Navy Federal Credit Union Mortgage Rates, Fees & Info
Vienna, VALEI: 5493003GQDUH26DNNH17
Tax ID: 53-0116705
5 stars - Updated: 11/11/24
-
out of 5 stars, based on 267 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Navy Federal Credit Union is a large credit union specializing in Home Purchase loans. Navy Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Washington, Virginia Beach, Atlanta, San Diego, and Jacksonville among others. We have data for 889 markets. (Some data included below & more in-depth data is available with an active subscription.)Navy Federal Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Navy Federal Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/11/24 |
| 30 Year Conventional Purchase | 6.88% | 11/11/24 |
| 30 Year Conventional Refi | 6.27% | 11/11/24 |
| 30 Year Cash-out Refi | 6.63% | 11/11/24 |
| 30 Year FHA Purchase | 6.27% | 11/11/24 |
| 30 Year FHA Refi | 6.27% | 11/11/24 |
| 30 Year VA Purchase | 5.80% | 11/11/24 |
| 30 Year VA Refi | 5.72% | 11/11/24 |
| 15 Year Conventional Purchase | 6.00% | 11/11/24 |
| 15 Year Conventional Refi | 5.66% | 11/11/24 |
| 15 Year Cash-out Refi | 5.66% | 11/11/24 |
| 15 Year VA Purchase | 5.69% | 11/11/24 |
| 15 Year VA Refi | 5.63% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Navy Federal Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Navy Federal Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
71,421Origination Dollar Volume (All Markets)
$14,830,605,000Awards
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NAVY FEDERAL CREDIT UNION - 2023
NAVY FEDERAL CREDIT UNION is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Navy Federal Credit Union's average 30 year fixed mortgage rate was
6.11%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.37%.
Relative Fees (Closing Costs)
Navy Federal Credit Union's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,294.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 6,372 | $1,402,330,000 | $220,077 | $3,171 | 8.31% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3,319 | $527,835,000 | $159,034 | $3,063 | 8.27% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3,040 | $486,120,000 | $159,908 | $2,555 | 8.54% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2,048 | $419,350,000 | $204,761 | $2,493 | 8.35% |
| Outside of Metro Areas | 1,968 | $384,570,000 | $195,412 | $3,781 | 7.33% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,828 | $339,450,000 | $185,695 | $3,516 | 7.90% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,640 | $338,210,000 | $206,226 | $3,507 | 8.33% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,263 | $320,535,000 | $253,789 | $3,927 | 7.27% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,496 | $313,300,000 | $209,425 | $3,628 | 7.94% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 952 | $272,460,000 | $286,197 | $4,163 | 8.21% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,013 | $265,785,000 | $262,374 | $4,862 | 8.11% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,463 | $250,525,000 | $171,241 | $2,346 | 8.55% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,251 | $249,165,000 | $199,173 | $3,158 | 8.10% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 888 | $232,910,000 | $262,286 | $4,346 | 7.07% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,181 | $216,655,000 | $183,450 | $3,311 | 8.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1,229 | $215,225,000 | $175,122 | $3,328 | 7.82% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 764 | $208,080,000 | $272,356 | $4,439 | 7.93% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 946 | $185,580,000 | $196,173 | $3,226 | 8.16% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 668 | $180,000,000 | $269,461 | $3,721 | 7.85% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 774 | $171,320,000 | $221,344 | $3,947 | 8.35% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 849 | $170,835,000 | $201,219 | $4,042 | 7.95% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 770 | $161,440,000 | $209,662 | $3,413 | 8.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 861 | $153,305,000 | $178,055 | $3,155 | 8.40% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 772 | $149,930,000 | $194,210 | $4,866 | 7.33% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 571 | $145,705,000 | $255,175 | $4,143 | 6.95% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 748 | $144,470,000 | $193,142 | $3,331 | 7.96% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 646 | $138,790,000 | $214,845 | $2,842 | 7.76% |
| RICHMOND, VA (FHA|USDA|VA) | 728 | $132,290,000 | $181,717 | $3,165 | 8.15% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 350 | $117,410,000 | $335,457 | $4,015 | 7.71% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 452 | $116,660,000 | $258,097 | $4,379 | 7.79% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 605 | $115,125,000 | $190,289 | $4,928 | 7.49% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 406 | $107,190,000 | $264,015 | $4,047 | 7.83% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 424 | $90,530,000 | $213,514 | $3,739 | 7.31% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 453 | $84,785,000 | $187,163 | $3,155 | 7.64% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 442 | $81,220,000 | $183,756 | $3,422 | 7.78% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 438 | $79,860,000 | $182,329 | $3,362 | 8.07% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 350 | $79,600,000 | $227,429 | $4,441 | 7.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 284 | $78,150,000 | $275,176 | $3,686 | 7.66% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 361 | $75,995,000 | $210,512 | $3,352 | 7.70% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 251 | $74,885,000 | $298,347 | $4,360 | 7.23% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 259 | $74,725,000 | $288,514 | $6,135 | 8.07% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 408 | $74,210,000 | $181,887 | $2,855 | 8.14% |
| COLUMBIA, SC (FHA|USDA|VA) | 403 | $70,845,000 | $175,794 | $3,540 | 7.95% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 291 | $68,945,000 | $236,924 | $3,722 | 7.70% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 323 | $66,115,000 | $204,690 | $4,134 | 6.90% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 178 | $63,060,000 | $354,270 | $4,711 | 8.05% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 270 | $62,230,000 | $230,481 | $4,952 | 7.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 251 | $61,335,000 | $244,363 | $4,264 | 7.39% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 289 | $61,035,000 | $211,194 | $4,351 | 7.55% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 292 | $59,490,000 | $203,733 | $2,997 | 7.83% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 251 | $57,785,000 | $230,219 | $3,995 | 7.49% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 224 | $57,070,000 | $254,777 | $5,183 | 7.44% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 336 | $56,410,000 | $167,887 | $2,567 | 8.27% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 301 | $55,105,000 | $183,073 | $4,154 | 7.68% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 253 | $54,965,000 | $217,253 | $2,910 | 7.81% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 246 | $54,820,000 | $222,846 | $3,029 | 7.53% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 217 | $53,435,000 | $246,244 | $3,315 | 8.16% |
| EL PASO, TX (FHA|USDA|VA) | 240 | $49,950,000 | $208,125 | $4,995 | 6.70% |
| SAVANNAH, GA (FHA|USDA|VA) | 309 | $49,565,000 | $160,405 | $3,590 | 8.35% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 252 | $49,530,000 | $196,548 | $3,141 | 8.10% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 341 | $48,785,000 | $143,065 | $2,719 | 7.91% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 210 | $47,750,000 | $227,381 | $5,014 | 7.56% |
| PITTSBURGH, PA (FHA|USDA|VA) | 247 | $46,295,000 | $187,429 | $3,935 | 7.52% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 253 | $45,745,000 | $180,810 | $4,452 | 7.92% |
| KNOXVILLE, TN (FHA|USDA|VA) | 178 | $45,630,000 | $256,348 | $4,236 | 7.29% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 168 | $44,980,000 | $267,738 | $5,088 | 6.62% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 226 | $44,880,000 | $198,584 | $3,774 | 7.52% |
| TUCSON, AZ (FHA|USDA|VA) | 213 | $44,655,000 | $209,648 | $4,144 | 7.47% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 158 | $43,840,000 | $277,468 | $3,641 | 7.95% |
| NEW BERN, NC (FHA|USDA|VA) | 255 | $43,765,000 | $171,627 | $3,147 | 7.61% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 199 | $41,595,000 | $209,020 | $3,387 | 7.66% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 193 | $41,535,000 | $215,207 | $3,300 | 7.27% |
| COLUMBUS, OH (FHA|USDA|VA) | 215 | $41,085,000 | $191,093 | $3,409 | 7.85% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 215 | $40,745,000 | $189,512 | $4,465 | 7.62% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 229 | $40,155,000 | $175,349 | $3,808 | 7.36% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 172 | $39,820,000 | $231,512 | $3,794 | 7.58% |
| WILMINGTON, NC (FHA|USDA|VA) | 163 | $39,495,000 | $242,301 | $4,135 | 7.27% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 180 | $39,380,000 | $218,778 | $3,201 | 7.69% |
| St. Marys, GA (FHA|USDA|VA) | 213 | $36,715,000 | $172,371 | $3,611 | 7.70% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 184 | $36,550,000 | $198,641 | $2,479 | 7.77% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 204 | $36,050,000 | $176,716 | $3,092 | 8.03% |
