Premier Mortgage Resources Rates, Fees & Info

PORTLAND, OR

LEI: 549300B4IYL7TZT8FA34

Tax ID: 20-2718340

2 stars - out of 5 stars, based on 84 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Premier Mortgage Resources is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Premier Mortgage Resources has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Boise City, Seattle, Portland, Sacramento, and San Jose among others. Premier Mortgage Resources has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Premier Mortgage Resources is typically a high fee lendor.


Originations

7,098

Origination Dollar Volume (All Markets)

$2,398,480,000
Show all (9) awards

Relative Rate

Premier Mortgage Resources 's average 30 year fixed rate mortgage of loans were 3.2%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.05%.

Relative Fees

Premier Mortgage Resources 's average total fees for a 30 year fixed rate mortgage are $7,650.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
BOISE CITY, ID (FHA|USDA|VA) 1,258 $367,540,000 $292,162 $8,074 3.09%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 811 $342,615,000 $422,460 $9,640 2.90%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 492 $195,290,000 $396,931 $7,099 2.96%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 450 $164,600,000 $365,778 $6,488 3.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 217 $123,715,000 $570,115 $7,505 3.12%
TWIN FALLS, ID (FHA|USDA|VA) 434 $93,230,000 $214,816 $7,818 3.00%
FRESNO, CA (FHA|USDA|VA) 275 $84,775,000 $308,273 $6,068 3.08%
SALINAS, CA (FHA|USDA|VA) 195 $83,515,000 $428,282 $9,534 3.02%
Hilo, HI (FHA|USDA|VA) 170 $77,470,000 $455,706 $6,789 3.23%
Outside of Metro Areas 210 $74,030,000 $352,524 $7,579 3.26%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 118 $69,730,000 $590,932 $5,218 3.22%
WALLA WALLA, WA (FHA|USDA|VA) 215 $59,405,000 $276,302 $4,852 3.09%
Outside of Metro Areas 233 $52,535,000 $225,472 $7,009 2.97%
BEND, OR (FHA|USDA|VA) 107 $41,195,000 $385,000 $7,347 3.08%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 147 $36,875,000 $250,850 $6,454 2.75%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 51 $27,785,000 $544,804 $5,625 3.14%
CHICO, CA (FHA|USDA|VA) 76 $26,470,000 $348,289 $6,913 3.13%
RENO, NV (FHA|USDA|VA) 75 $26,445,000 $352,600 $6,026 3.34%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 66 $25,480,000 $386,061 $10,617 2.88%
YUBA CITY, CA (FHA|USDA|VA) 73 $21,315,000 $291,986 $5,854 3.09%
KANSAS CITY, MO-KS (FHA|USDA|VA) 100 $21,030,000 $210,300 $4,613 2.96%
Ontario, OR-ID (FHA|USDA|VA) 71 $17,015,000 $239,648 $7,849 3.20%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 53 $16,645,000 $314,057 $10,406 2.56%
Aberdeen, WA (FHA|USDA|VA) 67 $15,345,000 $229,030 $6,597 2.91%
Mountain Home, ID (FHA|USDA|VA) 73 $15,295,000 $209,521 $8,883 3.13%
Grand Rapids, MN (FHA|USDA|VA) 75 $15,285,000 $203,800 $7,040 3.26%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 31 $15,235,000 $491,452 $7,621 3.14%
Burley, ID (FHA|USDA|VA) 75 $11,575,000 $154,333 $8,106 3.06%
SALEM, OR (FHA|USDA|VA) 37 $11,405,000 $308,243 $5,868 2.95%
Sandpoint, ID (FHA|USDA|VA) 29 $10,865,000 $374,655 $9,964 3.39%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 34 $10,740,000 $315,882 $6,436 3.32%
Truckee-Grass Valley, CA (FHA|USDA|VA) 29 $10,455,000 $360,517 $8,063 2.93%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 25 $10,165,000 $406,600 $7,987 2.88%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 26 $9,190,000 $353,462 $6,968 3.32%
