Nationstar Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300LBCBNR1OT00651
Tax ID: 75-2921540
2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Nationstar Mortgage is a large mortgage company specializing in Refi and Cash Out Refi loans. Nationstar Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Washington, Los Angeles, Riverside, Atlanta, and Phoenix among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Nationstar Mortgage is typically an average fee lendor.Originations
146,803Origination Dollar Volume (All Markets)
$36,314,465,000Relative Rate
Nationstar Mortgage 's average 30 year fixed rate mortgage was
3.35%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.01%.
Relative Fees
Nationstar Mortgage 's average total fees for a 30 year fixed rate
mortgage are $5,076.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 77,410 | $19,587,270,000 | $253,033 | $5,364 | 3.29% |
| FHA | 41,451 | $8,985,945,000 | $216,785 | $4,629 | 3.52% |
| VA | 27,672 | $7,695,180,000 | $278,085 | $3,646 | 3.03% |
| USDA | 270 | $46,070,000 | $170,630 | $5,339 | 3.70% |
For the 2020 period, Nationstar Mortgage 's most frequently originated loan type was Conventional, with 77,410 originations. Their 2nd most popular type is FHA, with 41,451 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 109,796 | $27,308,430,000 | $248,720 | $4,288 | 3.23% |
| Cash Out Refi | 32,073 | $7,780,115,000 | $242,575 | $6,443 | 3.51% |
| Home Purchase | 4,684 | $1,189,430,000 | $253,935 | $6,501 | 3.62% |
| Other | 250 | $36,490,000 | $145,960 | $5,314 | 4.56% |
For the 2020, Nationstar Mortgage 's most frequently cited loan purpose was Refi, with 109,796 originations. The 2nd most popular reason was Cash Out Refi, with 32,073 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 106,129 | $27,395,845,000 | $258,137 | $4,822 | 3.39% |
| 15 Year | 24,005 | $5,116,925,000 | $213,161 | $4,987 | 2.95% |
| 20 Year | 9,861 | $2,405,905,000 | $243,982 | $4,733 | 3.29% |
| Other | 4,602 | $1,046,320,000 | $227,362 | $4,338 | 3.35% |
| 10 Year | 2,082 | $331,680,000 | $159,308 | $5,014 | 2.96% |
| 30+ year | 122 | $17,730,000 | $145,328 | $0 | 4.84% |
| 3 Year | 1 | $55,000 | $55,000 | $0 | 4.00% |
| 5 Year | 1 | $5,000 | $5,000 | $0 | 11.41% |
For the 2020, Nationstar Mortgage 's most frequently cited loan length was 30 Year, with 106,129 originations. The 2nd most popular length was 15 Year, with 24,005 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 57,518 | $14,698,900,000 | $255,553 |
| $3k-4k | 34,462 | $7,513,180,000 | $218,013 |
| $5k+ | 21,193 | $6,282,605,000 | $296,447 |
| $2k-3k | 17,138 | $3,802,440,000 | $221,872 |
| $1k-2k | 13,227 | $3,350,035,000 | $253,272 |
$5,076 was Nationstar Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 57,518 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 10,489 | $1,959,575,000 | $186,822 | $4,206 | 3.41% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,291 | $1,448,685,000 | $337,610 | $5,050 | 3.17% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3,822 | $1,402,380,000 | $366,923 | $5,852 | 3.18% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,904 | $1,173,000,000 | $300,461 | $5,235 | 3.22% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 4,773 | $1,029,175,000 | $215,624 | $4,502 | 3.38% |
| PHOENIX-MESA-CHANDLER, AZ | 3,883 | $921,655,000 | $237,356 | $4,789 | 3.30% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,276 | $818,180,000 | $359,482 | $6,949 | 3.29% |
| DENVER-AURORA-LAKEWOOD, CO | 2,415 | $756,905,000 | $313,418 | $5,371 | 3.22% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 3,322 | $744,040,000 | $223,974 | $4,547 | 3.28% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 1,825 | $708,515,000 | $388,227 | $5,579 | 3.14% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,239 | $698,145,000 | $215,543 | $4,916 | 3.38% |
| DALLAS-PLANO-IRVING, TX | 2,780 | $692,290,000 | $249,025 | $5,032 | 3.36% |
| SEATTLE-BELLEVUE-KENT, WA | 1,554 | $542,270,000 | $348,951 | $5,469 | 3.18% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,901 | $536,275,000 | $282,102 | $4,734 | 3.19% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,282 | $528,250,000 | $412,051 | $5,237 | 3.16% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 1,709 | $526,465,000 | $308,054 | $5,338 | 3.23% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,161 | $506,675,000 | $234,463 | $4,680 | 3.27% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 1,211 | $500,995,000 | $413,704 | $5,978 | 3.20% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,458 | $495,580,000 | $339,904 | $6,581 | 3.26% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,966 | $490,970,000 | $249,730 | $5,013 | 3.26% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,970 | $461,300,000 | $234,162 | $4,719 | 3.35% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,961 | $428,345,000 | $218,432 | $4,446 | 3.37% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,543 | $392,685,000 | $254,494 | $4,065 | 3.14% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,297 | $391,495,000 | $301,847 | $5,642 | 3.24% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 1,287 | $373,395,000 | $290,128 | $5,890 | 3.24% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,113 | $369,025,000 | $331,559 | $5,815 | 3.19% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,603 | $364,815,000 | $227,583 | $4,380 | 3.30% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 1,450 | $324,930,000 | $224,090 | $4,839 | 3.41% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,440 | $317,180,000 | $220,264 | $4,745 | 3.38% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 1,231 | $309,725,000 | $251,604 | $5,073 | 3.31% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,246 | $308,330,000 | $247,456 | $4,828 | 3.31% |
| BOSTON, MA | 932 | $302,020,000 | $324,056 | $5,847 | 3.20% |
| WARREN-TROY-FARMINGTON HILLS, MI | 1,577 | $298,125,000 | $189,046 | $4,759 | 3.30% |
| NEWARK, NJ-PA | 940 | $287,030,000 | $305,351 | $5,972 | 3.26% |
| TACOMA-LAKEWOOD, WA | 860 | $263,970,000 | $306,942 | $5,237 | 3.17% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,000 | $263,960,000 | $263,960 | $5,834 | 3.24% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 770 | $261,300,000 | $339,351 | $4,979 | 3.15% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 953 | $249,425,000 | $261,726 | $5,337 | 3.37% |
| JACKSONVILLE, FL | 1,069 | $242,925,000 | $227,245 | $4,206 | 3.34% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 525 | $210,015,000 | $400,029 | $5,886 | 3.14% |
| RICHMOND, VA | 893 | $207,415,000 | $232,268 | $4,619 | 3.27% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 778 | $203,230,000 | $261,221 | $5,396 | 3.39% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,136 | $201,440,000 | $177,324 | $4,203 | 3.40% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 455 | $200,835,000 | $441,396 | $5,698 | 3.13% |
| SALT LAKE CITY, UT | 735 | $200,335,000 | $272,565 | $5,254 | 3.30% |
| RALEIGH-CARY, NC | 787 | $193,975,000 | $246,474 | $4,947 | 3.31% |
| PROVIDENCE-WARWICK, RI-MA | 757 | $188,905,000 | $249,544 | $5,267 | 3.28% |
| KANSAS CITY, MO-KS | 977 | $185,705,000 | $190,077 | $4,017 | 3.36% |
| ST. LOUIS, MO-IL | 1,049 | $185,685,000 | $177,011 | $3,962 | 3.30% |
| COLORADO SPRINGS, CO | 656 | $182,590,000 | $278,338 | $4,540 | 3.14% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 728 | $182,060,000 | $250,082 | $5,024 | 3.36% |
| STOCKTON, CA | 538 | $160,820,000 | $298,922 | $5,349 | 3.26% |
| COLUMBUS, OH | 836 | $157,570,000 | $188,481 | $4,402 | 3.37% |
| CINCINNATI, OH-KY-IN | 873 | $150,445,000 | $172,331 | $4,012 | 3.42% |
| FRESNO, CA | 592 | $145,540,000 | $245,845 | $5,092 | 3.26% |
| CAMDEN, NJ | 673 | $145,075,000 | $215,565 | $4,906 | 3.31% |
| VALLEJO, CA | 418 | $141,260,000 | $337,943 | $5,454 | 3.20% |
| PHILADELPHIA, PA | 681 | $134,205,000 | $197,070 | $5,078 | 3.44% |
| CHARLESTON-NORTH CHARLESTON, SC | 560 | $133,560,000 | $238,500 | $4,653 | 3.26% |
| OGDEN-CLEARFIELD, UT | 482 | $128,790,000 | $267,199 | $5,175 | 3.26% |
| WORCESTER, MA-CT | 519 | $128,335,000 | $247,274 | $5,054 | 3.28% |
| BAKERSFIELD, CA | 544 | $122,730,000 | $225,607 | $4,633 | 3.30% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 259 | $119,695,000 | $462,143 | $5,727 | 3.10% |
| ELGIN, IL | 550 | $119,330,000 | $216,964 | $4,604 | 3.29% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 630 | $116,860,000 | $185,492 | $3,986 | 3.35% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 419 | $115,985,000 | $276,814 | $4,934 | 3.22% |
| ALBUQUERQUE, NM | 538 | $113,100,000 | $210,223 | $5,002 | 3.40% |
| TUCSON, AZ | 561 | $111,185,000 | $198,191 | $4,304 | 3.29% |
| CLEVELAND-ELYRIA, OH | 700 | $110,500,000 | $157,857 | $3,950 | 3.38% |
| BUFFALO-CHEEKTOWAGA, NY | 616 | $108,490,000 | $176,120 | $4,940 | 3.49% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 485 | $108,035,000 | $222,753 | $4,695 | 3.25% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 449 | $106,005,000 | $236,091 | $4,688 | 3.33% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 476 | $105,050,000 | $220,693 | $4,180 | 3.40% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 484 | $104,860,000 | $216,653 | $4,131 | 3.31% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 321 | $104,565,000 | $325,748 | $5,684 | 3.19% |
