LINCOLN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lincoln averaged 6.48% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.37% and one month ago for the week of 2024-11-07, the average rate was 6.67%.

Lincoln's average rate one year ago was 7.01%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.87%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Lincoln 30 Year Fixed Rate 2024-12-12 6.48%
Lincoln 30 Year Fixed Rate Refi 2024-12-12 6.87%
Lincoln 15 Year Fixed Rate 2024-12-12 6.22%
Lincoln 15 Year Fixed Rate Refi 2024-12-12 6.34%
Lincoln 30 Year FHA 2024-12-12 6.03%
Lincoln 30 Year FHA Refi 2024-12-12 6.28%
Lincoln 30 Year USDA 2024-12-12 6.4%
Lincoln 30 Year USDA Refi 2024-12-12 6.2%
Lincoln 30 Year VA 2024-12-12 5.8%
Lincoln 30 Year VA Refi 2024-12-12 6.08%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LINCOLN, NE.

LINCOLN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LINCOLN, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Lincoln FSB of Nebraska 314 6.65% $2,591
Union Bank and Trust Company 299 6.36% $2,742
GERSHMAN INVESTMENT CORP. 191 6.81% $3,420
West Gate Bank 175 6.78% $2,658
Pinnacle Bank 133 6.60% $2,587
CHARTER WEST BANK 130 6.95% $3,081
LIBERTY FIRST 118 6.68% $2,649
CMG MORTGAGE, INC. 115 6.80% $3,884
U.S. Bank 111 6.93% $3,006
CORNHUSKER BANK 110 6.45% $2,490
QUICKEN LOANS, LLC 88 6.79% $5,840
First National Bank of Omaha 84 6.65% $3,116
Prosperity Home Mortgage, LLC 65 6.89% $3,340
Security First Bank 65 6.44% $2,832
First Bank 56 6.40% $3,439
Capitol Federal Savings Bank 37 4.75% $7,377
Wells Fargo Bank 37 6.57% $4,005
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 32 6.65% $2,913
UNITED WHOLESALE MORTGAGE, LLC 31 7.06% $3,809
Citizens Bank 29 6.57% $2,663
DELMAR FINANCIAL COMPANY 29 6.90% $3,372
MORIA DEVELOPMENT, INC. 27 6.98% $3,816
Financial Funding Solutions, Inc. 23 6.88% $2,863
U.S. HOME MORTGAGE, INC. 20 6.51% $2,979
Frontier Bank 18 7.01% $2,667
Regent Financial Group, Inc. 16 6.63% $4,528
Plains Commerce Bank 13 7.12% $3,532
First Interstate Bank 13 6.94% $3,288
JPMorgan Chase Bank 11 6.72% $4,389
PENNYMAC LOAN SERVICES, LLC 11 6.70% $4,247
Paramount Residential Mortgage Group, Inc. 8 7.15% $6,121
NAVY FEDERAL CREDIT UNION 7 6.34% $2,303
Home Federal Savings & Loan Association of Grand Island 7 6.89% $3,193
VERIDIAN CREDIT UNION 7 6.20% $1,696
GUILD MORTGAGE COMPANY 7 6.89% $5,493
GUARANTEED RATE, INC. 6 6.53% $3,511
CHURCHILL MORTGAGE CORPORATION 6 6.69% $5,542
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 6.50% $4,470
Farm Credit Mid-America, ACA 6 6.81% $7,396
Bank of America 6 6.88% $4,610
IOWA BANKERS MORTGAGE CORPORATION 5 7.15% $2,998
Servion, Inc. 5 6.78% $3,100
MUTUAL OF OMAHA MORTGAGE, INC. 5 7.02% $7,067
Mr. Cooper ( Nationstar Mortgage ) 4 6.65% $10,690
BROKER SOLUTIONS, INC. 4 7.78% $6,878
Morgan Stanley Private Bank 4 6.55% $2,898
UNION HOME MORTGAGE CORP. 4 6.22% $2,587
Five Points Bank 4 6.72% $1,678
Raymond James Bank 3 6.21% $2,609
American National Bank 3 6.58% $2,727
NBKC BANK 3 6.50% $3,417
Gateway First Bank 3 6.54% $2,718
