American Financing Corporation Mortgage Rates, Fees & Info

Aurora, CO

LEI: 549300ALNLUNS3Y53T24

Tax ID: 84-1594306

4.9 stars - out of 5 stars, based on 174 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    American Financing Corporation is a large mortgage company specializing in Cash Out Refi and Refi loans. American Financing Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Greeley, Fort Collins, Phoenix, and Portland among others. We have data for 797 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Financing Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financing Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.66% 10/3/22
    30 Year Conventional Refi 6.42% 10/3/22
    30 Year Cash-out Refi 6.61% 10/3/22
    30 Year FHA Purchase 7.45% 10/3/22
    30 Year FHA Refi 6.88% 10/3/22
    30 Year VA Purchase 6.24% 10/3/22
    30 Year VA Refi 5.93% 10/3/22
    30 Year USDA Purchase 7.44% 10/3/22
    30 Year USDA Refi 6.55% 10/3/22
    15 Year Conventional Purchase 6.53% 10/3/22
    15 Year Conventional Refi 6.36% 10/3/22
    15 Year Cash-out Refi 6.36% 10/3/22
    15 Year FHA Purchase 5.96% 10/3/22
    15 Year FHA Refi 7.11% 10/3/22
    15 Year VA Purchase 6.53% 10/3/22
    15 Year VA Refi 6.20% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    30,391

    Origination Dollar Volume (All Markets)

    $7,704,175,000
    Show all (70) awards

    Relative Rate

    American Financing Corporation's average 30 year fixed mortgage rate was 2.99%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.16%.

    Relative Fees (Closing Costs)

