Premier Mortgage Resources Rates, Fees & Info
PORTLAND, ORLEI: 549300B4IYL7TZT8FA34
Tax ID: 20-2718340
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Mortgage Data
Review & Overview
Premier Mortgage Resources is a small mortgage company specializing in Home Purchase loans. Premier Mortgage Resources has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Boise City, Seattle, Sacramento, Colorado Springs, and Twin Falls among others. We have data for 203 markets. (Some data included below & more in-depth data is available with an active subscription.)Premier Mortgage Resources has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Premier Mortgage Resources is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.58% | 5/28/23 |
| 30 Year Conventional Refi | 6.60% | 5/28/23 |
| 30 Year Cash-out Refi | 6.90% | 5/28/23 |
| 30 Year FHA Purchase | 7.45% | 5/28/23 |
| 30 Year FHA Refi | 7.36% | 5/28/23 |
| 30 Year VA Purchase | 6.43% | 5/28/23 |
| 30 Year VA Refi | 6.02% | 5/28/23 |
| 30 Year USDA Purchase | 6.92% | 5/28/23 |
| 15 Year Conventional Purchase | 7.31% | 5/28/23 |
| 15 Year Conventional Refi | 6.12% | 5/28/23 |
| 15 Year Cash-out Refi | 6.12% | 5/28/23 |
| 15 Year FHA Purchase | 5.68% | 5/28/23 |
| 15 Year VA Refi | 5.68% | 5/28/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Premier Mortgage Resources Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Premier Mortgage Resources. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,328Origination Dollar Volume (All Markets)
$1,564,030,000Awards
PREMIER MORTGAGE RESOURCES - 2022
PREMIER MORTGAGE RESOURCES is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Premier Mortgage Resources's average 30 year fixed mortgage rate was
4.96%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.2%.
Relative Fees (Closing Costs)
Premier Mortgage Resources's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,763.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BOISE CITY, ID (FHA|USDA|VA) | 684 | $215,630,000 | $315,249 | $11,866 | 5.01% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 390 | $190,030,000 | $487,256 | $14,504 | 5.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 266 | $110,210,000 | $414,323 | $9,917 | 4.66% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 175 | $73,055,000 | $417,457 | $9,905 | 4.61% |
| TWIN FALLS, ID (FHA|USDA|VA) | 253 | $61,215,000 | $241,957 | $9,410 | 5.26% |
| SALINAS, CA (FHA|USDA|VA) | 104 | $51,800,000 | $498,077 | $15,231 | 4.58% |
| FRESNO, CA (FHA|USDA|VA) | 136 | $51,640,000 | $379,706 | $9,184 | 4.91% |
| Outside of Metro Areas | 179 | $45,015,000 | $251,480 | $8,159 | 5.04% |
| Outside of Metro Areas | 110 | $44,440,000 | $404,000 | $10,397 | 4.93% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 67 | $43,055,000 | $642,612 | $12,827 | 4.97% |
| WALLA WALLA, WA (FHA|USDA|VA) | 114 | $42,050,000 | $368,860 | $7,745 | 5.12% |
| Hilo, HI (FHA|USDA|VA) | 58 | $27,330,000 | $471,207 | $9,312 | 4.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 64 | $27,260,000 | $425,938 | $10,333 | 4.31% |
| RENO, NV (FHA|USDA|VA) | 69 | $26,195,000 | $379,638 | $10,658 | 4.49% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 76 | $23,150,000 | $304,605 | $9,630 | 4.61% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 29 | $19,695,000 | $679,138 | $11,749 | 4.92% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 26 | $16,880,000 | $649,231 | $14,078 | 4.74% |
| CHICO, CA (FHA|USDA|VA) | 47 | $16,405,000 | $349,043 | $8,435 | 4.78% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 36 | $16,310,000 | $453,056 | $15,319 | 4.79% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 28 | $16,200,000 | $578,571 | $12,242 | 4.91% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 53 | $16,025,000 | $302,358 | $9,708 | 5.63% |
| Mountain Home, ID (FHA|USDA|VA) | 55 | $14,255,000 | $259,182 | $13,097 | 5.38% |
| BEND, OR (FHA|USDA|VA) | 30 | $13,670,000 | $455,667 | $12,385 | 4.42% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 37 | $13,625,000 | $368,243 | $10,707 | 5.69% |
| MEDFORD, OR (FHA|USDA|VA) | 34 | $11,390,000 | $335,000 | $10,497 | 5.07% |
| Burley, ID (FHA|USDA|VA) | 57 | $11,005,000 | $193,070 | $8,298 | 5.14% |
| POCATELLO, ID (FHA|USDA|VA) | 52 | $10,950,000 | $210,577 | $11,487 | 6.01% |
| Aberdeen, WA (FHA|USDA|VA) | 39 | $10,725,000 | $275,000 | $10,646 | 4.43% |
| YUBA CITY, CA (FHA|USDA|VA) | 31 | $10,125,000 | $326,613 | $9,796 | 4.54% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 55 | $9,915,000 | $180,273 | $5,578 | 4.74% |
| PUEBLO, CO (FHA|USDA|VA) | 34 | $9,540,000 | $280,588 | $7,775 | 5.03% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 20 | $9,340,000 | $467,000 | $13,017 | 5.03% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $9,080,000 | $412,727 | $8,683 | 5.13% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 23 | $8,765,000 | $381,087 | $9,643 | 4.26% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 19 | $8,565,000 | $450,789 | $9,108 | 4.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 15 | $8,535,000 | $569,000 | $17,156 | 4.37% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 19 | $8,355,000 | $439,737 | $7,843 | 4.78% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 18 | $7,700,000 | $427,778 | $10,800 | 4.64% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 25 | $7,635,000 | $305,400 | $6,158 | 4.26% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 30 | $7,440,000 | $248,000 | $9,757 | 5.09% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 17 | $7,415,000 | $436,176 | $15,207 | 6.18% |
| Sandpoint, ID (FHA|USDA|VA) | 15 | $6,965,000 | $464,333 | $13,140 | 5.08% |
| Grand Rapids, MN (FHA|USDA|VA) | 36 | $6,520,000 | $181,111 | $7,750 | 5.08% |
| VALLEJO, CA (FHA|USDA|VA) | 14 | $6,080,000 | $434,286 | $12,327 | 4.14% |
| WENATCHEE, WA (FHA|USDA|VA) | 16 | $5,920,000 | $370,000 | $12,340 | 5.64% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 16 | $5,890,000 | $368,125 | $6,508 | 4.64% |
| Ontario, OR-ID (FHA|USDA|VA) | 21 | $5,645,000 | $268,810 | $11,547 | 5.23% |
| SALEM, OR (FHA|USDA|VA) | 14 | $5,270,000 | $376,429 | $12,479 | 4.81% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 19 | $4,985,000 | $262,368 | $8,916 | 5.53% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $4,890,000 | $489,000 | $10,798 | 4.67% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 15 | $4,825,000 | $321,667 | $11,354 | 5.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 15 | $4,695,000 | $313,000 | $10,177 | 4.74% |