BETTER MORTGAGE CORPORATION 3 6.33% $3,879
BAY EQUITY LLC 3 7.16% $3,637
AMERISAVE MORTGAGE CORPORATION 3 6.54% $6,913
City National Bank 3 6.13% $3,572
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 7.17% $3,463
Core Bank 3 6.54% $2,570
United Fidelity Funding Corp. 3 7.54% $5,392
Northwest Bank 2 7.13% $2,675
CENTRIS FEDERAL CREDIT UNION 2 5.81% $3,321
NEWREZ LLC 2 9.00% $2,391
Deere Employees Credit Union 2 6.38% $3,072
Arbor Bank 2 6.81% $2,620
USAA Federal Savings Bank 2 6.81% $2,741
UBS Bank USA 2 6.00% $3,661
First Federal Bank 2 6.13% $8,152
Stifel Bank and Trust 2 5.50% $1,990
Access Bank 2 7.13% $3,370
PNC Bank 2 7.31% $2,625
LOANDEPOT.COM, LLC 2 6.56% $10,381
Flagstar Bank, FSB 2 6.82% $5,825
PHH Mortgage Corporation 2 7.00% $6,483
Exchange Bank 2 7.44% $2,245
Grand Bank for Savings, FSB 2 9.94% $3,472
ZILLOW HOME LOANS, LLC 1 6.50% $6,332
Adams Bank & Trust 1 8.13% $2,919
A&D Mortgage LLC 1 9.13% $5,848
AHL FUNDING 1 7.50% $8,391
ALLIANT CREDIT UNION 1 7.13% $3,755
Ally Bank 1 6.88% $1,646
American Mortgage & Equity Consultants, Inc. 1 7.63% $6,088
AmeriHome Mortgage Company, LLC 1 5.99% $3,434
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.75% $19,171
Arvest Bank 1 8.13% $3,159
BELEM SERVICING LLC 1 6.75% $3,096
BMO Harris Bank 1 6.50% $4,636
BNC National Bank 1 6.88% $2,633
CARDINAL FINANCIAL 1 5.50% $12,182
CASTLE & COOKE MORTGAGE, LLC 1 6.88% $3,889
CENTENNIAL LENDING, LLC 1 6.38% $4,638
Charles Schwab Bank, SSB 1 6.45% $2,328
Cobalt Credit Union 1 6.25% $1,973
Commerce Bank 1 6.25% $2,970
COMMUNITYAMERICA 1 5.88% $2,819
CORNERSTONE HOME LENDING, INC. 1 7.00% $3,558
CROSSCOUNTRY MORTGAGE, LLC 1 7.08% $9,882
DAS Acquisition Company, LLC 1 6.99% $4,368
DATA MORTGAGE, INC. 1 6.00% $5,225
DEEPHAVEN MORTGAGE LLC 1 8.99% $3,456
EVERETT FINANCIAL, INC. 1 6.63% $8,458
Fifth Third Bank 1 5.99% $1,970
First Bank & Trust 1 5.88% $3,771
FREEDOM MORTGAGE CORPORATION 1 7.38% $8,639
Great Southern Bank 1 6.00% $4,514
GREENSTATE CREDIT UNION 1 6.38% $2,796
HOMESIDE FINANCIAL, LLC 1 7.25% $2,605
INB 1 6.50% $2,337
Lakeview Community Capital, LLC 1 6.63% $14,223
LAKEVIEW LOAN SERVICING, LLC 1 6.63% $5,996
Landmark National Bank 1 6.00% $2,395
Merchants Bank 1 6.40% $3,397
Meridian Trust Federal Credit Union 1 6.50% $2,622
Mid-America Bank 1 6.88% $2,210
Mortgage Research Center, LLC 1 6.50% $2,418
MOVEMENT MORTGAGE, LLC 1 6.99% $6,050
MUTUAL FIRST 1 7.75% $8,741
National Exchange Bank and Trust 1 5.75% $1,154
North American Savings Bank, F.S.B. 1 5.25% $3,662
Northpointe Bank 1 6.75% $8,338
Notre Dame Federal Credit Union Corporation 1 6.00% $4,450
Oakstar Bank 1 5.99% $9,400
OCMBC, INC. 1 9.13% $12,080
PENTAGON FEDERAL CREDIT UNION 1 6.38% $8,179
PREMIA MORTGAGE, LLC 1 6.88% $0
Sierra Pacific Mortgage Company, Inc. 1 6.88% $3,101
The Federal Savings Bank 1 6.00% $10,139
TOGETHER CREDIT UNION 1 7.13% $2,597
Waterstone Mortgage Corporation 1 6.38% $9,722

LINCOLN Average Closing Costs & Other Stats

LINCOLN, NE's 129 lenders originated 6,725 loans during 2023. The total origination value was $1,534,475,000, with an average loan value of $228,175.

