KAHULUI - WAILUKU - LAHAINA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kahului - Wailuku - Lahaina averaged 7.08% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.92% and one month ago for the week of 2024-03-07, the average rate was 6.68%.

Kahului - Wailuku - Lahaina's average rate one year ago was 6.28%.

For refis of the same type during the week of 2024-04-11, the average rate was 6.56%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Kahului - Wailuku - Lahaina 30 Year Fixed Rate 2024-04-11 7.08%
Kahului - Wailuku - Lahaina 30 Year Fixed Rate Refi 2024-04-11 6.56%
Kahului - Wailuku - Lahaina 15 Year Fixed Rate 2024-04-11 6.36%
Kahului - Wailuku - Lahaina 15 Year Fixed Rate Refi 2024-04-11 6.56%
Kahului - Wailuku - Lahaina 30 Year FHA 2024-04-11 6.51%
Kahului - Wailuku - Lahaina 30 Year FHA Refi 2024-04-11 6.54%
Kahului - Wailuku - Lahaina 30 Year USDA 2024-04-11 6.71%
Kahului - Wailuku - Lahaina 30 Year USDA Refi 2024-04-11 6.71%
Kahului - Wailuku - Lahaina 30 Year VA 2024-04-11 6.77%
Kahului - Wailuku - Lahaina 30 Year VA Refi 2024-04-11 6.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within KAHULUI-WAILUKU-LAHAINA, HI.

KAHULUI - WAILUKU - LAHAINA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the KAHULUI-WAILUKU-LAHAINA, HI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First Hawaiian Bank 144 6.68% $12,971
UNITED WHOLESALE MORTGAGE, LLC 66 6.67% $15,499
American Savings Bank, FSB 56 6.31% $15,289
GUARANTEED RATE, INC. 54 6.99% $8,151
QUICKEN LOANS, LLC 50 6.72% $12,517
Bank of Hawaii 37 6.39% $16,473
LOANDEPOT.COM, LLC 34 6.56% $15,016
Northpointe Bank 27 7.18% $16,911
Central Pacific Bank 19 6.26% $15,386
Maui County Federal Credit Union 19 5.24% $4,607
Century Mortgage Company DBA Century Lending Company 17 6.19% $17,546
GUILD MORTGAGE COMPANY 17 6.92% $15,001
Morgan Stanley Private Bank 16 5.52% $7,823
AMERICAN PACIFIC MORTGAGE CORPORATION 14 6.78% $12,531
CMG MORTGAGE, INC. 14 7.20% $20,749
NEWREZ LLC 10 6.72% $13,613
MLD MORTGAGE INC. 10 6.75% $12,067
JPMorgan Chase Bank 10 5.83% $15,257
U.S. Bank 9 6.35% $7,982
HAWAIIUSA FEDERAL CREDIT UNION 8 7.14% $22,566
Wells Fargo Bank 7 5.55% $14,946
SECURITYNATIONAL MORTGAGE COMPANY 6 7.18% $18,627
NEXERA HOLDING LLC 6 7.88% $14,470
V.I.P. MORTGAGE, INC. 5 5.68% $16,601
PENNYMAC LOAN SERVICES, LLC 5 6.77% $10,614
RBC Bank, (Georgia) 5 5.95% $7,886
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.35% $12,321
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 6.40% $19,546
BMO Harris Bank 5 5.73% $9,859
Citadel Servicing Corporation 4 8.94% $25,097
S1L, Inc. 4 7.63% $11,780
HOMEXPRESS MORTGAGE CORP. 4 9.38% $28,661
Citibank 4 5.66% $7,580
Charles Schwab Bank, SSB 4 4.94% $14,743
FREEDOM MORTGAGE CORPORATION 4 6.81% $22,893
HAWAII STATE FEDERAL CREDIT UNION 4 6.25% $11,505
Flagstar Bank, FSB 4 6.72% $9,158
HighTechLending Inc 4 6.50% $7,329
NAVY FEDERAL CREDIT UNION 3 5.58% $6,778
UBS Bank USA 3 6.13% $8,712
FUNDLOANS CAPITAL 3 8.08% $14,821
CROSSCOUNTRY MORTGAGE, LLC 3 6.76% $23,385
Commerce Home Mortgage, Inc. 3 7.88% $13,724
MOVEMENT MORTGAGE, LLC 3 6.68% $10,573
KINECTA 2 5.94% $24,506
Ameris Bank 2 5.93% $17,210
PLAZA HOME MORTGAGE, INC. 2 6.75% $14,133
Paramount Residential Mortgage Group, Inc. 2 7.69% $8,924
BNY Mellon 2 6.63% $5,598
OCMBC, INC. 2 11.00% $32,906
AXIA FINANCIAL, LLC 2 7.19% $9,931
City National Bank 2 4.36% $66,223
JMJ FINANCIAL GROUP 2 6.50% $16,045
HAWAIIAN FINANCIAL 2 6.56% $12,479
CASTLE & COOKE MORTGAGE, LLC 2 7.12% $9,190
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.06% $11,115
AMERISAVE MORTGAGE CORPORATION 2 6.13% $29,490
Wilmington Savings Fund Society, FSB 1 6.25% $17,361
American Mortgage & Equity Consultants, Inc. 1 6.49% $43,812
Bank of America 1 7.00% $4,285
Bank of England 1 5.63% $15,978
BAY-VALLEY MORTGAGE GROUP 1 8.25% $18,811
Bethpage Federal Credit Union 1 5.50% $7,293
Carrington Mortgage Services, LLC 1 5.88% $19,662
CITYWIDE HOME LOANS, LLC 1 7.00% $13,389
F&A Federal Credit Union 1 5.99% $2,024
HomeStreet Bank 1 7.50% $6,944
KeyBank 1 6.25% $12,735
LENDSURE MORTGAGE CORP. 1 8.50% $16,799
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.00% $16,830
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.62% $4,179
MidFirst Bank 1 5.75% $16,933
Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $14,438
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.50% $7,178
Nations Lending Corporation 1 7.50% $16,331
NBH Bank 1 7.00% $24,242
NBKC BANK 1 7.50% $6,837
NETWORK CAPITAL FUNDING CORPORATION 1 7.63% $3,133
Northwest Farm Credit Services, FLCA 1 7.30% $30,270
PENTAGON FEDERAL CREDIT UNION 1 6.13% $12,342
Plains Commerce Bank 1 6.88% $4,200
PNC Bank 1 5.63% $11,268
STAR ONE CREDIT UNION 1 6.25% $6,886
Stifel Bank and Trust 1 6.00% $4,636
SUN WEST MORTGAGE COMPANY, INC. 1 6.75% $24,762
Territorial Savings Bank 1 5.13% $15,711
Umpqua Bank 1 6.75% $10,848
Washington Trust Bank 1 6.50% $6,965
Willamette Valley Bank 1 6.25% $13,162
ALAMEDA MORTGAGE CORPORATION 1 6.63% $16,076

