Premier Mortgage Resources Rates, Fees & Info

PORTLAND, OR

LEI: 549300B4IYL7TZT8FA34

Tax ID: 20-2718340

3.1 stars - Updated: 4/5/25 - out of 5 stars, based on 64 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Premier Mortgage Resources is a small mortgage company specializing in Home Purchase loans. Premier Mortgage Resources has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Boise City, Salinas, Twin Falls, Atlanta, and Portland among others. We have data for 243 markets. (Some data included below & more in-depth data is available with an active subscription.)

Premier Mortgage Resources has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Premier Mortgage Resources is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.72% 4/5/25
30 Year Conventional Purchase 6.36% 4/5/25
30 Year Conventional Refi 7.34% 4/5/25
30 Year Cash-out Refi 7.13% 4/5/25
30 Year FHA Purchase 7.27% 4/5/25
30 Year FHA Refi 7.13% 4/5/25
30 Year VA Purchase 6.38% 4/5/25
30 Year VA Refi 5.98% 4/5/25
30 Year USDA Purchase 6.94% 4/5/25
30 Year USDA Refi 6.66% 4/5/25
15 Year Conventional Purchase 8.25% 4/5/25
15 Year Conventional Refi 6.11% 4/5/25
15 Year Cash-out Refi 6.11% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Premier Mortgage Resources Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Premier Mortgage Resources. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,104

Origination Dollar Volume (All Markets)

$1,316,840,000
Show all (23) awards

Relative Rate

Premier Mortgage Resources's average 30 year fixed mortgage rate was 6.26%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.29%.

Relative Fees (Closing Costs)

