MEDFORD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Medford averaged 6.52% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.49% and one month ago for the week of 2024-01-18, the average rate was 6.02%.

Medford's average rate one year ago was 6.07%.

For refis of the same type during the week of 2024-02-22, the average rate was 6.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Medford 30 Year Fixed Rate 2024-02-22 6.52%
Medford 30 Year Fixed Rate Refi 2024-02-22 6.22%
Medford 15 Year Fixed Rate 2024-02-22 6.64%
Medford 15 Year Fixed Rate Refi 2024-02-22 5.13%
Medford 30 Year FHA 2024-02-22 -0.78%
Medford 30 Year FHA Refi 2024-02-22 0%
Medford 30 Year USDA 2024-02-22 -0.2%
Medford 30 Year USDA Refi 2024-02-22 -0.1%
Medford 30 Year VA 2024-02-22 -0.66%
Medford 30 Year VA Refi 2024-02-22 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MEDFORD, OR.

MEDFORD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MEDFORD, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
GUILD MORTGAGE COMPANY 323 4.97% $7,238
ROGUE 225 5.14% $5,194
QUICKEN LOANS, LLC 162 4.42% $8,330
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 151 4.98% $9,226
Willamette Valley Bank 121 5.08% $6,612
Umpqua Bank 107 4.38% $5,201
Nations Lending Corporation 106 4.84% $5,636
MOVEMENT MORTGAGE, LLC 102 5.06% $6,108
CROSSCOUNTRY MORTGAGE, LLC 95 5.01% $10,713
UNITED WHOLESALE MORTGAGE, LLC 93 4.80% $7,992
CALIBER HOME LOANS, INC. 90 4.84% $6,146
LOANDEPOT.COM, LLC 85 4.19% $6,856
Wells Fargo Bank 74 4.32% $4,859
MORTGAGE EXPRESS, LLC 66 4.83% $6,248
JPMorgan Chase Bank 59 4.49% $6,265
U.S. Bank 42 4.39% $5,416
PENNYMAC LOAN SERVICES, LLC 38 3.98% $7,135
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 4.55% $8,466
MUTUAL OF OMAHA MORTGAGE, INC. 37 4.47% $6,796
KeyBank 29 4.33% $5,190
PACIFIC RESIDENTIAL MORTGAGE, LLC 29 4.56% $8,795
CMG MORTGAGE, INC. 29 4.92% $7,576
Banner Bank 27 4.13% $5,315
AMERISAVE MORTGAGE CORPORATION 25 3.83% $9,089
BETTER MORTGAGE CORPORATION 24 4.24% $4,649
Mr. Cooper ( Nationstar Mortgage ) 23 3.95% $8,461
PREMIER MORTGAGE RESOURCES, L.L.C. 22 4.96% $8,476
CHURCHILL MORTGAGE CORPORATION 21 5.56% $8,048
S1L, Inc. 19 5.23% $8,130
Flagstar Bank, FSB 18 4.15% $5,004
HOME POINT FINANCIAL CORPORATION 18 4.64% $8,282
HOMEBRIDGE FINANCIAL SERVICES, INC. 16 5.12% $6,861
BROKER SOLUTIONS, INC. 15 4.34% $6,835
Washington Federal Bank 15 4.23% $7,803
Sierra Pacific Mortgage Company, Inc. 14 4.51% $7,077
SUMMIT FUNDING, INC. 13 4.27% $7,556
CARDINAL FINANCIAL 13 4.22% $10,116
FINANCE OF AMERICA MORTGAGE LLC 12 5.13% $6,754
FREEDOM MORTGAGE CORPORATION 12 4.89% $7,373
NORTHWEST COMMUNITY 12 4.69% $6,967
NAVY FEDERAL CREDIT UNION 11 4.72% $6,975
Bank of America 10 3.65% $6,337
North American Savings Bank, F.S.B. 9 5.03% $4,613
NEWREZ LLC 8 4.80% $8,203
FIRST COMMUNITY 8 4.34% $3,740
LOANPAL, LLC 8 4.61% $10,224
AMERICAN PACIFIC MORTGAGE CORPORATION 8 5.28% $8,720
MOUNTAIN WEST FINANCIAL, INC. 7 4.95% $10,097
CANOPY MORTGAGE, LLC 7 4.78% $8,032
ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 4.69% $7,857
LAKEVIEW LOAN SERVICING, LLC 7 4.02% $4,493
ACADEMY MORTGAGE CORPORATION 6 5.13% $11,085
AmeriHome Mortgage Company, LLC 5 3.83% $5,527
GUARANTEED RATE, INC. 5 4.73% $6,771
MUFG Union Bank 5 3.83% $4,654
GSF Mortgage Corporation 5 4.08% $11,342
NATIONS DIRECT MORTGAGE, LLC 5 4.97% $8,803
NBKC BANK 5 5.00% $4,484
PLAZA HOME MORTGAGE, INC. 5 4.55% $9,148
OnPoint Community Credit Union 5 4.23% $3,722
Northwest Farm Credit Services, FLCA 4 5.00% $17,089
First Federal Bank of Kansas City 4 3.94% $6,617
LADERA LENDING, INC. 4 3.41% $8,414
USAA Federal Savings Bank 4 5.19% $13,177
Hometown Lenders, Inc. 4 5.50% $6,334
NexBank 4 4.72% $4,503
Princeton Mortgage Corporation 4 3.75% $7,990
Strong Home Mortgage, LLC 4 4.69% $4,269
M&T Bank 4 4.28% $5,997
NEXERA HOLDING LLC 4 6.34% $15,316
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 5.31% $8,130
Charles Schwab Bank, SSB 4 3.37% $5,141
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 5.03% $13,472
Morgan Stanley Private Bank 4 2.78% $4,626
Northpointe Bank 4 3.81% $8,370
FIRST TECHNOLOGY 3 4.58% $3,972
Ally Bank 3 3.46% $6,744
AMERICAN FINANCING CORPORATION 3 3.16% $5,144
BAY EQUITY LLC 3 5.42% $6,234
Carrington Mortgage Services, LLC 3 6.50% $6,000
Century Mortgage Company DBA Century Lending Company 3 4.08% $8,505
OREGON COMMUNITY 3 4.08% $2,225
Paramount Residential Mortgage Group, Inc. 3 4.79% $6,559
PHH Mortgage Corporation 3 4.71% $7,330
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 5.21% $5,732
PROVIDENT FUNDING ASSOCIATES, L.P. 3 3.63% $3,213
Rivermark Community Credit Union 3 3.58% $4,623
STEARNS LENDING, LLC 3 3.33% $4,579