| MILWAUKEE-WAUKESHA, WI | 500 | $100,980,000 | $201,960 | $4,172 | 3.34% |
| MODESTO, CA | 386 | $100,360,000 | $260,000 | $5,151 | 3.30% |
| MEMPHIS, TN-MS-AR | 535 | $99,725,000 | $186,402 | $4,603 | 3.38% |
| PITTSBURGH, PA | 544 | $99,460,000 | $182,831 | $4,864 | 3.38% |
| RENO, NV | 356 | $98,850,000 | $277,669 | $5,161 | 3.16% |
| DETROIT-DEARBORN-LIVONIA, MI | 620 | $97,470,000 | $157,210 | $4,267 | 3.37% |
| BIRMINGHAM-HOOVER, AL | 500 | $97,240,000 | $194,480 | $4,623 | 3.32% |
| NEW ORLEANS-METAIRIE, LA | 472 | $96,490,000 | $204,428 | $4,289 | 3.38% |
| PROVO-OREM, UT | 330 | $95,550,000 | $289,545 | $5,820 | 3.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 468 | $93,760,000 | $200,342 | $4,537 | 3.48% |
| WILMINGTON, DE-MD-NJ | 397 | $93,585,000 | $235,730 | $4,803 | 3.28% |
| PORTLAND-SOUTH PORTLAND, ME | 383 | $93,185,000 | $243,303 | $4,797 | 3.22% |
| LAKELAND-WINTER HAVEN, FL | 486 | $92,810,000 | $190,967 | $4,222 | 3.48% |
| GREELEY, CO | 322 | $92,580,000 | $287,516 | $5,195 | 3.20% |
| SANTA ROSA-PETALUMA, CA | 244 | $92,250,000 | $378,074 | $5,461 | 3.20% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 357 | $90,485,000 | $253,459 | $5,426 | 3.32% |
| BOISE CITY, ID | 366 | $89,870,000 | $245,546 | $5,542 | 3.32% |
| CAPE CORAL-FORT MYERS, FL | 429 | $89,695,000 | $209,079 | $4,376 | 3.47% |
| OKLAHOMA CITY, OK | 468 | $87,450,000 | $186,859 | $4,604 | 3.33% |
| OLYMPIA-LACEY-TUMWATER, WA | 287 | $87,075,000 | $303,397 | $4,348 | 3.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 388 | $83,850,000 | $216,108 | $5,275 | 3.28% |
| MANCHESTER-NASHUA, NH | 325 | $81,145,000 | $249,677 | $4,843 | 3.27% |
| GARY, IN | 450 | $81,130,000 | $180,289 | $4,252 | 3.40% |
| GREENVILLE-ANDERSON, SC | 417 | $80,485,000 | $193,010 | $4,189 | 3.45% |
| URBAN HONOLULU, HI | 167 | $78,035,000 | $467,275 | $7,925 | 3.18% |
| COLUMBIA, SC | 410 | $75,440,000 | $184,000 | $3,964 | 3.29% |
| SPOKANE-SPOKANE VALLEY, WA | 335 | $75,295,000 | $224,761 | $4,702 | 3.26% |
| GRAND RAPIDS-KENTWOOD, MI | 410 | $75,100,000 | $183,171 | $4,847 | 3.41% |
| NEW HAVEN-MILFORD, CT | 340 | $74,920,000 | $220,353 | $4,938 | 3.27% |
| HUNTSVILLE, AL | 330 | $73,670,000 | $223,242 | $4,138 | 3.28% |
| SALINAS, CA | 198 | $71,240,000 | $359,798 | $5,688 | 3.16% |
| FORT COLLINS, CO | 238 | $70,010,000 | $294,160 | $5,341 | 3.17% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 186 | $69,130,000 | $371,667 | $5,576 | 3.23% |
| PORT ST. LUCIE, FL | 326 | $68,670,000 | $210,644 | $4,893 | 3.42% |
| SANTA MARIA-SANTA BARBARA, CA | 193 | $68,045,000 | $352,565 | $5,631 | 3.15% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 219 | $67,405,000 | $307,785 | $4,660 | 3.12% |
| PENSACOLA-FERRY PASS-BRENT, FL | 315 | $64,755,000 | $205,571 | $4,007 | 3.34% |
| BATON ROUGE, LA | 325 | $64,425,000 | $198,231 | $4,674 | 3.40% |
| FAYETTEVILLE, NC | 336 | $63,040,000 | $187,619 | $3,573 | 3.22% |
| KNOXVILLE, TN | 307 | $61,725,000 | $201,059 | $4,373 | 3.35% |
| COEUR D'ALENE, ID | 212 | $60,680,000 | $286,226 | $5,705 | 3.36% |
| VISALIA, CA | 273 | $60,165,000 | $220,385 | $4,703 | 3.31% |
| DURHAM-CHAPEL HILL, NC | 263 | $59,065,000 | $224,582 | $5,188 | 3.38% |
| CLARKSVILLE, TN-KY | 297 | $58,555,000 | $197,155 | $3,821 | 3.33% |
| OMAHA-COUNCIL BLUFFS, NE-IA | 294 | $54,170,000 | $184,252 | $4,545 | 3.30% |
| ALBANY-SCHENECTADY-TROY, NY | 266 | $53,240,000 | $200,150 | $4,428 | 3.41% |
| SALEM, OR | 202 | $52,510,000 | $259,950 | $5,628 | 3.33% |
| SALISBURY, MD-DE | 213 | $52,135,000 | $244,765 | $4,799 | 3.30% |
| TULSA, OK | 296 | $51,660,000 | $174,527 | $4,500 | 3.46% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 271 | $51,595,000 | $190,387 | $4,558 | 3.42% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 207 | $50,755,000 | $245,193 | $3,685 | 3.23% |
| GREENSBORO-HIGH POINT, NC | 265 | $50,585,000 | $190,887 | $4,272 | 3.35% |
| SPRINGFIELD, MA | 243 | $49,895,000 | $205,329 | $4,375 | 3.35% |
| SAVANNAH, GA | 228 | $48,340,000 | $212,018 | $4,344 | 3.29% |
| YORK-HANOVER, PA | 243 | $46,995,000 | $193,395 | $5,070 | 3.27% |
| SANTA CRUZ-WATSONVILLE, CA | 106 | $46,360,000 | $437,358 | $5,563 | 3.17% |
| HARRISBURG-CARLISLE, PA | 244 | $45,940,000 | $188,279 | $5,014 | 3.36% |
| KILLEEN-TEMPLE, TX | 244 | $45,580,000 | $186,803 | $3,591 | 3.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 269 | $45,355,000 | $168,606 | $3,780 | 3.33% |
| BOULDER, CO | 135 | $44,815,000 | $331,963 | $5,530 | 3.14% |