    American Financing Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $5,305.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9,934 $3,000,220,000 $302,015 $5,123 2.89%
    GREELEY, CO (FHA|USDA|VA) 1,476 $430,180,000 $291,450 $5,495 2.92%
    Outside of Metro Areas 1,219 $225,405,000 $184,910 $4,577 2.99%
    FORT COLLINS, CO (FHA|USDA|VA) 729 $214,235,000 $293,875 $4,998 2.87%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 707 $174,085,000 $246,231 $4,680 2.93%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 534 $151,760,000 $284,195 $4,967 2.84%
    BOULDER, CO (FHA|USDA|VA) 385 $120,925,000 $314,091 $5,055 2.90%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 554 $113,390,000 $204,675 $6,035 2.91%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 380 $108,480,000 $285,474 $5,365 2.94%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 338 $78,630,000 $232,633 $6,073 2.94%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 211 $66,535,000 $315,332 $6,309 2.82%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 296 $63,550,000 $214,696 $5,162 2.95%
    SALT LAKE CITY, UT (FHA|USDA|VA) 218 $58,600,000 $268,807 $5,242 2.93%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 206 $53,280,000 $258,641 $4,912 2.93%
    PROVO-OREM, UT (FHA|USDA|VA) 184 $52,130,000 $283,315 $5,271 2.91%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 219 $50,705,000 $231,530 $4,132 2.93%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 143 $48,895,000 $341,923 $4,960 2.89%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 155 $48,275,000 $311,452 $5,223 2.87%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 205 $45,915,000 $223,976 $4,685 2.91%
    URBAN HONOLULU, HI (FHA|USDA|VA) 106 $45,000,000 $424,528 $7,869 2.86%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 174 $42,430,000 $243,851 $5,527 2.89%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 151 $41,415,000 $274,272 $5,295 3.01%
    RALEIGH-CARY, NC (FHA|USDA|VA) 166 $38,680,000 $233,012 $4,407 2.88%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 164 $37,560,000 $229,024 $6,469 2.89%
    COLUMBUS, OH (FHA|USDA|VA) 183 $37,115,000 $202,814 $4,823 2.91%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 143 $34,375,000 $240,385 $5,238 2.88%
    SALEM, OR (FHA|USDA|VA) 123 $31,995,000 $260,122 $5,478 2.81%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 117 $31,865,000 $272,350 $4,651 3.02%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 138 $31,250,000 $226,449 $4,675 2.93%
    FRESNO, CA (FHA|USDA|VA) 123 $30,645,000 $249,146 $4,580 2.90%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 168 $30,630,000 $182,321 $4,245 2.91%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 127 $29,035,000 $228,622 $4,403 2.95%
    BOISE CITY, ID (FHA|USDA|VA) 125 $28,925,000 $231,400 $5,335 2.87%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 125 $26,185,000 $209,480 $5,003 2.91%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 135 $24,945,000 $184,778 $4,042 2.96%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 84 $24,610,000 $292,976 $4,982 2.90%
    Fort Morgan, CO (FHA|USDA|VA) 100 $23,940,000 $239,400 $5,315 2.99%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 118 $23,770,000 $201,441 $4,486 2.97%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 96 $23,360,000 $243,333 $4,560 2.94%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 97 $21,905,000 $225,825 $5,200 2.88%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 63 $21,755,000 $345,317 $4,863 2.95%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 95 $21,725,000 $228,684 $5,452 2.85%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 119 $20,785,000 $174,664 $5,141 2.89%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 81 $20,425,000 $252,160 $6,479 2.90%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 79 $20,335,000 $257,405 $4,761 2.93%
    GRAND JUNCTION, CO (FHA|USDA|VA) 84 $20,240,000 $240,952 $5,314 2.90%
    ALBUQUERQUE, NM (FHA|USDA|VA) 99 $19,795,000 $199,949 $5,232 3.01%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 104 $19,030,000 $182,981 $4,481 2.94%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 110 $18,860,000 $171,455 $4,023 2.97%
    TUCSON, AZ (FHA|USDA|VA) 97 $18,825,000 $194,072 $4,215 2.93%
    PUEBLO, CO (FHA|USDA|VA) 84 $18,820,000 $224,048 $5,665 3.00%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 80 $18,730,000 $234,125 $5,124 2.85%
    RICHMOND, VA (FHA|USDA|VA) 80 $18,710,000 $233,875 $4,414 2.94%
    PITTSBURGH, PA (FHA|USDA|VA) 111 $18,705,000 $168,514 $5,168 2.91%
    JACKSONVILLE, FL (FHA|USDA|VA) 80 $18,450,000 $230,625 $4,653 2.95%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 56 $17,730,000 $316,607 $4,973 2.89%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 89 $17,645,000 $198,258 $4,193 2.89%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 48 $17,340,000 $361,250 $5,205 2.86%
    Edwards, CO (FHA|USDA|VA) 46 $17,120,000 $372,174 $6,005 2.92%
    Outside of Metro Areas 57 $16,655,000 $292,193 $5,374 2.89%
    IDAHO FALLS, ID (FHA|USDA|VA) 80 $16,410,000 $205,125 $5,256 2.99%
    BAKERSFIELD, CA (FHA|USDA|VA) 69 $15,955,000 $231,232 $4,321 2.93%
    Glenwood Springs, CO (FHA|USDA|VA) 48 $15,500,000 $322,917 $5,346 2.94%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 56 $14,270,000 $254,821 $4,409 2.82%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 83 $14,105,000 $169,940 $3,904 3.00%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 66 $14,100,000 $213,636 $5,847 2.95%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 60 $13,910,000 $231,833 $4,018 2.94%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 79 $13,875,000 $175,633 $4,080 2.96%
    CHEYENNE, WY (FHA|USDA|VA) 58 $13,530,000 $233,276 $5,159 2.95%
    WICHITA, KS (FHA|USDA|VA) 90 $13,400,000 $148,889 $4,527 2.95%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 81 $13,275,000 $163,889 $4,685 2.88%
    Breckenridge, CO (FHA|USDA|VA) 37 $13,225,000 $357,432 $4,917 2.83%
    COLUMBIA, SC (FHA|USDA|VA) 73 $13,065,000 $178,973 $4,117 2.90%
    ASHEVILLE, NC (FHA|USDA|VA) 53 $12,725,000 $240,094 $4,641 2.92%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 64 $12,330,000 $192,656 $4,963 2.90%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 69 $12,325,000 $178,623 $4,493 2.85%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 54 $12,310,000 $227,963 $4,280 2.85%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 69 $12,105,000 $175,435 $3,739 3.00%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 64 $11,960,000 $186,875 $4,719 2.97%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 71 $11,575,000 $163,028 $3,694 2.94%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 62 $11,510,000 $185,645 $4,608 2.90%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 31 $11,185,000 $360,806 $4,060 2.93%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 43 $10,985,000 $255,465 $4,488 2.90%
    WINSTON-SALEM, NC (FHA|USDA|VA) 64 $10,980,000 $171,563 $4,416 3.03%
    TULSA, OK (FHA|USDA|VA) 60 $10,930,000 $182,167 $5,277 2.95%
    LANCASTER, PA (FHA|USDA|VA) 59 $10,775,000 $182,627 $5,024 2.86%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 44 $10,490,000 $238,409 $3,921 2.97%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 54 $10,280,000 $190,370 $4,918 2.89%
    SAVANNAH, GA (FHA|USDA|VA) 52 $10,030,000 $192,885 $4,768 2.90%
    KNOXVILLE, TN (FHA|USDA|VA) 46 $9,970,000 $216,739 $4,716 2.95%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 37 $9,795,000 $264,730 $5,955 2.88%
    ST. GEORGE, UT (FHA|USDA|VA) 35 $9,795,000 $279,857 $5,245 2.89%
    RENO, NV (FHA|USDA|VA) 36 $9,640,000 $267,778 $5,030 2.90%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 35 $9,635,000 $275,286 $5,379 2.91%
    ANCHORAGE, AK (FHA|USDA|VA) 32 $9,460,000 $295,625 $5,416 2.80%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 45 $9,405,000 $209,000 $4,689 2.93%
    BEND, OR (FHA|USDA|VA) 36 $9,360,000 $260,000 $4,697 2.97%
    MODESTO, CA (FHA|USDA|VA) 37 $9,195,000 $248,514 $4,073 2.84%
    ROANOKE, VA (FHA|USDA|VA) 48 $9,160,000 $190,833 $4,022 2.94%
    LONGVIEW, WA (FHA|USDA|VA) 36 $9,040,000 $251,111 $5,017 2.97%
    TOLEDO, OH (FHA|USDA|VA) 54 $8,330,000 $154,259 $4,536 2.97%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 44 $8,270,000 $187,955 $4,707 3.07%
    SYRACUSE, NY (FHA|USDA|VA) 54 $8,160,000 $151,111 $4,613 3.00%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 40 $7,950,000 $198,750 $4,528 2.98%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 32 $7,880,000 $246,250 $5,490 2.88%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 30 $7,880,000 $262,667 $4,679 2.98%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 31 $7,875,000 $254,032 $4,035 2.82%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 40 $7,870,000 $196,750 $3,870 2.93%
    VISALIA, CA (FHA|USDA|VA) 36 $7,840,000 $217,778 $4,486 2.83%
    YORK-HANOVER, PA (FHA|USDA|VA) 46 $7,840,000 $170,435 $4,528 2.81%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 42 $7,730,000 $184,048 $5,026 3.03%
    Kalispell, MT (FHA|USDA|VA) 28 $7,580,000 $270,714 $3,991 2.89%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 37 $7,525,000 $203,378 $4,646 2.93%
    FORT WAYNE, IN (FHA|USDA|VA) 49 $7,525,000 $153,571 $3,959 2.93%
    WORCESTER, MA-CT (FHA|USDA|VA) 35 $7,415,000 $211,857 $4,359 2.92%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 35 $7,385,000 $211,000 $5,324 3.04%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 35 $7,365,000 $210,429 $4,084 2.93%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 34 $7,320,000 $215,294 $5,133 3.00%
    OCALA, FL (FHA|USDA|VA) 38 $7,260,000 $191,053 $4,711 2.83%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 45 $7,255,000 $161,222 $4,421 2.91%
    SPRINGFIELD, MO (FHA|USDA|VA) 48 $7,200,000 $150,000 $4,034 3.02%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 34 $7,150,000 $210,294 $4,143 2.83%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 30 $7,150,000 $238,333 $4,607 2.87%
    MEDFORD, OR (FHA|USDA|VA) 28 $7,060,000 $252,143 $4,975 2.90%
    TALLAHASSEE, FL (FHA|USDA|VA) 38 $7,030,000 $185,000 $5,147 2.97%
    TYLER, TX (FHA|USDA|VA) 34 $6,900,000 $202,941 $5,892 2.86%
    Sterling, CO (FHA|USDA|VA) 38 $6,900,000 $181,579 $4,767 3.14%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 26 $6,860,000 $263,846 $4,296 2.88%
    LOGAN, UT-ID (FHA|USDA|VA) 31 $6,815,000 $219,839 $4,901 2.89%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 36 $6,760,000 $187,778 $4,824 3.00%
    BILLINGS, MT (FHA|USDA|VA) 28 $6,740,000 $240,714 $5,044 2.94%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 39 $6,525,000 $167,308 $4,128 2.99%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 40 $6,510,000 $162,750 $3,528 2.98%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 31 $6,455,000 $208,226 $5,273 3.09%
    ROCHESTER, NY (FHA|USDA|VA) 43 $6,455,000 $150,116 $4,097 2.96%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 31 $6,085,000 $196,290 $4,727 2.93%
    HUNTSVILLE, AL (FHA|USDA|VA) 31 $6,035,000 $194,677 $3,606 2.87%
    TWIN FALLS, ID (FHA|USDA|VA) 30 $5,930,000 $197,667 $4,592 2.93%
    Montrose, CO (FHA|USDA|VA) 24 $5,820,000 $242,500 $5,673 2.84%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 30 $5,820,000 $194,000 $4,826 2.92%
