CLEVELAND - ELYRIA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Cleveland - Elyria averaged 3.5% for the week of 2021-12-02, compared to the national average of 3.11% for the same period.

The average rate for the prior week (2021-11-24) was 3.29% and one month ago for the week of 2021-10-28, the average rate was 3.13%.

Cleveland - Elyria's average rate one year ago was 3.01%.

For refis of the same type during the week of 2021-12-02, the average rate was 3.47%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-12-02 3.11%
Cleveland - Elyria 30 Year Fixed Rate 2021-12-02 3.5%
Cleveland - Elyria 30 Year Fixed Rate Refi 2021-12-02 3.47%
Cleveland - Elyria 15 Year Fixed Rate 2021-12-02 2.86%
Cleveland - Elyria 15 Year Fixed Rate Refi 2021-12-02 2.83%
Cleveland - Elyria 30 Year FHA 2021-12-02 3.56%
Cleveland - Elyria 30 Year FHA Refi 2021-12-02 3.58%
Cleveland - Elyria 30 Year USDA 2021-12-02 3.22%
Cleveland - Elyria 30 Year USDA Refi 2021-12-02 3.12%
Cleveland - Elyria 30 Year VA 2021-12-02 3.08%
Cleveland - Elyria 30 Year VA Refi 2021-12-02 3.03%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CLEVELAND-ELYRIA, OH.

