Navy Federal Credit Union Mortgage Rates, Fees & Info
Vienna, VALEI: 5493003GQDUH26DNNH17
Tax ID: 53-0116705
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Navy Federal Credit Union is a large credit union specializing in Home Purchase, Refi, and Cash Out Refi loans. Navy Federal Credit Union has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Washington, Virginia Beach, San Diego, Baltimore, and Atlanta among others. Navy Federal Credit Union has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Navy Federal Credit Union is typically an average fee lendor.Originations
81,181Origination Dollar Volume (All Markets)
$24,939,825,000Awards
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NAVY FEDERAL CREDIT UNION - 2021
NAVY FEDERAL CREDIT UNION is a 2021 , due to their low .
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Relative Rate
Navy Federal Credit Union's average 30 year fixed rate mortgage of loans were
2.91%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.24%.
Relative Fees
Navy Federal Credit Union's average total fees for a 30 year fixed rate
mortgage are $5,494.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8,091 | $3,247,775,000 | $401,406 | $5,679 | 2.82% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4,201 | $1,123,365,000 | $267,404 | $4,876 | 2.80% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2,238 | $1,047,910,000 | $468,235 | $6,184 | 2.64% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2,163 | $780,375,000 | $360,784 | $5,617 | 2.97% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,468 | $695,040,000 | $281,621 | $4,719 | 3.06% |
| Outside of Metro Areas | 2,465 | $584,375,000 | $237,069 | $4,161 | 2.84% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,381 | $537,965,000 | $389,547 | $5,687 | 2.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,999 | $515,935,000 | $258,097 | $5,150 | 2.81% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 909 | $483,965,000 | $532,415 | $6,746 | 2.71% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,032 | $442,110,000 | $428,401 | $7,123 | 2.80% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 983 | $423,215,000 | $430,534 | $5,968 | 2.68% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,285 | $419,935,000 | $326,798 | $5,480 | 2.81% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,370 | $378,840,000 | $276,526 | $5,341 | 2.93% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,260 | $376,280,000 | $298,635 | $5,505 | 2.86% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,181 | $374,665,000 | $317,244 | $5,261 | 2.82% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1,606 | $367,670,000 | $228,935 | $4,314 | 2.94% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 981 | $313,845,000 | $319,924 | $4,774 | 2.82% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 946 | $294,690,000 | $311,512 | $5,598 | 2.85% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 838 | $283,090,000 | $337,816 | $6,251 | 2.99% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 948 | $264,650,000 | $279,167 | $5,173 | 2.88% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 613 | $255,415,000 | $416,664 | $6,268 | 2.76% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 845 | $250,085,000 | $295,959 | $5,190 | 2.86% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 768 | $247,170,000 | $321,836 | $4,628 | 2.98% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 448 | $239,340,000 | $534,241 | $8,808 | 2.65% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 832 | $238,090,000 | $286,166 | $5,111 | 2.79% |
| RICHMOND, VA (FHA|USDA|VA) | 761 | $217,895,000 | $286,327 | $4,475 | 2.96% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 681 | $214,955,000 | $315,646 | $4,733 | 2.88% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 469 | $203,335,000 | $433,550 | $5,371 | 2.73% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 706 | $201,910,000 | $285,992 | $5,108 | 2.64% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 598 | $192,340,000 | $321,639 | $4,839 | 2.65% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 943 | $188,385,000 | $199,772 | $4,343 | 2.72% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 428 | $173,510,000 | $405,397 | $5,765 | 2.74% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 465 | $160,815,000 | $345,839 | $5,786 | 2.69% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 467 | $155,765,000 | $333,544 | $5,058 | 2.72% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 662 | $136,390,000 | $206,027 | $4,844 | 2.74% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 210 | $130,920,000 | $623,429 | $8,739 | 2.69% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 395 | $126,965,000 | $321,430 | $4,848 | 2.71% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 340 | $121,920,000 | $358,588 | $4,935 | 2.80% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 269 | $119,345,000 | $443,662 | $6,349 | 2.69% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 482 | $119,030,000 | $246,950 | $4,579 | 2.94% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 439 | $114,155,000 | $260,034 | $5,208 | 2.76% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 476 | $113,950,000 | $239,391 | $4,120 | 2.90% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 479 | $113,085,000 | $236,086 | $4,721 | 2.81% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 377 | $106,535,000 | $282,586 | $5,008 | 2.79% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 426 | $101,580,000 | $238,451 | $4,509 | 2.74% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 309 | $96,315,000 | $311,699 | $4,754 | 2.73% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 363 | $94,175,000 | $259,435 | $4,199 | 2.84% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 366 | $92,830,000 | $253,634 | $4,996 | 2.97% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 249 | $91,665,000 | $368,133 | $5,888 | 2.78% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 181 | $90,105,000 | $497,818 | $6,259 | 2.55% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 314 | $89,960,000 | $286,497 | $4,762 | 2.74% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 381 | $88,335,000 | $231,850 | $4,077 | 2.92% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 272 | $86,730,000 | $318,860 | $5,707 | 2.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 339 | $81,205,000 | $239,543 | $4,502 | 2.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 274 | $80,330,000 | $293,175 | $4,368 | 2.74% |
| NEW BERN, NC (FHA|USDA|VA) | 372 | $75,210,000 | $202,177 | $3,619 | 2.78% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 368 | $75,160,000 | $204,239 | $4,127 | 2.92% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 262 | $73,310,000 | $279,809 | $4,867 | 2.73% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 287 | $72,695,000 | $253,293 | $3,837 | 2.90% |
| TUCSON, AZ (FHA|USDA|VA) | 258 | $72,040,000 | $279,225 | $4,796 | 2.67% |
| COLUMBUS, OH (FHA|USDA|VA) | 255 | $69,625,000 | $273,039 | $4,577 | 2.81% |
| SAVANNAH, GA (FHA|USDA|VA) | 283 | $69,285,000 | $244,823 | $4,908 | 2.82% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 264 | $68,630,000 | $259,962 | $4,799 | 2.86% |
| PITTSBURGH, PA (FHA|USDA|VA) | 280 | $68,480,000 | $244,571 | $4,965 | 2.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 238 | $67,190,000 | $282,311 | $5,042 | 2.79% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 256 | $65,750,000 | $256,836 | $4,176 | 2.74% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 237 | $65,055,000 | $274,494 | $5,693 | 2.76% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 266 | $64,820,000 | $243,684 | $5,489 | 2.77% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 245 | $62,605,000 | $255,531 | $4,522 | 2.84% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 247 | $62,185,000 | $251,761 | $4,341 | 2.82% |
| St. Marys, GA (FHA|USDA|VA) | 294 | $61,610,000 | $209,558 | $4,505 | 2.82% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 210 | $61,090,000 | $290,905 | $4,649 | 2.90% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 249 | $60,665,000 | $243,635 | $4,812 | 3.11% |
| VALLEJO, CA (FHA|USDA|VA) | 138 | $60,200,000 | $436,232 | $5,977 | 2.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 211 | $58,735,000 | $278,365 | $4,085 | 2.89% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 287 | $56,915,000 | $198,310 | $4,105 | 2.80% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 190 | $55,760,000 | $293,474 | $5,490 | 2.87% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 265 | $55,715,000 | $210,245 | $4,858 | 2.69% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 158 | $55,460,000 | $351,013 | $5,807 | 2.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 220 | $54,470,000 | $247,591 | $4,286 | 2.85% |
| WILMINGTON, NC (FHA|USDA|VA) | 173 | $53,965,000 | $311,936 | $4,530 | 2.77% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 179 | $53,745,000 | $300,251 | $4,587 | 2.82% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 216 | $53,570,000 | $248,009 | $4,233 | 2.83% |
| KNOXVILLE, TN (FHA|USDA|VA) | 189 | $53,355,000 | $282,302 | $5,376 | 2.86% |
| YUMA, AZ (FHA|USDA|VA) | 258 | $52,420,000 | $203,178 | $4,085 | 2.74% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 193 | $51,505,000 | $266,865 | $3,910 | 2.92% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 198 | $51,300,000 | $259,091 | $5,077 | 2.93% |
| BOISE CITY, ID (FHA|USDA|VA) | 152 | $51,240,000 | $337,105 | $5,434 | 2.66% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 166 | $51,070,000 | $307,651 | $5,213 | 2.60% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 105 | $50,405,000 | $480,048 | $7,157 | 2.80% |
| SALINAS, CA (FHA|USDA|VA) | 85 | $50,175,000 | $590,294 | $6,410 | 2.58% |
| PANAMA CITY, FL (FHA|USDA|VA) | 181 | $48,975,000 | $270,580 | $5,229 | 2.72% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 145 | $48,515,000 | $334,586 | $5,308 | 2.82% |
| Morehead City, NC (FHA|USDA|VA) | 171 | $48,385,000 | $282,953 | $4,491 | 2.71% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 193 | $48,265,000 | $250,078 | $4,799 | 2.77% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 64 | $48,140,000 | $752,188 | $5,863 | 2.68% |
| EL PASO, TX (FHA|USDA|VA) | 245 | $46,925,000 | $191,531 | $4,511 | 2.69% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 182 | $45,960,000 | $252,527 | $4,370 | 2.92% |
