American Financing Corporation Mortgage Rates, Fees & Info

Aurora, CO

LEI: 549300ALNLUNS3Y53T24

Tax ID: 84-1594306

2.8 stars - Updated: 5/20/24 - out of 5 stars, based on 57 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

American Financing Corporation is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. They have a a high proportion of FHA loans. American Financing Corporation has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Atlanta, Greeley, Fort Collins, and New York among others. We have data for 496 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Financing Corporation has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 5/20/24
30 Year Conventional Purchase 6.89% 5/20/24
30 Year Conventional Refi 6.50% 5/20/24
30 Year Cash-out Refi 6.69% 5/20/24
30 Year FHA Purchase 7.65% 5/20/24
30 Year FHA Refi 6.93% 5/20/24
30 Year VA Purchase 6.24% 5/20/24
30 Year VA Refi 5.85% 5/20/24
30 Year USDA Purchase 6.94% 5/20/24
30 Year USDA Refi 6.54% 5/20/24
15 Year Conventional Purchase 6.25% 5/20/24
15 Year Conventional Refi 6.19% 5/20/24
15 Year Cash-out Refi 6.19% 5/20/24
15 Year FHA Purchase 7.50% 5/20/24
15 Year FHA Refi 7.10% 5/20/24
15 Year VA Purchase 5.68% 5/20/24
15 Year VA Refi 6.88% 5/20/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Financing Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from American Financing Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,286

Origination Dollar Volume (All Markets)

$787,510,000
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Relative Rate

American Financing Corporation's average 30 year fixed mortgage rate was 6.59%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.11%.

Relative Fees (Closing Costs)