CLEVELAND - ELYRIA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CLEVELAND-ELYRIA, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
Third Federal Savings and Loan Association of Cleveland 2,711 3.14% $2,841
QUICKEN LOANS, LLC 2,580 3.28% $4,790
CROSSCOUNTRY MORTGAGE, LLC 2,239 3.30% $4,528
The Huntington National Bank 2,124 3.32% $3,730
First Federal Savings and Loan Association of Lakewood 1,763 3.33% $3,702
HOWARD HANNA FINANCIAL SERVICES, INC. 1,644 3.13% $3,444
Fifth Third Bank, National Association 1,117 3.49% $3,453
KeyBank National Association 950 3.26% $3,238
JPMorgan Chase Bank, National Association 938 3.30% $3,019
UNION HOME MORTGAGE CORP. 664 3.42% $4,334
PNC Bank, National Association 588 3.51% $2,859
Citizens Bank, National Association 535 3.33% $3,954
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 510 3.26% $3,332
UNITED WHOLESALE MORTGAGE, LLC 476 3.13% $5,297
Nations Lending Corporation 426 3.31% $4,315
NVR Mortgage Finance, Inc. 421 3.23% $6,168
LOANDEPOT.COM, LLC 417 3.23% $5,272
First National Bank of Pennsylvania 414 3.20% $4,062
American Midwest Mortgage Corporation 365 3.17% $4,638
LENDUS, LLC 364 3.21% $4,604
Wells Fargo Bank, National Association 348 3.48% $3,106
U.S. Bank National Association 337 3.40% $3,340
LIBERTY HOME MORTGAGE CORPORATION 329 3.19% $5,133
First Federal Bank of the Midwest 309 3.27% $3,797
Dollar Bank, Federal Savings Bank 299 3.30% $4,311
UNION CAPITAL MORTGAGE CORPORATION 274 3.17% $3,800
CALIBER HOME LOANS, INC. 265 3.24% $3,760
Goldwater Bank, N.A. 254 3.38% $5,296
PRIMELENDING, A PLAINSCAPITAL COMPANY 213 3.45% $4,174
RESIDENTIAL MORTGAGE SERVICES, INC. 212 3.14% $4,089
RUOFF MORTGAGE COMPANY, INC. 207 3.26% $2,736
YOUR HOME FINANCIAL LLC 193 3.39% $3,828
AMERIFIRST FINANCIAL CORPORATION 185 3.09% $4,445
Bank of America, National Association 182 2.77% $3,584
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 180 3.42% $5,673
AMERISAVE MORTGAGE CORPORATION 167 2.91% $4,306
NAVY FEDERAL CREDIT UNION 144 3.86% $3,712
RELIANCE FIRST CAPITAL, LLC 136 3.31% $5,088
Civista Bank 128 3.35% $3,241
FREEDOM MORTGAGE CORPORATION 127 3.60% $3,054
SIGNATURE MORTGAGE CORPORATION 124 2.93% $3,360
GUARANTEED RATE, INC. 122 3.19% $3,894
CARDINAL CREDIT UNION, INC. 121 3.22% $3,701
Bank of England 116 3.32% $4,597
MUTUAL OF OMAHA MORTGAGE, INC. 115 3.23% $3,702
NEWREZ LLC 114 3.43% $3,481
FIRST CENTENNIAL MORTGAGE CORPORATION 112 3.28% $3,877
T2 FINANCIAL LLC 110 3.14% $4,042
Northwest Bank 110 3.12% $3,153
KELLER MORTGAGE, LLC 108 3.07% $2,357
PENNYMAC LOAN SERVICES, LLC 104 3.37% $4,953
First Commonwealth Bank 103 3.37% $4,187
PULTE MORTGAGE LLC 102 3.14% $2,345
NATIONSTAR MORTGAGE LLC 97 3.53% $5,257
PRIMARY RESIDENTIAL MORTGAGE, INC. 96 3.33% $4,868
MID AMERICA MORTGAGE, INC. 95 3.28% $4,194
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 92 3.14% $4,300
Flagstar Bank, FSB 91 3.55% $4,798
Paramount Residential Mortgage Group, Inc. 88 3.27% $4,600
The Cortland Savings and Banking Company 86 3.24% $3,733
THE BANKERS GUARANTEE TITLE & TRUST COMPANY 84 3.30% $3,497
ROYAL UNITED MORTGAGE LLC 78 3.48% $6,608
HOME MORTGAGE ASSURED CORPORATION 77 3.84% $3,057
HOME POINT FINANCIAL CORPORATION 75 3.41% $3,823
HOMESIDE FINANCIAL, LLC 74 3.09% $4,470
BETTER MORTGAGE CORPORATION 70 2.92% $3,368
Independent Bank 67 3.28% $3,861
BROKER SOLUTIONS, INC. 65 3.35% $4,041
FIRST EQUITY MORTGAGE INCORPORATED 63 3.18% $4,480
The Federal Savings Bank 63 3.22% $4,078
Farm Credit Mid-America, ACA 61 3.41% $7,098
First Federal Bank 58 3.20% $4,906
POLARIS HOME FUNDING CORP. 52 3.35% $5,075
RAPID MORTGAGE COMPANY 51 3.35% $4,598
Cf Bank, National Association 49 3.06% $1,644
SUN WEST MORTGAGE COMPANY, INC. 49 3.20% $1,766
The Farmers National Bank of Canfield 49 3.41% $3,965
Union Savings Bank 48 3.24% $1,703
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 48 3.34% $4,260
NATIONWIDE MORTGAGE BANKERS, INC. 46 3.12% $4,522
InterContinental Capital Group, Inc 46 3.39% $5,171
MYCUMORTGAGE, LLC 45 3.89% $3,768
Ally Bank 45 3.08% $4,012
TOP FLITE FINANCIAL, INC. 43 3.42% $5,633
FIRST OHIO HOME FINANCE, INC. 43 3.21% $3,631
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 41 3.31% $3,799
Ohio Catholic Federal Credit Union 36 2.98% $3,200
CNB Bank 35 3.14% $3,649
Northpointe Bank 34 3.16% $3,208
LEADERONE FINANCIAL CORPORATION 34 3.23% $4,728
ROUNDPOINT MORTGAGE SERVICING CORPORATION 33 3.55% $1,340
LAND HOME FINANCIAL SERVICES, INC. 32 3.40% $4,917
SIRVA MORTGAGE, INC. 31 3.10% $1,850
THE EQUITABLE MORTGAGE CORPORATION 31 2.99% $3,215
Magnolia Bank 31 3.13% $4,091
ARK-LA-TEX FINANCIAL SERVICES, LLC. 30 3.21% $5,277
FIRST COMMUNITY MORTGAGE, INC. 29 3.06% $5,047
USAA Federal Savings Bank 28 3.69% $4,119
PROVIDENT FUNDING ASSOCIATES, L.P. 26 3.16% $3,038
NBKC BANK 26 3.39% $2,497
The Park National Bank 25 2.95% $2,968
TCF National Bank 25 3.32% $3,971
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 25 3.80% $3,481
AMERICAN FINANCING CORPORATION 24 3.32% $4,033
CHURCHILL MORTGAGE CORPORATION 23 3.31% $4,139
MOVEMENT MORTGAGE, LLC 23 3.14% $3,496
First Savings Bank 22 3.15% $4,831
NATIONS DIRECT MORTGAGE, LLC 22 3.36% $5,103
Wyndham Capital Mortgage, Inc. 22 3.10% $1,926
DELMAR FINANCIAL COMPANY 21 3.46% $3,594
Waterstone Mortgage Corporation 20 3.38% $4,405
Seven Seventeen Credit Union 20 3.24% $2,971
First Guaranty Mortgage Corporation 20 3.49% $3,207
GENEVA FINANCIAL, LLC 20 3.97% $4,571
Carrington Mortgage Services, LLC 20 3.90% $4,608
HOMEBRIDGE FINANCIAL SERVICES, INC. 19 3.60% $5,074
CMG MORTGAGE, INC. 19 3.12% $4,226
SOFI LENDING CORP. 19 3.20% $3,518
DRAPER AND KRAMER MORTGAGE CORP. 18 3.27% $2,734
ENDEAVOR CAPITAL, LLC. 18 3.17% $4,725
FirstBank 18 3.05% $2,285
SECURITYNATIONAL MORTGAGE COMPANY 17 4.02% $4,025
Florida Capital Bank, National Association 17 3.60% $3,553
Paramount Bank 17 3.17% $971
UBS Bank USA 16 3.42% $4,001
North American Savings Bank, F.S.B. 16 3.32% $3,604
ANGEL OAK MORTGAGE SOLUTIONS LLC 15 5.80% $6,919
Citibank, National Association 15 2.91% $4,765
EQUITY RESOURCES, INC. 15 3.08% $3,321
MORIA DEVELOPMENT, INC. 14 3.33% $3,788
TIAA, FSB 14 3.28% $3,739
Evolve Bank & Trust 14 3.39% $4,032
NFM, INC. 14 3.22% $5,705
First Financial Bank 13 3.66% $4,686
PENTAGON FEDERAL CREDIT UNION 13 3.03% $2,828
STEARNS LENDING, LLC 13 3.06% $4,713
MORTGAGE CENTER L.C 13 3.38% $3,836
INLAND BANK & TRUST 13 3.30% $3,497
ABSOLUTE HOME MORTGAGE CORPORATION 13 3.15% $4,572
S&T Bank 12 3.27% $5,029
The Union Bank Company 12 3.14% $3,366
Stifel Bank and Trust 12 2.92% $2,890
TOWNE MORTGAGE COMPANY 11 3.38% $5,107
ZILLOW HOME LOANS, LLC 11 3.28% $3,602
FINANCE OF AMERICA MORTGAGE LLC 10 3.65% $2,330
MICHIGAN MUTUAL, INC. 10 3.20% $5,562
Morgan Stanley Private Bank, National Association 10 2.85% $4,036
Gateway First Bank 10 4.14% $3,293
EMM LOANS LLC 10 3.43% $7,139
MORTGAGE ACCESS CORP. 10 2.99% $3,105
Strong Home Mortgage, LLC 10 3.00% $1,532
Arvest Bank 10 3.46% $4,575
UIF CORPORATION 10 3.63% $4,047
GUARANTY HOME MORTGAGE CORPORATION 10 3.35% $3,952
First Internet Bank of Indiana 10 2.68% $3,094
BNC National Bank 9 3.21% $2,704
MMS MORTGAGE SERVICES, LTD. 9 3.10% $3,280
PLAZA HOME MORTGAGE, INC. 9 3.28% $5,604
PRIORITY MORTGAGE CORP. 9 3.03% $2,828
WesBanco Bank, Inc. 9 3.13% $4,316
GUIDANCE RESIDENTIAL, LLC 9 3.44% $4,834
AMERICAN FINANCIAL NETWORK, INC. 9 3.33% $4,059
Peoples Bank 9 3.03% $2,773
Truist Bank 9 3.37% $3,461
Victorian Finance, LLC 9 3.29% $3,633
VANDERBILT MORTGAGE AND FINANCE, INC. 9 2.75% $3,300
Charles Schwab Bank, SSB 9 2.80% $3,233
First Home Bank 8 3.13% $5,685
Sierra Pacific Mortgage Company, Inc. 8 3.23% $3,377
Republic Bank & Trust Company 8 3.50% $4,402
Renasant Bank 8 2.98% $3,111
WEST PENN FINANCIAL SERVICE CENTER, INC. 8 3.11% $3,546
ALLIED MORTGAGE GROUP, INC. 7 3.68% $5,287
Baxter Credit Union 7 3.16% $3,783
GUARANTEED RATE AFFINITY, LLC 7 3.09% $2,000
SOUTHPOINT FINANCIAL SERVICES, INC. 7 3.05% $6,562
DAS Acquisition Company, LLC 7 3.39% $4,132
EVERETT FINANCIAL, INC. 7 3.77% $2,049
Ixonia Bank 7 3.07% $2,687
Manufacturers and Traders Trust Company 7 2.96% $5,250
