MEDFORD Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Medford averaged 5.21% for the week of 2022-08-04, compared to the national average of 4.99% for the same period.

The average rate for the prior week (2022-07-28) was 5.72% and one month ago for the week of 2022-06-30, the average rate was 6.02%.

Medford's average rate one year ago was 3.02%.

For refis of the same type during the week of 2022-08-04, the average rate was 5.09%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-08-04 4.99%
Medford 30 Year Fixed Rate 2022-08-04 5.21%
Medford 30 Year Fixed Rate Refi 2022-08-04 5.09%
Medford 15 Year Fixed Rate 2022-08-04 5.24%
Medford 15 Year Fixed Rate Refi 2022-08-04 4.26%
Medford 30 Year FHA 2022-08-04 5.38%
Medford 30 Year FHA Refi 2022-08-04 5.46%
Medford 30 Year USDA 2022-08-04 5.11%
Medford 30 Year USDA Refi 2022-08-04 5.04%
Medford 30 Year VA 2022-08-04 5.52%
Medford 30 Year VA Refi 2022-08-04 4.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MEDFORD, OR.

MEDFORD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MEDFORD, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
GUILD MORTGAGE COMPANY 714 3.21% $5,525
QUICKEN LOANS, LLC 582 3.01% $5,556
ROGUE 472 3.31% $4,386
CALIBER HOME LOANS, INC. 450 3.11% $4,589
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 318 3.21% $7,787
Umpqua Bank 264 3.12% $4,791
Willamette Valley Bank 258 3.25% $5,038
MOVEMENT MORTGAGE, LLC 252 3.17% $4,234
LOANDEPOT.COM, LLC 250 2.96% $4,784
UNITED WHOLESALE MORTGAGE, LLC 235 2.95% $5,366
CROSSCOUNTRY MORTGAGE, LLC 178 3.22% $9,029
People's Bank of Commerce 149 3.06% $4,850
MUTUAL OF OMAHA MORTGAGE, INC. 145 3.13% $4,830
Wells Fargo Bank 145 3.11% $3,984
PENNYMAC LOAN SERVICES, LLC 134 3.01% $5,419
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 117 3.14% $5,510
JPMorgan Chase Bank 113 3.11% $2,805
U.S. Bank 91 3.03% $4,826
PACIFIC RESIDENTIAL MORTGAGE, LLC 85 3.24% $6,674
AMERISAVE MORTGAGE CORPORATION 82 2.88% $4,621
CMG MORTGAGE, INC. 75 3.18% $6,865
BETTER MORTGAGE CORPORATION 70 2.82% $3,719
Mr. Cooper ( Nationstar Mortgage ) 70 3.24% $5,854
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 69 2.98% $5,668
KeyBank 66 3.08% $4,400
STEARNS LENDING, LLC 62 3.06% $4,600
Sierra Pacific Mortgage Company, Inc. 53 3.04% $5,747
NEWREZ LLC 51 3.06% $4,665
Flagstar Bank, FSB 50 3.16% $4,608
SUMMIT FUNDING, INC. 42 3.24% $5,762
NORTHWEST COMMUNITY 38 3.17% $7,660
Banner Bank 36 3.37% $5,246
FINANCE OF AMERICA MORTGAGE LLC 36 3.21% $4,593
HOME POINT FINANCIAL CORPORATION 32 3.07% $5,167
CHERRY CREEK MORTGAGE, LLC 30 3.07% $5,624
BROKER SOLUTIONS, INC. 28 3.06% $5,920
FIRST COMMUNITY 28 3.31% $3,536
MOUNTAIN WEST FINANCIAL, INC. 26 3.14% $5,033
S1L, Inc. 25 3.28% $5,153
First Interstate Bank 22 3.23% $4,343
FREEDOM MORTGAGE CORPORATION 21 3.35% $3,916
NBKC BANK 18 2.91% $3,351
AMERICAN FINANCING CORPORATION 18 3.03% $4,959
North American Savings Bank, F.S.B. 15 2.76% $2,702
Bank of America 15 2.83% $4,958
GUARANTEED RATE, INC. 15 3.04% $4,562
Nations Lending Corporation 15 3.22% $6,615
ZILLOW HOME LOANS, LLC 14 2.95% $4,797
HOMEBRIDGE FINANCIAL SERVICES, INC. 14 3.35% $4,164
InterContinental Capital Group, Inc 13 2.96% $5,076
PROVIDENT FUNDING ASSOCIATES, L.P. 12 2.79% $3,449
PREMIER MORTGAGE RESOURCES, L.L.C. 12 3.31% $4,251
Washington Federal Bank 11 3.33% $10,644
AMERICAN FINANCIAL NETWORK, INC. 11 3.08% $7,727
Strong Home Mortgage, LLC 11 2.96% $2,319
AMERICAN INTERNET MORTGAGE, INC. 10 2.70% $3,828
LADERA LENDING, INC. 10 2.91% $4,666
FirstBank 10 2.79% $2,832
NETWORK CAPITAL FUNDING CORPORATION 10 3.23% $5,294
NATIONS DIRECT MORTGAGE, LLC 10 3.03% $4,489
FIRST TECHNOLOGY 9 3.06% $4,357
Ally Bank 9 2.72% $8,949
Paramount Residential Mortgage Group, Inc. 9 2.94% $7,177
OREGON COMMUNITY 9 3.32% $4,137
LOANPAL, LLC 9 3.24% $8,044
LAKEVIEW LOAN SERVICING, LLC 8 3.45% $3,282
City National Bank 8 2.70% $3,594
CANOPY MORTGAGE, LLC 8 3.03% $4,746
Chicago Mortgage Solutions LLC 8 2.95% $2,286
Charles Schwab Bank, SSB 7 2.60% $6,144
AMERICAN PACIFIC MORTGAGE CORPORATION 7 3.07% $4,762
NAVY FEDERAL CREDIT UNION 7 3.11% $4,391
ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 3.12% $4,943
MUFG Union Bank 7 3.09% $5,876
Carrington Mortgage Services, LLC 7 3.16% $5,429
HOMESIDE FINANCIAL, LLC 6 3.06% $5,626
CELEBRITY HOME LOANS, LLC 6 3.23% $4,420
KELLER MORTGAGE, LLC 6 2.94% $3,162
LPMC, LLC 6 2.96% $3,585
Bank of England 6 3.17% $5,657
OnPoint Community Credit Union 6 3.06% $4,382
Stifel Bank and Trust 6 2.71% $3,003
Wyndham Capital Mortgage, Inc. 5 2.98% $2,131
PNC Bank 5 3.08% $4,945
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.55% $7,405
The Federal Savings Bank 5 3.13% $10,728
MANN FINANCIAL INC. 5 3.40% $6,682
TIAA, FSB 5 2.97% $6,803
SUMMIT MORTGAGE CORPORATION 5 3.17% $5,518
Washington Trust Bank 5 3.00% $3,855
First Guaranty Mortgage Corporation 5 3.40% $4,421
BEST CAPITAL FUNDING 5 2.98% $3,615
BNC National Bank 5 3.05% $5,011
Citadel Servicing Corporation 5 4.40% $11,372
