ALBANY - LEBANON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Albany - Lebanon averaged
6.12%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.24% and
one month ago for the week of 2023-04-20, the
average rate was 6.34%.
Albany - Lebanon's average rate one year ago was 4.9%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.8%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Albany - Lebanon 30 Year Fixed Rate | 2023-05-25 | 6.12% |
| Albany - Lebanon 30 Year Fixed Rate Refi | 2023-05-25 | 5.8% |
| Albany - Lebanon 15 Year Fixed Rate | 2023-05-25 | 6.17% |
| Albany - Lebanon 15 Year Fixed Rate Refi | 2023-05-25 | 5.87% |
| Albany - Lebanon 30 Year FHA | 2023-05-25 | 6.11% |
| Albany - Lebanon 30 Year FHA Refi | 2023-05-25 | 6.51% |
| Albany - Lebanon 30 Year USDA | 2023-05-25 | 6.63% |
| Albany - Lebanon 30 Year USDA Refi | 2023-05-25 | 6.53% |
| Albany - Lebanon 30 Year VA | 2023-05-25 | 5.92% |
| Albany - Lebanon 30 Year VA Refi | 2023-05-25 | 6.31% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ALBANY-LEBANON, OR.
ALBANY - LEBANON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ALBANY-LEBANON, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ALBANY - LEBANON Average Closing Costs & Other Stats
ALBANY-LEBANON, OR's 150 lenders originated 3,844
loans during 2022. The total origination value was $1,141,910,000, with an average loan value of
$297,063.
ALBANY - LEBANON's average closing costs are $6,259.
The top ALBANY - LEBANON lender as defined by loan originations is QUICKEN LOANS, LLC, with
136 loans originated. Their average total fees are
$7,440, which is $278
lower than the next largest lender,
CALIBER HOME LOANS, INC..
The lowest fee ALBANY - LEBANON lenders (with over 10 loans originated) are
OREGON COMMUNITY ($3,221), MARION AND POLK SCHOOLS CREDIT UNION ($3,658), JPMorgan Chase Bank ($3,985), KeyBank ($4,364) and Wells Fargo Bank ($4,552).
The lowest rate ALBANY - LEBANON lenders (with over 10 loans originated) are
NEWREZ LLC (4.15%), OREGON COMMUNITY (4.17%), OnPoint Community Credit Union (4.20%), AMERISAVE MORTGAGE CORPORATION (4.36%) and HOME POINT FINANCIAL CORPORATION (4.37%).
ALBANY-LEBANON, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Umpqua Bank | $101,810,000 | $76,785,000 | -24.6% | 6.7% |
| QUICKEN LOANS, LLC | $137,395,000 | $65,255,000 | -52.5% | 5.7% |
| CALIBER HOME LOANS, INC. | $126,040,000 | $61,115,000 | -51.5% | 5.4% |
| KeyBank | $35,460,000 | $50,900,000 | 43.5% | 4.5% |
| LOANDEPOT.COM, LLC | $88,405,000 | $47,915,000 | -45.8% | 4.2% |
| MOVEMENT MORTGAGE, LLC | $91,575,000 | $44,895,000 | -51.0% | 3.9% |
| SUMMIT FUNDING, INC. | $41,125,000 | $33,610,000 | -18.3% | 2.9% |
| Oregon State Credit Union | $22,165,000 | $33,045,000 | 49.1% | 2.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $48,895,000 | $26,505,000 | -45.8% | 2.3% |
| Citibank | $340,000 | $26,150,000 | 7,591.2% | 2.3% |
| GUILD MORTGAGE COMPANY | $47,575,000 | $25,480,000 | -46.4% | 2.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $52,260,000 | $23,865,000 | -54.3% | 2.1% |
| ACADEMY MORTGAGE CORPORATION | $39,835,000 | $23,450,000 | -41.1% | 2.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $29,630,000 | $18,370,000 | -38.0% | 1.6% |
| CBRE MULTIFAMILY CAPITAL, INC. | $17,455,000 | n/a | 1.5% | |
| U.S. Bank | $31,485,000 | $17,175,000 | -45.5% | 1.5% |
| Mortgage Research Center, LLC | $21,535,000 | $16,955,000 | -21.3% | 1.5% |
| MANN FINANCIAL INC. | $27,965,000 | $16,605,000 | -40.6% | 1.5% |
| FINANCE OF AMERICA MORTGAGE LLC | $39,420,000 | $14,670,000 | -62.8% | 1.3% |
| HOME POINT FINANCIAL CORPORATION | $17,025,000 | $14,550,000 | -14.5% | 1.3% |
| Washington Federal Bank | $8,800,000 | $13,885,000 | 57.8% | 1.2% |
| Willamette Valley Bank | $9,845,000 | $13,045,000 | 32.5% | 1.1% |
| Sierra Pacific Mortgage Company, Inc. | $32,430,000 | $12,985,000 | -60.0% | 1.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $19,000,000 | $12,895,000 | -32.1% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $55,725,000 | $12,855,000 | -76.9% | 1.1% |
