Bellefontaine Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bellefontaine averaged 6.8% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.81% and one month ago for the week of 2025-02-27, the average rate was 6.72%.

Bellefontaine's average rate one year ago was 6.95%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Bellefontaine 30 Year Fixed Rate 2025-04-03 6.8%
Bellefontaine 30 Year Fixed Rate Refi 2025-04-03 6.84%
Bellefontaine 15 Year Fixed Rate 2025-04-03 5.82%
Bellefontaine 15 Year Fixed Rate Refi 2025-04-03 6.02%
Bellefontaine 30 Year FHA 2025-04-03 6.14%
Bellefontaine 30 Year FHA Refi 2025-04-03 6.06%
Bellefontaine 30 Year USDA 2025-04-03 6.52%
Bellefontaine 30 Year USDA Refi 2025-04-03 6.42%
Bellefontaine 30 Year VA 2025-04-03 6.26%
Bellefontaine 30 Year VA Refi 2025-04-03 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bellefontaine, OH.

Bellefontaine Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bellefontaine, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
The Huntington National Bank 33 6.79% $4,865
QUICKEN LOANS, LLC 22 6.84% $6,174
CROSSCOUNTRY MORTGAGE, LLC 20 7.09% $6,432
UNITED WHOLESALE MORTGAGE, LLC 17 6.93% $5,716
HOWARD HANNA FINANCIAL SERVICES, INC. 14 6.99% $5,188
JPMorgan Chase Bank 9 6.63% $4,531
The Richwood Banking Company 9 7.10% $3,163
HONDA Federal Credit Union 9 6.46% $4,186
WRIGHT-PATT CREDIT UNION, INC. 9 6.22% $4,402
Civista Bank 7 6.66% $3,581
Fifth Third Bank 6 6.69% $4,065
Cornerstone First Mortgage, Inc 5 6.64% $7,172
KEMBA FINANCIAL 5 6.68% $3,873
NFM, INC. 5 6.88% $6,959
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.57% $5,554
UNION HOME MORTGAGE CORP. 5 7.15% $5,824
Farm Credit Mid-America, ACA 4 6.97% $6,083
PNC Bank 4 7.06% $4,157
Union Savings Bank 4 7.03% $5,250
VANDERBILT MORTGAGE AND FINANCE, INC. 4 6.72% $6,524
Fidelity Federal Savings and Loan Association 3 6.50% $3,796
First Financial Bank 3 6.92% $3,709
First National Bank of Pennsylvania 3 6.88% $5,694
Flagstar Bank, FSB 3 7.11% $6,848
BMI Federal Credit Union 3 7.00% $2,877
RAPID MORTGAGE COMPANY 3 7.66% $5,823
GSF Mortgage Corporation 3 6.96% $7,334
RUOFF MORTGAGE COMPANY, INC. 3 6.54% $3,624
GUARANTEED RATE AFFINITY, LLC 3 7.00% $7,381
T2 FINANCIAL LLC 3 7.00% $5,768
HOMESIDE FINANCIAL, LLC 3 7.25% $6,123
WesBanco 3 7.04% $4,528
LOANDEPOT.COM, LLC 3 7.46% $6,287
The Park National Bank 2 6.88% $4,170
THE EQUITABLE MORTGAGE CORPORATION 2 6.88% $4,653
Superior Credit Union, Inc. 2 6.31% $3,272
KeyBank 2 6.81% $3,079
GUARANTEED RATE, INC. 2 6.37% $7,904
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.75% $7,792
MUTUAL OF OMAHA MORTGAGE, INC. 2 7.25% $5,742
FIRST COMMUNITY MORTGAGE, INC. 2 6.38% $5,047
First Merchants Bank 2 6.69% $3,990
Third Federal Savings and Loan Association of Cleveland 2 6.74% $1,659
The Union Bank Company 1 7.50% $6,019
American Mortgage & Equity Consultants, Inc. 1 6.99% $10,741
BETTER MORTGAGE CORPORATION 1 7.50% $5,100
BROKER SOLUTIONS, INC. 1 7.63% $6,514
CARDINAL FINANCIAL 1 6.50% $8,063
Cf Bank 1 7.24% $8,185
CHURCHILL MORTGAGE CORPORATION 1 7.13% $5,083
DEEPHAVEN MORTGAGE LLC 1 10.99% $8,966
DESCO 1 7.63% $4,086
First Federal Bank of the Midwest 1 7.00% $4,340
First Federal Savings and Loan Association of Lakewood 1 6.98% $2,762
Fremont Federal Credit Union 1 5.75% $2,474
GUILD MORTGAGE COMPANY 1 6.50% $4,923
HALLMARK HOME MORTGAGE, LLC 1 6.13% $5,171
J. VIRGIL, INC. 1 7.50% $10,640
LAKEVIEW LOAN SERVICING, LLC 1 7.58% $6,088
LIBERTY HOME MORTGAGE CORPORATION 1 7.63% $3,456
MID AMERICA MORTGAGE, INC. 1 6.13% $4,425
Morgan Stanley Private Bank 1 6.85% $3,252
NATIONS RELIABLE LENDING, LLC 1 6.50% $4,893
NAVY FEDERAL CREDIT UNION 1 7.50% $10,898
Pathways Financial Credit Union, Inc. 1 5.50% $2,893
PENNYMAC LOAN SERVICES, LLC 1 7.50% $6,688
Peoples Bank 1 6.00% $3,900
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.50% $6,367
ROYAL UNITED MORTGAGE LLC 1 7.13% $6,215
SOUTHWEST FUNDING, LP 1 6.75% $6,655
STAR Financial Bank 1 6.50% $4,916
Stifel Bank and Trust 1 5.38% $2,548
21ST MORTGAGE CORPORATION 1 9.31% $5,189
United Bank 1 8.13% $3,915
U.S. Bank 1 7.38% $3,857