Axos Bank 4 3.09% $3,568
PHH Mortgage Corporation 4 3.13% $7,383
First Federal Bank of Kansas City 4 3.13% $3,853
PENTAGON FEDERAL CREDIT UNION 4 2.56% $3,121
ACADEMY MORTGAGE CORPORATION 4 3.22% $5,624
CHURCHILL MORTGAGE CORPORATION 4 3.72% $4,568
NEXERA HOLDING LLC 4 4.00% $5,793
Hometown Lenders, Inc. 4 3.15% $5,423
SOVEREIGN LENDING GROUP INCORPORATED 4 3.16% $7,919
Commerce Home Mortgage, Inc. 4 3.09% $4,168
LENDERFI, INC. 4 2.90% $2,051
First Savings Bank 4 2.72% $4,132
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 3.09% $3,987
EMM LOANS LLC 4 3.06% $8,883
Century Mortgage Company DBA Century Lending Company 3 3.29% $4,219
LENDUS, LLC 3 3.08% $4,553
HomeStreet Bank 3 3.04% $4,376
GENEVA FINANCIAL, LLC 3 3.17% $9,356
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 5.71% $14,548
Loan Simple, Inc. 3 3.54% $5,083
WESTERN EXPRESS LENDING 3 2.83% $5,990
Sunflower Bank 3 3.21% $4,120
Manufacturers and Traders Trust Company 3 3.04% $3,556
DRAPER AND KRAMER MORTGAGE CORP. 3 2.96% $4,140
IMPAC MORTGAGE CORP. 3 2.79% $525
PLAZA HOME MORTGAGE, INC. 3 3.00% $6,664
DIRECTORS MORTGAGE, INC. 3 3.21% $5,925
Citizens Bank 3 2.79% $4,886
Morgan Stanley Private Bank 3 3.01% $4,731
Truist Bank 3 3.13% $2,239
BAY EQUITY LLC 3 3.29% $5,174
GoPrime Mortgage, Inc. 2 3.49% $5,135
GUARANTEED RATE AFFINITY, LLC 2 2.93% $4,707
HighTechLending Inc 2 2.81% $2,727
Colonial Savings, F.A. 2 2.94% $5,465
IDAHO CENTRAL 2 3.13% $6,398
JMAC LENDING, INC. 2 2.69% $4,292
First Mortgage Solutions, LLC 2 2.87% $2,823
First Internet Bank of Indiana 2 2.75% $5,230
LEADERONE FINANCIAL CORPORATION 2 3.75% $6,990
Lend Smart Mortgage, LLC 2 3.38% $4,947
LENOX FINANCIAL MORTGAGE CORPORATION 2 2.88% $2,727
BNY Mellon 2 2.19% $5,567
NFM, INC. 2 2.94% $4,794
NMSI, INC. 2 3.13% $19,967
AXIA FINANCIAL, LLC 2 3.00% $5,386
Northwest Farm Credit Services, FLCA 2 3.55% $27,603
OCMBC, INC. 2 3.06% $3,047
ON Q FINANCIAL, INC. 2 2.88% $6,436
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 4.25% $5,133
Arvest Bank 2 3.13% $5,499
Citibank 2 2.56% $5,242
Prime Choice Funding Inc. 2 2.75% $5,580
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.19% $6,910
Rivermark Community Credit Union 2 3.13% $4,233
AmeriHome Mortgage Company, LLC 2 3.44% $3,461
ROYAL UNITED MORTGAGE LLC 2 2.69% $5,319
SAMMAMISH MORTGAGE COMPANY 2 3.31% $2,992
SOFI LENDING CORP. 2 2.75% $4,536
SPRING EQ, LLC 2 3.25% $1,996
Columbia State Bank 2 3.13% $7,245
SUN WEST MORTGAGE COMPANY, INC. 2 3.06% $4,196
Unitus Community Credit Union 2 3.06% $6,708
USAA Federal Savings Bank 2 3.19% $3,939
V.I.P. MORTGAGE, INC. 2 2.88% $5,026
GSF Mortgage Corporation 2 3.25% $10,107
MLD MORTGAGE INC. 1 2.63% $3,744
Gateway First Bank 1 2.75% $8,630
Midwest Community Bank 1 3.25% $4,273
Prosperity Home Mortgage, LLC 1 3.25% $3,899
MASON MCDUFFIE MORTGAGE CORPORATION 1 2.63% $5,229
First Home Bank 1 3.50% $4,340
Quontic Bank 1 5.25% $7,290
RANLIFE, INC. 1 2.88% $6,124
1st Security Bank of Washington 1 3.38% $3,378
Republic Bank & Trust Company 1 2.63% $5,911
RESIDENTIAL BANCORP. 1 3.25% $7,693
Advisors Mortgage Group, L.L.C. 1 2.88% $3,860
VERITAS FUNDING, LLC 1 3.38% $7,873
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.50% $9,714
Golden Empire Mortgage, Inc. 1 3.13% $4,585
Amerifirst Financial, Inc. 1 3.50% $4,900
Wallick & Volk, Inc. 1 3.00% $1,742
SELCO COMMUNITY 1 2.75% $3,819
KINECTA 1 3.13% $4,365
SIRVA MORTGAGE, INC. 1 2.88% $3,258
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.38% $7,133
Boeing Employees Credit Union 1 2.88% $2,739
HOME MORTGAGE ALLIANCE, LLC 1 3.38% $2,968
SRE MORTGAGE ALLIANCE INC. 1 2.88% $3,726
STANFORD Federal Credit Union 1 2.50% $6,579
STAR ONE CREDIT UNION 1 2.88% $2,834
DATA MORTGAGE, INC. 1 3.50% $5,177
Watermark Capital, Inc. 1 2.88% $3,974
ADVANCIAL 1 2.75% $5,149
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $5,390
BOKF 1 3.00% $3,987
First Republic Bank 1 2.65% $3,731
FUNDLOANS CAPITAL 1 5.75% $11,560
INTERCAP LENDING INC. 1 2.88% $3,419
The Huntington National Bank 1 2.63% $3,582
THE MORTGAGE COMPANY 1 2.88% $4,767
Third Federal Savings and Loan Association of Cleveland 1 2.84% $6,182
ATLANTA POSTAL 1 2.88% $3,359
Hometown Equity Mortgage, LLC 1 2.88% $4,998
Northwest Federal Credit Union 1 3.00% $6,062
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.50% $3,864
Toyota Financial Savings Bank 1 2.63% $4,174
First Bankers Trust Company 1 2.95% $3,821
Tri Counties Bank 1 3.38% $3,868
ONY GLO, INC. 1 2.25% $4,934
CALCON MUTUAL MORTGAGE LLC 1 3.38% $6,409
Amalgamated Bank 1 2.50% $3,614
NATIONWIDE MORTGAGE BANKERS, INC. 1 2.88% $12,774
CORNERSTONE HOME LENDING, INC. 1 3.25% $7,272
Bank of the West 1 3.25% $11,920
ARC HOME LLC 1 2.99% $3,380
Mutual Federal Bank 1 2.88% $5,259
PLANET HOME LENDING, LLC 1 3.25% $1,316
Platinum Home Mortgage Corporation 1 3.25% $7,107
BELEM SERVICING LLC 1 3.25% $5,844
Mortgage Research Center, LLC 1 3.88% $7,219
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 3.50% $670

