MANHATTAN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Manhattan averaged 6.67% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 6.86% and one month ago for the week of 2023-08-17, the average rate was 6.87%.

Manhattan's average rate one year ago was 5.8%.

For refis of the same type during the week of 2023-09-21, the average rate was 6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Manhattan 30 Year Fixed Rate 2023-09-21 6.67%
Manhattan 30 Year Fixed Rate Refi 2023-09-21 6%
Manhattan 15 Year Fixed Rate 2023-09-21 6.95%
Manhattan 15 Year Fixed Rate Refi 2023-09-21 6.94%
Manhattan 30 Year FHA 2023-09-21 6.5%
Manhattan 30 Year FHA Refi 2023-09-21 6.94%
Manhattan 30 Year USDA 2023-09-21 7.22%
Manhattan 30 Year USDA Refi 2023-09-21 6.92%
Manhattan 30 Year VA 2023-09-21 6.52%
Manhattan 30 Year VA Refi 2023-09-21 6.92%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MANHATTAN, KS.

MANHATTAN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MANHATTAN, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Landmark National Bank 79 4.65% $2,106
Community First National Bank 73 4.72% $2,905
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 50 5.08% $3,285
Sunflower Bank 47 3.95% $2,689
PRIMELENDING, A PLAINSCAPITAL COMPANY 38 4.84% $4,130
QUICKEN LOANS, LLC 38 4.89% $5,206
MERITRUST Federal Credit Union 35 4.64% $3,799
Bank of the Flint Hills 33 5.34% $2,413
Central National Bank 32 4.78% $1,452
Capitol Federal Savings Bank 27 4.46% $2,346
Armed Forces Bank 25 4.76% $2,865
UNITED WHOLESALE MORTGAGE, LLC 24 5.15% $3,540
Commerce Bank 20 4.84% $2,786
West Gate Bank 18 4.40% $2,410
Plains Commerce Bank 16 5.10% $2,219
The Farmers State Bank of Westmoreland 14 4.52% $2,035
LOANDEPOT.COM, LLC 12 4.42% $4,457
NAVY FEDERAL CREDIT UNION 12 4.94% $3,237
U.S. Bank 10 4.35% $2,655
Wells Fargo Bank 10 4.91% $2,760
American Mortgage & Equity Consultants, Inc. 10 5.11% $4,536
NBKC BANK 8 4.53% $2,810
Exchange Bank 8 5.09% $2,369
JPMorgan Chase Bank 6 5.19% $2,075
Ally Bank 6 4.21% $2,914
MOVEMENT MORTGAGE, LLC 6 5.21% $4,795
Arvest Bank 6 5.19% $3,954
Intrust Bank 5 4.38% $1,860
LEADERONE FINANCIAL CORPORATION 5 4.85% $2,856
Mortgage Research Center, LLC 5 4.62% $3,368
Bell Bank 5 6.10% $3,065
CHURCHILL MORTGAGE CORPORATION 5 5.33% $2,783
Flagstar Bank, FSB 4 5.19% $5,324
GUARANTEED RATE, INC. 4 4.44% $3,621
CROSSCOUNTRY MORTGAGE, LLC 4 6.39% $4,524
RED DIAMOND HOME LOANS, LLC 3 4.66% $3,374
Mr. Cooper ( Nationstar Mortgage ) 3 4.75% $7,542
AMERISAVE MORTGAGE CORPORATION 3 5.75% $6,130
NBH Bank 3 5.40% $3,809
PENTAGON FEDERAL CREDIT UNION 3 4.96% $3,492
First State Bank of St. Charles, Missouri 3 5.00% $3,096
USAA Federal Savings Bank 3 5.96% $3,676
