S1l Mortgage Rates, Fees & Info
Wilmington, DELEI: 2549004FXPNKCLIN8250
Tax ID: 84-2764875
3.4 stars - Updated: 4/5/25
-
out of 5 stars, based on 77 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
S1l is a small mortgage company specializing in Home Purchase loans. S1l has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Boise City, San Diego, Dallas, and Cleveland among others. We have data for 328 markets. (Some data included below & more in-depth data is available with an active subscription.)S1l has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. S1l is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 4/5/25 |
| 30 Year Conventional Purchase | 6.56% | 4/5/25 |
| 30 Year Conventional Refi | 6.99% | 4/5/25 |
| 30 Year Cash-out Refi | 8.02% | 4/5/25 |
| 30 Year FHA Purchase | 7.42% | 4/5/25 |
| 30 Year FHA Refi | 7.12% | 4/5/25 |
| 30 Year VA Purchase | 6.50% | 4/5/25 |
| 30 Year VA Refi | 6.19% | 4/5/25 |
| 30 Year USDA Purchase | 7.04% | 4/5/25 |
| 30 Year USDA Refi | 6.77% | 4/5/25 |
| 15 Year Conventional Purchase | 7.75% | 4/5/25 |
| 15 Year Conventional Refi | 6.12% | 4/5/25 |
| 15 Year Cash-out Refi | 6.12% | 4/5/25 |
| 15 Year FHA Purchase | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
S1l Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from S1l. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,933Origination Dollar Volume (All Markets)
$2,036,605,000Awards
×
![]()
S1L - 2024
S1L is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
Work for S1L?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
S1l's average 30 year fixed mortgage rate was
6.66%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.11%.
Relative Fees (Closing Costs)
S1l's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,592.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 547 | $222,355,000 | $406,499 | $8,784 | 5.74% |
| BOISE CITY, ID (FHA|USDA|VA) | 427 | $151,915,000 | $355,773 | $10,595 | 6.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 221 | $144,135,000 | $652,195 | $12,298 | 7.47% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 288 | $108,640,000 | $377,222 | $12,052 | 6.54% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 556 | $106,390,000 | $191,349 | $7,044 | 6.31% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 308 | $101,140,000 | $328,377 | $10,724 | 6.68% |
| SALEM, OR (FHA|USDA|VA) | 173 | $70,245,000 | $406,040 | $10,255 | 6.83% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 98 | $63,450,000 | $647,449 | $9,620 | 8.15% |
| Outside of Metro Areas | 172 | $52,530,000 | $305,407 | $8,690 | 6.66% |
| SALINAS, CA (FHA|USDA|VA) | 65 | $52,265,000 | $804,077 | $11,113 | 6.99% |
| MODESTO, CA (FHA|USDA|VA) | 169 | $47,185,000 | $279,201 | $9,487 | 6.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 86 | $38,590,000 | $448,721 | $12,493 | 6.94% |
| AKRON, OH (FHA|USDA|VA) | 208 | $36,800,000 | $176,923 | $6,229 | 6.40% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 46 | $32,610,000 | $708,913 | $9,475 | 6.64% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 69 | $30,435,000 | $441,087 | $9,633 | 7.17% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 46 | $28,420,000 | $617,826 | $9,342 | 6.98% |
| BOULDER, CO (FHA|USDA|VA) | 45 | $27,965,000 | $621,444 | $7,841 | 6.44% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 64 | $27,900,000 | $435,938 | $13,500 | 5.47% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 72 | $26,930,000 | $374,028 | $10,437 | 7.39% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 106 | $25,910,000 | $244,434 | $7,122 | 6.27% |
| YAKIMA, WA (FHA|USDA|VA) | 80 | $23,470,000 | $293,375 | $9,273 | 5.78% |
| LONGVIEW, WA (FHA|USDA|VA) | 74 | $22,600,000 | $305,405 | $10,699 | 5.80% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 93 | $21,035,000 | $226,183 | $7,823 | 6.77% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 76 | $20,740,000 | $272,895 | $9,673 | 6.85% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 58 | $20,670,000 | $356,379 | $8,942 | 7.06% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 38 | $19,700,000 | $518,421 | $9,731 | 7.34% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 46 | $19,460,000 | $423,043 | $7,324 | 7.53% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 55 | $15,575,000 | $283,182 | $7,158 | 6.87% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 39 | $14,435,000 | $370,128 | $11,271 | 7.04% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 40 | $13,990,000 | $349,750 | $9,760 | 7.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 52 | $12,340,000 | $237,308 | $7,894 | 5.98% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 60 | $12,230,000 | $203,833 | $6,492 | 7.04% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 29 | $11,415,000 | $393,621 | $10,920 | 7.46% |
| GREELEY, CO (FHA|USDA|VA) | 33 | $10,345,000 | $313,485 | $10,814 | 5.85% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 14 | $9,790,000 | $699,286 | $11,931 | 7.01% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 26 | $9,590,000 | $368,846 | $10,800 | 6.28% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 43 | $9,405,000 | $218,721 | $6,654 | 6.14% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 30 | $8,480,000 | $282,667 | $10,825 | 7.04% |
| MADISON, WI (FHA|USDA|VA) | 26 | $8,300,000 | $319,231 | $5,987 | 7.15% |
| Corsicana, TX (FHA|USDA|VA) | 28 | $7,920,000 | $282,857 | $9,658 | 6.67% |
