LAWRENCE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lawrence averaged
6.64%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.97% and
one month ago for the week of 2023-02-09, the
average rate was 6.06%.
Lawrence's average rate one year ago was 3.89%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.68%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Lawrence 30 Year Fixed Rate | 2023-03-16 | 6.64% |
| Lawrence 30 Year Fixed Rate Refi | 2023-03-16 | 6.68% |
| Lawrence 15 Year Fixed Rate | 2023-03-16 | 7.24% |
| Lawrence 15 Year Fixed Rate Refi | 2023-03-16 | 5.8% |
| Lawrence 30 Year FHA | 2023-03-16 | 6.39% |
| Lawrence 30 Year FHA Refi | 2023-03-16 | 6.61% |
| Lawrence 30 Year USDA | 2023-03-16 | 6.38% |
| Lawrence 30 Year USDA Refi | 2023-03-16 | 6.89% |
| Lawrence 30 Year VA | 2023-03-16 | 6.67% |
| Lawrence 30 Year VA Refi | 2023-03-16 | 6.13% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAWRENCE, KS.
LAWRENCE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAWRENCE, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LAWRENCE Average Closing Costs & Other Stats
LAWRENCE, KS's 152 lenders originated 4,579
loans during 2021. The total origination value was $1,022,675,000, with an average loan value of
$223,340.
LAWRENCE's average closing costs are $3,110.
The top LAWRENCE lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with
297 loans originated. Their average total fees are
$2,276, which is $600
higher than the next largest lender,
Truity Federal Credit Union.
The lowest fee LAWRENCE lenders (with over 10 loans originated) are
Central National Bank ($1,110), DELMAR FINANCIAL COMPANY ($1,202), Truity Federal Credit Union ($1,676), MAINSTREET FEDERAL CREDIT UNION ($1,963) and BETTER MORTGAGE CORPORATION ($2,090).
The lowest rate LAWRENCE lenders (with over 10 loans originated) are
Truist (2.83%), First State Bank of St. Charles, Missouri (2.84%), Bank of America (2.85%), AMERISAVE MORTGAGE CORPORATION (2.86%) and Truity Federal Credit Union (2.88%).
LAWRENCE, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $100,025,000 | $106,090,000 | 6.1% | 10.4% |
| Mid-America Bank | $120,605,000 | $97,770,000 | -18.9% | 9.6% |
| Truity Federal Credit Union | $78,370,000 | $82,410,000 | 5.2% | 8.1% |
| Capitol Federal Savings Bank | $46,225,000 | $57,630,000 | 24.7% | 5.6% |
| QUICKEN LOANS, LLC | $51,810,000 | $54,065,000 | 4.4% | 5.3% |
| NBH Bank | $49,030,000 | $52,185,000 | 6.4% | 5.1% |
| RCB Bank | $21,895,000 | $25,820,000 | 17.9% | 2.5% |
| Landmark National Bank | $30,740,000 | $25,135,000 | -18.2% | 2.5% |
| U.S. Bank | $24,565,000 | $22,665,000 | -7.7% | 2.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $20,410,000 | $19,555,000 | -4.2% | 1.9% |
| MOVEMENT MORTGAGE, LLC | $21,880,000 | $18,665,000 | -14.7% | 1.8% |
| FREEDOM MORTGAGE CORPORATION | $14,715,000 | $18,410,000 | 25.1% | 1.8% |
| Flagstar Bank, FSB | $14,230,000 | $18,270,000 | 28.4% | 1.8% |
| First State Bank and Trust | $26,810,000 | $17,960,000 | -33.0% | 1.8% |
| Wells Fargo Bank | $11,040,000 | $12,415,000 | 12.5% | 1.2% |
| Sunflower Bank | $7,515,000 | $11,395,000 | 51.6% | 1.1% |
| Truist Bank | $9,435,000 | $11,275,000 | 19.5% | 1.1% |
| LOANDEPOT.COM, LLC | $8,635,000 | $10,925,000 | 26.5% | 1.1% |
| BETTER MORTGAGE CORPORATION | $2,310,000 | $10,790,000 | 367.1% | 1.1% |
| Central National Bank | $21,150,000 | $10,410,000 | -50.8% | 1.0% |
| Commerce Bank | $8,265,000 | $10,395,000 | 25.8% | 1.0% |
| The Central Trust Bank | $10,375,000 | n/a | 1.0% | |
| Mr. Cooper ( Nationstar Mortgage ) | $3,960,000 | $9,945,000 | 151.1% | 1.0% |
