Columbus VA Loan Rates, Closing Costs & Stats

COLUMBUS, OH

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Columbus's 152 lenders originated 2,598 VA loans during 2024. The total origination value was $892,050,000, with an average VA loan value of $343,360.

    Columbus VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Columbus averaged 6.93% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    Columbus's average VA mortgage closing costs are $6,582.

    The average rate for the prior week (2025-05-16) was 6.81% and one month ago for the week of 2025-04-18, the average rate was 6.69%.

    The average rate one year ago was 7.1%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.78%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Columbus VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Columbus level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 340 6.36% $7,364
    UNITED WHOLESALE MORTGAGE, LLC 218 5.86% $8,401
    QUICKEN LOANS, LLC 152 6.02% $11,063
    FREEDOM MORTGAGE CORPORATION 146 6.18% $8,665
    NFM, INC. 114 6.56% $11,901
    DHI MORTGAGE COMPANY, LTD. 87 4.60% $8,070
    PENNYMAC LOAN SERVICES, LLC 85 5.67% $8,243
    NAVY FEDERAL CREDIT UNION 67 5.85% $5,661
    UNION HOME MORTGAGE CORP. 67 6.52% $10,753
    CROSSCOUNTRY MORTGAGE, LLC 65 6.46% $8,694
    VILLAGE CAPITAL MORTGAGE 57 5.78% $7,572
    NEWREZ LLC 57 6.33% $8,872
    GUARANTEED RATE, INC. 51 6.03% $7,486
    NEW DAY FINANCIAL, LLC 49 7.52% $13,535
    M/I FINANCIAL, LLC 45 5.84% $10,568
    USAA Federal Savings Bank 42 6.17% $9,624
    RUOFF MORTGAGE COMPANY, INC. 37 6.63% $6,737
    HOMESIDE FINANCIAL, LLC 29 6.34% $10,814
    The Federal Savings Bank 24 6.20% $15,513
    EQUITY RESOURCES, INC. 23 6.28% $7,674
    VICTORY MORTGAGE, L.L.C. 23 5.47% $7,230
    The Huntington National Bank 22 6.18% $8,487
    GUARANTEED RATE AFFINITY, LLC 22 6.35% $6,318
    NVR Mortgage Finance, Inc. 22 5.82% $8,804
    LAKEVIEW LOAN SERVICING, LLC 21 5.80% $6,279
    LOANDEPOT.COM, LLC 21 6.38% $13,315
    JPMorgan Chase Bank 19 6.05% $9,165
    PLANET HOME LENDING, LLC 19 5.96% $4,267
    THE EQUITABLE MORTGAGE CORPORATION 18 6.21% $8,390
    PULTE MORTGAGE LLC 17 5.86% $5,106
    RAPID MORTGAGE COMPANY 17 6.46% $12,320
    Nations Lending Corporation 16 6.75% $8,129
    GSF Mortgage Corporation 15 6.69% $11,574
    Mr. Cooper ( Nationstar Mortgage ) 15 6.32% $10,206
    Flagstar Bank, FSB 15 6.83% $5,427
    T2 FINANCIAL LLC 15 6.48% $9,278
    MUTUAL OF OMAHA MORTGAGE, INC. 14 6.55% $11,245
    VANDERBILT MORTGAGE AND FINANCE, INC. 13 5.80% $7,762
