Nationstar Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300LBCBNR1OT00651

Tax ID: 75-2921540

2020 Data | 2019 Data | 2018 Data


Overview

Nationstar Mortgage is a large mortgage company specializing in Refi and Cash Out Refi loans. Nationstar Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Washington, Los Angeles, Riverside, Atlanta, and Phoenix among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Nationstar Mortgage is typically an average fee lendor.


Originations

146,803

Origination Dollar Volume (All Markets)

$36,314,465,000

Relative Rate

Nationstar Mortgage 's average 30 year fixed rate mortgage was 3.35%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.01%.

Relative Fees

Nationstar Mortgage 's average total fees for a 30 year fixed rate mortgage are $5,076.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 77,410 $19,587,270,000 $253,033 $5,364 3.29%
FHA 41,451 $8,985,945,000 $216,785 $4,629 3.52%
VA 27,672 $7,695,180,000 $278,085 $3,646 3.03%
USDA 270 $46,070,000 $170,630 $5,339 3.70%

For the 2020 period, Nationstar Mortgage 's most frequently originated loan type was Conventional, with 77,410 originations. Their 2nd most popular type is FHA, with 41,451 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 109,796 $27,308,430,000 $248,720 $4,288 3.23%
Cash Out Refi 32,073 $7,780,115,000 $242,575 $6,443 3.51%
Home Purchase 4,684 $1,189,430,000 $253,935 $6,501 3.62%
Other 250 $36,490,000 $145,960 $5,314 4.56%

For the 2020, Nationstar Mortgage 's most frequently cited loan purpose was Refi, with 109,796 originations. The 2nd most popular reason was Cash Out Refi, with 32,073 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 106,129 $27,395,845,000 $258,137 $4,822 3.39%
15 Year 24,005 $5,116,925,000 $213,161 $4,987 2.95%
20 Year 9,861 $2,405,905,000 $243,982 $4,733 3.29%
Other 4,602 $1,046,320,000 $227,362 $4,338 3.35%
10 Year 2,082 $331,680,000 $159,308 $5,014 2.96%
30+ year 122 $17,730,000 $145,328 $0 4.84%
3 Year 1 $55,000 $55,000 $0 4.00%
5 Year 1 $5,000 $5,000 $0 11.41%

For the 2020, Nationstar Mortgage 's most frequently cited loan length was 30 Year, with 106,129 originations. The 2nd most popular length was 15 Year, with 24,005 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 57,518 $14,698,900,000 $255,553
$3k-4k 34,462 $7,513,180,000 $218,013
$5k+ 21,193 $6,282,605,000 $296,447
$2k-3k 17,138 $3,802,440,000 $221,872
$1k-2k 13,227 $3,350,035,000 $253,272

