Premier Mortgage Resources Rates, Fees & Info
PORTLAND, ORLEI: 549300B4IYL7TZT8FA34
Tax ID: 20-2718340
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Mortgage Data
Review & Overview
Premier Mortgage Resources is a small mortgage company specializing in Home Purchase loans. Premier Mortgage Resources has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Boise City, Sacramento, Salinas, and Twin Falls among others. We have data for 204 markets. (Some data included below & more in-depth data is available with an active subscription.)Premier Mortgage Resources has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Premier Mortgage Resources is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.58% | 12/16/24 |
| 30 Year Conventional Refi | 6.60% | 12/16/24 |
| 30 Year Cash-out Refi | 6.90% | 12/16/24 |
| 30 Year FHA Purchase | 7.45% | 12/16/24 |
| 30 Year FHA Refi | 7.36% | 12/16/24 |
| 30 Year VA Purchase | 6.43% | 12/16/24 |
| 30 Year VA Refi | 6.02% | 12/16/24 |
| 30 Year USDA Purchase | 6.92% | 12/16/24 |
| 15 Year Conventional Purchase | 7.31% | 12/16/24 |
| 15 Year Conventional Refi | 6.12% | 12/16/24 |
| 15 Year Cash-out Refi | 6.12% | 12/16/24 |
| 15 Year FHA Purchase | 5.68% | 12/16/24 |
| 15 Year VA Refi | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Premier Mortgage Resources Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Premier Mortgage Resources. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,265Origination Dollar Volume (All Markets)
$1,091,275,000Awards
PREMIER MORTGAGE RESOURCES - 2023
PREMIER MORTGAGE RESOURCES is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Premier Mortgage Resources's average 30 year fixed mortgage rate was
6.38%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.1%.
Relative Fees (Closing Costs)
Premier Mortgage Resources's average total fees/closing costs for a 30 year fixed rate
mortgage were $12,236.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 371 | $171,945,000 | $463,464 | $15,009 | 6.28% |
| BOISE CITY, ID (FHA|USDA|VA) | 498 | $147,980,000 | $297,149 | $11,991 | 6.71% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 153 | $53,315,000 | $348,464 | $12,846 | 5.67% |
| SALINAS, CA (FHA|USDA|VA) | 102 | $46,610,000 | $456,961 | $14,636 | 5.89% |
| TWIN FALLS, ID (FHA|USDA|VA) | 183 | $43,075,000 | $235,383 | $9,059 | 6.81% |
| FRESNO, CA (FHA|USDA|VA) | 107 | $38,275,000 | $357,710 | $10,974 | 6.38% |
| Outside of Metro Areas | 148 | $33,720,000 | $227,838 | $9,142 | 6.86% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 41 | $26,165,000 | $638,171 | $18,868 | 6.39% |
| WALLA WALLA, WA (FHA|USDA|VA) | 74 | $25,970,000 | $350,946 | $8,688 | 6.66% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 46 | $21,940,000 | $476,957 | $11,663 | 6.97% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 53 | $21,665,000 | $408,774 | $18,136 | 5.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 68 | $20,880,000 | $307,059 | $13,800 | 5.81% |
| Hilo, HI (FHA|USDA|VA) | 31 | $17,135,000 | $552,742 | $10,754 | 7.34% |
| Outside of Metro Areas | 48 | $15,860,000 | $330,417 | $11,285 | 6.82% |
| POCATELLO, ID (FHA|USDA|VA) | 77 | $15,075,000 | $195,779 | $11,120 | 6.95% |
| MADERA, CA (FHA|USDA|VA) | 34 | $14,860,000 | $437,059 | $16,440 | 6.17% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 35 | $14,795,000 | $422,714 | $9,541 | 6.81% |
| YUBA CITY, CA (FHA|USDA|VA) | 44 | $13,570,000 | $308,409 | $13,810 | 5.87% |
| Mountain Home, ID (FHA|USDA|VA) | 51 | $12,755,000 | $250,098 | $13,109 | 6.80% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 38 | $12,140,000 | $319,474 | $16,021 | 6.81% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 60 | $11,610,000 | $193,500 | $6,843 | 5.60% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 19 | $11,595,000 | $610,263 | $9,852 | 7.03% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 27 | $11,025,000 | $408,333 | $13,776 | 6.85% |
| WENATCHEE, WA (FHA|USDA|VA) | 26 | $10,800,000 | $415,385 | $13,676 | 6.17% |
| Burley, ID (FHA|USDA|VA) | 54 | $9,960,000 | $184,444 | $8,284 | 6.72% |
| BEND, OR (FHA|USDA|VA) | 23 | $9,765,000 | $424,565 | $17,707 | 6.13% |
| CHICO, CA (FHA|USDA|VA) | 33 | $9,485,000 | $287,424 | $10,781 | 6.31% |
| MEDFORD, OR (FHA|USDA|VA) | 27 | $8,585,000 | $317,963 | $14,792 | 6.78% |
| RENO, NV (FHA|USDA|VA) | 19 | $8,415,000 | $442,895 | $13,975 | 6.15% |
| Grand Rapids, MN (FHA|USDA|VA) | 33 | $7,855,000 | $238,030 | $8,914 | 6.72% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 25 | $6,865,000 | $274,600 | $11,264 | 5.85% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $6,790,000 | $565,833 | $18,319 | 6.17% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 17 | $6,685,000 | $393,235 | $11,359 | 6.84% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 32 | $6,480,000 | $202,500 | $10,640 | 4.89% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 10 | $6,050,000 | $605,000 | $10,829 | 6.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 25 | $5,725,000 | $229,000 | $11,900 | 6.82% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 16 | $5,720,000 | $357,500 | $13,415 | 6.51% |
| Aberdeen, WA (FHA|USDA|VA) | 24 | $5,550,000 | $231,250 | $10,359 | 5.78% |
| VALLEJO, CA (FHA|USDA|VA) | 11 | $5,465,000 | $496,818 | $15,170 | 6.89% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 12 | $5,360,000 | $446,667 | $12,496 | 6.26% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 25 | $5,075,000 | $203,000 | $7,262 | 5.91% |
| Ontario, OR-ID (FHA|USDA|VA) | 21 | $4,985,000 | $237,381 | $11,961 | 6.83% |
| Fernley, NV (FHA|USDA|VA) | 15 | $4,925,000 | $328,333 | $12,595 | 6.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 12 | $4,780,000 | $398,333 | $13,588 | 6.73% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 15 | $4,545,000 | $303,000 | $12,497 | 6.73% |
| SALEM, OR (FHA|USDA|VA) | 13 | $4,505,000 | $346,538 | $13,558 | 6.29% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 10 | $4,060,000 | $406,000 | $9,705 | 7.67% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 14 | $3,560,000 | $254,286 | $10,551 | 6.86% |
| Blackfoot, ID (FHA|USDA|VA) | 18 | $3,400,000 | $188,889 | $9,855 | 6.74% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $3,095,000 | $343,889 | $12,438 | 6.49% |
