LINCOLN Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lincoln averaged 6.56% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.77% and one month ago for the week of 2024-10-10, the average rate was 6.3%.

    Lincoln's average rate one year ago was 7.38%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.55%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Lincoln 30 Year Fixed Rate 2024-11-14 6.56%
    Lincoln 30 Year Fixed Rate Refi 2024-11-14 7.55%
    Lincoln 15 Year Fixed Rate 2024-11-14 6.07%
    Lincoln 15 Year Fixed Rate Refi 2024-11-14 5.99%
    Lincoln 30 Year FHA 2024-11-14 -0.25%
    Lincoln 30 Year FHA Refi 2024-11-14 -0.2%
    Lincoln 30 Year USDA 2024-11-14 0%
    Lincoln 30 Year USDA Refi 2024-11-14 0.2%
    Lincoln 30 Year VA 2024-11-14 0.12%
    Lincoln 30 Year VA Refi 2024-11-14 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LINCOLN, NE.

    LINCOLN Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LINCOLN, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Lincoln FSB of Nebraska 314 6.65% $2,591
    Union Bank and Trust Company 299 6.36% $2,742
    GERSHMAN INVESTMENT CORP. 191 6.81% $3,420
    West Gate Bank 175 6.78% $2,658
    Pinnacle Bank 133 6.60% $2,587
    CHARTER WEST BANK 130 6.95% $3,081
    LIBERTY FIRST 118 6.68% $2,649
    CMG MORTGAGE, INC. 115 6.80% $3,884
    U.S. Bank 111 6.93% $3,006
    CORNHUSKER BANK 110 6.45% $2,490
    QUICKEN LOANS, LLC 88 6.79% $5,840
    First National Bank of Omaha 84 6.65% $3,116
    Prosperity Home Mortgage, LLC 65 6.89% $3,340
    Security First Bank 65 6.44% $2,832
    First Bank 56 6.40% $3,439
    Capitol Federal Savings Bank 37 4.75% $7,377
    Wells Fargo Bank 37 6.57% $4,005
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 32 6.65% $2,913
    UNITED WHOLESALE MORTGAGE, LLC 31 7.06% $3,809
    Citizens Bank 29 6.57% $2,663
    DELMAR FINANCIAL COMPANY 29 6.90% $3,372
    MORIA DEVELOPMENT, INC. 27 6.98% $3,816
    Financial Funding Solutions, Inc. 23 6.88% $2,863
    U.S. HOME MORTGAGE, INC. 20 6.51% $2,979
    Frontier Bank 18 7.01% $2,667
    Regent Financial Group, Inc. 16 6.63% $4,528
    Plains Commerce Bank 13 7.12% $3,532
    First Interstate Bank 13 6.94% $3,288
    JPMorgan Chase Bank 11 6.72% $4,389
    PENNYMAC LOAN SERVICES, LLC 11 6.70% $4,247
    Paramount Residential Mortgage Group, Inc. 8 7.15% $6,121
    NAVY FEDERAL CREDIT UNION 7 6.34% $2,303
    Home Federal Savings & Loan Association of Grand Island 7 6.89% $3,193
    VERIDIAN CREDIT UNION 7 6.20% $1,696
    GUILD MORTGAGE COMPANY 7 6.89% $5,493
    GUARANTEED RATE, INC. 6 6.53% $3,511
    CHURCHILL MORTGAGE CORPORATION 6 6.69% $5,542
    PRIMELENDING, A PLAINSCAPITAL COMPANY 6 6.50% $4,470
    Farm Credit Mid-America, ACA 6 6.81% $7,396
    Bank of America 6 6.88% $4,610
    IOWA BANKERS MORTGAGE CORPORATION 5 7.15% $2,998
    Servion, Inc. 5 6.78% $3,100
    MUTUAL OF OMAHA MORTGAGE, INC. 5 7.02% $7,067
    Mr. Cooper ( Nationstar Mortgage ) 4 6.65% $10,690
    BROKER SOLUTIONS, INC. 4 7.78% $6,878
    Morgan Stanley Private Bank 4 6.55% $2,898
    UNION HOME MORTGAGE CORP. 4 6.22% $2,587
    Five Points Bank 4 6.72% $1,678
    Raymond James Bank 3 6.21% $2,609
    American National Bank 3 6.58% $2,727
    NBKC BANK 3 6.50% $3,417