Premier Mortgage Resources's average total fees/closing costs for a 30 year fixed rate mortgage were $11,130.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BOISE CITY, ID (FHA|USDA|VA) 685 $225,485,000 $329,175 $12,268 6.21%
SALINAS, CA (FHA|USDA|VA) 124 $59,600,000 $480,645 $13,157 5.65%
Outside of Metro Areas 215 $54,085,000 $251,558 $9,316 6.75%
TWIN FALLS, ID (FHA|USDA|VA) 216 $49,310,000 $228,287 $8,484 6.96%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 142 $47,030,000 $331,197 $13,024 6.58%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 92 $42,060,000 $457,174 $10,345 6.82%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 76 $40,970,000 $539,079 $12,443 6.39%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 99 $38,575,000 $389,646 $10,776 6.08%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 89 $37,765,000 $424,326 $11,747 6.12%
Outside of Metro Areas 82 $33,130,000 $404,024 $14,638 6.42%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 115 $32,815,000 $285,348 $13,960 4.86%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 90 $32,100,000 $356,667 $12,640 5.75%
WALLA WALLA, WA (FHA|USDA|VA) 89 $31,365,000 $352,416 $8,700 6.56%
FRESNO, CA (FHA|USDA|VA) 75 $25,285,000 $337,133 $10,968 6.17%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 33 $23,745,000 $719,545 $10,702 6.93%
POCATELLO, ID (FHA|USDA|VA) 99 $19,335,000 $195,303 $10,742 7.12%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 33 $18,865,000 $571,667 $14,937 6.74%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 102 $18,580,000 $182,157 $8,877 4.86%
KANSAS CITY, MO-KS (FHA|USDA|VA) 81 $18,195,000 $224,630 $5,874 5.67%
Hilo, HI (FHA|USDA|VA) 35 $16,595,000 $474,143 $9,405 7.17%
Mountain Home, ID (FHA|USDA|VA) 57 $15,825,000 $277,632 $11,347 6.67%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 37 $14,735,000 $398,243 $11,792 6.26%
Price, UT (FHA|USDA|VA) 75 $13,945,000 $185,933 $8,285 6.94%
CHICO, CA (FHA|USDA|VA) 47 $13,655,000 $290,532 $10,646 6.37%
BRUNSWICK, GA (FHA|USDA|VA) 58 $13,520,000 $233,103 $8,199 7.06%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 21 $10,095,000 $480,714 $14,843 6.55%
Gardnerville Ranchos, NV (FHA|USDA|VA) 21 $9,835,000 $468,333 $19,701 5.86%
RENO, NV (FHA|USDA|VA) 20 $9,190,000 $459,500 $12,423 6.56%
MADERA, CA (FHA|USDA|VA) 21 $9,105,000 $433,571 $15,845 6.12%
Burley, ID (FHA|USDA|VA) 47 $8,985,000 $191,170 $7,436 7.12%
Cedar City, UT (FHA|USDA|VA) 27 $8,685,000 $321,667 $10,341 6.63%
Fernley, NV (FHA|USDA|VA) 25 $8,545,000 $341,800 $13,538 6.12%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 18 $8,320,000 $462,222 $10,568 6.66%
Grand Rapids, MN (FHA|USDA|VA) 40 $7,640,000 $191,000 $7,032 6.77%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 30 $7,580,000 $252,667 $10,859 6.37%
IDAHO FALLS, ID (FHA|USDA|VA) 23 $7,465,000 $324,565 $14,262 6.74%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 16 $6,880,000 $430,000 $13,333 6.73%
SPRINGFIELD, MO (FHA|USDA|VA) 36 $6,810,000 $189,167 $5,389 5.77%
Toccoa, GA (FHA|USDA|VA) 32 $6,780,000 $211,875 $9,619 6.44%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 15 $6,685,000 $445,667 $12,403 5.87%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 19 $6,125,000 $322,368 $10,350 6.52%
BEND, OR (FHA|USDA|VA) 17 $6,015,000 $353,824 $12,778 6.79%
YUBA CITY, CA (FHA|USDA|VA) 19 $5,915,000 $311,316 $11,218 5.85%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 23 $5,755,000 $250,217 $8,396 6.56%
SPRINGFIELD, MA (FHA|USDA|VA) 19 $5,755,000 $302,895 $7,714 6.74%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 16 $5,690,000 $355,625 $10,345 6.62%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 17 $5,665,000 $333,235 $11,178 6.52%
Hermiston-Pendleton, OR (FHA|USDA|VA) 18 $5,320,000 $295,556 $9,679 6.81%
Ontario, OR-ID (FHA|USDA|VA) 21 $5,155,000 $245,476 $9,709 7.30%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 26 $5,140,000 $197,692 $10,519 4.74%
LONGVIEW, WA (FHA|USDA|VA) 14 $4,520,000 $322,857 $7,326 5.24%
PROVO-OREM, UT (FHA|USDA|VA) 13 $4,515,000 $347,308 $11,929 6.26%
MERCED, CA (FHA|USDA|VA) 14 $4,480,000 $320,000 $11,479 6.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 15 $4,445,000 $296,333 $6,088 6.64%
VALLEJO, CA (FHA|USDA|VA) 12 $4,400,000 $366,667 $10,085 5.83%
Aberdeen, WA (FHA|USDA|VA) 19 $4,395,000 $231,316 $8,962 5.16%
Cornelia, GA (FHA|USDA|VA) 17 $4,315,000 $253,824 $9,779 7.04%