LINCOLN's average closing costs are $3,098.

The top LINCOLN lender as defined by loan originations is Lincoln FSB of Nebraska, with 314 loans originated. Their average total fees are $2,591, which is $151 lower than the next largest lender, Union Bank and Trust Company.

The lowest fee LINCOLN lenders (with over 10 loans originated) are CORNHUSKER BANK ($2,490), Pinnacle Bank ($2,587), Lincoln FSB of Nebraska ($2,591), LIBERTY FIRST ($2,649) and West Gate Bank ($2,658).

The lowest rate LINCOLN lenders (with over 10 loans originated) are Capitol Federal Savings Bank (4.75%), Union Bank and Trust Company (6.36%), First Bank (6.40%), Security First Bank (6.44%) and CORNHUSKER BANK (6.45%).

LINCOLN, NE Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Union Bank and Trust Company $192,925,000 $138,850,000 -28.0% 9.0%
Lincoln FSB of Nebraska $185,770,000 $138,530,000 -25.4% 9.0%
Pinnacle Bank $180,010,000 $100,030,000 -44.4% 6.5%
West Gate Bank $117,295,000 $77,695,000 -33.8% 5.1%
GERSHMAN INVESTMENT CORP. $99,480,000 $72,880,000 -26.7% 4.7%
CORNHUSKER BANK $152,575,000 $67,295,000 -55.9% 4.4%
LIBERTY FIRST $81,075,000 $59,825,000 -26.2% 3.9%
CHARTER WEST BANK $51,925,000 $47,880,000 -7.8% 3.1%
CMG MORTGAGE, INC. $21,945,000 $44,905,000 104.6% 2.9%
First National Bank of Omaha $51,305,000 $42,365,000 -17.4% 2.8%
QUICKEN LOANS, LLC $57,360,000 $41,145,000 -28.3% 2.7%
Cedar Rapids Bank and Trust Company $40,500,000 n/a 2.6%
U.S. Bank $59,935,000 $38,890,000 -35.1% 2.5%
Prosperity Home Mortgage, LLC $43,420,000 $35,085,000 -19.2% 2.3%
CITY BANK & TRUST CO. $30,335,000 n/a 2.0%
CATTLE BANK & TRUST $35,060,000 $28,915,000 -17.5% 1.9%
Security First Bank $51,995,000 $25,975,000 -50.0% 1.7%
First Bank $28,970,000 $22,635,000 -21.9% 1.5%
Exchange Bank $20,040,000 $22,580,000 12.7% 1.5%
Barings Multifamily Capital $21,625,000 n/a 1.4%
Frontier Bank $64,390,000 $21,570,000 -66.5% 1.4%
GREYSTONE SERVICING COMPANY LLC $21,075,000 n/a 1.4%
Capitol Federal Savings Bank $36,545,000 $17,395,000 -52.4% 1.1%
Mortgage Research Center, LLC $18,250,000 $15,425,000 -15.5% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $20,695,000 $14,075,000 -32.0% 0.9%
Wells Fargo Bank $56,760,000 $13,645,000 -76.0% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $10,990,000 $12,530,000 14.0% 0.8%
MORIA DEVELOPMENT, INC. $16,185,000 $11,045,000 -31.8% 0.7%
DELMAR FINANCIAL COMPANY $10,455,000 $10,405,000 -0.5% 0.7%
Citizens Bank $24,515,000 $10,085,000 -58.9% 0.7%
Midwest Bank $9,885,000 $9,040,000 -8.5% 0.6%
PENNYMAC LOAN SERVICES, LLC $9,325,000 $8,545,000 -8.4% 0.6%
Nebraska Bank of Commerce $5,410,000 $8,010,000 48.1% 0.5%
First State Bank Nebraska $20,915,000 $7,335,000 -64.9% 0.5%
