Bellefontaine Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bellefontaine averaged 5.86% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.93% and one month ago for the week of 2022-05-19, the average rate was 5.5%.

Bellefontaine's average rate one year ago was 3.01%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Bellefontaine 30 Year Fixed Rate 2022-06-23 5.86%
Bellefontaine 30 Year Fixed Rate Refi 2022-06-23 5.89%
Bellefontaine 15 Year Fixed Rate 2022-06-23 5.73%
Bellefontaine 15 Year Fixed Rate Refi 2022-06-23 5.05%
Bellefontaine 30 Year FHA 2022-06-23 0.02%
Bellefontaine 30 Year FHA Refi 2022-06-23 0.01%
Bellefontaine 30 Year USDA 2022-06-23 0%
Bellefontaine 30 Year USDA Refi 2022-06-23 0.16%
Bellefontaine 30 Year VA 2022-06-23 0.52%
Bellefontaine 30 Year VA Refi 2022-06-23 -0.04%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bellefontaine, OH.

Bellefontaine Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Bellefontaine, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
The Huntington National Bank 68 3.13% $3,590
QUICKEN LOANS, LLC 52 3.13% $5,232
Liberty National Bank 35 2.96% $2,889
UNION HOME MORTGAGE CORP. 28 3.26% $3,791
HONDA Federal Credit Union 24 3.17% $3,159
Union Savings Bank 22 2.93% $1,679
Fifth Third Bank 22 3.21% $3,866
Superior Credit Union, Inc. 14 2.84% $2,846
CALIBER HOME LOANS, INC. 14 3.24% $3,361
The Richwood Banking Company 13 3.69% $3,001
LOANDEPOT.COM, LLC 13 3.32% $3,785
JPMorgan Chase Bank 12 3.01% $4,942
UNITED WHOLESALE MORTGAGE, LLC 12 3.05% $4,697
KEMBA FINANCIAL 11 3.34% $3,271
Farm Credit Mid-America, ACA 11 3.48% $5,765
HOME POINT FINANCIAL CORPORATION 10 3.20% $2,630
CROSSCOUNTRY MORTGAGE, LLC 10 3.29% $4,537
AMERISAVE MORTGAGE CORPORATION 9 3.05% $5,461
PRIORITY MORTGAGE CORP. 8 3.53% $3,687
WRIGHT-PATT CREDIT UNION, INC. 8 3.28% $3,008
PNC Bank 8 3.17% $3,245
Flagstar Bank, FSB 7 3.35% $4,153
RUOFF MORTGAGE COMPANY, INC. 7 3.20% $4,218
U.S. Bank 7 3.16% $3,375
WesBanco Bank, Inc. 6 3.04% $5,485
The Union Bank Company 6 3.29% $3,099
T2 FINANCIAL LLC 6 3.40% $3,802
EQUITY RESOURCES, INC. 5 3.78% $3,551
THE EQUITABLE MORTGAGE CORPORATION 5 2.95% $2,651
First Financial Bank 5 3.65% $4,263
Civista Bank 5 2.90% $3,055
Mr. Cooper ( Nationstar Mortgage ) 5 3.83% $4,946
RAPID MORTGAGE COMPANY 5 3.33% $4,897
NEWREZ LLC 5 3.37% $3,488
PENNYMAC LOAN SERVICES, LLC 5 3.32% $4,343
BROKER SOLUTIONS, INC. 5 3.37% $3,330
LENDUS, LLC 5 3.20% $4,206
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 3.05% $4,579
BETTER MORTGAGE CORPORATION 4 2.97% $4,545
GUARANTEED RATE, INC. 4 3.19% $3,487
NAVY FEDERAL CREDIT UNION 4 4.06% $5,462
The Park National Bank 4 2.88% $3,419
PARTNERS UNITED FINANCIAL, LLC 4 3.78% $3,714
Western Ohio Mortgage Corporation 4 2.75% $3,293
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.25% $3,960
HOMESIDE FINANCIAL, LLC 4 3.38% $3,908
AMERICAN FINANCING CORPORATION 3 3.25% $3,563
