LAWRENCE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lawrence averaged
6.89%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.73% and
one month ago for the week of 2023-08-10, the
average rate was 6.87%.
Lawrence's average rate one year ago was 5.8%.
For refis of the same type during the week of 2023-09-14, the average rate
was 6.79%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
Lawrence 30 Year Fixed Rate | 2023-09-14 | 6.89% |
Lawrence 30 Year Fixed Rate Refi | 2023-09-14 | 6.79% |
Lawrence 15 Year Fixed Rate | 2023-09-14 | 6.66% |
Lawrence 15 Year Fixed Rate Refi | 2023-09-14 | 6.71% |
Lawrence 30 Year FHA | 2023-09-14 | 6.49% |
Lawrence 30 Year FHA Refi | 2023-09-14 | 7.09% |
Lawrence 30 Year USDA | 2023-09-14 | 7.08% |
Lawrence 30 Year USDA Refi | 2023-09-14 | 6.78% |
Lawrence 30 Year VA | 2023-09-14 | 6.51% |
Lawrence 30 Year VA Refi | 2023-09-14 | 6.81% |
LAWRENCE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAWRENCE, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LAWRENCE Average Closing Costs & Other Stats
LAWRENCE, KS's 130 lenders originated 2,568
loans during 2022. The total origination value was $630,870,000, with an average loan value of
$245,666.
LAWRENCE's average closing costs are $3,225.
The top LAWRENCE lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with
190 loans originated. Their average total fees are
$2,642, which is $164
higher than the next largest lender,
Mid-America Bank.
The lowest fee LAWRENCE lenders (with over 10 loans originated) are
Truity Federal Credit Union ($1,854), Landmark National Bank ($2,005), Capitol Federal Savings Bank ($2,300), Truist ($2,312) and MAINSTREET FEDERAL CREDIT UNION ($2,401).
The lowest rate LAWRENCE lenders (with over 10 loans originated) are
Sunflower Bank (4.10%), Flagstar Bank, FSB (4.23%), Bank of America (4.42%), Truist (4.48%) and Capitol Federal Savings Bank (4.57%).
LAWRENCE, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $106,090,000 | $65,885,000 | -37.9% | 10.4% |
Mid-America Bank | $97,770,000 | $65,305,000 | -33.2% | 10.4% |
Capitol Federal Savings Bank | $57,630,000 | $48,175,000 | -16.4% | 7.6% |
NBH Bank | $52,185,000 | $34,120,000 | -34.6% | 5.4% |
Truity Federal Credit Union | $82,410,000 | $28,495,000 | -65.4% | 4.5% |
Emprise Bank | $4,095,000 | $25,285,000 | 517.5% | 4.0% |
QUICKEN LOANS, LLC | $54,065,000 | $21,595,000 | -60.1% | 3.4% |
Landmark National Bank | $25,135,000 | $15,430,000 | -38.6% | 2.4% |
Sunflower Bank | $11,395,000 | $13,200,000 | 15.8% | 2.1% |
U.S. Bank | $22,665,000 | $13,070,000 | -42.3% | 2.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $19,555,000 | $12,385,000 | -36.7% | 2.0% |
Great American Bank | $6,160,000 | $12,340,000 | 100.3% | 2.0% |
RCB Bank | $25,820,000 | $12,210,000 | -52.7% | 1.9% |
The Central Trust Bank | $10,375,000 | $11,980,000 | 15.5% | 1.9% |
Silver Lake Bank | $6,915,000 | $11,105,000 | 60.6% | 1.8% |
MOVEMENT MORTGAGE, LLC | $18,665,000 | $10,630,000 | -43.0% | 1.7% |
Truist | $11,275,000 | $8,365,000 | -25.8% | 1.3% |
First State Bank and Trust | $17,960,000 | $8,160,000 | -54.6% | 1.3% |
COMMUNITYAMERICA | $7,920,000 | $7,655,000 | -3.3% | 1.2% |
MERITRUST Federal Credit Union | $9,715,000 | $6,375,000 | -34.4% | 1.0% |