Jefferson, GA (FHA|USDA|VA) 12 $4,200,000 $350,000 $10,263 6.58%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 8 $4,120,000 $515,000 $20,123 6.47%
Sandpoint, ID (FHA|USDA|VA) 10 $3,990,000 $399,000 $20,804 6.71%
MEDFORD, OR (FHA|USDA|VA) 10 $3,860,000 $386,000 $16,420 5.99%
STOCKTON, CA (FHA|USDA|VA) 11 $3,755,000 $341,364 $11,068 5.51%
Blackfoot, ID (FHA|USDA|VA) 15 $3,645,000 $243,000 $12,705 7.05%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 5 $3,575,000 $715,000 $17,316 6.97%
Roseburg, OR (FHA|USDA|VA) 13 $3,225,000 $248,077 $12,021 6.47%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $3,200,000 $320,000 $13,277 4.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $3,015,000 $603,000 $15,034 6.80%
GAINESVILLE, GA (FHA|USDA|VA) 9 $2,945,000 $327,222 $9,862 6.46%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 8 $2,930,000 $366,250 $13,250 6.92%
MODESTO, CA (FHA|USDA|VA) 8 $2,860,000 $357,500 $13,149 6.70%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 8 $2,830,000 $353,750 $10,884 6.94%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 7 $2,825,000 $403,571 $9,989 6.74%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 9 $2,805,000 $311,667 $11,176 6.50%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $2,710,000 $271,000 $7,925 6.11%
MISSOULA, MT (FHA|USDA|VA) 6 $2,630,000 $438,333 $14,127 5.64%
Alexandria, MN (FHA|USDA|VA) 10 $2,610,000 $261,000 $7,526 6.86%
Elko, NV (FHA|USDA|VA) 7 $2,535,000 $362,143 $8,443 6.71%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $2,360,000 $590,000 $8,910 6.88%
Ellensburg, WA (FHA|USDA|VA) 4 $2,300,000 $575,000 $16,843 6.75%
Pahrump, NV (FHA|USDA|VA) 9 $2,265,000 $251,667 $9,734 7.14%
ST. GEORGE, UT (FHA|USDA|VA) 4 $2,240,000 $560,000 $8,984 7.25%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $2,145,000 $195,000 $7,520 5.47%
YAKIMA, WA (FHA|USDA|VA) 9 $2,115,000 $235,000 $9,621 5.37%
Cookeville, TN (FHA|USDA|VA) 8 $2,060,000 $257,500 $12,096 6.66%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 9 $2,055,000 $228,333 $10,788 6.63%
SALEM, OR (FHA|USDA|VA) 5 $1,935,000 $387,000 $6,665 6.45%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $1,810,000 $905,000 $21,069 8.31%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $1,780,000 $296,667 $10,939 6.48%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $1,600,000 $400,000 $12,961 6.81%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $1,545,000 $309,000 $10,374 6.47%
ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $1,540,000 $256,667 $6,027 7.12%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 8 $1,480,000 $185,000 $6,898 6.77%
CARBONDALE-MARION, IL (FHA|USDA|VA) 9 $1,475,000 $163,889 $5,353 5.47%
BOWLING GREEN, KY (FHA|USDA|VA) 5 $1,445,000 $289,000 $11,147 6.60%
Centralia, WA (FHA|USDA|VA) 3 $1,365,000 $455,000 $10,457 6.50%
NAPA, CA (FHA|USDA|VA) 2 $1,360,000 $680,000 $7,428 7.50%
CARSON CITY, NV (FHA|USDA|VA) 4 $1,330,000 $332,500 $16,697 4.84%
PUNTA GORDA, FL (FHA|USDA|VA) 10 $1,330,000 $133,000 $8,579 6.21%
Astoria, OR (FHA|USDA|VA) 3 $1,325,000 $441,667 $8,792 7.38%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $1,325,000 $441,667 $16,486 6.46%
Moses Lake, WA (FHA|USDA|VA) 4 $1,280,000 $320,000 $15,743 4.34%
Granbury, TX (FHA|USDA|VA) 3 $1,235,000 $411,667 $13,563 6.88%
Fallon, NV (FHA|USDA|VA) 3 $1,225,000 $408,333 $9,370 6.08%
Sonora, CA (FHA|USDA|VA) 3 $1,215,000 $405,000 $13,099 6.79%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $1,190,000 $148,750 $6,200 6.68%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $1,180,000 $196,667 $4,299 5.48%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $1,145,000 $381,667 $11,273 6.67%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $1,105,000 $368,333 $8,551 6.51%
AKRON, OH (FHA|USDA|VA) 5 $1,045,000 $209,000 $8,206 7.07%
ROME, GA (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,295 4.93%
Warrensburg, MO (FHA|USDA|VA) 2 $1,030,000 $515,000 $3,445 7.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $1,020,000 $510,000 $19,075 7.44%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $1,010,000 $505,000 $24,491 5.75%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $1,005,000 $201,000 $9,880 6.55%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $990,000 $247,500 $7,530 7.03%
DULUTH, MN-WI (FHA|USDA|VA) 6 $980,000 $163,333 $8,724 5.77%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $935,000 $187,000 $6,619 6.57%
