Evergreen Federal Bank Mortgage Rates, Fees & InfoGrants Pass, OR
Tax ID: 93-0177988
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewEvergreen Federal Bank is a smaller bank specializing in Home Purchase and Refi loans. Evergreen Federal Bank has a high proportion of conventional loans. Their top markets by origination volume include: Grants Pass, Medford, Brookings, Roseburg, and Coos Bay among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)
Evergreen Federal Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$89,090,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|GRANTS PASS, OR (FHA|USDA|VA)||128||$43,210,000||$337,578||$0||0.00%|
|MEDFORD, OR (FHA|USDA|VA)||125||$39,955,000||$319,640||$0||0.00%|
|Brookings, OR (FHA|USDA|VA)||6||$1,980,000||$330,000||$0||0.00%|
|Roseburg, OR (FHA|USDA|VA)||4||$1,290,000||$322,500||$0||0.00%|
|Coos Bay, OR (FHA|USDA|VA)||2||$1,070,000||$535,000||$0||0.00%|
|BEND, OR (FHA|USDA|VA)||2||$990,000||$495,000||$0||0.00%|
|EUGENE-SPRINGFIELD, OR (FHA|USDA|VA)||2||$440,000||$220,000||$0||0.00%|
|Klamath Falls, OR (FHA|USDA|VA)||1||$155,000||$155,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Evergreen Federal Bank's most frequently originated type of loan was Conventional, with 270 originations.
For 2022, Evergreen Federal Bank's most frequently cited loan purpose was Home Purchase, with 167 originations. The 2nd most popular reason was Refi, with 75 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Evergreen Federal Bank's most frequently cited loan duration was Other, with 270 originations.
2022 saw Evergreen Federal Bank place emphasis on $200k-400k loans with 150 originations, totaling $42,170,000 in origination value.
Evergreen Federal Bank lent most frequently to those with incomes in the $250k+ range, with 62 originations. The second most popular income band? $100k-150k, with 30 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Evergreen Federal Bank lent most frequently to those with DTI ratios of Exempt%, with 270 originations.
Approval RatesTotal approvals of all applications
Evergreen Federal Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
Evergreen Federal Bank has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|