549 | $4,900 | 3.28% |
| BELLINGHAM, WA | 140 | $45,920,000 | $328,000 | $4,671 | 3.06% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 193 | $45,025,000 | $233,290 | $5,552 | 3.06% |
| MADISON, WI | 179 | $44,865,000 | $250,642 | $4,055 | 3.23% |
| WINSTON-SALEM, NC | 214 | $44,480,000 | $207,850 | $4,477 | 3.22% |
| FLAGSTAFF, AZ | 139 | $42,855,000 | $308,309 | $4,547 | 3.15% |
| EL CENTRO, CA | 180 | $41,270,000 | $229,278 | $7,382 | 3.23% |
| LEXINGTON-FAYETTE, KY | 181 | $41,155,000 | $227,376 | $3,931 | 3.22% |
| WILMINGTON, NC | 155 | $40,995,000 | $264,484 | $4,929 | 3.05% |
| YORK-HANOVER, PA | 191 | $40,915,000 | $214,215 | $5,412 | 3.21% |
| CHARLOTTESVILLE, VA | 132 | $40,690,000 | $308,258 | $4,019 | 2.97% |
| COLUMBUS, GA-AL | 200 | $40,600,000 | $203,000 | $5,264 | 3.02% |
| SPARTANBURG, SC | 168 | $39,720,000 | $236,429 | $4,918 | 3.22% |
| CHICO, CA | 147 | $39,655,000 | $269,762 | $4,771 | 3.24% |
| COLLEGE STATION-BRYAN, TX | 163 | $37,525,000 | $230,215 | $6,523 | 3.25% |
| SPRINGFIELD, MO | 200 | $37,500,000 | $187,500 | $4,061 | 3.28% |
| CHARLESTON, WV | 247 | $37,365,000 | $151,275 | $4,944 | 3.45% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 147 | $37,295,000 | $253,707 | $3,985 | 3.06% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 180 | $36,860,000 | $204,778 | $4,303 | 3.08% |
| MADERA, CA | 132 | $36,790,000 | $278,712 | $4,817 | 3.15% |
| YUBA CITY, CA | 129 | $36,555,000 | $283,372 | $4,470 | 3.17% |
| HATTIESBURG, MS | 204 | $36,410,000 | $178,480 | $5,232 | 3.26% |
| ROCHESTER, NY | 179 | $36,225,000 | $202,374 | $5,071 | 3.10% |
| OCALA, FL | 195 | $36,185,000 | $185,564 | $4,758 | 3.26% |
| DES MOINES-WEST DES MOINES, IA | 152 | $35,750,000 | $235,197 | $4,195 | 3.04% |
| ALBANY-SCHENECTADY-TROY, NY | 150 | $35,430,000 | $236,200 | $4,777 | 3.17% |
| AUBURN-OPELIKA, AL | 139 | $34,975,000 | $251,619 | $3,519 | 2.92% |
| ROCHESTER, MN | 149 | $34,585,000 | $232,114 | $5,338 | 3.05% |
| ANN ARBOR, MI | 137 | $34,415,000 | $251,204 | $4,312 | 2.98% |
| CLARKSVILLE, TN-KY | 155 | $34,175,000 | $220,484 | $4,707 | 3.12% |
| CORPUS CHRISTI, TX | 149 | $33,575,000 | $225,336 | $5,460 | 3.29% |
| WINCHESTER, VA-WV | 118 | $33,140,000 | $280,847 | $4,694 | 3.02% |
| GAINESVILLE, GA | 133 | $32,935,000 | $247,632 | $4,902 | 3.16% |
| CALIFORNIA-LEXINGTON PARK, MD | 105 | $32,505,000 | $309,571 | $4,190 | 2.83% |
| WENATCHEE, WA | 96 | $32,070,000 | $334,063 | $4,272 | 3.12% |
| WICHITA, KS | 153 | $31,805,000 | $207,876 | $4,543 | 3.13% |
| MONTGOMERY, AL | 134 | $31,180,000 | $232,687 | $3,363 | 2.99% |
| GRANTS PASS, OR | 110 | $30,290,000 | $275,364 | $5,611 | 3.04% |
