Bellefontaine Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bellefontaine averaged 7.12% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.87% and one month ago for the week of 2025-04-17, the average rate was 6.89%.

    Bellefontaine's average rate one year ago was 7.28%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.26%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Bellefontaine 30 Year Fixed Rate 2025-05-22 7.12%
    Bellefontaine 30 Year Fixed Rate Refi 2025-05-22 7.26%
    Bellefontaine 15 Year Fixed Rate 2025-05-22 5.91%
    Bellefontaine 15 Year Fixed Rate Refi 2025-05-22 6.61%
    Bellefontaine 30 Year FHA 2025-05-22 6.5%
    Bellefontaine 30 Year FHA Refi 2025-05-22 6.41%
    Bellefontaine 30 Year USDA 2025-05-22 6.53%
    Bellefontaine 30 Year USDA Refi 2025-05-22 6.33%
    Bellefontaine 30 Year VA 2025-05-22 6.72%
    Bellefontaine 30 Year VA Refi 2025-05-22 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bellefontaine, OH.

    Bellefontaine Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bellefontaine, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    The Huntington National Bank 33 6.79% $4,865
    QUICKEN LOANS, LLC 22 6.84% $6,174
    CROSSCOUNTRY MORTGAGE, LLC 20 7.09% $6,432
    UNITED WHOLESALE MORTGAGE, LLC 17 6.93% $5,716
    HOWARD HANNA FINANCIAL SERVICES, INC. 14 6.99% $5,188
    JPMorgan Chase Bank 9 6.63% $4,531
    The Richwood Banking Company 9 7.10% $3,163
    HONDA Federal Credit Union 9 6.46% $4,186
    WRIGHT-PATT CREDIT UNION, INC. 9 6.22% $4,402
    Civista Bank 7 6.66% $3,581
    Fifth Third Bank 6 6.69% $4,065
    Cornerstone First Mortgage, Inc 5 6.64% $7,172
    KEMBA FINANCIAL 5 6.68% $3,873
    NFM, INC. 5 6.88% $6,959
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.57% $5,554
    UNION HOME MORTGAGE CORP. 5 7.15% $5,824
    Farm Credit Mid-America, ACA 4 6.97% $6,083
    PNC Bank 4 7.06% $4,157
    Union Savings Bank 4 7.03% $5,250
    VANDERBILT MORTGAGE AND FINANCE, INC. 4 6.72% $6,524
    Fidelity Federal Savings and Loan Association 3 6.50% $3,796
    First Financial Bank 3 6.92% $3,709
    First National Bank of Pennsylvania 3 6.88% $5,694
    Flagstar Bank, FSB 3 7.11% $6,848
    BMI Federal Credit Union 3 7.00% $2,877
    RAPID MORTGAGE COMPANY 3 7.66% $5,823
    GSF Mortgage Corporation 3 6.96% $7,334
    RUOFF MORTGAGE COMPANY, INC. 3 6.54% $3,624
    GUARANTEED RATE AFFINITY, LLC 3 7.00% $7,381
    T2 FINANCIAL LLC 3 7.00% $5,768
    HOMESIDE FINANCIAL, LLC 3 7.25% $6,123
    WesBanco 3 7.04% $4,528
    LOANDEPOT.COM, LLC 3 7.46% $6,287
    The Park National Bank 2 6.88% $4,170
    THE EQUITABLE MORTGAGE CORPORATION 2 6.88% $4,653
    Superior Credit Union, Inc. 2 6.31% $3,272
    KeyBank 2 6.81% $3,079
    GUARANTEED RATE, INC. 2 6.37% $7,904
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.75% $7,792
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.25% $5,742
    FIRST COMMUNITY MORTGAGE, INC. 2 6.38% $5,047
    First Merchants Bank 2 6.69% $3,990
    Third Federal Savings and Loan Association of Cleveland 2 6.74% $1,659
    The Union Bank Company 1 7.50% $6,019
    American Mortgage & Equity Consultants, Inc. 1 6.99% $10,741
    BETTER MORTGAGE CORPORATION 1 7.50% $5,100
    BROKER SOLUTIONS, INC. 1 7.63% $6,514
    CARDINAL FINANCIAL 1 6.50% $8,063
    Cf Bank 1 7.24% $8,185
    CHURCHILL MORTGAGE CORPORATION 1 7.13% $5,083
    DEEPHAVEN MORTGAGE LLC 1 10.99% $8,966
    DESCO 1 7.63% $4,086
    First Federal Bank of the Midwest 1 7.00% $4,340
    First Federal Savings and Loan Association of Lakewood 1 6.98% $2,762
    Fremont Federal Credit Union 1 5.75% $2,474
    GUILD MORTGAGE COMPANY 1 6.50% $4,923
    HALLMARK HOME MORTGAGE, LLC 1 6.13% $5,171
    J. VIRGIL, INC. 1 7.50% $10,640
    LAKEVIEW LOAN SERVICING, LLC 1 7.58% $6,088
    LIBERTY HOME MORTGAGE CORPORATION 1 7.63% $3,456
    MID AMERICA MORTGAGE, INC. 1 6.13% $4,425
    Morgan Stanley Private Bank 1 6.85% $3,252
    NATIONS RELIABLE LENDING, LLC 1 6.50% $4,893
    NAVY FEDERAL CREDIT UNION 1 7.50% $10,898
    Pathways Financial Credit Union, Inc. 1 5.50% $2,893
    PENNYMAC LOAN SERVICES, LLC 1 7.50% $6,688
    Peoples Bank 1 6.00% $3,900
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.50% $6,367
    ROYAL UNITED MORTGAGE LLC 1 7.13% $6,215
    SOUTHWEST FUNDING, LP 1 6.75% $6,655
    STAR Financial Bank 1 6.50% $4,916
    Stifel Bank and Trust 1 5.38% $2,548
    21ST MORTGAGE CORPORATION 1 9.31% $5,189
    United Bank 1 8.13% $3,915
    U.S. Bank 1 7.38% $3,857