    READING, PA (FHA|USDA|VA) 29 $5,795,000 $199,828 $6,035 2.97%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 30 $5,710,000 $190,333 $4,808 2.87%
    SALISBURY, MD-DE (FHA|USDA|VA) 28 $5,690,000 $203,214 $5,009 2.83%
    CaƱon City, CO (FHA|USDA|VA) 27 $5,565,000 $206,111 $5,024 3.04%
    BATON ROUGE, LA (FHA|USDA|VA) 30 $5,510,000 $183,667 $5,800 2.92%
    Durango, CO (FHA|USDA|VA) 21 $5,435,000 $258,810 $4,203 2.72%
    REDDING, CA (FHA|USDA|VA) 22 $5,370,000 $244,091 $4,992 2.89%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 30 $5,320,000 $177,333 $4,648 2.93%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 23 $5,225,000 $227,174 $3,972 3.08%
    PUNTA GORDA, FL (FHA|USDA|VA) 26 $5,060,000 $194,615 $5,182 3.05%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 20 $5,050,000 $252,500 $4,084 2.72%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 17 $4,975,000 $292,647 $4,413 2.79%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 27 $4,965,000 $183,889 $5,564 2.95%
    PANAMA CITY, FL (FHA|USDA|VA) 21 $4,945,000 $235,476 $4,767 2.96%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 14 $4,930,000 $352,143 $5,350 2.87%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 14 $4,930,000 $352,143 $4,484 2.90%
    POCATELLO, ID (FHA|USDA|VA) 25 $4,905,000 $196,200 $5,906 2.86%
    WILMINGTON, NC (FHA|USDA|VA) 22 $4,900,000 $222,727 $3,919 2.99%
    WACO, TX (FHA|USDA|VA) 26 $4,880,000 $187,692 $5,997 2.97%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 23 $4,875,000 $211,957 $3,837 2.67%
    EL PASO, TX (FHA|USDA|VA) 30 $4,820,000 $160,667 $5,519 2.90%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 28 $4,800,000 $171,429 $4,059 2.98%
    BURLINGTON, NC (FHA|USDA|VA) 25 $4,795,000 $191,800 $4,053 2.91%
    STOCKTON, CA (FHA|USDA|VA) 15 $4,715,000 $314,333 $5,142 2.82%
    BELLINGHAM, WA (FHA|USDA|VA) 18 $4,700,000 $261,111 $3,982 2.73%
    VALLEJO, CA (FHA|USDA|VA) 14 $4,700,000 $335,714 $5,629 2.79%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 15 $4,695,000 $313,000 $5,987 2.86%
    Steamboat Springs, CO (FHA|USDA|VA) 14 $4,570,000 $326,429 $6,147 2.99%
    LONGVIEW, TX (FHA|USDA|VA) 32 $4,490,000 $140,313 $5,901 2.97%
    Rexburg, ID (FHA|USDA|VA) 18 $4,470,000 $248,333 $5,946 2.75%
    AKRON, OH (FHA|USDA|VA) 28 $4,400,000 $157,143 $4,617 3.07%
    FAYETTEVILLE, NC (FHA|USDA|VA) 24 $4,350,000 $181,250 $3,764 3.10%
    LYNCHBURG, VA (FHA|USDA|VA) 24 $4,290,000 $178,750 $4,000 3.05%
    FARMINGTON, NM (FHA|USDA|VA) 22 $4,280,000 $194,545 $5,028 2.99%
    GAINESVILLE, FL (FHA|USDA|VA) 23 $4,265,000 $185,435 $5,383 2.86%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 10 $4,140,000 $414,000 $6,209 3.10%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 26 $4,110,000 $158,077 $4,078 3.04%
    MOBILE, AL (FHA|USDA|VA) 28 $4,060,000 $145,000 $4,461 3.14%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 12 $4,010,000 $334,167 $5,552 2.81%
    AMARILLO, TX (FHA|USDA|VA) 22 $3,940,000 $179,091 $5,668 3.02%
    STATE COLLEGE, PA (FHA|USDA|VA) 15 $3,925,000 $261,667 $7,012 2.90%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 19 $3,895,000 $205,000 $5,854 3.10%
    MADERA, CA (FHA|USDA|VA) 17 $3,885,000 $228,529 $3,891 2.61%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 19 $3,845,000 $202,368 $3,680 2.96%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 24 $3,810,000 $158,750 $4,100 2.96%
    GREENVILLE, NC (FHA|USDA|VA) 22 $3,810,000 $173,182 $4,572 2.86%
    SANTA FE, NM (FHA|USDA|VA) 15 $3,795,000 $253,000 $6,559 3.01%
    COLUMBUS, GA-AL (FHA|USDA|VA) 21 $3,755,000 $178,810 $4,343 2.76%
    Heber, UT (FHA|USDA|VA) 10 $3,750,000 $375,000 $6,038 3.05%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 21 $3,745,000 $178,333 $3,749 2.86%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 19 $3,735,000 $196,579 $5,233 2.87%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 19 $3,695,000 $194,474 $4,671 2.96%
    ABILENE, TX (FHA|USDA|VA) 20 $3,690,000 $184,500 $5,831 2.97%
    JACKSONVILLE, NC (FHA|USDA|VA) 22 $3,590,000 $163,182 $3,972 2.96%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 26 $3,580,000 $137,692 $4,417 2.97%
    LAS CRUCES, NM (FHA|USDA|VA) 19 $3,535,000 $186,053 $4,817 2.85%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 23 $3,535,000 $153,696 $4,788 2.96%
    Craig, CO (FHA|USDA|VA) 17 $3,455,000 $203,235 $5,256 2.86%
    LUBBOCK, TX (FHA|USDA|VA) 18 $3,420,000 $190,000 $5,841 2.97%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 20 $3,380,000 $169,000 $3,855 2.89%
    Bozeman, MT (FHA|USDA|VA) 16 $3,360,000 $210,000 $4,153 2.71%
    SPRINGFIELD, MA (FHA|USDA|VA) 20 $3,340,000 $167,000 $3,530 3.02%
    La Grande, OR (FHA|USDA|VA) 12 $3,250,000 $270,833 $4,508 2.87%
    Roseburg, OR (FHA|USDA|VA) 13 $3,235,000 $248,846 $4,973 2.85%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $3,230,000 $403,750 $5,056 2.72%
    MANSFIELD, OH (FHA|USDA|VA) 22 $3,220,000 $146,364 $4,413 3.00%
    SALINAS, CA (FHA|USDA|VA) 11 $3,195,000 $290,455 $3,853 2.74%
    Centralia, WA (FHA|USDA|VA) 13 $3,165,000 $243,462 $5,325 3.07%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 14 $3,110,000 $222,143 $7,746 3.01%
    Hilo, HI (FHA|USDA|VA) 10 $3,080,000 $308,000 $5,634 2.85%
    LEBANON, PA (FHA|USDA|VA) 19 $3,005,000 $158,158 $4,854 2.76%
    DULUTH, MN-WI (FHA|USDA|VA) 16 $3,000,000 $187,500 $3,686 3.18%
    MISSOULA, MT (FHA|USDA|VA) 12 $2,970,000 $247,500 $4,246 2.81%
    Show Low, AZ (FHA|USDA|VA) 17 $2,945,000 $173,235 $3,700 3.17%
    Traverse City, MI (FHA|USDA|VA) 15 $2,945,000 $196,333 $4,333 3.03%
    Sandpoint, ID (FHA|USDA|VA) 11 $2,925,000 $265,909 $6,538 2.88%
    JOHNSON CITY, TN (FHA|USDA|VA) 18 $2,910,000 $161,667 $4,373 2.94%
    THE VILLAGES, FL (FHA|USDA|VA) 13 $2,895,000 $222,692 $4,422 2.97%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 21 $2,895,000 $137,857 $4,592 2.88%
    SPARTANBURG, SC (FHA|USDA|VA) 16 $2,840,000 $177,500 $4,268 2.89%
    Prineville, OR (FHA|USDA|VA) 12 $2,790,000 $232,500 $4,198 2.86%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 12 $2,760,000 $230,000 $5,815 3.05%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 14 $2,720,000 $194,286 $5,345 2.91%
    YUMA, AZ (FHA|USDA|VA) 12 $2,710,000 $225,833 $5,568 2.93%
    Vernal, UT (FHA|USDA|VA) 12 $2,710,000 $225,833 $5,578 2.88%
    Blackfoot, ID (FHA|USDA|VA) 17 $2,705,000 $159,118 $4,453 2.93%
    DOTHAN, AL (FHA|USDA|VA) 16 $2,700,000 $168,750 $4,338 2.83%
    Helena, MT (FHA|USDA|VA) 11 $2,655,000 $241,364 $4,803 2.91%
    JACKSON, MS (FHA|USDA|VA) 17 $2,645,000 $155,588 $3,206 2.82%
    DOVER, DE (FHA|USDA|VA) 13 $2,635,000 $202,692 $4,926 2.94%
    BANGOR, ME (FHA|USDA|VA) 15 $2,585,000 $172,333 $4,433 2.74%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 9 $2,575,000 $286,111 $3,698 2.78%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 16 $2,560,000 $160,000 $5,319 2.98%
    LINCOLN, NE (FHA|USDA|VA) 14 $2,540,000 $181,429 $3,283 2.95%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $2,505,000 $357,857 $6,789 2.98%
    Cedar City, UT (FHA|USDA|VA) 13 $2,495,000 $191,923 $4,280 3.04%
    NEW BERN, NC (FHA|USDA|VA) 14 $2,480,000 $177,143 $3,718 2.79%
    MERCED, CA (FHA|USDA|VA) 10 $2,470,000 $247,000 $4,952 3.18%
    MORRISTOWN, TN (FHA|USDA|VA) 12 $2,470,000 $205,833 $7,045 2.90%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 17 $2,425,000 $142,647 $3,895 2.88%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 14 $2,420,000 $172,857 $3,965 2.76%
    MONTGOMERY, AL (FHA|USDA|VA) 11 $2,405,000 $218,636 $6,790 2.84%
    Brainerd, MN (FHA|USDA|VA) 14 $2,400,000 $171,429 $3,822 2.86%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 16 $2,400,000 $150,000 $3,914 2.97%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 13 $2,395,000 $184,231 $5,708 2.86%
    CHICO, CA (FHA|USDA|VA) 9 $2,395,000 $266,111 $5,652 2.89%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 15 $2,385,000 $159,000 $4,542 2.96%
    Sevierville, TN (FHA|USDA|VA) 11 $2,385,000 $216,818 $5,789 3.16%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 13 $2,335,000 $179,615 $4,749 3.02%
    FAIRBANKS, AK (FHA|USDA|VA) 9 $2,325,000 $258,333 $5,918 2.74%
    Augusta-Waterville, ME (FHA|USDA|VA) 16 $2,320,000 $145,000 $3,659 2.99%
    Riverton, WY (FHA|USDA|VA) 9 $2,315,000 $257,222 $6,460 3.01%
    WHEELING, WV-OH (FHA|USDA|VA) 15 $2,295,000 $153,000 $4,142 3.05%
    MUSKEGON, MI (FHA|USDA|VA) 14 $2,290,000 $163,571 $4,493 2.85%
    Concord, NH (FHA|USDA|VA) 11 $2,285,000 $207,727 $3,745 2.99%
    FLAGSTAFF, AZ (FHA|USDA|VA) 11 $2,285,000 $207,727 $4,319 3.00%
    WINCHESTER, VA-WV (FHA|USDA|VA) 10 $2,270,000 $227,000 $4,514 2.75%
    LAFAYETTE, LA (FHA|USDA|VA) 12 $2,260,000 $188,333 $4,495 2.78%
    FLORENCE, SC (FHA|USDA|VA) 13 $2,245,000 $172,692 $4,468 2.98%
    Juneau, AK (FHA|USDA|VA) 5 $2,235,000 $447,000 $7,952 3.08%
    ANN ARBOR, MI (FHA|USDA|VA) 12 $2,220,000 $185,000 $4,651 2.83%
    ROCKY MOUNT, NC (FHA|USDA|VA) 15 $2,215,000 $147,667 $3,666 3.02%
    GETTYSBURG, PA (FHA|USDA|VA) 12 $2,210,000 $184,167 $5,227 2.69%
    WALLA WALLA, WA (FHA|USDA|VA) 9 $2,205,000 $245,000 $6,168 2.93%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 19 $2,185,000 $115,000 $4,466 3.00%
    Lebanon, NH-VT (FHA|USDA|VA) 10 $2,170,000 $217,000 $5,071 2.84%
    North Platte, NE (FHA|USDA|VA) 12 $2,160,000 $180,000 $5,309 2.99%
    Payson, AZ (FHA|USDA|VA) 10 $2,150,000 $215,000 $6,456 3.05%
    Morehead City, NC (FHA|USDA|VA) 10 $2,150,000 $215,000 $3,491 2.80%
    Klamath Falls, OR (FHA|USDA|VA) 15 $2,145,000 $143,000 $4,302 2.82%
    Zanesville, OH (FHA|USDA|VA) 9 $2,095,000 $232,778 $5,001 2.90%
    FORT SMITH, AR-OK (FHA|USDA|VA) 15 $2,085,000 $139,000 $3,991 2.79%
    CHARLESTON, WV (FHA|USDA|VA) 12 $2,080,000 $173,333 $3,803 2.82%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 11 $2,065,000 $187,727 $4,999 2.89%
    HARRISONBURG, VA (FHA|USDA|VA) 10 $2,050,000 $205,000 $3,821 2.75%
    CORVALLIS, OR (FHA|USDA|VA) 7 $2,005,000 $286,429 $5,427 2.71%
    Paducah, KY-IL (FHA|USDA|VA) 10 $1,990,000 $199,000 $3,877 2.99%
    WARNER ROBINS, GA (FHA|USDA|VA) 9 $1,985,000 $220,556 $4,261 2.82%
    WILLIAMSPORT, PA (FHA|USDA|VA) 12 $1,980,000 $165,000 $5,024 3.02%
    LEWISTON, ID-WA (FHA|USDA|VA) 11 $1,945,000 $176,818 $4,287 2.68%
    CASPER, WY (FHA|USDA|VA) 12 $1,930,000 $160,833 $4,608 2.91%
    Torrington, CT (FHA|USDA|VA) 8 $1,920,000 $240,000 $4,481 2.78%
    YUBA CITY, CA (FHA|USDA|VA) 8 $1,920,000 $240,000 $4,056 3.03%
    PEORIA, IL (FHA|USDA|VA) 14 $1,910,000 $136,429 $4,186 3.04%
    BRUNSWICK, GA (FHA|USDA|VA) 6 $1,900,000 $316,667 $6,355 2.94%
    MIDLAND, TX (FHA|USDA|VA) 9 $1,895,000 $210,556 $6,232 2.87%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 11 $1,845,000 $167,727 $5,521 3.03%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 13 $1,835,000 $141,154 $4,206 3.12%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 11 $1,835,000 $166,818 $5,533 2.92%
    KINGSTON, NY (FHA|USDA|VA) 10 $1,830,000 $183,000 $5,787 2.95%
    TOPEKA, KS (FHA|USDA|VA) 13 $1,815,000 $139,615 $3,801 3.08%
    Red Bluff, CA (FHA|USDA|VA) 7 $1,785,000 $255,000 $4,552 3.14%
    COLUMBIA, MO (FHA|USDA|VA) 12 $1,780,000 $148,333 $3,837 3.05%
    GRANTS PASS, OR (FHA|USDA|VA) 8 $1,760,000 $220,000 $4,189 2.81%
    BLOOMINGTON, IL (FHA|USDA|VA) 11 $1,755,000 $159,545 $3,859 2.93%
    Hudson, NY (FHA|USDA|VA) 8 $1,740,000 $217,500 $5,723 3.23%