| MARION AND POLK SCHOOLS CREDIT UNION | $6,340,000 | $11,825,000 | 86.5% | 1.0% |
| Unitus Community Credit Union | $2,075,000 | $11,685,000 | 463.1% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $39,455,000 | $10,820,000 | -72.6% | 0.9% |
| JPMorgan Chase Bank | $18,015,000 | $10,270,000 | -43.0% | 0.9% |
| LPMC, LLC | $28,365,000 | $9,930,000 | -65.0% | 0.9% |
| MORTGAGE EXPRESS, LLC | $15,840,000 | $9,875,000 | -37.7% | 0.9% |
| OREGON COMMUNITY | $15,440,000 | $9,845,000 | -36.2% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $19,700,000 | $9,685,000 | -50.8% | 0.8% |
| Wells Fargo Bank | $23,340,000 | $9,670,000 | -58.6% | 0.8% |
| NATIONS DIRECT MORTGAGE, LLC | $17,745,000 | $9,505,000 | -46.4% | 0.8% |
| CMG MORTGAGE, INC. | $16,560,000 | $9,215,000 | -44.4% | 0.8% |
| DIRECTORS MORTGAGE, INC. | $16,350,000 | $8,935,000 | -45.4% | 0.8% |
| NORTHWEST COMMUNITY | $9,005,000 | $8,650,000 | -3.9% | 0.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $31,000,000 | $8,640,000 | -72.1% | 0.8% |
| Northwest Farm Credit Services, FLCA | $5,550,000 | $7,575,000 | 36.5% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $14,015,000 | $7,440,000 | -46.9% | 0.7% |
| S1L, Inc. | $16,635,000 | $7,380,000 | -55.6% | 0.6% |
| CENTRAL WILLAMETTE Credit Union | $12,900,000 | $7,280,000 | -43.6% | 0.6% |
| BROKER SOLUTIONS, INC. | $10,975,000 | $6,490,000 | -40.9% | 0.6% |
| Flagstar Bank, FSB | $16,480,000 | $6,080,000 | -63.1% | 0.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $16,310,000 | $5,950,000 | -63.5% | 0.5% |
| SELCO COMMUNITY | $4,430,000 | $5,675,000 | 28.1% | 0.5% |
| OnPoint Community Credit Union | $11,590,000 | $5,475,000 | -52.8% | 0.5% |
| CHURCHILL MORTGAGE CORPORATION | $7,000,000 | $5,425,000 | -22.5% | 0.5% |
| PacWest Funding Inc. | $6,020,000 | $5,320,000 | -11.6% | 0.5% |
| NEWREZ LLC | $13,845,000 | $5,140,000 | -62.9% | 0.5% |
| Pacific Premier Bank | $1,095,000 | $5,005,000 | 357.1% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $6,340,000 | $4,900,000 | -22.7% | 0.4% |
| FIRST TECHNOLOGY | $14,400,000 | $4,845,000 | -66.4% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $4,745,000 | n/a | 0.4% | |
| GENEVA FINANCIAL, LLC | $16,410,000 | $4,640,000 | -71.7% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $15,340,000 | $4,605,000 | -70.0% | 0.4% |
| Hometown Lenders, Inc. | $1,675,000 | $4,545,000 | 171.3% | 0.4% |
| Commerce Home Mortgage, Inc. | $6,250,000 | $4,520,000 | -27.7% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $3,295,000 | $4,475,000 | 35.8% | 0.4% |
| RED CANOE CREDIT UNION | $3,750,000 | $4,195,000 | 11.9% | 0.4% |
| AMERICAN FINANCING CORPORATION | $9,795,000 | $3,420,000 | -65.1% | 0.3% |
| Nations Lending Corporation | $5,165,000 | $3,335,000 | -35.4% | 0.3% |
| Bank of America | $2,735,000 | $3,230,000 | 18.1% | 0.3% |
| CANOPY MORTGAGE, LLC | $805,000 | $3,230,000 | 301.2% | 0.3% |
| People's Bank of Commerce | $955,000 | $3,205,000 | 235.6% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $15,655,000 | $2,995,000 | -80.9% | 0.3% |
| CHERRY CREEK MORTGAGE, LLC | $3,390,000 | $2,920,000 | -13.9% | 0.3% |
| AMERICAN ADVISORS GROUP | $3,015,000 | $2,830,000 | -6.1% | 0.2% |
| BETTER MORTGAGE CORPORATION | $13,225,000 | $2,755,000 | -79.2% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $8,430,000 | $2,735,000 | -67.6% | 0.2% |
| LOANPAL, LLC | $2,080,000 | $2,655,000 | 27.6% | 0.2% |
| Banner Bank | $6,240,000 | $2,605,000 | -58.3% | 0.2% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $6,565,000 | $2,555,000 | -61.1% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $8,230,000 | $2,530,000 | -69.3% | 0.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $5,275,000 | $2,530,000 | -52.0% | 0.2% |