AMERIFIRST FINANCIAL CORPORATION 3 2.92% $4,043
Third Federal Savings and Loan Association of Cleveland 3 2.49% $930
HALLMARK HOME MORTGAGE, LLC 3 3.29% $3,617
AMERICAN FINANCIAL NETWORK, INC. 3 3.21% $8,284
DAS Acquisition Company, LLC 3 3.25% $3,850
InterContinental Capital Group, Inc 3 2.96% $3,708
First Bank Richmond 2 2.88% $3,415
AMERICAN MORTGAGE SERVICE COMPANY 2 3.31% $5,107
Bank of America 2 2.63% $2,859
Cf Bank 2 3.19% $2,959
First Federal Savings and Loan Association of Lakewood 2 3.00% $3,372
GENEVA FINANCIAL, LLC 2 3.44% $4,303
GUARANTEED RATE AFFINITY, LLC 2 2.94% $5,033
Guardian Savings Bank, A Federal Savings Bank 2 3.06% $1,844
Hometown Lenders, Inc. 2 3.63% $3,763
KELLER MORTGAGE, LLC 2 3.13% $2,475
LIBERTY HOME MORTGAGE CORPORATION 2 3.63% $5,058
The Citizens National Bank of Bluffton 2 3.25% $2,930
The State Bank and Trust Company 2 3.38% $2,477
THRIVE MORTGAGE, LLC 2 3.69% $4,516
Wells Fargo Bank 2 3.06% $4,668
MICHIGAN MUTUAL, INC. 1 3.50% $6,679
LOANSNAP, INC. 1 3.75% $1,924
KeyBank 1 2.75% $4,296
POLARIS HOME FUNDING CORP. 1 3.50% $8,154
IMPAC MORTGAGE CORP. 1 3.13% $1,059
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.99% $11,771
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.63% $1,975
Heartland Bank 1 3.25% $3,462
GSF Mortgage Corporation 1 3.13% $2,891
RELIANCE FIRST CAPITAL, LLC 1 2.75% $7,688
ROYAL UNITED MORTGAGE LLC 1 3.38% $8,346
Gateway First Bank 1 3.38% $2,355
SECURITYNATIONAL MORTGAGE COMPANY 1 3.75% $3,602
SUN Federal Credit Union 1 3.25% $3,239
First Merchants Bank 1 2.75% $2,756
SUPERIOR FINANCIAL SOLUTIONS, LLC 1 3.00% $3,954
First Guaranty Mortgage Corporation 1 5.50% $6,991
TELHIO 1 2.88% $2,675
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.13% $1,720
First Federal Bank 1 3.50% $5,121
The Farmers & Merchants State Bank 1 3.15% $2,313
First Commonwealth Bank 1 2.50% $3,038
The Merchants National Bank 1 3.25% $3,230
The Old Fort Banking Company 1 2.88% $2,276
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.87% $2,355
Dollar Bank, Federal Savings Bank 1 3.25% $7,304
BMI Federal Credit Union 1 2.75% $1,579
DEVELOPER'S MORTGAGE COMPANY 1 5.50% $6,991
THE VINTON COUNTY NATIONAL BANK 1 3.38% $3,759
CME Federal Credit Union 1 3.38% $2,978
Barrington Bank & Trust Company, N.A. 1 3.63% $3,372
TIAA, FSB 1 3.38% $3,422
TOP FLITE FINANCIAL, INC. 1 3.63% $6,753
Citizens Bank 1 3.13% $3,533
CHURCHILL MORTGAGE CORPORATION 1 3.25% $7,304
Chicago Mortgage Solutions LLC 1 3.24% $1,170
Carrington Mortgage Services, LLC 1 2.88% $3,791
VICTORY MORTGAGE, L.L.C. 1 3.00% $2,302
Waterstone Mortgage Corporation 1 3.00% $5,339
Wyndham Capital Mortgage, Inc. 1 3.00% $1,046
MOVEMENT MORTGAGE, LLC 1 2.88% $3,463
MID AMERICA MORTGAGE, INC. 1 3.00% $1,830
Northpointe Bank 1 3.25% $3,499
NTFN, INC. 1 3.38% $2,603

Bellefontaine, OH's 112 lenders originated 1,722 loans during 2021. The total origination value was $284,590,000, with an average loan value of $165,267.