| Oak Harbor, WA (FHA|USDA|VA) | 140 | $45,600,000 | $325,714 | $5,553 | 2.55% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 191 | $44,285,000 | $231,859 | $4,546 | 2.82% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 139 | $44,215,000 | $318,094 | $6,038 | 2.86% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 131 | $43,135,000 | $329,275 | $4,737 | 2.81% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 157 | $42,375,000 | $269,904 | $5,932 | 2.69% |
| ANCHORAGE, AK (FHA|USDA|VA) | 117 | $40,905,000 | $349,615 | $6,514 | 2.78% |
| RENO, NV (FHA|USDA|VA) | 97 | $40,795,000 | $420,567 | $5,329 | 2.71% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 198 | $39,960,000 | $201,818 | $4,502 | 2.93% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 160 | $39,790,000 | $248,688 | $5,016 | 2.90% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 167 | $38,795,000 | $232,305 | $4,391 | 2.91% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 133 | $38,665,000 | $290,714 | $5,595 | 2.80% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 116 | $36,800,000 | $317,241 | $5,956 | 2.83% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 156 | $35,490,000 | $227,500 | $4,128 | 2.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 111 | $34,895,000 | $314,369 | $5,626 | 2.77% |
| ASHEVILLE, NC (FHA|USDA|VA) | 118 | $34,320,000 | $290,847 | $3,847 | 2.81% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 101 | $34,235,000 | $338,960 | $6,750 | 2.62% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 82 | $33,910,000 | $413,537 | $5,704 | 2.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 136 | $33,820,000 | $248,676 | $4,662 | 2.80% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 147 | $33,435,000 | $227,449 | $3,715 | 2.87% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 86 | $32,870,000 | $382,209 | $5,559 | 2.62% |
| STOCKTON, CA (FHA|USDA|VA) | 72 | $31,970,000 | $444,028 | $5,020 | 2.79% |
| GREELEY, CO (FHA|USDA|VA) | 77 | $31,935,000 | $414,740 | $5,481 | 2.84% |
| MONTGOMERY, AL (FHA|USDA|VA) | 152 | $31,770,000 | $209,013 | $3,885 | 2.94% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 86 | $31,180,000 | $362,558 | $4,831 | 2.71% |
| FRESNO, CA (FHA|USDA|VA) | 92 | $30,810,000 | $334,891 | $4,885 | 2.81% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 103 | $29,975,000 | $291,019 | $5,047 | 2.78% |
| BATON ROUGE, LA (FHA|USDA|VA) | 105 | $29,945,000 | $285,190 | $5,051 | 3.10% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 124 | $29,780,000 | $240,161 | $3,523 | 2.94% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 114 | $28,900,000 | $253,509 | $5,687 | 2.80% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 121 | $28,755,000 | $237,645 | $3,627 | 2.89% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 117 | $28,585,000 | $244,316 | $5,162 | 2.83% |
| TULSA, OK (FHA|USDA|VA) | 114 | $28,430,000 | $249,386 | $4,115 | 2.84% |
| OCALA, FL (FHA|USDA|VA) | 127 | $26,815,000 | $211,142 | $4,482 | 2.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 106 | $26,800,000 | $252,830 | $5,117 | 2.74% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 71 | $26,575,000 | $374,296 | $4,498 | 2.73% |
| Key West, FL (FHA|USDA|VA) | 50 | $26,530,000 | $530,600 | $7,719 | 2.74% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 93 | $25,785,000 | $277,258 | $3,893 | 2.92% |
| ROANOKE, VA (FHA|USDA|VA) | 100 | $25,720,000 | $257,200 | $3,714 | 2.89% |
| FORT COLLINS, CO (FHA|USDA|VA) | 67 | $25,705,000 | $383,657 | $4,035 | 2.77% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 116 | $25,280,000 | $217,931 | $5,213 | 2.80% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 93 | $24,835,000 | $267,043 | $5,546 | 3.02% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 110 | $24,580,000 | $223,455 | $4,565 | 2.85% |
| LYNCHBURG, VA (FHA|USDA|VA) | 92 | $24,090,000 | $261,848 | $4,410 | 2.83% |
| HINESVILLE, GA (FHA|USDA|VA) | 124 | $23,950,000 | $193,145 | $4,654 | 2.72% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 58 | $23,910,000 | $412,241 | $5,874 | 2.55% |
| ALBANY, GA (FHA|USDA|VA) | 121 | $23,495,000 | $194,174 | $4,527 | 3.13% |
| MOBILE, AL (FHA|USDA|VA) | 131 | $23,355,000 | $178,282 | $3,856 | 2.97% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 68 | $23,100,000 | $339,706 | $4,620 | 2.66% |
| Elizabeth City, NC (FHA|USDA|VA) | 103 | $22,615,000 | $219,563 | $4,485 | 2.97% |
| THE VILLAGES, FL (FHA|USDA|VA) | 77 | $22,495,000 | $292,143 | $4,209 | 2.80% |
| Hilo, HI (FHA|USDA|VA) | 49 | $22,495,000 | $459,082 | $7,218 | 2.86% |
| AKRON, OH (FHA|USDA|VA) | 100 | $21,970,000 | $219,700 | $4,514 | 3.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 64 | $21,620,000 | $337,813 | $4,833 | 2.59% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 80 | $21,220,000 | $265,250 | $5,172 | 2.66% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 100 | $21,010,000 | $210,100 | $4,470 | 2.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 66 | $20,240,000 | $306,667 | $3,872 | 2.67% |
| LAS CRUCES, NM (FHA|USDA|VA) | 79 | $20,175,000 | $255,380 | $4,855 | 2.67% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 76 | $20,050,000 | $263,816 | $4,599 | 2.95% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 55 | $19,375,000 | $352,273 | $4,966 | 2.65% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 75 | $19,245,000 | $256,600 | $3,580 | 2.91% |
| JACKSON, MS (FHA|USDA|VA) | 72 | $18,950,000 | $263,194 | $4,045 | 2.90% |
| SYRACUSE, NY (FHA|USDA|VA) | 90 | $18,790,000 | $208,778 | $4,632 | 2.77% |
| SPARTANBURG, SC (FHA|USDA|VA) | 80 | $18,690,000 | $233,625 | $4,453 | 2.83% |
| MANHATTAN, KS (FHA|USDA|VA) | 87 | $18,245,000 | $209,713 | $4,181 | 2.70% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 79 | $17,875,000 | $226,266 | $4,155 | 2.84% |
| BELLINGHAM, WA (FHA|USDA|VA) | 53 | $17,845,000 | $336,698 | $4,515 | 2.66% |
| ROCHESTER, NY (FHA|USDA|VA) | 86 | $17,840,000 | $207,442 | $4,092 | 2.91% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 72 | $17,710,000 | $245,972 | $4,934 | 2.77% |
| MADISON, WI (FHA|USDA|VA) | 62 | $17,700,000 | $285,484 | $3,622 | 2.65% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 71 | $17,585,000 | $247,676 | $5,987 | 2.76% |
| LAWTON, OK (FHA|USDA|VA) | 100 | $17,530,000 | $175,300 | $4,015 | 2.77% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 49 | $17,345,000 | $353,980 | $5,621 | 2.76% |
| Outside of Metro Areas | 42 | $17,010,000 | $405,000 | $5,564 | 2.63% |
| DOVER, DE (FHA|USDA|VA) | 62 | $16,960,000 | $273,548 | $6,167 | 2.95% |
| WICHITA, KS (FHA|USDA|VA) | 74 | $16,600,000 | $224,324 | $4,027 | 2.77% |
| GAINESVILLE, FL (FHA|USDA|VA) | 72 | $16,220,000 | $225,278 | $3,963 | 2.81% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 35 | $16,205,000 | $463,000 | $4,845 | 2.64% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 73 | $16,185,000 | $221,712 | $3,119 | 2.74% |
| SALEM, OR (FHA|USDA|VA) | 53 | $15,935,000 | $300,660 | $5,335 | 2.66% |
| BOULDER, CO (FHA|USDA|VA) | 37 | $15,365,000 | $415,270 | $4,537 | 2.78% |
| BRUNSWICK, GA (FHA|USDA|VA) | 66 | $15,130,000 | $229,242 | $4,110 | 2.86% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 58 | $14,810,000 | $255,345 | $3,697 | 2.94% |
| Shelton, WA (FHA|USDA|VA) | 51 | $14,795,000 | $290,098 | $5,922 | 2.66% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 68 | $14,790,000 | $217,500 | $4,009 | 2.85% |
| SANTA FE, NM (FHA|USDA|VA) | 37 | $14,645,000 | $395,811 | $7,219 | 2.73% |
| SUMTER, SC (FHA|USDA|VA) | 72 | $14,540,000 | $201,944 | $4,392 | 2.80% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 28 | $14,420,000 | $515,000 | $5,490 | 2.76% |
| BEND, OR (FHA|USDA|VA) | 37 | $14,365,000 | $388,243 | $5,349 | 2.50% |
| MODESTO, CA (FHA|USDA|VA) | 38 | $14,230,000 | $374,474 | $5,586 | 2.82% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 43 | $14,175,000 | $329,651 | $5,693 | 2.53% |
| Lebanon, NH-VT (FHA|USDA|VA) | 56 | $14,120,000 | $252,143 | $4,654 | 2.69% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 53 | $13,845,000 | $261,226 | $4,018 | 2.79% |
| GREENVILLE, NC (FHA|USDA|VA) | 70 | $13,740,000 | $196,286 | $3,184 | 2.91% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 53 | $13,305,000 | $251,038 | $4,363 | 2.72% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 40 | $13,110,000 | $327,750 | $5,193 | 2.93% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 65 | $13,065,000 | $201,000 | $3,881 | 2.79% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 50 | $13,040,000 | $260,800 | $4,495 | 3.11% |
| PROVO-OREM, UT (FHA|USDA|VA) | 28 | $12,980,000 | $463,571 | $4,201 | 2.79% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 29 | $12,945,000 | $446,379 | $5,989 | 2.67% |
| TOLEDO, OH (FHA|USDA|VA) | 70 | $12,890,000 | $184,143 | $4,265 | 2.83% |
| BURLINGTON, NC (FHA|USDA|VA) | 49 | $12,875,000 | $262,755 | $5,252 | 2.69% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 54 | $12,810,000 | $237,222 | $5,097 | 3.04% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 49 | $12,735,000 | $259,898 | $4,033 | 2.71% |
| GOLDSBORO, NC (FHA|USDA|VA) | 58 | $12,620,000 | $217,586 | $5,663 | 2.86% |
| Kalispell, MT (FHA|USDA|VA) | 33 | $12,575,000 | $381,061 | $4,357 | 2.61% |
| READING, PA (FHA|USDA|VA) | 54 | $12,180,000 | $225,556 | $4,573 | 2.73% |
| STAUNTON, VA (FHA|USDA|VA) | 39 | $12,015,000 | $308,077 | $6,561 | 2.83% |
| Fernley, NV (FHA|USDA|VA) | 36 | $11,930,000 | $331,389 | $7,663 | 2.81% |
| GAINESVILLE, GA (FHA|USDA|VA) | 39 | $11,875,000 | $304,487 | $4,826 | 3.05% |
| Alamogordo, NM (FHA|USDA|VA) | 55 | $11,835,000 | $215,182 | $5,340 | 2.80% |
| LANCASTER, PA (FHA|USDA|VA) | 55 | $11,815,000 | $214,818 | $4,675 | 2.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 23 | $11,395,000 | $495,435 | $5,335 | 2.60% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 22 | $11,380,000 | $517,273 | $6,771 | 2.77% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 54 | $11,350,000 | $210,185 | $4,754 | 2.96% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 63 | $11,345,000 | $180,079 | $4,056 | 2.61% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 44 | $11,280,000 | $256,364 | $3,701 | 3.01% |
| Fallon, NV (FHA|USDA|VA) | 43 | $11,175,000 | $259,884 | $4,202 | 2.70% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 42 | $11,150,000 | $265,476 | $3,228 | 2.55% |
| LAFAYETTE, LA (FHA|USDA|VA) | 51 | $11,095,000 | $217,549 | $5,160 | 2.90% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 42 | $11,070,000 | $263,571 | $5,057 | 2.64% |