CMG MORTGAGE, INC. 2 4.68% $10,042
AMERICAN INTERNET MORTGAGE, INC. 2 4.31% $6,087
BROKER SOLUTIONS, INC. 2 5.50% $3,998
CITIZENS EQUITY FIRST 2 4.31% $4,660
Azura Credit Union 2 5.44% $0
ASSEMBLIES OF GOD Credit Union 2 6.38% $1,730
Academy Bank 2 5.13% $3,830
FINANCE OF AMERICA MORTGAGE LLC 2 5.63% $4,625
Waterstone Mortgage Corporation 2 5.50% $2,862
ESB Financial 2 3.38% $2,089
CANOPY MORTGAGE, LLC 2 5.81% $9,241
GOLDEN PLAINS 2 5.06% $1,730
SIRVA MORTGAGE, INC. 1 4.88% $4,736
SOUTHWEST FUNDING, LP 1 5.88% $6,213
SUMMIT FUNDING, INC. 1 4.88% $3,170
The Central Trust Bank 1 5.88% $2,421
THRIVENT Federal Credit Union 1 2.88% $3,038
UMB Bank 1 5.63% $2,531
Wyndham Capital Mortgage, Inc. 1 6.38% $1,866
ACADEMY MORTGAGE CORPORATION 1 3.88% $5,634
Bank of America 1 4.75% $3,959
Bank of Colorado 1 5.75% $5,706
Bank of England 1 6.25% $4,109
BOKF 1 4.00% $3,094
CALIBER HOME LOANS, INC. 1 6.13% $8,802
CARDINAL FINANCIAL 1 3.75% $5,768
Citadel Servicing Corporation 1 7.75% $6,717
Citizens Bank 1 4.75% $4,235
City National Bank 1 3.55% $3,611
COMMUNICATION 1 5.38% $3,128
COMMUNITY MORTGAGE, LLC 1 4.13% $2,894
Community National Bank & Trust 1 5.85% $3,818
CREDIT UNION OF AMERICA 1 5.50% $2,106
Deere Employees Credit Union 1 4.38% $2,842
DELMAR FINANCIAL COMPANY 1 4.75% $2,588
Discover Bank 1 7.99% $0
EMBRACE HOME LOANS, INC. 1 5.25% $4,815
EVERETT FINANCIAL, INC. 1 4.75% $1,990
Farm Credit Mid-America, ACA 1 5.65% $12,050
Fidelity Bank 1 4.25% $2,174
Financial Funding Solutions, Inc. 1 5.88% $3,972
FirstBank 1 3.88% $3,943
First State Bank 1 3.13% $1,347
FLAT BRANCH MORTGAGE, INC. 1 4.13% $2,531
FOUR POINTS 1 4.50% $2,418
FREEDOM MORTGAGE CORPORATION 1 4.13% $7,408
Gate City Bank 1 4.38% $5,525
GUILD MORTGAGE COMPANY 1 5.50% $3,868
HEARTLAND CREDIT UNION 1 5.88% $10
HOME POINT FINANCIAL CORPORATION 1 5.88% $2,189
HOMESIDE FINANCIAL, LLC 1 4.25% $6,440
Ixonia Bank 1 6.00% $6,650
KANSAS STATE UNIVERSITY Federal Credit Union 1 7.63% $4,423
KINECTA 1 7.00% $2,939
Members Mortgage Services, L.L.C. 1 4.75% $2,556
Mid-America Bank 1 5.25% $2,291
MISSOURI ELECTRIC COOPERATIVES EMPL 1 4.25% $2,177
MORIA DEVELOPMENT, INC. 1 6.13% $5,933
Mortgage Investment Services Corporation 1 4.88% $1,430
M&T Bank 1 3.38% $3,604
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.50% $5,032
Nations Lending Corporation 1 5.75% $5,835
NATIONWIDE MORTGAGE BANKERS, INC. 1 7.63% $5,884
NEWREZ LLC 1 4.99% $6,322
North American Savings Bank, F.S.B. 1 4.75% $304
PHH Mortgage Corporation 1 4.88% $5,417
PLANET HOME LENDING, LLC 1 3.50% $5,205
PNC Bank 1 3.38% $2,747
PREMIA MORTGAGE, LLC 1 5.13% $812
PROVIDENT FUNDING ASSOCIATES, L.P. 1 4.75% $5,713
Regions Bank 1 3.25% $3,096
Security First Bank 1 5.75% $2,200

