MANHATTAN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Manhattan averaged 6.59% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.72% and one month ago for the week of 2023-02-09, the average rate was 6.21%.

Manhattan's average rate one year ago was 3.84%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.43%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Manhattan 30 Year Fixed Rate 2023-03-16 6.59%
Manhattan 30 Year Fixed Rate Refi 2023-03-16 6.43%
Manhattan 15 Year Fixed Rate 2023-03-16 7.42%
Manhattan 15 Year Fixed Rate Refi 2023-03-16 6.29%
Manhattan 30 Year FHA 2023-03-16 6.54%
Manhattan 30 Year FHA Refi 2023-03-16 6.58%
Manhattan 30 Year USDA 2023-03-16 6.62%
Manhattan 30 Year USDA Refi 2023-03-16 6.92%
Manhattan 30 Year VA 2023-03-16 6.28%
Manhattan 30 Year VA Refi 2023-03-16 6.23%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MANHATTAN, KS.

MANHATTAN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MANHATTAN, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
PRIMELENDING, A PLAINSCAPITAL COMPANY 107 3.24% $3,199
Landmark National Bank 97 2.99% $1,772
KS StateBank 95 2.93% $2,067
QUICKEN LOANS, LLC 77 3.08% $4,756
Community First National Bank 73 2.91% $2,357
Bank of the Flint Hills 71 3.05% $2,367
Central National Bank 54 3.00% $1,362
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 51 3.13% $2,817
Capitol Federal Savings Bank 49 2.93% $2,323
Sunflower Bank 42 3.14% $3,072
MERITRUST Federal Credit Union 39 3.17% $3,484
The Farmers State Bank of Westmoreland 35 2.91% $1,876
KANSAS STATE UNIVERSITY Federal Credit Union 31 3.12% $1,981
UNITED WHOLESALE MORTGAGE, LLC 25 2.98% $2,811
Wells Fargo Bank 23 3.04% $2,949
LEADERONE FINANCIAL CORPORATION 22 3.47% $3,127
Commerce Bank 22 3.09% $2,645
American Mortgage & Equity Consultants, Inc. 20 3.26% $2,994
West Gate Bank 19 2.76% $2,257
MOVEMENT MORTGAGE, LLC 19 3.29% $3,108
Plains Commerce Bank 17 3.04% $2,150
NAVY FEDERAL CREDIT UNION 16 3.77% $1,696
PENNYMAC LOAN SERVICES, LLC 13 3.24% $3,668
Exchange Bank 12 2.89% $2,117
LOANDEPOT.COM, LLC 11 3.16% $3,860
BETTER MORTGAGE CORPORATION 11 2.91% $2,412
AMERISAVE MORTGAGE CORPORATION 10 3.23% $3,437
HOME POINT FINANCIAL CORPORATION 10 3.15% $3,702
BROKER SOLUTIONS, INC. 10 3.10% $3,611
ESB Financial 10 2.84% $2,051
Intrust Bank 9 2.78% $1,355
U.S. Bank 9 3.13% $2,683
NBKC BANK 7 3.07% $2,416
Flagstar Bank, FSB 7 2.99% $3,159
Mr. Cooper ( Nationstar Mortgage ) 6 3.38% $5,217
Armed Forces Bank 6 3.33% $2,841
FREEDOM MORTGAGE CORPORATION 6 3.00% $1,391
GOLDEN PLAINS 6 2.79% $1,699
JPMorgan Chase Bank 5 2.95% $2,655
First State Bank of St. Charles, Missouri 5 3.00% $3,177
CANOPY MORTGAGE, LLC 5 3.17% $4,127
ZILLOW HOME LOANS, LLC 5 3.18% $3,988
Mortgage Investment Services Corporation 5 3.20% $2,059
FLAT BRANCH MORTGAGE, INC. 4 3.50% $2,732
Bank of America 4 2.72% $2,103
CMG MORTGAGE, INC. 4 3.15% $6,687
NEWREZ LLC 4 3.09% $3,950
Nations Lending Corporation 4 3.41% $8,018
COMMUNITYAMERICA 3 3.13% $2,028
ROYAL UNITED MORTGAGE LLC 3 2.96% $6,985
Farm Credit Mid-America, ACA 3 3.40% $7,192
United Fidelity Funding Corp. 3 3.25% $2,159
Envista Credit Union 3 3.13% $4,568
NBH Bank 3 3.13% $2,665
GUILD MORTGAGE COMPANY 3 3.33% $3,478
HEARTLAND CREDIT UNION 3 3.08% $1,794
SIRVA MORTGAGE, INC. 3 2.96% $1,396
AMERICAN FINANCING CORPORATION 3 2.88% $4,264
Mortgage Research Center, LLC 3 2.87% $1,748
Financial Funding Solutions, Inc. 2 3.19% $2,069
Fidelity Bank 2 3.13% $2,382
Regent Financial Group, Inc. 2 3.51% $4,096
Carrington Mortgage Services, LLC 2 2.94% $4,022
Prosperity Bank 2 3.00% $3,353
