Hood River VA Loan Rates, Closing Costs & Stats
Hood River, OR
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Hood River's 6 lenders originated 6 VA loans during 2023. The total origination value was $2,200,000, with an average VA loan value of $366,667.
Hood River VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Hood River
averaged
6.63%
for the week of 2024-04-12, compared to the national average (all VA variants) of
6.574% for the same period.
Hood River's average VA mortgage closing costs are $6,592.
The average rate for the prior week (2024-04-05) was
6.67% and
one month ago for the week of 2024-03-08, the
average rate was 6.61%.
The average rate one year ago was 6.2%.
For refis of the same type during the week of 2024-04-12, the average rate
was 6.57%.
Hood River VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Hood River level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| DIRECTORS MORTGAGE, INC. | 1 | 6.63% | $14,769 |
| First Federal Bank | 1 | 6.25% | $13,177 |
| Mr. Cooper ( Nationstar Mortgage ) | 1 | 7.63% | $10,406 |
| NATIONS DIRECT MORTGAGE, LLC | 1 | 6.25% | $13,306 |
| NBKC BANK | 1 | 5.38% | $1,219 |
| PENNYMAC LOAN SERVICES, LLC | 1 | 4.88% | $23,410 |
The top Hood River VA lender as defined by loan originations is DIRECTORS MORTGAGE, INC., with
1 VA loans originated. Their average total fees are
$14,769, which is $1,591
higher than the next largest lender,
First Federal Bank.
The lowest fee Hood River VA lenders (with over 10 loans originated) are
.
The lowest rate Hood River VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $426,000 (-31.3%) | $541,692 (-28.8%) | 0.00 | 63 |
| 2018-02-01 | $457,000 (-26.0%) | $572,852 (-21.4%) | 0.00 | 63 |
| 2018-03-01 | $538,500 (-12.2%) | $618,197 (-12.2%) | 0.00 | 59 |
| 2018-04-01 | $595,250 (-11.8%) | $648,374 (-13.7%) | 0.00 | 60 |
| 2018-05-01 | $593,500 (-19.1%) | $662,968 (-11.5%) | 0.00 | 65 |
| 2018-06-01 | $608,000 (-3.9%) | $722,231 (2.0%) | 0.00 | 68 |
| 2018-07-01 | $560,750 (-8.8%) | $697,502 (5.3%) | 0.00 | 75 |
| 2018-08-01 | $547,000 (-0.4%) | $694,483 (11.7%) | 0.00 | 81 |
| 2018-09-01 | $529,900 (0.2%) | $696,851 (16.5%) | 0.00 | 84 |
| 2018-10-01 | $529,900 (0.0%) | $695,202 (16.9%) | 0.00 | 84 |
| 2018-11-01 | $554,000 (5.3%) | $708,341 (19.7%) | 0.00 | 81 |
| 2018-12-01 | $539,000 (12.3%) | $704,836 (22.5%) | 0.00 | 67 |
| 2019-01-01 | $515,000 (20.9%) | $677,391 (25.1%) | 0.00 | 61 |
| 2019-02-01 | $516,000 (12.9%) | $687,583 (20.0%) | 0.00 | 58 |
| 2019-03-01 | $574,714 (6.7%) | $722,162 (16.8%) | 0.00 | 54 |
| 2019-04-01 | $599,964 (0.8%) | $739,272 (14.0%) | 0.00 | 54 |
| 2019-05-01 | $543,000 (-8.5%) | $729,386 (10.0%) | 0.00 | 59 |
| 2019-06-01 | $532,000 (-12.5%) | $681,032 (-5.7%) | 0.00 | 79 |
| 2019-07-01 | $522,000 (-6.9%) | $679,960 (-2.5%) | 0.00 | 103 |
| 2019-08-01 | $525,364 (-4.0%) | $673,159 (-3.1%) | 0.00 | 106 |
| 2019-09-01 | $538,659 (1.7%) | $701,980 (0.7%) | 0.00 | 103 |
| 2019-10-01 | $522,773 (-1.4%) | $684,680 (-1.5%) | 0.00 | 98 |
| 2019-11-01 | $509,000 (-8.1%) | $666,231 (-5.9%) | 0.00 | 74 |
| 2019-12-01 | $470,450 (-12.7%) | $628,469 (-10.8%) | 0.00 | 64 |
| 2020-01-01 | $459,675 (-10.7%) | $635,225 (-6.2%) | 0.00 | 52 |
| 2020-02-01 | $490,000 (-5.0%) | $647,299 (-5.9%) | 0.00 | 53 |