MANHATTAN Average Closing Costs & Other Stats

MANHATTAN, KS's 114 lenders originated 2,948 loans during 2022. The total origination value was $620,700,000, with an average loan value of $210,550.

MANHATTAN's average closing costs are $3,908.

The top MANHATTAN lender as defined by loan originations is Landmark National Bank, with 79 loans originated. Their average total fees are $2,106, which is $798 lower than the next largest lender, Community First National Bank.

The lowest fee MANHATTAN lenders (with over 10 loans originated) are Central National Bank ($1,452), The Farmers State Bank of Westmoreland ($2,035), Landmark National Bank ($2,106), Plains Commerce Bank ($2,219) and Capitol Federal Savings Bank ($2,346).

The lowest rate MANHATTAN lenders (with over 10 loans originated) are Sunflower Bank (3.95%), U.S. Bank (4.35%), West Gate Bank (4.40%), LOANDEPOT.COM, LLC (4.42%) and Capitol Federal Savings Bank (4.46%).

MANHATTAN, KS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Mortgage Research Center, LLC $53,475,000 $48,285,000 -9.7% 7.8%
Community First National Bank $44,415,000 $37,050,000 -16.6% 6.0%
Landmark National Bank $48,610,000 $34,890,000 -28.2% 5.6%
Exchange Bank $20,165,000 $34,700,000 72.1% 5.6%
Bank of the Flint Hills $38,170,000 $34,230,000 -10.3% 5.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $44,335,000 $29,845,000 -32.7% 4.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $57,545,000 $23,575,000 -59.0% 3.8%
QUICKEN LOANS, LLC $46,730,000 $17,960,000 -61.6% 2.9%
KS StateBank $63,795,000 $17,570,000 -72.5% 2.8%
NAVY FEDERAL CREDIT UNION $18,245,000 $15,485,000 -15.1% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $12,905,000 $15,410,000 19.4% 2.5%
CROSSCOUNTRY MORTGAGE, LLC $9,060,000 $15,285,000 68.7% 2.5%
ORIX REAL ESTATE CAPITAL, LLC $14,005,000 n/a 2.3%
MERITRUST Federal Credit Union $14,880,000 $13,865,000 -6.8% 2.2%
Central National Bank $26,870,000 $13,830,000 -48.5% 2.2%
THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS $18,840,000 $13,495,000 -28.4% 2.2%
PEOPLES STATE BANK $10,085,000 $13,240,000 31.3% 2.1%
Sunflower Bank $15,240,000 $12,135,000 -20.4% 2.0%
Capitol Federal Savings Bank $27,125,000 $11,320,000 -58.3% 1.8%
Armed Forces Bank $3,120,000 $10,805,000 246.3% 1.7%
USAA Federal Savings Bank $18,195,000 $10,040,000 -44.8% 1.6%
Plains Commerce Bank $3,705,000 $9,945,000 168.4% 1.6%
The Farmers State Bank of Westmoreland $18,735,000 $9,685,000 -48.3% 1.6%
Commerce Bank $12,865,000 $8,555,000 -33.5% 1.4%
West Gate Bank $5,295,000 $4,980,000 -5.9% 0.8%
PENNYMAC LOAN SERVICES, LLC $13,085,000 $4,860,000 -62.9% 0.8%
American Mortgage & Equity Consultants, Inc. $9,500,000 $4,660,000 -50.9% 0.8%
The Bennington State Bank $7,245,000 $4,575,000 -36.9% 0.7%
NBKC BANK $4,245,000 $4,340,000 2.2% 0.7%
ESB Financial $15,695,000 $4,330,000 -72.4% 0.7%
LOANDEPOT.COM, LLC $8,110,000 $4,255,000 -47.5% 0.7%
MOVEMENT MORTGAGE, LLC $8,455,000 $4,145,000 -51.0% 0.7%
Wells Fargo Bank $18,110,000 $3,970,000 -78.1% 0.6%
Intrust Bank $4,625,000 $3,770,000 -18.5% 0.6%
FREEDOM MORTGAGE CORPORATION $30,880,000 $3,515,000 -88.6% 0.6%
GUARANTEED RATE, INC. $2,255,000 $3,405,000 51.0% 0.5%
LEADERONE FINANCIAL CORPORATION $8,560,000 $3,325,000 -61.2% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $6,425,000 $3,265,000 -49.2% 0.5%
U.S. Bank $4,210,000 $2,685,000 -36.2% 0.4%
First State Bank of St. Charles, Missouri $3,440,000 $2,595,000 -24.6% 0.4%
TRIAD FINANCIAL SERVICES, INC. $1,080,000 $2,595,000 140.3% 0.4%
Arvest Bank $865,000 $2,530,000 192.5% 0.4%
Equity Bank $175,000 $2,445,000 1,297.1% 0.4%
Flagstar Bank, FSB $3,975,000 $2,405,000 -39.5% 0.4%
AMERISAVE MORTGAGE CORPORATION $6,645,000 $2,245,000 -66.2% 0.4%
KANSAS STATE UNIVERSITY Federal Credit Union $10,085,000 $2,175,000 -78.4% 0.4%
BROKER SOLUTIONS, INC. $3,650,000 $2,020,000 -44.7% 0.3%
Ally Bank $560,000 $1,985,000 254.5% 0.3%
Alliance Bank Central Texas $1,885,000 n/a 0.3%
DAS Acquisition Company, LLC $1,815,000 $1,810,000 -0.3% 0.3%
