KAHULUI - WAILUKU - LAHAINA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Kahului - Wailuku - Lahaina averaged
6.68%
for the week of 2023-03-23, compared to the national average of
6.42% for the same period.
The average rate for the prior week (2023-03-16) was
6.76% and
one month ago for the week of 2023-02-16, the
average rate was 6.48%.
Kahului - Wailuku - Lahaina's average rate one year ago was 3.5%.
For refis of the same type during the week of 2023-03-23, the average rate
was 6.38%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-23 | 6.42% |
| Kahului - Wailuku - Lahaina 30 Year Fixed Rate | 2023-03-23 | 6.68% |
| Kahului - Wailuku - Lahaina 30 Year Fixed Rate Refi | 2023-03-23 | 6.38% |
| Kahului - Wailuku - Lahaina 15 Year Fixed Rate | 2023-03-23 | 6.13% |
| Kahului - Wailuku - Lahaina 15 Year Fixed Rate Refi | 2023-03-23 | 6.27% |
| Kahului - Wailuku - Lahaina 30 Year FHA | 2023-03-23 | 6.19% |
| Kahului - Wailuku - Lahaina 30 Year FHA Refi | 2023-03-23 | 5.77% |
| Kahului - Wailuku - Lahaina 30 Year USDA | 2023-03-23 | 5.85% |
| Kahului - Wailuku - Lahaina 30 Year USDA Refi | 2023-03-23 | 6.36% |
| Kahului - Wailuku - Lahaina 30 Year VA | 2023-03-23 | 5.91% |
| Kahului - Wailuku - Lahaina 30 Year VA Refi | 2023-03-23 | 5.51% |
KAHULUI - WAILUKU - LAHAINA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the KAHULUI-WAILUKU-LAHAINA, HI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
KAHULUI - WAILUKU - LAHAINA Average Closing Costs & Other Stats
KAHULUI-WAILUKU-LAHAINA, HI's 116 lenders originated 4,192
loans during 2022. The total origination value was $2,575,820,000, with an average loan value of
$614,461.
KAHULUI - WAILUKU - LAHAINA's average closing costs are $8,559.
The top KAHULUI - WAILUKU - LAHAINA lender as defined by loan originations is First Hawaiian Bank, with
374 loans originated. Their average total fees are
$12,105, which is $2,601
higher than the next largest lender,
GUARANTEED RATE, INC..
The lowest fee KAHULUI - WAILUKU - LAHAINA lenders (with over 10 loans originated) are
Bank of America ($5,968), NBKC BANK ($6,192), Morgan Stanley Private Bank ($6,881), Wells Fargo Bank ($7,155) and First Republic Bank ($7,558).
The lowest rate KAHULUI - WAILUKU - LAHAINA lenders (with over 10 loans originated) are
HAWAIIAN FINANCIAL (3.07%), First Republic Bank (3.37%), Morgan Stanley Private Bank (3.46%), UBS Bank USA (3.46%) and NBKC BANK (3.49%).
KAHULUI-WAILUKU-LAHAINA, HI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Bank of Hawaii | $372,120,000 | $322,470,000 | -13.3% | 12.5% |
| First Hawaiian Bank | $372,980,000 | $319,880,000 | -14.2% | 12.4% |
| American Savings Bank, FSB | $213,425,000 | $163,660,000 | -23.3% | 6.4% |
| GUARANTEED RATE, INC. | $246,500,000 | $130,915,000 | -46.9% | 5.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $194,080,000 | $102,930,000 | -47.0% | 4.0% |
| QUICKEN LOANS, LLC | $248,880,000 | $95,330,000 | -61.7% | 3.7% |
| LOANDEPOT.COM, LLC | $237,400,000 | $95,105,000 | -59.9% | 3.7% |
| Northpointe Bank | $5,250,000 | $82,165,000 | 1,465.0% | 3.2% |
| Central Pacific Bank | $91,140,000 | $65,665,000 | -28.0% | 2.5% |
| Wells Fargo Bank | $252,330,000 | $58,945,000 | -76.6% | 2.3% |
| Bank of America | $66,290,000 | $55,860,000 | -15.7% | 2.2% |
| Morgan Stanley Private Bank | $62,540,000 | $54,585,000 | -12.7% | 2.1% |
| JPMorgan Chase Bank | $71,280,000 | $52,540,000 | -26.3% | 2.0% |
| HAWAIIUSA FEDERAL CREDIT UNION | $54,265,000 | $50,805,000 | -6.4% | 2.0% |
| UBS Bank USA | $25,970,000 | $47,340,000 | 82.3% | 1.8% |
