LAWRENCE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lawrence averaged
6.76%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.67% and
one month ago for the week of 2025-02-27, the
average rate was 6.88%.
Lawrence's average rate one year ago was 7.11%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.9%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Lawrence 30 Year Fixed Rate | 2025-04-03 | 6.76% |
| Lawrence 30 Year Fixed Rate Refi | 2025-04-03 | 6.9% |
| Lawrence 15 Year Fixed Rate | 2025-04-03 | 6.02% |
| Lawrence 15 Year Fixed Rate Refi | 2025-04-03 | 5.82% |
| Lawrence 30 Year FHA | 2025-04-03 | 6.25% |
| Lawrence 30 Year FHA Refi | 2025-04-03 | 6.06% |
| Lawrence 30 Year USDA | 2025-04-03 | 6.32% |
| Lawrence 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Lawrence 30 Year VA | 2025-04-03 | 6.06% |
| Lawrence 30 Year VA Refi | 2025-04-03 | 6.06% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAWRENCE, KS.
LAWRENCE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAWRENCE, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LAWRENCE Average Closing Costs & Other Stats
LAWRENCE, KS's 122 lenders originated 2,014
loans during 2024. The total origination value was $569,960,000, with an average loan value of
$282,999.
LAWRENCE's average closing costs are $3,444.
The top LAWRENCE lender as defined by loan originations is Mid-America Bank, with
105 loans originated. Their average total fees are
$2,313, which is $570
lower than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee LAWRENCE lenders (with over 10 loans originated) are
Truity Federal Credit Union ($2,248), Mid-America Bank ($2,313), Landmark National Bank ($2,418), Capitol Federal Savings Bank ($2,627) and NBH Bank ($2,809).
The lowest rate LAWRENCE lenders (with over 10 loans originated) are
Capitol Federal Savings Bank (6.34%), Landmark National Bank (6.40%), Truity Federal Credit Union (6.51%), First State Bank of St. Charles, Missouri (6.52%) and COMMUNITYAMERICA (6.54%).
LAWRENCE, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Mid-America Bank | $49,390,000 | $57,460,000 | 16.3% | 10.1% |
| Truity Federal Credit Union | $46,715,000 | $38,540,000 | -17.5% | 6.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $42,665,000 | $38,005,000 | -10.9% | 6.7% |
| BOKF | $425,000 | $34,775,000 | 8,082.4% | 6.1% |
| QUICKEN LOANS, LLC | $20,025,000 | $28,480,000 | 42.2% | 5.0% |
| Old National Bank | $730,000 | $27,490,000 | 3,665.8% | 4.8% |
| Prudential Huntoon Paige Associates, LLC | $23,100,000 | n/a | 4.1% | |
| Emprise Bank | $15,435,000 | $21,240,000 | 37.6% | 3.7% |
| Capitol Federal Savings Bank | $17,750,000 | $17,325,000 | -2.4% | 3.0% |
| Bell Bank | $2,925,000 | $13,035,000 | 345.6% | 2.3% |
| Great American Bank | $9,030,000 | $12,545,000 | 38.9% | 2.2% |
| First State Bank and Trust | $5,995,000 | $12,175,000 | 103.1% | 2.1% |
| NBH Bank | $20,290,000 | $12,000,000 | -40.9% | 2.1% |
| Landmark National Bank | $3,615,000 | $10,410,000 | 188.0% | 1.8% |
| MOVEMENT MORTGAGE, LLC | $6,580,000 | $10,335,000 | 57.1% | 1.8% |
| Envista Credit Union | $6,920,000 | $8,850,000 | 27.9% | 1.6% |
| COMMUNITYAMERICA | $5,900,000 | $8,390,000 | 42.2% | 1.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,745,000 | $7,880,000 | 1.7% | 1.4% |
| U.S. Bank | $5,400,000 | $7,350,000 | 36.1% | 1.3% |
| Silver Lake Bank | $5,145,000 | $6,980,000 | 35.7% | 1.2% |
| Mortgage Research Center, LLC | $3,630,000 | $6,465,000 | 78.1% | 1.1% |
| Commerce Bank | $6,135,000 | $5,915,000 | -3.6% | 1.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,955,000 | $5,540,000 | 40.1% | 1.0% |
