ALBANY - LEBANON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Albany - Lebanon averaged
6.7%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.71% and
one month ago for the week of 2025-02-27, the
average rate was 6.92%.
Albany - Lebanon's average rate one year ago was 6.75%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.04%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Albany - Lebanon 30 Year Fixed Rate | 2025-04-03 | 6.7% |
| Albany - Lebanon 30 Year Fixed Rate Refi | 2025-04-03 | 7.04% |
| Albany - Lebanon 15 Year Fixed Rate | 2025-04-03 | 5.92% |
| Albany - Lebanon 15 Year Fixed Rate Refi | 2025-04-03 | 6.22% |
| Albany - Lebanon 30 Year FHA | 2025-04-03 | 5.97% |
| Albany - Lebanon 30 Year FHA Refi | 2025-04-03 | 6.26% |
| Albany - Lebanon 30 Year USDA | 2025-04-03 | 6.52% |
| Albany - Lebanon 30 Year USDA Refi | 2025-04-03 | 6.42% |
| Albany - Lebanon 30 Year VA | 2025-04-03 | 5.86% |
| Albany - Lebanon 30 Year VA Refi | 2025-04-03 | 5.5% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ALBANY-LEBANON, OR.
ALBANY - LEBANON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ALBANY-LEBANON, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ALBANY - LEBANON Average Closing Costs & Other Stats
ALBANY-LEBANON, OR's 114 lenders originated 2,438
loans during 2024. The total origination value was $1,387,220,000, with an average loan value of
$568,999.
ALBANY - LEBANON's average closing costs are $6,819.
The top ALBANY - LEBANON lender as defined by loan originations is QUICKEN LOANS, LLC, with
53 loans originated. Their average total fees are
$8,607, which is $628
higher than the next largest lender,
MOVEMENT MORTGAGE, LLC.
The lowest fee ALBANY - LEBANON lenders (with over 10 loans originated) are
FIRST TECHNOLOGY ($5,315), EAGLE HOME MORTGAGE, LLC ($5,437), KeyBank ($6,151), Oregon State Credit Union ($6,283) and Umpqua Bank ($6,350).
The lowest rate ALBANY - LEBANON lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.83%), KeyBank (6.33%), UNITED WHOLESALE MORTGAGE, LLC (6.60%), SUMMIT FUNDING, INC. (6.62%) and UNION HOME MORTGAGE CORP. (6.62%).
ALBANY-LEBANON, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| JONES LANG LASALLE MULTIFAMILY, LLC | $359,090,000 | $688,450,000 | 91.7% | 49.6% |
| WALKER & DUNLOP, LLC | $40,505,000 | n/a | 2.9% | |
| UNITED WHOLESALE MORTGAGE, LLC | $32,300,000 | $38,305,000 | 18.6% | 2.8% |
| QUICKEN LOANS, LLC | $25,140,000 | $33,640,000 | 33.8% | 2.4% |
| NEWREZ LLC | $17,120,000 | $31,580,000 | 84.5% | 2.3% |
| GUILD MORTGAGE COMPANY | $15,885,000 | $31,055,000 | 95.5% | 2.2% |
| MOVEMENT MORTGAGE, LLC | $24,185,000 | $29,075,000 | 20.2% | 2.1% |
| SUMMIT FUNDING, INC. | $28,170,000 | $27,450,000 | -2.6% | 2.0% |
| Umpqua Bank | $20,255,000 | $20,600,000 | 1.7% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $5,155,000 | $18,945,000 | 267.5% | 1.4% |
| EAGLE HOME MORTGAGE, LLC | $10,080,000 | $18,560,000 | 84.1% | 1.3% |
| Oregon State Credit Union | $17,635,000 | $16,520,000 | -6.3% | 1.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $15,550,000 | $16,425,000 | 5.6% | 1.2% |
| S1L, Inc. | $9,130,000 | $14,435,000 | 58.1% | 1.0% |
| MORTGAGE EXPRESS, LLC | $5,810,000 | $13,820,000 | 137.9% | 1.0% |
| Mortgage Research Center, LLC | $7,685,000 | $13,260,000 | 72.5% | 1.0% |
| LOANDEPOT.COM, LLC | $12,680,000 | $12,770,000 | 0.7% | 0.9% |
| NATIONS DIRECT MORTGAGE, LLC | $9,595,000 | $11,440,000 | 19.2% | 0.8% |
| Willamette Valley Bank | $2,230,000 | $10,425,000 | 367.5% | 0.8% |
| Sierra Pacific Mortgage Company, Inc. | $7,600,000 | $10,155,000 | 33.6% | 0.7% |
| U.S. Bank | $12,560,000 | $9,130,000 | -27.3% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $4,885,000 | $9,025,000 | 84.7% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $13,095,000 | $9,020,000 | -31.1% | 0.7% |
| PLAZA HOME MORTGAGE, INC. | $6,945,000 | $7,595,000 | 9.4% | 0.5% |