Envista Credit Union | $8,060,000 | $5,905,000 | -26.7% | 0.9% |
LIMA ONE CAPITAL, LLC | $5,715,000 | n/a | 0.9% | |
Commerce Bank | $10,395,000 | $5,610,000 | -46.0% | 0.9% |
Bank of America | $6,290,000 | $5,225,000 | -16.9% | 0.8% |
UNITED WHOLESALE MORTGAGE, LLC | $3,245,000 | $5,170,000 | 59.3% | 0.8% |
Mortgage Research Center, LLC | $5,190,000 | $4,805,000 | -7.4% | 0.8% |
Wells Fargo Bank | $12,415,000 | $4,455,000 | -64.1% | 0.7% |
Flagstar Bank, FSB | $18,270,000 | $4,140,000 | -77.3% | 0.7% |
First State Bank of St. Charles, Missouri | $4,830,000 | $4,105,000 | -15.0% | 0.7% |
UMB Bank | $1,115,000 | $4,055,000 | 263.7% | 0.6% |
Citizens Bank | $7,165,000 | $3,745,000 | -47.7% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $8,855,000 | $3,665,000 | -58.6% | 0.6% |
Central National Bank | $10,410,000 | $3,545,000 | -65.9% | 0.6% |
Arvest Bank | $7,585,000 | $3,455,000 | -54.4% | 0.5% |
Prosperity Home Mortgage, LLC | $3,315,000 | $3,410,000 | 2.9% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $9,945,000 | $3,390,000 | -65.9% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $18,410,000 | $3,355,000 | -81.8% | 0.5% |
MAINSTREET FEDERAL CREDIT UNION | $3,785,000 | $3,185,000 | -15.9% | 0.5% |
NAVY FEDERAL CREDIT UNION | $3,670,000 | $3,160,000 | -13.9% | 0.5% |
Fidelity Bank | $3,350,000 | $2,970,000 | -11.3% | 0.5% |
First Interstate Bank | $2,970,000 | n/a | 0.5% | |
Community National Bank | $715,000 | $2,920,000 | 308.4% | 0.5% |
Farm Credit Mid-America, ACA | $3,580,000 | $2,915,000 | -18.6% | 0.5% |
JPMorgan Chase Bank | $3,635,000 | $2,830,000 | -22.1% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $7,810,000 | $2,815,000 | -64.0% | 0.4% |
LOANDEPOT.COM, LLC | $10,925,000 | $2,590,000 | -76.3% | 0.4% |
GUILD MORTGAGE COMPANY | $4,035,000 | $2,490,000 | -38.3% | 0.4% |
North American Savings Bank, F.S.B. | $3,050,000 | $2,460,000 | -19.3% | 0.4% |
LEADERONE FINANCIAL CORPORATION | $3,590,000 | $2,420,000 | -32.6% | 0.4% |
UNION HOME MORTGAGE CORP. | $3,170,000 | $2,200,000 | -30.6% | 0.3% |
FLAT BRANCH MORTGAGE, INC. | $6,440,000 | $2,175,000 | -66.2% | 0.3% |
Azura Credit Union | $470,000 | $2,060,000 | 338.3% | 0.3% |
CoreFirst Bank & Trust | $1,375,000 | $1,970,000 | 43.3% | 0.3% |
Mutual Savings Association | $1,570,000 | $1,960,000 | 24.8% | 0.3% |
CROSSCOUNTRY MORTGAGE, LLC | $1,960,000 | $1,755,000 | -10.5% | 0.3% |
Intrust Bank | $2,880,000 | $1,700,000 | -41.0% | 0.3% |
Farmers Bank & Trust | $4,750,000 | $1,630,000 | -65.7% | 0.3% |
COMMUNITY MORTGAGE, LLC | $5,395,000 | $1,560,000 | -71.1% | 0.2% |
KS StateBank | $2,045,000 | $1,545,000 | -24.4% | 0.2% |
Ally Bank | $1,540,000 | $1,535,000 | -0.3% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $705,000 | $1,520,000 | 115.6% | 0.2% |
Armed Forces Bank | $305,000 | $1,490,000 | 388.5% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $9,100,000 | $1,450,000 | -84.1% | 0.2% |
USAA Federal Savings Bank | $3,645,000 | $1,435,000 | -60.6% | 0.2% |
Union Bank and Trust Company | $305,000 | $1,420,000 | 365.6% | 0.2% |
Plains Commerce Bank | $1,645,000 | $1,350,000 | -17.9% | 0.2% |
Bank of Blue Valley | $510,000 | $1,340,000 | 162.7% | 0.2% |
AMERICAN FINANCING CORPORATION | $600,000 | $1,330,000 | 121.7% | 0.2% |
BancorpSouth Bank | $1,315,000 | n/a | 0.2% | |