Wyndham Capital Mortgage, Inc. 3 3.88% $2,167
SAMMAMISH MORTGAGE COMPANY 2 4.00% $2,038
ADVANTIS 2 4.50% $4,691
CHEVRON 2 3.56% $7,826
SIRVA MORTGAGE, INC. 2 5.75% $284
PENTAGON FEDERAL CREDIT UNION 2 4.31% $2,676
IMPAC MORTGAGE CORP. 2 5.56% $3,949
ZILLOW HOME LOANS, LLC 2 4.69% $5,482
Stifel Bank and Trust 2 3.44% $3,302
Bank of England 2 3.38% $5,514
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 4.31% $10,751
AXIA FINANCIAL, LLC 2 4.50% $9,137
First Interstate Bank 2 4.81% $5,397
CHERRY CREEK MORTGAGE, LLC 2 3.87% $8,033
PNC Bank 2 4.38% $4,645
INTERCAP LENDING INC. 2 4.63% $4,821
ADVANCIAL 2 4.75% $6,971
Columbia State Bank 2 5.19% $8,020
First-Citizens Bank & Trust Company 2 4.44% $5,960
Prosperity Home Mortgage, LLC 2 5.31% $6,870
NFM, INC. 2 4.06% $6,470
HomeStreet Bank 2 3.88% $4,758
UBS Bank USA 2 3.31% $4,424
Citizens Bank 2 3.75% $5,353
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.00% $4,109
DIRECTORS MORTGAGE, INC. 2 3.63% $14,663
Citadel Servicing Corporation 2 7.13% $15,529
RESIDENTIAL BANCORP 2 4.13% $6,879
GENEVA FINANCIAL, LLC 2 4.88% $8,232
OCMBC, INC. 2 9.00% $17,693
DIRECT MORTGAGE, CORP. 2 4.75% $17,361
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 4.31% $3,623
First Republic Bank 2 2.80% $4,916
DEEPHAVEN MORTGAGE LLC 2 7.75% $9,576
Chicago Mortgage Solutions LLC 2 3.06% $5,622
Citibank 1 2.38% $5,085
Old National Bank 1 3.50% $5,734
CIBC Bank USA 1 3.63% $7,488
VERITAS FUNDING, LLC 1 3.38% $7,094
Watermark Capital, Inc. 1 3.50% $3,167
Plains Commerce Bank 1 6.38% $3,563
PLANET HOME LENDING, LLC 1 4.75% $8,266
Boeing Employees Credit Union 1 5.50% $1,895
BMO Harris Bank 1 4.38% $5,517
Blue Ridge Bank 1 3.38% $5,158
A&D Mortgage LLC 1 6.25% $9,805
BKCO MORTGAGE, LLC 1 5.63% $11,620
RANLIFE, INC. 1 5.38% $7,604
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 5.50% $7,451
RELIANCE FIRST CAPITAL, LLC 1 7.63% $7,800
Zions Bank 1 5.13% $4,931
Bethpage Federal Credit Union 1 4.88% $5,196
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.75% $2,064
ROYAL UNITED MORTGAGE LLC 1 5.75% $6,409
Bank of the West 1 3.25% $3,758
SELCO COMMUNITY 1 4.50% $3,610
Bank of the Pacific 1 3.50% $4,030
SPOKANE TEACHERS 1 3.13% $2,853
STAR ONE CREDIT UNION 1 2.88% $2,951
SUCCESS MORTGAGE PARTNERS, INC. 1 6.88% $15,977
SUMMIT MORTGAGE CORPORATION 1 4.38% $8,052
TEACHERS 1 3.88% $7,055
Texana Bank 1 4.25% $5,069
The Central Trust Bank 1 5.25% $4,372
The Federal Savings Bank 1 5.50% $11,630
The First National Bank of Middle Tennessee 1 4.00% $10,392
The Huntington National Bank 1 4.00% $6,836
THRIVENT Federal Credit Union 1 4.50% $3,321
Toyota Financial Savings Bank 1 4.25% $5,777
Truist 1 3.25% $4,347
Arvest Bank 1 6.13% $4,814
AMCAP MORTGAGE, LTD. 1 5.88% $4,312
Advisors Mortgage Group, L.L.C. 1 5.50% $7,985
Goldman Sachs Bank USA 1 4.25% $4,647
GUARANTEED RATE AFFINITY, LLC 1 3.63% $4,516
Gateway First Bank 1 4.50% $1,684
First Western Trust Bank 1 3.25% $4,113
HOME MORTGAGE ALLIANCE, LLC 1 6.88% $5,536
First National Bank of America 1 6.13% $10,278
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 5.00% $6,902
HOMESIDE FINANCIAL, LLC 1 5.50% $11,318
First National Bank 1 3.63% $6,909
HOMEXPRESS MORTGAGE CORP. 1 7.13% $13,103
HORIZON 1 5.50% $5,369
iQ Credit Union 1 5.25% $3,500
ITHINK FINANCIAL Credit Union 1 4.25% $6,037
First Mortgage Solutions, LLC 1 2.38% $13,299
JUSTICE Federal Credit Union 1 3.50% $7,758
KELLER MORTGAGE, LLC 1 6.13% $8,657
First Guaranty Mortgage Corporation 1 4.38% $8,697
LAND HOME FINANCIAL SERVICES, INC. 1 5.38% $10,484
LEADERONE FINANCIAL CORPORATION 1 4.63% $5,038
FirstBank 1 2.99% $6,076
Figure Lending LLC 1 3.00% $6,415
Magnolia Bank 1 4.50% $13,914
MASON MCDUFFIE MORTGAGE CORPORATION 1 5.13% $5,538
MICHIGAN MUTUAL, INC. 1 4.75% $7,118
MID AMERICA MORTGAGE, INC. 1 5.88% $5,199
FBC MORTGAGE, LLC 1 4.25% $6,037
MORIA DEVELOPMENT, INC. 1 5.75% $5,294
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.38% $5,762
Mortgage Research Center, LLC 1 3.99% $10,376
F&A Federal Credit Union 1 2.88% $2,400
ENVOY MORTGAGE, LTD 1 5.88% $5,970
EMBRACE HOME LOANS, INC. 1 3.38% $4,040
Dollar Bank, Federal Savings Bank 1 5.00% $6,244
DIGITAL Federal Credit Union 1 3.63% $7,366
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 4.63% $7,850
Cornerstone First Mortgage, Inc 1 4.25% $5,278
NETWORK CAPITAL FUNDING CORPORATION 1 5.00% $5,392
Commerce Home Mortgage, Inc. 1 4.88% $6,520
COASTAL FUNDING SLC, INC. 1 5.50% $6,741
City National Bank 1 5.85% $3,050

MEDFORD Average Closing Costs & Other Stats

MEDFORD, OR's 201 lenders originated 6,477 loans during 2022. The total origination value was $1,943,865,000, with an average loan value of $300,118.