KAHULUI - WAILUKU - LAHAINA Average Closing Costs & Other Stats

KAHULUI-WAILUKU-LAHAINA, HI's 90 lenders originated 1,959 loans during 2023. The total origination value was $1,133,015,000, with an average loan value of $578,364.

KAHULUI - WAILUKU - LAHAINA's average closing costs are $8,910.

The top KAHULUI - WAILUKU - LAHAINA lender as defined by loan originations is First Hawaiian Bank, with 144 loans originated. Their average total fees are $12,971, which is $2,527 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee KAHULUI - WAILUKU - LAHAINA lenders (with over 10 loans originated) are Maui County Federal Credit Union ($4,607), Morgan Stanley Private Bank ($7,823), GUARANTEED RATE, INC. ($8,151), MLD MORTGAGE INC. ($12,067) and QUICKEN LOANS, LLC ($12,517).

The lowest rate KAHULUI - WAILUKU - LAHAINA lenders (with over 10 loans originated) are Maui County Federal Credit Union (5.24%), Morgan Stanley Private Bank (5.52%), JPMorgan Chase Bank (5.83%), Century Mortgage Company DBA Century Lending Company (6.19%) and Central Pacific Bank (6.26%).

KAHULUI-WAILUKU-LAHAINA, HI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First Hawaiian Bank $319,880,000 $143,725,000 -55.1% 12.7%
Bank of Hawaii $322,470,000 $80,785,000 -74.9% 7.1%
UNITED WHOLESALE MORTGAGE, LLC $102,930,000 $76,415,000 -25.8% 6.7%
American Savings Bank, FSB $163,660,000 $73,240,000 -55.2% 6.5%
GUARANTEED RATE, INC. $130,915,000 $50,430,000 -61.5% 4.5%
Morgan Stanley Private Bank $54,585,000 $36,230,000 -33.6% 3.2%
QUICKEN LOANS, LLC $95,330,000 $34,450,000 -63.9% 3.0%
Northpointe Bank $82,165,000 $29,945,000 -63.6% 2.6%
Central Pacific Bank $65,665,000 $27,075,000 -58.8% 2.4%
Citadel Servicing Corporation $3,185,000 $26,665,000 737.2% 2.4%
HAWAIIUSA FEDERAL CREDIT UNION $50,805,000 $25,250,000 -50.3% 2.2%
LOANDEPOT.COM, LLC $95,105,000 $23,755,000 -75.0% 2.1%
HAWAII STATE FEDERAL CREDIT UNION $32,215,000 $23,700,000 -26.4% 2.1%
JPMorgan Chase Bank $52,540,000 $23,375,000 -55.5% 2.1%
Charles Schwab Bank, SSB $10,495,000 $23,135,000 120.4% 2.0%
Century Mortgage Company DBA Century Lending Company $16,245,000 n/a 1.4%
CMG MORTGAGE, INC. $1,405,000 $14,370,000 922.8% 1.3%
Commerce Home Mortgage, Inc. $15,765,000 $14,265,000 -9.5% 1.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $10,685,000 $13,990,000 30.9% 1.2%
SECURITYNATIONAL MORTGAGE COMPANY $8,970,000 $13,740,000 53.2% 1.2%
NEWREZ LLC $6,430,000 $12,765,000 98.5% 1.1%
FREEDOM MORTGAGE CORPORATION $11,540,000 $12,625,000 9.4% 1.1%
Axos Bank $8,805,000 $12,260,000 39.2% 1.1%
GUILD MORTGAGE COMPANY $4,440,000 $12,180,000 174.3% 1.1%
Maui County Federal Credit Union $12,100,000 n/a 1.1%
HAWAIIAN FINANCIAL $29,180,000 $11,305,000 -61.3% 1.0%
BMO Harris Bank $5,385,000 $11,260,000 109.1% 1.0%
HOMEXPRESS MORTGAGE CORP. $2,580,000 $11,030,000 327.5% 1.0%
U.S. Bank $21,630,000 $10,980,000 -49.2% 1.0%
TEMPLE VIEW CAPITAL FUNDING, LP $16,760,000 $10,020,000 -40.2% 0.9%
RBC Bank, (Georgia) $11,610,000 $9,740,000 -16.1% 0.9%