Equity Bank | $1,930,000 | $1,300,000 | -32.6% | 0.2% |
Bell Bank | $270,000 | $1,290,000 | 377.8% | 0.2% |
Community First National Bank | $510,000 | $1,260,000 | 147.1% | 0.2% |
PNC Bank | $650,000 | $1,255,000 | 93.1% | 0.2% |
HOME POINT FINANCIAL CORPORATION | $5,525,000 | $1,185,000 | -78.6% | 0.2% |
CALIBER HOME LOANS, INC. | $2,525,000 | $1,130,000 | -55.2% | 0.2% |
FINANCE OF AMERICA MORTGAGE LLC | $2,175,000 | $1,105,000 | -49.2% | 0.2% |
Kaw Valley Bank | $1,130,000 | $1,045,000 | -7.5% | 0.2% |
NBKC BANK | $3,310,000 | $1,020,000 | -69.2% | 0.2% |
Servion, Inc. | $525,000 | $1,020,000 | 94.3% | 0.2% |
CMG MORTGAGE, INC. | $560,000 | $1,010,000 | 80.4% | 0.2% |
The Huntington National Bank | $1,000,000 | n/a | 0.2% | |
Core Bank | $7,015,000 | $995,000 | -85.8% | 0.2% |
HEARTLAND CREDIT UNION | $730,000 | $985,000 | 34.9% | 0.2% |
SUMMIT FUNDING, INC. | $955,000 | n/a | 0.2% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $2,395,000 | $925,000 | -61.4% | 0.1% |
BROKER SOLUTIONS, INC. | $1,955,000 | $905,000 | -53.7% | 0.1% |
Citibank | $590,000 | $895,000 | 51.7% | 0.1% |
BMO Harris Bank | $695,000 | $855,000 | 23.0% | 0.1% |
The Federal Savings Bank | $1,995,000 | $810,000 | -59.4% | 0.1% |
JLB CORPORATION | $2,050,000 | $795,000 | -61.2% | 0.1% |
First Federal Savings and Loan Bank | $780,000 | n/a | 0.1% | |
BOKF | $680,000 | $725,000 | 6.6% | 0.1% |
VisionBank | $2,065,000 | $715,000 | -65.4% | 0.1% |
Bank of the West | $110,000 | $710,000 | 545.5% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $1,325,000 | $690,000 | -47.9% | 0.1% |
The Union State Bank of Everest | $580,000 | $660,000 | 13.8% | 0.1% |
PEOPLES STATE BANK | $650,000 | n/a | 0.1% | |
SUCCESS MORTGAGE PARTNERS, INC. | $215,000 | $650,000 | 202.3% | 0.1% |
BNC National Bank | $660,000 | $600,000 | -9.1% | 0.1% |
PHH Mortgage Corporation | $125,000 | $590,000 | 372.0% | 0.1% |
GUARANTEED RATE, INC. | $1,935,000 | $580,000 | -70.0% | 0.1% |
PREMIA MORTGAGE, LLC | $425,000 | $580,000 | 36.5% | 0.1% |
Carrington Mortgage Services, LLC | $1,105,000 | $570,000 | -48.4% | 0.1% |
CrossFirst Bank | $155,000 | $570,000 | 267.7% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $235,000 | $570,000 | 142.6% | 0.1% |
THRIVE MORTGAGE, LLC | $1,065,000 | $570,000 | -46.5% | 0.1% |
West Gate Bank | $155,000 | $515,000 | 232.3% | 0.1% |
ESB Financial | $550,000 | $485,000 | -11.8% | 0.1% |
MEGASTAR FINANCIAL CORP. | $440,000 | $470,000 | 6.8% | 0.1% |
MID AMERICAN | $935,000 | $465,000 | -50.3% | 0.1% |
First Federal Bank of Kansas City | $1,400,000 | $460,000 | -67.1% | 0.1% |
BETTER MORTGAGE CORPORATION | $10,790,000 | $440,000 | -95.9% | 0.1% |
Labette Bank | $435,000 | n/a | 0.1% | |
RED DIAMOND HOME LOANS, LLC | $425,000 | n/a | 0.1% | |
First National Bank of Omaha | $1,435,000 | $420,000 | -70.7% | 0.1% |
Financial Funding Solutions, Inc. | $415,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $985,000 | $415,000 | -57.9% | 0.1% |
Academy Bank | $2,105,000 | $410,000 | -80.5% | 0.1% |
RESIDENTIAL BANCORP. | $165,000 | $405,000 | 145.5% | 0.1% |
First Federal Bank | $560,000 | $385,000 | -31.3% | 0.1% |
CHERRY CREEK MORTGAGE, LLC | $375,000 | n/a | 0.1% | |
T2 FINANCIAL LLC | $370,000 | n/a | 0.1% | |
Bankers Trust Company | $145,000 | $365,000 | 151.7% | 0.1% |