| EUGENE-SPRINGFIELD, OR | 181 | $44,585,000 | $246,326 | $5,480 | 3.34% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 236 | $44,550,000 | $188,771 | $3,805 | 3.27% |
| NAPLES-MARCO ISLAND, FL | 146 | $42,890,000 | $293,767 | $5,205 | 3.32% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 179 | $41,985,000 | $234,553 | $5,063 | 3.37% |
| ROCHESTER, NY | 270 | $41,880,000 | $155,111 | $4,223 | 3.41% |
| LANCASTER, PA | 202 | $41,690,000 | $206,386 | $5,409 | 3.30% |
| SHREVEPORT-BOSSIER CITY, LA | 231 | $41,315,000 | $178,853 | $3,662 | 3.44% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 161 | $40,845,000 | $253,696 | $4,618 | 3.24% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 201 | $40,495,000 | $201,468 | $4,211 | 3.23% |
| ASHEVILLE, NC | 181 | $39,885,000 | $220,359 | $5,161 | 3.38% |
| BEND, OR | 136 | $39,540,000 | $290,735 | $5,742 | 3.25% |
| YUBA CITY, CA | 152 | $39,480,000 | $259,737 | $4,869 | 3.19% |
| CHATTANOOGA, TN-GA | 210 | $39,390,000 | $187,571 | $4,472 | 3.39% |
| WINSTON-SALEM, NC | 219 | $39,025,000 | $178,196 | $4,187 | 3.49% |
| GULFPORT-BILOXI, MS | 197 | $38,275,000 | $194,289 | $3,467 | 3.27% |
| KENNEWICK-RICHLAND, WA | 150 | $38,250,000 | $255,000 | $4,884 | 3.22% |
| LEXINGTON-FAYETTE, KY | 203 | $38,225,000 | $188,300 | $4,250 | 3.41% |
| EL PASO, TX | 230 | $38,220,000 | $166,174 | $3,784 | 3.41% |
| DES MOINES-WEST DES MOINES, IA | 198 | $38,110,000 | $192,475 | $4,530 | 3.38% |
| AKRON, OH | 216 | $38,040,000 | $176,111 | $4,580 | 3.33% |
| ANN ARBOR, MI | 177 | $37,325,000 | $210,876 | $4,907 | 3.22% |
| BARNSTABLE TOWN, MA | 125 | $36,795,000 | $294,360 | $5,367 | 3.22% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 156 | $36,050,000 | $231,090 | $4,887 | 3.30% |
| DAYTON-KETTERING, OH | 212 | $35,400,000 | $166,981 | $3,744 | 3.34% |
| NAPA, CA | 83 | $34,785,000 | $419,096 | $5,970 | 3.18% |
| MERCED, CA | 144 | $34,400,000 | $238,889 | $5,237 | 3.30% |
| LAKE HAVASU CITY-KINGMAN, AZ | 162 | $33,660,000 | $207,778 | $4,833 | 3.35% |
| READING, PA | 178 | $33,580,000 | $188,652 | $4,726 | 3.38% |
| WILMINGTON, NC | 129 | $32,685,000 | $253,372 | $4,917 | 3.24% |
| TRENTON-PRINCETON, NJ | 132 | $32,450,000 | $245,833 | $5,372 | 3.28% |
| WICHITA, KS | 201 | $32,085,000 | $159,627 | $3,439 | 3.41% |
| REDDING, CA | 122 | $30,940,000 | $253,607 | $4,655 | 3.35% |
| MADERA, CA | 118 | $30,200,000 | $255,932 | $5,333 | 3.29% |
| DOVER, DE | 132 | $29,970,000 | $227,045 | $4,885 | 3.31% |
| SAN RAFAEL, CA | 68 | $29,920,000 | $440,000 | $5,137 | 3.16% |
| LANSING-EAST LANSING, MI | 186 | $29,870,000 | $160,591 | $4,165 | 3.44% |
| COLUMBUS, GA-AL | 175 | $29,845,000 | $170,543 | $3,244 | 3.34% |
| ST. GEORGE, UT | 115 | $29,605,000 | $257,435 | $5,066 | 3.29% |
| SPARTANBURG, SC | 162 | $29,590,000 | $182,654 | $3,761 | 3.48% |
| CORPUS CHRISTI, TX | 154 | $29,160,000 | $189,351 | $4,082 | 3.44% |
| CALIFORNIA-LEXINGTON PARK, MD | 100 | $28,650,000 | $286,500 | $4,106 | 3.12% |
| MCALLEN-EDINBURG-MISSION, TX | 175 | $28,325,000 | $161,857 | $3,860 | 3.39% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 124 | $28,090,000 | $226,532 | $5,395 | 3.26% |
| MADISON, WI | 122 | $28,020,000 | $229,672 | $4,762 | 3.27% |
| WINCHESTER, VA-WV | 112 | $27,690,000 | $247,232 | $4,780 | 3.22% |
| CHARLOTTESVILLE, VA | 106 | $27,680,000 | $261,132 | $4,035 | 3.18% |
| NORWICH-NEW LONDON, CT | 122 | $27,680,000 | $226,885 | $4,727 | 3.25% |
| CHICO, CA | 109 | $27,505,000 | $252,339 | $5,034 | 3.41% |
| FLINT, MI | 181 | $27,465,000 | $151,740 | $4,220 | 3.35% |
| OCALA, FL | 169 | $27,215,000 | $161,036 | $4,141 | 3.51% |
| GAINESVILLE, GA | 130 | $27,120,000 | $208,615 | $4,630 | 3.38% |
| JACKSON, MS | 147 | $26,825,000 | $182,483 | $3,669 | 3.42% |
| LAFAYETTE, LA | 141 | $26,315,000 | $186,631 | $3,750 | 3.40% |
| ROANOKE, VA | 133 | $25,115,000 | $188,835 | $3,969 | 3.29% |
| GRAND JUNCTION, CO | 102 | $24,110,000 | $236,373 | $4,921 | 3.33% |
| MOBILE, AL | 142 | $24,050,000 | $169,366 | $4,024 | 3.40% |
| ANCHORAGE, AK | 87 | $24,035,000 | $276,264 | $5,196 | 3.08% |
| SEBASTIAN-VERO BEACH, FL | 112 | $23,660,000 | $211,250 | $4,631 | 3.31% |
| MONTGOMERY, AL | 135 | $23,565,000 | $174,556 | $3,933 | 3.28% |
| SPRINGFIELD, MO | 140 | $23,390,000 | $167,071 | $3,595 | 3.39% |
| TOLEDO, OH | 152 | $23,360,000 | $153,684 | $4,035 | 3.39% |
| SCRANTON--WILKES-BARRE, PA | 155 | $23,335,000 | $150,548 | $4,545 | 3.45% |
| TALLAHASSEE, FL | 129 | $23,015,000 | $178,411 | $4,329 | 3.39% |
| MEDFORD, OR | 88 | $22,920,000 | $260,455 | $5,795 | 3.36% |
| TYLER, TX | 101 | $21,875,000 | $216,584 | $4,241 | 3.37% |
| WARNER ROBINS, GA | 122 | $21,770,000 | $178,443 | $3,417 | 3.33% |
| JACKSONVILLE, NC | 129 | $21,715,000 | $168,333 | $3,654 | 3.32% |