    NBKC BANK 13 5.69% $11,046
    Union Savings Bank 12 6.05% $5,128
    Carrington Mortgage Services, LLC 12 6.33% $13,511
    HOWARD HANNA FINANCIAL SERVICES, INC. 11 6.22% $10,089
    CLEARPATH LENDING 11 5.72% $4,792
    LOANPAL, LLC 10 5.76% $13,224
    The Union Bank Company 9 6.18% $9,864
    U.S. Bank 9 6.48% $10,668
    Paramount Residential Mortgage Group, Inc. 9 6.35% $11,389
    UNION CAPITAL MORTGAGE CORPORATION 9 5.89% $6,996
    Magnolia Bank 8 5.91% $15,710
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 6.27% $5,630
    J. VIRGIL, INC. 8 6.61% $8,332
    Barrington Bank & Trust Company, N.A. 8 6.31% $9,017
    PNC Bank 7 6.66% $3,726
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.80% $7,766
    GUILD MORTGAGE COMPANY 7 6.79% $10,499
    First Federal Bank 6 5.67% $5,188
    The State Bank and Trust Company 6 6.44% $5,071
    POLARIS HOME FUNDING CORP. 6 6.94% $13,854
    SUN WEST MORTGAGE COMPANY, INC. 6 5.89% $5,555
    MORTGAGE SOLUTIONS OF COLORADO, LLC 6 6.92% $3,068
    DAS Acquisition Company, LLC 5 7.10% $17,505
    CMG MORTGAGE, INC. 5 5.68% $9,341
    East Coast Capital Corp. 5 6.10% $12,373
    Equity Prime Mortgage LLC 5 6.65% $9,275
    CARDINAL FINANCIAL 5 6.40% $12,073
    AMERISAVE MORTGAGE CORPORATION 5 5.58% $19,876
    BROKER SOLUTIONS, INC. 5 6.50% $10,361
    Credence Funding Corporation 4 5.75% $3,708
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.37% $7,080
    AmRes Corporation 4 6.88% $12,785
    Fifth Third Bank 4 6.16% $6,493
    GENEVA FINANCIAL, LLC 4 6.81% $2,103
    FIRST COMMUNITY MORTGAGE, INC. 4 6.59% $8,636
    RELIANCE FIRST CAPITAL, LLC 4 6.25% $12,269
    CME Federal Credit Union 3 6.58% $5,650
    Armed Forces Bank 3 5.58% $14,563
    MILEND, INC. 3 6.42% $12,477
    LAND HOME FINANCIAL SERVICES, INC. 3 6.00% $4,662
    PHH Mortgage Corporation 3 6.70% $7,982
    VERITAS FUNDING, LLC 3 6.33% $16,446
    Citizens Bank 3 6.38% $4,066
    HOMESPIRE MORTGAGE CORPORATION 3 6.46% $4,823
    AMERICAN FINANCIAL NETWORK, INC. 3 5.71% $19,076
    1ST SIGNATURE LENDING, LLC 2 6.88% $17,605
    AMERICAN FINANCIAL RESOURCES, INC. 2 6.69% $21,600
    AMERICAN FINANCING CORPORATION 2 6.63% $3,994
    AmeriHome Mortgage Company, LLC 2 5.88% $9,809
    Bank of England 2 6.25% $2,189
    BAYSHORE MORTGAGE FUNDING, LLC 2 7.00% $8,301
    CITY FIRST MORTGAGE SERVICES, L.L.C. 2 6.88% $8,841
    Civista Bank 2 5.94% $8,979
    DEVELOPER'S MORTGAGE COMPANY 2 6.63% $13,657
    DIGNIFIED HOME LOANS, LLC 2 6.19% $11,946
    ENVOY MORTGAGE, LTD 2 5.81% $4,450
    First Commonwealth Bank 2 5.94% $4,909
