MANHATTAN Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Manhattan averaged
5.39%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.36% and
one month ago for the week of 2022-04-07, the
average rate was 4.81%.
Manhattan's average rate one year ago was 3.21%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.23%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Manhattan 30 Year Fixed Rate | 2022-05-12 | 5.39% |
| Manhattan 30 Year Fixed Rate Refi | 2022-05-12 | 5.23% |
| Manhattan 15 Year Fixed Rate | 2022-05-12 | 5.9% |
| Manhattan 15 Year Fixed Rate Refi | 2022-05-12 | 4.47% |
| Manhattan 30 Year FHA | 2022-05-12 | 5.56% |
| Manhattan 30 Year FHA Refi | 2022-05-12 | 5.29% |
| Manhattan 30 Year USDA | 2022-05-12 | 5.21% |
| Manhattan 30 Year USDA Refi | 2022-05-12 | 5.81% |
| Manhattan 30 Year VA | 2022-05-12 | 5.1% |
| Manhattan 30 Year VA Refi | 2022-05-12 | 5.05% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MANHATTAN, KS.
MANHATTAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MANHATTAN, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MANHATTAN, KS's 138 lenders originated 4,677
loans during 2021. The total origination value was $964,495,000, with an average loan value of
$206,221.
The top MANHATTAN lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with
107 loans originated. Their average total fees are
$3,199, which is $1,427
higher than the next largest lender,
Landmark National Bank.
The lowest fee MANHATTAN lenders (with over 10 loans originated) are
Central National Bank ($1,362), NAVY FEDERAL CREDIT UNION ($1,696), Landmark National Bank ($1,772), The Farmers State Bank of Westmoreland ($1,876) and KANSAS STATE UNIVERSITY Federal Credit Union ($1,981).
The lowest rate MANHATTAN lenders (with over 10 loans originated) are
West Gate Bank (2.76%), ESB Financial (2.84%), Exchange Bank (2.89%), The Farmers State Bank of Westmoreland (2.91%) and Community First National Bank (2.91%).
MANHATTAN, KS Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| KS StateBank | $89,485,000 | $63,795,000 | -28.7% | 6.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $59,520,000 | $57,545,000 | -3.3% | 6.0% |
| Mortgage Research Center, LLC | $30,220,000 | $53,475,000 | 77.0% | 5.5% |
| Landmark National Bank | $63,505,000 | $48,610,000 | -23.5% | 5.0% |
| QUICKEN LOANS, LLC | $35,485,000 | $46,730,000 | 31.7% | 4.8% |
| Community First National Bank | $45,920,000 | $44,415,000 | -3.3% | 4.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $36,075,000 | $44,335,000 | 22.9% | 4.6% |
| Bank of the Flint Hills | $55,060,000 | $38,170,000 | -30.7% | 4.0% |
| FREEDOM MORTGAGE CORPORATION | $35,690,000 | $30,880,000 | -13.5% | 3.2% |
| Capitol Federal Savings Bank | $29,435,000 | $27,125,000 | -7.8% | 2.8% |
| Central National Bank | $37,285,000 | $26,870,000 | -27.9% | 2.8% |
| Exchange Bank | $16,475,000 | $20,165,000 | 22.4% | 2.1% |
| THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS | $19,455,000 | $18,840,000 | -3.2% | 2.0% |
| The Farmers State Bank of Westmoreland | $18,615,000 | $18,735,000 | 0.6% | 1.9% |
| NAVY FEDERAL CREDIT UNION | $14,270,000 | $18,245,000 | 27.9% | 1.9% |
| USAA Federal Savings Bank | $20,190,000 | $18,195,000 | -9.9% | 1.9% |
| Wells Fargo Bank | $7,040,000 | $18,110,000 | 157.2% | 1.9% |
| ESB Financial | $17,030,000 | $15,695,000 | -7.8% | 1.6% |
| Sunflower Bank | $16,720,000 | $15,240,000 | -8.9% | 1.6% |
