Pennymac Loan Services Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: RVDPPPGHCGZ40J4VQ731

Tax ID: 26-2049351

4 stars - Updated: 12/17/24 - out of 5 stars, based on 217 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Pennymac Loan Services is a large mortgage company specializing in Home Purchase and Cash Out Refi loans. Pennymac Loan Services has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Atlanta, Los Angeles, Washington, and Dallas among others. We have data for 883 markets. (Some data included below & more in-depth data is available with an active subscription.)

Pennymac Loan Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Pennymac Loan Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.58% 12/17/24
30 Year Conventional Refi 6.42% 12/17/24
30 Year Cash-out Refi 6.68% 12/17/24
30 Year FHA Purchase 7.05% 12/17/24
30 Year FHA Refi 7.12% 12/17/24
30 Year VA Purchase 5.90% 12/17/24
30 Year VA Refi 5.62% 12/17/24
30 Year USDA Purchase 6.27% 12/17/24
30 Year USDA Refi 6.71% 12/17/24
15 Year Conventional Purchase 5.90% 12/17/24
15 Year Conventional Refi 5.98% 12/17/24
15 Year Cash-out Refi 5.98% 12/17/24
15 Year FHA Purchase 6.87% 12/17/24
15 Year FHA Refi 7.23% 12/17/24
15 Year VA Purchase 5.92% 12/17/24
15 Year VA Refi 5.78% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Pennymac Loan Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Pennymac Loan Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

46,881

Origination Dollar Volume (All Markets)

$13,485,905,000
Show all (293) awards

Relative Rate

Pennymac Loan Services's average 30 year fixed mortgage rate was 6.51%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.03%.

Relative Fees (Closing Costs)