| REDDING, CA | 111 | $28,945,000 | $260,766 | $4,646 | 3.10% |
| JACKSON, MS | 122 | $27,850,000 | $228,279 | $4,454 | 3.15% |
| SEBASTIAN-VERO BEACH, FL | 105 | $27,695,000 | $263,762 | $4,997 | 3.22% |
| HICKORY-LENOIR-MORGANTON, NC | 118 | $27,590,000 | $233,814 | $4,139 | 3.13% |
| DOVER, DE | 122 | $27,500,000 | $225,410 | $5,034 | 3.10% |
| KINGSPORT-BRISTOL, TN-VA | 137 | $27,485,000 | $200,620 | $4,651 | 3.20% |
| ATLANTIC CITY-HAMMONTON, NJ | 103 | $27,235,000 | $264,417 | $4,993 | 3.13% |
| LAS CRUCES, NM | 124 | $27,140,000 | $218,871 | $4,961 | 3.16% |
| LAKE CHARLES, LA | 123 | $26,845,000 | $218,252 | $5,608 | 3.36% |
| THE VILLAGES, FL | 106 | $26,610,000 | $251,038 | $5,028 | 3.08% |
| SPRINGFIELD, OH | 174 | $25,990,000 | $149,368 | $4,084 | 3.48% |
| WARNER ROBINS, GA | 134 | $25,720,000 | $191,940 | $5,000 | 3.11% |
| CORVALLIS, OR | 80 | $25,700,000 | $321,250 | $5,276 | 3.02% |
| READING, PA | 117 | $25,135,000 | $214,829 | $5,072 | 3.18% |
| ROANOKE, VA | 108 | $25,060,000 | $232,037 | $4,067 | 3.15% |
| LONGVIEW, WA | 94 | $24,820,000 | $264,043 | $4,835 | 3.14% |
| LAFAYETTE, LA | 109 | $24,545,000 | $225,183 | $5,126 | 3.21% |
| HANFORD-CORCORAN, CA | 93 | $24,485,000 | $263,280 | $5,187 | 3.01% |
| LYNCHBURG, VA | 98 | $23,500,000 | $239,796 | $4,375 | 3.15% |
| KILLEEN-TEMPLE, TX | 121 | $23,095,000 | $190,868 | $4,969 | 3.29% |
| BILLINGS, MT | 95 | $23,015,000 | $242,263 | $4,910 | 3.20% |
| GAINESVILLE, FL | 96 | $21,830,000 | $227,396 | $4,919 | 3.13% |
| GRAND JUNCTION, CO | 86 | $21,820,000 | $253,721 | $4,796 | 3.14% |
| LOGAN, UT-ID | 85 | $20,645,000 | $242,882 | $4,765 | 3.18% |
| JOHNSON CITY, TN | 102 | $20,580,000 | $201,765 | $4,510 | 3.16% |
| FORT WAYNE, IN | 108 | $20,550,000 | $190,278 | $4,092 | 3.19% |
| YAKIMA, WA | 84 | $20,520,000 | $244,286 | $5,156 | 3.11% |
| SHREVEPORT-BOSSIER CITY, LA | 96 | $20,510,000 | $213,646 | $4,000 | 3.26% |
| CANTON-MASSILLON, OH | 121 | $20,385,000 | $168,471 | $4,524 | 3.48% |
| MANSFIELD, OH | 137 | $20,185,000 | $147,336 | $4,636 | 3.60% |
| MISSOULA, MT | 69 | $19,895,000 | $288,333 | $4,420 | 3.23% |
| TUSCALOOSA, AL | 87 | $19,755,000 | $227,069 | $5,651 | 3.43% |
| KINGSTON, NY | 75 | $19,325,000 | $257,667 | $5,735 | 3.15% |
| LANSING-EAST LANSING, MI | 102 | $19,100,000 | $187,255 | $4,808 | 3.21% |
| SCRANTON--WILKES-BARRE, PA | 102 | $18,470,000 | $181,078 | $5,014 | 3.17% |
| EAST STROUDSBURG, PA | 86 | $18,040,000 | $209,767 | $6,339 | 3.22% |
| ST. CLOUD, MN | 87 | $18,025,000 | $207,184 | $4,261 | 3.24% |
| GULFPORT-BILOXI, MS | 90 | $17,980,000 | $199,778 | $4,588 | 3.13% |
| IDAHO FALLS, ID | 81 | $17,885,000 | $220,802 | $5,543 | 3.25% |