The Federal Savings Bank $3,555,000 $1,795,000 -49.5% 0.3%
Farm Credit Mid-America, ACA $3,590,000 $1,780,000 -50.4% 0.3%
CORNERSTONE HOME LENDING, INC. $660,000 $1,740,000 163.6% 0.3%
JPMorgan Chase Bank $1,985,000 $1,735,000 -12.6% 0.3%
PENTAGON FEDERAL CREDIT UNION $1,795,000 $1,705,000 -5.0% 0.3%
Bell Bank $1,675,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $520,000 $1,645,000 216.3% 0.3%
CMG MORTGAGE, INC. $2,625,000 $1,620,000 -38.3% 0.3%
United Bank & Trust $3,150,000 $1,505,000 -52.2% 0.2%
Barrington Bank & Trust Company, N.A. $765,000 $1,315,000 71.9% 0.2%
Carrington Mortgage Services, LLC $2,905,000 $1,255,000 -56.8% 0.2%
CALIBER HOME LOANS, INC. $2,260,000 $1,250,000 -44.7% 0.2%
Azura Credit Union $1,060,000 $1,180,000 11.3% 0.2%
LAKEVIEW LOAN SERVICING, LLC $5,170,000 $1,180,000 -77.2% 0.2%
CHURCHILL MORTGAGE CORPORATION $445,000 $1,120,000 151.7% 0.2%
GUILD MORTGAGE COMPANY $1,740,000 $1,070,000 -38.5% 0.2%
Hawthorn Bank $185,000 $1,015,000 448.6% 0.2%
NEW DAY FINANCIAL, LLC $3,360,000 $910,000 -72.9% 0.1%
AMERICAN FINANCING CORPORATION $1,145,000 $905,000 -21.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $430,000 $850,000 97.7% 0.1%
NBH Bank $975,000 $835,000 -14.4% 0.1%
UMB Bank $2,450,000 $805,000 -67.1% 0.1%
Bank of America $1,360,000 $790,000 -41.9% 0.1%
CITIZENS EQUITY FIRST $765,000 n/a 0.1%
First Interstate Bank $725,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $5,685,000 $725,000 -87.2% 0.1%
North American Savings Bank, F.S.B. $1,990,000 $720,000 -63.8% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $710,000 n/a 0.1%
Members Mortgage Services, L.L.C. $800,000 $695,000 -13.1% 0.1%
NEWREZ LLC $2,485,000 $690,000 -72.2% 0.1%
Community National Bank & Trust $545,000 $675,000 23.9% 0.1%
RED DIAMOND HOME LOANS, LLC $165,000 $675,000 309.1% 0.1%
FINANCIAL CONCEPTS MORTGAGE, LLC $660,000 n/a 0.1%
Academy Bank $235,000 $630,000 168.1% 0.1%
Ixonia Bank $155,000 $620,000 300.0% 0.1%
FLAT BRANCH MORTGAGE, INC. $1,115,000 $580,000 -48.0% 0.1%
COMMUNITY MORTGAGE, LLC $165,000 $570,000 245.5% 0.1%
M&T Bank $115,000 $540,000 369.6% 0.1%
PREMIA MORTGAGE, LLC $540,000 n/a 0.1%
CANOPY MORTGAGE, LLC $645,000 $525,000 -18.6% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $265,000 $510,000 92.5% 0.1%
BancorpSouth Bank $500,000 n/a 0.1%
Citizens Bank $250,000 $495,000 98.0% 0.1%
SOUTHWEST FUNDING, LP $490,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,015,000 $485,000 -75.9% 0.1%
Sierra Pacific Mortgage Company, Inc. $355,000 $485,000 36.6% 0.1%
21ST MORTGAGE CORPORATION $1,085,000 $480,000 -55.8% 0.1%
NexBank $470,000 n/a 0.1%
BOKF $500,000 $450,000 -10.0% 0.1%
Mortgage Investment Services Corporation $2,030,000 $445,000 -78.1% 0.1%
Magnolia Bank $290,000 $430,000 48.3% 0.1%
The Central Trust Bank $480,000 $430,000 -10.4% 0.1%
First National Bank Texas $425,000 n/a 0.1%
Service Federal Credit Union $410,000 n/a 0.1%
Waterstone Mortgage Corporation $410,000 n/a 0.1%
EVERETT FINANCIAL, INC. $195,000 $400,000 105.1% 0.1%
S1L, Inc. $400,000 n/a 0.1%
Bank of England $125,000 $390,000 212.0% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $910,000 $390,000 -57.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $750,000 $385,000 -48.7% 0.1%
Colonial Savings, F.A. $1,205,000 $380,000 -68.5% 0.1%
Nations Lending Corporation $1,535,000 $380,000 -75.2% 0.1%
Regions Bank $225,000 $380,000 68.9% 0.1%
FOUR POINTS $375,000 n/a 0.1%
Northpointe Bank $875,000 $375,000 -57.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $375,000 n/a 0.1%
Deere Employees Credit Union $265,000 $370,000 39.6% 0.1%
Equity Prime Mortgage LLC $395,000 $370,000 -6.3% 0.1%
COMMUNICATION $350,000 n/a 0.1%
BNC National Bank $925,000 $345,000 -62.7% 0.1%
SUMMIT FUNDING, INC. $385,000 $345,000 -10.4% 0.1%
TJC Mortgage, Inc. $215,000 $345,000 60.5% 0.1%
Wyndham Capital Mortgage, Inc. $405,000 $345,000 -14.8% 0.1%
Farmers Bank & Trust $670,000 $325,000 -51.5% 0.1%
QUORUM FEDERAL CREDIT UNION $315,000 n/a 0.1%
COMMUNITYAMERICA $845,000 $310,000 -63.3% 0.0%
