Maine Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Maine averaged
7%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.91% and
one month ago for the week of 2025-02-27, the
average rate was 6.92%.
Maine's average rate one year ago was 6.85%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.4%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Maine 30 Year Fixed Rate | 2025-04-03 | 7% |
| Maine 30 Year Fixed Rate Refi | 2025-04-03 | 7.4% |
| Maine 15 Year Fixed Rate | 2025-04-03 | 6.64% |
| Maine 15 Year Fixed Rate Refi | 2025-04-03 | 6.56% |
| Maine 30 Year FHA | 2025-04-03 | 6.3% |
| Maine 30 Year FHA Refi | 2025-04-03 | 5.75% |
| Maine 30 Year USDA | 2025-04-03 | 5.66% |
| Maine 30 Year USDA Refi | 2025-04-03 | 6.42% |
| Maine 30 Year VA | 2025-04-03 | 5.97% |
| Maine 30 Year VA Refi | 2025-04-03 | 5.39% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Maine.
Maine Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Maine market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Maine Average Closing Costs & Other Stats
Maine's 280 lenders originated 31,706
loans during 2024. The total origination value was $8,359,060,000, with an average loan value of
$263,643.
Maine's average closing costs are $5,054.
The top Maine lender as defined by loan originations is Bangor Savings Bank, with
987 loans originated. Their average total fees are
$3,603, which is $3,250
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Maine lenders (with over 10 loans originated) are
Discover Bank ($0), TRUCHOICE ($0), Kennebec Savings Bank ($909), MAINE FAMILY ($2,123) and Saco Valley Credit Union ($3,119).
The lowest rate Maine lenders (with over 10 loans originated) are
Deere Employees Credit Union (5.85%), Raymond James Bank (5.97%), Service Federal Credit Union (6.09%), Morgan Stanley Private Bank (6.11%) and EVERGREEN (6.19%).
Maine Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Bangor Savings Bank | $583,325,000 | $680,125,000 | 16.6% | 8.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $369,335,000 | $575,530,000 | 55.8% | 6.9% |
| CMG MORTGAGE, INC. | $312,375,000 | $454,035,000 | 45.3% | 5.4% |
| GUILD MORTGAGE COMPANY | $326,555,000 | $449,405,000 | 37.6% | 5.4% |
| The Camden National Bank | $380,685,000 | $447,620,000 | 17.6% | 5.4% |
| QUICKEN LOANS, LLC | $253,145,000 | $319,760,000 | 26.3% | 3.8% |
| Kennebec Savings Bank | $165,860,000 | $179,820,000 | 8.4% | 2.2% |
| TD Bank | $157,225,000 | $175,785,000 | 11.8% | 2.1% |
| Machias Savings Bank | $151,600,000 | $174,845,000 | 15.3% | 2.1% |
| Norway Savings Bank | $158,185,000 | $164,310,000 | 3.9% | 2.0% |
| First National Bank | $172,710,000 | $156,000,000 | -9.7% | 1.9% |
| Mortgage Research Center, LLC | $90,465,000 | $133,765,000 | 47.9% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $97,865,000 | $126,525,000 | 29.3% | 1.5% |
| Androscoggin Savings Bank | $123,050,000 | $124,820,000 | 1.4% | 1.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $33,675,000 | $113,520,000 | 237.1% | 1.4% |
| NORTHPOINT MORTGAGE, INC. | $62,040,000 | $99,105,000 | 59.7% | 1.2% |
| TOTAL MORTGAGE SERVICES, LLC | $59,160,000 | $98,335,000 | 66.2% | 1.2% |
| TOWN & COUNTRY FEDERAL CREDIT UNION | $66,285,000 | $96,930,000 | 46.2% | 1.2% |
| U.S. Bank | $25,660,000 | $95,075,000 | 270.5% | 1.1% |
| BROKER SOLUTIONS, INC. | $18,565,000 | $88,010,000 | 374.1% | 1.1% |
| Saco & Biddeford Savings Institution | $108,685,000 | $87,740,000 | -19.3% | 1.0% |
| Kennebunk Savings Bank | $79,165,000 | $86,545,000 | 9.3% | 1.0% |
| Bank of America | $70,390,000 | $85,765,000 | 21.8% | 1.0% |
| Gorham Savings Bank | $86,840,000 | $81,590,000 | -6.0% | 1.0% |
| HARBORONE MORTGAGE, LLC | $40,300,000 | $78,520,000 | 94.8% | 0.9% |
| CUSO MORTGAGE CORPORATION | $25,610,000 | $77,295,000 | 201.8% | 0.9% |
| Bath Savings Institution | $92,025,000 | $76,585,000 | -16.8% | 0.9% |
| NEWREZ LLC | $60,650,000 | $72,390,000 | 19.4% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $51,460,000 | $70,355,000 | 36.7% | 0.8% |
| Maine Community Bank | $88,790,000 | $69,095,000 | -22.2% | 0.8% |