Pennymac Loan Services's average total fees/closing costs for a 30 year fixed rate mortgage were $9,957.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,901 $827,345,000 $435,216 $12,176 7.05%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,990 $538,770,000 $270,739 $8,014 7.34%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,004 $502,430,000 $500,428 $11,688 7.29%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,250 $439,260,000 $351,408 $8,406 7.32%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,222 $416,120,000 $340,524 $9,390 6.53%
Outside of Metro Areas 1,684 $365,220,000 $216,876 $7,481 6.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,086 $352,030,000 $324,153 $11,160 7.27%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 708 $301,900,000 $426,412 $9,368 7.23%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,149 $300,955,000 $261,928 $9,088 7.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 843 $286,915,000 $340,350 $9,966 7.31%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 836 $266,100,000 $318,301 $7,964 6.53%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 518 $264,190,000 $510,019 $11,599 7.19%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,000 $261,050,000 $261,050 $9,272 6.83%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 900 $257,090,000 $285,656 $8,342 7.29%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 826 $245,770,000 $297,542 $9,285 6.52%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 831 $223,395,000 $268,827 $9,376 7.27%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 572 $211,720,000 $370,140 $8,631 7.15%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 643 $170,265,000 $264,798 $9,194 7.43%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 505 $162,185,000 $321,158 $9,308 6.40%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 556 $156,070,000 $280,701 $7,850 7.36%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 296 $151,410,000 $511,520 $9,942 7.49%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 517 $149,465,000 $289,101 $8,815 7.34%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 538 $146,950,000 $273,141 $7,620 6.82%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 453 $144,175,000 $318,267 $8,448 7.48%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 364 $127,600,000 $350,549 $8,626 7.34%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 308 $110,590,000 $359,058 $11,560 6.10%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 325 $109,025,000 $335,462 $9,745 7.15%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 306 $107,790,000 $352,255 $9,267 7.27%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 297 $105,195,000 $354,192 $9,168 6.61%
RALEIGH-CARY, NC (FHA|USDA|VA) 278 $98,580,000 $354,604 $9,357 6.41%
JACKSONVILLE, FL (FHA|USDA|VA) 384 $95,710,000 $249,245 $8,986 7.36%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 288 $87,230,000 $302,882 $9,415 6.19%
SAVANNAH, GA (FHA|USDA|VA) 308 $86,260,000 $280,065 $8,725 6.90%
KANSAS CITY, MO-KS (FHA|USDA|VA) 342 $78,910,000 $230,731 $6,381 7.13%
COLORADO SPRINGS, CO (FHA|USDA|VA) 208 $75,930,000 $365,048 $8,717 6.47%
SALT LAKE CITY, UT (FHA|USDA|VA) 242 $75,820,000 $313,306 $8,003 7.45%
ST. LOUIS, MO-IL (FHA|USDA|VA) 395 $73,485,000 $186,038 $6,488 7.20%
RICHMOND, VA (FHA|USDA|VA) 331 $73,325,000 $221,526 $7,276 7.54%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 200 $69,930,000 $349,650 $10,105 6.89%
OKLAHOMA CITY, OK (FHA|USDA|VA) 277 $65,465,000 $236,336 $7,406 6.76%
COLUMBUS, OH (FHA|USDA|VA) 276 $64,500,000 $233,696 $7,226 7.20%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 118 $56,400,000 $477,966 $10,259 7.17%
FRESNO, CA (FHA|USDA|VA) 181 $55,895,000 $308,812 $8,640 7.09%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 182 $53,860,000 $295,934 $8,881 7.21%
URBAN HONOLULU, HI (FHA|USDA|VA) 91 $53,425,000 $587,088 $12,413 6.23%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 181 $52,805,000 $291,740 $9,140 5.92%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 246 $52,560,000 $213,659 $7,270 6.35%
PITTSBURGH, PA (FHA|USDA|VA) 262 $51,820,000 $197,786 $7,544 6.83%
SPRINGFIELD, MO (FHA|USDA|VA) 258 $51,300,000 $198,837 $4,712 6.69%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 187 $50,315,000 $269,064 $10,536 7.36%
RENO, NV (FHA|USDA|VA) 148 $50,260,000 $339,595 $7,758 7.19%
LOUISVILLE, KY (FHA|USDA|VA) 223 $50,035,000 $224,372 $6,379 7.15%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 254 $48,620,000 $191,417 $7,159 7.45%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 245 $48,325,000 $197,245 $6,951 7.06%
BAKERSFIELD, CA (FHA|USDA|VA) 178 $48,230,000 $270,955 $9,526 7.19%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 200 $47,070,000 $235,350 $8,048 6.54%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 197 $46,645,000 $236,777 $6,005 7.36%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 182 $44,250,000 $243,132 $9,112 6.98%
BOISE CITY, ID (FHA|USDA|VA) 144 $43,930,000 $305,069 $8,732 7.06%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 205 $42,855,000 $209,049 $7,414 7.37%
PORT ST. LUCIE, FL (FHA|USDA|VA) 160 $40,530,000 $253,313 $9,725 7.46%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 181 $39,665,000 $219,144 $9,677 7.26%
LAFAYETTE, LA (FHA|USDA|VA) 168 $39,290,000 $233,869 $8,547 6.35%
TUCSON, AZ (FHA|USDA|VA) 183 $38,725,000 $211,612 $7,003 7.47%
KNOXVILLE, TN (FHA|USDA|VA) 136 $38,310,000 $281,691 $11,291 6.07%
FAYETTEVILLE, NC (FHA|USDA|VA) 155 $38,275,000 $246,935 $8,153 5.59%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 163 $38,265,000 $234,755 $7,602 6.70%
PROVO-OREM, UT (FHA|USDA|VA) 118 $37,910,000 $321,271 $8,983 7.03%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 99 $35,805,000 $361,667 $10,505 6.61%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 137 $35,445,000 $258,723 $6,889 6.44%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 131 $34,925,000 $266,603 $9,109 6.45%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 70 $34,850,000 $497,857 $9,616 7.06%
HUNTSVILLE, AL (FHA|USDA|VA) 143 $34,595,000 $241,923 $7,119 7.10%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 201 $34,455,000 $171,418 $6,539 7.27%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 99 $33,835,000 $341,768 $9,025 6.27%
OCALA, FL (FHA|USDA|VA) 162 $33,330,000 $205,741 $8,262 7.13%
TULSA, OK (FHA|USDA|VA) 153 $33,175,000 $216,830 $7,711 7.16%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 125 $33,115,000 $264,920 $9,172 6.49%
COLUMBIA, SC (FHA|USDA|VA) 138 $32,640,000 $236,522 $8,278 6.47%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 62 $32,210,000 $519,516 $9,567 7.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 141 $32,125,000 $227,837 $8,115 6.88%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 141 $32,095,000 $227,624 $9,034 7.32%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 140 $30,580,000 $218,429 $8,112 7.84%
STOCKTON, CA (FHA|USDA|VA) 83 $30,175,000 $363,554 $8,631 7.53%
ALBUQUERQUE, NM (FHA|USDA|VA) 140 $29,100,000 $207,857 $7,263 7.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 101 $28,855,000 $285,693 $5,764 6.96%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 107 $28,665,000 $267,897 $9,241 6.45%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 132 $28,110,000 $212,955 $7,065 7.15%
MONTGOMERY, AL (FHA|USDA|VA) 107 $27,485,000 $256,869 $6,516 6.35%
WORCESTER, MA-CT (FHA|USDA|VA) 102 $27,430,000 $268,922 $8,969 7.30%
WICHITA, KS (FHA|USDA|VA) 135 $26,645,000 $197,370 $6,438 7.01%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 124 $26,560,000 $214,194 $7,931 7.39%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 126 $26,160,000 $207,619 $6,410 7.82%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 99 $25,585,000 $258,434 $8,704 6.15%
WILMINGTON, NC (FHA|USDA|VA) 72 $25,500,000 $354,167 $9,297 6.41%
BRUNSWICK, GA (FHA|USDA|VA) 86 $23,560,000 $273,953 $7,626 6.86%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 109 $23,555,000 $216,101 $6,918 6.18%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 87 $23,145,000 $266,034 $8,062 7.13%
SALEM, OR (FHA|USDA|VA) 88 $22,940,000 $260,682 $8,948 7.50%
MADERA, CA (FHA|USDA|VA) 58 $22,660,000 $390,690 $10,232 6.82%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 54 $22,350,000 $413,889 $8,708 7.39%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 65 $22,155,000 $340,846 $8,964 6.76%
SALISBURY, MD-DE (FHA|USDA|VA) 105 $21,725,000 $206,905 $7,684 7.68%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 62 $20,870,000 $336,613 $10,240 6.85%
LAREDO, TX (FHA|USDA|VA) 83 $20,775,000 $250,301 $8,847 6.34%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 92 $20,570,000 $223,587 $5,803 6.96%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 69 $20,555,000 $297,899 $9,866 7.20%
VISALIA, CA (FHA|USDA|VA) 79 $19,685,000 $249,177 $9,251 7.15%
JACKSONVILLE, NC (FHA|USDA|VA) 71 $19,605,000 $276,127 $6,985 5.61%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 50 $19,600,000 $392,000 $13,055 5.83%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 88 $19,510,000 $221,705 $9,536 6.56%
VALLEJO, CA (FHA|USDA|VA) 54 $19,360,000 $358,519 $10,759 7.53%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 80 $19,200,000 $240,000 $8,270 7.34%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 60 $19,130,000 $318,833 $9,657 7.60%
BEND, OR (FHA|USDA|VA) 48 $18,500,000 $385,417 $7,931 7.18%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 52 $18,370,000 $353,269 $9,718 7.30%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 97 $18,355,000 $189,227 $7,124 7.73%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 78 $18,110,000 $232,179 $10,003 6.25%
SALINAS, CA (FHA|USDA|VA) 39 $18,015,000 $461,923 $13,261 7.13%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 62 $17,920,000 $289,032 $8,169 7.38%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 104 $17,760,000 $170,769 $5,947 7.19%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 90 $17,680,000 $196,444 $8,011 7.31%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 63 $17,675,000 $280,556 $8,834 7.13%
SPRINGFIELD, MA (FHA|USDA|VA) 77 $17,145,000 $222,662 $8,463 7.03%
FORT COLLINS, CO (FHA|USDA|VA) 53 $16,475,000 $310,849 $6,552 7.17%
EL PASO, TX (FHA|USDA|VA) 71 $16,355,000 $230,352 $8,193 6.11%
BATON ROUGE, LA (FHA|USDA|VA) 70 $16,350,000 $233,571 $9,191 6.56%
BELLINGHAM, WA (FHA|USDA|VA) 41 $16,335,000 $398,415 $8,298 6.72%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 51 $16,235,000 $318,333 $9,102 6.19%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 41 $16,215,000 $395,488 $12,610 6.89%
OCEAN CITY, NJ (FHA|USDA|VA) 44 $15,520,000 $352,727 $10,604 6.92%
ST. GEORGE, UT (FHA|USDA|VA) 50 $15,400,000 $308,000 $7,622 6.80%
COLUMBUS, GA-AL (FHA|USDA|VA) 76 $15,290,000 $201,184 $6,278 6.59%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 75 $15,285,000 $203,800 $7,491 6.93%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 71 $15,145,000 $213,310 $8,096 7.65%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 50 $15,070,000 $301,400 $6,891 6.81%
GREELEY, CO (FHA|USDA|VA) 49 $14,805,000 $302,143 $6,479 7.23%
Sevierville, TN (FHA|USDA|VA) 38 $14,760,000 $388,421 $12,161 6.98%
WARNER ROBINS, GA (FHA|USDA|VA) 68 $14,490,000 $213,088 $6,337 6.01%
GAINESVILLE, GA (FHA|USDA|VA) 58 $14,310,000 $246,724 $6,730 7.72%
ANCHORAGE, AK (FHA|USDA|VA) 42 $14,310,000 $340,714 $8,120 6.64%
LANCASTER, PA (FHA|USDA|VA) 66 $14,280,000 $216,364 $8,262 7.35%
DOVER, DE (FHA|USDA|VA) 58 $14,170,000 $244,310 $9,343 7.22%
DOTHAN, AL (FHA|USDA|VA) 59 $13,865,000 $235,000 $5,219 6.34%
RAPID CITY, SD (FHA|USDA|VA) 60 $13,570,000 $226,167 $6,782 7.29%
DAYTON-KETTERING, OH (FHA|USDA|VA) 71 $13,535,000 $190,634 $6,101 6.90%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 67 $13,495,000 $201,418 $6,894 7.29%
YORK-HANOVER, PA (FHA|USDA|VA) 74 $13,120,000 $177,297 $7,298 7.43%
SPARTANBURG, SC (FHA|USDA|VA) 58 $13,050,000 $225,000 $9,571 6.56%
