MEDFORD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Medford averaged
6.19%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.91% and
one month ago for the week of 2023-04-20, the
average rate was 6.11%.
Medford's average rate one year ago was 4.77%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.19%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Medford 30 Year Fixed Rate | 2023-05-25 | 6.19% |
| Medford 30 Year Fixed Rate Refi | 2023-05-25 | 5.19% |
| Medford 15 Year Fixed Rate | 2023-05-25 | 6.52% |
| Medford 15 Year Fixed Rate Refi | 2023-05-25 | 5.01% |
| Medford 30 Year FHA | 2023-05-25 | 5.93% |
| Medford 30 Year FHA Refi | 2023-05-25 | 6.61% |
| Medford 30 Year USDA | 2023-05-25 | 6.43% |
| Medford 30 Year USDA Refi | 2023-05-25 | 6.63% |
| Medford 30 Year VA | 2023-05-25 | 5.85% |
| Medford 30 Year VA Refi | 2023-05-25 | 6.41% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MEDFORD, OR.
MEDFORD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MEDFORD, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MEDFORD Average Closing Costs & Other Stats
MEDFORD, OR's 201 lenders originated 6,477
loans during 2022. The total origination value was $1,943,865,000, with an average loan value of
$300,118.
MEDFORD's average closing costs are $5,998.
The top MEDFORD lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
323 loans originated. Their average total fees are
$7,238, which is $2,043
higher than the next largest lender,
ROGUE.
The lowest fee MEDFORD lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION ($4,649), Wells Fargo Bank ($4,859), Flagstar Bank, FSB ($5,004), KeyBank ($5,190) and ROGUE ($5,194).
The lowest rate MEDFORD lenders (with over 10 loans originated) are
Bank of America (3.65%), AMERISAVE MORTGAGE CORPORATION (3.83%), Mr. Cooper ( Nationstar Mortgage ) (3.95%), PENNYMAC LOAN SERVICES, LLC (3.98%) and Banner Bank (4.13%).
MEDFORD, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| ROGUE | $244,580,000 | $164,925,000 | -32.6% | 8.5% |
| GUILD MORTGAGE COMPANY | $302,675,000 | $155,330,000 | -48.7% | 8.0% |
| Umpqua Bank | $156,820,000 | $88,950,000 | -43.3% | 4.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $142,995,000 | $76,375,000 | -46.6% | 3.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $104,680,000 | $73,505,000 | -29.8% | 3.8% |
| QUICKEN LOANS, LLC | $233,905,000 | $73,270,000 | -68.7% | 3.8% |
| Willamette Valley Bank | $108,890,000 | $63,935,000 | -41.3% | 3.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $115,770,000 | $57,385,000 | -50.4% | 3.0% |
| HomeStreet Bank | $4,335,000 | $56,195,000 | 1,196.3% | 2.9% |
| CALIBER HOME LOANS, INC. | $204,900,000 | $54,715,000 | -73.3% | 2.8% |
| MOVEMENT MORTGAGE, LLC | $99,425,000 | $53,580,000 | -46.1% | 2.8% |
| Nations Lending Corporation | $8,330,000 | $52,275,000 | 527.6% | 2.7% |
| People's Bank of Commerce | $70,255,000 | $48,220,000 | -31.4% | 2.5% |
| Banner Bank | $116,450,000 | $47,890,000 | -58.9% | 2.5% |
| Wells Fargo Bank | $71,620,000 | $46,870,000 | -34.6% | 2.4% |
| LOANDEPOT.COM, LLC | $115,015,000 | $42,695,000 | -62.9% | 2.2% |
| Evergreen Federal Bank | $42,175,000 | $39,955,000 | -5.3% | 2.1% |
| U.S. Bank | $70,910,000 | $38,360,000 | -45.9% | 2.0% |
| KeyBank | $40,505,000 | $25,260,000 | -37.6% | 1.3% |
| MORTGAGE EXPRESS, LLC | $57,675,000 | $25,210,000 | -56.3% | 1.3% |
| JPMorgan Chase Bank | $40,765,000 | $24,360,000 | -40.2% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $53,450,000 | $23,900,000 | -55.3% | 1.2% |
| Washington Federal Bank | $34,675,000 | $23,785,000 | -31.4% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $76,395,000 | $22,360,000 | -70.7% | 1.2% |
| CMG MORTGAGE, INC. | $39,195,000 | $20,160,000 | -48.6% | 1.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $59,830,000 | $18,890,000 | -68.4% | 1.0% |
| Mortgage Research Center, LLC | $24,620,000 | $17,585,000 | -28.6% | 0.9% |
| First Interstate Bank | $24,365,000 | $15,310,000 | -37.2% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $29,455,000 | $14,040,000 | -52.3% | 0.7% |
| CHURCHILL MORTGAGE CORPORATION | $1,380,000 | $11,935,000 | 764.9% | 0.6% |
| SUMMIT FUNDING, INC. | $23,880,000 | $11,595,000 | -51.4% | 0.6% |
| S1L, Inc. | $9,165,000 | $11,575,000 | 26.3% | 0.6% |