| Gallic & Johnson, LLC | $2,360,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $5,665,000 | $2,195,000 | -61.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,235,000 | $2,165,000 | -58.6% | 0.2% |
| NEW DAY FINANCIAL, LLC | $6,080,000 | $2,135,000 | -64.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,340,000 | $2,015,000 | 50.4% | 0.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,600,000 | $1,940,000 | 21.3% | 0.2% |
| 1st Security Bank of Washington | $1,935,000 | $1,890,000 | -2.3% | 0.2% |
| SPRING EQ, LLC | $420,000 | $1,890,000 | 350.0% | 0.2% |
| The Federal Savings Bank | $8,190,000 | $1,875,000 | -77.1% | 0.2% |
| GUARANTEED RATE, INC. | $2,030,000 | $1,855,000 | -8.6% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $1,845,000 | n/a | 0.2% | |
| FINANCE OF AMERICA REVERSE LLC | $830,000 | $1,770,000 | 113.3% | 0.2% |
| Capital One | $1,665,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,695,000 | $1,655,000 | -2.4% | 0.1% |
| Carrington Mortgage Services, LLC | $3,920,000 | $1,545,000 | -60.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,670,000 | $1,530,000 | -8.4% | 0.1% |
| MUFG Union Bank | $1,140,000 | $1,530,000 | 34.2% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,870,000 | $1,410,000 | -24.6% | 0.1% |
| Armed Forces Bank | $1,375,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $2,140,000 | $1,360,000 | -36.4% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,395,000 | $1,355,000 | -2.9% | 0.1% |
| Loan Simple, Inc. | $2,300,000 | $1,300,000 | -43.5% | 0.1% |
| FirstBank | $1,055,000 | $1,290,000 | 22.3% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $895,000 | $1,285,000 | 43.6% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,715,000 | $1,245,000 | -73.6% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $1,235,000 | n/a | 0.1% | |
| Bank of England | $3,710,000 | $1,210,000 | -67.4% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $1,385,000 | $1,205,000 | -13.0% | 0.1% |
| ADVANTIS | $575,000 | $1,190,000 | 107.0% | 0.1% |
| NBKC BANK | $3,245,000 | $1,185,000 | -63.5% | 0.1% |
| Figure Lending LLC | $505,000 | $1,170,000 | 131.7% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $875,000 | $1,165,000 | 33.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $500,000 | $1,130,000 | 126.0% | 0.1% |
| MOUNTAIN AMERICA | $695,000 | $1,115,000 | 60.4% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $1,110,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $1,095,000 | n/a | 0.1% | |
| BNC National Bank | $630,000 | $1,090,000 | 73.0% | 0.1% |
| OCMBC, INC. | $1,320,000 | $1,090,000 | -17.4% | 0.1% |
| Rivermark Community Credit Union | $1,750,000 | $1,060,000 | -39.4% | 0.1% |
| Bank of the West | $135,000 | $1,035,000 | 666.7% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,025,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $1,010,000 | n/a | 0.1% | |
| Gateway First Bank | $345,000 | $1,005,000 | 191.3% | 0.1% |
| M&T Bank | $460,000 | $980,000 | 113.0% | 0.1% |
| DAS Acquisition Company, LLC | $965,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $3,145,000 | $935,000 | -70.3% | 0.1% |
| PHH Mortgage Corporation | $2,050,000 | $900,000 | -56.1% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $2,295,000 | $895,000 | -61.0% | 0.1% |
| North American Savings Bank, F.S.B. | $1,385,000 | $890,000 | -35.7% | 0.1% |
| TruHome Solutions, LLC | $870,000 | n/a | 0.1% | |
| NUMERICA CREDIT UNION | $2,255,000 | $865,000 | -61.6% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,195,000 | $850,000 | -28.9% | 0.1% |
| BKCO MORTGAGE, LLC | $835,000 | n/a | 0.1% | |
| RANLIFE, INC. | $2,955,000 | $815,000 | -72.4% | 0.1% |
| BAY EQUITY LLC | $1,110,000 | $805,000 | -27.5% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $305,000 | $785,000 | 157.4% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $770,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $750,000 | n/a | 0.1% | |