| Maine Savings Federal Credit Union | $68,530,000 | $67,215,000 | -1.9% | 0.8% |
| GUARANTEED RATE, INC. | $31,410,000 | $65,925,000 | 109.9% | 0.8% |
| NORTHEAST CREDIT UNION | $41,575,000 | $63,445,000 | 52.6% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $20,600,000 | $62,445,000 | 203.1% | 0.7% |
| MOVEMENT MORTGAGE, LLC | $54,710,000 | $61,210,000 | 11.9% | 0.7% |
| LOANDEPOT.COM, LLC | $49,100,000 | $60,540,000 | 23.3% | 0.7% |
| LEADERONE FINANCIAL CORPORATION | $69,660,000 | $59,300,000 | -14.9% | 0.7% |
| Citizens Bank | $49,445,000 | $59,220,000 | 19.8% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $18,670,000 | $56,040,000 | 200.2% | 0.7% |
| Wells Fargo Bank | $40,930,000 | $54,945,000 | 34.2% | 0.7% |
| SIS BANCORP, MHC | $74,090,000 | $54,255,000 | -26.8% | 0.6% |
| JPMorgan Chase Bank | $57,770,000 | $51,685,000 | -10.5% | 0.6% |
| Bar Harbor Bank & Trust | $49,120,000 | $50,845,000 | 3.5% | 0.6% |
| KeyBank | $66,555,000 | $48,620,000 | -26.9% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $28,610,000 | $48,170,000 | 68.4% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $19,965,000 | $47,755,000 | 139.2% | 0.6% |
| T2 FINANCIAL LLC | $56,205,000 | $46,305,000 | -17.6% | 0.6% |
| Katahdin Trust Company | $54,065,000 | $44,190,000 | -18.3% | 0.5% |
| Morgan Stanley Private Bank | $32,355,000 | $43,915,000 | 35.7% | 0.5% |
| ATLANTIC REGIONAL FEDERAL CREDIT UNION | $82,870,000 | $34,730,000 | -58.1% | 0.4% |
| Deere Employees Credit Union | $43,590,000 | $34,385,000 | -21.1% | 0.4% |
| Skowhegan Savings Bank | $37,530,000 | $34,235,000 | -8.8% | 0.4% |
| M&T Bank | $28,360,000 | $32,535,000 | 14.7% | 0.4% |
| University Credit Union | $35,430,000 | $31,825,000 | -10.2% | 0.4% |
| USAA Federal Savings Bank | $29,515,000 | $30,145,000 | 2.1% | 0.4% |
| DAS Acquisition Company, LLC | $33,360,000 | $30,015,000 | -10.0% | 0.4% |
| EVERGREEN | $37,970,000 | $29,950,000 | -21.1% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $16,500,000 | $29,100,000 | 76.4% | 0.3% |
| PEOPLESCHOICE CREDIT UNION | $26,165,000 | $27,595,000 | 5.5% | 0.3% |
| Service Federal Credit Union | $18,430,000 | $27,055,000 | 46.8% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $28,225,000 | $26,345,000 | -6.7% | 0.3% |
| Dirigo Federal Credit Union | $15,955,000 | $26,190,000 | 64.1% | 0.3% |
| EMBRACE HOME LOANS, INC. | $25,975,000 | $25,615,000 | -1.4% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $8,565,000 | $24,990,000 | 191.8% | 0.3% |
| Citibank | $21,485,000 | $23,425,000 | 9.0% | 0.3% |
| First Federal Savings and Loan Association of Bath | $23,295,000 | $23,140,000 | -0.7% | 0.3% |
| CPORT | $19,945,000 | $22,300,000 | 11.8% | 0.3% |
| TRUCHOICE | $21,035,000 | $20,585,000 | -2.1% | 0.2% |
| NORTHEAST HOME LOAN, LLC | $17,955,000 | $19,985,000 | 11.3% | 0.2% |
| PNC Bank | $10,625,000 | $18,755,000 | 76.5% | 0.2% |
| EMM LOANS LLC | $9,565,000 | $18,725,000 | 95.8% | 0.2% |
| Leader Bank | $12,250,000 | $18,605,000 | 51.9% | 0.2% |
| FIVE COUNTY | $11,585,000 | $18,260,000 | 57.6% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $6,785,000 | $17,855,000 | 163.2% | 0.2% |
| CUMBERLAND COUNTY | $21,710,000 | $17,580,000 | -19.0% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,715,000 | $17,115,000 | 360.7% | 0.2% |
| Saco Valley Credit Union | $13,255,000 | $16,965,000 | 28.0% | 0.2% |
| SEBASTICOOK VALLEY Federal Credit Union | $14,120,000 | $15,370,000 | 8.9% | 0.2% |
| SEABOARD FEDERAL CREDIT UNION | $8,865,000 | $15,330,000 | 72.9% | 0.2% |
| NBT Bank | $21,120,000 | $14,870,000 | -29.6% | 0.2% |
| Acadia Federal Credit Union | $24,560,000 | $14,800,000 | -39.7% | 0.2% |
| ENVOY MORTGAGE, LTD | $11,890,000 | $14,555,000 | 22.4% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $21,210,000 | $14,545,000 | -31.4% | 0.2% |
| NORWICH COMMERCIAL GROUP, INC. | $42,600,000 | $14,360,000 | -66.3% | 0.2% |
| NEW DAY FINANCIAL, LLC | $10,125,000 | $14,165,000 | 39.9% | 0.2% |
| NBKC BANK | $3,680,000 | $13,970,000 | 279.6% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $8,530,000 | $13,640,000 | 59.9% | 0.2% |