Bozeman, MT (FHA|USDA|VA) 32 $12,750,000 $398,438 $9,280 7.52%
MEDFORD, OR (FHA|USDA|VA) 53 $12,685,000 $239,340 $7,941 7.39%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 83 $12,615,000 $151,988 $6,499 6.76%
HINESVILLE, GA (FHA|USDA|VA) 56 $12,540,000 $223,929 $7,347 6.19%
GAINESVILLE, FL (FHA|USDA|VA) 56 $12,490,000 $223,036 $7,023 7.11%
PUNTA GORDA, FL (FHA|USDA|VA) 49 $12,425,000 $253,571 $10,460 7.19%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 57 $12,225,000 $214,474 $8,474 7.21%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 53 $12,215,000 $230,472 $8,094 6.32%
EAST STROUDSBURG, PA (FHA|USDA|VA) 50 $12,080,000 $241,600 $11,139 6.55%
ST. CLOUD, MN (FHA|USDA|VA) 55 $11,975,000 $217,727 $7,039 6.42%
MOBILE, AL (FHA|USDA|VA) 65 $11,905,000 $183,154 $6,845 6.79%
MODESTO, CA (FHA|USDA|VA) 49 $11,685,000 $238,469 $8,799 7.65%
WINSTON-SALEM, NC (FHA|USDA|VA) 51 $11,665,000 $228,725 $7,942 5.87%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 46 $11,250,000 $244,565 $8,833 6.20%
JACKSON, MS (FHA|USDA|VA) 52 $11,160,000 $214,615 $7,267 7.35%
FLINT, MI (FHA|USDA|VA) 61 $11,055,000 $181,230 $6,130 6.48%
DECATUR, AL (FHA|USDA|VA) 52 $10,930,000 $210,192 $6,542 6.98%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 50 $10,860,000 $217,200 $9,803 6.52%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 37 $10,805,000 $292,027 $7,485 7.49%
ROCHESTER, NY (FHA|USDA|VA) 55 $10,805,000 $196,455 $8,366 6.45%
Hilo, HI (FHA|USDA|VA) 26 $10,580,000 $406,923 $10,542 7.16%
BOULDER, CO (FHA|USDA|VA) 27 $10,555,000 $390,926 $6,522 7.76%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 47 $10,545,000 $224,362 $7,208 6.33%
Jefferson, GA (FHA|USDA|VA) 43 $10,295,000 $239,419 $7,375 7.49%
READING, PA (FHA|USDA|VA) 55 $10,165,000 $184,818 $8,376 7.86%
PANAMA CITY, FL (FHA|USDA|VA) 36 $10,040,000 $278,889 $7,919 6.89%
TOLEDO, OH (FHA|USDA|VA) 60 $10,020,000 $167,000 $5,419 6.94%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 41 $9,945,000 $242,561 $9,546 6.65%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 46 $9,930,000 $215,870 $9,073 7.57%
WACO, TX (FHA|USDA|VA) 32 $9,680,000 $302,500 $7,939 6.35%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 42 $9,570,000 $227,857 $9,001 7.51%
CORPUS CHRISTI, TX (FHA|USDA|VA) 35 $9,485,000 $271,000 $9,029 6.34%
EL CENTRO, CA (FHA|USDA|VA) 30 $9,410,000 $313,667 $12,793 6.36%
Cookeville, TN (FHA|USDA|VA) 39 $9,305,000 $238,590 $6,877 6.12%
AKRON, OH (FHA|USDA|VA) 58 $9,170,000 $158,103 $6,165 6.85%
Truckee-Grass Valley, CA (FHA|USDA|VA) 24 $9,110,000 $379,583 $7,079 6.97%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 23 $8,875,000 $385,870 $10,076 6.59%
ASHEVILLE, NC (FHA|USDA|VA) 29 $8,865,000 $305,690 $11,104 6.14%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 37 $8,725,000 $235,811 $7,265 7.52%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 38 $8,650,000 $227,632 $7,084 6.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 26 $8,600,000 $330,769 $9,208 7.91%
LINCOLN, NE (FHA|USDA|VA) 49 $8,545,000 $174,388 $5,454 7.16%
BILLINGS, MT (FHA|USDA|VA) 34 $8,540,000 $251,176 $8,228 7.26%
ALBANY, GA (FHA|USDA|VA) 39 $8,475,000 $217,308 $6,076 6.94%
Outside of Metro Areas 26 $8,290,000 $318,846 $7,486 7.46%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 30 $8,280,000 $276,000 $7,962 7.40%
YAKIMA, WA (FHA|USDA|VA) 33 $8,265,000 $250,455 $8,871 6.96%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 32 $8,250,000 $257,813 $6,869 7.55%
Gardnerville Ranchos, NV (FHA|USDA|VA) 22 $8,190,000 $372,273 $4,858 7.67%
ERIE, PA (FHA|USDA|VA) 55 $8,155,000 $148,273 $5,294 7.22%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 36 $8,130,000 $225,833 $7,647 7.46%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 43 $8,085,000 $188,023 $8,125 8.28%
YUMA, AZ (FHA|USDA|VA) 35 $8,045,000 $229,857 $8,284 6.91%
SHERMAN-DENISON, TX (FHA|USDA|VA) 33 $8,045,000 $243,788 $9,364 6.51%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 15 $7,985,000 $532,333 $9,184 6.77%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 35 $7,905,000 $225,857 $9,828 5.87%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 31 $7,685,000 $247,903 $8,908 6.60%
NEW BERN, NC (FHA|USDA|VA) 26 $7,680,000 $295,385 $7,186 5.83%
YUBA CITY, CA (FHA|USDA|VA) 24 $7,650,000 $318,750 $8,375 6.72%
JOHNSON CITY, TN (FHA|USDA|VA) 32 $7,460,000 $233,125 $9,260 5.83%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 50 $7,460,000 $149,200 $5,891 7.16%
LONGVIEW, WA (FHA|USDA|VA) 22 $7,230,000 $328,636 $8,686 6.94%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 36 $7,230,000 $200,833 $7,214 6.79%
St. Marys, GA (FHA|USDA|VA) 29 $7,215,000 $248,793 $7,438 6.65%
MIDLAND, TX (FHA|USDA|VA) 20 $7,200,000 $360,000 $10,587 5.78%
Fernley, NV (FHA|USDA|VA) 25 $7,165,000 $286,600 $8,671 7.19%
LOGAN, UT-ID (FHA|USDA|VA) 22 $7,120,000 $323,636 $8,770 7.26%
ROANOKE, VA (FHA|USDA|VA) 39 $7,095,000 $181,923 $6,907 7.48%
Oak Harbor, WA (FHA|USDA|VA) 18 $7,070,000 $392,778 $7,926 6.61%
Crossville, TN (FHA|USDA|VA) 29 $6,985,000 $240,862 $6,300 5.95%
Heber, UT (FHA|USDA|VA) 15 $6,965,000 $464,333 $9,146 7.26%
Brainerd, MN (FHA|USDA|VA) 20 $6,740,000 $337,000 $9,595 6.42%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 35 $6,675,000 $190,714 $6,563 8.10%
Juneau, AK (FHA|USDA|VA) 15 $6,645,000 $443,000 $12,069 5.84%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 32 $6,640,000 $207,500 $7,698 7.91%
LYNCHBURG, VA (FHA|USDA|VA) 38 $6,570,000 $172,895 $6,884 7.45%
IDAHO FALLS, ID (FHA|USDA|VA) 21 $6,525,000 $310,714 $8,880 7.21%
THE VILLAGES, FL (FHA|USDA|VA) 29 $6,445,000 $222,241 $7,505 7.79%
JACKSON, TN (FHA|USDA|VA) 27 $6,435,000 $238,333 $8,161 5.71%
GOLDSBORO, NC (FHA|USDA|VA) 27 $6,405,000 $237,222 $7,248 6.09%
TALLAHASSEE, FL (FHA|USDA|VA) 35 $6,305,000 $180,143 $8,738 7.76%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 26 $6,240,000 $240,000 $6,126 7.83%
MORRISTOWN, TN (FHA|USDA|VA) 25 $6,195,000 $247,800 $10,410 5.76%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 25 $6,175,000 $247,000 $9,926 6.17%
FLAGSTAFF, AZ (FHA|USDA|VA) 16 $5,960,000 $372,500 $6,729 6.19%
Statesboro, GA (FHA|USDA|VA) 24 $5,850,000 $243,750 $6,736 6.34%
LAS CRUCES, NM (FHA|USDA|VA) 26 $5,800,000 $223,077 $8,701 6.99%
FARGO, ND-MN (FHA|USDA|VA) 25 $5,775,000 $231,000 $5,861 6.40%
Lebanon, NH-VT (FHA|USDA|VA) 27 $5,755,000 $213,148 $6,986 6.87%
SANTA FE, NM (FHA|USDA|VA) 22 $5,740,000 $260,909 $10,836 7.06%
Enterprise, AL (FHA|USDA|VA) 23 $5,735,000 $249,348 $6,007 5.82%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 25 $5,615,000 $224,600 $8,120 6.13%
CHICO, CA (FHA|USDA|VA) 22 $5,530,000 $251,364 $8,970 7.42%
Concord, NH (FHA|USDA|VA) 25 $5,515,000 $220,600 $7,623 7.41%
Faribault-Northfield, MN (FHA|USDA|VA) 18 $5,420,000 $301,111 $8,679 6.33%
DULUTH, MN-WI (FHA|USDA|VA) 25 $5,375,000 $215,000 $7,753 6.04%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 33 $5,315,000 $161,061 $5,833 6.44%
CHEYENNE, WY (FHA|USDA|VA) 25 $5,315,000 $212,600 $5,078 7.43%
TUSCALOOSA, AL (FHA|USDA|VA) 28 $5,260,000 $187,857 $7,078 6.68%
COLUMBIA, MO (FHA|USDA|VA) 28 $5,260,000 $187,857 $5,861 7.19%
EAU CLAIRE, WI (FHA|USDA|VA) 21 $5,255,000 $250,238 $6,864 6.74%
Ukiah, CA (FHA|USDA|VA) 13 $5,225,000 $401,923 $10,048 6.64%
MADISON, WI (FHA|USDA|VA) 18 $5,180,000 $287,778 $7,802 6.49%
MERCED, CA (FHA|USDA|VA) 25 $5,175,000 $207,000 $8,840 8.08%
Tullahoma-Manchester, TN (FHA|USDA|VA) 22 $5,130,000 $233,182 $9,932 6.05%
Helena, MT (FHA|USDA|VA) 23 $5,065,000 $220,217 $6,260 7.99%
PUEBLO, CO (FHA|USDA|VA) 24 $5,050,000 $210,417 $8,231 6.59%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 10 $5,030,000 $503,000 $12,981 7.09%
KOKOMO, IN (FHA|USDA|VA) 27 $4,985,000 $184,630 $5,521 6.33%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 24 $4,970,000 $207,083 $7,976 6.92%
FORT WAYNE, IN (FHA|USDA|VA) 32 $4,960,000 $155,000 $7,824 7.26%
GREAT FALLS, MT (FHA|USDA|VA) 20 $4,950,000 $247,500 $7,913 6.96%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 28 $4,910,000 $175,357 $5,741 6.28%
APPLETON, WI (FHA|USDA|VA) 24 $4,890,000 $203,750 $8,187 6.89%
ALBANY-LEBANON, OR (FHA|USDA|VA) 21 $4,885,000 $232,619 $6,667 7.96%
ANN ARBOR, MI (FHA|USDA|VA) 16 $4,850,000 $303,125 $7,637 6.37%
SYRACUSE, NY (FHA|USDA|VA) 33 $4,825,000 $146,212 $8,896 6.68%
VALDOSTA, GA (FHA|USDA|VA) 32 $4,780,000 $149,375 $6,379 7.52%
REDDING, CA (FHA|USDA|VA) 16 $4,660,000 $291,250 $8,596 7.46%
Fort Leonard Wood, MO (FHA|USDA|VA) 22 $4,630,000 $210,455 $4,341 5.65%
NAPA, CA (FHA|USDA|VA) 12 $4,620,000 $385,000 $8,176 7.54%
CANTON-MASSILLON, OH (FHA|USDA|VA) 26 $4,570,000 $175,769 $7,127 6.84%
Opelousas, LA (FHA|USDA|VA) 23 $4,545,000 $197,609 $7,278 6.62%
GREEN BAY, WI (FHA|USDA|VA) 27 $4,495,000 $166,481 $5,393 7.79%
HARRISONBURG, VA (FHA|USDA|VA) 15 $4,425,000 $295,000 $11,159 6.86%
Ozark, AL (FHA|USDA|VA) 18 $4,410,000 $245,000 $4,434 6.03%
GREENVILLE, NC (FHA|USDA|VA) 21 $4,365,000 $207,857 $6,382 5.86%
FLORENCE, SC (FHA|USDA|VA) 21 $4,345,000 $206,905 $6,499 6.64%
SUMTER, SC (FHA|USDA|VA) 25 $4,335,000 $173,400 $6,596 6.44%
Alexander City, AL (FHA|USDA|VA) 16 $4,290,000 $268,125 $4,772 6.28%
WINCHESTER, VA-WV (FHA|USDA|VA) 22 $4,280,000 $194,545 $9,223 8.06%
Elko, NV (FHA|USDA|VA) 14 $4,250,000 $303,571 $12,559 6.17%
Cedar City, UT (FHA|USDA|VA) 15 $4,205,000 $280,333 $6,713 7.16%
ROME, GA (FHA|USDA|VA) 18 $4,180,000 $232,222 $7,919 7.33%
Shelton, WA (FHA|USDA|VA) 16 $4,170,000 $260,625 $9,959 8.01%
LUBBOCK, TX (FHA|USDA|VA) 20 $4,160,000 $208,000 $7,932 6.31%
SAGINAW, MI (FHA|USDA|VA) 26 $4,160,000 $160,000 $4,972 6.13%
Lewisburg, TN (FHA|USDA|VA) 16 $4,150,000 $259,375 $10,778 6.29%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 22 $4,090,000 $185,909 $6,847 6.74%
LONGVIEW, TX (FHA|USDA|VA) 18 $4,020,000 $223,333 $9,447 6.37%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 21 $4,015,000 $191,190 $8,080 7.02%
MANHATTAN, KS (FHA|USDA|VA) 20 $4,000,000 $200,000 $4,992 6.30%
Albertville, AL (FHA|USDA|VA) 20 $3,990,000 $199,500 $6,833 6.20%
Granbury, TX (FHA|USDA|VA) 15 $3,945,000 $263,000 $10,198 6.25%
LAWTON, OK (FHA|USDA|VA) 18 $3,940,000 $218,889 $6,278 5.87%
AMARILLO, TX (FHA|USDA|VA) 15 $3,935,000 $262,333 $8,161 5.68%
Breckenridge, CO (FHA|USDA|VA) 9 $3,935,000 $437,222 $10,166 7.14%
JOPLIN, MO (FHA|USDA|VA) 21 $3,905,000 $185,952 $5,133 5.86%
STAUNTON, VA (FHA|USDA|VA) 18 $3,880,000 $215,556 $7,437 7.33%
CaƱon City, CO (FHA|USDA|VA) 17 $3,875,000 $227,941 $6,090 7.21%
Athens, TX (FHA|USDA|VA) 17 $3,875,000 $227,941 $8,103 6.50%
ROCKFORD, IL (FHA|USDA|VA) 26 $3,840,000 $147,692 $7,787 6.80%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 30 $3,830,000 $127,667 $5,847 7.46%
Edwards, CO (FHA|USDA|VA) 8 $3,760,000 $470,000 $10,699 7.98%
LAKE CHARLES, LA (FHA|USDA|VA) 18 $3,760,000 $208,889 $7,356 6.29%
Pahrump, NV (FHA|USDA|VA) 17 $3,755,000 $220,882 $8,504 7.01%
Roseburg, OR (FHA|USDA|VA) 15 $3,735,000 $249,000 $8,615 7.54%
DALTON, GA (FHA|USDA|VA) 17 $3,725,000 $219,118 $9,087 6.63%
GRANTS PASS, OR (FHA|USDA|VA) 14 $3,720,000 $265,714 $6,296 7.98%
Torrington, CT (FHA|USDA|VA) 18 $3,710,000 $206,111 $7,530 7.71%
MONROE, MI (FHA|USDA|VA) 15 $3,695,000 $246,333 $6,407 6.12%
Sonora, CA (FHA|USDA|VA) 10 $3,690,000 $369,000 $7,211 6.45%
Morehead City, NC (FHA|USDA|VA) 13 $3,685,000 $283,462 $10,029 6.56%
BURLINGTON, NC (FHA|USDA|VA) 16 $3,680,000 $230,000 $10,556 6.13%
Spearfish, SD (FHA|USDA|VA) 10 $3,620,000 $362,000 $7,404 6.14%
SIOUX FALLS, SD (FHA|USDA|VA) 21 $3,585,000 $170,714 $6,943 7.36%
HAMMOND, LA (FHA|USDA|VA) 19 $3,555,000 $187,105 $5,672 6.07%
Fredericksburg, TX (FHA|USDA|VA) 7 $3,535,000 $505,000 $13,403 6.52%
ODESSA, TX (FHA|USDA|VA) 14 $3,520,000 $251,429 $9,027 6.14%
TEXARKANA, TX-AR (FHA|USDA|VA) 18 $3,520,000 $195,556 $5,765 6.66%
Glenwood Springs, CO (FHA|USDA|VA) 7 $3,505,000 $500,714 $9,234 7.58%
RACINE, WI (FHA|USDA|VA) 21 $3,505,000 $166,905 $4,637 7.89%
Kapaa, HI (FHA|USDA|VA) 7 $3,485,000 $497,857 $6,123 7.57%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 16 $3,480,000 $217,500 $6,914 5.88%