Truist 2 3.30% $2,783
UMB Bank 2 3.00% $3,540
PENTAGON FEDERAL CREDIT UNION 2 2.88% $1,290
EMBRACE HOME LOANS, INC. 2 3.13% $2,937
CALIBER HOME LOANS, INC. 2 2.94% $2,585
Mid-America Bank 2 3.88% $2,338
Citizens Bank 2 3.19% $3,103
LAKEVIEW LOAN SERVICING, LLC 2 3.69% $2,129
Colonial Savings, F.A. 2 3.13% $2,276
GUARANTEED RATE AFFINITY, LLC 2 2.94% $2,746
HOME BANK AND TRUST COMPANY 2 3.50% $2,038
HOMESIDE FINANCIAL, LLC 2 2.81% $5,186
MORIA DEVELOPMENT, INC. 2 3.18% $4,634
KELLER MORTGAGE, LLC 2 3.25% $1,711
FINANCE OF AMERICA MORTGAGE LLC 2 2.93% $3,670
Ally Bank 2 3.31% $4,357
STEARNS LENDING, LLC 1 2.99% $3,205
AMERICAN FINANCIAL NETWORK, INC. 1 2.88% $8,083
AMERICAN INTERNET MORTGAGE, INC. 1 2.75% $2,118
American National Bank 1 3.50% $2,258
Arvest Bank 1 2.88% $3,181
Assurance Financial Group, L.L.C. 1 3.63% $3,277
Axos Bank 1 2.88% $1,014
Azura Credit Union 1 3.13% $2,047
BOKF 1 3.13% $2,744
CAPITAL CREDIT UNION 1 2.49% $2,554
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.75% $1,815
Chicago Mortgage Solutions LLC 1 2.74% $884
Citibank 1 2.75% $2,145
Commercial Bank 1 2.74% $2,847
COMMUNITY MORTGAGE, LLC 1 4.13% $3,312
Community National Bank & Trust 1 3.00% $5,028
CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $3,076
DAS Acquisition Company, LLC 1 2.88% $2,617
Deere Employees Credit Union 1 2.13% $2,634
Equity Bank 1 2.99% $2,440
First Bank 1 2.75% $2,190
FirstBank 1 2.99% $2,037
First Financial Bank 1 3.38% $2,762
First Internet Bank of Indiana 1 3.13% $2,072
First Mortgage Solutions, LLC 1 2.50% $3,803
First National Bank of Omaha 1 3.13% $2,276
First United Bank and Trust Company 1 3.25% $2,835
GERSHMAN INVESTMENT CORP. 1 3.38% $2,513
Great Southern Bank 1 3.25% $2,131
Great Western Bank 1 2.75% $2,090
GUARANTEED RATE, INC. 1 3.25% $3,341
HNB National Bank 1 2.75% $1,533
Ixonia Bank 1 3.13% $2,784
JLB CORPORATION 1 2.88% $5,253
MID AMERICA MORTGAGE, INC. 1 2.88% $5,110
MUTUAL OF OMAHA MORTGAGE, INC. 1 2.88% $1,308
North American Savings Bank, F.S.B. 1 3.38% $1,970
Northpointe Bank 1 3.38% $8,196
Paramount Bank 1 3.25% $2,402
Paramount Residential Mortgage Group, Inc. 1 2.50% $3,312
PHH Mortgage Corporation 1 4.13% $9,889
PLANET HOME LENDING, LLC 1 3.75% $3,110
PLAZA HOME MORTGAGE, INC. 1 2.88% $2,424
PNC Bank 1 3.25% $2,966
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $2,812
RCB Bank 1 3.00% $2,123
Regions Bank 1 3.75% $3,069
RUOFF MORTGAGE COMPANY, INC. 1 2.75% $2,475
Sierra Pacific Mortgage Company, Inc. 1 3.38% $2,977
Simmons Bank 1 3.25% $2,225
Academy Bank 1 2.99% $1,798
SUMMIT FUNDING, INC. 1 2.63% $10,180
The Central Trust Bank 1 2.88% $869
The Federal Savings Bank 1 3.25% $2,808
THRIVENT Federal Credit Union 1 3.13% $2,635
TruHome Solutions, LLC 1 3.63% $2,294
UNION HOME MORTGAGE CORP. 1 3.75% $2,920
Wyndham Capital Mortgage, Inc. 1 2.75% $1,555

MANHATTAN Average Closing Costs & Other Stats

MANHATTAN, KS's 138 lenders originated 4,677 loans during 2021. The total origination value was $964,495,000, with an average loan value of $206,221.

MANHATTAN's average closing costs are $3,650.

The top MANHATTAN lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 107 loans originated. Their average total fees are $3,199, which is $1,427 higher than the next largest lender, Landmark National Bank.

The lowest fee MANHATTAN lenders (with over 10 loans originated) are Central National Bank ($1,362), NAVY FEDERAL CREDIT UNION ($1,696), Landmark National Bank ($1,772), The Farmers State Bank of Westmoreland ($1,876) and KANSAS STATE UNIVERSITY Federal Credit Union ($1,981).

