Columbus VA Loan Rates, Closing Costs & Stats

COLUMBUS, OH

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Columbus's 137 lenders originated 1,790 VA loans during 2023. The total origination value was $572,040,000, with an average VA loan value of $319,575.

    Columbus VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Columbus averaged 6.43% for the week of 2024-12-13, compared to the national average (all VA variants) of 6.077% for the same period.

    Columbus's average VA mortgage closing costs are $6,314.

    The average rate for the prior week (2024-12-06) was 6.16% and one month ago for the week of 2024-11-08, the average rate was 6.56%.

    The average rate one year ago was 6.91%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.77%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Columbus VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Columbus level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 233 6.75% $7,786
    QUICKEN LOANS, LLC 91 6.23% $13,352
    DHI MORTGAGE COMPANY, LTD. 88 5.29% $8,512
    NFM, INC. 87 6.91% $11,337
    UNITED WHOLESALE MORTGAGE, LLC 81 6.53% $9,617
    CROSSCOUNTRY MORTGAGE, LLC 63 6.69% $9,509
    NAVY FEDERAL CREDIT UNION 53 5.83% $5,911
    UNION HOME MORTGAGE CORP. 50 6.56% $10,718
    FREEDOM MORTGAGE CORPORATION 49 6.54% $15,027
    PENNYMAC LOAN SERVICES, LLC 34 5.77% $8,266
    The Huntington National Bank 32 6.59% $8,089
    PULTE MORTGAGE LLC 32 5.70% $5,789
    GUARANTEED RATE, INC. 31 6.11% $8,052
    The Federal Savings Bank 31 6.63% $14,224
    RUOFF MORTGAGE COMPANY, INC. 27 6.71% $7,411
    NEW DAY FINANCIAL, LLC 27 7.66% $12,911
    M/I FINANCIAL, LLC 27 5.91% $16,226
    USAA Federal Savings Bank 26 6.29% $9,508
    LOANDEPOT.COM, LLC 25 6.05% $12,602
    GUARANTEED RATE AFFINITY, LLC 22 6.50% $7,251
    NVR Mortgage Finance, Inc. 21 5.42% $10,099
    NEWREZ LLC 21 6.68% $10,526
    Mr. Cooper ( Nationstar Mortgage ) 18 5.87% $14,479
    Flagstar Bank, FSB 18 6.66% $8,669
    T2 FINANCIAL LLC 15 6.76% $9,356
    PENTAGON FEDERAL CREDIT UNION 14 5.71% $6,664
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.50% $12,156
    RAPID MORTGAGE COMPANY 12 6.61% $10,794
    PLANET HOME LENDING, LLC 12 6.24% $10,297
    EQUITY RESOURCES, INC. 12 6.75% $7,371
    HOMESIDE FINANCIAL, LLC 11 6.81% $9,684
    JPMorgan Chase Bank 11 6.65% $6,439
