Fidelity Federal Savings And Loan Association Mortgage Rates, Fees & Info
Delaware, OHLEI: 254900STXIE710EZPY52
Tax ID: 31-4178880
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Fidelity Federal Savings And Loan Association is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Fidelity Federal Savings And Loan Association has a high proportion of conventional loans. Their top markets by origination volume include: Columbus, Cleveland, Bellefontaine, and Marion among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Fidelity Federal Savings And Loan Association has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
58Origination Dollar Volume (All Markets)
$7,590,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLUMBUS, OH (FHA|USDA|VA) | 53 | $6,895,000 | $130,094 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $215,000 | $215,000 | $0 | 0.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Marion, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Fidelity Federal Savings and Loan Association based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 58 | $7,590,000 | $130,862 | $0 | 0.00% |
For 2019, Fidelity Federal Savings And Loan Association's most frequently originated type of loan was Conventional, with 58 originations.
Loan Reason
For 2019, Fidelity Federal Savings And Loan Association's most frequently cited loan purpose was Cash Out Refi, with 35 originations. The 2nd most popular reason was Home Purchase, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 58 | $7,590,000 | $130,862 | $0 | 0.00% |
For 2019, Fidelity Federal Savings And Loan Association's most frequently cited loan duration was Other, with 58 originations.
Loan Sizing
2019 saw Fidelity Federal Savings And Loan Association place emphasis on $100k-200k loans with 29 originations, totaling $4,245,000 in origination value.
Applicant Income
Fidelity Federal Savings And Loan Association lent most frequently to those with incomes in the $50k or less range, with 18 originations. The second most popular income band? $50k-75k, with 15 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 58 | $7,590,000 | $130,862 | $0 | 0.00% |
Fidelity Federal Savings And Loan Association lent most frequently to those with DTI ratios of Exempt%, with 58 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Fidelity Federal Savings And Loan Association has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination79.31%
Fidelity Federal Savings And Loan Association has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 58 | $7,590,000 | $130,862 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 2 | $150,000 | $75,000 |
| Single Family (1-4 Units):Site-Built | 56 | $7,440,000 | $132,857 |
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Fidelity National Financial, Inc | Reverse mortgage | Trouble during payment process | 1 | 11.1% |
| Fidelity National Financial, Inc | Other type of mortgage | Struggling to pay mortgage | 1 | 11.1% |
| Fidelity National Financial, Inc | Other type of mortgage | Trouble during payment process | 1 | 11.1% |
| Fidelity National Financial, Inc | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 11.1% |
| Fidelity National Financial, Inc | Conventional home mortgage | Closing on a mortgage | 2 | 22.2% |
| Fidelity National Financial, Inc | Conventional home mortgage | Trouble during payment process | 1 | 11.1% |
| Fidelity National Financial, Inc | Other type of mortgage | Closing on a mortgage | 2 | 22.2% |