Cattle Bank & Trust Mortgage Rates, Fees & Info
Seward, NELEI: 254900XA8J7Y4KR7AI02
Tax ID: 47-0121680
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Cattle Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. Cattle Bank & Trust has a high proportion of conventional loans. Their top (well, only) market is Lincoln.Cattle Bank & Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
136Origination Dollar Volume (All Markets)
$37,520,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LINCOLN, NE (FHA|USDA|VA) | 113 | $28,915,000 | $255,885 | $0 | 0.00% |
| Outside of Metro Areas | 23 | $8,605,000 | $374,130 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 136 | $37,520,000 | $275,882 | $0 | 0.00% |
For 2023, Cattle Bank & Trust's most frequently originated type of loan was Conventional, with 136 originations.
Loan Reason
For 2023, Cattle Bank & Trust's most frequently cited loan purpose was Home Purchase, with 75 originations. The 2nd most popular reason was Refi, with 51 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 136 | $37,520,000 | $275,882 | $0 | 0.00% |
For 2023, Cattle Bank & Trust's most frequently cited loan duration was Other, with 136 originations.
Loan Sizing
2023 saw Cattle Bank & Trust place emphasis on $100k-200k loans with 54 originations, totaling $7,970,000 in origination value.
Applicant Income
Cattle Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 13 originations. The second most popular income band? $100k-150k, with 10 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 136 | $37,520,000 | $275,882 | $0 | 0.00% |
Cattle Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 136 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.20%
Cattle Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination97.79%
Cattle Bank & Trust has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 136 | $37,520,000 | $275,882 |