| HINESVILLE, GA (FHA|USDA|VA) | 165 | $33,165,000 | $201,000 | $5,003 | 7.19% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 130 | $31,910,000 | $245,462 | $5,421 | 7.63% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 130 | $31,760,000 | $244,308 | $3,991 | 7.93% |
| LOUISVILLE, KY (FHA|USDA|VA) | 155 | $31,585,000 | $203,774 | $3,443 | 7.51% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 158 | $31,360,000 | $198,481 | $3,194 | 7.84% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 193 | $31,045,000 | $160,855 | $2,052 | 8.17% |
| ANCHORAGE, AK (FHA|USDA|VA) | 99 | $30,695,000 | $310,051 | $5,796 | 7.12% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 150 | $30,590,000 | $203,933 | $2,850 | 7.68% |
| PANAMA CITY, FL (FHA|USDA|VA) | 117 | $29,475,000 | $251,923 | $6,068 | 7.22% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 122 | $29,170,000 | $239,098 | $2,752 | 7.26% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 137 | $28,965,000 | $211,423 | $4,296 | 7.11% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 179 | $28,935,000 | $161,648 | $3,385 | 7.87% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 185 | $28,745,000 | $155,378 | $2,646 | 8.15% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 131 | $28,635,000 | $218,588 | $3,003 | 7.84% |
| Morehead City, NC (FHA|USDA|VA) | 123 | $28,585,000 | $232,398 | $4,351 | 7.78% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 155 | $28,455,000 | $183,581 | $3,944 | 7.86% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 137 | $28,015,000 | $204,489 | $3,751 | 7.40% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 139 | $27,935,000 | $200,971 | $2,848 | 7.67% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 100 | $27,890,000 | $278,900 | $5,014 | 7.05% |
| OCALA, FL (FHA|USDA|VA) | 141 | $27,025,000 | $191,667 | $4,319 | 7.36% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 128 | $26,760,000 | $209,063 | $4,506 | 7.58% |
| YUMA, AZ (FHA|USDA|VA) | 179 | $26,155,000 | $146,117 | $3,169 | 7.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 116 | $26,150,000 | $225,431 | $3,829 | 7.84% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 111 | $25,785,000 | $232,297 | $5,550 | 7.23% |
| BOISE CITY, ID (FHA|USDA|VA) | 103 | $25,335,000 | $245,971 | $3,742 | 7.41% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 155 | $24,395,000 | $157,387 | $2,112 | 8.10% |
| LAWTON, OK (FHA|USDA|VA) | 109 | $24,195,000 | $221,972 | $4,940 | 6.29% |
| TULSA, OK (FHA|USDA|VA) | 111 | $24,145,000 | $217,523 | $4,159 | 7.12% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 124 | $24,050,000 | $193,952 | $3,049 | 7.74% |
| Oak Harbor, WA (FHA|USDA|VA) | 123 | $23,405,000 | $190,285 | $3,776 | 8.06% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 120 | $23,190,000 | $193,250 | $3,081 | 7.64% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 111 | $23,165,000 | $208,694 | $4,098 | 7.76% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 73 | $22,925,000 | $314,041 | $4,154 | 8.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 90 | $22,670,000 | $251,889 | $4,114 | 7.51% |
| MONTGOMERY, AL (FHA|USDA|VA) | 124 | $21,970,000 | $177,177 | $3,140 | 7.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 102 | $21,340,000 | $209,216 | $4,128 | 7.61% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 104 | $21,210,000 | $203,942 | $2,331 | 7.54% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 62 | $20,880,000 | $336,774 | $3,007 | 8.05% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 85 | $20,845,000 | $245,235 | $4,000 | 7.82% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 81 | $20,575,000 | $254,012 | $2,923 | 7.31% |
| BATON ROUGE, LA (FHA|USDA|VA) | 108 | $20,220,000 | $187,222 | $3,522 | 7.68% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 88 | $20,060,000 | $227,955 | $2,856 | 7.51% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 89 | $19,545,000 | $219,607 | $4,519 | 7.62% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 83 | $19,425,000 | $234,036 | $4,200 | 7.61% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 105 | $19,415,000 | $184,905 | $3,711 | 7.50% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 74 | $18,870,000 | $255,000 | $2,462 | 7.46% |
| FRESNO, CA (FHA|USDA|VA) | 96 | $18,860,000 | $196,458 | $2,101 | 8.48% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 66 | $18,790,000 | $284,697 | $3,649 | 7.75% |
| WICHITA, KS (FHA|USDA|VA) | 91 | $18,655,000 | $205,000 | $3,691 | 7.04% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 66 | $18,320,000 | $277,576 | $4,871 | 7.47% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 71 | $18,165,000 | $255,845 | $6,685 | 6.73% |
| MOBILE, AL (FHA|USDA|VA) | 107 | $18,025,000 | $168,458 | $3,214 | 7.66% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 98 | $17,580,000 | $179,388 | $3,143 | 7.97% |
| MANHATTAN, KS (FHA|USDA|VA) | 85 | $17,215,000 | $202,529 | $3,906 | 6.82% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 82 | $16,780,000 | $204,634 | $4,493 | 7.93% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 81 | $16,485,000 | $203,519 | $4,067 | 7.23% |
| GREELEY, CO (FHA|USDA|VA) | 70 | $16,440,000 | $234,857 | $4,064 | 7.83% |
| SPARTANBURG, SC (FHA|USDA|VA) | 87 | $16,375,000 | $188,218 | $3,543 | 7.68% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 90 | $16,200,000 | $180,000 | $3,611 | 7.80% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 67 | $15,925,000 | $237,687 | $4,820 | 7.67% |
| SALINAS, CA (FHA|USDA|VA) | 50 | $15,710,000 | $314,200 | $5,488 | 7.60% |
| VALLEJO, CA (FHA|USDA|VA) | 80 | $15,470,000 | $193,375 | $3,494 | 8.45% |
| RENO, NV (FHA|USDA|VA) | 76 | $15,110,000 | $198,816 | $2,553 | 8.30% |
| SYRACUSE, NY (FHA|USDA|VA) | 69 | $15,005,000 | $217,464 | $4,709 | 6.79% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 59 | $14,495,000 | $245,678 | $5,329 | 6.93% |
| THE VILLAGES, FL (FHA|USDA|VA) | 61 | $14,455,000 | $236,967 | $3,574 | 7.04% |
| LAS CRUCES, NM (FHA|USDA|VA) | 55 | $14,175,000 | $257,727 | $6,270 | 6.62% |
| JACKSON, MS (FHA|USDA|VA) | 68 | $14,100,000 | $207,353 | $4,063 | 7.68% |
| STOCKTON, CA (FHA|USDA|VA) | 60 | $14,050,000 | $234,167 | $3,495 | 8.53% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 47 | $14,005,000 | $297,979 | $5,171 | 7.45% |
| AKRON, OH (FHA|USDA|VA) | 101 | $13,985,000 | $138,465 | $2,353 | 8.32% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 61 | $13,955,000 | $228,770 | $4,847 | 7.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 70 | $13,570,000 | $193,857 | $3,924 | 7.02% |
| ROANOKE, VA (FHA|USDA|VA) | 64 | $13,270,000 | $207,344 | $2,853 | 7.28% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 51 | $13,265,000 | $260,098 | $4,481 | 7.45% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 40 | $13,250,000 | $331,250 | $4,268 | 8.04% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 78 | $13,220,000 | $169,487 | $2,838 | 7.91% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 88 | $13,200,000 | $150,000 | $2,920 | 8.58% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 67 | $13,135,000 | $196,045 | $2,952 | 7.24% |
| FORT COLLINS, CO (FHA|USDA|VA) | 63 | $13,085,000 | $207,698 | $1,561 | 8.38% |
| DOVER, DE (FHA|USDA|VA) | 63 | $12,835,000 | $203,730 | $5,128 | 7.86% |
| VALDOSTA, GA (FHA|USDA|VA) | 68 | $12,770,000 | $187,794 | $4,651 | 7.10% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 49 | $12,125,000 | $247,449 | $4,600 | 6.96% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 59 | $12,125,000 | $205,508 | $3,407 | 7.59% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 60 | $12,060,000 | $201,000 | $5,598 | 6.69% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 54 | $11,660,000 | $215,926 | $2,792 | 7.59% |
| LANCASTER, PA (FHA|USDA|VA) | 64 | $11,290,000 | $176,406 | $4,002 | 8.00% |
| Hilo, HI (FHA|USDA|VA) | 31 | $11,075,000 | $357,258 | $6,869 | 7.42% |
| Lebanon, NH-VT (FHA|USDA|VA) | 41 | $11,035,000 | $269,146 | $4,187 | 6.87% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 41 | $10,765,000 | $262,561 | $4,358 | 7.23% |
| TOLEDO, OH (FHA|USDA|VA) | 70 | $10,730,000 | $153,286 | $3,270 | 7.37% |
| SALEM, OR (FHA|USDA|VA) | 47 | $10,695,000 | $227,553 | $4,235 | 7.71% |
| Elizabeth City, NC (FHA|USDA|VA) | 69 | $10,695,000 | $155,000 | $3,296 | 7.91% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 62 | $10,620,000 | $171,290 | $2,644 | 7.44% |
| LYNCHBURG, VA (FHA|USDA|VA) | 55 | $10,595,000 | $192,636 | $4,212 | 7.28% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 52 | $10,480,000 | $201,538 | $3,832 | 7.56% |
| GAINESVILLE, GA (FHA|USDA|VA) | 60 | $10,430,000 | $173,833 | $2,215 | 7.82% |
| Jefferson, GA (FHA|USDA|VA) | 40 | $10,390,000 | $259,750 | $3,394 | 7.73% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 40 | $10,240,000 | $256,000 | $4,098 | 7.38% |
| ROCHESTER, NY (FHA|USDA|VA) | 76 | $10,210,000 | $134,342 | $3,092 | 7.54% |
| Enterprise, AL (FHA|USDA|VA) | 40 | $10,200,000 | $255,000 | $6,246 | 6.96% |
| WACO, TX (FHA|USDA|VA) | 38 | $10,010,000 | $263,421 | $3,981 | 6.75% |
| FAIRBANKS, AK (FHA|USDA|VA) | 33 | $9,915,000 | $300,455 | $6,148 | 6.70% |
| ALBANY, GA (FHA|USDA|VA) | 71 | $9,755,000 | $137,394 | $2,021 | 8.00% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 44 | $9,740,000 | $221,364 | $6,266 | 6.12% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 42 | $9,480,000 | $225,714 | $4,126 | 7.55% |