City National Bank $9,895,000 $9,370,000 -5.3% 0.8%
MLD MORTGAGE INC. $18,435,000 $8,880,000 -51.8% 0.8%
Wells Fargo Bank $58,945,000 $8,715,000 -85.2% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $28,040,000 $8,060,000 -71.3% 0.7%
FINANCE OF AMERICA REVERSE LLC $15,300,000 $7,910,000 -48.3% 0.7%
KINECTA $2,375,000 $7,770,000 227.2% 0.7%
FUNDLOANS CAPITAL $12,205,000 $7,575,000 -37.9% 0.7%
Mortgage Research Center, LLC $6,225,000 $7,485,000 20.2% 0.7%
Citibank $16,865,000 $6,850,000 -59.4% 0.6%
NEXERA HOLDING LLC $9,040,000 $6,315,000 -30.1% 0.6%
UBS Bank USA $47,340,000 $6,165,000 -87.0% 0.5%
Finance Factors, Limited $10,825,000 $5,460,000 -49.6% 0.5%
Bank of America $55,860,000 $5,435,000 -90.3% 0.5%
PENNYMAC LOAN SERVICES, LLC $8,300,000 $5,030,000 -39.4% 0.4%
HighTechLending Inc $11,865,000 $4,480,000 -62.2% 0.4%
MidFirst Bank $4,205,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $4,895,000 $4,000,000 -18.3% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,795,000 $3,980,000 -48.9% 0.4%
Flagstar Bank, FSB $4,400,000 $3,905,000 -11.3% 0.3%
PNC Bank $4,425,000 $3,875,000 -12.4% 0.3%
V.I.P. MORTGAGE, INC. $1,960,000 $3,580,000 82.7% 0.3%
Bank of Colorado $3,305,000 n/a 0.3%
PLAZA HOME MORTGAGE, INC. $4,410,000 $3,105,000 -29.6% 0.3%
S1L, Inc. $2,725,000 $3,075,000 12.8% 0.3%
AMERISAVE MORTGAGE CORPORATION $24,395,000 $2,815,000 -88.5% 0.2%
Ameris Bank $1,240,000 $2,740,000 121.0% 0.2%
OCMBC, INC. $5,945,000 $2,660,000 -55.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,110,000 $2,570,000 131.5% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $2,070,000 $2,525,000 22.0% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $5,870,000 $2,470,000 -57.9% 0.2%
Hawaii National Bank $2,420,000 n/a 0.2%
Hometown Equity Mortgage, LLC $1,385,000 $2,340,000 69.0% 0.2%
Union Federal Savings and Loan Association $2,285,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $4,385,000 $2,270,000 -48.2% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $7,065,000 $2,215,000 -68.6% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,065,000 $2,175,000 -69.2% 0.2%
MOVEMENT MORTGAGE, LLC $32,770,000 $2,055,000 -93.7% 0.2%
NBH Bank $1,955,000 n/a 0.2%
KeyBank $6,520,000 $1,740,000 -73.3% 0.2%
Northwest Farm Credit Services, FLCA $1,655,000 n/a 0.1%
Exchange Bank $1,205,000 $1,605,000 33.2% 0.1%
The Federal Savings Bank $2,950,000 $1,580,000 -46.4% 0.1%
Security National Bank of Omaha $1,535,000 n/a 0.1%
BNY Mellon $6,360,000 $1,510,000 -76.3% 0.1%
Wilmington Savings Fund Society, FSB $1,505,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $840,000 $1,455,000 73.2% 0.1%
CIVIC FINANCIAL SERVICES, LLC $15,365,000 $1,420,000 -90.8% 0.1%
Nations Lending Corporation $3,580,000 $1,380,000 -61.5% 0.1%
ALOHA PACIFIC $1,595,000 $1,290,000 -19.1% 0.1%
CASTLE & COOKE MORTGAGE, LLC $9,950,000 $1,265,000 -87.3% 0.1%
Stifel Bank and Trust $9,180,000 $1,250,000 -86.4% 0.1%
BAY-VALLEY MORTGAGE GROUP $1,175,000 n/a 0.1%