MEDFORD's average closing costs are $5,998.

The top MEDFORD lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 323 loans originated. Their average total fees are $7,238, which is $2,043 higher than the next largest lender, ROGUE.

The lowest fee MEDFORD lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION ($4,649), Wells Fargo Bank ($4,859), Flagstar Bank, FSB ($5,004), KeyBank ($5,190) and ROGUE ($5,194).

The lowest rate MEDFORD lenders (with over 10 loans originated) are Bank of America (3.65%), AMERISAVE MORTGAGE CORPORATION (3.83%), Mr. Cooper ( Nationstar Mortgage ) (3.95%), PENNYMAC LOAN SERVICES, LLC (3.98%) and Banner Bank (4.13%).

MEDFORD, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
ROGUE $244,580,000 $164,925,000 -32.6% 8.5%
GUILD MORTGAGE COMPANY $302,675,000 $155,330,000 -48.7% 8.0%
Umpqua Bank $156,820,000 $88,950,000 -43.3% 4.6%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $142,995,000 $76,375,000 -46.6% 3.9%
CROSSCOUNTRY MORTGAGE, LLC $104,680,000 $73,505,000 -29.8% 3.8%
QUICKEN LOANS, LLC $233,905,000 $73,270,000 -68.7% 3.8%
Willamette Valley Bank $108,890,000 $63,935,000 -41.3% 3.3%
UNITED WHOLESALE MORTGAGE, LLC $115,770,000 $57,385,000 -50.4% 3.0%
HomeStreet Bank $4,335,000 $56,195,000 1,196.3% 2.9%
CALIBER HOME LOANS, INC. $204,900,000 $54,715,000 -73.3% 2.8%
MOVEMENT MORTGAGE, LLC $99,425,000 $53,580,000 -46.1% 2.8%
Nations Lending Corporation $8,330,000 $52,275,000 527.6% 2.7%
People's Bank of Commerce $70,255,000 $48,220,000 -31.4% 2.5%
Banner Bank $116,450,000 $47,890,000 -58.9% 2.5%
Wells Fargo Bank $71,620,000 $46,870,000 -34.6% 2.4%
LOANDEPOT.COM, LLC $115,015,000 $42,695,000 -62.9% 2.2%
Evergreen Federal Bank $42,175,000 $39,955,000 -5.3% 2.1%
U.S. Bank $70,910,000 $38,360,000 -45.9% 2.0%
KeyBank $40,505,000 $25,260,000 -37.6% 1.3%
MORTGAGE EXPRESS, LLC $57,675,000 $25,210,000 -56.3% 1.3%
JPMorgan Chase Bank $40,765,000 $24,360,000 -40.2% 1.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $53,450,000 $23,900,000 -55.3% 1.2%
Washington Federal Bank $34,675,000 $23,785,000 -31.4% 1.2%
PENNYMAC LOAN SERVICES, LLC $76,395,000 $22,360,000 -70.7% 1.2%
CMG MORTGAGE, INC. $39,195,000 $20,160,000 -48.6% 1.0%
MUTUAL OF OMAHA MORTGAGE, INC. $59,830,000 $18,890,000 -68.4% 1.0%
Mortgage Research Center, LLC $24,620,000 $17,585,000 -28.6% 0.9%
First Interstate Bank $24,365,000 $15,310,000 -37.2% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $29,455,000 $14,040,000 -52.3% 0.7%
CHURCHILL MORTGAGE CORPORATION $1,380,000 $11,935,000 764.9% 0.6%
SUMMIT FUNDING, INC. $23,880,000 $11,595,000 -51.4% 0.6%
S1L, Inc. $9,165,000 $11,575,000 26.3% 0.6%
Flagstar Bank, FSB $20,945,000 $11,560,000 -44.8% 0.6%
PREMIER MORTGAGE RESOURCES, L.L.C. $5,155,000 $11,390,000 121.0% 0.6%
WALKER & DUNLOP, LLC $11,355,000 n/a 0.6%
PACIFIC RESIDENTIAL MORTGAGE, LLC $30,080,000 $10,860,000 -63.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $32,825,000 $9,855,000 -70.0% 0.5%
NAVY FEDERAL CREDIT UNION $7,125,000 $9,380,000 31.6% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $10,685,000 $9,185,000 -14.0% 0.5%
FREEDOM MORTGAGE CORPORATION $60,250,000 $9,110,000 -84.9% 0.5%
BETTER MORTGAGE CORPORATION $31,815,000 $8,985,000 -71.8% 0.5%
REVERSE MORTGAGE FUNDING LLC $9,175,000 $8,580,000 -6.5% 0.4%
HOME POINT FINANCIAL CORPORATION $17,365,000 $8,500,000 -51.1% 0.4%
Bank of America $9,570,000 $8,365,000 -12.6% 0.4%
NORTHWEST COMMUNITY $18,355,000 $8,250,000 -55.1% 0.4%
Mechanics Bank $2,405,000 $7,715,000 220.8% 0.4%
USAA Federal Savings Bank $7,310,000 $7,650,000 4.7% 0.4%
BROKER SOLUTIONS, INC. $14,505,000 $6,990,000 -51.8% 0.4%
LAKEVIEW LOAN SERVICING, LLC $29,385,000 $6,435,000 -78.1% 0.3%
Sierra Pacific Mortgage Company, Inc. $21,980,000 $6,310,000 -71.3% 0.3%
AMERICAN ADVISORS GROUP $4,705,000 $6,305,000 34.0% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $13,665,000 $6,260,000 -54.2% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $32,980,000 $6,065,000 -81.6% 0.3%
NEWREZ LLC $23,915,000 $5,895,000 -75.4% 0.3%
MOUNTAIN WEST FINANCIAL, INC. $8,535,000 $5,570,000 -34.7% 0.3%