    MADISON, WI (FHA|USDA|VA) 9 $1,735,000 $192,778 $4,110 2.93%
    MONROE, MI (FHA|USDA|VA) 12 $1,730,000 $144,167 $3,981 2.91%
    GOLDSBORO, NC (FHA|USDA|VA) 11 $1,715,000 $155,909 $3,857 2.86%
    Astoria, OR (FHA|USDA|VA) 6 $1,670,000 $278,333 $4,117 3.13%
    JONESBORO, AR (FHA|USDA|VA) 8 $1,660,000 $207,500 $3,925 2.86%
    TUSCALOOSA, AL (FHA|USDA|VA) 11 $1,655,000 $150,455 $3,498 2.66%
    GREEN BAY, WI (FHA|USDA|VA) 9 $1,655,000 $183,889 $3,365 3.19%
    Sandusky, OH (FHA|USDA|VA) 7 $1,655,000 $236,429 $3,873 3.02%
    Granbury, TX (FHA|USDA|VA) 8 $1,650,000 $206,250 $5,131 2.88%
    Laramie, WY (FHA|USDA|VA) 6 $1,650,000 $275,000 $4,521 2.83%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $1,650,000 $412,500 $5,751 3.03%
    Sheridan, WY (FHA|USDA|VA) 6 $1,650,000 $275,000 $5,036 2.83%
    CLEVELAND, TN (FHA|USDA|VA) 9 $1,645,000 $182,778 $3,735 2.89%
    TEXARKANA, TX-AR (FHA|USDA|VA) 12 $1,630,000 $135,833 $4,389 3.02%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 11 $1,625,000 $147,727 $5,253 2.76%
    SAN ANGELO, TX (FHA|USDA|VA) 10 $1,610,000 $161,000 $5,344 2.76%
    APPLETON, WI (FHA|USDA|VA) 11 $1,605,000 $145,909 $4,169 3.14%
    Ontario, OR-ID (FHA|USDA|VA) 8 $1,570,000 $196,250 $5,099 2.78%
    EAU CLAIRE, WI (FHA|USDA|VA) 9 $1,565,000 $173,889 $3,174 3.06%
    JOPLIN, MO (FHA|USDA|VA) 11 $1,565,000 $142,273 $3,964 3.06%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,555,000 $311,000 $4,714 2.55%
    Warsaw, IN (FHA|USDA|VA) 9 $1,555,000 $172,778 $4,772 2.67%
    YAKIMA, WA (FHA|USDA|VA) 9 $1,555,000 $172,778 $3,780 3.24%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 8 $1,550,000 $193,750 $3,799 3.00%
    Forest City, NC (FHA|USDA|VA) 8 $1,540,000 $192,500 $3,870 2.92%
    UTICA-ROME, NY (FHA|USDA|VA) 9 $1,535,000 $170,556 $4,624 3.05%
    BATTLE CREEK, MI (FHA|USDA|VA) 9 $1,525,000 $169,444 $3,446 2.81%
    Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,520,000 $380,000 $5,510 2.84%
    Washington, NC (FHA|USDA|VA) 11 $1,515,000 $137,727 $3,847 3.02%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 5 $1,505,000 $301,000 $3,916 2.50%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,609 3.17%
    HOT SPRINGS, AR (FHA|USDA|VA) 9 $1,485,000 $165,000 $4,050 2.90%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $1,480,000 $185,000 $4,370 3.09%
    SIOUX FALLS, SD (FHA|USDA|VA) 7 $1,465,000 $209,286 $5,794 2.89%
    Martinsville, VA (FHA|USDA|VA) 9 $1,425,000 $158,333 $4,673 2.78%
    Greeneville, TN (FHA|USDA|VA) 9 $1,415,000 $157,222 $4,163 2.85%
    HATTIESBURG, MS (FHA|USDA|VA) 9 $1,415,000 $157,222 $3,780 3.18%
    Findlay, OH (FHA|USDA|VA) 9 $1,395,000 $155,000 $4,486 2.88%
    Athens, TX (FHA|USDA|VA) 7 $1,395,000 $199,286 $5,834 2.89%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $1,395,000 $279,000 $7,485 2.95%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $1,390,000 $231,667 $6,824 3.15%
    Coos Bay, OR (FHA|USDA|VA) 5 $1,385,000 $277,000 $6,236 2.95%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,367 3.02%
    Gillette, WY (FHA|USDA|VA) 6 $1,370,000 $228,333 $5,316 3.10%
    New Castle, PA (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,738 2.75%
    Georgetown, SC (FHA|USDA|VA) 5 $1,345,000 $269,000 $5,582 2.98%
    JACKSON, MI (FHA|USDA|VA) 11 $1,335,000 $121,364 $3,295 2.77%
    JACKSON, TN (FHA|USDA|VA) 8 $1,320,000 $165,000 $5,281 2.95%
    Hood River, OR (FHA|USDA|VA) 5 $1,315,000 $263,000 $4,611 3.17%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $1,310,000 $327,500 $5,082 2.72%
    GLENS FALLS, NY (FHA|USDA|VA) 8 $1,300,000 $162,500 $5,296 3.02%
    STAUNTON, VA (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,490 3.14%
    BINGHAMTON, NY (FHA|USDA|VA) 11 $1,295,000 $117,727 $4,685 3.13%
    Clearlake, CA (FHA|USDA|VA) 5 $1,275,000 $255,000 $3,532 2.92%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 7 $1,245,000 $177,857 $4,011 2.89%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 9 $1,245,000 $138,333 $4,323 2.85%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 6 $1,240,000 $206,667 $4,662 2.81%
    VALDOSTA, GA (FHA|USDA|VA) 7 $1,235,000 $176,429 $4,739 3.12%
    Newport, OR (FHA|USDA|VA) 5 $1,235,000 $247,000 $4,967 2.88%
    Faribault-Northfield, MN (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,715 3.02%
    Huntsville, TX (FHA|USDA|VA) 3 $1,215,000 $405,000 $9,384 2.75%
    Brenham, TX (FHA|USDA|VA) 4 $1,200,000 $300,000 $7,362 2.75%
    RAPID CITY, SD (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,500 2.79%
    Kapaa, HI (FHA|USDA|VA) 3 $1,185,000 $395,000 $8,904 2.58%
    Keene, NH (FHA|USDA|VA) 6 $1,180,000 $196,667 $4,682 3.10%
    Moscow, ID (FHA|USDA|VA) 4 $1,180,000 $295,000 $6,702 3.09%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $1,175,000 $235,000 $6,838 2.90%
    Lake City, FL (FHA|USDA|VA) 7 $1,175,000 $167,857 $5,783 2.95%
    Wooster, OH (FHA|USDA|VA) 8 $1,170,000 $146,250 $5,351 3.17%
    WENATCHEE, WA (FHA|USDA|VA) 4 $1,170,000 $292,500 $3,392 2.88%
    GAINESVILLE, GA (FHA|USDA|VA) 6 $1,160,000 $193,333 $3,273 3.00%
    Bonham, TX (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,696 3.03%
    Holland, MI (FHA|USDA|VA) 7 $1,155,000 $165,000 $4,290 2.86%
    Silver City, NM (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,504 2.90%
    Cookeville, TN (FHA|USDA|VA) 6 $1,150,000 $191,667 $3,614 2.94%
    MANHATTAN, KS (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,690 2.96%
    Somerset, PA (FHA|USDA|VA) 7 $1,145,000 $163,571 $6,106 2.82%
    OWENSBORO, KY (FHA|USDA|VA) 8 $1,140,000 $142,500 $3,613 3.03%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $1,130,000 $188,333 $4,069 2.98%
    ROCHESTER, MN (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,727 2.83%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 7 $1,125,000 $160,714 $3,136 2.96%
    Key West, FL (FHA|USDA|VA) 3 $1,115,000 $371,667 $5,005 2.79%
    Bartlesville, OK (FHA|USDA|VA) 5 $1,115,000 $223,000 $6,431 2.83%
    Stevens Point, WI (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,461 3.08%
    Williston, ND (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,528 3.00%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 7 $1,095,000 $156,429 $3,749 2.82%
    Sanford, NC (FHA|USDA|VA) 7 $1,095,000 $156,429 $5,270 3.03%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,307 2.78%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,960 2.73%
    FARGO, ND-MN (FHA|USDA|VA) 6 $1,080,000 $180,000 $3,882 2.90%
    Weatherford, OK (FHA|USDA|VA) 7 $1,075,000 $153,571 $4,624 2.95%
    Moses Lake, WA (FHA|USDA|VA) 6 $1,070,000 $178,333 $4,190 2.67%
    BOWLING GREEN, KY (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,386 2.90%
    SAGINAW, MI (FHA|USDA|VA) 8 $1,060,000 $132,500 $3,550 3.01%
    Wilson, NC (FHA|USDA|VA) 7 $1,045,000 $149,286 $3,013 2.80%
    Hutchinson, KS (FHA|USDA|VA) 6 $1,040,000 $173,333 $5,057 2.79%
    OCEAN CITY, NJ (FHA|USDA|VA) 3 $1,035,000 $345,000 $6,712 3.21%
    GREAT FALLS, MT (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,372 2.75%
    Jefferson, GA (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,821 2.75%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,025,000 $113,889 $5,178 3.11%
    Crossville, TN (FHA|USDA|VA) 7 $1,025,000 $146,429 $3,974 2.82%
    MANKATO, MN (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,739 3.13%
    Butte-Silver Bow, MT (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,184 2.97%
    Alice, TX (FHA|USDA|VA) 5 $995,000 $199,000 $4,205 3.18%
    Marion, OH (FHA|USDA|VA) 6 $990,000 $165,000 $4,337 2.65%
    HAMMOND, LA (FHA|USDA|VA) 4 $990,000 $247,500 $5,913 2.94%
    FLINT, MI (FHA|USDA|VA) 7 $985,000 $140,714 $3,541 2.96%
    Kearney, NE (FHA|USDA|VA) 6 $980,000 $163,333 $3,903 2.67%
    Elizabeth City, NC (FHA|USDA|VA) 4 $980,000 $245,000 $3,926 3.03%
    MIDLAND, MI (FHA|USDA|VA) 7 $975,000 $139,286 $3,676 2.98%
    Ottawa, IL (FHA|USDA|VA) 7 $975,000 $139,286 $5,623 2.86%
    Auburn, IN (FHA|USDA|VA) 6 $970,000 $161,667 $4,875 2.83%
    Thomasville, GA (FHA|USDA|VA) 4 $970,000 $242,500 $5,012 2.91%
    Brookings, OR (FHA|USDA|VA) 4 $970,000 $242,500 $4,034 2.72%
    ALTOONA, PA (FHA|USDA|VA) 7 $965,000 $137,857 $5,472 2.89%
    Kerrville, TX (FHA|USDA|VA) 5 $955,000 $191,000 $4,972 2.78%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 6 $950,000 $158,333 $5,253 3.04%
    Scottsbluff, NE (FHA|USDA|VA) 8 $940,000 $117,500 $3,692 3.30%
    SPRINGFIELD, OH (FHA|USDA|VA) 7 $935,000 $133,571 $3,957 3.07%
    Pottsville, PA (FHA|USDA|VA) 5 $935,000 $187,000 $4,413 3.15%
    Lufkin, TX (FHA|USDA|VA) 3 $935,000 $311,667 $6,650 2.75%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $930,000 $155,000 $3,950 3.10%
    Ashland, OH (FHA|USDA|VA) 6 $930,000 $155,000 $4,762 2.94%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $925,000 $185,000 $6,043 2.90%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 7 $925,000 $132,143 $2,797 2.89%
    Laurel, MS (FHA|USDA|VA) 5 $925,000 $185,000 $4,298 3.23%
    TERRE HAUTE, IN (FHA|USDA|VA) 6 $920,000 $153,333 $3,803 2.92%
    Mount Vernon, OH (FHA|USDA|VA) 6 $910,000 $151,667 $3,878 3.08%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $895,000 $179,000 $4,025 2.90%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $885,000 $177,000 $6,104 2.90%
    Boone, NC (FHA|USDA|VA) 4 $880,000 $220,000 $4,863 3.00%
    Rock Springs, WY (FHA|USDA|VA) 5 $875,000 $175,000 $4,246 2.90%
    Auburn, NY (FHA|USDA|VA) 5 $875,000 $175,000 $5,570 3.18%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 6 $870,000 $145,000 $5,401 3.44%
    BAY CITY, MI (FHA|USDA|VA) 6 $870,000 $145,000 $3,907 2.90%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $865,000 $173,000 $3,681 3.00%
    Safford, AZ (FHA|USDA|VA) 4 $850,000 $212,500 $5,895 3.06%
    Burley, ID (FHA|USDA|VA) 3 $845,000 $281,667 $5,230 2.83%
    LAWTON, OK (FHA|USDA|VA) 4 $840,000 $210,000 $4,017 2.88%
    Laconia, NH (FHA|USDA|VA) 3 $835,000 $278,333 $6,458 3.00%
    DECATUR, AL (FHA|USDA|VA) 6 $830,000 $138,333 $3,024 2.81%
    Sonora, CA (FHA|USDA|VA) 3 $825,000 $275,000 $6,357 3.21%
    LAKE CHARLES, LA (FHA|USDA|VA) 4 $820,000 $205,000 $3,460 2.84%
    Port Angeles, WA (FHA|USDA|VA) 4 $820,000 $205,000 $7,928 2.56%
    Los Alamos, NM (FHA|USDA|VA) 3 $815,000 $271,667 $8,653 2.54%
    JEFFERSON CITY, MO (FHA|USDA|VA) 5 $815,000 $163,000 $4,235 2.88%
    Pullman, WA (FHA|USDA|VA) 3 $815,000 $271,667 $5,878 3.00%
    Albertville, AL (FHA|USDA|VA) 3 $795,000 $265,000 $5,444 2.83%
    Frankfort, KY (FHA|USDA|VA) 4 $780,000 $195,000 $4,974 2.72%
    Nacogdoches, TX (FHA|USDA|VA) 4 $780,000 $195,000 $6,354 2.97%
    Washington Court House, OH (FHA|USDA|VA) 4 $770,000 $192,500 $4,174 3.09%
    Sidney, OH (FHA|USDA|VA) 4 $760,000 $190,000 $6,001 3.03%
    WICHITA FALLS, TX (FHA|USDA|VA) 6 $760,000 $126,667 $4,933 3.02%
    Elko, NV (FHA|USDA|VA) 3 $755,000 $251,667 $4,851 2.67%
    IOWA CITY, IA (FHA|USDA|VA) 5 $755,000 $151,000 $4,125 2.53%
    Amsterdam, NY (FHA|USDA|VA) 4 $750,000 $187,500 $5,242 2.88%
    NILES, MI (FHA|USDA|VA) 4 $750,000 $187,500 $2,528 3.25%
    Statesboro, GA (FHA|USDA|VA) 5 $745,000 $149,000 $2,997 2.90%
    Danville, KY (FHA|USDA|VA) 3 $745,000 $248,333 $2,704 2.83%
    AMES, IA (FHA|USDA|VA) 4 $740,000 $185,000 $3,517 2.88%
    RACINE, WI (FHA|USDA|VA) 3 $735,000 $245,000 $4,961 2.63%