| CALIBER HOME LOANS, INC. | $63,200,000 | $35,750,000 | -43.4% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $56,610,000 | $32,770,000 | -42.1% | 1.3% |
| HAWAII STATE FEDERAL CREDIT UNION | $33,040,000 | $32,215,000 | -2.5% | 1.3% |
| First Republic Bank | $39,555,000 | $31,670,000 | -19.9% | 1.2% |
| HAWAIIAN FINANCIAL | $9,135,000 | $29,180,000 | 219.4% | 1.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $74,285,000 | $28,040,000 | -62.3% | 1.1% |
| AMERISAVE MORTGAGE CORPORATION | $67,135,000 | $24,395,000 | -63.7% | 0.9% |
| U.S. Bank | $48,175,000 | $21,630,000 | -55.1% | 0.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $38,005,000 | $21,150,000 | -44.3% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $65,055,000 | $20,700,000 | -68.2% | 0.8% |
| MLD MORTGAGE INC. | $66,060,000 | $18,435,000 | -72.1% | 0.7% |
| The Northern Trust Company | $7,505,000 | $17,725,000 | 136.2% | 0.7% |
| Citibank | $26,865,000 | $16,865,000 | -37.2% | 0.7% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $8,875,000 | $16,760,000 | 88.8% | 0.7% |
| Commerce Home Mortgage, Inc. | $3,535,000 | $15,765,000 | 346.0% | 0.6% |
| CIVIC FINANCIAL SERVICES, LLC | $9,890,000 | $15,365,000 | 55.4% | 0.6% |
| FINANCE OF AMERICA REVERSE LLC | $8,360,000 | $15,300,000 | 83.0% | 0.6% |
| PACIFIC HOME LOANS, INC. | $78,860,000 | $12,740,000 | -83.8% | 0.5% |
| ENVOY MORTGAGE, LTD | $12,555,000 | n/a | 0.5% | |
| FUNDLOANS CAPITAL | $14,510,000 | $12,205,000 | -15.9% | 0.5% |
| HighTechLending Inc | $51,120,000 | $11,865,000 | -76.8% | 0.5% |
| RBC Bank, (Georgia) | $15,415,000 | $11,610,000 | -24.7% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $78,775,000 | $11,540,000 | -85.4% | 0.4% |
| LAND HOME FINANCIAL SERVICES, INC. | $17,615,000 | $11,020,000 | -37.4% | 0.4% |
| Finance Factors, Limited | $8,165,000 | $10,825,000 | 32.6% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $18,555,000 | $10,685,000 | -42.4% | 0.4% |
| Charles Schwab Bank, SSB | $14,765,000 | $10,495,000 | -28.9% | 0.4% |
| CASTLE & COOKE MORTGAGE, LLC | $57,010,000 | $9,950,000 | -82.5% | 0.4% |
| Goldman Sachs Bank USA | $3,005,000 | $9,905,000 | 229.6% | 0.4% |
| City National Bank | $15,395,000 | $9,895,000 | -35.7% | 0.4% |
| Stifel Bank and Trust | $8,595,000 | $9,180,000 | 6.8% | 0.4% |
| NEXERA HOLDING LLC | $9,040,000 | n/a | 0.4% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $7,300,000 | $8,970,000 | 22.9% | 0.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $8,935,000 | n/a | 0.3% | |
| Axos Bank | $13,465,000 | $8,805,000 | -34.6% | 0.3% |
| Silicon Valley Bank | $3,015,000 | $8,790,000 | 191.5% | 0.3% |
| NBKC BANK | $22,585,000 | $8,435,000 | -62.7% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $35,575,000 | $8,300,000 | -76.7% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,745,000 | $7,795,000 | -38.8% | 0.3% |
| Woodford State Bank | $7,205,000 | n/a | 0.3% | |
| ATHAS CAPITAL GROUP, INC. | $3,995,000 | $7,085,000 | 77.3% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $12,235,000 | $7,065,000 | -42.3% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $24,165,000 | $7,065,000 | -70.8% | 0.3% |
| REVERSE MORTGAGE FUNDING LLC | $1,155,000 | $6,680,000 | 478.4% | 0.3% |
| KeyBank | $6,830,000 | $6,520,000 | -4.5% | 0.3% |
| NEWREZ LLC | $10,080,000 | $6,430,000 | -36.2% | 0.2% |
| BNY Mellon | $4,055,000 | $6,360,000 | 56.8% | 0.2% |
| Mortgage Research Center, LLC | $9,320,000 | $6,225,000 | -33.2% | 0.2% |