| SYRACUSE, NY | 146 | $21,220,000 | $145,342 | $3,799 | 3.49% |
| WACO, TX | 115 | $21,195,000 | $184,304 | $4,239 | 3.45% |
| GAINESVILLE, FL | 110 | $21,170,000 | $192,455 | $4,156 | 3.37% |
| ODESSA, TX | 98 | $21,020,000 | $214,490 | $4,779 | 3.53% |
| SANTA FE, NM | 75 | $20,795,000 | $277,267 | $6,090 | 3.28% |
| HANFORD-CORCORAN, CA | 95 | $20,515,000 | $215,947 | $4,471 | 3.28% |
| PUEBLO, CO | 113 | $20,365,000 | $180,221 | $4,358 | 3.35% |
| PUNTA GORDA, FL | 105 | $20,215,000 | $192,524 | $4,498 | 3.35% |
| MIDLAND, TX | 78 | $19,840,000 | $254,359 | $4,766 | 3.53% |
| HICKORY-LENOIR-MORGANTON, NC | 110 | $19,690,000 | $179,000 | $4,597 | 3.39% |
| AMARILLO, TX | 106 | $19,550,000 | $184,434 | $3,521 | 3.44% |
| ROCKFORD, IL | 133 | $19,305,000 | $145,150 | $3,470 | 3.40% |
| CANTON-MASSILLON, OH | 129 | $19,165,000 | $148,566 | $4,087 | 3.34% |
| HOUMA-THIBODAUX, LA | 108 | $19,140,000 | $177,222 | $4,876 | 3.44% |
| RACINE, WI | 104 | $18,770,000 | $180,481 | $3,799 | 3.45% |
| ALBANY-LEBANON, OR | 77 | $18,195,000 | $236,299 | $5,232 | 3.31% |
| AUBURN-OPELIKA, AL | 90 | $18,160,000 | $201,778 | $4,366 | 3.24% |
| MOUNT VERNON-ANACORTES, WA | 70 | $18,030,000 | $257,571 | $5,705 | 3.22% |
| BELLINGHAM, WA | 65 | $17,965,000 | $276,385 | $5,306 | 3.28% |
| LYNCHBURG, VA | 99 | $17,855,000 | $180,354 | $3,428 | 3.31% |
| FORT WAYNE, IN | 128 | $17,660,000 | $137,969 | $3,486 | 3.56% |
| ATLANTIC CITY-HAMMONTON, NJ | 86 | $17,340,000 | $201,628 | $4,618 | 3.36% |
| EAST STROUDSBURG, PA | 96 | $17,280,000 | $180,000 | $4,574 | 3.38% |
| EL CENTRO, CA | 78 | $16,990,000 | $217,821 | $4,790 | 3.30% |
| PANAMA CITY, FL | 79 | $16,985,000 | $215,000 | $3,946 | 3.31% |
| BEAUMONT-PORT ARTHUR, TX | 95 | $16,675,000 | $175,526 | $4,033 | 3.51% |
| FLAGSTAFF, AZ | 61 | $16,605,000 | $272,213 | $4,709 | 3.22% |
| BROWNSVILLE-HARLINGEN, TX | 104 | $16,430,000 | $157,981 | $3,941 | 3.43% |
| ATHENS-CLARKE COUNTY, GA | 75 | $15,965,000 | $212,867 | $4,241 | 3.37% |
| WENATCHEE, WA | 55 | $15,865,000 | $288,455 | $5,923 | 3.28% |
| YUMA, AZ | 84 | $15,690,000 | $186,786 | $4,390 | 3.24% |
| MONROE, MI | 95 | $15,645,000 | $164,684 | $4,768 | 3.32% |
| LAKE CHARLES, LA | 73 | $15,205,000 | $208,288 | $4,365 | 3.41% |
| YAKIMA, WA | 73 | $15,195,000 | $208,151 | $5,157 | 3.52% |
| LONGVIEW, TX | 82 | $15,020,000 | $183,171 | $4,485 | 3.44% |
| SOUTH BEND-MISHAWAKA, IN-MI | 95 | $14,835,000 | $156,158 | $4,000 | 3.46% |
| LUBBOCK, TX | 81 | $14,795,000 | $182,654 | $3,952 | 3.44% |
| GREEN BAY, WI | 97 | $14,675,000 | $151,289 | $3,791 | 3.45% |
| BURLINGTON-SOUTH BURLINGTON, VT | 60 | $14,640,000 | $244,000 | $4,659 | 3.32% |
| EVANSVILLE, IN-KY | 97 | $14,315,000 | $147,577 | $3,803 | 3.42% |
| LONGVIEW, WA | 58 | $13,940,000 | $240,345 | $4,889 | 3.30% |
| TUSCALOOSA, AL | 75 | $13,865,000 | $184,867 | $4,148 | 3.43% |
| BILLINGS, MT | 62 | $13,810,000 | $222,742 | $4,486 | 3.31% |
| CHEYENNE, WY | 60 | $13,720,000 | $228,667 | $5,005 | 3.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 83 | $13,695,000 | $165,000 | $3,522 | 3.43% |
| LINCOLN, NE | 72 | $13,360,000 | $185,556 | $4,624 | 3.28% |
| KAHULUI-WAILUKU-LAHAINA, HI | 34 | $13,300,000 | $391,176 | $7,101 | 3.24% |
| LEWISTON-AUBURN, ME | 76 | $13,260,000 | $174,474 | $3,734 | 3.33% |
| LAS CRUCES, NM | 69 | $13,085,000 | $189,638 | $4,302 | 3.34% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 98 | $13,070,000 | $133,367 | $3,824 | 3.42% |
| HOMOSASSA SPRINGS, FL | 78 | $12,890,000 | $165,256 | $3,777 | 3.53% |
| DULUTH, MN-WI | 68 | $12,730,000 | $187,206 | $3,670 | 3.33% |
| KALAMAZOO-PORTAGE, MI | 74 | $12,430,000 | $167,973 | $4,491 | 3.40% |
| ELIZABETHTOWN-FORT KNOX, KY | 67 | $12,345,000 | $184,254 | $3,584 | 3.33% |
| IDAHO FALLS, ID | 58 | $12,220,000 | $210,690 | $5,198 | 3.30% |
| GETTYSBURG, PA | 60 | $11,900,000 | $198,333 | $5,167 | 3.37% |
| FLORENCE, SC | 68 | $11,880,000 | $174,706 | $3,894 | 3.49% |
| LAREDO, TX | 66 | $11,580,000 | $175,455 | $4,470 | 3.50% |
| SIOUX FALLS, SD | 55 | $11,535,000 | $209,727 | $4,763 | 3.18% |
| APPLETON, WI | 66 | $11,430,000 | $173,182 | $3,890 | 3.44% |
| ABILENE, TX | 61 | $11,425,000 | $187,295 | $3,880 | 3.42% |
| MORRISTOWN, TN | 62 | $11,310,000 | $182,419 | $4,124 | 3.36% |
| GRANTS PASS, OR | 45 | $11,265,000 | $250,333 | $5,392 | 3.23% |
| BLOOMINGTON, IL | 59 | $11,155,000 | $189,068 | $3,455 | 3.28% |
| OCEAN CITY, NJ | 41 | $11,055,000 | $269,634 | $5,680 | 3.40% |
| LEBANON, PA | 56 | $10,950,000 | $195,536 | $5,099 | 3.36% |
| BRUNSWICK, GA | 51 | $10,885,000 | $213,431 | $4,146 | 3.33% |