The top Bellefontaine lender as defined by loan originations is The Huntington National Bank, with 68 loans originated. Their average total fees are $3,590, which is $1,642 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Bellefontaine lenders (with over 10 loans originated) are Union Savings Bank ($1,679), HOME POINT FINANCIAL CORPORATION ($2,630), Superior Credit Union, Inc. ($2,846), Liberty National Bank ($2,889) and The Richwood Banking Company ($3,001).

The lowest rate Bellefontaine lenders (with over 10 loans originated) are Superior Credit Union, Inc. (2.84%), Union Savings Bank (2.93%), Liberty National Bank (2.96%), JPMorgan Chase Bank (3.01%) and UNITED WHOLESALE MORTGAGE, LLC (3.05%).

Bellefontaine, OH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
The Huntington National Bank $27,480,000 $28,550,000 3.9% 10.0%
QUICKEN LOANS, LLC $17,175,000 $21,850,000 27.2% 7.7%
HONDA Federal Credit Union $17,770,000 $17,810,000 0.2% 6.3%
Liberty National Bank $16,905,000 $12,665,000 -25.1% 4.5%
UNION HOME MORTGAGE CORP. $4,910,000 $12,480,000 154.2% 4.4%
Union Savings Bank $9,120,000 $9,290,000 1.9% 3.3%
CROSSCOUNTRY MORTGAGE, LLC $5,895,000 $7,400,000 25.5% 2.6%
Fifth Third Bank $3,765,000 $7,320,000 94.4% 2.6%
CALIBER HOME LOANS, INC. $4,450,000 $5,870,000 31.9% 2.1%
Superior Credit Union, Inc. $7,705,000 $5,740,000 -25.5% 2.0%
KEMBA FINANCIAL $3,925,000 $5,445,000 38.7% 1.9%
The Richwood Banking Company $5,955,000 $5,250,000 -11.8% 1.8%
FREEDOM MORTGAGE CORPORATION $4,210,000 $5,015,000 19.1% 1.8%
Flagstar Bank, FSB $1,655,000 $4,830,000 191.8% 1.7%
JPMorgan Chase Bank $3,365,000 $4,245,000 26.2% 1.5%
LOANDEPOT.COM, LLC $4,210,000 $4,120,000 -2.1% 1.4%
Farm Credit Mid-America, ACA $4,585,000 $3,915,000 -14.6% 1.4%
The Park National Bank $2,440,000 $3,715,000 52.3% 1.3%
PNC Bank $1,035,000 $3,330,000 221.7% 1.2%
U.S. Bank $3,250,000 $3,270,000 0.6% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $615,000 $3,260,000 430.1% 1.1%
AMERISAVE MORTGAGE CORPORATION $425,000 $3,160,000 643.5% 1.1%
WesBanco Bank, Inc. $2,570,000 $3,075,000 19.6% 1.1%
WRIGHT-PATT CREDIT UNION, INC. $2,430,000 $3,035,000 24.9% 1.1%
HOME POINT FINANCIAL CORPORATION $3,635,000 $3,010,000 -17.2% 1.1%
The Citizens National Bank of Bluffton $1,210,000 $2,915,000 140.9% 1.0%
Mortgage Research Center, LLC $1,725,000 $2,805,000 62.6% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $3,215,000 $2,795,000 -13.1% 1.0%
The Union Bank Company $4,335,000 $2,700,000 -37.7% 0.9%
Civista Bank $1,570,000 $2,555,000 62.7% 0.9%
PENNYMAC LOAN SERVICES, LLC $430,000 $2,385,000 454.7% 0.8%
First Federal Community Bank of Bucyrus $3,945,000 $2,230,000 -43.5% 0.8%
HOMESIDE FINANCIAL, LLC $105,000 $2,140,000 1,938.1% 0.8%
NEWREZ LLC $765,000 $2,125,000 177.8% 0.7%
RAPID MORTGAGE COMPANY $810,000 $2,065,000 154.9% 0.7%
PRIORITY MORTGAGE CORP. $2,795,000 $2,060,000 -26.3% 0.7%
LENDUS, LLC $1,080,000 $1,875,000 73.6% 0.7%
First Federal Bank of the Midwest $7,315,000 $1,790,000 -75.5% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,960,000 $1,740,000 -11.2% 0.6%
BROKER SOLUTIONS, INC. $420,000 $1,730,000 311.9% 0.6%
NAVY FEDERAL CREDIT UNION $695,000 $1,720,000 147.5% 0.6%
First Financial Bank $1,635,000 $1,670,000 2.1% 0.6%
Minster Bank $1,515,000 $1,665,000 9.9% 0.6%
T2 FINANCIAL LLC $980,000 $1,620,000 65.3% 0.6%
RUOFF MORTGAGE COMPANY, INC. $1,020,000 $1,570,000 53.9% 0.6%
