Huntingdon USDA Loan Rates, Closing Costs & Stats
Huntingdon, PA
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Huntingdon's 5 lenders originated 8 USDA loans during 2023. The total origination value was $1,050,000, with an average USDA loan value of $131,250.
Huntingdon USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Huntingdon
averaged
-0.34%
for the week of 2024-11-15, compared to the national average (all USDA variants) of
0% for the same period.
Huntingdon's average USDA mortgage closing costs are $4,929.
The average rate for the prior week (2024-11-08) was
6.31% and
one month ago for the week of 2024-10-11, the
average rate was 5.97%.
The average rate one year ago was 7.2%.
For refis of the same type during the week of 2024-11-15, the average rate
was -0.2%.
Huntingdon USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Huntingdon level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| Equity Prime Mortgage LLC | 2 | 6.25% | $5,514 |
| CROSSCOUNTRY MORTGAGE, LLC | 1 | 6.38% | $4,949 |
| EMM LOANS LLC | 1 | 6.75% | $5,038 |
| UNION HOME MORTGAGE CORP. | 1 | 6.50% | $10,363 |
| UNITED WHOLESALE MORTGAGE, LLC | 1 | 6.27% | $4,474 |
The top Huntingdon USDA lender as defined by loan originations is Equity Prime Mortgage LLC, with
2 USDA loans originated. Their average total fees are
$5,514, which is $566
higher than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee Huntingdon USDA lenders (with over 10 loans originated) are
.
The lowest rate Huntingdon USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $121,650 (-23.5%) | $188,980 (-2.3%) | 0.00 | 119 |
| 2018-02-01 | $147,625 (-2.3%) | $199,251 (5.0%) | 0.00 | 114 |
| 2018-03-01 | $145,000 (-0.8%) | $187,726 (-1.9%) | 0.00 | 108 |
| 2018-04-01 | $149,975 (9.5%) | $197,233 (5.6%) | 0.00 | 134 |
| 2018-05-01 | $172,450 (27.8%) | $214,545 (15.5%) | 0.00 | 133 |
| 2018-06-01 | $186,000 (25.3%) | $221,140 (10.6%) | 0.00 | 141 |
| 2018-07-01 | $159,750 (6.6%) | $201,094 (-0.4%) | 0.00 | 157 |
| 2018-08-01 | $149,950 (0.0%) | $193,653 (-5.4%) | 0.00 | 161 |
| 2018-09-01 | $150,000 (0.1%) | $197,758 (-5.6%) | 0.00 | 161 |
| 2018-10-01 | $152,375 (3.1%) | $205,502 (0.5%) | 0.00 | 152 |
| 2018-11-01 | $149,175 (3.8%) | $202,761 (3.7%) | 0.00 | 147 |
| 2018-12-01 | $149,900 (11.1%) | $181,138 (-7.4%) | 0.00 | 137 |
| 2019-01-01 | $139,900 (15.0%) | $171,412 (-9.3%) | 0.00 | 130 |
| 2019-02-01 | $136,950 (-7.2%) | $184,302 (-7.5%) | 0.00 | 126 |
| 2019-03-01 | $150,614 (3.9%) | $264,729 (41.0%) | 0.00 | 129 |
| 2019-04-01 | $163,425 (9.0%) | $247,783 (25.6%) | 0.00 | 129 |
| 2019-05-01 | $169,900 (-1.5%) | $251,616 (17.3%) | 0.00 | 145 |