MEDFORD, OR's 217 lenders originated 12,445 loans during 2021. The total origination value was $3,625,555,000, with an average loan value of $291,326.

The top MEDFORD lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 714 loans originated. Their average total fees are $5,525, which is $31 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee MEDFORD lenders (with over 10 loans originated) are Strong Home Mortgage, LLC ($2,319), North American Savings Bank, F.S.B. ($2,702), JPMorgan Chase Bank ($2,805), FirstBank ($2,832) and NBKC BANK ($3,351).

The lowest rate MEDFORD lenders (with over 10 loans originated) are AMERICAN INTERNET MORTGAGE, INC. (2.70%), North American Savings Bank, F.S.B. (2.76%), FirstBank (2.79%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.79%) and BETTER MORTGAGE CORPORATION (2.82%).

MEDFORD, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
GUILD MORTGAGE COMPANY $269,440,000 $302,675,000 12.3% 8.3%
ROGUE $227,860,000 $244,580,000 7.3% 6.7%
QUICKEN LOANS, LLC $235,260,000 $233,905,000 -0.6% 6.5%
CALIBER HOME LOANS, INC. $222,235,000 $204,900,000 -7.8% 5.7%
Umpqua Bank $144,980,000 $156,820,000 8.2% 4.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $147,420,000 $142,995,000 -3.0% 3.9%
Banner Bank $49,315,000 $116,450,000 136.1% 3.2%
UNITED WHOLESALE MORTGAGE, LLC $103,160,000 $115,770,000 12.2% 3.2%
LOANDEPOT.COM, LLC $85,370,000 $115,015,000 34.7% 3.2%
Willamette Valley Bank $114,395,000 $108,890,000 -4.8% 3.0%
CROSSCOUNTRY MORTGAGE, LLC $31,120,000 $104,680,000 236.4% 2.9%
MOVEMENT MORTGAGE, LLC $81,140,000 $99,425,000 22.5% 2.7%
PENNYMAC LOAN SERVICES, LLC $32,215,000 $76,395,000 137.1% 2.1%
Wells Fargo Bank $64,515,000 $71,620,000 11.0% 2.0%
U.S. Bank $66,095,000 $70,910,000 7.3% 2.0%
People's Bank of Commerce $105,235,000 $70,255,000 -33.2% 1.9%
FREEDOM MORTGAGE CORPORATION $78,540,000 $60,250,000 -23.3% 1.7%
MUTUAL OF OMAHA MORTGAGE, INC. $49,200,000 $59,830,000 21.6% 1.7%
MORTGAGE EXPRESS, LLC $58,865,000 $57,675,000 -2.0% 1.6%
First Republic Bank $4,620,000 $53,475,000 1,057.5% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $84,580,000 $53,450,000 -36.8% 1.5%
Evergreen Federal Bank $36,690,000 $42,175,000 14.9% 1.2%
JPMorgan Chase Bank $39,420,000 $40,765,000 3.4% 1.1%
KeyBank $35,015,000 $40,505,000 15.7% 1.1%
CMG MORTGAGE, INC. $44,300,000 $39,195,000 -11.5% 1.1%
Washington Federal Bank $12,100,000 $34,675,000 186.6% 1.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $25,360,000 $32,980,000 30.0% 0.9%
AMERISAVE MORTGAGE CORPORATION $20,745,000 $32,825,000 58.2% 0.9%
BETTER MORTGAGE CORPORATION $12,350,000 $31,815,000 157.6% 0.9%
PACIFIC RESIDENTIAL MORTGAGE, LLC $54,925,000 $30,080,000 -45.2% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $22,920,000 $29,455,000 28.5% 0.8%
LAKEVIEW LOAN SERVICING, LLC $27,175,000 $29,385,000 8.1% 0.8%
Mortgage Research Center, LLC $26,025,000 $24,620,000 -5.4% 0.7%
First Interstate Bank $21,280,000 $24,365,000 14.5% 0.7%
NEWREZ LLC $13,820,000 $23,915,000 73.0% 0.7%
SUMMIT FUNDING, INC. $14,870,000 $23,880,000 60.6% 0.7%
STEARNS LENDING, LLC $9,385,000 $23,200,000 147.2% 0.6%
Sierra Pacific Mortgage Company, Inc. $14,625,000 $21,980,000 50.3% 0.6%
Flagstar Bank, FSB $15,420,000 $20,945,000 35.8% 0.6%
NORTHWEST COMMUNITY $21,205,000 $18,355,000 -13.4% 0.5%
HOME POINT FINANCIAL CORPORATION $5,185,000 $17,365,000 234.9% 0.5%
BROKER SOLUTIONS, INC. $11,030,000 $14,505,000 31.5% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $13,100,000 $13,665,000 4.3% 0.4%
CHERRY CREEK MORTGAGE, LLC $18,010,000 $12,320,000 -31.6% 0.3%
FIRST COMMUNITY $14,755,000 $10,700,000 -27.5% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $11,350,000 $10,685,000 -5.9% 0.3%
The Federal Savings Bank $17,855,000 $9,730,000 -45.5% 0.3%
Bank of America $8,205,000 $9,570,000 16.6% 0.3%
REVERSE MORTGAGE FUNDING LLC $8,440,000 $9,175,000 8.7% 0.3%
S1L, Inc. $645,000 $9,165,000 1,320.9% 0.3%
MOUNTAIN WEST FINANCIAL, INC. $3,825,000 $8,535,000 123.1% 0.2%
Nations Lending Corporation $3,925,000 $8,330,000 112.2% 0.2%
North American Savings Bank, F.S.B. $7,890,000 $7,785,000 -1.3% 0.2%
NBKC BANK $7,840,000 $7,480,000 -4.6% 0.2%
USAA Federal Savings Bank $12,130,000 $7,310,000 -39.7% 0.2%
InterContinental Capital Group, Inc $13,060,000 $7,285,000 -44.2% 0.2%
GUARANTEED RATE, INC. $1,945,000 $7,200,000 270.2% 0.2%