| MERITRUST Federal Credit Union | $15,625,000 | $9,715,000 | -37.8% | 0.9% |
| LAKEVIEW LOAN SERVICING, LLC | $7,190,000 | $9,100,000 | 26.6% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $5,270,000 | $8,855,000 | 68.0% | 0.9% |
| Envista Credit Union | $11,925,000 | $8,060,000 | -32.4% | 0.8% |
| COMMUNITYAMERICA | $8,100,000 | $7,920,000 | -2.2% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $4,375,000 | $7,810,000 | 78.5% | 0.8% |
| Arvest Bank | $7,590,000 | $7,585,000 | -0.1% | 0.7% |
| WALKER & DUNLOP, LLC | $2,955,000 | $7,525,000 | 154.7% | 0.7% |
| Citizens Bank | $6,105,000 | $7,165,000 | 17.4% | 0.7% |
| Core Bank | $7,015,000 | n/a | 0.7% | |
| Silver Lake Bank | $6,810,000 | $6,915,000 | 1.5% | 0.7% |
| FLAT BRANCH MORTGAGE, INC. | $5,355,000 | $6,440,000 | 20.3% | 0.6% |
| Bank of America | $12,910,000 | $6,290,000 | -51.3% | 0.6% |
| Great American Bank | $5,820,000 | $6,160,000 | 5.8% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $4,340,000 | $5,525,000 | 27.3% | 0.5% |
| COMMUNITY MORTGAGE, LLC | $4,185,000 | $5,395,000 | 28.9% | 0.5% |
| Mortgage Research Center, LLC | $6,285,000 | $5,190,000 | -17.4% | 0.5% |
| First State Bank of St. Charles, Missouri | $5,385,000 | $4,830,000 | -10.3% | 0.5% |
| Farmers Bank & Trust | $1,215,000 | $4,750,000 | 290.9% | 0.5% |
| Emprise Bank | $11,095,000 | $4,095,000 | -63.1% | 0.4% |
| GUILD MORTGAGE COMPANY | $2,525,000 | $4,035,000 | 59.8% | 0.4% |
| MAINSTREET FEDERAL CREDIT UNION | $3,250,000 | $3,785,000 | 16.5% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $4,240,000 | $3,670,000 | -13.4% | 0.4% |
| USAA Federal Savings Bank | $3,785,000 | $3,645,000 | -3.7% | 0.4% |
| JPMorgan Chase Bank | $3,610,000 | $3,635,000 | 0.7% | 0.4% |
| LEADERONE FINANCIAL CORPORATION | $2,830,000 | $3,590,000 | 26.9% | 0.4% |
| Farm Credit Mid-America, ACA | $1,755,000 | $3,580,000 | 104.0% | 0.4% |
| Fidelity Bank | $2,970,000 | $3,350,000 | 12.8% | 0.3% |
| NEWREZ LLC | $1,570,000 | $3,315,000 | 111.1% | 0.3% |
| Prosperity Home Mortgage, LLC | $1,915,000 | $3,315,000 | 73.1% | 0.3% |
| NBKC BANK | $6,025,000 | $3,310,000 | -45.1% | 0.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $6,995,000 | $3,245,000 | -53.6% | 0.3% |
| UNION HOME MORTGAGE CORP. | $2,095,000 | $3,170,000 | 51.3% | 0.3% |
| Community Bank | $3,575,000 | $3,115,000 | -12.9% | 0.3% |
| North American Savings Bank, F.S.B. | $1,385,000 | $3,050,000 | 120.2% | 0.3% |
| Intrust Bank | $7,980,000 | $2,880,000 | -63.9% | 0.3% |
| DELMAR FINANCIAL COMPANY | $2,400,000 | $2,640,000 | 10.0% | 0.3% |
| CALIBER HOME LOANS, INC. | $2,270,000 | $2,525,000 | 11.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,665,000 | $2,395,000 | 43.8% | 0.2% |
| FirstBank | $2,225,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $2,305,000 | $2,220,000 | -3.7% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,465,000 | $2,175,000 | 48.5% | 0.2% |
| Academy Bank | $2,140,000 | $2,105,000 | -1.6% | 0.2% |
| First Bank | $1,670,000 | $2,075,000 | 24.3% | 0.2% |
| VisionBank | $1,485,000 | $2,065,000 | 39.1% | 0.2% |
| JLB CORPORATION | $2,160,000 | $2,050,000 | -5.1% | 0.2% |
| KS StateBank | $1,430,000 | $2,045,000 | 43.0% | 0.2% |
| The Federal Savings Bank | $1,995,000 | n/a | 0.2% | |
| CROSSCOUNTRY MORTGAGE, LLC | $950,000 | $1,960,000 | 106.3% | 0.2% |
| BROKER SOLUTIONS, INC. | $2,865,000 | $1,955,000 | -31.8% | 0.2% |
| GUARANTEED RATE, INC. | $2,240,000 | $1,935,000 | -13.6% | 0.2% |
| Equity Bank | $1,140,000 | $1,930,000 | 69.3% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $2,130,000 | $1,800,000 | -15.5% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $795,000 | $1,700,000 | 113.8% | 0.2% |
