MANHATTAN Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Manhattan averaged 6.63% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.42% and one month ago for the week of 2024-11-07, the average rate was 6.52%.

    Manhattan's average rate one year ago was 6.66%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Manhattan 30 Year Fixed Rate 2024-12-12 6.63%
    Manhattan 30 Year Fixed Rate Refi 2024-12-12 6.7%
    Manhattan 15 Year Fixed Rate 2024-12-12 5.74%
    Manhattan 15 Year Fixed Rate Refi 2024-12-12 6.24%
    Manhattan 30 Year FHA 2024-12-12 6.48%
    Manhattan 30 Year FHA Refi 2024-12-12 6.28%
    Manhattan 30 Year USDA 2024-12-12 6.5%
    Manhattan 30 Year USDA Refi 2024-12-12 6.1%
    Manhattan 30 Year VA 2024-12-12 5.85%
    Manhattan 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MANHATTAN, KS.

    MANHATTAN Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MANHATTAN, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Landmark National Bank 84 6.14% $2,344
    Community First National Bank 51 6.55% $2,989
    Bank of the Flint Hills 37 6.98% $2,623
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 35 6.75% $4,101
    UNITED WHOLESALE MORTGAGE, LLC 33 7.16% $4,378
    Central National Bank 30 6.74% $1,594
    QUICKEN LOANS, LLC 27 6.97% $6,749
    Exchange Bank 26 6.72% $2,688
    MERITRUST Federal Credit Union 17 6.30% $2,880
    Capitol Federal Savings Bank 16 6.60% $2,367
    American Mortgage & Equity Consultants, Inc. 15 6.71% $7,193
    Armed Forces Bank 11 6.86% $3,335
    Commerce Bank 9 6.22% $2,327
    LEADERONE FINANCIAL CORPORATION 9 6.67% $4,868
    Plains Commerce Bank 7 6.30% $3,291
    KANSAS STATE UNIVERSITY Federal Credit Union 7 7.00% $5,798
    NAVY FEDERAL CREDIT UNION 7 6.46% $2,143
    Sunflower Bank 7 6.18% $3,559
    The Farmers State Bank of Westmoreland 6 6.81% $1,898
    Wells Fargo Bank 5 5.88% $5,877
    U.S. Bank 5 6.68% $2,737
    JPMorgan Chase Bank 5 6.50% $1,762
    NBKC BANK 5 6.78% $1,945
    USAA Federal Savings Bank 5 6.33% $6,919
    PENNYMAC LOAN SERVICES, LLC 4 6.81% $4,161
    West Gate Bank 4 5.94% $2,501
    COMMUNITYAMERICA 4 6.31% $3,059
    Intrust Bank 4 6.47% $1,885
    Mortgage Research Center, LLC 4 6.28% $3,537
    FLAT BRANCH MORTGAGE, INC. 4 6.63% $4,373
    GUARANTEED RATE, INC. 3 6.72% $2,954
    Farm Credit Mid-America, ACA 3 7.33% $4,587
    Fidelity Bank 3 6.88% $2,695
    ASSEMBLIES OF GOD Credit Union 3 6.38% $1,391
    CMG MORTGAGE, INC. 3 6.96% $6,826
    UNION HOME MORTGAGE CORP. 3 7.17% $6,639
    ESB Financial 3 6.50% $3,151
    First State Bank of St. Charles, Missouri 3 6.88% $3,858
    CROSSCOUNTRY MORTGAGE, LLC 3 7.58% $6,028
    Truist 3 6.74% $3,456
    Envista Credit Union 3 6.79% $3,206
    GUILD MORTGAGE COMPANY 2 6.81% $3,639
    LOANDEPOT.COM, LLC 2 6.56% $6,574
    Discover Bank 2 7.49% $0
    MOVEMENT MORTGAGE, LLC 2 6.93% $4,791
    BETTER MORTGAGE CORPORATION 2 6.63% $1,408
    NBH Bank 2 6.94% $3,927
    OPEN MORTGAGE, LLC 2 6.68% $4,774
    PNC Bank 2 6.38% $2,402
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.00% $6,351
    COMMUNITY MORTGAGE, LLC 2 7.88% $2,750
    THRIVENT Federal Credit Union 2 7.31% $6,402
    Gateway First Bank 2 6.69% $2,986
    Waterstone Mortgage Corporation 2 6.69% $5,600
    General Mortgage Capital Corporation 2 6.56% $4,002
    DAS Acquisition Company, LLC 2 6.38% $3,246
    Deere Employees Credit Union 2 6.38% $3,340
    Mortgage Investment Services Corporation 1 6.75% $4,394
    Arbor Bank 1 6.50% $2,714
    Arvest Bank 1 6.13% $3,122
    Bank of America 1 6.00% $0
    Bank of Colorado 1 6.38% $4,272
    BAY EQUITY LLC 1 7.38% $5,655
    BNY Mellon 1 5.13% $8,411
    Boeing Employees Credit Union 1 6.38% $4,491
    BROKER SOLUTIONS, INC. 1 6.38% $3,949
    CANOPY MORTGAGE, LLC 1 6.50% $3,992
    CASTLE & COOKE MORTGAGE, LLC 1 8.13% $9,763
    CITYWIDE HOME LOANS, LLC 1 5.99% $7,427
    Commercial Bank 1 6.50% $5,455
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.88% $2,712
    CREDIT UNION OF AMERICA 1 6.00% $1,885
    ENDEAVOR CAPITAL, LLC. 1 7.50% $5,942
    EVERETT FINANCIAL, INC. 1 5.99% $10,078
    Farmers Bank & Trust 1 6.88% $1,680
    First Community Bank 1 7.25% $3,282
    First Merchants Bank 1 5.63% $2,613
    First National Bank of America 1 9.38% $8,001
    First National Bank of Omaha 1 6.75% $3,078
    First Savings Bank 1 6.88% $6,883
    FirstTrust Home Loans, Inc. 1 5.88% $8,649
    First Western Trust Bank 1 6.50% $3,180
    Flagstar Bank, FSB 1 6.00% $4,172
    GARDNER FINANCIAL SERVICES, LTD. 1 6.88% $6,739
    Gate City Bank 1 5.88% $4,543
    GOLDEN PLAINS 1 6.25% $1,975
    HOMESIDE FINANCIAL, LLC 1 6.13% $2,754
    Mid-America Bank 1 6.50% $2,182
    Midwest Mortgage Associates Corporation 1 7.63% $10,685
    Morgan Stanley Private Bank 1 6.60% $2,571
    Alerus Financial 1 6.00% $2,984
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $10,803
    NATIONWIDE MORTGAGE BANKERS, INC. 1 7.49% $12,873
    NEWREZ LLC 1 7.99% $3,729
    NexBank 1 6.88% $5,450
    PENTAGON FEDERAL CREDIT UNION 1 6.25% $6,897
    PHH Mortgage Corporation 1 7.75% $8,118
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.50% $8,361
    Prosperity Home Mortgage, LLC 1 6.50% $17,259
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.13% $4,317
    RBC Bank, (Georgia) 1 5.38% $1,108
    Service Federal Credit Union 1 5.75% $2,583
    Sierra Pacific Mortgage Company, Inc. 1 6.99% $2,958
    Simmons Bank 1 6.75% $3,376
    T2 FINANCIAL LLC 1 7.38% $7,966
    The Central Trust Bank 1 7.75% $2,834
    The Federal Savings Bank 1 7.38% $3,396
    The Huntington National Bank 1 7.25% $3,538
    Truity Federal Credit Union 1 6.63% $1,830
    UMB Bank 1 6.04% $1,486

