The Kaw Valley State Bank And Trust Company Of Wamego Kansas Mortgage Rates, Fees & Info
Wamego, KSLEI: 254900N10G1D8QK8M334
Tax ID: 48-0292690
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
The Kaw Valley State Bank And Trust Company Of Wamego Kansas is a smaller bank specializing in Home Purchase and Refi loans. The Kaw Valley State Bank And Trust Company Of Wamego Kansas has a high proportion of conventional loans. Their top markets by origination volume include: Manhattan, Topeka, Kansas City, and Wichita among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)The Kaw Valley State Bank And Trust Company Of Wamego Kansas has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
114Origination Dollar Volume (All Markets)
$22,180,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MANHATTAN, KS (FHA|USDA|VA) | 63 | $13,495,000 | $214,206 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 27 | $4,675,000 | $173,148 | $0 | 0.00% |
| Outside of Metro Areas | 22 | $2,540,000 | $115,455 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 114 | $22,180,000 | $194,561 | $0 | 0.00% |
For 2022, The Kaw Valley State Bank And Trust Company Of Wamego Kansas's most frequently originated type of loan was Conventional, with 114 originations.
Loan Reason
For 2022, The Kaw Valley State Bank And Trust Company Of Wamego Kansas's most frequently cited loan purpose was Home Purchase, with 75 originations. The 2nd most popular reason was Refi, with 21 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 114 | $22,180,000 | $194,561 | $0 | 0.00% |
For 2022, The Kaw Valley State Bank And Trust Company Of Wamego Kansas's most frequently cited loan duration was Other, with 114 originations.
Loan Sizing
2022 saw The Kaw Valley State Bank And Trust Company Of Wamego Kansas place emphasis on $100k-200k loans with 40 originations, totaling $5,930,000 in origination value.
Applicant Income
The Kaw Valley State Bank And Trust Company Of Wamego Kansas lent most frequently to those with incomes in the $50k or less range, with 22 originations. The second most popular income band? $50k-75k, with 21 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 114 | $22,180,000 | $194,561 | $0 | 0.00% |
The Kaw Valley State Bank And Trust Company Of Wamego Kansas lent most frequently to those with DTI ratios of Exempt%, with 114 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.95%
The Kaw Valley State Bank And Trust Company Of Wamego Kansas has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination90.35%
The Kaw Valley State Bank And Trust Company Of Wamego Kansas has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 114 | $22,180,000 | $194,561 |