    Bellefontaine Average Closing Costs & Other Stats

    Bellefontaine, OH's 75 lenders originated 958 loans during 2024. The total origination value was $172,530,000, with an average loan value of $180,094.

    Bellefontaine's average closing costs are $4,885.

    The top Bellefontaine lender as defined by loan originations is The Huntington National Bank, with 33 loans originated. Their average total fees are $4,865, which is $1,309 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Bellefontaine lenders (with over 10 loans originated) are The Huntington National Bank ($4,865), HOWARD HANNA FINANCIAL SERVICES, INC. ($5,188), UNITED WHOLESALE MORTGAGE, LLC ($5,716), QUICKEN LOANS, LLC ($6,174) and CROSSCOUNTRY MORTGAGE, LLC ($6,432).

    The lowest rate Bellefontaine lenders (with over 10 loans originated) are The Huntington National Bank (6.79%), QUICKEN LOANS, LLC (6.84%), UNITED WHOLESALE MORTGAGE, LLC (6.93%), HOWARD HANNA FINANCIAL SERVICES, INC. (6.99%) and CROSSCOUNTRY MORTGAGE, LLC (7.09%).

    Bellefontaine, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    The Huntington National Bank $16,040,000 $21,095,000 31.5% 12.2%
    QUICKEN LOANS, LLC $8,230,000 $10,375,000 26.1% 6.0%
    CROSSCOUNTRY MORTGAGE, LLC $5,790,000 $8,450,000 45.9% 4.9%
    HONDA Federal Credit Union $7,100,000 $8,000,000 12.7% 4.6%
    UNITED WHOLESALE MORTGAGE, LLC $6,650,000 $7,615,000 14.5% 4.4%
    Heartland Bank $5,200,000 n/a 3.0%
    Mortgage Research Center, LLC $3,320,000 $5,070,000 52.7% 2.9%
    UNION HOME MORTGAGE CORP. $9,515,000 $4,990,000 -47.6% 2.9%
    HOWARD HANNA FINANCIAL SERVICES, INC. $605,000 $4,805,000 694.2% 2.8%
    KEMBA FINANCIAL $2,485,000 $4,500,000 81.1% 2.6%
    PENNYMAC LOAN SERVICES, LLC $1,065,000 $3,655,000 243.2% 2.1%
    The Middlefield Banking Company $3,250,000 $3,395,000 4.5% 2.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $695,000 $3,385,000 387.1% 2.0%
    Superior Credit Union, Inc. $3,545,000 $3,345,000 -5.6% 1.9%
    WRIGHT-PATT CREDIT UNION, INC. $3,790,000 $2,985,000 -21.2% 1.7%
    JPMorgan Chase Bank $2,055,000 $2,845,000 38.4% 1.6%
    NFM, INC. $1,675,000 $2,700,000 61.2% 1.6%
    RUOFF MORTGAGE COMPANY, INC. $2,495,000 $2,490,000 -0.2% 1.4%
    Farm Credit Mid-America, ACA $5,210,000 $2,440,000 -53.2% 1.4%
    HOMESIDE FINANCIAL, LLC $1,180,000 $2,365,000 100.4% 1.4%
    Union Savings Bank $3,540,000 $2,250,000 -36.4% 1.3%
    LOANDEPOT.COM, LLC $1,475,000 $1,950,000 32.2% 1.1%
    The Richwood Banking Company $1,695,000 $1,900,000 12.1% 1.1%
    NEWREZ LLC $2,330,000 $1,815,000 -22.1% 1.1%
    Fifth Third Bank $2,875,000 $1,800,000 -37.4% 1.0%
    Civista Bank $2,035,000 $1,580,000 -22.4% 0.9%
    NAVY FEDERAL CREDIT UNION $405,000 $1,400,000 245.7% 0.8%
    Cornerstone First Mortgage, Inc $1,300,000 n/a 0.8%
    PNC Bank $1,650,000 $1,275,000 -22.7% 0.7%