    Gateway First Bank 3 6.54% $2,718
    BETTER MORTGAGE CORPORATION 3 6.33% $3,879
    BAY EQUITY LLC 3 7.16% $3,637
    AMERISAVE MORTGAGE CORPORATION 3 6.54% $6,913
    City National Bank 3 6.13% $3,572
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 7.17% $3,463
    Core Bank 3 6.54% $2,570
    United Fidelity Funding Corp. 3 7.54% $5,392
    Northwest Bank 2 7.13% $2,675
    CENTRIS FEDERAL CREDIT UNION 2 5.81% $3,321
    NEWREZ LLC 2 9.00% $2,391
    Deere Employees Credit Union 2 6.38% $3,072
    Arbor Bank 2 6.81% $2,620
    USAA Federal Savings Bank 2 6.81% $2,741
    UBS Bank USA 2 6.00% $3,661
    First Federal Bank 2 6.13% $8,152
    Stifel Bank and Trust 2 5.50% $1,990
    Access Bank 2 7.13% $3,370
    PNC Bank 2 7.31% $2,625
    LOANDEPOT.COM, LLC 2 6.56% $10,381
    Flagstar Bank, FSB 2 6.82% $5,825
    PHH Mortgage Corporation 2 7.00% $6,483
    Exchange Bank 2 7.44% $2,245
    Grand Bank for Savings, FSB 2 9.94% $3,472
    ZILLOW HOME LOANS, LLC 1 6.50% $6,332
    Adams Bank & Trust 1 8.13% $2,919
    A&D Mortgage LLC 1 9.13% $5,848
    AHL FUNDING 1 7.50% $8,391
    ALLIANT CREDIT UNION 1 7.13% $3,755
    Ally Bank 1 6.88% $1,646
    American Mortgage & Equity Consultants, Inc. 1 7.63% $6,088
    AmeriHome Mortgage Company, LLC 1 5.99% $3,434
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.75% $19,171
    Arvest Bank 1 8.13% $3,159
    BELEM SERVICING LLC 1 6.75% $3,096
    BMO Harris Bank 1 6.50% $4,636
    BNC National Bank 1 6.88% $2,633
    CARDINAL FINANCIAL 1 5.50% $12,182
    CASTLE & COOKE MORTGAGE, LLC 1 6.88% $3,889
    CENTENNIAL LENDING, LLC 1 6.38% $4,638
    Charles Schwab Bank, SSB 1 6.45% $2,328
    Cobalt Credit Union 1 6.25% $1,973
    Commerce Bank 1 6.25% $2,970
    COMMUNITYAMERICA 1 5.88% $2,819
    CORNERSTONE HOME LENDING, INC. 1 7.00% $3,558
    CROSSCOUNTRY MORTGAGE, LLC 1 7.08% $9,882
    DAS Acquisition Company, LLC 1 6.99% $4,368
    DATA MORTGAGE, INC. 1 6.00% $5,225
    DEEPHAVEN MORTGAGE LLC 1 8.99% $3,456
    EVERETT FINANCIAL, INC. 1 6.63% $8,458
    Fifth Third Bank 1 5.99% $1,970
    First Bank & Trust 1 5.88% $3,771
    FREEDOM MORTGAGE CORPORATION 1 7.38% $8,639
    Great Southern Bank 1 6.00% $4,514
    GREENSTATE CREDIT UNION 1 6.38% $2,796
    HOMESIDE FINANCIAL, LLC 1 7.25% $2,605
    INB 1 6.50% $2,337
    Lakeview Community Capital, LLC 1 6.63% $14,223
    LAKEVIEW LOAN SERVICING, LLC 1 6.63% $5,996
    Landmark National Bank 1 6.00% $2,395
    Merchants Bank 1 6.40% $3,397
    Meridian Trust Federal Credit Union 1 6.50% $2,622
    Mid-America Bank 1 6.88% $2,210
    Mortgage Research Center, LLC 1 6.50% $2,418
    MOVEMENT MORTGAGE, LLC 1 6.99% $6,050
    MUTUAL FIRST 1 7.75% $8,741
    National Exchange Bank and Trust 1 5.75% $1,154
    North American Savings Bank, F.S.B. 1 5.25% $3,662
    Northpointe Bank 1 6.75% $8,338
    Notre Dame Federal Credit Union Corporation 1 6.00% $4,450
    Oakstar Bank 1 5.99% $9,400
    OCMBC, INC. 1 9.13% $12,080
    PENTAGON FEDERAL CREDIT UNION 1 6.38% $8,179
    PREMIA MORTGAGE, LLC 1 6.88% $0
    Sierra Pacific Mortgage Company, Inc. 1 6.88% $3,101
    The Federal Savings Bank 1 6.00% $10,139
    TOGETHER CREDIT UNION 1 7.13% $2,597
    Waterstone Mortgage Corporation 1 6.38% $9,722

