Cattle Bank & Trust Mortgage Rates, Fees & Info

Seward, NE

LEI: 254900XA8J7Y4KR7AI02

Tax ID: 47-0121680

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Cattle Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. Cattle Bank & Trust has a high proportion of conventional loans. Their top (well, only) market is Lincoln.

    Cattle Bank & Trust has an above average approval rate when compared to the average across all lenders.

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    Originations

    83

    Origination Dollar Volume (All Markets)

    $21,055,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    LINCOLN, NE (FHA|USDA|VA) 66 $15,140,000 $229,394 $0 0.00%
    Outside of Metro Areas 17 $5,915,000 $347,941 $0 0.00%
    Cattle Bank & Trust's top markets include and Lincoln among others.

    Their top states include:
  • Nebraska (FHA|USDA|VA)
  • (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 83 $21,055,000 $253,675 $0 0.00%

    For 2024, Cattle Bank & Trust's most frequently originated type of loan was Conventional, with 83 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 40 $12,800,000 $320,000 $0 0.00%
    Refi 31 $6,595,000 $212,742 $0 0.00%
    Other 10 $1,600,000 $160,000 $0 0.00%
    Home Improvement 2 $60,000 $30,000 $0 0.00%

    For 2024, Cattle Bank & Trust's most frequently cited loan purpose was Home Purchase, with 40 originations. The 2nd most popular reason was Refi, with 31 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 83 $21,055,000 $253,675 $0 0.00%

    For 2024, Cattle Bank & Trust's most frequently cited loan duration was Other, with 83 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 35 $5,435,000 $155,286 $0 0.00%
    $200k-400k 29 $7,925,000 $273,276 $0 0.00%
    $100,000 or less 10 $330,000 $33,000 $0 0.00%
    $1MM+ 3 $3,575,000 $1,191,667 $0 0.00%
    $400k-600k 3 $1,255,000 $418,333 $0 0.00%
    $600k-1MM 3 $2,535,000 $845,000 $0 0.00%

    2024 saw Cattle Bank & Trust place emphasis on $100k-200k loans with 35 originations, totaling $5,435,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 9 $2,065,000 $229,444 $0 0.00%
    $150k-250k 7 $1,675,000 $239,286 $0 0.00%
    $100k-150k 6 $2,480,000 $413,333 $0 0.00%
    $250k+ 6 $1,790,000 $298,333 $0 0.00%
    $75k-100k 6 $340,000 $56,667 $0 0.00%
    $50k-75k 5 $815,000 $163,000 $0 0.00%

    Cattle Bank & Trust lent most frequently to those with incomes in the $50k or less range, with 9 originations. The second most popular income band? $150k-250k, with 7 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 83 $21,055,000 $253,675 $0 0.00%

    Cattle Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 83 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 44 $11,890,000 $270,227 $0 0.00%
    White 37 $8,765,000 $236,892 $0 0.00%
    Vietnamese 1 $205,000 $205,000 $0 0.00%
    Other Asian 1 $195,000 $195,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.32%

    Cattle Bank & Trust has an average approval rate.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 83 $21,055,000 $253,675

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    83 $21,055,000 $253,675