| 2020-03-01 | $524,500 (-8.7%) | $682,214 (-5.5%) | 0.00 | 60 |
| 2020-04-01 | $557,500 (-7.1%) | $704,307 (-4.7%) | 0.00 | 66 |
| 2020-05-01 | $569,000 (4.8%) | $723,344 (-0.8%) | 0.00 | 72 |
| 2020-06-01 | $594,000 (11.7%) | $783,257 (15.0%) | 0.00 | 71 |
| 2020-07-01 | $596,748 (14.3%) | $815,361 (19.9%) | 0.00 | 63 |
| 2020-08-01 | $615,000 (17.1%) | $865,386 (28.6%) | 0.00 | 50 |
| 2020-09-01 | $749,750 (39.2%) | $975,149 (38.9%) | 0.00 | 39 |
| 2020-10-01 | $839,000 (60.5%) | $1,024,263 (49.6%) | 0.00 | 40 |
| 2020-11-01 | $818,125 (60.7%) | $1,039,222 (56.0%) | 0.00 | 33 |
| 2020-12-01 | $867,125 (84.3%) | $1,104,832 (75.8%) | 0.00 | 24 |
| 2021-01-01 | $895,000 (94.7%) | $1,119,596 (76.3%) | 0.00 | 19 |
| 2021-02-01 | $829,500 (69.3%) | $1,065,706 (64.6%) | 0.00 | 18 |
| 2021-03-01 | $764,250 (45.7%) | $1,037,118 (52.0%) | 0.00 | 16 |
| 2021-04-01 | $796,000 (42.8%) | $1,030,050 (46.3%) | 0.00 | 17 |
| 2021-05-01 | $800,000 (40.6%) | $978,711 (35.3%) | 0.00 | 17 |
| 2021-06-01 | $782,500 (31.7%) | $935,117 (19.4%) | 0.00 | 27 |
| 2021-07-01 | $765,000 (28.2%) | $957,900 (17.5%) | 0.00 | 24 |
| 2021-08-01 | $783,500 (27.4%) | $927,021 (7.1%) | 0.00 | 31 |
| 2021-09-01 | $748,500 (-0.2%) | $949,636 (-2.6%) | 0.00 | 34 |
| 2021-10-01 | $750,000 (-10.6%) | $1,078,289 (5.3%) | 0.00 | 25 |
| 2021-11-01 | $753,000 (-8.0%) | $1,045,940 (0.7%) | 0.00 | 22 |
| 2021-12-01 | $750,750 (-13.4%) | $1,065,921 (-3.5%) | 0.00 | 24 |
| 2022-01-01 | $739,500 (-17.4%) | $1,109,000 (-1.0%) | 0.00 | 17 |
| 2022-02-01 | $711,125 (-14.3%) | $989,667 (-7.1%) | 0.00 | 17 |
| 2022-03-01 | $708,750 (-7.3%) | $972,480 (-6.2%) | 0.00 | 22 |
| 2022-04-01 | $949,000 (19.2%) | $984,190 (-4.5%) | 0.00 | 23 |
| 2022-05-01 | $818,500 (2.3%) | $955,139 (-2.4%) | 0.00 | 32 |
| 2022-06-01 | $841,750 (7.6%) | $943,286 (0.9%) | 0.00 | 34 |
| 2022-07-01 | $785,000 (2.6%) | $913,588 (-4.6%) | 0.00 | 37 |
| 2022-08-01 | $801,875 (2.4%) | $917,381 (-1.0%) | 0.00 | 36 |
| 2022-09-01 | $842,375 (12.5%) | $922,898 (-2.8%) | 0.00 | 36 |
| 2022-10-01 | $835,000 (11.3%) | $920,468 (-14.6%) | 0.00 | 30 |
| 2022-11-01 | $794,000 (5.4%) | $927,874 (-11.3%) | 0.00 | 27 |
| 2022-12-01 | $774,000 (3.1%) | $970,521 (-9.0%) | 0.00 | 24 |
| 2023-01-01 | $819,750 (10.9%) | $963,028 (-13.2%) | 0.00 | 22 |
| 2023-02-01 | $868,500 (22.1%) | $1,151,584 (16.4%) | 0.00 | 24 |
| 2023-03-01 | $855,000 (20.6%) | $1,009,022 (3.8%) | 0.00 | 30 |
| 2023-04-01 | $850,000 (-10.4%) | $1,029,342 (4.6%) | 0.00 | 31 |
| 2023-05-01 | $854,975 (4.5%) | $942,591 (-1.3%) | 0.00 | 36 |
| 2023-06-01 | $823,750 (-2.1%) | $969,605 (2.8%) | 0.00 | 42 |
| 2023-07-01 | $837,000 (6.6%) | $1,028,907 (12.6%) | 0.00 | 47 |
| 2023-08-01 | $843,500 (5.2%) | $1,066,774 (16.3%) | 0.00 | 52 |
| 2023-09-01 | $792,500 (-5.9%) | $1,011,816 (9.6%) | 0.00 | 48 |
| 2023-10-01 | $837,500 (0.3%) | $1,093,858 (18.8%) | 0.00 | 45 |
| 2023-11-01 | $850,000 (7.1%) | $1,138,118 (22.7%) | 0.00 | 41 |
| 2023-12-01 | $825,000 (6.6%) | $1,120,177 (15.4%) | 0.00 | 34 |
| 2024-01-01 | $825,000 (0.6%) | $1,084,042 (12.6%) | 0.00 | 30 |
| 2024-02-01 | $777,250 (-10.5%) | $1,038,963 (-9.8%) | 0.00 | 30 |
| 2024-03-01 | $769,500 (-10.0%) | $1,048,424 (3.9%) | 0.00 | 30 |
Hood River's median listing price comes in at 0% of the national average.