| Flagstar Bank, FSB | $20,945,000 | $11,560,000 | -44.8% | 0.6% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $5,155,000 | $11,390,000 | 121.0% | 0.6% |
| WALKER & DUNLOP, LLC | $11,355,000 | n/a | 0.6% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $30,080,000 | $10,860,000 | -63.9% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $32,825,000 | $9,855,000 | -70.0% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $7,125,000 | $9,380,000 | 31.6% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $10,685,000 | $9,185,000 | -14.0% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $60,250,000 | $9,110,000 | -84.9% | 0.5% |
| BETTER MORTGAGE CORPORATION | $31,815,000 | $8,985,000 | -71.8% | 0.5% |
| REVERSE MORTGAGE FUNDING LLC | $9,175,000 | $8,580,000 | -6.5% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $17,365,000 | $8,500,000 | -51.1% | 0.4% |
| Bank of America | $9,570,000 | $8,365,000 | -12.6% | 0.4% |
| NORTHWEST COMMUNITY | $18,355,000 | $8,250,000 | -55.1% | 0.4% |
| Mechanics Bank | $2,405,000 | $7,715,000 | 220.8% | 0.4% |
| USAA Federal Savings Bank | $7,310,000 | $7,650,000 | 4.7% | 0.4% |
| BROKER SOLUTIONS, INC. | $14,505,000 | $6,990,000 | -51.8% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $29,385,000 | $6,435,000 | -78.1% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $21,980,000 | $6,310,000 | -71.3% | 0.3% |
| AMERICAN ADVISORS GROUP | $4,705,000 | $6,305,000 | 34.0% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $13,665,000 | $6,260,000 | -54.2% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $32,980,000 | $6,065,000 | -81.6% | 0.3% |
| NEWREZ LLC | $23,915,000 | $5,895,000 | -75.4% | 0.3% |
| MOUNTAIN WEST FINANCIAL, INC. | $8,535,000 | $5,570,000 | -34.7% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $5,905,000 | $4,755,000 | -19.5% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $5,420,000 | $4,715,000 | -13.0% | 0.2% |
| The Federal Savings Bank | $9,730,000 | $4,695,000 | -51.7% | 0.2% |
| Northwest Farm Credit Services, FLCA | $3,230,000 | $4,530,000 | 40.2% | 0.2% |
| LOANPAL, LLC | $5,460,000 | $4,090,000 | -25.1% | 0.2% |
| Capital One | $4,035,000 | n/a | 0.2% | |
| First Republic Bank | $53,475,000 | $3,955,000 | -92.6% | 0.2% |
| First Federal Bank of Kansas City | $970,000 | $3,730,000 | 284.5% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $2,025,000 | $3,710,000 | 83.2% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $2,665,000 | $3,680,000 | 38.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $7,170,000 | $3,385,000 | -52.8% | 0.2% |
| North American Savings Bank, F.S.B. | $7,785,000 | $3,375,000 | -56.6% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,345,000 | $3,250,000 | 38.6% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,400,000 | $3,245,000 | -4.6% | 0.2% |
| GUARANTEED RATE, INC. | $7,200,000 | $3,195,000 | -55.6% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $3,155,000 | $3,160,000 | 0.2% | 0.2% |
| Morgan Stanley Private Bank | $1,765,000 | $3,095,000 | 75.4% | 0.2% |
| GSF Mortgage Corporation | $1,550,000 | $3,010,000 | 94.2% | 0.2% |
| AMWEST FUNDING CORP. | $2,890,000 | n/a | 0.1% | |
| FIRST COMMUNITY | $10,700,000 | $2,855,000 | -73.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,740,000 | $2,765,000 | 0.9% | 0.1% |
| PNC Bank | $2,380,000 | $2,760,000 | 16.0% | 0.1% |
| NBKC BANK | $7,480,000 | $2,715,000 | -63.7% | 0.1% |
| Magnolia Bank | $2,315,000 | $2,700,000 | 16.6% | 0.1% |
| Figure Lending LLC | $880,000 | $2,590,000 | 194.3% | 0.1% |
| OnPoint Community Credit Union | $2,625,000 | $2,525,000 | -3.8% | 0.1% |
| CANOPY MORTGAGE, LLC | $2,975,000 | $2,505,000 | -15.8% | 0.1% |
| Charles Schwab Bank, SSB | $5,000,000 | $2,490,000 | -50.2% | 0.1% |
| PHH Mortgage Corporation | $2,165,000 | $2,395,000 | 10.6% | 0.1% |
| Solarity Credit Union | $2,395,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $6,180,000 | $2,300,000 | -62.8% | 0.1% |
| Northpointe Bank | $725,000 | $2,230,000 | 207.6% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,085,000 | $2,225,000 | 6.7% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,240,000 | $2,100,000 | 69.4% | 0.1% |
| Citadel Servicing Corporation | $1,995,000 | $2,090,000 | 4.8% | 0.1% |
| OREGON COMMUNITY | $3,330,000 | $2,025,000 | -39.2% | 0.1% |