    MANHATTAN Average Closing Costs & Other Stats

    MANHATTAN, KS's 110 lenders originated 2,181 loans during 2023. The total origination value was $450,305,000, with an average loan value of $206,467.

    MANHATTAN's average closing costs are $4,073.

    The top MANHATTAN lender as defined by loan originations is Landmark National Bank, with 84 loans originated. Their average total fees are $2,344, which is $646 lower than the next largest lender, Community First National Bank.

    The lowest fee MANHATTAN lenders (with over 10 loans originated) are Central National Bank ($1,594), Landmark National Bank ($2,344), Capitol Federal Savings Bank ($2,367), Bank of the Flint Hills ($2,623) and Exchange Bank ($2,688).

    The lowest rate MANHATTAN lenders (with over 10 loans originated) are Landmark National Bank (6.14%), MERITRUST Federal Credit Union (6.30%), Community First National Bank (6.55%), Capitol Federal Savings Bank (6.60%) and American Mortgage & Equity Consultants, Inc. (6.71%).

    MANHATTAN, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Mortgage Research Center, LLC $48,285,000 $38,590,000 -20.1% 8.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $29,845,000 $31,790,000 6.5% 7.1%
    Landmark National Bank $34,890,000 $31,365,000 -10.1% 7.0%
    Community First National Bank $37,050,000 $28,985,000 -21.8% 6.4%
    Exchange Bank $34,700,000 $22,415,000 -35.4% 5.0%
    UNITED WHOLESALE MORTGAGE, LLC $15,410,000 $21,010,000 36.3% 4.7%
    Bank of the Flint Hills $34,230,000 $20,115,000 -41.2% 4.5%
    NAVY FEDERAL CREDIT UNION $15,485,000 $17,215,000 11.2% 3.8%
    QUICKEN LOANS, LLC $17,960,000 $13,075,000 -27.2% 2.9%
    Central National Bank $13,830,000 $12,660,000 -8.5% 2.8%
    PEOPLES STATE BANK $13,240,000 $10,415,000 -21.3% 2.3%
    The Farmers State Bank of Westmoreland $9,685,000 $10,220,000 5.5% 2.3%
    THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS $13,495,000 $9,420,000 -30.2% 2.1%
    CROSSCOUNTRY MORTGAGE, LLC $15,285,000 $8,630,000 -43.5% 1.9%
    USAA Federal Savings Bank $10,040,000 $8,630,000 -14.0% 1.9%
    Armed Forces Bank $10,805,000 $6,770,000 -37.3% 1.5%
    KS StateBank $17,570,000 $5,710,000 -67.5% 1.3%
    Capitol Federal Savings Bank $11,320,000 $5,310,000 -53.1% 1.2%
    LEADERONE FINANCIAL CORPORATION $3,325,000 $4,910,000 47.7% 1.1%
    American Mortgage & Equity Consultants, Inc. $4,660,000 $4,870,000 4.5% 1.1%
    KANSAS STATE UNIVERSITY Federal Credit Union $2,175,000 $4,375,000 101.1% 1.0%
    MERITRUST Federal Credit Union $13,865,000 $4,290,000 -69.1% 1.0%
    PENNYMAC LOAN SERVICES, LLC $4,860,000 $4,000,000 -17.7% 0.9%
    Sunflower Bank $12,135,000 $3,940,000 -67.5% 0.9%
    MOVEMENT MORTGAGE, LLC $4,145,000 $3,825,000 -7.7% 0.8%
    Commerce Bank $8,555,000 $3,730,000 -56.4% 0.8%
    The Bennington State Bank $4,575,000 $3,485,000 -23.8% 0.8%
    NBKC BANK $4,340,000 $3,430,000 -21.0% 0.8%
    Wells Fargo Bank $3,970,000 $3,290,000 -17.1% 0.7%
    Plains Commerce Bank $9,945,000 $3,270,000 -67.1% 0.7%
    ESB Financial $4,330,000 $3,075,000 -29.0% 0.7%
    GUARANTEED RATE, INC. $3,405,000 $2,995,000 -12.0% 0.7%
    FLAT BRANCH MORTGAGE, INC. $580,000 $2,575,000 344.0% 0.6%
    BNY Mellon $2,505,000 n/a 0.6%
    First State Bank of St. Charles, Missouri $2,595,000 $2,330,000 -10.2% 0.5%
    UNION HOME MORTGAGE CORP. $1,645,000 $2,280,000 38.6% 0.5%
    FREEDOM MORTGAGE CORPORATION $3,515,000 $2,245,000 -36.1% 0.5%
    Intrust Bank $3,770,000 $2,240,000 -40.6% 0.5%
    U.S. Bank $2,685,000 $2,120,000 -21.0% 0.5%
    LOANDEPOT.COM, LLC $4,255,000 $2,055,000 -51.7% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $3,265,000 $1,955,000 -40.1% 0.4%
    Old National Bank $1,890,000 n/a 0.4%
    Community National Bank & Trust $675,000 $1,875,000 177.8% 0.4%
    AMERISAVE MORTGAGE CORPORATION $2,245,000 $1,815,000 -19.2% 0.4%
    TRIAD FINANCIAL SERVICES, INC. $2,595,000 $1,735,000 -33.1% 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $850,000 $1,685,000 98.2% 0.4%
    COMMUNITYAMERICA $310,000 $1,645,000 430.6% 0.4%