PREMIA MORTGAGE, LLC 7 2.91% $2,797
STOCKTON MORTGAGE CORPORATION 7 3.34% $3,702
Discover Bank 7 5.35% $0
LENDERFI, INC. 7 2.86% $1,364
Hancock Whitney Bank 6 3.29% $3,878
Iberiabank 6 2.94% $4,713
TELHIO 6 2.88% $3,370
CHERRY CREEK MORTGAGE, LLC 6 3.08% $858
Merchants Bank of Indiana 6 2.90% $4,403
AMERICAN INTERNET MORTGAGE, INC. 6 3.31% $3,290
WRIGHT-PATT CREDIT UNION, INC. 6 3.25% $2,791
HALLMARK HOME MORTGAGE, LLC 6 3.15% $4,521
NATIONS RELIABLE LENDING, LLC 6 2.75% $4,184
SWBC MORTGAGE CORPORATION 5 3.75% $4,036
Hometown Lenders, Inc. 5 3.20% $5,345
BLUELEAF LENDING, LLC 5 3.20% $3,323
Barrington Bank & Trust Company, N.A. 5 3.52% $4,616
Axos Bank 5 3.22% $2,242
LOANPAL, LLC 5 3.60% $5,780
Mortgage Research Center, LLC 5 3.20% $3,179
Western Ohio Mortgage Corporation 5 3.65% $2,604
SOUTHWEST FUNDING, LP 5 4.05% $4,463
SUCCESS MORTGAGE PARTNERS, INC. 4 3.34% $4,943
US MORTGAGE CORPORATION 4 3.75% $3,368
ACADEMY MORTGAGE CORPORATION 4 4.12% $5,422
Triumph Bank 4 2.88% $2,752
PHH Mortgage Corporation 4 4.09% $6,080
VAN DYK MORTGAGE CORPORATION 4 3.31% $5,687
Bethpage Federal Credit Union 4 3.47% $4,693
PLANET HOME LENDING, LLC 4 3.78% $3,878
Sunflower Bank, National Association 4 3.84% $4,619
RBC Bank, (Georgia) National Association 4 3.06% $2,760
JLB CORPORATION 4 2.97% $6,335
AMCAP MORTGAGE, LTD. 4 3.50% $3,765
JAMES B. NUTTER & COMPANY 4 3.91% $2,970
SPRING EQ, LLC 4 2.84% $2,617
First National Bank of Bellevue 4 3.16% $7,130
DEVELOPER'S MORTGAGE COMPANY 4 3.75% $4,524
LAKEVIEW LOAN SERVICING, LLC 4 4.19% $3,077
LENDSURE MORTGAGE CORP. 4 6.53% $8,253
NORTHERN MORTGAGE SERVICES, LLC 4 2.69% $4,095
GUILD MORTGAGE COMPANY 4 4.12% $4,243
The State Bank and Trust Company 4 3.16% $3,462
1st National Bank 3 3.42% $2,550
AHL FUNDING 3 3.00% $5,376
ALLIANT CREDIT UNION 3 3.13% $6,728
AMERICAN MORTGAGE SERVICE COMPANY 3 2.96% $3,812
Ameris Bank 3 3.04% $2,798
Atlantic Union Bank 3 3.17% $4,086
BNY Mellon, National Association 3 2.79% $6,007
CIBC Bank USA 3 3.75% $5,800
Cincinnati Federal 3 3.04% $3,078
EVANSVILLE TEACHERS 3 3.08% $2,374
FUNDING RESOURCES MORTGAGE CORPORATION 3 2.96% $5,784
HAMILTON HOME LOANS, INC. 3 2.87% $2,934
LENOX FINANCIAL MORTGAGE CORPORATION 3 2.79% $2,832
Liberty Savings Bank, F.S.B. 3 3.33% $3,627
Peoples Bank 3 2.92% $3,100
Plains Commerce Bank 3 3.13% $3,563
Raymond James Bank, National Association 3 3.08% $2,978
Regions Bank 3 2.79% $3,836
RESIDENTIAL BANCORP. 3 3.00% $3,663
Semper Home Loans, Inc. 3 3.38% $5,056
THRIVENT Federal Credit Union 3 3.38% $3,648
United Fidelity Funding Corp. 3 3.21% $9,455
CASTLE & COOKE MORTGAGE, LLC 2 3.00% $3,534
NTFN, INC. 2 3.50% $7,732
ENVOY MORTGAGE, LTD 2 3.50% $5,493
THRIVE MORTGAGE, LLC 2 3.06% $3,568
Academy Bank, National Association 2 3.25% $2,932
EMBRACE HOME LOANS, INC. 2 2.88% $3,138
TOGETHER CREDIT UNION 2 3.63% $3,220
DOMINION ENERGY CREDIT UNION 2 3.44% $3,233
DIGITAL Federal Credit Union 2 3.13% $4,688
BOND STREET MORTGAGE, LLC 2 4.25% $3,500
BOKF, National Association 2 3.88% $4,557
Level One Bank 2 3.81% $2,457
BMI Federal Credit Union 2 3.13% $2,587
Old National Bank 2 3.06% $4,175
BAYSHORE MORTGAGE FUNDING, LLC 2 3.31% $3,671
CREDIT UNION ONE 2 3.69% $3,710
PROPER RATE, LLC 2 2.81% $2,943
FIRST CHOICE LOAN SERVICES INC. 2 4.31% $1,941
Prosperity Home Mortgage, LLC 2 3.31% $3,923
Commerce Bank 2 3.75% $3,943
ANGEL OAK HOME LOANS LLC 2 6.50% $5,214
HANCOCK MORTGAGE PARTNERS, LLC 2 3.88% $6,624
Goldman Sachs Bank USA 2 3.18% $4,212
Colonial Savings, F.A. 2 3.13% $1,485
U S WIDE FINANCIAL LLC 2 2.69% $1,420
OAKTREE FUNDING CORP. 2 5.50% $4,257
AmeriHome Mortgage Company, LLC 2 3.81% $4,104
Amerifirst Financial, Inc. 2 3.44% $3,978
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 3.19% $3,834
HONDA Federal Credit Union 2 3.88% $3,960
AMERICAN FINANCIAL RESOURCES, INC. 2 3.12% $2,709
SOUTHERN TRUST MORTGAGE, LLC 2 3.06% $4,492
WINGS FINANCIAL 2 3.00% $3,435
WESTERN EXPRESS LENDING 2 4.19% $3,838
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 3.25% $5,264
CITIZENS EQUITY FIRST 2 3.44% $1,519
First National Bank of America 2 7.19% $7,743
Midwest Community Bank 2 2.75% $2,834
NEXERA HOLDING LLC 2 3.38% $1,749
Sandy Spring Bank 2 3.19% $3,833
PARKSIDE LENDING, LLC 2 4.69% $5,744
MICHIGAN FIRST CREDIT UNION 2 3.31% $3,079
First Option Mortgage, LLC 1 4.75% $4,286
First Midwest Bank 1 3.63% $3,441
XCEED FINANCIAL 1 3.88% $3,393
Servion, Inc. 1 3.38% $3,218
First Merchants Bank 1 3.25% $3,044
First Community Bank 1 4.13% $2,471
Silicon Valley Bank 1 2.75% $3,769
Simmons Bank 1 2.75% $2,959
FIRESTONE 1 4.49% $1,585
Financial Federal Bank 1 3.38% $2,877
Somerville Bank 1 2.25% $3,755
FIDELITY BANK 1 3.50% $3,444
Southwest Airlines Federal Credit Union 1 2.88% $4,757
FBC MORTGAGE, LLC 1 3.13% $6,991
ERIE FEDERAL CREDIT UNION 1 3.38% $4,723
Equity Prime Mortgage LLC 1 2.88% $2,484
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.00% $4,240
DEEPHAVEN MORTGAGE LLC 1 7.63% $9,208
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.88% $3,344
COMPASS MORTGAGE, INC. 1 2.75% $3,240
Commonwealth Bank and Trust Company 1 4.25% $5,341
TEXAS TECH 1 3.50% $3,605
Columbus Metro Federal Credit Union 1 3.13% $4,149
The Dart Bank 1 3.50% $2,815
CME Federal Credit Union 1 3.50% $3,595
The Farmers & Merchants State Bank 1 2.75% $3,066
CityWorth Mortgage LLC 1 2.50% $2,701
Centra Credit Union 1 2.88% $4,191
The Northern Trust Company 1 2.75% $4,809
Centennial Bank 1 4.13% $4,015
Carrollton Bank 1 2.63% $3,703
CANOPY MORTGAGE, LLC 1 2.88% $3,263
CALCON MUTUAL MORTGAGE LLC 1 3.38% $4,375
BRIDGE 1 3.00% $3,057
Town & Country Banc Mortgage Services, Inc. 1 3.25% $2,604
BMO Harris Bank National Association 1 3.63% $2,822
BELEM SERVICING LLC 1 2.88% $5,580
Assurance Financial Group, L.L.C. 1 4.88% $3,724
Associated Bank, National Association 1 3.13% $4,995
UNITED 1 3.13% $2,625
1ST SIGNATURE LENDING, LLC 1 3.50% $6,154
UNITED MORTGAGE CORP. 1 3.00% $5,201
ANDREWS FEDERAL CREDIT UNION 1 3.25% $3,801
AmRes Corporation 1 2.63% $3,216
A Mortgage Boutique, LLC 1 2.88% $2,934
UTILITIES EMPLOYEES CREDIT UNION 1 3.50% $3,151
Warsaw Federal Savings and Loan Association 1 3.88% $2,400
AMERICAN ADVISORS GROUP 1 3.63% $3,770
ALLEGACY FEDERAL CREDIT UNION 1 3.25% $5,145
MORTGAGE 1 INCORPORATED 1 4.00% $3,912
Network Funding, L.P. 1 3.13% $9,516
Midwest BankCentre 1 2.88% $2,944
MIDLAND MORTGAGE CORPORATION 1 2.75% $3,528
Mid-Atlantic Federal Credit Union 1 3.25% $2,446
Meridian Bank Corporation 1 3.13% $5,195
Northwest Federal Credit Union 1 4.63% $3,701
Notre Dame Federal Credit Union Corporation 1 2.13% $3,182
NP, Inc. 1 3.00% $2,570
MEMBER FIRST MORTGAGE, LLC 1 3.25% $2,444
OCEANSIDE MORTGAGE COMPANY 1 3.75% $1,735
OCMBC, INC. 1 2.88% $6,974
Mechanics Bank 1 2.99% $1,895
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 2.88% $3,234
PANORAMA MORTGAGE GROUP, LLC 1 2.50% $2,794
Main Street Bank 1 4.25% $4,097
Luxury Mortgage Corp. 1 2.88% $2,596
PARTNERS UNITED FINANCIAL, LLC 1 3.25% $4,889
Leader Bank, National Association 1 2.38% $4,629
Peoples Bank 1 2.99% $3,334
Alerus Financial, National Association 1 3.25% $3,341
LAKE MICHIGAN CREDIT UNION 1 3.25% $5,997
Peoples National Bank , N.A. 1 3.38% $3,131
KS StateBank 1 3.25% $2,503
Pinnacle Bank 1 2.75% $2,757
Advisors Mortgage Group, L.L.C. 1 3.25% $3,674
KEMBA FINANCIAL 1 3.75% $3,046
JET DIRECT FUNDING CORP 1 2.88% $4,974
INTERCOASTAL MORTGAGE COMPANY 1 3.38% $2,055
IMPAC MORTGAGE CORP. 1 2.63% $2,328
HOMEXPRESS MORTGAGE CORP. 1 4.99% $5,450
Prime Choice Funding Inc. 1 3.25% $4,356
Hometown Equity Mortgage, LLC 1 2.88% $4,861
HOMESPIRE MORTGAGE CORPORATION 1 5.25% $3,638
George Mason Mortgage, LLC 1 3.13% $4,036
GENISYS 1 2.88% $3,530
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 1 3.00% $3,526
ADVISORS CAPITAL, INC. 1 2.88% $3,156
FRANKLIN MINT 1 2.75% $8,920
FortuneBank 1 2.63% $3,874
First Western Trust Bank 1 2.99% $2,906
ADVANCIAL 1 4.63% $4,791
First State Bank of St. Charles, Missouri 1 2.75% $3,114
RiverHills Bank 1 3.00% $2,451
ROSS MORTGAGE CORPORATION 1 3.00% $3,734
First State Bank 1 2.88% $3,128