| GESA | $6,875,000 | n/a | 0.5% | |
| DAS Acquisition Company, LLC | $8,205,000 | $6,645,000 | -19.0% | 0.5% |
| OnPoint Community Credit Union | $4,540,000 | $6,425,000 | 41.5% | 0.5% |
| KeyBank | $10,825,000 | $6,190,000 | -42.8% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,110,000 | $6,085,000 | 95.7% | 0.4% |
| CMG MORTGAGE, INC. | $10,615,000 | $5,975,000 | -43.7% | 0.4% |
| UNION HOME MORTGAGE CORP. | $1,115,000 | $5,925,000 | 431.4% | 0.4% |
| CENTRAL WILLAMETTE Credit Union | $6,655,000 | $5,670,000 | -14.8% | 0.4% |
| DIRECTORS MORTGAGE, INC. | $3,280,000 | $5,650,000 | 72.3% | 0.4% |
| SELCO COMMUNITY | $6,010,000 | $5,555,000 | -7.6% | 0.4% |
| FIRST TECHNOLOGY | $3,315,000 | $5,405,000 | 63.0% | 0.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $3,835,000 | $5,340,000 | 39.2% | 0.4% |
| LPMC, LLC | $8,825,000 | $5,235,000 | -40.7% | 0.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $3,480,000 | $4,770,000 | 37.1% | 0.3% |
| OREGON COMMUNITY | $4,780,000 | $4,665,000 | -2.4% | 0.3% |
| TWINSTAR | $6,005,000 | $3,910,000 | -34.9% | 0.3% |
| Bank of the Pacific | $375,000 | $3,700,000 | 886.7% | 0.3% |
| Flagstar Bank, FSB | $4,330,000 | $3,505,000 | -19.1% | 0.3% |
| MARION AND POLK SCHOOLS CREDIT UNION | $9,600,000 | $3,500,000 | -63.5% | 0.3% |
| CANOPY MORTGAGE, LLC | $670,000 | $3,430,000 | 411.9% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,895,000 | $3,425,000 | -12.1% | 0.2% |
| ENVOY MORTGAGE, LTD | $585,000 | $3,340,000 | 470.9% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $3,960,000 | $3,295,000 | -16.8% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $1,760,000 | $3,205,000 | 82.1% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $1,615,000 | $3,125,000 | 93.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $710,000 | $3,100,000 | 336.6% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $3,710,000 | $3,085,000 | -16.8% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $2,750,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $155,000 | $2,740,000 | 1,667.7% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $4,325,000 | $2,720,000 | -37.1% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,115,000 | $2,425,000 | 117.5% | 0.2% |
| Washington Federal Bank | $3,130,000 | $2,415,000 | -22.8% | 0.2% |
| Sunflower Bank | $355,000 | $2,385,000 | 571.8% | 0.2% |
| 21ST MORTGAGE CORPORATION | $2,330,000 | $2,335,000 | 0.2% | 0.2% |
| Carrington Mortgage Services, LLC | $725,000 | $2,085,000 | 187.6% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $265,000 | $2,025,000 | 664.2% | 0.1% |
| ROGUE | $760,000 | $2,005,000 | 163.8% | 0.1% |
| BROKER SOLUTIONS, INC. | $1,825,000 | $1,970,000 | 7.9% | 0.1% |
| Old National Bank | $1,945,000 | n/a | 0.1% | |
| Discover Bank | $1,305,000 | $1,925,000 | 47.5% | 0.1% |
| Heritage Bank | $435,000 | $1,905,000 | 337.9% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,255,000 | $1,855,000 | -17.7% | 0.1% |
| Citadel Servicing Corporation | $305,000 | $1,830,000 | 500.0% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $1,025,000 | $1,820,000 | 77.6% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $315,000 | $1,805,000 | 473.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $820,000 | $1,795,000 | 118.9% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,065,000 | $1,770,000 | -70.8% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,590,000 | $1,745,000 | 9.7% | 0.1% |
| Keystone Funding, Inc. | $1,290,000 | $1,735,000 | 34.5% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,115,000 | $1,680,000 | 50.7% | 0.1% |
| Wells Fargo Bank | $1,135,000 | $1,675,000 | 47.6% | 0.1% |
| Northwest Farm Credit Services, FLCA | $485,000 | $1,640,000 | 238.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,450,000 | $1,640,000 | -63.1% | 0.1% |
| ALLIANT CREDIT UNION | $835,000 | $1,625,000 | 94.6% | 0.1% |