| CARSON CITY, NV | 66 | $17,810,000 | $269,848 | $5,069 | 3.10% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 123 | $17,595,000 | $143,049 | $4,278 | 3.34% |
| LINCOLN, NE | 85 | $17,195,000 | $202,294 | $4,125 | 3.17% |
| WACO, TX | 73 | $17,115,000 | $234,452 | $5,047 | 3.21% |
| ATHENS-CLARKE COUNTY, GA | 69 | $16,645,000 | $241,232 | $4,101 | 3.10% |
| HOMOSASSA SPRINGS, FL | 86 | $16,020,000 | $186,279 | $5,399 | 3.23% |
| FLINT, MI | 77 | $15,855,000 | $205,909 | $4,286 | 3.19% |
| DULUTH, MN-WI | 74 | $15,690,000 | $212,027 | $4,793 | 3.16% |
| JACKSONVILLE, NC | 75 | $15,615,000 | $208,200 | $3,875 | 3.04% |
| ROCKFORD, IL | 100 | $15,400,000 | $154,000 | $4,564 | 3.38% |
| CHEYENNE, WY | 59 | $15,185,000 | $257,373 | $3,925 | 3.05% |
| MOBILE, AL | 80 | $15,020,000 | $187,750 | $4,067 | 3.21% |
| NILES, MI | 67 | $14,945,000 | $223,060 | $3,540 | 3.28% |
| SYRACUSE, NY | 71 | $14,925,000 | $210,211 | $4,520 | 3.19% |
| MIDLAND, TX | 60 | $14,840,000 | $247,333 | $5,715 | 3.22% |
| FLORENCE, SC | 77 | $14,655,000 | $190,325 | $5,465 | 3.61% |
| DECATUR, AL | 83 | $14,585,000 | $175,723 | $5,097 | 3.19% |
| SHERMAN-DENISON, TX | 61 | $14,315,000 | $234,672 | $6,374 | 3.40% |
| BURLINGTON, NC | 63 | $14,285,000 | $226,746 | $4,602 | 3.03% |
| MACON-BIBB COUNTY, GA | 73 | $14,205,000 | $194,589 | $5,399 | 3.27% |
| RACINE, WI | 68 | $14,080,000 | $207,059 | $4,351 | 3.27% |
| SOUTH BEND-MISHAWAKA, IN-MI | 76 | $13,420,000 | $176,579 | $4,220 | 3.27% |
| BURLINGTON-SOUTH BURLINGTON, VT | 48 | $13,350,000 | $278,125 | $4,250 | 3.14% |
| HOUMA-THIBODAUX, LA | 64 | $13,340,000 | $208,438 | $4,559 | 3.20% |
| LIMA, OH | 95 | $13,315,000 | $140,158 | $4,575 | 3.29% |
| STATE COLLEGE, PA | 47 | $13,295,000 | $282,872 | $6,777 | 2.87% |
| MCALLEN-EDINBURG-MISSION, TX | 69 | $13,255,000 | $192,101 | $5,582 | 3.27% |
| MONROE, MI | 61 | $13,225,000 | $216,803 | $4,466 | 3.17% |
| GREEN BAY, WI | 62 | $13,090,000 | $211,129 | $5,053 | 3.10% |
| WALLA WALLA, WA | 43 | $13,015,000 | $302,674 | $4,120 | 3.11% |
| VALDOSTA, GA | 70 | $12,960,000 | $185,143 | $4,243 | 3.26% |
| BRUNSWICK, GA | 56 | $12,900,000 | $230,357 | $4,587 | 3.16% |
| SIERRA VISTA-DOUGLAS, AZ | 61 | $12,605,000 | $206,639 | $4,829 | 3.04% |
| BROWNSVILLE-HARLINGEN, TX | 67 | $12,385,000 | $184,851 | $5,345 | 3.25% |
| BANGOR, ME | 57 | $11,725,000 | $205,702 | $4,568 | 3.07% |
| HAMMOND, LA | 56 | $11,350,000 | $202,679 | $4,951 | 3.24% |
| LEWISTON-AUBURN, ME | 59 | $11,315,000 | $191,780 | $4,509 | 3.40% |
| KALAMAZOO-PORTAGE, MI | 51 | $10,875,000 | $213,235 | $5,374 | 3.29% |