    LINCOLN Average Closing Costs & Other Stats

    LINCOLN, NE's 129 lenders originated 6,725 loans during 2023. The total origination value was $1,534,475,000, with an average loan value of $228,175.

    LINCOLN's average closing costs are $3,098.

    The top LINCOLN lender as defined by loan originations is Lincoln FSB of Nebraska, with 314 loans originated. Their average total fees are $2,591, which is $151 lower than the next largest lender, Union Bank and Trust Company.

    The lowest fee LINCOLN lenders (with over 10 loans originated) are CORNHUSKER BANK ($2,490), Pinnacle Bank ($2,587), Lincoln FSB of Nebraska ($2,591), LIBERTY FIRST ($2,649) and West Gate Bank ($2,658).

    The lowest rate LINCOLN lenders (with over 10 loans originated) are Capitol Federal Savings Bank (4.75%), Union Bank and Trust Company (6.36%), First Bank (6.40%), Security First Bank (6.44%) and CORNHUSKER BANK (6.45%).

    LINCOLN, NE Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Union Bank and Trust Company $192,925,000 $138,850,000 -28.0% 9.0%
    Lincoln FSB of Nebraska $185,770,000 $138,530,000 -25.4% 9.0%
    Pinnacle Bank $180,010,000 $100,030,000 -44.4% 6.5%
    West Gate Bank $117,295,000 $77,695,000 -33.8% 5.1%
    GERSHMAN INVESTMENT CORP. $99,480,000 $72,880,000 -26.7% 4.7%
    CORNHUSKER BANK $152,575,000 $67,295,000 -55.9% 4.4%
    LIBERTY FIRST $81,075,000 $59,825,000 -26.2% 3.9%
    CHARTER WEST BANK $51,925,000 $47,880,000 -7.8% 3.1%
    CMG MORTGAGE, INC. $21,945,000 $44,905,000 104.6% 2.9%
    First National Bank of Omaha $51,305,000 $42,365,000 -17.4% 2.8%
    QUICKEN LOANS, LLC $57,360,000 $41,145,000 -28.3% 2.7%
    Cedar Rapids Bank and Trust Company $40,500,000 n/a 2.6%
    U.S. Bank $59,935,000 $38,890,000 -35.1% 2.5%
    Prosperity Home Mortgage, LLC $43,420,000 $35,085,000 -19.2% 2.3%
    CITY BANK & TRUST CO. $30,335,000 n/a 2.0%
    CATTLE BANK & TRUST $35,060,000 $28,915,000 -17.5% 1.9%
    Security First Bank $51,995,000 $25,975,000 -50.0% 1.7%
    First Bank $28,970,000 $22,635,000 -21.9% 1.5%
    Exchange Bank $20,040,000 $22,580,000 12.7% 1.5%
    Barings Multifamily Capital $21,625,000 n/a 1.4%
    Frontier Bank $64,390,000 $21,570,000 -66.5% 1.4%
    GREYSTONE SERVICING COMPANY LLC $21,075,000 n/a 1.4%
    Capitol Federal Savings Bank $36,545,000 $17,395,000 -52.4% 1.1%
    Mortgage Research Center, LLC $18,250,000 $15,425,000 -15.5% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $20,695,000 $14,075,000 -32.0% 0.9%
    Wells Fargo Bank $56,760,000 $13,645,000 -76.0% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $10,990,000 $12,530,000 14.0% 0.8%
    MORIA DEVELOPMENT, INC. $16,185,000 $11,045,000 -31.8% 0.7%
    DELMAR FINANCIAL COMPANY $10,455,000 $10,405,000 -0.5% 0.7%
    Citizens Bank $24,515,000 $10,085,000 -58.9% 0.7%
    Midwest Bank $9,885,000 $9,040,000 -8.5% 0.6%
    PENNYMAC LOAN SERVICES, LLC $9,325,000 $8,545,000 -8.4% 0.6%
    Nebraska Bank of Commerce $5,410,000 $8,010,000 48.1% 0.5%
    First State Bank Nebraska $20,915,000 $7,335,000 -64.9% 0.5%
    JONES BANK $7,280,000 n/a 0.5%
    Financial Funding Solutions, Inc. $8,315,000 $7,035,000 -15.4% 0.5%
    U.S. HOME MORTGAGE, INC. $12,715,000 $6,925,000 -45.5% 0.5%
    Plains Commerce Bank $9,565,000 $6,810,000 -28.8% 0.4%
    NAVY FEDERAL CREDIT UNION $6,295,000 $6,645,000 5.6% 0.4%
    Bank of America $5,045,000 $6,555,000 29.9% 0.4%
    Regent Financial Group, Inc. $7,475,000 $6,130,000 -18.0% 0.4%
    First Interstate Bank $17,670,000 $5,880,000 -66.7% 0.4%
    Five Points Bank $13,050,000 $5,840,000 -55.2% 0.4%
    JONES LANG LASALLE MULTIFAMILY, LLC $5,445,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $13,840,000 $5,125,000 -63.0% 0.3%
    NEWREZ LLC $5,305,000 $4,715,000 -11.1% 0.3%
    Farmers and Merchants Bank of Ashland $4,630,000 n/a 0.3%
    USAA Federal Savings Bank $4,535,000 $4,395,000 -3.1% 0.3%
    VERIDIAN CREDIT UNION $3,875,000 $4,370,000 12.8% 0.3%
    State Bank of Table Rock $4,320,000 n/a 0.3%
    LOANDEPOT.COM, LLC $10,705,000 $4,215,000 -60.6% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $8,535,000 $4,065,000 -52.4% 0.3%
    Paramount Residential Mortgage Group, Inc. $2,810,000 $4,020,000 43.1% 0.3%
    GUILD MORTGAGE COMPANY $2,180,000 $4,000,000 83.5% 0.3%
    GUARANTEED RATE, INC. $1,155,000 $3,975,000 244.2% 0.3%