ALAMEDA MORTGAGE CORPORATION $1,140,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $765,000 $1,080,000 41.2% 0.1%
Plains Commerce Bank $1,765,000 $1,065,000 -39.7% 0.1%
First Republic Bank $31,670,000 $1,060,000 -96.7% 0.1%
American Mortgage & Equity Consultants, Inc. $1,055,000 n/a 0.1%
Territorial Savings Bank $2,935,000 $1,040,000 -64.6% 0.1%
STAR ONE CREDIT UNION $1,035,000 n/a 0.1%
Equity Prime Mortgage LLC $945,000 n/a 0.1%
Franklin Loan Corporation $4,430,000 $895,000 -79.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,355,000 $865,000 -63.3% 0.1%
LENDSURE MORTGAGE CORP. $1,275,000 $840,000 -34.1% 0.1%
JMJ FINANCIAL GROUP $615,000 $830,000 35.0% 0.1%
HomeStreet Bank $5,615,000 $820,000 -85.4% 0.1%
Bethpage Federal Credit Union $495,000 $755,000 52.5% 0.1%
AXIA FINANCIAL, LLC $5,470,000 $710,000 -87.0% 0.1%
BM Real Estate Services, Inc. $3,410,000 $710,000 -79.2% 0.1%
NBKC BANK $8,435,000 $695,000 -91.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $8,935,000 $685,000 -92.3% 0.1%
ACADEMY MORTGAGE CORPORATION $1,975,000 $675,000 -65.8% 0.1%
LIMA ONE CAPITAL, LLC $3,115,000 $675,000 -78.3% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $3,555,000 $675,000 -81.0% 0.1%
Washington Trust Bank $1,505,000 $665,000 -55.8% 0.1%
CALIBER HOME LOANS, INC. $35,750,000 $655,000 -98.2% 0.1%
DEEPHAVEN MORTGAGE LLC $625,000 n/a 0.1%
USAA Federal Savings Bank $535,000 $615,000 15.0% 0.1%
Umpqua Bank $4,255,000 $605,000 -85.8% 0.1%
Willamette Valley Bank $595,000 n/a 0.1%
CITYWIDE HOME LOANS, LLC $555,000 n/a 0.0%
F&A Federal Credit Union $555,000 n/a 0.0%
Bank of England $545,000 n/a 0.0%
Discover Bank $925,000 $540,000 -41.6% 0.0%
ENVOY MORTGAGE, LTD $12,555,000 $515,000 -95.9% 0.0%
EQUITY WAVE LENDING, INC. $505,000 n/a 0.0%
Community First National Bank $500,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $3,070,000 $475,000 -84.5% 0.0%
Mortgage Bank of California $2,795,000 $475,000 -83.0% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $465,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $11,020,000 $445,000 -96.0% 0.0%
Carrington Mortgage Services, LLC $1,935,000 $430,000 -77.8% 0.0%
Barrington Bank & Trust Company, N.A. $305,000 $375,000 23.0% 0.0%
State Department Federal Credit Union $345,000 n/a 0.0%
VAL-CHRIS INVESTMENTS, INC. $305,000 n/a 0.0%
MATANUSKA VALLEY FEDERAL CREDIT UNION $285,000 n/a 0.0%
Residential First Mortgage $275,000 n/a 0.0%
ALLIANT CREDIT UNION $845,000 $270,000 -68.0% 0.0%
UNIVERSITY CREDIT UNION $520,000 $255,000 -51.0% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $215,000 n/a 0.0%
Pinnacle Bank $215,000 n/a 0.0%
GTE Federal Credit Union $205,000 n/a 0.0%
UMB Bank $205,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $155,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $155,000 n/a 0.0%
CARDINAL FINANCIAL $5,025,000 $135,000 -97.3% 0.0%
Figure Lending LLC $125,000 n/a 0.0%
HICKAM $205,000 $105,000 -48.8% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $55,000 n/a 0.0%