CLEVELAND-ELYRIA, OH's 382 lenders originated 81,519 loans during 2020. The total origination value was $15,755,345,000, with an average loan value of $193,272.

The top CLEVELAND - ELYRIA lender as defined by loan originations is Third Federal Savings and Loan Association of Cleveland, with 2,711 loans originated. Their average total fees are $2,841, which is $1,950 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee CLEVELAND - ELYRIA lenders (with over 10 loans originated) are Paramount Bank ($971), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,340), Strong Home Mortgage, LLC ($1,532), Cf Bank, National Association ($1,644) and Union Savings Bank ($1,703).

The lowest rate CLEVELAND - ELYRIA lenders (with over 10 loans originated) are First Internet Bank of Indiana (2.68%), Bank of America, National Association (2.77%), Morgan Stanley Private Bank, National Association (2.85%), Citibank, National Association (2.91%) and AMERISAVE MORTGAGE CORPORATION (2.91%).

CLEVELAND-ELYRIA, OH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $617,695,000 $1,378,210,000 123.1% 8.7%
Huntington National Bank $986,790,000 $1,305,410,000 32.3% 8.3%
Third Federal Savings and Loan $796,100,000 $1,009,855,000 26.9% 6.4%
First Federal Savings and Loan Association $392,520,000 $606,590,000 54.5% 3.9%
KeyBank National Association $418,350,000 $551,080,000 31.7% 3.5%
Howard Hanna Mortgage Services $385,375,000 $485,120,000 25.9% 3.1%
Fifth Third Bank $378,660,000 $475,345,000 25.5% 3.0%
PNC BANK NA $316,680,000 $396,145,000 25.1% 2.5%
JPMorgan Chase Bank, NA $281,805,000 $385,490,000 36.8% 2.4%
CBNA $321,395,000 $342,975,000 6.7% 2.2%
Freedom Mortgage Corporation $91,370,000 $321,400,000 251.8% 2.0%
First National Bank of Pennsylvania $200,695,000 $273,185,000 36.1% 1.7%
Union Home Mortgage Company $125,495,000 $238,790,000 90.3% 1.5%
DOLLAR BANK, FSB $175,785,000 $232,395,000 32.2% 1.5%
Union Capital Mortgage Corp. $118,735,000 $215,190,000 81.2% 1.4%
First Federal Bank of the Midwest $35,000 $194,060,000 554,357.1% 1.2%
US BANK, N.A. $196,405,000 $189,070,000 -3.7% 1.2%
Greystone Servicing Corporation, Inc. $186,410,000 n/a 1.2%
loanDepot LLC $70,915,000 $181,605,000 156.1% 1.2%
Nations Lending Corporation $73,680,000 $176,500,000 139.5% 1.1%
United Shore Financial Services LLC $115,690,000 $169,785,000 46.8% 1.1%
NVR Mortgage Finance Inc $151,490,000 $163,840,000 8.2% 1.0%
FAIRWAY INDEPENDENT MORT CORP $105,895,000 $158,850,000 50.0% 1.0%
WELLS FARGO BANK NA $107,995,000 $143,510,000 32.9% 0.9%
CNB Bank $32,295,000 $139,410,000 331.7% 0.9%
Liberty Home Mortgage Corp $74,960,000 $136,985,000 82.7% 0.9%
American Midwest Mortgage Corp. $82,280,000 $131,015,000 59.2% 0.8%
LendUS LLC dba RPM Mortgage $71,920,000 $123,970,000 72.4% 0.8%
New York Community Bank $213,985,000 $118,100,000 -44.8% 0.7%
Nationstar Mortgage $58,990,000 $110,500,000 87.3% 0.7%
First Commonwealth Bank $48,315,000 $108,125,000 123.8% 0.7%
Caliber Home Loans Inc $25,820,000 $94,715,000 266.8% 0.6%
Mortgage Research Center LLC $57,935,000 $87,450,000 50.9% 0.6%
Westfield Bank FSB $59,255,000 $84,155,000 42.0% 0.5%
Berkadia Commercial Mortgage $89,330,000 $82,690,000 -7.4% 0.5%
Bank of America NA $65,685,000 $76,160,000 15.9% 0.5%
M&T REALTY CAPITAL CORPORATION $76,015,000 n/a 0.5%
RESIDENTIAL MORTGAGE SERVICES $32,305,000 $75,760,000 134.5% 0.5%
Amerisave Mortgage Corporation $12,925,000 $74,065,000 473.0% 0.5%
Northwest Bank $44,215,000 $71,375,000 61.4% 0.5%
Goldwater Bank National Association $39,395,000 $69,410,000 76.2% 0.4%
PENNYMAC LOAN SERVICES LLC $26,005,000 $66,070,000 154.1% 0.4%
Ruoff Home Mortgage $28,310,000 $65,485,000 131.3% 0.4%
AmeriFirst Home Mortgage $34,585,000 $65,110,000 88.3% 0.4%
NEWREZ LLC $65,070,000 $64,275,000 -1.2% 0.4%
Bellwether Enterprise Real Estate Capital LLC $138,180,000 $61,625,000 -55.4% 0.4%
NAVY FEDERAL CREDIT UNION $57,655,000 $59,710,000 3.6% 0.4%
Century Federal Credit Union $41,360,000 $58,285,000 40.9% 0.4%
Reliance First Capital LLC $33,105,000 $57,585,000 73.9% 0.4%
THE MIDDLEFIELD BANKING COMPAN $43,380,000 $57,315,000 32.1% 0.4%
PRIMELENDING $35,760,000 $56,720,000 58.6% 0.4%
TCF National Bank $21,155,000 $51,670,000 144.2% 0.3%
Gold Star Mortgage Financial Group, Corporation $31,075,000 $50,190,000 61.5% 0.3%
Home Point Financial Corporation $39,515,000 $46,835,000 18.5% 0.3%
Guaranteed Rate Inc. $13,600,000 $45,915,000 237.6% 0.3%
Bank of England $19,755,000 $45,185,000 128.7% 0.3%
Civista Bank $33,995,000 $44,030,000 29.5% 0.3%
Pulte Mortgage LLC $35,320,000 $43,735,000 23.8% 0.3%
Signature Mortgage Corporation $10,585,000 $43,190,000 308.0% 0.3%
Cardinal Financial Company LP $8,070,000 $43,000,000 432.8% 0.3%
T2 Financial LLC $11,700,000 $42,020,000 259.1% 0.3%
The Federal Savings Bank $15,245,000 $40,895,000 168.3% 0.3%
Cardinal Credit Union, INC $18,770,000 $40,715,000 116.9% 0.3%
Cortland Savings & Banking Co $15,370,000 $40,625,000 164.3% 0.3%
Independent Bank $19,360,000 $40,440,000 108.9% 0.3%
USAA FEDERAL SAVINGS BANK $52,065,000 $39,695,000 -23.8% 0.3%
Better Mortgage Corporation $39,075,000 n/a 0.2%
Synergy One Lending $22,725,000 $38,195,000 68.1% 0.2%
The Farmers National Bank of Canfield $16,130,000 $37,570,000 132.9% 0.2%
Paramount Residential Mortgage Group Inc. $15,575,000 $37,160,000 138.6% 0.2%
First Federal Savings and Loan Association of Lorain $24,635,000 $36,565,000 48.4% 0.2%
Mid America Mortgage Inc. $16,780,000 $36,040,000 114.8% 0.2%
WALKER & DUNLOP, LLC $13,525,000 $34,535,000 155.3% 0.2%
First Centennial Mortgage Corp. $18,335,000 $33,140,000 80.7% 0.2%
Keller Mortgage LLC $18,705,000 $32,170,000 72.0% 0.2%
Farm Credit Mid-America $16,055,000 $30,770,000 91.7% 0.2%
Primary Residential Mortgage Inc. $18,230,000 $29,090,000 59.6% 0.2%
Flagstar Bank $31,690,000 $28,495,000 -10.1% 0.2%
Sun West Mortgage Company Inc. $1,755,000 $27,975,000 1,494.0% 0.2%
The Bankers Guarantee Title & Trust Company $19,720,000 $27,710,000 40.5% 0.2%
First Equity Mortgage Inc. $21,965,000 $27,130,000 23.5% 0.2%
CARRINGTON MORTGAGE SERVICES $23,530,000 $26,725,000 13.6% 0.2%
Homeside Financial LLC $7,275,000 $26,460,000 263.7% 0.2%
POLARIS HOME FUNDING CORP $21,570,000 $25,515,000 18.3% 0.2%
New American Funding (dba for Broker Solutions Inc) $12,915,000 $25,475,000 97.3% 0.2%
Cf Bank National Association $18,795,000 $25,375,000 35.0% 0.2%
Union Savings Bank $6,775,000 $25,345,000 274.1% 0.2%
Lakeview Loan Servicing, LLC $11,930,000 $24,270,000 103.4% 0.2%
Village Capital & Investment $6,045,000 $24,025,000 297.4% 0.2%
HomeBridge Financial Services, Inc. $20,975,000 $23,775,000 13.3% 0.2%
Prudential Multifamily Mortgage, LLC. $22,965,000 n/a 0.1%
First Financial Bank $13,400,000 $22,960,000 71.3% 0.1%
Intercontinental Capital Group, Inc. $7,370,000 $22,320,000 202.8% 0.1%
NewDay Financial LLC dba NewDay USA $7,085,000 $21,955,000 209.9% 0.1%
Howard Hanna Mortgage Services $385,375,000 $21,400,000 -94.4% 0.1%
Rapid Mortgage Company $10,820,000 $20,885,000 93.0% 0.1%
Ohio Catholic Federal Credit Union $16,140,000 $20,375,000 26.2% 0.1%
K. Hovnanian American Mortgage LLC $17,200,000 $18,800,000 9.3% 0.1%
CoreVest American Finance Lender LLC $7,585,000 $18,420,000 142.8% 0.1%
Clearpath Lending $9,625,000 $18,255,000 89.7% 0.1%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $9,525,000 $17,720,000 86.0% 0.1%
First Guaranty Mortgage Corporation $10,145,000 $16,255,000 60.2% 0.1%
LendingHome Funding Corporation $15,580,000 $16,210,000 4.0% 0.1%