| OCMBC, INC. | $1,360,000 | $5,945,000 | 337.1% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $24,130,000 | $5,870,000 | -75.7% | 0.2% |
| HomeStreet Bank | $6,150,000 | $5,615,000 | -8.7% | 0.2% |
| AXIA FINANCIAL, LLC | $29,040,000 | $5,470,000 | -81.2% | 0.2% |
| BMO Harris Bank | $1,825,000 | $5,385,000 | 195.1% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $11,455,000 | $5,025,000 | -56.1% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $11,380,000 | $4,895,000 | -57.0% | 0.2% |
| GUILD MORTGAGE COMPANY | $12,170,000 | $4,440,000 | -63.5% | 0.2% |
| Franklin Loan Corporation | $2,810,000 | $4,430,000 | 57.7% | 0.2% |
| PNC Bank | $10,140,000 | $4,425,000 | -56.4% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $31,875,000 | $4,410,000 | -86.2% | 0.2% |
| Flagstar Bank, FSB | $23,425,000 | $4,400,000 | -81.2% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $19,545,000 | $4,385,000 | -77.6% | 0.2% |
| Umpqua Bank | $990,000 | $4,255,000 | 329.8% | 0.2% |
| MUFG Union Bank | $3,910,000 | n/a | 0.2% | |
| AMERICAN ADVISORS GROUP | $2,445,000 | $3,850,000 | 57.5% | 0.1% |
| Nations Lending Corporation | $7,100,000 | $3,580,000 | -49.6% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $5,650,000 | $3,555,000 | -37.1% | 0.1% |
| BM Real Estate Services, Inc. | $9,410,000 | $3,410,000 | -63.8% | 0.1% |
| First Foundation Bank | $11,910,000 | $3,300,000 | -72.3% | 0.1% |
| Citadel Servicing Corporation | $2,700,000 | $3,185,000 | 18.0% | 0.1% |
| LIMA ONE CAPITAL, LLC | $5,090,000 | $3,115,000 | -38.8% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $19,415,000 | $3,070,000 | -84.2% | 0.1% |
| LENDINGONE, LLC | $3,060,000 | n/a | 0.1% | |
| Tri Counties Bank | $3,015,000 | n/a | 0.1% | |
| The Federal Savings Bank | $11,430,000 | $2,950,000 | -74.2% | 0.1% |
| Territorial Savings Bank | $5,000,000 | $2,935,000 | -41.3% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $9,830,000 | $2,890,000 | -70.6% | 0.1% |
| Mortgage Bank of California | $1,600,000 | $2,795,000 | 74.7% | 0.1% |
| S1L, Inc. | $2,725,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $3,615,000 | $2,580,000 | -28.6% | 0.1% |
| KINECTA | $2,375,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $4,365,000 | $2,355,000 | -46.0% | 0.1% |
| First Dakota National Bank | $2,255,000 | n/a | 0.1% | |
| First Internet Bank of Indiana | $2,355,000 | $2,155,000 | -8.5% | 0.1% |
| KELLER MORTGAGE, LLC | $9,685,000 | $2,155,000 | -77.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $8,660,000 | $2,070,000 | -76.1% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $1,335,000 | $1,975,000 | 47.9% | 0.1% |
| V.I.P. MORTGAGE, INC. | $2,940,000 | $1,960,000 | -33.3% | 0.1% |
| Carrington Mortgage Services, LLC | $1,895,000 | $1,935,000 | 2.1% | 0.1% |
| Glacier Bank | $1,900,000 | n/a | 0.1% | |
| Raymond James Bank | $1,780,000 | n/a | 0.1% | |
| Plains Commerce Bank | $2,000,000 | $1,765,000 | -11.8% | 0.1% |
| ALOHA PACIFIC | $1,630,000 | $1,595,000 | -2.1% | 0.1% |
| Washington Trust Bank | $6,525,000 | $1,505,000 | -76.9% | 0.1% |
| STEARNS LENDING, LLC | $10,050,000 | $1,420,000 | -85.9% | 0.1% |
| CMG MORTGAGE, INC. | $1,440,000 | $1,405,000 | -2.4% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $5,620,000 | $1,400,000 | -75.1% | 0.1% |
| Hometown Equity Mortgage, LLC | $3,235,000 | $1,385,000 | -57.2% | 0.1% |
| IMPAC MORTGAGE CORP. | $1,720,000 | $1,385,000 | -19.5% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,820,000 | $1,365,000 | -64.3% | 0.1% |