Bellefontaine Average Closing Costs & Other Stats

Bellefontaine, OH's 75 lenders originated 958 loans during 2024. The total origination value was $172,530,000, with an average loan value of $180,094.

Bellefontaine's average closing costs are $4,885.

The top Bellefontaine lender as defined by loan originations is The Huntington National Bank, with 33 loans originated. Their average total fees are $4,865, which is $1,309 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Bellefontaine lenders (with over 10 loans originated) are The Huntington National Bank ($4,865), HOWARD HANNA FINANCIAL SERVICES, INC. ($5,188), UNITED WHOLESALE MORTGAGE, LLC ($5,716), QUICKEN LOANS, LLC ($6,174) and CROSSCOUNTRY MORTGAGE, LLC ($6,432).

The lowest rate Bellefontaine lenders (with over 10 loans originated) are The Huntington National Bank (6.79%), QUICKEN LOANS, LLC (6.84%), UNITED WHOLESALE MORTGAGE, LLC (6.93%), HOWARD HANNA FINANCIAL SERVICES, INC. (6.99%) and CROSSCOUNTRY MORTGAGE, LLC (7.09%).

Bellefontaine, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
The Huntington National Bank $16,040,000 $21,095,000 31.5% 12.2%
QUICKEN LOANS, LLC $8,230,000 $10,375,000 26.1% 6.0%
CROSSCOUNTRY MORTGAGE, LLC $5,790,000 $8,450,000 45.9% 4.9%
HONDA Federal Credit Union $7,100,000 $8,000,000 12.7% 4.6%
UNITED WHOLESALE MORTGAGE, LLC $6,650,000 $7,615,000 14.5% 4.4%
Heartland Bank $5,200,000 n/a 3.0%
Mortgage Research Center, LLC $3,320,000 $5,070,000 52.7% 2.9%
UNION HOME MORTGAGE CORP. $9,515,000 $4,990,000 -47.6% 2.9%
HOWARD HANNA FINANCIAL SERVICES, INC. $605,000 $4,805,000 694.2% 2.8%
KEMBA FINANCIAL $2,485,000 $4,500,000 81.1% 2.6%
PENNYMAC LOAN SERVICES, LLC $1,065,000 $3,655,000 243.2% 2.1%
The Middlefield Banking Company $3,250,000 $3,395,000 4.5% 2.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $695,000 $3,385,000 387.1% 2.0%
Superior Credit Union, Inc. $3,545,000 $3,345,000 -5.6% 1.9%
WRIGHT-PATT CREDIT UNION, INC. $3,790,000 $2,985,000 -21.2% 1.7%
JPMorgan Chase Bank $2,055,000 $2,845,000 38.4% 1.6%
NFM, INC. $1,675,000 $2,700,000 61.2% 1.6%
RUOFF MORTGAGE COMPANY, INC. $2,495,000 $2,490,000 -0.2% 1.4%
Farm Credit Mid-America, ACA $5,210,000 $2,440,000 -53.2% 1.4%
HOMESIDE FINANCIAL, LLC $1,180,000 $2,365,000 100.4% 1.4%
Union Savings Bank $3,540,000 $2,250,000 -36.4% 1.3%
LOANDEPOT.COM, LLC $1,475,000 $1,950,000 32.2% 1.1%
The Richwood Banking Company $1,695,000 $1,900,000 12.1% 1.1%
NEWREZ LLC $2,330,000 $1,815,000 -22.1% 1.1%
Fifth Third Bank $2,875,000 $1,800,000 -37.4% 1.0%
Civista Bank $2,035,000 $1,580,000 -22.4% 0.9%
NAVY FEDERAL CREDIT UNION $405,000 $1,400,000 245.7% 0.8%
Cornerstone First Mortgage, Inc $1,300,000 n/a 0.8%
PNC Bank $1,650,000 $1,275,000 -22.7% 0.7%