American Financing Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $10,936.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 590 $188,890,000 $320,153 $12,912 6.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 572 $117,980,000 $206,259 $11,166 6.34%
Outside of Metro Areas 208 $37,420,000 $179,904 $9,175 6.59%
GREELEY, CO (FHA|USDA|VA) 96 $28,770,000 $299,688 $12,357 6.99%
FORT COLLINS, CO (FHA|USDA|VA) 36 $11,850,000 $329,167 $13,110 7.01%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 33 $11,495,000 $348,333 $13,313 6.31%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 46 $9,450,000 $205,435 $10,151 6.66%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 39 $8,445,000 $216,538 $10,550 6.27%
COLORADO SPRINGS, CO (FHA|USDA|VA) 25 $8,255,000 $330,200 $10,991 6.77%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 24 $7,620,000 $317,500 $12,335 6.40%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 30 $7,230,000 $241,000 $9,353 6.37%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 16 $6,590,000 $411,875 $18,220 6.10%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 23 $5,715,000 $248,478 $10,279 6.43%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 19 $5,045,000 $265,526 $12,266 6.62%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 17 $4,915,000 $289,118 $13,190 6.09%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 11 $4,805,000 $436,818 $13,374 6.38%
Fort Morgan, CO (FHA|USDA|VA) 16 $4,400,000 $275,000 $11,922 7.05%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 21 $4,335,000 $206,429 $10,652 6.44%
OKLAHOMA CITY, OK (FHA|USDA|VA) 18 $3,950,000 $219,444 $9,381 6.51%
COLUMBUS, OH (FHA|USDA|VA) 18 $3,940,000 $218,889 $10,631 6.44%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 15 $3,755,000 $250,333 $9,795 6.68%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 11 $3,735,000 $339,545 $12,124 6.59%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 18 $3,640,000 $202,222 $8,993 6.31%
BOULDER, CO (FHA|USDA|VA) 11 $3,615,000 $328,636 $12,228 7.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 16 $3,480,000 $217,500 $9,727 6.22%
JACKSONVILLE, FL (FHA|USDA|VA) 12 $3,450,000 $287,500 $13,774 6.30%
PROVO-OREM, UT (FHA|USDA|VA) 11 $3,445,000 $313,182 $11,500 6.67%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $3,425,000 $380,556 $10,915 6.75%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 9 $3,425,000 $380,556 $14,302 6.04%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $3,365,000 $224,333 $10,335 6.51%
KANSAS CITY, MO-KS (FHA|USDA|VA) 17 $3,305,000 $194,412 $8,449 6.91%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $3,210,000 $321,000 $12,159 6.39%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 12 $3,130,000 $260,833 $12,235 6.58%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 10 $2,910,000 $291,000 $11,304 6.30%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 15 $2,905,000 $193,667 $9,553 6.56%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 12 $2,860,000 $238,333 $9,345 6.62%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $2,675,000 $205,769 $10,497 6.44%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 14 $2,580,000 $184,286 $8,990 6.62%
BOISE CITY, ID (FHA|USDA|VA) 11 $2,545,000 $231,364 $11,431 6.85%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 14 $2,500,000 $178,571 $8,989 6.60%
RALEIGH-CARY, NC (FHA|USDA|VA) 8 $2,450,000 $306,250 $13,384 6.45%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 7 $2,335,000 $333,571 $12,424 6.50%
RICHMOND, VA (FHA|USDA|VA) 11 $2,315,000 $210,455 $9,880 6.32%
TUCSON, AZ (FHA|USDA|VA) 13 $2,255,000 $173,462 $7,642 6.97%
FORT WAYNE, IN (FHA|USDA|VA) 14 $2,250,000 $160,714 $9,482 6.50%
PITTSBURGH, PA (FHA|USDA|VA) 13 $2,235,000 $171,923 $10,198 6.28%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 20 $2,230,000 $111,500 $6,069 6.42%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 13 $2,175,000 $167,308 $9,244 6.45%
SALEM, OR (FHA|USDA|VA) 6 $2,160,000 $360,000 $15,632 6.33%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $2,110,000 $175,833 $8,630 6.91%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 10 $2,100,000 $210,000 $10,485 6.20%
ASHEVILLE, NC (FHA|USDA|VA) 8 $2,090,000 $261,250 $10,163 6.58%
WINSTON-SALEM, NC (FHA|USDA|VA) 10 $2,070,000 $207,000 $10,777 5.99%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $2,070,000 $345,000 $11,895 6.40%
SAVANNAH, GA (FHA|USDA|VA) 7 $2,055,000 $293,571 $14,369 6.43%
TULSA, OK (FHA|USDA|VA) 10 $2,010,000 $201,000 $10,899 6.21%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 9 $2,005,000 $222,778 $9,741 6.69%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $1,975,000 $395,000 $12,097 6.95%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 7 $1,925,000 $275,000 $11,957 6.46%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,920,000 $320,000 $13,682 6.85%
SALT LAKE CITY, UT (FHA|USDA|VA) 7 $1,875,000 $267,857 $10,429 7.36%
ANCHORAGE, AK (FHA|USDA|VA) 7 $1,835,000 $262,143 $11,705 6.64%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 7 $1,805,000 $257,857 $9,363 6.07%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $1,745,000 $249,286 $11,311 6.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $1,715,000 $155,909 $8,859 6.58%
ROCHESTER, NY (FHA|USDA|VA) 9 $1,715,000 $190,556 $9,098 6.82%
KNOXVILLE, TN (FHA|USDA|VA) 8 $1,690,000 $211,250 $10,181 6.22%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,675,000 $335,000 $12,914 6.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,640,000 $410,000 $16,082 6.34%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $1,610,000 $201,250 $11,060 6.23%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,570,000 $392,500 $10,274 6.75%
Edwards, CO (FHA|USDA|VA) 3 $1,485,000 $495,000 $19,889 7.71%
HUNTSVILLE, AL (FHA|USDA|VA) 7 $1,435,000 $205,000 $9,392 6.39%
PUEBLO, CO (FHA|USDA|VA) 8 $1,430,000 $178,750 $8,618 6.89%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 7 $1,415,000 $202,143 $7,819 6.85%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $1,395,000 $126,818 $7,235 6.68%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,370,000 $228,333 $11,728 6.35%
LYNCHBURG, VA (FHA|USDA|VA) 5 $1,355,000 $271,000 $9,881 6.72%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,325,000 $265,000 $10,623 6.53%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,325,000 $265,000 $11,165 6.82%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $1,310,000 $327,500 $13,919 6.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,305,000 $261,000 $11,189 6.20%
VISALIA, CA (FHA|USDA|VA) 7 $1,305,000 $186,429 $8,476 6.64%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $1,285,000 $183,571 $9,368 6.25%
ALBUQUERQUE, NM (FHA|USDA|VA) 6 $1,270,000 $211,667 $11,918 6.27%