| Plains Commerce Bank | $560,000 | $1,645,000 | 193.8% | 0.2% |
| Mutual Savings Association | $3,295,000 | $1,570,000 | -52.4% | 0.2% |
| Ally Bank | $795,000 | $1,540,000 | 93.7% | 0.2% |
| BNY Mellon | $1,465,000 | n/a | 0.1% | |
| First National Bank of Omaha | $3,155,000 | $1,435,000 | -54.5% | 0.1% |
| Enterprise Bank & Trust | $95,000 | $1,420,000 | 1,394.7% | 0.1% |
| First Federal Bank of Kansas City | $970,000 | $1,400,000 | 44.3% | 0.1% |
| CoreFirst Bank & Trust | $1,955,000 | $1,375,000 | -29.7% | 0.1% |
| Mortgage Investment Services Corporation | $1,800,000 | $1,345,000 | -25.3% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $3,140,000 | $1,325,000 | -57.8% | 0.1% |
| Nations Lending Corporation | $430,000 | $1,320,000 | 207.0% | 0.1% |
| PLANET HOME LENDING, LLC | $520,000 | $1,265,000 | 143.3% | 0.1% |
| Chicago Mortgage Solutions LLC | $1,260,000 | n/a | 0.1% | |
| United Fidelity Funding Corp. | $2,315,000 | $1,195,000 | -48.4% | 0.1% |
| Kaw Valley Bank | $1,515,000 | $1,130,000 | -25.4% | 0.1% |
| UMB Bank | $5,800,000 | $1,115,000 | -80.8% | 0.1% |
| Mazuma Credit Union | $885,000 | $1,110,000 | 25.4% | 0.1% |
| Carrington Mortgage Services, LLC | $1,105,000 | $1,105,000 | 0.0% | 0.1% |
| SENTE MORTGAGE, INC. | $1,070,000 | $1,070,000 | 0.0% | 0.1% |
| THRIVE MORTGAGE, LLC | $510,000 | $1,065,000 | 108.8% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,240,000 | $985,000 | -20.6% | 0.1% |
| Ixonia Bank | $215,000 | $975,000 | 353.5% | 0.1% |
| S1L, Inc. | $960,000 | n/a | 0.1% | |
| First Home Bank | $490,000 | $955,000 | 94.9% | 0.1% |
| MID AMERICAN | $765,000 | $935,000 | 22.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $85,000 | $900,000 | 958.8% | 0.1% |
| Citywide Banks | $895,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $240,000 | $860,000 | 258.3% | 0.1% |
| First Mortgage Solutions, LLC | $3,760,000 | $785,000 | -79.1% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $185,000 | $750,000 | 305.4% | 0.1% |
| HEARTLAND CREDIT UNION | $890,000 | $730,000 | -18.0% | 0.1% |
| The Bennington State Bank | $4,515,000 | $730,000 | -83.8% | 0.1% |
| Community National Bank | $1,820,000 | $715,000 | -60.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $800,000 | $715,000 | -10.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $165,000 | $710,000 | 330.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $490,000 | $705,000 | 43.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,405,000 | $700,000 | -50.2% | 0.1% |
| BMO Harris Bank | $695,000 | n/a | 0.1% | |
| BOKF | $1,370,000 | $680,000 | -50.4% | 0.1% |
| Discover Bank | $180,000 | $670,000 | 272.2% | 0.1% |
| BNC National Bank | $900,000 | $660,000 | -26.7% | 0.1% |
| Gateway First Bank | $530,000 | $660,000 | 24.5% | 0.1% |
| First Guaranty Mortgage Corporation | $1,075,000 | $655,000 | -39.1% | 0.1% |
| PNC Bank | $1,000,000 | $650,000 | -35.0% | 0.1% |
| OPEN MORTGAGE, LLC | $235,000 | $635,000 | 170.2% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $125,000 | $625,000 | 400.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $675,000 | $600,000 | -11.1% | 0.1% |
| LENDERFI, INC. | $155,000 | $600,000 | 287.1% | 0.1% |
| Citibank | $545,000 | $590,000 | 8.3% | 0.1% |
| The Union State Bank of Everest | $790,000 | $580,000 | -26.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $125,000 | $575,000 | 360.0% | 0.1% |
| First Option Bank | $370,000 | $565,000 | 52.7% | 0.1% |
| KELLER MORTGAGE, LLC | $930,000 | $565,000 | -39.2% | 0.1% |
| CMG MORTGAGE, INC. | $495,000 | $560,000 | 13.1% | 0.1% |