Barre, VT (FHA|USDA|VA) 12 $3,480,000 $290,000 $6,856 5.91%
Show Low, AZ (FHA|USDA|VA) 15 $3,445,000 $229,667 $6,139 8.13%
Moses Lake, WA (FHA|USDA|VA) 16 $3,420,000 $213,750 $6,208 7.57%
Payson, AZ (FHA|USDA|VA) 13 $3,385,000 $260,385 $4,571 7.94%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 13 $3,385,000 $260,385 $9,183 7.12%
GRAND JUNCTION, CO (FHA|USDA|VA) 18 $3,370,000 $187,222 $5,339 8.11%
London, KY (FHA|USDA|VA) 20 $3,360,000 $168,000 $6,638 6.97%
CLEVELAND, TN (FHA|USDA|VA) 12 $3,340,000 $278,333 $8,165 5.64%
EVANSVILLE, IN-KY (FHA|USDA|VA) 23 $3,315,000 $144,130 $6,033 6.52%
Farmington, MO (FHA|USDA|VA) 17 $3,305,000 $194,412 $6,510 7.29%
FORT SMITH, AR-OK (FHA|USDA|VA) 18 $3,290,000 $182,778 $6,586 6.53%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 12 $3,290,000 $274,167 $9,099 6.90%
Durango, CO (FHA|USDA|VA) 9 $3,285,000 $365,000 $10,024 6.75%
Waycross, GA (FHA|USDA|VA) 14 $3,270,000 $233,571 $8,072 6.55%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 14 $3,270,000 $233,571 $6,785 7.46%
Salina, KS (FHA|USDA|VA) 16 $3,240,000 $202,500 $4,977 6.78%
MIDLAND, MI (FHA|USDA|VA) 8 $3,230,000 $403,750 $8,596 5.19%
Newport, OR (FHA|USDA|VA) 10 $3,220,000 $322,000 $14,144 6.20%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 18 $3,200,000 $177,778 $7,188 6.77%
Port Angeles, WA (FHA|USDA|VA) 10 $3,200,000 $320,000 $8,847 7.74%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 14 $3,180,000 $227,143 $8,417 6.02%
ROCHESTER, MN (FHA|USDA|VA) 10 $3,160,000 $316,000 $9,248 5.95%
Key West, FL (FHA|USDA|VA) 10 $3,150,000 $315,000 $5,596 6.67%
LaGrange, GA-AL (FHA|USDA|VA) 16 $3,140,000 $196,250 $5,884 7.41%
HOT SPRINGS, AR (FHA|USDA|VA) 21 $3,135,000 $149,286 $6,368 7.34%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 19 $3,125,000 $164,474 $6,847 7.11%
Sanford, NC (FHA|USDA|VA) 12 $3,090,000 $257,500 $10,315 6.41%
AMES, IA (FHA|USDA|VA) 16 $3,090,000 $193,125 $7,310 6.04%
ABILENE, TX (FHA|USDA|VA) 12 $3,080,000 $256,667 $6,412 5.63%
ELMIRA, NY (FHA|USDA|VA) 19 $3,065,000 $161,316 $7,776 6.36%
Seneca, SC (FHA|USDA|VA) 10 $3,060,000 $306,000 $11,850 6.00%
LEBANON, PA (FHA|USDA|VA) 18 $3,010,000 $167,222 $6,297 8.49%
GETTYSBURG, PA (FHA|USDA|VA) 11 $3,005,000 $273,182 $8,370 6.78%
TWIN FALLS, ID (FHA|USDA|VA) 14 $2,930,000 $209,286 $6,188 7.61%
SAN ANGELO, TX (FHA|USDA|VA) 11 $2,905,000 $264,091 $8,002 6.50%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 16 $2,870,000 $179,375 $6,718 7.04%
Shelbyville, TN (FHA|USDA|VA) 12 $2,860,000 $238,333 $10,544 6.26%
Hood River, OR (FHA|USDA|VA) 6 $2,860,000 $476,667 $12,769 5.85%
JACKSON, MI (FHA|USDA|VA) 14 $2,860,000 $204,286 $6,618 5.96%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 22 $2,850,000 $129,545 $5,350 5.73%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 15 $2,845,000 $189,667 $6,664 6.25%
Cullman, AL (FHA|USDA|VA) 13 $2,835,000 $218,077 $8,262 6.57%
Centralia, WA (FHA|USDA|VA) 11 $2,835,000 $257,727 $8,129 7.82%
Branson, MO (FHA|USDA|VA) 11 $2,825,000 $256,818 $6,358 6.53%
Eureka-Arcata, CA (FHA|USDA|VA) 10 $2,820,000 $282,000 $6,696 8.00%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 15 $2,765,000 $184,333 $7,368 7.22%
MISSOULA, MT (FHA|USDA|VA) 6 $2,750,000 $458,333 $13,472 7.04%
Georgetown, SC (FHA|USDA|VA) 7 $2,745,000 $392,143 $10,896 6.96%
Del Rio, TX (FHA|USDA|VA) 10 $2,710,000 $271,000 $9,973 5.94%
Boone, NC (FHA|USDA|VA) 7 $2,695,000 $385,000 $3,870 6.25%
Augusta-Waterville, ME (FHA|USDA|VA) 12 $2,670,000 $222,500 $6,664 6.43%
Aberdeen, WA (FHA|USDA|VA) 14 $2,670,000 $190,714 $9,369 7.80%
GADSDEN, AL (FHA|USDA|VA) 13 $2,665,000 $205,000 $5,383 6.07%
FAIRBANKS, AK (FHA|USDA|VA) 9 $2,665,000 $296,111 $8,027 5.65%
CEDAR RAPIDS, IA (FHA|USDA|VA) 16 $2,620,000 $163,750 $5,948 5.84%
Clearlake, CA (FHA|USDA|VA) 10 $2,600,000 $260,000 $10,119 7.07%
ROCKY MOUNT, NC (FHA|USDA|VA) 11 $2,585,000 $235,000 $7,374 5.91%
Calhoun, GA (FHA|USDA|VA) 13 $2,585,000 $198,846 $6,799 8.01%
Cornelia, GA (FHA|USDA|VA) 12 $2,580,000 $215,000 $6,492 7.01%
Coos Bay, OR (FHA|USDA|VA) 8 $2,550,000 $318,750 $8,512 7.86%
Kill Devil Hills, NC (FHA|USDA|VA) 5 $2,545,000 $509,000 $10,162 6.47%
MUSKEGON, MI (FHA|USDA|VA) 12 $2,540,000 $211,667 $9,017 6.09%
Lake City, FL (FHA|USDA|VA) 12 $2,530,000 $210,833 $9,675 6.13%
Lebanon, MO (FHA|USDA|VA) 16 $2,530,000 $158,125 $4,879 6.57%
ENID, OK (FHA|USDA|VA) 10 $2,520,000 $252,000 $5,052 4.85%
Shelby, NC (FHA|USDA|VA) 12 $2,510,000 $209,167 $9,080 6.06%
Talladega-Sylacauga, AL (FHA|USDA|VA) 12 $2,480,000 $206,667 $5,481 6.59%
Grand Rapids, MN (FHA|USDA|VA) 8 $2,460,000 $307,500 $8,996 6.06%
Winnemucca, NV (FHA|USDA|VA) 7 $2,455,000 $350,714 $14,629 6.52%
Ellensburg, WA (FHA|USDA|VA) 9 $2,455,000 $272,778 $3,499 7.25%
Stillwater, OK (FHA|USDA|VA) 12 $2,440,000 $203,333 $8,793 6.28%
PITTSFIELD, MA (FHA|USDA|VA) 10 $2,440,000 $244,000 $9,842 5.84%
CUMBERLAND, MD-WV (FHA|USDA|VA) 13 $2,435,000 $187,308 $9,042 5.52%
IOWA CITY, IA (FHA|USDA|VA) 11 $2,425,000 $220,455 $4,887 4.39%
WENATCHEE, WA (FHA|USDA|VA) 9 $2,415,000 $268,333 $8,245 7.10%
Richmond-Berea, KY (FHA|USDA|VA) 14 $2,410,000 $172,143 $5,981 6.60%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 13 $2,405,000 $185,000 $9,906 7.14%
Hutchinson, MN (FHA|USDA|VA) 9 $2,395,000 $266,111 $6,780 6.40%
Kalispell, MT (FHA|USDA|VA) 10 $2,360,000 $236,000 $10,527 8.12%
Albemarle, NC (FHA|USDA|VA) 11 $2,355,000 $214,091 $7,658 5.80%
Montrose, CO (FHA|USDA|VA) 8 $2,310,000 $288,750 $5,631 7.27%
TYLER, TX (FHA|USDA|VA) 10 $2,310,000 $231,000 $8,579 7.27%
Elizabeth City, NC (FHA|USDA|VA) 10 $2,260,000 $226,000 $6,983 6.16%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 11 $2,245,000 $204,091 $7,640 7.36%
Washington, NC (FHA|USDA|VA) 7 $2,245,000 $320,714 $12,100 5.82%
BLOOMINGTON, IN (FHA|USDA|VA) 11 $2,235,000 $203,182 $5,790 7.10%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 13 $2,185,000 $168,077 $7,734 6.78%
HATTIESBURG, MS (FHA|USDA|VA) 14 $2,180,000 $155,714 $4,518 7.53%
Klamath Falls, OR (FHA|USDA|VA) 13 $2,175,000 $167,308 $8,214 7.56%
Warrensburg, MO (FHA|USDA|VA) 9 $2,175,000 $241,667 $5,875 5.19%
Wooster, OH (FHA|USDA|VA) 13 $2,155,000 $165,769 $5,878 7.35%
Zanesville, OH (FHA|USDA|VA) 11 $2,155,000 $195,909 $5,880 6.99%
Palatka, FL (FHA|USDA|VA) 9 $2,155,000 $239,444 $10,314 6.72%
ALTOONA, PA (FHA|USDA|VA) 10 $2,150,000 $215,000 $7,217 6.37%
Alamogordo, NM (FHA|USDA|VA) 12 $2,140,000 $178,333 $5,338 5.44%
LEWISTON, ID-WA (FHA|USDA|VA) 10 $2,140,000 $214,000 $7,715 8.34%
WAUSAU-WESTON, WI (FHA|USDA|VA) 9 $2,125,000 $236,111 $6,569 6.78%
Pottsville, PA (FHA|USDA|VA) 12 $2,120,000 $176,667 $9,476 7.04%
Ardmore, OK (FHA|USDA|VA) 12 $2,120,000 $176,667 $8,324 6.44%
Adrian, MI (FHA|USDA|VA) 9 $2,095,000 $232,778 $5,772 5.90%
Frankfort, KY (FHA|USDA|VA) 9 $2,095,000 $232,778 $7,888 6.76%
GRAND FORKS, ND-MN (FHA|USDA|VA) 8 $2,090,000 $261,250 $7,831 6.94%
DuBois, PA (FHA|USDA|VA) 14 $2,080,000 $148,571 $6,234 6.31%
Clovis, NM (FHA|USDA|VA) 8 $2,070,000 $258,750 $5,109 4.59%
NILES, MI (FHA|USDA|VA) 9 $2,055,000 $228,333 $6,137 6.24%
Greenwood, SC (FHA|USDA|VA) 9 $2,055,000 $228,333 $7,012 6.37%
Cedartown, GA (FHA|USDA|VA) 9 $2,045,000 $227,222 $9,242 5.94%
Sandpoint, ID (FHA|USDA|VA) 6 $2,030,000 $338,333 $12,751 7.33%
TOPEKA, KS (FHA|USDA|VA) 12 $2,010,000 $167,500 $5,813 6.54%
Shawnee, OK (FHA|USDA|VA) 10 $1,970,000 $197,000 $7,652 5.79%
Wilson, NC (FHA|USDA|VA) 7 $1,955,000 $279,286 $9,652 6.27%
Marion, OH (FHA|USDA|VA) 12 $1,940,000 $161,667 $6,479 6.26%
Fallon, NV (FHA|USDA|VA) 9 $1,935,000 $215,000 $7,761 7.57%
KINGSTON, NY (FHA|USDA|VA) 6 $1,930,000 $321,667 $10,187 6.46%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 10 $1,910,000 $191,000 $6,760 7.14%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 12 $1,910,000 $159,167 $7,651 6.78%
Thomasville, GA (FHA|USDA|VA) 10 $1,910,000 $191,000 $8,362 7.06%
Tupelo, MS (FHA|USDA|VA) 13 $1,905,000 $146,538 $5,580 6.77%
BANGOR, ME (FHA|USDA|VA) 11 $1,905,000 $173,182 $8,980 7.45%
Laconia, NH (FHA|USDA|VA) 8 $1,890,000 $236,250 $9,532 6.78%
Hobbs, NM (FHA|USDA|VA) 7 $1,885,000 $269,286 $8,167 5.98%
Vernal, UT (FHA|USDA|VA) 6 $1,870,000 $311,667 $11,537 6.17%
Prineville, OR (FHA|USDA|VA) 6 $1,860,000 $310,000 $7,865 6.71%
JEFFERSON CITY, MO (FHA|USDA|VA) 13 $1,835,000 $141,154 $7,063 7.33%
CHARLESTON, WV (FHA|USDA|VA) 10 $1,820,000 $182,000 $6,120 6.20%
Columbus, MS (FHA|USDA|VA) 8 $1,820,000 $227,500 $4,537 4.80%
JONESBORO, AR (FHA|USDA|VA) 7 $1,815,000 $259,286 $7,795 7.04%
Toccoa, GA (FHA|USDA|VA) 10 $1,780,000 $178,000 $6,588 8.02%
Dickinson, ND (FHA|USDA|VA) 8 $1,780,000 $222,500 $5,195 6.34%
BOWLING GREEN, KY (FHA|USDA|VA) 9 $1,775,000 $197,222 $7,429 5.62%
Bonham, TX (FHA|USDA|VA) 7 $1,775,000 $253,571 $9,169 7.41%
Easton, MD (FHA|USDA|VA) 6 $1,770,000 $295,000 $9,588 7.02%
BISMARCK, ND (FHA|USDA|VA) 6 $1,760,000 $293,333 $6,464 5.83%
Gaffney, SC (FHA|USDA|VA) 9 $1,755,000 $195,000 $9,632 6.73%
Fort Payne, AL (FHA|USDA|VA) 8 $1,750,000 $218,750 $6,638 6.61%
CORVALLIS, OR (FHA|USDA|VA) 6 $1,750,000 $291,667 $6,966 7.91%
Maryville, MO (FHA|USDA|VA) 8 $1,740,000 $217,500 $3,803 6.62%
BAY CITY, MI (FHA|USDA|VA) 9 $1,735,000 $192,778 $6,125 6.62%
WALLA WALLA, WA (FHA|USDA|VA) 12 $1,720,000 $143,333 $6,924 8.96%
Lumberton, NC (FHA|USDA|VA) 8 $1,710,000 $213,750 $6,023 6.04%
Cambridge, MD (FHA|USDA|VA) 8 $1,700,000 $212,500 $6,226 7.11%
Blackfoot, ID (FHA|USDA|VA) 13 $1,685,000 $129,615 $4,515 9.23%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 7 $1,675,000 $239,286 $7,275 5.45%
Sandusky, OH (FHA|USDA|VA) 6 $1,670,000 $278,333 $7,835 6.85%
STATE COLLEGE, PA (FHA|USDA|VA) 7 $1,655,000 $236,429 $9,495 6.13%
POCATELLO, ID (FHA|USDA|VA) 8 $1,650,000 $206,250 $10,830 7.84%
Auburn, IN (FHA|USDA|VA) 7 $1,645,000 $235,000 $10,455 6.73%
Whitewater, WI (FHA|USDA|VA) 7 $1,625,000 $232,143 $9,315 7.75%
Batesville, AR (FHA|USDA|VA) 10 $1,610,000 $161,000 $4,572 7.42%
Red Bluff, CA (FHA|USDA|VA) 9 $1,605,000 $178,333 $7,634 8.28%
Searcy, AR (FHA|USDA|VA) 8 $1,580,000 $197,500 $4,373 5.56%
Meadville, PA (FHA|USDA|VA) 13 $1,575,000 $121,154 $4,791 6.61%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 6 $1,560,000 $260,000 $8,803 7.79%
Holland, MI (FHA|USDA|VA) 8 $1,560,000 $195,000 $5,366 6.20%
Milledgeville, GA (FHA|USDA|VA) 6 $1,550,000 $258,333 $6,370 6.75%
MUNCIE, IN (FHA|USDA|VA) 6 $1,550,000 $258,333 $6,360 6.39%
Oneonta, NY (FHA|USDA|VA) 5 $1,545,000 $309,000 $7,844 6.80%
Baraboo, WI (FHA|USDA|VA) 6 $1,540,000 $256,667 $10,080 6.69%
SPRINGFIELD, IL (FHA|USDA|VA) 8 $1,530,000 $191,250 $8,088 6.31%
Altus, OK (FHA|USDA|VA) 10 $1,520,000 $152,000 $6,175 7.04%
Oxford, MS (FHA|USDA|VA) 6 $1,520,000 $253,333 $6,745 6.52%
Manitowoc, WI (FHA|USDA|VA) 8 $1,510,000 $188,750 $8,191 6.52%
TERRE HAUTE, IN (FHA|USDA|VA) 9 $1,505,000 $167,222 $5,002 7.14%
Marquette, MI (FHA|USDA|VA) 7 $1,505,000 $215,000 $9,732 6.68%
Pella, IA (FHA|USDA|VA) 7 $1,505,000 $215,000 $6,889 6.46%
BLOOMINGTON, IL (FHA|USDA|VA) 8 $1,500,000 $187,500 $6,329 6.97%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 9 $1,485,000 $165,000 $7,843 6.82%
Urbana, OH (FHA|USDA|VA) 9 $1,475,000 $163,889 $5,304 7.63%
BINGHAMTON, NY (FHA|USDA|VA) 11 $1,475,000 $134,091 $6,395 6.55%
MANKATO, MN (FHA|USDA|VA) 6 $1,460,000 $243,333 $8,201 5.65%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 9 $1,455,000 $161,667 $6,212 7.58%
Traverse City, MI (FHA|USDA|VA) 5 $1,455,000 $291,000 $10,410 6.05%
Dublin, GA (FHA|USDA|VA) 7 $1,455,000 $207,857 $7,889 5.80%
Starkville, MS (FHA|USDA|VA) 6 $1,450,000 $241,667 $8,259 6.02%
WICHITA FALLS, TX (FHA|USDA|VA) 6 $1,440,000 $240,000 $8,270 6.40%
Bedford, IN (FHA|USDA|VA) 6 $1,430,000 $238,333 $9,318 6.90%
Athens, TN (FHA|USDA|VA) 6 $1,430,000 $238,333 $9,406 6.06%
Mineral Wells, TX (FHA|USDA|VA) 5 $1,415,000 $283,000 $11,511 6.70%
Bartlesville, OK (FHA|USDA|VA) 9 $1,405,000 $156,111 $7,291 6.60%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,400,000 $233,333 $8,140 6.90%
Ontario, OR-ID (FHA|USDA|VA) 8 $1,390,000 $173,750 $6,741 8.06%