| The Federal Savings Bank | $11,260,000 | $13,580,000 | 20.6% | 0.2% |
| Discover Bank | $13,015,000 | $13,565,000 | 4.2% | 0.2% |
| Raymond James Bank | $4,935,000 | $12,160,000 | 146.4% | 0.1% |
| MEGASTAR FINANCIAL CORP. | $11,825,000 | $12,115,000 | 2.5% | 0.1% |
| FIRST MORTGAGE COMPANY, INC. | $1,395,000 | $11,505,000 | 724.7% | 0.1% |
| Mascoma Bank | $44,085,000 | $11,375,000 | -74.2% | 0.1% |
| Carrington Mortgage Services, LLC | $7,040,000 | $11,350,000 | 61.2% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $30,685,000 | $11,070,000 | -63.9% | 0.1% |
| NORTHERN MORTGAGE SERVICES, LLC | $10,200,000 | $10,945,000 | 7.3% | 0.1% |
| LINCOLN MAINE FEDERAL CR UNION | $6,650,000 | $10,880,000 | 63.6% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $10,725,000 | n/a | 0.1% | |
| BMO Harris Bank | $2,745,000 | $10,590,000 | 285.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $4,385,000 | $10,555,000 | 140.7% | 0.1% |
| Keystone Funding, Inc. | $1,350,000 | $10,545,000 | 681.1% | 0.1% |
| Webster Bank | $3,460,000 | $10,125,000 | 192.6% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,060,000 | $9,740,000 | 60.7% | 0.1% |
| Arbor Realty Trust, Inc. | $9,665,000 | n/a | 0.1% | |
| Auburn Savings Bank, FSB | $8,795,000 | $9,410,000 | 7.0% | 0.1% |
| Bethpage Federal Credit Union | $3,970,000 | $9,370,000 | 136.0% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,990,000 | $9,040,000 | 354.3% | 0.1% |
| BNY Mellon | $7,740,000 | $8,335,000 | 7.7% | 0.1% |
| Charles Schwab Bank, SSB | $10,770,000 | $8,100,000 | -24.8% | 0.1% |
| Figure Lending LLC | $3,515,000 | $7,980,000 | 127.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $7,365,000 | $7,925,000 | 7.6% | 0.1% |
| UBS Bank USA | $14,930,000 | $7,645,000 | -48.8% | 0.1% |
| Ixonia Bank | $7,615,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $115,000 | $7,450,000 | 6,378.3% | 0.1% |
| Fifth Third Bank | $300,000 | $7,385,000 | 2,361.7% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,065,000 | $7,350,000 | 590.1% | 0.1% |
| Berkshire Bank | $3,970,000 | $7,230,000 | 82.1% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,135,000 | $7,155,000 | 16.6% | 0.1% |
| PHH Mortgage Corporation | $1,155,000 | $6,935,000 | 500.4% | 0.1% |
| BETTER MORTGAGE CORPORATION | $6,195,000 | $6,920,000 | 11.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,085,000 | $6,805,000 | 226.4% | 0.1% |
| Servion, Inc. | $6,120,000 | $6,780,000 | 10.8% | 0.1% |
| DIGITAL Federal Credit Union | $8,890,000 | $6,765,000 | -23.9% | 0.1% |
| Northpointe Bank | $2,775,000 | $6,520,000 | 135.0% | 0.1% |
| LISBON COMMUNITY | $6,645,000 | $6,295,000 | -5.3% | 0.1% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $6,400,000 | $6,205,000 | -3.0% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $3,685,000 | $6,185,000 | 67.8% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $6,475,000 | $6,005,000 | -7.3% | 0.1% |
| MAINE FAMILY | $3,275,000 | $5,795,000 | 76.9% | 0.1% |
| CASCO | $4,945,000 | $5,790,000 | 17.1% | 0.1% |
| Coastal Community Bank | $6,025,000 | $5,715,000 | -5.1% | 0.1% |
| First Federal Bank | $820,000 | $5,665,000 | 590.9% | 0.1% |
| OCMBC, INC. | $2,735,000 | $5,660,000 | 106.9% | 0.1% |
| ALLIANT CREDIT UNION | $665,000 | $5,595,000 | 741.4% | 0.1% |
| Flagstar Bank, FSB | $7,160,000 | $5,580,000 | -22.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $5,630,000 | $5,410,000 | -3.9% | 0.1% |
| MAINE HIGHLANDS FEDERAL CREDIT UNION | $5,945,000 | $5,250,000 | -11.7% | 0.1% |
| BAY EQUITY LLC | $4,060,000 | $5,220,000 | 28.6% | 0.1% |
| AMERICAN FINANCING CORPORATION | $4,485,000 | $5,170,000 | 15.3% | 0.1% |
| Truist | $6,095,000 | $5,055,000 | -17.1% | 0.1% |
| Holy Rosary Regional Credit Union | $5,030,000 | $4,985,000 | -0.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,605,000 | $4,915,000 | 36.3% | 0.1% |
| PLANET HOME LENDING, LLC | $2,250,000 | $4,775,000 | 112.2% | 0.1% |
| WESTERLY COMMUNITY | $3,355,000 | $4,775,000 | 42.3% | 0.1% |
