Columbus VA Loan Rates, Closing Costs & Stats

COLUMBUS, OH

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets
  • Market Conditions & Pricing
  • Time on Market/Property Size

    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Columbus's 171 lenders originated 2,629 VA loans during 2022. The total origination value was $790,255,000, with an average VA loan value of $300,591.

    Columbus VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Columbus averaged -0.35% for the week of 2023-11-24, compared to the national average (all VA variants) of 0% for the same period.

    Columbus's average VA mortgage closing costs are $6,024.

    The average rate for the prior week (2023-11-17) was 6.79% and one month ago for the week of 2023-10-20, the average rate was 7.32%.

    The average rate one year ago was 6.34%.

    For refis of the same type during the week of 2023-11-24, the average rate was -1.39%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Columbus VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Columbus level.

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Mortgage Research Center, LLC 334 5.28% $7,946
    QUICKEN LOANS, LLC 188 4.35% $10,719
    FREEDOM MORTGAGE CORPORATION 121 4.21% $10,658
    UNITED WHOLESALE MORTGAGE, LLC 91 4.77% $8,802
    UNION HOME MORTGAGE CORP. 75 4.98% $9,725
    DHI MORTGAGE COMPANY, LTD. 69 3.76% $8,144
    NAVY FEDERAL CREDIT UNION 68 4.09% $8,689
    NFM, INC. 64 5.24% $11,406
    NEW DAY FINANCIAL, LLC 63 5.38% $11,711
    USAA Federal Savings Bank 60 4.47% $6,998
    PENNYMAC LOAN SERVICES, LLC 55 3.42% $9,952
    CROSSCOUNTRY MORTGAGE, LLC 51 5.47% $10,863
    Mr. Cooper ( Nationstar Mortgage ) 51 4.92% $10,383
    GUARANTEED RATE, INC. 46 4.88% $8,346
    CALIBER HOME LOANS, INC. 46 4.39% $7,441
    LOANDEPOT.COM, LLC 45 4.12% $9,262
    M/I FINANCIAL, LLC 40 4.20% $10,199
    HOME POINT FINANCIAL CORPORATION 37 4.18% $7,328
    The Huntington National Bank 36 4.44% $8,560
    T2 FINANCIAL LLC 33 5.09% $11,153
    PULTE MORTGAGE LLC 32 4.31% $7,201
    The Federal Savings Bank 29 5.08% $16,201
    RUOFF MORTGAGE COMPANY, INC. 26 5.17% $7,611
    EQUITY RESOURCES, INC. 25 4.41% $8,650
    VICTORY MORTGAGE, L.L.C. 23 3.95% $6,711
    NVR Mortgage Finance, Inc. 23 4.23% $6,885
    HOMESIDE FINANCIAL, LLC 23 4.81% $10,491
    AMERICAN MORTGAGE SERVICE COMPANY 22 4.70% $5,955
    Hometown Lenders, Inc. 22 5.49% $12,189
    RAPID MORTGAGE COMPANY 20 5.53% $11,870
    Barrington Bank & Trust Company, N.A. 20 4.73% $9,795
    NEWREZ LLC 20 4.00% $5,713
    GSF Mortgage Corporation 20 5.15% $9,270
    VILLAGE CAPITAL MORTGAGE 19 4.34% $9,876
    AMERISAVE MORTGAGE CORPORATION 18 4.30% $15,417
    Flagstar Bank, FSB 18 4.79% $10,212
    GUARANTEED RATE AFFINITY, LLC 18 5.02% $5,996
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 18 4.89% $9,539
    LAKEVIEW LOAN SERVICING, LLC 17 3.51% $6,193
