LEWISTON - AUBURN Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lewiston - Auburn averaged 5.88% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.99% and one month ago for the week of 2022-05-26, the average rate was 5.08%.

Lewiston - Auburn's average rate one year ago was 3.2%.

For refis of the same type during the week of 2022-06-30, the average rate was 6.03%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Lewiston - Auburn 30 Year Fixed Rate 2022-06-30 5.88%
Lewiston - Auburn 30 Year Fixed Rate Refi 2022-06-30 6.03%
Lewiston - Auburn 15 Year Fixed Rate 2022-06-30 6.21%
Lewiston - Auburn 15 Year Fixed Rate Refi 2022-06-30 5.18%
Lewiston - Auburn 30 Year FHA 2022-06-30 5.84%
Lewiston - Auburn 30 Year FHA Refi 2022-06-30 5.63%
Lewiston - Auburn 30 Year USDA 2022-06-30 5.39%
Lewiston - Auburn 30 Year USDA Refi 2022-06-30 5.75%
Lewiston - Auburn 30 Year VA 2022-06-30 5.46%
Lewiston - Auburn 30 Year VA Refi 2022-06-30 5.28%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEWISTON-AUBURN, ME.

LEWISTON - AUBURN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LEWISTON-AUBURN, ME market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
RESIDENTIAL MORTGAGE SERVICES, INC. 177 3.31% $3,387
QUICKEN LOANS, LLC 146 3.10% $4,660
UNITED WHOLESALE MORTGAGE, LLC 144 3.13% $4,666
Bangor Savings Bank 76 3.05% $3,030
DAS Acquisition Company, LLC 74 3.18% $3,577
CMG MORTGAGE, INC. 68 3.24% $4,337
HARBORONE MORTGAGE, LLC 47 3.13% $3,307
The Camden National Bank 39 3.23% $3,273
Maine Community Bank 34 3.40% $4,162
LOANDEPOT.COM, LLC 30 3.07% $4,738
CALIBER HOME LOANS, INC. 28 3.05% $3,416
KeyBank 27 3.34% $2,314
MAINE FAMILY 26 3.00% $1,638
AMERISAVE MORTGAGE CORPORATION 25 3.09% $4,211
NEWREZ LLC 25 3.14% $3,408
Mr. Cooper ( Nationstar Mortgage ) 24 3.34% $5,240
ACADEMY MORTGAGE CORPORATION 20 3.18% $4,653
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 3.27% $3,910
Norway Savings Bank 19 3.79% $3,536
JPMorgan Chase Bank 18 3.06% $3,727
CUSO MORTGAGE CORPORATION 18 2.99% $3,983
Mortgage Network, Inc. 18 3.05% $3,891
INTEGRITY MORTGAGE LLC 18 3.21% $3,367
Wells Fargo Bank 17 3.35% $3,485
HOMEBRIDGE FINANCIAL SERVICES, INC. 17 3.33% $6,346
T2 FINANCIAL LLC 17 3.35% $3,980
LEADERONE FINANCIAL CORPORATION 17 3.22% $3,392
TOTAL MORTGAGE SERVICES, LLC 17 3.51% $5,142
Bath Savings Institution 16 3.53% $3,596
ATLANTIC REGIONAL FEDERAL CREDIT UNION 16 3.37% $3,043
PENNYMAC LOAN SERVICES, LLC 16 3.43% $5,224
NORTHPOINT MORTGAGE, INC. 15 3.00% $4,029
TD Bank 14 3.14% $2,221
BETTER MORTGAGE CORPORATION 13 3.00% $2,148
FREEDOM MORTGAGE CORPORATION 13 3.11% $2,465
MEGASTAR FINANCIAL CORP. 12 3.41% $3,802
BROKER SOLUTIONS, INC. 11 3.00% $3,803
GUILD MORTGAGE COMPANY 11 3.52% $3,521
EMBRACE HOME LOANS, INC. 10 3.38% $2,875
FIVE COUNTY 9 3.25% $3,114
NAVY FEDERAL CREDIT UNION 8 3.70% $4,207
University Credit Union 8 3.14% $3,149
CROSSCOUNTRY MORTGAGE, LLC 8 3.20% $6,293
CUMBERLAND COUNTY 7 3.54% $3,308
NORWICH COMMERCIAL GROUP, INC. 7 3.25% $3,959
HOME POINT FINANCIAL CORPORATION 6 3.46% $5,508