| TRADEMARK | $2,925,000 | $4,770,000 | 63.1% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,175,000 | $4,600,000 | 111.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $3,900,000 | $4,590,000 | 17.7% | 0.1% |
| Rockland Trust Company | $4,865,000 | $4,575,000 | -6.0% | 0.1% |
| Merchants Bank of Indiana | $4,430,000 | n/a | 0.1% | |
| Ally Bank | $4,300,000 | $4,300,000 | 0.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,240,000 | $4,300,000 | 92.0% | 0.1% |
| Stifel Bank and Trust | $2,030,000 | $4,300,000 | 111.8% | 0.1% |
| First Seacoast Bank | $7,100,000 | $4,290,000 | -39.6% | 0.1% |
| Enterprise Bank and Trust Company | $2,025,000 | $4,275,000 | 111.1% | 0.1% |
| HANSCOM | $2,920,000 | $4,225,000 | 44.7% | 0.1% |
| The Huntington National Bank | $6,400,000 | $4,215,000 | -34.1% | 0.1% |
| CARDINAL FINANCIAL | $3,460,000 | $4,160,000 | 20.2% | 0.0% |
| Bangor Federal Credit Union | $4,270,000 | $4,150,000 | -2.8% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,410,000 | $4,120,000 | 71.0% | 0.0% |
| The Northern Trust Company | $1,225,000 | $4,005,000 | 226.9% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $6,170,000 | $3,975,000 | -35.6% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $405,000 | $3,840,000 | 848.1% | 0.0% |
| Easthampton Savings Bank | $1,740,000 | $3,665,000 | 110.6% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,575,000 | $3,635,000 | 41.2% | 0.0% |
| Institution for Savings in Newburyport and Its Vicinity | $105,000 | $3,625,000 | 3,352.4% | 0.0% |
| Coast Line Credit Union | $2,820,000 | $3,560,000 | 26.2% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $2,150,000 | $3,475,000 | 61.6% | 0.0% |
| Waterstone Mortgage Corporation | $3,525,000 | $3,470,000 | -1.6% | 0.0% |
| MERRIMACK VALLEY | $365,000 | $3,465,000 | 849.3% | 0.0% |
| Plains Commerce Bank | $950,000 | $3,465,000 | 264.7% | 0.0% |
| Farm Credit East, ACA | $5,390,000 | $3,435,000 | -36.3% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $3,710,000 | $3,400,000 | -8.4% | 0.0% |
| Union Bank | $545,000 | $3,340,000 | 512.8% | 0.0% |
| Down East Credit Union | $3,420,000 | $3,320,000 | -2.9% | 0.0% |
| EASTMAN | $530,000 | $3,155,000 | 495.3% | 0.0% |
| ARC HOME LLC | $3,025,000 | $3,125,000 | 3.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $2,040,000 | $3,090,000 | 51.5% | 0.0% |
| Commerce Bank | $3,045,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $2,360,000 | $3,025,000 | 28.2% | 0.0% |
| North American Savings Bank, F.S.B. | $1,440,000 | $2,855,000 | 98.3% | 0.0% |
| NexBank | $2,990,000 | $2,845,000 | -4.8% | 0.0% |
| Goldman Sachs Bank USA | $2,960,000 | $2,790,000 | -5.7% | 0.0% |
| NEW FED MORTGAGE, CORP. | $2,695,000 | $2,750,000 | 2.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,100,000 | $2,695,000 | -13.1% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $610,000 | $2,635,000 | 332.0% | 0.0% |
| Logan Finance Corporation | $2,590,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $5,325,000 | $2,565,000 | -51.8% | 0.0% |
| Avidia Bank | $825,000 | $2,430,000 | 194.5% | 0.0% |
| Newburyport Five Cents Savings Bank | $12,980,000 | $2,425,000 | -81.3% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $260,000 | $2,410,000 | 826.9% | 0.0% |
| KATAHDIN FCU | $4,505,000 | $2,365,000 | -47.5% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $295,000 | $2,365,000 | 701.7% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $810,000 | $2,355,000 | 190.7% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,650,000 | $2,315,000 | 40.3% | 0.0% |
| Needham Bank | $640,000 | $2,310,000 | 260.9% | 0.0% |
| Merrimack County Savings Bank | $2,645,000 | $2,300,000 | -13.0% | 0.0% |
| Mortgage Assurance Inc. | $245,000 | $2,265,000 | 824.5% | 0.0% |
| Meredith Village Savings Bank | $3,160,000 | $2,230,000 | -29.4% | 0.0% |
| MLD MORTGAGE INC. | $305,000 | $2,220,000 | 627.9% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $250,000 | $2,210,000 | 784.0% | 0.0% |
| Cornerstone Bank | $615,000 | $2,085,000 | 239.0% | 0.0% |
| UNION HOME MORTGAGE CORP. | $345,000 | $2,040,000 | 491.3% | 0.0% |
| Citadel Servicing Corporation | $1,940,000 | $2,020,000 | 4.1% | 0.0% |