    VICTORY MORTGAGE, L.L.C. 11 5.81% $8,699
    Citizens Bank 11 6.32% $9,529
    Barrington Bank & Trust Company, N.A. 11 6.24% $11,325
    THE EQUITABLE MORTGAGE CORPORATION 9 6.40% $8,283
    CARDINAL FINANCIAL 9 6.60% $13,623
    POLARIS HOME FUNDING CORP. 9 6.82% $13,833
    GUILD MORTGAGE COMPANY 8 6.38% $19,252
    J. VIRGIL, INC. 8 6.67% $6,263
    Nations Lending Corporation 8 6.72% $10,703
    AMERISAVE MORTGAGE CORPORATION 8 5.69% $15,934
    Paramount Residential Mortgage Group, Inc. 8 6.43% $7,163
    GSF Mortgage Corporation 8 6.48% $7,750
    HOWARD HANNA FINANCIAL SERVICES, INC. 8 6.42% $12,633
    The State Bank and Trust Company 7 6.63% $5,507
    MORTGAGE SOLUTIONS OF COLORADO, LLC 7 7.25% $5,251
    THRIVE MORTGAGE, LLC 7 6.05% $14,746
    VILLAGE CAPITAL MORTGAGE 7 6.07% $12,621
    VANDERBILT MORTGAGE AND FINANCE, INC. 7 6.25% $3,277
    Neighborhood Loans, Inc. 7 6.63% $12,694
    Bank of England 7 6.11% $12,228
    PNC Bank 7 6.39% $7,819
    Fifth Third Bank 7 6.48% $6,376
    MUTUAL OF OMAHA MORTGAGE, INC. 7 7.09% $10,666
    GENEVA FINANCIAL, LLC 6 7.15% $11,381
    NATIONWIDE MORTGAGE BANKERS, INC. 6 6.77% $10,493
    DAS Acquisition Company, LLC 6 6.71% $7,211
    LAKEVIEW LOAN SERVICING, LLC 6 5.96% $14,317
    U.S. Bank 5 6.28% $5,700
    East Coast Capital Corp. 5 6.65% $8,807
    Union Savings Bank 5 6.63% $5,505
    AMERICAN FINANCIAL NETWORK, INC. 5 6.73% $13,961
    AMERICAN FINANCIAL RESOURCES, INC. 5 6.85% $12,998
    First Financial Bank 4 6.66% $7,895
    LAND HOME FINANCIAL SERVICES, INC. 4 7.44% $7,530
    The Union Bank Company 4 6.31% $9,840
    DEVELOPER'S MORTGAGE COMPANY 4 6.16% $13,352
    Magnolia Bank 4 6.28% $15,178
    WRIGHT-PATT CREDIT UNION, INC. 3 6.29% $12,973
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.50% $5,797
    BNC National Bank 3 5.71% $3,621
    BROKER SOLUTIONS, INC. 3 6.71% $14,413
    Civista Bank 3 6.75% $7,528
    CMG MORTGAGE, INC. 3 5.88% $12,872
    EVERETT FINANCIAL, INC. 3 6.46% $9,446
    Heartland Bank 3 6.58% $5,150
    HOMESPIRE MORTGAGE CORPORATION 3 6.88% $5,357
    LOANPAL, LLC 3 6.04% $13,377
    MOVEMENT MORTGAGE, LLC 3 7.08% $8,355
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.71% $4,909
    SUMMIT FUNDING, INC. 3 6.96% $6,854
    SUN WEST MORTGAGE COMPANY, INC. 3 6.67% $7,412
    VERITAS FUNDING, LLC 3 6.88% $16,519