| NBKC BANK | $245,000 | $1,625,000 | 563.3% | 0.1% |
| GUARANTEED RATE, INC. | $2,425,000 | $1,545,000 | -36.3% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $700,000 | $1,545,000 | 120.7% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,495,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $965,000 | $1,435,000 | 48.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $905,000 | $1,365,000 | 50.8% | 0.1% |
| Banner Bank | $2,295,000 | $1,355,000 | -41.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,240,000 | $1,340,000 | 8.1% | 0.1% |
| EVERETT FINANCIAL, INC. | $95,000 | $1,300,000 | 1,268.4% | 0.1% |
| Figure Lending LLC | $555,000 | $1,255,000 | 126.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $825,000 | $1,235,000 | 49.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $290,000 | $1,225,000 | 322.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $445,000 | $1,225,000 | 175.3% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,060,000 | $1,135,000 | -44.9% | 0.1% |
| RED CANOE CREDIT UNION | $2,040,000 | $1,135,000 | -44.4% | 0.1% |
| LOANPAL, LLC | $1,100,000 | n/a | 0.1% | |
| 1st Security Bank of Washington | $560,000 | $1,085,000 | 93.8% | 0.1% |
| First Federal | $1,005,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $1,005,000 | n/a | 0.1% | |
| GEORGIA'S OWN | $115,000 | $970,000 | 743.5% | 0.1% |
| JPMorgan Chase Bank | $11,925,000 | $955,000 | -92.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $950,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $1,280,000 | $930,000 | -27.3% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $925,000 | n/a | 0.1% | |
| Nations Lending Corporation | $325,000 | $915,000 | 181.5% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $3,165,000 | $900,000 | -71.6% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $890,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $635,000 | $865,000 | 36.2% | 0.1% |
| Coastal Community Bank | $430,000 | $855,000 | 98.8% | 0.1% |
| CARDINAL FINANCIAL | $265,000 | $840,000 | 217.0% | 0.1% |
| Morgan Stanley Private Bank | $1,425,000 | $825,000 | -42.1% | 0.1% |
| Rivermark Community Credit Union | $1,250,000 | $805,000 | -35.6% | 0.1% |
| Magnolia Bank | $730,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $275,000 | $730,000 | 165.5% | 0.1% |
| SCENIC OAKS FUNDING, INC. | $725,000 | n/a | 0.1% | |
| Franklin Loan Corporation | $550,000 | $715,000 | 30.0% | 0.1% |
| BAY EQUITY LLC | $1,230,000 | $700,000 | -43.1% | 0.1% |
| PRIORITY HOME LENDING, LLC | $665,000 | n/a | 0.0% | |
| The Huntington National Bank | $645,000 | $625,000 | -3.1% | 0.0% |
| Plains Commerce Bank | $650,000 | $615,000 | -5.4% | 0.0% |
| SPRING EQ, LLC | $415,000 | $605,000 | 45.8% | 0.0% |
| OCMBC, INC. | $1,265,000 | $600,000 | -52.6% | 0.0% |
| FIRST COMMUNITY | $160,000 | $585,000 | 265.6% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $200,000 | $565,000 | 182.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $535,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $895,000 | $530,000 | -40.8% | 0.0% |
| M&T Bank | $125,000 | $525,000 | 320.0% | 0.0% |
| First National Bank of America | $1,090,000 | $520,000 | -52.3% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $35,000 | $515,000 | 1,371.4% | 0.0% |
| NP, Inc. | $510,000 | n/a | 0.0% | |
| Fifth Third Bank | $485,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $730,000 | $480,000 | -34.2% | 0.0% |
| HomePromise Corporation | $475,000 | n/a | 0.0% | |
| First Federal Bank | $305,000 | $455,000 | 49.2% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $435,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $535,000 | $430,000 | -19.6% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,125,000 | $425,000 | -62.2% | 0.0% |
| Cache Valley Bank | $425,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $325,000 | $425,000 | 30.8% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $425,000 | n/a | 0.0% | |