| The Central Trust Bank | $5,385,000 | $5,390,000 | 0.1% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $1,430,000 | $5,005,000 | 250.0% | 0.9% |
| Sunflower Bank | $8,775,000 | $4,615,000 | -47.4% | 0.8% |
| First State Bank of St. Charles, Missouri | $3,460,000 | $4,320,000 | 24.9% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $735,000 | $4,125,000 | 461.2% | 0.7% |
| Flagstar Bank, FSB | $695,000 | $4,050,000 | 482.7% | 0.7% |
| UMB Bank | $2,165,000 | $3,705,000 | 71.1% | 0.7% |
| Bank of America | $1,960,000 | $3,540,000 | 80.6% | 0.6% |
| FLAT BRANCH MORTGAGE, INC. | $2,440,000 | $3,530,000 | 44.7% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $2,745,000 | $3,230,000 | 17.7% | 0.6% |
| USAA Federal Savings Bank | $3,075,000 | $3,120,000 | 1.5% | 0.5% |
| Arvest Bank | $10,380,000 | $2,490,000 | -76.0% | 0.4% |
| NEWREZ LLC | $665,000 | $2,475,000 | 272.2% | 0.4% |
| MAINSTREET FEDERAL CREDIT UNION | $3,245,000 | $2,435,000 | -25.0% | 0.4% |
| Prosperity Home Mortgage, LLC | $1,475,000 | $2,345,000 | 59.0% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $990,000 | $2,275,000 | 129.8% | 0.4% |
| TRIAD FINANCIAL SERVICES, INC. | $1,775,000 | $2,110,000 | 18.9% | 0.4% |
| Truist | $4,835,000 | $1,970,000 | -59.3% | 0.3% |
| LOANDEPOT.COM, LLC | $805,000 | $1,915,000 | 137.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $895,000 | $1,835,000 | 105.0% | 0.3% |
| MERITRUST Federal Credit Union | $2,120,000 | $1,730,000 | -18.4% | 0.3% |
| NBKC BANK | $3,640,000 | $1,730,000 | -52.5% | 0.3% |
| First Federal Bank of Kansas City | $625,000 | $1,710,000 | 173.6% | 0.3% |
| Fidelity Bank | $3,785,000 | $1,680,000 | -55.6% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $500,000 | $1,655,000 | 231.0% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $920,000 | $1,530,000 | 66.3% | 0.3% |
| BROKER SOLUTIONS, INC. | $750,000 | $1,515,000 | 102.0% | 0.3% |
| Discover Bank | $575,000 | $1,410,000 | 145.2% | 0.2% |
| Community National Bank | $1,310,000 | $1,385,000 | 5.7% | 0.2% |
| Intrust Bank | $5,650,000 | $1,275,000 | -77.4% | 0.2% |
| JPMorgan Chase Bank | $1,040,000 | $1,235,000 | 18.8% | 0.2% |
| Community Bank | $545,000 | $1,220,000 | 123.9% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $355,000 | $1,210,000 | 240.8% | 0.2% |
| RCB Bank | $2,690,000 | $1,190,000 | -55.8% | 0.2% |
| HALLMARK HOME MORTGAGE, LLC | $405,000 | $1,135,000 | 180.2% | 0.2% |
| HOME BANK AND TRUST COMPANY | $1,130,000 | n/a | 0.2% | |
| First Bank | $1,165,000 | $1,120,000 | -3.9% | 0.2% |
| PREMIA MORTGAGE, LLC | $1,100,000 | n/a | 0.2% | |
| COMMUNITY MORTGAGE, LLC | $840,000 | $1,075,000 | 28.0% | 0.2% |
| First National Bank of Omaha | $850,000 | $1,075,000 | 26.5% | 0.2% |
| Ally Bank | $1,065,000 | n/a | 0.2% | |
| Community National Bank & Trust | $145,000 | $1,055,000 | 627.6% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $1,480,000 | $1,050,000 | -29.1% | 0.2% |
| The Huntington National Bank | $1,855,000 | $1,050,000 | -43.4% | 0.2% |
| Farm Credit Mid-America, ACA | $2,955,000 | $1,025,000 | -65.3% | 0.2% |
| Farmers Bank & Trust | $45,000 | $1,005,000 | 2,133.3% | 0.2% |
| CMG MORTGAGE, INC. | $610,000 | $985,000 | 61.5% | 0.2% |
| Azura Credit Union | $70,000 | $980,000 | 1,300.0% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $540,000 | $925,000 | 71.3% | 0.2% |
| GUILD MORTGAGE COMPANY | $920,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $185,000 | $840,000 | 354.1% | 0.1% |