    JPMorgan Chase Bank $1,735,000 $1,625,000 -6.3% 0.4%
    Carson Bank $1,585,000 n/a 0.4%
    New Century Bank $1,530,000 n/a 0.3%
    West Gate Bank $4,980,000 $1,205,000 -75.8% 0.3%
    United Bank & Trust $1,505,000 $1,190,000 -20.9% 0.3%
    Gateway First Bank $220,000 $1,175,000 434.1% 0.3%
    Truity Federal Credit Union $275,000 $1,170,000 325.5% 0.3%
    BROKER SOLUTIONS, INC. $2,020,000 $1,090,000 -46.0% 0.2%
    CMG MORTGAGE, INC. $1,620,000 $1,055,000 -34.9% 0.2%
    NBH Bank $835,000 $1,055,000 26.3% 0.2%
    Community Bank $235,000 $1,045,000 344.7% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $23,575,000 $960,000 -95.9% 0.2%
    Truist $905,000 n/a 0.2%
    Fidelity Bank $85,000 $890,000 947.1% 0.2%
    Heritage Bank $865,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $810,000 n/a 0.2%
    Waterstone Mortgage Corporation $410,000 $810,000 97.6% 0.2%
    Citizens Bank $495,000 $805,000 62.6% 0.2%
    Deere Employees Credit Union $370,000 $795,000 114.9% 0.2%
    Arvest Bank $2,530,000 $790,000 -68.8% 0.2%
    Flagstar Bank, FSB $2,405,000 $790,000 -67.2% 0.2%
    NEWREZ LLC $690,000 $775,000 12.3% 0.2%
    Envista Credit Union $80,000 $745,000 831.3% 0.2%
    The Federal Savings Bank $1,795,000 $745,000 -58.5% 0.2%
    PENTAGON FEDERAL CREDIT UNION $1,705,000 $720,000 -57.8% 0.2%
    UMB Bank $805,000 $705,000 -12.4% 0.2%
    Farm Credit Mid-America, ACA $1,780,000 $700,000 -60.7% 0.2%
    PLANET HOME LENDING, LLC $155,000 $695,000 348.4% 0.2%
    GUILD MORTGAGE COMPANY $1,070,000 $680,000 -36.4% 0.2%
    GNBank $185,000 $645,000 248.6% 0.1%
    NEW DAY FINANCIAL, LLC $910,000 $580,000 -36.3% 0.1%
    PNC Bank $290,000 $570,000 96.6% 0.1%
    DAS Acquisition Company, LLC $1,810,000 $555,000 -69.3% 0.1%
    NFM, INC. $530,000 n/a 0.1%
    Simmons Bank $155,000 $530,000 241.9% 0.1%
    Discover Bank $190,000 $525,000 176.3% 0.1%
    ENDEAVOR CAPITAL, LLC. $500,000 n/a 0.1%
    First Option Bank $495,000 n/a 0.1%
    OPEN MORTGAGE, LLC $205,000 $495,000 141.5% 0.1%
    Citizens Bank of Kansas $260,000 $490,000 88.5% 0.1%
    BNC National Bank $345,000 $485,000 40.6% 0.1%
    FirstTrust Home Loans, Inc. $470,000 n/a 0.1%
    Stockgrowers State Bank $455,000 n/a 0.1%
    Bank of America $790,000 $440,000 -44.3% 0.1%
    LIMA ONE CAPITAL, LLC $135,000 $440,000 225.9% 0.1%
    THRIVENT Federal Credit Union $230,000 $440,000 91.3% 0.1%
    The Farmers State Bank $425,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $1,315,000 $420,000 -68.1% 0.1%
    General Mortgage Capital Corporation $420,000 n/a 0.1%
    Mid-Continent Funding, Inc. $415,000 n/a 0.1%
    Choice Financial Group $405,000 n/a 0.1%
    GREENSTATE CREDIT UNION $405,000 n/a 0.1%
    Pinnacle Bank $405,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $400,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $385,000 $395,000 2.6% 0.1%
    Midwest Mortgage Associates Corporation $385,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $510,000 $380,000 -25.5% 0.1%
    FINANCE OF AMERICA REVERSE LLC $375,000 n/a 0.1%
    Alliance Bank Central Texas $1,885,000 $365,000 -80.6% 0.1%
    FINANCIAL CONCEPTS MORTGAGE, LLC $660,000 $365,000 -44.7% 0.1%
    CITYWIDE HOME LOANS, LLC $355,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $340,000 n/a 0.1%
    CREDIT UNION OF AMERICA $155,000 $340,000 119.4% 0.1%
    Commercial Bank $335,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $1,740,000 $335,000 -80.7% 0.1%
    The Union State Bank of Everest $155,000 $335,000 116.1% 0.1%
    Morgan Stanley Private Bank $325,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $325,000 n/a 0.1%
    The Union State Bank $95,000 $325,000 242.1% 0.1%
    The Central Trust Bank $430,000 $320,000 -25.6% 0.1%
    Community National Bank $155,000 $315,000 103.2% 0.1%
    Arbor Bank $305,000 n/a 0.1%
    Boeing Employees Credit Union $65,000 $305,000 369.2% 0.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $305,000 n/a 0.1%
    NexBank $470,000 $295,000 -37.2% 0.1%
    ZILLOW HOME LOANS, LLC $295,000 n/a 0.1%