Wells Fargo Bank $1,315,000 $1,570,000 19.4% 0.6%
MOVEMENT MORTGAGE, LLC $115,000 $1,525,000 1,226.1% 0.5%
PARTNERS UNITED FINANCIAL, LLC $1,625,000 $1,395,000 -14.2% 0.5%
THE EQUITABLE MORTGAGE CORPORATION $1,585,000 $1,380,000 -12.9% 0.5%
GUARANTEED RATE AFFINITY, LLC $1,105,000 $1,365,000 23.5% 0.5%
First Guaranty Mortgage Corporation $1,280,000 n/a 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,050,000 $1,240,000 18.1% 0.4%
The State Bank and Trust Company $1,170,000 $1,160,000 -0.9% 0.4%
First Bank Richmond $660,000 $1,095,000 65.9% 0.4%
EQUITY RESOURCES, INC. $1,500,000 $1,030,000 -31.3% 0.4%
BETTER MORTGAGE CORPORATION $1,020,000 n/a 0.4%
Western Ohio Mortgage Corporation $5,110,000 $980,000 -80.8% 0.3%
HALLMARK HOME MORTGAGE, LLC $625,000 $935,000 49.6% 0.3%
New Carlisle Federal Savings Bank $1,325,000 $935,000 -29.4% 0.3%
POLARIS HOME FUNDING CORP. $915,000 n/a 0.3%
First Commonwealth Bank $265,000 $910,000 243.4% 0.3%
GUARANTEED RATE, INC. $1,075,000 $900,000 -16.3% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $1,050,000 $875,000 -16.7% 0.3%
LIBERTY HOME MORTGAGE CORPORATION $225,000 $855,000 280.0% 0.3%
Bank of America $230,000 $845,000 267.4% 0.3%
TELHIO $1,450,000 $830,000 -42.8% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $75,000 $810,000 980.0% 0.3%
Guardian Savings Bank, A Federal Savings Bank $755,000 $760,000 0.7% 0.3%
AMERICAN MORTGAGE SERVICE COMPANY $590,000 $745,000 26.3% 0.3%
IH CREDIT UNION, INC. $165,000 $745,000 351.5% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,230,000 $725,000 -41.1% 0.3%
Carrington Mortgage Services, LLC $1,375,000 $710,000 -48.4% 0.2%
Cf Bank $700,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $155,000 $640,000 312.9% 0.2%
THRIVE MORTGAGE, LLC $420,000 $635,000 51.2% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $700,000 $630,000 -10.0% 0.2%
Heartland Bank $625,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $620,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $1,630,000 $615,000 -62.3% 0.2%
BNC National Bank $605,000 n/a 0.2%
First Federal Savings and Loan Association of Lakewood $965,000 $590,000 -38.9% 0.2%
Dollar Bank, Federal Savings Bank $585,000 n/a 0.2%
The Farmers State Bank $580,000 n/a 0.2%
AMERIFIRST FINANCIAL CORPORATION $560,000 $575,000 2.7% 0.2%
InterContinental Capital Group, Inc $565,000 n/a 0.2%
Pathways Financial Credit Union, Inc. $975,000 $550,000 -43.6% 0.2%
Waterstone Mortgage Corporation $545,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $200,000 $530,000 165.0% 0.2%
GENEVA FINANCIAL, LLC $500,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $915,000 $475,000 -48.1% 0.2%
USAA Federal Savings Bank $1,385,000 $455,000 -67.1% 0.2%
NFM, INC. $385,000 $440,000 14.3% 0.2%
Evolve Bank & Trust $550,000 $420,000 -23.6% 0.1%
Nations Lending Corporation $780,000 $395,000 -49.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $185,000 $390,000 110.8% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $385,000 120.0% 0.1%
1ST SIGNATURE LENDING, LLC $745,000 $370,000 -50.3% 0.1%
DAS Acquisition Company, LLC $885,000 $360,000 -59.3% 0.1%
Northpointe Bank $135,000 $360,000 166.7% 0.1%
DEVELOPER'S MORTGAGE COMPANY $355,000 n/a 0.1%
KeyBank $930,000 $355,000 -61.8% 0.1%
SUN Federal Credit Union $355,000 n/a 0.1%
CLEARPATH LENDING $345,000 n/a 0.1%
First Merchants Bank $345,000 $330,000 -4.3% 0.1%