| Mid Oregon Federal Credit Union | $105,000 | $425,000 | 304.8% | 0.0% |
| BETTER MORTGAGE CORPORATION | $1,260,000 | $415,000 | -67.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $175,000 | $415,000 | 137.1% | 0.0% |
| BOKF | $405,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $405,000 | n/a | 0.0% | |
| ONY GLO, INC. | $405,000 | n/a | 0.0% | |
| Washington Trust Bank | $405,000 | n/a | 0.0% | |
| Brighton Bank | $395,000 | n/a | 0.0% | |
| The Federal Savings Bank | $2,265,000 | $395,000 | -82.6% | 0.0% |
| AHL FUNDING | $385,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $385,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $375,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $295,000 | $375,000 | 27.1% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $355,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $620,000 | $345,000 | -44.4% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $710,000 | $345,000 | -51.4% | 0.0% |
| PLANET HOME LENDING, LLC | $1,025,000 | $325,000 | -68.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $3,590,000 | $315,000 | -91.2% | 0.0% |
| VERITAS FUNDING, LLC | $315,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $375,000 | $305,000 | -18.7% | 0.0% |
| NexBank | $305,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $335,000 | $305,000 | -9.0% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $515,000 | $305,000 | -40.8% | 0.0% |
| HomeStreet Bank | $525,000 | $300,000 | -42.9% | 0.0% |
| Bank of England | $945,000 | $295,000 | -68.8% | 0.0% |
| OAKTREE FUNDING CORP. | $295,000 | n/a | 0.0% | |
| Bank of America | $2,265,000 | $280,000 | -87.6% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $480,000 | $275,000 | -42.7% | 0.0% |
| Unitus Community Credit Union | $1,490,000 | $275,000 | -81.5% | 0.0% |
| NMSI, INC. | $265,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $445,000 | $265,000 | -40.4% | 0.0% |
| Point West Credit Union | $255,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,435,000 | $245,000 | -82.9% | 0.0% |
| Ixonia Bank | $775,000 | $245,000 | -68.4% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $235,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $215,000 | n/a | 0.0% | |
| Northpointe Bank | $215,000 | n/a | 0.0% | |
| Ally Bank | $475,000 | $155,000 | -67.4% | 0.0% |
| Connexus Credit Union | $70,000 | $145,000 | 107.1% | 0.0% |
| FIBRE FEDERAL CREDIT UNION | $420,000 | $145,000 | -65.5% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $305,000 | $115,000 | -62.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $115,000 | n/a | 0.0% | |
| Clackamas Federal Credit Union | $55,000 | $105,000 | 90.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| PNC Bank | $5,260,000 | $95,000 | -98.2% | 0.0% |
| Liberty Savings Bank, F.S.B. | $85,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $160,000 | $85,000 | -46.9% | 0.0% |
| Stifel Bank and Trust | $85,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $120,000 | $75,000 | -37.5% | 0.0% |
| Farmers Bank & Trust | $285,000 | $75,000 | -73.7% | 0.0% |
| First Interstate Bank | $720,000 | $75,000 | -89.6% | 0.0% |
| OREGONIANS CREDIT UNION | $80,000 | $75,000 | -6.3% | 0.0% |
| USAlliance Federal Credit Union | $75,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $85,000 | $55,000 | -35.3% | 0.0% |
| RESIDENTIAL BANCORP | $55,000 | n/a | 0.0% | |
| GREENWOOD | $45,000 | n/a | 0.0% |
ALBANY - LEBANON's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 49.6% market share. In second place, with 2.9%, is WALKER & DUNLOP, LLC, having originated $40,505,000 in loans. In third place, with 2.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $38,305,000 in loans. In fourth place, with 2.4%, is QUICKEN LOANS, LLC, having originated $33,640,000 in loans. In fifth place, with 2.3%, is NEWREZ LLC, having originated $31,580,000 in loans.