    Oak Harbor, WA (FHA|USDA|VA) 2 $730,000 $365,000 $7,951 2.94%
    Fort Payne, AL (FHA|USDA|VA) 5 $725,000 $145,000 $3,337 3.00%
    JOHNSTOWN, PA (FHA|USDA|VA) 6 $720,000 $120,000 $5,106 2.88%
    ALEXANDRIA, LA (FHA|USDA|VA) 4 $710,000 $177,500 $5,294 2.72%
    Ukiah, CA (FHA|USDA|VA) 2 $700,000 $350,000 $3,838 3.06%
    Fernley, NV (FHA|USDA|VA) 4 $700,000 $175,000 $3,126 2.75%
    Marion, NC (FHA|USDA|VA) 4 $700,000 $175,000 $5,196 2.69%
    SHEBOYGAN, WI (FHA|USDA|VA) 4 $700,000 $175,000 $4,061 3.00%
    Greenville, OH (FHA|USDA|VA) 5 $695,000 $139,000 $5,703 2.90%
    Othello, WA (FHA|USDA|VA) 3 $685,000 $228,333 $3,805 2.67%
    Angola, IN (FHA|USDA|VA) 4 $680,000 $170,000 $4,477 3.03%
    Opelousas, LA (FHA|USDA|VA) 2 $680,000 $340,000 $5,934 3.00%
    Albemarle, NC (FHA|USDA|VA) 4 $680,000 $170,000 $3,381 2.97%
    Enterprise, AL (FHA|USDA|VA) 5 $675,000 $135,000 $3,260 2.98%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $670,000 $167,500 $4,220 3.13%
    ST. CLOUD, MN (FHA|USDA|VA) 4 $670,000 $167,500 $2,089 2.88%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $665,000 $221,667 $4,121 2.75%
    Jackson, WY-ID (FHA|USDA|VA) 3 $665,000 $221,667 $4,906 2.54%
    Marshalltown, IA (FHA|USDA|VA) 3 $665,000 $221,667 $4,043 3.17%
    Grand Rapids, MN (FHA|USDA|VA) 4 $660,000 $165,000 $2,840 2.75%
    ALBANY, GA (FHA|USDA|VA) 3 $655,000 $218,333 $4,928 3.33%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $655,000 $218,333 $2,052 2.75%
    Brownwood, TX (FHA|USDA|VA) 4 $650,000 $162,500 $5,378 3.19%
    Shelby, NC (FHA|USDA|VA) 3 $645,000 $215,000 $5,533 3.46%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $645,000 $215,000 $5,196 3.29%
    Branson, MO (FHA|USDA|VA) 3 $645,000 $215,000 $2,253 2.91%
    FOND DU LAC, WI (FHA|USDA|VA) 2 $640,000 $320,000 $7,394 2.94%
    Mountain Home, ID (FHA|USDA|VA) 3 $635,000 $211,667 $4,878 3.29%
    Shawnee, OK (FHA|USDA|VA) 3 $635,000 $211,667 $4,940 3.13%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 5 $635,000 $127,000 $3,431 3.30%
    LIMA, OH (FHA|USDA|VA) 4 $630,000 $157,500 $3,953 2.78%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $630,000 $105,000 $2,638 3.00%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $630,000 $157,500 $4,395 3.75%
    Seneca, SC (FHA|USDA|VA) 4 $630,000 $157,500 $4,547 3.13%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $625,000 $208,333 $5,987 2.79%
    West Plains, MO (FHA|USDA|VA) 2 $620,000 $310,000 $7,804 2.56%
    Corning, NY (FHA|USDA|VA) 3 $615,000 $205,000 $4,664 2.63%
    Richmond-Berea, KY (FHA|USDA|VA) 3 $615,000 $205,000 $2,440 2.88%
    Escanaba, MI (FHA|USDA|VA) 3 $615,000 $205,000 $5,296 3.38%
    Eureka-Arcata, CA (FHA|USDA|VA) 3 $615,000 $205,000 $4,920 3.63%
    Roswell, NM (FHA|USDA|VA) 4 $610,000 $152,500 $4,476 3.06%
    Warren, PA (FHA|USDA|VA) 4 $600,000 $150,000 $4,457 2.75%
    LAWRENCE, KS (FHA|USDA|VA) 4 $600,000 $150,000 $4,538 3.31%
    DALTON, GA (FHA|USDA|VA) 3 $595,000 $198,333 $3,683 2.75%
    Adrian, MI (FHA|USDA|VA) 5 $585,000 $117,000 $4,143 3.15%
    Norfolk, NE (FHA|USDA|VA) 3 $585,000 $195,000 $5,956 2.88%
    KOKOMO, IN (FHA|USDA|VA) 5 $585,000 $117,000 $3,940 3.25%
    Price, UT (FHA|USDA|VA) 4 $580,000 $145,000 $4,275 3.12%
    Wilmington, OH (FHA|USDA|VA) 4 $580,000 $145,000 $3,926 2.59%
    MUNCIE, IN (FHA|USDA|VA) 5 $575,000 $115,000 $3,521 3.15%
    EL CENTRO, CA (FHA|USDA|VA) 3 $575,000 $191,667 $2,840 3.04%
    Paragould, AR (FHA|USDA|VA) 3 $575,000 $191,667 $5,340 2.58%
    KANKAKEE, IL (FHA|USDA|VA) 3 $575,000 $191,667 $6,157 2.54%
    Danville, VA (FHA|USDA|VA) 4 $570,000 $142,500 $3,123 3.25%
    Fredericksburg, TX (FHA|USDA|VA) 2 $570,000 $285,000 $4,500 2.63%
    Austin, MN (FHA|USDA|VA) 3 $565,000 $188,333 $3,416 2.67%
    Sunbury, PA (FHA|USDA|VA) 3 $555,000 $185,000 $7,677 2.79%
    MONROE, LA (FHA|USDA|VA) 3 $545,000 $181,667 $3,338 2.79%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $545,000 $545,000 $14,044 2.38%
    Durant, OK (FHA|USDA|VA) 2 $540,000 $270,000 $4,424 2.81%
    Whitewater, WI (FHA|USDA|VA) 2 $540,000 $270,000 $6,064 3.00%
    Stillwater, OK (FHA|USDA|VA) 3 $535,000 $178,333 $4,927 3.13%
    COLUMBUS, IN (FHA|USDA|VA) 2 $530,000 $265,000 $5,020 2.50%
    Bellefontaine, OH (FHA|USDA|VA) 4 $530,000 $132,500 $4,630 3.25%
    Menomonie, WI (FHA|USDA|VA) 3 $525,000 $175,000 $4,035 2.88%
    Salem, OH (FHA|USDA|VA) 4 $520,000 $130,000 $4,242 3.28%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $520,000 $130,000 $3,725 3.25%
    Red Wing, MN (FHA|USDA|VA) 2 $520,000 $260,000 $4,250 3.00%
    Mount Pleasant, TX (FHA|USDA|VA) 2 $520,000 $260,000 $5,524 2.88%
    Marietta, OH (FHA|USDA|VA) 3 $515,000 $171,667 $5,763 3.29%
    Cambridge, OH (FHA|USDA|VA) 3 $515,000 $171,667 $5,399 3.17%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $515,000 $171,667 $4,433 2.67%
    Fergus Falls, MN (FHA|USDA|VA) 2 $510,000 $255,000 $4,621 2.81%
    Owatonna, MN (FHA|USDA|VA) 3 $505,000 $168,333 $2,649 2.79%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $500,000 $125,000 $3,622 3.41%
    Bennettsville, SC (FHA|USDA|VA) 3 $495,000 $165,000 $4,862 2.83%
    Shawano, WI (FHA|USDA|VA) 3 $495,000 $165,000 $3,745 2.92%
    Quincy, IL-MO (FHA|USDA|VA) 3 $495,000 $165,000 $4,962 3.00%
    Alamogordo, NM (FHA|USDA|VA) 4 $490,000 $122,500 $4,010 3.06%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 4 $490,000 $122,500 $4,577 2.94%
    Shelton, WA (FHA|USDA|VA) 2 $490,000 $245,000 $5,118 3.06%
    Harrison, AR (FHA|USDA|VA) 3 $485,000 $161,667 $3,612 2.88%
    Meadville, PA (FHA|USDA|VA) 3 $485,000 $161,667 $5,229 3.25%
    ERIE, PA (FHA|USDA|VA) 5 $485,000 $97,000 $4,734 3.20%
    Meridian, MS (FHA|USDA|VA) 2 $480,000 $240,000 $5,225 3.19%
    Ellensburg, WA (FHA|USDA|VA) 1 $475,000 $475,000 $2,932 2.88%
    Jasper, AL (FHA|USDA|VA) 2 $470,000 $235,000 $9,825 2.94%
    Ozark, AL (FHA|USDA|VA) 4 $470,000 $117,500 $4,436 2.91%
    Searcy, AR (FHA|USDA|VA) 3 $445,000 $148,333 $3,442 2.63%
    Plymouth, IN (FHA|USDA|VA) 3 $445,000 $148,333 $3,989 2.75%
    Scottsboro, AL (FHA|USDA|VA) 3 $435,000 $145,000 $3,679 3.00%
    Garden City, KS (FHA|USDA|VA) 4 $430,000 $107,500 $2,518 3.00%
    Arcadia, FL (FHA|USDA|VA) 2 $430,000 $215,000 $7,001 2.44%
    Bluffton, IN (FHA|USDA|VA) 4 $430,000 $107,500 $3,694 2.91%
    Beeville, TX (FHA|USDA|VA) 2 $430,000 $215,000 $3,308 3.06%
    Fremont, OH (FHA|USDA|VA) 4 $430,000 $107,500 $4,684 3.09%
    Mount Sterling, KY (FHA|USDA|VA) 2 $430,000 $215,000 $4,473 3.44%
    Fallon, NV (FHA|USDA|VA) 3 $425,000 $141,667 $2,993 2.88%
    Rolla, MO (FHA|USDA|VA) 1 $425,000 $425,000 $5,688 2.99%
    Peru, IN (FHA|USDA|VA) 3 $425,000 $141,667 $3,873 2.75%
    PITTSFIELD, MA (FHA|USDA|VA) 3 $425,000 $141,667 $3,754 3.21%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $425,000 $141,667 $3,806 3.25%
    Minot, ND (FHA|USDA|VA) 2 $420,000 $210,000 $5,822 2.88%
    Mineral Wells, TX (FHA|USDA|VA) 2 $410,000 $205,000 $5,918 2.69%
    Gloversville, NY (FHA|USDA|VA) 3 $405,000 $135,000 $5,044 2.83%
    ELMIRA, NY (FHA|USDA|VA) 3 $405,000 $135,000 $5,453 3.33%
    ODESSA, TX (FHA|USDA|VA) 2 $400,000 $200,000 $5,962 3.25%
    Cullman, AL (FHA|USDA|VA) 2 $400,000 $200,000 $3,140 2.88%
    Starkville, MS (FHA|USDA|VA) 2 $400,000 $200,000 $4,522 3.44%
    Kingsville, TX (FHA|USDA|VA) 2 $400,000 $200,000 $5,121 2.88%
    WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $400,000 $200,000 $4,654 2.75%
    Alexandria, MN (FHA|USDA|VA) 2 $400,000 $200,000 $3,985 2.69%
    Farmington, MO (FHA|USDA|VA) 2 $400,000 $200,000 $4,221 3.37%
    Calhoun, GA (FHA|USDA|VA) 3 $395,000 $131,667 $3,972 3.33%
    El Campo, TX (FHA|USDA|VA) 3 $395,000 $131,667 $4,778 3.16%
    Murray, KY (FHA|USDA|VA) 3 $395,000 $131,667 $4,021 2.92%
    NAPA, CA (FHA|USDA|VA) 1 $395,000 $395,000 $6,288 2.50%
    Kendallville, IN (FHA|USDA|VA) 3 $395,000 $131,667 $4,403 3.25%
    ROCKFORD, IL (FHA|USDA|VA) 4 $390,000 $97,500 $3,953 3.34%
    Hillsdale, MI (FHA|USDA|VA) 4 $390,000 $97,500 $3,934 3.56%
    Ogdensburg-Massena, NY (FHA|USDA|VA) 3 $385,000 $128,333 $3,953 2.71%
    Fremont, NE (FHA|USDA|VA) 3 $385,000 $128,333 $4,754 3.17%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $385,000 $128,333 $5,154 2.92%
    McAlester, OK (FHA|USDA|VA) 3 $385,000 $128,333 $4,937 2.75%
    LaGrange, GA-AL (FHA|USDA|VA) 4 $380,000 $95,000 $3,501 3.03%
    Mount Airy, NC (FHA|USDA|VA) 2 $380,000 $190,000 $3,477 2.69%
    Plattsburgh, NY (FHA|USDA|VA) 2 $380,000 $190,000 $5,164 3.06%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 4 $380,000 $95,000 $3,834 2.97%
    Great Bend, KS (FHA|USDA|VA) 4 $380,000 $95,000 $3,091 3.25%
    Olean, NY (FHA|USDA|VA) 3 $375,000 $125,000 $3,341 2.96%
    Norwalk, OH (FHA|USDA|VA) 3 $375,000 $125,000 $4,696 2.88%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 5 $375,000 $75,000 $4,149 2.83%
    Newberry, SC (FHA|USDA|VA) 3 $375,000 $125,000 $4,782 3.08%
    Aberdeen, WA (FHA|USDA|VA) 2 $370,000 $185,000 $2,175 2.50%
    ROME, GA (FHA|USDA|VA) 2 $370,000 $185,000 $7,150 3.19%
    GADSDEN, AL (FHA|USDA|VA) 5 $365,000 $73,000 $2,743 3.25%
    Gainesville, TX (FHA|USDA|VA) 2 $360,000 $180,000 $6,539 3.25%
    Dixon, IL (FHA|USDA|VA) 2 $360,000 $180,000 $5,564 2.75%
    Cadillac, MI (FHA|USDA|VA) 2 $360,000 $180,000 $5,159 3.44%
    Carroll, IA (FHA|USDA|VA) 1 $355,000 $355,000 $3,447 2.88%
    Rutland, VT (FHA|USDA|VA) 1 $355,000 $355,000 $8,059 3.00%
    McPherson, KS (FHA|USDA|VA) 2 $350,000 $175,000 $4,729 2.50%
    Clinton, IA (FHA|USDA|VA) 2 $350,000 $175,000 $2,761 3.19%
    Tupelo, MS (FHA|USDA|VA) 4 $350,000 $87,500 $3,679 3.31%
    Glasgow, KY (FHA|USDA|VA) 2 $350,000 $175,000 $3,493 3.06%
    Ketchikan, AK (FHA|USDA|VA) 1 $345,000 $345,000 $5,069 4.00%
    Henderson, NC (FHA|USDA|VA) 1 $345,000 $345,000 $8,752 2.25%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $345,000 $115,000 $3,187 2.71%
    BECKLEY, WV (FHA|USDA|VA) 3 $345,000 $115,000 $3,954 2.83%
    Somerset, KY (FHA|USDA|VA) 2 $340,000 $170,000 $4,066 2.63%
    Batavia, NY (FHA|USDA|VA) 2 $340,000 $170,000 $2,903 2.56%
    Bucyrus-Galion, OH (FHA|USDA|VA) 2 $340,000 $170,000 $4,681 2.50%
    St. Marys, GA (FHA|USDA|VA) 2 $340,000 $170,000 $4,121 3.00%
    Oneonta, NY (FHA|USDA|VA) 3 $335,000 $111,667 $4,157 2.88%
    Manitowoc, WI (FHA|USDA|VA) 3 $335,000 $111,667 $4,426 3.04%
    GRAND ISLAND, NE (FHA|USDA|VA) 3 $335,000 $111,667 $3,651 2.96%
    Huntington, IN (FHA|USDA|VA) 3 $335,000 $111,667 $4,939 2.96%
    Albert Lea, MN (FHA|USDA|VA) 2 $330,000 $165,000 $3,550 3.00%
    Bemidji, MN (FHA|USDA|VA) 2 $330,000 $165,000 $3,809 3.25%
    Ottawa, KS (FHA|USDA|VA) 2 $330,000 $165,000 $4,502 3.06%
    HINESVILLE, GA (FHA|USDA|VA) 2 $330,000 $165,000 $2,901 2.44%
    Willmar, MN (FHA|USDA|VA) 1 $325,000 $325,000 $4,604 2.50%
    Celina, OH (FHA|USDA|VA) 3 $325,000 $108,333 $3,774 3.04%
    Pahrump, NV (FHA|USDA|VA) 1 $325,000 $325,000 $7,779 3.00%
    Russellville, AR (FHA|USDA|VA) 3 $325,000 $108,333 $5,121 2.88%
    Mount Pleasant, MI (FHA|USDA|VA) 2 $320,000 $160,000 $4,415 3.38%
    Washington, IN (FHA|USDA|VA) 2 $320,000 $160,000 $4,204 2.88%
    Big Spring, TX (FHA|USDA|VA) 3 $315,000 $105,000 $5,097 3.00%
    Taylorville, IL (FHA|USDA|VA) 2 $310,000 $155,000 $1,391 2.56%
    North Wilkesboro, NC (FHA|USDA|VA) 2 $310,000 $155,000 $2,990 3.25%
    VICTORIA, TX (FHA|USDA|VA) 2 $310,000 $155,000 $6,917 2.81%
    Crescent City, CA (FHA|USDA|VA) 2 $310,000 $155,000 $5,231 2.94%