    First Financial Bank 2 6.50% $7,178
    Heartland Bank 2 6.06% $6,898
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.62% $1,633
    HomePromise Corporation 2 7.31% $5,740
    LIBERTY HOME MORTGAGE CORPORATION 2 6.19% $18,031
    Mid-Continent Funding, Inc. 2 6.00% $7,023
    MORTGAGEONE, INC. 2 6.25% $7,579
    MOVEMENT MORTGAGE, LLC 2 6.44% $8,831
    NATIONS RELIABLE LENDING, LLC 2 6.75% $5,202
    Northpointe Bank 2 6.13% $11,850
    Prosperity Home Mortgage, LLC 2 6.25% $9,442
    ROYAL UNITED MORTGAGE LLC 2 6.25% $14,136
    Strong Home Mortgage, LLC 2 6.19% $16,993
    Texana Bank 2 5.88% $19,345
    The Loan Store, Inc. 2 5.88% $6,450
    Wells Fargo Bank 2 6.00% $10,384
    WRIGHT-PATT CREDIT UNION, INC. 2 6.44% $6,396
    NATIONWIDE MORTGAGE BANKERS, INC. 1 5.75% $11,501
    Ameris Bank 1 5.63% $17,216
    NATIONS DIRECT MORTGAGE, LLC 1 6.25% $13,916
    Service Federal Credit Union 1 6.38% $12,854
    Waterstone Mortgage Corporation 1 7.13% $10,903
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.13% $18,855
    SUMMIT FUNDING, INC. 1 5.99% $8,688
    Sunflower Bank 1 6.63% $4,196
    MICHIGAN MUTUAL, INC. 1 7.13% $3,132
    LCNB National Bank 1 5.00% $14,769
    ZILLOW HOME LOANS, LLC 1 7.25% $10,089
    The Central Trust Bank 1 6.50% $6,727
    Lakeview Community Capital, LLC 1 5.63% $6,331
    Key Mortgage Services, Inc. 1 6.75% $4,952
    KeyBank 1 6.00% $4,809
    WesBanco 1 6.13% $5,459
    The Park National Bank 1 6.50% $7,271
    HALLMARK HOME MORTGAGE, LLC 1 6.63% $12,329
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.75% $0
    TJC Mortgage, Inc. 1 6.25% $5,912
    TOP FLITE FINANCIAL, INC. 1 5.75% $7,290
    TOWNE MORTGAGE COMPANY 1 7.13% $3,240
    TrueCore Federal Credit Union 1 6.75% $5,073
    Gateway First Bank 1 5.25% $16,540
    First Federal Savings and Loan Association of Lakewood 1 5.75% $18,139
    FIRST COLONY MORTGAGE CORPORATION 1 5.50% $3,514
    United Bank 1 6.25% $2,607
    UNITED MORTGAGE CORP 1 5.63% $33,747
    FirstBank 1 5.63% $5,013
    Cornerstone First Mortgage, Inc 1 5.63% $16,783
    Commerce Home Mortgage, Inc. 1 5.50% $4,664
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $9,410
    CANOPY MORTGAGE, LLC 1 7.13% $12,452
    PLAZA HOME MORTGAGE, INC. 1 7.13% $11,652
    PREMIA MORTGAGE, LLC 1 5.99% $4,888
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.25% $13,974
    BAY EQUITY LLC 1 6.25% $19,994
    PENTAGON FEDERAL CREDIT UNION 1 5.75% $0
    NORWICH COMMERCIAL GROUP, INC. 1 5.50% $13,741
    NETWORK CAPITAL FUNDING CORPORATION 1 5.00% $13,574