NEW DAY FINANCIAL, LLC $4,780,000 $7,170,000 50.0% 0.2%
NAVY FEDERAL CREDIT UNION $9,810,000 $7,125,000 -27.4% 0.2%
AMERICAN FINANCING CORPORATION $3,425,000 $7,060,000 106.1% 0.2%
M&T Realty Capital Corporation $6,825,000 n/a 0.2%
Ally Bank $3,830,000 $6,745,000 76.1% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $7,130,000 $6,595,000 -7.5% 0.2%
Carrington Mortgage Services, LLC $3,960,000 $6,180,000 56.1% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $4,475,000 $6,075,000 35.8% 0.2%
NATIONS DIRECT MORTGAGE, LLC $2,115,000 $5,905,000 179.2% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $5,590,000 $5,645,000 1.0% 0.2%
Royal Business Bank $5,470,000 n/a 0.2%
LOANPAL, LLC $1,395,000 $5,460,000 291.4% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $5,795,000 $5,420,000 -6.5% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,015,000 $5,155,000 71.0% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $7,390,000 $5,120,000 -30.7% 0.1%
Charles Schwab Bank, SSB $2,980,000 $5,000,000 67.8% 0.1%
ZILLOW HOME LOANS, LLC $1,530,000 $4,985,000 225.8% 0.1%
AMERICAN ADVISORS GROUP $3,530,000 $4,705,000 33.3% 0.1%
City National Bank $515,000 $4,630,000 799.0% 0.1%
HomeStreet Bank $36,000,000 $4,335,000 -88.0% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,780,000 $4,255,000 53.1% 0.1%
LADERA LENDING, INC. $2,665,000 $4,035,000 51.4% 0.1%
Low VA Rates, LLC $3,890,000 $4,035,000 3.7% 0.1%
FirstBank $7,430,000 $3,990,000 -46.3% 0.1%
FIRST TECHNOLOGY $2,595,000 $3,870,000 49.1% 0.1%
Strong Home Mortgage, LLC $4,070,000 $3,790,000 -6.9% 0.1%
Barrington Bank & Trust Company, N.A. $4,480,000 $3,655,000 -18.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,480,000 $3,560,000 2.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $10,715,000 $3,400,000 -68.3% 0.1%
OREGON COMMUNITY $2,270,000 $3,330,000 46.7% 0.1%
Columbia State Bank $3,695,000 $3,235,000 -12.4% 0.1%
Northwest Farm Credit Services, FLCA $2,565,000 $3,230,000 25.9% 0.1%
Paramount Residential Mortgage Group, Inc. $1,865,000 $3,230,000 73.2% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $7,140,000 $3,160,000 -55.7% 0.1%
FINANCE OF AMERICA REVERSE LLC $3,570,000 $3,155,000 -11.6% 0.1%
First Guaranty Mortgage Corporation $2,095,000 $3,130,000 49.4% 0.1%
CANOPY MORTGAGE, LLC $2,365,000 $2,975,000 25.8% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,205,000 $2,915,000 141.9% 0.1%
Chicago Mortgage Solutions LLC $2,875,000 n/a 0.1%
NMSI, INC. $2,840,000 n/a 0.1%
Commerce Home Mortgage, Inc. $2,055,000 $2,770,000 34.8% 0.1%
Wyndham Capital Mortgage, Inc. $2,425,000 $2,770,000 14.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $435,000 $2,740,000 529.9% 0.1%
MANN FINANCIAL INC. $1,380,000 $2,690,000 94.9% 0.1%
ACADEMY MORTGAGE CORPORATION $2,320,000 $2,665,000 14.9% 0.1%
OnPoint Community Credit Union $5,600,000 $2,625,000 -53.1% 0.1%
SUMMIT MORTGAGE CORPORATION $875,000 $2,580,000 194.9% 0.1%
Mechanics Bank $2,405,000 n/a 0.1%
PNC Bank $1,990,000 $2,380,000 19.6% 0.1%
First Savings Bank $1,600,000 $2,360,000 47.5% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $4,820,000 $2,345,000 -51.3% 0.1%
MUFG Union Bank $2,890,000 $2,325,000 -19.6% 0.1%
Magnolia Bank $1,990,000 $2,315,000 16.3% 0.1%
KELLER MORTGAGE, LLC $4,465,000 $2,230,000 -50.1% 0.1%
Stifel Bank and Trust $2,040,000 $2,230,000 9.3% 0.1%
AmeriHome Mortgage Company, LLC $1,195,000 $2,185,000 82.8% 0.1%
PHH Mortgage Corporation $3,640,000 $2,165,000 -40.5% 0.1%
NEXERA HOLDING LLC $3,145,000 $2,120,000 -32.6% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $875,000 $2,085,000 138.3% 0.1%
HOMESIDE FINANCIAL, LLC $320,000 $2,080,000 550.0% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,040,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $1,965,000 $2,025,000 3.1% 0.1%
MORIA DEVELOPMENT, INC. $295,000 $2,010,000 581.4% 0.1%
Citadel Servicing Corporation $690,000 $1,995,000 189.1% 0.1%
BNY Mellon $435,000 $1,960,000 350.6% 0.1%
TIAA, FSB $2,840,000 $1,955,000 -31.2% 0.1%
Axos Bank $3,190,000 $1,935,000 -39.3% 0.1%
NP, Inc. $480,000 $1,930,000 302.1% 0.1%
Loan Simple, Inc. $1,870,000 n/a 0.1%
Citibank $1,850,000 $1,840,000 -0.5% 0.1%
CELEBRITY HOME LOANS, LLC $1,905,000 $1,825,000 -4.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $430,000 $1,785,000 315.1% 0.0%
IMPAC MORTGAGE CORP. $1,770,000 $1,775,000 0.3% 0.0%
Morgan Stanley Private Bank $1,610,000 $1,765,000 9.6% 0.0%
