MANHATTAN Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Manhattan averaged 6.59% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.72% and one month ago for the week of 2023-02-09, the average rate was 6.21%.

    Manhattan's average rate one year ago was 3.84%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.43%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Manhattan 30 Year Fixed Rate 2023-03-16 6.59%
    Manhattan 30 Year Fixed Rate Refi 2023-03-16 6.43%
    Manhattan 15 Year Fixed Rate 2023-03-16 7.42%
    Manhattan 15 Year Fixed Rate Refi 2023-03-16 6.29%
    Manhattan 30 Year FHA 2023-03-16 6.54%
    Manhattan 30 Year FHA Refi 2023-03-16 6.58%
    Manhattan 30 Year USDA 2023-03-16 6.62%
    Manhattan 30 Year USDA Refi 2023-03-16 6.92%
    Manhattan 30 Year VA 2023-03-16 6.28%
    Manhattan 30 Year VA Refi 2023-03-16 6.23%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MANHATTAN, KS.

    MANHATTAN Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MANHATTAN, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    PRIMELENDING, A PLAINSCAPITAL COMPANY 107 3.24% $3,199
    Landmark National Bank 97 2.99% $1,772
    KS StateBank 95 2.93% $2,067
    QUICKEN LOANS, LLC 77 3.08% $4,756
    Community First National Bank 73 2.91% $2,357
    Bank of the Flint Hills 71 3.05% $2,367
    Central National Bank 54 3.00% $1,362
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 51 3.13% $2,817
    Capitol Federal Savings Bank 49 2.93% $2,323
    Sunflower Bank 42 3.14% $3,072
    MERITRUST Federal Credit Union 39 3.17% $3,484
    The Farmers State Bank of Westmoreland 35 2.91% $1,876
    KANSAS STATE UNIVERSITY Federal Credit Union 31 3.12% $1,981
    UNITED WHOLESALE MORTGAGE, LLC 25 2.98% $2,811
    Wells Fargo Bank 23 3.04% $2,949
    LEADERONE FINANCIAL CORPORATION 22 3.47% $3,127
    Commerce Bank 22 3.09% $2,645
    American Mortgage & Equity Consultants, Inc. 20 3.26% $2,994
    West Gate Bank 19 2.76% $2,257
    MOVEMENT MORTGAGE, LLC 19 3.29% $3,108
    Plains Commerce Bank 17 3.04% $2,150
    NAVY FEDERAL CREDIT UNION 16 3.77% $1,696
    PENNYMAC LOAN SERVICES, LLC 13 3.24% $3,668
    Exchange Bank 12 2.89% $2,117
    LOANDEPOT.COM, LLC 11 3.16% $3,860
    BETTER MORTGAGE CORPORATION 11 2.91% $2,412
    AMERISAVE MORTGAGE CORPORATION 10 3.23% $3,437
    HOME POINT FINANCIAL CORPORATION 10 3.15% $3,702
    BROKER SOLUTIONS, INC. 10 3.10% $3,611
    ESB Financial 10 2.84% $2,051
    Intrust Bank 9 2.78% $1,355
    U.S. Bank 9 3.13% $2,683
    NBKC BANK 7 3.07% $2,416
    Flagstar Bank, FSB 7 2.99% $3,159
    Mr. Cooper ( Nationstar Mortgage ) 6 3.38% $5,217
    Armed Forces Bank 6 3.33% $2,841
    FREEDOM MORTGAGE CORPORATION 6 3.00% $1,391
    GOLDEN PLAINS 6 2.79% $1,699
    JPMorgan Chase Bank 5 2.95% $2,655
    First State Bank of St. Charles, Missouri 5 3.00% $3,177
    CANOPY MORTGAGE, LLC 5 3.17% $4,127
    ZILLOW HOME LOANS, LLC 5 3.18% $3,988
    Mortgage Investment Services Corporation 5 3.20% $2,059
    FLAT BRANCH MORTGAGE, INC. 4 3.50% $2,732
    Bank of America 4 2.72% $2,103
    CMG MORTGAGE, INC. 4 3.15% $6,687
    NEWREZ LLC 4 3.09% $3,950
    Nations Lending Corporation 4 3.41% $8,018
    COMMUNITYAMERICA 3 3.13% $2,028
    ROYAL UNITED MORTGAGE LLC 3 2.96% $6,985
    Farm Credit Mid-America, ACA 3 3.40% $7,192
    United Fidelity Funding Corp. 3 3.25% $2,159
    Envista Credit Union 3 3.13% $4,568
    NBH Bank 3 3.13% $2,665
    GUILD MORTGAGE COMPANY 3 3.33% $3,478
    HEARTLAND CREDIT UNION 3 3.08% $1,794
    SIRVA MORTGAGE, INC. 3 2.96% $1,396
    AMERICAN FINANCING CORPORATION 3 2.88% $4,264
    Mortgage Research Center, LLC 3 2.87% $1,748
    Financial Funding Solutions, Inc. 2 3.19% $2,069
    Fidelity Bank 2 3.13% $2,382
    Regent Financial Group, Inc. 2 3.51% $4,096
    Carrington Mortgage Services, LLC 2 2.94% $4,022
    Prosperity Bank 2 3.00% $3,353
