ALBANY - LEBANON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Albany - Lebanon averaged 5.37% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.72% and one month ago for the week of 2022-04-14, the average rate was 5.32%.

Albany - Lebanon's average rate one year ago was 2.98%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Albany - Lebanon 30 Year Fixed Rate 2022-05-19 5.37%
Albany - Lebanon 30 Year Fixed Rate Refi 2022-05-19 5.33%
Albany - Lebanon 15 Year Fixed Rate 2022-05-19 4.73%
Albany - Lebanon 15 Year Fixed Rate Refi 2022-05-19 4.74%
Albany - Lebanon 30 Year FHA 2022-05-19 5.31%
Albany - Lebanon 30 Year FHA Refi 2022-05-19 5.37%
Albany - Lebanon 30 Year USDA 2022-05-19 5.22%
Albany - Lebanon 30 Year USDA Refi 2022-05-19 5.31%
Albany - Lebanon 30 Year VA 2022-05-19 5.22%
Albany - Lebanon 30 Year VA Refi 2022-05-19 5.07%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ALBANY-LEBANON, OR.

ALBANY - LEBANON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the ALBANY-LEBANON, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 356 3.06% $5,833
CALIBER HOME LOANS, INC. 277 3.14% $4,855
MOVEMENT MORTGAGE, LLC 222 3.17% $4,834
LOANDEPOT.COM, LLC 207 3.14% $4,776
Umpqua Bank 194 3.17% $5,321
PACIFIC RESIDENTIAL MORTGAGE, LLC 112 3.29% $6,615
UNITED WHOLESALE MORTGAGE, LLC 109 3.03% $4,754
ACADEMY MORTGAGE CORPORATION 103 3.21% $4,325
FINANCE OF AMERICA MORTGAGE LLC 96 3.32% $5,085
GUILD MORTGAGE COMPANY 93 3.22% $5,722
SUMMIT FUNDING, INC. 79 3.35% $6,151
KeyBank 79 3.26% $3,068
Sierra Pacific Mortgage Company, Inc. 72 3.11% $7,329
PENNYMAC LOAN SERVICES, LLC 67 3.12% $5,887
LPMC, LLC 59 3.10% $4,130
MANN FINANCIAL INC. 58 3.15% $5,962
Wells Fargo Bank 57 3.23% $3,784
U.S. Bank 57 3.04% $4,103
HOMEBRIDGE FINANCIAL SERVICES, INC. 56 3.27% $6,803
Oregon State Credit Union 54 3.43% $3,623
CROSSCOUNTRY MORTGAGE, LLC 50 3.15% $6,363
AMERISAVE MORTGAGE CORPORATION 45 2.96% $5,906
Mr. Cooper ( Nationstar Mortgage ) 41 3.19% $5,319
Flagstar Bank, FSB 39 3.10% $4,358
JPMorgan Chase Bank 38 3.13% $3,193
CMG MORTGAGE, INC. 38 2.96% $4,253
DIRECTORS MORTGAGE, INC. 38 3.26% $5,867
HOME POINT FINANCIAL CORPORATION 36 3.03% $4,706
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 35 3.07% $7,033
BETTER MORTGAGE CORPORATION 35 2.91% $3,729
S1L, Inc. 35 3.33% $4,547
FIRST TECHNOLOGY 33 2.97% $3,951
OREGON COMMUNITY 32 3.32% $4,932
AMERICAN PACIFIC MORTGAGE CORPORATION 31 3.26% $6,349
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 30 3.11% $5,308
CENTRAL WILLAMETTE Credit Union 29 3.32% $4,634
NEWREZ LLC 29 3.26% $4,971
FREEDOM MORTGAGE CORPORATION 28 3.16% $3,893
GENEVA FINANCIAL, LLC 26 3.21% $6,084
OnPoint Community Credit Union 26 3.04% $4,059
STEARNS LENDING, LLC 23 2.94% $5,324
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 19 3.10% $4,678
NORTHWEST COMMUNITY 19 3.16% $6,888
BROKER SOLUTIONS, INC. 18 2.93% $5,364
AMERICAN FINANCING CORPORATION 18 2.98% $4,823
NATIONS DIRECT MORTGAGE, LLC 17 3.19% $4,485
Willamette Valley Bank 15 3.50% $6,565
ROUNDPOINT MORTGAGE SERVICING CORPORATION 15 3.18% $5,044
Commerce Home Mortgage, Inc. 14 3.30% $5,120
CHURCHILL MORTGAGE CORPORATION 13 3.28% $6,295