Jesup, GA (FHA|USDA|VA) 5 $935,000 $187,000 $8,890 7.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $935,000 $311,667 $7,589 7.08%
Kapaa, HI (FHA|USDA|VA) 1 $865,000 $865,000 $9,280 7.63%
LOGAN, UT-ID (FHA|USDA|VA) 2 $860,000 $430,000 $15,345 6.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $790,000 $197,500 $9,733 7.72%
BELLINGHAM, WA (FHA|USDA|VA) 2 $780,000 $390,000 $5,875 6.56%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $770,000 $192,500 $5,755 6.31%
Rexburg, ID (FHA|USDA|VA) 3 $735,000 $245,000 $6,026 6.88%
Vidalia, GA (FHA|USDA|VA) 3 $735,000 $245,000 $13,144 6.33%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $730,000 $365,000 $16,088 7.19%
Durant, OK (FHA|USDA|VA) 1 $725,000 $725,000 $13,097 7.13%
Moscow, ID (FHA|USDA|VA) 1 $725,000 $725,000 $13,997 7.13%
VISALIA, CA (FHA|USDA|VA) 3 $715,000 $238,333 $9,068 6.96%
Coos Bay, OR (FHA|USDA|VA) 3 $705,000 $235,000 $5,573 7.00%
Ukiah, CA (FHA|USDA|VA) 1 $695,000 $695,000 $11,127 6.50%
Prineville, OR (FHA|USDA|VA) 3 $695,000 $231,667 $11,261 5.85%
Hailey, ID (FHA|USDA|VA) 3 $675,000 $225,000 $14,457 7.57%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $660,000 $330,000 $13,986 7.06%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $655,000 $655,000 $16,940 6.63%
ROCHESTER, MN (FHA|USDA|VA) 3 $655,000 $218,333 $3,495 7.29%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $645,000 $215,000 $6,319 6.67%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $630,000 $315,000 $11,302 7.06%
SAVANNAH, GA (FHA|USDA|VA) 2 $620,000 $310,000 $8,273 7.38%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $620,000 $310,000 $13,988 6.56%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $610,000 $305,000 $11,876 6.50%
JACKSON, TN (FHA|USDA|VA) 1 $585,000 $585,000 $25,761 6.25%
SUMTER, SC (FHA|USDA|VA) 3 $565,000 $188,333 $8,029 6.79%
Winnemucca, NV (FHA|USDA|VA) 1 $555,000 $555,000 $11,764 7.13%
Heber, UT (FHA|USDA|VA) 1 $545,000 $545,000 $28,126 5.63%
HINESVILLE, GA (FHA|USDA|VA) 2 $540,000 $270,000 $7,983 7.00%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $520,000 $260,000 $7,380 7.38%
Brainerd, MN (FHA|USDA|VA) 1 $515,000 $515,000 $9,697 7.50%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $490,000 $245,000 $7,273 7.13%
FARGO, ND-MN (FHA|USDA|VA) 2 $480,000 $240,000 $8,337 7.25%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $480,000 $240,000 $4,034 6.13%
Whitewater, WI (FHA|USDA|VA) 1 $475,000 $475,000 $920 6.99%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $475,000 $158,333 $9,793 4.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $415,000 $415,000 $8,783 6.25%
MORRISTOWN, TN (FHA|USDA|VA) 1 $415,000 $415,000 $11,091 7.63%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $415,000 $415,000 $13,392 6.49%
SAN ANGELO, TX (FHA|USDA|VA) 1 $415,000 $415,000 $14,628 7.63%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $410,000 $205,000 $4,193 7.06%
COLUMBIA, MO (FHA|USDA|VA) 2 $410,000 $205,000 $3,454 6.99%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $405,000 $405,000 $4,048 7.13%
BOULDER, CO (FHA|USDA|VA) 1 $395,000 $395,000 $12,916 7.25%
Klamath Falls, OR (FHA|USDA|VA) 1 $395,000 $395,000 $17,196 6.75%
TUCSON, AZ (FHA|USDA|VA) 1 $385,000 $385,000 $12,321 4.99%
La Grande, OR (FHA|USDA|VA) 1 $385,000 $385,000 $15,205 5.99%
VALDOSTA, GA (FHA|USDA|VA) 1 $375,000 $375,000 $8,377 7.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $365,000 $365,000 $15,976 7.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $7,199 6.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $355,000 $355,000 $6,222 5.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $355,000 $355,000 $9,376 6.12%
Columbus, MS (FHA|USDA|VA) 1 $345,000 $345,000 $19,987 6.00%
Sedalia, MO (FHA|USDA|VA) 1 $345,000 $345,000 $3,055 6.99%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $345,000 $345,000 $11,186 6.75%
TYLER, TX (FHA|USDA|VA) 1 $335,000 $335,000 $6,506 6.50%
ABILENE, TX (FHA|USDA|VA) 1 $325,000 $325,000 $21,367 7.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $325,000 $325,000 $11,276 6.75%
Waycross, GA (FHA|USDA|VA) 2 $320,000 $160,000 $3,620 6.69%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $315,000 $315,000 $7,303 7.38%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $305,000 $305,000 $4,905 7.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $305,000 $305,000 $14,200 6.75%