The lowest rate MANHATTAN lenders (with over 10 loans originated) are West Gate Bank (2.76%), ESB Financial (2.84%), Exchange Bank (2.89%), The Farmers State Bank of Westmoreland (2.91%) and Community First National Bank (2.91%).

MANHATTAN, KS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
KS StateBank $89,485,000 $63,795,000 -28.7% 6.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $59,520,000 $57,545,000 -3.3% 6.0%
Mortgage Research Center, LLC $30,220,000 $53,475,000 77.0% 5.5%
Landmark National Bank $63,505,000 $48,610,000 -23.5% 5.0%
QUICKEN LOANS, LLC $35,485,000 $46,730,000 31.7% 4.8%
Community First National Bank $45,920,000 $44,415,000 -3.3% 4.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $36,075,000 $44,335,000 22.9% 4.6%
Bank of the Flint Hills $55,060,000 $38,170,000 -30.7% 4.0%
FREEDOM MORTGAGE CORPORATION $35,690,000 $30,880,000 -13.5% 3.2%
Capitol Federal Savings Bank $29,435,000 $27,125,000 -7.8% 2.8%
Central National Bank $37,285,000 $26,870,000 -27.9% 2.8%
Exchange Bank $16,475,000 $20,165,000 22.4% 2.1%
THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS $19,455,000 $18,840,000 -3.2% 2.0%
The Farmers State Bank of Westmoreland $18,615,000 $18,735,000 0.6% 1.9%
NAVY FEDERAL CREDIT UNION $14,270,000 $18,245,000 27.9% 1.9%
USAA Federal Savings Bank $20,190,000 $18,195,000 -9.9% 1.9%
Wells Fargo Bank $7,040,000 $18,110,000 157.2% 1.9%
ESB Financial $17,030,000 $15,695,000 -7.8% 1.6%
Sunflower Bank $16,720,000 $15,240,000 -8.9% 1.6%
MERITRUST Federal Credit Union $17,885,000 $14,880,000 -16.8% 1.5%
PENNYMAC LOAN SERVICES, LLC $5,575,000 $13,085,000 134.7% 1.4%
UNITED WHOLESALE MORTGAGE, LLC $5,420,000 $12,905,000 138.1% 1.3%
Commerce Bank $11,975,000 $12,865,000 7.4% 1.3%
Lincoln Savings Bank $11,195,000 n/a 1.2%
KANSAS STATE UNIVERSITY Federal Credit Union $23,460,000 $10,085,000 -57.0% 1.0%
PEOPLES STATE BANK $11,875,000 $10,085,000 -15.1% 1.0%
American Mortgage & Equity Consultants, Inc. $9,500,000 n/a 1.0%
CROSSCOUNTRY MORTGAGE, LLC $615,000 $9,060,000 1,373.2% 0.9%
LEADERONE FINANCIAL CORPORATION $22,495,000 $8,560,000 -61.9% 0.9%
MOVEMENT MORTGAGE, LLC $4,310,000 $8,455,000 96.2% 0.9%
LOANDEPOT.COM, LLC $5,255,000 $8,110,000 54.3% 0.8%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $9,085,000 $7,920,000 -12.8% 0.8%
The Bennington State Bank $9,385,000 $7,245,000 -22.8% 0.8%
AMERISAVE MORTGAGE CORPORATION $5,825,000 $6,645,000 14.1% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $10,440,000 $6,425,000 -38.5% 0.7%
HOME POINT FINANCIAL CORPORATION $3,740,000 $5,685,000 52.0% 0.6%
West Gate Bank $7,075,000 $5,295,000 -25.2% 0.5%
LAKEVIEW LOAN SERVICING, LLC $4,965,000 $5,170,000 4.1% 0.5%
BETTER MORTGAGE CORPORATION $975,000 $4,990,000 411.8% 0.5%
Intrust Bank $6,985,000 $4,625,000 -33.8% 0.5%
Frontier Bank $4,325,000 n/a 0.4%
NBKC BANK $4,050,000 $4,245,000 4.8% 0.4%
U.S. Bank $3,835,000 $4,210,000 9.8% 0.4%
Flagstar Bank, FSB $3,455,000 $3,975,000 15.1% 0.4%
Plains Commerce Bank $3,540,000 $3,705,000 4.7% 0.4%
BROKER SOLUTIONS, INC. $9,015,000 $3,650,000 -59.5% 0.4%
Farm Credit Mid-America, ACA $3,195,000 $3,590,000 12.4% 0.4%
The Federal Savings Bank $4,955,000 $3,555,000 -28.3% 0.4%
First State Bank of St. Charles, Missouri $3,170,000 $3,440,000 8.5% 0.4%
NEW DAY FINANCIAL, LLC $5,355,000 $3,360,000 -37.3% 0.3%
PLANET HOME LENDING, LLC $4,360,000 $3,160,000 -27.5% 0.3%
United Bank & Trust $4,385,000 $3,150,000 -28.2% 0.3%
Armed Forces Bank $1,555,000 $3,120,000 100.6% 0.3%
Carrington Mortgage Services, LLC $2,905,000 $2,905,000 0.0% 0.3%
VisionBank of Iowa $2,855,000 n/a 0.3%
CMG MORTGAGE, INC. $185,000 $2,625,000 1,318.9% 0.3%
Farmers and Drovers Bank $975,000 $2,565,000 163.1% 0.3%
NEWREZ LLC $1,730,000 $2,485,000 43.6% 0.3%
UMB Bank $1,125,000 $2,450,000 117.8% 0.3%
CALIBER HOME LOANS, INC. $1,055,000 $2,260,000 114.2% 0.2%
GUARANTEED RATE, INC. $625,000 $2,255,000 260.8% 0.2%
Mortgage Investment Services Corporation $585,000 $2,030,000 247.0% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $345,000 $2,015,000 484.1% 0.2%
North American Savings Bank, F.S.B. $1,970,000 $1,990,000 1.0% 0.2%