$5,076 was Nationstar Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 57,518 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 10,489 $1,959,575,000 $186,822 $4,206 3.41%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 4,291 $1,448,685,000 $337,610 $5,050 3.17%
LOS ANGELES-LONG BEACH-GLENDALE, CA 3,822 $1,402,380,000 $366,923 $5,852 3.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 3,904 $1,173,000,000 $300,461 $5,235 3.22%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 4,773 $1,029,175,000 $215,624 $4,502 3.38%
PHOENIX-MESA-CHANDLER, AZ 3,883 $921,655,000 $237,356 $4,789 3.30%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 2,276 $818,180,000 $359,482 $6,949 3.29%
DENVER-AURORA-LAKEWOOD, CO 2,415 $756,905,000 $313,418 $5,371 3.22%
CHICAGO-NAPERVILLE-EVANSTON, IL 3,322 $744,040,000 $223,974 $4,547 3.28%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 1,825 $708,515,000 $388,227 $5,579 3.14%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 3,239 $698,145,000 $215,543 $4,916 3.38%
DALLAS-PLANO-IRVING, TX 2,780 $692,290,000 $249,025 $5,032 3.36%
SEATTLE-BELLEVUE-KENT, WA 1,554 $542,270,000 $348,951 $5,469 3.18%
BALTIMORE-COLUMBIA-TOWSON, MD 1,901 $536,275,000 $282,102 $4,734 3.19%
ANAHEIM-SANTA ANA-IRVINE, CA 1,282 $528,250,000 $412,051 $5,237 3.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 1,709 $526,465,000 $308,054 $5,338 3.23%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2,161 $506,675,000 $234,463 $4,680 3.27%
OAKLAND-BERKELEY-LIVERMORE, CA 1,211 $500,995,000 $413,704 $5,978 3.20%
NASSAU COUNTY-SUFFOLK COUNTY, NY 1,458 $495,580,000 $339,904 $6,581 3.26%
LAS VEGAS-HENDERSON-PARADISE, NV 1,966 $490,970,000 $249,730 $5,013 3.26%
ORLANDO-KISSIMMEE-SANFORD, FL 1,970 $461,300,000 $234,162 $4,719 3.35%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,961 $428,345,000 $218,432 $4,446 3.37%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1,543 $392,685,000 $254,494 $4,065 3.14%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1,297 $391,495,000 $301,847 $5,642 3.24%
NEW BRUNSWICK-LAKEWOOD, NJ 1,287 $373,395,000 $290,128 $5,890 3.24%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1,113 $369,025,000 $331,559 $5,815 3.19%
SAN ANTONIO-NEW BRAUNFELS, TX 1,603 $364,815,000 $227,583 $4,380 3.30%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 1,450 $324,930,000 $224,090 $4,839 3.41%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1,440 $317,180,000 $220,264 $4,745 3.38%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 1,231 $309,725,000 $251,604 $5,073 3.31%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1,246 $308,330,000 $247,456 $4,828 3.31%
BOSTON, MA 932 $302,020,000 $324,056 $5,847 3.20%
WARREN-TROY-FARMINGTON HILLS, MI 1,577 $298,125,000 $189,046 $4,759 3.30%
NEWARK, NJ-PA 940 $287,030,000 $305,351 $5,972 3.26%
TACOMA-LAKEWOOD, WA 860 $263,970,000 $306,942 $5,237 3.17%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1,000 $263,960,000 $263,960 $5,834 3.24%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 770 $261,300,000 $339,351 $4,979 3.15%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 953 $249,425,000 $261,726 $5,337 3.37%
JACKSONVILLE, FL 1,069 $242,925,000 $227,245 $4,206 3.34%
OXNARD-THOUSAND OAKS-VENTURA, CA 525 $210,015,000 $400,029 $5,886 3.14%
RICHMOND, VA 893 $207,415,000 $232,268 $4,619 3.27%
MIAMI-MIAMI BEACH-KENDALL, FL 778 $203,230,000 $261,221 $5,396 3.39%
INDIANAPOLIS-CARMEL-ANDERSON, IN 1,136 $201,440,000 $177,324 $4,203 3.40%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 455 $200,835,000 $441,396 $5,698 3.13%
SALT LAKE CITY, UT 735 $200,335,000 $272,565 $5,254 3.30%
RALEIGH-CARY, NC 787 $193,975,000 $246,474 $4,947 3.31%
PROVIDENCE-WARWICK, RI-MA 757 $188,905,000 $249,544 $5,267 3.28%
KANSAS CITY, MO-KS 977 $185,705,000 $190,077 $4,017 3.36%
ST. LOUIS, MO-IL 1,049 $185,685,000 $177,011 $3,962 3.30%
COLORADO SPRINGS, CO 656 $182,590,000 $278,338 $4,540 3.14%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 728 $182,060,000 $250,082 $5,024 3.36%
STOCKTON, CA 538 $160,820,000 $298,922 $5,349 3.26%
COLUMBUS, OH 836 $157,570,000 $188,481 $4,402 3.37%
CINCINNATI, OH-KY-IN 873 $150,445,000 $172,331 $4,012 3.42%
FRESNO, CA 592 $145,540,000 $245,845 $5,092 3.26%
CAMDEN, NJ 673 $145,075,000 $215,565 $4,906 3.31%
VALLEJO, CA 418 $141,260,000 $337,943 $5,454 3.20%
PHILADELPHIA, PA 681 $134,205,000 $197,070 $5,078 3.44%
CHARLESTON-NORTH CHARLESTON, SC 560 $133,560,000 $238,500 $4,653 3.26%
OGDEN-CLEARFIELD, UT 482 $128,790,000 $267,199 $5,175 3.26%
WORCESTER, MA-CT 519 $128,335,000 $247,274 $5,054 3.28%
BAKERSFIELD, CA 544 $122,730,000 $225,607 $4,633 3.30%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 259 $119,695,000 $462,143 $5,727 3.10%
ELGIN, IL 550 $119,330,000 $216,964 $4,604 3.29%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 630 $116,860,000 $185,492 $3,986 3.35%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 419 $115,985,000 $276,814 $4,934 3.22%
ALBUQUERQUE, NM 538 $113,100,000 $210,223 $5,002 3.40%
TUCSON, AZ 561 $111,185,000 $198,191 $4,304 3.29%
CLEVELAND-ELYRIA, OH 700 $110,500,000 $157,857 $3,950 3.38%
BUFFALO-CHEEKTOWAGA, NY 616 $108,490,000 $176,120 $4,940 3.49%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 485 $108,035,000 $222,753 $4,695 3.25%
NORTH PORT-SARASOTA-BRADENTON, FL 449 $106,005,000 $236,091 $4,688 3.33%
PALM BAY-MELBOURNE-TITUSVILLE, FL 476 $105,050,000 $220,693 $4,180 3.40%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 484 $104,860,000 $216,653 $4,131 3.31%
BRIDGEPORT-STAMFORD-NORWALK, CT 321 $104,565,000 $325,748 $5,684 3.19%
MILWAUKEE-WAUKESHA, WI 500 $100,980,000 $201,960 $4,172 3.34%
MODESTO, CA 386 $100,360,000 $260,000 $5,151 3.30%
MEMPHIS, TN-MS-AR 535 $99,725,000 $186,402 $4,603 3.38%
PITTSBURGH, PA 544 $99,460,000 $182,831 $4,864 3.38%
RENO, NV 356 $98,850,000 $277,669 $5,161 3.16%
DETROIT-DEARBORN-LIVONIA, MI 620 $97,470,000 $157,210 $4,267 3.37%