| Lend Smart Mortgage, LLC | $750,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $670,000 | $745,000 | 11.2% | 0.1% |
| USE Credit Union | $745,000 | n/a | 0.1% | |
| FAY SERVICING, LLC | $725,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,120,000 | $720,000 | -66.0% | 0.1% |
| OPEN MORTGAGE, LLC | $380,000 | $715,000 | 88.2% | 0.1% |
| First Interstate Bank | $3,250,000 | $710,000 | -78.2% | 0.1% |
| PREMIA MORTGAGE, LLC | $700,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $630,000 | $700,000 | 11.1% | 0.1% |
| Low VA Rates, LLC | $915,000 | $690,000 | -24.6% | 0.1% |
| Discover Bank | $560,000 | $685,000 | 22.3% | 0.1% |
| First Federal | $135,000 | $645,000 | 377.8% | 0.1% |
| Valley First Credit Union | $635,000 | n/a | 0.1% | |
| MORIA DEVELOPMENT, INC. | $285,000 | $625,000 | 119.3% | 0.1% |
| ON Q FINANCIAL, INC. | $675,000 | $620,000 | -8.1% | 0.1% |
| Columbia State Bank | $5,630,000 | $605,000 | -89.3% | 0.1% |
| Meridian Bank Corporation | $185,000 | $605,000 | 227.0% | 0.1% |
| Golden Empire Mortgage, Inc. | $615,000 | $600,000 | -2.4% | 0.1% |
| NFM, INC. | $590,000 | n/a | 0.1% | |
| STEARNS LENDING, LLC | $12,195,000 | $590,000 | -95.2% | 0.1% |
| GSF Mortgage Corporation | $980,000 | $585,000 | -40.3% | 0.1% |
| First Federal Bank | $155,000 | $545,000 | 251.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $675,000 | $540,000 | -20.0% | 0.0% |
| KELLER MORTGAGE, LLC | $1,445,000 | $540,000 | -62.6% | 0.0% |
| Citadel Servicing Corporation | $325,000 | $515,000 | 58.5% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,320,000 | $505,000 | -61.7% | 0.0% |
| The Loan Store, Inc. | $505,000 | n/a | 0.0% | |
| AMERIFIRST FINANCIAL CORPORATION | $495,000 | n/a | 0.0% | |
| The Central Trust Bank | $495,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $275,000 | $485,000 | 76.4% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $105,000 | $465,000 | 342.9% | 0.0% |
| Ally Bank | $815,000 | $450,000 | -44.8% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $450,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $445,000 | n/a | 0.0% | |
| JLB CORPORATION | $540,000 | $415,000 | -23.1% | 0.0% |
| First Republic Bank | $5,105,000 | $400,000 | -92.2% | 0.0% |
| Franklin Loan Corporation | $395,000 | n/a | 0.0% | |
| ROGUE | $395,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $1,675,000 | $395,000 | -76.4% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,265,000 | $390,000 | -82.8% | 0.0% |
| PNC Bank | $205,000 | $390,000 | 90.2% | 0.0% |
| LADERA LENDING, INC. | $225,000 | $385,000 | 71.1% | 0.0% |
| Magnolia Bank | $335,000 | $385,000 | 14.9% | 0.0% |
| NexBank | $385,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $3,045,000 | $385,000 | -87.4% | 0.0% |
| MYCUMORTGAGE, LLC | $1,060,000 | $370,000 | -65.1% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $1,165,000 | $370,000 | -68.2% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $365,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $245,000 | $360,000 | 46.9% | 0.0% |
| BECKAM FUNDING CORP. | $355,000 | n/a | 0.0% | |
| HomeStreet Bank | $1,420,000 | $355,000 | -75.0% | 0.0% |
| Lakeview Community Capital, LLC | $350,000 | n/a | 0.0% | |
| GESA | $345,000 | n/a | 0.0% | |
| Heritage Bank | $345,000 | n/a | 0.0% | |
| Amarillo National Bank | $335,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $1,125,000 | $335,000 | -70.2% | 0.0% |
| SOFI LENDING CORP. | $725,000 | $335,000 | -53.8% | 0.0% |
| Wauna Federal Credit Union | $335,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $500,000 | $325,000 | -35.0% | 0.0% |
| OAKTREE FUNDING CORP. | $325,000 | n/a | 0.0% | |
| Pacific Lending LLC | $325,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $255,000 | $325,000 | 27.5% | 0.0% |
| HERITAGE GROVE Federal Credit Union | $320,000 | $320,000 | 0.0% | 0.0% |
| HOME MORTGAGE ALLIANCE, LLC | $315,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $305,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| Pacific NW Federal Credit Union | $305,000 | n/a | 0.0% | |