CLEARPATH LENDING $1,740,000 n/a 0.0%
Bank of England $4,655,000 $1,720,000 -63.1% 0.0%
BNC National Bank $1,135,000 $1,595,000 40.5% 0.0%
GSF Mortgage Corporation $2,875,000 $1,550,000 -46.1% 0.0%
BEST CAPITAL FUNDING $4,030,000 $1,520,000 -62.3% 0.0%
LPMC, LLC $1,805,000 $1,500,000 -16.9% 0.0%
LEADERONE FINANCIAL CORPORATION $1,460,000 n/a 0.0%
LENDERFI, INC. $1,435,000 $1,455,000 1.4% 0.0%
Hometown Lenders, Inc. $380,000 $1,430,000 276.3% 0.0%
CHURCHILL MORTGAGE CORPORATION $3,560,000 $1,380,000 -61.2% 0.0%
Washington Trust Bank $2,065,000 $1,335,000 -35.4% 0.0%
BAY EQUITY LLC $640,000 $1,305,000 103.9% 0.0%
OPEN MORTGAGE, LLC $2,250,000 $1,265,000 -43.8% 0.0%
HighTechLending Inc $930,000 $1,260,000 35.5% 0.0%
Century Mortgage Company DBA Century Lending Company $1,240,000 n/a 0.0%
BM Real Estate Services, Inc. $245,000 $1,235,000 404.1% 0.0%
Rivermark Community Credit Union $215,000 $1,230,000 472.1% 0.0%
AXIA FINANCIAL, LLC $1,630,000 $1,220,000 -25.2% 0.0%
JMAC LENDING, INC. $890,000 $1,195,000 34.3% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,185,000 n/a 0.0%
First Mortgage Solutions, LLC $1,215,000 $1,175,000 -3.3% 0.0%
DIRECTORS MORTGAGE, INC. $3,625,000 $1,170,000 -67.7% 0.0%
PLANET HOME LENDING, LLC $2,570,000 $1,155,000 -55.1% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,630,000 $1,155,000 -29.1% 0.0%
Colonial Savings, F.A. $1,150,000 n/a 0.0%
First Home Bank $460,000 $1,135,000 146.7% 0.0%
LENDSURE MORTGAGE CORP. $570,000 $1,130,000 98.2% 0.0%
Hometown Equity Mortgage, LLC $1,110,000 n/a 0.0%
First Internet Bank of Indiana $1,115,000 $1,080,000 -3.1% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,195,000 $1,070,000 -10.5% 0.0%
CIVIC FINANCIAL SERVICES, LLC $500,000 $1,060,000 112.0% 0.0%
LENDUS, LLC $1,920,000 $1,015,000 -47.1% 0.0%
Alaska USA Federal Credit Union $2,180,000 $990,000 -54.6% 0.0%
SPRING EQ, LLC $610,000 $985,000 61.5% 0.0%
ARC HOME LLC $890,000 $980,000 10.1% 0.0%
First Federal Bank of Kansas City $1,185,000 $970,000 -18.1% 0.0%
Truist Bank $620,000 $935,000 50.8% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $450,000 $920,000 104.4% 0.0%
Manufacturers and Traders Trust Company $585,000 $910,000 55.6% 0.0%
EVERETT FINANCIAL, INC. $645,000 $905,000 40.3% 0.0%
GENEVA FINANCIAL, LLC $905,000 n/a 0.0%
SELCO COMMUNITY $1,405,000 $905,000 -35.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $910,000 $895,000 -1.6% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,650,000 $890,000 -46.1% 0.0%
Figure Lending LLC $615,000 $880,000 43.1% 0.0%
CORNERSTONE HOME LENDING, INC. $810,000 $875,000 8.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $870,000 n/a 0.0%
RANLIFE, INC. $805,000 $865,000 7.5% 0.0%
ACCELERATE MORTGAGE, LLC $325,000 $855,000 163.1% 0.0%
Citizens Bank $2,220,000 $850,000 -61.7% 0.0%
TruHome Solutions, LLC $815,000 n/a 0.0%
Sunflower Bank $850,000 $805,000 -5.3% 0.0%
IDAHO CENTRAL $800,000 n/a 0.0%
SIRVA MORTGAGE, INC. $405,000 $790,000 95.1% 0.0%
First Bankers Trust Company $775,000 n/a 0.0%
Amerifirst Financial, Inc. $760,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,075,000 $750,000 -30.2% 0.0%
ON Q FINANCIAL, INC. $365,000 $750,000 105.5% 0.0%
PacWest Funding Inc. $365,000 $750,000 105.5% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $745,000 n/a 0.0%
EMM LOANS LLC $1,040,000 $730,000 -29.8% 0.0%
Prime Choice Funding Inc. $3,030,000 $730,000 -75.9% 0.0%
Northpointe Bank $2,575,000 $725,000 -71.8% 0.0%
Advisors Mortgage Group, L.L.C. $445,000 $720,000 61.8% 0.0%
BOKF $720,000 n/a 0.0%
ADVANTIS $275,000 $710,000 158.2% 0.0%
MID AMERICA MORTGAGE, INC. $1,100,000 $705,000 -35.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,800,000 $685,000 -61.9% 0.0%
WESTERN EXPRESS LENDING $440,000 $685,000 55.7% 0.0%
ALLIANT CREDIT UNION $680,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $315,000 $680,000 115.9% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $665,000 n/a 0.0%
Farmers Bank & Trust $255,000 $665,000 160.8% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $1,240,000 $660,000 -46.8% 0.0%
Discover Bank $730,000 $650,000 -11.0% 0.0%
Firefighters First Federal Credit Union $225,000 $650,000 188.9% 0.0%
Home Mortgage Alliance Corp $650,000 n/a 0.0%
INTERCAP LENDING INC. $2,140,000 $650,000 -69.6% 0.0%
STANFORD Federal Credit Union $930,000 $650,000 -30.1% 0.0%
Bank of the West $1,155,000 $645,000 -44.2% 0.0%