    The top Columbus VA lender as defined by loan originations is Mortgage Research Center, LLC, with 340 VA loans originated. Their average total fees are $7,364, which is $1,037 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Columbus VA lenders (with over 10 loans originated) are PLANET HOME LENDING, LLC ($4,267), CLEARPATH LENDING ($4,792), PULTE MORTGAGE LLC ($5,106), Union Savings Bank ($5,128) and Flagstar Bank, FSB ($5,427).

    The lowest rate Columbus VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (4.60%), VICTORY MORTGAGE, L.L.C. (5.47%), PENNYMAC LOAN SERVICES, LLC (5.67%), NBKC BANK (5.69%) and CLEARPATH LENDING (5.72%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $254,450 (29.2%) $339,307 (14.0%) 0.94 3,074
    2018-02-01 $276,493 (34.9%) $361,516 (17.3%) 1.00 2,798
    2018-03-01 $280,000 (20.6%) $362,243 (10.1%) 0.98 2,840
    2018-04-01 $292,450 (17.5%) $368,479 (7.8%) 0.99 3,042
    2018-05-01 $299,900 (14.7%) $377,721 (7.7%) 1.00 3,440
    2018-06-01 $299,900 (14.0%) $376,379 (6.5%) 1.00 3,843
    2018-07-01 $299,800 (15.4%) $374,670 (7.9%) 1.00 4,238
    2018-08-01 $284,850 (9.8%) $359,155 (4.5%) 0.95 4,626
    2018-09-01 $274,850 (9.9%) $351,564 (6.1%) 0.92 4,752
    2018-10-01 $266,450 (6.7%) $345,121 (5.9%) 0.90 4,805
    2018-11-01 $261,200 (5.4%) $339,998 (3.9%) 0.89 4,598
    2018-12-01 $254,900 (4.1%) $335,849 (2.3%) 0.88 3,978
    2019-01-01 $254,932 (0.2%) $337,226 (-0.6%) 0.88 3,381
    2019-02-01 $269,200 (-2.6%) $350,415 (-3.1%) 0.91 3,139
    2019-03-01 $285,671 (2.0%) $369,958 (2.1%) 0.93 3,138
    2019-04-01 $302,445 (3.4%) $385,291 (4.6%) 0.96 3,244
    2019-05-01 $309,900 (3.3%) $391,555 (3.7%) 0.97 3,498
    2019-06-01 $324,500 (8.2%) $398,236 (5.8%) 1.01 3,672
    2019-07-01 $320,950 (7.1%) $390,678 (4.3%) 1.00 4,082
    2019-08-01 $305,355 (7.2%) $376,009 (4.7%) 0.97 4,265
    2019-09-01 $291,036 (5.9%) $362,466 (3.1%) 0.93 4,382
    2019-10-01 $279,839 (5.0%) $351,321 (1.8%) 0.90 4,460
    2019-11-01 $275,000 (5.3%) $344,898 (1.4%) 0.90 4,154
    2019-12-01 $274,888 (7.8%) $343,277 (2.2%) 0.92 3,554
    2020-01-01 $277,953 (9.0%) $345,495 (2.5%) 0.93 3,058
    2020-02-01 $294,750 (9.5%) $361,332 (3.1%) 0.96 2,576
    2020-03-01 $299,999 (5.0%) $377,072 (1.9%) 0.94 2,658
    2020-04-01 $309,450 (2.3%) $379,164 (-1.6%) 0.97 2,719
    2020-05-01 $324,000 (4.6%) $392,132 (0.2%) 0.98 2,619
    2020-06-01 $332,400 (2.4%) $406,661 (2.1%) 0.98 2,470
    2020-07-01 $329,700 (2.7%) $413,967 (6.0%) 0.96 2,343
    2020-08-01 $314,950 (3.1%) $397,399 (5.7%) 0.90 2,309
    2020-09-01 $300,164 (3.1%) $388,405 (7.2%) 0.86 2,363
    2020-10-01 $304,505 (8.8%) $385,943 (9.9%) 0.87 2,366
    2020-11-01 $307,450 (11.8%) $377,953 (9.6%) 0.90 2,221
    2020-12-01 $307,450 (11.9%) $375,055 (9.3%) 0.91 1,853
    2021-01-01 $299,900 (7.9%) $379,178 (9.8%) 0.90 1,533
    2021-02-01 $304,959 (3.5%) $394,506 (9.2%) 0.89 1,230
    2021-03-01 $316,825 (5.6%) $402,053 (6.6%) 0.90 1,280
    2021-04-01 $310,782 (0.4%) $401,018 (5.8%) 0.84 1,443