NTFN, INC. $475,000 $330,000 -30.5% 0.1%
KELLER MORTGAGE, LLC $195,000 $300,000 53.8% 0.1%
AMERICAN ADVISORS GROUP $290,000 n/a 0.1%
THE VINTON COUNTY NATIONAL BANK $660,000 $285,000 -56.8% 0.1%
Figure Lending LLC $270,000 n/a 0.1%
SUPERIOR FINANCIAL SOLUTIONS, LLC $145,000 $265,000 82.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $155,000 $260,000 67.7% 0.1%
The First National Bank of Pandora $215,000 $260,000 20.9% 0.1%
21ST MORTGAGE CORPORATION $235,000 $255,000 8.5% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $230,000 $255,000 10.9% 0.1%
DIRECT MORTGAGE LOANS, LLC $255,000 n/a 0.1%
First Savings Bank $255,000 n/a 0.1%
MORTGAGE 1 INCORPORATED $255,000 n/a 0.1%
Hometown Equity Mortgage, LLC $250,000 n/a 0.1%
VICTORY MORTGAGE, L.L.C. $245,000 n/a 0.1%
BMI Federal Credit Union $185,000 $240,000 29.7% 0.1%
Hometown Lenders, Inc. $235,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $380,000 $235,000 -38.2% 0.1%
MID AMERICA MORTGAGE, INC. $370,000 $230,000 -37.8% 0.1%
ROYAL UNITED MORTGAGE LLC $370,000 $230,000 -37.8% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $225,000 n/a 0.1%
AG Credit, Agricultural Credit Association $1,360,000 $225,000 -83.5% 0.1%
MICHIGAN MUTUAL, INC. $215,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $150,000 $210,000 40.0% 0.1%
LOANSNAP, INC. $205,000 n/a 0.1%
GSF Mortgage Corporation $195,000 n/a 0.1%
NP, Inc. $195,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $185,000 n/a 0.1%
MYCUMORTGAGE, LLC $185,000 n/a 0.1%
The Federal Savings Bank $715,000 $185,000 -74.1% 0.1%
First Federal Bank $165,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $165,000 n/a 0.1%
The Merchants National Bank $155,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $155,000 $155,000 0.0% 0.1%
TIAA, FSB $145,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $135,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $300,000 $135,000 -55.0% 0.0%
IMPAC MORTGAGE CORP. $135,000 n/a 0.0%
Low VA Rates, LLC $555,000 $135,000 -75.7% 0.0%
SIWELL, INC. $135,000 n/a 0.0%
UNITED $135,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $130,000 n/a 0.0%
Discover Bank $55,000 $130,000 136.4% 0.0%
The Farmers & Merchants State Bank $130,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $125,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $125,000 n/a 0.0%
SIGNATURE MORTGAGE CORPORATION $125,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $125,000 n/a 0.0%
Bath State Bank $115,000 n/a 0.0%
Chicago Mortgage Solutions LLC $115,000 n/a 0.0%
Gateway First Bank $115,000 n/a 0.0%
The Old Fort Banking Company $105,000 $115,000 9.5% 0.0%
Citizens Bank $365,000 $105,000 -71.2% 0.0%
Day Air Credit Union, Inc $315,000 $105,000 -66.7% 0.0%
PHH Mortgage Corporation $175,000 $105,000 -40.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $105,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $210,000 $95,000 -54.8% 0.0%
CNB Bank $95,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $85,000 n/a 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $85,000 -32.0% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $85,000 n/a 0.0%
CME Federal Credit Union $75,000 n/a 0.0%
Baxter Credit Union $135,000 $65,000 -51.9% 0.0%
Centier Bank $35,000 $65,000 85.7% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $65,000 n/a 0.0%
Three Rivers Federal Credit Union $370,000 $65,000 -82.4% 0.0%