    Hailey, ID (FHA|USDA|VA) 2 $310,000 $155,000 $3,886 3.06%
    Dayton, TN (FHA|USDA|VA) 2 $310,000 $155,000 $4,252 3.63%
    Wabash, IN (FHA|USDA|VA) 3 $305,000 $101,667 $5,112 3.71%
    Sedalia, MO (FHA|USDA|VA) 1 $305,000 $305,000 $3,079 2.99%
    Cullowhee, NC (FHA|USDA|VA) 1 $305,000 $305,000 $12,971 2.63%
    Marinette, WI-MI (FHA|USDA|VA) 3 $305,000 $101,667 $4,011 2.88%
    Fort Polk South, LA (FHA|USDA|VA) 2 $300,000 $150,000 $3,149 3.13%
    Bennington, VT (FHA|USDA|VA) 2 $300,000 $150,000 $3,056 3.00%
    Huntingdon, PA (FHA|USDA|VA) 2 $300,000 $150,000 $5,071 2.88%
    Rochelle, IL (FHA|USDA|VA) 2 $300,000 $150,000 $3,487 3.00%
    MORGANTOWN, WV (FHA|USDA|VA) 2 $300,000 $150,000 $3,043 3.00%
    Paris, TN (FHA|USDA|VA) 2 $290,000 $145,000 $4,950 2.50%
    Palatka, FL (FHA|USDA|VA) 2 $290,000 $145,000 $3,764 2.69%
    Sault Ste. Marie, MI (FHA|USDA|VA) 2 $290,000 $145,000 $5,021 3.56%
    Kinston, NC (FHA|USDA|VA) 2 $290,000 $145,000 $7,114 3.75%
    The Dalles, OR (FHA|USDA|VA) 1 $285,000 $285,000 $4,193 3.38%
    Lawrenceburg, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,268 2.88%
    Taos, NM (FHA|USDA|VA) 1 $285,000 $285,000 $10,303 3.38%
    Hobbs, NM (FHA|USDA|VA) 1 $285,000 $285,000 $4,292 3.25%
    Winona, MN (FHA|USDA|VA) 1 $285,000 $285,000 $4,875 2.88%
    Miami, OK (FHA|USDA|VA) 2 $280,000 $140,000 $3,855 3.25%
    Shelbyville, TN (FHA|USDA|VA) 2 $280,000 $140,000 $4,079 3.00%
    Warrensburg, MO (FHA|USDA|VA) 2 $280,000 $140,000 $3,053 2.94%
    Bay City, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,193 2.75%
    Mexico, MO (FHA|USDA|VA) 1 $275,000 $275,000 $2,796 2.75%
    Alpena, MI (FHA|USDA|VA) 1 $275,000 $275,000 $4,887 2.99%
    Beatrice, NE (FHA|USDA|VA) 3 $275,000 $91,667 $3,471 2.92%
    Clovis, NM (FHA|USDA|VA) 1 $275,000 $275,000 $1,978 2.75%
    Platteville, WI (FHA|USDA|VA) 2 $270,000 $135,000 $3,855 2.75%
    Ottumwa, IA (FHA|USDA|VA) 2 $270,000 $135,000 $3,340 3.50%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $265,000 $265,000 $6,100 3.00%
    Moultrie, GA (FHA|USDA|VA) 1 $265,000 $265,000 $6,543 2.38%
    Logansport, IN (FHA|USDA|VA) 1 $265,000 $265,000 $5,233 3.00%
    Kirksville, MO (FHA|USDA|VA) 1 $265,000 $265,000 $825 2.25%
    Liberal, KS (FHA|USDA|VA) 2 $260,000 $130,000 $3,535 2.88%
    Lumberton, NC (FHA|USDA|VA) 2 $260,000 $130,000 $5,587 3.13%
    Ada, OK (FHA|USDA|VA) 1 $255,000 $255,000 $3,548 2.25%
    Cordele, GA (FHA|USDA|VA) 1 $255,000 $255,000 $4,096 3.38%
    Houghton, MI (FHA|USDA|VA) 1 $255,000 $255,000 $5,467 2.75%
    Lewistown, PA (FHA|USDA|VA) 1 $255,000 $255,000 $12,348 2.50%
    Bedford, IN (FHA|USDA|VA) 1 $255,000 $255,000 $12,949 3.75%
    Clarksburg, WV (FHA|USDA|VA) 3 $255,000 $85,000 $4,725 3.75%
    Cambridge, MD (FHA|USDA|VA) 1 $255,000 $255,000 $3,993 3.63%
    Lewisburg, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,084 3.56%
    Ashtabula, OH (FHA|USDA|VA) 1 $245,000 $245,000 $4,829 2.88%
    Madison, IN (FHA|USDA|VA) 1 $245,000 $245,000 $5,816 2.75%
    Burlington, IA-IL (FHA|USDA|VA) 3 $245,000 $81,667 $3,661 3.04%
    Urbana, OH (FHA|USDA|VA) 3 $245,000 $81,667 $4,042 2.92%
    SPRINGFIELD, IL (FHA|USDA|VA) 2 $240,000 $120,000 $3,271 3.19%
    Duncan, OK (FHA|USDA|VA) 2 $240,000 $120,000 $3,985 3.31%
    Tifton, GA (FHA|USDA|VA) 2 $240,000 $120,000 $4,729 3.00%
    Camden, AR (FHA|USDA|VA) 2 $240,000 $120,000 $4,488 2.94%
    Cornelia, GA (FHA|USDA|VA) 2 $240,000 $120,000 $3,618 2.81%
    Corsicana, TX (FHA|USDA|VA) 2 $240,000 $120,000 $4,497 3.00%
    Decatur, IN (FHA|USDA|VA) 2 $240,000 $120,000 $3,396 3.63%
    Douglas, GA (FHA|USDA|VA) 1 $235,000 $235,000 $5,409 2.38%
    Brevard, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,918 2.75%
    Selinsgrove, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,068 2.63%
    Baraboo, WI (FHA|USDA|VA) 1 $225,000 $225,000 $6,008 3.25%
    Athens, OH (FHA|USDA|VA) 2 $220,000 $110,000 $5,614 2.63%
    Emporia, KS (FHA|USDA|VA) 2 $220,000 $110,000 $2,945 3.13%
    Spearfish, SD (FHA|USDA|VA) 1 $215,000 $215,000 $4,083 3.13%
    Vermillion, SD (FHA|USDA|VA) 1 $215,000 $215,000 $5,257 2.38%
    Mountain Home, AR (FHA|USDA|VA) 2 $210,000 $105,000 $4,259 2.75%
    Tahlequah, OK (FHA|USDA|VA) 2 $210,000 $105,000 $4,023 3.06%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,882 2.75%
    Ludington, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,803 2.50%
    Uvalde, TX (FHA|USDA|VA) 1 $205,000 $205,000 $6,563 2.63%
    Vidalia, GA (FHA|USDA|VA) 1 $205,000 $205,000 $8,721 2.88%
    Winfield, KS (FHA|USDA|VA) 1 $205,000 $205,000 $3,811 2.50%
    BISMARCK, ND (FHA|USDA|VA) 1 $195,000 $195,000 $2,843 3.38%
    Muscatine, IA (FHA|USDA|VA) 1 $195,000 $195,000 $3,315 2.99%
    Fairmont, WV (FHA|USDA|VA) 1 $195,000 $195,000 $3,763 3.13%
    Stephenville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,780 2.75%
    SUMTER, SC (FHA|USDA|VA) 1 $195,000 $195,000 $5,580 2.75%
    Coldwater, MI (FHA|USDA|VA) 1 $195,000 $195,000 $6,078 2.88%
    Jacksonville, TX (FHA|USDA|VA) 2 $190,000 $95,000 $3,430 3.06%
    DeRidder, LA (FHA|USDA|VA) 1 $185,000 $185,000 $461 3.63%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $185,000 $185,000 $1,810 3.13%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $185,000 $185,000 $4,023 4.00%
    Ruidoso, NM (FHA|USDA|VA) 1 $185,000 $185,000 $4,663 3.13%
    Woodward, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,971 2.75%
    Evanston, WY (FHA|USDA|VA) 1 $175,000 $175,000 $6,072 2.88%
    Columbus, MS (FHA|USDA|VA) 1 $175,000 $175,000 $2,936 2.63%
    Milledgeville, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,978 3.25%
    Oxford, MS (FHA|USDA|VA) 1 $175,000 $175,000 $4,125 2.50%
    Elk City, OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,497 2.75%
    Seymour, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,751 3.38%
    Bluefield, WV-VA (FHA|USDA|VA) 2 $170,000 $85,000 $4,185 3.06%
    Coshocton, OH (FHA|USDA|VA) 2 $170,000 $85,000 $5,049 3.56%
    Pearsall, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,111 3.25%
    Poplar Bluff, MO (FHA|USDA|VA) 1 $165,000 $165,000 $4,881 2.75%
    Salina, KS (FHA|USDA|VA) 1 $165,000 $165,000 $2,876 3.13%
    Aberdeen, SD (FHA|USDA|VA) 1 $165,000 $165,000 $3,171 2.88%
    Big Rapids, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,180 3.13%
    Paris, TX (FHA|USDA|VA) 1 $165,000 $165,000 $2,489 3.25%
    Easton, MD (FHA|USDA|VA) 1 $165,000 $165,000 $5,405 2.25%
    Greenwood, SC (FHA|USDA|VA) 2 $160,000 $80,000 $3,159 3.00%
    LAREDO, TX (FHA|USDA|VA) 2 $160,000 $80,000 $4,554 3.25%
    Brookhaven, MS (FHA|USDA|VA) 1 $155,000 $155,000 $3,353 2.63%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $155,000 $155,000 $3,912 2.50%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $155,000 $155,000 $2,782 2.75%
    Eagle Pass, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,804 3.38%
    New Ulm, MN (FHA|USDA|VA) 1 $155,000 $155,000 $4,925 3.38%
    Alma, MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,681 3.25%
    Mayfield, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,513 2.99%
    Borger, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,610 2.13%
    Nogales, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $4,868 2.25%
    Bainbridge, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,655 3.25%
    Galesburg, IL (FHA|USDA|VA) 1 $145,000 $145,000 $3,201 3.25%
    Barre, VT (FHA|USDA|VA) 1 $145,000 $145,000 $5,844 2.88%
    Lewisburg, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,668 4.38%
    Blytheville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $275 4.00%
    Athens, TN (FHA|USDA|VA) 2 $140,000 $70,000 $2,448 3.50%
    Altus, OK (FHA|USDA|VA) 2 $140,000 $70,000 $3,583 2.94%
    Union City, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,860 3.50%
    Marion, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,181 3.00%
    Berlin, NH (FHA|USDA|VA) 1 $135,000 $135,000 $6,558 3.88%
    McMinnville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,279 3.00%
    Ardmore, OK (FHA|USDA|VA) 2 $130,000 $65,000 $4,253 3.38%
    Hutchinson, MN (FHA|USDA|VA) 2 $130,000 $65,000 $3,460 2.88%
    El Dorado, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,553 2.50%
    Cedartown, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,754 3.88%
    Susanville, CA (FHA|USDA|VA) 1 $125,000 $125,000 $2,328 3.38%
    Jacksonville, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,931 3.38%
    Richmond, IN (FHA|USDA|VA) 1 $125,000 $125,000 $6,788 2.75%
    Brownsville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,558 2.75%
    Watertown, SD (FHA|USDA|VA) 1 $125,000 $125,000 $4,456 2.38%
    Troy, AL (FHA|USDA|VA) 1 $115,000 $115,000 $3,216 3.50%
    Greensburg, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,676 3.00%
    ENID, OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,925 3.38%
    DuBois, PA (FHA|USDA|VA) 2 $110,000 $55,000 $3,415 3.13%
    Deming, NM (FHA|USDA|VA) 1 $105,000 $105,000 $3,936 4.00%
    Worthington, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,516 3.25%
    Central City, KY (FHA|USDA|VA) 1 $105,000 $105,000 $5,058 3.50%
    Wapakoneta, OH (FHA|USDA|VA) 1 $105,000 $105,000 $4,958 2.50%
    Sayre, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,311 2.63%
    Bradford, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,534 3.50%
    Campbellsville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,909 3.00%
    Jasper, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,848 2.88%
    Hastings, NE (FHA|USDA|VA) 1 $105,000 $105,000 $3,758 2.75%
    Dickinson, ND (FHA|USDA|VA) 1 $95,000 $95,000 $3,079 4.00%
    Bardstown, KY (FHA|USDA|VA) 1 $95,000 $95,000 $4,998 3.00%
    Connersville, IN (FHA|USDA|VA) 1 $95,000 $95,000 $6,198 3.25%
    Martin, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,024 2.75%
    Newport, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,190 2.88%
    Lexington, NE (FHA|USDA|VA) 1 $95,000 $95,000 $1,865 3.25%
    Chillicothe, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,268 3.38%
    DUBUQUE, IA (FHA|USDA|VA) 1 $85,000 $85,000 $1,355 3.63%
    Fairmont, MN (FHA|USDA|VA) 1 $85,000 $85,000 $4,738 2.99%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,580 2.88%
    Lincoln, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,186 3.13%
    Van Wert, OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,587 3.38%
    Marshall, MO (FHA|USDA|VA) 1 $75,000 $75,000 $5,981 3.00%
    Port Lavaca, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,986 2.75%
    Parsons, KS (FHA|USDA|VA) 1 $75,000 $75,000 $3,721 2.50%
    Mitchell, SD (FHA|USDA|VA) 1 $65,000 $65,000 $4,416 2.75%
    Sikeston, MO (FHA|USDA|VA) 1 $65,000 $65,000 $3,853 2.25%
    Tiffin, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,395 3.38%
    Okeechobee, FL (FHA|USDA|VA) 1 $65,000 $65,000 $2,727 2.88%
    Las Vegas, NM (FHA|USDA|VA) 1 $65,000 $65,000 $3,686 3.38%
    Greenwood, MS (FHA|USDA|VA) 1 $55,000 $55,000 $3,408 2.88%
    Marquette, MI (FHA|USDA|VA) 1 $55,000 $55,000 $2,728 3.50%
    New Castle, IN (FHA|USDA|VA) 1 $55,000 $55,000 $3,150 3.25%
    Hannibal, MO (FHA|USDA|VA) 1 $55,000 $55,000 $3,119 2.88%
    North Vernon, IN (FHA|USDA|VA) 1 $55,000 $55,000 $4,073 2.38%
    London, KY (FHA|USDA|VA) 1 $55,000 $55,000 $3,403 2.63%
    Dublin, GA (FHA|USDA|VA) 1 $45,000 $45,000 $4,725 2.75%