MADERA, CA (FHA|USDA|VA) 25 $7,715,000 $308,600 $6,291 3.24%
Roseburg, OR (FHA|USDA|VA) 28 $7,550,000 $269,643 $6,969 3.15%
Hermiston-Pendleton, OR (FHA|USDA|VA) 33 $7,525,000 $228,030 $5,614 3.21%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 21 $7,325,000 $348,810 $8,608 2.99%
COLORADO SPRINGS, CO (FHA|USDA|VA) 15 $7,115,000 $474,333 $6,470 3.30%
VALLEJO, CA (FHA|USDA|VA) 17 $6,925,000 $407,353 $7,895 2.89%
MERCED, CA (FHA|USDA|VA) 15 $6,195,000 $413,000 $5,460 3.42%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 12 $6,060,000 $505,000 $7,689 3.17%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 21 $6,025,000 $286,905 $6,575 2.93%
IDAHO FALLS, ID (FHA|USDA|VA) 26 $5,900,000 $226,923 $8,736 2.92%
STOCKTON, CA (FHA|USDA|VA) 18 $5,730,000 $318,333 $6,068 2.96%
Kapaa, HI (FHA|USDA|VA) 10 $5,600,000 $560,000 $10,080 3.40%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 16 $5,380,000 $336,250 $6,590 3.31%
MEDFORD, OR (FHA|USDA|VA) 17 $5,155,000 $303,235 $5,191 3.17%
Astoria, OR (FHA|USDA|VA) 11 $4,425,000 $402,273 $5,114 3.10%
SPRINGFIELD, MO (FHA|USDA|VA) 23 $4,325,000 $188,043 $5,186 2.98%
VISALIA, CA (FHA|USDA|VA) 16 $4,230,000 $264,375 $5,407 3.12%
Hailey, ID (FHA|USDA|VA) 11 $4,225,000 $384,091 $12,657 2.95%
Newport, OR (FHA|USDA|VA) 12 $3,950,000 $329,167 $5,917 3.09%
Gardnerville Ranchos, NV (FHA|USDA|VA) 10 $3,810,000 $381,000 $4,596 3.69%
Oak Harbor, WA (FHA|USDA|VA) 9 $3,725,000 $413,889 $7,005 3.29%
MODESTO, CA (FHA|USDA|VA) 17 $3,655,000 $215,000 $7,414 2.88%
URBAN HONOLULU, HI (FHA|USDA|VA) 7 $3,615,000 $516,429 $10,256 3.54%
Prineville, OR (FHA|USDA|VA) 12 $3,590,000 $299,167 $10,271 3.28%
YAKIMA, WA (FHA|USDA|VA) 14 $3,360,000 $240,000 $7,286 2.46%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 13 $3,325,000 $255,769 $7,003 3.20%
BELLINGHAM, WA (FHA|USDA|VA) 10 $3,200,000 $320,000 $6,430 3.31%
GRANTS PASS, OR (FHA|USDA|VA) 10 $3,010,000 $301,000 $6,592 3.09%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $2,985,000 $597,000 $8,447 2.85%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $2,955,000 $591,000 $8,695 3.15%
Centralia, WA (FHA|USDA|VA) 11 $2,895,000 $263,182 $8,339 2.55%
POCATELLO, ID (FHA|USDA|VA) 15 $2,765,000 $184,333 $6,768 2.95%
WENATCHEE, WA (FHA|USDA|VA) 7 $2,475,000 $353,571 $5,504 3.36%
REDDING, CA (FHA|USDA|VA) 10 $2,420,000 $242,000 $4,444 3.51%
Alexandria, MN (FHA|USDA|VA) 10 $2,140,000 $214,000 $5,635 3.29%
DULUTH, MN-WI (FHA|USDA|VA) 10 $1,970,000 $197,000 $6,422 3.29%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,965,000 $655,000 $12,486 2.96%
LONGVIEW, WA (FHA|USDA|VA) 8 $1,900,000 $237,500 $5,778 2.97%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $1,825,000 $365,000 $3,942 3.38%
Blackfoot, ID (FHA|USDA|VA) 9 $1,815,000 $201,667 $5,906 3.14%
Moses Lake, WA (FHA|USDA|VA) 8 $1,810,000 $226,250 $5,101 2.62%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,785,000 $357,000 $5,940 3.33%
Shelton, WA (FHA|USDA|VA) 5 $1,765,000 $353,000 $7,574 3.16%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $1,760,000 $880,000 $7,354 3.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $1,695,000 $339,000 $8,129 3.08%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $1,670,000 $208,750 $5,700 2.53%
LEWISTON, ID-WA (FHA|USDA|VA) 7 $1,615,000 $230,714 $5,602 2.93%
The Dalles, OR (FHA|USDA|VA) 6 $1,480,000 $246,667 $6,342 2.83%