    Truist 2 3.30% $2,783
    UMB Bank 2 3.00% $3,540
    PENTAGON FEDERAL CREDIT UNION 2 2.88% $1,290
    EMBRACE HOME LOANS, INC. 2 3.13% $2,937
    CALIBER HOME LOANS, INC. 2 2.94% $2,585
    Mid-America Bank 2 3.88% $2,338
    Citizens Bank 2 3.19% $3,103
    LAKEVIEW LOAN SERVICING, LLC 2 3.69% $2,129
    Colonial Savings, F.A. 2 3.13% $2,276
    GUARANTEED RATE AFFINITY, LLC 2 2.94% $2,746
    HOME BANK AND TRUST COMPANY 2 3.50% $2,038
    HOMESIDE FINANCIAL, LLC 2 2.81% $5,186
    MORIA DEVELOPMENT, INC. 2 3.18% $4,634
    KELLER MORTGAGE, LLC 2 3.25% $1,711
    FINANCE OF AMERICA MORTGAGE LLC 2 2.93% $3,670
    Ally Bank 2 3.31% $4,357
    STEARNS LENDING, LLC 1 2.99% $3,205
    AMERICAN FINANCIAL NETWORK, INC. 1 2.88% $8,083
    AMERICAN INTERNET MORTGAGE, INC. 1 2.75% $2,118
    American National Bank 1 3.50% $2,258
    Arvest Bank 1 2.88% $3,181
    Assurance Financial Group, L.L.C. 1 3.63% $3,277
    Axos Bank 1 2.88% $1,014
    Azura Credit Union 1 3.13% $2,047
    BOKF 1 3.13% $2,744
    CAPITAL CREDIT UNION 1 2.49% $2,554
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.75% $1,815
    Chicago Mortgage Solutions LLC 1 2.74% $884
    Citibank 1 2.75% $2,145
    Commercial Bank 1 2.74% $2,847
    COMMUNITY MORTGAGE, LLC 1 4.13% $3,312
    Community National Bank & Trust 1 3.00% $5,028
    CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $3,076
    DAS Acquisition Company, LLC 1 2.88% $2,617
    Deere Employees Credit Union 1 2.13% $2,634
    Equity Bank 1 2.99% $2,440
    First Bank 1 2.75% $2,190
    FirstBank 1 2.99% $2,037
    First Financial Bank 1 3.38% $2,762
    First Internet Bank of Indiana 1 3.13% $2,072
    First Mortgage Solutions, LLC 1 2.50% $3,803
    First National Bank of Omaha 1 3.13% $2,276
    First United Bank and Trust Company 1 3.25% $2,835
    GERSHMAN INVESTMENT CORP. 1 3.38% $2,513
    Great Southern Bank 1 3.25% $2,131
    Great Western Bank 1 2.75% $2,090
    GUARANTEED RATE, INC. 1 3.25% $3,341
    HNB National Bank 1 2.75% $1,533
    Ixonia Bank 1 3.13% $2,784
    JLB CORPORATION 1 2.88% $5,253
    MID AMERICA MORTGAGE, INC. 1 2.88% $5,110
    MUTUAL OF OMAHA MORTGAGE, INC. 1 2.88% $1,308
    North American Savings Bank, F.S.B. 1 3.38% $1,970
    Northpointe Bank 1 3.38% $8,196
    Paramount Bank 1 3.25% $2,402
    Paramount Residential Mortgage Group, Inc. 1 2.50% $3,312
    PHH Mortgage Corporation 1 4.13% $9,889
    PLANET HOME LENDING, LLC 1 3.75% $3,110
    PLAZA HOME MORTGAGE, INC. 1 2.88% $2,424
    PNC Bank 1 3.25% $2,966
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $2,812
    RCB Bank 1 3.00% $2,123
    Regions Bank 1 3.75% $3,069
    RUOFF MORTGAGE COMPANY, INC. 1 2.75% $2,475
    Sierra Pacific Mortgage Company, Inc. 1 3.38% $2,977
    Simmons Bank 1 3.25% $2,225
    Academy Bank 1 2.99% $1,798
    SUMMIT FUNDING, INC. 1 2.63% $10,180
    The Central Trust Bank 1 2.88% $869
    The Federal Savings Bank 1 3.25% $2,808
    THRIVENT Federal Credit Union 1 3.13% $2,635
    TruHome Solutions, LLC 1 3.63% $2,294
    UNION HOME MORTGAGE CORP. 1 3.75% $2,920
    Wyndham Capital Mortgage, Inc. 1 2.75% $1,555

    MANHATTAN Average Closing Costs & Other Stats

    MANHATTAN, KS's 138 lenders originated 4,677 loans during 2021. The total origination value was $964,495,000, with an average loan value of $206,221.

    MANHATTAN's average closing costs are $3,650.

    The top MANHATTAN lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 107 loans originated. Their average total fees are $3,199, which is $1,427 higher than the next largest lender, Landmark National Bank.

    The lowest fee MANHATTAN lenders (with over 10 loans originated) are Central National Bank ($1,362), NAVY FEDERAL CREDIT UNION ($1,696), Landmark National Bank ($1,772), The Farmers State Bank of Westmoreland ($1,876) and KANSAS STATE UNIVERSITY Federal Credit Union ($1,981).