BIRMINGHAM-HOOVER, AL 500 $97,240,000 $194,480 $4,623 3.32%
NEW ORLEANS-METAIRIE, LA 472 $96,490,000 $204,428 $4,289 3.38%
PROVO-OREM, UT 330 $95,550,000 $289,545 $5,820 3.25%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 468 $93,760,000 $200,342 $4,537 3.48%
WILMINGTON, DE-MD-NJ 397 $93,585,000 $235,730 $4,803 3.28%
PORTLAND-SOUTH PORTLAND, ME 383 $93,185,000 $243,303 $4,797 3.22%
LAKELAND-WINTER HAVEN, FL 486 $92,810,000 $190,967 $4,222 3.48%
GREELEY, CO 322 $92,580,000 $287,516 $5,195 3.20%
SANTA ROSA-PETALUMA, CA 244 $92,250,000 $378,074 $5,461 3.20%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 357 $90,485,000 $253,459 $5,426 3.32%
BOISE CITY, ID 366 $89,870,000 $245,546 $5,542 3.32%
CAPE CORAL-FORT MYERS, FL 429 $89,695,000 $209,079 $4,376 3.47%
OKLAHOMA CITY, OK 468 $87,450,000 $186,859 $4,604 3.33%
OLYMPIA-LACEY-TUMWATER, WA 287 $87,075,000 $303,397 $4,348 3.08%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 388 $83,850,000 $216,108 $5,275 3.28%
MANCHESTER-NASHUA, NH 325 $81,145,000 $249,677 $4,843 3.27%
GARY, IN 450 $81,130,000 $180,289 $4,252 3.40%
GREENVILLE-ANDERSON, SC 417 $80,485,000 $193,010 $4,189 3.45%
URBAN HONOLULU, HI 167 $78,035,000 $467,275 $7,925 3.18%
COLUMBIA, SC 410 $75,440,000 $184,000 $3,964 3.29%
SPOKANE-SPOKANE VALLEY, WA 335 $75,295,000 $224,761 $4,702 3.26%
GRAND RAPIDS-KENTWOOD, MI 410 $75,100,000 $183,171 $4,847 3.41%
NEW HAVEN-MILFORD, CT 340 $74,920,000 $220,353 $4,938 3.27%
HUNTSVILLE, AL 330 $73,670,000 $223,242 $4,138 3.28%
SALINAS, CA 198 $71,240,000 $359,798 $5,688 3.16%
FORT COLLINS, CO 238 $70,010,000 $294,160 $5,341 3.17%
SAN LUIS OBISPO-PASO ROBLES, CA 186 $69,130,000 $371,667 $5,576 3.23%
PORT ST. LUCIE, FL 326 $68,670,000 $210,644 $4,893 3.42%
SANTA MARIA-SANTA BARBARA, CA 193 $68,045,000 $352,565 $5,631 3.15%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 219 $67,405,000 $307,785 $4,660 3.12%
PENSACOLA-FERRY PASS-BRENT, FL 315 $64,755,000 $205,571 $4,007 3.34%
BATON ROUGE, LA 325 $64,425,000 $198,231 $4,674 3.40%
FAYETTEVILLE, NC 336 $63,040,000 $187,619 $3,573 3.22%
KNOXVILLE, TN 307 $61,725,000 $201,059 $4,373 3.35%
COEUR D'ALENE, ID 212 $60,680,000 $286,226 $5,705 3.36%
VISALIA, CA 273 $60,165,000 $220,385 $4,703 3.31%
DURHAM-CHAPEL HILL, NC 263 $59,065,000 $224,582 $5,188 3.38%
CLARKSVILLE, TN-KY 297 $58,555,000 $197,155 $3,821 3.33%
OMAHA-COUNCIL BLUFFS, NE-IA 294 $54,170,000 $184,252 $4,545 3.30%
ALBANY-SCHENECTADY-TROY, NY 266 $53,240,000 $200,150 $4,428 3.41%
SALEM, OR 202 $52,510,000 $259,950 $5,628 3.33%
SALISBURY, MD-DE 213 $52,135,000 $244,765 $4,799 3.30%
TULSA, OK 296 $51,660,000 $174,527 $4,500 3.46%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 271 $51,595,000 $190,387 $4,558 3.42%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 207 $50,755,000 $245,193 $3,685 3.23%
GREENSBORO-HIGH POINT, NC 265 $50,585,000 $190,887 $4,272 3.35%
SPRINGFIELD, MA 243 $49,895,000 $205,329 $4,375 3.35%
SAVANNAH, GA 228 $48,340,000 $212,018 $4,344 3.29%
YORK-HANOVER, PA 243 $46,995,000 $193,395 $5,070 3.27%
SANTA CRUZ-WATSONVILLE, CA 106 $46,360,000 $437,358 $5,563 3.17%
HARRISBURG-CARLISLE, PA 244 $45,940,000 $188,279 $5,014 3.36%
KILLEEN-TEMPLE, TX 244 $45,580,000 $186,803 $3,591 3.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 269 $45,355,000 $168,606 $3,780 3.33%
BOULDER, CO 135 $44,815,000 $331,963 $5,530 3.14%
EUGENE-SPRINGFIELD, OR 181 $44,585,000 $246,326 $5,480 3.34%
AUGUSTA-RICHMOND COUNTY, GA-SC 236 $44,550,000 $188,771 $3,805 3.27%
NAPLES-MARCO ISLAND, FL 146 $42,890,000 $293,767 $5,205 3.32%
PRESCOTT VALLEY-PRESCOTT, AZ 179 $41,985,000 $234,553 $5,063 3.37%
ROCHESTER, NY 270 $41,880,000 $155,111 $4,223 3.41%
LANCASTER, PA 202 $41,690,000 $206,386 $5,409 3.30%
SHREVEPORT-BOSSIER CITY, LA 231 $41,315,000 $178,853 $3,662 3.44%
HILTON HEAD ISLAND-BLUFFTON, SC 161 $40,845,000 $253,696 $4,618 3.24%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 201 $40,495,000 $201,468 $4,211 3.23%
ASHEVILLE, NC 181 $39,885,000 $220,359 $5,161 3.38%
BEND, OR 136 $39,540,000 $290,735 $5,742 3.25%
YUBA CITY, CA 152 $39,480,000 $259,737 $4,869 3.19%
CHATTANOOGA, TN-GA 210 $39,390,000 $187,571 $4,472 3.39%
WINSTON-SALEM, NC 219 $39,025,000 $178,196 $4,187 3.49%
GULFPORT-BILOXI, MS 197 $38,275,000 $194,289 $3,467 3.27%
KENNEWICK-RICHLAND, WA 150 $38,250,000 $255,000 $4,884 3.22%
LEXINGTON-FAYETTE, KY 203 $38,225,000 $188,300 $4,250 3.41%
EL PASO, TX 230 $38,220,000 $166,174 $3,784 3.41%
DES MOINES-WEST DES MOINES, IA 198 $38,110,000 $192,475 $4,530 3.38%
AKRON, OH 216 $38,040,000 $176,111 $4,580 3.33%
ANN ARBOR, MI 177 $37,325,000 $210,876 $4,907 3.22%
BARNSTABLE TOWN, MA 125 $36,795,000 $294,360 $5,367 3.22%
DAPHNE-FAIRHOPE-FOLEY, AL 156 $36,050,000 $231,090 $4,887 3.30%
DAYTON-KETTERING, OH 212 $35,400,000 $166,981 $3,744 3.34%
NAPA, CA 83 $34,785,000 $419,096 $5,970 3.18%
MERCED, CA 144 $34,400,000 $238,889 $5,237 3.30%
LAKE HAVASU CITY-KINGMAN, AZ 162 $33,660,000 $207,778 $4,833 3.35%
READING, PA 178 $33,580,000 $188,652 $4,726 3.38%
WILMINGTON, NC 129 $32,685,000 $253,372 $4,917 3.24%
TRENTON-PRINCETON, NJ 132 $32,450,000 $245,833 $5,372 3.28%
WICHITA, KS 201 $32,085,000 $159,627 $3,439 3.41%
REDDING, CA 122 $30,940,000 $253,607 $4,655 3.35%
MADERA, CA 118 $30,200,000 $255,932 $5,333 3.29%
DOVER, DE 132 $29,970,000 $227,045 $4,885 3.31%
SAN RAFAEL, CA 68 $29,920,000 $440,000 $5,137 3.16%
LANSING-EAST LANSING, MI 186 $29,870,000 $160,591 $4,165 3.44%
COLUMBUS, GA-AL 175 $29,845,000 $170,543 $3,244 3.34%
ST. GEORGE, UT 115 $29,605,000 $257,435 $5,066 3.29%
SPARTANBURG, SC 162 $29,590,000 $182,654 $3,761 3.48%
CORPUS CHRISTI, TX 154 $29,160,000 $189,351 $4,082 3.44%
CALIFORNIA-LEXINGTON PARK, MD 100 $28,650,000 $286,500 $4,106 3.12%
MCALLEN-EDINBURG-MISSION, TX 175 $28,325,000 $161,857 $3,860 3.39%
HAGERSTOWN-MARTINSBURG, MD-WV 124 $28,090,000 $226,532 $5,395 3.26%
MADISON, WI 122 $28,020,000 $229,672 $4,762 3.27%
WINCHESTER, VA-WV 112 $27,690,000 $247,232 $4,780 3.22%