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.19% $4,247
Flagstar Bank, FSB 6 3.30% $4,035
Bar Harbor Bank & Trust 6 3.04% $3,274
Kennebec Savings Bank 6 3.76% $692
Ixonia Bank 6 3.35% $5,277
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 3.12% $4,864
GUARANTEED RATE, INC. 5 3.15% $3,965
Bank of England 4 3.38% $5,649
Bank of America 4 3.06% $2,899
MICHIGAN MUTUAL, INC. 4 2.59% $5,873
DIGITAL Federal Credit Union 4 3.06% $4,170
Servion, Inc. 4 3.06% $3,029
Carrington Mortgage Services, LLC 4 3.16% $3,593
Shamrock Home Loans, Inc. 4 3.53% $3,333
PNC Bank 3 3.21% $2,479
Nations Lending Corporation 3 3.13% $5,928
PHH Mortgage Corporation 3 3.54% $4,961
LAKEVIEW LOAN SERVICING, LLC 3 3.62% $2,001
Maine Savings Federal Credit Union 3 3.08% $3,267
Citizens Bank 3 3.58% $2,608
NORTHEAST CREDIT UNION 2 3.13% $3,295
EMM LOANS LLC 2 2.93% $4,642
Manufacturers and Traders Trust Company 2 3.44% $2,959
NORTHEAST HOME LOAN, LLC 2 3.31% $2,872
Service Federal Credit Union 2 3.13% $2,524
EVERGREEN 2 3.63% $3,751
First Home Bank 2 3.50% $5,695
TRUCHOICE 2 3.56% $0
Deere Employees Credit Union 2 3.00% $3,202
U.S. Bank 2 3.25% $2,071
KELLER MORTGAGE, LLC 2 3.25% $4,057
Ally Bank 2 2.88% $2,314
First National Bank 2 3.69% $2,960
USAA Federal Savings Bank 1 4.00% $3,106
Webster Bank 1 3.13% $8,788
First Federal Bank 1 3.25% $4,272
FirstBank 1 2.88% $1,066
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.38% $4,130
Wyndham Capital Mortgage, Inc. 1 3.63% $1,775
INFINITY Federal Credit Union 1 2.75% $3,592
Down East Credit Union 1 3.13% $3,484
InterContinental Capital Group, Inc 1 3.00% $3,391
LENDUS, LLC 1 2.99% $4,080
Colonial Savings, F.A. 1 3.38% $5,043
Citibank 1 3.00% $3,555
Meridian Bank Corporation 1 3.13% $3,281
CIBC Bank USA 1 3.63% $3,840
Mortgage Research Center, LLC 1 3.25% $2,817
MOVEMENT MORTGAGE, LLC 1 3.13% $3,579
CASCO 1 3.38% $3,180
NASA Federal Credit Union 1 2.63% $13,475
NBH Bank 1 3.38% $2,905
NBKC BANK 1 2.75% $1,359
NFM, INC. 1 3.50% $5,755
Capital Bank 1 3.38% $2,078
CANOPY MORTGAGE, LLC 1 2.88% $4,325
Paramount Residential Mortgage Group, Inc. 1 3.50% $8,801
Blue Ridge Bank 1 3.25% $3,046
PENTAGON FEDERAL CREDIT UNION 1 3.00% $5,767
People's United Bank 1 3.00% $3,556
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.50% $4,208
BAY EQUITY LLC 1 3.88% $2,434
Quontic Bank 1 6.13% $8,839
RADIUS FINANCIAL GROUP INC. 1 3.49% $2,802
RELIANCE FIRST CAPITAL, LLC 1 3.13% $7,326
RESIDENTIAL BANCORP. 1 2.99% $2,405
Rockland Trust Company 1 3.25% $2,662
Ross Mortgage Company, Inc. 1 4.13% $3,490
Saco & Biddeford Savings Institution 1 3.80% $2,798
Saco Valley Credit Union 1 3.50% $2,758
SOFI LENDING CORP. 1 3.25% $3,313
SPRING EQ, LLC 1 3.88% $5,671
Stifel Bank and Trust 1 2.88% $2,302
AmeriHome Mortgage Company, LLC 1 3.99% $6,480
TIAA, FSB 1 2.88% $1,113
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.25% $3,543
AMERICAN FINANCING CORPORATION 1 3.13% $2,623

LEWISTON-AUBURN, ME's 123 lenders originated 4,649 loans during 2021. The total origination value was $870,875,000, with an average loan value of $187,325.