OCALA, FL (FHA|USDA|VA) 6 $1,260,000 $210,000 $11,816 6.48%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $1,250,000 $625,000 $22,574 6.31%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $1,225,000 $408,333 $13,270 7.45%
BILLINGS, MT (FHA|USDA|VA) 3 $1,225,000 $408,333 $15,932 7.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,210,000 $201,667 $11,123 6.41%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $1,205,000 $172,143 $8,910 6.19%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,200,000 $300,000 $11,658 6.00%
Bozeman, MT (FHA|USDA|VA) 2 $1,170,000 $585,000 $15,546 6.50%
BANGOR, ME (FHA|USDA|VA) 5 $1,165,000 $233,000 $10,024 6.33%
POCATELLO, ID (FHA|USDA|VA) 4 $1,160,000 $290,000 $15,239 6.06%
YUMA, AZ (FHA|USDA|VA) 6 $1,150,000 $191,667 $7,472 6.17%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $1,145,000 $229,000 $7,276 6.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $1,130,000 $565,000 $23,392 6.37%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,125,000 $375,000 $19,093 6.79%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,120,000 $280,000 $14,716 6.53%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,115,000 $223,000 $10,281 6.65%
PANAMA CITY, FL (FHA|USDA|VA) 3 $1,105,000 $368,333 $12,720 5.87%
ROANOKE, VA (FHA|USDA|VA) 5 $1,095,000 $219,000 $10,143 5.95%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,090,000 $545,000 $13,050 6.44%
Durango, CO (FHA|USDA|VA) 3 $1,085,000 $361,667 $13,287 6.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,085,000 $217,000 $10,306 6.32%
Glenwood Springs, CO (FHA|USDA|VA) 3 $1,075,000 $358,333 $15,555 6.83%
LAS CRUCES, NM (FHA|USDA|VA) 4 $1,070,000 $267,500 $13,490 6.81%
Sterling, CO (FHA|USDA|VA) 6 $1,060,000 $176,667 $7,392 6.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,266 7.05%
Kalispell, MT (FHA|USDA|VA) 3 $1,045,000 $348,333 $14,834 6.54%
SYRACUSE, NY (FHA|USDA|VA) 6 $1,040,000 $173,333 $8,497 6.21%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,015,000 $203,000 $9,060 6.82%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $1,010,000 $252,500 $9,234 6.72%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 6 $1,000,000 $166,667 $7,668 6.02%
MIDLAND, TX (FHA|USDA|VA) 3 $995,000 $331,667 $12,154 6.96%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $990,000 $247,500 $10,626 6.50%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $990,000 $247,500 $9,559 6.75%
GAINESVILLE, GA (FHA|USDA|VA) 6 $970,000 $161,667 $8,006 7.08%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $955,000 $318,333 $13,558 7.50%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $950,000 $237,500 $9,929 6.84%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $940,000 $235,000 $11,474 6.91%
CHEYENNE, WY (FHA|USDA|VA) 4 $940,000 $235,000 $11,066 6.66%
MORGANTOWN, WV (FHA|USDA|VA) 4 $940,000 $235,000 $7,638 6.97%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $925,000 $308,333 $15,054 6.25%
WICHITA, KS (FHA|USDA|VA) 7 $915,000 $130,714 $7,408 5.98%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $915,000 $305,000 $11,272 6.21%
COLUMBIA, SC (FHA|USDA|VA) 5 $905,000 $181,000 $9,727 6.38%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $905,000 $181,000 $10,331 6.72%
MANSFIELD, OH (FHA|USDA|VA) 7 $895,000 $127,857 $6,766 6.23%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $890,000 $222,500 $10,439 6.62%
SIOUX FALLS, SD (FHA|USDA|VA) 4 $890,000 $222,500 $8,706 6.47%
Morehead City, NC (FHA|USDA|VA) 3 $875,000 $291,667 $12,216 6.46%
FAIRBANKS, AK (FHA|USDA|VA) 3 $875,000 $291,667 $12,944 6.04%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $875,000 $125,000 $6,440 6.23%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $865,000 $288,333 $11,350 6.79%
Rexburg, ID (FHA|USDA|VA) 4 $860,000 $215,000 $10,516 6.84%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $855,000 $855,000 $23,746 7.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $845,000 $169,000 $7,869 6.95%
FRESNO, CA (FHA|USDA|VA) 4 $840,000 $210,000 $10,420 6.47%
Jefferson, GA (FHA|USDA|VA) 3 $835,000 $278,333 $14,609 6.08%
Keene, NH (FHA|USDA|VA) 2 $790,000 $395,000 $16,524 6.69%
Craig, CO (FHA|USDA|VA) 2 $790,000 $395,000 $11,948 5.81%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $785,000 $261,667 $11,794 6.21%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $775,000 $258,333 $11,992 6.58%
STOCKTON, CA (FHA|USDA|VA) 2 $770,000 $385,000 $18,724 5.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $765,000 $153,000 $7,852 6.73%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 5 $755,000 $151,000 $7,655 6.50%
Laconia, NH (FHA|USDA|VA) 4 $750,000 $187,500 $9,600 6.47%
BATON ROUGE, LA (FHA|USDA|VA) 4 $750,000 $187,500 $9,405 6.37%
WENATCHEE, WA (FHA|USDA|VA) 3 $745,000 $248,333 $8,363 7.37%
Blackfoot, ID (FHA|USDA|VA) 2 $740,000 $370,000 $14,682 6.50%
Forest City, NC (FHA|USDA|VA) 3 $735,000 $245,000 $10,874 6.42%
STAUNTON, VA (FHA|USDA|VA) 2 $730,000 $365,000 $22,348 5.63%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $730,000 $121,667 $6,059 6.35%
WACO, TX (FHA|USDA|VA) 2 $730,000 $365,000 $12,913 6.06%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $725,000 $241,667 $7,284 6.38%
VICTORIA, TX (FHA|USDA|VA) 2 $720,000 $360,000 $13,364 6.63%
Roseburg, OR (FHA|USDA|VA) 3 $715,000 $238,333 $9,024 6.08%
LANCASTER, PA (FHA|USDA|VA) 4 $700,000 $175,000 $10,857 5.97%
GAINESVILLE, FL (FHA|USDA|VA) 2 $700,000 $350,000 $12,066 6.19%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $690,000 $345,000 $16,000 6.06%
Steamboat Springs, CO (FHA|USDA|VA) 2 $680,000 $340,000 $19,580 6.19%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $680,000 $170,000 $7,829 6.72%
MEDFORD, OR (FHA|USDA|VA) 4 $680,000 $170,000 $9,260 6.31%
YUBA CITY, CA (FHA|USDA|VA) 2 $680,000 $340,000 $16,962 5.94%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $660,000 $165,000 $7,586 7.25%
PEORIA, IL (FHA|USDA|VA) 3 $655,000 $218,333 $6,981 6.33%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $655,000 $218,333 $11,803 6.50%
GREAT FALLS, MT (FHA|USDA|VA) 2 $650,000 $325,000 $11,392 6.38%
WALLA WALLA, WA (FHA|USDA|VA) 3 $645,000 $215,000 $10,006 6.95%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $640,000 $160,000 $6,796 6.47%
BRUNSWICK, GA (FHA|USDA|VA) 2 $640,000 $320,000 $15,229 6.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $635,000 $211,667 $6,981 6.75%
TOLEDO, OH (FHA|USDA|VA) 5 $625,000 $125,000 $7,279 6.42%
Concord, NH (FHA|USDA|VA) 3 $625,000 $208,333 $8,423 6.87%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $620,000 $310,000 $15,737 6.50%
AKRON, OH (FHA|USDA|VA) 4 $620,000 $155,000 $7,180 6.06%
BURLINGTON, NC (FHA|USDA|VA) 4 $610,000 $152,500 $9,241 6.53%
LOUISVILLE, KY (FHA|USDA|VA) 4 $610,000 $152,500 $9,106 6.53%
Sevierville, TN (FHA|USDA|VA) 2 $610,000 $305,000 $14,121 6.62%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $610,000 $305,000 $13,418 6.81%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $600,000 $300,000 $13,106 6.13%