| STOCKTON, CA (FHA|USDA|VA) | 24 | $7,670,000 | $319,583 | $10,991 | 6.59% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 33 | $7,625,000 | $231,061 | $10,049 | 5.52% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 17 | $7,365,000 | $433,235 | $8,471 | 7.25% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 17 | $7,265,000 | $427,353 | $13,794 | 6.44% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 25 | $7,085,000 | $283,400 | $8,403 | 6.52% |
| MERCED, CA (FHA|USDA|VA) | 24 | $6,890,000 | $287,083 | $9,988 | 6.18% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 22 | $6,520,000 | $296,364 | $7,227 | 5.11% |
| GREAT FALLS, MT (FHA|USDA|VA) | 25 | $6,495,000 | $259,800 | $9,207 | 6.35% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 21 | $6,025,000 | $286,905 | $10,178 | 7.00% |
| Montrose, CO (FHA|USDA|VA) | 19 | $5,835,000 | $307,105 | $6,931 | 6.91% |
| Helena, MT (FHA|USDA|VA) | 19 | $5,385,000 | $283,421 | $9,801 | 6.28% |
| FORT COLLINS, CO (FHA|USDA|VA) | 15 | $5,315,000 | $354,333 | $8,207 | 6.82% |
| MISSOULA, MT (FHA|USDA|VA) | 11 | $5,275,000 | $479,545 | $8,435 | 6.47% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 17 | $5,125,000 | $301,471 | $9,521 | 6.78% |
| Rexburg, ID (FHA|USDA|VA) | 16 | $4,830,000 | $301,875 | $10,323 | 6.66% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 6 | $4,500,000 | $750,000 | $6,768 | 6.89% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 16 | $4,420,000 | $276,250 | $8,122 | 7.72% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 28 | $4,360,000 | $155,714 | $5,734 | 6.28% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 7 | $4,295,000 | $613,571 | $10,775 | 7.32% |
| RENO, NV (FHA|USDA|VA) | 9 | $4,175,000 | $463,889 | $10,778 | 7.11% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 11 | $4,175,000 | $379,545 | $12,612 | 5.81% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $3,865,000 | $429,444 | $13,171 | 7.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $3,770,000 | $377,000 | $13,213 | 7.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $3,720,000 | $620,000 | $16,856 | 7.48% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 18 | $3,650,000 | $202,778 | $6,888 | 7.66% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $3,490,000 | $349,000 | $11,097 | 6.51% |
| La Grande, OR (FHA|USDA|VA) | 12 | $3,270,000 | $272,500 | $7,514 | 6.23% |
| Ontario, OR-ID (FHA|USDA|VA) | 12 | $3,260,000 | $271,667 | $11,856 | 6.53% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 12 | $3,040,000 | $253,333 | $7,531 | 8.46% |
| BEND, OR (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $8,429 | 7.46% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $2,935,000 | $326,111 | $9,963 | 5.53% |
| Kalispell, MT (FHA|USDA|VA) | 9 | $2,905,000 | $322,778 | $8,154 | 6.86% |
| Safford, AZ (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $9,117 | 7.90% |
| TYLER, TX (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $7,522 | 7.11% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 19 | $2,745,000 | $144,474 | $6,597 | 6.67% |
| Ashtabula, OH (FHA|USDA|VA) | 15 | $2,705,000 | $180,333 | $7,708 | 6.82% |
| EL CENTRO, CA (FHA|USDA|VA) | 10 | $2,700,000 | $270,000 | $9,217 | 7.69% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $2,695,000 | $2,695,000 | $25,873 | 7.75% |
| Athens, TX (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $8,194 | 6.13% |
| Wooster, OH (FHA|USDA|VA) | 16 | $2,480,000 | $155,000 | $6,583 | 5.52% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $8,939 | 7.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $2,430,000 | $607,500 | $18,792 | 9.02% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $2,415,000 | $268,333 | $5,812 | 6.75% |
| Big Spring, TX (FHA|USDA|VA) | 16 | $2,330,000 | $145,625 | $7,116 | 6.24% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $4,638 | 7.06% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $2,270,000 | $378,333 | $8,702 | 7.56% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $2,260,000 | $565,000 | $14,306 | 6.69% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $10,397 | 6.93% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $7,138 | 4.84% |
| Blackfoot, ID (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $8,181 | 6.32% |
| CORVALLIS, OR (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $8,097 | 6.72% |
| DULUTH, MN-WI (FHA|USDA|VA) | 13 | $2,085,000 | $160,385 | $5,838 | 4.86% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $11,139 | 10.18% |
| Centralia, WA (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $13,788 | 7.47% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 10 | $2,000,000 | $200,000 | $5,769 | 7.54% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $9,946 | 6.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $12,866 | 7.68% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $12,638 | 6.14% |
| PEORIA, IL (FHA|USDA|VA) | 11 | $1,765,000 | $160,455 | $6,535 | 6.70% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $14,502 | 6.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $10,010 | 7.42% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $1,690,000 | $845,000 | $13,489 | 7.00% |
| Roseburg, OR (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $9,529 | 6.29% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $9,475 | 7.37% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $1,645,000 | $548,333 | $8,204 | 8.08% |
| WHEELING, WV-OH (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $8,937 | 7.24% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,560,000 | $780,000 | $6,301 | 6.63% |
| Hailey, ID (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $10,988 | 7.37% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $14,060 | 6.44% |