| Washington Trust Bank | $305,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $305,000 | $305,000 | 0.0% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $300,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $305,000 | $295,000 | -3.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $295,000 | n/a | 0.0% | |
| iQ Credit Union | $205,000 | $295,000 | 43.9% | 0.0% |
| FIBRE FEDERAL CREDIT UNION | $305,000 | $290,000 | -4.9% | 0.0% |
| CLEARPATH LENDING | $845,000 | $285,000 | -66.3% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $325,000 | $280,000 | -13.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $275,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $355,000 | $265,000 | -25.4% | 0.0% |
| First Savings Bank | $750,000 | $265,000 | -64.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,005,000 | $265,000 | -73.6% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $525,000 | $255,000 | -51.4% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $4,165,000 | $255,000 | -93.9% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $2,615,000 | $245,000 | -90.6% | 0.0% |
| First Guaranty Mortgage Corporation | $3,125,000 | $235,000 | -92.5% | 0.0% |
| Alaska USA Federal Credit Union | $475,000 | $230,000 | -51.6% | 0.0% |
| Citizens Bank | $780,000 | $225,000 | -71.2% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $915,000 | $225,000 | -75.4% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,445,000 | $205,000 | -85.8% | 0.0% |
| CENTENNIAL LENDING, LLC | $185,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $540,000 | $185,000 | -65.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $115,000 | $175,000 | 52.2% | 0.0% |
| Equity Prime Mortgage LLC | $325,000 | $175,000 | -46.2% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,340,000 | $165,000 | -92.9% | 0.0% |
| AMWEST FUNDING CORP. | $155,000 | n/a | 0.0% | |
| HomeTrust Bank | $155,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $1,905,000 | $155,000 | -91.9% | 0.0% |
| Northwest Federal Credit Union | $135,000 | n/a | 0.0% | |
| SUMMIT MORTGAGE CORPORATION | $1,535,000 | $135,000 | -91.2% | 0.0% |
| Clackamas Federal Credit Union | $100,000 | $130,000 | 30.0% | 0.0% |
| HighTechLending Inc | $205,000 | $125,000 | -39.0% | 0.0% |
| Chicago Mortgage Solutions LLC | $1,310,000 | $115,000 | -91.2% | 0.0% |
| Mid Oregon Federal Credit Union | $110,000 | n/a | 0.0% | |
| PACIFIC CASCADE FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| America's Credit Union | $65,000 | n/a | 0.0% | |
| BayCoast Bank | $35,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $35,000 | $35,000 | 0.0% | 0.0% |
| GREENWOOD | $25,000 | n/a | 0.0% |
ALBANY - LEBANON's top lender by overall market share is Umpqua Bank, with 6.7% market share. In second place, with 5.7%, is QUICKEN LOANS, LLC, having originated $65,255,000 in loans. In third place, with 5.4%, is CALIBER HOME LOANS, INC., having originated $61,115,000 in loans. In fourth place, with 4.5%, is KeyBank, having originated $50,900,000 in loans. In fifth place, with 4.2%, is LOANDEPOT.COM, LLC, having originated $47,915,000 in loans.
ALBANY - LEBANON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ALBANY - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $319,900 (39.4%) | $361,933 (24.1%) | 0.00 | 294 |
| 2018-02-01 | $325,450 (32.9%) | $361,111 (19.2%) | 0.00 | 244 |
| 2018-03-01 | $332,900 (31.3%) | $359,696 (16.6%) | 0.00 | 252 |
| 2018-04-01 | $341,200 (31.3%) | $375,648 (20.7%) | 0.00 | 251 |
| 2018-05-01 | $343,125 (29.5%) | $405,066 (29.5%) | 0.00 | 277 |
| 2018-06-01 | $349,950 (30.7%) | $398,908 (28.3%) | 0.00 | 313 |
| 2018-07-01 | $347,488 (15.8%) | $394,100 (12.1%) | 0.00 | 344 |
| 2018-08-01 | $343,000 (10.7%) | $389,614 (9.9%) | 0.00 | 376 |
| 2018-09-01 | $348,975 (12.6%) | $395,467 (12.3%) | 0.00 | 348 |
| 2018-10-01 | $345,988 (9.6%) | $401,148 (11.0%) | 0.00 | 349 |