| Everett Co-operative Bank | $400,000 | $2,015,000 | 403.8% | 0.0% |
| Evolve Bank & Trust | $8,110,000 | $1,975,000 | -75.6% | 0.0% |
| A&D Mortgage LLC | $3,725,000 | $1,940,000 | -47.9% | 0.0% |
| North Shore Bank, a Co-operative Bank | $365,000 | $1,930,000 | 428.8% | 0.0% |
| OCEAN STATE CREDIT UNION | $475,000 | $1,905,000 | 301.1% | 0.0% |
| The Savings Bank | $1,905,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $815,000 | $1,820,000 | 123.3% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,055,000 | $1,800,000 | 70.6% | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | $1,120,000 | $1,775,000 | 58.5% | 0.0% |
| SPRING EQ, LLC | $3,605,000 | $1,755,000 | -51.3% | 0.0% |
| Affiliated Bank | $1,745,000 | n/a | 0.0% | |
| Northway Bank | $1,105,000 | $1,745,000 | 57.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,770,000 | $1,735,000 | -2.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $2,580,000 | $1,735,000 | -32.8% | 0.0% |
| Magnolia Bank | $265,000 | $1,695,000 | 539.6% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $430,000 | $1,660,000 | 286.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $305,000 | $1,630,000 | 434.4% | 0.0% |
| Presidential Bank, FSB | $845,000 | $1,600,000 | 89.3% | 0.0% |
| PeoplesBank | $1,585,000 | n/a | 0.0% | |
| Salem Five Cents Savings Bank | $2,110,000 | $1,580,000 | -25.1% | 0.0% |
| NEXERA HOLDING LLC | $1,560,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $405,000 | $1,535,000 | 279.0% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,525,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,770,000 | $1,520,000 | -14.1% | 0.0% |
| First United Bank and Trust Company | $535,000 | $1,505,000 | 181.3% | 0.0% |
| The Bank of Canton | $205,000 | $1,485,000 | 624.4% | 0.0% |
| Haverhill Bank | $695,000 | $1,480,000 | 112.9% | 0.0% |
| Armed Forces Bank | $1,535,000 | $1,475,000 | -3.9% | 0.0% |
| The Lowell Five Cent Savings Bank | $575,000 | $1,470,000 | 155.7% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $445,000 | $1,420,000 | 219.1% | 0.0% |
| HARVARD UNIVERSITY EMPLOYEES | $1,325,000 | $1,390,000 | 4.9% | 0.0% |
| RESIDENTIAL BANCORP | $720,000 | $1,375,000 | 91.0% | 0.0% |
| Cornerstone First Mortgage, Inc | $270,000 | $1,360,000 | 403.7% | 0.0% |
| GoPrime Mortgage, Inc. | $505,000 | $1,350,000 | 167.3% | 0.0% |
| Town Bank, N.A. | $1,295,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $365,000 | $1,260,000 | 245.2% | 0.0% |
| Profile Bank | $955,000 | $1,260,000 | 31.9% | 0.0% |
| TruHome Solutions, LLC | $325,000 | $1,255,000 | 286.2% | 0.0% |
| Axos Bank | $960,000 | $1,250,000 | 30.2% | 0.0% |
| Fall River Five Cents Savings Bank | $525,000 | $1,250,000 | 138.1% | 0.0% |
| Lakeview Community Capital, LLC | $1,225,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,315,000 | $1,225,000 | -6.8% | 0.0% |
| Cambridge Trust Company | $5,710,000 | $1,220,000 | -78.6% | 0.0% |
| AmeriHome Mortgage Company, LLC | $775,000 | $1,210,000 | 56.1% | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | $2,165,000 | $1,145,000 | -47.1% | 0.0% |
| Ardent Federal Credit Union | $1,140,000 | n/a | 0.0% | |
| NFM, INC. | $985,000 | $1,140,000 | 15.7% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $195,000 | $1,135,000 | 482.1% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $405,000 | $1,120,000 | 176.5% | 0.0% |
| FBC MORTGAGE, LLC | $1,085,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $1,540,000 | $1,085,000 | -29.5% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $1,395,000 | $1,045,000 | -25.1% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $115,000 | $1,030,000 | 795.7% | 0.0% |
| The Loan Store, Inc. | $1,025,000 | n/a | 0.0% | |
| City National Bank | $1,840,000 | $1,015,000 | -44.8% | 0.0% |
| Piscataqua Savings Bank | $2,190,000 | $1,015,000 | -53.7% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,010,000 | n/a | 0.0% | |
| AHL FUNDING | $1,005,000 | n/a | 0.0% | |
| Brookline Bank | $85,000 | $1,005,000 | 1,082.4% | 0.0% |
| CIBC Bank USA | $4,730,000 | $1,005,000 | -78.8% | 0.0% |
| Home Mortgage Alliance Corp | $1,005,000 | n/a | 0.0% | |