| Merchants Bank of Indiana | $1,315,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $325,000 | $1,275,000 | 292.3% | 0.0% |
| Ameris Bank | $6,680,000 | $1,240,000 | -81.4% | 0.0% |
| Exchange Bank | $1,205,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $905,000 | $1,195,000 | 32.0% | 0.0% |
| MANN FINANCIAL INC. | $5,220,000 | $1,135,000 | -78.3% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,060,000 | $1,110,000 | -78.1% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $1,105,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $675,000 | $1,025,000 | 51.9% | 0.0% |
| Fidelity Bank | $1,020,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $975,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $505,000 | $960,000 | 90.1% | 0.0% |
| Operating Engineers Local Union #3 | $955,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $605,000 | $945,000 | 56.2% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $205,000 | $930,000 | 353.7% | 0.0% |
| Discover Bank | $275,000 | $925,000 | 236.4% | 0.0% |
| First Home Bank | $2,220,000 | $885,000 | -60.1% | 0.0% |
| ALLIANT CREDIT UNION | $845,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $840,000 | n/a | 0.0% | |
| Magnolia Bank | $405,000 | $835,000 | 106.2% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $795,000 | n/a | 0.0% | |
| Comerica Bank | $775,000 | n/a | 0.0% | |
| Access Bank | $765,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $3,140,000 | $765,000 | -75.6% | 0.0% |
| Cf Bank | $1,190,000 | $760,000 | -36.1% | 0.0% |
| HONOLULU | $760,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $5,285,000 | $725,000 | -86.3% | 0.0% |
| Strong Home Mortgage, LLC | $2,210,000 | $665,000 | -69.9% | 0.0% |
| Midwest Community Bank | $4,685,000 | $635,000 | -86.4% | 0.0% |
| JMJ FINANCIAL GROUP | $5,380,000 | $615,000 | -88.6% | 0.0% |
| Toyota Financial Savings Bank | $615,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $1,650,000 | $610,000 | -63.0% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $555,000 | n/a | 0.0% | |
| Bank of Utah | $555,000 | n/a | 0.0% | |
| USAA Federal Savings Bank | $585,000 | $535,000 | -8.5% | 0.0% |
| UNIVERSITY CREDIT UNION | $520,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $495,000 | n/a | 0.0% | |
| COMPASS HOME LOANS, LLC | $1,690,000 | $485,000 | -71.3% | 0.0% |
| NEW DAY FINANCIAL, LLC | $870,000 | $485,000 | -44.3% | 0.0% |
| DAS Acquisition Company, LLC | $335,000 | n/a | 0.0% | |
| M&T Bank | $545,000 | $335,000 | -38.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,490,000 | $305,000 | -79.5% | 0.0% |
| Evolve Bank & Trust | $2,400,000 | $305,000 | -87.3% | 0.0% |
| Quontic Bank | $1,115,000 | $305,000 | -72.6% | 0.0% |
| HILTON FINANCIAL CORPORATION | $450,000 | $275,000 | -38.9% | 0.0% |
| Firefighters First Federal Credit Union | $245,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $790,000 | $215,000 | -72.8% | 0.0% |
| HICKAM | $175,000 | $205,000 | 17.1% | 0.0% |
| ZILLOW HOME LOANS, LLC | $205,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $2,945,000 | $105,000 | -96.4% | 0.0% |
KAHULUI - WAILUKU - LAHAINA's top lender by overall market share is Bank of Hawaii, with 12.5% market share. In second place, with 12.4%, is First Hawaiian Bank, having originated $319,880,000 in loans. In third place, with 6.4%, is American Savings Bank, FSB, having originated $163,660,000 in loans. In fourth place, with 5.1%, is GUARANTEED RATE, INC., having originated $130,915,000 in loans. In fifth place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $102,930,000 in loans.