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 13 3.31% $6,210
PROVIDENT FUNDING ASSOCIATES, L.P. 13 2.81% $3,593
Washington Federal Bank 12 3.33% $7,497
RED CANOE CREDIT UNION 12 3.43% $4,935
MUTUAL OF OMAHA MORTGAGE, INC. 11 3.14% $5,518
Northwest Farm Credit Services, FLCA 9 3.47% $10,765
ZILLOW HOME LOANS, LLC 9 3.04% $4,912
LAKEVIEW LOAN SERVICING, LLC 9 3.17% $4,533
Nations Lending Corporation 9 2.97% $8,573
HOMESIDE FINANCIAL, LLC 8 2.94% $6,983
PLAZA HOME MORTGAGE, INC. 8 3.12% $6,671
NBKC BANK 8 2.84% $2,927
Prosperity Home Mortgage, LLC 7 2.96% $4,144
CHERRY CREEK MORTGAGE, LLC 7 3.04% $5,736
InterContinental Capital Group, Inc 7 2.98% $6,664
SWBC MORTGAGE CORPORATION 7 3.11% $3,515
Bank of America 7 3.00% $3,479
MARION AND POLK SCHOOLS CREDIT UNION 7 3.50% $4,345
NAVY FEDERAL CREDIT UNION 6 3.38% $5,638
Wyndham Capital Mortgage, Inc. 6 3.04% $2,732
RANLIFE, INC. 6 3.10% $6,976
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 3.15% $5,109
Bank of England 6 3.17% $5,948
Unitus Community Credit Union 6 2.98% $4,373
Strong Home Mortgage, LLC 5 2.73% $3,467
SUN WEST MORTGAGE COMPANY, INC. 5 3.17% $6,185
AMERICAN FINANCIAL NETWORK, INC. 5 3.33% $8,931
KELLER MORTGAGE, LLC 5 2.95% $2,945
SUMMIT MORTGAGE CORPORATION 4 3.09% $3,481
Chicago Mortgage Solutions LLC 4 2.84% $2,011
Columbia State Bank 4 3.00% $5,701
Loan Simple, Inc. 4 2.88% $3,690
NETWORK CAPITAL FUNDING CORPORATION 4 3.38% $5,407
North American Savings Bank, F.S.B. 4 2.91% $2,170
OCMBC, INC. 4 0.00% $0
Rivermark Community Credit Union 4 3.06% $3,928
SELCO COMMUNITY 4 2.88% $3,072
The Federal Savings Bank 4 3.44% $6,987
LOANPAL, LLC 3 3.00% $6,014
AXIA FINANCIAL, LLC 3 2.91% $8,126
First Guaranty Mortgage Corporation 3 3.08% $3,833
MUFG Union Bank 3 3.17% $5,532
BAY EQUITY LLC 3 3.00% $6,658
BEST CAPITAL FUNDING 3 2.96% $3,042
Hometown Lenders, Inc. 3 3.25% $5,871
SOVEREIGN LENDING GROUP INCORPORATED 3 3.17% $4,561
USAA Federal Savings Bank 3 3.25% $2,855
Paramount Residential Mortgage Group, Inc. 3 3.17% $5,656
FirstBank 3 2.87% $3,017
GUARANTEED RATE, INC. 3 3.21% $4,986
JMAC LENDING, INC. 2 2.88% $3,362
LEADERONE FINANCIAL CORPORATION 2 3.25% $5,710
LENDSURE MORTGAGE CORP. 2 4.38% $16,219
Watermark Capital, Inc. 2 2.69% $3,274
Golden Empire Mortgage, Inc. 2 3.06% $3,983
MID AMERICA MORTGAGE, INC. 2 2.88% $2,315
First Savings Bank 2 3.38% $10,734
First Home Bank 2 3.19% $9,151
ENVOY MORTGAGE, LTD 2 3.00% $8,159
EMBRACE HOME LOANS, INC. 2 3.19% $4,282
DHI MORTGAGE COMPANY, LTD. 2 3.06% $4,221
PANORAMA MORTGAGE GROUP, LLC 2 3.31% $4,460
PHH Mortgage Corporation 2 3.31% $5,432
PLANET HOME LENDING, LLC 2 2.94% $3,036
PREMIER MORTGAGE RESOURCES, L.L.C. 2 3.38% $3,714
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 2.88% $4,230
Citibank 2 3.13% $3,681
Ally Bank 2 2.88% $3,105
CELEBRITY HOME LOANS, LLC 2 3.19% $5,086
Carrington Mortgage Services, LLC 2 3.31% $3,009
SECURITYNATIONAL MORTGAGE COMPANY 2 5.25% $11,035
SOFI LENDING CORP. 2 2.81% $8,188
CANOPY MORTGAGE, LLC 2 3.00% $4,891
Stifel Bank and Trust 2 3.00% $3,011
Boeing Employees Credit Union 2 3.13% $1,662
Sunflower Bank 2 2.88% $4,034
BELEM SERVICING LLC 2 2.94% $7,121