    ASSEMBLIES OF GOD Credit Union $190,000 $285,000 50.0% 0.1%
    GARDNER FINANCIAL SERVICES, LTD. $285,000 n/a 0.1%
    T2 FINANCIAL LLC $285,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $145,000 $275,000 89.7% 0.1%
    SeaTrust Mortgage Company $275,000 n/a 0.1%
    Servion, Inc. $225,000 $275,000 22.2% 0.1%
    CASTLE & COOKE MORTGAGE, LLC $255,000 n/a 0.1%
    Gate City Bank $305,000 $255,000 -16.4% 0.1%
    GOLDEN PLAINS $270,000 $255,000 -5.6% 0.1%
    Magnolia Bank $430,000 $245,000 -43.0% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $245,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $375,000 $245,000 -34.7% 0.1%
    COMMUNITY MORTGAGE, LLC $570,000 $240,000 -57.9% 0.1%
    Bank of Colorado $235,000 $235,000 0.0% 0.1%
    Encompass Lending Group, LP $235,000 n/a 0.1%
    FLINT HILLS BANK $235,000 n/a 0.1%
    GREAT RIVER FEDERAL CREDIT UNION $235,000 n/a 0.1%
    Iroquois Federal Savings and Loan Association $235,000 n/a 0.1%
    First Community Bank $225,000 n/a 0.0%
    SOUTHPOINT FINANCIAL $225,000 n/a 0.0%
    BOKF $450,000 $220,000 -51.1% 0.0%
    BAY EQUITY LLC $215,000 n/a 0.0%
    First National Bank of America $215,000 n/a 0.0%
    PHH Mortgage Corporation $300,000 $215,000 -28.3% 0.0%
    RBC Bank, (Georgia) $215,000 n/a 0.0%
    CoreFirst Bank & Trust $250,000 $205,000 -18.0% 0.0%
    Country Club Bank $205,000 n/a 0.0%
    FirstBank of Nebraska $185,000 $205,000 10.8% 0.0%
    First National Bank of Omaha $205,000 n/a 0.0%
    LOANPAL, LLC $190,000 $205,000 7.9% 0.0%
    The Huntington National Bank $205,000 n/a 0.0%
    Colonial Savings, F.A. $380,000 $195,000 -48.7% 0.0%
    Equity Prime Mortgage LLC $370,000 $195,000 -47.3% 0.0%
    EVERETT FINANCIAL, INC. $400,000 $195,000 -51.3% 0.0%
    First Savings Bank $195,000 n/a 0.0%
    PLAZA HOME MORTGAGE, INC. $195,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $485,000 $195,000 -59.8% 0.0%
    Service Federal Credit Union $410,000 $190,000 -53.7% 0.0%
    CARDINAL FINANCIAL $390,000 $185,000 -52.6% 0.0%
    Chickasaw Community Bank $185,000 n/a 0.0%
    Kaw Valley Bank $230,000 $185,000 -19.6% 0.0%
    Mutual Federal Bank $185,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $185,000 n/a 0.0%
    Farmers and Drovers Bank $180,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $480,000 $175,000 -63.5% 0.0%
    First Western Trust Bank $175,000 n/a 0.0%
    Farmers Bank & Trust $325,000 $165,000 -49.2% 0.0%
    First Merchants Bank $165,000 n/a 0.0%
    MEGASTAR FINANCIAL CORP. $165,000 n/a 0.0%
    Mortgage Investment Services Corporation $445,000 $165,000 -62.9% 0.0%
    Great Plains National Bank $155,000 n/a 0.0%
    Coastal Community Bank $145,000 n/a 0.0%
    HOMESIDE FINANCIAL, LLC $230,000 $145,000 -37.0% 0.0%
    People's Savings Bank of Rhineland $145,000 n/a 0.0%
    First United Bank and Trust Company $135,000 n/a 0.0%
    Legacy Bank $125,000 n/a 0.0%
    Mid-America Bank $245,000 $125,000 -49.0% 0.0%
    NATIONS RELIABLE LENDING, LLC $255,000 $125,000 -51.0% 0.0%
    AMWEST FUNDING CORP. $115,000 n/a 0.0%
    OCMBC, INC. $115,000 n/a 0.0%
    MID AMERICA MORTGAGE, INC. $110,000 n/a 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $105,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $95,000 n/a 0.0%
    Azura Credit Union $1,180,000 $90,000 -92.4% 0.0%
    Alerus Financial $85,000 n/a 0.0%
    Members Mortgage Services, L.L.C. $695,000 $85,000 -87.8% 0.0%
    Carrington Mortgage Services, LLC $1,255,000 $80,000 -93.6% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $80,000 n/a 0.0%
    CANOPY MORTGAGE, LLC $525,000 $75,000 -85.7% 0.0%
    DOMINION FINANCIAL SERVICES, LLC $75,000 n/a 0.0%
    Figure Lending LLC $75,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $75,000 n/a 0.0%
    COMMUNICATION $350,000 $65,000 -81.4% 0.0%
    CITIZENS EQUITY FIRST $765,000 $55,000 -92.8% 0.0%
    UTILITIES EMPLOYEES CREDIT UNION $45,000 n/a 0.0%
    Emprise Bank $15,000 $35,000 133.3% 0.0%
    Signature Federal Credit Union $35,000 n/a 0.0%