| Concord, NH (FHA|USDA|VA) | 35 | $11,045,000 | $315,571 | $4,743 | 2.76% |
| Enterprise, AL (FHA|USDA|VA) | 51 | $11,025,000 | $216,176 | $3,648 | 2.77% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 52 | $10,410,000 | $200,192 | $3,870 | 3.31% |
| ANN ARBOR, MI (FHA|USDA|VA) | 39 | $10,335,000 | $265,000 | $4,239 | 2.71% |
| PUEBLO, CO (FHA|USDA|VA) | 42 | $10,240,000 | $243,810 | $5,008 | 2.85% |
| VALDOSTA, GA (FHA|USDA|VA) | 51 | $10,065,000 | $197,353 | $4,980 | 2.85% |
| BILLINGS, MT (FHA|USDA|VA) | 32 | $9,870,000 | $308,438 | $4,705 | 2.77% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 51 | $9,735,000 | $190,882 | $3,384 | 3.03% |
| CHEYENNE, WY (FHA|USDA|VA) | 31 | $9,705,000 | $313,065 | $4,720 | 2.52% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 55 | $9,695,000 | $176,273 | $3,438 | 2.86% |
| VISALIA, CA (FHA|USDA|VA) | 33 | $9,545,000 | $289,242 | $3,852 | 2.81% |
| GETTYSBURG, PA (FHA|USDA|VA) | 29 | $9,395,000 | $323,966 | $5,979 | 2.66% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 41 | $9,275,000 | $226,220 | $4,865 | 2.58% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 20 | $9,250,000 | $462,500 | $9,152 | 2.92% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 46 | $9,230,000 | $200,652 | $5,189 | 2.82% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 36 | $9,210,000 | $255,833 | $3,518 | 2.87% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 35 | $9,185,000 | $262,429 | $3,895 | 2.90% |
| DOTHAN, AL (FHA|USDA|VA) | 43 | $9,135,000 | $212,442 | $4,321 | 3.11% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 44 | $9,110,000 | $207,045 | $4,490 | 2.80% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 24 | $9,090,000 | $378,750 | $7,044 | 2.73% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 39 | $8,915,000 | $228,590 | $4,133 | 2.89% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 25 | $8,705,000 | $348,200 | $4,865 | 2.70% |
| GREEN BAY, WI (FHA|USDA|VA) | 31 | $8,605,000 | $277,581 | $4,563 | 2.84% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 40 | $8,430,000 | $210,750 | $3,975 | 2.83% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 28 | $8,290,000 | $296,071 | $5,722 | 2.87% |
| EL CENTRO, CA (FHA|USDA|VA) | 31 | $8,125,000 | $262,097 | $4,568 | 2.93% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 34 | $8,090,000 | $237,941 | $4,043 | 2.85% |
| Torrington, CT (FHA|USDA|VA) | 28 | $8,010,000 | $286,071 | $6,120 | 2.75% |
| Jefferson, GA (FHA|USDA|VA) | 30 | $7,960,000 | $265,333 | $4,990 | 3.05% |
| BANGOR, ME (FHA|USDA|VA) | 40 | $7,900,000 | $197,500 | $3,734 | 3.14% |
| DULUTH, MN-WI (FHA|USDA|VA) | 34 | $7,710,000 | $226,765 | $3,817 | 2.78% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 32 | $7,620,000 | $238,125 | $3,500 | 2.73% |
| Pahrump, NV (FHA|USDA|VA) | 28 | $7,580,000 | $270,714 | $3,864 | 2.76% |
| Heber, UT (FHA|USDA|VA) | 9 | $7,545,000 | $838,333 | $8,439 | 2.90% |
| UTICA-ROME, NY (FHA|USDA|VA) | 34 | $7,470,000 | $219,706 | $4,747 | 2.82% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 36 | $7,420,000 | $206,111 | $3,351 | 2.79% |
| Helena, MT (FHA|USDA|VA) | 22 | $7,410,000 | $336,818 | $5,912 | 2.56% |
| RAPID CITY, SD (FHA|USDA|VA) | 20 | $7,390,000 | $369,500 | $5,072 | 2.70% |
| Boone, NC (FHA|USDA|VA) | 19 | $7,295,000 | $383,947 | $5,497 | 2.69% |
| DECATUR, AL (FHA|USDA|VA) | 29 | $7,215,000 | $248,793 | $3,514 | 2.53% |
| MISSOULA, MT (FHA|USDA|VA) | 15 | $7,195,000 | $479,667 | $5,423 | 2.71% |
| Sevierville, TN (FHA|USDA|VA) | 25 | $7,195,000 | $287,800 | $5,483 | 2.80% |
| SAN ANGELO, TX (FHA|USDA|VA) | 30 | $7,150,000 | $238,333 | $5,873 | 2.73% |
| FAIRBANKS, AK (FHA|USDA|VA) | 27 | $7,125,000 | $263,889 | $5,383 | 2.59% |
| MEDFORD, OR (FHA|USDA|VA) | 23 | $7,125,000 | $309,783 | $5,954 | 2.74% |
| Edwards, CO (FHA|USDA|VA) | 9 | $7,065,000 | $785,000 | $9,270 | 2.89% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 24 | $7,010,000 | $292,083 | $4,192 | 2.84% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 32 | $6,890,000 | $215,313 | $4,968 | 3.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 28 | $6,870,000 | $245,357 | $4,903 | 2.82% |
| Centralia, WA (FHA|USDA|VA) | 19 | $6,855,000 | $360,789 | $6,628 | 2.68% |
| Fort Polk South, LA (FHA|USDA|VA) | 35 | $6,835,000 | $195,286 | $5,026 | 2.86% |
| Statesboro, GA (FHA|USDA|VA) | 32 | $6,830,000 | $213,438 | $3,065 | 3.10% |
| TOPEKA, KS (FHA|USDA|VA) | 31 | $6,775,000 | $218,548 | $3,607 | 2.98% |
| Port Angeles, WA (FHA|USDA|VA) | 22 | $6,770,000 | $307,727 | $3,305 | 2.66% |
| COLUMBIA, MO (FHA|USDA|VA) | 31 | $6,745,000 | $217,581 | $3,897 | 2.96% |
| FORT WAYNE, IN (FHA|USDA|VA) | 35 | $6,705,000 | $191,571 | $2,987 | 2.66% |
| FLINT, MI (FHA|USDA|VA) | 31 | $6,615,000 | $213,387 | $5,116 | 2.85% |
| REDDING, CA (FHA|USDA|VA) | 23 | $6,575,000 | $285,870 | $2,780 | 2.66% |
| Meridian, MS (FHA|USDA|VA) | 36 | $6,500,000 | $180,556 | $4,098 | 2.86% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 34 | $6,480,000 | $190,588 | $4,346 | 2.98% |
| FLORENCE, SC (FHA|USDA|VA) | 31 | $6,475,000 | $208,871 | $4,732 | 2.95% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 30 | $6,450,000 | $215,000 | $4,198 | 2.90% |
| Clovis, NM (FHA|USDA|VA) | 30 | $6,450,000 | $215,000 | $5,131 | 2.75% |
| MADERA, CA (FHA|USDA|VA) | 21 | $6,445,000 | $306,905 | $3,350 | 2.79% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 19 | $6,415,000 | $337,632 | $6,400 | 2.54% |
| Los Alamos, NM (FHA|USDA|VA) | 16 | $6,410,000 | $400,625 | $7,580 | 2.59% |
| KINGSTON, NY (FHA|USDA|VA) | 22 | $6,350,000 | $288,636 | $6,185 | 2.94% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 22 | $6,340,000 | $288,182 | $7,293 | 2.72% |
| MORGANTOWN, WV (FHA|USDA|VA) | 25 | $6,335,000 | $253,400 | $4,697 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 27 | $6,325,000 | $234,259 | $5,618 | 3.04% |
| Georgetown, SC (FHA|USDA|VA) | 22 | $6,290,000 | $285,909 | $4,714 | 2.73% |
| GREAT FALLS, MT (FHA|USDA|VA) | 23 | $6,265,000 | $272,391 | $5,407 | 2.68% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 28 | $6,260,000 | $223,571 | $3,280 | 2.58% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 26 | $6,250,000 | $240,385 | $5,433 | 2.61% |
| Aberdeen, WA (FHA|USDA|VA) | 22 | $6,250,000 | $284,091 | $4,709 | 2.59% |
| TYLER, TX (FHA|USDA|VA) | 25 | $6,245,000 | $249,800 | $4,282 | 2.89% |
| WACO, TX (FHA|USDA|VA) | 25 | $6,215,000 | $248,600 | $5,713 | 2.66% |
| Richmond-Berea, KY (FHA|USDA|VA) | 25 | $6,165,000 | $246,600 | $5,501 | 2.76% |
| RACINE, WI (FHA|USDA|VA) | 24 | $6,150,000 | $256,250 | $5,962 | 2.58% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 25 | $6,125,000 | $245,000 | $5,603 | 2.79% |
| Newport, OR (FHA|USDA|VA) | 17 | $6,085,000 | $357,941 | $4,487 | 2.79% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 25 | $6,075,000 | $243,000 | $2,856 | 2.81% |
| WENATCHEE, WA (FHA|USDA|VA) | 19 | $6,075,000 | $319,737 | $2,503 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 26 | $6,070,000 | $233,462 | $3,905 | 2.89% |
| HARRISONBURG, VA (FHA|USDA|VA) | 25 | $6,065,000 | $242,600 | $2,995 | 3.20% |
| MORRISTOWN, TN (FHA|USDA|VA) | 27 | $6,055,000 | $224,259 | $4,543 | 2.49% |
| HATTIESBURG, MS (FHA|USDA|VA) | 29 | $6,035,000 | $208,103 | $4,297 | 2.76% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $6,025,000 | $547,727 | $4,794 | 2.97% |
| Cullowhee, NC (FHA|USDA|VA) | 24 | $6,010,000 | $250,417 | $4,484 | 2.94% |
| Kapaa, HI (FHA|USDA|VA) | 11 | $6,005,000 | $545,909 | $5,155 | 2.51% |
| ROCKFORD, IL (FHA|USDA|VA) | 32 | $6,000,000 | $187,500 | $3,493 | 2.67% |
| LONGVIEW, TX (FHA|USDA|VA) | 27 | $5,995,000 | $222,037 | $4,635 | 2.77% |
| Shelby, NC (FHA|USDA|VA) | 25 | $5,945,000 | $237,800 | $4,452 | 2.78% |
| APPLETON, WI (FHA|USDA|VA) | 25 | $5,925,000 | $237,000 | $4,718 | 2.79% |
| CORVALLIS, OR (FHA|USDA|VA) | 17 | $5,915,000 | $347,941 | $3,805 | 2.49% |
| ROCHESTER, MN (FHA|USDA|VA) | 22 | $5,900,000 | $268,182 | $5,955 | 2.74% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $5,825,000 | $448,077 | $5,959 | 2.69% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 25 | $5,785,000 | $231,400 | $4,258 | 2.71% |
| Laconia, NH (FHA|USDA|VA) | 17 | $5,705,000 | $335,588 | $5,825 | 2.61% |
| GLENS FALLS, NY (FHA|USDA|VA) | 22 | $5,670,000 | $257,727 | $6,374 | 2.61% |
| Granbury, TX (FHA|USDA|VA) | 19 | $5,665,000 | $298,158 | $5,165 | 2.81% |
| ABILENE, TX (FHA|USDA|VA) | 27 | $5,555,000 | $205,741 | $5,271 | 2.55% |
| LUBBOCK, TX (FHA|USDA|VA) | 25 | $5,525,000 | $221,000 | $3,671 | 2.58% |
| WALLA WALLA, WA (FHA|USDA|VA) | 14 | $5,490,000 | $392,143 | $6,737 | 2.67% |
| Keene, NH (FHA|USDA|VA) | 20 | $5,410,000 | $270,500 | $4,494 | 2.70% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 24 | $5,330,000 | $222,083 | $3,365 | 2.81% |
| Coos Bay, OR (FHA|USDA|VA) | 20 | $5,320,000 | $266,000 | $5,648 | 2.61% |
| Bozeman, MT (FHA|USDA|VA) | 14 | $5,310,000 | $379,286 | $3,211 | 2.60% |
| Easton, MD (FHA|USDA|VA) | 19 | $5,175,000 | $272,368 | $3,636 | 2.93% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 13 | $5,165,000 | $397,308 | $10,263 | 2.60% |
| YAKIMA, WA (FHA|USDA|VA) | 17 | $5,115,000 | $300,882 | $5,398 | 2.71% |
| Lake City, FL (FHA|USDA|VA) | 23 | $5,105,000 | $221,957 | $4,334 | 3.14% |
| YUBA CITY, CA (FHA|USDA|VA) | 14 | $5,080,000 | $362,857 | $7,809 | 2.71% |
| Roseburg, OR (FHA|USDA|VA) | 16 | $5,060,000 | $316,250 | $6,354 | 2.66% |
| PEORIA, IL (FHA|USDA|VA) | 30 | $5,040,000 | $168,000 | $3,776 | 2.65% |
| Wilson, NC (FHA|USDA|VA) | 27 | $4,945,000 | $183,148 | $4,225 | 3.01% |
| NILES, MI (FHA|USDA|VA) | 19 | $4,845,000 | $255,000 | $4,026 | 3.22% |
| LINCOLN, NE (FHA|USDA|VA) | 27 | $4,825,000 | $178,704 | $3,262 | 2.62% |
| CHARLESTON, WV (FHA|USDA|VA) | 24 | $4,810,000 | $200,417 | $3,247 | 2.73% |
| Sandpoint, ID (FHA|USDA|VA) | 12 | $4,730,000 | $394,167 | $4,638 | 2.74% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 21 | $4,715,000 | $224,524 | $5,629 | 2.96% |
| TWIN FALLS, ID (FHA|USDA|VA) | 15 | $4,705,000 | $313,667 | $7,085 | 2.97% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 29 | $4,625,000 | $159,483 | $3,953 | 2.66% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 26 | $4,620,000 | $177,692 | $3,958 | 2.85% |
| Sanford, NC (FHA|USDA|VA) | 23 | $4,605,000 | $200,217 | $3,915 | 2.91% |
| MONROE, MI (FHA|USDA|VA) | 18 | $4,600,000 | $255,556 | $5,658 | 2.94% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 18 | $4,560,000 | $253,333 | $3,684 | 2.72% |
