GRANTS PASS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Grants Pass averaged 6.84% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 6.98% and one month ago for the week of 2023-08-10, the average rate was 6.92%.

Grants Pass's average rate one year ago was 5.45%.

For refis of the same type during the week of 2023-09-14, the average rate was 5.99%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Grants Pass 30 Year Fixed Rate 2023-09-14 6.84%
Grants Pass 30 Year Fixed Rate Refi 2023-09-14 5.99%
Grants Pass 15 Year Fixed Rate 2023-09-14 6.41%
Grants Pass 15 Year Fixed Rate Refi 2023-09-14 7.01%
Grants Pass 30 Year FHA 2023-09-14 6.44%
Grants Pass 30 Year FHA Refi 2023-09-14 6.99%
Grants Pass 30 Year USDA 2023-09-14 6.98%
Grants Pass 30 Year USDA Refi 2023-09-14 6.88%
Grants Pass 30 Year VA 2023-09-14 6.42%
Grants Pass 30 Year VA Refi 2023-09-14 7.01%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GRANTS PASS, OR.

GRANTS PASS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GRANTS PASS, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Nations Lending Corporation 116 5.09% $5,461
QUICKEN LOANS, LLC 95 4.42% $7,634
ROGUE 68 5.46% $4,873
S1L, Inc. 65 4.99% $7,514
LOANDEPOT.COM, LLC 48 4.45% $7,324
Willamette Valley Bank 42 4.89% $8,077
UNITED WHOLESALE MORTGAGE, LLC 27 4.75% $6,395
CHERRY CREEK MORTGAGE, LLC 26 3.80% $8,326
GUILD MORTGAGE COMPANY 26 5.31% $6,359
CROSSCOUNTRY MORTGAGE, LLC 24 4.82% $9,859
Umpqua Bank 24 4.50% $5,036
JPMorgan Chase Bank 21 4.41% $4,716
Wells Fargo Bank 20 4.58% $4,354
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 19 5.45% $10,206
MOUNTAIN WEST FINANCIAL, INC. 19 4.86% $10,361
FIRST COMMUNITY 18 4.01% $3,623
NATIONS DIRECT MORTGAGE, LLC 17 5.28% $9,496
CALIBER HOME LOANS, INC. 16 4.78% $7,335
Mr. Cooper ( Nationstar Mortgage ) 14 4.20% $11,558
PREMIER MORTGAGE RESOURCES, L.L.C. 14 4.78% $9,457
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 4.88% $6,887
AMERISAVE MORTGAGE CORPORATION 11 4.21% $8,494
PACIFIC RESIDENTIAL MORTGAGE, LLC 10 4.90% $10,415
AMERICAN PACIFIC MORTGAGE CORPORATION 9 5.18% $6,325
MORTGAGE EXPRESS, LLC 9 5.04% $6,986
Washington Federal Bank 9 4.50% $6,018
PENNYMAC LOAN SERVICES, LLC 8 4.78% $6,260
SUMMIT FUNDING, INC. 8 5.64% $10,688
MOVEMENT MORTGAGE, LLC 8 5.21% $6,861
ACADEMY MORTGAGE CORPORATION 7 5.54% $9,205
NEWREZ LLC 7 3.82% $4,011
U.S. Bank 7 4.77% $5,792
Banner Bank 6 4.81% $7,531
Commerce Home Mortgage, Inc. 6 4.42% $5,255
PLAZA HOME MORTGAGE, INC. 6 6.19% $8,262
KeyBank 5 5.05% $3,927
First Interstate Bank 5 5.58% $4,652
Bank of America 5 3.90% $6,166
BROKER SOLUTIONS, INC. 5 5.07% $5,530
NORTHWEST COMMUNITY 5 4.40% $11,435
CMG MORTGAGE, INC. 5 4.80% $7,394
HOME POINT FINANCIAL CORPORATION 5 4.07% $6,653
FINANCE OF AMERICA MORTGAGE LLC 5 4.30% $4,601
FREEDOM MORTGAGE CORPORATION 5 4.43% $7,694
MUTUAL OF OMAHA MORTGAGE, INC. 5 4.92% $5,714
LOANPAL, LLC 4 4.38% $5,403
IMPAC MORTGAGE CORP. 3 4.17% $1,638
BETTER MORTGAGE CORPORATION 3 3.38% $4,716