    The lowest rate MANHATTAN lenders (with over 10 loans originated) are West Gate Bank (2.76%), ESB Financial (2.84%), Exchange Bank (2.89%), The Farmers State Bank of Westmoreland (2.91%) and Community First National Bank (2.91%).

    MANHATTAN, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    KS StateBank $89,485,000 $63,795,000 -28.7% 6.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $59,520,000 $57,545,000 -3.3% 6.0%
    Mortgage Research Center, LLC $30,220,000 $53,475,000 77.0% 5.5%
    Landmark National Bank $63,505,000 $48,610,000 -23.5% 5.0%
    QUICKEN LOANS, LLC $35,485,000 $46,730,000 31.7% 4.8%
    Community First National Bank $45,920,000 $44,415,000 -3.3% 4.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $36,075,000 $44,335,000 22.9% 4.6%
    Bank of the Flint Hills $55,060,000 $38,170,000 -30.7% 4.0%
    FREEDOM MORTGAGE CORPORATION $35,690,000 $30,880,000 -13.5% 3.2%
    Capitol Federal Savings Bank $29,435,000 $27,125,000 -7.8% 2.8%
    Central National Bank $37,285,000 $26,870,000 -27.9% 2.8%
    Exchange Bank $16,475,000 $20,165,000 22.4% 2.1%
    THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS $19,455,000 $18,840,000 -3.2% 2.0%
    The Farmers State Bank of Westmoreland $18,615,000 $18,735,000 0.6% 1.9%
    NAVY FEDERAL CREDIT UNION $14,270,000 $18,245,000 27.9% 1.9%
    USAA Federal Savings Bank $20,190,000 $18,195,000 -9.9% 1.9%
    Wells Fargo Bank $7,040,000 $18,110,000 157.2% 1.9%
    ESB Financial $17,030,000 $15,695,000 -7.8% 1.6%
    Sunflower Bank $16,720,000 $15,240,000 -8.9% 1.6%
    MERITRUST Federal Credit Union $17,885,000 $14,880,000 -16.8% 1.5%
    PENNYMAC LOAN SERVICES, LLC $5,575,000 $13,085,000 134.7% 1.4%
    UNITED WHOLESALE MORTGAGE, LLC $5,420,000 $12,905,000 138.1% 1.3%
    Commerce Bank $11,975,000 $12,865,000 7.4% 1.3%
    Lincoln Savings Bank $11,195,000 n/a 1.2%
    KANSAS STATE UNIVERSITY Federal Credit Union $23,460,000 $10,085,000 -57.0% 1.0%
    PEOPLES STATE BANK $11,875,000 $10,085,000 -15.1% 1.0%
    American Mortgage & Equity Consultants, Inc. $9,500,000 n/a 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $615,000 $9,060,000 1,373.2% 0.9%
    LEADERONE FINANCIAL CORPORATION $22,495,000 $8,560,000 -61.9% 0.9%
    MOVEMENT MORTGAGE, LLC $4,310,000 $8,455,000 96.2% 0.9%
    LOANDEPOT.COM, LLC $5,255,000 $8,110,000 54.3% 0.8%
    BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $9,085,000 $7,920,000 -12.8% 0.8%
    The Bennington State Bank $9,385,000 $7,245,000 -22.8% 0.8%
    AMERISAVE MORTGAGE CORPORATION $5,825,000 $6,645,000 14.1% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $10,440,000 $6,425,000 -38.5% 0.7%
    HOME POINT FINANCIAL CORPORATION $3,740,000 $5,685,000 52.0% 0.6%
    West Gate Bank $7,075,000 $5,295,000 -25.2% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $4,965,000 $5,170,000 4.1% 0.5%
    BETTER MORTGAGE CORPORATION $975,000 $4,990,000 411.8% 0.5%
    Intrust Bank $6,985,000 $4,625,000 -33.8% 0.5%
    Frontier Bank $4,325,000 n/a 0.4%
    NBKC BANK $4,050,000 $4,245,000 4.8% 0.4%
    U.S. Bank $3,835,000 $4,210,000 9.8% 0.4%
    Flagstar Bank, FSB $3,455,000 $3,975,000 15.1% 0.4%
    Plains Commerce Bank $3,540,000 $3,705,000 4.7% 0.4%
    BROKER SOLUTIONS, INC. $9,015,000 $3,650,000 -59.5% 0.4%
    Farm Credit Mid-America, ACA $3,195,000 $3,590,000 12.4% 0.4%
    The Federal Savings Bank $4,955,000 $3,555,000 -28.3% 0.4%
    First State Bank of St. Charles, Missouri $3,170,000 $3,440,000 8.5% 0.4%
    NEW DAY FINANCIAL, LLC $5,355,000 $3,360,000 -37.3% 0.3%
    PLANET HOME LENDING, LLC $4,360,000 $3,160,000 -27.5% 0.3%
    United Bank & Trust $4,385,000 $3,150,000 -28.2% 0.3%
    Armed Forces Bank $1,555,000 $3,120,000 100.6% 0.3%
    Carrington Mortgage Services, LLC $2,905,000 $2,905,000 0.0% 0.3%
    VisionBank of Iowa $2,855,000 n/a 0.3%
    CMG MORTGAGE, INC. $185,000 $2,625,000 1,318.9% 0.3%
    Farmers and Drovers Bank $975,000 $2,565,000 163.1% 0.3%
    NEWREZ LLC $1,730,000 $2,485,000 43.6% 0.3%
    UMB Bank $1,125,000 $2,450,000 117.8% 0.3%
    CALIBER HOME LOANS, INC. $1,055,000 $2,260,000 114.2% 0.2%
    GUARANTEED RATE, INC. $625,000 $2,255,000 260.8% 0.2%
    Mortgage Investment Services Corporation $585,000 $2,030,000 247.0% 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $345,000 $2,015,000 484.1% 0.2%
    North American Savings Bank, F.S.B. $1,970,000 $1,990,000 1.0% 0.2%