ADVANTIS 2 3.19% $3,078
Banner Bank 2 3.44% $6,604
AmeriHome Mortgage Company, LLC 2 3.38% $3,934
JLB CORPORATION 2 3.00% $4,960
DUPACO COMMUNITY 1 2.75% $3,528
Discover Bank 1 5.49% $0
INSPIRE HOME LOANS INC. 1 3.25% $3,454
Third Federal Savings and Loan Association of Cleveland 1 3.34% $295
Paramount Bank 1 3.00% $4,617
LENDUS, LLC 1 2.99% $4,466
COUNTRYPLACE MORTGAGE, LTD. 1 4.13% $8,165
People's Bank of Commerce 1 3.25% $4,544
TOP FLITE FINANCIAL, INC. 1 2.88% $10,298
TRIAD FINANCIAL SERVICES, INC. 1 5.75% $12,098
Colten Mortgage, LLC 1 3.00% $5,704
PNC Bank 1 3.50% $2,708
PREMIER LENDING, INC. 1 3.50% $4,448
Baxter Credit Union 1 2.25% $3,460
UNITED MORTGAGE CORP. 1 3.13% $7,651
Colonial Savings, F.A. 1 3.63% $541
Citizens Bank 1 3.00% $4,355
Hometown Equity Mortgage, LLC 1 3.00% $5,369
Citadel Servicing Corporation 1 6.75% $4,505
Quontic Bank 1 6.13% $12,213
CHEVRON 1 2.88% $3,836
Century Mortgage Company DBA Century Lending Company 1 2.75% $3,652
RELIANCE FIRST CAPITAL, LLC 1 2.50% $10,570
HOMESTEAD FUNDING CORP. 1 2.50% $6,238
HomeStreet Bank 1 3.13% $3,740
ARC HOME LLC 1 2.75% $2,036
VERITAS FUNDING, LLC 1 3.38% $4,095
ALL WESTERN MORTGAGE, INC. 1 3.38% $5,480
CAPSTONE DIRECT, INC. 1 3.00% $3,726
VISION ONE MORTGAGE, INC. 1 3.38% $5,237
LENDERFI, INC. 1 4.13% $5,074
iQ Credit Union 1 3.13% $3,094
ST FIN CORP 1 3.65% $4,243
WASHINGTON STATE EMPLOYEES Credit Union 1 3.50% $5,248
IAA Credit Union 1 3.00% $2,047
HighTechLending Inc 1 2.75% $2,570
Manufacturers and Traders Trust Company 1 3.00% $5,990
Gateway First Bank 1 3.00% $3,022
Meridian Bank Corporation 1 3.25% $3,130
MICHIGAN MUTUAL, INC. 1 3.25% $5,542
Summit Mortgage Corporation 1 2.75% $4,067
MORIA DEVELOPMENT, INC. 1 3.25% $3,749
Mortgage Research Center, LLC 1 2.75% $6,073
MOUNTAIN WEST FINANCIAL, INC. 1 3.38% $4,839
1st Security Bank of Washington 1 3.00% $4,197
First National Bank of America 1 6.75% $13,010
GSF Mortgage Corporation 1 3.25% $16,086
First Interstate Bank 1 3.50% $3,545
IDAHO CENTRAL 1 2.88% $7,546
LOANSNAP, INC. 1 3.00% $2,232
FIRST COMMUNITY 1 3.00% $2,863
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.88% $8,709
Waterstone Mortgage Corporation 1 3.13% $5,057
FIBRE FEDERAL CREDIT UNION 1 3.05% $7,668
NEXERA HOLDING LLC 1 3.00% $3,053
Amerifirst Financial, Inc. 1 3.50% $3,896
Evolve Bank & Trust 1 2.75% $6,638
IMPAC MORTGAGE CORP. 1 3.38% $370
N R L Federal Credit Union 1 3.25% $3,089
WESTERN EXPRESS LENDING 1 3.38% $5,078
LADERA LENDING, INC. 1 3.25% $2,895
ON Q FINANCIAL, INC. 1 3.38% $7,934

ALBANY-LEBANON, OR's 193 lenders originated 7,309 loans during 2021. The total origination value was $1,914,705,000, with an average loan value of $261,965.

The top ALBANY - LEBANON lender as defined by loan originations is QUICKEN LOANS, LLC, with 356 loans originated. Their average total fees are $5,833, which is $978 higher than the next largest lender, CALIBER HOME LOANS, INC..

The lowest fee ALBANY - LEBANON lenders (with over 10 loans originated) are KeyBank ($3,068), JPMorgan Chase Bank ($3,193), PROVIDENT FUNDING ASSOCIATES, L.P. ($3,593), Oregon State Credit Union ($3,623) and BETTER MORTGAGE CORPORATION ($3,729).