| CHAMBERSBURG-WAYNESBORO, PA | 51 | $10,865,000 | $213,039 | $6,044 | 3.19% |
| LAFAYETTE-WEST LAFAYETTE, IN | 60 | $10,840,000 | $180,667 | $4,638 | 3.24% |
| LEBANON, PA | 53 | $10,835,000 | $204,434 | $5,762 | 3.19% |
| SUMTER, SC | 64 | $10,570,000 | $165,156 | $5,266 | 3.50% |
| BISMARCK, ND | 44 | $10,540,000 | $239,545 | $3,295 | 3.01% |
| FARGO, ND-MN | 45 | $10,505,000 | $233,444 | $4,474 | 3.22% |
| LUBBOCK, TX | 48 | $10,290,000 | $214,375 | $4,756 | 3.14% |
| MORRISTOWN, TN | 43 | $10,265,000 | $238,721 | $4,598 | 3.18% |
| LEWISTON, ID-WA | 44 | $9,940,000 | $225,909 | $5,462 | 3.28% |
| SIOUX FALLS, SD | 44 | $9,930,000 | $225,682 | $5,005 | 3.08% |
| BLACKSBURG-CHRISTIANSBURG, VA | 45 | $9,885,000 | $219,667 | $4,069 | 3.05% |
| HOT SPRINGS, AR | 46 | $9,800,000 | $213,043 | $4,501 | 3.13% |
| NEW BERN, NC | 47 | $9,485,000 | $201,809 | $4,157 | 3.12% |
| AMARILLO, TX | 49 | $9,285,000 | $189,490 | $5,264 | 3.47% |
| MICHIGAN CITY-LA PORTE, IN | 50 | $9,260,000 | $185,200 | $4,519 | 3.33% |
| HINESVILLE, GA | 53 | $9,125,000 | $172,170 | $4,378 | 3.21% |
| PITTSFIELD, MA | 35 | $9,095,000 | $259,857 | $4,285 | 3.17% |
| CASPER, WY | 32 | $9,080,000 | $283,750 | $4,137 | 2.95% |
| FARMINGTON, NM | 40 | $9,080,000 | $227,000 | $5,647 | 3.20% |
| HARRISONBURG, VA | 34 | $8,900,000 | $261,765 | $4,021 | 2.87% |
| BEAUMONT-PORT ARTHUR, TX | 44 | $8,700,000 | $197,727 | $4,824 | 3.39% |
| LAWRENCE, KS | 39 | $8,635,000 | $221,410 | $4,758 | 3.17% |
| ROCKY MOUNT, NC | 44 | $8,630,000 | $196,136 | $5,156 | 3.21% |
| TYLER, TX | 34 | $8,610,000 | $253,235 | $5,174 | 3.41% |
| EVANSVILLE, IN-KY | 40 | $8,590,000 | $214,750 | $3,600 | 3.26% |
| BECKLEY, WV | 47 | $8,395,000 | $178,617 | $4,280 | 3.19% |
| TWIN FALLS, ID | 37 | $8,295,000 | $224,189 | $5,976 | 3.31% |
| APPLETON, WI | 38 | $8,210,000 | $216,053 | $4,072 | 3.04% |
| ALBANY, GA | 46 | $8,130,000 | $176,739 | $1,446 | 3.27% |
| JACKSON, MI | 41 | $8,095,000 | $197,439 | $4,334 | 3.20% |
| GREENVILLE, NC | 39 | $8,095,000 | $207,564 | $3,947 | 3.18% |
| COLUMBIA, MO | 37 | $7,975,000 | $215,541 | $4,202 | 3.06% |
| DOTHAN, AL | 37 | $7,935,000 | $214,459 | $3,899 | 3.21% |
| PEORIA, IL | 42 | $7,870,000 | $187,381 | $4,155 | 3.06% |
| EAU CLAIRE, WI | 41 | $7,855,000 | $191,585 | $5,679 | 3.18% |
| FAIRBANKS, AK | 29 | $7,845,000 | $270,517 | $4,686 | 3.00% |
| ELKHART-GOSHEN, IN | 45 | $7,725,000 | $171,667 | $4,851 | 3.43% |
| SAN ANGELO, TX | 37 | $7,685,000 | $207,703 | $6,429 | 3.56% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 49 | $7,615,000 | $155,408 | $4,568 | 3.27% |
| FLORENCE-MUSCLE SHOALS, AL | 35 | $7,145,000 | $204,143 | $4,106 | 3.10% |