Hood River's average listing price for 2024-03-01 was $1,048,424, a difference of $39,402 (3.9%) versus the prior year and $9,461 versus the prior month.
For the 2024-03-01 period, Hood River had 30 MLS listings, a difference of 0 listings (0%) versus the prior month and 0 listings (0%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,007 sqft |
| 2018-02-01 | 0 days | 2,005 sqft |
| 2018-03-01 | 0 days | 2,041 sqft |
| 2018-04-01 | 0 days | 2,110 sqft |
| 2018-05-01 | 0 days | 2,058 sqft |
| 2018-06-01 | 0 days | 2,092 sqft |
| 2018-07-01 | 0 days | 2,050 sqft |
| 2018-08-01 | 0 days | 2,067 sqft |
| 2018-09-01 | 0 days | 2,050 sqft |
| 2018-10-01 | 0 days | 2,096 sqft |
| 2018-11-01 | 0 days | 2,139 sqft |
| 2018-12-01 | 0 days | 2,060 sqft |
| 2019-01-01 | 0 days | 1,960 sqft |
| 2019-02-01 | 0 days | 1,977 sqft |
| 2019-03-01 | 0 days | 2,084 sqft |
| 2019-04-01 | 0 days | 2,052 sqft |
| 2019-05-01 | 0 days | 2,128 sqft |
| 2019-06-01 | 0 days | 1,918 sqft |
| 2019-07-01 | 0 days | 1,824 sqft |
| 2019-08-01 | 0 days | 1,868 sqft |
| 2019-09-01 | 0 days | 1,969 sqft |
| 2019-10-01 | 0 days | 1,953 sqft |
| 2019-11-01 | 0 days | 1,871 sqft |
| 2019-12-01 | 0 days | 1,906 sqft |
| 2020-01-01 | 0 days | 2,085 sqft |
| 2020-02-01 | 0 days | 1,991 sqft |
| 2020-03-01 | 0 days | 1,979 sqft |
| 2020-04-01 | 0 days | 1,992 sqft |
| 2020-05-01 | 0 days | 2,203 sqft |
| 2020-06-01 | 0 days | 2,309 sqft |
| 2020-07-01 | 0 days | 2,246 sqft |
| 2020-08-01 | 0 days | 2,342 sqft |
| 2020-09-01 | 0 days | 2,397 sqft |
| 2020-10-01 | 0 days | 2,459 sqft |
| 2020-11-01 | 0 days | 2,334 sqft |
| 2020-12-01 | 0 days | 2,518 sqft |
| 2021-01-01 | 0 days | 2,736 sqft |
| 2021-02-01 | 0 days | 2,805 sqft |
| 2021-03-01 | 0 days | 2,498 sqft |
| 2021-04-01 | 0 days | 2,475 sqft |
| 2021-05-01 | 0 days | 2,096 sqft |
| 2021-06-01 | 0 days | 2,090 sqft |
| 2021-07-01 | 0 days | 2,100 sqft |
| 2021-08-01 | 0 days | 2,098 sqft |
| 2021-09-01 | 0 days | 1,980 sqft |
| 2021-10-01 | 0 days | 2,003 sqft |
| 2021-11-01 | 0 days | 1,987 sqft |
| 2021-12-01 | 0 days | 1,985 sqft |
| 2022-01-01 | 0 days | 1,884 sqft |
| 2022-02-01 | 0 days | 1,950 sqft |
| 2022-03-01 | 0 days | 1,990 sqft |
| 2022-04-01 | 0 days | 2,068 sqft |
| 2022-05-01 | 0 days | 1,930 sqft |
| 2022-06-01 | 0 days | 2,028 sqft |
| 2022-07-01 | 0 days | 2,087 sqft |
| 2022-08-01 | 0 days | 2,097 sqft |
| 2022-09-01 | 0 days | 2,245 sqft |
| 2022-10-01 | 0 days | 2,200 sqft |
| 2022-11-01 | 0 days | 2,160 sqft |
| 2022-12-01 | 0 days | 2,183 sqft |
| 2023-01-01 | 0 days | 2,238 sqft |
| 2023-02-01 | 0 days | 2,106 sqft |
| 2023-03-01 | 0 days | 1,934 sqft |
| 2023-04-01 | 0 days | 1,968 sqft |
| 2023-05-01 | 0 days | 2,002 sqft |
| 2023-06-01 | 0 days | 1,963 sqft |
| 2023-07-01 | 0 days | 2,065 sqft |
| 2023-08-01 | 0 days | 2,142 sqft |
| 2023-09-01 | 0 days | 2,080 sqft |
| 2023-10-01 | 0 days | 2,106 sqft |
| 2023-11-01 | 0 days | 2,069 sqft |
| 2023-12-01 | 0 days | 2,054 sqft |
| 2024-01-01 | 0 days | 1,946 sqft |
| 2024-02-01 | 0 days | 1,936 sqft |
| 2024-03-01 | 0 days | 1,898 sqft |
Hood River's median square footage for active listings during the 2024-03-01 period was 1,898 sqft. One year prior, the average listing was 1,934 sqft.