Bellefontaine's top lender by overall market share is The Huntington National Bank, with 10.0% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $21,850,000 in loans. In third place, with 6.3%, is HONDA Federal Credit Union, having originated $17,810,000 in loans. In third place, with 4.5%, is Liberty National Bank, having originated $12,665,000 in loans. In third place, with 4.4%, is UNION HOME MORTGAGE CORP., having originated $12,480,000 in loans.


Bellefontaine, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 619 $120,205,000 $194,192
Refi 534 $88,120,000 $165,019
Cash Out Refi 423 $61,315,000 $144,953
Other 75 $7,105,000 $94,733
Home Improvement 71 $7,845,000 $110,493

Bellefontaine's most frequently cited loan purpose was Home Purchase, with 619 originations. The 2nd most popular reason was Refi, with 534 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 670 $111,050,000 $165,746
2.5-3% 586 $101,240,000 $172,765
<2.5% 280 $48,120,000 $171,857
4-5% 83 $10,455,000 $125,964
5-6% 33 $2,965,000 $89,848
6-7% 12 $640,000 $53,333
Over 8% 11 $525,000 $47,727
7-8% 6 $270,000 $45,000

During 2021, Bellefontaine's most frequently originated rate bucket was 3-4%, with 670 originations.

Loan Sizing (Bellefontaine, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 825 $118,645,000 $143,812
$100,000 or less 451 $30,025,000 $66,574
$200k-400k 382 $101,040,000 $264,503
$400k-600k 54 $25,380,000 $470,000
$600k-1000k 8 $5,910,000 $738,750
$Over $1MM 2 $3,590,000 $1,795,000

Bellefontaine's loan sizing saw the bucket of loans from $100k-200k with 825 originations, totaling $118,645,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 572 $100,450,000 $175,612
80-100% 557 $106,115,000 $190,512
40-60% 279 $39,545,000 $141,738
20-40% 125 $12,405,000 $99,240
Under 20% 70 $2,910,000 $41,571
Over 100% 12 $2,750,000 $229,167