| Sandpoint, ID (FHA|USDA|VA) | 8 | $2,990,000 | $373,750 | $9,029 | 6.92% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,855,000 | $407,857 | $9,369 | 6.70% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $10,048 | 5.81% |
| MISSOULA, MT (FHA|USDA|VA) | 7 | $2,765,000 | $395,000 | $11,858 | 6.32% |
| FARGO, ND-MN (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $9,299 | 7.37% |
| Moses Lake, WA (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $11,405 | 5.71% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $2,425,000 | $485,000 | $16,340 | 6.33% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,410,000 | $241,000 | $9,749 | 5.34% |
| Alexandria, MN (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $8,856 | 6.94% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $9,819 | 4.39% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $8,853 | 6.06% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $12,630 | 7.50% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $10,793 | 6.82% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $9,419 | 6.89% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $1,915,000 | $638,333 | $16,202 | 6.46% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $10,339 | 6.81% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $9,148 | 6.19% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $7,098 | 7.53% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $16,106 | 6.54% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $13,699 | 5.75% |
| Sonora, CA (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $13,728 | 6.47% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $9,742 | 6.67% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $12,326 | 5.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $8,482 | 6.31% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $18,665 | 6.96% |
| Hailey, ID (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $15,487 | 7.07% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $17,640 | 6.75% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $14,101 | 6.55% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $10,174 | 7.08% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $10,994 | 5.04% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,420,000 | $710,000 | $16,956 | 6.31% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $7,451 | 7.28% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $18,505 | 7.75% |
| Toccoa, GA (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $7,787 | 8.34% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $16,313 | 6.84% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $13,524 | 6.75% |
| REDDING, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $13,607 | 6.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $12,569 | 5.52% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $11,040 | 6.92% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $13,722 | 7.19% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $10,673 | 6.56% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $6,765 | 6.75% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $9,034 | 7.21% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $16,840 | 7.28% |
| Fallon, NV (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $8,347 | 5.75% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $10,130 | 7.06% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $13,447 | 7.29% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $15,654 | 6.87% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $8,369 | 6.91% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,016 | 7.21% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $15,041 | 7.21% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $17,621 | 5.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $8,940 | 6.54% |
| Shelton, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $19,244 | 6.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,149 | 7.16% |
| BISMARCK, ND (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $8,225 | 7.81% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $16,624 | 8.63% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $31,610 | 7.25% |
| MERCED, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $11,939 | 7.19% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $16,114 | 5.56% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,134 | 7.19% |
| Durango, CO (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $2,690 | 5.99% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $8,273 | 8.13% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $13,400 | 7.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,213 | 4.46% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $15,815 | 8.38% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $14,225 | 7.63% |
| OCALA, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,197 | 6.42% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,072 | 7.12% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $6,403 | 6.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,788 | 7.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,523 | 6.87% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,912 | 7.50% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,926 | 6.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,173 | 6.81% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,516 | 5.99% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,204 | 7.38% |
| Newport, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $12,504 | 7.13% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,224 | 6.99% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,168 | 7.63% |
| Brookings, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $16,590 | 7.63% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,517 | 6.81% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,756 | 7.38% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,416 | 7.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $4,748 | 7.03% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $19,044 | 7.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $11,540 | 7.92% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,203 | 5.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,168 | 6.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,132 | 6.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,013 | 8.38% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,857 | 6.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $17,325 | 8.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,854 | 5.99% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,331 | 7.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $15,784 | 8.50% |