    FREEDOM MORTGAGE CORPORATION $725,000 $1,260,000 73.8% 0.7%
    Flagstar Bank, FSB $670,000 $1,215,000 81.3% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,160,000 $1,200,000 3.4% 0.7%
    GSF Mortgage Corporation $610,000 $1,170,000 91.8% 0.7%
    Third Federal Savings and Loan Association of Cleveland $1,785,000 $1,150,000 -35.6% 0.7%
    The Union Bank Company $1,220,000 $1,120,000 -8.2% 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $485,000 $1,100,000 126.8% 0.6%
    BROKER SOLUTIONS, INC. $105,000 $1,060,000 909.5% 0.6%
    RAPID MORTGAGE COMPANY $655,000 $1,060,000 61.8% 0.6%
    T2 FINANCIAL LLC $265,000 $1,000,000 277.4% 0.6%
    BMI Federal Credit Union $430,000 $990,000 130.2% 0.6%
    THE EQUITABLE MORTGAGE CORPORATION $665,000 $905,000 36.1% 0.5%
    LENDINGHOME FUNDING CORPORATION $420,000 $845,000 101.2% 0.5%
    The Park National Bank $695,000 $820,000 18.0% 0.5%
    Stifel Bank and Trust $805,000 n/a 0.5%
    GUARANTEED RATE AFFINITY, LLC $785,000 n/a 0.5%
    POLARIS HOME FUNDING CORP. $330,000 $740,000 124.2% 0.4%
    Carrington Mortgage Services, LLC $730,000 n/a 0.4%
    WesBanco $635,000 $720,000 13.4% 0.4%
    First Financial Bank $880,000 $715,000 -18.8% 0.4%
    Paramount Residential Mortgage Group, Inc. $615,000 n/a 0.4%
    1ST SIGNATURE LENDING, LLC $585,000 n/a 0.3%
    VILLAGE CAPITAL MORTGAGE $390,000 $560,000 43.6% 0.3%
    U.S. Bank $445,000 $550,000 23.6% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $540,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $450,000 $525,000 16.7% 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $515,000 n/a 0.3%
    Fidelity Federal Savings and Loan Association $125,000 $505,000 304.0% 0.3%
    First Bank Richmond $145,000 $495,000 241.4% 0.3%
    First National Bank of Pennsylvania $495,000 n/a 0.3%
    Cf Bank $1,620,000 $465,000 -71.3% 0.3%
    21ST MORTGAGE CORPORATION $345,000 $460,000 33.3% 0.3%
    NATIONS RELIABLE LENDING, LLC $460,000 n/a 0.3%
    GUARANTEED RATE, INC. $440,000 $455,000 3.4% 0.3%
    HOMEXPRESS MORTGAGE CORP. $455,000 n/a 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $450,000 n/a 0.3%
    KeyBank $265,000 $420,000 58.5% 0.2%
    The Federal Savings Bank $385,000 $385,000 0.0% 0.2%
    TOP FLITE FINANCIAL, INC. $145,000 $385,000 165.5% 0.2%
    New Carlisle Federal Savings Bank $380,000 n/a 0.2%
    Pathways Financial Credit Union, Inc. $500,000 $360,000 -28.0% 0.2%
    KS StateBank $355,000 n/a 0.2%
    Hometown Equity Mortgage, LLC $350,000 n/a 0.2%
    Wells Fargo Bank $350,000 n/a 0.2%
    HOMESPIRE MORTGAGE CORPORATION $345,000 n/a 0.2%
    Presidential Bank, FSB $345,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $430,000 $340,000 -20.9% 0.2%
    Figure Lending LLC $320,000 n/a 0.2%
    FIRST OHIO HOME FINANCE, INC. $315,000 n/a 0.2%
    J. VIRGIL, INC. $305,000 n/a 0.2%
