American Financing Corporation Mortgage Rates, Fees & Info

2.2 stars - Updated: 7/7/25 - out of 5 stars, based on 69 reviews

Review & Overview

American Financing Corporation is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. They have a a high proportion of FHA loans. American Financing Corporation has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Atlanta, Greeley, Fort Collins, and Colorado Springs among others. We have data for 571 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Financing Corporation has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	7.03%	7/7/25
30 Year Conventional Refi	7.35%	7/7/25
30 Year Cash-out Refi	6.80%	7/7/25
30 Year FHA Purchase	7.34%	7/7/25
30 Year FHA Refi	6.50%	7/7/25
30 Year VA Purchase	6.50%	7/7/25
30 Year VA Refi	5.98%	7/7/25
30 Year USDA Purchase	6.79%	7/7/25
30 Year USDA Refi	6.72%	7/7/25
15 Year Conventional Purchase	6.40%	7/7/25
15 Year Conventional Refi	6.55%	7/7/25
15 Year Cash-out Refi	6.55%	7/7/25
15 Year FHA Refi	6.20%	7/7/25
15 Year VA Purchase	6.92%	7/7/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Financing Corporation Mortgage Calculator

Originations

4,785

Origination Dollar Volume (All Markets)

$1,194,695,000

Awards