    MANHATTAN's top lender by overall market share is Mortgage Research Center, LLC, with 8.6% market share. In second place, with 7.1%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $31,790,000 in loans. In third place, with 7.0%, is Landmark National Bank, having originated $31,365,000 in loans. In fourth place, with 6.4%, is Community First National Bank, having originated $28,985,000 in loans. In fifth place, with 5.0%, is Exchange Bank, having originated $22,415,000 in loans.

    MANHATTAN Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $169,900 (0.0%) $196,155 (-7.3%) 0.00 663
    2018-02-01 $169,923 (-2.9%) $200,244 (-6.3%) 0.00 653
    2018-03-01 $174,900 (-4.1%) $201,185 (-5.8%) 0.00 722
    2018-04-01 $175,000 (-2.8%) $202,865 (-5.1%) 0.00 778
    2018-05-01 $175,000 (-3.3%) $202,384 (-4.8%) 0.00 805
    2018-06-01 $169,900 (-7.8%) $199,761 (-6.5%) 0.00 810
    2018-07-01 $170,725 (-7.2%) $200,227 (-6.0%) 0.00 770
    2018-08-01 $172,450 (-4.2%) $201,190 (-4.4%) 0.00 771
    2018-09-01 $175,000 (-2.7%) $200,648 (-3.9%) 0.00 766
    2018-10-01 $170,000 (-4.4%) $201,206 (-2.5%) 0.00 734
    2018-11-01 $170,000 (-2.9%) $200,733 (-1.7%) 0.00 714
    2018-12-01 $169,900 (-0.1%) $200,834 (1.6%) 0.00 675
    2019-01-01 $165,600 (-2.5%) $200,554 (2.2%) 0.00 645
    2019-02-01 $179,300 (5.5%) $256,282 (28.0%) 0.00 696
    2019-03-01 $179,300 (2.5%) $248,595 (23.6%) 0.00 719
    2019-04-01 $178,200 (1.8%) $237,273 (17.0%) 0.00 736
    2019-05-01 $178,950 (2.3%) $239,245 (18.2%) 0.00 756
    2019-06-01 $173,000 (1.8%) $230,050 (15.2%) 0.00 753
    2019-07-01 $170,675 (0.0%) $227,180 (13.5%) 0.00 763
    2019-08-01 $171,300 (-0.7%) $228,030 (13.3%) 0.00 745
    2019-09-01 $173,325 (-1.0%) $229,404 (14.3%) 0.00 716
    2019-10-01 $174,450 (2.6%) $231,043 (14.8%) 0.00 686
    2019-11-01 $169,900 (-0.1%) $228,092 (13.6%) 0.00 616
    2019-12-01 $169,900 (0.0%) $233,425 (16.2%) 0.00 569
    2020-01-01 $169,700 (2.5%) $229,574 (14.5%) 0.00 533
    2020-02-01 $170,000 (-5.2%) $235,907 (-8.0%) 0.00 529
    2020-03-01 $179,450 (0.1%) $239,435 (-3.7%) 0.00 559
    2020-04-01 $179,800 (0.9%) $241,860 (1.9%) 0.00 537
    2020-05-01 $185,000 (3.4%) $247,376 (3.4%) 0.00 492
    2020-06-01 $189,450 (9.5%) $259,269 (12.7%) 0.00 430
    2020-07-01 $185,000 (8.4%) $258,621 (13.8%) 0.00 424
    2020-08-01 $184,500 (7.7%) $261,358 (14.6%) 0.00 409
    2020-09-01 $169,350 (-2.3%) $223,930 (-2.4%) 0.00 366
    2020-10-01 $169,900 (-2.6%) $225,167 (-2.5%) 0.00 337
    2020-11-01 $177,350 (4.4%) $225,494 (-1.1%) 0.00 316
    2020-12-01 $170,000 (0.1%) $225,192 (-3.5%) 0.00 280
    2021-01-01 $177,000 (4.3%) $232,065 (1.1%) 0.00 246
    2021-02-01 $180,000 (5.9%) $232,016 (-1.7%) 0.00 206