ALBANY - LEBANON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ALBANY - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $319,900 (39.4%) | $361,950 (24.1%) | 0.00 | 294 |
| 2018-02-01 | $325,450 (32.9%) | $361,111 (19.1%) | 0.00 | 244 |
| 2018-03-01 | $332,900 (31.3%) | $359,696 (16.5%) | 0.00 | 252 |
| 2018-04-01 | $341,200 (31.3%) | $375,648 (20.5%) | 0.00 | 251 |
| 2018-05-01 | $343,125 (29.5%) | $404,665 (29.4%) | 0.00 | 277 |
| 2018-06-01 | $349,950 (30.9%) | $398,908 (28.3%) | 0.00 | 313 |
| 2018-07-01 | $347,475 (15.8%) | $394,020 (12.1%) | 0.00 | 343 |
| 2018-08-01 | $341,188 (10.4%) | $389,455 (9.9%) | 0.00 | 375 |
| 2018-09-01 | $348,950 (12.6%) | $395,316 (12.3%) | 0.00 | 347 |
| 2018-10-01 | $344,625 (9.4%) | $401,011 (11.0%) | 0.00 | 348 |
| 2018-11-01 | $340,950 (4.9%) | $398,816 (8.3%) | 0.00 | 339 |
| 2018-12-01 | $334,900 (4.7%) | $397,409 (10.6%) | 0.00 | 340 |
| 2019-01-01 | $328,150 (2.6%) | $407,085 (12.5%) | 0.00 | 300 |
| 2019-02-01 | $330,198 (1.5%) | $430,117 (19.1%) | 0.00 | 284 |
| 2019-03-01 | $340,300 (2.2%) | $432,355 (20.2%) | 0.00 | 282 |
| 2019-04-01 | $347,875 (2.0%) | $437,411 (16.4%) | 0.00 | 272 |
| 2019-05-01 | $348,700 (1.6%) | $432,413 (6.9%) | 0.00 | 294 |
| 2019-06-01 | $349,900 (0.0%) | $427,350 (7.1%) | 0.00 | 323 |
| 2019-07-01 | $339,800 (-2.2%) | $417,477 (6.0%) | 0.00 | 336 |
| 2019-08-01 | $335,691 (-1.6%) | $404,887 (4.0%) | 0.00 | 363 |
| 2019-09-01 | $329,677 (-5.5%) | $403,215 (2.0%) | 0.00 | 364 |
| 2019-10-01 | $328,793 (-4.6%) | $408,883 (2.0%) | 0.00 | 346 |
| 2019-11-01 | $322,900 (-5.3%) | $405,979 (1.8%) | 0.00 | 313 |
| 2019-12-01 | $329,450 (-1.6%) | $404,294 (1.7%) | 0.00 | 299 |
| 2020-01-01 | $339,900 (3.6%) | $430,022 (5.6%) | 0.00 | 259 |
| 2020-02-01 | $339,250 (2.7%) | $432,102 (0.5%) | 0.00 | 239 |
| 2020-03-01 | $336,700 (-1.1%) | $413,537 (-4.4%) | 0.00 | 213 |
| 2020-04-01 | $347,200 (-0.2%) | $417,010 (-4.7%) | 0.00 | 254 |
| 2020-05-01 | $349,900 (0.3%) | $426,478 (-1.4%) | 0.00 | 227 |
| 2020-06-01 | $366,449 (4.7%) | $468,174 (9.6%) | 0.00 | 177 |
| 2020-07-01 | $375,450 (10.5%) | $450,484 (7.9%) | 0.00 | 185 |
| 2020-08-01 | $387,900 (15.6%) | $468,365 (15.7%) | 0.00 | 165 |
| 2020-09-01 | $380,938 (15.6%) | $486,111 (20.6%) | 0.00 | 138 |
| 2020-10-01 | $374,900 (14.0%) | $481,101 (17.7%) | 0.00 | 147 |
| 2020-11-01 | $388,550 (20.3%) | $514,776 (26.8%) | 0.00 | 121 |
| 2020-12-01 | $389,675 (18.3%) | $522,822 (29.3%) | 0.00 | 111 |
| 2021-01-01 | $390,450 (14.9%) | $495,050 (15.1%) | 0.00 | 102 |
| 2021-02-01 | $340,450 (0.4%) | $445,596 (3.1%) | 0.00 | 105 |
| 2021-03-01 | $316,250 (-6.1%) | $442,278 (7.0%) | 0.00 | 105 |
| 2021-04-01 | $332,375 (-4.3%) | $480,934 (15.3%) | 0.00 | 109 |
| 2021-05-01 | $395,000 (12.9%) | $523,588 (22.8%) | 0.00 | 111 |
| 2021-06-01 | $410,725 (12.1%) | $509,679 (8.9%) | 0.00 | 124 |
| 2021-07-01 | $399,900 (6.5%) | $509,222 (13.0%) | 0.00 | 136 |
| 2021-08-01 | $404,900 (4.4%) | $494,023 (5.5%) | 0.00 | 169 |