The lowest rate ALBANY - LEBANON lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. (2.81%), BETTER MORTGAGE CORPORATION (2.91%), BROKER SOLUTIONS, INC. (2.93%), STEARNS LENDING, LLC (2.94%) and AMERISAVE MORTGAGE CORPORATION (2.96%).

ALBANY-LEBANON, OR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $130,850,000 $137,395,000 5.0% 7.2%
CALIBER HOME LOANS, INC. $93,610,000 $126,040,000 34.6% 6.6%
Umpqua Bank $79,675,000 $101,810,000 27.8% 5.3%
MOVEMENT MORTGAGE, LLC $75,900,000 $91,575,000 20.7% 4.8%
LOANDEPOT.COM, LLC $71,860,000 $88,405,000 23.0% 4.6%
FREEDOM MORTGAGE CORPORATION $59,325,000 $55,725,000 -6.1% 2.9%
PACIFIC RESIDENTIAL MORTGAGE, LLC $64,350,000 $52,260,000 -18.8% 2.7%
UNITED WHOLESALE MORTGAGE, LLC $26,105,000 $48,895,000 87.3% 2.6%
GUILD MORTGAGE COMPANY $39,595,000 $47,575,000 20.2% 2.5%
SUMMIT FUNDING, INC. $16,875,000 $41,125,000 143.7% 2.1%
ACADEMY MORTGAGE CORPORATION $55,765,000 $39,835,000 -28.6% 2.1%
PENNYMAC LOAN SERVICES, LLC $20,110,000 $39,455,000 96.2% 2.1%
FINANCE OF AMERICA MORTGAGE LLC $31,000,000 $39,420,000 27.2% 2.1%
KeyBank $59,510,000 $35,460,000 -40.4% 1.9%
Sierra Pacific Mortgage Company, Inc. $28,655,000 $32,430,000 13.2% 1.7%
U.S. Bank $36,865,000 $31,485,000 -14.6% 1.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $27,400,000 $31,000,000 13.1% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $12,860,000 $29,630,000 130.4% 1.5%
LPMC, LLC $22,720,000 $28,365,000 24.8% 1.5%
MANN FINANCIAL INC. $38,245,000 $27,965,000 -26.9% 1.5%
Wells Fargo Bank $20,990,000 $23,340,000 11.2% 1.2%
Oregon State Credit Union $35,275,000 $22,165,000 -37.2% 1.2%
Mortgage Research Center, LLC $17,760,000 $21,535,000 21.3% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $18,195,000 $19,700,000 8.3% 1.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,320,000 $19,000,000 719.0% 1.0%
JPMorgan Chase Bank $6,970,000 $18,015,000 158.5% 0.9%
NATIONS DIRECT MORTGAGE, LLC $20,730,000 $17,745,000 -14.4% 0.9%
HOME POINT FINANCIAL CORPORATION $8,525,000 $17,025,000 99.7% 0.9%
S1L, Inc. $530,000 $16,635,000 3,038.7% 0.9%
CMG MORTGAGE, INC. $20,970,000 $16,560,000 -21.0% 0.9%
Flagstar Bank, FSB $26,970,000 $16,480,000 -38.9% 0.9%
GENEVA FINANCIAL, LLC $10,325,000 $16,410,000 58.9% 0.9%
DIRECTORS MORTGAGE, INC. $16,905,000 $16,350,000 -3.3% 0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $21,415,000 $16,310,000 -23.8% 0.9%
MORTGAGE EXPRESS, LLC $23,150,000 $15,840,000 -31.6% 0.8%
LAKEVIEW LOAN SERVICING, LLC $12,155,000 $15,655,000 28.8% 0.8%
OREGON COMMUNITY $19,720,000 $15,440,000 -21.7% 0.8%
AMERISAVE MORTGAGE CORPORATION $13,870,000 $15,340,000 10.6% 0.8%
FIRST TECHNOLOGY $9,100,000 $14,400,000 58.2% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,415,000 $14,015,000 -23.9% 0.7%
NEWREZ LLC $8,310,000 $13,845,000 66.6% 0.7%
BETTER MORTGAGE CORPORATION $3,835,000 $13,225,000 244.9% 0.7%
CENTRAL WILLAMETTE Credit Union $15,720,000 $12,900,000 -17.9% 0.7%
STEARNS LENDING, LLC $18,470,000 $12,195,000 -34.0% 0.6%
OnPoint Community Credit Union $4,865,000 $11,590,000 138.2% 0.6%
BROKER SOLUTIONS, INC. $9,400,000 $10,975,000 16.8% 0.6%
Willamette Valley Bank $15,380,000 $9,845,000 -36.0% 0.5%
AMERICAN FINANCING CORPORATION $5,865,000 $9,795,000 67.0% 0.5%
NORTHWEST COMMUNITY $9,565,000 $9,005,000 -5.9% 0.5%
Washington Federal Bank $7,075,000 $8,800,000 24.4% 0.5%
SUN WEST MORTGAGE COMPANY, INC. $5,765,000 $8,430,000 46.2% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,970,000 $8,230,000 65.6% 0.4%
The Federal Savings Bank $6,550,000 $8,190,000 25.0% 0.4%