    2021-03-01 $187,750 (4.6%) $242,103 (1.1%) 0.00 202
    2021-04-01 $197,300 (9.7%) $253,083 (4.6%) 0.00 194
    2021-05-01 $205,000 (10.8%) $262,990 (6.3%) 0.00 206
    2021-06-01 $205,000 (8.2%) $238,909 (-7.9%) 0.00 242
    2021-07-01 $186,250 (0.7%) $237,517 (-8.2%) 0.00 275
    2021-08-01 $180,000 (-2.4%) $227,551 (-12.9%) 0.00 311
    2021-09-01 $192,500 (13.7%) $230,679 (3.0%) 0.00 330
    2021-10-01 $185,000 (8.9%) $231,651 (2.9%) 0.00 302
    2021-11-01 $196,875 (11.0%) $238,555 (5.8%) 0.00 253
    2021-12-01 $188,250 (10.7%) $384,085 (70.6%) 0.00 210
    2022-01-01 $164,500 (-7.1%) $429,970 (85.3%) 0.00 155
    2022-02-01 $202,450 (12.5%) $491,080 (111.7%) 0.00 130
    2022-03-01 $239,925 (27.8%) $279,814 (15.6%) 0.00 145
    2022-04-01 $230,000 (16.6%) $273,205 (8.0%) 0.00 166
    2022-05-01 $225,000 (9.8%) $271,105 (3.1%) 0.00 190
    2022-06-01 $232,500 (13.4%) $274,767 (15.0%) 0.00 223
    2022-07-01 $240,000 (28.9%) $277,799 (17.0%) 0.00 237
    2022-08-01 $239,950 (33.3%) $273,540 (20.2%) 0.00 258
    2022-09-01 $233,500 (21.3%) $271,073 (17.5%) 0.00 245
    2022-10-01 $240,000 (29.7%) $275,246 (18.8%) 0.00 225
    2022-11-01 $229,900 (16.8%) $264,508 (10.9%) 0.00 256
    2022-12-01 $229,900 (22.1%) $264,976 (-31.0%) 0.00 251
    2023-01-01 $231,625 (40.8%) $269,872 (-37.2%) 0.00 224
    2023-02-01 $264,000 (30.4%) $289,977 (-41.0%) 0.00 207
    2023-03-01 $275,000 (14.6%) $311,229 (11.2%) 0.00 197
    2023-04-01 $270,000 (17.4%) $315,817 (15.6%) 0.00 202
    2023-05-01 $278,250 (23.7%) $313,443 (15.6%) 0.00 224
    2023-06-01 $278,000 (19.6%) $306,281 (11.5%) 0.00 241
    2023-07-01 $267,000 (11.3%) $301,577 (8.6%) 0.00 249
    2023-08-01 $261,225 (8.9%) $300,666 (9.9%) 0.00 264
    2023-09-01 $239,000 (2.4%) $286,098 (5.5%) 0.00 258
    2023-10-01 $222,238 (-7.4%) $270,363 (-1.8%) 0.00 268
    2023-11-01 $222,500 (-3.2%) $271,510 (2.7%) 0.00 283
    2023-12-01 $225,000 (-2.1%) $267,524 (1.0%) 0.00 276
    2024-01-01 $233,675 (0.9%) $275,626 (2.1%) 0.00 256
    2024-02-01 $241,250 (-8.6%) $291,038 (0.4%) 0.00 232
    2024-03-01 $259,900 (-5.5%) $311,880 (0.2%) 0.00 219
    2024-04-01 $288,750 (6.9%) $327,867 (3.8%) 0.00 245
    2024-05-01 $285,000 (2.4%) $337,623 (7.7%) 0.00 256
    2024-06-01 $274,500 (-1.3%) $321,275 (4.9%) 0.00 286
    2024-07-01 $272,200 (2.0%) $311,018 (3.1%) 0.00 296
    2024-08-01 $274,000 (4.9%) $303,653 (1.0%) 0.00 275
    2024-09-01 $277,500 (16.1%) $311,072 (8.7%) 0.00 277
    2024-10-01 $274,338 (23.4%) $310,914 (15.0%) 0.00 280
    2024-11-01 $274,950 (23.6%) $309,850 (14.1%) 0.00 265
    MANHATTAN's median listing price for 2024-11-01 was $274,950, a difference of $52,450 (23.6%) versus the prior year and $612 versus the prior month.