    2021-05-01 $314,617 (-2.9%) $397,943 (1.5%) 0.84 1,608
    2021-06-01 $300,000 (-9.8%) $393,956 (-3.1%) 0.79 1,858
    2021-07-01 $309,000 (-6.3%) $384,445 (-7.1%) 0.82 2,228
    2021-08-01 $299,900 (-4.8%) $377,369 (-5.0%) 0.80 2,408
    2021-09-01 $289,850 (-3.4%) $371,116 (-4.5%) 0.77 2,368
    2021-10-01 $292,500 (-3.9%) $376,094 (-2.6%) 0.78 2,296
    2021-11-01 $289,815 (-5.7%) $375,282 (-0.7%) 0.77 1,993
    2021-12-01 $289,900 (-5.7%) $385,940 (2.9%) 0.79 1,602
    2022-01-01 $299,900 (0.0%) $396,806 (4.7%) 0.81 1,344
    2022-02-01 $325,000 (6.6%) $413,542 (4.8%) 0.85 1,169
    2022-03-01 $334,900 (5.7%) $414,162 (3.0%) 0.84 1,264
    2022-04-01 $329,900 (6.2%) $417,289 (4.1%) 0.79 1,432
    2022-05-01 $349,000 (10.9%) $440,427 (10.7%) 0.80 1,723
    2022-06-01 $349,950 (16.7%) $447,229 (13.5%) 0.78 2,059
    2022-07-01 $347,000 (12.3%) $436,170 (13.5%) 0.78 2,564
    2022-08-01 $336,995 (12.4%) $428,126 (13.5%) 0.78 2,665
    2022-09-01 $339,350 (17.1%) $429,764 (15.8%) 0.79 2,612
    2022-10-01 $339,900 (16.2%) $427,314 (13.6%) 0.80 2,796
    2022-11-01 $334,900 (15.6%) $428,235 (14.1%) 0.81 2,735
    2022-12-01 $330,000 (13.8%) $436,779 (13.2%) 0.81 2,248
    2023-01-01 $347,900 (16.0%) $453,343 (14.3%) 0.86 1,900
    2023-02-01 $359,950 (10.8%) $483,825 (17.0%) 0.87 1,623
    2023-03-01 $376,874 (12.5%) $501,389 (21.1%) 0.89 1,604
    2023-04-01 $386,450 (17.1%) $506,249 (21.3%) 0.90 1,722
    2023-05-01 $394,200 (13.0%) $504,806 (14.6%) 0.89 1,852
    2023-06-01 $399,450 (14.1%) $520,051 (16.3%) 0.90 2,033
    2023-07-01 $399,000 (15.0%) $526,509 (20.7%) 0.91 2,264
    2023-08-01 $386,250 (14.6%) $516,271 (20.6%) 0.89 2,407
    2023-09-01 $379,900 (12.0%) $506,644 (17.9%) 0.88 2,511
    2023-10-01 $366,375 (7.8%) $496,553 (16.2%) 0.86 2,707
    2023-11-01 $360,000 (7.5%) $486,556 (13.6%) 0.86 2,792
    2023-12-01 $359,900 (9.1%) $476,653 (9.1%) 0.88 2,442
    2024-01-01 $369,950 (6.3%) $489,963 (8.1%) 0.90 2,133
    2024-02-01 $376,750 (4.7%) $499,157 (3.2%) 0.91 1,981
    2024-03-01 $379,900 (0.8%) $505,980 (0.9%) 0.89 1,927
    2024-04-01 $396,950 (2.7%) $525,388 (3.8%) 0.92 2,118
    2024-05-01 $399,900 (1.5%) $556,650 (10.3%) 0.91 2,371
    2024-06-01 $399,900 (0.1%) $516,355 (-0.7%) 0.91 2,687
    2024-07-01 $355,000 (-11.0%) $476,548 (-9.5%) 0.81 3,570
    2024-08-01 $384,900 (-0.4%) $497,145 (-3.7%) 0.90 3,256
    2024-09-01 $377,450 (-0.6%) $480,280 (-5.2%) 0.89 3,495
    2024-10-01 $368,900 (0.7%) $466,219 (-6.1%) 0.87 3,604
    2024-11-01 $359,900 (0.0%) $457,201 (-6.0%) 0.86 3,623
    2024-12-01 $349,450 (-2.9%) $449,753 (-5.6%) 0.87 3,048
    2025-01-01 $340,725 (-7.9%) $443,066 (-9.6%) 0.85 2,791
    2025-02-01 $349,700 (-7.2%) $451,338 (-9.6%) 0.85 2,671
    2025-03-01 $360,000 (-5.2%) $472,104 (-6.7%) 0.85 2,675
    2025-04-01 $377,450 (-4.9%) $493,159 (-6.1%) 0.88 2,921
    Columbus's median listing price for 2025-04-01 was $377,450, a difference of $-19,500 (-4.9%) versus the prior year and $17,450 versus the prior month.