    American Financing Corporation's top markets include Denver, Greeley, Fort Collins, Phoenix, and Portland among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 24,688 $6,070,500,000 $245,889 $4,327 2.96%
    FHA 3,483 $990,155,000 $284,282 $9,188 2.85%
    VA 2,210 $641,620,000 $290,326 $5,786 2.52%
    USDA 10 $1,900,000 $190,000 $4,697 2.93%

    For 2021, American Financing Corporation's most frequently originated type of loan was Conventional, with 24,688 originations. Their 2nd most popular type was FHA, with 3,483 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 15,514 $3,894,910,000 $251,058 $5,222 3.00%
    Refi 12,711 $3,138,575,000 $246,918 $4,173 2.79%
    Home Purchase 2,165 $670,085,000 $309,508 $8,113 3.05%
    Other 1 $605,000 $605,000 $18,575 3.00%

    For 2021, American Financing Corporation's most frequently cited loan purpose was Cash Out Refi, with 15,514 originations. The 2nd most popular reason was Refi, with 12,711 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 22,674 $6,097,650,000 $268,927 $5,305 2.99%
    15 Year 3,805 $733,765,000 $192,842 $4,035 2.59%
    20 Year 1,870 $427,950,000 $228,850 $4,184 2.83%
    Other 1,484 $358,070,000 $241,287 $4,134 2.88%
    10 Year 558 $86,740,000 $155,448 $3,724 2.57%