    JPMorgan Chase Bank $1,635,000 $1,985,000 21.4% 0.2%
    GOLDEN PLAINS $745,000 $1,940,000 160.4% 0.2%
    DAS Acquisition Company, LLC $460,000 $1,815,000 294.6% 0.2%
    PENTAGON FEDERAL CREDIT UNION $435,000 $1,795,000 312.6% 0.2%
    GUILD MORTGAGE COMPANY $440,000 $1,740,000 295.5% 0.2%
    ACCELERATE MORTGAGE, LLC $145,000 $1,575,000 986.2% 0.2%
    Nations Lending Corporation $675,000 $1,535,000 127.4% 0.2%
    Low VA Rates, LLC $1,250,000 $1,480,000 18.4% 0.2%
    Bank of America $195,000 $1,360,000 597.4% 0.1%
    United Fidelity Funding Corp. $1,085,000 $1,350,000 24.4% 0.1%
    First Mortgage Solutions, LLC $690,000 $1,310,000 89.9% 0.1%
    HOMESIDE FINANCIAL, LLC $1,240,000 n/a 0.1%
    Colonial Savings, F.A. $375,000 $1,205,000 221.3% 0.1%
    AMERICAN FINANCING CORPORATION $290,000 $1,145,000 294.8% 0.1%
    Paramount Bank $765,000 $1,135,000 48.4% 0.1%
    ZILLOW HOME LOANS, LLC $730,000 $1,125,000 54.1% 0.1%
    FLAT BRANCH MORTGAGE, INC. $480,000 $1,115,000 132.3% 0.1%
    21ST MORTGAGE CORPORATION $630,000 $1,085,000 72.2% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $730,000 $1,080,000 47.9% 0.1%
    GNBank $1,065,000 n/a 0.1%
    Azura Credit Union $785,000 $1,060,000 35.0% 0.1%
    NP, Inc. $380,000 $1,055,000 177.6% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $460,000 $995,000 116.3% 0.1%
    NBH Bank $590,000 $975,000 65.3% 0.1%
    PLAZA HOME MORTGAGE, INC. $965,000 n/a 0.1%
    VILLAGE CAPITAL & INVESTMENT LLC $950,000 n/a 0.1%
    BNC National Bank $1,045,000 $925,000 -11.5% 0.1%
    Mid-America Bank $235,000 $915,000 289.4% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $395,000 $910,000 130.4% 0.1%
    Community Bank $550,000 $905,000 64.5% 0.1%
    ROYAL UNITED MORTGAGE LLC $85,000 $885,000 941.2% 0.1%
    Northpointe Bank $225,000 $875,000 288.9% 0.1%
    Arvest Bank $1,860,000 $865,000 -53.5% 0.1%
    COMMUNITYAMERICA $185,000 $845,000 356.8% 0.1%
    EMBRACE HOME LOANS, INC. $840,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $590,000 $815,000 38.1% 0.1%
    SIRVA MORTGAGE, INC. $815,000 n/a 0.1%
    Fidelity Bank $590,000 $810,000 37.3% 0.1%
    Members Mortgage Services, L.L.C. $670,000 $800,000 19.4% 0.1%
    HEARTLAND CREDIT UNION $970,000 $790,000 -18.6% 0.1%
    Barrington Bank & Trust Company, N.A. $3,485,000 $765,000 -78.0% 0.1%
    Citizens Bank of Kansas $145,000 $750,000 417.2% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,470,000 $750,000 -49.0% 0.1%
    Envista Credit Union $1,005,000 $705,000 -29.9% 0.1%
    Farmers Bank & Trust $215,000 $670,000 211.6% 0.1%
    Community National Bank $915,000 $665,000 -27.3% 0.1%
    The Union State Bank $665,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $1,120,000 $660,000 -41.1% 0.1%
    CANOPY MORTGAGE, LLC $645,000 n/a 0.1%
    First Federal Bank $645,000 $630,000 -2.3% 0.1%
    First Bank $570,000 n/a 0.1%
    Ally Bank $205,000 $560,000 173.2% 0.1%
    Community National Bank & Trust $95,000 $545,000 473.7% 0.1%
    FirstBank $540,000 n/a 0.1%
    Truist Bank $1,730,000 $520,000 -69.9% 0.1%
    UNION HOME MORTGAGE CORP. $520,000 n/a 0.1%
    Chicago Mortgage Solutions LLC $505,000 n/a 0.1%
    BOKF $405,000 $500,000 23.5% 0.1%
    MORIA DEVELOPMENT, INC. $125,000 $495,000 296.0% 0.1%
    The Central Trust Bank $480,000 n/a 0.0%
    Availa Bank $465,000 n/a 0.0%
    CHURCHILL MORTGAGE CORPORATION $620,000 $445,000 -28.2% 0.0%
    GUARANTEED RATE AFFINITY, LLC $440,000 $445,000 1.1% 0.0%
    JLB CORPORATION $165,000 $440,000 166.7% 0.0%
    KANZA Bank $435,000 n/a 0.0%
    PNC Bank $435,000 n/a 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $535,000 $430,000 -19.6% 0.0%
    Prosperity Bank $430,000 n/a 0.0%
    RCB Bank $350,000 $430,000 22.9% 0.0%
    KELLER MORTGAGE, LLC $175,000 $420,000 140.0% 0.0%
    Truity Federal Credit Union $360,000 $410,000 13.9% 0.0%
    Wyndham Capital Mortgage, Inc. $265,000 $405,000 52.8% 0.0%
    Equity Prime Mortgage LLC $395,000 n/a 0.0%
    SUMMIT FUNDING, INC. $385,000 n/a 0.0%
    NATIONS RELIABLE LENDING, LLC $370,000 n/a 0.0%
    Regent Financial Group, Inc. $440,000 $370,000 -15.9% 0.0%
    CoreFirst Bank & Trust $620,000 $360,000 -41.9% 0.0%
    Citibank $135,000 $355,000 163.0% 0.0%
    NATIONWIDE MORTGAGE BANKERS, INC. $355,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $355,000 n/a 0.0%
    Assurance Financial Group, L.L.C. $335,000 n/a 0.0%