CHURCHILL MORTGAGE CORPORATION $5,255,000 $7,000,000 33.2% 0.4%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $960,000 $6,565,000 583.9% 0.3%
Mechanics Bank $6,505,000 n/a 0.3%
MARION AND POLK SCHOOLS CREDIT UNION $6,840,000 $6,340,000 -7.3% 0.3%
NAVY FEDERAL CREDIT UNION $7,435,000 $6,340,000 -14.7% 0.3%
Commerce Home Mortgage, Inc. $7,345,000 $6,250,000 -14.9% 0.3%
Banner Bank $1,145,000 $6,240,000 445.0% 0.3%
NEW DAY FINANCIAL, LLC $4,750,000 $6,080,000 28.0% 0.3%
PacWest Funding Inc. $5,100,000 $6,020,000 18.0% 0.3%
USAA Federal Savings Bank $5,805,000 $5,665,000 -2.4% 0.3%
Columbia State Bank $11,125,000 $5,630,000 -49.4% 0.3%
Northwest Farm Credit Services, FLCA $8,295,000 $5,550,000 -33.1% 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $4,585,000 $5,275,000 15.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $4,020,000 $5,235,000 30.2% 0.3%
Nations Lending Corporation $4,645,000 $5,165,000 11.2% 0.3%
First Republic Bank $5,105,000 n/a 0.3%
InterContinental Capital Group, Inc $6,160,000 $4,730,000 -23.2% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $5,915,000 $4,715,000 -20.3% 0.2%
SELCO COMMUNITY $6,980,000 $4,430,000 -36.5% 0.2%
Prosperity Home Mortgage, LLC $2,560,000 $4,415,000 72.5% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $3,230,000 $4,165,000 28.9% 0.2%
Carrington Mortgage Services, LLC $3,355,000 $3,920,000 16.8% 0.2%
RED CANOE CREDIT UNION $5,940,000 $3,750,000 -36.9% 0.2%
Bank of England $1,605,000 $3,710,000 131.2% 0.2%
CHERRY CREEK MORTGAGE, LLC $8,480,000 $3,390,000 -60.0% 0.2%
PLAZA HOME MORTGAGE, INC. $3,230,000 $3,295,000 2.0% 0.2%
First Interstate Bank $335,000 $3,250,000 870.1% 0.2%
NBKC BANK $2,845,000 $3,245,000 14.1% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $3,625,000 $3,195,000 -11.9% 0.2%
ZILLOW HOME LOANS, LLC $630,000 $3,145,000 399.2% 0.2%
First Guaranty Mortgage Corporation $1,170,000 $3,125,000 167.1% 0.2%
SWBC MORTGAGE CORPORATION $3,045,000 n/a 0.2%
AMERICAN ADVISORS GROUP $2,195,000 $3,015,000 37.4% 0.2%
RANLIFE, INC. $2,270,000 $2,955,000 30.2% 0.2%
ORIX REAL ESTATE CAPITAL, LLC $2,785,000 n/a 0.1%
Bank of America $3,865,000 $2,735,000 -29.2% 0.1%
HOMESIDE FINANCIAL, LLC $865,000 $2,615,000 202.3% 0.1%
MID AMERICA MORTGAGE, INC. $275,000 $2,420,000 780.0% 0.1%
First Federal Savings and Loan Association of Port Angeles $2,385,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $3,115,000 $2,340,000 -24.9% 0.1%
Loan Simple, Inc. $390,000 $2,300,000 489.7% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $2,295,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $6,165,000 $2,265,000 -63.3% 0.1%
NUMERICA CREDIT UNION $205,000 $2,255,000 1,000.0% 0.1%
PLANET HOME LENDING, LLC $2,855,000 $2,140,000 -25.0% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $2,120,000 n/a 0.1%
LOANPAL, LLC $2,750,000 $2,080,000 -24.4% 0.1%
Unitus Community Credit Union $2,685,000 $2,075,000 -22.7% 0.1%
PHH Mortgage Corporation $285,000 $2,050,000 619.3% 0.1%
GUARANTEED RATE, INC. $1,655,000 $2,030,000 22.7% 0.1%
1st Security Bank of Washington $1,890,000 $1,935,000 2.4% 0.1%
Wyndham Capital Mortgage, Inc. $485,000 $1,905,000 292.8% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,810,000 $1,870,000 3.3% 0.1%
Rivermark Community Credit Union $1,080,000 $1,750,000 62.0% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,495,000 $1,695,000 13.4% 0.1%
Hometown Lenders, Inc. $620,000 $1,675,000 170.2% 0.1%
Strong Home Mortgage, LLC $745,000 $1,675,000 124.8% 0.1%
