Bellefontaine Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bellefontaine averaged
6.43%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.43% and
one month ago for the week of 2024-09-05, the
average rate was 6.46%.
Bellefontaine's average rate one year ago was 7.6%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.82%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Bellefontaine 30 Year Fixed Rate | 2024-10-10 | 6.43% |
Bellefontaine 30 Year Fixed Rate Refi | 2024-10-10 | 6.82% |
Bellefontaine 15 Year Fixed Rate | 2024-10-10 | 5.21% |
Bellefontaine 15 Year Fixed Rate Refi | 2024-10-10 | 5.61% |
Bellefontaine 30 Year FHA | 2024-10-10 | 6.39% |
Bellefontaine 30 Year FHA Refi | 2024-10-10 | 5.9% |
Bellefontaine 30 Year USDA | 2024-10-10 | 6.28% |
Bellefontaine 30 Year USDA Refi | 2024-10-10 | 6.18% |
Bellefontaine 30 Year VA | 2024-10-10 | 5.75% |
Bellefontaine 30 Year VA Refi | 2024-10-10 | 6.05% |
Bellefontaine Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bellefontaine, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Bellefontaine Average Closing Costs & Other Stats
Bellefontaine, OH's 68 lenders originated 925
loans during 2023. The total origination value was $149,885,000, with an average loan value of
$162,038.
Bellefontaine's average closing costs are $4,640.
The top Bellefontaine lender as defined by loan originations is QUICKEN LOANS, LLC, with
28 loans originated. Their average total fees are
$6,007, which is $1,393
higher than the next largest lender,
The Huntington National Bank.
The lowest fee Bellefontaine lenders (with over 10 loans originated) are
Union Savings Bank ($2,072), HONDA Federal Credit Union ($3,060), JPMorgan Chase Bank ($3,549), The Huntington National Bank ($4,614) and CROSSCOUNTRY MORTGAGE, LLC ($5,168).
The lowest rate Bellefontaine lenders (with over 10 loans originated) are
HONDA Federal Credit Union (6.39%), Union Savings Bank (6.46%), Farm Credit Mid-America, ACA (6.94%), CROSSCOUNTRY MORTGAGE, LLC (7.01%) and The Huntington National Bank (7.12%).
Bellefontaine, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
The Huntington National Bank | $20,435,000 | $16,040,000 | -21.5% | 10.7% |
UNION HOME MORTGAGE CORP. | $12,000,000 | $9,515,000 | -20.7% | 6.3% |
QUICKEN LOANS, LLC | $11,060,000 | $8,230,000 | -25.6% | 5.5% |
HONDA Federal Credit Union | $15,770,000 | $7,100,000 | -55.0% | 4.7% |
UNITED WHOLESALE MORTGAGE, LLC | $1,585,000 | $6,650,000 | 319.6% | 4.4% |
CROSSCOUNTRY MORTGAGE, LLC | $5,190,000 | $5,790,000 | 11.6% | 3.9% |
Farm Credit Mid-America, ACA | $2,820,000 | $5,210,000 | 84.8% | 3.5% |
WRIGHT-PATT CREDIT UNION, INC. | $2,025,000 | $3,790,000 | 87.2% | 2.5% |
Superior Credit Union, Inc. | $5,045,000 | $3,545,000 | -29.7% | 2.4% |
Union Savings Bank | $6,475,000 | $3,540,000 | -45.3% | 2.4% |
Western Ohio Mortgage Corporation | $3,465,000 | n/a | 2.3% | |
Mortgage Research Center, LLC | $3,010,000 | $3,320,000 | 10.3% | 2.2% |
The Middlefield Banking Company | $140,000 | $3,250,000 | 2,221.4% | 2.2% |