| Mortgage Investment Services Corporation | $550,000 | $830,000 | 50.9% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $185,000 | $825,000 | 345.9% | 0.1% |
| Carrington Mortgage Services, LLC | $775,000 | $790,000 | 1.9% | 0.1% |
| Wells Fargo Bank | $3,245,000 | $790,000 | -75.7% | 0.1% |
| Pinnacle Bank | $765,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $245,000 | $730,000 | 198.0% | 0.1% |
| Stride Bank | $725,000 | n/a | 0.1% | |
| Kaw Valley Bank | $325,000 | $705,000 | 116.9% | 0.1% |
| West Gate Bank | $700,000 | n/a | 0.1% | |
| CoreFirst Bank & Trust | $2,355,000 | $695,000 | -70.5% | 0.1% |
| Community First National Bank | $695,000 | $690,000 | -0.7% | 0.1% |
| PNC Bank | $105,000 | $680,000 | 547.6% | 0.1% |
| BMO Harris Bank | $285,000 | $675,000 | 136.8% | 0.1% |
| Midwest Mortgage Associates Corporation | $665,000 | n/a | 0.1% | |
| HNB National Bank | $655,000 | n/a | 0.1% | |
| Central National Bank | $3,345,000 | $645,000 | -80.7% | 0.1% |
| Lincoln Savings Bank | $645,000 | n/a | 0.1% | |
| Oakstar Bank | $570,000 | $635,000 | 11.4% | 0.1% |
| GUARANTEED RATE, INC. | $610,000 | n/a | 0.1% | |
| GUIDANCE RESIDENTIAL, LLC | $585,000 | n/a | 0.1% | |
| First Federal Bank | $420,000 | $580,000 | 38.1% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $555,000 | n/a | 0.1% | |
| Magnolia Bank | $555,000 | n/a | 0.1% | |
| American Mortgage Bank, LLC | $550,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $945,000 | $550,000 | -41.8% | 0.1% |
| Stockgrowers State Bank | $550,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $385,000 | $530,000 | 37.7% | 0.1% |
| MID AMERICAN | $255,000 | $530,000 | 107.8% | 0.1% |
| Academy Bank | $1,515,000 | $525,000 | -65.3% | 0.1% |
| Morgan Stanley Private Bank | $525,000 | n/a | 0.1% | |
| The Federal Savings Bank | $285,000 | $525,000 | 84.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $520,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $855,000 | $515,000 | -39.8% | 0.1% |
| Mazuma Credit Union | $500,000 | n/a | 0.1% | |
| Great Southern Bank | $490,000 | n/a | 0.1% | |
| Bank of England | $485,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $235,000 | $480,000 | 104.3% | 0.1% |
| Figure Lending LLC | $730,000 | $470,000 | -35.6% | 0.1% |
| LOANPAL, LLC | $245,000 | $470,000 | 91.8% | 0.1% |
| CORNHUSKER BANK | $455,000 | n/a | 0.1% | |
| Cornerstone Bank | $105,000 | $430,000 | 309.5% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $430,000 | n/a | 0.1% | |
| Heritage Bank | $425,000 | n/a | 0.1% | |
| Mutual Savings Association | $145,000 | $420,000 | 189.7% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $275,000 | $415,000 | 50.9% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $450,000 | $415,000 | -7.8% | 0.1% |
| Gate City Bank | $415,000 | n/a | 0.1% | |
| Bank Five Nine | $395,000 | n/a | 0.1% | |
| Bank of Weston | $395,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $385,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $305,000 | $380,000 | 24.6% | 0.1% |
| Armed Forces Bank | $375,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $410,000 | $370,000 | -9.8% | 0.1% |
| City Bank | $125,000 | $355,000 | 184.0% | 0.1% |
| Brighton Bank | $345,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $120,000 | $345,000 | 187.5% | 0.1% |
| Regent Financial Group, Inc. | $345,000 | n/a | 0.1% | |
| United Bank & Trust | $345,000 | n/a | 0.1% | |
| Enterprise Bank & Trust | $520,000 | $330,000 | -36.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $400,000 | $330,000 | -17.5% | 0.1% |
| OPEN MORTGAGE, LLC | $145,000 | $325,000 | 124.1% | 0.1% |
| Bankers' Bank | $235,000 | $305,000 | 29.8% | 0.1% |