    First Merchants Bank $300,000 n/a 0.2%
    IH CREDIT UNION, INC. $255,000 $300,000 17.6% 0.2%
    CARDINAL FINANCIAL $775,000 $295,000 -61.9% 0.2%
    CENTURY $285,000 n/a 0.2%
    Northpointe Bank $285,000 n/a 0.2%
    Citizens Bank $205,000 $270,000 31.7% 0.2%
    United Bank $265,000 n/a 0.2%
    Coastal Community Bank $255,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $760,000 $250,000 -67.1% 0.1%
    FINANCE OF AMERICA REVERSE LLC $205,000 $245,000 19.5% 0.1%
    First Federal Community Bank of Bucyrus $1,495,000 $240,000 -83.9% 0.1%
    Nations Lending Corporation $145,000 $230,000 58.6% 0.1%
    HALLMARK HOME MORTGAGE, LLC $225,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $215,000 n/a 0.1%
    VERITAS FUNDING, LLC $215,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $205,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $205,000 n/a 0.1%
    DESCO $205,000 n/a 0.1%
    LOANPAL, LLC $360,000 $205,000 -43.1% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $570,000 $205,000 -64.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $650,000 $200,000 -69.2% 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $195,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $195,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $190,000 n/a 0.1%
    First Federal Bank of the Midwest $180,000 $185,000 2.8% 0.1%
    GUILD MORTGAGE COMPANY $185,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $220,000 $185,000 -15.9% 0.1%
    MID AMERICA MORTGAGE, INC. $185,000 $185,000 0.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $180,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $95,000 $175,000 84.2% 0.1%
    DEEPHAVEN MORTGAGE LLC $165,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $165,000 n/a 0.1%
    STAR Financial Bank $165,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $155,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $310,000 $155,000 -50.0% 0.1%
    First Federal Savings and Loan Association of Lakewood $55,000 $155,000 181.8% 0.1%
    PLANET HOME LENDING, LLC $205,000 $155,000 -24.4% 0.1%
    SOUTHWEST FUNDING, LP $145,000 n/a 0.1%
    Fremont Federal Credit Union $125,000 n/a 0.1%
    Morgan Stanley Private Bank $125,000 n/a 0.1%
    American Airlines Federal Credit Union $205,000 $115,000 -43.9% 0.1%
    Peoples Bank $255,000 $115,000 -54.9% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $105,000 n/a 0.1%
    The State Bank and Trust Company $305,000 $105,000 -65.6% 0.1%
    Discover Bank $240,000 $100,000 -58.3% 0.1%
    PHH Mortgage Corporation $85,000 n/a 0.0%
    QUORUM FEDERAL CREDIT UNION $65,000 n/a 0.0%
    AMERISAVE MORTGAGE CORPORATION $45,000 n/a 0.0%
    BRIDGE $105,000 $35,000 -66.7% 0.0%
    UNIVERSAL 1 CREDIT UNION $65,000 $35,000 -46.2% 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    CME Federal Credit Union $545,000 $15,000 -97.2% 0.0%