Fifth Third Bank | $3,010,000 | $2,875,000 | -4.5% | 1.9% |
RUOFF MORTGAGE COMPANY, INC. | $2,020,000 | $2,495,000 | 23.5% | 1.7% |
KEMBA FINANCIAL | $4,070,000 | $2,485,000 | -38.9% | 1.7% |
NEWREZ LLC | $600,000 | $2,330,000 | 288.3% | 1.6% |
JPMorgan Chase Bank | $2,380,000 | $2,055,000 | -13.7% | 1.4% |
Civista Bank | $880,000 | $2,035,000 | 131.3% | 1.4% |
Third Federal Savings and Loan Association of Cleveland | $910,000 | $1,785,000 | 96.2% | 1.2% |
The Richwood Banking Company | $5,460,000 | $1,695,000 | -69.0% | 1.1% |
NFM, INC. | $1,585,000 | $1,675,000 | 5.7% | 1.1% |
PNC Bank | $3,095,000 | $1,650,000 | -46.7% | 1.1% |
Cf Bank | $125,000 | $1,620,000 | 1,196.0% | 1.1% |
First Federal Community Bank of Bucyrus | $2,370,000 | $1,495,000 | -36.9% | 1.0% |
LOANDEPOT.COM, LLC | $3,100,000 | $1,475,000 | -52.4% | 1.0% |
The Union Bank Company | $3,260,000 | $1,220,000 | -62.6% | 0.8% |
HOMESIDE FINANCIAL, LLC | $1,175,000 | $1,180,000 | 0.4% | 0.8% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $640,000 | $1,160,000 | 81.3% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $1,955,000 | $1,065,000 | -45.5% | 0.7% |
Neighborhood Loans, Inc. | $935,000 | n/a | 0.6% | |
Gateway First Bank | $910,000 | n/a | 0.6% | |
First Financial Bank | $1,735,000 | $880,000 | -49.3% | 0.6% |
CARDINAL FINANCIAL | $270,000 | $775,000 | 187.0% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $615,000 | $760,000 | 23.6% | 0.5% |
THRIVE MORTGAGE, LLC | $470,000 | $740,000 | 57.4% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $1,460,000 | $725,000 | -50.3% | 0.5% |
Bank of America | $980,000 | $705,000 | -28.1% | 0.5% |
The Park National Bank | $730,000 | $695,000 | -4.8% | 0.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $725,000 | $695,000 | -4.1% | 0.5% |
Flagstar Bank, FSB | $1,825,000 | $670,000 | -63.3% | 0.4% |
THE EQUITABLE MORTGAGE CORPORATION | $820,000 | $665,000 | -18.9% | 0.4% |
Plains Commerce Bank | $660,000 | n/a | 0.4% | |
RAPID MORTGAGE COMPANY | $605,000 | $655,000 | 8.3% | 0.4% |
MUTUAL OF OMAHA MORTGAGE, INC. | $215,000 | $650,000 | 202.3% | 0.4% |
WesBanco | $4,855,000 | $635,000 | -86.9% | 0.4% |
GSF Mortgage Corporation | $610,000 | n/a | 0.4% | |
HOWARD HANNA FINANCIAL SERVICES, INC. | $400,000 | $605,000 | 51.3% | 0.4% |
SUN WEST MORTGAGE COMPANY, INC. | $570,000 | n/a | 0.4% | |
CME Federal Credit Union | $545,000 | n/a | 0.4% | |
The Citizens National Bank of Bluffton | $335,000 | $510,000 | 52.2% | 0.3% |
Pathways Financial Credit Union, Inc. | $270,000 | $500,000 | 85.2% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,540,000 | $485,000 | -68.5% | 0.3% |
Strong Home Mortgage, LLC | $485,000 | n/a | 0.3% | |
ON Q FINANCIAL, INC. | $475,000 | n/a | 0.3% | |
NEW DAY FINANCIAL, LLC | $660,000 | $450,000 | -31.8% | 0.3% |
U.S. Bank | $2,335,000 | $445,000 | -80.9% | 0.3% |
GUARANTEED RATE, INC. | $645,000 | $440,000 | -31.8% | 0.3% |
BMI Federal Credit Union | $560,000 | $430,000 | -23.2% | 0.3% |