| Hometown Lenders, Inc. | $1,430,000 | $2,000,000 | 39.9% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,785,000 | $1,920,000 | 7.6% | 0.1% |
| United Fidelity Bank, fsb | $1,905,000 | n/a | 0.1% | |
| OCMBC, INC. | $550,000 | $1,900,000 | 245.5% | 0.1% |
| MUFG Union Bank | $2,325,000 | $1,885,000 | -18.9% | 0.1% |
| LADERA LENDING, INC. | $4,035,000 | $1,795,000 | -55.5% | 0.1% |
| Ally Bank | $6,745,000 | $1,770,000 | -73.8% | 0.1% |
| NEXERA HOLDING LLC | $2,120,000 | $1,770,000 | -16.5% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,560,000 | $1,770,000 | -50.3% | 0.1% |
| Loan Simple, Inc. | $1,870,000 | $1,765,000 | -5.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $5,645,000 | $1,765,000 | -68.7% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $750,000 | $1,670,000 | 122.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $2,185,000 | $1,645,000 | -24.7% | 0.1% |
| First Guaranty Mortgage Corporation | $3,130,000 | $1,630,000 | -47.9% | 0.1% |
| Strong Home Mortgage, LLC | $3,790,000 | $1,605,000 | -57.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $6,075,000 | $1,565,000 | -74.2% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $445,000 | $1,520,000 | 241.6% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $12,320,000 | $1,505,000 | -87.8% | 0.1% |
| FIRST TECHNOLOGY | $3,870,000 | $1,495,000 | -61.4% | 0.1% |
| CHEVRON | $1,490,000 | n/a | 0.1% | |
| Columbia State Bank | $3,235,000 | $1,480,000 | -54.3% | 0.1% |
| PacWest Funding Inc. | $750,000 | $1,460,000 | 94.7% | 0.1% |
| Discover Bank | $650,000 | $1,370,000 | 110.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $7,060,000 | $1,335,000 | -81.1% | 0.1% |
| M&T Bank | $910,000 | $1,295,000 | 42.3% | 0.1% |
| BAY EQUITY LLC | $1,305,000 | $1,260,000 | -3.4% | 0.1% |
| Princeton Mortgage Corporation | $1,250,000 | n/a | 0.1% | |
| Boeing Employees Credit Union | $565,000 | $1,240,000 | 119.5% | 0.1% |
| DIRECTORS MORTGAGE, INC. | $1,170,000 | $1,240,000 | 6.0% | 0.1% |
| NexBank | $1,240,000 | n/a | 0.1% | |
| Rivermark Community Credit Union | $1,230,000 | $1,230,000 | 0.0% | 0.1% |
| INTERCAP LENDING INC. | $650,000 | $1,205,000 | 85.4% | 0.1% |
| Stifel Bank and Trust | $2,230,000 | $1,195,000 | -46.4% | 0.1% |
| ADVANTIS | $710,000 | $1,185,000 | 66.9% | 0.1% |
| AXIA FINANCIAL, LLC | $1,220,000 | $1,115,000 | -8.6% | 0.1% |
| Low VA Rates, LLC | $4,035,000 | $1,105,000 | -72.6% | 0.1% |
| Texana Bank | $405,000 | $1,100,000 | 171.6% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $2,770,000 | $1,065,000 | -61.6% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $2,040,000 | $1,055,000 | -48.3% | 0.1% |
| SPRING EQ, LLC | $985,000 | $1,050,000 | 6.6% | 0.1% |
| Bank of the West | $645,000 | $1,045,000 | 62.0% | 0.1% |
| City National Bank | $4,630,000 | $1,045,000 | -77.4% | 0.1% |
| MANN FINANCIAL INC. | $2,690,000 | $1,020,000 | -62.1% | 0.1% |
| Prosperity Home Mortgage, LLC | $305,000 | $1,000,000 | 227.9% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $630,000 | $990,000 | 57.1% | 0.1% |
| BMO Harris Bank | $980,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $460,000 | $980,000 | 113.0% | 0.1% |
| DIRECT MORTGAGE, CORP. | $930,000 | n/a | 0.0% | |
| FirstBank | $3,990,000 | $930,000 | -76.7% | 0.0% |
| Citibank | $1,840,000 | $925,000 | -49.7% | 0.0% |
| KELLER MORTGAGE, LLC | $2,230,000 | $915,000 | -59.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $2,770,000 | $910,000 | -67.1% | 0.0% |
| OPEN MORTGAGE, LLC | $1,265,000 | $905,000 | -28.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $600,000 | $900,000 | 50.0% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $3,230,000 | $895,000 | -72.3% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $1,060,000 | $890,000 | -16.0% | 0.0% |
| STEARNS LENDING, LLC | $23,200,000 | $885,000 | -96.2% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,120,000 | $880,000 | -82.8% | 0.0% |
| Truist | $935,000 | $880,000 | -5.9% | 0.0% |
| Goldman Sachs Bank USA | $875,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $175,000 | $870,000 | 397.1% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,070,000 | $855,000 | -20.1% | 0.0% |
| Toyota Financial Savings Bank | $505,000 | $855,000 | 69.3% | 0.0% |