    MOVEMENT MORTGAGE, LLC 17 4.26% $8,619
    PARTNERS UNITED FINANCIAL, LLC 15 3.93% $12,221
    CARDINAL FINANCIAL 14 4.70% $12,781
    Citizens Bank 14 4.29% $8,777
    Union Savings Bank 13 5.38% $7,637
    GUILD MORTGAGE COMPANY 13 4.51% $8,757
    J. VIRGIL, INC. 13 4.99% $7,738
    Carrington Mortgage Services, LLC 12 5.17% $12,580
    Fifth Third Bank 11 4.43% $6,894
    THE EQUITABLE MORTGAGE CORPORATION 11 4.20% $8,335
    PENTAGON FEDERAL CREDIT UNION 11 3.05% $5,055
    DAS Acquisition Company, LLC 9 5.40% $7,625
    Wells Fargo Bank 9 4.14% $5,171
    CLEARPATH LENDING 9 3.79% $12,861
    BROKER SOLUTIONS, INC. 8 4.75% $8,639
    JPMorgan Chase Bank 8 4.22% $8,264
    PRIMARY RESIDENTIAL MORTGAGE, INC. 8 4.69% $6,796
    PLANET HOME LENDING, LLC 7 4.41% $9,820
    WRIGHT-PATT CREDIT UNION, INC. 7 5.05% $6,255
    PNC Bank 7 5.75% $5,061
    LOANPAL, LLC 7 3.77% $12,962
    HOMESPIRE MORTGAGE CORPORATION 7 5.11% $12,510
    Magnolia Bank 7 4.59% $11,697
    MUTUAL OF OMAHA MORTGAGE, INC. 7 4.25% $9,722
    East Coast Capital Corp. 6 4.63% $8,400
    The Park National Bank 6 4.29% $7,812
    FIRST OHIO HOME FINANCE, INC. 6 5.29% $4,105
    U.S. Bank 6 4.31% $7,326
    Equity Prime Mortgage LLC 6 4.88% $9,728
    POLARIS HOME FUNDING CORP. 6 5.06% $11,320
    ENVOY MORTGAGE, LTD 6 4.44% $11,910
    AMERIFIRST FINANCIAL CORPORATION 5 4.68% $11,541
    The State Bank and Trust Company 5 5.60% $7,498
    The Union Bank Company 5 5.03% $9,416
    AMERICAN FINANCING CORPORATION 5 3.68% $6,692
    RELIANCE FIRST CAPITAL, LLC 5 3.88% $12,263
    VERITAS FUNDING, LLC 4 4.94% $25,720
    First Financial Bank 4 3.63% $8,435
    Low VA Rates, LLC 4 3.44% $22,892
    Bank of England 4 5.09% $8,421
    NETWORK CAPITAL FUNDING CORPORATION 4 4.69% $5,852
    Armed Forces Bank 4 3.63% $15,544
    MICHIGAN MUTUAL, INC. 4 4.34% $6,170
    NATIONS DIRECT MORTGAGE, LLC 4 5.00% $9,783
    CONTOUR MORTGAGE CORPORATION 4 4.38% $13,372
    Civista Bank 4 5.19% $9,046
    HALLMARK HOME MORTGAGE, LLC 4 5.34% $10,492
    North American Savings Bank, F.S.B. 4 5.53% $11,422
    PRIORITY MORTGAGE CORP. 3 4.21% $6,880
    DEVELOPER'S MORTGAGE COMPANY 3 5.33% $7,644
    FIRST COMMUNITY MORTGAGE, INC. 3 3.17% $6,650
    First Federal Bank 3 4.29% $12,241
    GENEVA FINANCIAL, LLC 3 6.83% $7,328
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 4.75% $15,158
    MORTGAGE SOLUTIONS OF COLORADO, LLC 3 5.54% $7,203
    Nations Lending Corporation 3 4.92% $15,849
    NBKC BANK 3 3.88% $11,293
    Neighborhood Loans, Inc. 3 5.50% $16,154
    Paramount Residential Mortgage Group, Inc. 3 5.29% $11,040
    AMERICAN FINANCIAL RESOURCES, INC. 3 6.38% $7,183
    SUN WEST MORTGAGE COMPANY, INC. 3 4.67% $6,785
    The Central Trust Bank 3 5.16% $10,292
    UNITED MORTGAGE CORP 3 4.62% $20,290
    WesBanco 3 4.00% $5,828
    CME Federal Credit Union 2 3.94% $8,061
    CHURCHILL MORTGAGE CORPORATION 2 5.63% $9,453