Community Star Credit Union $7,380,000 $15,225,000 106.3% 0.1%
Northpointe Bank $6,640,000 $15,100,000 127.4% 0.1%
First Ohio Home Finance Inc $14,250,000 $14,980,000 5.1% 0.1%
top flite financial, inc. $9,300,000 $14,150,000 52.2% 0.1%
myCUmortgage LLC $14,935,000 $13,775,000 -7.8% 0.1%
Royal United Mortgage LLC $9,730,000 $13,345,000 37.2% 0.1%
Nationwide Mortgage Bankers Inc. $285,000 $13,285,000 4,561.4% 0.1%
S&T Bank $8,170,000 $13,260,000 62.3% 0.1%
Land Home Financial Services Inc. $6,095,000 $13,125,000 115.3% 0.1%
North American Savings Bank $7,450,000 $11,945,000 60.3% 0.1%
The Park National Bank $2,120,000 $11,565,000 445.5% 0.1%
LeaderOne Financial Corp. $11,455,000 n/a 0.1%
RED MORTGAGE CAPITAL, LLC $66,345,000 $11,275,000 -83.0% 0.1%
Grandbridge Real Est Capital $11,235,000 n/a 0.1%
The Equitable Mortgage Corporation $4,635,000 $11,230,000 142.3% 0.1%
ReadyCap Commercial LLC $1,835,000 $11,165,000 508.4% 0.1%
Churchill Mortgage Corporation $3,490,000 $11,030,000 216.0% 0.1%
FirstBank $7,785,000 $10,925,000 40.3% 0.1%
Provident Funding Associates $16,480,000 $10,900,000 -33.9% 0.1%
First Community Mortgage Inc. $4,270,000 $10,720,000 151.1% 0.1%
CMG Mortgage Inc. $7,420,000 $10,280,000 38.5% 0.1%
Magnolia Bank Incorporated $6,860,000 $10,165,000 48.2% 0.1%
SoFi Lending Corp $165,000 $10,020,000 5,972.7% 0.1%
LIMA ONE CAPITAL, LLC $10,525,000 $9,935,000 -5.6% 0.1%
Wyndham Capital Mortgage $8,505,000 $9,915,000 16.6% 0.1%
NBKC Bank $6,015,000 $9,785,000 62.7% 0.1%
Sirva Mortgage Inc. $6,155,000 $9,755,000 58.5% 0.1%
Charles Schwab Bank $3,265,000 $9,595,000 193.9% 0.1%
NorthMarq Capital Finance, L.L.C. $9,565,000 n/a 0.1%
Ark-La-Tex Financial Services LLC $4,260,000 $9,370,000 120.0% 0.1%
Nations Direct Mortgage LLC $1,350,000 $9,295,000 588.5% 0.1%
Barrington Bank & Trust $6,590,000 $9,290,000 41.0% 0.1%
Stifel Bank and Trust $5,010,000 $9,250,000 84.6% 0.1%
Evans Bank NA $9,085,000 n/a 0.1%
Seven Seventeen Credit Union $7,850,000 $8,790,000 12.0% 0.1%
AmeriHomeMortgageCompany,LL $3,940,000 $8,460,000 114.7% 0.1%
American Financial Network Inc. $6,290,000 $8,410,000 33.7% 0.1%
Croghan Colonial Bank $440,000 $8,320,000 1,790.9% 0.1%
AimLoan.com $7,565,000 $8,155,000 7.8% 0.1%
UBS Bank USA $9,455,000 $7,785,000 -17.7% 0.0%
Morgan Stanley Private Bank NA $8,240,000 $7,770,000 -5.7% 0.0%
DelMar Financial Company $5,445,000 $7,615,000 39.9% 0.0%
Florida Capital Bank National Association $1,705,000 $7,470,000 338.1% 0.0%
The Andover Bank $7,190,000 $7,305,000 1.6% 0.0%
Pentagon Federal Credit Union $3,435,000 $7,275,000 111.8% 0.0%
First Savings Bank $6,750,000 $7,240,000 7.3% 0.0%
BNC NATIONAL BANK $5,680,000 $7,155,000 26.0% 0.0%
Waterstone Mortgage Corp $4,460,000 $7,105,000 59.3% 0.0%
American Financing Corporation $2,995,000 $7,015,000 134.2% 0.0%
Citibank, N.A. $3,550,000 $6,885,000 93.9% 0.0%
Towne Mortgage Company $485,000 $6,870,000 1,316.5% 0.0%
MOVEMENT MORTGAGE, LLC $2,125,000 $6,585,000 209.9% 0.0%
First Internet Bank $2,150,000 $6,180,000 187.4% 0.0%
Paramount Bank $3,335,000 $6,035,000 81.0% 0.0%
Endeavor Capital Mortgage LLC $2,665,000 $5,870,000 120.3% 0.0%
21ST MORTGAGE $2,400,000 $5,650,000 135.4% 0.0%
NFM, Inc. $1,860,000 $5,615,000 201.9% 0.0%
Draper and Kramer Mortgage Corp. $2,020,000 $5,590,000 176.7% 0.0%
Planet Home Lending LLC $2,005,000 $5,535,000 176.1% 0.0%
Plaza Home Mortgage Inc. $8,320,000 $5,500,000 -33.9% 0.0%
Equity Prime Mortgage LLC $290,000 $5,415,000 1,767.2% 0.0%
Oceanside Mortgage Company $2,830,000 $5,190,000 83.4% 0.0%
Hometown Bank $1,340,000 $5,175,000 286.2% 0.0%
The Farmers & Merchants State Bank $2,205,000 $5,100,000 131.3% 0.0%
Finance of America Mortgage LLC $1,690,000 $4,960,000 193.5% 0.0%
Dime Bank $4,935,000 n/a 0.0%
PEOPLES BANK $3,350,000 $4,885,000 45.8% 0.0%
Branch Banking And Trust Co $1,010,000 $4,795,000 374.8% 0.0%
Low VA Rates $6,015,000 $4,675,000 -22.3% 0.0%
Evolve Bank & Trust $2,820,000 $4,630,000 64.2% 0.0%
Angel Oak Mortgage Solutions $2,565,000 $4,590,000 78.9% 0.0%
WesBanco Bank, Inc. $85,000 $4,570,000 5,276.5% 0.0%
MCNB Bank and Trust Co. $4,555,000 n/a 0.0%
American Financial Resources Inc. $3,360,000 $4,545,000 35.3% 0.0%
Inland Bank and Trust $2,120,000 $4,510,000 112.7% 0.0%
Equity Resources Inc. $1,400,000 $4,450,000 217.9% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $505,000 $4,450,000 781.2% 0.0%
Discover Bank $3,615,000 $4,405,000 21.9% 0.0%
Victorian Finance, LLC $785,000 $4,305,000 448.4% 0.0%
Wayne Savings Community Bank $3,425,000 $4,255,000 24.2% 0.0%
Wright-Patt Credit Union Inc $3,695,000 $4,255,000 15.2% 0.0%
Portage Community Bank $4,120,000 $4,185,000 1.6% 0.0%
The Union Bank Company $2,040,000 $4,180,000 104.9% 0.0%
Peoples Mortgage Company $1,505,000 $4,105,000 172.8% 0.0%
Mortgage Lenders of America LLC $2,090,000 $4,100,000 96.2% 0.0%
Allied Mortgage Group Inc $965,000 $4,095,000 324.4% 0.0%
TIAA, FSB $9,780,000 $4,085,000 -58.2% 0.0%
Guidance Residential LLC $2,410,000 $4,065,000 68.7% 0.0%
Stearns Lending $2,075,000 $3,940,000 89.9% 0.0%
Absolute Home Mortgage Corporation $5,630,000 $3,930,000 -30.2% 0.0%
AAG $2,450,000 $3,925,000 60.2% 0.0%
Triumph Bank $2,175,000 $3,900,000 79.3% 0.0%
Cherry Creek Mortgage Co. Inc. $2,835,000 $3,870,000 36.5% 0.0%
The Commercial and Savings Bank of Millersburg Ohio $475,000 $3,850,000 710.5% 0.0%
Finance of America Commercial LLC $4,830,000 $3,615,000 -25.2% 0.0%
ARVEST BANK $1,880,000 $3,400,000 80.9% 0.0%
LenderFi, Inc. $3,395,000 n/a 0.0%
Mortgage Center LLC $3,250,000 $3,345,000 2.9% 0.0%
Hometown Lenders LLC $2,365,000 $3,265,000 38.1% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $510,000 $3,210,000 529.4% 0.0%
Weichert Financial Services $2,535,000 $3,195,000 26.0% 0.0%
BNY MELLON, N.A. $3,415,000 $3,185,000 -6.7% 0.0%
E Mortgage Management LLC $945,000 $3,185,000 237.0% 0.0%
PHH MORTGAGE CORPORATION $1,810,000 $3,165,000 74.9% 0.0%
RENASANT BANK $2,535,000 $3,140,000 23.9% 0.0%
Geneva Financial LLC $2,495,000 $3,115,000 24.8% 0.0%
CIBC Bank USA $16,625,000 $3,090,000 -81.4% 0.0%
Ag Credit, ACA $1,565,000 $3,045,000 94.6% 0.0%
Lakeview Community Capital, LLC $320,000 $3,010,000 840.6% 0.0%
First Home Bank $2,905,000 $3,005,000 3.4% 0.0%
Ixonia Bank $3,005,000 n/a 0.0%
Hancock Whitney Bank $135,000 $2,920,000 2,063.0% 0.0%
Guaranty Trust Company $1,235,000 $2,910,000 135.6% 0.0%
M&T Bank $635,000 $2,765,000 335.4% 0.0%
Highlands Residential Mortgage Ltd $760,000 $2,760,000 263.2% 0.0%
Ukrainian Federal Credit Union $2,850,000 $2,710,000 -4.9% 0.0%
Guaranteed Rate Affinity LLC $4,340,000 $2,625,000 -39.5% 0.0%
Baxter Credit Union $1,025,000 $2,535,000 147.3% 0.0%
Mortgage Solutions of Colorado LLC $1,230,000 $2,520,000 104.9% 0.0%
Premia Mortgage, LLC $1,720,000 $2,505,000 45.6% 0.0%
West Penn Financial Service Center $500,000 $2,485,000 397.0% 0.0%
LoanPal $300,000 $2,480,000 726.7% 0.0%
Republic Bank & Trust Company $1,720,000 $2,480,000 44.2% 0.0%
Cedar Rapids Bank and Trust Company $2,455,000 n/a 0.0%
BLUELEAF LENDING, LLC $1,045,000 $2,385,000 128.2% 0.0%
US Mortgage of Florida $1,635,000 $2,385,000 45.9% 0.0%
UIF Corporation $1,995,000 $2,375,000 19.0% 0.0%
Citizens Deposit B & T $2,370,000 n/a 0.0%
GATEWAY MORTGAGE GROUP $980,000 $2,355,000 140.3% 0.0%
COMERICA BANK $2,535,000 $2,345,000 -7.5% 0.0%
Merchants Bank of Indiana $2,310,000 n/a 0.0%
Embrace Home Loans, Inc. $535,000 $2,255,000 321.5% 0.0%
DAS Acquisition Company, LLC $650,000 $2,245,000 245.4% 0.0%
Nations Reliable Lending, LLC $625,000 $2,245,000 259.2% 0.0%
Hallmark Home Mortgage LLC $670,000 $2,205,000 229.1% 0.0%