| ERIE, PA (FHA|USDA|VA) | 28 | $4,550,000 | $162,500 | $4,267 | 3.01% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 21 | $4,525,000 | $215,476 | $3,655 | 2.89% |
| NAPA, CA (FHA|USDA|VA) | 9 | $4,455,000 | $495,000 | $3,385 | 2.56% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 14 | $4,450,000 | $317,857 | $3,921 | 2.83% |
| JACKSON, TN (FHA|USDA|VA) | 22 | $4,450,000 | $202,273 | $5,272 | 3.15% |
| Ozark, AL (FHA|USDA|VA) | 26 | $4,410,000 | $169,615 | $2,711 | 2.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 22 | $4,410,000 | $200,455 | $3,358 | 3.02% |
| CHICO, CA (FHA|USDA|VA) | 14 | $4,390,000 | $313,571 | $5,152 | 2.71% |
| Astoria, OR (FHA|USDA|VA) | 12 | $4,360,000 | $363,333 | $5,028 | 2.48% |
| Mountain Home, ID (FHA|USDA|VA) | 15 | $4,355,000 | $290,333 | $7,148 | 2.39% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 17 | $4,315,000 | $253,824 | $3,758 | 2.70% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 20 | $4,270,000 | $213,500 | $2,912 | 2.68% |
| Klamath Falls, OR (FHA|USDA|VA) | 17 | $4,265,000 | $250,882 | $4,510 | 2.80% |
| MONROE, LA (FHA|USDA|VA) | 20 | $4,240,000 | $212,000 | $4,361 | 2.83% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 17 | $4,235,000 | $249,118 | $3,847 | 2.52% |
| Juneau, AK (FHA|USDA|VA) | 11 | $4,225,000 | $384,091 | $6,228 | 2.63% |
| Traverse City, MI (FHA|USDA|VA) | 17 | $4,205,000 | $247,353 | $4,071 | 2.83% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 20 | $4,200,000 | $210,000 | $5,529 | 2.64% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 23 | $4,155,000 | $180,652 | $3,059 | 2.88% |
| PITTSFIELD, MA (FHA|USDA|VA) | 15 | $4,095,000 | $273,000 | $4,983 | 2.42% |
| Barre, VT (FHA|USDA|VA) | 14 | $4,010,000 | $286,429 | $6,357 | 2.65% |
| LONGVIEW, WA (FHA|USDA|VA) | 11 | $4,005,000 | $364,091 | $6,338 | 2.56% |
| FARGO, ND-MN (FHA|USDA|VA) | 13 | $3,995,000 | $307,308 | $4,534 | 2.66% |
| Durango, CO (FHA|USDA|VA) | 8 | $3,980,000 | $497,500 | $4,809 | 2.56% |
| LaGrange, GA-AL (FHA|USDA|VA) | 21 | $3,965,000 | $188,810 | $3,557 | 3.14% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 16 | $3,960,000 | $247,500 | $2,877 | 2.67% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 17 | $3,955,000 | $232,647 | $4,209 | 3.18% |
| Seneca, SC (FHA|USDA|VA) | 18 | $3,930,000 | $218,333 | $2,727 | 2.48% |
| Orangeburg, SC (FHA|USDA|VA) | 19 | $3,925,000 | $206,579 | $3,385 | 2.80% |
| Forest City, NC (FHA|USDA|VA) | 15 | $3,915,000 | $261,000 | $3,612 | 2.62% |
| SAGINAW, MI (FHA|USDA|VA) | 23 | $3,865,000 | $168,043 | $3,124 | 3.14% |
| BINGHAMTON, NY (FHA|USDA|VA) | 22 | $3,840,000 | $174,545 | $3,956 | 2.83% |
| Breckenridge, CO (FHA|USDA|VA) | 8 | $3,840,000 | $480,000 | $6,537 | 3.00% |
| ITHACA, NY (FHA|USDA|VA) | 11 | $3,825,000 | $347,727 | $5,616 | 2.95% |
| Red Bluff, CA (FHA|USDA|VA) | 7 | $3,795,000 | $542,143 | $13,466 | 3.21% |
| JOPLIN, MO (FHA|USDA|VA) | 19 | $3,795,000 | $199,737 | $2,642 | 2.95% |
| Warrensburg, MO (FHA|USDA|VA) | 15 | $3,765,000 | $251,000 | $4,937 | 2.83% |
| OWENSBORO, KY (FHA|USDA|VA) | 15 | $3,745,000 | $249,667 | $3,065 | 2.73% |
| GADSDEN, AL (FHA|USDA|VA) | 17 | $3,725,000 | $219,118 | $4,280 | 2.93% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 18 | $3,720,000 | $206,667 | $3,086 | 2.73% |
| Albertville, AL (FHA|USDA|VA) | 14 | $3,690,000 | $263,571 | $3,436 | 2.70% |
| Glenwood Springs, CO (FHA|USDA|VA) | 9 | $3,675,000 | $408,333 | $4,719 | 2.79% |
| LAWRENCE, KS (FHA|USDA|VA) | 14 | $3,670,000 | $262,143 | $2,863 | 2.77% |
| CARSON CITY, NV (FHA|USDA|VA) | 12 | $3,640,000 | $303,333 | $5,056 | 2.66% |
| Lumberton, NC (FHA|USDA|VA) | 18 | $3,620,000 | $201,111 | $3,671 | 3.17% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 23 | $3,615,000 | $157,174 | $3,264 | 3.39% |
| Cookeville, TN (FHA|USDA|VA) | 16 | $3,590,000 | $224,375 | $3,806 | 2.83% |
| Del Rio, TX (FHA|USDA|VA) | 15 | $3,575,000 | $238,333 | $5,147 | 2.83% |
| CLEVELAND, TN (FHA|USDA|VA) | 13 | $3,555,000 | $273,462 | $4,343 | 2.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 18 | $3,520,000 | $195,556 | $3,692 | 2.75% |
| Kingsville, TX (FHA|USDA|VA) | 17 | $3,425,000 | $201,471 | $4,945 | 3.18% |
| MUSKEGON, MI (FHA|USDA|VA) | 16 | $3,420,000 | $213,750 | $2,933 | 2.84% |
| POCATELLO, ID (FHA|USDA|VA) | 11 | $3,395,000 | $308,636 | $3,945 | 3.26% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 17 | $3,385,000 | $199,118 | $3,461 | 2.72% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 17 | $3,375,000 | $198,529 | $2,473 | 2.68% |
| Pottsville, PA (FHA|USDA|VA) | 17 | $3,375,000 | $198,529 | $3,851 | 2.86% |
| Cullman, AL (FHA|USDA|VA) | 11 | $3,365,000 | $305,909 | $4,879 | 2.67% |
| LAREDO, TX (FHA|USDA|VA) | 13 | $3,315,000 | $255,000 | $4,332 | 2.66% |
| Brainerd, MN (FHA|USDA|VA) | 15 | $3,315,000 | $221,000 | $3,341 | 2.62% |
| JACKSON, MI (FHA|USDA|VA) | 18 | $3,280,000 | $182,222 | $3,319 | 2.83% |
| Salem, OH (FHA|USDA|VA) | 14 | $3,270,000 | $233,571 | $5,277 | 2.78% |
| Washington, NC (FHA|USDA|VA) | 14 | $3,260,000 | $232,857 | $3,113 | 2.90% |
| Moses Lake, WA (FHA|USDA|VA) | 13 | $3,255,000 | $250,385 | $3,938 | 2.57% |
| Susanville, CA (FHA|USDA|VA) | 12 | $3,250,000 | $270,833 | $4,658 | 3.02% |
| Greeneville, TN (FHA|USDA|VA) | 13 | $3,245,000 | $249,615 | $2,957 | 2.68% |
| Russellville, AR (FHA|USDA|VA) | 14 | $3,230,000 | $230,714 | $2,968 | 2.39% |
| Columbus, MS (FHA|USDA|VA) | 18 | $3,210,000 | $178,333 | $5,149 | 3.03% |
| Crossville, TN (FHA|USDA|VA) | 13 | $3,205,000 | $246,538 | $5,244 | 2.92% |
| Ketchikan, AK (FHA|USDA|VA) | 9 | $3,195,000 | $355,000 | $6,011 | 2.72% |
| MERCED, CA (FHA|USDA|VA) | 10 | $3,170,000 | $317,000 | $4,746 | 2.58% |
| ALTOONA, PA (FHA|USDA|VA) | 18 | $3,150,000 | $175,000 | $3,884 | 2.65% |
| Jackson, WY-ID (FHA|USDA|VA) | 5 | $3,095,000 | $619,000 | $7,086 | 2.78% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 17 | $3,075,000 | $180,882 | $2,942 | 2.79% |
| Cambridge, MD (FHA|USDA|VA) | 14 | $3,070,000 | $219,286 | $4,451 | 3.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $3,916 | 2.89% |
| VICTORIA, TX (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $5,219 | 2.60% |
| Whitewater, WI (FHA|USDA|VA) | 9 | $3,005,000 | $333,889 | $4,961 | 2.92% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 9 | $2,995,000 | $332,778 | $5,938 | 2.44% |
| AMES, IA (FHA|USDA|VA) | 10 | $2,990,000 | $299,000 | $5,290 | 2.70% |
| Brevard, NC (FHA|USDA|VA) | 10 | $2,980,000 | $298,000 | $5,282 | 2.98% |
| Cañon City, CO (FHA|USDA|VA) | 10 | $2,960,000 | $296,000 | $5,530 | 2.58% |
| CASPER, WY (FHA|USDA|VA) | 10 | $2,920,000 | $292,000 | $3,744 | 2.79% |
| Adrian, MI (FHA|USDA|VA) | 13 | $2,905,000 | $223,462 | $3,533 | 3.15% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 15 | $2,905,000 | $193,667 | $2,454 | 3.03% |
| Warsaw, IN (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $3,777 | 2.68% |
| Cedar City, UT (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $4,238 | 2.76% |
| Minot, ND (FHA|USDA|VA) | 12 | $2,830,000 | $235,833 | $5,551 | 2.92% |
| Frankfort, KY (FHA|USDA|VA) | 10 | $2,820,000 | $282,000 | $3,739 | 2.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 14 | $2,810,000 | $200,714 | $5,225 | 2.79% |
| Greenwood, SC (FHA|USDA|VA) | 11 | $2,805,000 | $255,000 | $5,008 | 3.05% |
| Palatka, FL (FHA|USDA|VA) | 17 | $2,805,000 | $165,000 | $3,932 | 2.99% |
| Ashtabula, OH (FHA|USDA|VA) | 19 | $2,795,000 | $147,105 | $5,497 | 2.98% |
| Kinston, NC (FHA|USDA|VA) | 17 | $2,745,000 | $161,471 | $3,186 | 2.92% |
| Bedford, IN (FHA|USDA|VA) | 12 | $2,740,000 | $228,333 | $4,538 | 2.75% |
| Thomasville, GA (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $5,062 | 2.74% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 16 | $2,730,000 | $170,625 | $3,741 | 3.05% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 10 | $2,700,000 | $270,000 | $5,121 | 3.21% |
| JONESBORO, AR (FHA|USDA|VA) | 9 | $2,695,000 | $299,444 | $4,110 | 2.53% |
| DeRidder, LA (FHA|USDA|VA) | 13 | $2,675,000 | $205,769 | $4,791 | 2.45% |
| Moscow, ID (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $6,299 | 2.46% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 15 | $2,665,000 | $177,667 | $3,136 | 2.79% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $2,613 | 3.07% |
| Albemarle, NC (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $4,252 | 2.56% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 10 | $2,640,000 | $264,000 | $5,422 | 2.63% |
| Picayune, MS (FHA|USDA|VA) | 16 | $2,630,000 | $164,375 | $2,483 | 2.93% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 14 | $2,620,000 | $187,143 | $2,940 | 2.89% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $5,292 | 2.94% |
| MIDLAND, TX (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $7,741 | 3.15% |
| HAMMOND, LA (FHA|USDA|VA) | 17 | $2,585,000 | $152,059 | $3,384 | 3.09% |
| Indiana, PA (FHA|USDA|VA) | 12 | $2,570,000 | $214,167 | $4,736 | 2.74% |
| Clarksburg, WV (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $5,063 | 2.53% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 13 | $2,535,000 | $195,000 | $2,778 | 2.91% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $3,773 | 2.84% |
| Spearfish, SD (FHA|USDA|VA) | 7 | $2,525,000 | $360,714 | $5,104 | 2.77% |
| Montrose, CO (FHA|USDA|VA) | 7 | $2,445,000 | $349,286 | $2,716 | 2.66% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 15 | $2,445,000 | $163,000 | $3,421 | 2.98% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $3,241 | 3.23% |
| BISMARCK, ND (FHA|USDA|VA) | 8 | $2,390,000 | $298,750 | $6,968 | 2.34% |
| KANKAKEE, IL (FHA|USDA|VA) | 13 | $2,385,000 | $183,462 | $4,058 | 3.05% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 13 | $2,375,000 | $182,692 | $1,990 | 2.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 13 | $2,345,000 | $180,385 | $4,243 | 2.77% |
| Lewisburg, PA (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $6,615 | 3.27% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $3,379 | 2.81% |
| MUNCIE, IN (FHA|USDA|VA) | 14 | $2,310,000 | $165,000 | $2,785 | 2.96% |
| Somerset, KY (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $5,174 | 2.69% |
| Sonora, CA (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $5,236 | 2.88% |
| McAlester, OK (FHA|USDA|VA) | 10 | $2,260,000 | $226,000 | $4,289 | 2.89% |
| Pullman, WA (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $7,140 | 3.08% |