ZILLOW HOME LOANS, LLC 3 3.79% $9,101
NBKC BANK 3 5.00% $6,731
CARDINAL FINANCIAL 3 4.21% $6,588
DIRECTORS MORTGAGE, INC. 3 5.22% $9,213
Flagstar Bank, FSB 3 3.91% $5,665
Wyndham Capital Mortgage, Inc. 2 3.94% $9,122
KELLER MORTGAGE, LLC 2 4.06% $4,205
Hometown Lenders, Inc. 2 6.31% $4,687
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 4.38% $4,844
PHH Mortgage Corporation 2 4.94% $6,331
Tri Counties Bank 2 4.19% $3,828
Northpointe Bank 2 5.13% $12,092
CHURCHILL MORTGAGE CORPORATION 2 5.06% $9,232
AmeriHome Mortgage Company, LLC 2 3.88% $10,421
AMERICAN FINANCING CORPORATION 2 3.06% $6,301
V.I.P. MORTGAGE, INC. 2 5.88% $6,836
Ally Bank 2 4.25% $4,400
Quontic Bank 2 6.44% $9,584
GUARANTEED RATE, INC. 2 5.25% $7,079
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.75% $7,229
NAVY FEDERAL CREDIT UNION 2 4.63% $9,886
21ST MORTGAGE CORPORATION 1 5.55% $4,386
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.88% $17,590
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.63% $5,085
Bank of England 1 6.13% $12,804
Axos Bank 1 3.63% $6,084
Semper Home Loans, Inc. 1 3.38% $2,542
Sierra Pacific Mortgage Company, Inc. 1 3.25% $3,182
Arvest Bank 1 5.63% $6,405
SUMMIT MORTGAGE CORPORATION 1 4.75% $7,929
SUN WEST MORTGAGE COMPANY, INC. 1 4.88% $7,480
The Huntington National Bank 1 4.83% $5,773
Truist 1 3.63% $8,259
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.25% $16,041
ADVANTIS 1 5.13% $3,872
ADVANCIAL 1 7.88% $14,760
Discover Bank 1 3.69% $0
EVERETT FINANCIAL, INC. 1 6.00% $2,632
FIRST TECHNOLOGY 1 4.00% $4,402
First Western Trust Bank 1 5.25% $5,929
Gateway First Bank 1 3.38% $8,502
DIGNIFIED HOME LOANS, LLC 1 7.63% $4,261
HOMESIDE FINANCIAL, LLC 1 4.25% $5,202
iCore Lending, Inc. 1 5.13% $6,112
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 5.50% $6,102
LAND HOME FINANCIAL SERVICES, INC. 1 6.25% $5,987
CORNERSTONE HOME LENDING, INC. 1 4.75% $8,750
Loan Simple, Inc. 1 5.75% $6,802
LPMC, LLC 1 5.63% $5,998
Morgan Stanley Private Bank 1 2.95% $3,370
COASTAL FUNDING SLC, INC. 1 5.50% $3,718
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 5.12% $4,920
Mortgage Research Center, LLC 1 5.63% $7,313
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.75% $12,949
City National Bank 1 3.60% $3,737
M&T Bank 1 4.13% $4,762
Chicago Mortgage Solutions LLC 1 3.37% $7,740
Century Mortgage Company DBA Century Lending Company 1 5.99% $6,630
NATIONS RELIABLE LENDING, LLC 1 3.13% $15,090
NATIONWIDE MORTGAGE BANKERS, INC. 1 4.00% $3,105
NETWORK CAPITAL FUNDING CORPORATION 1 3.63% $10,141
NFM, INC. 1 3.75% $12,489
North American Savings Bank, F.S.B. 1 5.00% $9,564
Northwest Farm Credit Services, FLCA 1 4.00% $17,259
OCMBC, INC. 1 0.00% $0
OnPoint Community Credit Union 1 5.00% $6,965
ONY GLO, INC. 1 4.75% $3,713
Opportunity Bank of Montana 1 3.75% $7,252
OREGON COMMUNITY 1 5.63% $2,123
Paramount Residential Mortgage Group, Inc. 1 5.88% $5,551
Platinum Home Mortgage Corporation 1 3.50% $9,060