Jackson, WY-ID (FHA|USDA|VA) 1 $305,000 $305,000 $9,349 6.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $305,000 $305,000 $15,618 6.63%
STAUNTON, VA (FHA|USDA|VA) 1 $305,000 $305,000 $12,836 7.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $305,000 $305,000 $11,621 6.13%
Shawnee, OK (FHA|USDA|VA) 2 $300,000 $150,000 $7,271 6.88%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $295,000 $295,000 $0 6.75%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $13,616 7.13%
ST. CLOUD, MN (FHA|USDA|VA) 2 $280,000 $140,000 $6,477 6.44%
Fergus Falls, MN (FHA|USDA|VA) 2 $280,000 $140,000 $7,439 7.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $280,000 $140,000 $5,828 6.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $275,000 $275,000 $10,045 6.49%
Red Bluff, CA (FHA|USDA|VA) 1 $275,000 $275,000 $8,094 6.63%
KNOXVILLE, TN (FHA|USDA|VA) 1 $265,000 $265,000 $11,971 5.63%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $265,000 $265,000 $12,096 7.13%
KANKAKEE, IL (FHA|USDA|VA) 3 $265,000 $88,333 $5,399 4.67%
Show Low, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $13,265 6.99%
Glasgow, KY (FHA|USDA|VA) 1 $255,000 $255,000 $10,425 6.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $255,000 $255,000 $8,320 5.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $255,000 $255,000 $5,975 6.99%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $255,000 $255,000 $4,430 6.75%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $235,000 $235,000 $11,161 6.25%
Cullman, AL (FHA|USDA|VA) 1 $235,000 $235,000 $7,073 6.38%
JOPLIN, MO (FHA|USDA|VA) 2 $230,000 $115,000 $2,635 3.31%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $225,000 $225,000 $10,458 7.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,896 6.50%
DALTON, GA (FHA|USDA|VA) 1 $225,000 $225,000 $6,856 6.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $225,000 $225,000 $18,319 8.00%
PITTSFIELD, MA (FHA|USDA|VA) 1 $215,000 $215,000 $9,898 6.50%
New Ulm, MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,902 7.13%
CLEVELAND, TN (FHA|USDA|VA) 1 $215,000 $215,000 $5,783 6.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,754 6.99%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $210,000 $105,000 $7,688 5.81%
Greeneville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $7,532 6.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $205,000 $205,000 $12,395 6.25%
FLORENCE, SC (FHA|USDA|VA) 2 $200,000 $100,000 $5,135 3.31%
St. Marys, GA (FHA|USDA|VA) 1 $195,000 $195,000 $9,429 6.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,386 7.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $195,000 $195,000 $4,090 6.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $185,000 $185,000 $5,833 7.13%
LaGrange, GA-AL (FHA|USDA|VA) 1 $185,000 $185,000 $10,552 6.75%
Dublin, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.50%
REDDING, CA (FHA|USDA|VA) 1 $175,000 $175,000 $3,867 6.25%
DOTHAN, AL (FHA|USDA|VA) 1 $175,000 $175,000 $6,650 5.75%
SPARTANBURG, SC (FHA|USDA|VA) 1 $175,000 $175,000 $11,853 6.50%
Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $7,861 6.63%
WENATCHEE, WA (FHA|USDA|VA) 1 $165,000 $165,000 $3,994 6.63%
BAY CITY, MI (FHA|USDA|VA) 1 $165,000 $165,000 $7,660 6.75%
Marshall, MO (FHA|USDA|VA) 1 $165,000 $165,000 $3,905 6.63%
HATTIESBURG, MS (FHA|USDA|VA) 1 $165,000 $165,000 $3,914 6.75%
LAWRENCE, KS (FHA|USDA|VA) 1 $165,000 $165,000 $4,929 7.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $165,000 $165,000 $10,654 5.63%
Jennings, LA (FHA|USDA|VA) 1 $155,000 $155,000 $8,090 6.75%
Picayune, MS (FHA|USDA|VA) 1 $145,000 $145,000 $5,604 6.88%
LAFAYETTE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $9,882 6.75%
PINE BLUFF, AR (FHA|USDA|VA) 1 $135,000 $135,000 $5,897 6.13%
Paducah, KY-IL (FHA|USDA|VA) 1 $125,000 $125,000 $6,949 6.63%
TOPEKA, KS (FHA|USDA|VA) 1 $125,000 $125,000 $4,639 7.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,651 7.25%
Ponca City, OK (FHA|USDA|VA) 1 $125,000 $125,000 $5,090 7.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $110,000 $55,000 $6,105 9.25%
FLINT, MI (FHA|USDA|VA) 1 $95,000 $95,000 $5,138 6.99%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,529 6.38%
Pittsburg, KS (FHA|USDA|VA) 1 $55,000 $55,000 $4,658 7.63%
Premier Mortgage Resources's top markets include Boise City, Salinas, Twin Falls, Atlanta, and Portland among others.