| Liberty Bank | $1,005,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $2,140,000 | $1,005,000 | -53.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $295,000 | $1,005,000 | 240.7% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $540,000 | $1,000,000 | 85.2% | 0.0% |
| F&A Federal Credit Union | $995,000 | $995,000 | 0.0% | 0.0% |
| Monson Savings Bank | $1,605,000 | $990,000 | -38.3% | 0.0% |
| POLARIS HOME FUNDING CORP. | $2,645,000 | $980,000 | -62.9% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $420,000 | $970,000 | 131.0% | 0.0% |
| OceanFirst Bank | $970,000 | n/a | 0.0% | |
| Westfield Bank | $185,000 | $970,000 | 424.3% | 0.0% |
| Elements Financial Federal Credit Union | $230,000 | $965,000 | 319.6% | 0.0% |
| Lincoln FSB of Nebraska | $965,000 | n/a | 0.0% | |
| The Exchange Bank of Alabama | $955,000 | n/a | 0.0% | |
| Baxter Credit Union | $1,255,000 | $935,000 | -25.5% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $935,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $900,000 | $895,000 | -0.6% | 0.0% |
| Florida Capital Bank | $2,005,000 | $875,000 | -56.4% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $860,000 | n/a | 0.0% | |
| MID-ISLAND MORTGAGE CORP. | $1,075,000 | $860,000 | -20.0% | 0.0% |
| CANOPY MORTGAGE, LLC | $840,000 | n/a | 0.0% | |
| SCIENT Federal Credit Union | $70,000 | $805,000 | 1,050.0% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $195,000 | $790,000 | 305.1% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $740,000 | $775,000 | 4.7% | 0.0% |
| Webster Five Cents Savings Bank | $765,000 | n/a | 0.0% | |
| Bank of Charles Town | $755,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $750,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $735,000 | n/a | 0.0% | |
| Jonah Bank of Wyoming | $725,000 | n/a | 0.0% | |
| UniBank for Savings | $3,970,000 | $705,000 | -82.2% | 0.0% |
| Old National Bank | $415,000 | $700,000 | 68.7% | 0.0% |
| GREYLOCK | $695,000 | n/a | 0.0% | |
| LOANPAL, LLC | $695,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $260,000 | $685,000 | 163.5% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $470,000 | $675,000 | 43.6% | 0.0% |
| Navigant Credit Union | $425,000 | $670,000 | 57.6% | 0.0% |
| COMMUNITY CREDIT UNION OF LYNN | $665,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK OF LA | $665,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $3,800,000 | $660,000 | -82.6% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,100,000 | $660,000 | -40.0% | 0.0% |
| LENDINGONE, LLC | $1,355,000 | $650,000 | -52.0% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $600,000 | $650,000 | 8.3% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $625,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $620,000 | n/a | 0.0% | |
| ST. MARY'S BANK | $2,570,000 | $615,000 | -76.1% | 0.0% |
| United States Senate Federal Credit Union | $160,000 | $600,000 | 275.0% | 0.0% |
| CHEVRON | $595,000 | n/a | 0.0% | |
| The Central Trust Bank | $2,035,000 | $590,000 | -71.0% | 0.0% |
| Franklin Savings Bank | $195,000 | $585,000 | 200.0% | 0.0% |
| MSA MORTGAGE, LLC | $585,000 | n/a | 0.0% | |
| Sound Bank | $575,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $570,000 | n/a | 0.0% | |
| TOWER | $460,000 | $570,000 | 23.9% | 0.0% |
| Reading Co-Operative Bank | $255,000 | $565,000 | 121.6% | 0.0% |
| AMWEST FUNDING CORP. | $1,250,000 | $560,000 | -55.2% | 0.0% |
| Jeanne D'Arc Credit Union | $1,670,000 | $560,000 | -66.5% | 0.0% |
| Great Southern Bank | $555,000 | n/a | 0.0% | |
| Guaranty Bank & Trust, N.A. | $555,000 | n/a | 0.0% | |
| Republic State Mortgage Co. | $395,000 | $555,000 | 40.5% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $545,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $540,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $535,000 | n/a | 0.0% | |
| Arvest Bank | $1,665,000 | $530,000 | -68.2% | 0.0% |
| Main Street Bank | $765,000 | $525,000 | -31.4% | 0.0% |
| Eagle Bank | $705,000 | $515,000 | -27.0% | 0.0% |
| LIMA ONE CAPITAL, LLC | $375,000 | $515,000 | 37.3% | 0.0% |