| Roseburg, OR (FHA|USDA|VA) | 12 | $4,580,000 | $381,667 | $7,552 | 4.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 9 | $4,505,000 | $500,556 | $10,103 | 5.04% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $4,320,000 | $432,000 | $13,356 | 4.40% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $4,250,000 | $354,167 | $9,357 | 4.63% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $3,965,000 | $440,556 | $8,137 | 4.86% |
| Fernley, NV (FHA|USDA|VA) | 14 | $3,750,000 | $267,857 | $8,975 | 4.78% |
| Hailey, ID (FHA|USDA|VA) | 10 | $3,710,000 | $371,000 | $9,900 | 5.23% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 8 | $3,570,000 | $446,250 | $9,824 | 5.09% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 6 | $3,540,000 | $590,000 | $14,524 | 6.27% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $3,425,000 | $489,286 | $11,802 | 5.36% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 10 | $3,390,000 | $339,000 | $7,046 | 4.30% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 14 | $3,260,000 | $232,857 | $11,565 | 5.87% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 16 | $3,230,000 | $201,875 | $9,132 | 5.66% |
| Shelton, WA (FHA|USDA|VA) | 8 | $3,210,000 | $401,250 | $10,095 | 4.30% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 10 | $3,190,000 | $319,000 | $9,159 | 4.53% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 16 | $3,070,000 | $191,875 | $5,862 | 4.56% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 10 | $3,050,000 | $305,000 | $10,240 | 5.46% |
| MADERA, CA (FHA|USDA|VA) | 7 | $2,995,000 | $427,857 | $8,194 | 5.41% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $2,960,000 | $493,333 | $6,855 | 4.06% |
| MERCED, CA (FHA|USDA|VA) | 9 | $2,835,000 | $315,000 | $9,169 | 4.41% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $2,675,000 | $382,143 | $9,484 | 5.07% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $8,425 | 5.13% |
| Centralia, WA (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $7,219 | 4.25% |
| NAPA, CA (FHA|USDA|VA) | 3 | $2,505,000 | $835,000 | $13,769 | 5.58% |
| CARSON CITY, NV (FHA|USDA|VA) | 6 | $2,400,000 | $400,000 | $9,596 | 5.02% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $2,240,000 | $560,000 | $18,257 | 4.53% |
| Sonora, CA (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $9,300 | 5.12% |
| Ellensburg, WA (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $8,444 | 5.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $8,359 | 5.56% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $10,724 | 4.79% |
| Klamath Falls, OR (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $7,643 | 4.94% |
| Moses Lake, WA (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $8,467 | 5.10% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $11,884 | 5.37% |
| Blackfoot, ID (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $10,177 | 6.10% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $7,434 | 5.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $7,063 | 4.87% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $8,223 | 4.55% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $12,400 | 3.68% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $5,151 | 4.93% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $6,881 | 4.42% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $11,093 | 6.30% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $5,367 | 4.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $7,924 | 4.70% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $8,597 | 6.33% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $10,179 | 5.73% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $7,437 | 4.66% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $10,442 | 5.48% |
| Alexandria, MN (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $6,898 | 5.54% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $13,299 | 5.21% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $8,559 | 5.72% |
| Durango, CO (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $7,112 | 6.81% |
| Newport, OR (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $11,433 | 4.47% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $8,116 | 4.15% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $11,232 | 5.94% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $5,984 | 4.75% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $13,046 | 2.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $14,722 | 4.81% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $13,302 | 5.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $6,149 | 3.94% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $12,342 | 4.38% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $8,789 | 4.81% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $8,942 | 5.59% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $7,265 | 6.18% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $5,344 | 5.12% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,155 | 4.38% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $4,167 | 4.44% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $5,337 | 5.44% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $12,851 | 5.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $14,926 | 5.50% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,924 | 5.94% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,729 | 4.25% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $7,432 | 3.25% |
| Prineville, OR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $14,619 | 4.94% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $23,194 | 5.75% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,702 | 5.12% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,457 | 2.99% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $27,899 | 5.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $7,330 | 4.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,688 | 5.69% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $23,940 | 5.38% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,307 | 5.81% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,485 | 4.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $8,400 | 3.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,364 | 3.63% |