JPMorgan Chase Bank $1,635,000 $1,985,000 21.4% 0.2%
GOLDEN PLAINS $745,000 $1,940,000 160.4% 0.2%
DAS Acquisition Company, LLC $460,000 $1,815,000 294.6% 0.2%
PENTAGON FEDERAL CREDIT UNION $435,000 $1,795,000 312.6% 0.2%
GUILD MORTGAGE COMPANY $440,000 $1,740,000 295.5% 0.2%
ACCELERATE MORTGAGE, LLC $145,000 $1,575,000 986.2% 0.2%
Nations Lending Corporation $675,000 $1,535,000 127.4% 0.2%
Low VA Rates, LLC $1,250,000 $1,480,000 18.4% 0.2%
Bank of America $195,000 $1,360,000 597.4% 0.1%
United Fidelity Funding Corp. $1,085,000 $1,350,000 24.4% 0.1%
First Mortgage Solutions, LLC $690,000 $1,310,000 89.9% 0.1%
HOMESIDE FINANCIAL, LLC $1,240,000 n/a 0.1%
Colonial Savings, F.A. $375,000 $1,205,000 221.3% 0.1%
AMERICAN FINANCING CORPORATION $290,000 $1,145,000 294.8% 0.1%
Paramount Bank $765,000 $1,135,000 48.4% 0.1%
ZILLOW HOME LOANS, LLC $730,000 $1,125,000 54.1% 0.1%
FLAT BRANCH MORTGAGE, INC. $480,000 $1,115,000 132.3% 0.1%
21ST MORTGAGE CORPORATION $630,000 $1,085,000 72.2% 0.1%
TRIAD FINANCIAL SERVICES, INC. $730,000 $1,080,000 47.9% 0.1%
GNBank $1,065,000 n/a 0.1%
Azura Credit Union $785,000 $1,060,000 35.0% 0.1%
NP, Inc. $380,000 $1,055,000 177.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $460,000 $995,000 116.3% 0.1%
NBH Bank $590,000 $975,000 65.3% 0.1%
PLAZA HOME MORTGAGE, INC. $965,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $950,000 n/a 0.1%
BNC National Bank $1,045,000 $925,000 -11.5% 0.1%
Mid-America Bank $235,000 $915,000 289.4% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $395,000 $910,000 130.4% 0.1%
Community Bank $550,000 $905,000 64.5% 0.1%
ROYAL UNITED MORTGAGE LLC $85,000 $885,000 941.2% 0.1%
Northpointe Bank $225,000 $875,000 288.9% 0.1%
Arvest Bank $1,860,000 $865,000 -53.5% 0.1%
COMMUNITYAMERICA $185,000 $845,000 356.8% 0.1%
EMBRACE HOME LOANS, INC. $840,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $590,000 $815,000 38.1% 0.1%
SIRVA MORTGAGE, INC. $815,000 n/a 0.1%
Fidelity Bank $590,000 $810,000 37.3% 0.1%
Members Mortgage Services, L.L.C. $670,000 $800,000 19.4% 0.1%
HEARTLAND CREDIT UNION $970,000 $790,000 -18.6% 0.1%
Barrington Bank & Trust Company, N.A. $3,485,000 $765,000 -78.0% 0.1%
Citizens Bank of Kansas $145,000 $750,000 417.2% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,470,000 $750,000 -49.0% 0.1%
Envista Credit Union $1,005,000 $705,000 -29.9% 0.1%
Farmers Bank & Trust $215,000 $670,000 211.6% 0.1%
Community National Bank $915,000 $665,000 -27.3% 0.1%
The Union State Bank $665,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $1,120,000 $660,000 -41.1% 0.1%
CANOPY MORTGAGE, LLC $645,000 n/a 0.1%
First Federal Bank $645,000 $630,000 -2.3% 0.1%
First Bank $570,000 n/a 0.1%
Ally Bank $205,000 $560,000 173.2% 0.1%
Community National Bank & Trust $95,000 $545,000 473.7% 0.1%
FirstBank $540,000 n/a 0.1%
Truist Bank $1,730,000 $520,000 -69.9% 0.1%
UNION HOME MORTGAGE CORP. $520,000 n/a 0.1%
Chicago Mortgage Solutions LLC $505,000 n/a 0.1%
BOKF $405,000 $500,000 23.5% 0.1%
MORIA DEVELOPMENT, INC. $125,000 $495,000 296.0% 0.1%
The Central Trust Bank $480,000 n/a 0.0%
Availa Bank $465,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $620,000 $445,000 -28.2% 0.0%
GUARANTEED RATE AFFINITY, LLC $440,000 $445,000 1.1% 0.0%
JLB CORPORATION $165,000 $440,000 166.7% 0.0%
KANZA Bank $435,000 n/a 0.0%
PNC Bank $435,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $535,000 $430,000 -19.6% 0.0%
Prosperity Bank $430,000 n/a 0.0%
RCB Bank $350,000 $430,000 22.9% 0.0%
KELLER MORTGAGE, LLC $175,000 $420,000 140.0% 0.0%
Truity Federal Credit Union $360,000 $410,000 13.9% 0.0%
Wyndham Capital Mortgage, Inc. $265,000 $405,000 52.8% 0.0%
Equity Prime Mortgage LLC $395,000 n/a 0.0%
SUMMIT FUNDING, INC. $385,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $370,000 n/a 0.0%
Regent Financial Group, Inc. $440,000 $370,000 -15.9% 0.0%
CoreFirst Bank & Trust $620,000 $360,000 -41.9% 0.0%
Citibank $135,000 $355,000 163.0% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $355,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $355,000 n/a 0.0%