    LPS Employees Federal Credit Union $3,815,000 $3,955,000 3.7% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $3,265,000 $3,870,000 18.5% 0.3%
    Equitable Bank $500,000 $3,595,000 619.0% 0.2%
    JPMorgan Chase Bank $11,095,000 $3,300,000 -70.3% 0.2%
    Northwest Bank $1,190,000 $2,955,000 148.3% 0.2%
    FIRST NEBRASKA Credit Union $3,660,000 $2,730,000 -25.4% 0.2%
    FirstBank of Nebraska $1,485,000 $2,695,000 81.5% 0.2%
    UNION HOME MORTGAGE CORP. $1,655,000 $2,580,000 55.9% 0.2%
    Core Bank $5,750,000 $2,555,000 -55.6% 0.2%
    AMERISAVE MORTGAGE CORPORATION $5,850,000 $2,525,000 -56.8% 0.2%
    Discover Bank $1,720,000 $2,525,000 46.8% 0.2%
    21ST MORTGAGE CORPORATION $1,645,000 $2,380,000 44.7% 0.2%
    Home Federal Savings & Loan Association of Grand Island $2,660,000 $2,320,000 -12.8% 0.2%
    Farm Credit Mid-America, ACA $4,085,000 $2,220,000 -45.7% 0.1%
    Citizens Bank & Trust Co. $2,115,000 n/a 0.1%
    COREVEST AMERICAN FINANCE LENDER LLC $2,085,000 n/a 0.1%
    Cobalt Credit Union $1,730,000 $1,980,000 14.5% 0.1%
    BROKER SOLUTIONS, INC. $4,795,000 $1,855,000 -61.3% 0.1%
    Gateway First Bank $2,655,000 $1,850,000 -30.3% 0.1%
    American National Bank $37,985,000 $1,845,000 -95.1% 0.1%
    University of Nebraska Federal Credit Union $1,785,000 n/a 0.1%
    Morgan Stanley Private Bank $1,750,000 n/a 0.1%
    CENTRIS FEDERAL CREDIT UNION $3,370,000 $1,695,000 -49.7% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,055,000 $1,630,000 54.5% 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,260,000 $1,580,000 25.4% 0.1%
    PENTAGON FEDERAL CREDIT UNION $3,670,000 $1,485,000 -59.5% 0.1%
    UBS Bank USA $2,275,000 $1,440,000 -36.7% 0.1%
    IOWA BANKERS MORTGAGE CORPORATION $820,000 $1,415,000 72.6% 0.1%
    City National Bank $1,590,000 $1,370,000 -13.8% 0.1%
    Bank of Bennington $970,000 $1,310,000 35.1% 0.1%
    Servion, Inc. $325,000 $1,305,000 301.5% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,300,000 $1,290,000 -0.8% 0.1%
    Raymond James Bank $1,285,000 n/a 0.1%
    Arbor Bank $1,980,000 $1,265,000 -36.1% 0.1%
    Midwest Heritage Bank FSB $845,000 $1,240,000 46.7% 0.1%
    Figure Lending LLC $830,000 $1,180,000 42.2% 0.1%
    Flagstar Bank, FSB $5,200,000 $1,105,000 -78.8% 0.1%
    First Nebraska Bank $4,715,000 $1,100,000 -76.7% 0.1%
    PNC Bank $1,400,000 $1,065,000 -23.9% 0.1%
    BMO Harris Bank $990,000 n/a 0.1%
    BAY EQUITY LLC $430,000 $980,000 127.9% 0.1%
    Access Bank $4,010,000 $965,000 -75.9% 0.1%
    NBKC BANK $925,000 $955,000 3.2% 0.1%
    CASTLE & COOKE MORTGAGE, LLC $755,000 $935,000 23.8% 0.1%
    Cornerstone Bank $1,140,000 $900,000 -21.1% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $245,000 $860,000 251.0% 0.1%
    United Fidelity Funding Corp. $2,965,000 $860,000 -71.0% 0.1%
    Adams Bank & Trust $575,000 $810,000 40.9% 0.1%
    CARDINAL FINANCIAL $840,000 $765,000 -8.9% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $745,000 n/a 0.0%
    Waterstone Mortgage Corporation $745,000 n/a 0.0%
    BETTER MORTGAGE CORPORATION $2,415,000 $730,000 -69.8% 0.0%
    GREENSTATE CREDIT UNION $730,000 n/a 0.0%
    COMMUNITYAMERICA $595,000 $715,000 20.2% 0.0%
    Foundation One Bank $930,000 $715,000 -23.1% 0.0%
    CALIBER HOME LOANS, INC. $6,185,000 $700,000 -88.7% 0.0%
    Central National Bank $400,000 $700,000 75.0% 0.0%
    Deere Employees Credit Union $1,350,000 $690,000 -48.9% 0.0%
    NEW DAY FINANCIAL, LLC $2,425,000 $685,000 -71.8% 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $675,000 n/a 0.0%
    CROSSCOUNTRY MORTGAGE, LLC $940,000 $675,000 -28.2% 0.0%
    Coastal Community Bank $670,000 n/a 0.0%
    Wahoo State Bank $640,000 n/a 0.0%
    Stifel Bank and Trust $225,000 $630,000 180.0% 0.0%
    TruHome Solutions, LLC $585,000 n/a 0.0%
    AmeriHome Mortgage Company, LLC $175,000 $570,000 225.7% 0.0%
    PREMIA MORTGAGE, LLC $1,865,000 $570,000 -69.4% 0.0%
    The Federal Savings Bank $2,135,000 $570,000 -73.3% 0.0%
    BankFirst $955,000 $540,000 -43.5% 0.0%
    Oakstar Bank $535,000 n/a 0.0%
    North American Savings Bank, F.S.B. $1,405,000 $530,000 -62.3% 0.0%
    OCMBC, INC. $520,000 n/a 0.0%
    Lakeview Community Capital, LLC $60,000 $490,000 716.7% 0.0%
    Bank of Springfield $355,000 $480,000 35.2% 0.0%