| Athens, TX (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $5,371 | 2.94% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 12 | $2,240,000 | $186,667 | $4,299 | 3.02% |
| Findlay, OH (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $4,151 | 2.98% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $3,289 | 2.80% |
| ST. CLOUD, MN (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $3,991 | 2.86% |
| KOKOMO, IN (FHA|USDA|VA) | 12 | $2,180,000 | $181,667 | $2,904 | 2.80% |
| Zanesville, OH (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $7,047 | 2.86% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $7,677 | 2.96% |
| ODESSA, TX (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $3,819 | 2.93% |
| Vineyard Haven, MA (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $3,838 | 2.44% |
| Show Low, AZ (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $2,763 | 2.81% |
| Danville, VA (FHA|USDA|VA) | 14 | $2,130,000 | $152,143 | $3,595 | 2.93% |
| DUBUQUE, IA (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $5,055 | 2.64% |
| LIMA, OH (FHA|USDA|VA) | 9 | $2,105,000 | $233,889 | $6,758 | 3.21% |
| Berlin, NH (FHA|USDA|VA) | 11 | $2,095,000 | $190,455 | $4,142 | 3.19% |
| Williston, ND (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $6,419 | 3.17% |
| ENID, OK (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $4,496 | 2.49% |
| Ruston, LA (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $3,854 | 2.94% |
| Danville, KY (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $4,934 | 3.21% |
| Vicksburg, MS (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $4,083 | 3.24% |
| Jesup, GA (FHA|USDA|VA) | 12 | $2,030,000 | $169,167 | $3,507 | 2.72% |
| Paducah, KY-IL (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $4,316 | 2.86% |
| Plattsburgh, NY (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $4,161 | 2.69% |
| Oxford, MS (FHA|USDA|VA) | 9 | $1,985,000 | $220,556 | $3,574 | 3.22% |
| ROME, GA (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $3,256 | 2.84% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $3,993 | 2.80% |
| Stillwater, OK (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $3,615 | 2.68% |
| Mineral Wells, TX (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $4,051 | 3.23% |
| Kearney, NE (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $4,701 | 2.83% |
| LEBANON, PA (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $4,821 | 2.47% |
| Marinette, WI-MI (FHA|USDA|VA) | 12 | $1,930,000 | $160,833 | $3,792 | 3.00% |
| Ottawa, IL (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $3,897 | 2.58% |
| BECKLEY, WV (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $3,730 | 3.07% |
| Americus, GA (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $3,252 | 2.88% |
| Marquette, MI (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $1,586 | 2.93% |
| Alexander City, AL (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $3,027 | 2.71% |
| Nogales, AZ (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $5,778 | 2.59% |
| Shawnee, OK (FHA|USDA|VA) | 10 | $1,860,000 | $186,000 | $4,216 | 2.69% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $3,374 | 3.34% |
| Tahlequah, OK (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $11,297 | 2.86% |
| Hood River, OR (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $6,273 | 2.63% |
| Marion, NC (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $2,983 | 3.50% |
| Elko, NV (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $4,937 | 2.44% |
| Chillicothe, OH (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $4,368 | 2.31% |
| Fairmont, WV (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $7,527 | 2.88% |
| West Plains, MO (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $3,809 | 2.72% |
| New Castle, PA (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $4,130 | 2.50% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $2,070 | 2.79% |
| Payson, AZ (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $3,573 | 2.94% |
| Dayton, TN (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $3,506 | 2.55% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 13 | $1,755,000 | $135,000 | $2,933 | 3.13% |
| Bluefield, WV-VA (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $4,589 | 2.70% |
| Fredericksburg, TX (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $4,585 | 2.98% |
| Hobbs, NM (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $6,185 | 2.89% |
| Tupelo, MS (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $3,945 | 3.19% |
| FOND DU LAC, WI (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $3,487 | 3.06% |
| Bellefontaine, OH (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $3,587 | 3.11% |
| DALTON, GA (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $4,011 | 3.36% |
| Amsterdam, NY (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $6,332 | 2.64% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $3,200 | 2.88% |
| Lufkin, TX (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $3,609 | 2.77% |
| Rockport, TX (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $5,080 | 3.13% |
| Auburn, NY (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $3,957 | 2.58% |
| Marietta, OH (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $3,076 | 2.67% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $3,918 | 2.59% |
| Quincy, IL-MO (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $3,561 | 2.80% |
| Tifton, GA (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $6,156 | 3.20% |
| Newberry, SC (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $7,249 | 2.40% |
| Wapakoneta, OH (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $3,796 | 2.73% |
| McMinnville, TN (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $7,032 | 2.90% |
| Prineville, OR (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $4,669 | 2.44% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $4,632 | 2.97% |
| Wooster, OH (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $4,087 | 2.63% |
| Mount Airy, NC (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $3,699 | 2.70% |
| Sandusky, OH (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $6,053 | 2.78% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $2,962 | 2.40% |
| Martinsville, VA (FHA|USDA|VA) | 14 | $1,560,000 | $111,429 | $2,575 | 2.80% |
| Poplar Bluff, MO (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $3,650 | 2.84% |
| DuBois, PA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $4,470 | 3.02% |
| Grand Rapids, MN (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $6,096 | 3.17% |
| Gaffney, SC (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $5,969 | 2.92% |
| Stevens Point, WI (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $2,737 | 3.05% |
| Branson, MO (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $2,337 | 2.78% |
| Gloversville, NY (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $4,668 | 3.18% |
| Ashland, OH (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $3,300 | 2.78% |
| Somerset, PA (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $3,362 | 2.55% |
| Brookings, OR (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $5,335 | 2.66% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $15,560 | 2.54% |
| Big Rapids, MI (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $7,938 | 2.69% |
| Scottsboro, AL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $6,522 | 2.83% |
| Mountain Home, AR (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $1,751 | 2.60% |
| Calhoun, GA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $4,947 | 2.75% |
| Cedartown, GA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,741 | 2.96% |
| Silver City, NM (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,143 | 3.04% |
| DECATUR, IL (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $3,692 | 3.38% |
| Athens, TN (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $2,833 | 2.79% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $3,165 | 2.61% |
| Norfolk, NE (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $5,066 | 2.43% |
| Athens, OH (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $3,651 | 2.55% |
| Duncan, OK (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $4,430 | 2.83% |
| Española, NM (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $6,493 | 2.67% |
| London, KY (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $3,385 | 2.63% |
| Auburn, IN (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $3,260 | 2.65% |
| Holland, MI (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $4,465 | 2.33% |
| Marion, IN (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $2,282 | 3.47% |
| IOWA CITY, IA (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $1,463 | 2.88% |
| Vidalia, GA (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $2,589 | 3.18% |
| Oneonta, NY (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $5,063 | 2.79% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $5,015 | 2.68% |
| Oil City, PA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $3,907 | 2.81% |
| North Wilkesboro, NC (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $2,013 | 2.79% |
| Moultrie, GA (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $3,588 | 2.60% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $9,024 | 3.67% |
| Seymour, IN (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $1,741 | 2.96% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $3,723 | 2.94% |
| Riverton, WY (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $6,483 | 2.96% |
| Bardstown, KY (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,950 | 3.52% |
| Mount Vernon, OH (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $3,557 | 2.48% |
| Baraboo, WI (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $5,223 | 2.59% |
| Brownwood, TX (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $6,480 | 2.84% |
| Central City, KY (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $7,219 | 2.38% |
| Farmington, MO (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,948 | 2.53% |
| Plymouth, IN (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $3,803 | 2.77% |
| Watertown, SD (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $1,812 | 2.69% |
| Fergus Falls, MN (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $6,172 | 2.95% |
| Richmond, IN (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $4,788 | 2.82% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $3,675 | 2.53% |
