The Kaw Valley State Bank And Trust Company Of Wamego Kansas Mortgage Rates, Fees & Info
Wamego, KSLEI: 254900N10G1D8QK8M334
Tax ID: 48-0292690
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Mortgage Data
Review & Overview
The Kaw Valley State Bank And Trust Company Of Wamego Kansas is a smaller bank specializing in Home Purchase loans. The Kaw Valley State Bank And Trust Company Of Wamego Kansas has a high proportion of conventional loans. Their top markets by origination volume include: Manhattan, Topeka, Ponca City, Lawrence, and Kansas City among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)The Kaw Valley State Bank And Trust Company Of Wamego Kansas has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
120Origination Dollar Volume (All Markets)
$19,440,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MANHATTAN, KS (FHA|USDA|VA) | 58 | $9,420,000 | $162,414 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 30 | $5,410,000 | $180,333 | $0 | 0.00% |
| Outside of Metro Areas | 26 | $3,390,000 | $130,385 | $0 | 0.00% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 0.00% |
| Emporia, KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 120 | $19,440,000 | $162,000 | $0 | 0.00% |
For 2023, The Kaw Valley State Bank And Trust Company Of Wamego Kansas's most frequently originated type of loan was Conventional, with 120 originations.
Loan Reason
For 2023, The Kaw Valley State Bank And Trust Company Of Wamego Kansas's most frequently cited loan purpose was Home Purchase, with 83 originations. The 2nd most popular reason was Refi, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 120 | $19,440,000 | $162,000 | $0 | 0.00% |
For 2023, The Kaw Valley State Bank And Trust Company Of Wamego Kansas's most frequently cited loan duration was Other, with 120 originations.
Loan Sizing
2023 saw The Kaw Valley State Bank And Trust Company Of Wamego Kansas place emphasis on $100,000 or less loans with 46 originations, totaling $2,390,000 in origination value.
Applicant Income
The Kaw Valley State Bank And Trust Company Of Wamego Kansas lent most frequently to those with incomes in the $75k-100k range, with 25 originations. The second most popular income band? $50k-75k, with 23 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 120 | $19,440,000 | $162,000 | $0 | 0.00% |
The Kaw Valley State Bank And Trust Company Of Wamego Kansas lent most frequently to those with DTI ratios of Exempt%, with 120 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
The Kaw Valley State Bank And Trust Company Of Wamego Kansas has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination94.17%
The Kaw Valley State Bank And Trust Company Of Wamego Kansas has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 120 | $19,440,000 | $162,000 |