Auburn Savings Bank Fsb Mortgage Rates, Fees & Info
Auburn, MELEI: 254900OC69XWBZ2A8244
Tax ID: 01-0022110
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Mortgage Data
Review & Overview
Auburn Savings Bank Fsb is a smaller bank specializing in Home Purchase loans. Auburn Savings Bank Fsb has a high proportion of conventional loans. Their top markets by origination volume include: Lewiston, Portland, and Augusta among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Auburn Savings Bank Fsb has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
37Origination Dollar Volume (All Markets)
$8,795,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 20 | $4,300,000 | $215,000 | $0 | 0.00% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $2,390,000 | $398,333 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $1,735,000 | $192,778 | $0 | 0.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 37 | $8,795,000 | $237,703 | $0 | 0.00% |
For 2023, Auburn Savings Bank Fsb's most frequently originated type of loan was Conventional, with 37 originations.
Loan Reason
For 2023, Auburn Savings Bank Fsb's most frequently cited loan purpose was Home Purchase, with 23 originations. The 2nd most popular reason was Cash Out Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 37 | $8,795,000 | $237,703 | $0 | 0.00% |
For 2023, Auburn Savings Bank Fsb's most frequently cited loan duration was Other, with 37 originations.
Loan Sizing
2023 saw Auburn Savings Bank Fsb place emphasis on $200k-400k loans with 15 originations, totaling $4,695,000 in origination value.
Applicant Income
Auburn Savings Bank Fsb lent most frequently to those with incomes in the $150k-250k range, with 8 originations. The second most popular income band? $50k-75k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 37 | $8,795,000 | $237,703 | $0 | 0.00% |
Auburn Savings Bank Fsb lent most frequently to those with DTI ratios of Exempt%, with 37 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.76%
Auburn Savings Bank Fsb has an average approval rate.
Pick Rate
Approvals leading to origination83.78%
Auburn Savings Bank Fsb has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 37 | $8,795,000 | $237,703 |