| Mountain Home, ID (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $11,617 | 6.85% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $6,730 | 5.03% |
| LAS CRUCES, NM (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $9,829 | 7.50% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,500,000 | $750,000 | $15,615 | 7.38% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $9,775 | 7.37% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $12,186 | 9.54% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,480,000 | $740,000 | $9,523 | 7.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $6,908 | 7.39% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $9,212 | 6.69% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $11,864 | 5.68% |
| Mount Pleasant, TX (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $12,746 | 6.80% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $9,656 | 7.15% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $10,740 | 6.72% |
| Picayune, MS (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $10,494 | 6.08% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $10,617 | 6.79% |
| Hood River, OR (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $13,865 | 6.38% |
| Minden, LA (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $5,587 | 6.89% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $6,820 | 5.75% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $6,976 | 7.63% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $6,331 | 8.30% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $7,621 | 7.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $7,688 | 9.07% |
| Prineville, OR (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $12,667 | 6.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $6,756 | 7.60% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $9,703 | 7.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $13,012 | 7.31% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,000 | 8.58% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $5,253 | 8.22% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $12,878 | 10.47% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $9,705 | 7.38% |
| Newport, OR (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $9,280 | 7.12% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $9,673 | 6.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $3,897 | 7.00% |
| Salem, OH (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,596 | 7.00% |
| TULSA, OK (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $9,521 | 8.01% |
| El Campo, TX (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,508 | 5.78% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $4,540 | 5.83% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $30,858 | 8.00% |
| ERIE, PA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $8,049 | 7.28% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $9,206 | 8.69% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $7,401 | 6.62% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $6,431 | 6.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,037 | 6.59% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $9,119 | 6.04% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,332 | 8.91% |
| Lincoln, IL (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,549 | 7.23% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $11,145 | 6.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $8,884 | 7.43% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $7,783 | 8.00% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,602 | 8.04% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $13,049 | 7.13% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,669 | 6.46% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,003 | 7.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,790 | 7.04% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $10,544 | 7.44% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,868 | 8.57% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,674 | 6.58% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $6,422 | 8.07% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,064 | 6.92% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,466 | 5.56% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $14,028 | 6.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $9,322 | 6.88% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $20,934 | 6.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,293 | 6.96% |
| Hilo, HI (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $8,964 | 7.63% |
| Fernley, NV (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,102 | 5.56% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $11,352 | 6.63% |
| Astoria, OR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $11,124 | 6.44% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,639 | 6.99% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,023 | 6.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,981 | 7.66% |
| RACINE, WI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,773 | 6.42% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $22,056 | 8.44% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,276 | 7.56% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,310 | 8.25% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,946 | 6.44% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $6,545 | 6.63% |
| Sonora, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,600 | 6.75% |