GRANTS PASS Average Closing Costs & Other Stats

GRANTS PASS, OR's 119 lenders originated 2,364 loans during 2022. The total origination value was $633,760,000, with an average loan value of $268,088.

GRANTS PASS's average closing costs are $6,056.

The top GRANTS PASS lender as defined by loan originations is Nations Lending Corporation, with 116 loans originated. Their average total fees are $5,461, which is $2,173 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee GRANTS PASS lenders (with over 10 loans originated) are FIRST COMMUNITY ($3,623), Wells Fargo Bank ($4,354), JPMorgan Chase Bank ($4,716), ROGUE ($4,873) and Umpqua Bank ($5,036).

The lowest rate GRANTS PASS lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC (3.80%), FIRST COMMUNITY (4.01%), Mr. Cooper ( Nationstar Mortgage ) (4.20%), AMERISAVE MORTGAGE CORPORATION (4.21%) and JPMorgan Chase Bank (4.41%).

GRANTS PASS, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Nations Lending Corporation $11,595,000 $54,765,000 372.3% 8.6%
ROGUE $66,850,000 $50,400,000 -24.6% 8.0%
Evergreen Federal Bank $70,755,000 $43,210,000 -38.9% 6.8%
QUICKEN LOANS, LLC $105,710,000 $37,345,000 -64.7% 5.9%
S1L, Inc. $21,310,000 $32,170,000 51.0% 5.1%
LOANDEPOT.COM, LLC $52,905,000 $23,915,000 -54.8% 3.8%
Willamette Valley Bank $46,515,000 $23,035,000 -50.5% 3.6%
Umpqua Bank $52,145,000 $18,870,000 -63.8% 3.0%
UNITED WHOLESALE MORTGAGE, LLC $23,310,000 $15,805,000 -32.2% 2.5%
GUILD MORTGAGE COMPANY $70,605,000 $14,545,000 -79.4% 2.3%
CROSSCOUNTRY MORTGAGE, LLC $15,575,000 $12,700,000 -18.5% 2.0%
Banner Bank $14,385,000 $10,895,000 -24.3% 1.7%
MOUNTAIN WEST FINANCIAL, INC. $31,870,000 $10,780,000 -66.2% 1.7%
CHERRY CREEK MORTGAGE, LLC $49,085,000 $10,750,000 -78.1% 1.7%
Mortgage Research Center, LLC $11,315,000 $10,445,000 -7.7% 1.6%
NATIONS DIRECT MORTGAGE, LLC $2,940,000 $9,780,000 232.7% 1.5%
CALIBER HOME LOANS, INC. $114,225,000 $9,550,000 -91.6% 1.5%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $12,950,000 $9,360,000 -27.7% 1.5%
CMG MORTGAGE, INC. $5,350,000 $8,730,000 63.2% 1.4%
JPMorgan Chase Bank $11,800,000 $8,605,000 -27.1% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,575,000 $8,485,000 -32.5% 1.3%
U.S. Bank $13,750,000 $8,425,000 -38.7% 1.3%
Wells Fargo Bank $17,370,000 $8,020,000 -53.8% 1.3%
FIRST COMMUNITY $16,555,000 $7,295,000 -55.9% 1.2%
Washington Federal Bank $5,515,000 $6,475,000 17.4% 1.0%
People's Bank of Commerce $20,475,000 $6,435,000 -68.6% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $16,350,000 $6,425,000 -60.7% 1.0%
PENNYMAC LOAN SERVICES, LLC $15,425,000 $6,415,000 -58.4% 1.0%
NORTHWEST COMMUNITY $7,410,000 $5,680,000 -23.3% 0.9%
AMERISAVE MORTGAGE CORPORATION $9,590,000 $5,370,000 -44.0% 0.8%