FREEDOM MORTGAGE CORPORATION $725,000 $1,260,000 73.8% 0.7%
Flagstar Bank, FSB $670,000 $1,215,000 81.3% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,160,000 $1,200,000 3.4% 0.7%
GSF Mortgage Corporation $610,000 $1,170,000 91.8% 0.7%
Third Federal Savings and Loan Association of Cleveland $1,785,000 $1,150,000 -35.6% 0.7%
The Union Bank Company $1,220,000 $1,120,000 -8.2% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $485,000 $1,100,000 126.8% 0.6%
BROKER SOLUTIONS, INC. $105,000 $1,060,000 909.5% 0.6%
RAPID MORTGAGE COMPANY $655,000 $1,060,000 61.8% 0.6%
T2 FINANCIAL LLC $265,000 $1,000,000 277.4% 0.6%
BMI Federal Credit Union $430,000 $990,000 130.2% 0.6%
THE EQUITABLE MORTGAGE CORPORATION $665,000 $905,000 36.1% 0.5%
LENDINGHOME FUNDING CORPORATION $420,000 $845,000 101.2% 0.5%
The Park National Bank $695,000 $820,000 18.0% 0.5%
Stifel Bank and Trust $805,000 n/a 0.5%
GUARANTEED RATE AFFINITY, LLC $785,000 n/a 0.5%
POLARIS HOME FUNDING CORP. $330,000 $740,000 124.2% 0.4%
Carrington Mortgage Services, LLC $730,000 n/a 0.4%
WesBanco $635,000 $720,000 13.4% 0.4%
First Financial Bank $880,000 $715,000 -18.8% 0.4%
Paramount Residential Mortgage Group, Inc. $615,000 n/a 0.4%
1ST SIGNATURE LENDING, LLC $585,000 n/a 0.3%
VILLAGE CAPITAL MORTGAGE $390,000 $560,000 43.6% 0.3%
U.S. Bank $445,000 $550,000 23.6% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $540,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $450,000 $525,000 16.7% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $515,000 n/a 0.3%
Fidelity Federal Savings and Loan Association $125,000 $505,000 304.0% 0.3%
First Bank Richmond $145,000 $495,000 241.4% 0.3%
First National Bank of Pennsylvania $495,000 n/a 0.3%
Cf Bank $1,620,000 $465,000 -71.3% 0.3%
21ST MORTGAGE CORPORATION $345,000 $460,000 33.3% 0.3%
NATIONS RELIABLE LENDING, LLC $460,000 n/a 0.3%
GUARANTEED RATE, INC. $440,000 $455,000 3.4% 0.3%
HOMEXPRESS MORTGAGE CORP. $455,000 n/a 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $450,000 n/a 0.3%
KeyBank $265,000 $420,000 58.5% 0.2%
The Federal Savings Bank $385,000 $385,000 0.0% 0.2%
TOP FLITE FINANCIAL, INC. $145,000 $385,000 165.5% 0.2%
New Carlisle Federal Savings Bank $380,000 n/a 0.2%
Pathways Financial Credit Union, Inc. $500,000 $360,000 -28.0% 0.2%
KS StateBank $355,000 n/a 0.2%
Hometown Equity Mortgage, LLC $350,000 n/a 0.2%
Wells Fargo Bank $350,000 n/a 0.2%
HOMESPIRE MORTGAGE CORPORATION $345,000 n/a 0.2%
Presidential Bank, FSB $345,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $430,000 $340,000 -20.9% 0.2%
Figure Lending LLC $320,000 n/a 0.2%
FIRST OHIO HOME FINANCE, INC. $315,000 n/a 0.2%
J. VIRGIL, INC. $305,000 n/a 0.2%