| MERITRUST Federal Credit Union | $17,885,000 | $14,880,000 | -16.8% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $5,575,000 | $13,085,000 | 134.7% | 1.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,420,000 | $12,905,000 | 138.1% | 1.3% |
| Commerce Bank | $11,975,000 | $12,865,000 | 7.4% | 1.3% |
| Lincoln Savings Bank | $11,195,000 | n/a | 1.2% | |
| KANSAS STATE UNIVERSITY Federal Credit Union | $23,460,000 | $10,085,000 | -57.0% | 1.0% |
| PEOPLES STATE BANK | $11,875,000 | $10,085,000 | -15.1% | 1.0% |
| American Mortgage & Equity Consultants, Inc. | $9,500,000 | n/a | 1.0% | |
| CROSSCOUNTRY MORTGAGE, LLC | $615,000 | $9,060,000 | 1,373.2% | 0.9% |
| LEADERONE FINANCIAL CORPORATION | $22,495,000 | $8,560,000 | -61.9% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $4,310,000 | $8,455,000 | 96.2% | 0.9% |
| LOANDEPOT.COM, LLC | $5,255,000 | $8,110,000 | 54.3% | 0.8% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $9,085,000 | $7,920,000 | -12.8% | 0.8% |
| The Bennington State Bank | $9,385,000 | $7,245,000 | -22.8% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $5,825,000 | $6,645,000 | 14.1% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,440,000 | $6,425,000 | -38.5% | 0.7% |
| HOME POINT FINANCIAL CORPORATION | $3,740,000 | $5,685,000 | 52.0% | 0.6% |
| West Gate Bank | $7,075,000 | $5,295,000 | -25.2% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $4,965,000 | $5,170,000 | 4.1% | 0.5% |
| BETTER MORTGAGE CORPORATION | $975,000 | $4,990,000 | 411.8% | 0.5% |
| Intrust Bank | $6,985,000 | $4,625,000 | -33.8% | 0.5% |
| Frontier Bank | $4,325,000 | n/a | 0.4% | |
| NBKC BANK | $4,050,000 | $4,245,000 | 4.8% | 0.4% |
| U.S. Bank | $3,835,000 | $4,210,000 | 9.8% | 0.4% |
| Flagstar Bank, FSB | $3,455,000 | $3,975,000 | 15.1% | 0.4% |
| Plains Commerce Bank | $3,540,000 | $3,705,000 | 4.7% | 0.4% |
| BROKER SOLUTIONS, INC. | $9,015,000 | $3,650,000 | -59.5% | 0.4% |
| Farm Credit Mid-America, ACA | $3,195,000 | $3,590,000 | 12.4% | 0.4% |
| The Federal Savings Bank | $4,955,000 | $3,555,000 | -28.3% | 0.4% |
| First State Bank of St. Charles, Missouri | $3,170,000 | $3,440,000 | 8.5% | 0.4% |
| NEW DAY FINANCIAL, LLC | $5,355,000 | $3,360,000 | -37.3% | 0.3% |
| PLANET HOME LENDING, LLC | $4,360,000 | $3,160,000 | -27.5% | 0.3% |
| United Bank & Trust | $4,385,000 | $3,150,000 | -28.2% | 0.3% |
| Armed Forces Bank | $1,555,000 | $3,120,000 | 100.6% | 0.3% |
| Carrington Mortgage Services, LLC | $2,905,000 | $2,905,000 | 0.0% | 0.3% |
| VisionBank of Iowa | $2,855,000 | n/a | 0.3% | |
| CMG MORTGAGE, INC. | $185,000 | $2,625,000 | 1,318.9% | 0.3% |
| Farmers and Drovers Bank | $975,000 | $2,565,000 | 163.1% | 0.3% |
| NEWREZ LLC | $1,730,000 | $2,485,000 | 43.6% | 0.3% |
| UMB Bank | $1,125,000 | $2,450,000 | 117.8% | 0.3% |
| CALIBER HOME LOANS, INC. | $1,055,000 | $2,260,000 | 114.2% | 0.2% |
| GUARANTEED RATE, INC. | $625,000 | $2,255,000 | 260.8% | 0.2% |
| Mortgage Investment Services Corporation | $585,000 | $2,030,000 | 247.0% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $345,000 | $2,015,000 | 484.1% | 0.2% |
| North American Savings Bank, F.S.B. | $1,970,000 | $1,990,000 | 1.0% | 0.2% |
| JPMorgan Chase Bank | $1,635,000 | $1,985,000 | 21.4% | 0.2% |
| GOLDEN PLAINS | $745,000 | $1,940,000 | 160.4% | 0.2% |
| DAS Acquisition Company, LLC | $460,000 | $1,815,000 | 294.6% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $435,000 | $1,795,000 | 312.6% | 0.2% |