NATIONS DIRECT MORTGAGE, LLC $5,905,000 $4,755,000 -19.5% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $5,420,000 $4,715,000 -13.0% 0.2%
The Federal Savings Bank $9,730,000 $4,695,000 -51.7% 0.2%
Northwest Farm Credit Services, FLCA $3,230,000 $4,530,000 40.2% 0.2%
LOANPAL, LLC $5,460,000 $4,090,000 -25.1% 0.2%
Capital One $4,035,000 n/a 0.2%
First Republic Bank $53,475,000 $3,955,000 -92.6% 0.2%
First Federal Bank of Kansas City $970,000 $3,730,000 284.5% 0.2%
PLAZA HOME MORTGAGE, INC. $2,025,000 $3,710,000 83.2% 0.2%
ACADEMY MORTGAGE CORPORATION $2,665,000 $3,680,000 38.1% 0.2%
NEW DAY FINANCIAL, LLC $7,170,000 $3,385,000 -52.8% 0.2%
North American Savings Bank, F.S.B. $7,785,000 $3,375,000 -56.6% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $2,345,000 $3,250,000 38.6% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,400,000 $3,245,000 -4.6% 0.2%
GUARANTEED RATE, INC. $7,200,000 $3,195,000 -55.6% 0.2%
FINANCE OF AMERICA REVERSE LLC $3,155,000 $3,160,000 0.2% 0.2%
Morgan Stanley Private Bank $1,765,000 $3,095,000 75.4% 0.2%
GSF Mortgage Corporation $1,550,000 $3,010,000 94.2% 0.2%
AMWEST FUNDING CORP. $2,890,000 n/a 0.1%
FIRST COMMUNITY $10,700,000 $2,855,000 -73.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,740,000 $2,765,000 0.9% 0.1%
PNC Bank $2,380,000 $2,760,000 16.0% 0.1%
NBKC BANK $7,480,000 $2,715,000 -63.7% 0.1%
Magnolia Bank $2,315,000 $2,700,000 16.6% 0.1%
Figure Lending LLC $880,000 $2,590,000 194.3% 0.1%
OnPoint Community Credit Union $2,625,000 $2,525,000 -3.8% 0.1%
CANOPY MORTGAGE, LLC $2,975,000 $2,505,000 -15.8% 0.1%
Charles Schwab Bank, SSB $5,000,000 $2,490,000 -50.2% 0.1%
PHH Mortgage Corporation $2,165,000 $2,395,000 10.6% 0.1%
Solarity Credit Union $2,395,000 n/a 0.1%
Carrington Mortgage Services, LLC $6,180,000 $2,300,000 -62.8% 0.1%
Northpointe Bank $725,000 $2,230,000 207.6% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,085,000 $2,225,000 6.7% 0.1%
Century Mortgage Company DBA Century Lending Company $1,240,000 $2,100,000 69.4% 0.1%
Citadel Servicing Corporation $1,995,000 $2,090,000 4.8% 0.1%
OREGON COMMUNITY $3,330,000 $2,025,000 -39.2% 0.1%
Hometown Lenders, Inc. $1,430,000 $2,000,000 39.9% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,785,000 $1,920,000 7.6% 0.1%
United Fidelity Bank, fsb $1,905,000 n/a 0.1%
OCMBC, INC. $550,000 $1,900,000 245.5% 0.1%
MUFG Union Bank $2,325,000 $1,885,000 -18.9% 0.1%
LADERA LENDING, INC. $4,035,000 $1,795,000 -55.5% 0.1%
Ally Bank $6,745,000 $1,770,000 -73.8% 0.1%
NEXERA HOLDING LLC $2,120,000 $1,770,000 -16.5% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,560,000 $1,770,000 -50.3% 0.1%
Loan Simple, Inc. $1,870,000 $1,765,000 -5.6% 0.1%
VILLAGE CAPITAL MORTGAGE $5,645,000 $1,765,000 -68.7% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $750,000 $1,670,000 122.7% 0.1%
AmeriHome Mortgage Company, LLC $2,185,000 $1,645,000 -24.7% 0.1%
First Guaranty Mortgage Corporation $3,130,000 $1,630,000 -47.9% 0.1%
Strong Home Mortgage, LLC $3,790,000 $1,605,000 -57.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $6,075,000 $1,565,000 -74.2% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $445,000 $1,520,000 241.6% 0.1%
CHERRY CREEK MORTGAGE, LLC $12,320,000 $1,505,000 -87.8% 0.1%
FIRST TECHNOLOGY $3,870,000 $1,495,000 -61.4% 0.1%
CHEVRON $1,490,000 n/a 0.1%
Columbia State Bank $3,235,000 $1,480,000 -54.3% 0.1%
PacWest Funding Inc. $750,000 $1,460,000 94.7% 0.1%
Discover Bank $650,000 $1,370,000 110.8% 0.1%
AMERICAN FINANCING CORPORATION $7,060,000 $1,335,000 -81.1% 0.1%
M&T Bank $910,000 $1,295,000 42.3% 0.1%
BAY EQUITY LLC $1,305,000 $1,260,000 -3.4% 0.1%
Princeton Mortgage Corporation $1,250,000 n/a 0.1%
Boeing Employees Credit Union $565,000 $1,240,000 119.5% 0.1%
DIRECTORS MORTGAGE, INC. $1,170,000 $1,240,000 6.0% 0.1%
NexBank $1,240,000 n/a 0.1%
Rivermark Community Credit Union $1,230,000 $1,230,000 0.0% 0.1%
INTERCAP LENDING INC. $650,000 $1,205,000 85.4% 0.1%
Stifel Bank and Trust $2,230,000 $1,195,000 -46.4% 0.1%
ADVANTIS $710,000 $1,185,000 66.9% 0.1%
AXIA FINANCIAL, LLC $1,220,000 $1,115,000 -8.6% 0.1%
Low VA Rates, LLC $4,035,000 $1,105,000 -72.6% 0.1%