Assurance Financial Group, L.L.C. $335,000 n/a 0.0%
Morgan Stanley Private Bank $325,000 n/a 0.0%
SOFI LENDING CORP. $320,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,100,000 $315,000 -71.4% 0.0%
TIAA, FSB $315,000 n/a 0.0%
First United Bank and Trust Company $235,000 $305,000 29.8% 0.0%
BMO Harris Bank $405,000 $295,000 -27.2% 0.0%
First Guaranty Mortgage Corporation $105,000 $295,000 181.0% 0.0%
First State Bank and Trust $295,000 n/a 0.0%
TruHome Solutions, LLC $295,000 n/a 0.0%
Magnolia Bank $175,000 $290,000 65.7% 0.0%
CHERRY CREEK MORTGAGE, LLC $490,000 $285,000 -41.8% 0.0%
STEARNS LENDING, LLC $520,000 $285,000 -45.2% 0.0%
SPRING EQ, LLC $55,000 $270,000 390.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $820,000 $265,000 -67.7% 0.0%
Deere Employees Credit Union $245,000 $265,000 8.2% 0.0%
HOME BANK AND TRUST COMPANY $260,000 n/a 0.0%
Axos Bank $255,000 n/a 0.0%
Citizens Bank $250,000 n/a 0.0%
THRIVENT Federal Credit Union $765,000 $250,000 -67.3% 0.0%
CAPITAL CREDIT UNION $245,000 n/a 0.0%
First Financial Bank $245,000 n/a 0.0%
First National Bank of Omaha $840,000 $245,000 -70.8% 0.0%
HOMESPIRE MORTGAGE CORPORATION $245,000 n/a 0.0%
Academy Bank $450,000 $235,000 -47.8% 0.0%
GERSHMAN INVESTMENT CORP. $225,000 n/a 0.0%
PHH Mortgage Corporation $325,000 $225,000 -30.8% 0.0%
Regions Bank $225,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $290,000 $215,000 -25.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $215,000 $215,000 0.0% 0.0%
TJC Mortgage, Inc. $215,000 n/a 0.0%
VisionBank $215,000 n/a 0.0%
First State Bank Nebraska $205,000 n/a 0.0%
Legacy Bank $145,000 $205,000 41.4% 0.0%
EVERETT FINANCIAL, INC. $355,000 $195,000 -45.1% 0.0%
Gateway First Bank $835,000 $195,000 -76.6% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $145,000 $195,000 34.5% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $195,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $190,000 n/a 0.0%
Centennial Bank $185,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $440,000 $185,000 -58.0% 0.0%
Hawthorn Bank $185,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $185,000 n/a 0.0%
Strong Home Mortgage, LLC $185,000 n/a 0.0%
Equity Bank $175,000 n/a 0.0%
Mid-Continent Funding, Inc. $990,000 $175,000 -82.3% 0.0%
MLD MORTGAGE INC. $175,000 n/a 0.0%
Northwest Farm Credit Services, FLCA $175,000 n/a 0.0%
Financial Funding Solutions, Inc. $170,000 n/a 0.0%
COMMUNITY MORTGAGE, LLC $600,000 $165,000 -72.5% 0.0%
First Internet Bank of Indiana $165,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $165,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $165,000 n/a 0.0%
RED DIAMOND HOME LOANS, LLC $165,000 n/a 0.0%
American National Bank $155,000 n/a 0.0%
Commercial Bank $155,000 n/a 0.0%
Great Southern Bank $155,000 n/a 0.0%
Ixonia Bank $155,000 n/a 0.0%
Midland States Bank $155,000 n/a 0.0%
AMERICAN ADVISORS GROUP $180,000 $145,000 -19.4% 0.0%
LOANPAL, LLC $145,000 n/a 0.0%
RESIDENTIAL BANCORP. $145,000 n/a 0.0%
Stifel Bank and Trust $570,000 $145,000 -74.6% 0.0%
The Nodaway Valley Bank $145,000 n/a 0.0%
CREDIT UNION OF AMERICA $605,000 $135,000 -77.7% 0.0%
Emprise Bank $85,000 $135,000 58.8% 0.0%
Security Bank of Kansas City $135,000 n/a 0.0%
Bank of England $510,000 $125,000 -75.5% 0.0%
Great Western Bank $195,000 $125,000 -35.9% 0.0%
Midwest Heritage Bank FSB $390,000 $125,000 -67.9% 0.0%
RELIANCE FIRST CAPITAL, LLC $125,000 n/a 0.0%
SKYWARD $125,000 n/a 0.0%
Manufacturers and Traders Trust Company $115,000 n/a 0.0%
Simmons Bank $115,000 n/a 0.0%
HNB National Bank $105,000 n/a 0.0%
IMPAC MORTGAGE CORP. $105,000 n/a 0.0%
InterContinental Capital Group, Inc $115,000 $105,000 -8.7% 0.0%
Paramount Residential Mortgage Group, Inc. $325,000 $105,000 -67.7% 0.0%
Security First Bank $230,000 $105,000 -54.3% 0.0%
Silver Lake Bank $125,000 $105,000 -16.0% 0.0%
First Bank & Trust $95,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $85,000 n/a 0.0%
American State Bank $55,000 n/a 0.0%
Kaw Valley Bank $45,000 n/a 0.0%
Exchange Bank & Trust $35,000 n/a 0.0%
Figure Lending LLC $55,000 $25,000 -54.5% 0.0%
NUMARK CREDIT UNION $15,000 n/a 0.0%