| GUILD MORTGAGE COMPANY | $440,000 | $1,740,000 | 295.5% | 0.2% |
| ACCELERATE MORTGAGE, LLC | $145,000 | $1,575,000 | 986.2% | 0.2% |
| Nations Lending Corporation | $675,000 | $1,535,000 | 127.4% | 0.2% |
| Low VA Rates, LLC | $1,250,000 | $1,480,000 | 18.4% | 0.2% |
| Bank of America | $195,000 | $1,360,000 | 597.4% | 0.1% |
| United Fidelity Funding Corp. | $1,085,000 | $1,350,000 | 24.4% | 0.1% |
| First Mortgage Solutions, LLC | $690,000 | $1,310,000 | 89.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,240,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $375,000 | $1,205,000 | 221.3% | 0.1% |
| AMERICAN FINANCING CORPORATION | $290,000 | $1,145,000 | 294.8% | 0.1% |
| Paramount Bank | $765,000 | $1,135,000 | 48.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $730,000 | $1,125,000 | 54.1% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $480,000 | $1,115,000 | 132.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $630,000 | $1,085,000 | 72.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $730,000 | $1,080,000 | 47.9% | 0.1% |
| GNBank | $1,065,000 | n/a | 0.1% | |
| Azura Credit Union | $785,000 | $1,060,000 | 35.0% | 0.1% |
| NP, Inc. | $380,000 | $1,055,000 | 177.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $460,000 | $995,000 | 116.3% | 0.1% |
| NBH Bank | $590,000 | $975,000 | 65.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $965,000 | n/a | 0.1% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $950,000 | n/a | 0.1% | |
| BNC National Bank | $1,045,000 | $925,000 | -11.5% | 0.1% |
| Mid-America Bank | $235,000 | $915,000 | 289.4% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $395,000 | $910,000 | 130.4% | 0.1% |
| Community Bank | $550,000 | $905,000 | 64.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $85,000 | $885,000 | 941.2% | 0.1% |
| Northpointe Bank | $225,000 | $875,000 | 288.9% | 0.1% |
| Arvest Bank | $1,860,000 | $865,000 | -53.5% | 0.1% |
| COMMUNITYAMERICA | $185,000 | $845,000 | 356.8% | 0.1% |
| EMBRACE HOME LOANS, INC. | $840,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $590,000 | $815,000 | 38.1% | 0.1% |
| SIRVA MORTGAGE, INC. | $815,000 | n/a | 0.1% | |
| Fidelity Bank | $590,000 | $810,000 | 37.3% | 0.1% |
| Members Mortgage Services, L.L.C. | $670,000 | $800,000 | 19.4% | 0.1% |
| HEARTLAND CREDIT UNION | $970,000 | $790,000 | -18.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $3,485,000 | $765,000 | -78.0% | 0.1% |
| Citizens Bank of Kansas | $145,000 | $750,000 | 417.2% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,470,000 | $750,000 | -49.0% | 0.1% |
| Envista Credit Union | $1,005,000 | $705,000 | -29.9% | 0.1% |
| Farmers Bank & Trust | $215,000 | $670,000 | 211.6% | 0.1% |
| Community National Bank | $915,000 | $665,000 | -27.3% | 0.1% |
| The Union State Bank | $665,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $1,120,000 | $660,000 | -41.1% | 0.1% |
| CANOPY MORTGAGE, LLC | $645,000 | n/a | 0.1% | |
| First Federal Bank | $645,000 | $630,000 | -2.3% | 0.1% |
| First Bank | $570,000 | n/a | 0.1% | |
| Ally Bank | $205,000 | $560,000 | 173.2% | 0.1% |
| Community National Bank & Trust | $95,000 | $545,000 | 473.7% | 0.1% |
| FirstBank | $540,000 | n/a | 0.1% | |
| Truist Bank | $1,730,000 | $520,000 | -69.9% | 0.1% |
| UNION HOME MORTGAGE CORP. | $520,000 | n/a | 0.1% | |
| Chicago Mortgage Solutions LLC | $505,000 | n/a | 0.1% | |