    PLAZA HOME MORTGAGE, INC. 2 4.31% $12,763
    Strong Home Mortgage, LLC 2 2.88% $21,616
    First Guaranty Mortgage Corporation 2 4.44% $4,570
    Truist 2 4.61% $13,195
    First Commonwealth Bank 2 4.13% $17,657
    EVERETT FINANCIAL, INC. 2 3.25% $4,500
    INSPIRE HOME LOANS INC. 2 4.19% $4,820
    ROYAL UNITED MORTGAGE LLC 2 4.25% $8,422
    BAYSHORE MORTGAGE FUNDING, LLC 2 5.31% $18,241
    NP, Inc. 2 5.50% $4,639
    MID AMERICA MORTGAGE, INC. 2 5.56% $3,004
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 4.38% $9,592
    Heartland Bank 2 4.25% $9,196
    LAND HOME FINANCIAL SERVICES, INC. 2 5.38% $10,444
    CMG MORTGAGE, INC. 2 5.56% $12,510
    NATIONS RELIABLE LENDING, LLC 2 4.31% $9,567
    Lakeview Community Capital, LLC 2 3.38% $4,517
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 5.69% $10,734
    First Home Bank 1 4.75% $3,169
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 5.13% $34,237
    DRAPER AND KRAMER MORTGAGE CORP. 1 3.38% $40,627
    SECURITYNATIONAL MORTGAGE COMPANY 1 5.50% $14,375
    SIWELL, INC. 1 5.25% $5,783
    SOUTHERN TRUST MORTGAGE, LLC 1 5.63% $15,292
    Stride Bank 1 5.25% $4,106
    SUCCESS MORTGAGE PARTNERS, INC. 1 5.63% $6,972
    SUMMIT FUNDING, INC. 1 6.99% $8,375
    Sunflower Bank 1 4.99% $9,452
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.13% $6,784
    Congressional Bank 1 4.75% $5,292
    Texana Bank 1 5.75% $15,718
    YOUR HOME FINANCIAL LLC 1 4.13% $13,185
    Community First National Bank 1 3.50% $2,199
    Colonial Savings, F.A. 1 5.88% $12,687
    CHERRY CREEK MORTGAGE, LLC 1 2.75% $5,493
    THRIVE MORTGAGE, LLC 1 6.13% $6,787
    TrueCore Federal Credit Union 1 6.38% $7,432
    Cf Bank 1 4.00% $8,517
    Century Mortgage Company DBA Century Lending Company 1 3.00% $9,135
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.63% $14,874
    CASTLE & COOKE MORTGAGE, LLC 1 5.25% $4,363
    Capital Bank 1 6.25% $3,333
    BELEM SERVICING LLC 1 2.88% $4,762
    M&T Bank 1 2.75% $13,642
    LENOX FINANCIAL MORTGAGE CORPORATION 1 4.75% $14,006
    BNC National Bank 1 4.75% $18,808
    Mid-Continent Funding, Inc. 1 5.75% $7,739
    KeyBank 1 6.38% $2,834
    Network Funding, L.P. 1 4.75% $23,387
    KEMBA FINANCIAL 1 3.00% $2,125
    JMAC LENDING, INC. 1 4.75% $14,481
    INTERCAP LENDING INC. 1 2.50% $3,908
    NTFN, INC. 1 6.75% $5,063
    IMPAC MORTGAGE CORP. 1 5.63% $4,592
    Pacor Mortgage Corp 1 3.75% $17,179
    PANORAMA MORTGAGE GROUP, LLC 1 5.25% $12,895
    Paramount Bank 1 4.75% $11,492
    Hometown Equity Mortgage, LLC 1 4.50% $6,668
    GVC MORTGAGE, INC. 1 6.25% $19,460
    Peoples Bank 1 5.38% $7,913
    Plains Commerce Bank 1 5.13% $9,094
    GUARANTY HOME MORTGAGE CORPORATION 1 4.38% $17,613
    Gateway First Bank 1 4.13% $15,469
    Florida Capital Bank 1 4.63% $3,825
    First Savings Bank 1 3.75% $9,472
    Bank of America 1 4.63% $3,065