NAPA, CA (FHA|USDA|VA) 3 $1,345,000 $448,333 $6,826 3.17%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,290,000 $322,500 $5,790 2.97%
Fernley, NV (FHA|USDA|VA) 4 $1,250,000 $312,500 $5,820 3.25%
CORVALLIS, OR (FHA|USDA|VA) 3 $1,235,000 $411,667 $9,490 3.25%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,225,000 $408,333 $4,755 3.46%
TUCSON, AZ (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,562 3.47%
Rexburg, ID (FHA|USDA|VA) 4 $1,050,000 $262,500 $7,485 2.94%
Klamath Falls, OR (FHA|USDA|VA) 5 $1,035,000 $207,000 $6,293 2.93%
Kalispell, MT (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $27,156 2.88%
Pullman, WA (FHA|USDA|VA) 6 $930,000 $155,000 $6,098 3.10%
Coos Bay, OR (FHA|USDA|VA) 2 $920,000 $460,000 $16,469 3.00%
Port Angeles, WA (FHA|USDA|VA) 4 $900,000 $225,000 $4,770 3.03%
Sonora, CA (FHA|USDA|VA) 2 $880,000 $440,000 $3,661 3.19%
Ellensburg, WA (FHA|USDA|VA) 3 $875,000 $291,667 $3,318 2.67%
Red Bluff, CA (FHA|USDA|VA) 4 $850,000 $212,500 $5,881 3.09%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $690,000 $345,000 $5,805 3.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $675,000 $225,000 $6,358 3.46%
BILLINGS, MT (FHA|USDA|VA) 2 $670,000 $335,000 $9,773 2.75%
Hood River, OR (FHA|USDA|VA) 2 $670,000 $335,000 $3,998 2.25%
MISSOULA, MT (FHA|USDA|VA) 1 $645,000 $645,000 $11,571 3.50%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $645,000 $215,000 $4,796 2.79%
Moscow, ID (FHA|USDA|VA) 2 $550,000 $275,000 $7,012 3.38%
Brainerd, MN (FHA|USDA|VA) 3 $545,000 $181,667 $6,561 3.75%
Jackson, WY-ID (FHA|USDA|VA) 2 $500,000 $250,000 $8,804 3.31%
Fallon, NV (FHA|USDA|VA) 2 $470,000 $235,000 $7,639 3.31%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $465,000 $465,000 $16,785 2.63%
Montrose, CO (FHA|USDA|VA) 1 $445,000 $445,000 $2,500 3.63%
Ukiah, CA (FHA|USDA|VA) 1 $435,000 $435,000 $5,536 3.25%
Safford, AZ (FHA|USDA|VA) 1 $425,000 $425,000 $6,328 2.88%
PROVO-OREM, UT (FHA|USDA|VA) 1 $415,000 $415,000 $10,600 2.99%
Brookings, OR (FHA|USDA|VA) 1 $415,000 $415,000 $5,064 3.25%
Sevierville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $2,661 2.94%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $410,000 $205,000 $2,261 3.13%
PUEBLO, CO (FHA|USDA|VA) 2 $410,000 $205,000 $5,400 3.38%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $395,000 $395,000 $3,811 3.50%
Fergus Falls, MN (FHA|USDA|VA) 2 $340,000 $170,000 $8,376 3.63%
Price, UT (FHA|USDA|VA) 1 $335,000 $335,000 $6,609 4.00%
La Grande, OR (FHA|USDA|VA) 2 $330,000 $165,000 $4,293 2.81%
MORRISTOWN, TN (FHA|USDA|VA) 1 $285,000 $285,000 $7,833 2.75%
Elko, NV (FHA|USDA|VA) 1 $255,000 $255,000 $7,276 3.13%
Clearlake, CA (FHA|USDA|VA) 1 $245,000 $245,000 $7,158 3.25%
CaƱon City, CO (FHA|USDA|VA) 1 $245,000 $245,000 $7,966 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $215,000 $215,000 $3,400 2.88%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $205,000 $205,000 $2,811 3.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $175,000 $175,000 $5,719 4.25%
Owatonna, MN (FHA|USDA|VA) 1 $165,000 $165,000 $6,896 2.75%
Bemidji, MN (FHA|USDA|VA) 1 $145,000 $145,000 $4,475 3.25%
YUMA, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.70%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $4,349 3.38%
Warrensburg, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,890 2.50%
Gillette, WY (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.58%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $65,000 $65,000 $3,986 3.38%