| BOKF | $405,000 | $500,000 | 23.5% | 0.1% |
| MORIA DEVELOPMENT, INC. | $125,000 | $495,000 | 296.0% | 0.1% |
| The Central Trust Bank | $480,000 | n/a | 0.0% | |
| Availa Bank | $465,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $620,000 | $445,000 | -28.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $440,000 | $445,000 | 1.1% | 0.0% |
| JLB CORPORATION | $165,000 | $440,000 | 166.7% | 0.0% |
| KANZA Bank | $435,000 | n/a | 0.0% | |
| PNC Bank | $435,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $535,000 | $430,000 | -19.6% | 0.0% |
| Prosperity Bank | $430,000 | n/a | 0.0% | |
| RCB Bank | $350,000 | $430,000 | 22.9% | 0.0% |
| KELLER MORTGAGE, LLC | $175,000 | $420,000 | 140.0% | 0.0% |
| Truity Federal Credit Union | $360,000 | $410,000 | 13.9% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $265,000 | $405,000 | 52.8% | 0.0% |
| Equity Prime Mortgage LLC | $395,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $385,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $370,000 | n/a | 0.0% | |
| Regent Financial Group, Inc. | $440,000 | $370,000 | -15.9% | 0.0% |
| CoreFirst Bank & Trust | $620,000 | $360,000 | -41.9% | 0.0% |
| Citibank | $135,000 | $355,000 | 163.0% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $355,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $355,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $335,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $325,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $320,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,100,000 | $315,000 | -71.4% | 0.0% |
| TIAA, FSB | $315,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $235,000 | $305,000 | 29.8% | 0.0% |
| BMO Harris Bank | $405,000 | $295,000 | -27.2% | 0.0% |
| First Guaranty Mortgage Corporation | $105,000 | $295,000 | 181.0% | 0.0% |
| First State Bank and Trust | $295,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $295,000 | n/a | 0.0% | |
| Magnolia Bank | $175,000 | $290,000 | 65.7% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $490,000 | $285,000 | -41.8% | 0.0% |
| STEARNS LENDING, LLC | $520,000 | $285,000 | -45.2% | 0.0% |
| SPRING EQ, LLC | $55,000 | $270,000 | 390.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $820,000 | $265,000 | -67.7% | 0.0% |
| Deere Employees Credit Union | $245,000 | $265,000 | 8.2% | 0.0% |
| HOME BANK AND TRUST COMPANY | $260,000 | n/a | 0.0% | |
| Axos Bank | $255,000 | n/a | 0.0% | |
| Citizens Bank | $250,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $765,000 | $250,000 | -67.3% | 0.0% |
| CAPITAL CREDIT UNION | $245,000 | n/a | 0.0% | |
| First Financial Bank | $245,000 | n/a | 0.0% | |
| First National Bank of Omaha | $840,000 | $245,000 | -70.8% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| Academy Bank | $450,000 | $235,000 | -47.8% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $225,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $325,000 | $225,000 | -30.8% | 0.0% |
| Regions Bank | $225,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $290,000 | $215,000 | -25.9% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $215,000 | $215,000 | 0.0% | 0.0% |
| TJC Mortgage, Inc. | $215,000 | n/a | 0.0% | |
| VisionBank | $215,000 | n/a | 0.0% | |
| First State Bank Nebraska | $205,000 | n/a | 0.0% | |
| Legacy Bank | $145,000 | $205,000 | 41.4% | 0.0% |
| EVERETT FINANCIAL, INC. | $355,000 | $195,000 | -45.1% | 0.0% |