Bankers' Bank $305,000 n/a 0.0%
Gate City Bank $305,000 n/a 0.0%
PHH Mortgage Corporation $225,000 $300,000 33.3% 0.0%
FirstBank $540,000 $295,000 -45.4% 0.0%
PNC Bank $435,000 $290,000 -33.3% 0.0%
SIRVA MORTGAGE, INC. $815,000 $275,000 -66.3% 0.0%
Truity Federal Credit Union $410,000 $275,000 -32.9% 0.0%
GOLDEN PLAINS $1,940,000 $270,000 -86.1% 0.0%
Security First Bank $105,000 $270,000 157.1% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $265,000 n/a 0.0%
Equitable Bank $265,000 n/a 0.0%
The Nodaway Valley Bank $145,000 $265,000 82.8% 0.0%
Citizens Bank of Kansas $750,000 $260,000 -65.3% 0.0%
Exchange Bank of Missouri $260,000 n/a 0.0%
Citizens Bank of Amsterdam $255,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $370,000 $255,000 -31.1% 0.0%
CoreFirst Bank & Trust $360,000 $250,000 -30.6% 0.0%
Mid-America Bank $915,000 $245,000 -73.2% 0.0%
RCB Bank $430,000 $245,000 -43.0% 0.0%
River Region Credit Union $245,000 n/a 0.0%
Bank of Colorado $235,000 n/a 0.0%
Community Bank $905,000 $235,000 -74.0% 0.0%
HOMESTAR FINANCIAL CORPORATION $235,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $1,240,000 $230,000 -81.5% 0.0%
Kaw Valley Bank $45,000 $230,000 411.1% 0.0%
THRIVENT Federal Credit Union $250,000 $230,000 -8.0% 0.0%
Servion, Inc. $225,000 n/a 0.0%
Gateway First Bank $195,000 $220,000 12.8% 0.0%
CHERRY CREEK MORTGAGE, LLC $285,000 $215,000 -24.6% 0.0%
First Federal Bank $630,000 $215,000 -65.9% 0.0%
First State Bank $215,000 n/a 0.0%
OPEN MORTGAGE, LLC $205,000 n/a 0.0%
Carrollton Bank $195,000 n/a 0.0%
First Bank $570,000 $195,000 -65.8% 0.0%
NP, Inc. $1,055,000 $195,000 -81.5% 0.0%
ASSEMBLIES OF GOD Credit Union $190,000 n/a 0.0%
Discover Bank $190,000 n/a 0.0%
LOANPAL, LLC $145,000 $190,000 31.0% 0.0%
FirstBank of Nebraska $185,000 n/a 0.0%
GNBank $1,065,000 $185,000 -82.6% 0.0%
Springfield First Community Bank $185,000 n/a 0.0%
Hometown Equity Mortgage, LLC $175,000 n/a 0.0%
Security Bank of Kansas City $135,000 $175,000 29.6% 0.0%
ROYAL UNITED MORTGAGE LLC $885,000 $170,000 -80.8% 0.0%
Availa Bank $465,000 $165,000 -64.5% 0.0%
Citadel Servicing Corporation $165,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $840,000 $165,000 -80.4% 0.0%
KANZA Bank $435,000 $165,000 -62.1% 0.0%
LENDINGHOME FUNDING CORPORATION $165,000 n/a 0.0%
UNITED MORTGAGE CORP. $165,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $155,000 n/a 0.0%
Community National Bank $665,000 $155,000 -76.7% 0.0%
CREDIT UNION OF AMERICA $135,000 $155,000 14.8% 0.0%
MORIA DEVELOPMENT, INC. $495,000 $155,000 -68.7% 0.0%
PLANET HOME LENDING, LLC $3,160,000 $155,000 -95.1% 0.0%
Simmons Bank $115,000 $155,000 34.8% 0.0%
The Union State Bank of Everest $155,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $215,000 $145,000 -32.6% 0.0%
FirstOak Bank $145,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $355,000 $145,000 -59.2% 0.0%
LIMA ONE CAPITAL, LLC $165,000 $135,000 -18.2% 0.0%
Silver Lake Bank $105,000 $135,000 28.6% 0.0%
Financial Funding Solutions, Inc. $170,000 $125,000 -26.5% 0.0%
First State Bank and Trust $295,000 $125,000 -57.6% 0.0%
HEARTLAND CREDIT UNION $790,000 $125,000 -84.2% 0.0%
KINECTA $125,000 n/a 0.0%
The Stock Exchange Bank $125,000 n/a 0.0%
Wichita Federal Credit Union $125,000 n/a 0.0%
AMERICAN ADVISORS GROUP $145,000 $120,000 -17.2% 0.0%
City National Bank $115,000 n/a 0.0%
MISSOURI ELECTRIC COOPERATIVES EMPL $115,000 n/a 0.0%
SOFI LENDING CORP. $320,000 $115,000 -64.1% 0.0%
Capital Bank $105,000 n/a 0.0%
Mutual Savings Association $105,000 n/a 0.0%
Union Bank and Trust Company $105,000 n/a 0.0%
The Union State Bank $665,000 $95,000 -85.7% 0.0%
Fidelity Bank $810,000 $85,000 -89.5% 0.0%
Envista Credit Union $705,000 $80,000 -88.7% 0.0%
Baxter Credit Union $65,000 n/a 0.0%
Boeing Employees Credit Union $65,000 n/a 0.0%
Centier Bank $40,000 n/a 0.0%
SPRING EQ, LLC $270,000 $35,000 -87.0% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $25,000 n/a 0.0%
NUMARK CREDIT UNION $15,000 $25,000 66.7% 0.0%
Emprise Bank $135,000 $15,000 -88.9% 0.0%