LONGBRIDGE FINANCIAL, LLC $485,000 $1,670,000 244.3% 0.1%
Bank of the Pacific $3,510,000 $1,610,000 -54.1% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $1,170,000 $1,600,000 36.8% 0.1%
SUMMIT MORTGAGE CORPORATION $1,360,000 $1,535,000 12.9% 0.1%
AmeriHome Mortgage Company, LLC $2,835,000 $1,445,000 -49.0% 0.1%
KELLER MORTGAGE, LLC $5,650,000 $1,445,000 -74.4% 0.1%
HomeStreet Bank $26,220,000 $1,420,000 -94.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $310,000 $1,395,000 350.0% 0.1%
North American Savings Bank, F.S.B. $1,350,000 $1,385,000 2.6% 0.1%
REVERSE MORTGAGE FUNDING LLC $720,000 $1,385,000 92.4% 0.1%
Quontic Bank $1,375,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $775,000 $1,350,000 74.2% 0.1%
AXIA FINANCIAL, LLC $1,045,000 $1,345,000 28.7% 0.1%
21ST MORTGAGE CORPORATION $410,000 $1,340,000 226.8% 0.1%
OCMBC, INC. $255,000 $1,320,000 417.6% 0.1%
PANORAMA MORTGAGE GROUP, LLC $1,320,000 n/a 0.1%
Chicago Mortgage Solutions LLC $1,310,000 n/a 0.1%
Summit Mortgage Corporation $375,000 $1,270,000 238.7% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,480,000 $1,195,000 -19.3% 0.1%
Paramount Residential Mortgage Group, Inc. $2,200,000 $1,165,000 -47.0% 0.1%
LEADERONE FINANCIAL CORPORATION $1,160,000 n/a 0.1%
MUFG Union Bank $575,000 $1,140,000 98.3% 0.1%
TJC Mortgage, Inc. $450,000 $1,135,000 152.2% 0.1%
LENDSURE MORTGAGE CORP. $355,000 $1,125,000 216.9% 0.1%
JMAC LENDING, INC. $1,115,000 n/a 0.1%
BAY EQUITY LLC $845,000 $1,110,000 31.4% 0.1%
Pacific Premier Bank $5,680,000 $1,095,000 -80.7% 0.1%
MYCUMORTGAGE, LLC $410,000 $1,060,000 158.5% 0.1%
FirstBank $1,090,000 $1,055,000 -3.2% 0.1%
BEST CAPITAL FUNDING $440,000 $1,025,000 133.0% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $1,340,000 $1,005,000 -25.0% 0.1%
GSF Mortgage Corporation $375,000 $980,000 161.3% 0.1%
INSPIRE HOME LOANS INC. $955,000 n/a 0.0%
People's Bank of Commerce $955,000 n/a 0.0%
Low VA Rates, LLC $3,235,000 $915,000 -71.7% 0.0%
NP, Inc. $320,000 $915,000 185.9% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,025,000 $915,000 -54.8% 0.0%
Century Mortgage Company DBA Century Lending Company $895,000 n/a 0.0%
Hometown Equity Mortgage, LLC $255,000 $895,000 251.0% 0.0%
ACCELERATE MORTGAGE, LLC $275,000 $885,000 221.8% 0.0%
Third Federal Savings and Loan Association of Cleveland $745,000 $875,000 17.4% 0.0%
CLEARPATH LENDING $845,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $685,000 $835,000 21.9% 0.0%
FINANCE OF AMERICA REVERSE LLC $480,000 $830,000 72.9% 0.0%
Ally Bank $490,000 $815,000 66.3% 0.0%
CANOPY MORTGAGE, LLC $470,000 $805,000 71.3% 0.0%
Citizens Bank $895,000 $780,000 -12.8% 0.0%
First Savings Bank $1,130,000 $750,000 -33.6% 0.0%
SOFI LENDING CORP. $580,000 $725,000 25.0% 0.0%
DHI MORTGAGE COMPANY, LTD. $700,000 n/a 0.0%
MOUNTAIN AMERICA $285,000 $695,000 143.9% 0.0%
Barrington Bank & Trust Company, N.A. $800,000 $675,000 -15.6% 0.0%
ON Q FINANCIAL, INC. $1,870,000 $675,000 -63.9% 0.0%
ENVOY MORTGAGE, LTD $405,000 $670,000 65.4% 0.0%
IDAHO CENTRAL $650,000 n/a 0.0%
Watermark Capital, Inc. $750,000 $640,000 -14.7% 0.0%
BNC National Bank $640,000 $630,000 -1.6% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $670,000 $630,000 -6.0% 0.0%
Golden Empire Mortgage, Inc. $615,000 n/a 0.0%
ADVANTIS $1,125,000 $575,000 -48.9% 0.0%
Discover Bank $195,000 $560,000 187.2% 0.0%
ROYAL UNITED MORTGAGE LLC $705,000 $555,000 -21.3% 0.0%
JLB CORPORATION $735,000 $540,000 -26.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $745,000 $540,000 -27.5% 0.0%