First Interstate Bank $7,490,000 $4,715,000 -37.0% 0.7%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,010,000 $4,695,000 56.0% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $7,110,000 $4,390,000 -38.3% 0.7%
LOANPAL, LLC $2,265,000 $4,070,000 79.7% 0.6%
KeyBank $6,030,000 $4,050,000 -32.8% 0.6%
SUMMIT FUNDING, INC. $5,615,000 $3,760,000 -33.0% 0.6%
AMERICAN ADVISORS GROUP $4,760,000 $3,695,000 -22.4% 0.6%
ACADEMY MORTGAGE CORPORATION $2,170,000 $3,555,000 63.8% 0.6%
PACIFIC RESIDENTIAL MORTGAGE, LLC $2,735,000 $3,550,000 29.8% 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $4,585,000 $3,315,000 -27.7% 0.5%
Bank of America $1,240,000 $3,300,000 166.1% 0.5%
FREEDOM MORTGAGE CORPORATION $26,340,000 $3,120,000 -88.2% 0.5%
HOME POINT FINANCIAL CORPORATION $3,060,000 $2,895,000 -5.4% 0.5%
MORTGAGE EXPRESS, LLC $1,990,000 $2,815,000 41.5% 0.4%
Commerce Home Mortgage, Inc. $530,000 $2,765,000 421.7% 0.4%
USAA Federal Savings Bank $2,275,000 $2,660,000 16.9% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $3,660,000 $2,630,000 -28.1% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,795,000 $2,430,000 -13.1% 0.4%
MOVEMENT MORTGAGE, LLC $7,400,000 $2,345,000 -68.3% 0.4%
NEWREZ LLC $4,980,000 $2,310,000 -53.6% 0.4%
Flagstar Bank, FSB $2,885,000 $2,250,000 -22.0% 0.4%
GUARANTEED RATE, INC. $2,310,000 $2,195,000 -5.0% 0.3%
PLAZA HOME MORTGAGE, INC. $1,390,000 $1,980,000 42.4% 0.3%
PHH Mortgage Corporation $1,495,000 $1,880,000 25.8% 0.3%
CHURCHILL MORTGAGE CORPORATION $450,000 $1,830,000 306.7% 0.3%
BROKER SOLUTIONS, INC. $5,235,000 $1,745,000 -66.7% 0.3%
HomeStreet Bank $6,960,000 $1,605,000 -76.9% 0.3%
FINANCE OF AMERICA REVERSE LLC $790,000 $1,565,000 98.1% 0.2%
LONGBRIDGE FINANCIAL, LLC $235,000 $1,565,000 566.0% 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $1,740,000 $1,515,000 -12.9% 0.2%
NAVY FEDERAL CREDIT UNION $835,000 $1,450,000 73.7% 0.2%
Northwest Farm Credit Services, FLCA $420,000 $1,365,000 225.0% 0.2%
Wyndham Capital Mortgage, Inc. $2,050,000 $1,355,000 -33.9% 0.2%
The Federal Savings Bank $6,095,000 $1,270,000 -79.2% 0.2%
KELLER MORTGAGE, LLC $1,525,000 $1,240,000 -18.7% 0.2%
Figure Lending LLC $290,000 $1,160,000 300.0% 0.2%
REVERSE MORTGAGE FUNDING LLC $1,695,000 $1,105,000 -34.8% 0.2%
DIRECTORS MORTGAGE, INC. $2,120,000 $1,075,000 -49.3% 0.2%
BETTER MORTGAGE CORPORATION $7,655,000 $1,065,000 -86.1% 0.2%
Northpointe Bank $305,000 $1,060,000 247.5% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,265,000 $1,040,000 -54.1% 0.2%
Ally Bank $535,000 $1,020,000 90.7% 0.2%
Axos Bank $955,000 n/a 0.2%
V.I.P. MORTGAGE, INC. $395,000 $920,000 132.9% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $905,000 n/a 0.1%
NBKC BANK $530,000 $855,000 61.3% 0.1%