Picayune, MS (FHA|USDA|VA) 6 $1,390,000 $231,667 $6,436 5.90%
OWENSBORO, KY (FHA|USDA|VA) 7 $1,385,000 $197,857 $8,376 6.07%
PEORIA, IL (FHA|USDA|VA) 13 $1,385,000 $106,538 $4,883 6.54%
Kerrville, TX (FHA|USDA|VA) 5 $1,365,000 $273,000 $7,209 5.83%
McMinnville, TN (FHA|USDA|VA) 7 $1,355,000 $193,571 $10,763 6.02%
Paris, TX (FHA|USDA|VA) 5 $1,355,000 $271,000 $9,293 6.80%
Troy, AL (FHA|USDA|VA) 4 $1,350,000 $337,500 $8,946 5.97%
McPherson, KS (FHA|USDA|VA) 8 $1,350,000 $168,750 $8,244 6.19%
Bardstown, KY (FHA|USDA|VA) 10 $1,340,000 $134,000 $6,905 8.11%
CARBONDALE-MARION, IL (FHA|USDA|VA) 11 $1,335,000 $121,364 $6,543 6.75%
Red Wing, MN (FHA|USDA|VA) 6 $1,330,000 $221,667 $6,203 5.85%
Greeneville, TN (FHA|USDA|VA) 5 $1,325,000 $265,000 $11,411 6.42%
Madisonville, KY (FHA|USDA|VA) 7 $1,325,000 $189,286 $9,163 6.29%
KANKAKEE, IL (FHA|USDA|VA) 8 $1,320,000 $165,000 $8,986 5.94%
CARSON CITY, NV (FHA|USDA|VA) 9 $1,315,000 $146,111 $4,931 8.53%
Mount Pleasant, MI (FHA|USDA|VA) 8 $1,310,000 $163,750 $7,447 6.84%
Gillette, WY (FHA|USDA|VA) 6 $1,310,000 $218,333 $7,243 6.90%
Cullowhee, NC (FHA|USDA|VA) 5 $1,305,000 $261,000 $14,760 5.93%
Fergus Falls, MN (FHA|USDA|VA) 6 $1,300,000 $216,667 $5,609 6.06%
Newport, TN (FHA|USDA|VA) 6 $1,300,000 $216,667 $5,870 5.88%
Keene, NH (FHA|USDA|VA) 8 $1,290,000 $161,250 $6,644 7.75%
WILLIAMSPORT, PA (FHA|USDA|VA) 6 $1,280,000 $213,333 $9,964 5.65%
MONROE, LA (FHA|USDA|VA) 8 $1,270,000 $158,750 $7,763 5.68%
Susanville, CA (FHA|USDA|VA) 5 $1,255,000 $251,000 $8,575 5.92%
Ottawa, KS (FHA|USDA|VA) 6 $1,250,000 $208,333 $7,877 6.02%
Astoria, OR (FHA|USDA|VA) 5 $1,245,000 $249,000 $8,866 7.70%
Yankton, SD (FHA|USDA|VA) 5 $1,245,000 $249,000 $7,698 8.22%
The Dalles, OR (FHA|USDA|VA) 5 $1,235,000 $247,000 $6,334 7.62%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $1,235,000 $176,429 $6,046 6.79%
Lawrenceburg, TN (FHA|USDA|VA) 7 $1,235,000 $176,429 $7,783 6.05%
Warsaw, IN (FHA|USDA|VA) 7 $1,235,000 $176,429 $8,958 6.30%
Orangeburg, SC (FHA|USDA|VA) 9 $1,225,000 $136,111 $5,069 5.92%
Jennings, LA (FHA|USDA|VA) 5 $1,225,000 $245,000 $5,961 6.30%
Forest City, NC (FHA|USDA|VA) 8 $1,220,000 $152,500 $7,488 6.50%
COLUMBUS, IN (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,011 6.66%
Jesup, GA (FHA|USDA|VA) 6 $1,200,000 $200,000 $8,637 6.12%
Ottawa, IL (FHA|USDA|VA) 5 $1,195,000 $239,000 $7,803 7.11%
New Castle, PA (FHA|USDA|VA) 7 $1,185,000 $169,286 $8,272 6.39%
ALEXANDRIA, LA (FHA|USDA|VA) 7 $1,175,000 $167,857 $6,065 7.52%
Sault Ste. Marie, MI (FHA|USDA|VA) 7 $1,175,000 $167,857 $6,540 6.54%
Willmar, MN (FHA|USDA|VA) 4 $1,170,000 $292,500 $3,907 7.25%
Big Rapids, MI (FHA|USDA|VA) 7 $1,165,000 $166,429 $5,962 5.52%
JOHNSTOWN, PA (FHA|USDA|VA) 8 $1,160,000 $145,000 $4,579 6.92%
MANSFIELD, OH (FHA|USDA|VA) 8 $1,160,000 $145,000 $7,650 6.83%
Paducah, KY-IL (FHA|USDA|VA) 8 $1,160,000 $145,000 $4,948 7.67%
Glasgow, KY (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,727 6.67%
BATTLE CREEK, MI (FHA|USDA|VA) 7 $1,125,000 $160,714 $6,530 6.11%
Ponca City, OK (FHA|USDA|VA) 7 $1,115,000 $159,286 $7,612 6.70%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 5 $1,115,000 $223,000 $10,825 5.98%
Brookings, OR (FHA|USDA|VA) 3 $1,105,000 $368,333 $7,789 9.58%
Lufkin, TX (FHA|USDA|VA) 3 $1,105,000 $368,333 $7,189 5.83%
Hermiston-Pendleton, OR (FHA|USDA|VA) 6 $1,100,000 $183,333 $7,237 8.08%
CASPER, WY (FHA|USDA|VA) 8 $1,100,000 $137,500 $8,237 7.94%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 8 $1,080,000 $135,000 $6,002 7.62%
Bellefontaine, OH (FHA|USDA|VA) 7 $1,065,000 $152,143 $3,671 6.46%
Mount Vernon, OH (FHA|USDA|VA) 6 $1,060,000 $176,667 $6,098 8.58%
Crawfordsville, IN (FHA|USDA|VA) 8 $1,060,000 $132,500 $6,763 7.56%
Danville, VA (FHA|USDA|VA) 9 $1,055,000 $117,222 $4,468 8.33%
Rock Springs, WY (FHA|USDA|VA) 5 $1,045,000 $209,000 $10,946 6.95%
Madison, IN (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,810 8.12%
Corning, NY (FHA|USDA|VA) 7 $1,035,000 $147,857 $7,724 6.59%
Pullman, WA (FHA|USDA|VA) 4 $1,030,000 $257,500 $8,405 7.31%
Mountain Home, ID (FHA|USDA|VA) 5 $1,025,000 $205,000 $13,130 7.77%
Okeechobee, FL (FHA|USDA|VA) 5 $1,015,000 $203,000 $8,802 6.78%
Malvern, AR (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,421 6.31%
GLENS FALLS, NY (FHA|USDA|VA) 4 $1,000,000 $250,000 $8,456 6.56%
Washington Court House, OH (FHA|USDA|VA) 6 $1,000,000 $166,667 $6,601 6.35%
Stephenville, TX (FHA|USDA|VA) 5 $995,000 $199,000 $7,454 6.42%
SHEBOYGAN, WI (FHA|USDA|VA) 8 $990,000 $123,750 $4,995 6.69%
Frankfort, IN (FHA|USDA|VA) 6 $990,000 $165,000 $5,339 7.83%
Eagle Pass, TX (FHA|USDA|VA) 5 $985,000 $197,000 $9,393 6.27%
Plattsburgh, NY (FHA|USDA|VA) 5 $975,000 $195,000 $9,485 6.45%
Ketchikan, AK (FHA|USDA|VA) 2 $970,000 $485,000 $9,318 4.63%
Effingham, IL (FHA|USDA|VA) 4 $970,000 $242,500 $11,720 5.84%
Stevens Point, WI (FHA|USDA|VA) 5 $965,000 $193,000 $5,578 7.52%
Beaver Dam, WI (FHA|USDA|VA) 5 $965,000 $193,000 $8,701 8.05%
DECATUR, IL (FHA|USDA|VA) 7 $955,000 $136,429 $6,896 6.36%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $955,000 $318,333 $6,196 4.50%
Hudson, NY (FHA|USDA|VA) 3 $955,000 $318,333 $4,175 6.67%
Somerset, KY (FHA|USDA|VA) 5 $935,000 $187,000 $5,503 5.45%
Jasper, AL (FHA|USDA|VA) 3 $935,000 $311,667 $7,143 6.00%
Wapakoneta, OH (FHA|USDA|VA) 5 $935,000 $187,000 $9,162 6.25%
Bucyrus-Galion, OH (FHA|USDA|VA) 4 $930,000 $232,500 $4,024 6.63%
Rexburg, ID (FHA|USDA|VA) 2 $930,000 $465,000 $6,985 5.12%
Cordele, GA (FHA|USDA|VA) 2 $930,000 $465,000 $14,195 6.69%
Roswell, NM (FHA|USDA|VA) 5 $925,000 $185,000 $5,080 6.85%
Palestine, TX (FHA|USDA|VA) 4 $920,000 $230,000 $6,631 5.75%
Mount Pleasant, TX (FHA|USDA|VA) 4 $920,000 $230,000 $7,468 5.94%
Greenville, OH (FHA|USDA|VA) 6 $920,000 $153,333 $6,444 7.08%
Alexandria, MN (FHA|USDA|VA) 5 $915,000 $183,000 $7,694 6.57%
Crescent City, CA (FHA|USDA|VA) 3 $915,000 $305,000 $5,555 4.91%
Mount Airy, NC (FHA|USDA|VA) 5 $915,000 $183,000 $7,432 6.05%
Fairmont, WV (FHA|USDA|VA) 4 $910,000 $227,500 $6,612 5.91%
Seymour, IN (FHA|USDA|VA) 5 $895,000 $179,000 $6,763 6.80%
VICTORIA, TX (FHA|USDA|VA) 4 $890,000 $222,500 $5,507 5.59%
Ashtabula, OH (FHA|USDA|VA) 6 $880,000 $146,667 $6,474 6.90%
LIMA, OH (FHA|USDA|VA) 7 $875,000 $125,000 $4,749 9.52%
West Plains, MO (FHA|USDA|VA) 5 $865,000 $173,000 $4,529 6.57%
Mount Sterling, KY (FHA|USDA|VA) 5 $865,000 $173,000 $5,851 5.77%
Scottsburg, IN (FHA|USDA|VA) 4 $860,000 $215,000 $7,820 6.81%
New Philadelphia-Dover, OH (FHA|USDA|VA) 6 $860,000 $143,333 $6,952 5.73%
Fort Polk South, LA (FHA|USDA|VA) 5 $855,000 $171,000 $4,763 7.48%
Ada, OK (FHA|USDA|VA) 4 $850,000 $212,500 $8,510 6.12%
Albert Lea, MN (FHA|USDA|VA) 4 $850,000 $212,500 $4,318 6.16%
Jacksonville, TX (FHA|USDA|VA) 2 $850,000 $425,000 $12,234 6.75%
Peru, IN (FHA|USDA|VA) 6 $850,000 $141,667 $5,040 6.40%
Sunbury, PA (FHA|USDA|VA) 4 $840,000 $210,000 $9,062 6.56%
Ashland, OH (FHA|USDA|VA) 4 $830,000 $207,500 $7,275 5.53%
Mason City, IA (FHA|USDA|VA) 5 $825,000 $165,000 $4,748 6.35%
Harrison, AR (FHA|USDA|VA) 4 $820,000 $205,000 $6,804 6.47%
Coldwater, MI (FHA|USDA|VA) 5 $815,000 $163,000 $6,753 6.25%
Batavia, NY (FHA|USDA|VA) 5 $815,000 $163,000 $6,643 6.52%
Norfolk, NE (FHA|USDA|VA) 4 $810,000 $202,500 $8,000 5.84%
Menomonie, WI (FHA|USDA|VA) 4 $800,000 $200,000 $9,423 6.78%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 5 $795,000 $159,000 $4,347 6.67%
Rolla, MO (FHA|USDA|VA) 6 $790,000 $131,667 $8,070 6.72%
Bemidji, MN (FHA|USDA|VA) 3 $785,000 $261,667 $7,342 5.87%
Maysville, KY (FHA|USDA|VA) 5 $785,000 $157,000 $9,350 6.42%
Watertown, SD (FHA|USDA|VA) 3 $785,000 $261,667 $8,724 8.04%
Safford, AZ (FHA|USDA|VA) 6 $780,000 $130,000 $5,153 6.10%
Moultrie, GA (FHA|USDA|VA) 6 $780,000 $130,000 $4,433 7.00%
Sterling, CO (FHA|USDA|VA) 4 $780,000 $195,000 $6,144 7.28%
DUBUQUE, IA (FHA|USDA|VA) 5 $775,000 $155,000 $5,839 6.07%
Gainesville, TX (FHA|USDA|VA) 3 $765,000 $255,000 $9,882 5.67%
Durant, OK (FHA|USDA|VA) 3 $765,000 $255,000 $7,080 6.25%
Mayfield, KY (FHA|USDA|VA) 5 $765,000 $153,000 $5,554 7.00%
Tiffin, OH (FHA|USDA|VA) 4 $760,000 $190,000 $5,480 6.06%
Huntsville, TX (FHA|USDA|VA) 2 $750,000 $375,000 $18,731 7.49%
Brenham, TX (FHA|USDA|VA) 4 $750,000 $187,500 $8,861 5.97%
Salem, OH (FHA|USDA|VA) 4 $750,000 $187,500 $4,562 6.31%
Burley, ID (FHA|USDA|VA) 4 $740,000 $185,000 $9,770 6.72%
LAWRENCE, KS (FHA|USDA|VA) 5 $735,000 $147,000 $7,853 6.87%
Roanoke Rapids, NC (FHA|USDA|VA) 3 $735,000 $245,000 $5,623 6.21%
Hutchinson, KS (FHA|USDA|VA) 5 $735,000 $147,000 $8,158 5.95%
BECKLEY, WV (FHA|USDA|VA) 2 $730,000 $365,000 $4,941 5.25%
UTICA-ROME, NY (FHA|USDA|VA) 3 $715,000 $238,333 $7,590 6.25%
Rutland, VT (FHA|USDA|VA) 3 $715,000 $238,333 $9,777 5.92%
Miami, OK (FHA|USDA|VA) 4 $700,000 $175,000 $8,133 5.97%
Plymouth, IN (FHA|USDA|VA) 3 $695,000 $231,667 $10,306 6.79%
Richmond, IN (FHA|USDA|VA) 4 $690,000 $172,500 $4,560 7.53%
Kingsville, TX (FHA|USDA|VA) 4 $690,000 $172,500 $7,172 6.56%
Zapata, TX (FHA|USDA|VA) 2 $690,000 $345,000 $9,434 6.19%
Seneca Falls, NY (FHA|USDA|VA) 5 $685,000 $137,000 $7,705 6.23%
Coshocton, OH (FHA|USDA|VA) 4 $680,000 $170,000 $6,829 6.09%
Sidney, OH (FHA|USDA|VA) 6 $680,000 $113,333 $7,330 6.37%
Austin, MN (FHA|USDA|VA) 4 $680,000 $170,000 $5,470 6.47%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 5 $675,000 $135,000 $5,653 6.60%
WHEELING, WV-OH (FHA|USDA|VA) 5 $675,000 $135,000 $5,635 7.05%
Berlin, NH (FHA|USDA|VA) 5 $665,000 $133,000 $7,006 6.50%
Thomaston, GA (FHA|USDA|VA) 4 $660,000 $165,000 $7,031 6.78%
Kendallville, IN (FHA|USDA|VA) 5 $655,000 $131,000 $6,091 7.80%
Poplar Bluff, MO (FHA|USDA|VA) 5 $655,000 $131,000 $5,000 6.25%
Marinette, WI-MI (FHA|USDA|VA) 5 $655,000 $131,000 $6,822 5.55%
Clarksburg, WV (FHA|USDA|VA) 3 $655,000 $218,333 $7,515 5.58%
Borger, TX (FHA|USDA|VA) 4 $650,000 $162,500 $6,352 6.00%
Minot, ND (FHA|USDA|VA) 4 $650,000 $162,500 $4,323 6.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $650,000 $162,500 $4,870 6.62%
Scottsboro, AL (FHA|USDA|VA) 5 $645,000 $129,000 $6,406 6.58%
Dyersburg, TN (FHA|USDA|VA) 3 $645,000 $215,000 $6,618 5.75%
Jasper, IN (FHA|USDA|VA) 3 $645,000 $215,000 $5,330 6.67%
North Wilkesboro, NC (FHA|USDA|VA) 3 $645,000 $215,000 $8,924 5.79%
New Ulm, MN (FHA|USDA|VA) 3 $645,000 $215,000 $8,676 6.00%
Chillicothe, OH (FHA|USDA|VA) 5 $635,000 $127,000 $5,863 7.29%
Duncan, OK (FHA|USDA|VA) 5 $635,000 $127,000 $7,766 8.20%
Rockport, TX (FHA|USDA|VA) 3 $635,000 $211,667 $10,920 7.37%
Riverton, WY (FHA|USDA|VA) 4 $630,000 $157,500 $7,980 8.44%
Nogales, AZ (FHA|USDA|VA) 4 $630,000 $157,500 $6,711 7.75%
Martinsville, VA (FHA|USDA|VA) 5 $625,000 $125,000 $5,807 7.15%
Sayre, PA (FHA|USDA|VA) 5 $625,000 $125,000 $5,743 8.27%
Aberdeen, SD (FHA|USDA|VA) 4 $620,000 $155,000 $5,582 7.94%
Laurinburg, NC (FHA|USDA|VA) 3 $615,000 $205,000 $8,179 6.33%
St. Marys, PA (FHA|USDA|VA) 5 $605,000 $121,000 $4,697 7.12%
Owatonna, MN (FHA|USDA|VA) 3 $605,000 $201,667 $10,652 6.37%
Huntington, IN (FHA|USDA|VA) 2 $600,000 $300,000 $7,827 5.13%
GRAND ISLAND, NE (FHA|USDA|VA) 3 $595,000 $198,333 $8,580 8.25%
FOND DU LAC, WI (FHA|USDA|VA) 4 $590,000 $147,500 $3,906 7.69%
Craig, CO (FHA|USDA|VA) 3 $585,000 $195,000 $9,262 6.46%
Carroll, IA (FHA|USDA|VA) 3 $585,000 $195,000 $5,759 6.33%
Meridian, MS (FHA|USDA|VA) 3 $585,000 $195,000 $7,615 6.29%
Newberry, SC (FHA|USDA|VA) 3 $585,000 $195,000 $7,559 7.25%
Sheridan, WY (FHA|USDA|VA) 2 $580,000 $290,000 $19,039 8.31%
Bluefield, WV-VA (FHA|USDA|VA) 3 $575,000 $191,667 $6,730 7.46%
Paris, TN (FHA|USDA|VA) 4 $570,000 $142,500 $8,489 5.59%
Lock Haven, PA (FHA|USDA|VA) 4 $570,000 $142,500 $5,838 6.47%
Emporia, KS (FHA|USDA|VA) 3 $565,000 $188,333 $5,345 5.54%
Summerville, GA (FHA|USDA|VA) 3 $565,000 $188,333 $11,237 7.46%
Cambridge, OH (FHA|USDA|VA) 3 $565,000 $188,333 $6,150 6.08%
ITHACA, NY (FHA|USDA|VA) 1 $565,000 $565,000 $22,593 6.00%
Alpena, MI (FHA|USDA|VA) 4 $560,000 $140,000 $6,627 5.94%
Beatrice, NE (FHA|USDA|VA) 3 $555,000 $185,000 $5,062 5.75%
Findlay, OH (FHA|USDA|VA) 3 $555,000 $185,000 $5,454 6.62%