CASPER, WY (FHA|USDA|VA) 2 $580,000 $290,000 $13,340 5.94%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $575,000 $191,667 $8,050 6.04%
Clearlake, CA (FHA|USDA|VA) 2 $570,000 $285,000 $14,829 6.94%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $565,000 $113,000 $6,768 6.40%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $555,000 $185,000 $10,392 6.54%
EL PASO, TX (FHA|USDA|VA) 5 $555,000 $111,000 $7,018 7.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $545,000 $181,667 $9,545 6.25%
GRANTS PASS, OR (FHA|USDA|VA) 1 $545,000 $545,000 $9,584 6.50%
Holland, MI (FHA|USDA|VA) 2 $540,000 $270,000 $13,092 6.38%
LUBBOCK, TX (FHA|USDA|VA) 3 $535,000 $178,333 $8,004 6.75%
VALDOSTA, GA (FHA|USDA|VA) 3 $535,000 $178,333 $6,114 7.21%
BINGHAMTON, NY (FHA|USDA|VA) 5 $525,000 $105,000 $7,955 6.63%
Gainesville, TX (FHA|USDA|VA) 1 $525,000 $525,000 $18,670 6.13%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $520,000 $260,000 $12,008 6.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $515,000 $171,667 $7,617 6.33%
NILES, MI (FHA|USDA|VA) 3 $515,000 $171,667 $5,705 6.33%
LONGVIEW, WA (FHA|USDA|VA) 1 $515,000 $515,000 $10,113 6.50%
FARMINGTON, NM (FHA|USDA|VA) 4 $510,000 $127,500 $7,477 6.16%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $510,000 $255,000 $7,293 6.75%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $505,000 $505,000 $19,593 7.25%
Show Low, AZ (FHA|USDA|VA) 3 $505,000 $168,333 $9,365 6.29%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $505,000 $168,333 $8,067 8.12%
Huntington, IN (FHA|USDA|VA) 2 $500,000 $250,000 $8,104 6.75%
Mount Airy, NC (FHA|USDA|VA) 2 $490,000 $245,000 $13,144 6.31%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $485,000 $161,667 $6,242 6.75%
Laramie, WY (FHA|USDA|VA) 1 $485,000 $485,000 $15,812 6.25%
LOGAN, UT-ID (FHA|USDA|VA) 1 $485,000 $485,000 $18,122 6.75%
Moses Lake, WA (FHA|USDA|VA) 2 $480,000 $240,000 $12,268 6.12%
Pahrump, NV (FHA|USDA|VA) 2 $480,000 $240,000 $9,837 6.31%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $480,000 $240,000 $9,016 7.63%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $475,000 $475,000 $19,843 5.99%
Mount Vernon, OH (FHA|USDA|VA) 2 $460,000 $230,000 $8,237 5.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $460,000 $230,000 $9,239 6.94%
Andrews, TX (FHA|USDA|VA) 2 $460,000 $230,000 $11,323 6.19%
Heber, UT (FHA|USDA|VA) 1 $455,000 $455,000 $14,428 6.88%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $455,000 $455,000 $7,932 5.50%
Cedar City, UT (FHA|USDA|VA) 3 $455,000 $151,667 $6,082 6.33%
Breckenridge, CO (FHA|USDA|VA) 1 $455,000 $455,000 $18,047 6.99%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $455,000 $151,667 $10,833 6.54%
Laurel, MS (FHA|USDA|VA) 2 $450,000 $225,000 $10,112 6.44%
DECATUR, AL (FHA|USDA|VA) 2 $450,000 $225,000 $10,131 6.62%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $450,000 $225,000 $10,393 6.63%
The Dalles, OR (FHA|USDA|VA) 1 $445,000 $445,000 $6,292 6.88%
CLEVELAND, TN (FHA|USDA|VA) 3 $445,000 $148,333 $8,714 6.54%
Paducah, KY-IL (FHA|USDA|VA) 1 $445,000 $445,000 $18,864 7.50%
Crossville, TN (FHA|USDA|VA) 2 $440,000 $220,000 $9,941 6.38%
JOPLIN, MO (FHA|USDA|VA) 4 $430,000 $107,500 $7,767 6.44%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $425,000 $425,000 $16,124 5.25%
Zanesville, OH (FHA|USDA|VA) 2 $420,000 $210,000 $12,707 6.56%
SPARTANBURG, SC (FHA|USDA|VA) 2 $420,000 $210,000 $10,859 6.37%
Lebanon, NH-VT (FHA|USDA|VA) 2 $420,000 $210,000 $7,994 7.31%
ALTOONA, PA (FHA|USDA|VA) 2 $420,000 $210,000 $11,783 6.44%
REDDING, CA (FHA|USDA|VA) 1 $415,000 $415,000 $15,923 6.63%
Farmington, MO (FHA|USDA|VA) 1 $415,000 $415,000 $8,438 6.88%
Warsaw, IN (FHA|USDA|VA) 3 $405,000 $135,000 $8,365 6.12%
Dickinson, ND (FHA|USDA|VA) 1 $405,000 $405,000 $9,751 6.38%
ABILENE, TX (FHA|USDA|VA) 2 $400,000 $200,000 $9,594 7.50%
DULUTH, MN-WI (FHA|USDA|VA) 2 $400,000 $200,000 $8,716 6.13%
Carroll, IA (FHA|USDA|VA) 1 $395,000 $395,000 $19,544 7.38%
Torrington, CT (FHA|USDA|VA) 1 $395,000 $395,000 $20,605 6.88%
Owatonna, MN (FHA|USDA|VA) 3 $395,000 $131,667 $6,607 6.50%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $390,000 $195,000 $15,235 7.12%
GREENVILLE, NC (FHA|USDA|VA) 2 $390,000 $195,000 $8,187 6.50%
GREEN BAY, WI (FHA|USDA|VA) 3 $385,000 $128,333 $8,843 6.12%
Montrose, CO (FHA|USDA|VA) 2 $380,000 $190,000 $6,634 6.06%
TWIN FALLS, ID (FHA|USDA|VA) 2 $380,000 $190,000 $6,727 8.06%
MIDLAND, MI (FHA|USDA|VA) 1 $375,000 $375,000 $9,961 5.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $370,000 $185,000 $8,057 6.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $365,000 $121,667 $6,917 6.63%
DALTON, GA (FHA|USDA|VA) 3 $365,000 $121,667 $7,784 5.88%
Ashtabula, OH (FHA|USDA|VA) 3 $365,000 $121,667 $6,699 5.83%
Albertville, AL (FHA|USDA|VA) 3 $365,000 $121,667 $5,882 6.75%
Outside of Metro Areas 1 $365,000 $365,000 $12,067 6.13%
CHARLESTON, WV (FHA|USDA|VA) 2 $360,000 $180,000 $7,656 6.44%
Scottsbluff, NE (FHA|USDA|VA) 2 $360,000 $180,000 $7,663 6.69%
TOPEKA, KS (FHA|USDA|VA) 3 $355,000 $118,333 $6,867 6.33%
Coos Bay, OR (FHA|USDA|VA) 1 $355,000 $355,000 $14,765 6.25%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $355,000 $355,000 $12,680 5.63%
TYLER, TX (FHA|USDA|VA) 2 $350,000 $175,000 $8,365 6.88%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $350,000 $175,000 $8,705 6.75%
Scottsboro, AL (FHA|USDA|VA) 2 $350,000 $175,000 $6,102 6.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $345,000 $115,000 $5,501 7.21%
VALLEJO, CA (FHA|USDA|VA) 1 $345,000 $345,000 $18,213 5.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $340,000 $170,000 $10,051 7.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $340,000 $170,000 $7,496 6.81%
GADSDEN, AL (FHA|USDA|VA) 2 $330,000 $165,000 $6,378 7.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $325,000 $325,000 $12,967 5.88%
BELLINGHAM, WA (FHA|USDA|VA) 1 $325,000 $325,000 $15,733 5.63%
Centralia, WA (FHA|USDA|VA) 1 $315,000 $315,000 $15,957 5.63%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $315,000 $105,000 $4,031 6.33%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $315,000 $315,000 $10,119 6.63%
Greenwood, SC (FHA|USDA|VA) 1 $315,000 $315,000 $16,599 6.25%
Greenville, OH (FHA|USDA|VA) 2 $310,000 $155,000 $8,932 6.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $310,000 $155,000 $11,520 6.25%
Ashland, OH (FHA|USDA|VA) 2 $310,000 $155,000 $10,178 6.25%
Branson, MO (FHA|USDA|VA) 1 $305,000 $305,000 $13,930 6.63%
Moultrie, GA (FHA|USDA|VA) 1 $305,000 $305,000 $12,272 5.75%
Shelbyville, TN (FHA|USDA|VA) 1 $305,000 $305,000 $7,960 5.99%
West Plains, MO (FHA|USDA|VA) 2 $300,000 $150,000 $11,269 6.44%
ENID, OK (FHA|USDA|VA) 2 $300,000 $150,000 $7,537 6.63%
Union City, TN (FHA|USDA|VA) 2 $300,000 $150,000 $8,489 6.63%
Paris, TX (FHA|USDA|VA) 1 $295,000 $295,000 $16,899 7.50%
Big Rapids, MI (FHA|USDA|VA) 3 $295,000 $98,333 $8,822 5.83%