    Morgan Stanley Private Bank $325,000 n/a 0.0%
    SOFI LENDING CORP. $320,000 n/a 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,100,000 $315,000 -71.4% 0.0%
    TIAA, FSB $315,000 n/a 0.0%
    First United Bank and Trust Company $235,000 $305,000 29.8% 0.0%
    BMO Harris Bank $405,000 $295,000 -27.2% 0.0%
    First Guaranty Mortgage Corporation $105,000 $295,000 181.0% 0.0%
    First State Bank and Trust $295,000 n/a 0.0%
    TruHome Solutions, LLC $295,000 n/a 0.0%
    Magnolia Bank $175,000 $290,000 65.7% 0.0%
    CHERRY CREEK MORTGAGE, LLC $490,000 $285,000 -41.8% 0.0%
    STEARNS LENDING, LLC $520,000 $285,000 -45.2% 0.0%
    SPRING EQ, LLC $55,000 $270,000 390.9% 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $820,000 $265,000 -67.7% 0.0%
    Deere Employees Credit Union $245,000 $265,000 8.2% 0.0%
    HOME BANK AND TRUST COMPANY $260,000 n/a 0.0%
    Axos Bank $255,000 n/a 0.0%
    Citizens Bank $250,000 n/a 0.0%
    THRIVENT Federal Credit Union $765,000 $250,000 -67.3% 0.0%
    CAPITAL CREDIT UNION $245,000 n/a 0.0%
    First Financial Bank $245,000 n/a 0.0%
    First National Bank of Omaha $840,000 $245,000 -70.8% 0.0%
    HOMESPIRE MORTGAGE CORPORATION $245,000 n/a 0.0%
    Academy Bank $450,000 $235,000 -47.8% 0.0%
    GERSHMAN INVESTMENT CORP. $225,000 n/a 0.0%
    PHH Mortgage Corporation $325,000 $225,000 -30.8% 0.0%
    Regions Bank $225,000 n/a 0.0%
    DELMAR FINANCIAL COMPANY $290,000 $215,000 -25.9% 0.0%
    OCEANSIDE MORTGAGE COMPANY $215,000 $215,000 0.0% 0.0%
    TJC Mortgage, Inc. $215,000 n/a 0.0%
    VisionBank $215,000 n/a 0.0%
    First State Bank Nebraska $205,000 n/a 0.0%
    Legacy Bank $145,000 $205,000 41.4% 0.0%
    EVERETT FINANCIAL, INC. $355,000 $195,000 -45.1% 0.0%
    Gateway First Bank $835,000 $195,000 -76.6% 0.0%
    INTERLINC MORTGAGE SERVICES, LLC $145,000 $195,000 34.5% 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 n/a 0.0%
    RUOFF MORTGAGE COMPANY, INC. $190,000 n/a 0.0%
    Centennial Bank $185,000 n/a 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $440,000 $185,000 -58.0% 0.0%
    Hawthorn Bank $185,000 n/a 0.0%
    REVERSE MORTGAGE FUNDING LLC $185,000 n/a 0.0%
    Strong Home Mortgage, LLC $185,000 n/a 0.0%
    Equity Bank $175,000 n/a 0.0%
    Mid-Continent Funding, Inc. $990,000 $175,000 -82.3% 0.0%
    MLD MORTGAGE INC. $175,000 n/a 0.0%
    Northwest Farm Credit Services, FLCA $175,000 n/a 0.0%
    Financial Funding Solutions, Inc. $170,000 n/a 0.0%
    COMMUNITY MORTGAGE, LLC $600,000 $165,000 -72.5% 0.0%
    First Internet Bank of Indiana $165,000 n/a 0.0%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $165,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $165,000 n/a 0.0%
    RED DIAMOND HOME LOANS, LLC $165,000 n/a 0.0%
    American National Bank $155,000 n/a 0.0%
    Commercial Bank $155,000 n/a 0.0%
    Great Southern Bank $155,000 n/a 0.0%
    Ixonia Bank $155,000 n/a 0.0%
    Midland States Bank $155,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $180,000 $145,000 -19.4% 0.0%
    LOANPAL, LLC $145,000 n/a 0.0%
    RESIDENTIAL BANCORP. $145,000 n/a 0.0%
    Stifel Bank and Trust $570,000 $145,000 -74.6% 0.0%
    The Nodaway Valley Bank $145,000 n/a 0.0%
    CREDIT UNION OF AMERICA $605,000 $135,000 -77.7% 0.0%
    Emprise Bank $85,000 $135,000 58.8% 0.0%
    Security Bank of Kansas City $135,000 n/a 0.0%
    Bank of England $510,000 $125,000 -75.5% 0.0%
    Great Western Bank $195,000 $125,000 -35.9% 0.0%
    Midwest Heritage Bank FSB $390,000 $125,000 -67.9% 0.0%
    RELIANCE FIRST CAPITAL, LLC $125,000 n/a 0.0%
    SKYWARD $125,000 n/a 0.0%
    Manufacturers and Traders Trust Company $115,000 n/a 0.0%
    Simmons Bank $115,000 n/a 0.0%
    HNB National Bank $105,000 n/a 0.0%
    IMPAC MORTGAGE CORP. $105,000 n/a 0.0%
    InterContinental Capital Group, Inc $115,000 $105,000 -8.7% 0.0%
    Paramount Residential Mortgage Group, Inc. $325,000 $105,000 -67.7% 0.0%
    Security First Bank $230,000 $105,000 -54.3% 0.0%
    Silver Lake Bank $125,000 $105,000 -16.0% 0.0%
    First Bank & Trust $95,000 n/a 0.0%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $85,000 n/a 0.0%
    American State Bank $55,000 n/a 0.0%
    Kaw Valley Bank $45,000 n/a 0.0%
    Exchange Bank & Trust $35,000 n/a 0.0%
    Figure Lending LLC $55,000 $25,000 -54.5% 0.0%
    NUMARK CREDIT UNION $15,000 n/a 0.0%