| Granbury, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,078 | 7.88% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,456 | 5.88% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,248 | 7.49% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,091 | 6.31% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,859 | 7.13% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,643 | 6.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,201 | 6.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,780 | 8.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $16,642 | 5.75% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,792 | 5.25% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,467 | 7.63% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,988 | 7.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,037 | 7.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,105 | 6.38% |
| Prineville, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,342 | 7.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,179 | 7.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,059 | 7.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $21,618 | 7.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,185 | 6.99% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,965 | 7.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,821 | 7.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $12,375 | 8.25% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,651 | 6.63% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,208 | 6.88% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $11,479 | 9.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,762 | 7.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,234 | 7.63% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,695 | 6.99% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,113 | 7.50% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,599 | 7.25% |
| ROME, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,753 | 7.06% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,652 | 6.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,614 | 3.50% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,695 | 6.50% |
| MONROE, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $12,000 | 8.50% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,483 | 6.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,491 | 6.99% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,097 | 7.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,598 | 7.25% |
| Dixon, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,189 | 6.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,722 | 6.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,246 | 6.38% |
| Union City, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,165 | 7.13% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,660 | 7.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.63% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,475 | 7.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,245 | 8.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,972 | 7.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $6,692 | 8.63% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,411 | 6.99% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,248 | 7.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,190 | 7.25% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,009 | 7.25% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,193 | 7.25% |
| Houghton, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,256 | 6.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,612 | 6.75% |
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We use machine learning to identify the top lenders compared against PREMIER MORTGAGE RESOURCES based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Premier Mortgage Resources's most frequently originated type of loan was Conventional, with 2,011 originations. Their 2nd most popular type was FHA, with 875 originations.
Loan Reason
For 2023, Premier Mortgage Resources's most frequently cited loan purpose was Home Purchase, with 2,976 originations. The 2nd most popular reason was Cash Out Refi, with 207 originations.
Loan Duration/Length
For 2023, Premier Mortgage Resources's most frequently cited loan duration was 30 Year, with 2,900 originations. The 2nd most popular length was 15 Year, with 239 originations.
Origination Fees/Closing Costs
Premier Mortgage Resources's average total fees were $12,236, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,603 originations.
Interest Rates
During 2023, Premier Mortgage Resources's average interest rate for loans was 6.38%, while their most frequently originated rate bucket for loans was 6-7%, with 1,507 originations.
Loan Sizing
2023 saw Premier Mortgage Resources place emphasis on $200k-400k loans with 1,410 originations, totaling $428,850,000 in origination value.
Applicant Income
Premier Mortgage Resources lent most frequently to those with incomes in the $100k-150k range, with 981 originations. The second most popular income band? $75k-100k, with 731 originations.
Applicant Debt to Income Ratio
Premier Mortgage Resources lent most frequently to those with DTI ratios of 50-60%, with 548 originations. The next most common DTI ratio? 30-36%, with 356 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.68%
Premier Mortgage Resources has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination56.17%
Premier Mortgage Resources has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10572.0 | 1 | $245,000 | $245,000 |
| NA | 3,264 | $1,091,030,000 | $334,262 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,265 | $1,091,275,000 | $334,234 |