KAHULUI - WAILUKU - LAHAINA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - KAHULUI - WAILUKU - LAHAINA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $838,225 (5.9%) | $1,589,889 (6.4%) | 3.11 | 1,251 |
| 2018-02-01 | $830,750 (6.5%) | $1,614,233 (9.1%) | 3.02 | 1,242 |
| 2018-03-01 | $820,000 (4.5%) | $1,633,754 (9.8%) | 2.88 | 1,215 |
| 2018-04-01 | $849,125 (9.0%) | $1,646,534 (9.8%) | 2.88 | 1,144 |
| 2018-05-01 | $849,450 (6.9%) | $1,661,746 (6.5%) | 2.84 | 1,068 |
| 2018-06-01 | $866,000 (10.2%) | $1,635,309 (10.4%) | 2.89 | 1,074 |
| 2018-07-01 | $890,250 (12.7%) | $1,634,344 (11.3%) | 2.97 | 1,093 |
| 2018-08-01 | $895,000 (12.9%) | $1,652,596 (8.9%) | 3.00 | 1,087 |
| 2018-09-01 | $875,000 (10.1%) | $1,588,293 (4.3%) | 2.94 | 1,045 |
| 2018-10-01 | $864,500 (10.1%) | $1,610,124 (9.2%) | 2.92 | 1,044 |
| 2018-11-01 | $887,000 (11.0%) | $1,711,463 (14.2%) | 3.01 | 1,047 |
| 2018-12-01 | $930,000 (14.1%) | $1,763,904 (13.8%) | 3.21 | 1,065 |
| 2019-01-01 | $934,950 (11.5%) | $1,777,342 (11.8%) | 3.23 | 1,098 |
| 2019-02-01 | $957,500 (15.3%) | $1,830,675 (13.4%) | 3.23 | 1,091 |
| 2019-03-01 | $953,857 (16.3%) | $1,944,781 (19.0%) | 3.12 | 1,086 |
| 2019-04-01 | $937,332 (10.4%) | $2,112,216 (28.3%) | 2.98 | 1,056 |
| 2019-05-01 | $939,225 (10.6%) | $2,136,396 (28.6%) | 2.94 | 1,018 |
| 2019-06-01 | $947,500 (9.4%) | $2,160,858 (32.1%) | 2.96 | 968 |
| 2019-07-01 | $944,500 (6.1%) | $2,233,206 (36.6%) | 2.96 | 947 |
| 2019-08-01 | $938,591 (4.9%) | $2,148,757 (30.0%) | 2.97 | 918 |
| 2019-09-01 | $928,977 (6.2%) | $2,034,619 (28.1%) | 2.97 | 880 |
| 2019-10-01 | $922,568 (6.7%) | $1,914,929 (18.9%) | 2.98 | 892 |
| 2019-11-01 | $925,000 (4.3%) | $1,835,773 (7.3%) | 3.03 | 976 |
| 2019-12-01 | $950,000 (2.2%) | $1,897,897 (7.6%) | 3.17 | 975 |
| 2020-01-01 | $980,000 (4.8%) | $1,935,259 (8.9%) | 3.27 | 959 |
| 2020-02-01 | $988,000 (3.2%) | $1,935,799 (5.7%) | 3.22 | 946 |
| 2020-03-01 | $949,750 (-0.4%) | $1,888,181 (-2.9%) | 2.97 | 950 |
| 2020-04-01 | $844,000 (-10.0%) | $1,687,368 (-20.1%) | 2.64 | 978 |
| 2020-05-01 | $825,000 (-12.2%) | $1,619,013 (-24.2%) | 2.51 | 981 |
| 2020-06-01 | $804,998 (-15.0%) | $1,611,101 (-25.4%) | 2.37 | 1,012 |
| 2020-07-01 | $797,000 (-15.6%) | $1,555,080 (-30.4%) | 2.31 | 1,061 |
| 2020-08-01 | $795,000 (-15.3%) | $1,544,645 (-28.1%) | 2.28 | 1,076 |