| Chicago Mortgage Solutions LLC | $2,875,000 | $850,000 | -70.4% | 0.0% |
| Bank of England | $1,720,000 | $845,000 | -50.9% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $830,000 | n/a | 0.0% | |
| SELCO COMMUNITY | $905,000 | $815,000 | -9.9% | 0.0% |
| TEACHERS | $805,000 | n/a | 0.0% | |
| The Huntington National Bank | $360,000 | $805,000 | 123.6% | 0.0% |
| ADVANCIAL | $545,000 | $800,000 | 46.8% | 0.0% |
| ZILLOW HOME LOANS, LLC | $4,985,000 | $795,000 | -84.1% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $705,000 | $785,000 | 11.3% | 0.0% |
| MARION AND POLK SCHOOLS CREDIT UNION | $775,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $580,000 | $770,000 | 32.8% | 0.0% |
| MidFirst Bank | $755,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $755,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $680,000 | $750,000 | 10.3% | 0.0% |
| UBS Bank USA | $515,000 | $750,000 | 45.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $895,000 | $740,000 | -17.3% | 0.0% |
| Mid-Continent Funding, Inc. | $740,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $1,155,000 | $740,000 | -35.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $870,000 | $700,000 | -19.5% | 0.0% |
| RANLIFE, INC. | $865,000 | $695,000 | -19.7% | 0.0% |
| GENEVA FINANCIAL, LLC | $905,000 | $690,000 | -23.8% | 0.0% |
| Dollar Bank, Federal Savings Bank | $675,000 | n/a | 0.0% | |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $335,000 | $670,000 | 100.0% | 0.0% |
| V.I.P. MORTGAGE, INC. | $680,000 | $660,000 | -2.9% | 0.0% |
| Old National Bank | $655,000 | n/a | 0.0% | |
| The Central Trust Bank | $655,000 | n/a | 0.0% | |
| Citizens Bank | $850,000 | $650,000 | -23.5% | 0.0% |
| Bank of the Pacific | $645,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $465,000 | $645,000 | 38.7% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $640,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $75,000 | $620,000 | 726.7% | 0.0% |
| IMPAC MORTGAGE CORP. | $1,775,000 | $620,000 | -65.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,915,000 | $620,000 | -78.7% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $540,000 | $610,000 | 13.0% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $3,655,000 | $590,000 | -83.9% | 0.0% |
| Bethpage Federal Credit Union | $575,000 | n/a | 0.0% | |
| The First National Bank of Middle Tennessee | $575,000 | n/a | 0.0% | |
| Third Coast Bank SSB | $555,000 | n/a | 0.0% | |
| First Federal Bank | $275,000 | $545,000 | 98.2% | 0.0% |
| SOFI LENDING CORP. | $360,000 | $545,000 | 51.4% | 0.0% |
| Equity Prime Mortgage LLC | $540,000 | n/a | 0.0% | |
| CIBC Bank USA | $535,000 | n/a | 0.0% | |
| Gallic & Johnson, LLC | $535,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $530,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $545,000 | $530,000 | -2.8% | 0.0% |
| NFM, INC. | $580,000 | $530,000 | -8.6% | 0.0% |
| SIRVA MORTGAGE, INC. | $790,000 | $530,000 | -32.9% | 0.0% |
| Amerifirst Financial, Inc. | $760,000 | $525,000 | -30.9% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $500,000 | $515,000 | 3.0% | 0.0% |
| F&A Federal Credit Union | $485,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $1,740,000 | $470,000 | -73.0% | 0.0% |
| EVERETT FINANCIAL, INC. | $905,000 | $470,000 | -48.1% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $2,080,000 | $425,000 | -79.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $425,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $1,175,000 | $415,000 | -64.7% | 0.0% |
| JUSTICE Federal Credit Union | $415,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $720,000 | $405,000 | -43.8% | 0.0% |
| DIGITAL Federal Credit Union | $395,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $890,000 | $395,000 | -55.6% | 0.0% |
| First National Bank of America | $390,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $665,000 | $385,000 | -42.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $630,000 | $375,000 | -40.5% | 0.0% |
| Gateway First Bank | $225,000 | $365,000 | 62.2% | 0.0% |
| MICHIGAN MUTUAL, INC. | $365,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $2,010,000 | $355,000 | -82.3% | 0.0% |
| ON Q FINANCIAL, INC. | $750,000 | $355,000 | -52.7% | 0.0% |
| Leader Bank | $345,000 | n/a | 0.0% | |