MANHATTAN's top lender by overall market share is Mortgage Research Center, LLC, with 7.8% market share. In second place, with 6.0%, is Community First National Bank, having originated $37,050,000 in loans. In third place, with 5.6%, is Landmark National Bank, having originated $34,890,000 in loans. In fourth place, with 5.6%, is Exchange Bank, having originated $34,700,000 in loans. In fifth place, with 5.5%, is Bank of the Flint Hills, having originated $34,230,000 in loans.


MANHATTAN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,900 (0.0%) $196,155 (-7.3%) 0.00 663
2018-02-01 $169,923 (-2.9%) $200,244 (-6.3%) 0.00 653
2018-03-01 $174,900 (-4.1%) $201,185 (-5.8%) 0.00 722
2018-04-01 $175,000 (-2.8%) $202,865 (-5.1%) 0.00 778
2018-05-01 $175,000 (-3.3%) $202,384 (-4.8%) 0.00 805
2018-06-01 $169,900 (-7.8%) $199,761 (-6.5%) 0.00 810
2018-07-01 $170,725 (-7.2%) $200,227 (-6.0%) 0.00 770
2018-08-01 $172,450 (-4.2%) $201,190 (-4.4%) 0.00 771
2018-09-01 $175,000 (-2.7%) $200,648 (-3.9%) 0.00 766
2018-10-01 $170,000 (-4.4%) $201,206 (-2.5%) 0.00 734
2018-11-01 $170,000 (-2.9%) $200,733 (-1.7%) 0.00 714
2018-12-01 $169,900 (-0.1%) $200,834 (1.6%) 0.00 675
2019-01-01 $165,600 (-2.5%) $200,554 (2.2%) 0.00 645
2019-02-01 $179,300 (5.5%) $256,282 (28.0%) 0.00 696
2019-03-01 $179,300 (2.5%) $248,595 (23.6%) 0.00 719
2019-04-01 $178,200 (1.8%) $237,273 (17.0%) 0.00 736
2019-05-01 $178,950 (2.3%) $239,245 (18.2%) 0.00 756
2019-06-01 $173,000 (1.8%) $230,050 (15.2%) 0.00 753
2019-07-01 $170,675 (0.0%) $227,180 (13.5%) 0.00 763
2019-08-01 $171,300 (-0.7%) $228,030 (13.3%) 0.00 745
2019-09-01 $173,325 (-1.0%) $229,404 (14.3%) 0.00 716
2019-10-01 $174,450 (2.6%) $231,043 (14.8%) 0.00 686
2019-11-01 $169,900 (-0.1%) $228,092 (13.6%) 0.00 616
2019-12-01 $169,900 (0.0%) $233,425 (16.2%) 0.00 569
2020-01-01 $169,700 (2.5%) $229,574 (14.5%) 0.00 533
2020-02-01 $170,000 (-5.2%) $235,907 (-8.0%) 0.00 529
2020-03-01 $179,450 (0.1%) $239,435 (-3.7%) 0.00 559
2020-04-01 $179,800 (0.9%) $241,860 (1.9%) 0.00 537
2020-05-01 $185,000 (3.4%) $247,376 (3.4%) 0.00 492
2020-06-01 $189,450 (9.5%) $259,269 (12.7%) 0.00 430
2020-07-01 $185,000 (8.4%) $258,621 (13.8%) 0.00 424
2020-08-01 $184,500 (7.7%) $261,358 (14.6%) 0.00 409
2020-09-01 $169,350 (-2.3%) $223,930 (-2.4%) 0.00 366
2020-10-01 $169,900 (-2.6%) $225,167 (-2.5%) 0.00 337
2020-11-01 $177,350 (4.4%) $225,494 (-1.1%) 0.00 316
2020-12-01 $170,000 (0.1%) $225,192 (-3.5%) 0.00 280
2021-01-01 $177,000 (4.3%) $232,065 (1.1%) 0.00 246
2021-02-01 $180,000 (5.9%) $232,016 (-1.7%) 0.00 206
2021-03-01 $187,750 (4.6%) $242,103 (1.1%) 0.00 202
2021-04-01 $197,300 (9.7%) $253,083 (4.6%) 0.00 194
2021-05-01 $205,000 (10.8%) $262,990 (6.3%) 0.00 206
2021-06-01 $205,000 (8.2%) $238,909 (-7.9%) 0.00 242
2021-07-01 $186,250 (0.7%) $237,517 (-8.2%) 0.00 275
2021-08-01 $180,000 (-2.4%) $227,551 (-12.9%) 0.00 311
2021-09-01 $192,500 (13.7%) $230,679 (3.0%) 0.00 330
2021-10-01 $185,000 (8.9%) $231,651 (2.9%) 0.00 302
2021-11-01 $196,875 (11.0%) $238,555 (5.8%) 0.00 253
2021-12-01 $188,250 (10.7%) $384,085 (70.6%) 0.00 210
2022-01-01 $164,500 (-7.1%) $429,970 (85.3%) 0.00 155
2022-02-01 $202,450 (12.5%) $491,080 (111.7%) 0.00 130
2022-03-01 $239,925 (27.8%) $279,814 (15.6%) 0.00 145
2022-04-01 $230,000 (16.6%) $273,205 (8.0%) 0.00 166
2022-05-01 $225,000 (9.8%) $271,105 (3.1%) 0.00 190
2022-06-01 $232,500 (13.4%) $274,767 (15.0%) 0.00 223
2022-07-01 $240,000 (28.9%) $277,799 (17.0%) 0.00 237
2022-08-01 $239,950 (33.3%) $273,540 (20.2%) 0.00 258
2022-09-01 $233,500 (21.3%) $271,073 (17.5%) 0.00 245
2022-10-01 $240,000 (29.7%) $275,246 (18.8%) 0.00 225
2022-11-01 $229,900 (16.8%) $264,508 (10.9%) 0.00 256
2022-12-01 $229,900 (22.1%) $264,976 (-31.0%) 0.00 251
2023-01-01 $231,625 (40.8%) $269,872 (-37.2%) 0.00 224
2023-02-01 $264,000 (30.4%) $289,977 (-41.0%) 0.00 207
2023-03-01 $275,000 (14.6%) $311,229 (11.2%) 0.00 197
2023-04-01 $270,000 (17.4%) $315,817 (15.6%) 0.00 202
2023-05-01 $278,250 (23.7%) $313,443 (15.6%) 0.00 223
2023-06-01 $278,000 (19.6%) $306,574 (11.6%) 0.00 240
2023-07-01 $267,000 (11.3%) $301,577 (8.6%) 0.00 249
2023-08-01 $261,225 (8.9%) $300,666 (9.9%) 0.00 264
MANHATTAN's median listing price for 2023-08-01 was $261,225, a difference of $21,275 (8.9%) versus the prior year and $-5,775 versus the prior month.