Bellefontaine's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 572 originations, totaling $100,450,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Bellefontaine (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $154,945 (10.8%) $266,456 (13.2%) 0.00 244
2018-02-01 $159,900 (5.2%) $263,385 (7.3%) 0.00 245
2018-03-01 $169,000 (2.4%) $262,967 (4.3%) 0.00 244
2018-04-01 $171,950 (8.1%) $267,532 (2.6%) 0.00 240
2018-05-01 $164,950 (0.0%) $265,082 (10.1%) 0.00 246
2018-06-01 $174,900 (4.5%) $271,197 (11.2%) 0.00 248
2018-07-01 $179,900 (19.9%) $274,736 (15.8%) 0.00 262
2018-08-01 $182,500 (15.9%) $271,779 (-0.2%) 0.00 280
2018-09-01 $174,900 (12.9%) $260,918 (5.0%) 0.00 287
2018-10-01 $165,000 (0.3%) $225,780 (-20.2%) 0.00 290
2018-11-01 $161,900 (-1.1%) $225,922 (-20.6%) 0.00 283
2018-12-01 $169,900 (3.0%) $226,622 (-14.8%) 0.00 252
2019-01-01 $160,900 (3.8%) $225,589 (-15.3%) 0.00 179
2019-02-01 $159,350 (-0.3%) $214,643 (-18.5%) 0.00 168
2019-03-01 $150,571 (-10.9%) $210,940 (-19.8%) 0.00 175
2019-04-01 $165,500 (-3.8%) $225,895 (-15.6%) 0.00 189
2019-05-01 $174,900 (6.0%) $235,447 (-11.2%) 0.00 205
2019-06-01 $165,000 (-5.7%) $227,495 (-16.1%) 0.00 216
2019-07-01 $162,450 (-9.7%) $207,700 (-24.4%) 0.00 216
2019-08-01 $164,186 (-10.0%) $215,038 (-20.9%) 0.00 224
2019-09-01 $177,400 (1.4%) $225,732 (-13.5%) 0.00 243
2019-10-01 $182,445 (10.6%) $228,014 (1.0%) 0.00 237
2019-11-01 $174,900 (8.0%) $232,840 (3.1%) 0.00 223
2019-12-01 $179,950 (5.9%) $233,375 (3.0%) 0.00 202
2020-01-01 $172,400 (7.2%) $230,659 (2.3%) 0.00 174
2020-02-01 $169,900 (6.6%) $230,687 (7.5%) 0.00 178
2020-03-01 $162,400 (7.9%) $229,741 (8.9%) 0.00 185
2020-04-01 $174,950 (5.7%) $242,515 (7.4%) 0.00 187
2020-05-01 $184,900 (5.7%) $253,888 (7.8%) 0.00 166
2020-06-01 $202,400 (22.7%) $267,805 (17.7%) 0.00 117
2020-07-01 $187,400 (15.4%) $241,120 (16.1%) 0.00 87
2020-08-01 $169,900 (3.5%) $235,706 (9.6%) 0.00 80
2020-09-01 $182,500 (2.9%) $362,233 (60.5%) 0.00 83
2020-10-01 $164,900 (-9.6%) $327,112 (43.5%) 0.00 101
2020-11-01 $152,450 (-12.8%) $326,868 (40.4%) 0.00 84
2020-12-01 $151,450 (-15.8%) $357,592 (53.2%) 0.00 62
2021-01-01 $179,900 (4.4%) $409,607 (77.6%) 0.00 56
2021-02-01 $217,400 (28.0%) $455,219 (97.3%) 0.00 49
2021-03-01 $269,700 (66.1%) $497,075 (116.4%) 0.00 47
2021-04-01 $234,500 (34.0%) $484,718 (99.9%) 0.00 39
2021-05-01 $234,900 (27.0%) $364,783 (43.7%) 0.00 64
2021-06-01 $242,200 (19.7%) $368,408 (37.6%) 0.00 85
2021-07-01 $244,500 (30.5%) $374,433 (55.3%) 0.00 88
2021-08-01 $233,000 (37.1%) $342,881 (45.5%) 0.00 112
2021-09-01 $229,900 (26.0%) $323,568 (-10.7%) 0.00 133
2021-10-01 $225,000 (36.5%) $325,566 (-0.5%) 0.00 133
2021-11-01 $202,200 (32.6%) $303,763 (-7.1%) 0.00 110
2021-12-01 $198,700 (31.2%) $303,977 (-15.0%) 0.00 99
2022-01-01 $207,500 (15.3%) $338,654 (-17.3%) 0.00 89
2022-02-01 $237,400 (9.2%) $368,719 (-19.0%) 0.00 100
2022-03-01 $279,450 (3.6%) $392,713 (-21.0%) 0.00 98
2022-04-01 $239,900 (2.3%) $397,588 (-18.0%) 0.00 98
2022-05-01 $241,500 (2.8%) $354,974 (-2.7%) 0.00 102
Bellefontaine's median listing price for 2022-05-01 was $241,500, a difference of $6,600 (2.8%) versus the prior year and $1,600 versus the prior month.