Carrington Mortgage Services, LLC $1,815,000 $845,000 -53.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $265,000 $835,000 215.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $7,770,000 $825,000 -89.4% 0.1%
ZILLOW HOME LOANS, LLC $1,845,000 $825,000 -55.3% 0.1%
OPEN MORTGAGE, LLC $645,000 $785,000 21.7% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $315,000 $740,000 134.9% 0.1%
NEW DAY FINANCIAL, LLC $3,690,000 $710,000 -80.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $550,000 $700,000 27.3% 0.1%
Hometown Lenders, Inc. $670,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $2,675,000 $670,000 -75.0% 0.1%
PacWest Funding Inc. $540,000 $655,000 21.3% 0.1%
OnPoint Community Credit Union $720,000 $650,000 -9.7% 0.1%
VILLAGE CAPITAL MORTGAGE $1,445,000 $650,000 -55.0% 0.1%
AMERICAN FINANCING CORPORATION $1,760,000 $645,000 -63.4% 0.1%
Bank of England $910,000 $645,000 -29.1% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $9,180,000 $645,000 -93.0% 0.1%
HOMESIDE FINANCIAL, LLC $305,000 $645,000 111.5% 0.1%
NFM, INC. $645,000 n/a 0.1%
OREGON COMMUNITY $1,610,000 $620,000 -61.5% 0.1%
Chicago Mortgage Solutions LLC $470,000 $605,000 28.7% 0.1%
Paramount Residential Mortgage Group, Inc. $1,540,000 $605,000 -60.7% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $590,000 n/a 0.1%
NATIONS RELIABLE LENDING, LLC $585,000 n/a 0.1%
ONY GLO, INC. $1,165,000 $585,000 -49.8% 0.1%
The Huntington National Bank $585,000 n/a 0.1%
Morgan Stanley Private Bank $595,000 $555,000 -6.7% 0.1%
AmeriHome Mortgage Company, LLC $550,000 $550,000 0.0% 0.1%
SPRING EQ, LLC $630,000 $550,000 -12.7% 0.1%
SUMMIT MORTGAGE CORPORATION $1,015,000 $545,000 -46.3% 0.1%
AMWEST FUNDING CORP. $540,000 n/a 0.1%
Colonial Savings, F.A. $540,000 n/a 0.1%
ADVANCIAL $535,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $825,000 $530,000 -35.8% 0.1%
MORIA DEVELOPMENT, INC. $515,000 n/a 0.1%
PLANET HOME LENDING, LLC $2,110,000 $515,000 -75.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,590,000 $510,000 -85.8% 0.1%
HOMEXPRESS MORTGAGE CORP. $505,000 n/a 0.1%
IMPAC MORTGAGE CORP. $385,000 $505,000 31.2% 0.1%
North American Savings Bank, F.S.B. $1,425,000 $505,000 -64.6% 0.1%
Boeing Employees Credit Union $500,000 n/a 0.1%
Tri Counties Bank $490,000 n/a 0.1%
MANN FINANCIAL INC. $770,000 $465,000 -39.6% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $465,000 n/a 0.1%
Quontic Bank $355,000 $450,000 26.8% 0.1%
PANORAMA MORTGAGE GROUP, LLC $235,000 $435,000 85.1% 0.1%
Amerifirst Financial, Inc. $425,000 n/a 0.1%
PNC Bank $510,000 $425,000 -16.7% 0.1%
Low VA Rates, LLC $2,325,000 $415,000 -82.2% 0.1%
NuVision Federal Credit Union $415,000 n/a 0.1%
FIRST TECHNOLOGY $225,000 $410,000 82.2% 0.1%
Gallic & Johnson, LLC $410,000 n/a 0.1%
First Western Trust Bank $255,000 $405,000 58.8% 0.1%