| First Federal Bank | $280,000 | $560,000 | 100.0% | 0.1% |
| ESB Financial | $550,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $1,005,000 | $545,000 | -45.8% | 0.1% |
| Servion, Inc. | $1,130,000 | $525,000 | -53.5% | 0.1% |
| Great Southern Bank | $95,000 | $520,000 | 447.4% | 0.1% |
| Bank of Blue Valley | $510,000 | n/a | 0.0% | |
| Community First National Bank | $335,000 | $510,000 | 52.2% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $315,000 | $490,000 | 55.6% | 0.0% |
| Regent Financial Group, Inc. | $475,000 | n/a | 0.0% | |
| Azura Credit Union | $2,200,000 | $470,000 | -78.6% | 0.0% |
| SOFI LENDING CORP. | $805,000 | $470,000 | -41.6% | 0.0% |
| AmeriHome Mortgage Company, LLC | $445,000 | n/a | 0.0% | |
| MEGASTAR FINANCIAL CORP. | $570,000 | $440,000 | -22.8% | 0.0% |
| Midwest Heritage Bank FSB | $435,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $430,000 | n/a | 0.0% | |
| NP, Inc. | $165,000 | $425,000 | 157.6% | 0.0% |
| PREMIA MORTGAGE, LLC | $730,000 | $425,000 | -41.8% | 0.0% |
| Citizens Bank of Kansas | $420,000 | n/a | 0.0% | |
| HANSCOM | $420,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $415,000 | n/a | 0.0% | |
| CREDIT UNION OF AMERICA | $410,000 | n/a | 0.0% | |
| Citizens Savings and Loan Association, FSB | $405,000 | n/a | 0.0% | |
| GOLDEN PLAINS | $985,000 | $405,000 | -58.9% | 0.0% |
| First Midwest Bank | $480,000 | $395,000 | -17.7% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $55,000 | $390,000 | 609.1% | 0.0% |
| Waterstone Mortgage Corporation | $385,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $380,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $245,000 | $380,000 | 55.1% | 0.0% |
| Neighborhood Loans, Inc. | $380,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $625,000 | $365,000 | -41.6% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $360,000 | n/a | 0.0% | |
| INLANTA MORTGAGE, INC. | $1,760,000 | $360,000 | -79.5% | 0.0% |
| BAY EQUITY LLC | $460,000 | $345,000 | -25.0% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $335,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $465,000 | $335,000 | -28.0% | 0.0% |
| Security First Bank | $335,000 | n/a | 0.0% | |
| Baxter Credit Union | $65,000 | $325,000 | 400.0% | 0.0% |
| IMPAC MORTGAGE CORP. | $325,000 | n/a | 0.0% | |
| Armed Forces Bank | $305,000 | n/a | 0.0% | |
| Union Bank and Trust Company | $95,000 | $305,000 | 221.1% | 0.0% |
| Oakstar Bank | $1,090,000 | $295,000 | -72.9% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $3,850,000 | $290,000 | -92.5% | 0.0% |
| Ameris Bank | $285,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $445,000 | $285,000 | -36.0% | 0.0% |
| Magnolia Bank | $420,000 | $285,000 | -32.1% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $265,000 | $280,000 | 5.7% | 0.0% |
| The Farmers State Bank of Westmoreland | $275,000 | n/a | 0.0% | |
| Bell Bank | $285,000 | $270,000 | -5.3% | 0.0% |
| Heritage Bank | $265,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $635,000 | $265,000 | -58.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,070,000 | $260,000 | -75.7% | 0.0% |
| Austin Capital Bank SSB | $255,000 | n/a | 0.0% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $255,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $215,000 | $250,000 | 16.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $250,000 | n/a | 0.0% | |
| Think Mutual Bank | $250,000 | n/a | 0.0% | |
| Mabrey Bank | $245,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $245,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $245,000 | n/a | 0.0% | |