KAHULUI - WAILUKU - LAHAINA's top lender by overall market share is First Hawaiian Bank, with 12.7% market share. In second place, with 7.1%, is Bank of Hawaii, having originated $80,785,000 in loans. In third place, with 6.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $76,415,000 in loans. In fourth place, with 6.5%, is American Savings Bank, FSB, having originated $73,240,000 in loans. In fifth place, with 4.5%, is GUARANTEED RATE, INC., having originated $50,430,000 in loans.


KAHULUI - WAILUKU - LAHAINA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - KAHULUI - WAILUKU - LAHAINA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $838,225 (5.9%) $1,589,889 (6.4%) 3.11 1,251
2018-02-01 $830,750 (6.5%) $1,614,233 (9.1%) 3.02 1,242
2018-03-01 $820,000 (4.5%) $1,633,754 (9.8%) 2.88 1,215
2018-04-01 $849,125 (9.0%) $1,646,534 (9.8%) 2.88 1,144
2018-05-01 $849,450 (6.9%) $1,661,746 (6.5%) 2.84 1,068
2018-06-01 $866,000 (10.2%) $1,635,309 (10.4%) 2.89 1,074
2018-07-01 $890,250 (12.7%) $1,634,344 (11.3%) 2.97 1,093
2018-08-01 $895,000 (12.9%) $1,652,596 (8.9%) 3.00 1,087
2018-09-01 $875,000 (10.1%) $1,588,293 (4.3%) 2.94 1,045
2018-10-01 $864,500 (9.9%) $1,610,124 (9.2%) 2.93 1,044
2018-11-01 $887,000 (10.9%) $1,711,463 (14.2%) 3.01 1,047
2018-12-01 $930,000 (13.8%) $1,763,904 (13.7%) 3.21 1,065
2019-01-01 $934,950 (11.5%) $1,777,342 (11.8%) 3.23 1,098
2019-02-01 $957,500 (15.3%) $1,830,675 (13.4%) 3.24 1,091
2019-03-01 $953,643 (16.3%) $1,943,498 (19.0%) 3.12 1,085
2019-04-01 $937,118 (10.4%) $2,110,720 (28.2%) 2.98 1,055
2019-05-01 $939,225 (10.6%) $2,136,396 (28.6%) 2.94 1,018
2019-06-01 $947,500 (9.4%) $2,160,858 (32.1%) 2.96 968
2019-07-01 $944,500 (6.1%) $2,233,206 (36.6%) 2.96 947
2019-08-01 $938,591 (4.9%) $2,148,757 (30.0%) 2.97 918
2019-09-01 $928,977 (6.2%) $2,034,619 (28.1%) 2.97 880
2019-10-01 $922,568 (6.7%) $1,914,929 (18.9%) 2.98 892
2019-11-01 $925,000 (4.3%) $1,835,773 (7.3%) 3.03 976
2019-12-01 $950,000 (2.2%) $1,897,897 (7.6%) 3.17 975
2020-01-01 $980,000 (4.8%) $1,935,259 (8.9%) 3.27 959
2020-02-01 $988,000 (3.2%) $1,935,799 (5.7%) 3.24 946
2020-03-01 $949,750 (-0.4%) $1,888,181 (-2.9%) 2.98 950
2020-04-01 $844,000 (-9.9%) $1,687,368 (-20.1%) 2.64 978
2020-05-01 $825,000 (-12.2%) $1,619,013 (-24.2%) 2.51 981
2020-06-01 $804,998 (-15.0%) $1,611,101 (-25.4%) 2.37 1,012
2020-07-01 $797,000 (-15.6%) $1,555,080 (-30.4%) 2.31 1,061
2020-08-01 $795,000 (-15.3%) $1,544,645 (-28.1%) 2.28 1,076
2020-09-01 $764,500 (-17.7%) $1,526,339 (-25.0%) 2.19 1,105
2020-10-01 $788,500 (-14.5%) $1,660,273 (-13.3%) 2.26 1,078