Marshalltown, IA (FHA|USDA|VA) 5 $545,000 $109,000 $4,281 6.80%
Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $545,000 $109,000 $4,804 8.00%
Mountain Home, AR (FHA|USDA|VA) 5 $545,000 $109,000 $4,455 8.95%
Big Spring, TX (FHA|USDA|VA) 2 $540,000 $270,000 $6,221 5.25%
Alma, MI (FHA|USDA|VA) 4 $530,000 $132,500 $4,117 6.00%
Nacogdoches, TX (FHA|USDA|VA) 2 $530,000 $265,000 $10,128 6.62%
Bogalusa, LA (FHA|USDA|VA) 3 $525,000 $175,000 $10,535 6.41%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $525,000 $175,000 $8,057 5.54%
Kearney, NE (FHA|USDA|VA) 3 $515,000 $171,667 $7,241 7.33%
Ruidoso, NM (FHA|USDA|VA) 3 $515,000 $171,667 $8,531 7.71%
Paragould, AR (FHA|USDA|VA) 4 $510,000 $127,500 $8,150 6.72%
Vicksburg, MS (FHA|USDA|VA) 2 $510,000 $255,000 $3,985 5.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $510,000 $255,000 $2,241 4.56%
Rockingham, NC (FHA|USDA|VA) 3 $505,000 $168,333 $6,443 6.50%
Jacksonville, IL (FHA|USDA|VA) 2 $500,000 $250,000 $3,861 5.81%
El Dorado, AR (FHA|USDA|VA) 3 $495,000 $165,000 $6,531 8.08%
La Grande, OR (FHA|USDA|VA) 5 $495,000 $99,000 $5,413 9.20%
Martin, TN (FHA|USDA|VA) 2 $490,000 $245,000 $9,957 7.06%
MORGANTOWN, WV (FHA|USDA|VA) 2 $480,000 $240,000 $5,079 8.50%
Evanston, WY (FHA|USDA|VA) 2 $480,000 $240,000 $10,004 7.00%
Bennington, VT (FHA|USDA|VA) 3 $475,000 $158,333 $7,058 6.83%
Pecos, TX (FHA|USDA|VA) 1 $475,000 $475,000 $7,421 7.13%
Natchez, MS-LA (FHA|USDA|VA) 2 $470,000 $235,000 $12,573 5.56%
McAlester, OK (FHA|USDA|VA) 2 $470,000 $235,000 $9,548 5.87%
Brownsville, TN (FHA|USDA|VA) 1 $465,000 $465,000 $7,286 4.88%
Portsmouth, OH (FHA|USDA|VA) 3 $465,000 $155,000 $3,707 8.08%
Corsicana, TX (FHA|USDA|VA) 1 $455,000 $455,000 $6,562 5.99%
Macomb, IL (FHA|USDA|VA) 3 $455,000 $151,667 $7,244 6.38%
Logansport, IN (FHA|USDA|VA) 3 $445,000 $148,333 $5,962 6.67%
Danville, KY (FHA|USDA|VA) 4 $440,000 $110,000 $4,633 7.78%
Sedalia, MO (FHA|USDA|VA) 4 $440,000 $110,000 $3,620 6.45%
Norwalk, OH (FHA|USDA|VA) 2 $440,000 $220,000 $10,197 5.56%
Vidalia, GA (FHA|USDA|VA) 4 $420,000 $105,000 $5,951 7.69%
Platteville, WI (FHA|USDA|VA) 3 $415,000 $138,333 $4,003 7.50%
Cadillac, MI (FHA|USDA|VA) 3 $415,000 $138,333 $8,430 5.92%
Taos, NM (FHA|USDA|VA) 3 $415,000 $138,333 $3,588 8.04%
Morgan City, LA (FHA|USDA|VA) 3 $415,000 $138,333 $9,277 6.37%
Sikeston, MO (FHA|USDA|VA) 3 $415,000 $138,333 $4,196 6.46%
Steamboat Springs, CO (FHA|USDA|VA) 2 $410,000 $205,000 $11,680 7.25%
Kinston, NC (FHA|USDA|VA) 2 $410,000 $205,000 $8,945 6.31%
Garden City, KS (FHA|USDA|VA) 2 $410,000 $205,000 $6,440 6.94%
Lewistown, PA (FHA|USDA|VA) 3 $405,000 $135,000 $10,325 5.63%
Corinth, MS (FHA|USDA|VA) 1 $405,000 $405,000 $12,583 6.25%
Moberly, MO (FHA|USDA|VA) 2 $400,000 $200,000 $2,819 4.94%
Gloversville, NY (FHA|USDA|VA) 2 $400,000 $200,000 $5,217 6.31%
Fremont, NE (FHA|USDA|VA) 3 $395,000 $131,667 $8,399 6.25%
Price, UT (FHA|USDA|VA) 3 $395,000 $131,667 $7,265 8.25%
Elk City, OK (FHA|USDA|VA) 1 $395,000 $395,000 $4,966 7.63%
Elkins, WV (FHA|USDA|VA) 2 $390,000 $195,000 $7,772 6.63%
Wilmington, OH (FHA|USDA|VA) 2 $390,000 $195,000 $13,281 6.19%
Fort Morgan, CO (FHA|USDA|VA) 4 $390,000 $97,500 $3,230 9.44%
Eufaula, AL-GA (FHA|USDA|VA) 1 $385,000 $385,000 $4,030 5.13%
Clewiston, FL (FHA|USDA|VA) 2 $380,000 $190,000 $8,505 5.56%
Marion, IN (FHA|USDA|VA) 3 $375,000 $125,000 $2,573 7.75%
Indiana, PA (FHA|USDA|VA) 2 $370,000 $185,000 $4,287 6.12%
Bainbridge, GA (FHA|USDA|VA) 2 $370,000 $185,000 $5,999 6.44%
Columbus, NE (FHA|USDA|VA) 2 $370,000 $185,000 $6,431 6.81%
Tifton, GA (FHA|USDA|VA) 2 $370,000 $185,000 $11,807 5.69%
Alice, TX (FHA|USDA|VA) 1 $365,000 $365,000 $12,724 5.75%
Henderson, NC (FHA|USDA|VA) 2 $360,000 $180,000 $6,523 6.50%
Los Alamos, NM (FHA|USDA|VA) 2 $360,000 $180,000 $2,361 7.12%
Dayton, TN (FHA|USDA|VA) 2 $360,000 $180,000 $5,031 4.25%
Pierre, SD (FHA|USDA|VA) 2 $350,000 $175,000 $9,345 8.25%
Pittsburg, KS (FHA|USDA|VA) 2 $350,000 $175,000 $4,688 6.06%
Deming, NM (FHA|USDA|VA) 2 $350,000 $175,000 $4,541 5.44%
Athens, OH (FHA|USDA|VA) 2 $350,000 $175,000 $6,003 6.63%
Warren, PA (FHA|USDA|VA) 2 $340,000 $170,000 $4,020 5.88%
Laurel, MS (FHA|USDA|VA) 4 $340,000 $85,000 $4,026 9.66%
Van Wert, OH (FHA|USDA|VA) 2 $340,000 $170,000 $4,976 5.81%
Andrews, TX (FHA|USDA|VA) 2 $330,000 $165,000 $3,406 4.13%
Douglas, GA (FHA|USDA|VA) 2 $330,000 $165,000 $13,243 6.88%
New Castle, IN (FHA|USDA|VA) 1 $325,000 $325,000 $9,810 7.38%
Hillsdale, MI (FHA|USDA|VA) 2 $320,000 $160,000 $5,531 6.00%
DANVILLE, IL (FHA|USDA|VA) 3 $315,000 $105,000 $5,441 6.50%
Lewisburg, PA (FHA|USDA|VA) 2 $310,000 $155,000 $4,021 8.19%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $310,000 $155,000 $6,377 6.00%
PINE BLUFF, AR (FHA|USDA|VA) 2 $310,000 $155,000 $4,219 5.56%
Williston, ND (FHA|USDA|VA) 1 $305,000 $305,000 $12,195 6.50%
Sterling, IL (FHA|USDA|VA) 1 $305,000 $305,000 $12,204 6.13%
Arcadia, FL (FHA|USDA|VA) 2 $300,000 $150,000 $7,379 9.12%
North Vernon, IN (FHA|USDA|VA) 2 $300,000 $150,000 $3,962 5.88%
Lamesa, TX (FHA|USDA|VA) 2 $300,000 $150,000 $13,229 7.06%
Natchitoches, LA (FHA|USDA|VA) 1 $295,000 $295,000 $8,094 5.63%
Plainview, TX (FHA|USDA|VA) 1 $295,000 $295,000 $12,436 5.63%
Gallup, NM (FHA|USDA|VA) 1 $295,000 $295,000 $14,101 6.25%
Somerset, PA (FHA|USDA|VA) 2 $290,000 $145,000 $9,464 5.13%
Amsterdam, NY (FHA|USDA|VA) 2 $290,000 $145,000 $7,164 6.38%
Union, SC (FHA|USDA|VA) 3 $285,000 $95,000 $5,586 5.71%
Camden, AR (FHA|USDA|VA) 1 $285,000 $285,000 $6,945 5.13%
Auburn, NY (FHA|USDA|VA) 2 $280,000 $140,000 $8,492 6.13%
Huntingdon, PA (FHA|USDA|VA) 2 $280,000 $140,000 $4,725 5.81%
Marshall, MO (FHA|USDA|VA) 2 $280,000 $140,000 $3,736 5.44%
Celina, OH (FHA|USDA|VA) 2 $280,000 $140,000 $3,206 7.88%
Washington, IN (FHA|USDA|VA) 1 $275,000 $275,000 $6,523 5.25%
Olean, NY (FHA|USDA|VA) 3 $275,000 $91,667 $3,644 6.84%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $275,000 $275,000 $13,412 6.88%
Union City, TN (FHA|USDA|VA) 2 $270,000 $135,000 $10,521 5.62%
Connersville, IN (FHA|USDA|VA) 3 $265,000 $88,333 $5,041 5.50%
Bennettsville, SC (FHA|USDA|VA) 2 $260,000 $130,000 $3,387 8.44%
Hastings, NE (FHA|USDA|VA) 2 $260,000 $130,000 $8,655 6.31%
Grenada, MS (FHA|USDA|VA) 1 $255,000 $255,000 $3,056 5.63%
Jackson, WY-ID (FHA|USDA|VA) 1 $255,000 $255,000 $12,203 6.62%
Portales, NM (FHA|USDA|VA) 1 $255,000 $255,000 $2,845 5.75%
Wauchula, FL (FHA|USDA|VA) 2 $250,000 $125,000 $9,911 6.50%
Bay City, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,820 6.62%
Indianola, MS (FHA|USDA|VA) 1 $245,000 $245,000 $8,071 7.13%
Silver City, NM (FHA|USDA|VA) 1 $245,000 $245,000 $10,725 5.25%
Mount Vernon, IL (FHA|USDA|VA) 1 $245,000 $245,000 $2,817 5.25%
Bradford, PA (FHA|USDA|VA) 2 $240,000 $120,000 $6,725 6.69%
Fort Dodge, IA (FHA|USDA|VA) 2 $240,000 $120,000 $4,849 7.56%
Quincy, IL-MO (FHA|USDA|VA) 2 $240,000 $120,000 $5,586 4.56%
Wabash, IN (FHA|USDA|VA) 2 $240,000 $120,000 $10,030 6.00%
Hope, AR (FHA|USDA|VA) 1 $235,000 $235,000 $10,623 5.75%
Muskogee, OK (FHA|USDA|VA) 3 $235,000 $78,333 $6,254 8.33%
Fremont, OH (FHA|USDA|VA) 1 $235,000 $235,000 $3,790 6.63%
Kennett, MO (FHA|USDA|VA) 2 $230,000 $115,000 $4,464 5.62%
Cleveland, MS (FHA|USDA|VA) 2 $230,000 $115,000 $4,218 5.87%
Bluffton, IN (FHA|USDA|VA) 2 $220,000 $110,000 $5,666 5.69%
Pontiac, IL (FHA|USDA|VA) 1 $215,000 $215,000 $1,802 6.00%
Storm Lake, IA (FHA|USDA|VA) 1 $215,000 $215,000 $3,471 5.25%
Freeport, IL (FHA|USDA|VA) 1 $205,000 $205,000 $13,895 6.13%
Port Lavaca, TX (FHA|USDA|VA) 1 $205,000 $205,000 $16,120 6.75%
Dodge City, KS (FHA|USDA|VA) 1 $205,000 $205,000 $3,165 6.63%
Campbellsville, KY (FHA|USDA|VA) 1 $205,000 $205,000 $13,249 5.50%
Greenwood, MS (FHA|USDA|VA) 1 $205,000 $205,000 $8,274 7.62%
Vineyard Haven, MA (FHA|USDA|VA) 1 $205,000 $205,000 $8,806 8.50%
Mitchell, SD (FHA|USDA|VA) 1 $205,000 $205,000 $5,129 6.63%
EspaƱola, NM (FHA|USDA|VA) 1 $205,000 $205,000 $3,950 6.50%
Kirksville, MO (FHA|USDA|VA) 2 $200,000 $100,000 $5,633 6.63%
Selinsgrove, PA (FHA|USDA|VA) 1 $195,000 $195,000 $14,045 5.25%
DeRidder, LA (FHA|USDA|VA) 1 $195,000 $195,000 $2,226 5.25%
Murray, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,201 6.00%
Rochelle, IL (FHA|USDA|VA) 2 $190,000 $95,000 $6,829 6.44%
Parsons, KS (FHA|USDA|VA) 2 $190,000 $95,000 $7,978 5.87%
Levelland, TX (FHA|USDA|VA) 1 $185,000 $185,000 $10,683 6.63%
Brevard, NC (FHA|USDA|VA) 1 $185,000 $185,000 $10,012 6.13%
Marion, NC (FHA|USDA|VA) 1 $185,000 $185,000 $8,454 6.13%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $185,000 $185,000 $8,252 6.25%
El Campo, TX (FHA|USDA|VA) 1 $175,000 $175,000 $14,172 6.88%
Hannibal, MO (FHA|USDA|VA) 1 $175,000 $175,000 $1,857 5.63%
Muscatine, IA (FHA|USDA|VA) 1 $175,000 $175,000 $9,400 6.88%
Oil City, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,984 6.50%
Sulphur Springs, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,372 5.75%
Malone, NY (FHA|USDA|VA) 1 $175,000 $175,000 $5,764 7.63%
Decatur, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,356 5.06%
Jackson, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,190 6.63%
Vincennes, IN (FHA|USDA|VA) 1 $165,000 $165,000 $7,888 6.75%
Brownwood, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,836 5.99%
Liberal, KS (FHA|USDA|VA) 1 $165,000 $165,000 $6,676 6.13%
Pampa, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,696 6.13%
Tahlequah, OK (FHA|USDA|VA) 1 $165,000 $165,000 $12,568 5.25%
Central City, KY (FHA|USDA|VA) 1 $165,000 $165,000 $10,762 6.75%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $160,000 $80,000 $5,916 6.25%
Marshall, MN (FHA|USDA|VA) 1 $145,000 $145,000 $6,529 5.75%
Las Vegas, NM (FHA|USDA|VA) 1 $145,000 $145,000 $11,895 7.00%
Atmore, AL (FHA|USDA|VA) 1 $135,000 $135,000 $1,764 5.25%
Russellville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,579 5.25%
Moscow, ID (FHA|USDA|VA) 1 $135,000 $135,000 $1,941 4.38%
Sturgis, MI (FHA|USDA|VA) 1 $135,000 $135,000 $8,548 7.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $125,000 $125,000 $5,959 5.88%
Great Bend, KS (FHA|USDA|VA) 1 $125,000 $125,000 $6,333 7.13%
Arkadelphia, AR (FHA|USDA|VA) 1 $125,000 $125,000 $9,923 6.13%
Greensburg, IN (FHA|USDA|VA) 2 $120,000 $60,000 $3,091 11.25%
Weatherford, OK (FHA|USDA|VA) 1 $115,000 $115,000 $7,818 6.75%
Lexington, NE (FHA|USDA|VA) 2 $110,000 $55,000 $2,492 11.50%
Fitzgerald, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,726 9.00%
Shawano, WI (FHA|USDA|VA) 1 $95,000 $95,000 $9,017 5.99%
Angola, IN (FHA|USDA|VA) 1 $85,000 $85,000 $8,812 6.88%
Atchison, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,594 7.00%
Galesburg, IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,727 6.62%
Fairfield, IA (FHA|USDA|VA) 1 $75,000 $75,000 $5,400 5.12%
Selma, AL (FHA|USDA|VA) 1 $75,000 $75,000 $5,655 6.13%
Brookings, SD (FHA|USDA|VA) 1 $75,000 $75,000 $4,715 9.13%
Vernon, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.50%
Lincoln, IL (FHA|USDA|VA) 1 $75,000 $75,000 $4,469 6.13%
Centralia, IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,832 5.75%
Hereford, TX (FHA|USDA|VA) 1 $65,000 $65,000 $4,804 5.50%
Houghton, MI (FHA|USDA|VA) 1 $65,000 $65,000 $1,278 2.88%
Clarksdale, MS (FHA|USDA|VA) 1 $55,000 $55,000 $3,391 10.99%
Huron, SD (FHA|USDA|VA) 1 $55,000 $55,000 $3,552 11.38%
Mexico, MO (FHA|USDA|VA) 1 $55,000 $55,000 $2,881 11.88%
Othello, WA (FHA|USDA|VA) 1 $55,000 $55,000 $2,925 10.88%
Laramie, WY (FHA|USDA|VA) 1 $55,000 $55,000 $3,539 10.63%
Big Stone Gap, VA (FHA|USDA|VA) 1 $55,000 $55,000 $3,891 6.25%
Blytheville, AR (FHA|USDA|VA) 1 $55,000 $55,000 $2,763 11.50%
Marietta, OH (FHA|USDA|VA) 1 $55,000 $55,000 $2,565 11.38%
Taylorville, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.63%
Coffeyville, KS (FHA|USDA|VA) 1 $35,000 $35,000 $3,567 5.75%
Pennymac Loan Services's top markets include New York, Atlanta, Los Angeles, Washington, and Dallas among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 30,007 $8,023,245,000 $267,379 $6,706 7.66%
    FHA 9,251 $2,665,525,000 $288,134 $13,491 6.09%
    VA 7,623 $2,797,135,000 $366,934 $9,252 5.40%