| Key West, FL (FHA|USDA|VA) | 24 | $9,280,000 | $386,667 | $6,664 | 7.29% |
| GREENVILLE, NC (FHA|USDA|VA) | 58 | $9,250,000 | $159,483 | $2,705 | 8.13% |
| SUMTER, SC (FHA|USDA|VA) | 49 | $9,235,000 | $188,469 | $3,932 | 7.35% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 56 | $9,200,000 | $164,286 | $3,234 | 8.02% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 48 | $9,200,000 | $191,667 | $3,437 | 8.02% |
| BRUNSWICK, GA (FHA|USDA|VA) | 48 | $9,170,000 | $191,042 | $2,576 | 7.72% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 39 | $9,025,000 | $231,410 | $6,954 | 7.72% |
| SANTA FE, NM (FHA|USDA|VA) | 26 | $9,010,000 | $346,538 | $6,552 | 6.96% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 49 | $8,965,000 | $182,959 | $3,976 | 7.60% |
| BEND, OR (FHA|USDA|VA) | 32 | $8,940,000 | $279,375 | $4,421 | 7.38% |
| DOTHAN, AL (FHA|USDA|VA) | 38 | $8,910,000 | $234,474 | $3,850 | 7.04% |
| Fallon, NV (FHA|USDA|VA) | 29 | $8,845,000 | $305,000 | $4,461 | 7.51% |
| BOULDER, CO (FHA|USDA|VA) | 33 | $8,815,000 | $267,121 | $3,050 | 7.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 62 | $8,670,000 | $139,839 | $3,684 | 7.80% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 33 | $8,625,000 | $261,364 | $4,019 | 6.46% |
| BELLINGHAM, WA (FHA|USDA|VA) | 29 | $8,545,000 | $294,655 | $4,698 | 7.54% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 31 | $8,435,000 | $272,097 | $1,997 | 8.32% |
| Sanford, NC (FHA|USDA|VA) | 39 | $8,355,000 | $214,231 | $4,209 | 7.55% |
| MADISON, WI (FHA|USDA|VA) | 38 | $8,260,000 | $217,368 | $2,814 | 7.55% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 24 | $8,260,000 | $344,167 | $6,468 | 6.84% |
| GOLDSBORO, NC (FHA|USDA|VA) | 38 | $8,220,000 | $216,316 | $4,456 | 6.97% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 34 | $8,170,000 | $240,294 | $6,203 | 6.33% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 39 | $8,065,000 | $206,795 | $2,989 | 6.71% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 32 | $8,020,000 | $250,625 | $3,589 | 7.55% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 44 | $7,950,000 | $180,682 | $5,783 | 8.10% |
| CHEYENNE, WY (FHA|USDA|VA) | 24 | $7,830,000 | $326,250 | $5,545 | 6.62% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 22 | $7,820,000 | $355,455 | $3,787 | 6.68% |
| Shelton, WA (FHA|USDA|VA) | 35 | $7,765,000 | $221,857 | $4,839 | 7.49% |
| LUBBOCK, TX (FHA|USDA|VA) | 34 | $7,660,000 | $225,294 | $4,354 | 6.35% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 16 | $7,630,000 | $476,875 | $6,337 | 7.36% |
| BURLINGTON, NC (FHA|USDA|VA) | 37 | $7,355,000 | $198,784 | $2,784 | 7.41% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 40 | $7,330,000 | $183,250 | $3,835 | 7.45% |
| Concord, NH (FHA|USDA|VA) | 26 | $7,310,000 | $281,154 | $4,179 | 7.40% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 17 | $7,285,000 | $428,529 | $3,462 | 7.32% |
| Fort Polk South, LA (FHA|USDA|VA) | 37 | $7,135,000 | $192,838 | $5,291 | 6.89% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 31 | $7,125,000 | $229,839 | $4,945 | 6.47% |
| Clovis, NM (FHA|USDA|VA) | 28 | $7,120,000 | $254,286 | $6,375 | 5.90% |
| Outside of Metro Areas | 27 | $7,085,000 | $262,407 | $3,952 | 7.69% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 42 | $7,050,000 | $167,857 | $3,395 | 7.47% |
| TYLER, TX (FHA|USDA|VA) | 27 | $6,945,000 | $257,222 | $4,804 | 6.67% |
| SAN ANGELO, TX (FHA|USDA|VA) | 26 | $6,900,000 | $265,385 | $5,941 | 6.23% |
| PROVO-OREM, UT (FHA|USDA|VA) | 31 | $6,855,000 | $221,129 | $2,050 | 8.01% |
| LAFAYETTE, LA (FHA|USDA|VA) | 29 | $6,705,000 | $231,207 | $4,087 | 7.41% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 48 | $6,700,000 | $139,583 | $2,861 | 7.19% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 27 | $6,675,000 | $247,222 | $3,146 | 6.84% |
| LINCOLN, NE (FHA|USDA|VA) | 37 | $6,645,000 | $179,595 | $2,322 | 7.43% |
| VISALIA, CA (FHA|USDA|VA) | 45 | $6,645,000 | $147,667 | $2,171 | 8.47% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 29 | $6,615,000 | $228,103 | $5,434 | 5.91% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 28 | $6,540,000 | $233,571 | $2,489 | 6.91% |
| MORRISTOWN, TN (FHA|USDA|VA) | 25 | $6,495,000 | $259,800 | $2,686 | 7.58% |
| Port Angeles, WA (FHA|USDA|VA) | 17 | $6,435,000 | $378,529 | $5,168 | 6.47% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 40 | $6,420,000 | $160,500 | $3,284 | 7.88% |
| STAUNTON, VA (FHA|USDA|VA) | 27 | $6,315,000 | $233,889 | $4,075 | 7.02% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 34 | $6,270,000 | $184,412 | $2,954 | 7.90% |
| Heber, UT (FHA|USDA|VA) | 17 | $6,265,000 | $368,529 | $6,826 | 7.92% |
| UTICA-ROME, NY (FHA|USDA|VA) | 29 | $6,185,000 | $213,276 | $5,723 | 6.75% |
| PEORIA, IL (FHA|USDA|VA) | 34 | $6,170,000 | $181,471 | $3,007 | 7.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 28 | $6,160,000 | $220,000 | $4,694 | 6.97% |
| COLUMBIA, MO (FHA|USDA|VA) | 24 | $6,040,000 | $251,667 | $2,359 | 7.43% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 31 | $6,005,000 | $193,710 | $3,267 | 8.81% |
| Torrington, CT (FHA|USDA|VA) | 26 | $6,000,000 | $230,769 | $4,679 | 7.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 25 | $5,925,000 | $237,000 | $6,648 | 7.65% |
| ABILENE, TX (FHA|USDA|VA) | 22 | $5,920,000 | $269,091 | $6,196 | 6.56% |
| BILLINGS, MT (FHA|USDA|VA) | 24 | $5,880,000 | $245,000 | $3,944 | 7.44% |
| Meridian, MS (FHA|USDA|VA) | 29 | $5,855,000 | $201,897 | $4,278 | 6.49% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 25 | $5,765,000 | $230,600 | $3,684 | 6.89% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 32 | $5,760,000 | $180,000 | $2,261 | 8.36% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 25 | $5,735,000 | $229,400 | $3,040 | 6.96% |
| FORT WAYNE, IN (FHA|USDA|VA) | 34 | $5,630,000 | $165,588 | $2,980 | 7.44% |
| Bozeman, MT (FHA|USDA|VA) | 16 | $5,600,000 | $350,000 | $3,152 | 7.69% |
| PUEBLO, CO (FHA|USDA|VA) | 33 | $5,595,000 | $169,545 | $2,832 | 7.95% |
| MONROE, MI (FHA|USDA|VA) | 28 | $5,590,000 | $199,643 | $4,855 | 7.20% |
| Los Alamos, NM (FHA|USDA|VA) | 16 | $5,590,000 | $349,375 | $5,587 | 7.90% |
| LONGVIEW, TX (FHA|USDA|VA) | 27 | $5,535,000 | $205,000 | $3,888 | 6.70% |
| GREAT FALLS, MT (FHA|USDA|VA) | 21 | $5,375,000 | $255,952 | $4,877 | 6.58% |
| JACKSON, TN (FHA|USDA|VA) | 26 | $5,250,000 | $201,923 | $2,968 | 7.83% |
| DECATUR, AL (FHA|USDA|VA) | 22 | $5,190,000 | $235,909 | $3,225 | 7.67% |
| READING, PA (FHA|USDA|VA) | 39 | $5,185,000 | $132,949 | $1,579 | 8.65% |
| AMARILLO, TX (FHA|USDA|VA) | 23 | $5,175,000 | $225,000 | $4,498 | 6.90% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 11 | $5,165,000 | $469,545 | $3,409 | 6.94% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 24 | $5,160,000 | $215,000 | $2,753 | 6.86% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 25 | $5,105,000 | $204,200 | $2,183 | 7.56% |
| MEDFORD, OR (FHA|USDA|VA) | 17 | $5,065,000 | $297,941 | $5,620 | 6.76% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 20 | $5,060,000 | $253,000 | $5,941 | 7.05% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 30 | $5,040,000 | $168,000 | $2,415 | 7.76% |
| Sandpoint, ID (FHA|USDA|VA) | 13 | $5,005,000 | $385,000 | $3,890 | 7.06% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 21 | $4,945,000 | $235,476 | $3,120 | 7.48% |
| HARRISONBURG, VA (FHA|USDA|VA) | 19 | $4,915,000 | $258,684 | $3,270 | 7.18% |
| ROCHESTER, MN (FHA|USDA|VA) | 18 | $4,840,000 | $268,889 | $4,142 | 6.62% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 23 | $4,835,000 | $210,217 | $4,660 | 6.65% |
| CHARLESTON, WV (FHA|USDA|VA) | 23 | $4,825,000 | $209,783 | $4,698 | 6.95% |
| Warrensburg, MO (FHA|USDA|VA) | 21 | $4,795,000 | $228,333 | $5,585 | 6.88% |
| KINGSTON, NY (FHA|USDA|VA) | 17 | $4,795,000 | $282,059 | $5,264 | 7.05% |
| MODESTO, CA (FHA|USDA|VA) | 25 | $4,785,000 | $191,400 | $4,872 | 8.04% |
| Cookeville, TN (FHA|USDA|VA) | 21 | $4,775,000 | $227,381 | $3,310 | 6.83% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 19 | $4,725,000 | $248,684 | $5,805 | 6.68% |
| Alamogordo, NM (FHA|USDA|VA) | 22 | $4,690,000 | $213,182 | $5,462 | 6.01% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 35 | $4,675,000 | $133,571 | $1,335 | 7.79% |
| Centralia, WA (FHA|USDA|VA) | 18 | $4,640,000 | $257,778 | $5,364 | 7.06% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 26 | $4,590,000 | $176,538 | $3,486 | 7.88% |
| Shelby, NC (FHA|USDA|VA) | 16 | $4,530,000 | $283,125 | $2,802 | 7.45% |
| TOPEKA, KS (FHA|USDA|VA) | 27 | $4,525,000 | $167,593 | $2,919 | 7.60% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 20 | $4,510,000 | $225,500 | $4,251 | 7.43% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 19 | $4,505,000 | $237,105 | $5,076 | 6.66% |
| LONGVIEW, WA (FHA|USDA|VA) | 19 | $4,495,000 | $236,579 | $2,874 | 7.33% |
| JOPLIN, MO (FHA|USDA|VA) | 24 | $4,460,000 | $185,833 | $1,808 | 7.29% |
| MADERA, CA (FHA|USDA|VA) | 14 | $4,460,000 | $318,571 | $2,777 | 8.06% |
| NAPA, CA (FHA|USDA|VA) | 13 | $4,455,000 | $342,692 | $3,217 | 8.39% |
| Sevierville, TN (FHA|USDA|VA) | 20 | $4,430,000 | $221,500 | $5,581 | 7.60% |
| CORVALLIS, OR (FHA|USDA|VA) | 15 | $4,375,000 | $291,667 | $7,915 | 7.57% |
| ANN ARBOR, MI (FHA|USDA|VA) | 18 | $4,330,000 | $240,556 | $2,901 | 7.41% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 21 | $4,325,000 | $205,952 | $4,175 | 7.52% |
| Juneau, AK (FHA|USDA|VA) | 11 | $4,295,000 | $390,455 | $9,967 | 6.20% |