CHARLOTTESVILLE, VA 106 $27,680,000 $261,132 $4,035 3.18%
NORWICH-NEW LONDON, CT 122 $27,680,000 $226,885 $4,727 3.25%
CHICO, CA 109 $27,505,000 $252,339 $5,034 3.41%
FLINT, MI 181 $27,465,000 $151,740 $4,220 3.35%
OCALA, FL 169 $27,215,000 $161,036 $4,141 3.51%
GAINESVILLE, GA 130 $27,120,000 $208,615 $4,630 3.38%
JACKSON, MS 147 $26,825,000 $182,483 $3,669 3.42%
LAFAYETTE, LA 141 $26,315,000 $186,631 $3,750 3.40%
ROANOKE, VA 133 $25,115,000 $188,835 $3,969 3.29%
GRAND JUNCTION, CO 102 $24,110,000 $236,373 $4,921 3.33%
MOBILE, AL 142 $24,050,000 $169,366 $4,024 3.40%
ANCHORAGE, AK 87 $24,035,000 $276,264 $5,196 3.08%
SEBASTIAN-VERO BEACH, FL 112 $23,660,000 $211,250 $4,631 3.31%
MONTGOMERY, AL 135 $23,565,000 $174,556 $3,933 3.28%
SPRINGFIELD, MO 140 $23,390,000 $167,071 $3,595 3.39%
TOLEDO, OH 152 $23,360,000 $153,684 $4,035 3.39%
SCRANTON--WILKES-BARRE, PA 155 $23,335,000 $150,548 $4,545 3.45%
TALLAHASSEE, FL 129 $23,015,000 $178,411 $4,329 3.39%
MEDFORD, OR 88 $22,920,000 $260,455 $5,795 3.36%
TYLER, TX 101 $21,875,000 $216,584 $4,241 3.37%
WARNER ROBINS, GA 122 $21,770,000 $178,443 $3,417 3.33%
JACKSONVILLE, NC 129 $21,715,000 $168,333 $3,654 3.32%
SYRACUSE, NY 146 $21,220,000 $145,342 $3,799 3.49%
WACO, TX 115 $21,195,000 $184,304 $4,239 3.45%
GAINESVILLE, FL 110 $21,170,000 $192,455 $4,156 3.37%
ODESSA, TX 98 $21,020,000 $214,490 $4,779 3.53%
SANTA FE, NM 75 $20,795,000 $277,267 $6,090 3.28%
HANFORD-CORCORAN, CA 95 $20,515,000 $215,947 $4,471 3.28%
PUEBLO, CO 113 $20,365,000 $180,221 $4,358 3.35%
PUNTA GORDA, FL 105 $20,215,000 $192,524 $4,498 3.35%
MIDLAND, TX 78 $19,840,000 $254,359 $4,766 3.53%
HICKORY-LENOIR-MORGANTON, NC 110 $19,690,000 $179,000 $4,597 3.39%
AMARILLO, TX 106 $19,550,000 $184,434 $3,521 3.44%
ROCKFORD, IL 133 $19,305,000 $145,150 $3,470 3.40%
CANTON-MASSILLON, OH 129 $19,165,000 $148,566 $4,087 3.34%
HOUMA-THIBODAUX, LA 108 $19,140,000 $177,222 $4,876 3.44%
RACINE, WI 104 $18,770,000 $180,481 $3,799 3.45%
ALBANY-LEBANON, OR 77 $18,195,000 $236,299 $5,232 3.31%
AUBURN-OPELIKA, AL 90 $18,160,000 $201,778 $4,366 3.24%
MOUNT VERNON-ANACORTES, WA 70 $18,030,000 $257,571 $5,705 3.22%
BELLINGHAM, WA 65 $17,965,000 $276,385 $5,306 3.28%
LYNCHBURG, VA 99 $17,855,000 $180,354 $3,428 3.31%
FORT WAYNE, IN 128 $17,660,000 $137,969 $3,486 3.56%
ATLANTIC CITY-HAMMONTON, NJ 86 $17,340,000 $201,628 $4,618 3.36%
EAST STROUDSBURG, PA 96 $17,280,000 $180,000 $4,574 3.38%
EL CENTRO, CA 78 $16,990,000 $217,821 $4,790 3.30%
PANAMA CITY, FL 79 $16,985,000 $215,000 $3,946 3.31%
BEAUMONT-PORT ARTHUR, TX 95 $16,675,000 $175,526 $4,033 3.51%
FLAGSTAFF, AZ 61 $16,605,000 $272,213 $4,709 3.22%
BROWNSVILLE-HARLINGEN, TX 104 $16,430,000 $157,981 $3,941 3.43%
ATHENS-CLARKE COUNTY, GA 75 $15,965,000 $212,867 $4,241 3.37%
WENATCHEE, WA 55 $15,865,000 $288,455 $5,923 3.28%
YUMA, AZ 84 $15,690,000 $186,786 $4,390 3.24%
MONROE, MI 95 $15,645,000 $164,684 $4,768 3.32%
LAKE CHARLES, LA 73 $15,205,000 $208,288 $4,365 3.41%
YAKIMA, WA 73 $15,195,000 $208,151 $5,157 3.52%
LONGVIEW, TX 82 $15,020,000 $183,171 $4,485 3.44%
SOUTH BEND-MISHAWAKA, IN-MI 95 $14,835,000 $156,158 $4,000 3.46%
LUBBOCK, TX 81 $14,795,000 $182,654 $3,952 3.44%
GREEN BAY, WI 97 $14,675,000 $151,289 $3,791 3.45%
BURLINGTON-SOUTH BURLINGTON, VT 60 $14,640,000 $244,000 $4,659 3.32%
EVANSVILLE, IN-KY 97 $14,315,000 $147,577 $3,803 3.42%
LONGVIEW, WA 58 $13,940,000 $240,345 $4,889 3.30%
TUSCALOOSA, AL 75 $13,865,000 $184,867 $4,148 3.43%
BILLINGS, MT 62 $13,810,000 $222,742 $4,486 3.31%
CHEYENNE, WY 60 $13,720,000 $228,667 $5,005 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 83 $13,695,000 $165,000 $3,522 3.43%
LINCOLN, NE 72 $13,360,000 $185,556 $4,624 3.28%
KAHULUI-WAILUKU-LAHAINA, HI 34 $13,300,000 $391,176 $7,101 3.24%
LEWISTON-AUBURN, ME 76 $13,260,000 $174,474 $3,734 3.33%
LAS CRUCES, NM 69 $13,085,000 $189,638 $4,302 3.34%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 98 $13,070,000 $133,367 $3,824 3.42%
HOMOSASSA SPRINGS, FL 78 $12,890,000 $165,256 $3,777 3.53%
DULUTH, MN-WI 68 $12,730,000 $187,206 $3,670 3.33%
KALAMAZOO-PORTAGE, MI 74 $12,430,000 $167,973 $4,491 3.40%
ELIZABETHTOWN-FORT KNOX, KY 67 $12,345,000 $184,254 $3,584 3.33%
IDAHO FALLS, ID 58 $12,220,000 $210,690 $5,198 3.30%
GETTYSBURG, PA 60 $11,900,000 $198,333 $5,167 3.37%
FLORENCE, SC 68 $11,880,000 $174,706 $3,894 3.49%
LAREDO, TX 66 $11,580,000 $175,455 $4,470 3.50%
SIOUX FALLS, SD 55 $11,535,000 $209,727 $4,763 3.18%
APPLETON, WI 66 $11,430,000 $173,182 $3,890 3.44%
ABILENE, TX 61 $11,425,000 $187,295 $3,880 3.42%
MORRISTOWN, TN 62 $11,310,000 $182,419 $4,124 3.36%
GRANTS PASS, OR 45 $11,265,000 $250,333 $5,392 3.23%
BLOOMINGTON, IL 59 $11,155,000 $189,068 $3,455 3.28%
OCEAN CITY, NJ 41 $11,055,000 $269,634 $5,680 3.40%
LEBANON, PA 56 $10,950,000 $195,536 $5,099 3.36%
BRUNSWICK, GA 51 $10,885,000 $213,431 $4,146 3.33%
RAPID CITY, SD 51 $10,815,000 $212,059 $4,512 3.28%
SHERMAN-DENISON, TX 54 $10,730,000 $198,704 $4,830 3.46%
SIERRA VISTA-DOUGLAS, AZ 55 $10,665,000 $193,909 $3,098 3.27%
MACON-BIBB COUNTY, GA 72 $10,640,000 $147,778 $3,666 3.45%
VINELAND-BRIDGETON, NJ 61 $10,585,000 $173,525 $3,796 3.48%
MANHATTAN, KS 54 $10,440,000 $193,333 $3,337 3.29%
THE VILLAGES, FL 46 $10,310,000 $224,130 $4,160 3.29%
BURLINGTON, NC 62 $10,260,000 $165,484 $4,177 3.47%
ELKHART-GOSHEN, IN 73 $10,205,000 $139,795 $3,424 3.51%
BANGOR, ME 60 $10,190,000 $169,833 $3,240 3.33%
BLACKSBURG-CHRISTIANSBURG, VA 51 $10,075,000 $197,549 $4,203 3.17%
CHAMBERSBURG-WAYNESBORO, PA 54 $9,820,000 $181,852 $4,559 3.37%
KINGSPORT-BRISTOL, TN-VA 58 $9,610,000 $165,690 $3,569 3.31%
TOPEKA, KS 61 $9,305,000 $152,541 $4,069 3.50%
LAFAYETTE-WEST LAFAYETTE, IN 59 $9,275,000 $157,203 $4,246 3.37%
COLLEGE STATION-BRYAN, TX 48 $9,120,000 $190,000 $4,621 3.34%
JACKSON, MI 60 $8,990,000 $149,833 $3,493 3.46%
ROCHESTER, MN 51 $8,945,000 $175,392 $4,490 3.36%
JOHNSON CITY, TN 49 $8,875,000 $181,122 $4,172 3.43%
DOTHAN, AL 51 $8,865,000 $173,824 $3,681 3.28%