TRIAD FINANCIAL SERVICES, INC. | $135,000 | $430,000 | 218.5% | 0.3% |
The Old Fort Banking Company | $425,000 | n/a | 0.3% | |
LENDINGHOME FUNDING CORPORATION | $220,000 | $420,000 | 90.9% | 0.3% |
EDUCATION FIRST CREDIT UNION, INC. | $405,000 | n/a | 0.3% | |
NAVY FEDERAL CREDIT UNION | $1,235,000 | $405,000 | -67.2% | 0.3% |
Farmers Bank & Trust | $395,000 | n/a | 0.3% | |
VILLAGE CAPITAL MORTGAGE | $390,000 | n/a | 0.3% | |
MOVEMENT MORTGAGE, LLC | $1,630,000 | $385,000 | -76.4% | 0.3% |
NETWORK CAPITAL FUNDING CORPORATION | $335,000 | $385,000 | 14.9% | 0.3% |
The Federal Savings Bank | $385,000 | n/a | 0.3% | |
LOANPAL, LLC | $340,000 | $360,000 | 5.9% | 0.2% |
21ST MORTGAGE CORPORATION | $525,000 | $345,000 | -34.3% | 0.2% |
POLARIS HOME FUNDING CORP. | $95,000 | $330,000 | 247.4% | 0.2% |
STOCKTON MORTGAGE CORPORATION | $330,000 | n/a | 0.2% | |
ARC HOME LLC | $315,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $220,000 | $310,000 | 40.9% | 0.2% |
The State Bank and Trust Company | $2,010,000 | $305,000 | -84.8% | 0.2% |
Bank of England | $295,000 | n/a | 0.2% | |
NEXERA HOLDING LLC | $295,000 | n/a | 0.2% | |
Prosperity Home Mortgage, LLC | $295,000 | n/a | 0.2% | |
TOWNE MORTGAGE COMPANY | $135,000 | $295,000 | 118.5% | 0.2% |
KeyBank | $185,000 | $265,000 | 43.2% | 0.2% |
T2 FINANCIAL LLC | $1,430,000 | $265,000 | -81.5% | 0.2% |
IH CREDIT UNION, INC. | $45,000 | $255,000 | 466.7% | 0.2% |
Northwest Bank | $225,000 | $255,000 | 13.3% | 0.2% |
Peoples Bank | $255,000 | n/a | 0.2% | |
Service Federal Credit Union | $255,000 | n/a | 0.2% | |
Discover Bank | $140,000 | $240,000 | 71.4% | 0.2% |
LIBERTY HOME MORTGAGE CORPORATION | $310,000 | $220,000 | -29.0% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $175,000 | $215,000 | 22.9% | 0.1% |
SPRING EQ, LLC | $150,000 | $215,000 | 43.3% | 0.1% |
American Airlines Federal Credit Union | $205,000 | n/a | 0.1% | |
Citizens Bank | $810,000 | $205,000 | -74.7% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $205,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $205,000 | n/a | 0.1% | |
AMWEST FUNDING CORP. | $195,000 | n/a | 0.1% | |
Encompass Lending Group, LP | $195,000 | n/a | 0.1% | |
ENDEAVOR CAPITAL, LLC. | $195,000 | n/a | 0.1% | |
SIBCY CLINE MORTGAGE SERVICES, INC. | $195,000 | n/a | 0.1% | |
USAA Federal Savings Bank | $625,000 | $195,000 | -68.8% | 0.1% |
FREEDOM FIRST | $185,000 | n/a | 0.1% | |
MID AMERICA MORTGAGE, INC. | $435,000 | $185,000 | -57.5% | 0.1% |
SUPERIOR FINANCIAL SOLUTIONS, LLC | $315,000 | $185,000 | -41.3% | 0.1% |
First Federal Bank of the Midwest | $3,030,000 | $180,000 | -94.1% | 0.1% |
Greenville National Bank | $175,000 | n/a | 0.1% | |
NTFN, INC. | $335,000 | $175,000 | -47.8% | 0.1% |
DAS Acquisition Company, LLC | $750,000 | $165,000 | -78.0% | 0.1% |
EQUITY RESOURCES, INC. | $230,000 | $165,000 | -28.3% | 0.1% |
Commodore Bank | $155,000 | n/a | 0.1% | |
The First National Bank of Pandora | $555,000 | $155,000 | -72.1% | 0.1% |
US MORTGAGE CORPORATION | $155,000 | n/a | 0.1% | |