ALL REVERSE MORTGAGE, INC. $470,000 $630,000 34.0% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $630,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $470,000 $630,000 34.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $175,000 $630,000 260.0% 0.0%
21ST MORTGAGE CORPORATION $675,000 $600,000 -11.1% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,685,000 $590,000 -65.0% 0.0%
GoPrime Mortgage, Inc. $580,000 n/a 0.0%
NFM, INC. $580,000 n/a 0.0%
Boeing Employees Credit Union $1,585,000 $565,000 -64.4% 0.0%
OCMBC, INC. $550,000 n/a 0.0%
ADVANCIAL $545,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $545,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $545,000 n/a 0.0%
SAMMAMISH MORTGAGE COMPANY $165,000 $540,000 227.3% 0.0%
SRE MORTGAGE ALLIANCE INC. $530,000 n/a 0.0%
KS StateBank $525,000 n/a 0.0%
Northwest Federal Credit Union $525,000 n/a 0.0%
UBS Bank USA $515,000 n/a 0.0%
RESIDENTIAL BANCORP. $510,000 n/a 0.0%
Unitus Community Credit Union $400,000 $510,000 27.5% 0.0%
Toyota Financial Savings Bank $1,700,000 $505,000 -70.3% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $500,000 n/a 0.0%
Wallick & Volk, Inc. $495,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $490,000 n/a 0.0%
Golden Empire Mortgage, Inc. $235,000 $465,000 97.9% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $245,000 $460,000 87.8% 0.0%
ONY GLO, INC. $1,460,000 $455,000 -68.8% 0.0%
Lend Smart Mortgage, LLC $450,000 n/a 0.0%
Goldwater Bank, N.A. $810,000 $445,000 -45.1% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,840,000 $445,000 -75.8% 0.0%
Watermark Capital, Inc. $395,000 $435,000 10.1% 0.0%
ENVOY MORTGAGE, LTD $425,000 n/a 0.0%
KINECTA $165,000 $425,000 157.6% 0.0%
Oregon State Credit Union $295,000 $420,000 42.4% 0.0%
HOME MORTGAGE ALLIANCE, LLC $690,000 $415,000 -39.9% 0.0%
CALCULATED RISK ANALYTICS LLC $625,000 $405,000 -35.2% 0.0%
Texana Bank $185,000 $405,000 118.9% 0.0%
Lone Star National Bank $385,000 n/a 0.0%
Mutual Federal Bank $385,000 n/a 0.0%
THE MORTGAGE COMPANY $335,000 $375,000 11.9% 0.0%
Cornerstone First Mortgage, Inc $620,000 $365,000 -41.1% 0.0%
SOFI LENDING CORP. $2,000,000 $360,000 -82.0% 0.0%
The Huntington National Bank $355,000 $360,000 1.4% 0.0%
Community First National Bank $355,000 n/a 0.0%
Platinum Home Mortgage Corporation $205,000 $345,000 68.3% 0.0%
Tri Counties Bank $345,000 n/a 0.0%
Meridian Bank Corporation $1,350,000 $335,000 -75.2% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $305,000 $335,000 9.8% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $135,000 $335,000 148.1% 0.0%
VERITAS FUNDING, LLC $330,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $325,000 n/a 0.0%
MLD MORTGAGE INC. $315,000 n/a 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $315,000 n/a 0.0%
Midwest Community Bank $305,000 n/a 0.0%
PREMIER LENDING, INC. $305,000 n/a 0.0%
Prosperity Home Mortgage, LLC $450,000 $305,000 -32.2% 0.0%
FUNDLOANS CAPITAL $295,000 n/a 0.0%
Mid Oregon Federal Credit Union $295,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $295,000 n/a 0.0%
Arvest Bank $1,130,000 $290,000 -74.3% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $290,000 n/a 0.0%
LENDING 3, INC. $710,000 $285,000 -59.9% 0.0%
ROYAL UNITED MORTGAGE LLC $125,000 $280,000 124.0% 0.0%
First Federal Bank $570,000 $275,000 -51.8% 0.0%
SOUTHWEST STAGE FUNDING, LLC $805,000 $275,000 -65.8% 0.0%
DATA MORTGAGE, INC. $580,000 $265,000 -54.3% 0.0%
NATIONWIDE EQUITIES CORPORATION $265,000 n/a 0.0%
Cornerstone National Bank & Trust Company $255,000 n/a 0.0%
Gateway First Bank $720,000 $225,000 -68.8% 0.0%
Quontic Bank $225,000 n/a 0.0%
Servion, Inc. $225,000 n/a 0.0%
Amalgamated Bank $215,000 n/a 0.0%
BELEM SERVICING LLC $235,000 $215,000 -8.5% 0.0%
Ixonia Bank $205,000 n/a 0.0%
STAR ONE CREDIT UNION $300,000 $205,000 -31.7% 0.0%
Republic Bank & Trust Company $195,000 n/a 0.0%
1st Security Bank of Washington $175,000 n/a 0.0%
ATLANTA POSTAL $175,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $175,000 n/a 0.0%
THRIVENT Federal Credit Union $550,000 $155,000 -71.8% 0.0%
UNITED SECURITY FINANCIAL CORP $155,000 n/a 0.0%
EVANSVILLE TEACHERS $115,000 n/a 0.0%
First-Citizens Bank & Trust Company $75,000 n/a 0.0%
CANVAS CREDIT UNION $65,000 n/a 0.0%
TCF National Bank $1,500,000 $45,000 -97.0% 0.0%
Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%