| BEST FINANCE CAPITAL, INC. | $335,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $1,110,000 | $325,000 | -70.7% | 0.0% |
| NP, Inc. | $1,930,000 | $325,000 | -83.2% | 0.0% |
| First National Bank | $315,000 | n/a | 0.0% | |
| SUMMIT MORTGAGE CORPORATION | $2,580,000 | $315,000 | -87.8% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,155,000 | $315,000 | -72.7% | 0.0% |
| RESIDENTIAL BANCORP. | $510,000 | $290,000 | -43.1% | 0.0% |
| Axos Bank | $1,935,000 | $285,000 | -85.3% | 0.0% |
| BKCO MORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| First Western Trust Bank | $285,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $285,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $800,000 | $285,000 | -64.4% | 0.0% |
| STAR ONE CREDIT UNION | $205,000 | $285,000 | 39.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $3,160,000 | $275,000 | -91.3% | 0.0% |
| Watermark Capital, Inc. | $435,000 | $275,000 | -36.8% | 0.0% |
| ENVOY MORTGAGE, LTD | $425,000 | $265,000 | -37.6% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,130,000 | $265,000 | -76.5% | 0.0% |
| Lakeview Community Capital, LLC | $260,000 | n/a | 0.0% | |
| Mid Oregon Federal Credit Union | $295,000 | $255,000 | -13.6% | 0.0% |
| PREMIER LENDING, INC. | $305,000 | $255,000 | -16.4% | 0.0% |
| Quontic Bank | $225,000 | $255,000 | 13.3% | 0.0% |
| TOWER | $255,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $245,000 | n/a | 0.0% | |
| Lend Smart Mortgage, LLC | $450,000 | $245,000 | -45.6% | 0.0% |
| UNITED MORTGAGE CORP. | $245,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $245,000 | n/a | 0.0% | |
| Blue Ridge Bank | $235,000 | n/a | 0.0% | |
| COASTAL FUNDING SLC, INC. | $235,000 | n/a | 0.0% | |
| iQ Credit Union | $230,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $1,460,000 | $225,000 | -84.6% | 0.0% |
| HOME MORTGAGE ALLIANCE, LLC | $415,000 | $215,000 | -48.2% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $325,000 | $205,000 | -36.9% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $205,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $815,000 | $205,000 | -74.8% | 0.0% |
| BANC ONE MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $195,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $155,000 | $195,000 | 25.8% | 0.0% |
| Cornerstone First Mortgage, Inc | $365,000 | $185,000 | -49.3% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $490,000 | $185,000 | -62.2% | 0.0% |
| A&D Mortgage LLC | $175,000 | n/a | 0.0% | |
| HORIZON | $175,000 | n/a | 0.0% | |
| ARC HOME LLC | $980,000 | $165,000 | -83.2% | 0.0% |
| Arvest Bank | $290,000 | $165,000 | -43.1% | 0.0% |
| FBC MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $165,000 | n/a | 0.0% | |
| SPOKANE TEACHERS | $160,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $155,000 | n/a | 0.0% | |
| WASHINGTON STATE EMPLOYEES Credit Union | $290,000 | $155,000 | -46.6% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $745,000 | $145,000 | -80.5% | 0.0% |
| Plains Commerce Bank | $135,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $990,000 | $125,000 | -87.4% | 0.0% |
| VERITAS FUNDING, LLC | $330,000 | $125,000 | -62.1% | 0.0% |
| INTELLILOAN, INC. | $105,000 | n/a | 0.0% | |
| PREMIER AMERICA | $105,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $105,000 | n/a | 0.0% | |
| GREENWOOD | $95,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $95,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| USAGENCIES | $75,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $280,000 | $65,000 | -76.8% | 0.0% |
| Oregon State Credit Union | $420,000 | $55,000 | -86.9% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $45,000 | n/a | 0.0% | |
| SALAL | $35,000 | n/a | 0.0% |
MEDFORD's top lender by overall market share is ROGUE, with 8.5% market share. In second place, with 8.0%, is GUILD MORTGAGE COMPANY, having originated $155,330,000 in loans. In third place, with 4.6%, is Umpqua Bank, having originated $88,950,000 in loans. In fourth place, with 3.9%, is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, having originated $76,375,000 in loans. In fifth place, with 3.8%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $73,505,000 in loans.
MEDFORD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - MEDFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $399,500 (3.3%) | $586,557 (2.4%) | 1.48 | 745 |