First Merchants Bank $300,000 n/a 0.2%
IH CREDIT UNION, INC. $255,000 $300,000 17.6% 0.2%
CARDINAL FINANCIAL $775,000 $295,000 -61.9% 0.2%
CENTURY $285,000 n/a 0.2%
Northpointe Bank $285,000 n/a 0.2%
Citizens Bank $205,000 $270,000 31.7% 0.2%
United Bank $265,000 n/a 0.2%
Coastal Community Bank $255,000 n/a 0.1%
Mr. Cooper ( Nationstar Mortgage ) $760,000 $250,000 -67.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $205,000 $245,000 19.5% 0.1%
First Federal Community Bank of Bucyrus $1,495,000 $240,000 -83.9% 0.1%
Nations Lending Corporation $145,000 $230,000 58.6% 0.1%
HALLMARK HOME MORTGAGE, LLC $225,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $215,000 n/a 0.1%
VERITAS FUNDING, LLC $215,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $205,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $205,000 n/a 0.1%
DESCO $205,000 n/a 0.1%
LOANPAL, LLC $360,000 $205,000 -43.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $570,000 $205,000 -64.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $650,000 $200,000 -69.2% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $195,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $195,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $190,000 n/a 0.1%
First Federal Bank of the Midwest $180,000 $185,000 2.8% 0.1%
GUILD MORTGAGE COMPANY $185,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $220,000 $185,000 -15.9% 0.1%
MID AMERICA MORTGAGE, INC. $185,000 $185,000 0.0% 0.1%
ROYAL UNITED MORTGAGE LLC $180,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $95,000 $175,000 84.2% 0.1%
DEEPHAVEN MORTGAGE LLC $165,000 n/a 0.1%
GENEVA FINANCIAL, LLC $165,000 n/a 0.1%
STAR Financial Bank $165,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $155,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $310,000 $155,000 -50.0% 0.1%
First Federal Savings and Loan Association of Lakewood $55,000 $155,000 181.8% 0.1%
PLANET HOME LENDING, LLC $205,000 $155,000 -24.4% 0.1%
SOUTHWEST FUNDING, LP $145,000 n/a 0.1%
Fremont Federal Credit Union $125,000 n/a 0.1%
Morgan Stanley Private Bank $125,000 n/a 0.1%
American Airlines Federal Credit Union $205,000 $115,000 -43.9% 0.1%
Peoples Bank $255,000 $115,000 -54.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $105,000 n/a 0.1%
The State Bank and Trust Company $305,000 $105,000 -65.6% 0.1%
Discover Bank $240,000 $100,000 -58.3% 0.1%
PHH Mortgage Corporation $85,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $65,000 n/a 0.0%
AMERISAVE MORTGAGE CORPORATION $45,000 n/a 0.0%
BRIDGE $105,000 $35,000 -66.7% 0.0%
UNIVERSAL 1 CREDIT UNION $65,000 $35,000 -46.2% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
CME Federal Credit Union $545,000 $15,000 -97.2% 0.0%