| Members Mortgage Services, L.L.C. | $410,000 | $235,000 | -42.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $500,000 | $235,000 | -53.0% | 0.0% |
| Hawthorn Bank | $225,000 | n/a | 0.0% | |
| HOME BANK AND TRUST COMPANY | $135,000 | $225,000 | 66.7% | 0.0% |
| LOANPAL, LLC | $225,000 | n/a | 0.0% | |
| Northpointe Bank | $225,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $320,000 | $225,000 | -29.7% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $215,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $155,000 | $205,000 | 32.3% | 0.0% |
| Five Points Bank | $205,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $205,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $195,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| BancFirst | $185,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS LLC | $185,000 | n/a | 0.0% | |
| First Horizon Bank | $175,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $495,000 | $175,000 | -64.6% | 0.0% |
| TIAA, FSB | $1,020,000 | $170,000 | -83.3% | 0.0% |
| ENCORE BANK | $165,000 | n/a | 0.0% | |
| Pinnacle Bank | $165,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $165,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $165,000 | n/a | 0.0% | |
| CELEBRITY HOME LOANS, LLC | $500,000 | $155,000 | -69.0% | 0.0% |
| CrossFirst Bank | $810,000 | $155,000 | -80.9% | 0.0% |
| West Gate Bank | $765,000 | $155,000 | -79.7% | 0.0% |
| Bankers Trust Company | $145,000 | n/a | 0.0% | |
| KANZA Bank | $145,000 | $145,000 | 0.0% | 0.0% |
| Marine Bank | $145,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $410,000 | $145,000 | -64.6% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $145,000 | n/a | 0.0% | |
| UNITED CONSUMERS CREDIT UNION | $145,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $240,000 | $135,000 | -43.8% | 0.0% |
| First-Citizens Bank & Trust Company | $125,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $185,000 | $125,000 | -32.4% | 0.0% |
| AMERICAN ADVISORS GROUP | $170,000 | $120,000 | -29.4% | 0.0% |
| Bank of the West | $900,000 | $110,000 | -87.8% | 0.0% |
| ALLIANT CREDIT UNION | $105,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $35,000 | $105,000 | 200.0% | 0.0% |
| ANB Bank | $1,300,000 | $85,000 | -93.5% | 0.0% |
| CIS Financial Services, Inc. | $65,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $55,000 | n/a | 0.0% | |
| The Union State Bank | $125,000 | $55,000 | -56.0% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| FRONTIER COMMUNITY CREDIT UNION | $570,000 | $15,000 | -97.4% | 0.0% |
LAWRENCE's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 10.4% market share. In second place, with 9.6%, is Mid-America Bank, having originated $97,770,000 in loans. In third place, with 8.1%, is Truity Federal Credit Union, having originated $82,410,000 in loans. In fourth place, with 5.6%, is Capitol Federal Savings Bank, having originated $57,630,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $54,065,000 in loans.
LAWRENCE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LAWRENCE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $289,900 (28.9%) | $345,089 (5.5%) | 0.00 | 219 |
| 2018-02-01 | $304,250 (26.8%) | $347,935 (4.0%) | 0.00 | 210 |
| 2018-03-01 | $299,700 (16.4%) | $354,812 (1.6%) | 0.00 | 220 |
| 2018-04-01 | $306,963 (12.9%) | $355,904 (-1.0%) | 0.00 | 235 |
| 2018-05-01 | $312,875 (5.2%) | $364,974 (0.2%) | 0.00 | 258 |
| 2018-06-01 | $295,900 (1.3%) | $350,546 (-0.6%) | 0.00 | 300 |
| 2018-07-01 | $298,000 (1.3%) | $350,665 (-2.2%) | 0.00 | 340 |
| 2018-08-01 | $278,900 (-1.3%) | $337,867 (-3.1%) | 0.00 | 348 |