MANHATTAN's median listing price comes in at 0% of the national average.

MANHATTAN's average listing price for 2023-08-01 was $300,666, a difference of $27,126 (9.9%) versus the prior year and $-911 versus the prior month.

For the 2023-08-01 period, MANHATTAN had 264 MLS listings, a difference of 15 listings (6%) versus the prior month and 6 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MANHATTAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,018 sqft
2018-02-01 0 days 2,070 sqft
2018-03-01 0 days 2,082 sqft
2018-04-01 0 days 2,091 sqft
2018-05-01 0 days 2,086 sqft
2018-06-01 0 days 2,091 sqft
2018-07-01 0 days 2,091 sqft
2018-08-01 0 days 2,054 sqft
2018-09-01 0 days 2,054 sqft
2018-10-01 0 days 2,051 sqft
2018-11-01 0 days 2,045 sqft
2018-12-01 0 days 2,020 sqft
2019-01-01 0 days 1,999 sqft
2019-02-01 0 days 1,939 sqft
2019-03-01 0 days 1,941 sqft
2019-04-01 0 days 1,958 sqft
2019-05-01 0 days 1,961 sqft
2019-06-01 0 days 1,963 sqft
2019-07-01 0 days 1,961 sqft
2019-08-01 0 days 1,959 sqft
2019-09-01 0 days 1,957 sqft
2019-10-01 0 days 1,958 sqft
2019-11-01 0 days 1,944 sqft
2019-12-01 0 days 1,935 sqft
2020-01-01 0 days 1,934 sqft
2020-02-01 0 days 1,917 sqft
2020-03-01 0 days 1,923 sqft
2020-04-01 0 days 1,882 sqft
2020-05-01 0 days 1,908 sqft
2020-06-01 0 days 1,971 sqft
2020-07-01 0 days 1,946 sqft
2020-08-01 0 days 1,950 sqft
2020-09-01 0 days 1,995 sqft
2020-10-01 0 days 2,060 sqft
2020-11-01 0 days 2,001 sqft
2020-12-01 0 days 1,959 sqft
2021-01-01 0 days 1,915 sqft
2021-02-01 0 days 1,908 sqft
2021-03-01 0 days 1,904 sqft
2021-04-01 0 days 1,958 sqft
2021-05-01 0 days 2,016 sqft
2021-06-01 0 days 2,045 sqft
2021-07-01 0 days 1,966 sqft
2021-08-01 0 days 1,918 sqft
2021-09-01 0 days 1,950 sqft
2021-10-01 0 days 1,989 sqft
2021-11-01 0 days 1,988 sqft
2021-12-01 0 days 1,987 sqft
2022-01-01 0 days 1,888 sqft
2022-02-01 0 days 1,840 sqft
2022-03-01 0 days 1,926 sqft
2022-04-01 0 days 1,944 sqft
2022-05-01 0 days 1,970 sqft
2022-06-01 0 days 1,988 sqft
2022-07-01 0 days 2,026 sqft
2022-08-01 0 days 2,030 sqft
2022-09-01 0 days 2,014 sqft
2022-10-01 0 days 2,187 sqft
2022-11-01 0 days 2,146 sqft
2022-12-01 0 days 2,143 sqft
2023-01-01 0 days 2,178 sqft
2023-02-01 0 days 2,135 sqft
2023-03-01 0 days 2,251 sqft
2023-04-01 0 days 2,240 sqft
2023-05-01 0 days 2,150 sqft
2023-06-01 0 days 2,190 sqft
2023-07-01 0 days 2,186 sqft
2023-08-01 0 days 2,117 sqft
MANHATTAN's median listing age (time on market) for 2023-08-01 was 0 days.