    Carrington Mortgage Services, LLC $1,475,000 $475,000 -67.8% 0.0%
    MOVEMENT MORTGAGE, LLC $345,000 $445,000 29.0% 0.0%
    The Nodaway Valley Bank $445,000 n/a 0.0%
    AHL FUNDING $415,000 n/a 0.0%
    Bank of England $860,000 $415,000 -51.7% 0.0%
    DAS Acquisition Company, LLC $195,000 $415,000 112.8% 0.0%
    AMCAP MORTGAGE, LTD. $2,720,000 $405,000 -85.1% 0.0%
    Great Southern Bank $195,000 $405,000 107.7% 0.0%
    TOGETHER CREDIT UNION $405,000 n/a 0.0%
    FIRST STATE MORTGAGE SERVICES, LLC $400,000 n/a 0.0%
    Charles Schwab Bank, SSB $395,000 n/a 0.0%
    DEEPHAVEN MORTGAGE LLC $410,000 $395,000 -3.7% 0.0%
    First Federal Bank $255,000 $390,000 52.9% 0.0%
    BNC National Bank $1,220,000 $385,000 -68.4% 0.0%
    Century Mortgage Company DBA Century Lending Company $385,000 n/a 0.0%
    Great Plains National Bank $385,000 n/a 0.0%
    CLEARPATH LENDING $450,000 $380,000 -15.6% 0.0%
    SPRING EQ, LLC $250,000 $380,000 52.0% 0.0%
    HOMESIDE FINANCIAL, LLC $375,000 n/a 0.0%
    CORNERSTONE HOME LENDING, INC. $610,000 $365,000 -40.2% 0.0%
    First State Bank $2,175,000 $345,000 -84.1% 0.0%
    GUARANTEED RATE AFFINITY, LLC $325,000 n/a 0.0%
    Landmark National Bank $325,000 n/a 0.0%
    Wallick & Volk, Inc. $175,000 $325,000 85.7% 0.0%
    Bank of the West $2,575,000 $320,000 -87.6% 0.0%
    Grand Bank for Savings, FSB $300,000 n/a 0.0%
    Commerce Home Mortgage, Inc. $450,000 $295,000 -34.4% 0.0%
    Fifth Third Bank $295,000 n/a 0.0%
    FOUR POINTS $255,000 $295,000 15.7% 0.0%
    PHH Mortgage Corporation $750,000 $290,000 -61.3% 0.0%
    Think Mutual Bank $290,000 n/a 0.0%
    Northpointe Bank $1,010,000 $285,000 -71.8% 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $285,000 n/a 0.0%
    American Mortgage & Equity Consultants, Inc. $275,000 n/a 0.0%
    Bank of Colorado $1,095,000 $275,000 -74.9% 0.0%
    ARCHER COOPERATIVE CREDIT UNION $265,000 n/a 0.0%
    Ally Bank $1,640,000 $255,000 -84.5% 0.0%
    Equity Prime Mortgage LLC $205,000 $255,000 24.4% 0.0%
    EVERETT FINANCIAL, INC. $535,000 $255,000 -52.3% 0.0%
    Farmers National Bank $255,000 n/a 0.0%
    ALLIANT CREDIT UNION $245,000 n/a 0.0%
    BELEM SERVICING LLC $245,000 n/a 0.0%
    INB $245,000 n/a 0.0%
    Merchants Bank $695,000 $245,000 -64.7% 0.0%
    Evolve Bank & Trust $305,000 $240,000 -21.3% 0.0%
    Arvest Bank $65,000 $235,000 261.5% 0.0%
    Citibank $135,000 $235,000 74.1% 0.0%
    CRESCENT MORTGAGE COMPANY $235,000 n/a 0.0%
    CENTENNIAL LENDING, LLC $635,000 $215,000 -66.1% 0.0%
    THRIVENT Federal Credit Union $460,000 $215,000 -53.3% 0.0%
    MUTUAL FIRST $210,000 n/a 0.0%
    Citizens Business Bank $205,000 n/a 0.0%
    LAKEVIEW LOAN SERVICING, LLC $2,605,000 $205,000 -92.1% 0.0%
    Notre Dame Federal Credit Union Corporation $205,000 n/a 0.0%
    Wyndham Capital Mortgage, Inc. $670,000 $205,000 -69.4% 0.0%
    A&D Mortgage LLC $195,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $195,000 n/a 0.0%
    PLANET HOME LENDING, LLC $580,000 $195,000 -66.4% 0.0%
    INTERCAP LENDING INC. $185,000 n/a 0.0%
    Security National Bank of Omaha $185,000 n/a 0.0%
    AMERICAN HERITAGE LENDING, INC. $175,000 n/a 0.0%
    DIGITAL Federal Credit Union $175,000 n/a 0.0%
    First Bank & Trust $415,000 $175,000 -57.8% 0.0%
    HOMEXPRESS MORTGAGE CORP. $175,000 n/a 0.0%
    Meridian Trust Federal Credit Union $175,000 $175,000 0.0% 0.0%
    Mid-America Bank $175,000 n/a 0.0%
    Semper Home Loans, Inc. $175,000 n/a 0.0%
    Commerce Bank $525,000 $165,000 -68.6% 0.0%
    Wells Bank $155,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $655,000 $155,000 -76.3% 0.0%
    Truist $1,690,000 $145,000 -91.4% 0.0%
    Barrington Bank & Trust Company, N.A. $350,000 $135,000 -61.4% 0.0%
    F&M Bank $135,000 n/a 0.0%
    DUPACO COMMUNITY $125,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $125,000 n/a 0.0%
    VELOCITY COMMERCIAL CAPITAL, LLC $125,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $1,675,000 $115,000 -93.1% 0.0%
    PLAZA HOME MORTGAGE, INC. $355,000 $105,000 -70.4% 0.0%
    National Exchange Bank and Trust $95,000 n/a 0.0%
    DATA MORTGAGE, INC. $85,000 n/a 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $450,000 $75,000 -83.3% 0.0%
    First-Citizens Bank & Trust Company $55,000 n/a 0.0%
    Bethpage Federal Credit Union $25,000 $25,000 0.0% 0.0%