| Altus, OK (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $4,665 | 2.70% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $2,941 | 3.24% |
| Newport, TN (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $2,073 | 2.86% |
| Jasper, IN (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $4,173 | 2.39% |
| Manitowoc, WI (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $1,668 | 2.88% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,669 | 2.78% |
| WHEELING, WV-OH (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $3,029 | 3.06% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $4,733 | 2.81% |
| Corning, NY (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,959 | 2.44% |
| Glasgow, KY (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $5,558 | 2.93% |
| New Castle, IN (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $2,712 | 2.90% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $3,663 | 3.02% |
| Waycross, GA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,193 | 3.28% |
| Fremont, OH (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $3,307 | 2.88% |
| Opelousas, LA (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $2,937 | 2.81% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $4,730 | 2.88% |
| Hudson, NY (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $2,901 | 2.75% |
| ELMIRA, NY (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $3,375 | 3.02% |
| Bay City, TX (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $5,349 | 2.90% |
| Greensburg, IN (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $3,209 | 3.41% |
| Norwalk, OH (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $2,863 | 3.32% |
| Angola, IN (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $2,006 | 3.13% |
| Martin, TN (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $8,878 | 2.50% |
| Deming, NM (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $4,198 | 2.50% |
| Houghton, MI (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $2,459 | 2.65% |
| Sayre, PA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $6,001 | 2.85% |
| Starkville, MS (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $5,148 | 3.18% |
| Alexandria, MN (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $5,600 | 2.78% |
| Urbana, OH (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $2,770 | 2.73% |
| Bartlesville, OK (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $5,703 | 3.48% |
| Mount Pleasant, MI (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $4,930 | 3.02% |
| Hutchinson, KS (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $2,379 | 3.35% |
| Natchez, MS-LA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,507 | 2.75% |
| Alpena, MI (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $3,510 | 2.78% |
| Olean, NY (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $2,886 | 2.82% |
| Evanston, WY (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $2,361 | 3.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,286 | 2.66% |
| Brookings, SD (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $5,587 | 2.94% |
| Salina, KS (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $3,164 | 2.98% |
| Sunbury, PA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,065 | 2.93% |
| Rutland, VT (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $6,515 | 2.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,764 | 2.33% |
| Defiance, OH (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $5,301 | 2.65% |
| Willmar, MN (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,548 | 2.50% |
| Sedalia, MO (FHA|USDA|VA) | 9 | $1,045,000 | $116,111 | $2,247 | 3.35% |
| Blackfoot, ID (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $7,693 | 2.34% |
| Eagle Pass, TX (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,870 | 2.41% |
| Selma, AL (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $1,555 | 2.79% |
| Gillette, WY (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,194 | 2.58% |
| Sturgis, MI (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $6,956 | 2.68% |
| Atmore, AL (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $2,705 | 2.88% |
| Sterling, IL (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $3,010 | 2.77% |
| Milledgeville, GA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $2,923 | 3.19% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,256 | 2.63% |
| Batesville, AR (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $2,245 | 3.06% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $3,459 | 2.19% |
| Mount Pleasant, TX (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $3,001 | 2.83% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $1,916 | 2.38% |
| Platteville, WI (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $2,632 | 2.63% |
| Roswell, NM (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $2,824 | 3.34% |
| Galesburg, IL (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $2,151 | 2.88% |
| Rochelle, IL (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,082 | 2.43% |
| Cordele, GA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $4,527 | 2.90% |
| Kirksville, MO (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,500 | 2.91% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $1,306 | 3.00% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,374 | 2.88% |
| Gainesville, TX (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $8,072 | 2.47% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,645 | 2.92% |
| Big Stone Gap, VA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $2,619 | 2.88% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,979 | 2.79% |
| Murray, KY (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $4,425 | 2.85% |
| Huntingdon, PA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,308 | 2.83% |
| Laurinburg, NC (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $2,845 | 2.65% |
| La Grande, OR (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,317 | 2.44% |
| Huntington, IN (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $1,641 | 3.92% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $6,899 | 3.69% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,767 | 3.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $6,240 | 2.47% |
| Bogalusa, LA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,147 | 3.68% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,852 | 2.21% |
| Henderson, NC (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,823 | 2.58% |
| Elkins, WV (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,911 | 3.75% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,080 | 3.19% |
| Hillsdale, MI (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $7,063 | 2.94% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,752 | 2.79% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,401 | 2.69% |
| Bainbridge, GA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,752 | 3.66% |
| Malvern, AR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,146 | 2.63% |
| Safford, AZ (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $2,294 | 2.38% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $3,374 | 2.58% |
| Palestine, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,771 | 2.63% |
| McComb, MS (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,705 | 3.50% |
| Austin, MN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,100 | 2.71% |
| Cadillac, MI (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $3,448 | 2.28% |
| Cambridge, OH (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,447 | 2.93% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,816 | 2.83% |
| Ludington, MI (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $2,474 | 3.16% |
| Malone, NY (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $4,596 | 2.38% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $9,890 | 3.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,152 | 3.00% |
| Dublin, GA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $1,852 | 3.21% |
| Campbellsville, KY (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,366 | 2.50% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,946 | 3.38% |
| Laramie, WY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $1,999 | 2.56% |
| North Vernon, IN (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $2,606 | 3.50% |
| Laurel, MS (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $2,513 | 3.06% |
| Mason City, IA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,388 | 2.42% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,149 | 2.25% |
| Rolla, MO (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $2,859 | 2.50% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,388 | 2.50% |
| Ponca City, OK (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,275 | 3.75% |
| Vernal, UT (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,340 | 2.54% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $2,076 | 2.91% |
| Las Vegas, NM (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,693 | 3.08% |
| Wabash, IN (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $1,948 | 2.48% |
| Natchitoches, LA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,937 | 3.38% |
| Batavia, NY (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,979 | 2.50% |
| Bennington, VT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,596 | 2.44% |
| Marion, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,536 | 2.54% |
| Fremont, NE (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,216 | 2.91% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,319 | 3.38% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $1,167 | 2.59% |
| Jasper, AL (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $2,644 | 2.38% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $1,755 | 2.63% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,651 | 2.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $1,752 | 2.43% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,423 | 2.31% |
| Camden, AR (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $1,559 | 3.42% |
| Searcy, AR (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,393 | 2.50% |
| Yankton, SD (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,119 | 2.79% |
| McPherson, KS (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,236 | 2.47% |
| Sikeston, MO (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $2,985 | 2.50% |