    MANHATTAN's median listing price comes in at 0% of the national average.

    MANHATTAN's average listing price for 2024-11-01 was $309,850, a difference of $38,340 (14.1%) versus the prior year and $-1,064 versus the prior month.

    For the 2024-11-01 period, MANHATTAN had 265 MLS listings, a difference of -15 listings (-5%) versus the prior month and -18 listings (-6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,018 sqft
    2018-02-01 0 days 2,070 sqft
    2018-03-01 0 days 2,082 sqft
    2018-04-01 0 days 2,091 sqft
    2018-05-01 0 days 2,086 sqft
    2018-06-01 0 days 2,091 sqft
    2018-07-01 0 days 2,091 sqft
    2018-08-01 0 days 2,054 sqft
    2018-09-01 0 days 2,054 sqft
    2018-10-01 0 days 2,051 sqft
    2018-11-01 0 days 2,045 sqft
    2018-12-01 0 days 2,020 sqft
    2019-01-01 0 days 1,999 sqft
    2019-02-01 0 days 1,939 sqft
    2019-03-01 0 days 1,941 sqft
    2019-04-01 0 days 1,958 sqft
    2019-05-01 0 days 1,961 sqft
    2019-06-01 0 days 1,963 sqft
    2019-07-01 0 days 1,961 sqft
    2019-08-01 0 days 1,959 sqft
    2019-09-01 0 days 1,957 sqft
    2019-10-01 0 days 1,958 sqft
    2019-11-01 0 days 1,944 sqft
    2019-12-01 0 days 1,935 sqft
    2020-01-01 0 days 1,934 sqft
    2020-02-01 0 days 1,917 sqft
    2020-03-01 0 days 1,923 sqft
    2020-04-01 0 days 1,882 sqft
    2020-05-01 0 days 1,908 sqft
    2020-06-01 0 days 1,971 sqft
    2020-07-01 0 days 1,946 sqft
    2020-08-01 0 days 1,950 sqft
    2020-09-01 0 days 1,995 sqft
    2020-10-01 0 days 2,060 sqft
    2020-11-01 0 days 2,001 sqft
    2020-12-01 0 days 1,959 sqft
    2021-01-01 0 days 1,915 sqft
    2021-02-01 0 days 1,908 sqft
    2021-03-01 0 days 1,904 sqft
    2021-04-01 0 days 1,958 sqft
    2021-05-01 0 days 2,016 sqft
    2021-06-01 0 days 2,045 sqft
    2021-07-01 0 days 1,966 sqft
    2021-08-01 0 days 1,918 sqft
    2021-09-01 0 days 1,950 sqft
    2021-10-01 0 days 1,989 sqft
    2021-11-01 0 days 1,988 sqft
    2021-12-01 0 days 1,987 sqft
    2022-01-01 0 days 1,888 sqft
    2022-02-01 0 days 1,840 sqft
    2022-03-01 0 days 1,926 sqft
    2022-04-01 0 days 1,944 sqft
    2022-05-01 0 days 1,970 sqft
    2022-06-01 0 days 1,988 sqft
    2022-07-01 0 days 2,026 sqft
    2022-08-01 0 days 2,030 sqft
    2022-09-01 0 days 2,014 sqft
    2022-10-01 0 days 2,187 sqft
    2022-11-01 0 days 2,146 sqft
    2022-12-01 0 days 2,143 sqft
    2023-01-01 0 days 2,178 sqft
    2023-02-01 0 days 2,135 sqft
    2023-03-01 0 days 2,251 sqft
    2023-04-01 0 days 2,240 sqft
    2023-05-01 0 days 2,150 sqft
    2023-06-01 0 days 2,182 sqft
    2023-07-01 0 days 2,184 sqft
    2023-08-01 0 days 2,117 sqft
    2023-09-01 0 days 2,016 sqft
    2023-10-01 0 days 1,960 sqft
    2023-11-01 0 days 1,984 sqft
    2023-12-01 0 days 1,952 sqft
    2024-01-01 0 days 1,975 sqft
    2024-02-01 0 days 2,016 sqft
    2024-03-01 0 days 2,179 sqft
    2024-04-01 0 days 2,201 sqft
    2024-05-01 0 days 2,228 sqft
    2024-06-01 0 days 2,160 sqft
    2024-07-01 0 days 2,180 sqft
    2024-08-01 0 days 2,114 sqft
    2024-09-01 0 days 2,063 sqft
    2024-10-01 0 days 2,074 sqft
    2024-11-01 0 days 2,095 sqft
    MANHATTAN's median listing age (time on market) for 2024-11-01 was 0 days.