Bellefontaine's top lender by overall market share is The Huntington National Bank, with 12.2% market share. In second place, with 6.0%, is QUICKEN LOANS, LLC, having originated $10,375,000 in loans. In third place, with 4.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $8,450,000 in loans. In fourth place, with 4.6%, is HONDA Federal Credit Union, having originated $8,000,000 in loans. In fifth place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,615,000 in loans.


Bellefontaine Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Bellefontaine (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $149,900 (9.9%) $266,242 (13.4%) 0.00 186
2018-02-01 $144,900 (-1.7%) $263,826 (7.6%) 0.00 192
2018-03-01 $157,450 (1.0%) $265,717 (6.2%) 0.00 192
2018-04-01 $168,724 (12.5%) $271,189 (5.3%) 0.00 187
2018-05-01 $151,450 (-6.1%) $263,072 (12.7%) 0.00 185
2018-06-01 $167,000 (4.4%) $265,870 (14.7%) 0.00 189
2018-07-01 $169,675 (16.2%) $267,711 (18.6%) 0.00 198
2018-08-01 $172,400 (16.2%) $271,836 (8.4%) 0.00 204
2018-09-01 $168,700 (14.0%) $260,786 (14.2%) 0.00 211
2018-10-01 $164,950 (3.1%) $225,477 (-17.9%) 0.00 218
2018-11-01 $164,900 (3.1%) $225,500 (-19.2%) 0.00 213
2018-12-01 $169,900 (6.2%) $226,812 (-14.0%) 0.00 190
2019-01-01 $164,900 (10.0%) $225,292 (-15.4%) 0.00 136
2019-02-01 $157,400 (8.6%) $208,400 (-21.0%) 0.00 129
2019-03-01 $153,900 (-2.3%) $212,494 (-20.0%) 0.00 127
2019-04-01 $169,900 (0.7%) $227,219 (-16.2%) 0.00 139
2019-05-01 $177,400 (17.1%) $236,602 (-10.1%) 0.00 154
2019-06-01 $164,900 (-1.3%) $221,377 (-16.7%) 0.00 171
2019-07-01 $154,900 (-8.7%) $204,652 (-23.6%) 0.00 175
2019-08-01 $154,732 (-10.3%) $208,263 (-23.4%) 0.00 165
2019-09-01 $162,730 (-3.5%) $214,240 (-17.9%) 0.00 167
2019-10-01 $169,473 (2.7%) $219,191 (-2.8%) 0.00 167
2019-11-01 $169,900 (3.0%) $225,296 (-0.1%) 0.00 157
2019-12-01 $164,450 (-3.2%) $226,611 (-0.1%) 0.00 146
2020-01-01 $164,900 (0.0%) $228,084 (1.2%) 0.00 125
2020-02-01 $159,450 (1.3%) $226,188 (8.5%) 0.00 124
2020-03-01 $158,675 (3.1%) $216,953 (2.1%) 0.00 123
2020-04-01 $162,400 (-4.4%) $229,399 (1.0%) 0.00 124
2020-05-01 $177,450 (0.0%) $239,929 (1.4%) 0.00 108
2020-06-01 $195,150 (18.3%) $255,014 (15.2%) 0.00 77
2020-07-01 $182,400 (17.8%) $228,836 (11.8%) 0.00 58
2020-08-01 $152,450 (-1.5%) $232,475 (11.6%) 0.00 54
2020-09-01 $181,950 (11.8%) $311,999 (45.6%) 0.00 54
2020-10-01 $165,000 (-2.6%) $292,309 (33.4%) 0.00 63
2020-11-01 $158,500 (-6.7%) $290,574 (29.0%) 0.00 57
2020-12-01 $151,450 (-7.9%) $305,032 (34.6%) 0.00 48
2021-01-01 $189,900 (15.2%) $331,188 (45.2%) 0.00 46
2021-02-01 $214,925 (34.8%) $380,867 (68.4%) 0.00 39
2021-03-01 $252,400 (59.1%) $430,367 (98.4%) 0.00 37