Shelton, WA (FHA|USDA|VA) 1 $295,000 $295,000 $7,693 6.88%
MORRISTOWN, TN (FHA|USDA|VA) 2 $290,000 $145,000 $7,621 5.68%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $290,000 $145,000 $8,135 6.25%
Granbury, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,974 6.88%
JACKSON, TN (FHA|USDA|VA) 1 $285,000 $285,000 $12,796 7.13%
Amsterdam, NY (FHA|USDA|VA) 1 $285,000 $285,000 $13,867 6.99%
Marion, IN (FHA|USDA|VA) 1 $285,000 $285,000 $12,591 5.63%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $280,000 $140,000 $8,566 6.81%
McAlester, OK (FHA|USDA|VA) 2 $280,000 $140,000 $9,249 6.43%
GLENS FALLS, NY (FHA|USDA|VA) 2 $280,000 $140,000 $7,961 6.31%
Traverse City, MI (FHA|USDA|VA) 2 $280,000 $140,000 $10,031 7.25%
Elizabeth City, NC (FHA|USDA|VA) 1 $275,000 $275,000 $14,969 6.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $275,000 $275,000 $13,725 5.99%
Plymouth, IN (FHA|USDA|VA) 1 $275,000 $275,000 $6,733 7.38%
Mount Vernon, IL (FHA|USDA|VA) 2 $270,000 $135,000 $8,479 6.69%
Newport, OR (FHA|USDA|VA) 1 $265,000 $265,000 $11,507 6.13%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $265,000 $265,000 $6,385 7.88%
Oak Harbor, WA (FHA|USDA|VA) 1 $265,000 $265,000 $13,632 6.50%
GOLDSBORO, NC (FHA|USDA|VA) 2 $260,000 $130,000 $6,281 5.94%
Muscatine, IA (FHA|USDA|VA) 1 $255,000 $255,000 $11,202 7.50%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $255,000 $255,000 $11,936 6.63%
Fredericksburg, TX (FHA|USDA|VA) 1 $255,000 $255,000 $13,944 6.88%
HATTIESBURG, MS (FHA|USDA|VA) 2 $250,000 $125,000 $7,853 7.13%
GETTYSBURG, PA (FHA|USDA|VA) 1 $245,000 $245,000 $8,955 6.25%
MISSOULA, MT (FHA|USDA|VA) 1 $245,000 $245,000 $9,412 6.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $245,000 $245,000 $11,804 6.88%
Helena, MT (FHA|USDA|VA) 1 $245,000 $245,000 $8,941 6.88%
HARRISONBURG, VA (FHA|USDA|VA) 1 $245,000 $245,000 $9,234 5.88%
Ontario, OR-ID (FHA|USDA|VA) 1 $245,000 $245,000 $16,305 7.50%
BEND, OR (FHA|USDA|VA) 1 $245,000 $245,000 $7,087 6.13%
Portales, NM (FHA|USDA|VA) 1 $245,000 $245,000 $12,397 6.75%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $240,000 $120,000 $7,214 6.38%
Findlay, OH (FHA|USDA|VA) 2 $240,000 $120,000 $6,952 5.75%
JACKSON, MS (FHA|USDA|VA) 2 $240,000 $120,000 $5,114 6.44%
Greeneville, TN (FHA|USDA|VA) 2 $240,000 $120,000 $5,166 6.12%
WHEELING, WV-OH (FHA|USDA|VA) 2 $240,000 $120,000 $5,535 6.93%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $235,000 $235,000 $7,335 6.25%
WILMINGTON, NC (FHA|USDA|VA) 1 $235,000 $235,000 $5,319 5.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $235,000 $235,000 $11,603 6.99%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $235,000 $235,000 $4,420 6.00%
Borger, TX (FHA|USDA|VA) 1 $235,000 $235,000 $6,384 6.75%
AMARILLO, TX (FHA|USDA|VA) 2 $230,000 $115,000 $7,138 6.69%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $230,000 $115,000 $7,032 7.37%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $225,000 $225,000 $6,910 6.75%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $220,000 $110,000 $6,433 6.44%
Elk City, OK (FHA|USDA|VA) 1 $215,000 $215,000 $11,678 5.99%
LAWTON, OK (FHA|USDA|VA) 1 $215,000 $215,000 $7,883 5.88%
NEW BERN, NC (FHA|USDA|VA) 1 $215,000 $215,000 $7,311 6.88%
Hastings, NE (FHA|USDA|VA) 1 $215,000 $215,000 $12,246 5.75%
Somerset, KY (FHA|USDA|VA) 1 $215,000 $215,000 $9,247 5.63%
DECATUR, IL (FHA|USDA|VA) 2 $210,000 $105,000 $3,189 6.44%
DOTHAN, AL (FHA|USDA|VA) 2 $210,000 $105,000 $6,071 7.81%
La Grande, OR (FHA|USDA|VA) 2 $210,000 $105,000 $6,642 6.56%
MODESTO, CA (FHA|USDA|VA) 1 $205,000 $205,000 $7,087 6.99%
Athens, TN (FHA|USDA|VA) 1 $205,000 $205,000 $14,698 6.13%
RENO, NV (FHA|USDA|VA) 1 $205,000 $205,000 $5,667 6.25%
JONESBORO, AR (FHA|USDA|VA) 1 $205,000 $205,000 $12,802 6.38%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $11,341 6.63%
Mason City, IA (FHA|USDA|VA) 1 $195,000 $195,000 $4,089 5.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $195,000 $195,000 $5,299 6.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $16,738 5.50%
Kerrville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $9,905 5.99%
Shelby, NC (FHA|USDA|VA) 1 $195,000 $195,000 $9,870 6.00%
Lawrenceburg, TN (FHA|USDA|VA) 1 $195,000 $195,000 $7,625 6.13%
Lewisburg, PA (FHA|USDA|VA) 2 $190,000 $95,000 $6,597 6.43%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $190,000 $95,000 $5,261 6.81%
Shawnee, OK (FHA|USDA|VA) 1 $185,000 $185,000 $12,467 6.75%
MONTGOMERY, AL (FHA|USDA|VA) 1 $185,000 $185,000 $7,140 6.25%
Martin, TN (FHA|USDA|VA) 1 $185,000 $185,000 $12,203 7.25%
Vidalia, GA (FHA|USDA|VA) 1 $185,000 $185,000 $11,933 4.88%
ROME, GA (FHA|USDA|VA) 1 $185,000 $185,000 $11,128 5.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $185,000 $185,000 $6,608 6.25%
READING, PA (FHA|USDA|VA) 1 $185,000 $185,000 $11,205 5.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $175,000 $175,000 $7,432 6.50%
Calhoun, GA (FHA|USDA|VA) 1 $175,000 $175,000 $9,907 5.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $175,000 $175,000 $10,714 6.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $6,207 5.88%
Georgetown, SC (FHA|USDA|VA) 1 $175,000 $175,000 $10,464 7.25%
Columbus, MS (FHA|USDA|VA) 1 $175,000 $175,000 $9,780 8.25%
FLINT, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,455 7.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $175,000 $175,000 $10,657 5.50%
Burley, ID (FHA|USDA|VA) 2 $170,000 $85,000 $5,174 6.12%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $165,000 $165,000 $6,950 10.38%
LONGVIEW, TX (FHA|USDA|VA) 1 $165,000 $165,000 $10,437 7.99%
Rolla, MO (FHA|USDA|VA) 1 $165,000 $165,000 $9,307 6.75%
Lebanon, MO (FHA|USDA|VA) 1 $165,000 $165,000 $11,036 6.25%
Aberdeen, WA (FHA|USDA|VA) 1 $165,000 $165,000 $3,512 6.25%
Quincy, IL-MO (FHA|USDA|VA) 1 $165,000 $165,000 $5,008 5.88%
COLUMBIA, MO (FHA|USDA|VA) 1 $165,000 $165,000 $11,191 7.50%
Coshocton, OH (FHA|USDA|VA) 1 $165,000 $165,000 $6,123 7.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,855 6.50%
Bluefield, WV-VA (FHA|USDA|VA) 2 $160,000 $80,000 $5,290 6.81%
St. Marys, PA (FHA|USDA|VA) 2 $160,000 $80,000 $6,848 6.31%
ITHACA, NY (FHA|USDA|VA) 1 $155,000 $155,000 $7,586 6.25%
Seneca Falls, NY (FHA|USDA|VA) 1 $155,000 $155,000 $7,453 6.88%
FARGO, ND-MN (FHA|USDA|VA) 1 $155,000 $155,000 $7,867 6.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $155,000 $155,000 $8,247 6.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $155,000 $155,000 $7,815 5.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $155,000 $155,000 $8,260 6.75%
Klamath Falls, OR (FHA|USDA|VA) 1 $155,000 $155,000 $8,734 6.99%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $155,000 $155,000 $9,132 6.50%
Wabash, IN (FHA|USDA|VA) 2 $150,000 $75,000 $5,107 7.06%
Ottawa, IL (FHA|USDA|VA) 2 $150,000 $75,000 $7,213 6.69%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $150,000 $75,000 $6,542 5.99%