    MANHATTAN's top lender by overall market share is KS StateBank, with 6.6% market share. In second place, with 6.0%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $57,545,000 in loans. In third place, with 5.5%, is Mortgage Research Center, LLC, having originated $53,475,000 in loans. In fourth place, with 5.0%, is Landmark National Bank, having originated $48,610,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $46,730,000 in loans.

    MANHATTAN Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $169,900 (0.0%) $196,155 (-7.3%) 0.00 663
    2018-02-01 $169,923 (-2.9%) $200,244 (-6.3%) 0.00 653
    2018-03-01 $174,900 (-4.1%) $201,185 (-5.8%) 0.00 722
    2018-04-01 $175,000 (-2.8%) $202,865 (-5.1%) 0.00 778
    2018-05-01 $175,000 (-3.3%) $202,384 (-4.8%) 0.00 805
    2018-06-01 $169,900 (-7.8%) $199,761 (-6.5%) 0.00 810
    2018-07-01 $170,725 (-7.2%) $200,227 (-6.0%) 0.00 770
    2018-08-01 $172,450 (-4.2%) $201,190 (-4.4%) 0.00 771
    2018-09-01 $175,000 (-2.7%) $200,648 (-3.9%) 0.00 766
    2018-10-01 $170,000 (-4.4%) $201,206 (-2.5%) 0.00 734
    2018-11-01 $170,000 (-2.9%) $200,733 (-1.7%) 0.00 714
    2018-12-01 $169,900 (-0.1%) $200,834 (1.6%) 0.00 675
    2019-01-01 $165,600 (-2.5%) $200,554 (2.2%) 0.00 645
    2019-02-01 $179,300 (5.5%) $256,282 (28.0%) 0.00 696
    2019-03-01 $179,300 (2.5%) $248,595 (23.6%) 0.00 719
    2019-04-01 $178,200 (1.8%) $237,273 (17.0%) 0.00 736
    2019-05-01 $178,950 (2.3%) $239,245 (18.2%) 0.00 756
    2019-06-01 $173,000 (1.8%) $230,050 (15.2%) 0.00 753
    2019-07-01 $170,675 (0.0%) $227,180 (13.5%) 0.00 763
    2019-08-01 $171,300 (-0.7%) $228,030 (13.3%) 0.00 745
    2019-09-01 $173,325 (-1.0%) $229,404 (14.3%) 0.00 716
    2019-10-01 $174,450 (2.6%) $231,043 (14.8%) 0.00 686
    2019-11-01 $169,900 (-0.1%) $228,092 (13.6%) 0.00 616
    2019-12-01 $169,900 (0.0%) $233,425 (16.2%) 0.00 569
    2020-01-01 $169,700 (2.5%) $229,574 (14.5%) 0.00 533
    2020-02-01 $170,000 (-5.2%) $235,907 (-8.0%) 0.00 529
    2020-03-01 $179,450 (0.1%) $239,435 (-3.7%) 0.00 559
    2020-04-01 $179,800 (0.9%) $241,860 (1.9%) 0.00 537
    2020-05-01 $185,000 (3.4%) $247,376 (3.4%) 0.00 492
    2020-06-01 $189,450 (9.5%) $259,269 (12.7%) 0.00 430
    2020-07-01 $185,000 (8.4%) $258,621 (13.8%) 0.00 424
    2020-08-01 $184,500 (7.7%) $261,358 (14.6%) 0.00 409
    2020-09-01 $169,350 (-2.3%) $223,930 (-2.4%) 0.00 366
    2020-10-01 $169,900 (-2.6%) $225,167 (-2.5%) 0.00 337
    2020-11-01 $177,350 (4.4%) $225,494 (-1.1%) 0.00 316
    2020-12-01 $170,000 (0.1%) $225,192 (-3.5%) 0.00 280
    2021-01-01 $177,000 (4.3%) $232,065 (1.1%) 0.00 246
    2021-02-01 $180,000 (5.9%) $232,016 (-1.7%) 0.00 206
    2021-03-01 $187,750 (4.6%) $242,103 (1.1%) 0.00 202
    2021-04-01 $197,300 (9.7%) $253,083 (4.6%) 0.00 194
    2021-05-01 $205,000 (10.8%) $262,990 (6.3%) 0.00 206
    2021-06-01 $205,000 (8.2%) $238,909 (-7.9%) 0.00 242
    2021-07-01 $186,250 (0.7%) $237,517 (-8.2%) 0.00 275
    2021-08-01 $180,000 (-2.4%) $227,551 (-12.9%) 0.00 311
    2021-09-01 $192,500 (13.7%) $230,679 (3.0%) 0.00 330
    2021-10-01 $185,000 (8.9%) $231,651 (2.9%) 0.00 302
    2021-11-01 $196,875 (11.0%) $238,555 (5.8%) 0.00 253
    2021-12-01 $188,250 (10.7%) $384,085 (70.6%) 0.00 210
    2022-01-01 $164,500 (-7.1%) $429,970 (85.3%) 0.00 155
    2022-02-01 $202,450 (12.5%) $491,080 (111.7%) 0.00 130
    2022-03-01 $239,925 (27.8%) $279,814 (15.6%) 0.00 145
    2022-04-01 $230,000 (16.6%) $273,205 (8.0%) 0.00 166
    2022-05-01 $225,000 (9.8%) $271,105 (3.1%) 0.00 190
    2022-06-01 $232,500 (13.4%) $274,767 (15.0%) 0.00 223
    2022-07-01 $240,000 (28.9%) $277,799 (17.0%) 0.00 237
    2022-08-01 $239,950 (33.3%) $273,540 (20.2%) 0.00 258
    2022-09-01 $233,500 (21.3%) $271,073 (17.5%) 0.00 245
    2022-10-01 $240,000 (29.7%) $275,246 (18.8%) 0.00 225
    2022-11-01 $229,900 (16.8%) $264,508 (10.9%) 0.00 256
    2022-12-01 $229,900 (22.1%) $264,976 (-31.0%) 0.00 251
    2023-01-01 $231,625 (40.8%) $269,872 (-37.2%) 0.00 224
    2023-02-01 $264,000 (30.4%) $289,977 (-41.0%) 0.00 207
    MANHATTAN's median listing price for 2023-02-01 was $264,000, a difference of $61,550 (30.4%) versus the prior year and $32,375 versus the prior month.