Premier Mortgage Resources 's top markets include Boise City, Seattle, Portland, Sacramento, and San Jose among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 5,281 $1,787,715,000 $338,518 $6,196 3.08%
FHA 1,063 $336,645,000 $316,693 $12,254 3.08%
VA 640 $247,740,000 $387,094 $10,024 2.75%
USDA 114 $26,380,000 $231,404 $6,960 3.02%

For the 2021 period, Premier Mortgage Resources 's most frequently originated loan type of loans were Conventional, with 5,281 originations. Their 2nd most popular type is FHA, with 1,063 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 4,025 $1,397,085,000 $347,102 $8,384 3.01%
Cash Out Refi 1,574 $524,590,000 $333,285 $7,060 3.25%
Refi 1,468 $473,280,000 $322,398 $5,556 2.94%
Other 26 $1,190,000 $45,769 $0 2.81%
Home Improvement 5 $2,335,000 $467,000 $0 5.20%

For the 2021, Premier Mortgage Resources 's most frequently cited loan purpose of loans were Home Purchase, with 4,025 originations. The 2nd most popular reason of loans were Cash Out Refi, with 1,574 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 6,071 $2,245,085,000 $369,805 $7,650 3.20%
Other 475 $35,535,000 $74,811 $3,898 1.01%
15 Year 320 $85,130,000 $266,031 $4,932 2.59%
10 Year 137 $4,395,000 $32,080 $4,224 4.50%
20 Year 92 $26,610,000 $289,239 $5,678 2.99%
1 Year 3 $1,725,000 $575,000 $0 5.50%

For the 2021, Premier Mortgage Resources 's most frequently cited loan length of loans were 30 Year, with 6,071 originations. The 2nd most popular length of loans were Other, with 475 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 1,999 $732,125,000 $366,246
$3k-4k 1,705 $543,375,000 $318,695
$5k+ 1,383 $655,985,000 $474,320
$2k-3k 928 $259,810,000 $279,968
$<1k 913 $168,215,000 $184,244

$7,650 of loans were Premier Mortgage Resources 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,999 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 3,584 $1,349,000,000 $376,395
2.5-3% 2,331 $808,635,000 $346,905
<2.5% 860 $169,770,000 $197,407
4-5% 311 $67,715,000 $217,733
5-6% 11 $3,255,000 $295,909
7-8% 1 $105,000 $105,000

During 2021, Premier Mortgage Resources 's average interest rate of loans were 3.20%, while their most frequently originated rate bucket of loans were 3-4%, with 3,584 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 3,344 $994,600,000 $297,428 $7,012 3.17%
$400k-600k 1,714 $821,630,000 $479,364 $8,616 3.17%
$100k-200k 953 $151,675,000 $159,155 $4,903 3.11%
$100,000 or less 543 $12,015,000 $22,127 $3,626 1.62%
$600k-1MM 492 $353,150,000 $717,785 $10,574 3.19%
$1MM+ 52 $65,410,000 $1,257,885 $18,031 3.34%

2021 saw Premier Mortgage Resources place emphasis on $200k-400k loans with 3,344 originations, totaling $994,600,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 1,707 $439,695,000 $257,583 $7,342 2.97%
$100k-150k 1,533 $591,915,000 $386,115 $7,787 3.08%
$75k-100k 1,481 $468,855,000 $316,580 $7,932 3.01%
$50k or less 1,027 $203,875,000 $198,515 $5,957 2.94%
$150k-250k 948 $462,680,000 $488,059 $7,535 3.20%
$250k+ 365 $218,475,000 $598,562 $8,623 3.34%