Texana Bank $405,000 $1,100,000 171.6% 0.1%
Wyndham Capital Mortgage, Inc. $2,770,000 $1,065,000 -61.6% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,040,000 $1,055,000 -48.3% 0.1%
SPRING EQ, LLC $985,000 $1,050,000 6.6% 0.1%
Bank of the West $645,000 $1,045,000 62.0% 0.1%
City National Bank $4,630,000 $1,045,000 -77.4% 0.1%
MANN FINANCIAL INC. $2,690,000 $1,020,000 -62.1% 0.1%
Prosperity Home Mortgage, LLC $305,000 $1,000,000 227.9% 0.1%
TRIAD FINANCIAL SERVICES, INC. $630,000 $990,000 57.1% 0.1%
BMO Harris Bank $980,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $460,000 $980,000 113.0% 0.1%
DIRECT MORTGAGE, CORP. $930,000 n/a 0.0%
FirstBank $3,990,000 $930,000 -76.7% 0.0%
Citibank $1,840,000 $925,000 -49.7% 0.0%
KELLER MORTGAGE, LLC $2,230,000 $915,000 -59.0% 0.0%
Commerce Home Mortgage, Inc. $2,770,000 $910,000 -67.1% 0.0%
OPEN MORTGAGE, LLC $1,265,000 $905,000 -28.5% 0.0%
21ST MORTGAGE CORPORATION $600,000 $900,000 50.0% 0.0%
Paramount Residential Mortgage Group, Inc. $3,230,000 $895,000 -72.3% 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,060,000 $890,000 -16.0% 0.0%
STEARNS LENDING, LLC $23,200,000 $885,000 -96.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $5,120,000 $880,000 -82.8% 0.0%
Truist $935,000 $880,000 -5.9% 0.0%
Goldman Sachs Bank USA $875,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $175,000 $870,000 397.1% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,070,000 $855,000 -20.1% 0.0%
Toyota Financial Savings Bank $505,000 $855,000 69.3% 0.0%
Chicago Mortgage Solutions LLC $2,875,000 $850,000 -70.4% 0.0%
Bank of England $1,720,000 $845,000 -50.9% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $830,000 n/a 0.0%
SELCO COMMUNITY $905,000 $815,000 -9.9% 0.0%
TEACHERS $805,000 n/a 0.0%
The Huntington National Bank $360,000 $805,000 123.6% 0.0%
ADVANCIAL $545,000 $800,000 46.8% 0.0%
ZILLOW HOME LOANS, LLC $4,985,000 $795,000 -84.1% 0.0%
MID AMERICA MORTGAGE, INC. $705,000 $785,000 11.3% 0.0%
MARION AND POLK SCHOOLS CREDIT UNION $775,000 n/a 0.0%
GoPrime Mortgage, Inc. $580,000 $770,000 32.8% 0.0%
MidFirst Bank $755,000 n/a 0.0%
SILVER HILL FUNDING, LLC $755,000 n/a 0.0%
ALLIANT CREDIT UNION $680,000 $750,000 10.3% 0.0%
UBS Bank USA $515,000 $750,000 45.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $895,000 $740,000 -17.3% 0.0%
Mid-Continent Funding, Inc. $740,000 n/a 0.0%
PLANET HOME LENDING, LLC $1,155,000 $740,000 -35.9% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $870,000 $700,000 -19.5% 0.0%
RANLIFE, INC. $865,000 $695,000 -19.7% 0.0%
GENEVA FINANCIAL, LLC $905,000 $690,000 -23.8% 0.0%
Dollar Bank, Federal Savings Bank $675,000 n/a 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $335,000 $670,000 100.0% 0.0%
V.I.P. MORTGAGE, INC. $680,000 $660,000 -2.9% 0.0%
Old National Bank $655,000 n/a 0.0%
The Central Trust Bank $655,000 n/a 0.0%
Citizens Bank $850,000 $650,000 -23.5% 0.0%
Bank of the Pacific $645,000 n/a 0.0%
Golden Empire Mortgage, Inc. $465,000 $645,000 38.7% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $640,000 n/a 0.0%
First-Citizens Bank & Trust Company $75,000 $620,000 726.7% 0.0%
IMPAC MORTGAGE CORP. $1,775,000 $620,000 -65.1% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $2,915,000 $620,000 -78.7% 0.0%
SAMMAMISH MORTGAGE COMPANY $540,000 $610,000 13.0% 0.0%
Barrington Bank & Trust Company, N.A. $3,655,000 $590,000 -83.9% 0.0%
Bethpage Federal Credit Union $575,000 n/a 0.0%
The First National Bank of Middle Tennessee $575,000 n/a 0.0%
Third Coast Bank SSB $555,000 n/a 0.0%
First Federal Bank $275,000 $545,000 98.2% 0.0%
SOFI LENDING CORP. $360,000 $545,000 51.4% 0.0%
Equity Prime Mortgage LLC $540,000 n/a 0.0%
CIBC Bank USA $535,000 n/a 0.0%
Gallic & Johnson, LLC $535,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $530,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $545,000 $530,000 -2.8% 0.0%
NFM, INC. $580,000 $530,000 -8.6% 0.0%
SIRVA MORTGAGE, INC. $790,000 $530,000 -32.9% 0.0%
Amerifirst Financial, Inc. $760,000 $525,000 -30.9% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $500,000 $515,000 3.0% 0.0%