    MANHATTAN's median listing price comes in at 0% of the national average.

    MANHATTAN's average listing price for 2023-02-01 was $289,977, a difference of $-201,103 (-41.0%) versus the prior year and $20,105 versus the prior month.

    For the 2023-02-01 period, MANHATTAN had 207 MLS listings, a difference of -17 listings (-8%) versus the prior month and 77 listings (59%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,018 sqft
    2018-02-01 0 days 2,070 sqft
    2018-03-01 0 days 2,082 sqft
    2018-04-01 0 days 2,091 sqft
    2018-05-01 0 days 2,086 sqft
    2018-06-01 0 days 2,091 sqft
    2018-07-01 0 days 2,091 sqft
    2018-08-01 0 days 2,054 sqft
    2018-09-01 0 days 2,054 sqft
    2018-10-01 0 days 2,051 sqft
    2018-11-01 0 days 2,045 sqft
    2018-12-01 0 days 2,020 sqft
    2019-01-01 0 days 1,999 sqft
    2019-02-01 0 days 1,939 sqft
    2019-03-01 0 days 1,941 sqft
    2019-04-01 0 days 1,958 sqft
    2019-05-01 0 days 1,961 sqft
    2019-06-01 0 days 1,963 sqft
    2019-07-01 0 days 1,961 sqft
    2019-08-01 0 days 1,959 sqft
    2019-09-01 0 days 1,957 sqft
    2019-10-01 0 days 1,958 sqft
    2019-11-01 0 days 1,944 sqft
    2019-12-01 0 days 1,935 sqft
    2020-01-01 0 days 1,934 sqft
    2020-02-01 0 days 1,917 sqft
    2020-03-01 0 days 1,923 sqft
    2020-04-01 0 days 1,882 sqft
    2020-05-01 0 days 1,908 sqft
    2020-06-01 0 days 1,971 sqft
    2020-07-01 0 days 1,946 sqft
    2020-08-01 0 days 1,950 sqft
    2020-09-01 0 days 1,995 sqft
    2020-10-01 0 days 2,060 sqft
    2020-11-01 0 days 2,001 sqft
    2020-12-01 0 days 1,959 sqft
    2021-01-01 0 days 1,915 sqft
    2021-02-01 0 days 1,908 sqft
    2021-03-01 0 days 1,904 sqft
    2021-04-01 0 days 1,958 sqft
    2021-05-01 0 days 2,016 sqft
    2021-06-01 0 days 2,045 sqft
    2021-07-01 0 days 1,966 sqft
    2021-08-01 0 days 1,918 sqft
    2021-09-01 0 days 1,950 sqft
    2021-10-01 0 days 1,989 sqft
    2021-11-01 0 days 1,988 sqft
    2021-12-01 0 days 1,987 sqft
    2022-01-01 0 days 1,888 sqft
    2022-02-01 0 days 1,840 sqft
    2022-03-01 0 days 1,926 sqft
    2022-04-01 0 days 1,944 sqft
    2022-05-01 0 days 1,970 sqft
    2022-06-01 0 days 1,988 sqft
    2022-07-01 0 days 2,026 sqft
    2022-08-01 0 days 2,030 sqft
    2022-09-01 0 days 2,014 sqft
    2022-10-01 0 days 2,187 sqft
    2022-11-01 0 days 2,146 sqft
    2022-12-01 0 days 2,143 sqft
    2023-01-01 0 days 2,178 sqft
    2023-02-01 0 days 2,135 sqft
    MANHATTAN's median listing age (time on market) for 2023-02-01 was 0 days.