Wyndham Capital Mortgage, Inc. | $1,800,000 | $365,000 | -79.7% | 0.1% |
SM Federal Credit Union | $355,000 | n/a | 0.1% | |
United Fidelity Funding Corp. | $1,195,000 | $355,000 | -70.3% | 0.1% |
HOMESPIRE MORTGAGE CORPORATION | $345,000 | n/a | 0.1% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $265,000 | $345,000 | 30.2% | 0.1% |
Mazuma Credit Union | $1,110,000 | $340,000 | -69.4% | 0.1% |
Mortgage Investment Services Corporation | $1,345,000 | $340,000 | -74.7% | 0.1% |
Colonial Savings, F.A. | $860,000 | $335,000 | -61.0% | 0.1% |
Ixonia Bank | $975,000 | $335,000 | -65.6% | 0.1% |
DELMAR FINANCIAL COMPANY | $2,640,000 | $315,000 | -88.1% | 0.0% |
HOMESIDE FINANCIAL, LLC | $545,000 | $315,000 | -42.2% | 0.0% |
Great Southern Bank | $520,000 | $305,000 | -41.3% | 0.0% |
Midwest Mortgage Associates Corporation | $305,000 | n/a | 0.0% | |
CHURCHILL MORTGAGE CORPORATION | $575,000 | $300,000 | -47.8% | 0.0% |
CREDIT UNION OF AMERICA | $410,000 | $295,000 | -28.0% | 0.0% |
Midwest Heritage Bank FSB | $435,000 | $295,000 | -32.2% | 0.0% |
Peoples Bank | $295,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $390,000 | $290,000 | -25.6% | 0.0% |
First Home Bank | $955,000 | $285,000 | -70.2% | 0.0% |
MID AMERICA MORTGAGE, INC. | $715,000 | $285,000 | -60.1% | 0.0% |
Nations Lending Corporation | $1,320,000 | $275,000 | -79.2% | 0.0% |
EVERETT FINANCIAL, INC. | $265,000 | n/a | 0.0% | |
SOFI LENDING CORP. | $470,000 | $265,000 | -43.6% | 0.0% |
FRONTIER COMMUNITY CREDIT UNION | $15,000 | $260,000 | 1,633.3% | 0.0% |
ADVANCIAL | $255,000 | n/a | 0.0% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $250,000 | $255,000 | 2.0% | 0.0% |
Barrington Bank & Trust Company, N.A. | $900,000 | $255,000 | -71.7% | 0.0% |
Notre Dame Federal Credit Union Corporation | $255,000 | n/a | 0.0% | |
The Home Loan Expert LLC | $430,000 | $255,000 | -40.7% | 0.0% |
Bank of the Flint Hills | $245,000 | n/a | 0.0% | |
OPEN MORTGAGE, LLC | $635,000 | $245,000 | -61.4% | 0.0% |
Regent Financial Group, Inc. | $475,000 | $245,000 | -48.4% | 0.0% |
The Bennington State Bank | $730,000 | $235,000 | -67.8% | 0.0% |
Oakstar Bank | $295,000 | $230,000 | -22.0% | 0.0% |
Discover Bank | $670,000 | $225,000 | -66.4% | 0.0% |
NETWORK CAPITAL FUNDING CORPORATION | $225,000 | n/a | 0.0% | |
Northpointe Bank | $225,000 | $225,000 | 0.0% | 0.0% |
Exchange Bank & Trust | $220,000 | n/a | 0.0% | |
Congressional Bank | $215,000 | n/a | 0.0% | |
Baxter Credit Union | $325,000 | $205,000 | -36.9% | 0.0% |
BTC BANK | $205,000 | n/a | 0.0% | |
Frontier Bank | $205,000 | n/a | 0.0% | |
Morgan Stanley Private Bank | $205,000 | n/a | 0.0% | |
Chicago Mortgage Solutions LLC | $1,260,000 | $200,000 | -84.1% | 0.0% |
NEWREZ LLC | $3,315,000 | $200,000 | -94.0% | 0.0% |
Figure Lending LLC | $195,000 | n/a | 0.0% | |
First Bank | $2,075,000 | $185,000 | -91.1% | 0.0% |
OAKTREE FUNDING CORP. | $185,000 | n/a | 0.0% | |
Strong Home Mortgage, LLC | $185,000 | n/a | 0.0% | |
American Mortgage & Equity Consultants, Inc. | $335,000 | $175,000 | -47.8% | 0.0% |
BAY EQUITY LLC | $345,000 | $175,000 | -49.3% | 0.0% |
CITIZENS EQUITY FIRST | $175,000 | n/a | 0.0% | |
First Internet Bank of Indiana | $175,000 | n/a | 0.0% | |
First Option Bank | $565,000 | $175,000 | -69.0% | 0.0% |