F&A Federal Credit Union $485,000 n/a 0.0%
CLEARPATH LENDING $1,740,000 $470,000 -73.0% 0.0%
EVERETT FINANCIAL, INC. $905,000 $470,000 -48.1% 0.0%
HOMESIDE FINANCIAL, LLC $2,080,000 $425,000 -79.6% 0.0%
HOMEXPRESS MORTGAGE CORP. $425,000 n/a 0.0%
First Mortgage Solutions, LLC $1,175,000 $415,000 -64.7% 0.0%
JUSTICE Federal Credit Union $415,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $720,000 $405,000 -43.8% 0.0%
DIGITAL Federal Credit Union $395,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $890,000 $395,000 -55.6% 0.0%
First National Bank of America $390,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $665,000 $385,000 -42.1% 0.0%
QUORUM FEDERAL CREDIT UNION $630,000 $375,000 -40.5% 0.0%
Gateway First Bank $225,000 $365,000 62.2% 0.0%
MICHIGAN MUTUAL, INC. $365,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $2,010,000 $355,000 -82.3% 0.0%
ON Q FINANCIAL, INC. $750,000 $355,000 -52.7% 0.0%
Leader Bank $345,000 n/a 0.0%
BEST FINANCE CAPITAL, INC. $335,000 n/a 0.0%
Hometown Equity Mortgage, LLC $1,110,000 $325,000 -70.7% 0.0%
NP, Inc. $1,930,000 $325,000 -83.2% 0.0%
First National Bank $315,000 n/a 0.0%
SUMMIT MORTGAGE CORPORATION $2,580,000 $315,000 -87.8% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,155,000 $315,000 -72.7% 0.0%
RESIDENTIAL BANCORP. $510,000 $290,000 -43.1% 0.0%
Axos Bank $1,935,000 $285,000 -85.3% 0.0%
BKCO MORTGAGE, LLC $285,000 n/a 0.0%
First Western Trust Bank $285,000 n/a 0.0%
GEORGIA'S OWN $285,000 n/a 0.0%
IDAHO CENTRAL $800,000 $285,000 -64.4% 0.0%
STAR ONE CREDIT UNION $205,000 $285,000 39.0% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $3,160,000 $275,000 -91.3% 0.0%
Watermark Capital, Inc. $435,000 $275,000 -36.8% 0.0%
ENVOY MORTGAGE, LTD $425,000 $265,000 -37.6% 0.0%
LENDSURE MORTGAGE CORP. $1,130,000 $265,000 -76.5% 0.0%
Lakeview Community Capital, LLC $260,000 n/a 0.0%
Mid Oregon Federal Credit Union $295,000 $255,000 -13.6% 0.0%
PREMIER LENDING, INC. $305,000 $255,000 -16.4% 0.0%
Quontic Bank $225,000 $255,000 13.3% 0.0%
TOWER $255,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $245,000 n/a 0.0%
Lend Smart Mortgage, LLC $450,000 $245,000 -45.6% 0.0%
UNITED MORTGAGE CORP. $245,000 n/a 0.0%
Zions Bancorporation, N.A. $245,000 n/a 0.0%
Blue Ridge Bank $235,000 n/a 0.0%
COASTAL FUNDING SLC, INC. $235,000 n/a 0.0%
iQ Credit Union $230,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $1,460,000 $225,000 -84.6% 0.0%
HOME MORTGAGE ALLIANCE, LLC $415,000 $215,000 -48.2% 0.0%
ALAMEDA MORTGAGE CORPORATION $325,000 $205,000 -36.9% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $205,000 n/a 0.0%
TruHome Solutions, LLC $815,000 $205,000 -74.8% 0.0%
BANC ONE MORTGAGE CORPORATION $195,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $195,000 n/a 0.0%
THRIVENT Federal Credit Union $155,000 $195,000 25.8% 0.0%
Cornerstone First Mortgage, Inc $365,000 $185,000 -49.3% 0.0%
LENDINGHOME FUNDING CORPORATION $490,000 $185,000 -62.2% 0.0%
A&D Mortgage LLC $175,000 n/a 0.0%
HORIZON $175,000 n/a 0.0%
ARC HOME LLC $980,000 $165,000 -83.2% 0.0%
Arvest Bank $290,000 $165,000 -43.1% 0.0%
FBC MORTGAGE, LLC $165,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $165,000 n/a 0.0%
SPOKANE TEACHERS $160,000 n/a 0.0%
American Airlines Federal Credit Union $155,000 n/a 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $290,000 $155,000 -46.6% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $745,000 $145,000 -80.5% 0.0%
Plains Commerce Bank $135,000 n/a 0.0%
Alaska USA Federal Credit Union $990,000 $125,000 -87.4% 0.0%
VERITAS FUNDING, LLC $330,000 $125,000 -62.1% 0.0%
INTELLILOAN, INC. $105,000 n/a 0.0%
PREMIER AMERICA $105,000 n/a 0.0%
State Department Federal Credit Union $105,000 n/a 0.0%
GREENWOOD $95,000 n/a 0.0%
United States Senate Federal Credit Union $95,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $85,000 n/a 0.0%
USAGENCIES $75,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $280,000 $65,000 -76.8% 0.0%
Oregon State Credit Union $420,000 $55,000 -86.9% 0.0%
LOS ANGELES POLICE Federal Credit Union $45,000 n/a 0.0%
SALAL $35,000 n/a 0.0%