| OSHKOSH-NEENAH, WI | 29 | $7,095,000 | $244,655 | $3,995 | 3.27% |
| BLOOMINGTON, IN | 32 | $7,040,000 | $220,000 | $3,880 | 3.16% |
| COLUMBUS, IN | 31 | $6,945,000 | $224,032 | $3,651 | 3.08% |
| FORT SMITH, AR-OK | 37 | $6,945,000 | $187,703 | $5,571 | 3.32% |
| CEDAR RAPIDS, IA | 38 | $6,860,000 | $180,526 | $4,071 | 3.30% |
| GREAT FALLS, MT | 33 | $6,855,000 | $207,727 | $4,851 | 3.17% |
| LONGVIEW, TX | 32 | $6,760,000 | $211,250 | $5,714 | 3.37% |
| POCATELLO, ID | 29 | $6,705,000 | $231,207 | $5,330 | 3.27% |
| JOPLIN, MO | 40 | $6,690,000 | $167,250 | $4,221 | 3.32% |
| STAUNTON, VA | 30 | $6,520,000 | $217,333 | $4,342 | 3.22% |
| TOPEKA, KS | 35 | $6,215,000 | $177,571 | $4,293 | 3.23% |
| SEBRING-AVON PARK, FL | 37 | $6,175,000 | $166,892 | $4,391 | 3.20% |
| ODESSA, TX | 30 | $6,070,000 | $202,333 | $5,927 | 3.29% |
| JANESVILLE-BELOIT, WI | 35 | $5,965,000 | $170,429 | $4,186 | 3.29% |
| GRAND FORKS, ND-MN | 27 | $5,925,000 | $219,444 | $4,870 | 3.43% |
| BLOOMINGTON, IL | 30 | $5,900,000 | $196,667 | $4,411 | 3.11% |
| LA CROSSE-ONALASKA, WI-MN | 28 | $5,880,000 | $210,000 | $4,241 | 3.49% |
| MUSKEGON, MI | 36 | $5,870,000 | $163,056 | $3,535 | 3.35% |
| ALEXANDRIA, LA | 22 | $5,820,000 | $264,545 | $5,527 | 3.16% |
| GETTYSBURG, PA | 27 | $5,815,000 | $215,370 | $5,591 | 3.21% |
| CLEVELAND, TN | 25 | $5,775,000 | $231,000 | $5,730 | 3.22% |
| MORGANTOWN, WV | 21 | $5,705,000 | $271,667 | $4,902 | 3.16% |
| JONESBORO, AR | 26 | $5,690,000 | $218,846 | $4,978 | 3.25% |
| CHAMPAIGN-URBANA, IL | 28 | $5,660,000 | $202,143 | $4,208 | 3.01% |
| WAUSAU-WESTON, WI | 26 | $5,510,000 | $211,923 | $3,716 | 3.30% |
| RAPID CITY, SD | 22 | $5,510,000 | $250,455 | $5,032 | 3.06% |
| KANKAKEE, IL | 27 | $5,315,000 | $196,852 | $4,366 | 3.16% |
| MANHATTAN, KS | 31 | $5,255,000 | $169,516 | $3,405 | 3.23% |
| MUNCIE, IN | 30 | $5,250,000 | $175,000 | $4,255 | 3.24% |
| ELIZABETHTOWN-FORT KNOX, KY | 24 | $5,240,000 | $218,333 | $3,988 | 3.16% |
| DALTON, GA | 25 | $5,195,000 | $207,800 | $4,367 | 3.43% |
| PARKERSBURG-VIENNA, WV | 27 | $5,195,000 | $192,407 | $5,084 | 3.42% |
| ST. JOSEPH, MO-KS | 27 | $5,175,000 | $191,667 | $4,418 | 3.11% |
| JEFFERSON CITY, MO | 24 | $5,080,000 | $211,667 | $3,736 | 3.17% |
| BOWLING GREEN, KY | 24 | $5,050,000 | $210,417 | $4,102 | 3.21% |
| SIOUX CITY, IA-NE-SD | 29 | $4,965,000 | $171,207 | $4,422 | 3.30% |
| VINELAND-BRIDGETON, NJ | 25 | $4,915,000 | $196,600 | $4,380 | 3.46% |
| LAWTON, OK | 27 | $4,855,000 | $179,815 | $4,941 | 3.12% |
| BINGHAMTON, NY | 26 | $4,730,000 | $181,923 | $5,094 | 3.33% |
| JACKSON, TN | 27 | $4,695,000 | $173,889 | $4,198 | 3.17% |