| 2018-02-01 | $412,100 (3.4%) | $594,461 (3.2%) | 1.50 | 758 |
| 2018-03-01 | $410,000 (3.8%) | $594,144 (5.1%) | 1.44 | 799 |
| 2018-04-01 | $400,000 (-0.6%) | $573,661 (-3.7%) | 1.36 | 877 |
| 2018-05-01 | $422,000 (4.0%) | $583,464 (-0.7%) | 1.41 | 958 |
| 2018-06-01 | $430,000 (7.5%) | $612,892 (5.4%) | 1.43 | 1,004 |
| 2018-07-01 | $428,125 (7.3%) | $586,293 (-0.5%) | 1.43 | 1,096 |
| 2018-08-01 | $409,475 (3.7%) | $567,569 (0.9%) | 1.37 | 1,106 |
| 2018-09-01 | $400,000 (1.3%) | $563,130 (-2.6%) | 1.34 | 1,140 |
| 2018-10-01 | $399,950 (1.9%) | $555,395 (-2.3%) | 1.35 | 1,205 |
| 2018-11-01 | $399,962 (0.1%) | $566,963 (1.2%) | 1.36 | 1,162 |
| 2018-12-01 | $399,900 (0.0%) | $561,137 (-3.9%) | 1.38 | 1,037 |
| 2019-01-01 | $399,900 (0.1%) | $553,816 (-5.6%) | 1.38 | 939 |
| 2019-02-01 | $399,900 (-3.0%) | $558,588 (-6.0%) | 1.35 | 952 |
| 2019-03-01 | $400,000 (-2.4%) | $566,984 (-4.6%) | 1.33 | 987 |
| 2019-04-01 | $424,500 (6.1%) | $574,999 (0.2%) | 1.35 | 1,076 |
| 2019-05-01 | $442,000 (4.7%) | $584,820 (0.2%) | 1.38 | 1,166 |
| 2019-06-01 | $439,000 (2.1%) | $582,119 (-5.0%) | 1.37 | 1,266 |
| 2019-07-01 | $424,500 (-0.9%) | $581,144 (-0.9%) | 1.33 | 1,246 |
| 2019-08-01 | $426,500 (4.2%) | $589,846 (3.9%) | 1.34 | 1,253 |
| 2019-09-01 | $432,750 (8.2%) | $608,280 (8.0%) | 1.37 | 1,095 |
| 2019-10-01 | $404,950 (1.3%) | $583,251 (5.0%) | 1.31 | 1,088 |
| 2019-11-01 | $407,000 (1.8%) | $586,971 (3.5%) | 1.33 | 956 |
| 2019-12-01 | $408,500 (2.2%) | $596,749 (6.4%) | 1.36 | 795 |
| 2020-01-01 | $399,950 (0.0%) | $604,484 (9.2%) | 1.34 | 703 |
| 2020-02-01 | $416,450 (4.1%) | $610,166 (9.2%) | 1.36 | 692 |
| 2020-03-01 | $437,000 (9.3%) | $639,712 (12.8%) | 1.37 | 699 |
| 2020-04-01 | $435,000 (2.5%) | $636,647 (10.7%) | 1.36 | 752 |
| 2020-05-01 | $449,450 (1.7%) | $646,115 (10.5%) | 1.37 | 701 |
| 2020-06-01 | $460,750 (5.0%) | $665,598 (14.3%) | 1.36 | 615 |
| 2020-07-01 | $460,950 (8.6%) | $668,741 (15.1%) | 1.34 | 562 |
| 2020-08-01 | $475,000 (11.4%) | $666,949 (13.1%) | 1.36 | 506 |
| 2020-09-01 | $484,000 (11.8%) | $681,578 (12.1%) | 1.39 | 402 |
| 2020-10-01 | $484,900 (19.7%) | $684,225 (17.3%) | 1.39 | 321 |
| 2020-11-01 | $486,500 (19.5%) | $692,166 (17.9%) | 1.42 | 311 |
| 2020-12-01 | $499,500 (22.3%) | $671,052 (12.5%) | 1.49 | 294 |
| 2021-01-01 | $500,000 (25.0%) | $688,603 (13.9%) | 1.49 | 246 |
| 2021-02-01 | $503,625 (20.9%) | $722,127 (18.4%) | 1.46 | 244 |
| 2021-03-01 | $499,000 (14.2%) | $680,957 (6.5%) | 1.42 | 278 |
| 2021-04-01 | $483,750 (11.2%) | $663,530 (4.2%) | 1.31 | 272 |
| 2021-05-01 | $518,000 (15.3%) | $686,912 (6.3%) | 1.38 | 316 |
| 2021-06-01 | $525,000 (13.9%) | $679,280 (2.1%) | 1.38 | 376 |
| 2021-07-01 | $512,000 (11.1%) | $679,957 (1.7%) | 1.35 | 417 |
| 2021-08-01 | $514,000 (8.2%) | $673,208 (0.9%) | 1.37 | 449 |
| 2021-09-01 | $499,500 (3.2%) | $658,231 (-3.4%) | 1.33 | 498 |
| 2021-10-01 | $510,000 (5.2%) | $666,876 (-2.5%) | 1.36 | 557 |
| 2021-11-01 | $523,500 (7.6%) | $694,541 (0.3%) | 1.40 | 499 |
| 2021-12-01 | $512,500 (2.6%) | $709,732 (5.8%) | 1.39 | 416 |
| 2022-01-01 | $549,250 (9.9%) | $743,280 (7.9%) | 1.48 | 341 |
| 2022-02-01 | $577,425 (14.7%) | $768,770 (6.5%) | 1.50 | 341 |
| 2022-03-01 | $550,000 (10.2%) | $748,428 (9.9%) | 1.38 | 376 |
| 2022-04-01 | $552,500 (14.2%) | $727,212 (9.6%) | 1.32 | 464 |
| 2022-05-01 | $556,250 (7.4%) | $717,151 (4.4%) | 1.27 | 605 |
| 2022-06-01 | $557,500 (6.2%) | $720,456 (6.1%) | 1.24 | 716 |
| 2022-07-01 | $535,000 (4.5%) | $699,466 (2.9%) | 1.21 | 839 |
| 2022-08-01 | $529,450 (3.0%) | $698,940 (3.8%) | 1.22 | 836 |
| 2022-09-01 | $528,750 (5.9%) | $695,272 (5.6%) | 1.24 | 766 |
| 2022-10-01 | $534,900 (4.9%) | $719,484 (7.9%) | 1.26 | 745 |
| 2022-11-01 | $524,950 (0.3%) | $706,360 (1.7%) | 1.26 | 707 |
| 2022-12-01 | $510,000 (-0.5%) | $715,888 (0.9%) | 1.26 | 626 |
| 2023-01-01 | $517,225 (-5.8%) | $723,692 (-2.6%) | 1.28 | 533 |
| 2023-02-01 | $548,000 (-5.1%) | $753,862 (-1.9%) | 1.32 | 501 |
| 2023-03-01 | $541,925 (-1.5%) | $743,258 (-0.7%) | 1.28 | 516 |
| 2023-04-01 | $544,950 (-1.4%) | $738,022 (1.5%) | 1.27 | 532 |
MEDFORD's median listing price for 2023-04-01 was $544,950, a difference of
$-7,550
(-1.4%) versus the prior year and
$3,025 versus the prior month.