| Boeing Employees Credit Union | $305,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $460,000 | $295,000 | -35.9% | 0.1% |
| Baxter Credit Union | $295,000 | n/a | 0.1% | |
| Citizens Bank of Kansas | $285,000 | n/a | 0.1% | |
| GREENSTATE CREDIT UNION | $285,000 | n/a | 0.1% | |
| LENDINGONE, LLC | $285,000 | n/a | 0.1% | |
| Equity Bank | $280,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $275,000 | n/a | 0.0% | |
| FIRST WESTROADS BANK, INC. | $275,000 | n/a | 0.0% | |
| Gateway First Bank | $275,000 | n/a | 0.0% | |
| GNBank | $950,000 | $275,000 | -71.1% | 0.0% |
| PEOPLES STATE BANK | $125,000 | $275,000 | 120.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $305,000 | $275,000 | -9.8% | 0.0% |
| Waterstone Mortgage Corporation | $1,125,000 | $265,000 | -76.4% | 0.0% |
| AmeriHome Mortgage Company, LLC | $255,000 | n/a | 0.0% | |
| JLB CORPORATION | $255,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $510,000 | $245,000 | -52.0% | 0.0% |
| EVERETT FINANCIAL, INC. | $265,000 | $245,000 | -7.5% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $245,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $65,000 | $245,000 | 276.9% | 0.0% |
| 21ST MORTGAGE CORPORATION | $120,000 | $240,000 | 100.0% | 0.0% |
| The Union State Bank | $230,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $125,000 | $225,000 | 80.0% | 0.0% |
| Bank of the Flint Hills | $225,000 | n/a | 0.0% | |
| HEARTLAND CREDIT UNION | $145,000 | $225,000 | 55.2% | 0.0% |
| PHH Mortgage Corporation | $225,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $240,000 | $220,000 | -8.3% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $215,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $740,000 | $215,000 | -70.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| CREDIT UNION OF AMERICA | $330,000 | $205,000 | -37.9% | 0.0% |
| Peoples Bank | $175,000 | $205,000 | 17.1% | 0.0% |
| The Citizens National Bank | $815,000 | $205,000 | -74.8% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $185,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $185,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $165,000 | $185,000 | 12.1% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $175,000 | n/a | 0.0% | |
| Northwest Bank | $175,000 | n/a | 0.0% | |
| The First Security Bank | $460,000 | $175,000 | -62.0% | 0.0% |
| Coastal Community Bank | $205,000 | $165,000 | -19.5% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $165,000 | n/a | 0.0% | |
| THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS | $300,000 | $160,000 | -46.7% | 0.0% |
| Bank of Colorado | $145,000 | n/a | 0.0% | |
| NFM, INC. | $325,000 | $135,000 | -58.5% | 0.0% |
| BETTER MORTGAGE CORPORATION | $235,000 | $125,000 | -46.8% | 0.0% |
| First Federal Savings and Loan Bank | $135,000 | $125,000 | -7.4% | 0.0% |
| Leader Bank | $125,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $105,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $180,000 | $80,000 | -55.6% | 0.0% |
| AFFINITY | $75,000 | n/a | 0.0% | |
| THE BANK OF KREMLIN | $35,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $610,000 | $35,000 | -94.3% | 0.0% |
LAWRENCE's top lender by overall market share is Mid-America Bank, with 10.1% market share. In second place, with 6.8%, is Truity Federal Credit Union, having originated $38,540,000 in loans. In third place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $38,005,000 in loans. In fourth place, with 6.1%, is BOKF, having originated $34,775,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $28,480,000 in loans.