    LINCOLN's top lender by overall market share is Union Bank and Trust Company, with 9.0% market share. In second place, with 9.0%, is Lincoln FSB of Nebraska, having originated $138,530,000 in loans. In third place, with 6.5%, is Pinnacle Bank, having originated $100,030,000 in loans. In fourth place, with 5.1%, is West Gate Bank, having originated $77,695,000 in loans. In fifth place, with 4.7%, is GERSHMAN INVESTMENT CORP., having originated $72,880,000 in loans.

    LINCOLN Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - LINCOLN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $282,250 (25.5%) $344,966 (22.0%) 1.05 643
    2018-02-01 $299,450 (19.2%) $358,952 (19.1%) 1.09 612
    2018-03-01 $319,950 (24.2%) $364,659 (18.8%) 1.12 590
    2018-04-01 $323,713 (13.6%) $379,691 (13.9%) 1.10 620
    2018-05-01 $314,961 (8.1%) $373,405 (10.9%) 1.05 673
    2018-06-01 $308,900 (9.9%) $372,102 (12.7%) 1.03 714
    2018-07-01 $299,916 (12.5%) $368,433 (15.3%) 1.00 792
    2018-08-01 $289,800 (10.5%) $358,893 (13.3%) 0.97 858
    2018-09-01 $285,500 (14.3%) $352,035 (11.5%) 0.96 875
    2018-10-01 $275,440 (10.2%) $342,336 (8.4%) 0.93 945
    2018-11-01 $271,319 (2.6%) $333,806 (2.1%) 0.92 981
    2018-12-01 $272,500 (1.2%) $332,315 (0.0%) 0.94 891
    2019-01-01 $273,697 (-3.0%) $333,553 (-3.3%) 0.95 796
    2019-02-01 $284,948 (-4.8%) $343,605 (-4.3%) 0.96 753
    2019-03-01 $292,889 (-8.5%) $335,686 (-8.0%) 0.96 729
    2019-04-01 $296,026 (-8.6%) $329,557 (-13.2%) 0.94 694
    2019-05-01 $306,625 (-2.7%) $341,747 (-8.5%) 0.96 756
    2019-06-01 $299,900 (-2.9%) $336,092 (-9.7%) 0.94 790
    2019-07-01 $299,900 (0.0%) $332,953 (-9.6%) 0.94 781
    2019-08-01 $292,941 (1.1%) $328,280 (-8.5%) 0.93 830
    2019-09-01 $285,352 (-0.1%) $321,606 (-8.6%) 0.91 894
    2019-10-01 $279,725 (1.6%) $317,533 (-7.3%) 0.90 928
    2019-11-01 $282,079 (4.0%) $317,249 (-5.0%) 0.92 854
    2019-12-01 $284,900 (4.6%) $318,270 (-4.2%) 0.95 784
    2020-01-01 $299,925 (9.6%) $330,626 (-0.9%) 1.00 681
    2020-02-01 $302,500 (6.2%) $336,803 (-2.0%) 0.99 614
    2020-03-01 $303,575 (3.7%) $338,261 (0.8%) 0.95 641
    2020-04-01 $304,850 (3.0%) $337,646 (2.5%) 0.95 701
    2020-05-01 $319,000 (4.0%) $358,506 (4.9%) 0.97 651
    2020-06-01 $325,500 (8.5%) $368,812 (9.7%) 0.96 546
    2020-07-01 $325,000 (8.4%) $373,268 (12.1%) 0.94 499
    2020-08-01 $315,000 (7.5%) $365,770 (11.4%) 0.90 474
    2020-09-01 $307,925 (7.9%) $363,745 (13.1%) 0.88 454
    2020-10-01 $299,950 (7.2%) $365,332 (15.1%) 0.86 455
    2020-11-01 $321,650 (14.0%) $380,020 (19.8%) 0.94 472
    2020-12-01 $326,663 (14.7%) $375,951 (18.1%) 0.97 454
    2021-01-01 $334,950 (11.7%) $371,268 (12.3%) 1.00 395
    2021-02-01 $350,700 (15.9%) $385,336 (14.4%) 1.02 360
    2021-03-01 $362,225 (19.3%) $389,368 (15.1%) 1.03 374
    2021-04-01 $359,900 (18.1%) $395,376 (17.1%) 0.97 368
    2021-05-01 $359,900 (12.8%) $423,128 (18.0%) 0.96 364
    2021-06-01 $336,975 (3.5%) $410,103 (11.2%) 0.89 404
    2021-07-01 $329,000 (1.2%) $397,056 (6.4%) 0.87 428
    2021-08-01 $318,500 (1.1%) $385,095 (5.3%) 0.85 430
    2021-09-01 $299,950 (-2.6%) $362,560 (-0.3%) 0.80 442
    2021-10-01 $312,265 (4.1%) $361,655 (-1.0%) 0.83 490
    2021-11-01 $328,696 (2.2%) $382,773 (0.7%) 0.88 494
    2021-12-01 $349,950 (7.1%) $398,248 (5.9%) 0.95 424
    2022-01-01 $369,925 (10.4%) $419,115 (12.9%) 1.00 379
    2022-02-01 $387,305 (10.4%) $427,567 (11.0%) 1.01 367
    2022-03-01 $369,463 (2.0%) $427,384 (9.8%) 0.92 347
    2022-04-01 $389,999 (8.4%) $439,747 (11.2%) 0.93 365
    2022-05-01 $367,588 (2.1%) $422,910 (-0.1%) 0.84 431
    2022-06-01 $365,049 (8.3%) $427,098 (4.1%) 0.81 455
    2022-07-01 $362,595 (10.2%) $421,377 (6.1%) 0.82 551
    2022-08-01 $371,825 (16.7%) $416,049 (8.0%) 0.86 559
    2022-09-01 $379,386 (26.5%) $423,347 (16.8%) 0.89 563
    2022-10-01 $383,545 (22.8%) $419,338 (16.0%) 0.90 578
    2022-11-01 $387,450 (17.9%) $422,881 (10.5%) 0.93 615
    2022-12-01 $407,450 (16.4%) $433,708 (8.9%) 1.01 583
    2023-01-01 $439,476 (18.8%) $454,926 (8.5%) 1.09 523
    2023-02-01 $441,275 (13.9%) $455,262 (6.5%) 1.06 501
    2023-03-01 $447,500 (21.1%) $469,822 (9.9%) 1.06 458
    2023-04-01 $444,900 (14.1%) $469,027 (6.7%) 1.03 497
    2023-05-01 $447,700 (21.8%) $485,892 (14.9%) 1.02 535
    2023-06-01 $445,125 (21.9%) $497,704 (16.5%) 1.00 542
    2023-07-01 $437,900 (20.8%) $486,376 (15.4%) 1.00 570
    2023-08-01 $411,200 (10.6%) $476,511 (14.5%) 0.94 620
    2023-09-01 $399,450 (5.3%) $466,112 (10.1%) 0.93 677
    2023-10-01 $396,200 (3.3%) $463,312 (10.5%) 0.93 747
    2023-11-01 $389,750 (0.6%) $453,474 (7.2%) 0.93 764
    2023-12-01 $389,900 (-4.3%) $454,855 (4.9%) 0.95 646
    2024-01-01 $389,950 (-11.3%) $459,331 (1.0%) 0.95 545
    2024-02-01 $398,575 (-9.7%) $479,859 (5.4%) 0.96 499
    2024-03-01 $403,900 (-9.7%) $480,725 (2.3%) 0.95 525
    2024-04-01 $413,675 (-7.0%) $483,031 (3.0%) 0.96 567
    2024-05-01 $444,975 (-0.6%) $507,199 (4.4%) 1.01 588
    2024-06-01 $419,000 (-5.9%) $492,471 (-1.1%) 0.94 645
    2024-07-01 $398,975 (-8.9%) $474,635 (-2.4%) 0.91 679
    2024-08-01 $379,950 (-7.6%) $454,167 (-4.7%) 0.88 742
    2024-09-01 $379,950 (-4.9%) $456,838 (-2.0%) 0.89 786
    2024-10-01 $380,000 (-4.1%) $453,180 (-2.2%) 0.89 818
    LINCOLN's median listing price for 2024-10-01 was $380,000, a difference of $-16,200 (-4.1%) versus the prior year and $50 versus the prior month.