| RACINE, WI (FHA|USDA|VA) | 24 | $4,270,000 | $177,917 | $3,615 | 6.93% |
| Granbury, TX (FHA|USDA|VA) | 15 | $4,265,000 | $284,333 | $3,913 | 6.56% |
| ERIE, PA (FHA|USDA|VA) | 23 | $4,225,000 | $183,696 | $4,393 | 7.08% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 17 | $4,215,000 | $247,941 | $4,899 | 7.51% |
| MORGANTOWN, WV (FHA|USDA|VA) | 21 | $4,185,000 | $199,286 | $2,405 | 7.32% |
| DULUTH, MN-WI (FHA|USDA|VA) | 22 | $4,160,000 | $189,091 | $2,708 | 7.19% |
| GETTYSBURG, PA (FHA|USDA|VA) | 25 | $4,155,000 | $166,200 | $2,922 | 8.30% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 18 | $4,150,000 | $230,556 | $2,764 | 7.06% |
| Fernley, NV (FHA|USDA|VA) | 21 | $4,135,000 | $196,905 | $2,742 | 7.63% |
| Lumberton, NC (FHA|USDA|VA) | 24 | $4,100,000 | $170,833 | $2,972 | 7.27% |
| FLINT, MI (FHA|USDA|VA) | 29 | $4,055,000 | $139,828 | $1,999 | 7.97% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 21 | $4,045,000 | $192,619 | $3,394 | 7.40% |
| FARGO, ND-MN (FHA|USDA|VA) | 12 | $4,030,000 | $335,833 | $5,674 | 6.15% |
| Cañon City, CO (FHA|USDA|VA) | 16 | $4,010,000 | $250,625 | $2,366 | 7.19% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 14 | $4,000,000 | $285,714 | $3,136 | 8.06% |
| EL CENTRO, CA (FHA|USDA|VA) | 29 | $3,965,000 | $136,724 | $1,588 | 8.18% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 33 | $3,945,000 | $119,545 | $2,314 | 7.75% |
| Picayune, MS (FHA|USDA|VA) | 21 | $3,905,000 | $185,952 | $4,235 | 6.96% |
| NILES, MI (FHA|USDA|VA) | 15 | $3,895,000 | $259,667 | $2,622 | 6.73% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 17 | $3,835,000 | $225,588 | $3,329 | 6.41% |
| MISSOULA, MT (FHA|USDA|VA) | 9 | $3,815,000 | $423,889 | $8,523 | 7.22% |
| ST. GEORGE, UT (FHA|USDA|VA) | 18 | $3,800,000 | $211,111 | $3,795 | 7.84% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 15 | $3,795,000 | $253,000 | $4,583 | 6.40% |
| Orangeburg, SC (FHA|USDA|VA) | 25 | $3,785,000 | $151,400 | $2,346 | 7.85% |
| Montrose, CO (FHA|USDA|VA) | 12 | $3,770,000 | $314,167 | $5,029 | 6.71% |
| Statesboro, GA (FHA|USDA|VA) | 24 | $3,770,000 | $157,083 | $2,796 | 7.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 19 | $3,665,000 | $192,895 | $3,679 | 7.45% |
| LaGrange, GA-AL (FHA|USDA|VA) | 24 | $3,650,000 | $152,083 | $3,200 | 7.66% |
| FLORENCE, SC (FHA|USDA|VA) | 26 | $3,640,000 | $140,000 | $3,525 | 7.49% |
| Palatka, FL (FHA|USDA|VA) | 19 | $3,585,000 | $188,684 | $4,009 | 7.47% |
| HATTIESBURG, MS (FHA|USDA|VA) | 17 | $3,585,000 | $210,882 | $3,363 | 6.61% |
| Seneca, SC (FHA|USDA|VA) | 17 | $3,575,000 | $210,294 | $2,268 | 7.03% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 20 | $3,570,000 | $178,500 | $3,286 | 6.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 10 | $3,570,000 | $357,000 | $11,001 | 6.71% |
| Traverse City, MI (FHA|USDA|VA) | 17 | $3,555,000 | $209,118 | $3,316 | 7.81% |
| BINGHAMTON, NY (FHA|USDA|VA) | 18 | $3,530,000 | $196,111 | $3,429 | 6.42% |
| REDDING, CA (FHA|USDA|VA) | 23 | $3,525,000 | $153,261 | $2,088 | 8.12% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 17 | $3,505,000 | $206,176 | $3,510 | 6.77% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 18 | $3,500,000 | $194,444 | $3,096 | 6.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 21 | $3,405,000 | $162,143 | $3,203 | 7.74% |
| Kalispell, MT (FHA|USDA|VA) | 11 | $3,385,000 | $307,727 | $5,595 | 7.54% |
| Georgetown, SC (FHA|USDA|VA) | 14 | $3,340,000 | $238,571 | $3,472 | 7.78% |
| HAMMOND, LA (FHA|USDA|VA) | 16 | $3,330,000 | $208,125 | $5,643 | 8.08% |
| Ozark, AL (FHA|USDA|VA) | 22 | $3,320,000 | $150,909 | $3,623 | 6.78% |
| Pahrump, NV (FHA|USDA|VA) | 21 | $3,315,000 | $157,857 | $2,379 | 8.41% |
| Danville, VA (FHA|USDA|VA) | 18 | $3,280,000 | $182,222 | $2,854 | 6.91% |
| ROCKFORD, IL (FHA|USDA|VA) | 22 | $3,270,000 | $148,636 | $3,023 | 7.55% |
| Portales, NM (FHA|USDA|VA) | 15 | $3,265,000 | $217,667 | $5,966 | 5.96% |
| Crossville, TN (FHA|USDA|VA) | 11 | $3,205,000 | $291,364 | $5,985 | 8.02% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 15 | $3,155,000 | $210,333 | $3,362 | 7.09% |
| Coos Bay, OR (FHA|USDA|VA) | 9 | $3,115,000 | $346,111 | $8,538 | 6.21% |
| Albemarle, NC (FHA|USDA|VA) | 11 | $3,115,000 | $283,182 | $5,465 | 6.65% |
| Greeneville, TN (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $3,864 | 6.82% |
| Albertville, AL (FHA|USDA|VA) | 17 | $3,105,000 | $182,647 | $4,892 | 7.41% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 14 | $3,100,000 | $221,429 | $3,600 | 6.90% |
| Helena, MT (FHA|USDA|VA) | 16 | $3,080,000 | $192,500 | $3,087 | 8.56% |
| Easton, MD (FHA|USDA|VA) | 16 | $3,060,000 | $191,250 | $1,552 | 8.46% |
| JACKSON, MI (FHA|USDA|VA) | 15 | $3,035,000 | $202,333 | $3,298 | 7.39% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 15 | $3,025,000 | $201,667 | $4,750 | 7.39% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $6,439 | 6.97% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 17 | $3,005,000 | $176,765 | $4,510 | 6.71% |
| Moses Lake, WA (FHA|USDA|VA) | 12 | $2,990,000 | $249,167 | $4,201 | 7.06% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 15 | $2,985,000 | $199,000 | $3,149 | 6.52% |
| APPLETON, WI (FHA|USDA|VA) | 15 | $2,975,000 | $198,333 | $1,564 | 7.82% |
| YUBA CITY, CA (FHA|USDA|VA) | 15 | $2,975,000 | $198,333 | $3,747 | 8.51% |
| ENID, OK (FHA|USDA|VA) | 15 | $2,945,000 | $196,333 | $5,020 | 6.06% |
| Durango, CO (FHA|USDA|VA) | 9 | $2,945,000 | $327,222 | $8,048 | 7.26% |
| Altus, OK (FHA|USDA|VA) | 14 | $2,880,000 | $205,714 | $4,566 | 6.79% |
| Pottsville, PA (FHA|USDA|VA) | 17 | $2,865,000 | $168,529 | $1,912 | 8.28% |
| Lufkin, TX (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $4,207 | 6.58% |
| GADSDEN, AL (FHA|USDA|VA) | 12 | $2,820,000 | $235,000 | $3,752 | 7.62% |
| RAPID CITY, SD (FHA|USDA|VA) | 15 | $2,795,000 | $186,333 | $4,831 | 7.41% |
| Kinston, NC (FHA|USDA|VA) | 16 | $2,790,000 | $174,375 | $4,056 | 6.72% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $2,785,000 | $214,231 | $4,667 | 8.42% |
| Cullowhee, NC (FHA|USDA|VA) | 15 | $2,755,000 | $183,667 | $4,416 | 7.68% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 14 | $2,750,000 | $196,429 | $4,972 | 6.36% |
| Keene, NH (FHA|USDA|VA) | 11 | $2,745,000 | $249,545 | $3,717 | 6.74% |
| LAWRENCE, KS (FHA|USDA|VA) | 13 | $2,745,000 | $211,154 | $2,708 | 7.74% |
| DALTON, GA (FHA|USDA|VA) | 14 | $2,740,000 | $195,714 | $4,333 | 7.42% |
| Alexander City, AL (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $2,379 | 8.06% |
| Oxford, MS (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $4,647 | 6.00% |
| Whitewater, WI (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $4,674 | 6.53% |
| Milledgeville, GA (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $4,648 | 7.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 15 | $2,705,000 | $180,333 | $2,166 | 8.05% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 14 | $2,690,000 | $192,143 | $2,409 | 6.87% |
| Clarksburg, WV (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $5,734 | 7.35% |
| FARMINGTON, NM (FHA|USDA|VA) | 12 | $2,640,000 | $220,000 | $4,322 | 6.41% |
| Washington, NC (FHA|USDA|VA) | 15 | $2,635,000 | $175,667 | $3,039 | 7.81% |
| Somerset, KY (FHA|USDA|VA) | 12 | $2,630,000 | $219,167 | $5,114 | 6.76% |
| MIDLAND, TX (FHA|USDA|VA) | 11 | $2,625,000 | $238,636 | $3,955 | 6.93% |
| MONROE, LA (FHA|USDA|VA) | 12 | $2,590,000 | $215,833 | $2,238 | 6.41% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 11 | $2,575,000 | $234,091 | $3,670 | 6.73% |
| Sandusky, OH (FHA|USDA|VA) | 15 | $2,575,000 | $171,667 | $3,090 | 7.44% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 14 | $2,550,000 | $182,143 | $3,379 | 7.58% |
| BANGOR, ME (FHA|USDA|VA) | 14 | $2,550,000 | $182,143 | $2,536 | 7.50% |
| MERCED, CA (FHA|USDA|VA) | 13 | $2,545,000 | $195,769 | $2,388 | 7.73% |
| ROME, GA (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $2,536 | 6.98% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $4,783 | 7.05% |
| Tupelo, MS (FHA|USDA|VA) | 13 | $2,465,000 | $189,615 | $2,318 | 6.55% |
| Wilson, NC (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $4,237 | 7.69% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $5,176 | 7.00% |
| CASPER, WY (FHA|USDA|VA) | 10 | $2,390,000 | $239,000 | $4,194 | 7.14% |
| Frankfort, KY (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $4,222 | 7.71% |
| Show Low, AZ (FHA|USDA|VA) | 14 | $2,370,000 | $169,286 | $3,623 | 7.18% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 14 | $2,370,000 | $169,286 | $1,275 | 7.91% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $3,655 | 7.37% |
| GLENS FALLS, NY (FHA|USDA|VA) | 17 | $2,345,000 | $137,941 | $4,443 | 7.57% |
| Murray, KY (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $2,649 | 6.22% |
| London, KY (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $3,564 | 6.14% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $5,546 | 6.72% |
| Bedford, IN (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $2,833 | 8.08% |
| CLEVELAND, TN (FHA|USDA|VA) | 14 | $2,270,000 | $162,143 | $4,148 | 7.93% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 15 | $2,265,000 | $151,000 | $2,906 | 7.27% |
| MANSFIELD, OH (FHA|USDA|VA) | 13 | $2,265,000 | $174,231 | $5,084 | 7.86% |
| Lebanon, MO (FHA|USDA|VA) | 7 | $2,235,000 | $319,286 | $4,918 | 5.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $3,940 | 6.18% |
| LAREDO, TX (FHA|USDA|VA) | 12 | $2,210,000 | $184,167 | $3,156 | 6.83% |