The top LEWISTON - AUBURN lender as defined by loan originations is RESIDENTIAL MORTGAGE SERVICES, INC., with 177 loans originated. Their average total fees are $3,387, which is $1,273 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LEWISTON - AUBURN lenders (with over 10 loans originated) are MAINE FAMILY ($1,638), BETTER MORTGAGE CORPORATION ($2,148), TD Bank ($2,221), KeyBank ($2,314) and FREEDOM MORTGAGE CORPORATION ($2,465).

The lowest rate LEWISTON - AUBURN lenders (with over 10 loans originated) are CUSO MORTGAGE CORPORATION (2.99%), MAINE FAMILY (3.00%), NORTHPOINT MORTGAGE, INC. (3.00%), BETTER MORTGAGE CORPORATION (3.00%) and BROKER SOLUTIONS, INC. (3.00%).

LEWISTON-AUBURN, ME Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $56,480,000 $74,655,000 32.2% 8.6%
RESIDENTIAL MORTGAGE SERVICES, INC. $70,370,000 $70,800,000 0.6% 8.1%
UNITED WHOLESALE MORTGAGE, LLC $46,320,000 $66,640,000 43.9% 7.7%
Bangor Savings Bank $34,995,000 $44,905,000 28.3% 5.2%
DAS Acquisition Company, LLC $34,865,000 $34,760,000 -0.3% 4.0%
CMG MORTGAGE, INC. $32,210,000 $31,350,000 -2.7% 3.6%
FREEDOM MORTGAGE CORPORATION $29,040,000 $28,435,000 -2.1% 3.3%
The Camden National Bank $19,270,000 $22,890,000 18.8% 2.6%
Maine Community Bank $19,935,000 $22,355,000 12.1% 2.6%
Dirigo Federal Credit Union $24,710,000 $22,155,000 -10.3% 2.5%
HARBORONE MORTGAGE, LLC $13,720,000 $21,575,000 57.3% 2.5%
KeyBank $15,040,000 $14,935,000 -0.7% 1.7%
MAINE FAMILY $10,705,000 $14,605,000 36.4% 1.7%
Androscoggin Savings Bank $16,010,000 $14,420,000 -9.9% 1.7%
LOANDEPOT.COM, LLC $11,315,000 $14,080,000 24.4% 1.6%
Norway Savings Bank $7,595,000 $13,410,000 76.6% 1.5%
Mr. Cooper ( Nationstar Mortgage ) $13,260,000 $13,315,000 0.4% 1.5%
CALIBER HOME LOANS, INC. $9,835,000 $12,250,000 24.6% 1.4%
ATLANTIC REGIONAL FEDERAL CREDIT UNION $8,695,000 $11,890,000 36.7% 1.4%
LISBON COMMUNITY $10,235,000 $11,180,000 9.2% 1.3%
PENNYMAC LOAN SERVICES, LLC $6,250,000 $10,630,000 70.1% 1.2%
Auburn Savings Bank, FSB $16,380,000 $10,600,000 -35.3% 1.2%
NEWREZ LLC $3,720,000 $10,320,000 177.4% 1.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,080,000 $10,300,000 27.5% 1.2%
T2 FINANCIAL LLC $9,740,000 n/a 1.1%
AMERISAVE MORTGAGE CORPORATION $5,415,000 $9,260,000 71.0% 1.1%
Mortgage Research Center, LLC $7,795,000 $8,990,000 15.3% 1.0%
Kennebec Savings Bank $4,705,000 $8,895,000 89.1% 1.0%
Wells Fargo Bank $2,115,000 $8,845,000 318.2% 1.0%
CUSO MORTGAGE CORPORATION $12,620,000 $8,630,000 -31.6% 1.0%
ACADEMY MORTGAGE CORPORATION $10,395,000 $8,195,000 -21.2% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,215,000 $8,190,000 154.7% 0.9%
Mortgage Network, Inc. $7,430,000 $7,515,000 1.1% 0.9%
LAKEVIEW LOAN SERVICING, LLC $3,950,000 $7,390,000 87.1% 0.8%
TD Bank $7,200,000 $6,775,000 -5.9% 0.8%
NORTHPOINT MORTGAGE, INC. $4,480,000 $6,345,000 41.6% 0.7%
Bath Savings Institution $5,215,000 $5,805,000 11.3% 0.7%
TOTAL MORTGAGE SERVICES, LLC $3,195,000 $5,675,000 77.6% 0.7%
JPMorgan Chase Bank $2,865,000 $5,485,000 91.4% 0.6%
NAVY FEDERAL CREDIT UNION $3,420,000 $5,330,000 55.8% 0.6%
LEADERONE FINANCIAL CORPORATION $3,805,000 $5,305,000 39.4% 0.6%
Ixonia Bank $2,935,000 $4,550,000 55.0% 0.5%
MEGASTAR FINANCIAL CORP. $4,910,000 $4,510,000 -8.1% 0.5%
INTEGRITY MORTGAGE LLC $3,965,000 $4,485,000 13.1% 0.5%
GUILD MORTGAGE COMPANY $4,420,000 n/a 0.5%
BETTER MORTGAGE CORPORATION $1,770,000 $4,355,000 146.0% 0.5%
Gorham Savings Bank $2,485,000 $4,010,000 61.4% 0.5%
Carrington Mortgage Services, LLC $2,240,000 $3,890,000 73.7% 0.4%
FIVE COUNTY $5,125,000 $3,655,000 -28.7% 0.4%