| Thomaston, GA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,319 | 3.00% |
| Hannibal, MO (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,289 | 2.75% |
| Pierre, SD (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,368 | 2.38% |
| Cleveland, MS (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,728 | 4.42% |
| Tiffin, OH (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,617 | 3.88% |
| North Platte, NE (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,713 | 3.41% |
| Mount Vernon, IL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,916 | 2.38% |
| Bonham, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,144 | 2.75% |
| Ada, OK (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,476 | 2.42% |
| Hereford, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,856 | 2.75% |
| Aberdeen, SD (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,360 | 2.46% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,842 | 2.31% |
| Forrest City, AR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,713 | 3.50% |
| Cortland, NY (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,221 | 2.46% |
| Eufaula, AL-GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,897 | 3.79% |
| Paris, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,951 | 3.38% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,292 | 2.69% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $1,936 | 3.50% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,188 | 2.88% |
| Sheridan, WY (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $1,789 | 2.83% |
| Meadville, PA (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $2,971 | 3.63% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $2,896 | 2.60% |
| Lincoln, IL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,469 | 2.22% |
| Effingham, IL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,204 | 2.81% |
| Warren, PA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,126 | 3.78% |
| Douglas, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,826 | 3.17% |
| MANKATO, MN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $2,424 | 2.69% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,804 | 3.31% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,875 | 2.50% |
| Jackson, OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $2,701 | 2.75% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $1,384 | 2.38% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,212 | 2.46% |
| Taos, NM (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,100 | 2.63% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,129 | 2.91% |
| Maysville, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,711 | 2.63% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,630 | 2.50% |
| Snyder, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,503 | 2.75% |
| Macomb, IL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,236 | 2.56% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,097 | 3.06% |
| Vincennes, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,246 | 2.63% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,333 | 2.50% |
| Paris, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,096 | 2.50% |
| Muskogee, OK (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,721 | 3.38% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,229 | 2.71% |
| Miami, OK (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,936 | 4.00% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,522 | 2.50% |
| Hays, KS (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,216 | 2.63% |
| Clinton, IA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,206 | 3.46% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,082 | 2.44% |
| Emporia, KS (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,040 | 3.50% |
| Fitzgerald, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,279 | 3.54% |
| Mexico, MO (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $1,183 | 2.97% |
| Madison, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,914 | 2.31% |
| Burlington, IA-IL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,282 | 3.00% |
| Moberly, MO (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,349 | 3.63% |
| Frankfort, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,471 | 3.29% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $714 | 2.50% |
| Craig, CO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,181 | 2.13% |
| Portales, NM (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,522 | 2.46% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,296 | 2.50% |
| Dodge City, KS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,423 | 3.19% |
| El Campo, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,869 | 2.63% |
| DANVILLE, IL (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $2,235 | 2.63% |
| Burley, ID (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,301 | 2.19% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,193 | 2.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,872 | 4.56% |
| Decatur, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $1,388 | 3.04% |
| Greenville, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,339 | 2.56% |
| Washington, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,612 | 3.25% |
| Garden City, KS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,378 | 2.50% |
| Summerville, GA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,085 | 4.33% |
| Bluffton, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,198 | 2.42% |
| Hope, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,524 | 5.00% |
| Sidney, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,442 | 2.25% |
| Nacogdoches, TX (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $2,709 | 2.28% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,969 | 1.81% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,487 | 3.42% |
| Maryville, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,239 | 2.31% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,670 | 2.50% |
| Greenville, MS (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $3,022 | 3.44% |
| Pecos, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,364 | 3.19% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,196 | 2.63% |
| Coshocton, OH (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $1,733 | 2.63% |
| Rockingham, NC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,175 | 3.13% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,565 | 2.94% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,970 | 3.06% |
| Winona, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,783 | 2.44% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,345 | 3.00% |
| St. Marys, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $2,361 | 2.88% |
| Minden, LA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,967 | 3.50% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,587 | 2.69% |
| Troy, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,866 | 2.88% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,183 | 3.50% |
| Paragould, AR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,241 | 3.56% |
| Fairfield, IA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,763 | 2.75% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,367 | 3.44% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,899 | 2.50% |
| Dumas, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,713 | 2.38% |
| Jacksonville, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,550 | 2.19% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,045 | 2.50% |
| Alice, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,211 | 3.25% |
| Woodward, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,089 | 3.38% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,867 | 3.31% |
| Dixon, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,495 | 3.00% |
| Celina, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,365 | 2.63% |
| Vernon, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,274 | 3.75% |
| Kennett, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,400 | 3.31% |
| Logansport, IN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $1,135 | 2.71% |
| Durant, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,472 | 2.38% |
| Union, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,362 | 2.50% |
| Marshall, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,471 | 2.50% |
| Carroll, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $893 | 2.75% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,894 | 1.50% |
| Pella, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,619 | 2.13% |
| Pampa, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,266 | 4.00% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,509 | 2.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,435 | 2.25% |
| Andrews, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,809 | 2.75% |
| Peru, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,833 | 2.50% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,725 | 2.50% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,358 | 3.06% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,019 | 2.38% |
| Atchison, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,573 | 2.00% |
| Othello, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $992 | 2.25% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,069 | 3.88% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,312 | 3.13% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,816 | 2.75% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,103 | 3.88% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,421 | 3.63% |
| Lexington, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,424 | 2.50% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,052 | 3.25% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,041 | 2.38% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,608 | 2.50% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.13% |
| Centralia, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,512 | 2.50% |
| Beeville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,196 | 2.50% |
| Hailey, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,111 | 2.50% |
| Guymon, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,550 | 2.50% |
| Sterling, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,008 | 2.50% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,325 | 4.75% |