LAWRENCE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LAWRENCE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $289,900 (28.9%) | $345,089 (5.5%) | 0.00 | 219 |
| 2018-02-01 | $304,250 (26.8%) | $347,935 (3.9%) | 0.00 | 210 |
| 2018-03-01 | $299,700 (16.4%) | $354,812 (1.6%) | 0.00 | 220 |
| 2018-04-01 | $306,963 (12.3%) | $355,904 (-1.0%) | 0.00 | 235 |
| 2018-05-01 | $312,875 (5.2%) | $364,974 (0.2%) | 0.00 | 258 |
| 2018-06-01 | $295,900 (1.3%) | $350,546 (-0.6%) | 0.00 | 300 |
| 2018-07-01 | $298,000 (1.3%) | $350,665 (-2.2%) | 0.00 | 340 |
| 2018-08-01 | $278,900 (-1.3%) | $337,867 (-3.1%) | 0.00 | 348 |
| 2018-09-01 | $279,925 (0.2%) | $340,954 (1.0%) | 0.00 | 343 |
| 2018-10-01 | $282,475 (1.2%) | $338,556 (1.6%) | 0.00 | 326 |
| 2018-11-01 | $279,925 (-2.5%) | $333,430 (-0.9%) | 0.00 | 324 |
| 2018-12-01 | $284,450 (0.7%) | $337,646 (0.7%) | 0.00 | 287 |
| 2019-01-01 | $300,000 (3.5%) | $339,354 (-1.7%) | 0.00 | 252 |
| 2019-02-01 | $318,900 (4.8%) | $339,542 (-2.4%) | 0.00 | 240 |
| 2019-03-01 | $313,921 (4.8%) | $338,541 (-4.6%) | 0.00 | 268 |
| 2019-04-01 | $306,946 (0.0%) | $339,519 (-4.6%) | 0.00 | 295 |
| 2019-05-01 | $317,450 (1.5%) | $359,018 (-1.6%) | 0.00 | 299 |
| 2019-06-01 | $314,900 (6.4%) | $351,277 (0.2%) | 0.00 | 333 |
| 2019-07-01 | $299,924 (0.7%) | $350,612 (0.0%) | 0.00 | 347 |
| 2019-08-01 | $299,000 (7.2%) | $349,978 (3.6%) | 0.00 | 343 |
| 2019-09-01 | $299,000 (6.8%) | $352,743 (3.5%) | 0.00 | 343 |
| 2019-10-01 | $299,000 (5.9%) | $352,515 (4.1%) | 0.00 | 346 |
| 2019-11-01 | $299,900 (7.1%) | $356,531 (6.9%) | 0.00 | 335 |
| 2019-12-01 | $307,400 (8.1%) | $361,759 (7.1%) | 0.00 | 275 |
| 2020-01-01 | $312,400 (4.1%) | $366,565 (8.0%) | 0.00 | 245 |
| 2020-02-01 | $317,000 (-0.6%) | $375,742 (10.7%) | 0.00 | 246 |
| 2020-03-01 | $322,450 (2.7%) | $377,637 (11.6%) | 0.00 | 257 |
| 2020-04-01 | $326,975 (6.5%) | $374,204 (10.2%) | 0.00 | 259 |
| 2020-05-01 | $329,900 (3.9%) | $378,545 (5.4%) | 0.00 | 249 |
| 2020-06-01 | $322,900 (2.5%) | $392,231 (11.7%) | 0.00 | 212 |
| 2020-07-01 | $325,175 (8.4%) | $401,160 (14.4%) | 0.00 | 185 |
| 2020-08-01 | $308,000 (3.0%) | $382,614 (9.3%) | 0.00 | 175 |
| 2020-09-01 | $289,925 (-3.0%) | $362,219 (2.7%) | 0.00 | 176 |
| 2020-10-01 | $300,000 (0.3%) | $379,948 (7.8%) | 0.00 | 164 |
| 2020-11-01 | $299,950 (0.0%) | $383,591 (7.6%) | 0.00 | 139 |
| 2020-12-01 | $288,700 (-6.1%) | $385,931 (6.7%) | 0.00 | 110 |
| 2021-01-01 | $299,900 (-4.0%) | $382,786 (4.4%) | 0.00 | 89 |
| 2021-02-01 | $324,000 (2.2%) | $402,219 (7.1%) | 0.00 | 74 |
| 2021-03-01 | $287,000 (-11.0%) | $366,935 (-2.8%) | 0.00 | 71 |
| 2021-04-01 | $301,950 (-7.7%) | $372,630 (-0.4%) | 0.00 | 81 |
| 2021-05-01 | $299,925 (-9.1%) | $371,751 (-1.8%) | 0.00 | 85 |
| 2021-06-01 | $304,975 (-5.6%) | $363,954 (-7.2%) | 0.00 | 95 |
| 2021-07-01 | $306,950 (-5.6%) | $366,950 (-8.5%) | 0.00 | 123 |
| 2021-08-01 | $309,963 (0.6%) | $356,178 (-6.9%) | 0.00 | 143 |