MEDFORD's median listing price comes in at 127% of the national average.
MEDFORD's average listing price for 2023-04-01 was $738,022, a difference of $10,810 (1.5%) versus the prior year and $-5,236 versus the prior month.
For the 2023-04-01 period, MEDFORD had 532 MLS listings, a difference of 16 listings (3%) versus the prior month and 68 listings (15%) versus the prior year.
MEDFORD's median listing price comes in at 127% of the national average.
MEDFORD's average listing price for 2023-04-01 was $738,022, a difference of $10,810 (1.5%) versus the prior year and $-5,236 versus the prior month.
For the 2023-04-01 period, MEDFORD had 532 MLS listings, a difference of 16 listings (3%) versus the prior month and 68 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MEDFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 87 days | 1,903 sqft |
| 2018-02-01 | 80 days | 1,912 sqft |
| 2018-03-01 | 67 days | 1,938 sqft |
| 2018-04-01 | 57 days | 1,936 sqft |
| 2018-05-01 | 53 days | 1,990 sqft |
| 2018-06-01 | 54 days | 2,027 sqft |
| 2018-07-01 | 58 days | 2,016 sqft |
| 2018-08-01 | 64 days | 1,984 sqft |
| 2018-09-01 | 75 days | 1,962 sqft |
| 2018-10-01 | 75 days | 1,937 sqft |
| 2018-11-01 | 74 days | 1,945 sqft |
| 2018-12-01 | 83 days | 1,916 sqft |
| 2019-01-01 | 94 days | 1,879 sqft |
| 2019-02-01 | 94 days | 1,888 sqft |
| 2019-03-01 | 67 days | 1,881 sqft |
| 2019-04-01 | 58 days | 1,928 sqft |
| 2019-05-01 | 50 days | 1,995 sqft |
| 2019-06-01 | 54 days | 1,973 sqft |
| 2019-07-01 | 65 days | 1,938 sqft |
| 2019-08-01 | 79 days | 1,974 sqft |
| 2019-09-01 | 89 days | 1,987 sqft |
| 2019-10-01 | 81 days | 1,939 sqft |
| 2019-11-01 | 85 days | 1,940 sqft |
| 2019-12-01 | 87 days | 1,878 sqft |
| 2020-01-01 | 88 days | 1,859 sqft |
| 2020-02-01 | 81 days | 1,857 sqft |
| 2020-03-01 | 51 days | 1,905 sqft |
| 2020-04-01 | 54 days | 1,906 sqft |
| 2020-05-01 | 68 days | 2,025 sqft |
| 2020-06-01 | 79 days | 2,058 sqft |
| 2020-07-01 | 76 days | 2,089 sqft |
| 2020-08-01 | 72 days | 2,080 sqft |
| 2020-09-01 | 77 days | 2,116 sqft |
| 2020-10-01 | 85 days | 2,044 sqft |
| 2020-11-01 | 72 days | 1,984 sqft |
| 2020-12-01 | 61 days | 1,914 sqft |
| 2021-01-01 | 68 days | 1,893 sqft |
| 2021-02-01 | 46 days | 1,872 sqft |
| 2021-03-01 | 41 days | 1,904 sqft |
| 2021-04-01 | 44 days | 1,846 sqft |
| 2021-05-01 | 35 days | 1,882 sqft |
| 2021-06-01 | 39 days | 1,883 sqft |
| 2021-07-01 | 39 days | 1,879 sqft |
| 2021-08-01 | 44 days | 1,868 sqft |
| 2021-09-01 | 44 days | 1,848 sqft |
| 2021-10-01 | 45 days | 1,838 sqft |
| 2021-11-01 | 55 days | 1,869 sqft |
| 2021-12-01 | 69 days | 1,835 sqft |
| 2022-01-01 | 79 days | 1,865 sqft |
| 2022-02-01 | 57 days | 1,927 sqft |
| 2022-03-01 | 40 days | 1,842 sqft |
| 2022-04-01 | 39 days | 1,860 sqft |
| 2022-05-01 | 37 days | 1,854 sqft |
| 2022-06-01 | 41 days | 1,883 sqft |
| 2022-07-01 | 46 days | 1,825 sqft |
| 2022-08-01 | 57 days | 1,826 sqft |
| 2022-09-01 | 68 days | 1,813 sqft |
| 2022-10-01 | 75 days | 1,831 sqft |
| 2022-11-01 | 81 days | 1,833 sqft |
| 2022-12-01 | 89 days | 1,795 sqft |
| 2023-01-01 | 97 days | 1,822 sqft |
| 2023-02-01 | 96 days | 1,858 sqft |
| 2023-03-01 | 66 days | 1,866 sqft |
| 2023-04-01 | 60 days | 1,840 sqft |
MEDFORD's median listing age (time on market) for 2023-04-01 was 60 days.