Their top states include:
  • Idaho (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,438 $729,210,000 $299,102 $8,497 6.34%
    FHA 1,254 $433,520,000 $345,710 $15,568 6.37%
    VA 327 $135,325,000 $413,838 $12,866 6.10%
    FHA 49 $7,575,000 $154,592 $0 7.25%
    USDA 35 $10,245,000 $292,714 $9,335 6.27%
    Reverse Mortgage 1 $965,000 $965,000 $0 8.99%

    For 2024, Premier Mortgage Resources's most frequently originated type of loan was Conventional, with 2,438 originations. Their 2nd most popular type was FHA, with 1,254 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,591 $1,154,745,000 $321,566 $11,113 6.28%
    Cash Out Refi 294 $85,270,000 $290,034 $9,823 6.81%
    Refi 211 $76,215,000 $361,209 $9,274 6.68%
    Other 8 $610,000 $76,250 $4,579 8.23%

    For 2024, Premier Mortgage Resources's most frequently cited loan purpose was Home Purchase, with 3,591 originations. The 2nd most popular reason was Cash Out Refi, with 294 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,711 $1,283,225,000 $345,790 $11,130 6.26%
    15 Year 233 $12,575,000 $53,970 $3,717 7.93%
    10 Year 67 $945,000 $14,104 $703 4.57%
    Other 62 $10,620,000 $171,290 $6,545 7.47%
    30+ year 14 $6,870,000 $490,714 $20,347 8.07%
    20 Year 11 $2,545,000 $231,364 $8,556 6.42%
    3 Year 3 $35,000 $11,667 $0 0.00%
    5 Year 3 $25,000 $8,333 $0 0.00%