| 2021-09-01 | $329,925 (13.8%) | $358,238 (-1.1%) | 0.00 | 128 |
| 2021-10-01 | $342,450 (14.2%) | $372,969 (-1.8%) | 0.00 | 135 |
| 2021-11-01 | $351,425 (17.2%) | $378,878 (-1.2%) | 0.00 | 98 |
| 2021-12-01 | $371,950 (28.8%) | $397,007 (2.9%) | 0.00 | 85 |
| 2022-01-01 | $385,000 (28.4%) | $460,368 (20.3%) | 0.00 | 71 |
| 2022-02-01 | $402,725 (24.3%) | $469,367 (16.7%) | 0.00 | 83 |
| 2022-03-01 | $392,500 (36.8%) | $445,117 (21.3%) | 0.00 | 89 |
| 2022-04-01 | $369,000 (22.2%) | $447,970 (20.2%) | 0.00 | 96 |
| 2022-05-01 | $371,150 (23.8%) | $441,490 (18.8%) | 0.00 | 103 |
| 2022-06-01 | $368,225 (20.7%) | $431,828 (18.7%) | 0.00 | 123 |
| 2022-07-01 | $369,950 (20.5%) | $433,539 (18.2%) | 0.00 | 168 |
| 2022-08-01 | $354,950 (14.5%) | $423,978 (19.0%) | 0.00 | 166 |
| 2022-09-01 | $347,250 (5.3%) | $446,214 (24.6%) | 0.00 | 145 |
| 2022-10-01 | $345,000 (0.7%) | $441,049 (18.3%) | 0.00 | 161 |
| 2022-11-01 | $347,500 (-1.1%) | $437,367 (15.4%) | 0.00 | 145 |
| 2022-12-01 | $350,000 (-5.9%) | $433,599 (9.2%) | 0.00 | 136 |
| 2023-01-01 | $384,950 (0.0%) | $469,412 (2.0%) | 0.00 | 117 |
| 2023-02-01 | $434,900 (8.0%) | $499,840 (6.5%) | 0.00 | 107 |
| 2023-03-01 | $442,450 (12.7%) | $520,053 (16.8%) | 0.00 | 108 |
| 2023-04-01 | $429,450 (16.4%) | $516,470 (15.3%) | 0.00 | 122 |
| 2023-05-01 | $405,150 (9.2%) | $484,159 (9.7%) | 0.00 | 127 |
| 2023-06-01 | $399,900 (8.6%) | $477,491 (10.6%) | 0.00 | 131 |
| 2023-07-01 | $405,000 (9.5%) | $485,316 (11.9%) | 0.00 | 151 |
| 2023-08-01 | $399,839 (12.7%) | $475,243 (12.1%) | 0.00 | 141 |
| 2023-09-01 | $404,925 (16.6%) | $462,987 (3.8%) | 0.00 | 174 |
| 2023-10-01 | $399,900 (15.9%) | $461,403 (4.6%) | 0.00 | 177 |
| 2023-11-01 | $384,925 (10.8%) | $458,921 (4.9%) | 0.00 | 177 |
| 2023-12-01 | $374,900 (7.1%) | $458,257 (5.7%) | 0.00 | 172 |
| 2024-01-01 | $372,200 (-3.3%) | $455,019 (-3.1%) | 0.00 | 141 |
| 2024-02-01 | $384,450 (-11.6%) | $457,580 (-8.5%) | 0.00 | 120 |
| 2024-03-01 | $359,900 (-18.7%) | $457,075 (-12.1%) | 0.00 | 139 |
| 2024-04-01 | $361,375 (-15.9%) | $456,096 (-11.7%) | 0.00 | 134 |
| 2024-05-01 | $369,900 (-8.7%) | $462,352 (-4.5%) | 0.00 | 146 |
| 2024-06-01 | $344,900 (-13.8%) | $440,567 (-7.7%) | 0.00 | 181 |
| 2024-07-01 | $356,863 (-11.9%) | $454,492 (-6.4%) | 0.00 | 204 |
| 2024-08-01 | $349,900 (-12.5%) | $430,329 (-9.5%) | 0.00 | 206 |
| 2024-09-01 | $350,000 (-13.6%) | $454,454 (-1.8%) | 0.00 | 207 |
| 2024-10-01 | $352,500 (-11.9%) | $471,436 (2.2%) | 0.00 | 217 |
| 2024-11-01 | $355,000 (-7.8%) | $484,339 (5.5%) | 0.00 | 265 |
| 2024-12-01 | $357,500 (-4.6%) | $493,510 (7.7%) | 0.00 | 173 |
| 2025-01-01 | $399,450 (7.3%) | $541,618 (19.0%) | 0.00 | 140 |
| 2025-02-01 | $425,500 (10.7%) | $540,720 (18.2%) | 0.00 | 124 |
| 2025-03-01 | $422,500 (17.4%) | $527,480 (15.4%) | 0.00 | 142 |
LAWRENCE's median listing price for 2025-03-01 was $422,500, a difference of
$62,600
(17.4%) versus the prior year and
$-3,000 versus the prior month.