    For 2023, Pennymac Loan Services's most frequently originated type of loan was Conventional, with 30,007 originations. Their 2nd most popular type was FHA, with 9,251 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 24,430 $8,942,250,000 $366,036 $9,544 6.44%
    Cash Out Refi 17,935 $3,062,345,000 $170,747 $8,111 8.15%
    Refi 4,068 $1,347,320,000 $331,200 $6,184 5.53%
    Other 448 $133,990,000 $299,085 $1,673 3.14%

    For 2023, Pennymac Loan Services's most frequently cited loan purpose was Home Purchase, with 24,430 originations. The 2nd most popular reason was Cash Out Refi, with 17,935 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 36,437 $11,975,715,000 $328,669 $9,957 6.51%
    20 Year 6,918 $593,990,000 $85,862 $3,596 10.32%
    Other 2,558 $738,230,000 $288,597 $4,992 4.36%
    15 Year 808 $163,800,000 $202,723 $6,804 7.48%
    10 Year 159 $13,755,000 $86,509 $3,868 9.36%
    30+ year 1 $415,000 $415,000 $1,892 2.88%

    For 2023, Pennymac Loan Services's most frequently cited loan duration was 30 Year, with 36,437 originations. The 2nd most popular length was 20 Year, with 6,918 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 16,276 $5,915,700,000 $363,462
    $1k-2k 7,795 $2,053,645,000 $263,457
    $2k-3k 7,339 $1,269,515,000 $172,982
    $3k-4k 4,344 $1,052,470,000 $242,281
    $<1k 4,080 $1,184,610,000 $290,346
    $4k-5k 3,533 $969,125,000 $274,307