| 2020-09-01 | $764,500 (-17.7%) | $1,526,339 (-25.0%) | 2.19 | 1,105 |
| 2020-10-01 | $788,500 (-14.5%) | $1,660,273 (-13.3%) | 2.26 | 1,078 |
| 2020-11-01 | $812,000 (-12.2%) | $1,714,112 (-6.6%) | 2.37 | 1,065 |
| 2020-12-01 | $825,000 (-13.2%) | $1,742,600 (-8.2%) | 2.45 | 1,036 |
| 2021-01-01 | $836,500 (-14.6%) | $1,786,234 (-7.7%) | 2.50 | 923 |
| 2021-02-01 | $825,000 (-16.5%) | $1,885,222 (-2.6%) | 2.39 | 791 |
| 2021-03-01 | $835,000 (-12.1%) | $2,043,495 (8.2%) | 2.37 | 659 |
| 2021-04-01 | $895,000 (6.0%) | $2,238,607 (32.7%) | 2.42 | 531 |
| 2021-05-01 | $942,000 (14.2%) | $2,381,077 (47.1%) | 2.49 | 464 |
| 2021-06-01 | $1,064,500 (32.2%) | $2,388,453 (48.3%) | 2.80 | 428 |
| 2021-07-01 | $1,150,000 (44.3%) | $2,542,773 (63.5%) | 3.03 | 375 |
| 2021-08-01 | $1,212,500 (52.5%) | $2,685,286 (73.8%) | 3.22 | 336 |
| 2021-09-01 | $1,195,000 (56.3%) | $2,483,186 (62.7%) | 3.18 | 341 |
| 2021-10-01 | $1,195,000 (51.6%) | $2,432,895 (46.5%) | 3.19 | 345 |
| 2021-11-01 | $1,262,500 (55.5%) | $2,431,088 (41.8%) | 3.37 | 316 |
| 2021-12-01 | $1,237,250 (50.0%) | $2,563,000 (47.1%) | 3.35 | 340 |
| 2022-01-01 | $1,276,500 (52.6%) | $2,836,188 (58.8%) | 3.45 | 347 |
| 2022-02-01 | $1,295,000 (57.0%) | $2,835,087 (50.4%) | 3.37 | 360 |
| 2022-03-01 | $1,272,500 (52.4%) | $2,852,691 (39.6%) | 3.19 | 350 |
| 2022-04-01 | $1,299,000 (45.1%) | $2,776,294 (24.0%) | 3.09 | 345 |
| 2022-05-01 | $1,312,500 (39.3%) | $2,464,038 (3.5%) | 3.00 | 376 |
| 2022-06-01 | $1,397,000 (31.2%) | $2,584,764 (8.2%) | 3.11 | 431 |
| 2022-07-01 | $1,375,000 (19.6%) | $2,522,679 (-0.8%) | 3.09 | 488 |
| 2022-08-01 | $1,324,500 (9.2%) | $2,541,472 (-5.4%) | 3.05 | 504 |
| 2022-09-01 | $1,424,875 (19.2%) | $2,597,748 (4.6%) | 3.32 | 449 |
| 2022-10-01 | $1,395,000 (16.7%) | $2,505,145 (3.0%) | 3.28 | 426 |
| 2022-11-01 | $1,330,000 (5.4%) | $2,513,973 (3.4%) | 3.19 | 461 |
| 2022-12-01 | $1,315,000 (6.3%) | $2,588,488 (1.0%) | 3.25 | 496 |
| 2023-01-01 | $1,395,000 (9.3%) | $2,724,782 (-3.9%) | 3.44 | 515 |
| 2023-02-01 | $1,395,000 (7.7%) | $2,725,509 (-3.9%) | 3.36 | 524 |
KAHULUI - WAILUKU - LAHAINA's median listing price comes in at 336% of the national average.
KAHULUI - WAILUKU - LAHAINA's average listing price for 2023-02-01 was $2,725,509, a difference of $-109,578 (-3.9%) versus the prior year and $727 versus the prior month.