First Bank Richmond | $295,000 | $145,000 | -50.8% | 0.1% |
Nations Lending Corporation | $520,000 | $145,000 | -72.1% | 0.1% |
TOP FLITE FINANCIAL, INC. | $135,000 | $145,000 | 7.4% | 0.1% |
The Farmers & Merchants State Bank | $1,025,000 | $130,000 | -87.3% | 0.1% |
Fidelity Federal Savings and Loan Association | $125,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $320,000 | $125,000 | -60.9% | 0.1% |
ENVOY MORTGAGE, LTD | $115,000 | n/a | 0.1% | |
BRIDGE | $55,000 | $105,000 | 90.9% | 0.1% |
BROKER SOLUTIONS, INC. | $575,000 | $105,000 | -81.7% | 0.1% |
BETTER MORTGAGE CORPORATION | $95,000 | n/a | 0.1% | |
The Savings Bank | $95,000 | n/a | 0.1% | |
East Coast Capital Corp. | $55,000 | $75,000 | 36.4% | 0.1% |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $75,000 | n/a | 0.1% | |
LONGBRIDGE FINANCIAL, LLC | $65,000 | n/a | 0.0% | |
UNIVERSAL 1 CREDIT UNION | $65,000 | $65,000 | 0.0% | 0.0% |
First Federal Savings and Loan Association of Lakewood | $55,000 | n/a | 0.0% | |
KINECTA | $55,000 | n/a | 0.0% | |
TELHIO | $1,210,000 | $55,000 | -95.5% | 0.0% |
The Commercial and Savings Bank of Millersburg Ohio | $45,000 | n/a | 0.0% | |
Three Rivers Federal Credit Union | $115,000 | $45,000 | -60.9% | 0.0% |
Bellefontaine's top lender by overall market share is The Huntington National Bank, with 10.7% market share. In second place, with 6.3%, is UNION HOME MORTGAGE CORP., having originated $9,515,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $8,230,000 in loans. In fourth place, with 4.7%, is HONDA Federal Credit Union, having originated $7,100,000 in loans. In fifth place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,650,000 in loans.
Bellefontaine Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Bellefontaine (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $149,900 (9.3%) | $266,242 (13.1%) | 0.00 | 186 |
2018-02-01 | $144,900 (-1.7%) | $263,826 (7.6%) | 0.00 | 192 |
2018-03-01 | $157,450 (1.0%) | $265,717 (6.1%) | 0.00 | 192 |
2018-04-01 | $168,724 (12.5%) | $271,189 (5.3%) | 0.00 | 187 |
2018-05-01 | $151,450 (-6.1%) | $263,072 (12.7%) | 0.00 | 185 |
2018-06-01 | $167,000 (4.4%) | $265,870 (14.7%) | 0.00 | 189 |
2018-07-01 | $169,675 (16.2%) | $267,711 (18.6%) | 0.00 | 198 |
2018-08-01 | $172,400 (16.2%) | $271,836 (8.4%) | 0.00 | 204 |
2018-09-01 | $168,700 (14.0%) | $260,786 (14.2%) | 0.00 | 211 |
2018-10-01 | $164,950 (3.1%) | $225,477 (-17.9%) | 0.00 | 218 |
2018-11-01 | $164,900 (3.1%) | $225,500 (-19.2%) | 0.00 | 213 |
2018-12-01 | $169,900 (6.2%) | $226,812 (-14.0%) | 0.00 | 190 |
2019-01-01 | $164,900 (10.0%) | $225,292 (-15.4%) | 0.00 | 136 |
2019-02-01 | $157,400 (8.6%) | $208,400 (-21.0%) | 0.00 | 129 |
2019-03-01 | $153,900 (-2.3%) | $212,494 (-20.0%) | 0.00 | 127 |
2019-04-01 | $169,900 (0.7%) | $227,219 (-16.2%) | 0.00 | 139 |
2019-05-01 | $177,400 (17.1%) | $236,602 (-10.1%) | 0.00 | 154 |
2019-06-01 | $164,900 (-1.3%) | $221,377 (-16.7%) | 0.00 | 171 |
2019-07-01 | $154,900 (-8.7%) | $204,652 (-23.6%) | 0.00 | 175 |