| 2018-09-01 | $279,925 (0.2%) | $340,954 (1.0%) | 0.00 | 343 |
| 2018-10-01 | $282,475 (1.2%) | $338,556 (1.6%) | 0.00 | 326 |
| 2018-11-01 | $279,925 (-2.5%) | $333,430 (-0.9%) | 0.00 | 324 |
| 2018-12-01 | $284,450 (0.7%) | $337,646 (0.7%) | 0.00 | 287 |
| 2019-01-01 | $300,000 (3.5%) | $339,354 (-1.7%) | 0.00 | 252 |
| 2019-02-01 | $318,900 (4.8%) | $339,542 (-2.4%) | 0.00 | 240 |
| 2019-03-01 | $315,614 (5.3%) | $338,674 (-4.6%) | 0.00 | 268 |
| 2019-04-01 | $310,614 (1.2%) | $339,915 (-4.5%) | 0.00 | 296 |
| 2019-05-01 | $317,450 (1.5%) | $359,018 (-1.6%) | 0.00 | 299 |
| 2019-06-01 | $314,900 (6.4%) | $351,277 (0.2%) | 0.00 | 333 |
| 2019-07-01 | $299,924 (0.7%) | $350,612 (0.0%) | 0.00 | 347 |
| 2019-08-01 | $299,000 (7.2%) | $349,978 (3.6%) | 0.00 | 343 |
| 2019-09-01 | $299,000 (6.8%) | $352,743 (3.5%) | 0.00 | 343 |
| 2019-10-01 | $299,000 (5.9%) | $352,515 (4.1%) | 0.00 | 346 |
| 2019-11-01 | $299,900 (7.1%) | $356,531 (6.9%) | 0.00 | 335 |
| 2019-12-01 | $307,300 (8.0%) | $361,235 (7.0%) | 0.00 | 275 |
| 2020-01-01 | $312,400 (4.1%) | $366,565 (8.0%) | 0.00 | 245 |
| 2020-02-01 | $317,000 (-0.6%) | $375,742 (10.7%) | 0.00 | 246 |
| 2020-03-01 | $322,450 (2.2%) | $377,637 (11.5%) | 0.00 | 257 |
| 2020-04-01 | $326,975 (5.3%) | $374,204 (10.1%) | 0.00 | 259 |
| 2020-05-01 | $329,900 (3.9%) | $378,545 (5.4%) | 0.00 | 249 |
| 2020-06-01 | $322,900 (2.5%) | $392,231 (11.7%) | 0.00 | 212 |
| 2020-07-01 | $325,175 (8.4%) | $401,160 (14.4%) | 0.00 | 185 |
| 2020-08-01 | $308,000 (3.0%) | $382,614 (9.3%) | 0.00 | 175 |
| 2020-09-01 | $289,925 (-3.0%) | $362,219 (2.7%) | 0.00 | 176 |
| 2020-10-01 | $300,000 (0.3%) | $379,948 (7.8%) | 0.00 | 164 |
| 2020-11-01 | $299,950 (0.0%) | $383,591 (7.6%) | 0.00 | 139 |
| 2020-12-01 | $288,700 (-6.1%) | $385,931 (6.8%) | 0.00 | 110 |
| 2021-01-01 | $299,900 (-4.0%) | $382,786 (4.4%) | 0.00 | 89 |
| 2021-02-01 | $324,000 (2.2%) | $402,219 (7.1%) | 0.00 | 74 |
| 2021-03-01 | $287,000 (-11.0%) | $366,935 (-2.8%) | 0.00 | 71 |
| 2021-04-01 | $301,950 (-7.7%) | $372,630 (-0.4%) | 0.00 | 81 |
| 2021-05-01 | $299,925 (-9.1%) | $371,751 (-1.8%) | 0.00 | 85 |
| 2021-06-01 | $304,975 (-5.6%) | $363,954 (-7.2%) | 0.00 | 95 |
| 2021-07-01 | $306,950 (-5.6%) | $366,950 (-8.5%) | 0.00 | 123 |
| 2021-08-01 | $309,963 (0.6%) | $356,178 (-6.9%) | 0.00 | 143 |
| 2021-09-01 | $329,925 (13.8%) | $358,238 (-1.1%) | 0.00 | 128 |
| 2021-10-01 | $342,450 (14.2%) | $372,969 (-1.8%) | 0.00 | 135 |
| 2021-11-01 | $351,425 (17.2%) | $378,878 (-1.2%) | 0.00 | 98 |
| 2021-12-01 | $371,950 (28.8%) | $397,007 (2.9%) | 0.00 | 85 |
| 2022-01-01 | $385,000 (28.4%) | $460,368 (20.3%) | 0.00 | 71 |
| 2022-02-01 | $402,725 (24.3%) | $469,367 (16.7%) | 0.00 | 83 |
| 2022-03-01 | $392,500 (36.8%) | $445,117 (21.3%) | 0.00 | 89 |
| 2022-04-01 | $369,000 (22.2%) | $447,970 (20.2%) | 0.00 | 96 |
| 2022-05-01 | $371,150 (23.8%) | $441,490 (18.8%) | 0.00 | 103 |
| 2022-06-01 | $368,225 (20.7%) | $431,828 (18.7%) | 0.00 | 123 |
| 2022-07-01 | $369,950 (20.5%) | $433,539 (18.2%) | 0.00 | 168 |
| 2022-08-01 | $351,200 (13.3%) | $423,978 (19.0%) | 0.00 | 166 |
| 2022-09-01 | $347,250 (5.3%) | $446,214 (24.6%) | 0.00 | 145 |
| 2022-10-01 | $345,000 (0.7%) | $441,049 (18.3%) | 0.00 | 161 |
| 2022-11-01 | $347,500 (-1.1%) | $437,367 (15.4%) | 0.00 | 145 |
| 2022-12-01 | $350,000 (-5.9%) | $433,599 (9.2%) | 0.00 | 136 |
| 2023-01-01 | $384,950 (0.0%) | $469,412 (2.0%) | 0.00 | 117 |
| 2023-02-01 | $434,900 (8.0%) | $499,840 (6.5%) | 0.00 | 107 |
LAWRENCE's median listing price for 2023-02-01 was $434,900, a difference of
$32,175
(8.0%) versus the prior year and
$49,950 versus the prior month.