| Winchester Co-operative Bank | $510,000 | n/a | 0.0% | |
| CNB Bank Inc. | $505,000 | n/a | 0.0% | |
| FINEX CREDIT UNION | $505,000 | n/a | 0.0% | |
| First Mid Bank & Trust | $505,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $505,000 | n/a | 0.0% | |
| North Shore Bank of Commerce | $505,000 | n/a | 0.0% | |
| Signature Bank, N.A. | $505,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $460,000 | $505,000 | 9.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $355,000 | $500,000 | 40.8% | 0.0% |
| Dedham Institution for Savings | $495,000 | n/a | 0.0% | |
| First National Bank of America | $315,000 | $490,000 | 55.6% | 0.0% |
| USAlliance Federal Credit Union | $520,000 | $480,000 | -7.7% | 0.0% |
| Quontic Bank | $2,385,000 | $475,000 | -80.1% | 0.0% |
| RCN Capital, LLC | $590,000 | $470,000 | -20.3% | 0.0% |
| HARTFORD FUNDING, LTD. | $455,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $445,000 | n/a | 0.0% | |
| Texana Bank | $430,000 | n/a | 0.0% | |
| First Federal Savings and Loan Association of Lakewood | $425,000 | n/a | 0.0% | |
| Magyar Bank | $425,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $420,000 | n/a | 0.0% | |
| CorePlus Federal Credit Union | $405,000 | n/a | 0.0% | |
| Bank of England | $2,025,000 | $395,000 | -80.5% | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| East Cambridge Savings Bank | $375,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $375,000 | n/a | 0.0% | |
| Eastern Bank | $1,010,000 | $370,000 | -63.4% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $365,000 | n/a | 0.0% | |
| LUSO | $365,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $365,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $300,000 | $365,000 | 21.7% | 0.0% |
| RIVER WORKS | $355,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $785,000 | $350,000 | -55.4% | 0.0% |
| FIRST CITIZENS' FEDERAL CREDIT UNION | $345,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $335,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $870,000 | $320,000 | -63.2% | 0.0% |
| ALIGN CREDIT UNION | $105,000 | $310,000 | 195.2% | 0.0% |
| ADVANCIAL | $205,000 | $305,000 | 48.8% | 0.0% |
| Belmont Savings Bank | $305,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $300,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $1,135,000 | $295,000 | -74.0% | 0.0% |
| Southwest Airlines Federal Credit Union | $285,000 | n/a | 0.0% | |
| Bank of New Hampshire | $2,750,000 | $275,000 | -90.0% | 0.0% |
| BELLWETHER COMMUNITY | $275,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $355,000 | $275,000 | -22.5% | 0.0% |
| The Union Bank Company | $235,000 | $275,000 | 17.0% | 0.0% |
| First Central State Bank | $265,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $265,000 | n/a | 0.0% | |
| REV FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
| ServisFirst Bank | $265,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $625,000 | $265,000 | -57.6% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,270,000 | $265,000 | -79.1% | 0.0% |
| Peoples Bank | $205,000 | $255,000 | 24.4% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $390,000 | $255,000 | -34.6% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $100,000 | $245,000 | 145.0% | 0.0% |
| First Savings Bank | $5,220,000 | $245,000 | -95.3% | 0.0% |
| Rollstone Bank & Trust | $255,000 | $245,000 | -3.9% | 0.0% |
| First Nebraska Bank | $235,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| SFMC, LP | $235,000 | n/a | 0.0% | |
| Ameris Bank | $800,000 | $225,000 | -71.9% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $225,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $950,000 | $225,000 | -76.3% | 0.0% |
| STANFORD Federal Credit Union | $215,000 | n/a | 0.0% | |
| ENCORE BANK | $205,000 | n/a | 0.0% | |
| Commercial Lender LLC | $195,000 | n/a | 0.0% | |
| Chicago Patrolmen's Federal Credit Union | $185,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $1,700,000 | $185,000 | -89.1% | 0.0% |
| First National Bank Texas | $185,000 | n/a | 0.0% | |
| INTERSTATE HOME LOAN CENTER, INC. | $105,000 | $185,000 | 76.2% | 0.0% |