2020-11-01 $812,000 (-12.2%) $1,714,994 (-6.6%) 2.37 1,064
2020-12-01 $826,000 (-13.1%) $1,743,554 (-8.1%) 2.46 1,035
2021-01-01 $838,000 (-14.5%) $1,787,354 (-7.6%) 2.50 922
2021-02-01 $825,000 (-16.5%) $1,886,639 (-2.5%) 2.40 790
2021-03-01 $835,000 (-12.1%) $2,045,412 (8.3%) 2.37 658
2021-04-01 $895,000 (6.0%) $2,241,336 (32.8%) 2.42 530
2021-05-01 $945,000 (14.6%) $2,384,389 (47.3%) 2.51 463
2021-06-01 $1,079,750 (34.1%) $2,392,234 (48.5%) 2.80 427
2021-07-01 $1,150,000 (44.3%) $2,542,773 (63.5%) 3.03 375
2021-08-01 $1,212,500 (52.5%) $2,685,286 (73.8%) 3.23 336
2021-09-01 $1,195,000 (56.3%) $2,483,186 (62.7%) 3.19 341
2021-10-01 $1,195,000 (51.6%) $2,432,895 (46.5%) 3.19 345
2021-11-01 $1,262,500 (55.5%) $2,431,088 (41.8%) 3.38 316
2021-12-01 $1,237,250 (49.8%) $2,563,000 (47.0%) 3.35 340
2022-01-01 $1,276,500 (52.3%) $2,836,188 (58.7%) 3.45 347
2022-02-01 $1,295,000 (57.0%) $2,835,087 (50.3%) 3.37 360
2022-03-01 $1,272,500 (52.4%) $2,852,691 (39.5%) 3.19 350
2022-04-01 $1,299,000 (45.1%) $2,776,294 (23.9%) 3.10 345
2022-05-01 $1,312,500 (38.9%) $2,464,038 (3.3%) 3.00 376
2022-06-01 $1,397,000 (29.4%) $2,584,764 (8.1%) 3.11 431
2022-07-01 $1,375,000 (19.6%) $2,522,679 (-0.8%) 3.10 488
2022-08-01 $1,324,500 (9.2%) $2,541,472 (-5.4%) 3.06 504
2022-09-01 $1,424,875 (19.2%) $2,597,748 (4.6%) 3.33 449
2022-10-01 $1,395,000 (16.7%) $2,505,145 (3.0%) 3.28 426
2022-11-01 $1,330,000 (5.4%) $2,513,973 (3.4%) 3.20 461
2022-12-01 $1,315,000 (6.3%) $2,588,488 (1.0%) 3.25 496
2023-01-01 $1,395,000 (9.3%) $2,724,782 (-3.9%) 3.46 515
2023-02-01 $1,395,000 (7.7%) $2,725,509 (-3.9%) 3.37 524
2023-03-01 $1,407,000 (10.6%) $2,837,390 (-0.5%) 3.32 504
2023-04-01 $1,398,500 (7.7%) $2,830,669 (2.0%) 3.25 495
2023-05-01 $1,395,000 (6.3%) $2,811,173 (14.1%) 3.16 477
2023-06-01 $1,395,000 (-0.1%) $2,799,353 (8.3%) 3.13 471
2023-07-01 $1,395,000 (1.5%) $2,870,005 (13.8%) 3.17 490
2023-08-01 $1,422,000 (7.4%) $2,890,842 (13.8%) 3.27 445
2023-09-01 $1,350,000 (-5.3%) $2,647,826 (1.9%) 3.14 436
2023-10-01 $1,324,500 (-5.1%) $2,467,771 (-1.5%) 3.12 478
2023-11-01 $1,372,500 (3.2%) $2,521,360 (0.3%) 3.27 519
2023-12-01 $1,375,000 (4.6%) $2,539,970 (-1.9%) 0.00 616
2024-01-01 $1,435,000 (2.9%) $2,648,147 (-2.8%) 0.00 635
2024-02-01 $1,412,500 (1.3%) $2,603,412 (-4.5%) 0.00 678
2024-03-01 $1,425,000 (1.3%) $2,543,851 (-10.4%) 0.00 749
KAHULUI - WAILUKU - LAHAINA's median listing price for 2024-03-01 was $1,425,000, a difference of $18,000 (1.3%) versus the prior year and $12,500 versus the prior month.