Amerifirst Financial, Inc. $665,000 $530,000 -20.3% 0.0%
Boeing Employees Credit Union $280,000 $525,000 87.5% 0.0%
Stifel Bank and Trust $490,000 $520,000 6.1% 0.0%
Sunflower Bank $335,000 $510,000 52.2% 0.0%
Figure Lending LLC $460,000 $505,000 9.8% 0.0%
LENDINGHOME FUNDING CORPORATION $500,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $235,000 $500,000 112.8% 0.0%
VERITAS FUNDING, LLC $1,250,000 $500,000 -60.0% 0.0%
HOMESTEAD FUNDING CORP. $485,000 n/a 0.0%
ARC HOME LLC $145,000 $480,000 231.0% 0.0%
Alaska USA Federal Credit Union $180,000 $475,000 163.9% 0.0%
CAPSTONE DIRECT, INC. $465,000 n/a 0.0%
Manufacturers and Traders Trust Company $460,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $455,000 n/a 0.0%
Colonial Savings, F.A. $560,000 $435,000 -22.3% 0.0%
First Home Bank $615,000 $430,000 -30.1% 0.0%
SPRING EQ, LLC $385,000 $420,000 9.1% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,335,000 $410,000 -69.3% 0.0%
LENDUS, LLC $410,000 n/a 0.0%
Rock Canyon Bank $405,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $395,000 n/a 0.0%
BELEM SERVICING LLC $390,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $385,000 n/a 0.0%
OPEN MORTGAGE, LLC $545,000 $380,000 -30.3% 0.0%
First Mortgage Solutions, LLC $295,000 $355,000 20.3% 0.0%
ONY GLO, INC. $245,000 $355,000 44.9% 0.0%
Baxter Credit Union $345,000 n/a 0.0%
Gateway First Bank $875,000 $345,000 -60.6% 0.0%
INTELLILOAN, INC. $345,000 n/a 0.0%
Citibank $12,465,000 $340,000 -97.3% 0.0%
Magnolia Bank $725,000 $335,000 -53.8% 0.0%
WESTERN EXPRESS LENDING $335,000 n/a 0.0%
Citadel Servicing Corporation $325,000 n/a 0.0%
COASTAL FUNDING SLC, INC. $225,000 $325,000 44.4% 0.0%
Equity Prime Mortgage LLC $105,000 $325,000 209.5% 0.0%
PREMIER LENDING, INC. $155,000 $325,000 109.7% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $155,000 $325,000 109.7% 0.0%
HERITAGE GROVE Federal Credit Union $205,000 $320,000 56.1% 0.0%
FIBRE FEDERAL CREDIT UNION $245,000 $305,000 24.5% 0.0%
First National Bank of America $690,000 $305,000 -55.8% 0.0%
Greenbox Loans, Inc. $305,000 n/a 0.0%
LENDERFI, INC. $285,000 $305,000 7.0% 0.0%
QUORUM FEDERAL CREDIT UNION $345,000 $305,000 -11.6% 0.0%
Waterstone Mortgage Corporation $2,685,000 $305,000 -88.6% 0.0%
IMPAC MORTGAGE CORP. $295,000 n/a 0.0%
INTERCAP LENDING INC. $295,000 n/a 0.0%
Prime Choice Funding Inc. $1,660,000 $295,000 -82.2% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $290,000 n/a 0.0%
Arvest Bank $285,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $245,000 $285,000 16.3% 0.0%
NEXERA HOLDING LLC $335,000 $285,000 -14.9% 0.0%
Paramount Bank $285,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,365,000 $275,000 -79.9% 0.0%
LOANSNAP, INC. $275,000 n/a 0.0%
CHEVRON $265,000 n/a 0.0%
UNITED MORTGAGE CORP. $185,000 $265,000 43.2% 0.0%
TOP FLITE FINANCIAL, INC. $255,000 n/a 0.0%
EVERETT FINANCIAL, INC. $1,865,000 $245,000 -86.9% 0.0%
FBC MORTGAGE, LLC $235,000 $245,000 4.3% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $245,000 n/a 0.0%
Alerus Financial $235,000 n/a 0.0%
SPOKANE TEACHERS $235,000 n/a 0.0%
TRISTAR FINANCE, INC. $235,000 n/a 0.0%
Ixonia Bank $225,000 n/a 0.0%
LADERA LENDING, INC. $1,035,000 $225,000 -78.3% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $215,000 n/a 0.0%
DUPACO COMMUNITY $215,000 n/a 0.0%
FIRST COMMUNITY $1,710,000 $215,000 -87.4% 0.0%
IAA Credit Union $225,000 $215,000 -4.4% 0.0%
SOUTHWEST STAGE FUNDING, LLC $255,000 $215,000 -15.7% 0.0%
The Bennington State Bank $215,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $400,000 $205,000 -48.8% 0.0%