| RAPID CITY, SD | 51 | $10,815,000 | $212,059 | $4,512 | 3.28% |
| SHERMAN-DENISON, TX | 54 | $10,730,000 | $198,704 | $4,830 | 3.46% |
| SIERRA VISTA-DOUGLAS, AZ | 55 | $10,665,000 | $193,909 | $3,098 | 3.27% |
| MACON-BIBB COUNTY, GA | 72 | $10,640,000 | $147,778 | $3,666 | 3.45% |
| VINELAND-BRIDGETON, NJ | 61 | $10,585,000 | $173,525 | $3,796 | 3.48% |
| MANHATTAN, KS | 54 | $10,440,000 | $193,333 | $3,337 | 3.29% |
| THE VILLAGES, FL | 46 | $10,310,000 | $224,130 | $4,160 | 3.29% |
| BURLINGTON, NC | 62 | $10,260,000 | $165,484 | $4,177 | 3.47% |
| ELKHART-GOSHEN, IN | 73 | $10,205,000 | $139,795 | $3,424 | 3.51% |
| BANGOR, ME | 60 | $10,190,000 | $169,833 | $3,240 | 3.33% |
| BLACKSBURG-CHRISTIANSBURG, VA | 51 | $10,075,000 | $197,549 | $4,203 | 3.17% |
| CHAMBERSBURG-WAYNESBORO, PA | 54 | $9,820,000 | $181,852 | $4,559 | 3.37% |
| KINGSPORT-BRISTOL, TN-VA | 58 | $9,610,000 | $165,690 | $3,569 | 3.31% |
| TOPEKA, KS | 61 | $9,305,000 | $152,541 | $4,069 | 3.50% |
| LAFAYETTE-WEST LAFAYETTE, IN | 59 | $9,275,000 | $157,203 | $4,246 | 3.37% |
| COLLEGE STATION-BRYAN, TX | 48 | $9,120,000 | $190,000 | $4,621 | 3.34% |
| JACKSON, MI | 60 | $8,990,000 | $149,833 | $3,493 | 3.46% |
| ROCHESTER, MN | 51 | $8,945,000 | $175,392 | $4,490 | 3.36% |
| JOHNSON CITY, TN | 49 | $8,875,000 | $181,122 | $4,172 | 3.43% |
| DOTHAN, AL | 51 | $8,865,000 | $173,824 | $3,681 | 3.28% |
| CARSON CITY, NV | 34 | $8,840,000 | $260,000 | $5,020 | 3.22% |
| HINESVILLE, GA | 50 | $8,780,000 | $175,600 | $3,237 | 3.43% |
| ST. CLOUD, MN | 50 | $8,470,000 | $169,400 | $4,361 | 3.35% |
| HARRISONBURG, VA | 38 | $8,410,000 | $221,316 | $4,955 | 3.23% |
| GREENVILLE, NC | 52 | $8,400,000 | $161,538 | $3,586 | 3.54% |
| KINGSTON, NY | 35 | $8,295,000 | $237,000 | $5,336 | 3.20% |
| BOWLING GREEN, KY | 47 | $8,295,000 | $176,489 | $4,007 | 3.44% |
| COLUMBIA, MO | 43 | $8,125,000 | $188,953 | $3,492 | 3.26% |
| WATERTOWN-FORT DRUM, NY | 43 | $7,985,000 | $185,698 | $3,505 | 3.22% |
| UTICA-ROME, NY | 55 | $7,885,000 | $143,364 | $3,498 | 3.45% |
| MISSOULA, MT | 30 | $7,790,000 | $259,667 | $4,736 | 3.28% |
| PEORIA, IL | 56 | $7,760,000 | $138,571 | $3,348 | 3.46% |
| JANESVILLE-BELOIT, WI | 43 | $7,735,000 | $179,884 | $4,730 | 3.40% |
| DECATUR, AL | 48 | $7,530,000 | $156,875 | $4,186 | 3.50% |
| STAUNTON, VA | 37 | $7,515,000 | $203,108 | $4,966 | 3.33% |
| FARGO, ND-MN | 35 | $7,505,000 | $214,429 | $4,797 | 3.23% |
| MUSKEGON, MI | 54 | $7,250,000 | $134,259 | $3,794 | 3.44% |
| CLEVELAND, TN | 40 | $7,210,000 | $180,250 | $4,033 | 3.31% |
| STATE COLLEGE, PA | 26 | $7,150,000 | $275,000 | $5,673 | 3.17% |
| LAWTON, OK | 36 | $7,130,000 | $198,056 | $3,516 | 3.34% |
| CORVALLIS, OR | 25 | $7,115,000 | $284,600 | $5,414 | 3.26% |
| MONROE, LA | 41 | $7,095,000 | $173,049 | $3,817 | 3.39% |
| WALLA WALLA, WA | 28 | $7,040,000 | $251,429 | $4,597 | 3.16% |
| FLORENCE-MUSCLE SHOALS, AL | 36 | $6,910,000 | $191,944 | $4,318 | 3.15% |
| HUNTINGTON-ASHLAND, WV-KY-OH | 44 | $6,810,000 | $154,773 | $3,754 | 3.49% |
| CASPER, WY | 30 | $6,560,000 | $218,667 | $4,991 | 3.30% |
| KANKAKEE, IL | 44 | $6,460,000 | $146,818 | $3,477 | 3.32% |
| FORT SMITH, AR-OK | 48 | $6,450,000 | $134,375 | $3,475 | 3.48% |
| JACKSON, TN | 40 | $6,430,000 | $160,750 | $3,403 | 3.51% |
| GLENS FALLS, NY | 39 | $6,385,000 | $163,718 | $3,574 | 3.62% |
| LOGAN, UT-ID | 31 | $6,365,000 | $205,323 | $5,560 | 3.19% |
| OSHKOSH-NEENAH, WI | 45 | $6,335,000 | $140,778 | $3,496 | 3.39% |
| LEWISTON, ID-WA | 29 | $6,265,000 | $216,034 | $4,814 | 3.34% |
| HAMMOND, LA | 36 | $6,140,000 | $170,556 | $4,814 | 3.46% |
| SUMTER, SC | 36 | $6,070,000 | $168,611 | $3,443 | 3.38% |
| NILES, MI | 38 | $6,060,000 | $159,474 | $3,726 | 3.44% |
| SPRINGFIELD, IL | 32 | $6,040,000 | $188,750 | $3,386 | 3.25% |
| POCATELLO, ID | 34 | $6,010,000 | $176,765 | $5,318 | 3.53% |
| ALBANY, GA | 37 | $6,005,000 | $162,297 | $4,181 | 3.43% |
| VALDOSTA, GA | 38 | $5,990,000 | $157,632 | $3,603 | 3.39% |
| HATTIESBURG, MS | 40 | $5,930,000 | $148,250 | $3,802 | 3.48% |
| CHAMPAIGN-URBANA, IL | 36 | $5,910,000 | $164,167 | $3,953 | 3.18% |
| HOT SPRINGS, AR | 32 | $5,880,000 | $183,750 | $4,187 | 3.26% |
| TWIN FALLS, ID | 29 | $5,855,000 | $201,897 | $4,368 | 3.21% |
| CEDAR RAPIDS, IA | 37 | $5,825,000 | $157,432 | $3,403 | 3.41% |
| NEW BERN, NC | 34 | $5,790,000 | $170,294 | $3,059 | 3.27% |
| ANNISTON-OXFORD, AL | 35 | $5,515,000 | $157,571 | $4,375 | 3.46% |
| MICHIGAN CITY-LA PORTE, IN | 39 | $5,505,000 | $141,154 | $3,708 | 3.59% |
| ST. JOSEPH, MO-KS | 38 | $5,470,000 | $143,947 | $3,301 | 3.39% |
| BINGHAMTON, NY | 39 | $5,455,000 | $139,872 | $3,489 | 3.79% |