KAHULUI - WAILUKU - LAHAINA's median listing price comes in at 0% of the national average.

KAHULUI - WAILUKU - LAHAINA's average listing price for 2024-03-01 was $2,543,851, a difference of $-293,539 (-10.4%) versus the prior year and $-59,561 versus the prior month.

For the 2024-03-01 period, KAHULUI - WAILUKU - LAHAINA had 749 MLS listings, a difference of 71 listings (10%) versus the prior month and 245 listings (49%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - KAHULUI - WAILUKU - LAHAINA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 82 days 1,334 sqft
2018-02-01 87 days 1,308 sqft
2018-03-01 88 days 1,313 sqft
2018-04-01 96 days 1,324 sqft
2018-05-01 102 days 1,319 sqft
2018-06-01 107 days 1,313 sqft
2018-07-01 98 days 1,396 sqft
2018-08-01 95 days 1,394 sqft
2018-09-01 103 days 1,389 sqft
2018-10-01 99 days 1,416 sqft
2018-11-01 97 days 1,422 sqft
2018-12-01 80 days 1,467 sqft
2019-01-01 74 days 1,409 sqft
2019-02-01 79 days 1,402 sqft
2019-03-01 84 days 1,394 sqft
2019-04-01 90 days 1,401 sqft
2019-05-01 96 days 1,406 sqft
2019-06-01 100 days 1,369 sqft
2019-07-01 93 days 1,392 sqft
2019-08-01 89 days 1,421 sqft
2019-09-01 88 days 1,463 sqft
2019-10-01 87 days 1,447 sqft
2019-11-01 75 days 1,391 sqft
2019-12-01 79 days 1,387 sqft
2020-01-01 83 days 1,389 sqft
2020-02-01 83 days 1,422 sqft
2020-03-01 86 days 1,385 sqft
2020-04-01 80 days 1,240 sqft
2020-05-01 87 days 1,197 sqft
2020-06-01 92 days 1,144 sqft
2020-07-01 88 days 1,103 sqft
2020-08-01 82 days 1,080 sqft
2020-09-01 75 days 1,036 sqft
2020-10-01 82 days 1,052 sqft
2020-11-01 88 days 1,083 sqft
2020-12-01 102 days 1,092 sqft
2021-01-01 102 days 1,051 sqft
2021-02-01 93 days 1,014 sqft
2021-03-01 85 days 1,023 sqft
2021-04-01 66 days 1,071 sqft
2021-05-01 60 days 1,206 sqft
2021-06-01 53 days 1,373 sqft
2021-07-01 52 days 1,495 sqft
2021-08-01 61 days 1,581 sqft
2021-09-01 47 days 1,562 sqft
2021-10-01 50 days 1,440 sqft
2021-11-01 46 days 1,332 sqft
2021-12-01 41 days 1,515 sqft
2022-01-01 50 days 1,578 sqft
2022-02-01 46 days 1,555 sqft
2022-03-01 46 days 1,580 sqft
2022-04-01 48 days 1,488 sqft
2022-05-01 48 days 1,459 sqft
2022-06-01 47 days 1,457 sqft
2022-07-01 50 days 1,445 sqft
2022-08-01 66 days 1,457 sqft
2022-09-01 77 days 1,518 sqft
2022-10-01 78 days 1,532 sqft
2022-11-01 68 days 1,494 sqft
2022-12-01 64 days 1,465 sqft
2023-01-01 66 days 1,540 sqft
2023-02-01 74 days 1,500 sqft
2023-03-01 79 days 1,470 sqft
2023-04-01 75 days 1,454 sqft
2023-05-01 73 days 1,437 sqft
2023-06-01 72 days 1,442 sqft
2023-07-01 73 days 1,464 sqft
2023-08-01 81 days 1,394 sqft
2023-09-01 74 days 1,347 sqft
2023-10-01 63 days 1,292 sqft
2023-11-01 64 days 1,295 sqft
2023-12-01 0 days 1,188 sqft
2024-01-01 0 days 1,165 sqft
2024-02-01 0 days 1,188 sqft
2024-03-01 0 days 1,178 sqft
KAHULUI - WAILUKU - LAHAINA's median listing age (time on market) for 2024-03-01 was 0 days. This is -100% shorter than the same period one year ago.

KAHULUI - WAILUKU - LAHAINA's median square footage for active listings during the 2024-03-01 period was 1,178 sqft. One year prior, the average listing was 1,470 sqft.