| 2018-11-01 | $341,950 (5.1%) | $398,965 (8.4%) | 0.00 | 340 |
| 2018-12-01 | $334,900 (4.7%) | $397,559 (10.7%) | 0.00 | 341 |
| 2019-01-01 | $328,800 (2.8%) | $407,221 (12.5%) | 0.00 | 301 |
| 2019-02-01 | $330,445 (1.5%) | $430,187 (19.1%) | 0.00 | 285 |
| 2019-03-01 | $339,700 (2.0%) | $427,573 (18.9%) | 0.00 | 282 |
| 2019-04-01 | $349,450 (2.4%) | $438,261 (16.7%) | 0.00 | 274 |
| 2019-05-01 | $349,950 (2.0%) | $432,470 (6.8%) | 0.00 | 295 |
| 2019-06-01 | $349,900 (0.0%) | $427,421 (7.2%) | 0.00 | 324 |
| 2019-07-01 | $339,900 (-2.2%) | $417,556 (6.0%) | 0.00 | 337 |
| 2019-08-01 | $346,250 (1.0%) | $421,034 (8.1%) | 0.00 | 351 |
| 2019-09-01 | $340,350 (-2.5%) | $429,393 (8.6%) | 0.00 | 326 |
| 2019-10-01 | $327,500 (-5.3%) | $413,259 (3.0%) | 0.00 | 345 |
| 2019-11-01 | $322,900 (-5.6%) | $405,677 (1.7%) | 0.00 | 312 |
| 2019-12-01 | $329,450 (-1.6%) | $404,294 (1.7%) | 0.00 | 299 |
| 2020-01-01 | $339,900 (3.4%) | $430,022 (5.6%) | 0.00 | 259 |
| 2020-02-01 | $339,250 (2.7%) | $432,102 (0.5%) | 0.00 | 239 |
| 2020-03-01 | $336,700 (-0.9%) | $413,537 (-3.3%) | 0.00 | 213 |
| 2020-04-01 | $347,200 (-0.6%) | $417,010 (-4.9%) | 0.00 | 254 |
| 2020-05-01 | $349,900 (0.0%) | $426,478 (-1.4%) | 0.00 | 227 |
| 2020-06-01 | $366,196 (4.7%) | $467,308 (9.3%) | 0.00 | 179 |
| 2020-07-01 | $373,900 (10.0%) | $449,845 (7.7%) | 0.00 | 186 |
| 2020-08-01 | $386,450 (11.6%) | $467,502 (11.0%) | 0.00 | 166 |
| 2020-09-01 | $381,163 (12.0%) | $485,820 (13.1%) | 0.00 | 139 |
| 2020-10-01 | $374,900 (14.5%) | $480,999 (16.4%) | 0.00 | 148 |
| 2020-11-01 | $388,850 (20.4%) | $514,382 (26.8%) | 0.00 | 122 |
| 2020-12-01 | $391,950 (19.0%) | $522,329 (29.2%) | 0.00 | 112 |
| 2021-01-01 | $391,900 (15.3%) | $494,769 (15.1%) | 0.00 | 103 |
| 2021-02-01 | $340,450 (0.4%) | $445,596 (3.1%) | 0.00 | 105 |
| 2021-03-01 | $316,250 (-6.1%) | $442,278 (7.0%) | 0.00 | 105 |
| 2021-04-01 | $332,375 (-4.3%) | $480,934 (15.3%) | 0.00 | 109 |
| 2021-05-01 | $395,000 (12.9%) | $523,588 (22.8%) | 0.00 | 111 |
| 2021-06-01 | $410,725 (12.2%) | $509,679 (9.1%) | 0.00 | 124 |
| 2021-07-01 | $399,900 (7.0%) | $509,222 (13.2%) | 0.00 | 136 |
| 2021-08-01 | $404,900 (4.8%) | $493,923 (5.7%) | 0.00 | 170 |
| 2021-09-01 | $399,500 (4.8%) | $471,002 (-3.1%) | 0.00 | 186 |
| 2021-10-01 | $419,900 (12.0%) | $494,554 (2.8%) | 0.00 | 193 |
| 2021-11-01 | $422,863 (8.8%) | $534,419 (3.9%) | 0.00 | 175 |
| 2021-12-01 | $418,725 (6.8%) | $528,174 (1.1%) | 0.00 | 150 |
| 2022-01-01 | $423,925 (8.2%) | $541,167 (9.4%) | 0.00 | 111 |
| 2022-02-01 | $419,450 (23.2%) | $558,216 (25.3%) | 0.00 | 105 |
| 2022-03-01 | $430,000 (36.0%) | $573,662 (29.7%) | 0.00 | 105 |
| 2022-04-01 | $440,000 (32.4%) | $598,142 (24.4%) | 0.00 | 117 |
| 2022-05-01 | $420,900 (6.6%) | $579,693 (10.7%) | 0.00 | 160 |
| 2022-06-01 | $419,900 (2.2%) | $571,270 (12.1%) | 0.00 | 191 |
| 2022-07-01 | $425,000 (6.3%) | $573,829 (12.7%) | 0.00 | 258 |
| 2022-08-01 | $428,550 (5.8%) | $572,307 (15.9%) | 0.00 | 272 |
| 2022-09-01 | $424,900 (6.4%) | $551,487 (17.1%) | 0.00 | 280 |
| 2022-10-01 | $435,450 (3.7%) | $573,110 (15.9%) | 0.00 | 275 |
| 2022-11-01 | $437,500 (3.5%) | $569,366 (6.5%) | 0.00 | 268 |
| 2022-12-01 | $420,000 (0.3%) | $549,077 (4.0%) | 0.00 | 274 |
| 2023-01-01 | $419,900 (-1.0%) | $534,272 (-1.3%) | 0.00 | 244 |
| 2023-02-01 | $425,950 (1.6%) | $535,354 (-4.1%) | 0.00 | 219 |
| 2023-03-01 | $422,425 (-1.8%) | $542,888 (-5.4%) | 0.00 | 203 |
| 2023-04-01 | $419,950 (-4.6%) | $541,760 (-9.4%) | 0.00 | 187 |
ALBANY - LEBANON's median listing price for 2023-04-01 was $419,950, a difference of
$-20,050
(-4.6%) versus the prior year and
$-2,475 versus the prior month.
ALBANY - LEBANON's median listing price comes in at 0% of the national average.
ALBANY - LEBANON's average listing price for 2023-04-01 was $541,760, a difference of $-56,382 (-9.4%) versus the prior year and $-1,128 versus the prior month.