First United Bank and Trust Company | $175,000 | n/a | 0.0% | |
Stifel Bank and Trust | $365,000 | $175,000 | -52.1% | 0.0% |
ACADEMY MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
Arbor Bank | $165,000 | n/a | 0.0% | |
ASSEMBLIES OF GOD Credit Union | $360,000 | $165,000 | -54.2% | 0.0% |
Bankers' Bank | $165,000 | n/a | 0.0% | |
Deere Employees Credit Union | $285,000 | $165,000 | -42.1% | 0.0% |
LENDINGONE, LLC | $165,000 | n/a | 0.0% | |
Magnolia Bank | $285,000 | $165,000 | -42.1% | 0.0% |
Gateway First Bank | $660,000 | $155,000 | -76.5% | 0.0% |
M&T Bank | $380,000 | $155,000 | -59.2% | 0.0% |
GENEVA FINANCIAL, LLC | $250,000 | $145,000 | -42.0% | 0.0% |
FIRST COMMUNITY MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
CRESCENT MORTGAGE COMPANY | $125,000 | n/a | 0.0% | |
JAMES B. NUTTER & COMPANY | $125,000 | n/a | 0.0% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $165,000 | $125,000 | -24.2% | 0.0% |
The Bank of Missouri | $115,000 | n/a | 0.0% | |
US MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
SPRING EQ, LLC | $105,000 | $110,000 | 4.8% | 0.0% |
ATHAS CAPITAL GROUP, INC. | $105,000 | n/a | 0.0% | |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $105,000 | n/a | 0.0% | |
Service Federal Credit Union | $105,000 | n/a | 0.0% | |
LENDINGHOME FUNDING CORPORATION | $95,000 | n/a | 0.0% | |
Neighborhood Loans, Inc. | $380,000 | $95,000 | -75.0% | 0.0% |
Lakeview Community Capital, LLC | $85,000 | n/a | 0.0% | |
GOLDEN PLAINS | $405,000 | $65,000 | -84.0% | 0.0% |
Members Mortgage Services, L.L.C. | $235,000 | $65,000 | -72.3% | 0.0% |
Centier Bank | $45,000 | n/a | 0.0% |
LAWRENCE's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 10.4% market share. In second place, with 10.4%, is Mid-America Bank, having originated $65,305,000 in loans. In third place, with 7.6%, is Capitol Federal Savings Bank, having originated $48,175,000 in loans. In fourth place, with 5.4%, is NBH Bank, having originated $34,120,000 in loans. In fifth place, with 4.5%, is Truity Federal Credit Union, having originated $28,495,000 in loans.
LAWRENCE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LAWRENCE (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $289,900 (28.9%) | $345,089 (5.5%) | 0.00 | 219 |
2018-02-01 | $304,250 (26.8%) | $347,935 (3.9%) | 0.00 | 210 |
2018-03-01 | $299,700 (16.4%) | $354,812 (1.6%) | 0.00 | 220 |
2018-04-01 | $306,963 (12.3%) | $355,904 (-1.0%) | 0.00 | 235 |
2018-05-01 | $312,875 (5.2%) | $364,974 (0.2%) | 0.00 | 258 |
2018-06-01 | $295,900 (1.3%) | $350,546 (-0.6%) | 0.00 | 300 |
2018-07-01 | $298,000 (1.3%) | $350,665 (-2.2%) | 0.00 | 340 |
2018-08-01 | $278,900 (-1.3%) | $337,867 (-3.1%) | 0.00 | 348 |
2018-09-01 | $279,925 (0.2%) | $340,954 (1.0%) | 0.00 | 343 |
2018-10-01 | $282,475 (1.2%) | $338,556 (1.6%) | 0.00 | 326 |
2018-11-01 | $279,925 (-2.5%) | $333,430 (-0.9%) | 0.00 | 324 |
2018-12-01 | $284,450 (0.7%) | $337,646 (0.7%) | 0.00 | 287 |
2019-01-01 | $300,000 (3.5%) | $339,354 (-1.7%) | 0.00 | 252 |
2019-02-01 | $318,900 (4.8%) | $339,542 (-2.4%) | 0.00 | 240 |
2019-03-01 | $313,921 (4.8%) | $338,541 (-4.6%) | 0.00 | 268 |
2019-04-01 | $306,946 (0.0%) | $339,519 (-4.6%) | 0.00 | 295 |
2019-05-01 | $317,450 (1.5%) | $359,018 (-1.6%) | 0.00 | 299 |