| Gateway First Bank | $835,000 | $195,000 | -76.6% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $145,000 | $195,000 | 34.5% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $195,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $190,000 | n/a | 0.0% | |
| Centennial Bank | $185,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $440,000 | $185,000 | -58.0% | 0.0% |
| Hawthorn Bank | $185,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $185,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $185,000 | n/a | 0.0% | |
| Equity Bank | $175,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $990,000 | $175,000 | -82.3% | 0.0% |
| MLD MORTGAGE INC. | $175,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $175,000 | n/a | 0.0% | |
| Financial Funding Solutions, Inc. | $170,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE, LLC | $600,000 | $165,000 | -72.5% | 0.0% |
| First Internet Bank of Indiana | $165,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $165,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $165,000 | n/a | 0.0% | |
| RED DIAMOND HOME LOANS, LLC | $165,000 | n/a | 0.0% | |
| American National Bank | $155,000 | n/a | 0.0% | |
| Commercial Bank | $155,000 | n/a | 0.0% | |
| Great Southern Bank | $155,000 | n/a | 0.0% | |
| Ixonia Bank | $155,000 | n/a | 0.0% | |
| Midland States Bank | $155,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $180,000 | $145,000 | -19.4% | 0.0% |
| LOANPAL, LLC | $145,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $145,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $570,000 | $145,000 | -74.6% | 0.0% |
| The Nodaway Valley Bank | $145,000 | n/a | 0.0% | |
| CREDIT UNION OF AMERICA | $605,000 | $135,000 | -77.7% | 0.0% |
| Emprise Bank | $85,000 | $135,000 | 58.8% | 0.0% |
| Security Bank of Kansas City | $135,000 | n/a | 0.0% | |
| Bank of England | $510,000 | $125,000 | -75.5% | 0.0% |
| Great Western Bank | $195,000 | $125,000 | -35.9% | 0.0% |
| Midwest Heritage Bank FSB | $390,000 | $125,000 | -67.9% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $125,000 | n/a | 0.0% | |
| SKYWARD | $125,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $115,000 | n/a | 0.0% | |
| Simmons Bank | $115,000 | n/a | 0.0% | |
| HNB National Bank | $105,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $105,000 | n/a | 0.0% | |
| InterContinental Capital Group, Inc | $115,000 | $105,000 | -8.7% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $325,000 | $105,000 | -67.7% | 0.0% |
| Security First Bank | $230,000 | $105,000 | -54.3% | 0.0% |
| Silver Lake Bank | $125,000 | $105,000 | -16.0% | 0.0% |
| First Bank & Trust | $95,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $85,000 | n/a | 0.0% | |
| American State Bank | $55,000 | n/a | 0.0% | |
| Kaw Valley Bank | $45,000 | n/a | 0.0% | |
| Exchange Bank & Trust | $35,000 | n/a | 0.0% | |
| Figure Lending LLC | $55,000 | $25,000 | -54.5% | 0.0% |
| NUMARK CREDIT UNION | $15,000 | n/a | 0.0% |
MANHATTAN's top lender by overall market share is KS StateBank, with 6.6% market share. In second place, with 6.0%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $57,545,000 in loans. In third place, with 5.5%, is Mortgage Research Center, LLC, having originated $53,475,000 in loans. In third place, with 5.0%, is Landmark National Bank, having originated $48,610,000 in loans. In third place, with 4.8%, is QUICKEN LOANS, LLC, having originated $46,730,000 in loans.