For the 2023-04-01 period, ALBANY - LEBANON had 187 MLS listings, a difference of -16 listings (-8%) versus the prior month and 70 listings (60%) versus the prior year.
ALBANY - LEBANON's median listing price comes in at 0% of the national average.
ALBANY - LEBANON's average listing price for 2023-04-01 was $541,760, a difference of $-56,382 (-9.4%) versus the prior year and $-1,128 versus the prior month.
For the 2023-04-01 period, ALBANY - LEBANON had 187 MLS listings, a difference of -16 listings (-8%) versus the prior month and 70 listings (60%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ALBANY - LEBANON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,897 sqft |
| 2018-02-01 | 0 days | 1,897 sqft |
| 2018-03-01 | 0 days | 1,871 sqft |
| 2018-04-01 | 0 days | 1,854 sqft |
| 2018-05-01 | 0 days | 1,853 sqft |
| 2018-06-01 | 0 days | 1,857 sqft |
| 2018-07-01 | 0 days | 1,858 sqft |
| 2018-08-01 | 0 days | 1,863 sqft |
| 2018-09-01 | 0 days | 1,870 sqft |
| 2018-10-01 | 0 days | 1,844 sqft |
| 2018-11-01 | 0 days | 1,837 sqft |
| 2018-12-01 | 0 days | 1,821 sqft |
| 2019-01-01 | 0 days | 1,819 sqft |
| 2019-02-01 | 0 days | 1,839 sqft |
| 2019-03-01 | 0 days | 1,816 sqft |
| 2019-04-01 | 0 days | 1,792 sqft |
| 2019-05-01 | 0 days | 1,810 sqft |
| 2019-06-01 | 0 days | 1,831 sqft |
| 2019-07-01 | 0 days | 1,782 sqft |
| 2019-08-01 | 0 days | 1,782 sqft |
| 2019-09-01 | 0 days | 1,783 sqft |
| 2019-10-01 | 0 days | 1,748 sqft |
| 2019-11-01 | 0 days | 1,720 sqft |
| 2019-12-01 | 0 days | 1,722 sqft |
| 2020-01-01 | 0 days | 1,842 sqft |
| 2020-02-01 | 0 days | 1,805 sqft |
| 2020-03-01 | 0 days | 1,731 sqft |
| 2020-04-01 | 0 days | 1,795 sqft |
| 2020-05-01 | 0 days | 1,771 sqft |
| 2020-06-01 | 0 days | 1,906 sqft |
| 2020-07-01 | 0 days | 1,885 sqft |
| 2020-08-01 | 0 days | 1,998 sqft |
| 2020-09-01 | 0 days | 1,863 sqft |
| 2020-10-01 | 0 days | 1,845 sqft |
| 2020-11-01 | 0 days | 1,776 sqft |
| 2020-12-01 | 0 days | 1,759 sqft |
| 2021-01-01 | 0 days | 1,756 sqft |
| 2021-02-01 | 0 days | 1,603 sqft |
| 2021-03-01 | 0 days | 1,542 sqft |
| 2021-04-01 | 0 days | 1,462 sqft |
| 2021-05-01 | 0 days | 1,722 sqft |
| 2021-06-01 | 0 days | 1,709 sqft |
| 2021-07-01 | 0 days | 1,672 sqft |
| 2021-08-01 | 0 days | 1,711 sqft |
| 2021-09-01 | 0 days | 1,644 sqft |
| 2021-10-01 | 0 days | 1,681 sqft |
| 2021-11-01 | 0 days | 1,748 sqft |
| 2021-12-01 | 0 days | 1,701 sqft |
| 2022-01-01 | 0 days | 1,673 sqft |
| 2022-02-01 | 0 days | 1,671 sqft |
| 2022-03-01 | 0 days | 1,682 sqft |
| 2022-04-01 | 0 days | 1,673 sqft |
| 2022-05-01 | 0 days | 1,663 sqft |
| 2022-06-01 | 0 days | 1,652 sqft |
| 2022-07-01 | 0 days | 1,675 sqft |
| 2022-08-01 | 0 days | 1,647 sqft |
| 2022-09-01 | 0 days | 1,623 sqft |
| 2022-10-01 | 0 days | 1,649 sqft |
| 2022-11-01 | 0 days | 1,651 sqft |
| 2022-12-01 | 0 days | 1,644 sqft |
| 2023-01-01 | 0 days | 1,646 sqft |
| 2023-02-01 | 0 days | 1,660 sqft |
| 2023-03-01 | 0 days | 1,678 sqft |
| 2023-04-01 | 0 days | 1,680 sqft |
ALBANY - LEBANON's median listing age (time on market) for 2023-04-01 was 0 days.
ALBANY - LEBANON's median square footage for active listings during the 2023-04-01 period was 1,680 sqft. One year prior, the average listing was 1,673 sqft.