2019-06-01 | $314,900 (6.4%) | $351,277 (0.2%) | 0.00 | 333 |
2019-07-01 | $299,924 (0.7%) | $350,612 (0.0%) | 0.00 | 347 |
2019-08-01 | $299,000 (7.2%) | $349,978 (3.6%) | 0.00 | 343 |
2019-09-01 | $299,000 (6.8%) | $352,743 (3.5%) | 0.00 | 343 |
2019-10-01 | $299,000 (5.9%) | $352,515 (4.1%) | 0.00 | 346 |
2019-11-01 | $299,900 (7.1%) | $356,531 (6.9%) | 0.00 | 335 |
2019-12-01 | $307,300 (8.0%) | $361,235 (7.0%) | 0.00 | 275 |
2020-01-01 | $312,400 (4.1%) | $366,565 (8.0%) | 0.00 | 245 |
2020-02-01 | $317,000 (-0.6%) | $375,742 (10.7%) | 0.00 | 246 |
2020-03-01 | $322,450 (2.7%) | $377,637 (11.6%) | 0.00 | 257 |
2020-04-01 | $326,975 (6.5%) | $374,204 (10.2%) | 0.00 | 259 |
2020-05-01 | $329,900 (3.9%) | $378,545 (5.4%) | 0.00 | 249 |
2020-06-01 | $322,900 (2.5%) | $392,231 (11.7%) | 0.00 | 212 |
2020-07-01 | $325,175 (8.4%) | $401,160 (14.4%) | 0.00 | 185 |
2020-08-01 | $308,000 (3.0%) | $382,614 (9.3%) | 0.00 | 175 |
2020-09-01 | $289,925 (-3.0%) | $362,219 (2.7%) | 0.00 | 176 |
2020-10-01 | $300,000 (0.3%) | $379,948 (7.8%) | 0.00 | 164 |
2020-11-01 | $299,950 (0.0%) | $383,591 (7.6%) | 0.00 | 139 |
2020-12-01 | $288,700 (-6.1%) | $385,931 (6.8%) | 0.00 | 110 |
2021-01-01 | $299,900 (-4.0%) | $382,786 (4.4%) | 0.00 | 89 |
2021-02-01 | $324,000 (2.2%) | $402,219 (7.1%) | 0.00 | 74 |
2021-03-01 | $287,000 (-11.0%) | $366,935 (-2.8%) | 0.00 | 71 |
2021-04-01 | $301,950 (-7.7%) | $372,630 (-0.4%) | 0.00 | 81 |
2021-05-01 | $299,925 (-9.1%) | $371,751 (-1.8%) | 0.00 | 85 |
2021-06-01 | $304,975 (-5.6%) | $363,954 (-7.2%) | 0.00 | 95 |
2021-07-01 | $306,950 (-5.6%) | $366,950 (-8.5%) | 0.00 | 123 |
2021-08-01 | $309,963 (0.6%) | $356,178 (-6.9%) | 0.00 | 143 |
2021-09-01 | $329,925 (13.8%) | $358,238 (-1.1%) | 0.00 | 128 |
2021-10-01 | $342,450 (14.2%) | $372,969 (-1.8%) | 0.00 | 135 |
2021-11-01 | $351,425 (17.2%) | $378,878 (-1.2%) | 0.00 | 98 |
2021-12-01 | $371,950 (28.8%) | $397,007 (2.9%) | 0.00 | 85 |
2022-01-01 | $385,000 (28.4%) | $460,368 (20.3%) | 0.00 | 71 |
2022-02-01 | $402,725 (24.3%) | $469,367 (16.7%) | 0.00 | 83 |
2022-03-01 | $392,500 (36.8%) | $445,117 (21.3%) | 0.00 | 89 |
2022-04-01 | $369,000 (22.2%) | $447,970 (20.2%) | 0.00 | 96 |
2022-05-01 | $371,150 (23.8%) | $441,490 (18.8%) | 0.00 | 103 |
2022-06-01 | $368,225 (20.7%) | $431,828 (18.7%) | 0.00 | 123 |
2022-07-01 | $369,950 (20.5%) | $433,539 (18.2%) | 0.00 | 168 |
2022-08-01 | $351,200 (13.3%) | $423,978 (19.0%) | 0.00 | 166 |
2022-09-01 | $347,250 (5.3%) | $446,214 (24.6%) | 0.00 | 145 |
2022-10-01 | $345,000 (0.7%) | $441,049 (18.3%) | 0.00 | 161 |
2022-11-01 | $347,500 (-1.1%) | $437,367 (15.4%) | 0.00 | 145 |
2022-12-01 | $350,000 (-5.9%) | $433,599 (9.2%) | 0.00 | 136 |
2023-01-01 | $384,950 (0.0%) | $469,412 (2.0%) | 0.00 | 117 |
2023-02-01 | $434,900 (8.0%) | $499,840 (6.5%) | 0.00 | 107 |
2023-03-01 | $442,450 (12.7%) | $520,053 (16.8%) | 0.00 | 108 |
2023-04-01 | $429,900 (16.5%) | $518,398 (15.7%) | 0.00 | 123 |
2023-05-01 | $407,000 (9.7%) | $487,604 (10.5%) | 0.00 | 128 |
2023-06-01 | $402,425 (9.3%) | $481,998 (11.6%) | 0.00 | 131 |
2023-07-01 | $407,450 (10.1%) | $487,183 (12.4%) | 0.00 | 152 |
2023-08-01 | $399,882 (13.9%) | $477,400 (12.6%) | 0.00 | 142 |
LAWRENCE's median listing price comes in at 0% of the national average.