MANHATTAN, KS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,450 | $520,020,000 | $212,253 |
| Refi | 1,560 | $325,260,000 | $208,500 |
| Cash Out Refi | 564 | $110,030,000 | $195,089 |
| Other | 59 | $5,845,000 | $99,068 |
| Home Improvement | 44 | $3,340,000 | $75,909 |
Manhattan's most frequently cited loan purpose was Home Purchase, with 2,450 originations. The 2nd most popular reason was Refi, with 1,560 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,886 | $386,020,000 | $204,677 |
| <2.5% | 1,117 | $236,525,000 | $211,750 |
| 3-4% | 1,061 | $238,935,000 | $225,198 |
| 4-5% | 221 | $39,745,000 | $179,842 |
| 7-8% | 59 | $1,365,000 | $23,136 |
| 5-6% | 39 | $3,595,000 | $92,179 |
| 6-7% | 17 | $905,000 | $53,235 |
| Over 8% | 10 | $510,000 | $51,000 |
During 2021, Manhattan's most frequently originated rate bucket was 2.5-3%, with 1,886 originations.
Loan Sizing (MANHATTAN, KS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,140 | $323,020,000 | $150,944 |
| $200k-400k | 1,696 | $451,220,000 | $266,050 |
| $100,000 or less | 649 | $41,265,000 | $63,582 |
| $400k-600k | 145 | $67,895,000 | $468,241 |
| $600k-1000k | 25 | $18,905,000 | $756,200 |
| $Over $1MM | 22 | $62,190,000 | $2,826,818 |
MANHATTAN's loan sizing saw the bucket of loans from $100k-200k with 2,140 originations, totaling $323,020,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,024 | $419,230,000 | $207,129 |
| 60-80% | 1,222 | $276,150,000 | $225,982 |
| 40-60% | 338 | $64,130,000 | $189,734 |
| Over 100% | 298 | $74,670,000 | $250,570 |
| 20-40% | 125 | $15,185,000 | $121,480 |
| Under 20% | 73 | $3,445,000 | $47,192 |
MANHATTAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,024 originations, totaling $419,230,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $214,950 (-3.2%) | $242,099 (-7.6%) | 0.00 | 400 |
| 2018-02-01 | $215,000 (-6.5%) | $244,845 (-7.7%) | 0.00 | 413 |
| 2018-03-01 | $212,900 (-10.6%) | $237,235 (-11.5%) | 0.00 | 481 |
| 2018-04-01 | $219,000 (-4.7%) | $242,986 (-9.9%) | 0.00 | 529 |
| 2018-05-01 | $214,900 (-7.1%) | $242,939 (-9.5%) | 0.00 | 552 |
| 2018-06-01 | $210,000 (-8.3%) | $239,098 (-9.2%) | 0.00 | 543 |
| 2018-07-01 | $210,000 (-8.3%) | $240,522 (-8.0%) | 0.00 | 502 |
| 2018-08-01 | $205,000 (-7.8%) | $237,142 (-8.3%) | 0.00 | 513 |
| 2018-09-01 | $204,900 (-6.4%) | $232,935 (-7.5%) | 0.00 | 515 |
| 2018-10-01 | $197,250 (-10.0%) | $227,116 (-8.8%) | 0.00 | 515 |
| 2018-11-01 | $199,900 (-9.1%) | $231,667 (-7.7%) | 0.00 | 493 |
| 2018-12-01 | $199,900 (-7.0%) | $235,643 (-3.5%) | 0.00 | 457 |
| 2019-01-01 | $203,000 (-5.6%) | $238,607 (-1.4%) | 0.00 | 425 |
| 2019-02-01 | $231,950 (7.9%) | $401,802 (64.1%) | 0.00 | 527 |
| 2019-03-01 | $223,000 (4.7%) | $344,526 (45.2%) | 0.00 | 508 |
| 2019-04-01 | $215,000 (-1.8%) | $298,588 (22.9%) | 0.00 | 492 |