JONES BANK $7,280,000 n/a 0.5%
Financial Funding Solutions, Inc. $8,315,000 $7,035,000 -15.4% 0.5%
U.S. HOME MORTGAGE, INC. $12,715,000 $6,925,000 -45.5% 0.5%
Plains Commerce Bank $9,565,000 $6,810,000 -28.8% 0.4%
NAVY FEDERAL CREDIT UNION $6,295,000 $6,645,000 5.6% 0.4%
Bank of America $5,045,000 $6,555,000 29.9% 0.4%
Regent Financial Group, Inc. $7,475,000 $6,130,000 -18.0% 0.4%
First Interstate Bank $17,670,000 $5,880,000 -66.7% 0.4%
Five Points Bank $13,050,000 $5,840,000 -55.2% 0.4%
JONES LANG LASALLE MULTIFAMILY, LLC $5,445,000 n/a 0.4%
FREEDOM MORTGAGE CORPORATION $13,840,000 $5,125,000 -63.0% 0.3%
NEWREZ LLC $5,305,000 $4,715,000 -11.1% 0.3%
Farmers and Merchants Bank of Ashland $4,630,000 n/a 0.3%
USAA Federal Savings Bank $4,535,000 $4,395,000 -3.1% 0.3%
VERIDIAN CREDIT UNION $3,875,000 $4,370,000 12.8% 0.3%
State Bank of Table Rock $4,320,000 n/a 0.3%
LOANDEPOT.COM, LLC $10,705,000 $4,215,000 -60.6% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $8,535,000 $4,065,000 -52.4% 0.3%
Paramount Residential Mortgage Group, Inc. $2,810,000 $4,020,000 43.1% 0.3%
GUILD MORTGAGE COMPANY $2,180,000 $4,000,000 83.5% 0.3%
GUARANTEED RATE, INC. $1,155,000 $3,975,000 244.2% 0.3%
LPS Employees Federal Credit Union $3,815,000 $3,955,000 3.7% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $3,265,000 $3,870,000 18.5% 0.3%
Equitable Bank $500,000 $3,595,000 619.0% 0.2%
JPMorgan Chase Bank $11,095,000 $3,300,000 -70.3% 0.2%
Northwest Bank $1,190,000 $2,955,000 148.3% 0.2%
FIRST NEBRASKA Credit Union $3,660,000 $2,730,000 -25.4% 0.2%
FirstBank of Nebraska $1,485,000 $2,695,000 81.5% 0.2%
UNION HOME MORTGAGE CORP. $1,655,000 $2,580,000 55.9% 0.2%
Core Bank $5,750,000 $2,555,000 -55.6% 0.2%
AMERISAVE MORTGAGE CORPORATION $5,850,000 $2,525,000 -56.8% 0.2%
Discover Bank $1,720,000 $2,525,000 46.8% 0.2%
21ST MORTGAGE CORPORATION $1,645,000 $2,380,000 44.7% 0.2%
Home Federal Savings & Loan Association of Grand Island $2,660,000 $2,320,000 -12.8% 0.2%
Farm Credit Mid-America, ACA $4,085,000 $2,220,000 -45.7% 0.1%
Citizens Bank & Trust Co. $2,115,000 n/a 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $2,085,000 n/a 0.1%
Cobalt Credit Union $1,730,000 $1,980,000 14.5% 0.1%
BROKER SOLUTIONS, INC. $4,795,000 $1,855,000 -61.3% 0.1%
Gateway First Bank $2,655,000 $1,850,000 -30.3% 0.1%
American National Bank $37,985,000 $1,845,000 -95.1% 0.1%
University of Nebraska Federal Credit Union $1,785,000 n/a 0.1%
Morgan Stanley Private Bank $1,750,000 n/a 0.1%
CENTRIS FEDERAL CREDIT UNION $3,370,000 $1,695,000 -49.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,055,000 $1,630,000 54.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,260,000 $1,580,000 25.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $3,670,000 $1,485,000 -59.5% 0.1%
