Fidelity Federal Savings And Loan Association Mortgage Rates, Fees & Info
Delaware, OHLEI: 254900STXIE710EZPY52
Tax ID: 31-4178880
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Fidelity Federal Savings And Loan Association is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Fidelity Federal Savings And Loan Association has a high proportion of conventional loans. Their top markets by origination volume include: Columbus, Mansfield, Zanesville, and Toledo among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Fidelity Federal Savings And Loan Association has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
35Origination Dollar Volume (All Markets)
$5,765,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLUMBUS, OH (FHA|USDA|VA) | 29 | $5,185,000 | $178,793 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $305,000 | $101,667 | $0 | 0.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Fidelity Federal Savings and Loan Association based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 35 | $5,765,000 | $164,714 | $0 | 0.00% |
For 2018, Fidelity Federal Savings And Loan Association's most frequently originated type of loan was Conventional, with 35 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 22 | $3,720,000 | $169,091 | $0 | 0.00% |
| Cash Out Refi | 9 | $1,265,000 | $140,556 | $0 | 0.00% |
| Refi | 4 | $780,000 | $195,000 | $0 | 0.00% |
For 2018, Fidelity Federal Savings And Loan Association's most frequently cited loan purpose was Home Purchase, with 22 originations. The 2nd most popular reason was Cash Out Refi, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 35 | $5,765,000 | $164,714 | $0 | 0.00% |
For 2018, Fidelity Federal Savings And Loan Association's most frequently cited loan duration was Other, with 35 originations.
Loan Sizing
2018 saw Fidelity Federal Savings And Loan Association place emphasis on $100k-200k loans with 16 originations, totaling $2,230,000 in origination value.
Applicant Income
Fidelity Federal Savings And Loan Association lent most frequently to those with incomes in the $75k-100k range, with 9 originations. The second most popular income band? $50k-75k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 35 | $5,765,000 | $164,714 | $0 | 0.00% |
Fidelity Federal Savings And Loan Association lent most frequently to those with DTI ratios of Exempt%, with 35 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.35%
Fidelity Federal Savings And Loan Association has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.57%
Fidelity Federal Savings And Loan Association has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 35 | $5,765,000 | $164,714 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 2 | $140,000 | $70,000 |
| Single Family (1-4 Units):Site-Built | 33 | $5,625,000 | $170,455 |
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Fidelity National Financial, Inc | Conventional home mortgage | Closing on a mortgage | 5 | 41.7% |
| Fidelity National Financial, Inc | Conventional home mortgage | Struggling to pay mortgage | 1 | 8.3% |
| Fidelity National Financial, Inc | Conventional home mortgage | Trouble during payment process | 4 | 33.3% |
| Fidelity National Financial, Inc | Other type of mortgage | Closing on a mortgage | 1 | 8.3% |
| Fidelity National Financial, Inc | Other type of mortgage | Trouble during payment process | 1 | 8.3% |