Walla Walla USDA Loan Rates, Closing Costs & Stats
WALLA WALLA, WA
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Walla Walla's 5 lenders originated 6 USDA loans during 2024. The total origination value was $1,990,000, with an average USDA loan value of $331,667.
Walla Walla USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Walla Walla
averaged
6.49%
for the week of 2026-07-24, compared to the national average (all USDA variants) of
6.382% for the same period.
Walla Walla's average USDA mortgage closing costs are $6,382.
The average rate for the prior week (2026-07-17) was
6.53% and
one month ago for the week of 2026-06-19, the
average rate was 6.3%.
The average rate one year ago was 6.66%.
For refis of the same type during the week of 2026-07-24, the average rate
was 6.48%.
Walla Walla USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Walla Walla level.
| Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
|---|---|---|---|
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | 6.49% | $11,131 |
| Century Mortgage Company DBA Century Lending Company | 1 | 5.75% | $8,770 |
| PENNYMAC LOAN SERVICES, LLC | 1 | 5.63% | $9,957 |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | 6.38% | $9,009 |
| UNITED WHOLESALE MORTGAGE, LLC | 1 | 5.25% | $16,750 |
The top Walla Walla USDA lender as defined by loan originations is PREMIER MORTGAGE RESOURCES, L.L.C., with
2 USDA loans originated. Their average total fees are
$11,131, which is $2,360
higher than the next largest lender,
Century Mortgage Company DBA Century Lending Company.
The lowest fee Walla Walla USDA lenders (with over 10 loans originated) are
.
The lowest rate Walla Walla USDA lenders (with over 10 loans originated) are
.