HighTechLending Inc $195,000 $205,000 5.1% 0.0%
iQ Credit Union $55,000 $205,000 272.7% 0.0%
PNC Bank $810,000 $205,000 -74.7% 0.0%
VISION ONE MORTGAGE, INC. $205,000 n/a 0.0%
CHU & ASSOCIATES, INC. $195,000 n/a 0.0%
Goldman Sachs Bank USA $195,000 n/a 0.0%
Colten Mortgage, LLC $265,000 $185,000 -30.2% 0.0%
CORNERSTONE HOME LENDING, INC. $185,000 n/a 0.0%
Meridian Bank Corporation $185,000 n/a 0.0%
N R L Federal Credit Union $245,000 $185,000 -24.5% 0.0%
LENDINGONE, LLC $175,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $175,000 n/a 0.0%
Evolve Bank & Trust $385,000 $165,000 -57.1% 0.0%
First Federal Bank $675,000 $155,000 -77.0% 0.0%
INROADS $155,000 n/a 0.0%
ST FIN CORP $155,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $155,000 n/a 0.0%
Cache Valley Bank $145,000 n/a 0.0%
GEORGIA'S OWN $145,000 n/a 0.0%
Plains Commerce Bank $275,000 $145,000 -47.3% 0.0%
TIAA, FSB $105,000 $145,000 38.1% 0.0%
Bank of the West $750,000 $135,000 -82.0% 0.0%
First Federal $445,000 $135,000 -69.7% 0.0%
Utah Power $125,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $115,000 n/a 0.0%
DATA MORTGAGE, INC. $115,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $105,000 n/a 0.0%
Clackamas Federal Credit Union $100,000 n/a 0.0%
State Department Federal Credit Union $55,000 n/a 0.0%
Bethpage Federal Credit Union $35,000 n/a 0.0%
HAPO COMMUNITY CREDIT UNION $35,000 n/a 0.0%
TCF National Bank $100,000 $35,000 -65.0% 0.0%

ALBANY - LEBANON's top lender by overall market share is QUICKEN LOANS, LLC, with 7.2% market share. In second place, with 6.6%, is CALIBER HOME LOANS, INC., having originated $126,040,000 in loans. In third place, with 5.3%, is Umpqua Bank, having originated $101,810,000 in loans. In third place, with 4.8%, is MOVEMENT MORTGAGE, LLC, having originated $91,575,000 in loans. In third place, with 4.6%, is LOANDEPOT.COM, LLC, having originated $88,405,000 in loans.


ALBANY-LEBANON, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 2,496 $598,980,000 $239,976
Home Purchase 2,369 $761,555,000 $321,467
Cash Out Refi 2,018 $509,680,000 $252,567
Home Improvement 271 $29,335,000 $108,247
Other 155 $15,155,000 $97,774

Albany - Lebanon's most frequently cited loan purpose was Refi, with 2,496 originations. The 2nd most popular reason was Home Purchase, with 2,369 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 2,898 $807,970,000 $278,803
2.5-3% 2,842 $741,450,000 $260,890
<2.5% 1,153 $287,005,000 $248,920
4-5% 244 $53,430,000 $218,975
5-6% 62 $8,150,000 $131,452
6-7% 49 $7,075,000 $144,388
Over 8% 41 $7,685,000 $187,439
7-8% 15 $1,155,000 $77,000

During 2021, Albany - Lebanon's most frequently originated rate bucket was 3-4%, with 2,898 originations.

Loan Sizing (ALBANY-LEBANON, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,329 $1,229,515,000 $284,018
$100k-200k 1,731 $271,365,000 $156,768
$400k-600k 613 $285,625,000 $465,946
$100,000 or less 549 $33,605,000 $61,211
$600k-1000k 67 $46,665,000 $696,493
$Over $1MM 20 $47,930,000 $2,396,500

ALBANY - LEBANON's loan sizing saw the bucket of loans from $200k-400k with 4,329 originations, totaling $1,229,515,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,515 $724,285,000 $287,986
80-100% 2,187 $695,295,000 $317,922
40-60% 1,280 $285,680,000 $223,188
20-40% 621 $85,765,000 $138,108
Under 20% 326 $17,550,000 $53,834
Over 100% 87 $35,055,000 $402,931

ALBANY - LEBANON's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,515 originations, totaling $724,285,000 in origination value.