    For 2021, American Financing Corporation's most frequently cited loan duration was 30 Year, with 22,674 originations. The 2nd most popular length was 15 Year, with 3,805 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 9,405 $2,134,645,000 $226,969
    $2k-3k 6,683 $1,398,425,000 $209,251
    $<1k 4,791 $1,301,655,000 $271,688
    $3k-4k 4,627 $1,178,295,000 $254,656
    $4k-5k 2,432 $739,780,000 $304,186
    $5k+ 2,407 $938,655,000 $389,969

    American Financing Corporation's average total fees were $5,305, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,405 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 14,621 $3,685,395,000 $252,062
    3-4% 9,653 $2,435,545,000 $252,310
    <2.5% 5,884 $1,528,960,000 $259,850
    4-5% 228 $53,220,000 $233,421

    During 2021, American Financing Corporation's average interest rate for loans was 2.99%, while their most frequently originated rate bucket for loans was 2.5-3%, with 14,621 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 15,416 $4,392,970,000 $284,962 $5,284 2.90%
    $100k-200k 9,473 $1,455,695,000 $153,668 $3,993 2.91%
    $400k-600k 3,431 $1,596,695,000 $465,373 $6,868 2.94%
    $100,000 or less 1,913 $148,015,000 $77,373 $3,588 3.06%
    $600k-1MM 153 $104,705,000 $684,346 $12,376 2.99%
    $1MM+ 5 $6,095,000 $1,219,000 $12,761 3.05%

    2021 saw American Financing Corporation place emphasis on $200k-400k loans with 15,416 originations, totaling $4,392,970,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 7,721 $1,697,355,000 $219,836 $4,974 2.94%
    $100k-150k 7,083 $2,080,595,000 $293,745 $5,302 2.91%
    $75k-100k 6,357 $1,642,125,000 $258,318 $5,286 2.93%
    $50k or less 5,587 $1,016,785,000 $181,991 $4,069 2.88%
    $150k-250k 3,080 $1,044,960,000 $339,273 $5,282 2.88%
    $250k+ 558 $221,370,000 $396,720 $5,512 2.86%

    American Financing Corporation lent most frequently to those with incomes in the $50k-75k range, with 7,721 originations. The second most popular income band? $100k-150k, with 7,083 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 6,909 $1,639,885,000 $237,355 $4,444 2.89%
    30-36% 5,409 $1,362,735,000 $251,938 $4,810 2.94%
    <20% 3,924 $900,670,000 $229,529 $3,801 2.74%
    44% 1,446 $387,570,000 $268,029 $5,220 3.06%
    50-60% 1,176 $349,820,000 $297,466 $9,184 2.77%
    43% 1,117 $291,795,000 $261,231 $5,329 3.02%
    40% 1,046 $279,530,000 $267,237 $5,303 2.97%
    42% 1,030 $280,100,000 $271,942 $5,237 3.01%
    41% 1,025 $271,905,000 $265,273 $5,118 2.99%
    37% 975 $248,025,000 $254,385 $5,003 2.96%
    38% 962 $249,600,000 $259,459 $5,053 2.97%
    39% 953 $245,985,000 $258,116 $5,207 2.97%
    36% 948 $248,560,000 $262,194 $5,111 2.94%
    45% 792 $212,720,000 $268,586 $5,425 2.98%
    49% 757 $206,565,000 $272,873 $5,836 2.96%
    46% 674 $185,380,000 $275,045 $5,762 2.93%
    48% 619 $167,635,000 $270,816 $5,716 2.96%
    47% 582 $161,330,000 $277,199 $5,978 2.93%
    >60% 42 $13,310,000 $316,905 $8,071 2.66%

    American Financing Corporation lent most frequently to those with DTI ratios of 20-30%, with 6,909 originations. The next most common DTI ratio? 30-36%, with 5,409 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 25,106 $6,349,500,000 $252,908 $4,958 2.92%
    Not provided 3,818 $951,490,000 $249,212 $4,972 2.91%
    Black 605 $159,015,000 $262,835 $5,656 2.94%
    Asian 469 $141,085,000 $300,821 $5,504 2.86%
    American Indian 291 $71,835,000 $246,856 $5,277 2.92%
    Native Hawaiian or Islander 96 $29,680,000 $309,167 $6,533 2.86%
    Other Pacific Islander 3 $1,015,000 $338,333 $4,707 2.58%
    Japanese 1 $335,000 $335,000 $6,768 3.38%
    Asian Indian 2 $220,000 $110,000 $4,784 3.13%

    Approval Rates

    Total approvals of all applications
    84.55%

    American Financing Corporation has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    -22.14%

    American Financing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 30,391 $7,704,175,000 $253,502

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    30,391 $7,704,175,000 $253,502

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3,189 $530,865,000 $166,468 $3,586 2.79%
    40-60% 7,834 $1,775,510,000 $226,642 $4,060 2.84%
    60-80% 13,207 $3,600,515,000 $272,622 $4,984 3.00%
    80-100% 5,833 $1,747,825,000 $299,644 $7,035 2.90%
    Over 100% 37 $14,465,000 $390,946 $14,751 2.83%
    Under 20% 286 $33,940,000 $118,671 $3,431 2.89%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    AMERICAN FINANCING CORPORATION VA mortgage Closing on a mortgage 1 8.3%
    AMERICAN FINANCING CORPORATION VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 8.3%
    AMERICAN FINANCING CORPORATION FHA mortgage Struggling to pay mortgage 1 8.3%
    AMERICAN FINANCING CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 3 25.0%
    AMERICAN FINANCING CORPORATION Conventional home mortgage Closing on a mortgage 3 25.0%
    AMERICAN FINANCING CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 25.0%