| MUNCIE, IN (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $6,494 | 6.61% |
| Brainerd, MN (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $1,846 | 7.34% |
| Brevard, NC (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $7,502 | 6.69% |
| Shelbyville, TN (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $5,220 | 7.18% |
| Holland, MI (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $2,154 | 7.64% |
| Bardstown, KY (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $7,187 | 7.29% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $4,749 | 6.74% |
| Del Rio, TX (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $2,572 | 5.93% |
| Fremont, OH (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $7,591 | 5.91% |
| Newport, OR (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $6,653 | 6.25% |
| Sheridan, WY (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $4,746 | 5.58% |
| SAGINAW, MI (FHA|USDA|VA) | 16 | $2,030,000 | $126,875 | $1,498 | 7.46% |
| ODESSA, TX (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $3,441 | 6.67% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $6,770 | 6.53% |
| OWENSBORO, KY (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $4,525 | 6.73% |
| KANKAKEE, IL (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $2,551 | 8.36% |
| McMinnville, TN (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $4,973 | 7.49% |
| Atmore, AL (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $2,601 | 7.67% |
| Boone, NC (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $6,637 | 6.93% |
| Paris, TN (FHA|USDA|VA) | 12 | $1,980,000 | $165,000 | $3,080 | 7.71% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $1,975,000 | $395,000 | $2,774 | 6.13% |
| Shawnee, OK (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $5,807 | 7.42% |
| Jackson, WY-ID (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $2,742 | 8.52% |
| Aberdeen, WA (FHA|USDA|VA) | 11 | $1,965,000 | $178,636 | $1,079 | 7.98% |
| VICTORIA, TX (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $4,088 | 6.17% |
| BAY CITY, MI (FHA|USDA|VA) | 11 | $1,955,000 | $177,727 | $2,376 | 6.56% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 11 | $1,935,000 | $175,909 | $1,776 | 7.19% |
| Thomasville, GA (FHA|USDA|VA) | 16 | $1,920,000 | $120,000 | $3,257 | 8.92% |
| LIMA, OH (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $3,520 | 8.12% |
| Forest City, NC (FHA|USDA|VA) | 13 | $1,915,000 | $147,308 | $2,314 | 8.20% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $3,860 | 7.79% |
| Gloversville, NY (FHA|USDA|VA) | 15 | $1,895,000 | $126,333 | $3,784 | 7.72% |
| Athens, TX (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $5,183 | 6.47% |
| MIDLAND, MI (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $3,441 | 6.80% |
| Meadville, PA (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $4,145 | 7.22% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 11 | $1,855,000 | $168,636 | $2,770 | 6.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 11 | $1,855,000 | $168,636 | $1,062 | 7.64% |
| Americus, GA (FHA|USDA|VA) | 12 | $1,850,000 | $154,167 | $1,658 | 7.50% |
| Rolla, MO (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $4,242 | 7.20% |
| Laconia, NH (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $5,460 | 6.51% |
| Corsicana, TX (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $5,839 | 6.74% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $4,839 | 6.60% |
| CARSON CITY, NV (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $3,149 | 7.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $3,963 | 6.33% |
| Marion, IN (FHA|USDA|VA) | 12 | $1,760,000 | $146,667 | $3,030 | 7.41% |
| Lewisburg, PA (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $4,162 | 6.68% |
| Cullman, AL (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $4,654 | 7.85% |
| Waycross, GA (FHA|USDA|VA) | 12 | $1,760,000 | $146,667 | $3,310 | 7.48% |
| CHICO, CA (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $5,339 | 8.05% |
| Calhoun, GA (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $1,774 | 7.11% |
| Scottsbluff, NE (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $5,760 | 6.91% |
| ST. CLOUD, MN (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $5,699 | 6.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $4,940 | 6.30% |
| BECKLEY, WV (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $2,827 | 6.95% |
| Lake City, FL (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $2,265 | 7.40% |
| Branson, MO (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $4,645 | 6.46% |
| Farmington, MO (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $3,755 | 6.78% |
| ITHACA, NY (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $8,022 | 7.33% |
| North Wilkesboro, NC (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $6,088 | 6.88% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $3,911 | 6.17% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $3,616 | 7.00% |
| JONESBORO, AR (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $6,126 | 6.53% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $4,763 | 7.27% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $2,603 | 7.64% |
| DeRidder, LA (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $4,369 | 7.41% |
| Warsaw, IN (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $1,158 | 7.56% |
| Okeechobee, FL (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $5,018 | 7.59% |
| WHEELING, WV-OH (FHA|USDA|VA) | 12 | $1,640,000 | $136,667 | $1,825 | 8.37% |
| Marietta, OH (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $2,360 | 6.90% |
| Adrian, MI (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $2,951 | 7.29% |
| Roseburg, OR (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $4,892 | 8.29% |
| TWIN FALLS, ID (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $4,915 | 7.65% |
| Roswell, NM (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $6,779 | 6.70% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $1,865 | 6.75% |
| Kingsville, TX (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $3,857 | 6.89% |
| PITTSFIELD, MA (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $5,294 | 6.69% |
| Greenwood, SC (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $5,886 | 7.88% |
| Wooster, OH (FHA|USDA|VA) | 12 | $1,560,000 | $130,000 | $6,426 | 7.82% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 12 | $1,550,000 | $129,167 | $2,139 | 8.09% |
| Glasgow, KY (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $2,939 | 7.08% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 11 | $1,535,000 | $139,545 | $1,602 | 7.24% |
| Gaffney, SC (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $3,655 | 7.28% |
| Malone, NY (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $5,444 | 6.73% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $2,742 | 6.85% |
| Edwards, CO (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $10,977 | 6.97% |
| ALTOONA, PA (FHA|USDA|VA) | 11 | $1,465,000 | $133,182 | $2,862 | 7.23% |
| Amsterdam, NY (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $4,422 | 5.65% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $4,386 | 6.14% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $5,420 | 6.80% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $3,656 | 5.85% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $3,964 | 6.22% |
| Jesup, GA (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $6,046 | 6.09% |
| LEBANON, PA (FHA|USDA|VA) | 11 | $1,405,000 | $127,727 | $1,435 | 8.64% |
| Ashtabula, OH (FHA|USDA|VA) | 14 | $1,400,000 | $100,000 | $2,561 | 7.72% |
| Muskogee, OK (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $3,618 | 6.31% |
| Sonora, CA (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $2,851 | 7.31% |
| Athens, TN (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $2,530 | 6.71% |
| Kapaa, HI (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $967 | 7.72% |
| West Plains, MO (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $4,614 | 7.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $2,978 | 7.60% |
| Camden, AR (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $2,218 | 5.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $3,306 | 8.25% |
| AMES, IA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $1,942 | 6.88% |
| Yankton, SD (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,772 | 7.83% |
| Russellville, AR (FHA|USDA|VA) | 10 | $1,280,000 | $128,000 | $1,877 | 7.68% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $6,659 | 7.44% |
| Zanesville, OH (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $6,020 | 7.83% |
| Stephenville, TX (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $5,208 | 6.69% |
| Cambridge, MD (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $3,165 | 7.81% |
| Moscow, ID (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $6,248 | 7.59% |
| MANKATO, MN (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $3,793 | 7.32% |
| Mountain Home, ID (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $3,171 | 6.90% |
| Ellensburg, WA (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $3,540 | 7.24% |
| Vicksburg, MS (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $5,051 | 7.57% |
| Columbus, MS (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $3,172 | 7.71% |
| Somerset, PA (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $4,717 | 6.90% |