CARSON CITY, NV 34 $8,840,000 $260,000 $5,020 3.22%
HINESVILLE, GA 50 $8,780,000 $175,600 $3,237 3.43%
ST. CLOUD, MN 50 $8,470,000 $169,400 $4,361 3.35%
HARRISONBURG, VA 38 $8,410,000 $221,316 $4,955 3.23%
GREENVILLE, NC 52 $8,400,000 $161,538 $3,586 3.54%
KINGSTON, NY 35 $8,295,000 $237,000 $5,336 3.20%
BOWLING GREEN, KY 47 $8,295,000 $176,489 $4,007 3.44%
COLUMBIA, MO 43 $8,125,000 $188,953 $3,492 3.26%
WATERTOWN-FORT DRUM, NY 43 $7,985,000 $185,698 $3,505 3.22%
UTICA-ROME, NY 55 $7,885,000 $143,364 $3,498 3.45%
MISSOULA, MT 30 $7,790,000 $259,667 $4,736 3.28%
PEORIA, IL 56 $7,760,000 $138,571 $3,348 3.46%
JANESVILLE-BELOIT, WI 43 $7,735,000 $179,884 $4,730 3.40%
DECATUR, AL 48 $7,530,000 $156,875 $4,186 3.50%
STAUNTON, VA 37 $7,515,000 $203,108 $4,966 3.33%
FARGO, ND-MN 35 $7,505,000 $214,429 $4,797 3.23%
MUSKEGON, MI 54 $7,250,000 $134,259 $3,794 3.44%
CLEVELAND, TN 40 $7,210,000 $180,250 $4,033 3.31%
STATE COLLEGE, PA 26 $7,150,000 $275,000 $5,673 3.17%
LAWTON, OK 36 $7,130,000 $198,056 $3,516 3.34%
CORVALLIS, OR 25 $7,115,000 $284,600 $5,414 3.26%
MONROE, LA 41 $7,095,000 $173,049 $3,817 3.39%
WALLA WALLA, WA 28 $7,040,000 $251,429 $4,597 3.16%
FLORENCE-MUSCLE SHOALS, AL 36 $6,910,000 $191,944 $4,318 3.15%
HUNTINGTON-ASHLAND, WV-KY-OH 44 $6,810,000 $154,773 $3,754 3.49%
CASPER, WY 30 $6,560,000 $218,667 $4,991 3.30%
KANKAKEE, IL 44 $6,460,000 $146,818 $3,477 3.32%
FORT SMITH, AR-OK 48 $6,450,000 $134,375 $3,475 3.48%
JACKSON, TN 40 $6,430,000 $160,750 $3,403 3.51%
GLENS FALLS, NY 39 $6,385,000 $163,718 $3,574 3.62%
LOGAN, UT-ID 31 $6,365,000 $205,323 $5,560 3.19%
OSHKOSH-NEENAH, WI 45 $6,335,000 $140,778 $3,496 3.39%
LEWISTON, ID-WA 29 $6,265,000 $216,034 $4,814 3.34%
HAMMOND, LA 36 $6,140,000 $170,556 $4,814 3.46%
SUMTER, SC 36 $6,070,000 $168,611 $3,443 3.38%
NILES, MI 38 $6,060,000 $159,474 $3,726 3.44%
SPRINGFIELD, IL 32 $6,040,000 $188,750 $3,386 3.25%
POCATELLO, ID 34 $6,010,000 $176,765 $5,318 3.53%
ALBANY, GA 37 $6,005,000 $162,297 $4,181 3.43%
VALDOSTA, GA 38 $5,990,000 $157,632 $3,603 3.39%
HATTIESBURG, MS 40 $5,930,000 $148,250 $3,802 3.48%
CHAMPAIGN-URBANA, IL 36 $5,910,000 $164,167 $3,953 3.18%
HOT SPRINGS, AR 32 $5,880,000 $183,750 $4,187 3.26%
TWIN FALLS, ID 29 $5,855,000 $201,897 $4,368 3.21%
CEDAR RAPIDS, IA 37 $5,825,000 $157,432 $3,403 3.41%
NEW BERN, NC 34 $5,790,000 $170,294 $3,059 3.27%
ANNISTON-OXFORD, AL 35 $5,515,000 $157,571 $4,375 3.46%
MICHIGAN CITY-LA PORTE, IN 39 $5,505,000 $141,154 $3,708 3.59%
ST. JOSEPH, MO-KS 38 $5,470,000 $143,947 $3,301 3.39%
BINGHAMTON, NY 39 $5,455,000 $139,872 $3,489 3.79%
ROCKY MOUNT, NC 38 $5,450,000 $143,421 $4,103 3.53%
BLOOMINGTON, IN 33 $5,385,000 $163,182 $4,115 3.37%
FARMINGTON, NM 28 $5,300,000 $189,286 $4,561 3.49%
EAU CLAIRE, WI 30 $5,160,000 $172,000 $3,934 3.32%
ALTOONA, PA 37 $5,145,000 $139,054 $3,706 3.48%
SAN ANGELO, TX 29 $5,105,000 $176,034 $4,138 3.30%
TEXARKANA, TX-AR 37 $5,045,000 $136,351 $3,335 3.59%
LA CROSSE-ONALASKA, WI-MN 27 $5,035,000 $186,481 $4,404 3.52%
DALTON, GA 35 $4,955,000 $141,571 $3,131 3.62%
SPRINGFIELD, OH 34 $4,840,000 $142,353 $4,385 3.33%
GRAND FORKS, ND-MN 21 $4,835,000 $230,238 $3,906 3.09%
JONESBORO, AR 32 $4,760,000 $148,750 $3,788 3.47%
JOHNSTOWN, PA 30 $4,670,000 $155,667 $4,080 3.23%
BATTLE CREEK, MI 36 $4,630,000 $128,611 $3,471 3.46%
JEFFERSON CITY, MO 31 $4,485,000 $144,677 $3,009 3.42%
WATERLOO-CEDAR FALLS, IA 24 $4,390,000 $182,917 $4,747 3.21%
WAUSAU-WESTON, WI 30 $4,330,000 $144,333 $4,155 3.43%
MIDLAND, MI 23 $4,295,000 $186,739 $5,072 3.32%
CAPE GIRARDEAU, MO-IL 25 $4,295,000 $171,800 $2,964 3.38%
SHEBOYGAN, WI 27 $4,235,000 $156,852 $4,312 3.23%
FOND DU LAC, WI 24 $4,230,000 $176,250 $3,329 3.35%
IOWA CITY, IA 20 $4,210,000 $210,500 $4,638 3.29%
VICTORIA, TX 22 $4,190,000 $190,455 $4,776 3.44%
COLUMBUS, IN 23 $4,155,000 $180,652 $3,821 3.28%
BAY CITY, MI 31 $4,095,000 $132,097 $4,437 3.39%
SEBRING-AVON PARK, FL 28 $3,990,000 $142,500 $3,227 3.58%
LAWRENCE, KS 20 $3,960,000 $198,000 $4,359 3.30%
JOPLIN, MO 23 $3,945,000 $171,522 $3,987 3.40%
TERRE HAUTE, IN 31 $3,945,000 $127,258 $2,536 3.46%
OWENSBORO, KY 28 $3,890,000 $138,929 $3,869 3.45%
SAGINAW, MI 30 $3,830,000 $127,667 $3,882 3.48%
GADSDEN, AL 29 $3,705,000 $127,759 $3,616 3.43%
PITTSFIELD, MA 18 $3,660,000 $203,333 $4,812 3.37%
ERIE, PA 25 $3,565,000 $142,600 $3,220 3.39%
ELMIRA, NY 29 $3,555,000 $122,586 $4,804 3.82%
GREAT FALLS, MT 18 $3,540,000 $196,667 $3,924 3.13%
GOLDSBORO, NC 20 $3,400,000 $170,000 $3,655 3.32%
PINE BLUFF, AR 29 $3,385,000 $116,724 $2,503 3.64%
ALEXANDRIA, LA 21 $3,315,000 $157,857 $4,271 3.59%
SIOUX CITY, IA-NE-SD 20 $3,240,000 $162,000 $4,750 3.44%
ROME, GA 21 $3,195,000 $152,143 $3,663 3.64%
CARBONDALE-MARION, IL 23 $3,185,000 $138,478 $3,409 3.16%
MANSFIELD, OH 27 $3,145,000 $116,481 $3,412 3.60%
BISMARCK, ND 14 $3,120,000 $222,857 $5,740 3.21%
MUNCIE, IN 21 $3,045,000 $145,000 $3,522 3.55%
KOKOMO, IN 29 $3,035,000 $104,655 $2,945 3.50%
WEIRTON-STEUBENVILLE, WV-OH 19 $2,985,000 $157,105 $4,951 3.45%
MANKATO, MN 15 $2,975,000 $198,333 $3,749 3.16%
WILLIAMSPORT, PA 17 $2,665,000 $156,765 $4,900 3.31%
AMES, IA 11 $2,585,000 $235,000 $4,107 3.32%
WICHITA FALLS, TX 16 $2,530,000 $158,125 $3,078 3.63%
FAIRBANKS, AK 11 $2,455,000 $223,182 $3,292 3.25%
CHARLESTON, WV 17 $2,445,000 $143,824 $3,477 3.59%
WHEELING, WV-OH 18 $2,390,000 $132,778 $4,321 3.42%
LIMA, OH 13 $2,055,000 $158,077 $3,338 3.38%
DECATUR, IL 21 $2,045,000 $97,381 $3,346 3.46%
CUMBERLAND, MD-WV 13 $1,965,000 $151,154 $4,127 3.63%
DANVILLE, IL 15 $1,895,000 $126,333 $3,289 3.24%
PARKERSBURG-VIENNA, WV 9 $1,775,000 $197,222 $5,950 3.19%
BLOOMSBURG-BERWICK, PA 9 $1,605,000 $178,333 $5,169 3.10%
DUBUQUE, IA 7 $1,605,000 $229,286 $5,267 3.38%
ENID, OK 10 $1,430,000 $143,000 $5,126 3.68%
BECKLEY, WV 8 $1,310,000 $163,750 $7,089 3.19%
MORGANTOWN, WV 7 $1,255,000 $179,286 $4,743 3.57%
GRAND ISLAND, NE 9 $1,185,000 $131,667 $1,630 3.38%
ITHACA, NY 5 $815,000 $163,000 $5,300 3.45%