Bank of America $2,910,000 $3,550,000 22.0% 0.4%
EMBRACE HOME LOANS, INC. $3,995,000 $3,545,000 -11.3% 0.4%
BROKER SOLUTIONS, INC. $185,000 $3,530,000 1,808.1% 0.4%
NORWICH COMMERCIAL GROUP, INC. $3,095,000 $3,355,000 8.4% 0.4%
First National Bank $10,490,000 $3,320,000 -68.4% 0.4%
HOME POINT FINANCIAL CORPORATION $3,305,000 $3,090,000 -6.5% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,065,000 $2,940,000 176.1% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $2,155,000 $2,670,000 23.9% 0.3%
CUMBERLAND COUNTY $1,395,000 $2,650,000 90.0% 0.3%
NEW DAY FINANCIAL, LLC $1,215,000 $2,360,000 94.2% 0.3%
GUARANTEED RATE, INC. $640,000 $2,320,000 262.5% 0.3%
SIS BANCORP, MHC $840,000 $2,180,000 159.5% 0.3%
EMM LOANS LLC $970,000 $2,095,000 116.0% 0.2%
University Credit Union $4,265,000 $2,055,000 -51.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,145,000 $2,030,000 77.3% 0.2%
Shamrock Home Loans, Inc. $2,015,000 n/a 0.2%
Citizens Bank $2,015,000 $1,995,000 -1.0% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $3,440,000 $1,925,000 -44.0% 0.2%
Flagstar Bank, FSB $970,000 $1,905,000 96.4% 0.2%
USAA Federal Savings Bank $2,455,000 $1,760,000 -28.3% 0.2%
CPORT $885,000 $1,735,000 96.0% 0.2%
TRUCHOICE $920,000 $1,650,000 79.3% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,775,000 $1,585,000 -10.7% 0.2%
The Federal Savings Bank $1,115,000 $1,480,000 32.7% 0.2%
Bar Harbor Bank & Trust $600,000 $1,460,000 143.3% 0.2%
AmeriHome Mortgage Company, LLC $2,445,000 $1,355,000 -44.6% 0.2%
Machias Savings Bank $1,625,000 $1,330,000 -18.2% 0.2%
PHH Mortgage Corporation $230,000 $1,310,000 469.6% 0.2%
CENTRAL MAINE FEDERAL CREDIT UNION $1,480,000 $1,255,000 -15.2% 0.1%
MICHIGAN MUTUAL, INC. $505,000 $1,235,000 144.6% 0.1%
Servion, Inc. $570,000 $1,205,000 111.4% 0.1%
EVERGREEN $1,020,000 $1,200,000 17.6% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,140,000 n/a 0.1%
KELLER MORTGAGE, LLC $410,000 $1,140,000 178.0% 0.1%
AMERICAN FINANCING CORPORATION $745,000 $1,125,000 51.0% 0.1%
Bank of New Hampshire $5,780,000 $1,045,000 -81.9% 0.1%
NBKC BANK $770,000 $1,025,000 33.1% 0.1%
Maine Savings Federal Credit Union $475,000 $990,000 108.4% 0.1%
Ally Bank $330,000 $930,000 181.8% 0.1%
Bank of England $185,000 $910,000 391.9% 0.1%
DIGITAL Federal Credit Union $460,000 $850,000 84.8% 0.1%
U.S. Bank $1,130,000 $835,000 -26.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $270,000 $760,000 181.5% 0.1%
Barrington Bank & Trust Company, N.A. $1,420,000 $750,000 -47.2% 0.1%
First Federal Bank $695,000 $720,000 3.6% 0.1%
Nations Lending Corporation $425,000 $690,000 62.4% 0.1%
ENVOY MORTGAGE, LTD $735,000 $660,000 -10.2% 0.1%
InterContinental Capital Group, Inc $335,000 $655,000 95.5% 0.1%
Paramount Residential Mortgage Group, Inc. $645,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $155,000 $605,000 290.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $420,000 $585,000 39.3% 0.1%
Webster Bank $245,000 $585,000 138.8% 0.1%
OCMBC, INC. $570,000 n/a 0.1%
First Home Bank $205,000 $545,000 165.9% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $735,000 $540,000 -26.5% 0.1%
SOFI LENDING CORP. $525,000 n/a 0.1%
Saco Valley Credit Union $510,000 n/a 0.1%
CANOPY MORTGAGE, LLC $505,000 n/a 0.1%
NASA Federal Credit Union $505,000 n/a 0.1%
TIAA, FSB $435,000 $485,000 11.5% 0.1%
Discover Bank $155,000 $475,000 206.5% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $470,000 n/a 0.1%
First Guaranty Mortgage Corporation $615,000 $470,000 -23.6% 0.1%
CIBC Bank USA $465,000 n/a 0.1%