| La Grande, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,990 | 3.81% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,675 | 6.99% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $10,996 | 6.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,519 | 5.81% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,799 | 5.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,374 | 6.04% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,288 | 5.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,722 | 4.78% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,968 | 3.56% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,189 | 6.13% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,133 | 4.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $15,025 | 6.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,977 | 4.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,177 | 5.99% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,490 | 5.25% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,591 | 3.25% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,337 | 3.38% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,014 | 5.50% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $21,355 | 6.75% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,863 | 3.75% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,912 | 5.38% |
| Rolla, MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,245 | 6.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,067 | 6.31% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,336 | 5.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,865 | 5.38% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,694 | 4.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,354 | 3.99% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,993 | 3.99% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,251 | 5.63% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,524 | 3.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,027 | 3.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,822 | 3.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,150 | 5.38% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,455 | 4.50% |
| ROME, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,174 | 6.38% |
| Branson, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,433 | 5.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,586 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.50% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,805 | 5.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,155 | 5.25% |
| READING, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,895 | 5.38% |
| Pullman, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,279 | 5.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,328 | 5.63% |
| Elko, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,738 | 4.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,588 | 3.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,051 | 3.50% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,379 | 3.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,278 | 3.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,057 | 3.50% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,097 | 5.25% |
| TULSA, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,255 | 5.50% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,529 | 7.00% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,184 | 4.63% |
| Fallon, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,078 | 4.99% |
| WACO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,827 | 6.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,988 | 5.99% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,010 | 4.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,972 | 3.75% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,755 | 5.75% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,681 | 5.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,071 | 4.50% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $5,415 | 2.88% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,653 | 6.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,576 | 6.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,782 | 7.63% |
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Product Mix
For 2022, Premier Mortgage Resources's most frequently originated type of loan was Conventional, with 2,950 originations. Their 2nd most popular type was FHA, with 779 originations.
Loan Reason
For 2022, Premier Mortgage Resources's most frequently cited loan purpose was Home Purchase, with 3,291 originations. The 2nd most popular reason was Cash Out Refi, with 682 originations.
Loan Duration/Length
For 2022, Premier Mortgage Resources's most frequently cited loan duration was 30 Year, with 3,880 originations. The 2nd most popular length was 15 Year, with 200 originations.
Origination Fees/Closing Costs
Premier Mortgage Resources's average total fees were $10,763, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,811 originations.
Interest Rates
During 2022, Premier Mortgage Resources's average interest rate for loans was 4.96%, while their most frequently originated rate bucket for loans was 5-6%, with 1,296 originations.
Loan Sizing
2022 saw Premier Mortgage Resources place emphasis on $200k-400k loans with 1,914 originations, totaling $583,770,000 in origination value.
Applicant Income
Premier Mortgage Resources lent most frequently to those with incomes in the $100k-150k range, with 1,121 originations. The second most popular income band? $75k-100k, with 967 originations.
Applicant Debt to Income Ratio
Premier Mortgage Resources lent most frequently to those with DTI ratios of 30-36%, with 567 originations. The next most common DTI ratio? 20-30%, with 493 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.64%
Premier Mortgage Resources has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination53.05%
Premier Mortgage Resources has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1745.0 | 3 | $875,000 | $291,667 |
| NA | 4,325 | $1,563,155,000 | $361,423 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,328 | $1,564,030,000 | $361,375 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PRIMARY RESIDENTIAL MORTGAGE | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
| PRIMARY RESIDENTIAL MORTGAGE | VA mortgage | Trouble during payment process | 1 | 50.0% |