    Bellefontaine's top lender by overall market share is The Huntington National Bank, with 12.2% market share. In second place, with 6.0%, is QUICKEN LOANS, LLC, having originated $10,375,000 in loans. In third place, with 4.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $8,450,000 in loans. In fourth place, with 4.6%, is HONDA Federal Credit Union, having originated $8,000,000 in loans. In fifth place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,615,000 in loans.

    Bellefontaine Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bellefontaine (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,900 (9.9%) $266,242 (13.4%) 0.00 186
    2018-02-01 $144,900 (-1.7%) $263,826 (7.6%) 0.00 192
    2018-03-01 $157,450 (1.0%) $265,717 (6.2%) 0.00 192
    2018-04-01 $168,724 (12.5%) $271,189 (5.3%) 0.00 187
    2018-05-01 $151,450 (-6.1%) $263,072 (12.7%) 0.00 185
    2018-06-01 $167,000 (4.4%) $265,870 (14.7%) 0.00 189
    2018-07-01 $169,675 (16.2%) $267,711 (18.6%) 0.00 198
    2018-08-01 $172,400 (16.2%) $271,836 (8.4%) 0.00 204
    2018-09-01 $168,700 (14.0%) $260,786 (14.2%) 0.00 211
    2018-10-01 $164,950 (3.1%) $225,477 (-17.9%) 0.00 218
    2018-11-01 $164,900 (3.1%) $225,500 (-19.2%) 0.00 213
    2018-12-01 $169,900 (6.2%) $226,812 (-14.0%) 0.00 190
    2019-01-01 $164,900 (10.0%) $225,292 (-15.4%) 0.00 136
    2019-02-01 $157,400 (8.6%) $208,400 (-21.0%) 0.00 129
    2019-03-01 $153,900 (-2.3%) $212,494 (-20.0%) 0.00 127
    2019-04-01 $169,900 (0.7%) $227,219 (-16.2%) 0.00 139
    2019-05-01 $177,400 (17.1%) $236,602 (-10.1%) 0.00 154
    2019-06-01 $164,900 (-1.3%) $221,377 (-16.7%) 0.00 171
    2019-07-01 $154,900 (-8.7%) $204,652 (-23.6%) 0.00 175
    2019-08-01 $154,732 (-10.3%) $208,263 (-23.4%) 0.00 165
    2019-09-01 $162,730 (-3.5%) $214,240 (-17.9%) 0.00 167
    2019-10-01 $169,473 (2.7%) $219,191 (-2.8%) 0.00 167
    2019-11-01 $169,900 (3.0%) $225,296 (-0.1%) 0.00 157
    2019-12-01 $164,450 (-3.2%) $226,611 (-0.1%) 0.00 146
    2020-01-01 $164,900 (0.0%) $228,084 (1.2%) 0.00 125
    2020-02-01 $159,450 (1.3%) $226,188 (8.5%) 0.00 124
    2020-03-01 $158,675 (3.1%) $216,953 (2.1%) 0.00 123
    2020-04-01 $162,400 (-4.4%) $229,399 (1.0%) 0.00 124
    2020-05-01 $177,450 (0.0%) $239,929 (1.4%) 0.00 108
    2020-06-01 $195,150 (18.3%) $255,014 (15.2%) 0.00 77
    2020-07-01 $182,400 (17.8%) $228,836 (11.8%) 0.00 58
    2020-08-01 $152,450 (-1.5%) $232,475 (11.6%) 0.00 54
    2020-09-01 $181,950 (11.8%) $311,999 (45.6%) 0.00 54
    2020-10-01 $165,000 (-2.6%) $292,309 (33.4%) 0.00 63
    2020-11-01 $158,500 (-6.7%) $290,574 (29.0%) 0.00 57
    2020-12-01 $151,450 (-7.9%) $305,032 (34.6%) 0.00 48
    2021-01-01 $189,900 (15.2%) $331,188 (45.2%) 0.00 46
    2021-02-01 $214,925 (34.8%) $380,867 (68.4%) 0.00 39
    2021-03-01 $252,400 (59.1%) $430,367 (98.4%) 0.00 37
    2021-04-01 $234,725 (44.5%) $415,898 (81.3%) 0.00 31