| 2021-09-01 | $399,500 (4.9%) | $471,002 (-3.1%) | 0.00 | 186 |
| 2021-10-01 | $419,900 (12.0%) | $494,813 (2.9%) | 0.00 | 192 |
| 2021-11-01 | $420,000 (8.1%) | $534,918 (3.9%) | 0.00 | 174 |
| 2021-12-01 | $417,450 (7.1%) | $528,473 (1.1%) | 0.00 | 149 |
| 2022-01-01 | $423,925 (8.6%) | $541,167 (9.3%) | 0.00 | 111 |
| 2022-02-01 | $419,450 (23.2%) | $558,216 (25.3%) | 0.00 | 105 |
| 2022-03-01 | $430,000 (36.0%) | $573,662 (29.7%) | 0.00 | 105 |
| 2022-04-01 | $435,000 (30.9%) | $594,974 (23.7%) | 0.00 | 118 |
| 2022-05-01 | $420,900 (6.6%) | $577,549 (10.3%) | 0.00 | 160 |
| 2022-06-01 | $419,700 (2.2%) | $569,441 (11.7%) | 0.00 | 191 |
| 2022-07-01 | $425,000 (6.3%) | $572,486 (12.4%) | 0.00 | 258 |
| 2022-08-01 | $428,550 (5.8%) | $572,079 (15.8%) | 0.00 | 272 |
| 2022-09-01 | $424,900 (6.4%) | $551,494 (17.1%) | 0.00 | 280 |
| 2022-10-01 | $434,900 (3.6%) | $573,367 (15.9%) | 0.00 | 275 |
| 2022-11-01 | $437,125 (4.1%) | $570,063 (6.6%) | 0.00 | 267 |
| 2022-12-01 | $420,000 (0.6%) | $549,349 (4.0%) | 0.00 | 273 |
| 2023-01-01 | $419,675 (-1.0%) | $534,089 (-1.3%) | 0.00 | 244 |
| 2023-02-01 | $424,950 (1.3%) | $535,001 (-4.2%) | 0.00 | 218 |
| 2023-03-01 | $421,200 (-2.1%) | $542,888 (-5.4%) | 0.00 | 203 |
| 2023-04-01 | $419,950 (-3.5%) | $541,760 (-8.9%) | 0.00 | 187 |
| 2023-05-01 | $429,450 (2.0%) | $568,014 (-1.7%) | 0.00 | 202 |
| 2023-06-01 | $462,000 (10.1%) | $598,041 (5.0%) | 0.00 | 215 |
| 2023-07-01 | $449,900 (5.9%) | $607,520 (6.1%) | 0.00 | 237 |
| 2023-08-01 | $449,925 (5.0%) | $622,812 (8.9%) | 0.00 | 252 |
| 2023-09-01 | $469,900 (10.6%) | $613,186 (11.2%) | 0.00 | 270 |
| 2023-10-01 | $469,950 (8.1%) | $619,877 (8.1%) | 0.00 | 262 |
| 2023-11-01 | $472,200 (8.0%) | $610,048 (7.0%) | 0.00 | 263 |
| 2023-12-01 | $469,000 (11.7%) | $618,012 (12.5%) | 0.00 | 230 |
| 2024-01-01 | $454,900 (8.4%) | $578,977 (8.4%) | 0.00 | 230 |
| 2024-02-01 | $464,900 (9.4%) | $577,733 (8.0%) | 0.00 | 216 |
| 2024-03-01 | $464,999 (10.4%) | $593,502 (9.3%) | 0.00 | 212 |
| 2024-04-01 | $465,600 (10.9%) | $593,728 (9.6%) | 0.00 | 230 |
| 2024-05-01 | $489,950 (14.1%) | $615,305 (8.3%) | 0.00 | 255 |
| 2024-06-01 | $482,400 (4.4%) | $609,471 (1.9%) | 0.00 | 285 |
| 2024-07-01 | $459,900 (2.2%) | $594,204 (-2.2%) | 0.00 | 303 |
| 2024-08-01 | $449,900 (0.0%) | $575,111 (-7.7%) | 0.00 | 333 |
| 2024-09-01 | $449,900 (-4.3%) | $565,964 (-7.7%) | 0.00 | 342 |
| 2024-10-01 | $446,175 (-5.1%) | $565,371 (-8.8%) | 0.00 | 325 |
| 2024-11-01 | $442,000 (-6.4%) | $558,497 (-8.5%) | 0.00 | 294 |
| 2024-12-01 | $457,500 (-2.5%) | $571,578 (-7.5%) | 0.00 | 263 |
| 2025-01-01 | $455,948 (0.2%) | $560,288 (-3.2%) | 0.00 | 262 |
| 2025-02-01 | $468,375 (0.8%) | $559,599 (-3.1%) | 0.00 | 254 |
| 2025-03-01 | $452,500 (-2.7%) | $559,321 (-5.8%) | 0.00 | 249 |
ALBANY - LEBANON's median listing price for 2025-03-01 was $452,500, a difference of
$-12,499
(-2.7%) versus the prior year and
$-15,875 versus the prior month.