LAWRENCE's median listing price comes in at 0% of the national average.
LAWRENCE's average listing price for 2025-03-01 was $527,480, a difference of $70,405 (15.4%) versus the prior year and $-13,240 versus the prior month.
For the 2025-03-01 period, LAWRENCE had 142 MLS listings, a difference of 18 listings (15%) versus the prior month and 3 listings (2%) versus the prior year.
LAWRENCE's median listing price comes in at 0% of the national average.
LAWRENCE's average listing price for 2025-03-01 was $527,480, a difference of $70,405 (15.4%) versus the prior year and $-13,240 versus the prior month.
For the 2025-03-01 period, LAWRENCE had 142 MLS listings, a difference of 18 listings (15%) versus the prior month and 3 listings (2%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LAWRENCE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,170 sqft |
| 2018-02-01 | 0 days | 2,257 sqft |
| 2018-03-01 | 0 days | 2,456 sqft |
| 2018-04-01 | 0 days | 2,468 sqft |
| 2018-05-01 | 0 days | 2,461 sqft |
| 2018-06-01 | 0 days | 2,467 sqft |
| 2018-07-01 | 0 days | 2,400 sqft |
| 2018-08-01 | 0 days | 2,190 sqft |
| 2018-09-01 | 0 days | 2,168 sqft |
| 2018-10-01 | 0 days | 2,167 sqft |
| 2018-11-01 | 0 days | 2,144 sqft |
| 2018-12-01 | 0 days | 2,227 sqft |
| 2019-01-01 | 0 days | 2,302 sqft |
| 2019-02-01 | 0 days | 2,278 sqft |
| 2019-03-01 | 0 days | 2,305 sqft |
| 2019-04-01 | 0 days | 2,337 sqft |
| 2019-05-01 | 0 days | 2,470 sqft |
| 2019-06-01 | 0 days | 2,390 sqft |
| 2019-07-01 | 0 days | 2,285 sqft |
| 2019-08-01 | 0 days | 2,284 sqft |
| 2019-09-01 | 0 days | 2,309 sqft |
| 2019-10-01 | 0 days | 2,326 sqft |
| 2019-11-01 | 0 days | 2,328 sqft |
| 2019-12-01 | 0 days | 2,249 sqft |
| 2020-01-01 | 0 days | 2,251 sqft |
| 2020-02-01 | 0 days | 2,255 sqft |
| 2020-03-01 | 0 days | 2,296 sqft |
| 2020-04-01 | 0 days | 2,298 sqft |
| 2020-05-01 | 0 days | 2,350 sqft |
| 2020-06-01 | 0 days | 2,274 sqft |
| 2020-07-01 | 0 days | 2,292 sqft |
| 2020-08-01 | 0 days | 2,123 sqft |
| 2020-09-01 | 0 days | 1,975 sqft |
| 2020-10-01 | 0 days | 2,046 sqft |
| 2020-11-01 | 0 days | 1,998 sqft |
| 2020-12-01 | 0 days | 1,964 sqft |
| 2021-01-01 | 0 days | 1,864 sqft |
| 2021-02-01 | 0 days | 1,885 sqft |
| 2021-03-01 | 0 days | 1,842 sqft |
| 2021-04-01 | 0 days | 1,990 sqft |
| 2021-05-01 | 0 days | 1,965 sqft |
| 2021-06-01 | 0 days | 1,873 sqft |
| 2021-07-01 | 0 days | 1,975 sqft |
| 2021-08-01 | 0 days | 1,873 sqft |
| 2021-09-01 | 0 days | 1,905 sqft |
| 2021-10-01 | 0 days | 1,915 sqft |
| 2021-11-01 | 0 days | 1,903 sqft |
| 2021-12-01 | 0 days | 2,022 sqft |
| 2022-01-01 | 0 days | 2,016 sqft |
| 2022-02-01 | 0 days | 2,072 sqft |
| 2022-03-01 | 0 days | 1,964 sqft |
| 2022-04-01 | 0 days | 1,920 sqft |
| 2022-05-01 | 0 days | 1,939 sqft |
| 2022-06-01 | 0 days | 2,001 sqft |
| 2022-07-01 | 0 days | 2,105 sqft |
| 2022-08-01 | 0 days | 2,061 sqft |
| 2022-09-01 | 0 days | 2,033 sqft |
| 2022-10-01 | 0 days | 2,040 sqft |
| 2022-11-01 | 0 days | 2,029 sqft |
| 2022-12-01 | 0 days | 2,000 sqft |
| 2023-01-01 | 0 days | 2,202 sqft |