| ROCKY MOUNT, NC | 38 | $5,450,000 | $143,421 | $4,103 | 3.53% |
| BLOOMINGTON, IN | 33 | $5,385,000 | $163,182 | $4,115 | 3.37% |
| FARMINGTON, NM | 28 | $5,300,000 | $189,286 | $4,561 | 3.49% |
| EAU CLAIRE, WI | 30 | $5,160,000 | $172,000 | $3,934 | 3.32% |
| ALTOONA, PA | 37 | $5,145,000 | $139,054 | $3,706 | 3.48% |
| SAN ANGELO, TX | 29 | $5,105,000 | $176,034 | $4,138 | 3.30% |
| TEXARKANA, TX-AR | 37 | $5,045,000 | $136,351 | $3,335 | 3.59% |
| LA CROSSE-ONALASKA, WI-MN | 27 | $5,035,000 | $186,481 | $4,404 | 3.52% |
| DALTON, GA | 35 | $4,955,000 | $141,571 | $3,131 | 3.62% |
| SPRINGFIELD, OH | 34 | $4,840,000 | $142,353 | $4,385 | 3.33% |
| GRAND FORKS, ND-MN | 21 | $4,835,000 | $230,238 | $3,906 | 3.09% |
| JONESBORO, AR | 32 | $4,760,000 | $148,750 | $3,788 | 3.47% |
| JOHNSTOWN, PA | 30 | $4,670,000 | $155,667 | $4,080 | 3.23% |
| BATTLE CREEK, MI | 36 | $4,630,000 | $128,611 | $3,471 | 3.46% |
| JEFFERSON CITY, MO | 31 | $4,485,000 | $144,677 | $3,009 | 3.42% |
| WATERLOO-CEDAR FALLS, IA | 24 | $4,390,000 | $182,917 | $4,747 | 3.21% |
| WAUSAU-WESTON, WI | 30 | $4,330,000 | $144,333 | $4,155 | 3.43% |
| MIDLAND, MI | 23 | $4,295,000 | $186,739 | $5,072 | 3.32% |
| CAPE GIRARDEAU, MO-IL | 25 | $4,295,000 | $171,800 | $2,964 | 3.38% |
| SHEBOYGAN, WI | 27 | $4,235,000 | $156,852 | $4,312 | 3.23% |
| FOND DU LAC, WI | 24 | $4,230,000 | $176,250 | $3,329 | 3.35% |
| IOWA CITY, IA | 20 | $4,210,000 | $210,500 | $4,638 | 3.29% |
| VICTORIA, TX | 22 | $4,190,000 | $190,455 | $4,776 | 3.44% |
| COLUMBUS, IN | 23 | $4,155,000 | $180,652 | $3,821 | 3.28% |
| BAY CITY, MI | 31 | $4,095,000 | $132,097 | $4,437 | 3.39% |
| SEBRING-AVON PARK, FL | 28 | $3,990,000 | $142,500 | $3,227 | 3.58% |
| LAWRENCE, KS | 20 | $3,960,000 | $198,000 | $4,359 | 3.30% |
| JOPLIN, MO | 23 | $3,945,000 | $171,522 | $3,987 | 3.40% |
| TERRE HAUTE, IN | 31 | $3,945,000 | $127,258 | $2,536 | 3.46% |
| OWENSBORO, KY | 28 | $3,890,000 | $138,929 | $3,869 | 3.45% |
| SAGINAW, MI | 30 | $3,830,000 | $127,667 | $3,882 | 3.48% |
| GADSDEN, AL | 29 | $3,705,000 | $127,759 | $3,616 | 3.43% |
| PITTSFIELD, MA | 18 | $3,660,000 | $203,333 | $4,812 | 3.37% |
| ERIE, PA | 25 | $3,565,000 | $142,600 | $3,220 | 3.39% |
| ELMIRA, NY | 29 | $3,555,000 | $122,586 | $4,804 | 3.82% |
| GREAT FALLS, MT | 18 | $3,540,000 | $196,667 | $3,924 | 3.13% |
| GOLDSBORO, NC | 20 | $3,400,000 | $170,000 | $3,655 | 3.32% |
| PINE BLUFF, AR | 29 | $3,385,000 | $116,724 | $2,503 | 3.64% |
| ALEXANDRIA, LA | 21 | $3,315,000 | $157,857 | $4,271 | 3.59% |
| SIOUX CITY, IA-NE-SD | 20 | $3,240,000 | $162,000 | $4,750 | 3.44% |
| ROME, GA | 21 | $3,195,000 | $152,143 | $3,663 | 3.64% |
| CARBONDALE-MARION, IL | 23 | $3,185,000 | $138,478 | $3,409 | 3.16% |
| MANSFIELD, OH | 27 | $3,145,000 | $116,481 | $3,412 | 3.60% |
| BISMARCK, ND | 14 | $3,120,000 | $222,857 | $5,740 | 3.21% |
| MUNCIE, IN | 21 | $3,045,000 | $145,000 | $3,522 | 3.55% |
| KOKOMO, IN | 29 | $3,035,000 | $104,655 | $2,945 | 3.50% |
| WEIRTON-STEUBENVILLE, WV-OH | 19 | $2,985,000 | $157,105 | $4,951 | 3.45% |
| MANKATO, MN | 15 | $2,975,000 | $198,333 | $3,749 | 3.16% |
| WILLIAMSPORT, PA | 17 | $2,665,000 | $156,765 | $4,900 | 3.31% |
| AMES, IA | 11 | $2,585,000 | $235,000 | $4,107 | 3.32% |
| WICHITA FALLS, TX | 16 | $2,530,000 | $158,125 | $3,078 | 3.63% |
| FAIRBANKS, AK | 11 | $2,455,000 | $223,182 | $3,292 | 3.25% |
| CHARLESTON, WV | 17 | $2,445,000 | $143,824 | $3,477 | 3.59% |
| WHEELING, WV-OH | 18 | $2,390,000 | $132,778 | $4,321 | 3.42% |
| LIMA, OH | 13 | $2,055,000 | $158,077 | $3,338 | 3.38% |
| DECATUR, IL | 21 | $2,045,000 | $97,381 | $3,346 | 3.46% |
| CUMBERLAND, MD-WV | 13 | $1,965,000 | $151,154 | $4,127 | 3.63% |
| DANVILLE, IL | 15 | $1,895,000 | $126,333 | $3,289 | 3.24% |
| PARKERSBURG-VIENNA, WV | 9 | $1,775,000 | $197,222 | $5,950 | 3.19% |
| BLOOMSBURG-BERWICK, PA | 9 | $1,605,000 | $178,333 | $5,169 | 3.10% |
| DUBUQUE, IA | 7 | $1,605,000 | $229,286 | $5,267 | 3.38% |
| ENID, OK | 10 | $1,430,000 | $143,000 | $5,126 | 3.68% |
| BECKLEY, WV | 8 | $1,310,000 | $163,750 | $7,089 | 3.19% |
| MORGANTOWN, WV | 7 | $1,255,000 | $179,286 | $4,743 | 3.57% |
| GRAND ISLAND, NE | 9 | $1,185,000 | $131,667 | $1,630 | 3.38% |
| ITHACA, NY | 5 | $815,000 | $163,000 | $5,300 | 3.45% |
Nationstar Mortgage 's top markets include Washington, Los Angeles, Riverside, Atlanta, and Phoenix among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 86,323 | $20,797,925,000 | $240,931 |
| 2.5-3% | 39,793 | $10,819,695,000 | $271,899 |
| 4-5% | 11,933 | $2,241,695,000 | $187,857 |
| <2.5% | 8,008 | $2,339,720,000 | $292,173 |
| 5-6% | 702 | $111,680,000 | $159,088 |
| 6-7% | 28 | $2,580,000 | $92,143 |