ALBANY - LEBANON's median listing price comes in at 0% of the national average.
ALBANY - LEBANON's average listing price for 2025-03-01 was $559,321, a difference of $-34,181 (-5.8%) versus the prior year and $-278 versus the prior month.
For the 2025-03-01 period, ALBANY - LEBANON had 249 MLS listings, a difference of -5 listings (-2%) versus the prior month and 37 listings (17%) versus the prior year.
ALBANY - LEBANON's median listing price comes in at 0% of the national average.
ALBANY - LEBANON's average listing price for 2025-03-01 was $559,321, a difference of $-34,181 (-5.8%) versus the prior year and $-278 versus the prior month.
For the 2025-03-01 period, ALBANY - LEBANON had 249 MLS listings, a difference of -5 listings (-2%) versus the prior month and 37 listings (17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ALBANY - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,897 sqft |
| 2018-02-01 | 0 days | 1,897 sqft |
| 2018-03-01 | 0 days | 1,871 sqft |
| 2018-04-01 | 0 days | 1,854 sqft |
| 2018-05-01 | 0 days | 1,853 sqft |
| 2018-06-01 | 0 days | 1,857 sqft |
| 2018-07-01 | 0 days | 1,857 sqft |
| 2018-08-01 | 0 days | 1,861 sqft |
| 2018-09-01 | 0 days | 1,870 sqft |
| 2018-10-01 | 0 days | 1,842 sqft |
| 2018-11-01 | 0 days | 1,836 sqft |
| 2018-12-01 | 0 days | 1,819 sqft |
| 2019-01-01 | 0 days | 1,815 sqft |
| 2019-02-01 | 0 days | 1,838 sqft |
| 2019-03-01 | 0 days | 1,811 sqft |
| 2019-04-01 | 0 days | 1,792 sqft |
| 2019-05-01 | 0 days | 1,810 sqft |
| 2019-06-01 | 0 days | 1,827 sqft |
| 2019-07-01 | 0 days | 1,782 sqft |
| 2019-08-01 | 0 days | 1,735 sqft |
| 2019-09-01 | 0 days | 1,742 sqft |
| 2019-10-01 | 0 days | 1,753 sqft |
| 2019-11-01 | 0 days | 1,722 sqft |
| 2019-12-01 | 0 days | 1,722 sqft |
| 2020-01-01 | 0 days | 1,842 sqft |
| 2020-02-01 | 0 days | 1,805 sqft |
| 2020-03-01 | 0 days | 1,731 sqft |
| 2020-04-01 | 0 days | 1,795 sqft |
| 2020-05-01 | 0 days | 1,771 sqft |
| 2020-06-01 | 0 days | 1,892 sqft |
| 2020-07-01 | 0 days | 1,882 sqft |
| 2020-08-01 | 0 days | 1,992 sqft |
| 2020-09-01 | 0 days | 1,850 sqft |
| 2020-10-01 | 0 days | 1,845 sqft |
| 2020-11-01 | 0 days | 1,763 sqft |
| 2020-12-01 | 0 days | 1,756 sqft |
| 2021-01-01 | 0 days | 1,756 sqft |
| 2021-02-01 | 0 days | 1,603 sqft |
| 2021-03-01 | 0 days | 1,542 sqft |
| 2021-04-01 | 0 days | 1,462 sqft |
| 2021-05-01 | 0 days | 1,722 sqft |
| 2021-06-01 | 0 days | 1,709 sqft |
| 2021-07-01 | 0 days | 1,672 sqft |
| 2021-08-01 | 0 days | 1,715 sqft |
| 2021-09-01 | 0 days | 1,644 sqft |
| 2021-10-01 | 0 days | 1,688 sqft |
| 2021-11-01 | 0 days | 1,752 sqft |
| 2021-12-01 | 0 days | 1,701 sqft |
| 2022-01-01 | 0 days | 1,673 sqft |
| 2022-02-01 | 0 days | 1,671 sqft |
| 2022-03-01 | 0 days | 1,682 sqft |
| 2022-04-01 | 0 days | 1,657 sqft |
| 2022-05-01 | 0 days | 1,660 sqft |
| 2022-06-01 | 0 days | 1,652 sqft |
| 2022-07-01 | 0 days | 1,660 sqft |
| 2022-08-01 | 0 days | 1,647 sqft |
| 2022-09-01 | 0 days | 1,623 sqft |
| 2022-10-01 | 0 days | 1,649 sqft |
| 2022-11-01 | 0 days | 1,652 sqft |
| 2022-12-01 | 0 days | 1,645 sqft |
| 2023-01-01 | 0 days | 1,648 sqft |
| 2023-02-01 | 0 days | 1,660 sqft |