Priority Mortgage Corp. $1,035,000 $2,115,000 104.3% 0.0%
SWBC Mortgage Corporation $1,100,000 $2,090,000 90.0% 0.0%
Telhio Credit Union $440,000 $2,040,000 363.6% 0.0%
Alliant Credit Union $420,000 $2,035,000 384.5% 0.0%
Sierra Pacific Mortgage $1,540,000 $2,010,000 30.5% 0.0%
Stockton Mortgage Corporation $590,000 $1,990,000 237.3% 0.0%
SPRING EQ, LLC $1,015,000 $1,965,000 93.6% 0.0%
Amcap Mortgage Ltd. $1,470,000 $1,955,000 33.0% 0.0%
Southpoint Financial Services $100,000 $1,945,000 1,845.0% 0.0%
Servion, Inc. $1,035,000 $1,930,000 86.5% 0.0%
REGIONS BANK $2,145,000 $1,830,000 -14.7% 0.0%
MMS Mortgage Services, Ltd $1,165,000 $1,825,000 56.7% 0.0%
1st National Bank $965,000 $1,820,000 88.6% 0.0%
IBERIABANK $1,820,000 n/a 0.0%
LendingOne LLC $6,840,000 $1,810,000 -73.5% 0.0%
Silver Hill Funding, LLC $3,365,000 $1,795,000 -46.7% 0.0%
James B. Nutter & Company $410,000 $1,725,000 320.7% 0.0%
Supreme Lending/ Everett Financial Inc. $3,440,000 $1,720,000 -50.0% 0.0%
Liberty Savings Bank F.S.B. $3,045,000 $1,715,000 -43.7% 0.0%
Developer's Mortgage Company $155,000 $1,630,000 951.6% 0.0%
Old National Bank $1,615,000 n/a 0.0%
Silicon Valley Bank $1,615,000 n/a 0.0%
Goldman Sachs Bank USA $3,190,000 $1,610,000 -49.5% 0.0%
Sutton Bank $1,610,000 n/a 0.0%
Raymond James Bank National Association $5,005,000 $1,595,000 -68.1% 0.0%
Axos Bank $2,100,000 $1,580,000 -24.8% 0.0%
Plains Commerce Bank $1,570,000 n/a 0.0%
CityWorth Mortgage $1,150,000 $1,515,000 31.7% 0.0%
The State Bank and Trust Company $1,925,000 $1,475,000 -23.4% 0.0%
FIRST MERCHANTS BANK $1,705,000 $1,450,000 -15.0% 0.0%
JLB Corporation dba Golden Oak Lending $1,415,000 n/a 0.0%
Liberty National Bank $1,410,000 n/a 0.0%
Citizens Equity First Credit Union (CEFCU) $675,000 $1,405,000 108.1% 0.0%
Southwest Funding LP $975,000 $1,405,000 44.1% 0.0%
THE APPLE CREEK BANKING COMPANY $1,435,000 $1,365,000 -4.9% 0.0%
FIRST FEDERAL BANK OF OHIO $710,000 $1,355,000 90.8% 0.0%
AMERIS BANK $790,000 $1,340,000 69.6% 0.0%
Success Mortgage Partners Inc. $105,000 $1,335,000 1,171.4% 0.0%
United Fidelity Funding Corp. $1,325,000 n/a 0.0%
SecurityNational Mortgage Company $475,000 $1,315,000 176.8% 0.0%
Prime Choice Funding, Inc. $1,620,000 $1,305,000 -19.4% 0.0%
KS StateBank $780,000 $1,300,000 66.7% 0.0%
TJC Mortgage, Inc. $1,295,000 n/a 0.0%
Farmers Bank & Trust $1,265,000 n/a 0.0%
Hancock Mortgage Partners LLC $6,765,000 $1,255,000 -81.4% 0.0%
Finance of America Reverse LLC $560,000 $1,250,000 123.2% 0.0%
First National Bank $1,235,000 $1,250,000 1.2% 0.0%
Dougherty Mortgage, LLC $1,245,000 n/a 0.0%
Hometown Equity Mortgage LLC $665,000 $1,245,000 87.2% 0.0%
Lake Michigan Credit Union $185,000 $1,245,000 573.0% 0.0%
Thrivent Federal Credit Union $375,000 $1,200,000 220.0% 0.0%
Capital Mortgage Services of Texas $1,185,000 n/a 0.0%
RiverHills Bank $125,000 $1,170,000 836.0% 0.0%
DEVON BANK $545,000 $1,125,000 106.4% 0.0%
Dominion Energy Credit Union $815,000 $1,115,000 36.8% 0.0%
Longbridge Financial, LLC $345,000 $1,085,000 214.5% 0.0%
Consumers National Bank $290,000 $1,070,000 269.0% 0.0%
Sunflower Bank, N.A. $1,345,000 $1,070,000 -20.4% 0.0%
RBC Bank (Georgia), N.A. $760,000 $1,050,000 38.2% 0.0%
Nexera Holding LLC $1,045,000 n/a 0.0%
Semper Home Loans, Inc $155,000 $1,030,000 564.5% 0.0%
1st Signature Lending LLC $1,215,000 $1,025,000 -15.6% 0.0%
American Mortgage Service Company $805,000 $1,025,000 27.3% 0.0%
American Portfolio Mortgage $1,025,000 n/a 0.0%
Honda Federal Credit Union $675,000 $1,020,000 51.1% 0.0%
Wings Financial Credit Union $780,000 $1,015,000 30.1% 0.0%
Meridian Bank $145,000 $1,000,000 589.7% 0.0%
GSF Mortgage Corporation $1,415,000 $990,000 -30.0% 0.0%
The Northern Trust Company $405,000 $985,000 143.2% 0.0%
Leader Bank NA $980,000 n/a 0.0%
Digital Federal Credit Union $1,780,000 $975,000 -45.2% 0.0%
Envoy Mortgage Ltd. $215,000 $970,000 351.2% 0.0%
The Old Fort Banking Company $280,000 $955,000 241.1% 0.0%
Hamilton Group Funding Inc. $945,000 n/a 0.0%
Bridge Credit Union $175,000 $940,000 437.1% 0.0%
Somerville Bank $940,000 n/a 0.0%
DIRECTIONS CREDIT UNION $115,000 $900,000 682.6% 0.0%
FBC Mortgage LLC $190,000 $890,000 368.4% 0.0%
George Mason Mortgage LLC $885,000 n/a 0.0%
Northern Mortgage Services, LLC $280,000 $880,000 214.3% 0.0%
Cincinnati Federal $870,000 n/a 0.0%
Academy Mortgage Corporation $1,220,000 $865,000 -29.1% 0.0%
Union Bank & Trust $460,000 $860,000 87.0% 0.0%
Residential Bancorp $240,000 $830,000 245.8% 0.0%
Superior Credit Union Inc. $45,000 $830,000 1,744.4% 0.0%
Deerwood Bank $285,000 $800,000 180.7% 0.0%
Texana Bank, N.A. $800,000 n/a 0.0%
Velocity Commercial Capital LLC $2,250,000 $795,000 -64.7% 0.0%
Sandy Spring Bank $620,000 $785,000 26.6% 0.0%
Amerifirst Financial Inc. $775,000 n/a 0.0%
APCI Federal Credit Union $775,000 n/a 0.0%
Prosperity Home Mortgage LLC $775,000 n/a 0.0%
Intercoastal Mortgage Company $760,000 n/a 0.0%
5 Arch Funding Corp. $755,000 n/a 0.0%
Evansville Teachers Federal Credit Union $395,000 $750,000 89.9% 0.0%
United Nations Federal Credit Union $165,000 $750,000 354.5% 0.0%
Community Mortgage Funding LLC $745,000 n/a 0.0%
American Residential Lending $500,000 $740,000 48.0% 0.0%
Mid-Continent Funding, Inc. $245,000 $725,000 195.9% 0.0%
CAPITAL BANK, NA $530,000 $705,000 33.0% 0.0%
LendSure Mortgage Corp $1,135,000 $690,000 -39.2% 0.0%
Advancial Federal Credit Union $685,000 n/a 0.0%
Associated Bank NA $645,000 $685,000 6.2% 0.0%
Level One Bank $365,000 $685,000 87.7% 0.0%
Purdue Federal Credit Union $585,000 $685,000 17.1% 0.0%
SOUTHERN TRUST MORTGAGE LLC $185,000 $685,000 270.3% 0.0%
United Mortgage Corp $755,000 $670,000 -11.3% 0.0%
VanDyk Mortgage Corporation $885,000 $660,000 -25.4% 0.0%
BM REAL ESTATE SERVICES, INC. $135,000 $655,000 385.2% 0.0%
Lenox Financial Mortgage Corp. $655,000 n/a 0.0%
MLD Mortgage Inc. $325,000 $640,000 96.9% 0.0%
Reverse Mortgage Funding LLC $640,000 n/a 0.0%
Credit Union Mortgage Association Inc. $400,000 $635,000 58.8% 0.0%
US Mortgage Corporation $630,000 n/a 0.0%
Michigan First Credit Union $285,000 $610,000 114.0% 0.0%
Andrews Federal Credit Union $600,000 n/a 0.0%
United Federal Credit Union $200,000 $600,000 200.0% 0.0%
CalCon Mutual Mortgage LLC $475,000 $595,000 25.3% 0.0%
Peoples Bank $185,000 $575,000 210.8% 0.0%
US Wide Financial $370,000 $570,000 54.1% 0.0%
Castle & Cooke Mortgage LLC $525,000 $560,000 6.7% 0.0%
Kemba Financial Credit Union $630,000 $550,000 -12.7% 0.0%
WEI Mortgage LLC $575,000 $545,000 -5.2% 0.0%
Funding Resources Mortgage Corp $535,000 n/a 0.0%
Guild Mortgage Company $665,000 $535,000 -19.5% 0.0%
First Choice Loan Services Inc. $2,330,000 $530,000 -77.3% 0.0%
NTFN dba Premier Nationwide Lending $630,000 $530,000 -15.9% 0.0%
BOKF NA $2,060,000 $525,000 -74.5% 0.0%
FIRST NATIONAL BANK OF AMERICA $940,000 $515,000 -45.2% 0.0%
FortuneBank $515,000 n/a 0.0%
Gold Coast Bank $515,000 n/a 0.0%
Colonial Savings $395,000 $495,000 25.3% 0.0%
Mortgage 1 Incorporated $495,000 n/a 0.0%
Valley Central Bank $175,000 $490,000 180.0% 0.0%
Quorum Federal Credit Union $360,000 $485,000 34.7% 0.0%
Compass Mortgage Inc $480,000 n/a 0.0%
Xceed Financial Credit Union $55,000 $470,000 754.5% 0.0%
HOMEXPRESS MORTGAGE CORP. $175,000 $460,000 162.9% 0.0%
ALERUS FINANCIAL NA $450,000 n/a 0.0%
Northwest Federal Credit Union $205,000 $450,000 119.5% 0.0%
Nudge Funding LLC $450,000 n/a 0.0%
First State Bank Of St. Charles Missouri $445,000 n/a 0.0%
Credit Union One $520,000 $440,000 -15.4% 0.0%
Erie Federal Credit Union $435,000 n/a 0.0%