| Liberal, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,797 | 2.88% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,238 | 3.63% |
| Parsons, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,501 | 4.63% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,439 | 2.25% |
| Huron, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,049 | 2.38% |
| Spencer, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,793 | 2.38% |
| Bradford, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,662 | 2.50% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,728 | 2.00% |
| Grenada, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,890 | 2.50% |
| Elk City, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,618 | 2.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,095 | 3.25% |
| Corinth, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,250 | 4.75% |
| Levelland, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,969 | 2.75% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,294 | 3.50% |
| Harrison, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,595 | 2.75% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,104 | 2.63% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,299 | 2.50% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,269 | 2.63% |
| Marshall, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,661 | 3.75% |
| Freeport, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,602 | 4.00% |
Navy Federal Credit Union's top markets include Washington, Virginia Beach, San Diego, Baltimore, and Atlanta among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 43,116 | $12,190,200,000 | $282,730 | $4,284 | 3.13% |
| VA | 38,064 | $12,749,420,000 | $334,947 | $5,966 | 2.47% |
| FHA | 1 | $205,000 | $205,000 | $1,095 | 3.13% |
For the 2021 period, Navy Federal Credit Union's most frequently originated loan type of loans were Conventional, with 43,116 originations. Their 2nd most popular type is VA, with 38,064 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 36,563 | $12,016,105,000 | $328,641 | $6,079 | 3.08% |
| Refi | 26,222 | $7,334,570,000 | $279,711 | $3,044 | 2.52% |
| Cash Out Refi | 17,476 | $5,463,800,000 | $312,646 | $6,022 | 2.70% |
| Home Improvement | 479 | $56,855,000 | $118,695 | $2,624 | 3.87% |
| Other | 441 | $68,495,000 | $155,317 | $3,177 | 3.57% |
For the 2021, Navy Federal Credit Union's most frequently cited loan purpose of loans were Home Purchase, with 36,563 originations. The 2nd most popular reason of loans were Refi, with 26,222 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 64,538 | $21,349,670,000 | $330,808 | $5,494 | 2.91% |
| 15 Year | 14,655 | $3,166,305,000 | $216,056 | $3,329 | 2.38% |
| Other | 857 | $226,215,000 | $263,961 | $3,012 | 2.63% |
| 20 Year | 392 | $97,380,000 | $248,418 | $3,921 | 3.08% |
| 30+ year | 362 | $38,290,000 | $105,773 | $1,765 | 4.54% |
| 10 Year | 342 | $57,060,000 | $166,842 | $2,768 | 2.49% |
| 5 Year | 34 | $4,800,000 | $141,176 | $520 | 5.18% |
| 1 Year | 1 | $105,000 | $105,000 | $0 | 5.25% |
For the 2021, Navy Federal Credit Union's most frequently cited loan length of loans were 30 Year, with 64,538 originations. The 2nd most popular length of loans were 15 Year, with 14,655 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 55,279 | $17,081,645,000 | $309,008 |
| $5k+ | 7,927 | $3,523,165,000 | $444,451 |
| $3k-4k | 6,616 | $1,895,550,000 | $286,510 |
| $1k-2k | 4,631 | $1,034,915,000 | $223,475 |
| $2k-3k | 4,378 | $1,022,020,000 | $233,444 |
$5,494 of loans were Navy Federal Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 55,279 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| <2.5% | 43,896 | $13,793,350,000 | $314,228 |
| 2.5-3% | 15,918 | $4,996,600,000 | $313,896 |
| 3-4% | 14,097 | $4,028,315,000 | $285,757 |
| 4-5% | 6,436 | $1,923,290,000 | $298,833 |
| 5-6% | 744 | $191,080,000 | $256,828 |
| 6-7% | 47 | $4,455,000 | $94,787 |
| 7-8% | 26 | $1,600,000 | $61,538 |
| Over 8% | 17 | $1,135,000 | $66,765 |
During 2021, Navy Federal Credit Union's average interest rate of loans were 2.91%, while their most frequently originated rate bucket of loans were <2.5%, with 43,896 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 38,219 | $10,967,755,000 | $286,971 | $4,955 | 2.80% |
| $100k-200k | 19,912 | $3,089,730,000 | $155,169 | $3,100 | 2.84% |
| $400k-600k | 12,874 | $6,174,030,000 | $479,574 | $7,032 | 2.77% |
| $600k-1MM | 4,946 | $3,571,710,000 | $722,141 | $9,772 | 2.83% |
| $100,000 or less | 4,612 | $344,660,000 | $74,731 | $2,037 | 3.04% |
| $1MM+ | 618 | $791,940,000 | $1,281,456 | $14,946 | 2.76% |
2021 saw Navy Federal Credit Union place emphasis on $200k-400k loans with 38,219 originations, totaling $10,967,755,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 18,246 | $5,869,640,000 | $321,695 | $5,659 | 2.85% |
| $50k-75k | 13,654 | $2,976,490,000 | $217,994 | $4,724 | 2.92% |
| $75k-100k | 12,923 | $3,458,775,000 | $267,645 | $5,407 | 2.88% |
| $150k-250k | 12,888 | $5,309,660,000 | $411,985 | $6,235 | 2.82% |
| $50k or less | 6,043 | $934,515,000 | $154,644 | $3,436 | 3.06% |
| $250k+ | 3,975 | $2,299,965,000 | $578,608 | $7,331 | 2.79% |
Navy Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 18,246 originations. The second most popular income band? $50k-75k, with 13,654 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 17,058 | $5,049,480,000 | $296,018 | $4,971 | 2.78% |
| 30-36% | 12,557 | $3,902,285,000 | $310,766 | $5,408 | 2.90% |
| <20% | 8,214 | $2,081,550,000 | $253,415 | $3,871 | 2.59% |
| 50-60% | 5,358 | $1,852,140,000 | $345,677 | $6,645 | 2.89% |
| 36% | 2,213 | $704,955,000 | $318,552 | $5,593 | 2.96% |
| 40% | 2,057 | $662,795,000 | $322,214 | $5,742 | 3.01% |
| 37% | 2,056 | $668,550,000 | $325,170 | $5,689 | 2.96% |
| 41% | 2,044 | $667,850,000 | $326,737 | $6,028 | 3.08% |
| 39% | 2,018 | $647,490,000 | $320,857 | $5,840 | 3.03% |
| 38% | 1,977 | $623,985,000 | $315,622 | $5,732 | 3.00% |
| 42% | 1,944 | $625,790,000 | $321,908 | $5,846 | 3.07% |
| 44% | 1,931 | $603,715,000 | $312,644 | $5,821 | 3.10% |
| 43% | 1,868 | $588,620,000 | $315,107 | $5,847 | 3.09% |
| 45% | 1,622 | $521,220,000 | $321,344 | $6,109 | 3.11% |
| 46% | 1,616 | $537,590,000 | $332,667 | $5,872 | 3.09% |
| 48% | 1,498 | $492,550,000 | $328,805 | $5,995 | 3.13% |
| 47% | 1,430 | $463,410,000 | $324,063 | $6,005 | 3.10% |
| 49% | 1,369 | $452,285,000 | $330,376 | $6,226 | 3.09% |
| >60% | 916 | $336,020,000 | $366,834 | $6,862 | 2.71% |
Navy Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 17,058 originations. The next most common DTI ratio? 30-36%, with 12,557 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 50,996 | $15,567,920,000 | $305,277 | $5,066 | 2.77% |
| Black | 13,170 | $3,815,990,000 | $289,749 | $5,016 | 3.05% |
| Not provided | 10,692 | $3,424,000,000 | $320,239 | $5,166 | 2.81% |
| Asian | 3,436 | $1,188,060,000 | $345,768 | $5,373 | 2.74% |
| American Indian | 1,462 | $427,680,000 | $292,531 | $4,888 | 2.78% |
| Filipino | 584 | $212,330,000 | $363,579 | $5,063 | 2.73% |
| Native Hawaiian | 237 | $80,225,000 | $338,502 | $5,153 | 2.81% |
| Asian Indian | 133 | $52,435,000 | $394,248 | $5,030 | 2.66% |
| Other Asian | 133 | $47,845,000 | $359,737 | $4,989 | 2.76% |
| Chinese | 59 | $25,865,000 | $438,390 | $7,252 | 2.71% |
| Korean | 49 | $23,765,000 | $485,000 | $5,759 | 2.56% |
| Other Pacific Islander | 75 | $22,875,000 | $305,000 | $5,472 | 2.63% |
| Vietnamese | 56 | $19,590,000 | $349,821 | $4,539 | 2.73% |
| Guamanian | 30 | $10,570,000 | $352,333 | $5,886 | 2.90% |
| Japanese | 25 | $7,985,000 | $319,400 | $4,350 | 2.47% |
| Samoan | 13 | $5,025,000 | $386,538 | $5,535 | 3.40% |
| Not applicable | 23 | $4,985,000 | $216,739 | $0 | 4.89% |
| Native Hawiian | 8 | $2,680,000 | $335,000 | $4,947 | 3.00% |
Approval Rates
Total approvals of all applications80.21%
Navy Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination39.23%
Navy Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 81,181 | $24,939,825,000 | $307,213 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 81,181 | $24,939,825,000 | $307,213 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 3,762 | $654,610,000 | $174,006 | $2,692 | 2.50% |
| 40-60% | 8,584 | $2,052,980,000 | $239,164 | $3,380 | 2.50% |
| 60-80% | 16,247 | $4,995,055,000 | $307,445 | $4,522 | 2.70% |
| 80-100% | 34,116 | $11,368,080,000 | $333,218 | $5,365 | 3.08% |
| Over 100% | 6,281 | $2,343,855,000 | $373,166 | $12,234 | 3.01% |
| Under 20% | 776 | $71,920,000 | $92,680 | $1,918 | 3.55% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| NAVY FEDERAL CREDIT UNION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 59 | 27.1% |
| NAVY FEDERAL CREDIT UNION | Conventional home mortgage | Closing on a mortgage | 15 | 6.9% |
| NAVY FEDERAL CREDIT UNION | Conventional home mortgage | Incorrect information on your report | 2 | 0.9% |
| NAVY FEDERAL CREDIT UNION | Conventional home mortgage | Struggling to pay mortgage | 4 | 1.8% |
| NAVY FEDERAL CREDIT UNION | Conventional home mortgage | Trouble during payment process | 25 | 11.5% |
| NAVY FEDERAL CREDIT UNION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 1.8% |
| NAVY FEDERAL CREDIT UNION | FHA mortgage | Incorrect information on your report | 1 | 0.5% |
| NAVY FEDERAL CREDIT UNION | FHA mortgage | Struggling to pay mortgage | 3 | 1.4% |
| NAVY FEDERAL CREDIT UNION | FHA mortgage | Trouble during payment process | 1 | 0.5% |
| NAVY FEDERAL CREDIT UNION | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 3 | 1.4% |
| NAVY FEDERAL CREDIT UNION | Home equity loan or line of credit (HELOC) | Incorrect information on your report | 1 | 0.5% |
| NAVY FEDERAL CREDIT UNION | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 2 | 0.9% |
| NAVY FEDERAL CREDIT UNION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 0.5% |
| NAVY FEDERAL CREDIT UNION | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 17 | 7.8% |
| NAVY FEDERAL CREDIT UNION | Other type of mortgage | Closing on a mortgage | 2 | 0.9% |
| NAVY FEDERAL CREDIT UNION | Other type of mortgage | Struggling to pay mortgage | 2 | 0.9% |
| NAVY FEDERAL CREDIT UNION | Other type of mortgage | Trouble during payment process | 3 | 1.4% |
| NAVY FEDERAL CREDIT UNION | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 30 | 13.8% |
| NAVY FEDERAL CREDIT UNION | VA mortgage | Closing on a mortgage | 22 | 10.1% |
| NAVY FEDERAL CREDIT UNION | VA mortgage | Struggling to pay mortgage | 5 | 2.3% |
| NAVY FEDERAL CREDIT UNION | VA mortgage | Trouble during payment process | 16 | 7.3% |