MANHATTAN's median square footage for active listings during the 2023-08-01 period was 2,117 sqft. One year prior, the average listing was 2,030 sqft.

MANHATTAN, KS Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
66407 Manhattan, KS $650 $650 $820 $1,090 $1,420
66411 Manhattan, KS $650 $650 $820 $1,090 $1,420
66422 Manhattan, KS $650 $650 $820 $1,090 $1,420
66427 Manhattan, KS $650 $650 $820 $1,090 $1,420
66432 Manhattan, KS $650 $650 $820 $1,090 $1,420
66442 Manhattan, KS $760 $770 $980 $1,380 $1,680
66449 Manhattan, KS $650 $650 $820 $1,090 $1,420
66502 Manhattan, KS $720 $720 $900 $1,180 $1,540
66503 Manhattan, KS $810 $820 $1,020 $1,340 $1,750
66505 Manhattan, KS $730 $740 $920 $1,210 $1,570
66506 Manhattan, KS $720 $720 $900 $1,180 $1,540
66514 Manhattan, KS $660 $660 $830 $1,170 $1,440
66517 Manhattan, KS $760 $760 $950 $1,250 $1,630
66520 Manhattan, KS $730 $730 $910 $1,190 $1,560
66521 Manhattan, KS $650 $650 $820 $1,090 $1,420
66531 Manhattan, KS $850 $850 $1,060 $1,390 $1,810
66535 Manhattan, KS $660 $670 $830 $1,090 $1,420
66536 Manhattan, KS $650 $650 $820 $1,090 $1,420
66540 Manhattan, KS $650 $650 $820 $1,090 $1,420
66547 Manhattan, KS $660 $670 $830 $1,090 $1,420
66548 Manhattan, KS $730 $740 $920 $1,210 $1,570
66549 Manhattan, KS $650 $650 $820 $1,090 $1,420
66554 Manhattan, KS $650 $650 $820 $1,090 $1,420
66933 Manhattan, KS $650 $650 $820 $1,110 $1,420
67432 Manhattan, KS $730 $740 $920 $1,210 $1,570
67447 Manhattan, KS $650 $650 $820 $1,090 $1,420

2022 Average & Median Rent Data Statistics
MANHATTAN, KS average 1BR rent: $694, median: $655
MANHATTAN, KS average 2BR rent: $870, median: $825
MANHATTAN, KS average 3BR rent: $1,157, median: $1,090

MANHATTAN, KS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,126 $473,250,000 $222,601
Refi 326 $77,910,000 $238,988
Cash Out Refi 316 $54,910,000 $173,766
Home Improvement 119 $8,735,000 $73,403
Other 60 $5,790,000 $96,500
NA 1 $105,000 $105,000

Manhattan's most frequently cited loan purpose was Home Purchase, with 2,126 originations. The 2nd most popular reason was Refi, with 326 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 749 $153,405,000 $204,813
4-5% 746 $169,920,000 $227,775
3-4% 536 $121,680,000 $227,015
6-7% 298 $59,250,000 $198,826
2.5-3% 184 $36,450,000 $198,098
7-8% 178 $17,880,000 $100,449
<2.5% 42 $21,860,000 $520,476
Over 8% 30 $1,450,000 $48,333

During 2022, Manhattan's most frequently originated rate bucket was 5-6%, with 749 originations.

Loan Sizing (MANHATTAN, KS MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,142 $171,910,000 $150,534
$200k-400k 1,096 $294,490,000 $268,695
$100,000 or less 555 $29,935,000 $53,937
$400k-600k 105 $48,945,000 $466,143
$600k-1000k 32 $23,900,000 $746,875
$Over $1MM 18 $51,520,000 $2,862,222

MANHATTAN's loan sizing saw the bucket of loans from $100k-200k with 1,142 originations, totaling $171,910,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,400 $307,700,000 $219,786
60-80% 612 $132,030,000 $215,735
Over 100% 223 $71,685,000 $321,457
40-60% 166 $37,960,000 $228,675
20-40% 141 $17,755,000 $125,922
Under 20% 124 $10,060,000 $81,129

MANHATTAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,400 originations, totaling $307,700,000 in origination value.