UBS Bank USA $2,275,000 $1,440,000 -36.7% 0.1%
IOWA BANKERS MORTGAGE CORPORATION $820,000 $1,415,000 72.6% 0.1%
City National Bank $1,590,000 $1,370,000 -13.8% 0.1%
Bank of Bennington $970,000 $1,310,000 35.1% 0.1%
Servion, Inc. $325,000 $1,305,000 301.5% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,300,000 $1,290,000 -0.8% 0.1%
Raymond James Bank $1,285,000 n/a 0.1%
Arbor Bank $1,980,000 $1,265,000 -36.1% 0.1%
Midwest Heritage Bank FSB $845,000 $1,240,000 46.7% 0.1%
Figure Lending LLC $830,000 $1,180,000 42.2% 0.1%
Flagstar Bank, FSB $5,200,000 $1,105,000 -78.8% 0.1%
First Nebraska Bank $4,715,000 $1,100,000 -76.7% 0.1%
PNC Bank $1,400,000 $1,065,000 -23.9% 0.1%
BMO Harris Bank $990,000 n/a 0.1%
BAY EQUITY LLC $430,000 $980,000 127.9% 0.1%
Access Bank $4,010,000 $965,000 -75.9% 0.1%
NBKC BANK $925,000 $955,000 3.2% 0.1%
CASTLE & COOKE MORTGAGE, LLC $755,000 $935,000 23.8% 0.1%
Cornerstone Bank $1,140,000 $900,000 -21.1% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $245,000 $860,000 251.0% 0.1%
United Fidelity Funding Corp. $2,965,000 $860,000 -71.0% 0.1%
Adams Bank & Trust $575,000 $810,000 40.9% 0.1%
CARDINAL FINANCIAL $840,000 $765,000 -8.9% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $745,000 n/a 0.0%
Waterstone Mortgage Corporation $745,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $2,415,000 $730,000 -69.8% 0.0%
GREENSTATE CREDIT UNION $730,000 n/a 0.0%
COMMUNITYAMERICA $595,000 $715,000 20.2% 0.0%
Foundation One Bank $930,000 $715,000 -23.1% 0.0%
CALIBER HOME LOANS, INC. $6,185,000 $700,000 -88.7% 0.0%
Central National Bank $400,000 $700,000 75.0% 0.0%
Deere Employees Credit Union $1,350,000 $690,000 -48.9% 0.0%
NEW DAY FINANCIAL, LLC $2,425,000 $685,000 -71.8% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $675,000 n/a 0.0%
CROSSCOUNTRY MORTGAGE, LLC $940,000 $675,000 -28.2% 0.0%
Coastal Community Bank $670,000 n/a 0.0%
Wahoo State Bank $640,000 n/a 0.0%
Stifel Bank and Trust $225,000 $630,000 180.0% 0.0%
TruHome Solutions, LLC $585,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $175,000 $570,000 225.7% 0.0%
PREMIA MORTGAGE, LLC $1,865,000 $570,000 -69.4% 0.0%
The Federal Savings Bank $2,135,000 $570,000 -73.3% 0.0%
BankFirst $955,000 $540,000 -43.5% 0.0%
Oakstar Bank $535,000 n/a 0.0%
North American Savings Bank, F.S.B. $1,405,000 $530,000 -62.3% 0.0%
OCMBC, INC. $520,000 n/a 0.0%
Lakeview Community Capital, LLC $60,000 $490,000 716.7% 0.0%
Bank of Springfield $355,000 $480,000 35.2% 0.0%
Carrington Mortgage Services, LLC $1,475,000 $475,000 -67.8% 0.0%
MOVEMENT MORTGAGE, LLC $345,000 $445,000 29.0% 0.0%
The Nodaway Valley Bank $445,000 n/a 0.0%
AHL FUNDING $415,000 n/a 0.0%