    MANHATTAN's median square footage for active listings during the 2023-02-01 period was 2,135 sqft. One year prior, the average listing was 1,840 sqft.

    MANHATTAN, KS Average Rent (2022)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    66407 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66411 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66422 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66427 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66432 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66442 Manhattan, KS $760 $770 $980 $1,380 $1,680
    66449 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66502 Manhattan, KS $720 $720 $900 $1,180 $1,540
    66503 Manhattan, KS $810 $820 $1,020 $1,340 $1,750
    66505 Manhattan, KS $730 $740 $920 $1,210 $1,570
    66506 Manhattan, KS $720 $720 $900 $1,180 $1,540
    66514 Manhattan, KS $660 $660 $830 $1,170 $1,440
    66517 Manhattan, KS $760 $760 $950 $1,250 $1,630
    66520 Manhattan, KS $730 $730 $910 $1,190 $1,560
    66521 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66531 Manhattan, KS $850 $850 $1,060 $1,390 $1,810
    66535 Manhattan, KS $660 $670 $830 $1,090 $1,420
    66536 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66540 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66547 Manhattan, KS $660 $670 $830 $1,090 $1,420
    66548 Manhattan, KS $730 $740 $920 $1,210 $1,570
    66549 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66554 Manhattan, KS $650 $650 $820 $1,090 $1,420
    66933 Manhattan, KS $650 $650 $820 $1,110 $1,420
    67432 Manhattan, KS $730 $740 $920 $1,210 $1,570
    67447 Manhattan, KS $650 $650 $820 $1,090 $1,420

    2022 Average & Median Rent Data Statistics
    MANHATTAN, KS average 1BR rent: $694, median: $655
    MANHATTAN, KS average 2BR rent: $870, median: $825
    MANHATTAN, KS average 3BR rent: $1,157, median: $1,090

    MANHATTAN, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 2,450 $520,020,000 $212,253
    Refi 1,560 $325,260,000 $208,500
    Cash Out Refi 564 $110,030,000 $195,089
    Other 59 $5,845,000 $99,068
    Home Improvement 44 $3,340,000 $75,909

    Manhattan's most frequently cited loan purpose was Home Purchase, with 2,450 originations. The 2nd most popular reason was Refi, with 1,560 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,886 $386,020,000 $204,677
    <2.5% 1,117 $236,525,000 $211,750
    3-4% 1,061 $238,935,000 $225,198
    4-5% 221 $39,745,000 $179,842
    7-8% 59 $1,365,000 $23,136
    5-6% 39 $3,595,000 $92,179
    6-7% 17 $905,000 $53,235
    Over 8% 10 $510,000 $51,000

    During 2021, Manhattan's most frequently originated rate bucket was 2.5-3%, with 1,886 originations.

    Loan Sizing (MANHATTAN, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 2,140 $323,020,000 $150,944
    $200k-400k 1,696 $451,220,000 $266,050
    $100,000 or less 649 $41,265,000 $63,582
    $400k-600k 145 $67,895,000 $468,241
    $600k-1000k 25 $18,905,000 $756,200
    $Over $1MM 22 $62,190,000 $2,826,818

    MANHATTAN's loan sizing saw the bucket of loans from $100k-200k with 2,140 originations, totaling $323,020,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 2,024 $419,230,000 $207,129
    60-80% 1,222 $276,150,000 $225,982
    40-60% 338 $64,130,000 $189,734
    Over 100% 298 $74,670,000 $250,570
    20-40% 125 $15,185,000 $121,480
    Under 20% 73 $3,445,000 $47,192

    MANHATTAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,024 originations, totaling $419,230,000 in origination value.