LAWRENCE's average listing price for 2023-08-01 was $477,400, a difference of $53,422 (12.6%) versus the prior year and $-9,783 versus the prior month.
For the 2023-08-01 period, LAWRENCE had 142 MLS listings, a difference of -10 listings (-7%) versus the prior month and -24 listings (-14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LAWRENCE (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,170 sqft |
2018-02-01 | 0 days | 2,257 sqft |
2018-03-01 | 0 days | 2,467 sqft |
2018-04-01 | 0 days | 2,470 sqft |
2018-05-01 | 0 days | 2,461 sqft |
2018-06-01 | 0 days | 2,467 sqft |
2018-07-01 | 0 days | 2,400 sqft |
2018-08-01 | 0 days | 2,188 sqft |
2018-09-01 | 0 days | 2,168 sqft |
2018-10-01 | 0 days | 2,161 sqft |
2018-11-01 | 0 days | 2,144 sqft |
2018-12-01 | 0 days | 2,227 sqft |
2019-01-01 | 0 days | 2,302 sqft |
2019-02-01 | 0 days | 2,278 sqft |
2019-03-01 | 0 days | 2,305 sqft |
2019-04-01 | 0 days | 2,337 sqft |
2019-05-01 | 0 days | 2,470 sqft |
2019-06-01 | 0 days | 2,390 sqft |
2019-07-01 | 0 days | 2,285 sqft |
2019-08-01 | 0 days | 2,284 sqft |
2019-09-01 | 0 days | 2,309 sqft |
2019-10-01 | 0 days | 2,326 sqft |
2019-11-01 | 0 days | 2,328 sqft |
2019-12-01 | 0 days | 2,244 sqft |
2020-01-01 | 0 days | 2,251 sqft |
2020-02-01 | 0 days | 2,255 sqft |
2020-03-01 | 0 days | 2,296 sqft |
2020-04-01 | 0 days | 2,298 sqft |
2020-05-01 | 0 days | 2,350 sqft |
2020-06-01 | 0 days | 2,274 sqft |
2020-07-01 | 0 days | 2,292 sqft |
2020-08-01 | 0 days | 2,123 sqft |
2020-09-01 | 0 days | 1,975 sqft |
2020-10-01 | 0 days | 2,046 sqft |
2020-11-01 | 0 days | 1,998 sqft |
2020-12-01 | 0 days | 1,964 sqft |
2021-01-01 | 0 days | 1,864 sqft |
2021-02-01 | 0 days | 1,885 sqft |
2021-03-01 | 0 days | 1,842 sqft |
2021-04-01 | 0 days | 1,990 sqft |
2021-05-01 | 0 days | 1,965 sqft |
2021-06-01 | 0 days | 1,873 sqft |
2021-07-01 | 0 days | 1,975 sqft |
2021-08-01 | 0 days | 1,873 sqft |
2021-09-01 | 0 days | 1,905 sqft |
2021-10-01 | 0 days | 1,915 sqft |
2021-11-01 | 0 days | 1,903 sqft |
2021-12-01 | 0 days | 2,022 sqft |
2022-01-01 | 0 days | 2,016 sqft |
2022-02-01 | 0 days | 2,072 sqft |
2022-03-01 | 0 days | 1,964 sqft |
2022-04-01 | 0 days | 1,920 sqft |
2022-05-01 | 0 days | 1,939 sqft |
2022-06-01 | 0 days | 2,001 sqft |
2022-07-01 | 0 days | 2,105 sqft |
2022-08-01 | 0 days | 2,061 sqft |
2022-09-01 | 0 days | 2,033 sqft |
2022-10-01 | 0 days | 2,040 sqft |
2022-11-01 | 0 days | 2,029 sqft |
2022-12-01 | 0 days | 2,000 sqft |
2023-01-01 | 0 days | 2,202 sqft |
2023-02-01 | 0 days | 2,226 sqft |
2023-03-01 | 0 days | 2,212 sqft |
2023-04-01 | 0 days | 2,113 sqft |
2023-05-01 | 0 days | 2,277 sqft |
2023-06-01 | 0 days | 2,142 sqft |
2023-07-01 | 0 days | 2,197 sqft |
2023-08-01 | 0 days | 2,234 sqft |
LAWRENCE's median square footage for active listings during the 2023-08-01 period was 2,234 sqft. One year prior, the average listing was 2,061 sqft.