2021-04-01 $234,725 (44.5%) $415,898 (81.3%) 0.00 31
2021-05-01 $231,950 (30.7%) $328,666 (37.0%) 0.00 49
2021-06-01 $238,075 (22.0%) $359,362 (40.9%) 0.00 61
2021-07-01 $234,500 (28.6%) $352,151 (53.9%) 0.00 70
2021-08-01 $234,200 (53.6%) $326,434 (40.4%) 0.00 83
2021-09-01 $232,400 (27.7%) $298,214 (-4.4%) 0.00 100
2021-10-01 $213,233 (29.2%) $301,171 (3.0%) 0.00 93
2021-11-01 $194,800 (22.9%) $284,296 (-2.2%) 0.00 80
2021-12-01 $186,150 (22.9%) $285,474 (-6.4%) 0.00 65
2022-01-01 $207,500 (9.3%) $329,827 (-0.4%) 0.00 61
2022-02-01 $209,950 (-2.3%) $343,681 (-9.8%) 0.00 65
2022-03-01 $253,675 (0.5%) $344,807 (-19.9%) 0.00 68
2022-04-01 $222,000 (-5.4%) $356,543 (-14.3%) 0.00 68
2022-05-01 $259,925 (12.1%) $348,388 (6.0%) 0.00 72
2022-06-01 $304,475 (27.9%) $406,232 (13.0%) 0.00 110
2022-07-01 $292,950 (24.9%) $386,326 (9.7%) 0.00 132
2022-08-01 $309,900 (32.3%) $388,413 (19.0%) 0.00 127
2022-09-01 $287,200 (23.6%) $370,114 (24.1%) 0.00 116
2022-10-01 $282,400 (32.4%) $360,800 (19.8%) 0.00 118
2022-11-01 $277,425 (42.4%) $360,680 (26.9%) 0.00 103
2022-12-01 $258,700 (39.0%) $349,669 (22.5%) 0.00 93
2023-01-01 $271,175 (30.7%) $364,645 (10.6%) 0.00 85
2023-02-01 $277,450 (32.2%) $368,101 (7.1%) 0.00 83
2023-03-01 $285,725 (12.6%) $374,683 (8.7%) 0.00 88
2023-04-01 $307,000 (38.3%) $374,319 (5.0%) 0.00 93
2023-05-01 $274,975 (5.8%) $356,257 (2.3%) 0.00 99
2023-06-01 $267,400 (-12.2%) $329,045 (-19.0%) 0.00 96
2023-07-01 $249,900 (-14.7%) $330,314 (-14.5%) 0.00 85
2023-08-01 $242,450 (-21.8%) $329,715 (-15.1%) 0.00 83
2023-09-01 $238,450 (-17.0%) $308,282 (-16.7%) 0.00 80
2023-10-01 $235,425 (-16.6%) $313,521 (-13.1%) 0.00 92
2023-11-01 $269,675 (-2.8%) $334,533 (-7.3%) 0.00 95
2023-12-01 $249,900 (-3.4%) $318,547 (-8.9%) 0.00 80
2024-01-01 $238,475 (-12.1%) $301,446 (-17.3%) 0.00 75
2024-02-01 $229,950 (-17.1%) $304,798 (-17.2%) 0.00 82
2024-03-01 $247,450 (-13.4%) $310,969 (-17.0%) 0.00 90
2024-04-01 $263,600 (-14.1%) $342,964 (-8.4%) 0.00 87
2024-05-01 $263,575 (-4.2%) $348,902 (-2.1%) 0.00 91
2024-06-01 $254,900 (-4.7%) $378,461 (15.0%) 0.00 89
2024-07-01 $261,950 (4.8%) $354,694 (7.4%) 0.00 101
2024-08-01 $264,900 (9.3%) $360,833 (9.4%) 0.00 115
2024-09-01 $269,900 (13.2%) $380,239 (23.3%) 0.00 108
2024-10-01 $274,975 (16.8%) $386,028 (23.1%) 0.00 109
2024-11-01 $280,000 (3.8%) $389,419 (16.4%) 0.00 115
2024-12-01 $278,000 (11.2%) $377,318 (18.5%) 0.00 108
2025-01-01 $274,600 (15.2%) $373,519 (23.9%) 0.00 104
2025-02-01 $264,475 (15.0%) $382,134 (25.4%) 0.00 93
2025-03-01 $272,500 (10.1%) $365,834 (17.6%) 0.00 91
Bellefontaine's median listing price for 2025-03-01 was $272,500, a difference of $25,050 (10.1%) versus the prior year and $8,025 versus the prior month.