MANHATTAN's top lender by overall market share is KS StateBank, with 6.6% market share. In second place, with 6.0%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $57,545,000 in loans. In third place, with 5.5%, is Mortgage Research Center, LLC, having originated $53,475,000 in loans. In fourth place, with 5.0%, is Landmark National Bank, having originated $48,610,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $46,730,000 in loans.


MANHATTAN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,900 (0.0%) $196,155 (-7.3%) 0.00 663
2018-02-01 $169,923 (-2.9%) $200,244 (-6.3%) 0.00 653
2018-03-01 $174,900 (-4.1%) $201,185 (-5.8%) 0.00 722
2018-04-01 $175,000 (-2.8%) $202,865 (-5.1%) 0.00 778
2018-05-01 $175,000 (-3.3%) $202,384 (-4.8%) 0.00 805
2018-06-01 $169,900 (-7.8%) $199,761 (-6.5%) 0.00 810
2018-07-01 $170,725 (-7.2%) $200,227 (-6.0%) 0.00 770
2018-08-01 $172,450 (-4.2%) $201,190 (-4.4%) 0.00 771
2018-09-01 $175,000 (-2.7%) $200,648 (-3.9%) 0.00 766
2018-10-01 $170,000 (-4.4%) $201,206 (-2.5%) 0.00 734
2018-11-01 $170,000 (-2.9%) $200,733 (-1.7%) 0.00 714
2018-12-01 $169,900 (-0.1%) $200,834 (1.6%) 0.00 675
2019-01-01 $165,600 (-2.5%) $200,554 (2.2%) 0.00 645
2019-02-01 $179,300 (5.5%) $256,282 (28.0%) 0.00 696
2019-03-01 $179,300 (2.5%) $248,595 (23.6%) 0.00 719
2019-04-01 $178,200 (1.8%) $237,273 (17.0%) 0.00 736
2019-05-01 $178,950 (2.3%) $239,245 (18.2%) 0.00 756
2019-06-01 $173,000 (1.8%) $230,050 (15.2%) 0.00 753
2019-07-01 $170,675 (0.0%) $227,180 (13.5%) 0.00 763
2019-08-01 $171,300 (-0.7%) $228,030 (13.3%) 0.00 745
2019-09-01 $173,325 (-1.0%) $229,404 (14.3%) 0.00 716
2019-10-01 $174,450 (2.6%) $231,043 (14.8%) 0.00 686
2019-11-01 $169,900 (-0.1%) $228,092 (13.6%) 0.00 616
2019-12-01 $169,900 (0.0%) $233,425 (16.2%) 0.00 569
2020-01-01 $169,700 (2.5%) $229,574 (14.5%) 0.00 533
2020-02-01 $170,000 (-5.2%) $235,907 (-8.0%) 0.00 529
2020-03-01 $179,450 (0.1%) $239,435 (-3.7%) 0.00 559
2020-04-01 $179,800 (0.9%) $241,860 (1.9%) 0.00 537
2020-05-01 $185,000 (3.4%) $247,376 (3.4%) 0.00 492
2020-06-01 $189,450 (9.5%) $259,269 (12.7%) 0.00 430
2020-07-01 $185,000 (8.4%) $258,621 (13.8%) 0.00 424
2020-08-01 $184,500 (7.7%) $261,358 (14.6%) 0.00 409
2020-09-01 $169,350 (-2.3%) $223,930 (-2.4%) 0.00 366
2020-10-01 $169,900 (-2.6%) $225,167 (-2.5%) 0.00 337
2020-11-01 $177,350 (4.4%) $225,494 (-1.1%) 0.00 316
2020-12-01 $170,000 (0.1%) $225,192 (-3.5%) 0.00 280
2021-01-01 $177,000 (4.3%) $232,065 (1.1%) 0.00 246
2021-02-01 $180,000 (5.9%) $232,016 (-1.7%) 0.00 206
2021-03-01 $187,750 (4.6%) $242,103 (1.1%) 0.00 202
2021-04-01 $197,300 (9.7%) $253,083 (4.6%) 0.00 194
2021-05-01 $205,000 (10.8%) $262,990 (6.3%) 0.00 206
2021-06-01 $205,000 (8.2%) $238,909 (-7.9%) 0.00 242
2021-07-01 $186,250 (0.7%) $237,517 (-8.2%) 0.00 275
2021-08-01 $180,000 (-2.4%) $227,551 (-12.9%) 0.00 311
2021-09-01 $192,500 (13.7%) $230,679 (3.0%) 0.00 330
2021-10-01 $185,000 (8.9%) $231,651 (2.9%) 0.00 302
2021-11-01 $196,875 (11.0%) $238,555 (5.8%) 0.00 253
2021-12-01 $188,250 (10.7%) $384,085 (70.6%) 0.00 210
2022-01-01 $164,500 (-7.1%) $429,970 (85.3%) 0.00 155
2022-02-01 $202,450 (12.5%) $491,080 (111.7%) 0.00 130
2022-03-01 $239,925 (27.8%) $279,814 (15.6%) 0.00 145
2022-04-01 $230,000 (16.6%) $273,205 (8.0%) 0.00 166
2022-05-01 $225,000 (9.8%) $271,105 (3.1%) 0.00 190
2022-06-01 $232,500 (13.4%) $274,767 (15.0%) 0.00 223
2022-07-01 $240,000 (28.9%) $277,799 (17.0%) 0.00 237
2022-08-01 $239,950 (33.3%) $273,540 (20.2%) 0.00 258
2022-09-01 $233,500 (21.3%) $271,073 (17.5%) 0.00 245
2022-10-01 $240,000 (29.7%) $275,246 (18.8%) 0.00 225
2022-11-01 $229,900 (16.8%) $264,508 (10.9%) 0.00 256
2022-12-01 $229,900 (22.1%) $264,976 (-31.0%) 0.00 251
2023-01-01 $231,625 (40.8%) $269,872 (-37.2%) 0.00 224
2023-02-01 $264,000 (30.4%) $289,977 (-41.0%) 0.00 207
MANHATTAN's median listing price for 2023-02-01 was $264,000, a difference of $61,550 (30.4%) versus the prior year and $32,375 versus the prior month.