| 2019-05-01 | $216,750 (0.9%) | $300,094 (23.5%) | 0.00 | 502 |
| 2019-06-01 | $210,900 (0.4%) | $282,540 (18.2%) | 0.00 | 500 |
| 2019-07-01 | $208,000 (-1.0%) | $279,978 (16.4%) | 0.00 | 508 |
| 2019-08-01 | $203,000 (-1.0%) | $274,171 (15.6%) | 0.00 | 503 |
| 2019-09-01 | $198,500 (-3.1%) | $267,186 (14.7%) | 0.00 | 493 |
| 2019-10-01 | $198,500 (0.6%) | $271,429 (19.5%) | 0.00 | 495 |
| 2019-11-01 | $198,500 (-0.7%) | $267,901 (15.6%) | 0.00 | 448 |
| 2019-12-01 | $195,000 (-2.5%) | $274,312 (16.4%) | 0.00 | 420 |
| 2020-01-01 | $195,000 (-3.9%) | $270,251 (13.3%) | 0.00 | 396 |
| 2020-02-01 | $199,000 (-14.2%) | $277,395 (-31.0%) | 0.00 | 393 |
| 2020-03-01 | $205,500 (-7.9%) | $281,123 (-18.4%) | 0.00 | 426 |
| 2020-04-01 | $207,750 (-3.4%) | $285,551 (-4.4%) | 0.00 | 401 |
| 2020-05-01 | $212,000 (-2.2%) | $292,804 (-2.4%) | 0.00 | 368 |
| 2020-06-01 | $215,000 (1.9%) | $307,002 (8.7%) | 0.00 | 325 |
| 2020-07-01 | $215,500 (3.6%) | $304,357 (8.7%) | 0.00 | 323 |
| 2020-08-01 | $219,000 (7.9%) | $313,864 (14.5%) | 0.00 | 297 |
| 2020-09-01 | $196,500 (-1.0%) | $258,289 (-3.3%) | 0.00 | 242 |
| 2020-10-01 | $205,900 (3.7%) | $257,181 (-5.3%) | 0.00 | 235 |
| 2020-11-01 | $206,900 (4.2%) | $258,702 (-3.4%) | 0.00 | 226 |
| 2020-12-01 | $199,750 (2.4%) | $258,208 (-5.9%) | 0.00 | 200 |
| 2021-01-01 | $210,000 (7.7%) | $268,577 (-0.6%) | 0.00 | 176 |
| 2021-02-01 | $212,500 (6.8%) | $268,837 (-3.1%) | 0.00 | 143 |
| 2021-03-01 | $220,000 (7.1%) | $284,320 (1.1%) | 0.00 | 142 |
| 2021-04-01 | $249,500 (20.1%) | $299,522 (4.9%) | 0.00 | 138 |
| 2021-05-01 | $240,000 (13.2%) | $300,708 (2.7%) | 0.00 | 149 |
| 2021-06-01 | $231,200 (7.5%) | $274,744 (-10.5%) | 0.00 | 167 |
| 2021-07-01 | $225,000 (4.4%) | $271,720 (-10.7%) | 0.00 | 185 |
| 2021-08-01 | $221,450 (1.1%) | $267,860 (-14.7%) | 0.00 | 197 |
| 2021-09-01 | $220,000 (12.0%) | $263,646 (2.1%) | 0.00 | 222 |
| 2021-10-01 | $212,500 (3.2%) | $267,479 (4.0%) | 0.00 | 201 |
| 2021-11-01 | $233,500 (12.9%) | $276,402 (6.8%) | 0.00 | 166 |
| 2021-12-01 | $244,000 (22.2%) | $514,441 (99.2%) | 0.00 | 125 |
| 2022-01-01 | $240,000 (14.3%) | $571,656 (112.9%) | 0.00 | 91 |
| 2022-02-01 | $278,950 (31.3%) | $664,347 (147.1%) | 0.00 | 81 |
| 2022-03-01 | $289,000 (31.4%) | $322,859 (13.6%) | 0.00 | 102 |
| 2022-04-01 | $279,000 (11.8%) | $314,501 (5.0%) | 0.00 | 122 |
MANHATTAN's median listing price for 2022-04-01 was $279,000, a difference of
$29,500
(11.8%) versus the prior year and
$-10,000 versus the prior month.
MANHATTAN's median listing price comes in at 0% of the national average.
MANHATTAN's average listing price for 2022-04-01 was $314,501, a difference of $14,979 (5.0%) versus the prior year and $-8,358 versus the prior month.
For the 2022-04-01 period, MANHATTAN had 122 MLS listings, a difference of 20 listings (20%) versus the prior month and -16 listings (-12%) versus the prior year.