    MANHATTAN's median square footage for active listings during the 2024-11-01 period was 2,095 sqft. One year prior, the average listing was 1,984 sqft.

    MANHATTAN, KS Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    66407 Manhattan, KS HUD Metro FMR Area $840 $850 $1,060 $1,380 $1,740
    66411 Manhattan, KS HUD Metro FMR Area $660 $660 $820 $1,080 $1,400
    66422 Manhattan, KS HUD Metro FMR Area $680 $690 $850 $1,110 $1,420
    66427 Manhattan, KS HUD Metro FMR Area $660 $660 $820 $1,080 $1,400
    66432 Manhattan, KS HUD Metro FMR Area $660 $660 $820 $1,080 $1,400
    66442 Manhattan, KS HUD Metro FMR Area $840 $850 $1,070 $1,450 $1,820
    66449 Manhattan, KS HUD Metro FMR Area $670 $680 $830 $1,090 $1,410
    66502 Manhattan, KS HUD Metro FMR Area $780 $780 $960 $1,260 $1,640
    66503 Manhattan, KS HUD Metro FMR Area $870 $870 $1,070 $1,410 $1,820
    66505 Manhattan, KS HUD Metro FMR Area $780 $780 $960 $1,260 $1,640
    66506 Manhattan, KS HUD Metro FMR Area $780 $780 $960 $1,260 $1,640
    66514 Manhattan, KS HUD Metro FMR Area $660 $660 $820 $1,130 $1,400
    66517 Manhattan, KS HUD Metro FMR Area $790 $800 $980 $1,290 $1,670
    66520 Manhattan, KS HUD Metro FMR Area $770 $770 $950 $1,250 $1,620
    66521 Manhattan, KS HUD Metro FMR Area $660 $660 $820 $1,080 $1,400
    66531 Manhattan, KS HUD Metro FMR Area $900 $900 $1,110 $1,460 $1,890
    66535 Manhattan, KS HUD Metro FMR Area $720 $720 $890 $1,170 $1,520
    66536 Manhattan, KS HUD Metro FMR Area $660 $660 $820 $1,080 $1,400
    66540 Manhattan, KS HUD Metro FMR Area $660 $660 $820 $1,080 $1,400
    66547 Manhattan, KS HUD Metro FMR Area $740 $740 $910 $1,200 $1,550
    66548 Manhattan, KS HUD Metro FMR Area $780 $780 $960 $1,260 $1,640
    66549 Manhattan, KS HUD Metro FMR Area $660 $660 $820 $1,080 $1,400
    66554 Manhattan, KS HUD Metro FMR Area $670 $680 $830 $1,090 $1,410
    66933 Manhattan, KS HUD Metro FMR Area $780 $780 $960 $1,260 $1,640
    67432 Manhattan, KS HUD Metro FMR Area $780 $780 $960 $1,260 $1,640
    67447 Manhattan, KS HUD Metro FMR Area $660 $660 $820 $1,080 $1,400

    2022 Average & Median Rent Data Statistics
    MANHATTAN, KS average 1BR rent: $737, median: $730
    MANHATTAN, KS average 2BR rent: $911, median: $900
    MANHATTAN, KS average 3BR rent: $1,201, median: $1,185

    MANHATTAN, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,680 $374,550,000 $222,946
    Refi 213 $39,815,000 $186,925
    Cash Out Refi 160 $26,440,000 $165,250
    Home Improvement 72 $5,450,000 $75,694
    Other 56 $4,050,000 $72,321

    Manhattan's most frequently cited loan purpose was Home Purchase, with 1,680 originations. The 2nd most popular reason was Refi, with 213 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 866 $195,050,000 $225,231
    7-8% 491 $91,635,000 $186,629
    5-6% 385 $96,475,000 $250,584
    Over 8% 215 $23,175,000 $107,791
    4-5% 16 $4,020,000 $251,250
    3-4% 7 $2,765,000 $395,000
    2.5-3% 6 $1,070,000 $178,333
    <2.5% 2 $330,000 $165,000

    During 2023, Manhattan's most frequently originated rate bucket was 6-7%, with 866 originations.

    Loan Sizing (MANHATTAN, KS MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 848 $232,960,000 $274,717
    $100k-200k 771 $117,205,000 $152,017
    $100,000 or less 426 $22,470,000 $52,746
    $400k-600k 103 $47,215,000 $458,398
    $600k-1000k 23 $16,265,000 $707,174
    $Over $1MM 10 $14,190,000 $1,419,000

    MANHATTAN's loan sizing saw the bucket of loans from $200k-400k with 848 originations, totaling $232,960,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,048 $243,340,000 $232,195
    60-80% 387 $88,135,000 $227,739
    Over 100% 152 $41,980,000 $276,184
    20-40% 116 $11,400,000 $98,276
    Under 20% 115 $6,065,000 $52,739
    40-60% 114 $20,970,000 $183,947

    MANHATTAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,048 originations, totaling $243,340,000 in origination value.