Bank of England $860,000 $415,000 -51.7% 0.0%
DAS Acquisition Company, LLC $195,000 $415,000 112.8% 0.0%
AMCAP MORTGAGE, LTD. $2,720,000 $405,000 -85.1% 0.0%
Great Southern Bank $195,000 $405,000 107.7% 0.0%
TOGETHER CREDIT UNION $405,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $400,000 n/a 0.0%
Charles Schwab Bank, SSB $395,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $410,000 $395,000 -3.7% 0.0%
First Federal Bank $255,000 $390,000 52.9% 0.0%
BNC National Bank $1,220,000 $385,000 -68.4% 0.0%
Century Mortgage Company DBA Century Lending Company $385,000 n/a 0.0%
Great Plains National Bank $385,000 n/a 0.0%
CLEARPATH LENDING $450,000 $380,000 -15.6% 0.0%
SPRING EQ, LLC $250,000 $380,000 52.0% 0.0%
HOMESIDE FINANCIAL, LLC $375,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $610,000 $365,000 -40.2% 0.0%
First State Bank $2,175,000 $345,000 -84.1% 0.0%
GUARANTEED RATE AFFINITY, LLC $325,000 n/a 0.0%
Landmark National Bank $325,000 n/a 0.0%
Wallick & Volk, Inc. $175,000 $325,000 85.7% 0.0%
Bank of the West $2,575,000 $320,000 -87.6% 0.0%
Grand Bank for Savings, FSB $300,000 n/a 0.0%
Commerce Home Mortgage, Inc. $450,000 $295,000 -34.4% 0.0%
Fifth Third Bank $295,000 n/a 0.0%
FOUR POINTS $255,000 $295,000 15.7% 0.0%
PHH Mortgage Corporation $750,000 $290,000 -61.3% 0.0%
Think Mutual Bank $290,000 n/a 0.0%
Northpointe Bank $1,010,000 $285,000 -71.8% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $285,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $275,000 n/a 0.0%
Bank of Colorado $1,095,000 $275,000 -74.9% 0.0%
ARCHER COOPERATIVE CREDIT UNION $265,000 n/a 0.0%
Ally Bank $1,640,000 $255,000 -84.5% 0.0%
Equity Prime Mortgage LLC $205,000 $255,000 24.4% 0.0%
EVERETT FINANCIAL, INC. $535,000 $255,000 -52.3% 0.0%
Farmers National Bank $255,000 n/a 0.0%
ALLIANT CREDIT UNION $245,000 n/a 0.0%
BELEM SERVICING LLC $245,000 n/a 0.0%
INB $245,000 n/a 0.0%
Merchants Bank $695,000 $245,000 -64.7% 0.0%
Evolve Bank & Trust $305,000 $240,000 -21.3% 0.0%
Arvest Bank $65,000 $235,000 261.5% 0.0%
Citibank $135,000 $235,000 74.1% 0.0%
CRESCENT MORTGAGE COMPANY $235,000 n/a 0.0%
CENTENNIAL LENDING, LLC $635,000 $215,000 -66.1% 0.0%
THRIVENT Federal Credit Union $460,000 $215,000 -53.3% 0.0%
MUTUAL FIRST $210,000 n/a 0.0%
Citizens Business Bank $205,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $2,605,000 $205,000 -92.1% 0.0%
Notre Dame Federal Credit Union Corporation $205,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $670,000 $205,000 -69.4% 0.0%
A&D Mortgage LLC $195,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $195,000 n/a 0.0%
PLANET HOME LENDING, LLC $580,000 $195,000 -66.4% 0.0%
INTERCAP LENDING INC. $185,000 n/a 0.0%