| 2019-06-01 | $163,400 (-12.2%) | $245,421 (11.0%) | 0.00 | 149 |
| 2019-07-01 | $184,900 (15.7%) | $253,595 (26.1%) | 0.00 | 160 |
| 2019-08-01 | $180,636 (20.5%) | $252,842 (30.6%) | 0.00 | 161 |
| 2019-09-01 | $174,091 (16.1%) | $248,837 (25.8%) | 0.00 | 151 |
| 2019-10-01 | $169,000 (10.9%) | $246,168 (19.8%) | 0.00 | 143 |
| 2019-11-01 | $159,900 (7.2%) | $244,008 (20.3%) | 0.00 | 140 |
| 2019-12-01 | $159,450 (6.4%) | $246,211 (35.9%) | 0.00 | 129 |
| 2020-01-01 | $149,900 (7.2%) | $249,180 (45.4%) | 0.00 | 122 |
| 2020-02-01 | $144,900 (5.8%) | $235,526 (27.8%) | 0.00 | 106 |
| 2020-03-01 | $142,450 (-5.4%) | $233,930 (-11.6%) | 0.00 | 111 |
| 2020-04-01 | $139,800 (-14.5%) | $219,306 (-11.5%) | 0.00 | 104 |
| 2020-05-01 | $142,400 (-16.2%) | $294,449 (17.0%) | 0.00 | 101 |
| 2020-06-01 | $173,650 (6.3%) | $348,567 (42.0%) | 0.00 | 94 |
| 2020-07-01 | $169,000 (-8.6%) | $352,541 (39.0%) | 0.00 | 89 |
| 2020-08-01 | $159,400 (-11.8%) | $346,717 (37.1%) | 0.00 | 81 |
| 2020-09-01 | $162,225 (-6.8%) | $386,610 (55.4%) | 0.00 | 71 |
| 2020-10-01 | $179,200 (6.0%) | $380,567 (54.6%) | 0.00 | 70 |
| 2020-11-01 | $165,525 (3.5%) | $400,366 (64.1%) | 0.00 | 67 |
| 2020-12-01 | $162,675 (2.0%) | $386,118 (56.8%) | 0.00 | 64 |
| 2021-01-01 | $162,350 (8.3%) | $403,777 (62.0%) | 0.00 | 48 |
| 2021-02-01 | $139,900 (-3.5%) | $280,271 (19.0%) | 0.00 | 40 |
| 2021-03-01 | $141,150 (-0.9%) | $314,706 (34.5%) | 0.00 | 35 |
| 2021-04-01 | $158,625 (13.5%) | $282,206 (28.7%) | 0.00 | 51 |
| 2021-05-01 | $149,950 (5.3%) | $272,661 (-7.4%) | 0.00 | 46 |
| 2021-06-01 | $149,625 (-13.8%) | $261,065 (-25.1%) | 0.00 | 53 |
| 2021-07-01 | $149,400 (-11.6%) | $266,796 (-24.3%) | 0.00 | 50 |
| 2021-08-01 | $149,000 (-6.5%) | $235,209 (-32.2%) | 0.00 | 55 |
| 2021-09-01 | $167,975 (3.5%) | $270,566 (-30.0%) | 0.00 | 61 |
| 2021-10-01 | $178,900 (-0.2%) | $280,807 (-26.2%) | 0.00 | 60 |
| 2021-11-01 | $209,725 (26.7%) | $344,140 (-14.0%) | 0.00 | 55 |
| 2021-12-01 | $219,850 (35.2%) | $355,001 (-8.1%) | 0.00 | 43 |
| 2022-01-01 | $189,900 (17.0%) | $376,376 (-6.8%) | 0.00 | 37 |
| 2022-02-01 | $194,125 (38.8%) | $398,318 (42.1%) | 0.00 | 34 |
| 2022-03-01 | $205,825 (45.8%) | $377,704 (20.0%) | 0.00 | 37 |
| 2022-04-01 | $209,900 (32.3%) | $343,183 (21.6%) | 0.00 | 42 |
| 2022-05-01 | $189,375 (26.3%) | $333,825 (22.4%) | 0.00 | 50 |
| 2022-06-01 | $196,650 (31.4%) | $361,365 (38.4%) | 0.00 | 44 |
| 2022-07-01 | $195,900 (31.1%) | $336,864 (26.3%) | 0.00 | 59 |
| 2022-08-01 | $194,950 (30.8%) | $328,722 (39.8%) | 0.00 | 63 |
| 2022-09-01 | $190,425 (13.4%) | $322,231 (19.1%) | 0.00 | 69 |