Sun Federal Credit Union $430,000 n/a 0.0%
PARTNERS UNITED FINANCIAL, LLC $425,000 n/a 0.0%
Anheuser Busch Employees Credit Union $155,000 $415,000 167.7% 0.0%
Midland Mortgage Corporation of SC $315,000 $410,000 30.2% 0.0%
General Electric Employees Federal Credit Union $405,000 n/a 0.0%
Pathways Financial Credit Unio $405,000 n/a 0.0%
Carrollton Bank $400,000 n/a 0.0%
Citywide Home Loans A Utah Corporation $595,000 $400,000 -32.8% 0.0%
Southwest Airlines Federal Credit Union $390,000 n/a 0.0%
BANK OF THE WEST $265,000 $385,000 45.3% 0.0%
Jet Direct Funding Corp $380,000 n/a 0.0%
Waterford Bank N.A. $375,000 n/a 0.0%
Notre Dame Federal Credit Union $370,000 n/a 0.0%
Central One Federal Credit Union $365,000 n/a 0.0%
NETWORK FUNDING, L.P. $365,000 n/a 0.0%
First Option Mortgage LLC $360,000 n/a 0.0%
Parkside Lending LLC $1,060,000 $360,000 -66.0% 0.0%
Community First National Bank $695,000 $355,000 -48.9% 0.0%
First Federal Community Bank of Bucyrus $375,000 $355,000 -5.3% 0.0%
COMMERCE BANK $350,000 n/a 0.0%
Thrive Mortgage LLC $345,000 n/a 0.0%
Pinnacle Bank - KMN $340,000 n/a 0.0%
The Dart Bank $340,000 n/a 0.0%
Oaktree Funding Corporation $530,000 $330,000 -37.7% 0.0%
LAFCU $325,000 n/a 0.0%
Great Plains National Bank $320,000 n/a 0.0%
Advisors Capital Inc $315,000 n/a 0.0%
Mutual Federal Bank $315,000 n/a 0.0%
Main Street Bank $400,000 $310,000 -22.5% 0.0%
Credit Human Federal Credit Union $725,000 $305,000 -57.9% 0.0%
Bayshore Mortgage Funding LLC $795,000 $295,000 -62.9% 0.0%
Watermark Home Loans $295,000 n/a 0.0%
Commonwealth Bank and Trust Company $290,000 n/a 0.0%
Member First Mortgage LLC $290,000 n/a 0.0%
ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION $285,000 n/a 0.0%
The Citizens National Bank of Bluffton $290,000 $285,000 -1.7% 0.0%
Alterra Group LLC dba Alterra Home Loans $105,000 $280,000 166.7% 0.0%
ANGEL OAK HOME LOANS LLC $280,000 n/a 0.0%
BMI Federal Credit Union $35,000 $280,000 700.0% 0.0%
Oxford Bank & Trust $230,000 $280,000 21.7% 0.0%
Triad Financial Services Inc $110,000 $280,000 154.5% 0.0%
Simmons Bank $125,000 $275,000 120.0% 0.0%
Genisys Credit Union $35,000 $270,000 671.4% 0.0%
Luxury Mortgage Corp. $320,000 $270,000 -15.6% 0.0%
MIDWEST COMMUNITY BANK $105,000 $270,000 157.1% 0.0%
ROSS MORTGAGE CORPORATION $265,000 n/a 0.0%
KINECTA FEDERAL CREDIT UNION $155,000 $260,000 67.7% 0.0%
Midwest BankCentre $255,000 n/a 0.0%
Network Capital Funding Corporation $255,000 n/a 0.0%
United Security Financial $430,000 $255,000 -40.7% 0.0%
Academy Bank NA $250,000 n/a 0.0%
Santander Bank N.A. $250,000 n/a 0.0%
Allegacy Federal Credit Union $245,000 n/a 0.0%
First Midwest Bank $245,000 n/a 0.0%
First Technology Credit Union $275,000 $245,000 -10.9% 0.0%
The Bank of South Carolina $245,000 n/a 0.0%
Midwest Loan Services Inc $240,000 n/a 0.0%
RESIDENTIAL ACCEPTANCE CORPORATION. RAC. $240,000 n/a 0.0%
Centra Credit Union $230,000 n/a 0.0%
DIAMOND RESIDENTIAL MTG CORP $225,000 n/a 0.0%
Financial Federal Bank $225,000 n/a 0.0%
OCMBC Inc. $225,000 n/a 0.0%
CENTENNIAL BANK $215,000 n/a 0.0%
CENTERSTATE BANK N.A. $215,000 n/a 0.0%
Dominion Financial Services $630,000 $215,000 -65.9% 0.0%
First Federal Bank of Kansas City $360,000 $215,000 -40.3% 0.0%
Pacific Residential Mortgage LLC $215,000 n/a 0.0%
Peoples Bank $185,000 $215,000 16.2% 0.0%
Red River Bank $215,000 n/a 0.0%
Stanford Federal Credit Union $420,000 $215,000 -48.8% 0.0%
Bethpage Federal Credit Union $280,000 $210,000 -25.0% 0.0%
State Department Federal Credit Union $45,000 $210,000 366.7% 0.0%
First Western Trust Bank $675,000 $205,000 -69.6% 0.0%
Franklin Mint Federal Credit Union $205,000 n/a 0.0%
Nicolet National Bank $205,000 n/a 0.0%
Partners 1st FCU $265,000 $205,000 -22.6% 0.0%
Town and Country Banc Mortgage $205,000 n/a 0.0%
BMO Harris Bank N.A. $220,000 $195,000 -11.4% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $1,105,000 $195,000 -82.4% 0.0%
Skyone Federal Credit Union $195,000 n/a 0.0%
Warsaw Federal Savings and Loan Association $195,000 n/a 0.0%
AmWest Funding Corp. $185,000 n/a 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $185,000 n/a 0.0%
Deere Employees Credit Union $590,000 $185,000 -68.6% 0.0%
The Fidelity Deposit and Discount Bank $185,000 n/a 0.0%
The Richwood Banking Company $185,000 n/a 0.0%
Ukrainian Selfreliance Federal Credit Union $185,000 n/a 0.0%
Congressional Federal Credit Union $175,000 n/a 0.0%
Open Mortgage LLC $105,000 $175,000 66.7% 0.0%
New Carlisle Federal Savings Bank $165,000 n/a 0.0%
Tower Federal Credit Union $15,000 $165,000 1,000.0% 0.0%
Regent Bank $160,000 n/a 0.0%
Columbus Metro Federal Credit Union $155,000 n/a 0.0%
CSE Federal Credit Union $205,000 $155,000 -24.4% 0.0%
First State Bank $155,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $630,000 $155,000 -75.4% 0.0%
Republic State Mortgage Co. $115,000 $155,000 34.8% 0.0%
Texas Tech Federal Credit Union $155,000 n/a 0.0%
Bond Street Mortgage $150,000 n/a 0.0%
CME Federal Credit Union $150,000 n/a 0.0%
General Electric Credit Union $145,000 n/a 0.0%
One Reverse Mortgage, LLC $1,450,000 $145,000 -90.0% 0.0%
Peoples National Bank, N.A. $145,000 n/a 0.0%
Firestone Federal Credit Union $620,000 $140,000 -77.4% 0.0%
St Josephs Federal Credit Union $135,000 n/a 0.0%
Utilities Employees Credit Union $135,000 n/a 0.0%
Clearview Federal Credit Union $45,000 $130,000 188.9% 0.0%
Corning Federal Credit Union $130,000 n/a 0.0%
Armed Forces Bank $125,000 n/a 0.0%
Credit Union of Ohio $50,000 $125,000 150.0% 0.0%
Fidelity Bank $125,000 n/a 0.0%
Greenbox Loans Inc. $270,000 $125,000 -53.7% 0.0%
HSBC BANK USA, NA $510,000 $125,000 -75.5% 0.0%
Mechanics Bank $605,000 $125,000 -79.3% 0.0%
Bank Of Springfield $160,000 $115,000 -28.1% 0.0%
Essential Federal Credit Union $115,000 n/a 0.0%
Frontier Bank $115,000 n/a 0.0%
Midland States Bank $1,560,000 $115,000 -92.6% 0.0%
11406 $105,000 n/a 0.0%
EagleBank $105,000 n/a 0.0%
First Community Bank $105,000 n/a 0.0%
CITY BANK $95,000 n/a 0.0%
Delta Community Credit Union $340,000 $95,000 -72.1% 0.0%
East Coast Capital Corporation $1,480,000 $95,000 -93.6% 0.0%
Secured Investment Corp $45,000 $95,000 111.1% 0.0%
WSFS Bank $95,000 n/a 0.0%
Blue Ridge Bank, NA $250,000 $85,000 -66.0% 0.0%
Home Loan Investment Bank $145,000 $85,000 -41.4% 0.0%
Mid Penn Bank $85,000 n/a 0.0%
Signature Federal Credit Union $760,000 $85,000 -88.8% 0.0%
Advisors Mortgage Group LLC $75,000 n/a 0.0%
Proponent FCU $75,000 n/a 0.0%
Centier Bank $160,000 $70,000 -56.3% 0.0%
Bayer Heritage Federal Credit Union $65,000 n/a 0.0%
Family First Funding LLC $65,000 n/a 0.0%
Fidelity Bank $65,000 n/a 0.0%
Georgia Banking Company $65,000 n/a 0.0%
PEOPLE'S INTERMOUNTAIN BANK $65,000 n/a 0.0%
State Farm Bank $890,000 $60,000 -93.3% 0.0%
American Mortgage & Equity Consultants Inc. $55,000 n/a 0.0%
Illinois National Bank $55,000 n/a 0.0%
Justice Federal Credit Union $195,000 $55,000 -71.8% 0.0%
Bank-Fund Staff Federal Credit Union $45,000 n/a 0.0%
First Western Federal Savings Bank $45,000 n/a 0.0%
Hilton Financial Corporation $45,000 n/a 0.0%
Univest Bank and Trust Co. $45,000 n/a 0.0%
Truliant Federal Credit Union $40,000 n/a 0.0%
American Pacific Mortgage Corporation $35,000 n/a 0.0%
Connexus Credit Union $95,000 $35,000 -63.2% 0.0%
Homespire Mortgage Corporation $2,520,000 $35,000 -98.6% 0.0%
American Heritage Federal Credit Union $25,000 n/a 0.0%
Admiral's Bank $130,000 $15,000 -88.5% 0.0%
Star USA Federal Credit Union $15,000 n/a 0.0%
Universal 1 Credit Union Inc. $15,000 n/a 0.0%