Bellefontaine's median listing price comes in at 0% of the national average.

Bellefontaine's average listing price for 2025-03-01 was $365,834, a difference of $54,865 (17.6%) versus the prior year and $-16,300 versus the prior month.

For the 2025-03-01 period, Bellefontaine had 91 MLS listings, a difference of -2 listings (-2%) versus the prior month and 1 listings (1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Bellefontaine (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,546 sqft
2018-02-01 0 days 1,555 sqft
2018-03-01 0 days 1,503 sqft
2018-04-01 0 days 1,636 sqft
2018-05-01 0 days 1,629 sqft
2018-06-01 0 days 1,624 sqft
2018-07-01 0 days 1,626 sqft
2018-08-01 0 days 1,637 sqft
2018-09-01 0 days 1,618 sqft
2018-10-01 0 days 1,596 sqft
2018-11-01 0 days 1,614 sqft
2018-12-01 0 days 1,700 sqft
2019-01-01 0 days 1,604 sqft
2019-02-01 0 days 1,616 sqft
2019-03-01 0 days 1,569 sqft
2019-04-01 0 days 1,513 sqft
2019-05-01 0 days 1,483 sqft
2019-06-01 0 days 1,503 sqft
2019-07-01 0 days 1,512 sqft
2019-08-01 0 days 1,502 sqft
2019-09-01 0 days 1,486 sqft
2019-10-01 0 days 1,499 sqft
2019-11-01 0 days 1,522 sqft
2019-12-01 0 days 1,483 sqft
2020-01-01 0 days 1,471 sqft
2020-02-01 0 days 1,452 sqft
2020-03-01 0 days 1,406 sqft
2020-04-01 0 days 1,396 sqft
2020-05-01 0 days 1,402 sqft
2020-06-01 0 days 1,444 sqft
2020-07-01 0 days 1,453 sqft
2020-08-01 0 days 1,488 sqft
2020-09-01 0 days 1,481 sqft
2020-10-01 0 days 1,420 sqft
2020-11-01 0 days 1,441 sqft
2020-12-01 0 days 1,439 sqft
2021-01-01 0 days 1,420 sqft
2021-02-01 0 days 1,473 sqft
2021-03-01 0 days 1,656 sqft
2021-04-01 0 days 1,531 sqft
2021-05-01 0 days 1,566 sqft
2021-06-01 0 days 1,651 sqft
2021-07-01 0 days 1,642 sqft
2021-08-01 0 days 1,507 sqft
2021-09-01 0 days 1,470 sqft
2021-10-01 0 days 1,564 sqft
2021-11-01 0 days 1,510 sqft
2021-12-01 0 days 1,436 sqft
2022-01-01 0 days 1,424 sqft
2022-02-01 0 days 1,434 sqft
2022-03-01 0 days 1,547 sqft
2022-04-01 0 days 1,665 sqft
2022-05-01 0 days 1,495 sqft
2022-06-01 0 days 1,554 sqft
2022-07-01 0 days 1,584 sqft
2022-08-01 0 days 1,535 sqft
2022-09-01 0 days 1,590 sqft
2022-10-01 0 days 1,577 sqft
2022-11-01 0 days 1,607 sqft
2022-12-01 0 days 1,599 sqft
2023-01-01 0 days 1,586 sqft
2023-02-01 0 days 1,440 sqft
2023-03-01 0 days 1,412 sqft
2023-04-01 0 days 1,386 sqft
2023-05-01 0 days 1,360 sqft
2023-06-01 0 days 1,387 sqft
2023-07-01 0 days 1,373 sqft
2023-08-01 0 days 1,554 sqft
2023-09-01 0 days 1,384 sqft
2023-10-01 0 days 1,557 sqft
2023-11-01 0 days 1,643 sqft
2023-12-01 0 days 1,558 sqft
2024-01-01 0 days 1,513 sqft
2024-02-01 0 days 1,442 sqft
2024-03-01 0 days 1,354 sqft
2024-04-01 0 days 1,326 sqft
2024-05-01 0 days 1,483 sqft
2024-06-01 0 days 1,506 sqft
2024-07-01 0 days 1,481 sqft
2024-08-01 0 days 1,419 sqft
2024-09-01 0 days 1,498 sqft
2024-10-01 0 days 1,487 sqft
2024-11-01 0 days 1,568 sqft
2024-12-01 0 days 1,568 sqft
2025-01-01 0 days 1,544 sqft
2025-02-01 0 days 1,513 sqft
2025-03-01 0 days 1,424 sqft
Bellefontaine's median listing age (time on market) for 2025-03-01 was 0 days.