For the 2023-02-01 period, KAHULUI - WAILUKU - LAHAINA had 524 MLS listings, a difference of 9 listings (2%) versus the prior month and 164 listings (46%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - KAHULUI - WAILUKU - LAHAINA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 97 days | 1,334 sqft |
| 2018-02-01 | 99 days | 1,308 sqft |
| 2018-03-01 | 103 days | 1,313 sqft |
| 2018-04-01 | 115 days | 1,324 sqft |
| 2018-05-01 | 119 days | 1,319 sqft |
| 2018-06-01 | 124 days | 1,313 sqft |
| 2018-07-01 | 124 days | 1,396 sqft |
| 2018-08-01 | 116 days | 1,394 sqft |
| 2018-09-01 | 117 days | 1,389 sqft |
| 2018-10-01 | 116 days | 1,416 sqft |
| 2018-11-01 | 112 days | 1,422 sqft |
| 2018-12-01 | 93 days | 1,467 sqft |
| 2019-01-01 | 87 days | 1,409 sqft |
| 2019-02-01 | 88 days | 1,402 sqft |
| 2019-03-01 | 94 days | 1,395 sqft |
| 2019-04-01 | 104 days | 1,403 sqft |
| 2019-05-01 | 107 days | 1,406 sqft |
| 2019-06-01 | 113 days | 1,369 sqft |
| 2019-07-01 | 110 days | 1,392 sqft |
| 2019-08-01 | 103 days | 1,421 sqft |
| 2019-09-01 | 98 days | 1,463 sqft |
| 2019-10-01 | 97 days | 1,447 sqft |
| 2019-11-01 | 93 days | 1,391 sqft |
| 2019-12-01 | 87 days | 1,387 sqft |
| 2020-01-01 | 95 days | 1,389 sqft |
| 2020-02-01 | 94 days | 1,422 sqft |
| 2020-03-01 | 98 days | 1,385 sqft |
| 2020-04-01 | 90 days | 1,240 sqft |
| 2020-05-01 | 95 days | 1,197 sqft |
| 2020-06-01 | 98 days | 1,144 sqft |
| 2020-07-01 | 101 days | 1,103 sqft |
| 2020-08-01 | 92 days | 1,080 sqft |
| 2020-09-01 | 81 days | 1,036 sqft |
| 2020-10-01 | 89 days | 1,052 sqft |
| 2020-11-01 | 94 days | 1,084 sqft |
| 2020-12-01 | 109 days | 1,093 sqft |
| 2021-01-01 | 114 days | 1,052 sqft |
| 2021-02-01 | 107 days | 1,019 sqft |
| 2021-03-01 | 101 days | 1,024 sqft |
| 2021-04-01 | 78 days | 1,076 sqft |
| 2021-05-01 | 67 days | 1,205 sqft |
| 2021-06-01 | 61 days | 1,367 sqft |
| 2021-07-01 | 58 days | 1,495 sqft |
| 2021-08-01 | 66 days | 1,581 sqft |
| 2021-09-01 | 52 days | 1,562 sqft |
| 2021-10-01 | 53 days | 1,440 sqft |
| 2021-11-01 | 51 days | 1,332 sqft |
| 2021-12-01 | 51 days | 1,518 sqft |
| 2022-01-01 | 54 days | 1,578 sqft |
| 2022-02-01 | 53 days | 1,555 sqft |
| 2022-03-01 | 50 days | 1,580 sqft |
| 2022-04-01 | 51 days | 1,488 sqft |
| 2022-05-01 | 51 days | 1,459 sqft |
| 2022-06-01 | 50 days | 1,456 sqft |
| 2022-07-01 | 51 days | 1,445 sqft |
| 2022-08-01 | 68 days | 1,457 sqft |
| 2022-09-01 | 80 days | 1,518 sqft |
| 2022-10-01 | 82 days | 1,532 sqft |
| 2022-11-01 | 71 days | 1,491 sqft |
| 2022-12-01 | 68 days | 1,465 sqft |
| 2023-01-01 | 68 days | 1,540 sqft |
| 2023-02-01 | 76 days | 1,500 sqft |
KAHULUI - WAILUKU - LAHAINA's median square footage for active listings during the 2023-02-01 period was 1,500 sqft. One year prior, the average listing was 1,555 sqft.