Magnolia Bank $1,015,000 $405,000 -60.1% 0.1%
Opportunity Bank of Montana $405,000 n/a 0.1%
Truist $405,000 n/a 0.1%
QUORUM FEDERAL CREDIT UNION $85,000 $390,000 358.8% 0.1%
Franklin Loan Corporation $245,000 $385,000 57.1% 0.1%
GSF Mortgage Corporation $1,925,000 $385,000 -80.0% 0.1%
City National Bank $375,000 n/a 0.1%
Semper Home Loans, Inc. $375,000 n/a 0.1%
ADVANTIS $760,000 $365,000 -52.0% 0.1%
GENEVA FINANCIAL, LLC $490,000 $365,000 -25.5% 0.1%
LADERA LENDING, INC. $215,000 $365,000 69.8% 0.1%
Loan Simple, Inc. $915,000 $365,000 -60.1% 0.1%
iQ Credit Union $360,000 n/a 0.1%
Equity Prime Mortgage LLC $355,000 n/a 0.1%
DIGNIFIED HOME LOANS, LLC $195,000 $335,000 71.8% 0.1%
LPMC, LLC $925,000 $315,000 -65.9% 0.0%
OCMBC, INC. $315,000 $310,000 -1.6% 0.0%
Bank of the West $330,000 $305,000 -7.6% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $850,000 $305,000 -64.1% 0.0%
LEADERONE FINANCIAL CORPORATION $290,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $75,000 $290,000 286.7% 0.0%
Citizens Bank $355,000 $275,000 -22.5% 0.0%
CIVIC FINANCIAL SERVICES, LLC $395,000 $275,000 -30.4% 0.0%
CORNERSTONE HOME LENDING, INC. $385,000 $275,000 -28.6% 0.0%
SALAL $275,000 n/a 0.0%
Discover Bank $85,000 $270,000 217.6% 0.0%
Arvest Bank $530,000 $265,000 -50.0% 0.0%
Farmers & Stockmens Bank $255,000 n/a 0.0%
Unitus Community Credit Union $320,000 $255,000 -20.3% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $245,000 n/a 0.0%
Paramount Bank $235,000 $245,000 4.3% 0.0%
Platinum Home Mortgage Corporation $245,000 n/a 0.0%
COASTAL FUNDING SLC, INC. $225,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $205,000 n/a 0.0%
Gateway First Bank $600,000 $205,000 -65.8% 0.0%
RANLIFE, INC. $855,000 $205,000 -76.0% 0.0%
RESIDENTIAL BANCORP. $195,000 $205,000 5.1% 0.0%
EVERETT FINANCIAL, INC. $1,020,000 $195,000 -80.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,015,000 $185,000 -90.8% 0.0%
Stifel Bank and Trust $185,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,315,000 $175,000 -86.7% 0.0%
Firefighters First Federal Credit Union $1,035,000 $165,000 -84.1% 0.0%
Oregon State Credit Union $165,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $1,415,000 $145,000 -89.8% 0.0%
iCore Lending, Inc. $145,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $135,000 n/a 0.0%
Washington Trust Bank $1,390,000 $125,000 -91.0% 0.0%
LOS ANGELES POLICE Federal Credit Union $330,000 $115,000 -65.2% 0.0%
M&T Bank $545,000 $115,000 -78.9% 0.0%
21ST MORTGAGE CORPORATION $775,000 $110,000 -85.8% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $235,000 $105,000 -55.3% 0.0%
ALL IN $75,000 n/a 0.0%
ALTRA $65,000 n/a 0.0%
MUFG Union Bank $1,255,000 $55,000 -95.6% 0.0%
Rivermark Community Credit Union $565,000 $25,000 -95.6% 0.0%