Nationstar Mortgage 's top markets include Washington, Los Angeles, Riverside, Atlanta, and Phoenix among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 86,323 $20,797,925,000 $240,931
2.5-3% 39,793 $10,819,695,000 $271,899
4-5% 11,933 $2,241,695,000 $187,857
<2.5% 8,008 $2,339,720,000 $292,173
5-6% 702 $111,680,000 $159,088
6-7% 28 $2,580,000 $92,143
7-8% 9 $735,000 $81,667
Over 8% 7 $435,000 $62,143

During 2020, Nationstar Mortgage 's average interest rate was 3.35%, while their most frequently originated rate bucket was 3-4%, with 86,323 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 73,627 $20,880,325,000 $283,596 $5,176 3.23%
$100k-200k 48,219 $7,333,255,000 $152,082 $4,273 3.41%
$400k-600k 14,019 $6,469,875,000 $461,508 $5,737 3.13%
$100,000 or less 9,675 $780,645,000 $80,687 $3,067 3.61%
$600k-1MM 1,255 $841,225,000 $670,299 $8,611 3.19%
$1MM+ 8 $9,140,000 $1,142,500 $10,992 3.08%

2020 saw Nationstar Mortgage place emphasis on $200k-400k loans with 73,627 originations, totaling $20,880,325,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 23,596 $6,711,800,000 $284,447 $5,759 3.25%
$50k-75k 17,947 $3,484,575,000 $194,159 $5,773 3.39%
$75k-100k 17,615 $4,227,555,000 $239,997 $5,825 3.32%
$150k-250k 13,647 $4,595,505,000 $336,741 $5,583 3.17%
$50k or less 9,137 $1,290,235,000 $141,210 $5,370 3.56%
$250k+ 2,603 $988,305,000 $379,679 $5,279 3.09%