| ANNISTON-OXFORD, AL | 26 | $4,630,000 | $178,077 | $4,476 | 3.08% |
| ROME, GA | 25 | $4,465,000 | $178,600 | $4,819 | 3.25% |
| MANKATO, MN | 22 | $4,460,000 | $202,727 | $3,537 | 3.03% |
| SHEBOYGAN, WI | 23 | $4,435,000 | $192,826 | $3,380 | 3.10% |
| MONROE, LA | 26 | $4,410,000 | $169,615 | $4,066 | 3.26% |
| ALTOONA, PA | 25 | $4,255,000 | $170,200 | $5,944 | 3.29% |
| ABILENE, TX | 22 | $4,150,000 | $188,636 | $4,810 | 3.40% |
| SPRINGFIELD, IL | 22 | $4,070,000 | $185,000 | $3,683 | 3.31% |
| SAGINAW, MI | 24 | $4,030,000 | $167,917 | $4,280 | 3.32% |
| WILLIAMSPORT, PA | 19 | $3,925,000 | $206,579 | $5,039 | 3.18% |
| AMES, IA | 18 | $3,900,000 | $216,667 | $4,401 | 3.10% |
| UTICA-ROME, NY | 24 | $3,870,000 | $161,250 | $3,591 | 3.34% |
| WATERTOWN-FORT DRUM, NY | 18 | $3,750,000 | $208,333 | $4,012 | 3.08% |
| ERIE, PA | 21 | $3,695,000 | $175,952 | $4,730 | 3.24% |
| TERRE HAUTE, IN | 20 | $3,490,000 | $174,500 | $3,542 | 3.30% |
| LAREDO, TX | 16 | $3,280,000 | $205,000 | $5,065 | 3.22% |
| GADSDEN, AL | 18 | $3,200,000 | $177,778 | $5,211 | 3.09% |
| GLENS FALLS, NY | 16 | $3,130,000 | $195,625 | $4,090 | 3.61% |
| BATTLE CREEK, MI | 19 | $3,085,000 | $162,368 | $3,930 | 3.43% |
| FOND DU LAC, WI | 15 | $3,065,000 | $204,333 | $4,481 | 3.26% |
| WHEELING, WV-OH | 15 | $2,965,000 | $197,667 | $5,134 | 2.99% |
| VICTORIA, TX | 14 | $2,830,000 | $202,143 | $6,500 | 3.52% |
| GOLDSBORO, NC | 18 | $2,810,000 | $156,111 | $3,994 | 3.11% |
| WICHITA FALLS, TX | 16 | $2,770,000 | $173,125 | $4,677 | 3.24% |
| MIDLAND, MI | 13 | $2,725,000 | $209,615 | $5,102 | 2.98% |
| DECATUR, IL | 15 | $2,675,000 | $178,333 | $3,817 | 3.37% |
| PINE BLUFF, AR | 18 | $2,650,000 | $147,222 | $4,151 | 3.27% |
| IOWA CITY, IA | 13 | $2,645,000 | $203,462 | $5,026 | 3.14% |
| BLOOMSBURG-BERWICK, PA | 9 | $2,525,000 | $280,556 | $5,545 | 2.76% |
| CAPE GIRARDEAU, MO-IL | 11 | $2,155,000 | $195,909 | $4,622 | 3.49% |
| CUMBERLAND, MD-WV | 12 | $2,110,000 | $175,833 | $4,244 | 3.19% |
| BAY CITY, MI | 13 | $1,965,000 | $151,154 | $3,778 | 3.26% |
| KOKOMO, IN | 13 | $1,905,000 | $146,538 | $3,919 | 3.34% |
| TEXARKANA, TX-AR | 12 | $1,900,000 | $158,333 | $5,097 | 3.56% |
| ELMIRA, NY | 12 | $1,880,000 | $156,667 | $6,513 | 3.35% |
| WEIRTON-STEUBENVILLE, WV-OH | 13 | $1,785,000 | $137,308 | $5,762 | 3.40% |
| CARBONDALE-MARION, IL | 10 | $1,770,000 | $177,000 | $3,392 | 3.17% |
| WATERLOO-CEDAR FALLS, IA | 9 | $1,735,000 | $192,778 | $3,860 | 3.18% |
| ITHACA, NY | 6 | $1,710,000 | $285,000 | $4,509 | 3.06% |
| GRAND ISLAND, NE | 10 | $1,640,000 | $164,000 | $3,721 | 3.45% |
| ENID, OK | 10 | $1,520,000 | $152,000 | $5,154 | 3.15% |