2019-08-01 | $154,732 (-10.3%) | $208,263 (-23.4%) | 0.00 | 165 |
2019-09-01 | $162,730 (-3.5%) | $214,240 (-17.9%) | 0.00 | 167 |
2019-10-01 | $169,473 (2.7%) | $219,191 (-2.8%) | 0.00 | 167 |
2019-11-01 | $169,900 (3.0%) | $225,296 (-0.1%) | 0.00 | 157 |
2019-12-01 | $164,450 (-3.2%) | $226,611 (-0.1%) | 0.00 | 146 |
2020-01-01 | $164,900 (0.0%) | $228,084 (1.2%) | 0.00 | 125 |
2020-02-01 | $159,450 (1.3%) | $226,188 (8.5%) | 0.00 | 124 |
2020-03-01 | $158,675 (3.1%) | $216,953 (2.1%) | 0.00 | 123 |
2020-04-01 | $162,400 (-4.4%) | $229,399 (1.0%) | 0.00 | 124 |
2020-05-01 | $177,450 (0.0%) | $239,929 (1.4%) | 0.00 | 108 |
2020-06-01 | $195,150 (18.3%) | $255,014 (15.2%) | 0.00 | 77 |
2020-07-01 | $182,400 (17.8%) | $228,836 (11.8%) | 0.00 | 58 |
2020-08-01 | $152,450 (-1.5%) | $232,475 (11.6%) | 0.00 | 54 |
2020-09-01 | $181,950 (11.8%) | $311,999 (45.6%) | 0.00 | 54 |
2020-10-01 | $165,000 (-2.6%) | $292,309 (33.4%) | 0.00 | 63 |
2020-11-01 | $158,500 (-6.7%) | $290,574 (29.0%) | 0.00 | 57 |
2020-12-01 | $151,450 (-7.9%) | $305,032 (34.6%) | 0.00 | 48 |
2021-01-01 | $189,900 (15.2%) | $331,188 (45.2%) | 0.00 | 46 |
2021-02-01 | $214,925 (34.8%) | $380,867 (68.4%) | 0.00 | 39 |
2021-03-01 | $252,400 (59.1%) | $430,367 (98.4%) | 0.00 | 37 |
2021-04-01 | $234,725 (44.5%) | $415,898 (81.3%) | 0.00 | 31 |
2021-05-01 | $231,950 (30.7%) | $328,666 (37.0%) | 0.00 | 49 |
2021-06-01 | $238,075 (22.0%) | $359,362 (40.9%) | 0.00 | 61 |
2021-07-01 | $234,500 (28.6%) | $352,151 (53.9%) | 0.00 | 70 |
2021-08-01 | $234,200 (53.6%) | $326,434 (40.4%) | 0.00 | 83 |
2021-09-01 | $232,400 (27.7%) | $298,214 (-4.4%) | 0.00 | 100 |
2021-10-01 | $213,233 (29.2%) | $301,171 (3.0%) | 0.00 | 93 |
2021-11-01 | $194,800 (22.9%) | $284,296 (-2.2%) | 0.00 | 80 |
2021-12-01 | $186,150 (22.9%) | $285,474 (-6.4%) | 0.00 | 65 |
2022-01-01 | $207,500 (9.3%) | $329,827 (-0.4%) | 0.00 | 61 |
2022-02-01 | $209,950 (-2.3%) | $343,681 (-9.8%) | 0.00 | 65 |
2022-03-01 | $253,675 (0.5%) | $344,807 (-19.9%) | 0.00 | 68 |
2022-04-01 | $222,000 (-5.4%) | $356,543 (-14.3%) | 0.00 | 68 |
2022-05-01 | $259,925 (12.1%) | $348,388 (6.0%) | 0.00 | 72 |
2022-06-01 | $304,475 (27.9%) | $406,232 (13.0%) | 0.00 | 110 |
2022-07-01 | $292,950 (24.9%) | $386,326 (9.7%) | 0.00 | 132 |
2022-08-01 | $309,900 (32.3%) | $388,413 (19.0%) | 0.00 | 127 |
2022-09-01 | $287,200 (23.6%) | $370,114 (24.1%) | 0.00 | 116 |
2022-10-01 | $282,400 (32.4%) | $360,800 (19.8%) | 0.00 | 118 |
2022-11-01 | $277,425 (42.4%) | $360,680 (26.9%) | 0.00 | 103 |
2022-12-01 | $258,700 (39.0%) | $349,669 (22.5%) | 0.00 | 93 |
2023-01-01 | $271,175 (30.7%) | $364,645 (10.6%) | 0.00 | 85 |
2023-02-01 | $277,450 (32.2%) | $368,101 (7.1%) | 0.00 | 83 |
2023-03-01 | $285,725 (12.6%) | $374,683 (8.7%) | 0.00 | 88 |
2023-04-01 | $307,000 (38.3%) | $374,319 (5.0%) | 0.00 | 93 |
2023-05-01 | $274,975 (5.8%) | $356,257 (2.3%) | 0.00 | 99 |
2023-06-01 | $267,400 (-12.2%) | $329,045 (-19.0%) | 0.00 | 96 |
2023-07-01 | $249,900 (-14.7%) | $330,314 (-14.5%) | 0.00 | 85 |