| 2023-02-01 | 0 days | 2,226 sqft |
| 2023-03-01 | 0 days | 2,212 sqft |
| 2023-04-01 | 0 days | 2,111 sqft |
| 2023-05-01 | 0 days | 2,247 sqft |
| 2023-06-01 | 0 days | 2,131 sqft |
| 2023-07-01 | 0 days | 2,188 sqft |
| 2023-08-01 | 0 days | 2,220 sqft |
| 2023-09-01 | 0 days | 2,197 sqft |
| 2023-10-01 | 0 days | 2,155 sqft |
| 2023-11-01 | 0 days | 2,037 sqft |
| 2023-12-01 | 0 days | 2,008 sqft |
| 2024-01-01 | 0 days | 1,788 sqft |
| 2024-02-01 | 0 days | 1,808 sqft |
| 2024-03-01 | 0 days | 1,808 sqft |
| 2024-04-01 | 0 days | 1,888 sqft |
| 2024-05-01 | 0 days | 1,857 sqft |
| 2024-06-01 | 0 days | 1,778 sqft |
| 2024-07-01 | 0 days | 1,782 sqft |
| 2024-08-01 | 0 days | 1,774 sqft |
| 2024-09-01 | 0 days | 1,788 sqft |
| 2024-10-01 | 0 days | 1,929 sqft |
| 2024-11-01 | 0 days | 1,961 sqft |
| 2024-12-01 | 0 days | 1,915 sqft |
| 2025-01-01 | 0 days | 1,994 sqft |
| 2025-02-01 | 0 days | 1,896 sqft |
| 2025-03-01 | 0 days | 1,882 sqft |
LAWRENCE's median listing age (time on market) for 2025-03-01 was 0 days.
LAWRENCE's median square footage for active listings during the 2025-03-01 period was 1,882 sqft. One year prior, the average listing was 1,808 sqft.
LAWRENCE's median square footage for active listings during the 2025-03-01 period was 1,882 sqft. One year prior, the average listing was 1,808 sqft.
LAWRENCE, KS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,181 | $414,225,000 | $350,741 |
| Refi | 237 | $58,035,000 | $244,873 |
| Cash Out Refi | 221 | $36,725,000 | $166,176 |
| Other | 193 | $27,325,000 | $141,580 |
| Home Improvement | 181 | $33,255,000 | $183,729 |
| NA | 1 | $395,000 | $395,000 |
Lawrence's most frequently cited loan purpose was Home Purchase, with 1,181 originations. The 2nd most popular reason was Refi, with 237 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 827 | $241,625,000 | $292,170 |
| 7-8% | 443 | $156,265,000 | $352,743 |
| Over 8% | 345 | $37,355,000 | $108,275 |
| 5-6% | 178 | $64,990,000 | $365,112 |
| 2.5-3% | 18 | $2,460,000 | $136,667 |
| 4-5% | 14 | $20,290,000 | $1,449,286 |
| <2.5% | 5 | $855,000 | $171,000 |
| 3-4% | 3 | $795,000 | $265,000 |
During 2024, Lawrence's most frequently originated rate bucket was 6-7%, with 827 originations.
Loan Sizing (LAWRENCE, KS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 811 | $227,555,000 | $280,586 |
| $100,000 or less | 492 | $26,480,000 | $53,821 |
| $100k-200k | 468 | $70,410,000 | $150,449 |
| $400k-600k | 165 | $78,885,000 | $478,091 |
| $600k-1000k | 54 | $39,020,000 | $722,593 |
| $Over $1MM | 24 | $127,610,000 | $5,317,083 |
LAWRENCE's loan sizing saw the bucket of loans from $200k-400k with 811 originations, totaling $227,555,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 638 | $194,250,000 | $304,467 |
| 60-80% | 475 | $205,985,000 | $433,653 |
| Under 20% | 294 | $15,560,000 | $52,925 |
| 20-40% | 207 | $50,985,000 | $246,304 |
| 40-60% | 141 | $41,305,000 | $292,943 |
| Over 100% | 14 | $9,370,000 | $669,286 |
LAWRENCE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 638 originations, totaling $194,250,000 in origination value.