MEDFORD's top lender by overall market share is GUILD MORTGAGE COMPANY, with 8.3% market share. In second place, with 6.7%, is ROGUE, having originated $244,580,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $233,905,000 in loans. In third place, with 5.7%, is CALIBER HOME LOANS, INC., having originated $204,900,000 in loans. In third place, with 4.3%, is Umpqua Bank, having originated $156,820,000 in loans.



MEDFORD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - MEDFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $404,900 (4.1%) $600,421 (2.9%) 1.49 764
2018-02-01 $418,750 (5.0%) $612,160 (4.8%) 1.51 779
2018-03-01 $420,000 (5.3%) $605,372 (4.4%) 1.45 821
2018-04-01 $419,500 (2.6%) $585,530 (-1.9%) 1.41 901
2018-05-01 $427,000 (3.5%) $599,884 (1.3%) 1.42 988
2018-06-01 $440,000 (6.9%) $632,008 (7.7%) 1.47 1,048
2018-07-01 $437,450 (9.4%) $591,673 (-1.3%) 1.46 1,146
2018-08-01 $417,000 (4.5%) $577,562 (0.1%) 1.39 1,164
2018-09-01 $415,000 (4.0%) $580,637 (-1.1%) 1.39 1,197
2018-10-01 $404,500 (1.6%) $568,011 (-0.8%) 1.35 1,255
2018-11-01 $406,500 (1.6%) $592,002 (4.6%) 1.36 1,213
2018-12-01 $403,000 (-2.9%) $584,866 (-2.6%) 1.38 1,093
2019-01-01 $400,000 (-1.2%) $572,057 (-4.7%) 1.38 987
2019-02-01 $400,000 (-4.5%) $582,882 (-4.8%) 1.34 1,006
2019-03-01 $413,000 (-1.7%) $594,692 (-1.8%) 1.35 1,059
2019-04-01 $430,000 (2.5%) $601,337 (2.7%) 1.35 1,135
2019-05-01 $445,000 (4.2%) $615,773 (2.7%) 1.37 1,229
2019-06-01 $444,900 (1.1%) $609,790 (-3.5%) 1.37 1,341
2019-07-01 $427,500 (-2.3%) $608,512 (2.9%) 1.33 1,320
2019-08-01 $422,757 (1.4%) $609,682 (5.6%) 1.33 1,276
2019-09-01 $419,450 (1.1%) $609,543 (5.0%) 1.33 1,211
2019-10-01 $404,950 (0.1%) $603,277 (6.2%) 1.29 1,123
2019-11-01 $410,000 (0.9%) $613,346 (3.6%) 1.32 975
2019-12-01 $422,000 (4.7%) $621,302 (6.2%) 1.41 812
2020-01-01 $409,000 (2.3%) $631,258 (10.4%) 1.36 722
2020-02-01 $420,000 (5.0%) $630,202 (8.1%) 1.36 706
2020-03-01 $439,450 (6.4%) $661,104 (11.2%) 1.37 712
2020-04-01 $439,450 (2.2%) $659,406 (9.7%) 1.37 763
2020-05-01 $459,000 (3.2%) $686,313 (11.5%) 1.39 718
2020-06-01 $477,000 (7.2%) $732,613 (20.1%) 1.39 632
2020-07-01 $477,000 (11.6%) $741,067 (21.8%) 1.37 584
2020-08-01 $485,000 (14.7%) $749,542 (22.9%) 1.39 529
2020-09-01 $524,000 (24.9%) $776,106 (27.3%) 1.50 420
2020-10-01 $559,900 (38.3%) $808,742 (34.1%) 1.60 332
2020-11-01 $557,500 (36.0%) $818,819 (33.5%) 1.60 319
2020-12-01 $534,950 (26.8%) $744,511 (19.8%) 1.57 306
2021-01-01 $529,000 (29.3%) $757,870 (20.1%) 1.56 254
2021-02-01 $509,500 (21.3%) $785,503 (24.6%) 1.47 254
2021-03-01 $507,450 (15.5%) $738,577 (11.7%) 1.42 289
2021-04-01 $492,000 (12.0%) $707,489 (7.3%) 1.32 282
2021-05-01 $525,000 (14.4%) $719,245 (4.8%) 1.38 330
2021-06-01 $531,500 (11.4%) $708,081 (-3.4%) 1.38 389
2021-07-01 $525,000 (10.1%) $714,890 (-3.5%) 1.36 422
2021-08-01 $520,000 (7.2%) $703,582 (-6.1%) 1.37 459
2021-09-01 $504,500 (-3.7%) $688,171 (-11.3%) 1.33 508
2021-10-01 $500,000 (-10.7%) $688,911 (-14.8%) 1.32 569
2021-11-01 $522,000 (-6.4%) $705,683 (-13.8%) 1.38 511
2021-12-01 $510,000 (-4.7%) $714,196 (-4.1%) 1.36 425
2022-01-01 $549,900 (4.0%) $745,150 (-1.7%) 1.47 346
2022-02-01 $580,000 (13.8%) $775,328 (-1.3%) 1.48 347
2022-03-01 $552,500 (8.9%) $765,657 (3.7%) 1.36 388
2022-04-01 $565,000 (14.8%) $749,100 (5.9%) 1.33 469
2022-05-01 $562,000 (7.1%) $728,352 (1.3%) 1.26 611
2022-06-01 $562,500 (5.8%) $730,831 (3.2%) 1.25 727
MEDFORD's median listing price for 2022-06-01 was $562,500, a difference of $31,000 (5.8%) versus the prior year and $500 versus the prior month.