GRANTS PASS's top lender by overall market share is Nations Lending Corporation, with 8.6% market share. In second place, with 8.0%, is ROGUE, having originated $50,400,000 in loans. In third place, with 6.8%, is Evergreen Federal Bank, having originated $43,210,000 in loans. In fourth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $37,345,000 in loans. In fifth place, with 5.1%, is S1L, Inc., having originated $32,170,000 in loans.

GRANTS PASS, OR Average Rent (2023)

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For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
97497 Grants Pass, OR $800 $850 $1,120 $1,590 $1,920
97523 Grants Pass, OR $740 $790 $1,040 $1,480 $1,780
97526 Grants Pass, OR $770 $820 $1,080 $1,530 $1,850
97527 Grants Pass, OR $880 $940 $1,230 $1,750 $2,110
97528 Grants Pass, OR $800 $850 $1,120 $1,590 $1,920
97530 Grants Pass, OR $900 $1,000 $1,310 $1,860 $2,240
97531 Grants Pass, OR $740 $790 $1,040 $1,480 $1,780
97532 Grants Pass, OR $810 $860 $1,130 $1,600 $1,940
97533 Grants Pass, OR $800 $850 $1,120 $1,590 $1,920
97534 Grants Pass, OR $740 $790 $1,040 $1,480 $1,780
97538 Grants Pass, OR $800 $860 $1,130 $1,600 $1,930
97543 Grants Pass, OR $810 $870 $1,140 $1,620 $1,950
97544 Grants Pass, OR $1,010 $1,070 $1,410 $2,000 $2,410

2022 Average & Median Rent Data Statistics
GRANTS PASS, OR average 1BR rent: $872, median: $850
GRANTS PASS, OR average 2BR rent: $1,147, median: $1,120
GRANTS PASS, OR average 3BR rent: $1,628, median: $1,590

GRANTS PASS, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,101 $387,075,000 $351,567
Cash Out Refi 482 $131,290,000 $272,386
Refi 309 $71,655,000 $231,893
Home Improvement 264 $22,390,000 $84,811
Other 208 $21,350,000 $102,644

Grants Pass's most frequently cited loan purpose was Home Purchase, with 1,101 originations. The 2nd most popular reason was Cash Out Refi, with 482 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 590 $161,660,000 $274,000
4-5% 527 $148,435,000 $281,660
5-6% 505 $135,385,000 $268,089
6-7% 259 $66,295,000 $255,965
2.5-3% 145 $39,235,000 $270,586
7-8% 95 $15,975,000 $168,158
Over 8% 50 $5,000,000 $100,000
<2.5% 45 $12,015,000 $267,000

During 2022, Grants Pass's most frequently originated rate bucket was 3-4%, with 590 originations.

Loan Sizing (GRANTS PASS, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,130 $334,240,000 $295,788
$100,000 or less 413 $22,215,000 $53,789
$100k-200k 413 $60,495,000 $146,477
$400k-600k 325 $152,365,000 $468,815
$600k-1000k 74 $51,210,000 $692,027
$Over $1MM 9 $13,235,000 $1,470,556

GRANTS PASS's loan sizing saw the bucket of loans from $200k-400k with 1,130 originations, totaling $334,240,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 661 $245,145,000 $370,870
60-80% 501 $175,675,000 $350,649
40-60% 373 $91,835,000 $246,206
Under 20% 366 $20,780,000 $56,776
20-40% 288 $39,910,000 $138,576
Over 100% 16 $7,850,000 $490,625

GRANTS PASS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 661 originations, totaling $245,145,000 in origination value.