2023-08-01 | $242,450 (-21.8%) | $329,715 (-15.1%) | 0.00 | 83 |
2023-09-01 | $238,450 (-17.0%) | $308,282 (-16.7%) | 0.00 | 80 |
2023-10-01 | $235,425 (-16.6%) | $313,521 (-13.1%) | 0.00 | 92 |
2023-11-01 | $269,675 (-2.8%) | $334,533 (-7.3%) | 0.00 | 95 |
2023-12-01 | $249,900 (-3.4%) | $318,547 (-8.9%) | 0.00 | 80 |
2024-01-01 | $238,475 (-12.1%) | $301,446 (-17.3%) | 0.00 | 75 |
2024-02-01 | $229,950 (-17.1%) | $304,798 (-17.2%) | 0.00 | 82 |
2024-03-01 | $247,450 (-13.4%) | $310,969 (-17.0%) | 0.00 | 90 |
2024-04-01 | $263,600 (-14.1%) | $342,964 (-8.4%) | 0.00 | 87 |
2024-05-01 | $263,575 (-4.2%) | $349,961 (-1.8%) | 0.00 | 90 |
2024-06-01 | $269,900 (0.9%) | $384,382 (16.8%) | 0.00 | 89 |
2024-07-01 | $261,950 (4.8%) | $354,694 (7.4%) | 0.00 | 101 |
2024-08-01 | $264,900 (9.3%) | $360,833 (9.4%) | 0.00 | 115 |
2024-09-01 | $269,900 (13.2%) | $380,239 (23.3%) | 0.00 | 108 |
Bellefontaine's median listing price comes in at 0% of the national average.
Bellefontaine's average listing price for 2024-09-01 was $380,239, a difference of $71,957 (23.3%) versus the prior year and $19,406 versus the prior month.
For the 2024-09-01 period, Bellefontaine had 108 MLS listings, a difference of -7 listings (-6%) versus the prior month and 28 listings (35%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bellefontaine (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,546 sqft |
2018-02-01 | 0 days | 1,555 sqft |
2018-03-01 | 0 days | 1,503 sqft |
2018-04-01 | 0 days | 1,636 sqft |
2018-05-01 | 0 days | 1,629 sqft |
2018-06-01 | 0 days | 1,628 sqft |
2018-07-01 | 0 days | 1,629 sqft |
2018-08-01 | 0 days | 1,640 sqft |
2018-09-01 | 0 days | 1,620 sqft |
2018-10-01 | 0 days | 1,596 sqft |
2018-11-01 | 0 days | 1,614 sqft |
2018-12-01 | 0 days | 1,700 sqft |
2019-01-01 | 0 days | 1,604 sqft |
2019-02-01 | 0 days | 1,616 sqft |
2019-03-01 | 0 days | 1,569 sqft |
2019-04-01 | 0 days | 1,513 sqft |
2019-05-01 | 0 days | 1,483 sqft |
2019-06-01 | 0 days | 1,503 sqft |
2019-07-01 | 0 days | 1,512 sqft |
2019-08-01 | 0 days | 1,502 sqft |
2019-09-01 | 0 days | 1,486 sqft |
2019-10-01 | 0 days | 1,499 sqft |
2019-11-01 | 0 days | 1,522 sqft |
2019-12-01 | 0 days | 1,483 sqft |
2020-01-01 | 0 days | 1,476 sqft |
2020-02-01 | 0 days | 1,452 sqft |
2020-03-01 | 0 days | 1,409 sqft |
2020-04-01 | 0 days | 1,397 sqft |
2020-05-01 | 0 days | 1,402 sqft |
2020-06-01 | 0 days | 1,444 sqft |
2020-07-01 | 0 days | 1,453 sqft |
2020-08-01 | 0 days | 1,488 sqft |
2020-09-01 | 0 days | 1,481 sqft |
2020-10-01 | 0 days | 1,420 sqft |
2020-11-01 | 0 days | 1,441 sqft |
2020-12-01 | 0 days | 1,439 sqft |
2021-01-01 | 0 days | 1,420 sqft |
2021-02-01 | 0 days | 1,473 sqft |
2021-03-01 | 0 days | 1,656 sqft |
2021-04-01 | 0 days | 1,531 sqft |
2021-05-01 | 0 days | 1,566 sqft |
2021-06-01 | 0 days | 1,651 sqft |
2021-07-01 | 0 days | 1,642 sqft |
2021-08-01 | 0 days | 1,507 sqft |
2021-09-01 | 0 days | 1,470 sqft |
2021-10-01 | 0 days | 1,564 sqft |
2021-11-01 | 0 days | 1,510 sqft |
2021-12-01 | 0 days | 1,436 sqft |