    Pennymac Loan Services's average total fees were $9,957, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 16,276 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 16,689 $5,465,835,000 $327,511
    5-6% 12,170 $3,888,020,000 $319,476
    Over 8% 8,549 $787,705,000 $92,140
    7-8% 6,636 $2,373,520,000 $357,673
    4-5% 1,413 $507,765,000 $359,352
    2.5-3% 569 $195,725,000 $343,981
    3-4% 503 $132,735,000 $263,887
    <2.5% 352 $134,600,000 $382,386

    During 2023, Pennymac Loan Services's average interest rate for loans was 6.51%, while their most frequently originated rate bucket for loans was 6-7%, with 16,689 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 18,422 $5,275,780,000 $286,385 $9,487 6.23%
    $100k-200k 9,856 $1,485,900,000 $150,761 $6,586 6.74%
    $100,000 or less 7,692 $501,890,000 $65,248 $3,241 10.05%
    $400k-600k 7,298 $3,507,820,000 $480,655 $11,907 6.27%
    $600k-1MM 3,349 $2,401,305,000 $717,021 $14,027 6.41%
    $1MM+ 264 $313,210,000 $1,186,402 $21,988 6.25%

    2023 saw Pennymac Loan Services place emphasis on $200k-400k loans with 18,422 originations, totaling $5,275,780,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 11,959 $3,407,565,000 $284,937 $9,201 7.25%
    $150k-250k 9,405 $3,539,575,000 $376,350 $9,547 7.27%
    $75k-100k 8,225 $1,887,375,000 $229,468 $8,592 7.14%
    $50k-75k 7,824 $1,449,450,000 $185,257 $7,763 6.87%
    $250k+ 3,706 $1,807,470,000 $487,715 $10,797 7.07%
    $50k or less 2,705 $376,105,000 $139,041 $6,693 6.47%

    Pennymac Loan Services lent most frequently to those with incomes in the $100k-150k range, with 11,959 originations. The second most popular income band? $150k-250k, with 9,405 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 6,844 $1,782,180,000 $260,400 $7,645 7.23%
    20-30% 6,139 $1,558,865,000 $253,928 $7,054 7.01%
    50-60% 4,219 $1,452,955,000 $344,384 $14,341 6.16%
    44% 2,968 $694,050,000 $233,844 $7,151 8.18%
    43% 2,223 $586,935,000 $264,028 $7,967 7.67%
    42% 2,000 $510,940,000 $255,470 $7,638 7.71%
    41% 1,923 $506,825,000 $263,560 $8,123 7.51%
    49% 1,847 $667,105,000 $361,183 $10,821 6.56%
    40% 1,809 $469,275,000 $259,411 $7,789 7.51%
    39% 1,695 $450,135,000 $265,566 $8,020 7.38%
    48% 1,574 $576,840,000 $366,480 $10,839 6.49%
    <20% 1,545 $401,465,000 $259,848 $6,398 6.61%
    47% 1,503 $525,785,000 $349,824 $10,778 6.52%
    38% 1,498 $393,520,000 $262,697 $7,851 7.48%
    45% 1,498 $508,640,000 $339,546 $10,176 6.61%
    46% 1,481 $528,085,000 $356,573 $10,879 6.52%
    37% 1,480 $384,830,000 $260,020 $7,477 7.53%
    36% 1,355 $357,715,000 $263,996 $7,634 7.36%
    >60% 199 $102,115,000 $513,141 $15,818 6.02%

    Pennymac Loan Services lent most frequently to those with DTI ratios of 30-36%, with 6,844 originations. The next most common DTI ratio? 20-30%, with 6,139 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 31,237 $8,558,565,000 $273,988 $8,266 7.03%
    Not provided 6,367 $2,063,425,000 $324,081 $9,332 6.87%
    Asian 3,544 $1,351,100,000 $381,236 $8,959 6.82%
    Black 4,884 $1,291,440,000 $264,423 $9,554 6.92%
    American Indian 590 $146,660,000 $248,576 $8,630 6.92%
    Native Hawaiian or Islander 169 $47,335,000 $280,089 $8,453 7.14%
    Asian Indian 41 $14,555,000 $355,000 $7,136 7.59%
    Filipino 16 $3,420,000 $213,750 $7,654 8.02%
    Other Asian 9 $2,695,000 $299,444 $6,599 7.33%
    Korean 6 $2,270,000 $378,333 $7,090 5.68%
    Chinese 5 $1,795,000 $359,000 $6,478 6.52%
    Other Pacific Islander 7 $1,735,000 $247,857 $10,108 8.16%
    Vietnamese 3 $535,000 $178,333 $9,273 6.37%
    Samoan 2 $310,000 $155,000 $9,905 8.25%
    Native Hawaiian 1 $65,000 $65,000 $3,155 9.50%

    Approval Rates

    Total approvals of all applications
    95.17%

    Pennymac Loan Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    69.34%

    Pennymac Loan Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 46,881 $13,485,905,000 $287,662

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    46,881 $13,485,905,000 $287,662

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3,387 $486,975,000 $143,778 $4,847 8.83%
    40-60% 3,590 $965,560,000 $268,958 $8,237 6.43%
    60-80% 12,092 $3,825,510,000 $316,367 $10,653 6.51%
    80-100% 18,589 $6,704,665,000 $360,679 $10,420 6.34%
    Over 100% 1,450 $552,230,000 $380,848 $11,001 5.54%
    Under 20% 6,234 $459,920,000 $73,776 $3,234 10.44%