LAWRENCE's median listing price comes in at 0% of the national average.
LAWRENCE's average listing price for 2023-02-01 was $499,840, a difference of $30,473 (6.5%) versus the prior year and $30,428 versus the prior month.
For the 2023-02-01 period, LAWRENCE had 107 MLS listings, a difference of -10 listings (-9%) versus the prior month and 24 listings (29%) versus the prior year.
LAWRENCE's median listing price comes in at 0% of the national average.
LAWRENCE's average listing price for 2023-02-01 was $499,840, a difference of $30,473 (6.5%) versus the prior year and $30,428 versus the prior month.
For the 2023-02-01 period, LAWRENCE had 107 MLS listings, a difference of -10 listings (-9%) versus the prior month and 24 listings (29%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LAWRENCE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,170 sqft |
| 2018-02-01 | 0 days | 2,257 sqft |
| 2018-03-01 | 0 days | 2,467 sqft |
| 2018-04-01 | 0 days | 2,470 sqft |
| 2018-05-01 | 0 days | 2,461 sqft |
| 2018-06-01 | 0 days | 2,472 sqft |
| 2018-07-01 | 0 days | 2,411 sqft |
| 2018-08-01 | 0 days | 2,188 sqft |
| 2018-09-01 | 0 days | 2,167 sqft |
| 2018-10-01 | 0 days | 2,156 sqft |
| 2018-11-01 | 0 days | 2,138 sqft |
| 2018-12-01 | 0 days | 2,225 sqft |
| 2019-01-01 | 0 days | 2,301 sqft |
| 2019-02-01 | 0 days | 2,278 sqft |
| 2019-03-01 | 0 days | 2,314 sqft |
| 2019-04-01 | 0 days | 2,357 sqft |
| 2019-05-01 | 0 days | 2,470 sqft |
| 2019-06-01 | 0 days | 2,390 sqft |
| 2019-07-01 | 0 days | 2,285 sqft |
| 2019-08-01 | 0 days | 2,284 sqft |
| 2019-09-01 | 0 days | 2,309 sqft |
| 2019-10-01 | 0 days | 2,326 sqft |
| 2019-11-01 | 0 days | 2,328 sqft |
| 2019-12-01 | 0 days | 2,244 sqft |
| 2020-01-01 | 0 days | 2,251 sqft |
| 2020-02-01 | 0 days | 2,255 sqft |
| 2020-03-01 | 0 days | 2,296 sqft |
| 2020-04-01 | 0 days | 2,298 sqft |
| 2020-05-01 | 0 days | 2,350 sqft |
| 2020-06-01 | 0 days | 2,274 sqft |
| 2020-07-01 | 0 days | 2,292 sqft |
| 2020-08-01 | 0 days | 2,123 sqft |
| 2020-09-01 | 0 days | 1,975 sqft |
| 2020-10-01 | 0 days | 2,046 sqft |
| 2020-11-01 | 0 days | 1,998 sqft |
| 2020-12-01 | 0 days | 1,964 sqft |
| 2021-01-01 | 0 days | 1,864 sqft |
| 2021-02-01 | 0 days | 1,885 sqft |
| 2021-03-01 | 0 days | 1,842 sqft |
| 2021-04-01 | 0 days | 1,990 sqft |
| 2021-05-01 | 0 days | 1,965 sqft |
| 2021-06-01 | 0 days | 1,873 sqft |
| 2021-07-01 | 0 days | 1,975 sqft |
| 2021-08-01 | 0 days | 1,873 sqft |
| 2021-09-01 | 0 days | 1,905 sqft |
| 2021-10-01 | 0 days | 1,915 sqft |
| 2021-11-01 | 0 days | 1,903 sqft |
| 2021-12-01 | 0 days | 2,022 sqft |
| 2022-01-01 | 0 days | 2,016 sqft |
| 2022-02-01 | 0 days | 2,072 sqft |
| 2022-03-01 | 0 days | 1,964 sqft |
| 2022-04-01 | 0 days | 1,920 sqft |
| 2022-05-01 | 0 days | 1,939 sqft |
| 2022-06-01 | 0 days | 2,001 sqft |
| 2022-07-01 | 0 days | 2,105 sqft |
| 2022-08-01 | 0 days | 2,061 sqft |
| 2022-09-01 | 0 days | 2,033 sqft |
| 2022-10-01 | 0 days | 2,040 sqft |
| 2022-11-01 | 0 days | 2,029 sqft |
| 2022-12-01 | 0 days | 2,000 sqft |
| 2023-01-01 | 0 days | 2,202 sqft |
| 2023-02-01 | 0 days | 2,226 sqft |
LAWRENCE's median listing age (time on market) for 2023-02-01 was 0 days.