MANHATTAN's median listing price comes in at 0% of the national average.

MANHATTAN's average listing price for 2023-02-01 was $289,977, a difference of $-201,103 (-41.0%) versus the prior year and $20,105 versus the prior month.

For the 2023-02-01 period, MANHATTAN had 207 MLS listings, a difference of -17 listings (-8%) versus the prior month and 77 listings (59%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,018 sqft
2018-02-01 0 days 2,070 sqft
2018-03-01 0 days 2,082 sqft
2018-04-01 0 days 2,091 sqft
2018-05-01 0 days 2,086 sqft
2018-06-01 0 days 2,091 sqft
2018-07-01 0 days 2,091 sqft
2018-08-01 0 days 2,054 sqft
2018-09-01 0 days 2,054 sqft
2018-10-01 0 days 2,051 sqft
2018-11-01 0 days 2,045 sqft
2018-12-01 0 days 2,020 sqft
2019-01-01 0 days 1,999 sqft
2019-02-01 0 days 1,939 sqft
2019-03-01 0 days 1,941 sqft
2019-04-01 0 days 1,958 sqft
2019-05-01 0 days 1,961 sqft
2019-06-01 0 days 1,963 sqft
2019-07-01 0 days 1,961 sqft
2019-08-01 0 days 1,959 sqft
2019-09-01 0 days 1,957 sqft
2019-10-01 0 days 1,958 sqft
2019-11-01 0 days 1,944 sqft
2019-12-01 0 days 1,935 sqft
2020-01-01 0 days 1,934 sqft
2020-02-01 0 days 1,917 sqft
2020-03-01 0 days 1,923 sqft
2020-04-01 0 days 1,882 sqft
2020-05-01 0 days 1,908 sqft
2020-06-01 0 days 1,971 sqft
2020-07-01 0 days 1,946 sqft
2020-08-01 0 days 1,950 sqft
2020-09-01 0 days 1,995 sqft
2020-10-01 0 days 2,060 sqft
2020-11-01 0 days 2,001 sqft
2020-12-01 0 days 1,959 sqft
2021-01-01 0 days 1,915 sqft
2021-02-01 0 days 1,908 sqft
2021-03-01 0 days 1,904 sqft
2021-04-01 0 days 1,958 sqft
2021-05-01 0 days 2,016 sqft
2021-06-01 0 days 2,045 sqft
2021-07-01 0 days 1,966 sqft
2021-08-01 0 days 1,918 sqft
2021-09-01 0 days 1,950 sqft
2021-10-01 0 days 1,989 sqft
2021-11-01 0 days 1,988 sqft
2021-12-01 0 days 1,987 sqft
2022-01-01 0 days 1,888 sqft
2022-02-01 0 days 1,840 sqft
2022-03-01 0 days 1,926 sqft
2022-04-01 0 days 1,944 sqft
2022-05-01 0 days 1,970 sqft
2022-06-01 0 days 1,988 sqft
2022-07-01 0 days 2,026 sqft
2022-08-01 0 days 2,030 sqft
2022-09-01 0 days 2,014 sqft
2022-10-01 0 days 2,187 sqft
2022-11-01 0 days 2,146 sqft
2022-12-01 0 days 2,143 sqft
2023-01-01 0 days 2,178 sqft
2023-02-01 0 days 2,135 sqft
MANHATTAN's median listing age (time on market) for 2023-02-01 was 0 days.