KAHULUI-WAILUKU-LAHAINA, HI Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
96708 Kahului-Wailuku-Lahaina, HI MSA $1,850 $1,940 $2,400 $3,300 $3,560
96713 Kahului-Wailuku-Lahaina, HI MSA $1,650 $1,730 $2,140 $2,940 $3,170
96729 Kahului-Wailuku-Lahaina, HI MSA $1,330 $1,420 $1,770 $2,420 $2,650
96732 Kahului-Wailuku-Lahaina, HI MSA $1,420 $1,490 $1,840 $2,530 $2,730
96733 Kahului-Wailuku-Lahaina, HI MSA $1,540 $1,610 $1,990 $2,740 $2,950
96748 Kahului-Wailuku-Lahaina, HI MSA $1,330 $1,420 $1,770 $2,420 $2,650
96753 Kahului-Wailuku-Lahaina, HI MSA $1,870 $1,970 $2,430 $3,340 $3,600
96757 Kahului-Wailuku-Lahaina, HI MSA $1,330 $1,420 $1,770 $2,420 $2,650
96761 Kahului-Wailuku-Lahaina, HI MSA $1,600 $1,670 $2,070 $2,850 $3,070
96763 Kahului-Wailuku-Lahaina, HI MSA $1,330 $1,420 $1,770 $2,420 $2,650
96767 Kahului-Wailuku-Lahaina, HI MSA $1,540 $1,610 $1,990 $2,740 $2,950
96768 Kahului-Wailuku-Lahaina, HI MSA $1,480 $1,550 $1,920 $2,640 $2,850
96770 Kahului-Wailuku-Lahaina, HI MSA $1,330 $1,420 $1,770 $2,420 $2,650
96779 Kahului-Wailuku-Lahaina, HI MSA $2,180 $2,280 $2,820 $3,880 $4,180
96784 Kahului-Wailuku-Lahaina, HI MSA $1,540 $1,610 $1,990 $2,740 $2,950
96788 Kahului-Wailuku-Lahaina, HI MSA $1,540 $1,610 $1,990 $2,740 $2,950
96790 Kahului-Wailuku-Lahaina, HI MSA $1,460 $1,530 $1,890 $2,600 $2,800
96793 Kahului-Wailuku-Lahaina, HI MSA $1,330 $1,420 $1,770 $2,420 $2,650

2022 Average & Median Rent Data Statistics
KAHULUI-WAILUKU-LAHAINA, HI average 1BR rent: $1,618, median: $1,580
KAHULUI-WAILUKU-LAHAINA, HI average 2BR rent: $2,005, median: $1,955
KAHULUI-WAILUKU-LAHAINA, HI average 3BR rent: $2,753, median: $2,690

KAHULUI-WAILUKU-LAHAINA, HI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 990 $761,490,000 $769,182
Home Improvement 320 $58,690,000 $183,406
Other 268 $119,650,000 $446,455
Cash Out Refi 197 $105,575,000 $535,914
Refi 184 $87,610,000 $476,141

Kahului - Wailuku - Lahaina's most frequently cited loan purpose was Home Purchase, with 990 originations. The 2nd most popular reason was Home Improvement, with 320 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 550 $343,460,000 $624,473
5-6% 448 $282,340,000 $630,223
7-8% 392 $212,370,000 $541,760
4-5% 240 $116,880,000 $487,000
Over 8% 229 $135,665,000 $592,424
3-4% 84 $28,410,000 $338,214
<2.5% 4 $80,000 $20,000
2.5-3% 1 $505,000 $505,000

During 2023, Kahului - Wailuku - Lahaina's most frequently originated rate bucket was 6-7%, with 550 originations.

Loan Sizing (KAHULUI-WAILUKU-LAHAINA, HI MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 456 $131,260,000 $287,851
$600k-1000k 443 $339,935,000 $767,348
$400k-600k 391 $191,345,000 $489,373
$Over $1MM 244 $423,930,000 $1,737,418
$100k-200k 243 $34,925,000 $143,724
$100,000 or less 182 $11,620,000 $63,846

KAHULUI - WAILUKU - LAHAINA's loan sizing saw the bucket of loans from $200k-400k with 456 originations, totaling $131,260,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 513 $451,115,000 $879,366
Under 20% 434 $62,420,000 $143,825
80-100% 348 $266,150,000 $764,799
20-40% 340 $135,080,000 $397,294
40-60% 273 $186,735,000 $684,011
Over 100% 6 $5,080,000 $846,667

KAHULUI - WAILUKU - LAHAINA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 513 originations, totaling $451,115,000 in origination value.