This
is 54%
longer
than the same period one year ago.
MEDFORD's median square footage for active listings during the 2023-04-01 period was 1,840 sqft. One year prior, the average listing was 1,860 sqft.
MEDFORD's median square footage for active listings during the 2023-04-01 period was 1,840 sqft. One year prior, the average listing was 1,860 sqft.
MEDFORD, OR Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 97497 | Medford, OR | $800 | $850 | $1,120 | $1,590 | $1,920 |
| 97501 | Medford, OR | $780 | $860 | $1,130 | $1,610 | $1,930 |
| 97502 | Medford, OR | $870 | $960 | $1,260 | $1,790 | $2,160 |
| 97503 | Medford, OR | $900 | $990 | $1,300 | $1,850 | $2,230 |
| 97504 | Medford, OR | $820 | $900 | $1,190 | $1,690 | $2,040 |
| 97520 | Medford, OR | $920 | $1,010 | $1,330 | $1,890 | $2,280 |
| 97522 | Medford, OR | $720 | $800 | $1,050 | $1,490 | $1,800 |
| 97524 | Medford, OR | $1,010 | $1,110 | $1,460 | $2,070 | $2,500 |
| 97525 | Medford, OR | $840 | $920 | $1,210 | $1,720 | $2,070 |
| 97526 | Medford, OR | $770 | $820 | $1,080 | $1,530 | $1,850 |
| 97527 | Medford, OR | $880 | $940 | $1,230 | $1,750 | $2,110 |
| 97530 | Medford, OR | $900 | $1,000 | $1,310 | $1,860 | $2,240 |
| 97535 | Medford, OR | $680 | $750 | $990 | $1,410 | $1,690 |
| 97536 | Medford, OR | $680 | $740 | $980 | $1,390 | $1,680 |
| 97537 | Medford, OR | $750 | $830 | $1,090 | $1,550 | $1,870 |
| 97539 | Medford, OR | $1,010 | $1,110 | $1,460 | $2,070 | $2,500 |
| 97540 | Medford, OR | $880 | $970 | $1,270 | $1,800 | $2,170 |
| 97541 | Medford, OR | $890 | $980 | $1,290 | $1,830 | $2,210 |
| 97544 | Medford, OR | $1,010 | $1,070 | $1,410 | $2,000 | $2,410 |
2022 Average & Median Rent Data Statistics
MEDFORD, OR average 1BR rent: $927, median: $940
MEDFORD, OR average 2BR rent: $1,219, median: $1,230
MEDFORD, OR average 3BR rent: $1,731, median: $1,750
MEDFORD, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,103 | $1,179,825,000 | $380,221 |
| Cash Out Refi | 1,163 | $346,615,000 | $298,035 |
| Refi | 850 | $276,470,000 | $325,259 |
| Home Improvement | 815 | $76,565,000 | $93,945 |
| Other | 546 | $64,390,000 | $117,930 |
Medford's most frequently cited loan purpose was Home Purchase, with 3,103 originations. The 2nd most popular reason was Cash Out Refi, with 1,163 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,754 | $587,330,000 | $334,852 |
| 4-5% | 1,506 | $453,260,000 | $300,969 |
| 5-6% | 1,414 | $423,170,000 | $299,272 |
| 6-7% | 667 | $161,135,000 | $241,582 |
| 2.5-3% | 405 | $126,445,000 | $312,210 |
| 7-8% | 251 | $47,645,000 | $189,821 |
| Over 8% | 137 | $16,715,000 | $122,007 |
| <2.5% | 113 | $35,025,000 | $309,956 |
During 2022, Medford's most frequently originated rate bucket was 3-4%, with 1,754 originations.
Loan Sizing (MEDFORD, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,991 | $894,255,000 | $298,982 |
| $100,000 or less | 1,173 | $64,215,000 | $54,744 |
| $100k-200k | 1,014 | $148,150,000 | $146,105 |
| $400k-600k | 952 | $448,700,000 | $471,324 |
| $600k-1000k | 294 | $207,180,000 | $704,694 |
| $Over $1MM | 53 | $181,365,000 | $3,421,981 |
MEDFORD's loan sizing saw the bucket of loans from $200k-400k with 2,991 originations, totaling $894,255,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,961 | $759,505,000 | $387,305 |
| 60-80% | 1,454 | $612,700,000 | $421,389 |
| Under 20% | 1,143 | $70,055,000 | $61,290 |
| 40-60% | 864 | $250,040,000 | $289,398 |
| 20-40% | 737 | $127,425,000 | $172,897 |
| Over 100% | 70 | $30,640,000 | $437,714 |
MEDFORD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,961 originations, totaling $759,505,000 in origination value.