Crescent City, CA (FHA|USDA|VA) 1 $145,000 $145,000 $6,648 6.38%
Berlin, NH (FHA|USDA|VA) 1 $145,000 $145,000 $5,572 5.88%
Malvern, AR (FHA|USDA|VA) 1 $145,000 $145,000 $8,069 6.25%
Cortland, NY (FHA|USDA|VA) 1 $145,000 $145,000 $8,537 7.13%
FLORENCE, SC (FHA|USDA|VA) 1 $145,000 $145,000 $6,709 5.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $145,000 $145,000 $10,522 6.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,245 7.50%
ROCHESTER, MN (FHA|USDA|VA) 1 $145,000 $145,000 $7,559 6.99%
Uvalde, TX (FHA|USDA|VA) 1 $135,000 $135,000 $8,210 7.38%
Harrison, AR (FHA|USDA|VA) 1 $135,000 $135,000 $9,760 7.75%
Sanford, NC (FHA|USDA|VA) 1 $135,000 $135,000 $8,426 6.00%
Winfield, KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,966 5.38%
MUNCIE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,572 5.99%
MOBILE, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,231 6.25%
Minden, LA (FHA|USDA|VA) 1 $135,000 $135,000 $7,810 5.38%
Fairfield, IA (FHA|USDA|VA) 1 $135,000 $135,000 $10,183 7.50%
JACKSON, MI (FHA|USDA|VA) 2 $130,000 $65,000 $5,546 6.25%
Paris, TN (FHA|USDA|VA) 1 $125,000 $125,000 $8,236 6.50%
Bedford, IN (FHA|USDA|VA) 1 $125,000 $125,000 $7,762 5.99%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $125,000 $125,000 $6,870 5.99%
Toccoa, GA (FHA|USDA|VA) 1 $125,000 $125,000 $6,300 5.99%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $120,000 $60,000 $5,794 9.31%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $115,000 $115,000 $8,833 6.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,282 6.88%
LINCOLN, NE (FHA|USDA|VA) 1 $115,000 $115,000 $7,435 5.38%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $115,000 $115,000 $4,807 7.63%
Salem, OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,642 6.25%
Jacksonville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,071 6.13%
Corning, NY (FHA|USDA|VA) 1 $115,000 $115,000 $7,944 6.38%
Sturgis, MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,812 6.13%
Big Spring, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,554 7.99%
Stillwater, OK (FHA|USDA|VA) 1 $115,000 $115,000 $8,567 7.75%
DuBois, PA (FHA|USDA|VA) 1 $115,000 $115,000 $8,072 6.99%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $115,000 $115,000 $8,196 6.38%
Olean, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,948 5.50%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $115,000 $115,000 $6,788 7.50%
Sandpoint, ID (FHA|USDA|VA) 1 $105,000 $105,000 $7,376 7.50%
Wilson, NC (FHA|USDA|VA) 1 $105,000 $105,000 $6,819 6.50%
Hilo, HI (FHA|USDA|VA) 1 $105,000 $105,000 $7,679 10.00%
MONROE, MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,116 6.38%
Stevens Point, WI (FHA|USDA|VA) 1 $105,000 $105,000 $8,496 5.88%
Celina, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,058 6.13%
Weatherford, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,692 6.38%
Payson, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $5,678 5.99%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,732 6.50%
Atmore, AL (FHA|USDA|VA) 1 $105,000 $105,000 $6,145 5.63%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $105,000 $105,000 $4,677 6.88%
PINE BLUFF, AR (FHA|USDA|VA) 1 $105,000 $105,000 $8,768 6.13%
Cedartown, GA (FHA|USDA|VA) 2 $100,000 $50,000 $5,249 6.75%
Elkins, WV (FHA|USDA|VA) 1 $95,000 $95,000 $6,186 6.38%
Spencer, IA (FHA|USDA|VA) 1 $95,000 $95,000 $2,336 5.99%
Cambridge, MD (FHA|USDA|VA) 1 $95,000 $95,000 $5,569 6.50%
Pottsville, PA (FHA|USDA|VA) 1 $95,000 $95,000 $8,183 6.25%
Washington, IN (FHA|USDA|VA) 1 $95,000 $95,000 $8,323 7.25%
Hays, KS (FHA|USDA|VA) 1 $95,000 $95,000 $5,635 6.88%
Roswell, NM (FHA|USDA|VA) 1 $95,000 $95,000 $5,255 6.75%
Salina, KS (FHA|USDA|VA) 1 $85,000 $85,000 $7,146 6.13%
Ottumwa, IA (FHA|USDA|VA) 1 $85,000 $85,000 $8,463 7.88%
Safford, AZ (FHA|USDA|VA) 1 $85,000 $85,000 $8,823 7.25%
Cañon City, CO (FHA|USDA|VA) 1 $85,000 $85,000 $3,563 6.63%
Vincennes, IN (FHA|USDA|VA) 1 $85,000 $85,000 $7,798 5.75%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $85,000 $85,000 $5,492 6.38%
Madisonville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $6,012 7.00%
Americus, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,918 7.13%
Whitewater, WI (FHA|USDA|VA) 1 $85,000 $85,000 $5,518 5.63%
UTICA-ROME, NY (FHA|USDA|VA) 1 $85,000 $85,000 $6,850 5.88%
KOKOMO, IN (FHA|USDA|VA) 1 $85,000 $85,000 $4,274 6.63%
HAMMOND, LA (FHA|USDA|VA) 1 $85,000 $85,000 $7,607 5.99%
Thomaston, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,662 6.99%
Cambridge, OH (FHA|USDA|VA) 1 $85,000 $85,000 $8,982 7.00%
Tiffin, OH (FHA|USDA|VA) 1 $85,000 $85,000 $6,077 5.63%
Crawfordsville, IN (FHA|USDA|VA) 1 $75,000 $75,000 $4,732 5.99%
Bluffton, IN (FHA|USDA|VA) 1 $75,000 $75,000 $6,754 5.75%
Bradford, PA (FHA|USDA|VA) 1 $75,000 $75,000 $6,999 7.88%
Brookings, OR (FHA|USDA|VA) 1 $75,000 $75,000 $6,850 6.63%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,352 6.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $75,000 $75,000 $4,990 6.38%
Indiana, PA (FHA|USDA|VA) 1 $75,000 $75,000 $6,495 5.50%
Douglas, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,504 6.75%
Corsicana, TX (FHA|USDA|VA) 1 $75,000 $75,000 $7,684 6.88%
Albert Lea, MN (FHA|USDA|VA) 1 $75,000 $75,000 $6,028 6.63%
Frankfort, KY (FHA|USDA|VA) 1 $65,000 $65,000 $4,010 7.63%
Madison, IN (FHA|USDA|VA) 1 $65,000 $65,000 $5,857 6.75%
Prineville, OR (FHA|USDA|VA) 1 $65,000 $65,000 $4,447 6.25%
ERIE, PA (FHA|USDA|VA) 1 $65,000 $65,000 $6,137 6.50%
Logansport, IN (FHA|USDA|VA) 1 $65,000 $65,000 $4,677 6.99%
Ozark, AL (FHA|USDA|VA) 1 $65,000 $65,000 $7,098 6.25%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $55,000 $55,000 $4,756 6.99%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $55,000 $55,000 $3,509 11.00%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $55,000 $55,000 $4,189 6.50%
Meadville, PA (FHA|USDA|VA) 1 $55,000 $55,000 $5,713 6.38%
Houghton, MI (FHA|USDA|VA) 1 $55,000 $55,000 $6,078 6.75%
Silver City, NM (FHA|USDA|VA) 1 $55,000 $55,000 $4,501 6.25%
MUSKEGON, MI (FHA|USDA|VA) 1 $55,000 $55,000 $6,261 6.75%
Brevard, NC (FHA|USDA|VA) 1 $55,000 $55,000 $3,136 6.99%
Brainerd, MN (FHA|USDA|VA) 1 $55,000 $55,000 $5,012 6.75%
BAY CITY, MI (FHA|USDA|VA) 1 $55,000 $55,000 $6,181 6.88%
Clinton, IA (FHA|USDA|VA) 1 $55,000 $55,000 $5,290 6.38%
MADERA, CA (FHA|USDA|VA) 1 $55,000 $55,000 $4,492 5.99%
Lincoln, IL (FHA|USDA|VA) 1 $45,000 $45,000 $4,571 5.38%
Fairmont, WV (FHA|USDA|VA) 1 $45,000 $45,000 $5,357 7.38%
ODESSA, TX (FHA|USDA|VA) 1 $45,000 $45,000 $5,522 6.50%
Hutchinson, KS (FHA|USDA|VA) 1 $45,000 $45,000 $5,020 6.00%
Marion, OH (FHA|USDA|VA) 1 $45,000 $45,000 $5,177 6.63%
Thomasville, GA (FHA|USDA|VA) 1 $45,000 $45,000 $4,327 6.49%
SAGINAW, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.64%
American Financing Corporation's top markets include Denver, Atlanta, Greeley, Fort Collins, and New York among others.