Community First National Bank $465,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $1,055,000 $465,000 -55.9% 0.1%
Katahdin Trust Company $105,000 $450,000 328.6% 0.1%
PNC Bank $145,000 $450,000 210.3% 0.1%
Arvest Bank $135,000 $430,000 218.5% 0.0%
NORTHEAST HOME LOAN, LLC $2,375,000 $415,000 -82.5% 0.0%
RADIUS FINANCIAL GROUP INC. $880,000 $405,000 -54.0% 0.0%
NORTHEAST CREDIT UNION $755,000 $385,000 -49.0% 0.0%
Skowhegan Savings Bank $1,175,000 $385,000 -67.2% 0.0%
Low VA Rates, LLC $880,000 $370,000 -58.0% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $360,000 n/a 0.0%
NP, Inc. $215,000 $360,000 67.4% 0.0%
Down East Credit Union $355,000 n/a 0.0%
FirstBank $355,000 n/a 0.0%
Citibank $340,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $665,000 $340,000 -48.9% 0.0%
Deere Employees Credit Union $335,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $320,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,460,000 $310,000 -78.8% 0.0%
NBT Bank $305,000 n/a 0.0%
People's United Bank $295,000 n/a 0.0%
LENDUS, LLC $290,000 n/a 0.0%
Service Federal Credit Union $280,000 n/a 0.0%
SPRING EQ, LLC $80,000 $280,000 250.0% 0.0%
GUARANTEED RATE AFFINITY, LLC $285,000 $275,000 -3.5% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $275,000 n/a 0.0%
Rockland Trust Company $155,000 $265,000 71.0% 0.0%
Manufacturers and Traders Trust Company $300,000 $260,000 -13.3% 0.0%
Farm Credit East, ACA $335,000 $245,000 -26.9% 0.0%
Saco & Biddeford Savings Institution $600,000 $240,000 -60.0% 0.0%
HOMESTEAD FUNDING CORP. $235,000 n/a 0.0%
Mid-Continent Funding, Inc. $615,000 $235,000 -61.8% 0.0%
WINGS FINANCIAL $235,000 n/a 0.0%
Merchants Bank of Indiana $225,000 n/a 0.0%
Meridian Bank Corporation $225,000 n/a 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,190,000 $215,000 -93.3% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $215,000 n/a 0.0%
Paramount Bank $455,000 $210,000 -53.8% 0.0%
RUOFF MORTGAGE COMPANY, INC. $155,000 $210,000 35.5% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $205,000 $210,000 2.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $155,000 $205,000 32.3% 0.0%
NFM, INC. $205,000 n/a 0.0%
PEOPLESCHOICE CREDIT UNION $300,000 $205,000 -31.7% 0.0%
Ross Mortgage Company, Inc. $205,000 n/a 0.0%
INFINITY Federal Credit Union $1,895,000 $200,000 -89.4% 0.0%
Colonial Savings, F.A. $195,000 n/a 0.0%
Quontic Bank $195,000 n/a 0.0%
Stifel Bank and Trust $195,000 n/a 0.0%
Acadia Federal Credit Union $175,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $175,000 n/a 0.0%
First Federal Savings and Loan Association of Bath $155,000 $175,000 12.9% 0.0%
Magnolia Bank $380,000 $175,000 -53.9% 0.0%
Northeast Bank $2,445,000 $175,000 -92.8% 0.0%
Blue Ridge Bank $165,000 n/a 0.0%
CASCO $255,000 $165,000 -35.3% 0.0%
Lakeview Community Capital, LLC $165,000 n/a 0.0%
NBH Bank $155,000 $165,000 6.5% 0.0%
Wakefield Co-operative Bank $165,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $155,000 n/a 0.0%
North American Savings Bank, F.S.B. $805,000 $145,000 -82.0% 0.0%
Capital Bank $135,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $135,000 n/a 0.0%
RESIDENTIAL BANCORP. $135,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $85,000 $125,000 47.1% 0.0%
Figure Lending LLC $110,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $95,000 n/a 0.0%
Truist Bank $215,000 $95,000 -55.8% 0.0%
AMERICAN ADVISORS GROUP $110,000 $85,000 -22.7% 0.0%
21ST MORTGAGE CORPORATION $75,000 n/a 0.0%
BayCoast Bank $65,000 n/a 0.0%
BAY EQUITY LLC $65,000 n/a 0.0%
TRADEMARK $25,000 $60,000 140.0% 0.0%
GREENWOOD $45,000 n/a 0.0%
ALTRA $125,000 $25,000 -80.0% 0.0%