    Columbus's median listing price comes in at 88% of the national average.

    Columbus's average listing price for 2025-04-01 was $493,159, a difference of $-32,229 (-6.1%) versus the prior year and $21,055 versus the prior month.

    For the 2025-04-01 period, Columbus had 2,921 MLS listings, a difference of 246 listings (9%) versus the prior month and 803 listings (38%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 76 days 1,932 sqft
    2018-02-01 66 days 2,045 sqft
    2018-03-01 37 days 2,052 sqft
    2018-04-01 33 days 2,090 sqft
    2018-05-01 31 days 2,150 sqft
    2018-06-01 31 days 2,150 sqft
    2018-07-01 37 days 2,147 sqft
    2018-08-01 36 days 2,065 sqft
    2018-09-01 43 days 2,016 sqft
    2018-10-01 50 days 1,977 sqft
    2018-11-01 51 days 1,955 sqft
    2018-12-01 62 days 1,904 sqft
    2019-01-01 72 days 1,899 sqft
    2019-02-01 64 days 1,945 sqft
    2019-03-01 44 days 2,009 sqft
    2019-04-01 33 days 2,068 sqft
    2019-05-01 32 days 2,097 sqft
    2019-06-01 33 days 2,133 sqft
    2019-07-01 37 days 2,138 sqft
    2019-08-01 38 days 2,083 sqft
    2019-09-01 41 days 2,016 sqft
    2019-10-01 43 days 1,962 sqft
    2019-11-01 50 days 1,935 sqft
    2019-12-01 63 days 1,907 sqft
    2020-01-01 68 days 1,922 sqft
    2020-02-01 44 days 1,960 sqft
    2020-03-01 37 days 1,998 sqft
    2020-04-01 39 days 1,998 sqft
    2020-05-01 46 days 2,030 sqft
    2020-06-01 38 days 2,053 sqft
    2020-07-01 32 days 2,016 sqft
    2020-08-01 29 days 1,967 sqft
    2020-09-01 26 days 1,869 sqft
    2020-10-01 30 days 1,856 sqft
    2020-11-01 36 days 1,822 sqft
    2020-12-01 44 days 1,789 sqft
    2021-01-01 44 days 1,776 sqft
    2021-02-01 29 days 1,773 sqft
    2021-03-01 20 days 1,798 sqft
    2021-04-01 12 days 1,796 sqft
    2021-05-01 10 days 1,803 sqft
    2021-06-01 12 days 1,767 sqft
    2021-07-01 16 days 1,776 sqft
    2021-08-01 19 days 1,726 sqft
    2021-09-01 24 days 1,674 sqft
    2021-10-01 28 days 1,670 sqft
    2021-11-01 32 days 1,660 sqft
    2021-12-01 39 days 1,628 sqft
    2022-01-01 38 days 1,620 sqft
    2022-02-01 25 days 1,696 sqft
    2022-03-01 15 days 1,715 sqft
    2022-04-01 10 days 1,727 sqft
    2022-05-01 12 days 1,792 sqft
    2022-06-01 16 days 1,809 sqft
    2022-07-01 21 days 1,800 sqft
    2022-08-01 27 days 1,785 sqft
    2022-09-01 31 days 1,791 sqft
    2022-10-01 30 days 1,799 sqft
    2022-11-01 37 days 1,774 sqft
    2022-12-01 50 days 1,756 sqft
    2023-01-01 55 days 1,787 sqft
    2023-02-01 39 days 1,816 sqft
    2023-03-01 30 days 1,837 sqft
    2023-04-01 23 days 1,886 sqft
    2023-05-01 22 days 1,918 sqft
    2023-06-01 23 days 1,932 sqft
    2023-07-01 25 days 1,930 sqft
    2023-08-01 26 days 1,879 sqft
    2023-09-01 30 days 1,838 sqft
    2023-10-01 31 days 1,823 sqft
    2023-11-01 38 days 1,808 sqft
    2023-12-01 49 days 1,788 sqft
    2024-01-01 55 days 1,776 sqft
    2024-02-01 38 days 1,789 sqft
    2024-03-01 29 days 1,814 sqft
    2024-04-01 25 days 1,867 sqft
    2024-05-01 24 days 1,873 sqft
    2024-06-01 25 days 1,882 sqft
    2024-07-01 35 days 1,855 sqft
    2024-08-01 36 days 1,825 sqft
    2024-09-01 37 days 1,775 sqft
    2024-10-01 39 days 1,746 sqft
    2024-11-01 46 days 1,723 sqft
    2024-12-01 56 days 1,672 sqft
    2025-01-01 59 days 1,656 sqft
    2025-02-01 49 days 1,666 sqft
    2025-03-01 37 days 1,712 sqft
    2025-04-01 31 days 1,788 sqft
    Columbus's median listing age (time on market) for 2025-04-01 was 31 days. This is 24% longer than the same period one year ago.

    Columbus's median square footage for active listings during the 2025-04-01 period was 1,788 sqft. One year prior, the average listing was 1,867 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.