    The top Columbus VA lender as defined by loan originations is Mortgage Research Center, LLC, with 334 VA loans originated. Their average total fees are $7,946, which is $2,773 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Columbus VA lenders (with over 10 loans originated) are PENTAGON FEDERAL CREDIT UNION ($5,055), NEWREZ LLC ($5,713), AMERICAN MORTGAGE SERVICE COMPANY ($5,955), GUARANTEED RATE AFFINITY, LLC ($5,996) and LAKEVIEW LOAN SERVICING, LLC ($6,193).

    The lowest rate Columbus VA lenders (with over 10 loans originated) are PENTAGON FEDERAL CREDIT UNION (3.05%), PENNYMAC LOAN SERVICES, LLC (3.42%), LAKEVIEW LOAN SERVICING, LLC (3.51%), DHI MORTGAGE COMPANY, LTD. (3.76%) and PARTNERS UNITED FINANCIAL, LLC (3.93%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $254,450 (29.5%) $339,283 (14.0%) 0.94 3,075
    2018-02-01 $276,445 (34.9%) $361,458 (17.4%) 1.00 2,800
    2018-03-01 $280,000 (20.7%) $362,210 (10.1%) 0.98 2,841
    2018-04-01 $292,450 (17.5%) $368,446 (7.8%) 0.99 3,043
    2018-05-01 $299,900 (14.9%) $377,689 (7.7%) 1.00 3,441
    2018-06-01 $299,900 (14.0%) $376,350 (6.5%) 1.00 3,844
    2018-07-01 $299,800 (15.4%) $374,633 (7.9%) 1.00 4,240
    2018-08-01 $284,850 (9.8%) $359,166 (4.5%) 0.95 4,625
    2018-09-01 $274,800 (9.9%) $351,521 (6.1%) 0.92 4,753
    2018-10-01 $266,450 (6.7%) $345,100 (5.9%) 0.90 4,805
    2018-11-01 $261,200 (5.4%) $339,966 (3.9%) 0.89 4,598
    2018-12-01 $254,900 (4.1%) $335,781 (2.3%) 0.88 3,979
    2019-01-01 $254,915 (0.2%) $337,146 (-0.6%) 0.88 3,382
    2019-02-01 $268,950 (-2.7%) $350,324 (-3.1%) 0.91 3,140
    2019-03-01 $285,671 (2.0%) $369,940 (2.1%) 0.93 3,138
    2019-04-01 $302,445 (3.4%) $385,380 (4.6%) 0.96 3,243
    2019-05-01 $309,900 (3.3%) $391,558 (3.7%) 0.97 3,498
    2019-06-01 $324,500 (8.2%) $398,261 (5.8%) 1.01 3,673
    2019-07-01 $320,950 (7.1%) $390,629 (4.3%) 1.00 4,084
    2019-08-01 $305,355 (7.2%) $375,954 (4.7%) 0.97 4,267
    2019-09-01 $291,036 (5.9%) $362,397 (3.1%) 0.93 4,385
    2019-10-01 $279,900 (5.1%) $351,277 (1.8%) 0.90 4,463
    2019-11-01 $275,000 (5.3%) $344,861 (1.4%) 0.90 4,158
    2019-12-01 $274,888 (7.8%) $343,176 (2.2%) 0.92 3,557
    2020-01-01 $277,520 (8.9%) $345,413 (2.5%) 0.93 3,061
    2020-02-01 $294,625 (9.6%) $361,260 (3.1%) 0.97 2,577
    2020-03-01 $299,998 (5.0%) $376,994 (1.9%) 0.94 2,659
    2020-04-01 $309,450 (2.3%) $379,085 (-1.6%) 0.97 2,720
    2020-05-01 $323,950 (4.5%) $392,046 (0.1%) 0.98 2,620
    2020-06-01 $332,400 (2.4%) $406,467 (2.1%) 0.98 2,472