LEWISTON - AUBURN's top lender by overall market share is QUICKEN LOANS, LLC, with 8.6% market share. In second place, with 8.1%, is RESIDENTIAL MORTGAGE SERVICES, INC., having originated $70,800,000 in loans. In third place, with 7.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $66,640,000 in loans. In third place, with 5.2%, is Bangor Savings Bank, having originated $44,905,000 in loans. In third place, with 4.0%, is DAS Acquisition Company, LLC, having originated $34,760,000 in loans.


LEWISTON-AUBURN, ME Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,708 $382,370,000 $223,870
Refi 1,572 $266,390,000 $169,459
Cash Out Refi 1,080 $195,240,000 $180,778
Home Improvement 146 $13,330,000 $91,301
Other 143 $13,545,000 $94,720

Lewiston - Auburn's most frequently cited loan purpose was Home Purchase, with 1,708 originations. The 2nd most popular reason was Refi, with 1,572 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,611 $309,665,000 $192,219
3-4% 1,593 $327,695,000 $205,709
<2.5% 711 $128,535,000 $180,781
4-5% 181 $30,905,000 $170,746
5-6% 31 $2,575,000 $83,065
6-7% 24 $1,200,000 $50,000
7-8% 11 $515,000 $46,818
Over 8% 6 $360,000 $60,000

During 2021, Lewiston - Auburn's most frequently originated rate bucket was 2.5-3%, with 1,611 originations.