ALBANY - LEBANON's median square footage for active listings during the 2023-04-01 period was 1,680 sqft. One year prior, the average listing was 1,673 sqft.
ALBANY-LEBANON, OR Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 97321 | Albany, OR | $840 | $930 | $1,140 | $1,600 | $1,900 |
| 97322 | Albany, OR | $820 | $870 | $1,150 | $1,600 | $1,880 |
| 97327 | Albany, OR | $820 | $880 | $1,160 | $1,610 | $1,890 |
| 97329 | Albany, OR | $1,070 | $1,150 | $1,510 | $2,100 | $2,470 |
| 97333 | Albany, OR | $1,030 | $1,100 | $1,320 | $1,870 | $2,250 |
| 97335 | Albany, OR | $810 | $870 | $1,140 | $1,590 | $1,860 |
| 97336 | Albany, OR | $810 | $870 | $1,140 | $1,590 | $1,860 |
| 97345 | Albany, OR | $1,070 | $1,150 | $1,510 | $2,100 | $2,470 |
| 97346 | Albany, OR | $720 | $780 | $1,020 | $1,440 | $1,710 |
| 97348 | Albany, OR | $870 | $940 | $1,230 | $1,710 | $2,010 |
| 97350 | Albany, OR | $1,110 | $1,160 | $1,510 | $2,130 | $2,540 |
| 97352 | Albany, OR | $900 | $930 | $1,200 | $1,700 | $2,050 |
| 97355 | Albany, OR | $810 | $870 | $1,140 | $1,590 | $1,860 |
| 97358 | Albany, OR | $790 | $840 | $1,100 | $1,540 | $1,820 |
| 97360 | Albany, OR | $780 | $830 | $1,090 | $1,520 | $1,790 |
| 97374 | Albany, OR | $840 | $900 | $1,180 | $1,640 | $1,930 |
| 97377 | Albany, OR | $980 | $1,050 | $1,380 | $1,920 | $2,250 |
| 97383 | Albany, OR | $840 | $880 | $1,130 | $1,600 | $1,930 |
| 97386 | Albany, OR | $770 | $830 | $1,090 | $1,520 | $1,780 |
| 97389 | Albany, OR | $1,010 | $1,080 | $1,420 | $1,980 | $2,320 |
| 97413 | Albany, OR | $720 | $830 | $1,090 | $1,550 | $1,850 |
| 97446 | Albany, OR | $920 | $980 | $1,290 | $1,800 | $2,110 |
| 97759 | Albany, OR | $830 | $1,010 | $1,250 | $1,780 | $2,140 |
2022 Average & Median Rent Data Statistics
ALBANY-LEBANON, OR average 1BR rent: $945, median: $900
ALBANY-LEBANON, OR average 2BR rent: $1,226, median: $1,160
ALBANY-LEBANON, OR average 3BR rent: $1,717, median: $1,610
ALBANY-LEBANON, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,746 | $650,470,000 | $372,549 |
| Cash Out Refi | 932 | $261,420,000 | $280,494 |
| Home Improvement | 441 | $43,945,000 | $99,649 |
| Refi | 385 | $149,475,000 | $388,247 |
| Other | 340 | $36,600,000 | $107,647 |
Albany - Lebanon's most frequently cited loan purpose was Home Purchase, with 1,746 originations. The 2nd most popular reason was Cash Out Refi, with 932 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,016 | $323,880,000 | $318,780 |
| 4-5% | 873 | $315,875,000 | $361,827 |
| 5-6% | 870 | $252,790,000 | $290,563 |
| 6-7% | 441 | $111,855,000 | $253,639 |
| 2.5-3% | 268 | $62,550,000 | $233,396 |
| 7-8% | 159 | $31,415,000 | $197,579 |
| Over 8% | 125 | $18,545,000 | $148,360 |
| <2.5% | 80 | $19,310,000 | $241,375 |
During 2022, Albany - Lebanon's most frequently originated rate bucket was 3-4%, with 1,016 originations.
Loan Sizing (ALBANY-LEBANON, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,934 | $573,760,000 | $296,670 |
| $100,000 or less | 670 | $36,710,000 | $54,791 |
| $100k-200k | 626 | $91,660,000 | $146,422 |
| $400k-600k | 489 | $226,105,000 | $462,382 |
| $600k-1000k | 96 | $66,280,000 | $690,417 |
| $Over $1MM | 29 | $147,395,000 | $5,082,586 |
ALBANY - LEBANON's loan sizing saw the bucket of loans from $200k-400k with 1,934 originations, totaling $573,760,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,296 | $454,750,000 | $350,887 |
| 60-80% | 957 | $366,655,000 | $383,130 |
| Under 20% | 611 | $39,555,000 | $64,738 |
| 40-60% | 511 | $180,535,000 | $353,297 |
| 20-40% | 388 | $60,290,000 | $155,387 |
| Over 100% | 50 | $20,790,000 | $415,800 |
ALBANY - LEBANON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,296 originations, totaling $454,750,000 in origination value.