LAWRENCE's median square footage for active listings during the 2023-02-01 period was 2,226 sqft. One year prior, the average listing was 2,072 sqft.
LAWRENCE's median square footage for active listings during the 2023-02-01 period was 2,226 sqft. One year prior, the average listing was 2,072 sqft.
LAWRENCE, KS Average Rent (2022)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 66006 | Lawrence, KS | $740 | $800 | $990 | $1,410 | $1,650 |
| 66021 | Lawrence, KS | $760 | $870 | $1,030 | $1,370 | $1,570 |
| 66025 | Lawrence, KS | $810 | $870 | $1,080 | $1,530 | $1,800 |
| 66044 | Lawrence, KS | $670 | $780 | $920 | $1,260 | $1,490 |
| 66045 | Lawrence, KS | $680 | $730 | $900 | $1,280 | $1,500 |
| 66046 | Lawrence, KS | $650 | $690 | $860 | $1,230 | $1,490 |
| 66047 | Lawrence, KS | $760 | $810 | $1,010 | $1,430 | $1,690 |
| 66049 | Lawrence, KS | $780 | $840 | $1,040 | $1,480 | $1,740 |
| 66050 | Lawrence, KS | $680 | $730 | $910 | $1,290 | $1,520 |
| 66092 | Lawrence, KS | $660 | $780 | $920 | $1,230 | $1,490 |
| 66409 | Lawrence, KS | $650 | $690 | $880 | $1,230 | $1,490 |
| 66524 | Lawrence, KS | $650 | $690 | $860 | $1,230 | $1,490 |
| 66542 | Lawrence, KS | $650 | $690 | $860 | $1,230 | $1,490 |
2022 Average & Median Rent Data Statistics
LAWRENCE, KS average 1BR rent: $767, median: $780
LAWRENCE, KS average 2BR rent: $943, median: $920
LAWRENCE, KS average 3BR rent: $1,323, median: $1,280
LAWRENCE, KS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,825 | $461,035,000 | $252,622 |
| Refi | 1,642 | $354,750,000 | $216,048 |
| Cash Out Refi | 878 | $187,420,000 | $213,462 |
| Home Improvement | 127 | $8,935,000 | $70,354 |
| Other | 107 | $10,535,000 | $98,458 |
Lawrence's most frequently cited loan purpose was Home Purchase, with 1,825 originations. The 2nd most popular reason was Refi, with 1,642 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,807 | $418,135,000 | $231,397 |
| 3-4% | 1,505 | $341,545,000 | $226,940 |
| <2.5% | 773 | $168,805,000 | $218,376 |
| 4-5% | 234 | $41,850,000 | $178,846 |
| 5-6% | 31 | $2,315,000 | $74,677 |
| 7-8% | 28 | $970,000 | $34,643 |
| 6-7% | 6 | $1,110,000 | $185,000 |
| Over 8% | 6 | $310,000 | $51,667 |
During 2021, Lawrence's most frequently originated rate bucket was 2.5-3%, with 1,807 originations.
Loan Sizing (LAWRENCE, KS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,857 | $281,525,000 | $151,602 |
| $200k-400k | 1,810 | $487,170,000 | $269,155 |
| $100,000 or less | 540 | $34,040,000 | $63,037 |
| $400k-600k | 312 | $147,260,000 | $471,987 |
| $600k-1000k | 41 | $30,515,000 | $744,268 |
| $Over $1MM | 19 | $42,165,000 | $2,219,211 |
LAWRENCE's loan sizing saw the bucket of loans from $100k-200k with 1,857 originations, totaling $281,525,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,750 | $425,970,000 | $243,411 |
| 80-100% | 1,436 | $364,720,000 | $253,983 |
| 40-60% | 639 | $116,355,000 | $182,089 |
| 20-40% | 238 | $28,650,000 | $120,378 |
| Under 20% | 171 | $7,145,000 | $41,784 |
| Over 100% | 32 | $11,000,000 | $343,750 |
LAWRENCE's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,750 originations, totaling $425,970,000 in origination value.