| Payson, AZ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,413 | 7.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $13,767 | 6.88% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $15,587 | 6.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $15,114 | 7.31% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $9,960 | 7.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $15,095 | 6.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,331 | 8.46% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,967 | 10.49% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,254 | 7.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $25,659 | 5.99% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,121 | 6.67% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $6,134 | 9.59% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,424 | 6.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,983 | 6.31% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,409 | 6.99% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,904 | 5.87% |
| Evanston, WY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,263 | 6.63% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,606 | 5.81% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $15,510 | 6.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $13,141 | 5.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,390 | 5.38% |
| Ashland, OH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $23,613 | 6.25% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,093 | 7.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 7.69% |
| Granbury, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,262 | 7.38% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,847 | 5.94% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,302 | 6.50% |
| REDDING, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,906 | 6.13% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,064 | 7.13% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $8,620 | 9.70% |
| Shelton, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,388 | 7.38% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,732 | 5.48% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,519 | 7.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,746 | 6.99% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,984 | 7.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 6.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,824 | 6.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,304 | 7.81% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,338 | 6.31% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,946 | 6.79% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,415 | 6.38% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,727 | 6.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,841 | 6.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,581 | 6.31% |
| Findlay, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,898 | 6.88% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 9.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,276 | 4.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,154 | 6.99% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,160 | 7.88% |
| Sterling, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,776 | 6.63% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,883 | 6.99% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,593 | 6.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,853 | 7.28% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,685 | 6.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,993 | 7.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,338 | 6.56% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,543 | 5.75% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,892 | 6.99% |
| Silver City, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,355 | 6.25% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,256 | 6.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $3,865 | 3.81% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,189 | 6.25% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,023 | 7.13% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,286 | 5.65% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,873 | 6.75% |
| Sterling, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,400 | 6.38% |
| Heber, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.90% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,294 | 6.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,590 | 6.63% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,864 | 7.55% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,160 | 6.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,333 | 5.88% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,682 | 3.44% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,758 | 9.65% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,354 | 6.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,388 | 5.99% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,161 | 7.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 11.45% |
| Outside of Metro Areas | 1 | $245,000 | $245,000 | $7,478 | 7.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,464 | 8.25% |
| Pullman, WA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $10,277 | 3.50% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.13% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 8.31% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,984 | 6.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,711 | 5.75% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,356 | 6.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,069 | 7.88% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,679 | 7.13% |