| JOHNSTOWN, PA | 8 | $1,470,000 | $183,750 | $4,042 | 3.22% |
| DUBUQUE, IA | 5 | $1,225,000 | $245,000 | $3,540 | 3.02% |
| OWENSBORO, KY | 4 | $530,000 | $132,500 | $4,824 | 3.44% |
Loandepot.com 's top markets include Los Angeles, Washington, Anaheim, New York, and Oakland among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 122,651 | $43,831,225,000 | $357,365 |
| 3-4% | 113,053 | $35,550,035,000 | $314,455 |
| <2.5% | 45,145 | $17,749,225,000 | $393,160 |
| 4-5% | 12,721 | $3,197,265,000 | $251,338 |
| 5-6% | 891 | $198,465,000 | $222,744 |
| 6-7% | 5 | $1,935,000 | $387,000 |
| 7-8% | 1 | $775,000 | $775,000 |
During 2020, Loandepot.com 's average interest rate was 3.17%, while their most frequently originated rate bucket was 2.5-3%, with 122,651 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 142,109 | $41,339,635,000 | $290,901 | $5,087 | 3.09% |
| $400k-600k | 66,559 | $32,213,655,000 | $483,986 | $5,177 | 2.96% |
| $100k-200k | 54,248 | $8,491,930,000 | $156,539 | $4,582 | 3.31% |
| $600k-1MM | 24,010 | $16,675,500,000 | $694,523 | $6,234 | 2.93% |
| $100,000 or less | 6,547 | $539,225,000 | $82,362 | $3,734 | 3.60% |
| $1MM+ | 994 | $1,268,980,000 | $1,276,640 | $12,267 | 3.20% |
2020 saw Loandepot.com place emphasis on $200k-400k loans with 142,109 originations, totaling $41,339,635,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 73,481 | $27,000,355,000 | $367,447 | $5,211 | 3.07% |
| $150k-250k | 59,141 | $26,507,385,000 | $448,207 | $4,940 | 2.99% |
| $50k-75k | 48,240 | $11,175,470,000 | $231,664 | $5,501 | 3.26% |
| $75k-100k | 47,441 | $13,930,575,000 | $293,640 | $5,496 | 3.17% |
| $50k or less | 23,519 | $3,874,755,000 | $164,750 | $5,113 | 3.38% |
| $250k+ | 21,229 | $11,076,075,000 | $521,743 | $5,030 | 2.98% |
Loandepot.com lent most frequently to those with incomes in the $100k-150k range, with 73,481 originations. The second most popular income band? $150k-250k, with 59,141 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 63,398 | $22,263,740,000 | $351,174 | $4,458 | 3.02% |
| 30-36% | 51,385 | $17,971,955,000 | $349,751 | $4,911 | 3.11% |
| <20% | 21,888 | $7,431,570,000 | $339,527 | $4,147 | 2.93% |
| 44% | 12,045 | $3,920,595,000 | $325,496 | $6,084 | 3.27% |
| 42% | 10,703 | $3,664,645,000 | $342,394 | $5,838 | 3.23% |
| 43% | 10,652 | $3,530,100,000 | $331,403 | $5,721 | 3.23% |
| 41% | 10,083 | $3,406,815,000 | $337,877 | $5,559 | 3.21% |
| 39% | 9,762 | $3,365,550,000 | $344,760 | $5,460 | 3.19% |
| 40% | 9,667 | $3,299,225,000 | $341,287 | $5,480 | 3.20% |
| 38% | 9,532 | $3,266,910,000 | $342,731 | $5,321 | 3.17% |
| 37% | 9,228 | $3,164,500,000 | $342,924 | $5,211 | 3.16% |