    2020-07-01 $329,700 (2.7%) $413,812 (5.9%) 0.96 2,344
    2020-08-01 $314,900 (3.1%) $397,302 (5.7%) 0.90 2,309
    2020-09-01 $300,164 (3.1%) $388,358 (7.2%) 0.86 2,363
    2020-10-01 $304,505 (8.8%) $385,943 (9.9%) 0.87 2,366
    2020-11-01 $307,225 (11.7%) $377,914 (9.6%) 0.90 2,222
    2020-12-01 $307,450 (11.9%) $375,073 (9.3%) 0.92 1,853
    2021-01-01 $299,900 (8.1%) $379,199 (9.8%) 0.90 1,532
    2021-02-01 $307,444 (4.4%) $394,703 (9.3%) 0.90 1,229
    2021-03-01 $316,825 (5.6%) $402,179 (6.7%) 0.90 1,279
    2021-04-01 $310,782 (0.4%) $401,018 (5.8%) 0.84 1,443
    2021-05-01 $314,617 (-2.9%) $397,943 (1.5%) 0.84 1,608
    2021-06-01 $300,000 (-9.8%) $393,956 (-3.1%) 0.79 1,858
    2021-07-01 $309,000 (-6.3%) $384,445 (-7.1%) 0.82 2,228
    2021-08-01 $299,900 (-4.8%) $377,360 (-5.0%) 0.80 2,409
    2021-09-01 $289,850 (-3.4%) $371,116 (-4.4%) 0.77 2,367
    2021-10-01 $292,500 (-3.9%) $376,094 (-2.6%) 0.78 2,296
    2021-11-01 $289,815 (-5.7%) $375,282 (-0.7%) 0.77 1,993
    2021-12-01 $289,900 (-5.7%) $385,940 (2.9%) 0.79 1,602
    2022-01-01 $299,900 (0.0%) $396,775 (4.6%) 0.81 1,345
    2022-02-01 $325,000 (5.7%) $413,542 (4.8%) 0.85 1,169
    2022-03-01 $334,900 (5.7%) $414,162 (3.0%) 0.84 1,264
    2022-04-01 $329,900 (6.2%) $417,289 (4.1%) 0.79 1,432
    2022-05-01 $349,125 (11.0%) $440,906 (10.8%) 0.80 1,725
    2022-06-01 $349,950 (16.7%) $447,505 (13.6%) 0.78 2,060
    2022-07-01 $347,000 (12.3%) $436,451 (13.5%) 0.78 2,565
    2022-08-01 $336,995 (12.4%) $428,344 (13.5%) 0.78 2,663
    2022-09-01 $338,750 (16.9%) $429,981 (15.9%) 0.79 2,611
    2022-10-01 $339,900 (16.2%) $427,505 (13.7%) 0.80 2,793
    2022-11-01 $334,675 (15.5%) $428,232 (14.1%) 0.80 2,733
    2022-12-01 $330,000 (13.8%) $436,782 (13.2%) 0.81 2,246
    2023-01-01 $347,900 (16.0%) $453,357 (14.3%) 0.86 1,898
    2023-02-01 $359,950 (10.8%) $483,851 (17.0%) 0.87 1,622
    2023-03-01 $376,874 (12.5%) $501,285 (21.0%) 0.89 1,604
    2023-04-01 $385,900 (17.0%) $506,205 (21.3%) 0.90 1,723
    2023-05-01 $393,950 (12.8%) $504,786 (14.5%) 0.89 1,851
    2023-06-01 $399,450 (14.1%) $520,101 (16.2%) 0.90 2,034
    2023-07-01 $399,000 (15.0%) $526,476 (20.6%) 0.91 2,266
    2023-08-01 $386,250 (14.6%) $516,229 (20.5%) 0.89 2,409
    2023-09-01 $379,900 (12.2%) $506,827 (17.9%) 0.88 2,513
    2023-10-01 $366,706 (7.9%) $496,911 (16.2%) 0.86 2,710
    Columbus's median listing price for 2023-10-01 was $366,706, a difference of $26,806 (7.9%) versus the prior year and $-13,194 versus the prior month.