| Cordele, GA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $4,819 | 6.53% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 10 | $1,200,000 | $120,000 | $2,205 | 8.12% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $2,096 | 7.67% |
| Moultrie, GA (FHA|USDA|VA) | 11 | $1,195,000 | $108,636 | $1,840 | 8.96% |
| Dayton, TN (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $3,545 | 7.71% |
| Kerrville, TX (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $4,328 | 6.72% |
| Vidalia, GA (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,849 | 6.10% |
| Plattsburgh, NY (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $3,334 | 7.47% |
| Spencer, IA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,871 | 6.94% |
| Morgan City, LA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,916 | 7.56% |
| Oil City, PA (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $5,231 | 6.53% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $9,346 | 6.97% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $1,165 | 5.18% |
| Cedar City, UT (FHA|USDA|VA) | 9 | $1,125,000 | $125,000 | $2,103 | 9.16% |
| Gallup, NM (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $3,052 | 6.33% |
| Cedartown, GA (FHA|USDA|VA) | 9 | $1,115,000 | $123,889 | $490 | 8.64% |
| Laurinburg, NC (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $541 | 7.34% |
| Payson, AZ (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,484 | 6.87% |
| Frankfort, IN (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,962 | 6.77% |
| Spearfish, SD (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $1,641 | 5.59% |
| Minot, ND (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $8,420 | 5.50% |
| Olean, NY (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $1,921 | 7.29% |
| Poplar Bluff, MO (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $3,068 | 7.28% |
| Searcy, AR (FHA|USDA|VA) | 9 | $1,075,000 | $119,444 | $2,005 | 6.84% |
| Kearney, NE (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,496 | 6.72% |
| Marion, NC (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $1,676 | 7.04% |
| Campbellsville, KY (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,543 | 6.58% |
| Salina, KS (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,017 | 7.41% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $3,018 | 5.63% |
| Portsmouth, OH (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $3,524 | 6.33% |
| DuBois, PA (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $3,423 | 7.00% |
| Bartlesville, OK (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,167 | 6.90% |
| Fairmont, WV (FHA|USDA|VA) | 9 | $1,045,000 | $116,111 | $2,485 | 7.95% |
| Auburn, NY (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,206 | 6.65% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,871 | 7.39% |
| Rockport, TX (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $5,566 | 6.42% |
| Cadillac, MI (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,403 | 6.65% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $2,970 | 7.32% |
| Newport, TN (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $1,772 | 8.97% |
| Tifton, GA (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $4,654 | 8.88% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,805 | 5.97% |
| KOKOMO, IN (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $2,551 | 6.21% |
| Dublin, GA (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $2,903 | 7.97% |
| Blackfoot, ID (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $1,995 | 6.43% |
| Lewisburg, TN (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $647 | 7.94% |
| Alice, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,032 | 5.91% |
| Española, NM (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $6,684 | 7.58% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $3,262 | 7.03% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,843 | 7.61% |
| Marquette, MI (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,520 | 6.71% |
| DUBUQUE, IA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $7,817 | 6.88% |
| Hudson, NY (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $1,531 | 7.64% |
| Martinsville, VA (FHA|USDA|VA) | 10 | $970,000 | $97,000 | $2,744 | 7.48% |
| Red Bluff, CA (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $724 | 9.19% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $9,305 | 7.33% |
| Laurel, MS (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $9,067 | 6.38% |
| Troy, AL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,598 | 6.10% |
| Sunbury, PA (FHA|USDA|VA) | 7 | $955,000 | $136,429 | $2,063 | 7.70% |
| Chillicothe, OH (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $2,243 | 7.70% |
| Harrison, AR (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,643 | 6.03% |
| Wapakoneta, OH (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,943 | 7.22% |
| Houghton, MI (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $1,773 | 6.64% |
| Douglas, GA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $1,826 | 5.50% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $17,289 | 7.89% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $5,002 | 5.56% |
| Fort Payne, AL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $1,151 | 6.29% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $6,528 | 7.20% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $2,822 | 6.19% |
| Paris, TX (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $1,741 | 7.22% |
| Madisonville, KY (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $4,312 | 7.01% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $2,437 | 5.81% |
| Mountain Home, AR (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $1,895 | 6.71% |
| Rockingham, NC (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $1,366 | 7.22% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $1,018 | 7.09% |
| Mount Airy, NC (FHA|USDA|VA) | 8 | $870,000 | $108,750 | $2,795 | 7.89% |
| ELMIRA, NY (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,630 | 7.22% |
| Selinsgrove, PA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,845 | 6.22% |
| Eufaula, AL-GA (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,292 | 7.54% |
| Norwalk, OH (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $3,170 | 8.36% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $3,908 | 7.20% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $10,922 | 5.56% |
| Richmond, IN (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,239 | 7.25% |
| Bay City, TX (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,565 | 6.85% |
| Palestine, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,102 | 6.33% |
| Laramie, WY (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $1,317 | 6.82% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $1,380 | 7.66% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $1,361 | 8.49% |
| Winnemucca, NV (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $2,727 | 7.56% |
| Greenville, OH (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $2,620 | 7.31% |
| Marion, OH (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,658 | 7.08% |
| Menomonie, WI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $13,372 | 7.21% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $1,258 | 7.97% |
| Escanaba, MI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,354 | 6.66% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $11,314 | 4.94% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $7,074 | 5.19% |
| Hutchinson, KS (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,424 | 7.10% |
| Plymouth, IN (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $644 | 7.72% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $2,771 | 6.77% |
| Susanville, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,652 | 6.88% |
| New Castle, IN (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $2,604 | 7.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,044 | 8.32% |
| Winona, MN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,265 | 6.92% |
| Mason City, IA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $2,168 | 7.89% |
| Manitowoc, WI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,523 | 7.29% |
| Alpena, MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,475 | 6.30% |
| Danville, KY (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,789 | 6.88% |
| Arcadia, FL (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $4,479 | 7.78% |
| Cornelia, GA (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $2,192 | 8.37% |
| Tahlequah, OK (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,519 | 5.96% |
| DANVILLE, IL (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $2,824 | 7.24% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $2,575 | 8.35% |
| Brenham, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,832 | 6.94% |
| Cambridge, OH (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,080 | 7.00% |
| New Castle, PA (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $2,573 | 7.65% |
| Bainbridge, GA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,277 | 8.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $2,374 | 8.65% |
| Norfolk, NE (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,090 | 5.63% |
| Wabash, IN (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $1,335 | 7.19% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,150 | 7.48% |
| Lewistown, PA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $1,864 | 8.38% |
| North Platte, NE (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,730 | 8.04% |