| 2022-10-01 | $180,000 (0.6%) | $321,243 (14.4%) | 0.00 | 61 |
| 2022-11-01 | $174,250 (-16.9%) | $300,274 (-12.8%) | 0.00 | 61 |
| 2022-12-01 | $182,400 (-17.0%) | $298,823 (-15.8%) | 0.00 | 55 |
| 2023-01-01 | $170,925 (-10.0%) | $297,991 (-20.8%) | 0.00 | 42 |
| 2023-02-01 | $179,450 (-7.6%) | $291,974 (-26.7%) | 0.00 | 41 |
| 2023-03-01 | $191,175 (-7.1%) | $337,106 (-10.8%) | 0.00 | 44 |
| 2023-04-01 | $199,900 (-4.8%) | $339,485 (-1.1%) | 0.00 | 50 |
| 2023-05-01 | $202,500 (6.9%) | $375,346 (12.4%) | 0.00 | 50 |
| 2023-06-01 | $227,425 (15.7%) | $423,401 (17.2%) | 0.00 | 52 |
| 2023-07-01 | $199,925 (2.1%) | $390,156 (15.8%) | 0.00 | 57 |
| 2023-08-01 | $202,225 (3.7%) | $377,533 (14.9%) | 0.00 | 61 |
| 2023-09-01 | $210,000 (10.3%) | $395,932 (22.9%) | 0.00 | 60 |
| 2023-10-01 | $218,700 (21.5%) | $381,609 (18.8%) | 0.00 | 61 |
| 2023-11-01 | $212,450 (21.9%) | $348,792 (16.2%) | 0.00 | 80 |
| 2023-12-01 | $189,900 (4.1%) | $323,715 (8.3%) | 0.00 | 80 |
| 2024-01-01 | $184,925 (8.2%) | $338,116 (13.5%) | 0.00 | 76 |
| 2024-02-01 | $197,500 (10.1%) | $363,577 (24.5%) | 0.00 | 67 |
| 2024-03-01 | $205,000 (7.2%) | $322,042 (-4.5%) | 0.00 | 66 |
| 2024-04-01 | $217,250 (8.7%) | $350,782 (3.3%) | 0.00 | 66 |
| 2024-05-01 | $272,400 (34.5%) | $382,414 (1.9%) | 0.00 | 63 |
| 2024-06-01 | $277,400 (22.0%) | $414,269 (-2.2%) | 0.00 | 54 |
| 2024-07-01 | $281,150 (40.6%) | $347,519 (-10.9%) | 0.00 | 62 |
| 2024-08-01 | $242,400 (19.9%) | $327,769 (-13.2%) | 0.00 | 66 |
| 2024-09-01 | $234,000 (11.4%) | $295,133 (-25.5%) | 0.00 | 76 |
| 2024-10-01 | $231,950 (6.1%) | $285,562 (-25.2%) | 0.00 | 70 |
Huntingdon's median listing price comes in at 0% of the national average.
Huntingdon's average listing price for 2024-10-01 was $285,562, a difference of $-96,047 (-25.2%) versus the prior year and $-9,571 versus the prior month.
For the 2024-10-01 period, Huntingdon had 70 MLS listings, a difference of -6 listings (-8%) versus the prior month and 9 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Huntingdon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,573 sqft |
| 2018-02-01 | 0 days | 1,612 sqft |
| 2018-03-01 | 0 days | 1,612 sqft |
| 2018-04-01 | 0 days | 1,648 sqft |
| 2018-05-01 | 0 days | 1,689 sqft |
| 2018-06-01 | 0 days | 1,765 sqft |
| 2018-07-01 | 0 days | 1,650 sqft |
| 2018-08-01 | 0 days | 1,695 sqft |
| 2018-09-01 | 0 days | 1,743 sqft |
| 2018-10-01 | 0 days | 1,698 sqft |
| 2018-11-01 | 0 days | 1,728 sqft |
| 2018-12-01 | 0 days | 1,800 sqft |
| 2019-01-01 | 0 days | 1,609 sqft |
| 2019-02-01 | 0 days | 1,562 sqft |
| 2019-03-01 | 0 days | 1,716 sqft |