CLEVELAND - ELYRIA's top lender by overall market share is Quicken Loans, with 8.7% market share. In second place, with 8.3%, is Huntington National Bank, having originated $1,305,410,000 in loans. In third place, with 6.4%, is Third Federal Savings and Loan, having originated $1,009,855,000 in loans. In third place, with 3.9%, is First Federal Savings and Loan Association, having originated $606,590,000 in loans. In third place, with 3.5%, is KeyBank National Association, having originated $551,080,000 in loans.


CLEVELAND-ELYRIA, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 32,648 $6,784,110,000 $207,796
Home Purchase 29,828 $6,157,180,000 $206,423
Cash Out Refi 10,546 $2,022,590,000 $191,787
Other 4,395 $428,175,000 $97,423
Home Improvement 4,102 $363,290,000 $88,564

Cleveland - Elyria's most frequently cited loan purpose was Refi, with 32,648 originations. The 2nd most popular reason was Home Purchase, with 29,828 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 36,585 $6,983,085,000 $190,873
2.5-3% 28,411 $5,792,935,000 $203,898
4-5% 5,837 $881,295,000 $150,984
<2.5% 5,633 $1,227,855,000 $217,975
5-6% 1,805 $142,165,000 $78,762
6-7% 847 $47,685,000 $56,299
Over 8% 553 $32,445,000 $58,671
7-8% 400 $26,450,000 $66,125

During 2020, Cleveland - Elyria's most frequently originated rate bucket was 3-4%, with 36,585 originations.

Loan Sizing (CLEVELAND-ELYRIA, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 34,851 $5,062,755,000 $145,269
$200k-400k 23,703 $6,334,865,000 $267,260
$100,000 or less 18,934 $1,219,810,000 $64,424
$400k-600k 3,110 $1,451,800,000 $466,817
$600k-1000k 639 $471,075,000 $737,207
$Over $1MM 282 $1,215,040,000 $4,308,652

CLEVELAND - ELYRIA's loan sizing saw the bucket of loans from $100k-200k with 34,851 originations, totaling $5,062,755,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 30,717 $6,391,015,000 $208,061
60-80% 26,791 $5,831,225,000 $217,656
40-60% 9,902 $1,753,240,000 $177,059
20-40% 6,044 $582,790,000 $96,425
Under 20% 3,741 $181,235,000 $48,446
Over 100% 507 $152,795,000 $301,371

CLEVELAND - ELYRIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 30,717 originations, totaling $6,391,015,000 in origination value.