MANHATTAN's median square footage for active listings during the 2023-02-01 period was 2,135 sqft. One year prior, the average listing was 1,840 sqft.

MANHATTAN, KS Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
66407 Manhattan, KS $650 $650 $820 $1,090 $1,420
66411 Manhattan, KS $650 $650 $820 $1,090 $1,420
66422 Manhattan, KS $650 $650 $820 $1,090 $1,420
66427 Manhattan, KS $650 $650 $820 $1,090 $1,420
66432 Manhattan, KS $650 $650 $820 $1,090 $1,420
66442 Manhattan, KS $760 $770 $980 $1,380 $1,680
66449 Manhattan, KS $650 $650 $820 $1,090 $1,420
66502 Manhattan, KS $720 $720 $900 $1,180 $1,540
66503 Manhattan, KS $810 $820 $1,020 $1,340 $1,750
66505 Manhattan, KS $730 $740 $920 $1,210 $1,570
66506 Manhattan, KS $720 $720 $900 $1,180 $1,540
66514 Manhattan, KS $660 $660 $830 $1,170 $1,440
66517 Manhattan, KS $760 $760 $950 $1,250 $1,630
66520 Manhattan, KS $730 $730 $910 $1,190 $1,560
66521 Manhattan, KS $650 $650 $820 $1,090 $1,420
66531 Manhattan, KS $850 $850 $1,060 $1,390 $1,810
66535 Manhattan, KS $660 $670 $830 $1,090 $1,420
66536 Manhattan, KS $650 $650 $820 $1,090 $1,420
66540 Manhattan, KS $650 $650 $820 $1,090 $1,420
66547 Manhattan, KS $660 $670 $830 $1,090 $1,420
66548 Manhattan, KS $730 $740 $920 $1,210 $1,570
66549 Manhattan, KS $650 $650 $820 $1,090 $1,420
66554 Manhattan, KS $650 $650 $820 $1,090 $1,420
66933 Manhattan, KS $650 $650 $820 $1,110 $1,420
67432 Manhattan, KS $730 $740 $920 $1,210 $1,570
67447 Manhattan, KS $650 $650 $820 $1,090 $1,420

2022 Average & Median Rent Data Statistics
MANHATTAN, KS average 1BR rent: $694, median: $655
MANHATTAN, KS average 2BR rent: $870, median: $825
MANHATTAN, KS average 3BR rent: $1,157, median: $1,090

MANHATTAN, KS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,450 $520,020,000 $212,253
Refi 1,560 $325,260,000 $208,500
Cash Out Refi 564 $110,030,000 $195,089
Other 59 $5,845,000 $99,068
Home Improvement 44 $3,340,000 $75,909

Manhattan's most frequently cited loan purpose was Home Purchase, with 2,450 originations. The 2nd most popular reason was Refi, with 1,560 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,886 $386,020,000 $204,677
<2.5% 1,117 $236,525,000 $211,750
3-4% 1,061 $238,935,000 $225,198
4-5% 221 $39,745,000 $179,842
7-8% 59 $1,365,000 $23,136
5-6% 39 $3,595,000 $92,179
6-7% 17 $905,000 $53,235
Over 8% 10 $510,000 $51,000

During 2021, Manhattan's most frequently originated rate bucket was 2.5-3%, with 1,886 originations.

Loan Sizing (MANHATTAN, KS MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,140 $323,020,000 $150,944
$200k-400k 1,696 $451,220,000 $266,050
$100,000 or less 649 $41,265,000 $63,582
$400k-600k 145 $67,895,000 $468,241
$600k-1000k 25 $18,905,000 $756,200
$Over $1MM 22 $62,190,000 $2,826,818

MANHATTAN's loan sizing saw the bucket of loans from $100k-200k with 2,140 originations, totaling $323,020,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,024 $419,230,000 $207,129
60-80% 1,222 $276,150,000 $225,982
40-60% 338 $64,130,000 $189,734
Over 100% 298 $74,670,000 $250,570
20-40% 125 $15,185,000 $121,480
Under 20% 73 $3,445,000 $47,192

MANHATTAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,024 originations, totaling $419,230,000 in origination value.