Finance Factors Limited Mortgage Rates, Fees & InfoHonolulu, HI
Tax ID: 99-0077649
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewFinance Factors Limited is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Finance Factors Limited has a high proportion of conventional loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Kapaa, and Hilo among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)
Finance Factors Limited has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$60,440,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|URBAN HONOLULU, HI (FHA|USDA|VA)||52||$39,540,000||$760,385||$0||0.00%|
|KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA)||15||$10,825,000||$721,667||$0||0.00%|
|Kapaa, HI (FHA|USDA|VA)||8||$6,380,000||$797,500||$0||0.00%|
|Hilo, HI (FHA|USDA|VA)||9||$3,695,000||$410,556||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Finance Factors Limited's most frequently originated type of loan was Conventional, with 84 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||31||$21,405,000||$690,484||$0||0.00%|
For 2022, Finance Factors Limited's most frequently cited loan purpose was Home Purchase, with 38 originations. The 2nd most popular reason was Cash Out Refi, with 31 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Finance Factors Limited's most frequently cited loan duration was Other, with 84 originations.
2022 saw Finance Factors Limited place emphasis on $600k-1MM loans with 24 originations, totaling $17,150,000 in origination value.
Finance Factors Limited lent most frequently to those with incomes in the $150k-250k range, with 21 originations. The second most popular income band? $250k+, with 18 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Finance Factors Limited lent most frequently to those with DTI ratios of Exempt%, with 84 originations.
Approval RatesTotal approvals of all applications
Finance Factors Limited has an average approval rate.
Pick RateApprovals leading to origination
Finance Factors Limited has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
|Points||Originations||Total Value||Average Loan|
|Bank Name||Product||Issue||2022 CPFB Complaints||% of Total Issues|
|Finance of America Holdings LLC||Reverse mortgage||Trouble during payment process||1||100.0%|