    2021-05-01 $231,950 (30.7%) $328,666 (37.0%) 0.00 49
    2021-06-01 $238,075 (22.0%) $359,362 (40.9%) 0.00 61
    2021-07-01 $234,500 (28.6%) $352,151 (53.9%) 0.00 70
    2021-08-01 $234,200 (53.6%) $326,434 (40.4%) 0.00 83
    2021-09-01 $232,400 (27.7%) $298,214 (-4.4%) 0.00 100
    2021-10-01 $213,233 (29.2%) $301,171 (3.0%) 0.00 93
    2021-11-01 $194,800 (22.9%) $284,296 (-2.2%) 0.00 80
    2021-12-01 $186,150 (22.9%) $285,474 (-6.4%) 0.00 65
    2022-01-01 $207,500 (9.3%) $329,827 (-0.4%) 0.00 61
    2022-02-01 $209,950 (-2.3%) $343,681 (-9.8%) 0.00 65
    2022-03-01 $253,675 (0.5%) $344,807 (-19.9%) 0.00 68
    2022-04-01 $222,000 (-5.4%) $356,543 (-14.3%) 0.00 68
    2022-05-01 $259,925 (12.1%) $348,388 (6.0%) 0.00 72
    2022-06-01 $304,475 (27.9%) $406,232 (13.0%) 0.00 110
    2022-07-01 $292,950 (24.9%) $386,326 (9.7%) 0.00 132
    2022-08-01 $309,900 (32.3%) $388,413 (19.0%) 0.00 127
    2022-09-01 $287,200 (23.6%) $370,114 (24.1%) 0.00 116
    2022-10-01 $282,400 (32.4%) $360,800 (19.8%) 0.00 118
    2022-11-01 $277,425 (42.4%) $360,680 (26.9%) 0.00 103
    2022-12-01 $258,700 (39.0%) $349,669 (22.5%) 0.00 93
    2023-01-01 $271,175 (30.7%) $364,645 (10.6%) 0.00 85
    2023-02-01 $277,450 (32.2%) $368,101 (7.1%) 0.00 83
    2023-03-01 $285,725 (12.6%) $374,683 (8.7%) 0.00 88
    2023-04-01 $307,000 (38.3%) $374,319 (5.0%) 0.00 93
    2023-05-01 $274,975 (5.8%) $356,257 (2.3%) 0.00 99
    2023-06-01 $267,400 (-12.2%) $329,045 (-19.0%) 0.00 96
    2023-07-01 $249,900 (-14.7%) $330,314 (-14.5%) 0.00 85
    2023-08-01 $242,450 (-21.8%) $329,715 (-15.1%) 0.00 83
    2023-09-01 $238,450 (-17.0%) $308,282 (-16.7%) 0.00 80
    2023-10-01 $235,425 (-16.6%) $313,521 (-13.1%) 0.00 92
    2023-11-01 $269,675 (-2.8%) $334,533 (-7.3%) 0.00 95
    2023-12-01 $249,900 (-3.4%) $318,547 (-8.9%) 0.00 80
    2024-01-01 $238,475 (-12.1%) $301,446 (-17.3%) 0.00 75
    2024-02-01 $229,950 (-17.1%) $304,798 (-17.2%) 0.00 82
    2024-03-01 $247,450 (-13.4%) $310,969 (-17.0%) 0.00 90
    2024-04-01 $263,600 (-14.1%) $342,964 (-8.4%) 0.00 87
    2024-05-01 $263,575 (-4.2%) $348,902 (-2.1%) 0.00 91
    2024-06-01 $254,900 (-4.7%) $378,461 (15.0%) 0.00 89
    2024-07-01 $261,950 (4.8%) $354,694 (7.4%) 0.00 101
    2024-08-01 $264,900 (9.3%) $360,833 (9.4%) 0.00 115
    2024-09-01 $269,900 (13.2%) $380,239 (23.3%) 0.00 108
    2024-10-01 $274,975 (16.8%) $386,028 (23.1%) 0.00 109
    2024-11-01 $280,000 (3.8%) $389,419 (16.4%) 0.00 115
    2024-12-01 $278,000 (11.2%) $377,318 (18.5%) 0.00 108
    2025-01-01 $274,600 (15.2%) $373,519 (23.9%) 0.00 104
    2025-02-01 $264,475 (15.0%) $382,134 (25.4%) 0.00 93
    2025-03-01 $272,500 (10.1%) $365,834 (17.6%) 0.00 91
    2025-04-01 $265,000 (0.5%) $355,128 (3.6%) 0.00 97
    Bellefontaine's median listing price for 2025-04-01 was $265,000, a difference of $1,400 (0.5%) versus the prior year and $-7,500 versus the prior month.