LAWRENCE, KS Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
66006 | Lawrence, KS | $740 | $800 | $990 | $1,410 | $1,650 |
66021 | Lawrence, KS | $760 | $870 | $1,030 | $1,370 | $1,570 |
66025 | Lawrence, KS | $810 | $870 | $1,080 | $1,530 | $1,800 |
66044 | Lawrence, KS | $670 | $780 | $920 | $1,260 | $1,490 |
66045 | Lawrence, KS | $680 | $730 | $900 | $1,280 | $1,500 |
66046 | Lawrence, KS | $650 | $690 | $860 | $1,230 | $1,490 |
66047 | Lawrence, KS | $760 | $810 | $1,010 | $1,430 | $1,690 |
66049 | Lawrence, KS | $780 | $840 | $1,040 | $1,480 | $1,740 |
66050 | Lawrence, KS | $680 | $730 | $910 | $1,290 | $1,520 |
66092 | Lawrence, KS | $660 | $780 | $920 | $1,230 | $1,490 |
66409 | Lawrence, KS | $650 | $690 | $880 | $1,230 | $1,490 |
66524 | Lawrence, KS | $650 | $690 | $860 | $1,230 | $1,490 |
66542 | Lawrence, KS | $650 | $690 | $860 | $1,230 | $1,490 |
2022 Average & Median Rent Data Statistics
LAWRENCE, KS average 1BR rent: $767, median: $780
LAWRENCE, KS average 2BR rent: $943, median: $920
LAWRENCE, KS average 3BR rent: $1,323, median: $1,280
LAWRENCE, KS Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,475 | $440,415,000 | $298,586 |
Cash Out Refi | 380 | $81,740,000 | $215,105 |
Refi | 363 | $79,105,000 | $217,920 |
Home Improvement | 210 | $18,650,000 | $88,810 |
Other | 140 | $10,960,000 | $78,286 |
Lawrence's most frequently cited loan purpose was Home Purchase, with 1,475 originations. The 2nd most popular reason was Cash Out Refi, with 380 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 696 | $169,490,000 | $243,520 |
4-5% | 588 | $187,310,000 | $318,554 |
3-4% | 465 | $107,085,000 | $230,290 |
6-7% | 273 | $57,855,000 | $211,923 |
2.5-3% | 174 | $33,820,000 | $194,368 |
7-8% | 128 | $17,510,000 | $136,797 |
<2.5% | 40 | $11,140,000 | $278,500 |
Over 8% | 27 | $2,065,000 | $76,481 |
During 2022, Lawrence's most frequently originated rate bucket was 5-6%, with 696 originations.
Loan Sizing (LAWRENCE, KS MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 990 | $273,550,000 | $276,313 |
$100k-200k | 820 | $125,130,000 | $152,598 |
$100,000 or less | 475 | $25,355,000 | $53,379 |
$400k-600k | 208 | $97,880,000 | $470,577 |
$600k-1000k | 55 | $38,375,000 | $697,727 |
$Over $1MM | 20 | $70,580,000 | $3,529,000 |
LAWRENCE's loan sizing saw the bucket of loans from $200k-400k with 990 originations, totaling $273,550,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 832 | $234,810,000 | $282,224 |
60-80% | 762 | $248,460,000 | $326,063 |
40-60% | 270 | $55,970,000 | $207,296 |
Under 20% | 259 | $13,165,000 | $50,830 |
20-40% | 201 | $24,295,000 | $120,871 |
Over 100% | 19 | $7,005,000 | $368,684 |
LAWRENCE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 832 originations, totaling $234,810,000 in origination value.