    LINCOLN's median listing price comes in at 89% of the national average.

    LINCOLN's average listing price for 2024-10-01 was $453,180, a difference of $-10,132 (-2.2%) versus the prior year and $-3,658 versus the prior month.

    For the 2024-10-01 period, LINCOLN had 818 MLS listings, a difference of 32 listings (4%) versus the prior month and 71 listings (10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - LINCOLN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 53 days 1,604 sqft
    2018-02-01 50 days 1,626 sqft
    2018-03-01 49 days 1,647 sqft
    2018-04-01 45 days 1,655 sqft
    2018-05-01 39 days 1,651 sqft
    2018-06-01 40 days 1,661 sqft
    2018-07-01 41 days 1,636 sqft
    2018-08-01 43 days 1,600 sqft
    2018-09-01 46 days 1,596 sqft
    2018-10-01 43 days 1,588 sqft
    2018-11-01 44 days 1,570 sqft
    2018-12-01 54 days 1,551 sqft
    2019-01-01 58 days 1,550 sqft
    2019-02-01 51 days 1,566 sqft
    2019-03-01 51 days 1,788 sqft
    2019-04-01 42 days 2,204 sqft
    2019-05-01 33 days 2,371 sqft
    2019-06-01 36 days 2,396 sqft
    2019-07-01 38 days 2,361 sqft
    2019-08-01 36 days 2,308 sqft
    2019-09-01 36 days 2,268 sqft
    2019-10-01 38 days 2,241 sqft
    2019-11-01 47 days 2,243 sqft
    2019-12-01 57 days 2,242 sqft
    2020-01-01 64 days 2,322 sqft
    2020-02-01 59 days 2,340 sqft
    2020-03-01 41 days 2,412 sqft
    2020-04-01 43 days 2,384 sqft
    2020-05-01 52 days 2,411 sqft
    2020-06-01 53 days 2,447 sqft
    2020-07-01 53 days 2,396 sqft
    2020-08-01 43 days 2,274 sqft
    2020-09-01 45 days 2,226 sqft
    2020-10-01 46 days 2,170 sqft
    2020-11-01 46 days 2,143 sqft
    2020-12-01 52 days 2,084 sqft
    2021-01-01 58 days 2,110 sqft
    2021-02-01 53 days 2,182 sqft
    2021-03-01 53 days 2,263 sqft
    2021-04-01 50 days 2,179 sqft
    2021-05-01 46 days 2,171 sqft
    2021-06-01 43 days 2,183 sqft
    2021-07-01 40 days 2,123 sqft
    2021-08-01 41 days 2,082 sqft
    2021-09-01 41 days 2,039 sqft
    2021-10-01 37 days 2,106 sqft
    2021-11-01 45 days 2,121 sqft
    2021-12-01 57 days 2,151 sqft
    2022-01-01 51 days 2,213 sqft
    2022-02-01 43 days 2,227 sqft
    2022-03-01 47 days 2,191 sqft
    2022-04-01 40 days 2,239 sqft
    2022-05-01 35 days 2,227 sqft
    2022-06-01 39 days 2,249 sqft
    2022-07-01 38 days 2,228 sqft
    2022-08-01 39 days 2,265 sqft
    2022-09-01 43 days 2,301 sqft
    2022-10-01 39 days 2,316 sqft
    2022-11-01 39 days 2,336 sqft
    2022-12-01 52 days 2,375 sqft
    2023-01-01 55 days 2,417 sqft
    2023-02-01 45 days 2,446 sqft
    2023-03-01 50 days 2,502 sqft
    2023-04-01 43 days 2,495 sqft
    2023-05-01 38 days 2,516 sqft
    2023-06-01 41 days 2,539 sqft
    2023-07-01 40 days 2,507 sqft
    2023-08-01 39 days 2,436 sqft
    2023-09-01 37 days 2,410 sqft
    2023-10-01 37 days 2,371 sqft
    2023-11-01 42 days 2,314 sqft
    2023-12-01 48 days 2,340 sqft
    2024-01-01 58 days 2,349 sqft
    2024-02-01 47 days 2,372 sqft
    2024-03-01 40 days 2,416 sqft
    2024-04-01 38 days 2,457 sqft
    2024-05-01 31 days 2,526 sqft
    2024-06-01 33 days 2,357 sqft
    2024-07-01 38 days 2,235 sqft
    2024-08-01 38 days 2,173 sqft
    2024-09-01 40 days 2,173 sqft
    2024-10-01 38 days 2,186 sqft
    LINCOLN's median listing age (time on market) for 2024-10-01 was 38 days. This is 3% longer than the same period one year ago.

    LINCOLN's median square footage for active listings during the 2024-10-01 period was 2,186 sqft. One year prior, the average listing was 2,371 sqft.