KAHULUI-WAILUKU-LAHAINA, HI Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 96708 | Kahului-Wailuku-Lahaina, HI | $1,750 | $1,870 | $2,330 | $3,190 | $3,510 |
| 96713 | Kahului-Wailuku-Lahaina, HI | $1,190 | $1,270 | $1,600 | $2,220 | $2,460 |
| 96729 | Kahului-Wailuku-Lahaina, HI | $1,190 | $1,270 | $1,600 | $2,220 | $2,460 |
| 96732 | Kahului-Wailuku-Lahaina, HI | $1,380 | $1,470 | $1,840 | $2,520 | $2,770 |
| 96733 | Kahului-Wailuku-Lahaina, HI | $1,470 | $1,570 | $1,960 | $2,680 | $2,950 |
| 96748 | Kahului-Wailuku-Lahaina, HI | $1,190 | $1,270 | $1,600 | $2,220 | $2,460 |
| 96753 | Kahului-Wailuku-Lahaina, HI | $1,740 | $1,860 | $2,320 | $3,180 | $3,490 |
| 96757 | Kahului-Wailuku-Lahaina, HI | $1,250 | $1,340 | $1,670 | $2,290 | $2,510 |
| 96761 | Kahului-Wailuku-Lahaina, HI | $1,510 | $1,620 | $2,020 | $2,760 | $3,040 |
| 96763 | Kahului-Wailuku-Lahaina, HI | $1,190 | $1,270 | $1,600 | $2,220 | $2,460 |
| 96767 | Kahului-Wailuku-Lahaina, HI | $1,470 | $1,570 | $1,960 | $2,680 | $2,950 |
| 96768 | Kahului-Wailuku-Lahaina, HI | $1,390 | $1,480 | $1,850 | $2,530 | $2,780 |
| 96770 | Kahului-Wailuku-Lahaina, HI | $1,190 | $1,270 | $1,600 | $2,220 | $2,460 |
| 96779 | Kahului-Wailuku-Lahaina, HI | $2,190 | $2,340 | $2,920 | $4,000 | $4,390 |
| 96784 | Kahului-Wailuku-Lahaina, HI | $1,470 | $1,570 | $1,960 | $2,680 | $2,950 |
| 96788 | Kahului-Wailuku-Lahaina, HI | $1,470 | $1,570 | $1,960 | $2,680 | $2,950 |
| 96790 | Kahului-Wailuku-Lahaina, HI | $1,420 | $1,510 | $1,890 | $2,590 | $2,840 |
| 96793 | Kahului-Wailuku-Lahaina, HI | $1,270 | $1,360 | $1,700 | $2,330 | $2,560 |
2022 Average & Median Rent Data Statistics
KAHULUI-WAILUKU-LAHAINA, HI average 1BR rent: $1,527, median: $1,495
KAHULUI-WAILUKU-LAHAINA, HI average 2BR rent: $1,910, median: $1,870
KAHULUI-WAILUKU-LAHAINA, HI average 3BR rent: $2,623, median: $2,560
KAHULUI-WAILUKU-LAHAINA, HI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,703 | $1,369,355,000 | $804,084 |
| Cash Out Refi | 720 | $463,500,000 | $643,750 |
| Refi | 705 | $364,595,000 | $517,156 |
| Home Improvement | 542 | $113,630,000 | $209,649 |
| Other | 522 | $264,740,000 | $507,165 |
Kahului - Wailuku - Lahaina's most frequently cited loan purpose was Home Purchase, with 1,703 originations. The 2nd most popular reason was Cash Out Refi, with 720 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,343 | $810,785,000 | $603,712 |
| 4-5% | 743 | $506,635,000 | $681,878 |
| <2.5% | 588 | $258,840,000 | $440,204 |
| 2.5-3% | 585 | $362,565,000 | $619,769 |
| 5-6% | 571 | $378,065,000 | $662,110 |
| 6-7% | 189 | $126,505,000 | $669,339 |
| 7-8% | 80 | $58,100,000 | $726,250 |
| Over 8% | 70 | $51,270,000 | $732,429 |
During 2022, Kahului - Wailuku - Lahaina's most frequently originated rate bucket was 3-4%, with 1,343 originations.
Loan Sizing (KAHULUI-WAILUKU-LAHAINA, HI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $600k-1000k | 1,074 | $826,200,000 | $769,274 |
| $400k-600k | 950 | $461,230,000 | $485,505 |
| $200k-400k | 944 | $278,450,000 | $294,968 |
| $100k-200k | 528 | $73,860,000 | $139,886 |
| $Over $1MM | 444 | $919,710,000 | $2,071,419 |
| $100,000 or less | 252 | $16,370,000 | $64,960 |
KAHULUI - WAILUKU - LAHAINA's loan sizing saw the bucket of loans from $600k-1000k with 1,074 originations, totaling $826,200,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,357 | $1,078,255,000 | $794,587 |
| 40-60% | 799 | $541,065,000 | $677,178 |
| 20-40% | 740 | $278,030,000 | $375,716 |
| Under 20% | 673 | $97,775,000 | $145,282 |
| 80-100% | 569 | $446,355,000 | $784,455 |
| Over 100% | 20 | $103,870,000 | $5,193,500 |
KAHULUI - WAILUKU - LAHAINA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,357 originations, totaling $1,078,255,000 in origination value.