| Pella, IA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,451 | 8.00% |
| BISMARCK, ND (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $1,528 | 8.96% |
| Durant, OK (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $6,935 | 7.58% |
| Hood River, OR (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,420 | 7.25% |
| Seneca Falls, NY (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $5,302 | 7.94% |
| Berlin, NH (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $1,736 | 7.60% |
| McAlester, OK (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $2,350 | 6.91% |
| Coshocton, OH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,859 | 6.91% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $2,980 | 6.91% |
| Beeville, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,122 | 7.95% |
| Othello, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,873 | 6.31% |
| Natchez, MS-LA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,572 | 6.78% |
| Mount Vernon, IL (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $1,336 | 8.08% |
| Sterling, IL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $767 | 6.38% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,386 | 5.72% |
| Central City, KY (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $1,073 | 6.58% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $2,847 | 8.16% |
| Jasper, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,781 | 5.79% |
| Stillwater, OK (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $1,839 | 7.52% |
| Bonham, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,082 | 7.68% |
| Opelousas, LA (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $2,553 | 6.94% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,110 | 6.95% |
| Mayfield, KY (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,793 | 6.97% |
| McComb, MS (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,050 | 6.44% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,792 | 6.38% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,479 | 6.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,858 | 6.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $2,247 | 6.90% |
| Alma, MI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,632 | 6.08% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,137 | 8.05% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,760 | 7.89% |
| Sidney, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,936 | 6.34% |
| Angola, IN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,836 | 7.38% |
| PINE BLUFF, AR (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $3,311 | 7.18% |
| Findlay, OH (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $1,293 | 7.85% |
| DECATUR, IL (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $2,238 | 7.47% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $1,617 | 7.48% |
| Fremont, NE (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,256 | 6.88% |
| Hastings, NE (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,493 | 6.19% |
| Salem, OH (FHA|USDA|VA) | 7 | $545,000 | $77,857 | $2,563 | 8.11% |
| Sayre, PA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,460 | 5.88% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,470 | 5.50% |
| Mexico, MO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,928 | 6.25% |
| Emporia, KS (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $2,026 | 6.98% |
| Malvern, AR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,107 | 6.25% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,124 | 6.13% |
| Clinton, IA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,782 | 5.69% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,095 | 6.29% |
| Duncan, OK (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,757 | 7.63% |
| Craig, CO (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,595 | 7.83% |
| Burley, ID (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $19,653 | 6.94% |
| Willmar, MN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,901 | 8.25% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $16,286 | 5.50% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,724 | 6.46% |
| Newberry, SC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $1,544 | 6.92% |
| Pullman, WA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,169 | 8.29% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $44 | 7.69% |
| Silver City, NM (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $2,138 | 7.87% |
| Ashland, OH (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,466 | 7.05% |
| Rochelle, IL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $1,126 | 8.17% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,851 | 5.50% |
| Weatherford, OK (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,900 | 8.96% |
| Greenwood, MS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,696 | 6.13% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,682 | 5.63% |
| Watertown, SD (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,810 | 8.38% |
| Washington, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,098 | 6.25% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,928 | 8.00% |
| Indiana, PA (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $3,784 | 8.28% |
| Jackson, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,367 | 6.17% |
| Brownsville, TN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,685 | 7.26% |
| Elko, NV (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $1,263 | 9.80% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $1,466 | 7.64% |
| Batavia, NY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,059 | 8.42% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $107 | 9.15% |
| Hailey, ID (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 8.86% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,828 | 4.38% |
| Winfield, KS (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,903 | 5.33% |
| Jasper, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,842 | 6.31% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,009 | 7.50% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,990 | 7.75% |
| Riverton, WY (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $1,758 | 9.11% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,373 | 7.31% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,366 | 6.97% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,184 | 5.38% |
| Safford, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,650 | 6.38% |
| La Grande, OR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $1,063 | 7.79% |
| Bennington, VT (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $155 | 7.80% |
| Cortland, NY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,082 | 7.71% |
| Levelland, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,134 | 7.44% |
| Macomb, IL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $1,167 | 6.04% |
| Snyder, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,366 | 5.92% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,314 | 6.50% |
| Ludington, MI (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $1,648 | 6.94% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,802 | 8.79% |
| Freeport, IL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $1,619 | 7.63% |
| Big Stone Gap, VA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,241 | 9.83% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,444 | 5.31% |
| Martin, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,046 | 6.56% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $22 | 5.63% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,798 | 6.88% |
| Mount Pleasant, MI (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $1,713 | 8.47% |
| Prineville, OR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,152 | 6.10% |
| Lincoln, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,108 | 6.50% |
| Tiffin, OH (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $2,019 | 7.72% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,207 | 8.19% |
| Price, UT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,258 | 7.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $1,568 | 7.23% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,598 | 6.88% |
| Rutland, VT (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 10.63% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,659 | 7.63% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,108 | 5.25% |
| Huntington, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,083 | 6.19% |
| Greenville, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $78 | 9.08% |
| Coffeyville, KS (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,145 | 6.38% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,063 | 6.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $733 | 7.41% |
| Platteville, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,132 | 5.63% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,425 | 6.25% |
| Centralia, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,893 | 6.44% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,421 | 8.69% |
| Bluffton, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,101 | 6.44% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,197 | 7.77% |
| Barre, VT (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,886 | 8.87% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,632 | 5.31% |
| Plainview, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $912 | 6.06% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,873 | 5.88% |