    Bellefontaine's median listing price comes in at 0% of the national average.

    Bellefontaine's average listing price for 2025-04-01 was $355,128, a difference of $12,164 (3.6%) versus the prior year and $-10,706 versus the prior month.

    For the 2025-04-01 period, Bellefontaine had 97 MLS listings, a difference of 6 listings (7%) versus the prior month and 10 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bellefontaine (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,546 sqft
    2018-02-01 0 days 1,555 sqft
    2018-03-01 0 days 1,503 sqft
    2018-04-01 0 days 1,636 sqft
    2018-05-01 0 days 1,629 sqft
    2018-06-01 0 days 1,624 sqft
    2018-07-01 0 days 1,626 sqft
    2018-08-01 0 days 1,637 sqft
    2018-09-01 0 days 1,618 sqft
    2018-10-01 0 days 1,596 sqft
    2018-11-01 0 days 1,614 sqft
    2018-12-01 0 days 1,700 sqft
    2019-01-01 0 days 1,604 sqft
    2019-02-01 0 days 1,616 sqft
    2019-03-01 0 days 1,569 sqft
    2019-04-01 0 days 1,513 sqft
    2019-05-01 0 days 1,483 sqft
    2019-06-01 0 days 1,503 sqft
    2019-07-01 0 days 1,512 sqft
    2019-08-01 0 days 1,502 sqft
    2019-09-01 0 days 1,486 sqft
    2019-10-01 0 days 1,499 sqft
    2019-11-01 0 days 1,522 sqft
    2019-12-01 0 days 1,483 sqft
    2020-01-01 0 days 1,471 sqft
    2020-02-01 0 days 1,452 sqft
    2020-03-01 0 days 1,406 sqft
    2020-04-01 0 days 1,396 sqft
    2020-05-01 0 days 1,402 sqft
    2020-06-01 0 days 1,444 sqft
    2020-07-01 0 days 1,453 sqft
    2020-08-01 0 days 1,488 sqft
    2020-09-01 0 days 1,481 sqft
    2020-10-01 0 days 1,420 sqft
    2020-11-01 0 days 1,441 sqft
    2020-12-01 0 days 1,439 sqft
    2021-01-01 0 days 1,420 sqft
    2021-02-01 0 days 1,473 sqft
    2021-03-01 0 days 1,656 sqft
    2021-04-01 0 days 1,531 sqft
    2021-05-01 0 days 1,566 sqft
    2021-06-01 0 days 1,651 sqft
    2021-07-01 0 days 1,642 sqft
    2021-08-01 0 days 1,507 sqft
    2021-09-01 0 days 1,470 sqft
    2021-10-01 0 days 1,564 sqft
    2021-11-01 0 days 1,510 sqft
    2021-12-01 0 days 1,436 sqft
    2022-01-01 0 days 1,424 sqft
    2022-02-01 0 days 1,434 sqft
    2022-03-01 0 days 1,547 sqft
    2022-04-01 0 days 1,665 sqft
    2022-05-01 0 days 1,495 sqft
    2022-06-01 0 days 1,554 sqft
    2022-07-01 0 days 1,584 sqft
    2022-08-01 0 days 1,535 sqft
    2022-09-01 0 days 1,590 sqft
    2022-10-01 0 days 1,577 sqft
    2022-11-01 0 days 1,607 sqft
    2022-12-01 0 days 1,599 sqft
    2023-01-01 0 days 1,586 sqft
    2023-02-01 0 days 1,440 sqft
    2023-03-01 0 days 1,412 sqft
    2023-04-01 0 days 1,386 sqft
    2023-05-01 0 days 1,360 sqft
    2023-06-01 0 days 1,387 sqft
    2023-07-01 0 days 1,373 sqft
    2023-08-01 0 days 1,554 sqft
    2023-09-01 0 days 1,384 sqft
    2023-10-01 0 days 1,557 sqft
    2023-11-01 0 days 1,643 sqft
    2023-12-01 0 days 1,558 sqft
    2024-01-01 0 days 1,513 sqft
    2024-02-01 0 days 1,442 sqft
    2024-03-01 0 days 1,354 sqft
    2024-04-01 0 days 1,326 sqft
    2024-05-01 0 days 1,483 sqft
    2024-06-01 0 days 1,506 sqft
    2024-07-01 0 days 1,481 sqft
    2024-08-01 0 days 1,419 sqft
    2024-09-01 0 days 1,498 sqft
    2024-10-01 0 days 1,487 sqft
    2024-11-01 0 days 1,568 sqft
    2024-12-01 0 days 1,568 sqft
    2025-01-01 0 days 1,544 sqft
    2025-02-01 0 days 1,513 sqft
    2025-03-01 0 days 1,424 sqft
    2025-04-01 0 days 1,437 sqft
    Bellefontaine's median listing age (time on market) for 2025-04-01 was 0 days.