| 7-8% | 9 | $735,000 | $81,667 |
| Over 8% | 7 | $435,000 | $62,143 |
During 2020, Nationstar Mortgage 's average interest rate was 3.35%, while their most frequently originated rate bucket was 3-4%, with 86,323 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 73,627 | $20,880,325,000 | $283,596 | $5,176 | 3.23% |
| $100k-200k | 48,219 | $7,333,255,000 | $152,082 | $4,273 | 3.41% |
| $400k-600k | 14,019 | $6,469,875,000 | $461,508 | $5,737 | 3.13% |
| $100,000 or less | 9,675 | $780,645,000 | $80,687 | $3,067 | 3.61% |
| $600k-1MM | 1,255 | $841,225,000 | $670,299 | $8,611 | 3.19% |
| $1MM+ | 8 | $9,140,000 | $1,142,500 | $10,992 | 3.08% |
2020 saw Nationstar Mortgage place emphasis on $200k-400k loans with 73,627 originations, totaling $20,880,325,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 23,596 | $6,711,800,000 | $284,447 | $5,759 | 3.25% |
| $50k-75k | 17,947 | $3,484,575,000 | $194,159 | $5,773 | 3.39% |
| $75k-100k | 17,615 | $4,227,555,000 | $239,997 | $5,825 | 3.32% |
| $150k-250k | 13,647 | $4,595,505,000 | $336,741 | $5,583 | 3.17% |
| $50k or less | 9,137 | $1,290,235,000 | $141,210 | $5,370 | 3.56% |
| $250k+ | 2,603 | $988,305,000 | $379,679 | $5,279 | 3.09% |
Nationstar Mortgage lent most frequently to those with incomes in the $100k-150k range, with 23,596 originations. The second most popular income band? $50k-75k, with 17,947 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 19,038 | $4,702,200,000 | $246,990 | $5,235 | 3.21% |
| 30-36% | 16,812 | $4,269,210,000 | $253,938 | $5,518 | 3.28% |
| <20% | 5,062 | $1,161,970,000 | $229,548 | $4,886 | 3.13% |
| 45% | 4,575 | $1,162,045,000 | $253,999 | $6,198 | 3.46% |
| 44% | 3,499 | $883,765,000 | $252,576 | $6,029 | 3.43% |
| 43% | 3,357 | $851,905,000 | $253,770 | $5,962 | 3.40% |
| 50-60% | 3,215 | $848,215,000 | $263,830 | $7,415 | 3.46% |
| 40% | 3,164 | $801,420,000 | $253,293 | $5,854 | 3.36% |
| 41% | 3,140 | $797,390,000 | $253,946 | $5,755 | 3.36% |
| 39% | 3,119 | $793,385,000 | $254,372 | $5,801 | 3.34% |
| 42% | 3,117 | $800,285,000 | $256,748 | $5,897 | 3.38% |
| 38% | 3,080 | $793,070,000 | $257,490 | $5,724 | 3.34% |
| 36% | 2,993 | $766,935,000 | $256,243 | $5,654 | 3.31% |
| 37% | 2,972 | $755,070,000 | $254,061 | $5,635 | 3.33% |
| 46% | 2,238 | $576,720,000 | $257,694 | $6,181 | 3.38% |
| 48% | 1,876 | $492,050,000 | $262,287 | $6,193 | 3.35% |
| 49% | 1,793 | $472,225,000 | $263,371 | $6,168 | 3.35% |
| 47% | 1,782 | $454,470,000 | $255,034 | $6,142 | 3.35% |
| >60% | 6 | $1,520,000 | $253,333 | $7,820 | 3.48% |
Nationstar Mortgage lent most frequently to those with DTI ratios of 20-30%, with 19,038 originations. The next most common DTI ratio? 30-36%, with 16,812 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 93,497 | $22,614,195,000 | $241,871 | $4,866 | 3.31% |
| Not provided | 30,482 | $7,958,160,000 | $261,077 | $4,749 | 3.26% |
| Black | 15,856 | $3,685,370,000 | $232,427 | $4,642 | 3.38% |
| Asian | 4,690 | $1,476,490,000 | $314,817 | $5,284 | 3.14% |
| American Indian | 1,283 | $299,185,000 | $233,192 | $4,608 | 3.34% |
| Native Hawaiian | 480 | $140,130,000 | $291,938 | $5,127 | 3.26% |
| Other Pacific Islander | 292 | $70,390,000 | $241,062 | $4,898 | 3.42% |
| Asian Indian | 70 | $21,910,000 | $313,000 | $5,566 | 3.14% |
| Filipino | 60 | $20,010,000 | $333,500 | $5,468 | 3.27% |
| Other Asian | 44 | $11,780,000 | $267,727 | $5,783 | 3.34% |
| Chinese | 15 | $5,195,000 | $346,333 | $6,860 | 3.10% |
| Japanese | 8 | $2,810,000 | $351,250 | $4,498 | 3.17% |
| Vietnamese | 9 | $2,325,000 | $258,333 | $5,267 | 3.32% |
| Korean | 6 | $2,110,000 | $351,667 | $5,005 | 3.13% |
| Native Hawiian | 4 | $1,870,000 | $467,500 | $8,083 | 3.25% |
| Guamanian | 4 | $1,640,000 | $410,000 | $4,867 | 3.34% |
| Samoan | 3 | $895,000 | $298,333 | $6,123 | 3.08% |
Approval Rates
Total approvals of all applications90.23%
Nationstar Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination69.22%
Nationstar Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 146,803 | $36,314,465,000 | $247,369 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 1,776 | $254,830,000 | $143,485 |
| Single Family (1-4 Units):Site-Built | 145,027 | $36,059,635,000 | $248,641 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 5,046 | $949,670,000 | $188,203 | $4,790 | 3.16% |
| 40-60% | 21,367 | $4,965,735,000 | $232,402 | $4,834 | 3.17% |
| 60-80% | 52,531 | $13,291,175,000 | $253,016 | $5,395 | 3.31% |
| 80-100% | 59,556 | $14,962,640,000 | $251,236 | $4,414 | 3.33% |
| Over 100% | 2,303 | $675,585,000 | $293,350 | $4,772 | 3.06% |
| Under 20% | 372 | $66,550,000 | $178,898 | $4,604 | 3.23% |