    Columbus's median listing price comes in at 86% of the national average.

    Columbus's average listing price for 2023-10-01 was $496,911, a difference of $69,406 (16.2%) versus the prior year and $-9,916 versus the prior month.

    For the 2023-10-01 period, Columbus had 2,710 MLS listings, a difference of 197 listings (8%) versus the prior month and -83 listings (-3%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 76 days 1,933 sqft
    2018-02-01 66 days 2,045 sqft
    2018-03-01 37 days 2,052 sqft
    2018-04-01 33 days 2,090 sqft
    2018-05-01 31 days 2,151 sqft
    2018-06-01 31 days 2,152 sqft
    2018-07-01 37 days 2,147 sqft
    2018-08-01 36 days 2,065 sqft
    2018-09-01 43 days 2,016 sqft
    2018-10-01 50 days 1,977 sqft
    2018-11-01 51 days 1,954 sqft
    2018-12-01 62 days 1,904 sqft
    2019-01-01 72 days 1,897 sqft
    2019-02-01 64 days 1,944 sqft
    2019-03-01 44 days 2,008 sqft
    2019-04-01 33 days 2,068 sqft
    2019-05-01 32 days 2,096 sqft
    2019-06-01 33 days 2,133 sqft
    2019-07-01 37 days 2,137 sqft
    2019-08-01 38 days 2,083 sqft
    2019-09-01 40 days 2,016 sqft
    2019-10-01 43 days 1,962 sqft
    2019-11-01 50 days 1,935 sqft
    2019-12-01 63 days 1,907 sqft
    2020-01-01 68 days 1,922 sqft
    2020-02-01 45 days 1,959 sqft
    2020-03-01 37 days 1,998 sqft
    2020-04-01 39 days 1,998 sqft
    2020-05-01 46 days 2,030 sqft
    2020-06-01 38 days 2,053 sqft
    2020-07-01 32 days 2,015 sqft
    2020-08-01 29 days 1,964 sqft
    2020-09-01 26 days 1,869 sqft
    2020-10-01 30 days 1,856 sqft
    2020-11-01 36 days 1,822 sqft
    2020-12-01 44 days 1,789 sqft
    2021-01-01 44 days 1,776 sqft
    2021-02-01 29 days 1,774 sqft
    2021-03-01 20 days 1,798 sqft
    2021-04-01 12 days 1,797 sqft
    2021-05-01 10 days 1,803 sqft
    2021-06-01 12 days 1,768 sqft
    2021-07-01 16 days 1,776 sqft
    2021-08-01 19 days 1,726 sqft
    2021-09-01 24 days 1,674 sqft
    2021-10-01 28 days 1,670 sqft
    2021-11-01 32 days 1,660 sqft
    2021-12-01 39 days 1,628 sqft
    2022-01-01 38 days 1,620 sqft
    2022-02-01 25 days 1,696 sqft
    2022-03-01 15 days 1,715 sqft
    2022-04-01 10 days 1,727 sqft
    2022-05-01 12 days 1,792 sqft
    2022-06-01 16 days 1,809 sqft
    2022-07-01 21 days 1,800 sqft
    2022-08-01 27 days 1,785 sqft
    2022-09-01 31 days 1,791 sqft
    2022-10-01 30 days 1,796 sqft
    2022-11-01 37 days 1,774 sqft
    2022-12-01 50 days 1,752 sqft
    2023-01-01 55 days 1,786 sqft
    2023-02-01 39 days 1,814 sqft
    2023-03-01 30 days 1,837 sqft
    2023-04-01 23 days 1,886 sqft
    2023-05-01 22 days 1,918 sqft
    2023-06-01 23 days 1,930 sqft
    2023-07-01 25 days 1,930 sqft
    2023-08-01 26 days 1,879 sqft
    2023-09-01 30 days 1,837 sqft
    2023-10-01 31 days 1,823 sqft
    Columbus's median listing age (time on market) for 2023-10-01 was 31 days. This is 2% longer than the same period one year ago.

    Columbus's median square footage for active listings during the 2023-10-01 period was 1,823 sqft. One year prior, the average listing was 1,796 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.