| Jennings, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,859 | 6.00% |
| Shawano, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,564 | 6.69% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,012 | 8.71% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,747 | 7.19% |
| Gillette, WY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,893 | 6.56% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,141 | 7.88% |
| El Dorado, AR (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,439 | 9.01% |
| Athens, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,215 | 8.78% |
| Defiance, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,943 | 6.88% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,252 | 6.63% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,359 | 5.75% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,759 | 5.88% |
| Garden City, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,339 | 7.13% |
| Albert Lea, MN (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $50 | 7.21% |
| Andrews, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,857 | 5.25% |
| Corning, NY (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $1,295 | 8.18% |
| Maysville, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,920 | 7.56% |
| Selma, AL (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $1,066 | 7.27% |
| Peru, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,533 | 8.69% |
| Worthington, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,506 | 6.63% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,370 | 6.06% |
| Borger, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,877 | 7.37% |
| Henderson, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,568 | 8.06% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,317 | 6.38% |
| Starkville, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,990 | 7.88% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,972 | 8.62% |
| Bluefield, WV-VA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $2,530 | 7.69% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,296 | 7.37% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,767 | 6.13% |
| Batesville, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,960 | 5.38% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,303 | 8.88% |
| Auburn, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,594 | 5.63% |
| Woodward, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $145 | 7.50% |
| Paragould, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,985 | 6.63% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $22 | 5.63% |
| Carroll, IA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,567 | 8.39% |
| Summerville, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,005 | 4.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,755 | 5.63% |
| Ada, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,849 | 5.75% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,588 | 9.16% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.46% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,450 | 5.88% |
| Vernon, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,585 | 8.75% |
| Columbus, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,355 | 7.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.66% |
| Helena-West Helena, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,367 | 7.26% |
| Huron, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $922 | 6.00% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,460 | 5.88% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,544 | 5.00% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,722 | 8.00% |
| Guymon, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,325 | 7.38% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,513 | 7.69% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,263 | 7.31% |
| Maryville, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,262 | 5.50% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $44 | 5.88% |
| Minden, LA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,015 | 6.31% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,781 | 6.63% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,234 | 6.75% |
| Deming, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,287 | 9.25% |
| Elkins, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 11.36% |
| Brookings, SD (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,715 | 7.89% |
| Pecos, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,108 | 6.00% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,626 | 6.75% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,547 | 5.38% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $941 | 7.79% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,416 | 5.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,382 | 6.50% |
| Miami, OK (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,747 | 7.56% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.45% |
| Grants, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,685 | 5.63% |
| Effingham, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,337 | 6.88% |
| Brookings, OR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.13% |
| Warren, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,571 | 7.25% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,255 | 5.50% |
| Lexington, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,701 | 8.50% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.38% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,657 | 6.50% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $417 | 7.23% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,605 | 8.63% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.75% |
| Elk City, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,664 | 6.13% |
| West Point, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $813 | 12.06% |
| Urbana, OH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.23% |
| Connersville, IN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.66% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.75% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,362 | 7.88% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,887 | 6.00% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.70% |
| Vernal, UT (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $813 | 12.06% |
| Union, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.66% |
| Madison, IN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.63% |
| Corinth, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.25% |
| Union City, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.36% |
| Grenada, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.88% |
| Sterling, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.66% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.40% |
| McPherson, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.75% |
| Pierre, SD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $953 | 8.15% |
| Austin, MN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $328 | 9.65% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.64% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.45% |
| Bradford, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.75% |
| Hope, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.25% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $990 | 7.65% |
| Ruston, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.89% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.89% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $321 | 7.95% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.64% |
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Product Mix
For 2023, Navy Federal Credit Union's most frequently originated type of loan was Conventional, with 37,548 originations. Their 2nd most popular type was VA, with 17,667 originations.
Loan Reason
For 2023, Navy Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 28,977 originations. The 2nd most popular reason was Other, with 18,479 originations.
Loan Duration/Length
For 2023, Navy Federal Credit Union's most frequently cited loan duration was 30 Year, with 29,100 originations. The 2nd most popular length was 30+ year, with 16,177 originations.
Origination Fees/Closing Costs
Navy Federal Credit Union's average total fees were $6,294, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 47,151 originations.
Interest Rates
During 2023, Navy Federal Credit Union's average interest rate for loans was 6.11%, while their most frequently originated rate bucket for loans was Over 8%, with 30,310 originations.
Loan Sizing
2023 saw Navy Federal Credit Union place emphasis on $100,000 or less loans with 29,199 originations, totaling $1,604,485,000 in origination value.
Applicant Income
Navy Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 20,959 originations. The second most popular income band? $150k-250k, with 16,863 originations.
Applicant Debt to Income Ratio
Navy Federal Credit Union lent most frequently to those with DTI ratios of 50-60%, with 16,638 originations. The next most common DTI ratio? 20-30%, with 9,943 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications69.70%
Navy Federal Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination41.01%
Navy Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 71,421 | $14,830,605,000 | $207,650 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 71,421 | $14,830,605,000 | $207,650 |