Bellefontaine's median listing price comes in at 0% of the national average.

Bellefontaine's average listing price for 2022-05-01 was $354,974, a difference of $-9,809 (-2.7%) versus the prior year and $-42,614 versus the prior month.

For the 2022-05-01 period, Bellefontaine had 102 MLS listings, a difference of 4 listings (4%) versus the prior month and 38 listings (59%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Bellefontaine (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,556 sqft
2018-02-01 0 days 1,627 sqft
2018-03-01 0 days 1,508 sqft
2018-04-01 0 days 1,601 sqft
2018-05-01 0 days 1,663 sqft
2018-06-01 0 days 1,675 sqft
2018-07-01 0 days 1,724 sqft
2018-08-01 0 days 1,728 sqft
2018-09-01 0 days 1,640 sqft
2018-10-01 0 days 1,613 sqft
2018-11-01 0 days 1,608 sqft
2018-12-01 0 days 1,640 sqft
2019-01-01 0 days 1,568 sqft
2019-02-01 0 days 1,640 sqft
2019-03-01 0 days 1,567 sqft
2019-04-01 0 days 1,499 sqft
2019-05-01 0 days 1,455 sqft
2019-06-01 0 days 1,506 sqft
2019-07-01 0 days 1,512 sqft
2019-08-01 0 days 1,548 sqft
2019-09-01 0 days 1,590 sqft
2019-10-01 0 days 1,547 sqft
2019-11-01 0 days 1,536 sqft
2019-12-01 0 days 1,480 sqft
2020-01-01 0 days 1,489 sqft
2020-02-01 0 days 1,520 sqft
2020-03-01 0 days 1,420 sqft
2020-04-01 0 days 1,420 sqft
2020-05-01 0 days 1,420 sqft
2020-06-01 0 days 1,454 sqft
2020-07-01 0 days 1,478 sqft
2020-08-01 0 days 1,512 sqft
2020-09-01 0 days 1,511 sqft
2020-10-01 0 days 1,419 sqft
2020-11-01 0 days 1,476 sqft
2020-12-01 0 days 1,478 sqft
2021-01-01 0 days 1,440 sqft
2021-02-01 0 days 1,572 sqft
2021-03-01 0 days 1,672 sqft
2021-04-01 0 days 1,556 sqft
2021-05-01 0 days 1,642 sqft
2021-06-01 0 days 1,669 sqft
2021-07-01 0 days 1,642 sqft
2021-08-01 0 days 1,509 sqft
2021-09-01 0 days 1,508 sqft
2021-10-01 0 days 1,573 sqft
2021-11-01 0 days 1,520 sqft
2021-12-01 0 days 1,486 sqft
2022-01-01 0 days 1,464 sqft
2022-02-01 0 days 1,448 sqft
2022-03-01 0 days 1,596 sqft
2022-04-01 0 days 1,698 sqft
2022-05-01 0 days 1,528 sqft
Bellefontaine's median listing age (time on market) for 2022-05-01 was 0 days.

Bellefontaine's median square footage for active listings during the 2022-05-01 period was 1,528 sqft. One year prior, the average listing was 1,642 sqft.