2022-01-01 | 0 days | 1,424 sqft |
2022-02-01 | 0 days | 1,434 sqft |
2022-03-01 | 0 days | 1,547 sqft |
2022-04-01 | 0 days | 1,665 sqft |
2022-05-01 | 0 days | 1,495 sqft |
2022-06-01 | 0 days | 1,554 sqft |
2022-07-01 | 0 days | 1,584 sqft |
2022-08-01 | 0 days | 1,535 sqft |
2022-09-01 | 0 days | 1,590 sqft |
2022-10-01 | 0 days | 1,577 sqft |
2022-11-01 | 0 days | 1,607 sqft |
2022-12-01 | 0 days | 1,599 sqft |
2023-01-01 | 0 days | 1,586 sqft |
2023-02-01 | 0 days | 1,440 sqft |
2023-03-01 | 0 days | 1,412 sqft |
2023-04-01 | 0 days | 1,386 sqft |
2023-05-01 | 0 days | 1,360 sqft |
2023-06-01 | 0 days | 1,387 sqft |
2023-07-01 | 0 days | 1,373 sqft |
2023-08-01 | 0 days | 1,554 sqft |
2023-09-01 | 0 days | 1,384 sqft |
2023-10-01 | 0 days | 1,557 sqft |
2023-11-01 | 0 days | 1,643 sqft |
2023-12-01 | 0 days | 1,558 sqft |
2024-01-01 | 0 days | 1,513 sqft |
2024-02-01 | 0 days | 1,442 sqft |
2024-03-01 | 0 days | 1,354 sqft |
2024-04-01 | 0 days | 1,326 sqft |
2024-05-01 | 0 days | 1,474 sqft |
2024-06-01 | 0 days | 1,519 sqft |
2024-07-01 | 0 days | 1,481 sqft |
2024-08-01 | 0 days | 1,416 sqft |
2024-09-01 | 0 days | 1,498 sqft |
Bellefontaine's median square footage for active listings during the 2024-09-01 period was 1,498 sqft. One year prior, the average listing was 1,384 sqft.
Bellefontaine, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 482 | $103,350,000 | $214,419 |
Cash Out Refi | 217 | $24,825,000 | $114,401 |
Home Improvement | 89 | $7,665,000 | $86,124 |
Other | 84 | $7,390,000 | $87,976 |
Refi | 53 | $6,655,000 | $125,566 |
Bellefontaine's most frequently cited loan purpose was Home Purchase, with 482 originations. The 2nd most popular reason was Cash Out Refi, with 217 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
7-8% | 305 | $46,995,000 | $154,082 |
6-7% | 282 | $56,670,000 | $200,957 |
Over 8% | 223 | $23,155,000 | $103,834 |
5-6% | 62 | $13,320,000 | $214,839 |
<2.5% | 7 | $295,000 | $42,143 |
4-5% | 5 | $1,515,000 | $303,000 |
3-4% | 1 | $295,000 | $295,000 |
2.5-3% | 1 | $195,000 | $195,000 |
During 2023, Bellefontaine's most frequently originated rate bucket was 7-8%, with 305 originations.
Loan Sizing (Bellefontaine, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 343 | $51,335,000 | $149,665 |
$100,000 or less | 330 | $18,900,000 | $57,273 |
$200k-400k | 212 | $57,530,000 | $271,368 |
$400k-600k | 30 | $14,170,000 | $472,333 |
$600k-1000k | 9 | $6,375,000 | $708,333 |
$Over $1MM | 1 | $1,575,000 | $1,575,000 |
Bellefontaine's loan sizing saw the bucket of loans from $100k-200k with 343 originations, totaling $51,335,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 318 | $70,130,000 | $220,535 |
60-80% | 172 | $33,740,000 | $196,163 |
20-40% | 156 | $13,540,000 | $86,795 |
Under 20% | 123 | $5,345,000 | $43,455 |
40-60% | 92 | $14,140,000 | $153,696 |
Over 100% | 13 | $3,475,000 | $267,308 |
Bellefontaine's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 318 originations, totaling $70,130,000 in origination value.