MEDFORD's median listing price comes in at 125% of the national average.

MEDFORD's average listing price for 2022-06-01 was $730,831, a difference of $22,750 (3.2%) versus the prior year and $2,479 versus the prior month.

For the 2022-06-01 period, MEDFORD had 727 MLS listings, a difference of 116 listings (19%) versus the prior month and 338 listings (87%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MEDFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 87 days 1,920 sqft
2018-02-01 83 days 1,924 sqft
2018-03-01 68 days 1,964 sqft
2018-04-01 58 days 1,966 sqft
2018-05-01 55 days 2,007 sqft
2018-06-01 54 days 2,052 sqft
2018-07-01 58 days 2,042 sqft
2018-08-01 63 days 2,015 sqft
2018-09-01 77 days 2,000 sqft
2018-10-01 76 days 1,973 sqft
2018-11-01 75 days 1,990 sqft
2018-12-01 85 days 1,944 sqft
2019-01-01 95 days 1,889 sqft
2019-02-01 95 days 1,903 sqft
2019-03-01 69 days 1,918 sqft
2019-04-01 60 days 1,944 sqft
2019-05-01 51 days 2,011 sqft
2019-06-01 54 days 1,998 sqft
2019-07-01 65 days 1,952 sqft
2019-08-01 74 days 1,936 sqft
2019-09-01 80 days 1,930 sqft
2019-10-01 81 days 1,937 sqft
2019-11-01 86 days 1,948 sqft
2019-12-01 90 days 1,904 sqft
2020-01-01 89 days 1,880 sqft
2020-02-01 84 days 1,861 sqft
2020-03-01 56 days 1,918 sqft
2020-04-01 55 days 1,919 sqft
2020-05-01 60 days 2,065 sqft
2020-06-01 65 days 2,133 sqft
2020-07-01 65 days 2,156 sqft
2020-08-01 60 days 2,128 sqft
2020-09-01 62 days 2,213 sqft
2020-10-01 70 days 2,189 sqft
2020-11-01 53 days 2,151 sqft
2020-12-01 58 days 1,979 sqft
2021-01-01 67 days 1,935 sqft
2021-02-01 53 days 1,896 sqft
2021-03-01 43 days 1,933 sqft
2021-04-01 46 days 1,860 sqft
2021-05-01 35 days 1,904 sqft
2021-06-01 41 days 1,881 sqft
2021-07-01 42 days 1,882 sqft
2021-08-01 43 days 1,863 sqft
2021-09-01 46 days 1,846 sqft
2021-10-01 43 days 1,837 sqft
2021-11-01 48 days 1,865 sqft
2021-12-01 57 days 1,826 sqft
2022-01-01 72 days 1,864 sqft
2022-02-01 55 days 1,924 sqft
2022-03-01 40 days 1,844 sqft
2022-04-01 39 days 1,863 sqft
2022-05-01 37 days 1,860 sqft
2022-06-01 42 days 1,890 sqft
MEDFORD's median listing age (time on market) for 2022-06-01 was 42 days. This is 2% longer than the same period one year ago.

MEDFORD's median square footage for active listings during the 2022-06-01 period was 1,890 sqft. One year prior, the average listing was 1,881 sqft.

MEDFORD, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 4,520 $1,202,740,000 $266,093
Home Purchase 3,970 $1,481,380,000 $373,144
Cash Out Refi 2,959 $833,395,000 $281,648
Home Improvement 613 $59,825,000 $97,594
Other 383 $48,215,000 $125,888

Medford's most frequently cited loan purpose was Refi, with 4,520 originations. The 2nd most popular reason was Home Purchase, with 3,970 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 5,022 $1,524,380,000 $303,540
2.5-3% 4,718 $1,364,580,000 $289,228
<2.5% 1,873 $543,955,000 $290,419
4-5% 488 $118,360,000 $242,541
5-6% 119 $14,135,000 $118,782
6-7% 32 $3,210,000 $100,313
7-8% 28 $2,920,000 $104,286
Over 8% 19 $3,485,000 $183,421

During 2021, Medford's most frequently originated rate bucket was 3-4%, with 5,022 originations.

Loan Sizing (MEDFORD, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 7,009 $2,010,005,000 $286,775
$100k-200k 2,501 $388,975,000 $155,528
$400k-600k 1,621 $764,415,000 $471,570
$100,000 or less 1,013 $59,455,000 $58,692
$600k-1000k 224 $162,630,000 $726,027
$Over $1MM 77 $240,075,000 $3,117,857

MEDFORD's loan sizing saw the bucket of loans from $200k-400k with 7,009 originations, totaling $2,010,005,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 4,213 $1,510,815,000 $358,608
80-100% 3,312 $1,125,870,000 $339,937
40-60% 2,305 $571,775,000 $248,059
20-40% 1,196 $191,700,000 $160,284
Under 20% 843 $52,635,000 $62,438
Over 100% 100 $35,330,000 $353,300

MEDFORD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 4,213 originations, totaling $1,510,815,000 in origination value.