    For 2024, Premier Mortgage Resources's most frequently cited loan duration was 30 Year, with 3,711 originations. The 2nd most popular length was 15 Year, with 233 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,747 $740,975,000 $424,141
    $<1k 532 $31,680,000 $59,549
    $1k-2k 510 $189,690,000 $371,941
    $4k-5k 456 $136,110,000 $298,487
    $3k-4k 443 $115,515,000 $260,756
    $2k-3k 333 $84,625,000 $254,129

    Premier Mortgage Resources's average total fees were $11,130, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,747 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,011 $707,345,000 $351,738
    7-8% 789 $259,565,000 $328,980
    5-6% 758 $281,640,000 $371,557
    Over 8% 230 $23,730,000 $103,174
    <2.5% 205 $2,685,000 $13,098
    4-5% 109 $41,485,000 $380,596
    3-4% 2 $390,000 $195,000

    During 2024, Premier Mortgage Resources's average interest rate for loans was 6.26%, while their most frequently originated rate bucket for loans was 6-7%, with 2,011 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,884 $572,230,000 $303,731 $10,276 6.56%
    $400k-600k 903 $430,955,000 $477,248 $14,375 6.36%
    $100,000 or less 550 $12,660,000 $23,018 $2,068 5.11%
    $100k-200k 479 $75,185,000 $156,962 $6,408 6.64%
    $600k-1MM 256 $185,180,000 $723,359 $15,875 6.71%
    $1MM+ 32 $40,630,000 $1,269,688 $19,844 7.07%

    2024 saw Premier Mortgage Resources place emphasis on $200k-400k loans with 1,884 originations, totaling $572,230,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,211 $405,435,000 $334,794 $11,748 6.31%
    $75k-100k 966 $257,270,000 $266,325 $10,293 6.29%
    $50k-75k 721 $152,935,000 $212,115 $8,759 6.11%
    $150k-250k 623 $280,285,000 $449,896 $12,776 6.52%
    $50k or less 278 $47,160,000 $169,640 $6,951 6.42%
    $250k+ 264 $164,840,000 $624,394 $13,080 6.98%

    Premier Mortgage Resources lent most frequently to those with incomes in the $100k-150k range, with 1,211 originations. The second most popular income band? $75k-100k, with 966 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 611 $205,215,000 $335,867 $14,935 6.28%
    30-36% 515 $156,295,000 $303,485 $9,571 6.37%
    20-30% 366 $112,720,000 $307,978 $9,030 6.49%
    49% 299 $106,845,000 $357,341 $11,260 6.64%
    45% 217 $67,255,000 $309,931 $10,521 6.22%
    47% 191 $59,515,000 $311,597 $10,351 6.20%
    44% 188 $59,750,000 $317,819 $10,066 6.30%
    46% 186 $64,110,000 $344,677 $11,606 6.35%
    42% 185 $55,595,000 $300,514 $10,477 6.19%
    43% 170 $57,390,000 $337,588 $10,865 6.23%
    48% 170 $55,090,000 $324,059 $10,779 6.58%
    39% 146 $45,490,000 $311,575 $11,118 6.28%
    41% 145 $47,425,000 $327,069 $10,866 6.31%
    38% 143 $49,875,000 $348,776 $11,033 6.39%
    <20% 140 $43,910,000 $313,643 $8,203 6.75%
    40% 140 $40,260,000 $287,571 $10,465 5.99%
    37% 123 $39,975,000 $325,000 $10,231 6.42%
    36% 100 $31,000,000 $310,000 $10,248 6.11%
    >60% 24 $8,410,000 $350,417 $13,483 6.58%

    Premier Mortgage Resources lent most frequently to those with DTI ratios of 50-60%, with 611 originations. The next most common DTI ratio? 30-36%, with 515 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,974 $934,080,000 $314,082 $10,680 6.34%
    Not provided 670 $224,670,000 $335,328 $10,881 6.33%
    Black 251 $79,405,000 $316,355 $12,560 6.33%
    Asian 140 $57,750,000 $412,500 $12,438 6.53%
    American Indian 46 $13,660,000 $296,957 $11,723 6.28%
    Native Hawaiian or Islander 14 $3,840,000 $274,286 $8,065 5.80%
    Other Asian 4 $1,390,000 $347,500 $6,091 5.41%
    Asian Indian 2 $910,000 $455,000 $7,100 6.75%
    Japanese 1 $435,000 $435,000 $15,339 4.99%
    Other Pacific Islander 1 $375,000 $375,000 $4,195 5.13%
    Filipino 1 $325,000 $325,000 $4,068 7.13%

    Approval Rates

    Total approvals of all applications
    96.92%

    Premier Mortgage Resources has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    55.85%

    Premier Mortgage Resources has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,104 $1,316,840,000 $320,867

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,104 $1,316,840,000 $320,867

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 178 $36,770,000 $206,573 $6,401 6.63%
    40-60% 271 $82,095,000 $302,934 $7,781 6.60%
    60-80% 722 $277,670,000 $384,584 $9,981 6.69%
    80-100% 2,319 $867,455,000 $374,064 $12,364 6.48%
    Over 100% 93 $39,515,000 $424,892 $18,190 6.15%
    Under 20% 521 $13,335,000 $25,595 $1,491 5.05%