MEDFORD's top lender by overall market share is ROGUE, with 8.5% market share. In second place, with 8.0%, is GUILD MORTGAGE COMPANY, having originated $155,330,000 in loans. In third place, with 4.6%, is Umpqua Bank, having originated $88,950,000 in loans. In fourth place, with 3.9%, is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, having originated $76,375,000 in loans. In fifth place, with 3.8%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $73,505,000 in loans.


MEDFORD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - MEDFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $399,500 (3.3%) $586,557 (2.4%) 1.48 745
2018-02-01 $412,100 (3.4%) $594,461 (3.2%) 1.50 758
2018-03-01 $410,000 (3.8%) $594,480 (5.2%) 1.44 799
2018-04-01 $400,000 (-0.6%) $573,661 (-3.7%) 1.36 877
2018-05-01 $422,000 (4.0%) $583,464 (-0.7%) 1.41 958
2018-06-01 $430,000 (7.5%) $612,892 (5.4%) 1.43 1,004
2018-07-01 $428,125 (7.3%) $586,293 (-0.5%) 1.43 1,096
2018-08-01 $409,475 (3.7%) $567,569 (0.8%) 1.37 1,106
2018-09-01 $400,000 (1.3%) $563,130 (-2.6%) 1.34 1,140
2018-10-01 $399,950 (1.9%) $555,395 (-2.3%) 1.35 1,205
2018-11-01 $399,975 (0.1%) $567,113 (1.2%) 1.36 1,161
2018-12-01 $399,900 (0.0%) $561,137 (-3.9%) 1.38 1,037
2019-01-01 $399,900 (0.1%) $553,816 (-5.6%) 1.38 939
2019-02-01 $399,900 (-3.0%) $558,588 (-6.0%) 1.35 952
2019-03-01 $408,514 (-0.4%) $566,999 (-4.6%) 1.34 1,004
2019-04-01 $424,500 (6.1%) $573,978 (0.1%) 1.35 1,076
2019-05-01 $442,000 (4.7%) $584,820 (0.2%) 1.38 1,166
2019-06-01 $439,000 (2.1%) $582,119 (-5.0%) 1.37 1,266
2019-07-01 $424,500 (-0.9%) $581,144 (-0.9%) 1.33 1,246
2019-08-01 $417,245 (1.9%) $582,603 (2.7%) 1.32 1,202
2019-09-01 $413,114 (3.3%) $585,737 (4.0%) 1.32 1,141
2019-10-01 $404,950 (1.3%) $583,366 (5.0%) 1.31 1,096
2019-11-01 $407,000 (1.8%) $586,971 (3.5%) 1.33 956
2019-12-01 $408,500 (2.2%) $596,749 (6.4%) 1.36 795
2020-01-01 $399,950 (0.0%) $604,484 (9.2%) 1.34 703
2020-02-01 $416,450 (4.1%) $610,166 (9.2%) 1.36 692
2020-03-01 $437,000 (7.0%) $639,712 (12.8%) 1.37 699
2020-04-01 $435,000 (2.5%) $636,647 (10.9%) 1.36 752
2020-05-01 $449,450 (1.7%) $646,115 (10.5%) 1.37 701
2020-06-01 $460,750 (5.0%) $665,598 (14.3%) 1.36 615
2020-07-01 $460,950 (8.6%) $668,741 (15.1%) 1.34 562
2020-08-01 $475,000 (13.8%) $666,949 (14.5%) 1.36 506
2020-09-01 $484,000 (17.2%) $681,578 (16.4%) 1.39 402
2020-10-01 $484,900 (19.7%) $684,225 (17.3%) 1.39 321
2020-11-01 $486,500 (19.5%) $692,166 (17.9%) 1.42 311
2020-12-01 $499,500 (22.3%) $671,052 (12.5%) 1.49 294
2021-01-01 $500,000 (25.0%) $688,603 (13.9%) 1.49 246
2021-02-01 $503,625 (20.9%) $722,127 (18.4%) 1.47 244
2021-03-01 $499,000 (14.2%) $680,957 (6.5%) 1.42 278
2021-04-01 $483,750 (11.2%) $663,530 (4.2%) 1.31 272
2021-05-01 $518,000 (15.3%) $686,912 (6.3%) 1.38 316
2021-06-01 $525,000 (13.9%) $679,280 (2.1%) 1.38 376
2021-07-01 $512,000 (11.1%) $679,957 (1.7%) 1.35 417
2021-08-01 $514,000 (8.2%) $673,208 (0.9%) 1.37 449
2021-09-01 $499,500 (3.2%) $658,231 (-3.4%) 1.33 498
2021-10-01 $510,000 (5.2%) $666,876 (-2.5%) 1.36 557
2021-11-01 $523,500 (7.6%) $694,541 (0.3%) 1.40 499
2021-12-01 $512,500 (2.6%) $709,732 (5.8%) 1.39 416
2022-01-01 $549,250 (9.9%) $743,280 (7.9%) 1.48 341
2022-02-01 $577,425 (14.7%) $768,770 (6.5%) 1.50 341
2022-03-01 $550,000 (10.2%) $748,428 (9.9%) 1.38 376
2022-04-01 $552,500 (14.2%) $727,212 (9.6%) 1.32 464
2022-05-01 $556,250 (7.4%) $717,151 (4.4%) 1.27 605
2022-06-01 $557,500 (6.2%) $720,456 (6.1%) 1.24 716
2022-07-01 $535,000 (4.5%) $699,466 (2.9%) 1.21 839
2022-08-01 $529,450 (3.0%) $698,940 (3.8%) 1.22 836
2022-09-01 $528,750 (5.9%) $695,272 (5.6%) 1.24 766
2022-10-01 $534,900 (4.9%) $719,484 (7.9%) 1.26 745
2022-11-01 $524,975 (0.3%) $706,794 (1.8%) 1.26 706
2022-12-01 $510,000 (-0.5%) $715,888 (0.9%) 1.26 626
2023-01-01 $517,225 (-5.8%) $723,692 (-2.6%) 1.28 533
2023-02-01 $548,000 (-5.1%) $753,862 (-1.9%) 1.32 501
2023-03-01 $541,925 (-1.5%) $743,258 (-0.7%) 1.28 516
2023-04-01 $544,950 (-1.4%) $738,022 (1.5%) 1.27 532
2023-05-01 $549,000 (-1.3%) $741,518 (3.4%) 1.24 624
2023-06-01 $552,500 (-0.9%) $767,250 (6.5%) 1.24 675
2023-07-01 $549,900 (2.8%) $753,810 (7.8%) 1.25 706
2023-08-01 $550,000 (3.9%) $741,088 (6.0%) 1.26 679
2023-09-01 $535,000 (1.2%) $710,473 (2.2%) 1.25 696
2023-10-01 $505,000 (-5.6%) $685,860 (-4.7%) 1.19 725
2023-11-01 $525,000 (0.0%) $718,529 (1.7%) 1.25 673
2023-12-01 $514,500 (0.9%) $700,194 (-2.2%) 1.25 628
MEDFORD's median listing price for 2023-12-01 was $514,500, a difference of $4,500 (0.9%) versus the prior year and $-10,500 versus the prior month.