Their top states include:
  • Colorado (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 1,628 $420,670,000 $258,397 $13,150 6.36%
    Conventional 1,433 $294,965,000 $205,837 $7,803 6.88%
    VA 222 $70,970,000 $319,685 $13,494 6.24%
    USDA 3 $905,000 $301,667 $12,464 5.67%

    For 2023, American Financing Corporation's most frequently originated type of loan was FHA, with 1,628 originations. Their 2nd most popular type was Conventional, with 1,433 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 2,355 $526,015,000 $223,361 $11,112 6.37%
    Home Purchase 746 $235,670,000 $315,912 $11,183 6.66%
    Other 108 $8,350,000 $77,315 $3,891 10.48%
    Refi 77 $17,475,000 $226,948 $9,122 6.63%

    For 2023, American Financing Corporation's most frequently cited loan purpose was Cash Out Refi, with 2,355 originations. The 2nd most popular reason was Home Purchase, with 746 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,146 $761,100,000 $241,926 $10,936 6.59%
    15 Year 83 $16,145,000 $194,518 $8,522 5.98%
    20 Year 41 $6,545,000 $159,634 $8,217 6.56%
    Other 9 $3,045,000 $338,333 $14,931 6.29%
    10 Year 7 $675,000 $96,429 $6,851 6.40%