MANHATTAN's median listing price comes in at 0% of the national average.
MANHATTAN's average listing price for 2022-04-01 was $314,501, a difference of $14,979 (5.0%) versus the prior year and $-8,358 versus the prior month.
For the 2022-04-01 period, MANHATTAN had 122 MLS listings, a difference of 20 listings (20%) versus the prior month and -16 listings (-12%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,227 sqft |
| 2018-02-01 | 0 days | 2,292 sqft |
| 2018-03-01 | 0 days | 2,296 sqft |
| 2018-04-01 | 0 days | 2,297 sqft |
| 2018-05-01 | 0 days | 2,207 sqft |
| 2018-06-01 | 0 days | 2,224 sqft |
| 2018-07-01 | 0 days | 2,218 sqft |
| 2018-08-01 | 0 days | 2,191 sqft |
| 2018-09-01 | 0 days | 2,191 sqft |
| 2018-10-01 | 0 days | 2,126 sqft |
| 2018-11-01 | 0 days | 2,177 sqft |
| 2018-12-01 | 0 days | 2,172 sqft |
| 2019-01-01 | 0 days | 2,109 sqft |
| 2019-02-01 | 0 days | 1,863 sqft |
| 2019-03-01 | 0 days | 1,986 sqft |
| 2019-04-01 | 0 days | 2,086 sqft |
| 2019-05-01 | 0 days | 2,104 sqft |
| 2019-06-01 | 0 days | 2,080 sqft |
| 2019-07-01 | 0 days | 2,050 sqft |
| 2019-08-01 | 0 days | 2,011 sqft |
| 2019-09-01 | 0 days | 1,977 sqft |
| 2019-10-01 | 0 days | 2,040 sqft |
| 2019-11-01 | 0 days | 2,016 sqft |
| 2019-12-01 | 0 days | 2,013 sqft |
| 2020-01-01 | 0 days | 2,030 sqft |
| 2020-02-01 | 0 days | 1,968 sqft |
| 2020-03-01 | 0 days | 2,031 sqft |
| 2020-04-01 | 0 days | 1,961 sqft |
| 2020-05-01 | 0 days | 1,976 sqft |
| 2020-06-01 | 0 days | 2,115 sqft |
| 2020-07-01 | 0 days | 2,050 sqft |
| 2020-08-01 | 0 days | 2,080 sqft |
| 2020-09-01 | 0 days | 2,188 sqft |
| 2020-10-01 | 0 days | 2,288 sqft |
| 2020-11-01 | 0 days | 2,284 sqft |
| 2020-12-01 | 0 days | 2,214 sqft |
| 2021-01-01 | 0 days | 2,192 sqft |
| 2021-02-01 | 0 days | 2,149 sqft |
| 2021-03-01 | 0 days | 2,294 sqft |
| 2021-04-01 | 0 days | 2,304 sqft |
| 2021-05-01 | 0 days | 2,272 sqft |
| 2021-06-01 | 0 days | 2,285 sqft |
| 2021-07-01 | 0 days | 2,200 sqft |
| 2021-08-01 | 0 days | 2,140 sqft |
| 2021-09-01 | 0 days | 2,070 sqft |
| 2021-10-01 | 0 days | 2,082 sqft |
| 2021-11-01 | 0 days | 2,143 sqft |
| 2021-12-01 | 0 days | 2,199 sqft |
| 2022-01-01 | 0 days | 2,082 sqft |
| 2022-02-01 | 0 days | 1,989 sqft |
| 2022-03-01 | 0 days | 2,245 sqft |
| 2022-04-01 | 0 days | 2,080 sqft |
MANHATTAN's median listing age (time on market) for 2022-04-01 was 0 days.
MANHATTAN's median square footage for active listings during the 2022-04-01 period was 2,080 sqft. One year prior, the average listing was 2,304 sqft.
MANHATTAN's median square footage for active listings during the 2022-04-01 period was 2,080 sqft. One year prior, the average listing was 2,304 sqft.