| TOWNE MORTGAGE COMPANY | $185,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $175,000 | n/a | 0.0% | |
| CIBM Bank | $175,000 | n/a | 0.0% | |
| Dime Bank | $175,000 | n/a | 0.0% | |
| Fidelity Co-operative Bank | $175,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $460,000 | $175,000 | -62.0% | 0.0% |
| MidFirst Bank | $85,000 | $165,000 | 94.1% | 0.0% |
| WINGS FINANCIAL | $95,000 | $165,000 | 73.7% | 0.0% |
| Connexus Credit Union | $590,000 | $160,000 | -72.9% | 0.0% |
| HarborOne Bank | $155,000 | n/a | 0.0% | |
| MILLBURY FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $155,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $730,000 | $155,000 | -78.8% | 0.0% |
| MASSMUTUAL | $350,000 | $150,000 | -57.1% | 0.0% |
| Secured Investment Corp. | $465,000 | $145,000 | -68.8% | 0.0% |
| SUN Federal Credit Union | $135,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $125,000 | n/a | 0.0% | |
| Prosperity Bank | $125,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $35,000 | $110,000 | 214.3% | 0.0% |
| TEACHERS | $105,000 | n/a | 0.0% | |
| BMI Federal Credit Union | $95,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $90,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $115,000 | $90,000 | -21.7% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $85,000 | n/a | 0.0% | |
| Granite State Credit Union | $25,000 | $75,000 | 200.0% | 0.0% |
| Stoughton Co-Operative Bank | $75,000 | n/a | 0.0% | |
| WEBSTER FIRST Federal Credit Union | $65,000 | n/a | 0.0% | |
| Christian Community Credit Union | $85,000 | $55,000 | -35.3% | 0.0% |
| GREENWOOD | $100,000 | $55,000 | -45.0% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| NORTHERN CREDIT UNION | $35,000 | n/a | 0.0% |
Maine's top lender by overall market share is Bangor Savings Bank, with 8.1% market share. In second place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $575,530,000 in loans. In third place, with 5.4%, is CMG MORTGAGE, INC., having originated $454,035,000 in loans. In fourth place, with 5.4%, is GUILD MORTGAGE COMPANY, having originated $449,405,000 in loans. In fifth place, with 5.4%, is The Camden National Bank, having originated $447,620,000 in loans.
Maine Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 15,580 | $5,503,170,000 | $353,220 |
| Home Improvement | 4,662 | $513,160,000 | $110,073 |
| Cash Out Refi | 4,325 | $910,675,000 | $210,561 |
| Refi | 3,578 | $969,150,000 | $270,864 |
| Other | 3,551 | $460,155,000 | $129,585 |
| NA | 10 | $2,750,000 | $275,000 |
Maine's most frequently cited loan purpose was Home Purchase, with 15,580 originations. The 2nd most popular reason was Home Improvement, with 4,662 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 10,327 | $3,445,245,000 | $333,615 |
| 7-8% | 9,003 | $2,338,825,000 | $259,783 |
| Over 8% | 5,884 | $830,840,000 | $141,203 |
| 5-6% | 3,159 | $1,019,865,000 | $322,844 |
| 4-5% | 498 | $115,430,000 | $231,787 |
| <2.5% | 40 | $2,790,000 | $69,750 |
| 3-4% | 21 | $6,925,000 | $329,762 |
| 2.5-3% | 16 | $3,590,000 | $224,375 |
During 2024, Maine's most frequently originated rate bucket was 6-7%, with 10,327 originations.
Loan Sizing (Maine MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 11,166 | $3,198,820,000 | $286,479 |
| $100,000 or less | 7,829 | $430,685,000 | $55,011 |
| $100k-200k | 6,904 | $1,000,870,000 | $144,970 |
| $400k-600k | 3,870 | $1,843,450,000 | $476,344 |
| $600k-1000k | 1,480 | $1,078,370,000 | $728,628 |
| $Over $1MM | 457 | $806,865,000 | $1,765,569 |
Maine's loan sizing saw the bucket of loans from $200k-400k with 11,166 originations, totaling $3,198,820,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 9,154 | $3,232,090,000 | $353,080 |
| 60-80% | 6,195 | $2,356,245,000 | $380,346 |
| Under 20% | 5,214 | $341,160,000 | $65,432 |
| 20-40% | 4,447 | $702,135,000 | $157,890 |
| 40-60% | 3,243 | $924,685,000 | $285,133 |
| Over 100% | 276 | $108,720,000 | $393,913 |
Maine's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 9,154 originations, totaling $3,232,090,000 in origination value.