Premier Mortgage Resources lent most frequently to those with incomes in the $50k-75k range, with 1,707 originations. The second most popular income band? $100k-150k, with 1,533 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 1,133 $380,405,000 $335,750 $6,894 3.03%
20-30% 1,122 $381,680,000 $340,178 $6,194 3.11%
44% 423 $144,525,000 $341,667 $7,645 3.14%
<20% 414 $128,700,000 $310,870 $5,529 2.94%
43% 338 $117,000,000 $346,154 $7,868 3.08%
41% 336 $117,580,000 $349,940 $8,008 3.08%
49% 329 $121,825,000 $370,289 $8,935 3.18%
42% 318 $100,600,000 $316,352 $7,671 3.05%
50-60% 310 $112,920,000 $364,258 $12,036 2.97%
39% 296 $91,830,000 $310,236 $7,201 2.92%
45% 291 $95,745,000 $329,021 $7,753 3.06%
40% 281 $93,575,000 $333,007 $7,581 2.97%
38% 259 $89,725,000 $346,429 $7,785 3.09%
37% 250 $78,780,000 $315,120 $7,058 3.04%
46% 224 $74,320,000 $331,786 $8,778 2.97%
36% 222 $76,690,000 $345,450 $7,165 3.00%
47% 222 $78,810,000 $355,000 $8,452 3.02%
48% 214 $78,460,000 $366,636 $7,997 3.17%
>60% 29 $8,465,000 $291,897 $9,646 2.76%

Premier Mortgage Resources lent most frequently to those with DTI ratios of 30-36%, with 1,133 originations. The next most common DTI ratio? 20-30%, with 1,122 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 5,187 $1,695,425,000 $326,860 $7,314 3.06%
Not provided 1,297 $476,175,000 $367,136 $7,633 3.07%
Asian 285 $118,175,000 $414,649 $7,534 3.02%
Black 187 $64,095,000 $342,754 $9,906 2.77%
American Indian 77 $23,605,000 $306,558 $7,715 2.99%
Native Hawaiian 57 $17,835,000 $312,895 $9,153 2.70%
Filipino 2 $860,000 $430,000 $4,377 3.44%
Japanese 2 $750,000 $375,000 $2,635 2.94%
Samoan 1 $595,000 $595,000 $26,446 2.88%
Asian Indian 1 $435,000 $435,000 $8,483 3.13%
Other Asian 1 $435,000 $435,000 $12,765 2.75%
Native Hawiian 1 $95,000 $95,000 $3,115 2.50%

Approval Rates

Total approvals of all applications
95.23%

Premier Mortgage Resources has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
76.40%

Premier Mortgage Resources has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
1295.0 5 $1,495,000 $299,000
1495.0 1 $195,000 $195,000
1545.0 1 $185,000 $185,000
16501.35 1 $635,000 $635,000
1925.0 1 $365,000 $365,000
2344.0 1 $295,000 $295,000
24573.8 1 $1,145,000 $1,145,000
2690.0 1 $95,000 $95,000
2895.0 1 $165,000 $165,000
3036.0 1 $95,000 $95,000
4426.93 1 $475,000 $475,000
4758.32 1 $305,000 $305,000
4767.67 1 $235,000 $235,000
4904.0 1 $325,000 $325,000
5154.38 1 $195,000 $195,000
543.75 1 $215,000 $215,000
5785.0 1 $205,000 $205,000
7902.5 1 $325,000 $325,000
9095.0 1 $755,000 $755,000
995.0 1 $325,000 $325,000
NA 7,074 $2,390,450,000 $337,921

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
7,098 $2,398,480,000 $337,909

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 375 $85,725,000 $228,600 $4,703 3.00%
40-60% 1,055 $333,455,000 $316,071 $5,429 3.01%
60-80% 2,183 $827,505,000 $379,068 $6,743 3.27%
80-100% 2,848 $1,084,090,000 $380,650 $8,655 3.18%
Over 100% 132 $55,830,000 $422,955 $16,847 2.91%
Under 20% 505 $11,875,000 $23,515 $3,788 1.50%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Premier Mortgage, LLC Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 33.3%
Premier Mortgage, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 2 66.7%