    LINCOLN, NE Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    68003 Lincoln, NE HUD Metro FMR Area $650 $720 $880 $1,180 $1,340
    68017 Lincoln, NE HUD Metro FMR Area $610 $660 $830 $1,120 $1,300
    68065 Lincoln, NE HUD Metro FMR Area $610 $670 $840 $1,120 $1,300
    68301 Lincoln, NE HUD Metro FMR Area $720 $810 $1,030 $1,440 $1,630
    68317 Lincoln, NE HUD Metro FMR Area $790 $890 $1,130 $1,580 $1,780
    68331 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
    68333 Lincoln, NE HUD Metro FMR Area $610 $690 $880 $1,230 $1,390
    68336 Lincoln, NE HUD Metro FMR Area $780 $870 $1,090 $1,480 $1,710
    68339 Lincoln, NE HUD Metro FMR Area $600 $680 $870 $1,200 $1,420
    68347 Lincoln, NE HUD Metro FMR Area $700 $780 $950 $1,270 $1,420
    68358 Lincoln, NE HUD Metro FMR Area $580 $650 $830 $1,160 $1,300
    68360 Lincoln, NE HUD Metro FMR Area $870 $960 $1,240 $1,720 $2,110
    68366 Lincoln, NE HUD Metro FMR Area $830 $930 $1,130 $1,520 $1,690
    68368 Lincoln, NE HUD Metro FMR Area $890 $1,000 $1,270 $1,780 $2,000
    68372 Lincoln, NE HUD Metro FMR Area $930 $1,050 $1,330 $1,860 $2,100
    68402 Lincoln, NE HUD Metro FMR Area $750 $850 $1,080 $1,510 $1,700
    68404 Lincoln, NE HUD Metro FMR Area $840 $950 $1,200 $1,680 $1,890
    68419 Lincoln, NE HUD Metro FMR Area $750 $840 $1,070 $1,490 $1,680
    68423 Lincoln, NE HUD Metro FMR Area $580 $640 $830 $1,140 $1,410
    68428 Lincoln, NE HUD Metro FMR Area $910 $1,030 $1,300 $1,820 $2,050
    68430 Lincoln, NE HUD Metro FMR Area $1,030 $1,160 $1,470 $2,060 $2,320
    68438 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
    68461 Lincoln, NE HUD Metro FMR Area $890 $1,010 $1,270 $1,770 $2,000
    68462 Lincoln, NE HUD Metro FMR Area $660 $740 $940 $1,320 $1,480
    68465 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
    68501 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
    68502 Lincoln, NE HUD Metro FMR Area $580 $650 $830 $1,160 $1,300
    68503 Lincoln, NE HUD Metro FMR Area $580 $650 $830 $1,160 $1,300
    68504 Lincoln, NE HUD Metro FMR Area $660 $750 $950 $1,330 $1,500
    68505 Lincoln, NE HUD Metro FMR Area $730 $830 $1,050 $1,470 $1,660
    68506 Lincoln, NE HUD Metro FMR Area $760 $860 $1,090 $1,530 $1,720
    68507 Lincoln, NE HUD Metro FMR Area $660 $750 $950 $1,330 $1,500
    68508 Lincoln, NE HUD Metro FMR Area $580 $650 $830 $1,160 $1,310
    68510 Lincoln, NE HUD Metro FMR Area $610 $690 $870 $1,220 $1,370
    68512 Lincoln, NE HUD Metro FMR Area $830 $940 $1,190 $1,670 $1,880
    68514 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
    68516 Lincoln, NE HUD Metro FMR Area $780 $880 $1,110 $1,550 $1,750
    68517 Lincoln, NE HUD Metro FMR Area $650 $730 $920 $1,270 $1,450
    68520 Lincoln, NE HUD Metro FMR Area $1,030 $1,160 $1,470 $2,060 $2,320
    68521 Lincoln, NE HUD Metro FMR Area $720 $810 $1,030 $1,440 $1,630
    68522 Lincoln, NE HUD Metro FMR Area $760 $860 $1,090 $1,530 $1,720
    68523 Lincoln, NE HUD Metro FMR Area $830 $940 $1,190 $1,680 $1,890
    68524 Lincoln, NE HUD Metro FMR Area $660 $750 $950 $1,330 $1,500
    68526 Lincoln, NE HUD Metro FMR Area $940 $1,060 $1,340 $1,880 $2,110
    68527 Lincoln, NE HUD Metro FMR Area $780 $880 $1,100 $1,530 $1,720
    68528 Lincoln, NE HUD Metro FMR Area $850 $950 $1,210 $1,690 $1,910
    68529 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
    68531 Lincoln, NE HUD Metro FMR Area $760 $860 $1,090 $1,520 $1,720
    68532 Lincoln, NE HUD Metro FMR Area $830 $920 $1,180 $1,640 $1,860
    68542 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
    68588 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550

    2022 Average & Median Rent Data Statistics
    LINCOLN, NE average 1BR rent: $830, median: $810
    LINCOLN, NE average 2BR rent: $1,050, median: $1,030
    LINCOLN, NE average 3BR rent: $1,462, median: $1,440

    LINCOLN, NE Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 4,342 $1,232,210,000 $283,789
    Other 647 $43,575,000 $67,349
    Cash Out Refi 634 $95,080,000 $149,968
    Refi 560 $109,860,000 $196,179
    Home Improvement 541 $53,595,000 $99,067
    NA 1 $155,000 $155,000

    Lincoln's most frequently cited loan purpose was Home Purchase, with 4,342 originations. The 2nd most popular reason was Other, with 647 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 2,314 $589,400,000 $254,710
    7-8% 1,615 $370,335,000 $229,310
    5-6% 912 $239,090,000 $262,160
    Over 8% 827 $91,815,000 $111,022
    <2.5% 158 $2,560,000 $16,203
    4-5% 76 $29,440,000 $387,368
    3-4% 38 $8,780,000 $231,053
    2.5-3% 6 $1,610,000 $268,333

    During 2023, Lincoln's most frequently originated rate bucket was 6-7%, with 2,314 originations.

    Loan Sizing (LINCOLN, NE MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 2,495 $686,535,000 $275,164
    $100,000 or less 1,810 $85,950,000 $47,486
    $100k-200k 1,766 $271,080,000 $153,499
    $400k-600k 476 $222,300,000 $467,017
    $600k-1000k 126 $91,980,000 $730,000
    $Over $1MM 52 $176,630,000 $3,396,731

    LINCOLN's loan sizing saw the bucket of loans from $200k-400k with 2,495 originations, totaling $686,535,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 2,279 $637,015,000 $279,515
    60-80% 1,316 $423,240,000 $321,611
    Under 20% 1,046 $54,250,000 $51,864
    20-40% 712 $85,350,000 $119,874
    40-60% 517 $129,305,000 $250,106
    Over 100% 44 $21,200,000 $481,818

    LINCOLN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,279 originations, totaling $637,015,000 in origination value.