| 2019-04-01 | 0 days | 1,826 sqft |
| 2019-05-01 | 0 days | 1,876 sqft |
| 2019-06-01 | 0 days | 1,880 sqft |
| 2019-07-01 | 0 days | 1,871 sqft |
| 2019-08-01 | 0 days | 1,812 sqft |
| 2019-09-01 | 0 days | 1,706 sqft |
| 2019-10-01 | 0 days | 1,674 sqft |
| 2019-11-01 | 0 days | 1,700 sqft |
| 2019-12-01 | 0 days | 1,684 sqft |
| 2020-01-01 | 0 days | 1,617 sqft |
| 2020-02-01 | 0 days | 1,608 sqft |
| 2020-03-01 | 0 days | 1,612 sqft |
| 2020-04-01 | 0 days | 1,582 sqft |
| 2020-05-01 | 0 days | 1,624 sqft |
| 2020-06-01 | 0 days | 1,765 sqft |
| 2020-07-01 | 0 days | 1,846 sqft |
| 2020-08-01 | 0 days | 1,664 sqft |
| 2020-09-01 | 0 days | 1,826 sqft |
| 2020-10-01 | 0 days | 1,803 sqft |
| 2020-11-01 | 0 days | 1,811 sqft |
| 2020-12-01 | 0 days | 1,832 sqft |
| 2021-01-01 | 0 days | 1,772 sqft |
| 2021-02-01 | 0 days | 1,642 sqft |
| 2021-03-01 | 0 days | 1,671 sqft |
| 2021-04-01 | 0 days | 1,663 sqft |
| 2021-05-01 | 0 days | 1,614 sqft |
| 2021-06-01 | 0 days | 1,499 sqft |
| 2021-07-01 | 0 days | 1,514 sqft |
| 2021-08-01 | 0 days | 1,499 sqft |
| 2021-09-01 | 0 days | 1,501 sqft |
| 2021-10-01 | 0 days | 1,490 sqft |
| 2021-11-01 | 0 days | 1,591 sqft |
| 2021-12-01 | 0 days | 1,576 sqft |
| 2022-01-01 | 0 days | 1,574 sqft |
| 2022-02-01 | 0 days | 1,566 sqft |
| 2022-03-01 | 0 days | 1,500 sqft |
| 2022-04-01 | 0 days | 1,566 sqft |
| 2022-05-01 | 0 days | 1,519 sqft |
| 2022-06-01 | 0 days | 1,628 sqft |
| 2022-07-01 | 0 days | 1,600 sqft |
| 2022-08-01 | 0 days | 1,580 sqft |
| 2022-09-01 | 0 days | 1,490 sqft |
| 2022-10-01 | 0 days | 1,555 sqft |
| 2022-11-01 | 0 days | 1,368 sqft |
| 2022-12-01 | 0 days | 1,367 sqft |
| 2023-01-01 | 0 days | 1,369 sqft |
| 2023-02-01 | 0 days | 1,365 sqft |
| 2023-03-01 | 0 days | 1,305 sqft |
| 2023-04-01 | 0 days | 1,359 sqft |
| 2023-05-01 | 0 days | 1,509 sqft |
| 2023-06-01 | 0 days | 1,575 sqft |
| 2023-07-01 | 0 days | 1,602 sqft |
| 2023-08-01 | 0 days | 1,584 sqft |
| 2023-09-01 | 0 days | 1,575 sqft |
| 2023-10-01 | 0 days | 1,633 sqft |
| 2023-11-01 | 0 days | 1,638 sqft |
| 2023-12-01 | 0 days | 1,638 sqft |
| 2024-01-01 | 0 days | 1,704 sqft |
| 2024-02-01 | 0 days | 1,730 sqft |
| 2024-03-01 | 0 days | 1,682 sqft |
| 2024-04-01 | 0 days | 1,661 sqft |
| 2024-05-01 | 0 days | 1,833 sqft |
| 2024-06-01 | 0 days | 1,679 sqft |
| 2024-07-01 | 0 days | 1,722 sqft |
| 2024-08-01 | 0 days | 1,518 sqft |
| 2024-09-01 | 0 days | 1,530 sqft |
| 2024-10-01 | 0 days | 1,509 sqft |
Huntingdon's median square footage for active listings during the 2024-10-01 period was 1,509 sqft. One year prior, the average listing was 1,633 sqft.