Nationstar Mortgage lent most frequently to those with incomes in the $100k-150k range, with 23,596 originations. The second most popular income band? $50k-75k, with 17,947 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 19,038 $4,702,200,000 $246,990 $5,235 3.21%
30-36% 16,812 $4,269,210,000 $253,938 $5,518 3.28%
<20% 5,062 $1,161,970,000 $229,548 $4,886 3.13%
45% 4,575 $1,162,045,000 $253,999 $6,198 3.46%
44% 3,499 $883,765,000 $252,576 $6,029 3.43%
43% 3,357 $851,905,000 $253,770 $5,962 3.40%
50-60% 3,215 $848,215,000 $263,830 $7,415 3.46%
40% 3,164 $801,420,000 $253,293 $5,854 3.36%
41% 3,140 $797,390,000 $253,946 $5,755 3.36%
39% 3,119 $793,385,000 $254,372 $5,801 3.34%
42% 3,117 $800,285,000 $256,748 $5,897 3.38%
38% 3,080 $793,070,000 $257,490 $5,724 3.34%
36% 2,993 $766,935,000 $256,243 $5,654 3.31%
37% 2,972 $755,070,000 $254,061 $5,635 3.33%
46% 2,238 $576,720,000 $257,694 $6,181 3.38%
48% 1,876 $492,050,000 $262,287 $6,193 3.35%
49% 1,793 $472,225,000 $263,371 $6,168 3.35%
47% 1,782 $454,470,000 $255,034 $6,142 3.35%
>60% 6 $1,520,000 $253,333 $7,820 3.48%