    Wells Fargo Bank 3 5.92% $6,584
    WesBanco 3 5.67% $5,688
    First Federal Bank 2 6.69% $3,885
    Armed Forces Bank 2 5.75% $9,460
    The Loan Store, Inc. 2 7.00% $8,095
    NBKC BANK 2 5.56% $13,741
    GUARANTY HOME MORTGAGE CORPORATION 2 6.25% $4,843
    Equity Prime Mortgage LLC 2 7.31% $6,530
    Mid-Continent Funding, Inc. 2 6.13% $6,783
    FIRST COMMUNITY MORTGAGE, INC. 2 6.88% $11,821
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.50% $7,864
    INTERCOASTAL MORTGAGE COMPANY 1 5.88% $4,414
    AmRes Corporation 1 6.38% $16,700
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.63% $9,435
    First Savings Bank 1 5.50% $15,648
    RELIANCE FIRST CAPITAL, LLC 1 6.88% $3,099
    RESIDENTIAL HOME FUNDING CORP. 1 7.50% $4,624
    ROSS MORTGAGE CORPORATION 1 7.50% $6,527
    ROYAL UNITED MORTGAGE LLC 1 7.25% $10,949
    First Merchants Bank 1 6.25% $6,082
    S1L, Inc. 1 6.25% $5,752
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.25% $14,321
    SIWELL, INC. 1 7.50% $12,523
    South State Bank 1 6.38% $15,629
    Sunflower Bank 1 5.38% $19,869
    Western Ohio Mortgage Corporation 1 7.50% $7,615
    The Central Trust Bank 1 7.25% $3,089
    First Commonwealth Bank 1 5.13% $5,210
    FIRST COLONY MORTGAGE CORPORATION 1 7.50% $6,758
    The Park National Bank 1 7.12% $11,534
    ENDEAVOR CAPITAL, LLC. 1 6.13% $9,038
    Credence Funding Corporation 1 5.00% $12,830
    Towne Bank 1 6.13% $8,086
    Truist 1 5.75% $10,826
    CHURCHILL MORTGAGE CORPORATION 1 7.13% $12,700
    Carrington Mortgage Services, LLC 1 5.13% $3,590
    CALIBER HOME LOANS, INC. 1 3.95% $5,389
    CALCON MUTUAL MORTGAGE LLC 1 7.13% $1,798
    BAYSHORE MORTGAGE FUNDING, LLC 1 7.25% $9,852
    AMERICAN FINANCING CORPORATION 1 5.99% $19,979
    NATIONS DIRECT MORTGAGE, LLC 1 7.25% $10,548
    MORIA DEVELOPMENT, INC. 1 7.50% $8,720
    Northpointe Bank 1 7.25% $1,582
    ON Q FINANCIAL, INC. 1 5.63% $10,906
    MID AMERICA MORTGAGE, INC. 1 7.75% $4,926
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.75% $3,624
    Lakeview Community Capital, LLC 1 6.25% $11,288
    KeyBank 1 6.38% $6,582
    PHH Mortgage Corporation 1 5.99% $9,363
    Plains Commerce Bank 1 5.00% $7,426
    Ixonia Bank 1 6.63% $4,731
    PLAZA HOME MORTGAGE, INC. 1 5.75% $24,332
    INTERNATIONAL CITY MORTGAGE, INC. 1 6.63% $16,200