Bellefontaine's median square footage for active listings during the 2025-03-01 period was 1,424 sqft. One year prior, the average listing was 1,354 sqft.

Bellefontaine, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 462 $109,270,000 $236,515
Cash Out Refi 200 $27,820,000 $139,100
Home Improvement 104 $8,100,000 $77,885
Refi 102 $19,570,000 $191,863
Other 90 $7,770,000 $86,333

Bellefontaine's most frequently cited loan purpose was Home Purchase, with 462 originations. The 2nd most popular reason was Cash Out Refi, with 200 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 333 $70,765,000 $212,508
7-8% 265 $50,905,000 $192,094
Over 8% 224 $20,060,000 $89,554
5-6% 94 $23,350,000 $248,404
<2.5% 6 $40,000 $6,667
4-5% 3 $845,000 $281,667

During 2024, Bellefontaine's most frequently originated rate bucket was 6-7%, with 333 originations.

Loan Sizing (Bellefontaine, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 332 $49,820,000 $150,060
$200k-400k 293 $77,815,000 $265,580
$100,000 or less 286 $15,430,000 $53,951
$400k-600k 37 $17,295,000 $467,432
$600k-1000k 8 $6,030,000 $753,750
$Over $1MM 2 $6,140,000 $3,070,000

Bellefontaine's loan sizing saw the bucket of loans from $100k-200k with 332 originations, totaling $49,820,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 358 $85,680,000 $239,330
20-40% 167 $16,015,000 $95,898
60-80% 161 $38,185,000 $237,174
Under 20% 117 $4,565,000 $39,017
40-60% 94 $14,450,000 $153,723
Over 100% 11 $3,175,000 $288,636

Bellefontaine's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 358 originations, totaling $85,680,000 in origination value.