Nationstar Mortgage lent most frequently to those with DTI ratios of 20-30%, with 19,038 originations. The next most common DTI ratio? 30-36%, with 16,812 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 93,497 $22,614,195,000 $241,871 $4,866 3.31%
Not provided 30,482 $7,958,160,000 $261,077 $4,749 3.26%
Black 15,856 $3,685,370,000 $232,427 $4,642 3.38%
Asian 4,690 $1,476,490,000 $314,817 $5,284 3.14%
American Indian 1,283 $299,185,000 $233,192 $4,608 3.34%
Native Hawaiian 480 $140,130,000 $291,938 $5,127 3.26%
Other Pacific Islander 292 $70,390,000 $241,062 $4,898 3.42%
Asian Indian 70 $21,910,000 $313,000 $5,566 3.14%
Filipino 60 $20,010,000 $333,500 $5,468 3.27%
Other Asian 44 $11,780,000 $267,727 $5,783 3.34%
Chinese 15 $5,195,000 $346,333 $6,860 3.10%
Japanese 8 $2,810,000 $351,250 $4,498 3.17%
Vietnamese 9 $2,325,000 $258,333 $5,267 3.32%
Korean 6 $2,110,000 $351,667 $5,005 3.13%
Native Hawiian 4 $1,870,000 $467,500 $8,083 3.25%
Guamanian 4 $1,640,000 $410,000 $4,867 3.34%
Samoan 3 $895,000 $298,333 $6,123 3.08%

Approval Rates

Total approvals of all applications
90.23%

Nationstar Mortgage has an average approval rate.

Pick Rate

Approvals leading to origination
69.22%

Nationstar Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 146,803 $36,314,465,000 $247,369

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 1,776 $254,830,000 $143,485
Single Family (1-4 Units):Site-Built 145,027 $36,059,635,000 $248,641

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 5,046 $949,670,000 $188,203 $4,790 3.16%
40-60% 21,367 $4,965,735,000 $232,402 $4,834 3.17%
60-80% 52,531 $13,291,175,000 $253,016 $5,395 3.31%
80-100% 59,556 $14,962,640,000 $251,236 $4,414 3.33%
Over 100% 2,303 $675,585,000 $293,350 $4,772 3.06%
Under 20% 372 $66,550,000 $178,898 $4,604 3.23%