    The top Columbus VA lender as defined by loan originations is Mortgage Research Center, LLC, with 233 VA loans originated. Their average total fees are $7,786, which is $5,565 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Columbus VA lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($5,789), NAVY FEDERAL CREDIT UNION ($5,911), JPMorgan Chase Bank ($6,439), PENTAGON FEDERAL CREDIT UNION ($6,664) and GUARANTEED RATE AFFINITY, LLC ($7,251).

    The lowest rate Columbus VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.29%), NVR Mortgage Finance, Inc. (5.42%), PULTE MORTGAGE LLC (5.70%), PENTAGON FEDERAL CREDIT UNION (5.71%) and PENNYMAC LOAN SERVICES, LLC (5.77%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $254,450 (29.2%) $339,307 (14.0%) 0.94 3,074
    2018-02-01 $276,493 (34.9%) $361,516 (17.3%) 1.00 2,798
    2018-03-01 $280,000 (20.6%) $362,243 (10.1%) 0.98 2,840
    2018-04-01 $292,450 (17.5%) $368,479 (7.8%) 0.99 3,042
    2018-05-01 $299,900 (14.7%) $377,721 (7.7%) 1.00 3,441
    2018-06-01 $299,900 (14.0%) $376,379 (6.5%) 1.00 3,844
    2018-07-01 $299,750 (15.3%) $374,600 (7.9%) 1.00 4,239
    2018-08-01 $284,850 (9.8%) $359,154 (4.5%) 0.95 4,626
    2018-09-01 $274,800 (9.9%) $351,506 (6.1%) 0.92 4,753
    2018-10-01 $266,450 (6.7%) $345,076 (5.9%) 0.90 4,806
    2018-11-01 $261,200 (5.4%) $339,949 (3.9%) 0.89 4,599
    2018-12-01 $254,900 (4.1%) $335,795 (2.3%) 0.88 3,979
    2019-01-01 $254,915 (0.2%) $337,162 (-0.6%) 0.88 3,382
    2019-02-01 $268,950 (-2.7%) $350,342 (-3.1%) 0.91 3,140
    2019-03-01 $285,671 (2.0%) $369,901 (2.1%) 0.93 3,139
    2019-04-01 $302,445 (3.4%) $385,276 (4.6%) 0.96 3,245
    2019-05-01 $310,388 (3.5%) $391,597 (3.7%) 0.97 3,497
    2019-06-01 $324,500 (8.2%) $398,369 (5.8%) 1.01 3,671
    2019-07-01 $320,950 (7.1%) $390,746 (4.3%) 1.00 4,081
    2019-08-01 $305,355 (7.2%) $376,009 (4.7%) 0.97 4,265
    2019-09-01 $291,036 (5.9%) $362,466 (3.1%) 0.93 4,382
    2019-10-01 $279,839 (5.0%) $351,321 (1.8%) 0.90 4,460
    2019-11-01 $275,000 (5.3%) $344,898 (1.5%) 0.90 4,154
    2019-12-01 $274,900 (7.9%) $343,319 (2.2%) 0.92 3,553
    2020-01-01 $278,138 (9.1%) $345,535 (2.5%) 0.93 3,057
    2020-02-01 $294,900 (9.7%) $361,332 (3.1%) 0.97 2,576
    2020-03-01 $299,999 (5.0%) $377,072 (1.9%) 0.94 2,658
    2020-04-01 $309,450 (2.3%) $379,164 (-1.6%) 0.97 2,719
    2020-05-01 $324,000 (4.4%) $392,132 (0.1%) 0.98 2,619
    2020-06-01 $332,400 (2.4%) $406,568 (2.1%) 0.98 2,471
    2020-07-01 $329,700 (2.7%) $413,967 (5.9%) 0.96 2,343
    2020-08-01 $315,000 (3.2%) $397,470 (5.7%) 0.90 2,309
    2020-09-01 $300,057 (3.1%) $388,375 (7.2%) 0.86 2,363
    2020-10-01 $304,110 (8.7%) $385,886 (9.8%) 0.87 2,367
    2020-11-01 $307,225 (11.7%) $377,947 (9.6%) 0.90 2,222
    2020-12-01 $307,450 (11.8%) $375,110 (9.3%) 0.91 1,853
    2021-01-01 $299,900 (7.8%) $379,237 (9.8%) 0.90 1,533