    Bellefontaine's median square footage for active listings during the 2025-04-01 period was 1,437 sqft. One year prior, the average listing was 1,326 sqft.

    Bellefontaine, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 462 $109,270,000 $236,515
    Cash Out Refi 200 $27,820,000 $139,100
    Home Improvement 104 $8,100,000 $77,885
    Refi 102 $19,570,000 $191,863
    Other 90 $7,770,000 $86,333

    Bellefontaine's most frequently cited loan purpose was Home Purchase, with 462 originations. The 2nd most popular reason was Cash Out Refi, with 200 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 333 $70,765,000 $212,508
    7-8% 265 $50,905,000 $192,094
    Over 8% 224 $20,060,000 $89,554
    5-6% 94 $23,350,000 $248,404
    <2.5% 6 $40,000 $6,667
    4-5% 3 $845,000 $281,667

    During 2024, Bellefontaine's most frequently originated rate bucket was 6-7%, with 333 originations.

    Loan Sizing (Bellefontaine, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 332 $49,820,000 $150,060
    $200k-400k 293 $77,815,000 $265,580
    $100,000 or less 286 $15,430,000 $53,951
    $400k-600k 37 $17,295,000 $467,432
    $600k-1000k 8 $6,030,000 $753,750
    $Over $1MM 2 $6,140,000 $3,070,000

    Bellefontaine's loan sizing saw the bucket of loans from $100k-200k with 332 originations, totaling $49,820,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 358 $85,680,000 $239,330
    20-40% 167 $16,015,000 $95,898
    60-80% 161 $38,185,000 $237,174
    Under 20% 117 $4,565,000 $39,017
    40-60% 94 $14,450,000 $153,723
    Over 100% 11 $3,175,000 $288,636

    Bellefontaine's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 358 originations, totaling $85,680,000 in origination value.