MEDFORD's median listing price comes in at 125% of the national average.

MEDFORD's average listing price for 2023-12-01 was $700,194, a difference of $-15,694 (-2.2%) versus the prior year and $-18,335 versus the prior month.

For the 2023-12-01 period, MEDFORD had 628 MLS listings, a difference of -45 listings (-7%) versus the prior month and 2 listings (0%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MEDFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 80 days 1,900 sqft
2018-02-01 74 days 1,911 sqft
2018-03-01 61 days 1,931 sqft
2018-04-01 50 days 1,936 sqft
2018-05-01 50 days 1,987 sqft
2018-06-01 51 days 2,026 sqft
2018-07-01 53 days 2,016 sqft
2018-08-01 59 days 1,982 sqft
2018-09-01 71 days 1,962 sqft
2018-10-01 71 days 1,937 sqft
2018-11-01 67 days 1,946 sqft
2018-12-01 78 days 1,918 sqft
2019-01-01 87 days 1,881 sqft
2019-02-01 83 days 1,889 sqft
2019-03-01 69 days 1,903 sqft
2019-04-01 52 days 1,930 sqft
2019-05-01 45 days 1,999 sqft
2019-06-01 50 days 1,981 sqft
2019-07-01 59 days 1,938 sqft
2019-08-01 65 days 1,933 sqft
2019-09-01 70 days 1,943 sqft
2019-10-01 73 days 1,937 sqft
2019-11-01 75 days 1,938 sqft
2019-12-01 78 days 1,874 sqft
2020-01-01 80 days 1,860 sqft
2020-02-01 72 days 1,858 sqft
2020-03-01 45 days 1,909 sqft
2020-04-01 49 days 1,907 sqft
2020-05-01 60 days 2,026 sqft
2020-06-01 69 days 2,056 sqft
2020-07-01 69 days 2,086 sqft
2020-08-01 61 days 2,071 sqft
2020-09-01 68 days 2,113 sqft
2020-10-01 78 days 2,042 sqft
2020-11-01 59 days 1,984 sqft
2020-12-01 57 days 1,914 sqft
2021-01-01 66 days 1,893 sqft
2021-02-01 44 days 1,872 sqft
2021-03-01 39 days 1,906 sqft
2021-04-01 43 days 1,846 sqft
2021-05-01 33 days 1,882 sqft
2021-06-01 38 days 1,882 sqft
2021-07-01 39 days 1,879 sqft
2021-08-01 43 days 1,868 sqft
2021-09-01 43 days 1,848 sqft
2021-10-01 44 days 1,838 sqft
2021-11-01 54 days 1,869 sqft
2021-12-01 67 days 1,835 sqft
2022-01-01 75 days 1,865 sqft
2022-02-01 54 days 1,927 sqft
2022-03-01 40 days 1,841 sqft
2022-04-01 38 days 1,860 sqft
2022-05-01 36 days 1,851 sqft
2022-06-01 40 days 1,882 sqft
2022-07-01 46 days 1,825 sqft
2022-08-01 56 days 1,825 sqft
2022-09-01 65 days 1,811 sqft
2022-10-01 73 days 1,829 sqft
2022-11-01 80 days 1,836 sqft
2022-12-01 86 days 1,796 sqft
2023-01-01 94 days 1,822 sqft
2023-02-01 92 days 1,858 sqft
2023-03-01 59 days 1,866 sqft
2023-04-01 53 days 1,840 sqft
2023-05-01 49 days 1,858 sqft
2023-06-01 49 days 1,891 sqft
2023-07-01 56 days 1,894 sqft
2023-08-01 62 days 1,890 sqft
2023-09-01 64 days 1,886 sqft
2023-10-01 65 days 1,828 sqft
2023-11-01 72 days 1,828 sqft
2023-12-01 78 days 1,798 sqft
MEDFORD's median listing age (time on market) for 2023-12-01 was 78 days. This is -9% shorter than the same period one year ago.

MEDFORD's median square footage for active listings during the 2023-12-01 period was 1,798 sqft. One year prior, the average listing was 1,796 sqft.

MEDFORD, OR Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
97497 Medford, OR $800 $850 $1,120 $1,590 $1,920
97501 Medford, OR $780 $860 $1,130 $1,610 $1,930
97502 Medford, OR $870 $960 $1,260 $1,790 $2,160
97503 Medford, OR $900 $990 $1,300 $1,850 $2,230
97504 Medford, OR $820 $900 $1,190 $1,690 $2,040
97520 Medford, OR $920 $1,010 $1,330 $1,890 $2,280
97522 Medford, OR $720 $800 $1,050 $1,490 $1,800
97524 Medford, OR $1,010 $1,110 $1,460 $2,070 $2,500
97525 Medford, OR $840 $920 $1,210 $1,720 $2,070
97526 Medford, OR $770 $820 $1,080 $1,530 $1,850
97527 Medford, OR $880 $940 $1,230 $1,750 $2,110
97530 Medford, OR $900 $1,000 $1,310 $1,860 $2,240
97535 Medford, OR $680 $750 $990 $1,410 $1,690
97536 Medford, OR $680 $740 $980 $1,390 $1,680
97537 Medford, OR $750 $830 $1,090 $1,550 $1,870
97539 Medford, OR $1,010 $1,110 $1,460 $2,070 $2,500
97540 Medford, OR $880 $970 $1,270 $1,800 $2,170
97541 Medford, OR $890 $980 $1,290 $1,830 $2,210
97544 Medford, OR $1,010 $1,070 $1,410 $2,000 $2,410

2022 Average & Median Rent Data Statistics
MEDFORD, OR average 1BR rent: $927, median: $940
MEDFORD, OR average 2BR rent: $1,219, median: $1,230
MEDFORD, OR average 3BR rent: $1,731, median: $1,750

MEDFORD, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,103 $1,179,825,000 $380,221
Cash Out Refi 1,163 $346,615,000 $298,035
Refi 850 $276,470,000 $325,259
Home Improvement 815 $76,565,000 $93,945
Other 546 $64,390,000 $117,930

Medford's most frequently cited loan purpose was Home Purchase, with 3,103 originations. The 2nd most popular reason was Cash Out Refi, with 1,163 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,754 $587,330,000 $334,852
4-5% 1,506 $453,260,000 $300,969
5-6% 1,414 $423,170,000 $299,272
6-7% 667 $161,135,000 $241,582
2.5-3% 405 $126,445,000 $312,210
7-8% 251 $47,645,000 $189,821
Over 8% 137 $16,715,000 $122,007
<2.5% 113 $35,025,000 $309,956

During 2022, Medford's most frequently originated rate bucket was 3-4%, with 1,754 originations.

Loan Sizing (MEDFORD, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,991 $894,255,000 $298,982
$100,000 or less 1,173 $64,215,000 $54,744
$100k-200k 1,014 $148,150,000 $146,105
$400k-600k 952 $448,700,000 $471,324
$600k-1000k 294 $207,180,000 $704,694
$Over $1MM 53 $181,365,000 $3,421,981

MEDFORD's loan sizing saw the bucket of loans from $200k-400k with 2,991 originations, totaling $894,255,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,961 $759,505,000 $387,305
60-80% 1,454 $612,700,000 $421,389
Under 20% 1,143 $70,055,000 $61,290
40-60% 864 $250,040,000 $289,398
20-40% 737 $127,425,000 $172,897
Over 100% 70 $30,640,000 $437,714

MEDFORD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,961 originations, totaling $759,505,000 in origination value.