    2021-02-01 $307,444 (4.3%) $394,703 (9.2%) 0.90 1,229
    2021-03-01 $316,950 (5.7%) $402,253 (6.7%) 0.90 1,279
    2021-04-01 $311,075 (0.5%) $401,018 (5.8%) 0.84 1,443
    2021-05-01 $314,617 (-2.9%) $397,943 (1.5%) 0.84 1,608
    2021-06-01 $300,000 (-9.8%) $393,956 (-3.1%) 0.79 1,858
    2021-07-01 $309,000 (-6.3%) $384,445 (-7.1%) 0.82 2,228
    2021-08-01 $299,900 (-4.8%) $377,369 (-5.1%) 0.80 2,408
    2021-09-01 $289,850 (-3.4%) $371,116 (-4.4%) 0.77 2,367
    2021-10-01 $292,500 (-3.8%) $376,094 (-2.5%) 0.78 2,296
    2021-11-01 $289,815 (-5.7%) $375,282 (-0.7%) 0.77 1,993
    2021-12-01 $289,900 (-5.7%) $385,940 (2.9%) 0.79 1,602
    2022-01-01 $299,900 (0.0%) $396,806 (4.6%) 0.81 1,344
    2022-02-01 $325,000 (5.7%) $413,562 (4.8%) 0.85 1,169
    2022-03-01 $334,925 (5.7%) $414,235 (3.0%) 0.84 1,264
    2022-04-01 $329,900 (6.1%) $417,265 (4.1%) 0.79 1,432
    2022-05-01 $349,000 (10.9%) $440,419 (10.7%) 0.80 1,722
    2022-06-01 $349,950 (16.7%) $447,265 (13.5%) 0.78 2,059
    2022-07-01 $347,000 (12.3%) $436,170 (13.5%) 0.78 2,564
    2022-08-01 $336,995 (12.4%) $428,126 (13.5%) 0.78 2,665
    2022-09-01 $339,350 (17.1%) $429,811 (15.8%) 0.79 2,613
    2022-10-01 $339,900 (16.2%) $427,314 (13.6%) 0.80 2,796
    2022-11-01 $334,900 (15.6%) $428,235 (14.1%) 0.81 2,735
    2022-12-01 $330,000 (13.8%) $436,779 (13.2%) 0.81 2,248
    2023-01-01 $347,900 (16.0%) $453,343 (14.3%) 0.86 1,900
    2023-02-01 $359,950 (10.8%) $483,825 (17.0%) 0.87 1,623
    2023-03-01 $376,874 (12.5%) $501,379 (21.0%) 0.89 1,604
    2023-04-01 $385,900 (17.0%) $506,242 (21.3%) 0.90 1,721
    2023-05-01 $393,950 (12.9%) $504,799 (14.6%) 0.89 1,851
    2023-06-01 $399,450 (14.1%) $520,054 (16.3%) 0.90 2,033
    2023-07-01 $399,000 (15.0%) $526,509 (20.7%) 0.91 2,264
    2023-08-01 $386,250 (14.6%) $516,271 (20.6%) 0.89 2,407
    2023-09-01 $379,900 (12.0%) $506,611 (17.9%) 0.88 2,510
    2023-10-01 $366,250 (7.8%) $496,529 (16.2%) 0.86 2,706
    2023-11-01 $360,000 (7.5%) $486,529 (13.6%) 0.86 2,791
    2023-12-01 $359,900 (9.1%) $476,622 (9.1%) 0.88 2,441
    2024-01-01 $369,950 (6.3%) $489,963 (8.1%) 0.90 2,133
    2024-02-01 $376,750 (4.7%) $499,157 (3.2%) 0.91 1,981
    2024-03-01 $379,900 (0.8%) $505,985 (0.9%) 0.89 1,927
    2024-04-01 $396,950 (2.9%) $525,388 (3.8%) 0.92 2,118
    2024-05-01 $402,450 (2.2%) $533,182 (5.6%) 0.91 2,375
    2024-06-01 $399,995 (0.1%) $521,264 (0.2%) 0.90 2,690
    2024-07-01 $355,000 (-11.0%) $476,557 (-9.5%) 0.81 3,569
    2024-08-01 $384,900 (-0.4%) $497,145 (-3.7%) 0.90 3,256
    2024-09-01 $377,450 (-0.6%) $480,280 (-5.2%) 0.89 3,495
    2024-10-01 $368,900 (0.7%) $466,219 (-6.1%) 0.87 3,604
    2024-11-01 $359,900 (0.0%) $457,201 (-6.0%) 0.86 3,623
    Columbus's median listing price for 2024-11-01 was $359,900, a difference of $-100 (0.0%) versus the prior year and $-9,000 versus the prior month.