| Burley, ID (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,316 | 8.00% |
| MONROE, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,635 | 6.63% |
| Hastings, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,600 | 6.25% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,587 | 6.38% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,246 | 6.75% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,836 | 6.99% |
| Cullman, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,693 | 7.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,156 | 6.63% |
| Martin, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,187 | 6.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,794 | 6.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,953 | 5.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,103 | 6.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,034 | 8.75% |
| Freeport, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,104 | 6.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,440 | 7.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,651 | 7.99% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,193 | 6.88% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,312 | 3.50% |
| Meadville, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,734 | 6.63% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,499 | 7.25% |
| New Castle, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,262 | 6.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,241 | 7.00% |
| Jackson, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,887 | 7.13% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,218 | 8.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,267 | 6.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,372 | 6.75% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,274 | 7.13% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,699 | 7.00% |
| Durant, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,265 | 6.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,815 | 6.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.20% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.40% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,088 | 7.13% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.60% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,936 | 7.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,553 | 6.99% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,771 | 5.75% |
| Bedford, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.35% |
| Snyder, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,850 | 7.00% |
| Ada, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,937 | 6.63% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,845 | 7.13% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,695 | 6.75% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,196 | 7.13% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,712 | 6.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,713 | 6.38% |
| Platteville, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.80% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.20% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.05% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.35% |
Similar Lenders
We use machine learning to identify the top lenders compared against S1L based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Educational Employees Credit Union
Similarity Rank: 40
Similarity Rank: 40
First Federal Savings Bank of Twin Falls
Similarity Rank: 48
Similarity Rank: 48
CALIFORNIA CREDIT UNION
Similarity Rank: 72
Similarity Rank: 72
MYPOINT Credit Union
Similarity Rank: 81
Similarity Rank: 81
Del Norte Credit Union
Similarity Rank: 99
Similarity Rank: 99
COASTHILLS
Similarity Rank: 112
Similarity Rank: 112
GRANITE FEDERAL CREDIT UNION
Similarity Rank: 150
Similarity Rank: 150
SAN ANTONIO CITIZENS
Similarity Rank: 156
Similarity Rank: 156
SESLOC
Similarity Rank: 169
Similarity Rank: 169
NUSENDA
Similarity Rank: 176
Similarity Rank: 176
Product Mix
For 2024, S1l's most frequently originated type of loan was Conventional, with 3,924 originations. Their 2nd most popular type was FHA, with 1,242 originations.
Loan Reason
For 2024, S1l's most frequently cited loan purpose was Home Purchase, with 4,902 originations. The 2nd most popular reason was Cash Out Refi, with 449 originations.
Loan Duration/Length
For 2024, S1l's most frequently cited loan duration was 30 Year, with 5,510 originations. The 2nd most popular length was Other, with 139 originations.
Origination Fees/Closing Costs
S1l's average total fees were $9,592, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,968 originations.
Interest Rates
During 2024, S1l's average interest rate for loans was 6.66%, while their most frequently originated rate bucket for loans was 6-7%, with 3,069 originations.
Loan Sizing
2024 saw S1l place emphasis on $200k-400k loans with 2,224 originations, totaling $659,590,000 in origination value.
Applicant Income
S1l lent most frequently to those with incomes in the $100k-150k range, with 1,514 originations. The second most popular income band? $150k-250k, with 1,177 originations.
Applicant Debt to Income Ratio
S1l lent most frequently to those with DTI ratios of 30-36%, with 796 originations. The next most common DTI ratio? 20-30%, with 663 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.89%
S1l has an average approval rate.
Pick Rate
Approvals leading to origination64.27%
S1l has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,933 | $2,036,605,000 | $343,267 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,933 | $2,036,605,000 | $343,267 |