Loan Sizing (LEWISTON-AUBURN, ME MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,277 $343,275,000 $150,758
$200k-400k 1,586 $409,220,000 $258,020
$100,000 or less 653 $42,125,000 $64,510
$400k-600k 117 $53,715,000 $459,103
$Over $1MM 9 $17,385,000 $1,931,667
$600k-1000k 7 $5,155,000 $736,429

LEWISTON - AUBURN's loan sizing saw the bucket of loans from $100k-200k with 2,277 originations, totaling $343,275,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,603 $356,515,000 $222,405
60-80% 1,443 $286,265,000 $198,382
40-60% 615 $92,125,000 $149,797
20-40% 207 $18,935,000 $91,473
Under 20% 83 $3,525,000 $42,470
Over 100% 38 $12,210,000 $321,316

LEWISTON - AUBURN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,603 originations, totaling $356,515,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LEWISTON - AUBURN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $189,950 (10.2%) $204,975 (6.8%) 0.00 292
2018-02-01 $189,900 (8.6%) $208,004 (5.8%) 0.00 262
2018-03-01 $195,000 (11.4%) $211,073 (6.6%) 0.00 260
2018-04-01 $199,700 (10.9%) $213,525 (5.0%) 0.00 247
2018-05-01 $198,000 (12.5%) $216,103 (3.9%) 0.00 274
2018-06-01 $194,500 (8.7%) $215,517 (3.4%) 0.00 278
2018-07-01 $192,400 (6.9%) $214,398 (3.2%) 0.00 301
2018-08-01 $189,950 (0.0%) $214,993 (3.2%) 0.00 342
2018-09-01 $185,000 (0.0%) $209,967 (0.9%) 0.00 379
2018-10-01 $188,500 (-0.8%) $218,206 (4.8%) 0.00 373
2018-11-01 $192,450 (1.3%) $220,254 (5.6%) 0.00 337
2018-12-01 $194,900 (0.0%) $225,634 (8.0%) 0.00 296
2019-01-01 $190,000 (0.0%) $223,830 (9.2%) 0.00 270
2019-02-01 $187,500 (-1.3%) $220,860 (6.2%) 0.00 261
2019-03-01 $199,286 (2.2%) $225,415 (6.8%) 0.00 230
2019-04-01 $205,000 (2.7%) $226,965 (6.3%) 0.00 204
2019-05-01 $215,000 (8.6%) $229,316 (6.1%) 0.00 203
2019-06-01 $219,000 (12.6%) $236,696 (9.8%) 0.00 257
2019-07-01 $222,500 (15.6%) $240,399 (12.1%) 0.00 272
2019-08-01 $211,786 (11.5%) $234,632 (9.1%) 0.00 282
2019-09-01 $208,036 (12.5%) $233,398 (11.2%) 0.00 281
2019-10-01 $217,393 (15.3%) $239,389 (9.7%) 0.00 268
2019-11-01 $219,500 (14.1%) $241,020 (9.4%) 0.00 247
2019-12-01 $221,250 (13.5%) $240,998 (6.8%) 0.00 225
2020-01-01 $225,000 (18.4%) $244,305 (9.2%) 0.00 194
2020-02-01 $239,900 (28.0%) $255,463 (15.7%) 0.00 170
2020-03-01 $249,950 (25.4%) $260,489 (15.6%) 0.00 167
2020-04-01 $241,868 (18.0%) $254,402 (12.1%) 0.00 166
2020-05-01 $244,900 (13.9%) $253,605 (10.6%) 0.00 168
2020-06-01 $247,500 (13.0%) $257,264 (8.7%) 0.00 148
2020-07-01 $245,000 (10.1%) $265,849 (10.6%) 0.00 153
2020-08-01 $235,000 (11.0%) $273,172 (16.4%) 0.00 152
2020-09-01 $238,500 (14.6%) $273,283 (17.1%) 0.00 144
2020-10-01 $239,000 (9.9%) $269,393 (12.5%) 0.00 142
2020-11-01 $238,000 (8.4%) $281,257 (16.7%) 0.00 136
2020-12-01 $244,500 (10.5%) $287,587 (19.3%) 0.00 123
2021-01-01 $245,000 (8.9%) $301,472 (23.4%) 0.00 102
2021-02-01 $284,600 (18.6%) $302,669 (18.5%) 0.00 82
2021-03-01 $295,000 (18.0%) $314,398 (20.7%) 0.00 79
2021-04-01 $284,900 (17.8%) $307,625 (20.9%) 0.00 86
2021-05-01 $289,000 (18.0%) $319,594 (26.0%) 0.00 86
2021-06-01 $262,500 (6.1%) $294,351 (14.4%) 0.00 102
2021-07-01 $274,950 (12.2%) $309,056 (16.3%) 0.00 111
2021-08-01 $265,000 (12.8%) $312,436 (14.4%) 0.00 125
2021-09-01 $285,000 (19.5%) $330,298 (20.9%) 0.00 124
2021-10-01 $265,000 (10.9%) $323,910 (20.2%) 0.00 119
2021-11-01 $282,500 (18.7%) $327,516 (16.5%) 0.00 96
2021-12-01 $269,900 (10.4%) $328,664 (14.3%) 0.00 86
2022-01-01 $299,900 (22.4%) $353,590 (17.3%) 0.00 59
2022-02-01 $294,400 (3.4%) $378,412 (25.0%) 0.00 49
2022-03-01 $337,450 (14.4%) $399,653 (27.1%) 0.00 48
2022-04-01 $297,000 (4.3%) $366,781 (19.2%) 0.00 57
2022-05-01 $334,000 (15.6%) $389,976 (22.0%) 0.00 78
2022-06-01 $307,000 (17.0%) $376,276 (27.8%) 0.00 95
LEWISTON - AUBURN's median listing price for 2022-06-01 was $307,000, a difference of $44,500 (17.0%) versus the prior year and $-27,000 versus the prior month.