    Columbus's median listing price comes in at 86% of the national average.

    Columbus's average listing price for 2024-11-01 was $457,201, a difference of $-29,328 (-6.0%) versus the prior year and $-9,018 versus the prior month.

    For the 2024-11-01 period, Columbus had 3,623 MLS listings, a difference of 19 listings (1%) versus the prior month and 832 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Columbus (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 76 days 1,933 sqft
    2018-02-01 66 days 2,045 sqft
    2018-03-01 37 days 2,052 sqft
    2018-04-01 33 days 2,090 sqft
    2018-05-01 31 days 2,150 sqft
    2018-06-01 31 days 2,150 sqft
    2018-07-01 37 days 2,147 sqft
    2018-08-01 36 days 2,065 sqft
    2018-09-01 43 days 2,016 sqft
    2018-10-01 50 days 1,977 sqft
    2018-11-01 51 days 1,954 sqft
    2018-12-01 62 days 1,904 sqft
    2019-01-01 72 days 1,897 sqft
    2019-02-01 64 days 1,944 sqft
    2019-03-01 44 days 2,008 sqft
    2019-04-01 33 days 2,068 sqft
    2019-05-01 32 days 2,097 sqft
    2019-06-01 33 days 2,132 sqft
    2019-07-01 37 days 2,137 sqft
    2019-08-01 38 days 2,083 sqft
    2019-09-01 41 days 2,016 sqft
    2019-10-01 43 days 1,962 sqft
    2019-11-01 50 days 1,935 sqft
    2019-12-01 63 days 1,907 sqft
    2020-01-01 68 days 1,922 sqft
    2020-02-01 44 days 1,960 sqft
    2020-03-01 37 days 1,998 sqft
    2020-04-01 39 days 1,998 sqft
    2020-05-01 46 days 2,030 sqft
    2020-06-01 38 days 2,053 sqft
    2020-07-01 32 days 2,016 sqft
    2020-08-01 29 days 1,967 sqft
    2020-09-01 26 days 1,869 sqft
    2020-10-01 30 days 1,856 sqft
    2020-11-01 36 days 1,822 sqft
    2020-12-01 44 days 1,789 sqft
    2021-01-01 44 days 1,776 sqft
    2021-02-01 29 days 1,774 sqft
    2021-03-01 20 days 1,798 sqft
    2021-04-01 12 days 1,796 sqft
    2021-05-01 10 days 1,803 sqft
    2021-06-01 12 days 1,768 sqft
    2021-07-01 16 days 1,776 sqft
    2021-08-01 19 days 1,726 sqft
    2021-09-01 24 days 1,674 sqft
    2021-10-01 28 days 1,670 sqft
    2021-11-01 32 days 1,660 sqft
    2021-12-01 39 days 1,628 sqft
    2022-01-01 38 days 1,620 sqft
    2022-02-01 25 days 1,696 sqft
    2022-03-01 15 days 1,717 sqft
    2022-04-01 10 days 1,727 sqft
    2022-05-01 12 days 1,792 sqft
    2022-06-01 15 days 1,809 sqft
    2022-07-01 21 days 1,800 sqft
    2022-08-01 27 days 1,785 sqft
    2022-09-01 31 days 1,790 sqft
    2022-10-01 30 days 1,799 sqft
    2022-11-01 37 days 1,774 sqft
    2022-12-01 50 days 1,756 sqft
    2023-01-01 55 days 1,787 sqft
    2023-02-01 39 days 1,816 sqft
    2023-03-01 30 days 1,837 sqft
    2023-04-01 23 days 1,886 sqft
    2023-05-01 22 days 1,918 sqft
    2023-06-01 23 days 1,931 sqft
    2023-07-01 25 days 1,930 sqft
    2023-08-01 26 days 1,879 sqft
    2023-09-01 30 days 1,836 sqft
    2023-10-01 31 days 1,823 sqft
    2023-11-01 38 days 1,806 sqft
    2023-12-01 49 days 1,788 sqft
    2024-01-01 55 days 1,776 sqft
    2024-02-01 38 days 1,789 sqft
    2024-03-01 29 days 1,814 sqft
    2024-04-01 25 days 1,867 sqft
    2024-05-01 24 days 1,880 sqft
    2024-06-01 25 days 1,894 sqft
    2024-07-01 35 days 1,857 sqft
    2024-08-01 36 days 1,824 sqft
    2024-09-01 37 days 1,774 sqft
    2024-10-01 39 days 1,746 sqft
    2024-11-01 46 days 1,723 sqft
    Columbus's median listing age (time on market) for 2024-11-01 was 46 days. This is 23% longer than the same period one year ago.

    Columbus's median square footage for active listings during the 2024-11-01 period was 1,723 sqft. One year prior, the average listing was 1,806 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.