| 36% | 9,193 | $3,185,685,000 | $346,534 | $5,154 | 3.15% |
| 50-60% | 8,199 | $2,515,755,000 | $306,837 | $8,994 | 3.34% |
| 45% | 8,137 | $2,714,445,000 | $333,593 | $5,809 | 3.21% |
| 49% | 7,722 | $2,594,590,000 | $336,000 | $6,323 | 3.22% |
| 48% | 7,061 | $2,370,725,000 | $335,749 | $6,097 | 3.20% |
| 47% | 6,961 | $2,365,235,000 | $339,784 | $5,933 | 3.19% |
| 46% | 6,938 | $2,354,480,000 | $339,360 | $5,866 | 3.19% |
| >60% | 453 | $162,515,000 | $358,753 | $7,749 | 3.07% |
Loandepot.com lent most frequently to those with DTI ratios of 20-30%, with 63,398 originations. The next most common DTI ratio? 30-36%, with 51,385 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 157,915 | $50,849,055,000 | $322,003 | $5,227 | 3.16% |
| Not provided | 84,917 | $29,713,285,000 | $349,910 | $4,804 | 3.04% |
| Asian | 30,111 | $13,126,375,000 | $435,933 | $4,454 | 2.90% |
| Black | 15,560 | $4,469,980,000 | $287,274 | $6,679 | 3.25% |
| Asian Indian | 1,923 | $941,225,000 | $489,457 | $3,956 | 2.77% |
| American Indian | 2,166 | $656,530,000 | $303,107 | $5,793 | 3.20% |
| Native Hawaiian | 819 | $318,145,000 | $388,455 | $6,433 | 3.13% |
| Filipino | 373 | $161,075,000 | $431,836 | $7,140 | 3.05% |
| Chinese | 185 | $82,215,000 | $444,405 | $4,521 | 3.00% |
| Korean | 146 | $69,330,000 | $474,863 | $4,482 | 3.01% |
| Vietnamese | 148 | $61,700,000 | $416,892 | $4,516 | 2.94% |
| Other Asian | 109 | $44,345,000 | $406,835 | $5,029 | 3.00% |
| Other Pacific Islander | 42 | $15,420,000 | $367,143 | $7,033 | 2.98% |
| Japanese | 28 | $11,920,000 | $425,714 | $6,342 | 3.23% |
| Native Hawiian | 12 | $3,630,000 | $302,500 | $8,859 | 3.10% |
| Samoan | 7 | $3,115,000 | $445,000 | $10,256 | 3.11% |
| Guamanian | 6 | $1,580,000 | $263,333 | $7,807 | 3.25% |
Approval Rates
Total approvals of all applications82.45%
Loandepot.com has a below average approval rate.
Pick Rate
Approvals leading to origination65.41%
Loandepot.com has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 294,467 | $100,528,925,000 | $341,393 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 1,015 | $177,895,000 | $175,266 |
| Single Family (1-4 Units):Site-Built | 293,452 | $100,351,030,000 | $341,967 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 12,811 | $3,652,195,000 | $285,083 | $4,124 | 2.94% |
| 40-60% | 55,536 | $19,014,440,000 | $342,380 | $4,035 | 2.93% |
| 60-80% | 120,206 | $43,257,410,000 | $359,861 | $4,549 | 3.10% |
| 80-100% | 101,339 | $33,044,885,000 | $326,083 | $6,097 | 3.20% |
| Over 100% | 3,612 | $1,333,090,000 | $369,073 | $13,802 | 3.10% |
| Under 20% | 963 | $226,905,000 | $235,623 | $4,161 | 3.10% |