LEWISTON - AUBURN's median listing price comes in at 0% of the national average.

LEWISTON - AUBURN's average listing price for 2022-06-01 was $376,276, a difference of $81,925 (27.8%) versus the prior year and $-13,700 versus the prior month.

For the 2022-06-01 period, LEWISTON - AUBURN had 95 MLS listings, a difference of 17 listings (22%) versus the prior month and -7 listings (-7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LEWISTON - AUBURN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,671 sqft
2018-02-01 0 days 1,664 sqft
2018-03-01 0 days 1,702 sqft
2018-04-01 0 days 1,680 sqft
2018-05-01 0 days 1,677 sqft
2018-06-01 0 days 1,678 sqft
2018-07-01 0 days 1,681 sqft
2018-08-01 0 days 1,729 sqft
2018-09-01 0 days 1,689 sqft
2018-10-01 0 days 1,707 sqft
2018-11-01 0 days 1,714 sqft
2018-12-01 0 days 1,689 sqft
2019-01-01 0 days 1,644 sqft
2019-02-01 0 days 1,618 sqft
2019-03-01 0 days 1,666 sqft
2019-04-01 0 days 1,686 sqft
2019-05-01 0 days 1,705 sqft
2019-06-01 0 days 1,720 sqft
2019-07-01 0 days 1,713 sqft
2019-08-01 0 days 1,704 sqft
2019-09-01 0 days 1,701 sqft
2019-10-01 0 days 1,679 sqft
2019-11-01 0 days 1,712 sqft
2019-12-01 0 days 1,671 sqft
2020-01-01 0 days 1,680 sqft
2020-02-01 0 days 1,677 sqft
2020-03-01 0 days 1,660 sqft
2020-04-01 0 days 1,673 sqft
2020-05-01 0 days 1,643 sqft
2020-06-01 0 days 1,642 sqft
2020-07-01 0 days 1,655 sqft
2020-08-01 0 days 1,643 sqft
2020-09-01 0 days 1,635 sqft
2020-10-01 0 days 1,665 sqft
2020-11-01 0 days 1,635 sqft
2020-12-01 0 days 1,687 sqft
2021-01-01 0 days 1,700 sqft
2021-02-01 0 days 1,659 sqft
2021-03-01 0 days 1,671 sqft
2021-04-01 0 days 1,668 sqft
2021-05-01 0 days 1,666 sqft
2021-06-01 0 days 1,586 sqft
2021-07-01 0 days 1,682 sqft
2021-08-01 0 days 1,602 sqft
2021-09-01 0 days 1,638 sqft
2021-10-01 0 days 1,638 sqft
2021-11-01 0 days 1,638 sqft
2021-12-01 0 days 1,588 sqft
2022-01-01 0 days 1,658 sqft
2022-02-01 0 days 1,778 sqft
2022-03-01 0 days 1,794 sqft
2022-04-01 0 days 1,788 sqft
2022-05-01 0 days 1,831 sqft
2022-06-01 0 days 1,838 sqft
LEWISTON - AUBURN's median listing age (time on market) for 2022-06-01 was 0 days.

LEWISTON - AUBURN's median square footage for active listings during the 2022-06-01 period was 1,838 sqft. One year prior, the average listing was 1,586 sqft.