    For 2023, American Financing Corporation's most frequently cited loan duration was 30 Year, with 3,146 originations. The 2nd most popular length was 15 Year, with 83 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,695 $541,755,000 $319,619
    $3k-4k 498 $78,510,000 $157,651
    $2k-3k 464 $49,200,000 $106,034
    $4k-5k 447 $88,575,000 $198,154
    $1k-2k 137 $18,815,000 $137,336
    $<1k 37 $9,385,000 $253,649

    American Financing Corporation's average total fees were $10,936, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,695 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,607 $389,485,000 $242,368
    5-6% 1,015 $253,815,000 $250,064
    7-8% 487 $118,435,000 $243,193
    Over 8% 146 $16,960,000 $116,164
    4-5% 31 $8,815,000 $284,355

    During 2023, American Financing Corporation's average interest rate for loans was 6.59%, while their most frequently originated rate bucket for loans was 6-7%, with 1,607 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,293 $366,485,000 $283,438 $12,744 6.42%
    $100k-200k 1,026 $153,110,000 $149,230 $7,957 6.50%
    $100,000 or less 513 $35,475,000 $69,152 $5,163 7.26%
    $400k-600k 384 $182,660,000 $475,677 $17,900 6.38%
    $600k-1MM 68 $47,080,000 $692,353 $20,608 6.49%
    $1MM+ 2 $2,700,000 $1,350,000 $24,643 6.56%

    2023 saw American Financing Corporation place emphasis on $200k-400k loans with 1,293 originations, totaling $366,485,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 857 $163,055,000 $190,263 $9,623 6.44%
    $100k-150k 725 $219,805,000 $303,179 $12,932 6.75%
    $75k-100k 721 $175,985,000 $244,085 $11,098 6.57%
    $50k or less 566 $64,940,000 $114,735 $7,130 6.39%
    $150k-250k 346 $128,820,000 $372,312 $14,273 6.83%
    $250k+ 71 $34,905,000 $491,620 $14,309 6.82%

    American Financing Corporation lent most frequently to those with incomes in the $50k-75k range, with 857 originations. The second most popular income band? $100k-150k, with 725 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 549 $156,875,000 $285,747 $14,071 6.27%
    20-30% 438 $84,060,000 $191,918 $8,692 6.62%
    30-36% 430 $90,960,000 $211,535 $9,510 6.68%
    44% 175 $38,395,000 $219,400 $9,953 6.67%
    49% 161 $43,805,000 $272,081 $11,043 6.58%
    40% 147 $36,385,000 $247,517 $11,124 6.55%
    43% 138 $34,120,000 $247,246 $10,985 6.71%
    46% 135 $36,115,000 $267,519 $12,810 6.48%
    38% 131 $31,585,000 $241,107 $10,556 6.59%
    42% 126 $28,830,000 $228,810 $10,081 6.78%
    <20% 122 $23,070,000 $189,098 $7,304 6.50%
    41% 113 $28,105,000 $248,717 $10,510 6.97%
    45% 111 $27,195,000 $245,000 $10,852 6.54%
    39% 111 $28,265,000 $254,640 $11,641 6.73%
    48% 106 $27,740,000 $261,698 $11,592 6.48%
    47% 100 $28,910,000 $289,100 $12,119 6.38%
    36% 100 $22,330,000 $223,300 $9,893 6.70%
    37% 87 $18,745,000 $215,460 $9,832 6.76%
    >60% 6 $2,020,000 $336,667 $16,780 6.61%

    American Financing Corporation lent most frequently to those with DTI ratios of 50-60%, with 549 originations. The next most common DTI ratio? 20-30%, with 438 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,201 $539,695,000 $245,204 $10,672 6.63%
    Black 558 $120,320,000 $215,627 $11,182 6.33%
    Not provided 449 $102,915,000 $229,209 $10,947 6.58%
    Asian 31 $11,535,000 $372,097 $13,781 6.42%
    American Indian 42 $10,840,000 $258,095 $11,647 6.60%
    Native Hawaiian or Islander 4 $2,100,000 $525,000 $17,048 6.44%
    Other Pacific Islander 1 $105,000 $105,000 $5,117 9.13%

    Approval Rates

    Total approvals of all applications
    59.26%

    American Financing Corporation has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -111.56%

    American Financing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,286 $787,510,000 $239,656

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,286 $787,510,000 $239,656

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 375 $48,395,000 $129,053 $6,715 6.57%
    40-60% 594 $114,150,000 $192,172 $9,128 6.35%
    60-80% 1,075 $279,855,000 $260,330 $12,233 6.43%
    80-100% 1,002 $322,520,000 $321,876 $13,238 6.46%
    Over 100% 14 $4,820,000 $344,286 $16,566 6.64%
    Under 20% 226 $17,770,000 $78,628 $4,541 8.36%