| 2023-03-01 | 0 days | 1,678 sqft |
| 2023-04-01 | 0 days | 1,680 sqft |
| 2023-05-01 | 0 days | 1,686 sqft |
| 2023-06-01 | 0 days | 1,722 sqft |
| 2023-07-01 | 0 days | 1,680 sqft |
| 2023-08-01 | 0 days | 1,734 sqft |
| 2023-09-01 | 0 days | 1,800 sqft |
| 2023-10-01 | 0 days | 1,820 sqft |
| 2023-11-01 | 0 days | 1,770 sqft |
| 2023-12-01 | 0 days | 1,732 sqft |
| 2024-01-01 | 0 days | 1,744 sqft |
| 2024-02-01 | 0 days | 1,711 sqft |
| 2024-03-01 | 0 days | 1,716 sqft |
| 2024-04-01 | 0 days | 1,690 sqft |
| 2024-05-01 | 0 days | 1,697 sqft |
| 2024-06-01 | 0 days | 1,744 sqft |
| 2024-07-01 | 0 days | 1,687 sqft |
| 2024-08-01 | 0 days | 1,658 sqft |
| 2024-09-01 | 0 days | 1,656 sqft |
| 2024-10-01 | 0 days | 1,672 sqft |
| 2024-11-01 | 0 days | 1,675 sqft |
| 2024-12-01 | 0 days | 1,735 sqft |
| 2025-01-01 | 0 days | 1,702 sqft |
| 2025-02-01 | 0 days | 1,712 sqft |
| 2025-03-01 | 0 days | 1,689 sqft |
ALBANY - LEBANON's median listing age (time on market) for 2025-03-01 was 0 days.
ALBANY - LEBANON's median square footage for active listings during the 2025-03-01 period was 1,689 sqft. One year prior, the average listing was 1,716 sqft.
ALBANY - LEBANON's median square footage for active listings during the 2025-03-01 period was 1,689 sqft. One year prior, the average listing was 1,716 sqft.
ALBANY-LEBANON, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,211 | $432,585,000 | $357,213 |
| Cash Out Refi | 355 | $773,915,000 | $2,180,042 |
| Other | 310 | $31,210,000 | $100,677 |
| Home Improvement | 295 | $27,505,000 | $93,237 |
| Refi | 267 | $122,005,000 | $456,948 |
Albany - Lebanon's most frequently cited loan purpose was Home Purchase, with 1,211 originations. The 2nd most popular reason was Cash Out Refi, with 355 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 849 | $983,415,000 | $1,158,322 |
| Over 8% | 744 | $84,620,000 | $113,737 |
| 7-8% | 389 | $121,325,000 | $311,889 |
| 5-6% | 386 | $177,680,000 | $460,311 |
| 4-5% | 41 | $14,355,000 | $350,122 |
| <2.5% | 14 | $1,470,000 | $105,000 |
| 3-4% | 8 | $1,710,000 | $213,750 |
| 2.5-3% | 2 | $500,000 | $250,000 |
During 2024, Albany - Lebanon's most frequently originated rate bucket was 6-7%, with 849 originations.
Loan Sizing (ALBANY-LEBANON, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,052 | $325,250,000 | $309,173 |
| $100,000 or less | 577 | $31,295,000 | $54,237 |
| $400k-600k | 392 | $182,200,000 | $464,796 |
| $100k-200k | 338 | $46,970,000 | $138,964 |
| $600k-1000k | 70 | $49,320,000 | $704,571 |
| $Over $1MM | 9 | $752,185,000 | $83,576,111 |
ALBANY - LEBANON's loan sizing saw the bucket of loans from $200k-400k with 1,052 originations, totaling $325,250,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 889 | $332,985,000 | $374,561 |
| Under 20% | 544 | $31,790,000 | $58,438 |
| 60-80% | 418 | $156,100,000 | $373,445 |
| 20-40% | 280 | $38,330,000 | $136,893 |
| 40-60% | 214 | $104,550,000 | $488,551 |
| Over 100% | 35 | $702,805,000 | $20,080,143 |
ALBANY - LEBANON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 889 originations, totaling $332,985,000 in origination value.