Security National Bank of Omaha $185,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $175,000 n/a 0.0%
DIGITAL Federal Credit Union $175,000 n/a 0.0%
First Bank & Trust $415,000 $175,000 -57.8% 0.0%
HOMEXPRESS MORTGAGE CORP. $175,000 n/a 0.0%
Meridian Trust Federal Credit Union $175,000 $175,000 0.0% 0.0%
Mid-America Bank $175,000 n/a 0.0%
Semper Home Loans, Inc. $175,000 n/a 0.0%
Commerce Bank $525,000 $165,000 -68.6% 0.0%
Wells Bank $155,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $655,000 $155,000 -76.3% 0.0%
Truist $1,690,000 $145,000 -91.4% 0.0%
Barrington Bank & Trust Company, N.A. $350,000 $135,000 -61.4% 0.0%
F&M Bank $135,000 n/a 0.0%
DUPACO COMMUNITY $125,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $125,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $125,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,675,000 $115,000 -93.1% 0.0%
PLAZA HOME MORTGAGE, INC. $355,000 $105,000 -70.4% 0.0%
National Exchange Bank and Trust $95,000 n/a 0.0%
DATA MORTGAGE, INC. $85,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $450,000 $75,000 -83.3% 0.0%
First-Citizens Bank & Trust Company $55,000 n/a 0.0%
Bethpage Federal Credit Union $25,000 $25,000 0.0% 0.0%

LINCOLN's top lender by overall market share is Union Bank and Trust Company, with 9.0% market share. In second place, with 9.0%, is Lincoln FSB of Nebraska, having originated $138,530,000 in loans. In third place, with 6.5%, is Pinnacle Bank, having originated $100,030,000 in loans. In fourth place, with 5.1%, is West Gate Bank, having originated $77,695,000 in loans. In fifth place, with 4.7%, is GERSHMAN INVESTMENT CORP., having originated $72,880,000 in loans.


LINCOLN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LINCOLN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $282,250 (25.5%) $344,966 (22.0%) 1.05 643
2018-02-01 $299,450 (19.2%) $358,952 (19.1%) 1.09 612
2018-03-01 $319,950 (24.2%) $364,659 (18.8%) 1.12 590
2018-04-01 $323,713 (13.6%) $379,691 (13.9%) 1.10 620
2018-05-01 $314,961 (8.1%) $373,405 (10.9%) 1.05 673
2018-06-01 $308,900 (9.9%) $372,102 (12.7%) 1.03 714
2018-07-01 $299,916 (12.5%) $368,433 (15.3%) 1.00 792
2018-08-01 $289,800 (10.5%) $358,893 (13.3%) 0.97 858
2018-09-01 $285,500 (14.3%) $352,035 (11.5%) 0.96 875
2018-10-01 $275,440 (10.2%) $342,336 (8.4%) 0.93 945
2018-11-01 $271,319 (2.6%) $333,806 (2.1%) 0.92 981
2018-12-01 $272,500 (1.2%) $332,315 (0.0%) 0.94 891
2019-01-01 $273,697 (-3.0%) $333,553 (-3.3%) 0.95 796
2019-02-01 $284,948 (-4.8%) $343,605 (-4.3%) 0.96 753
2019-03-01 $292,889 (-8.5%) $335,686 (-8.0%) 0.96 729
2019-04-01 $296,026 (-8.6%) $329,557 (-13.2%) 0.94 694
2019-05-01 $306,625 (-2.7%) $341,747 (-8.5%) 0.96 756
2019-06-01 $299,900 (-2.9%) $336,092 (-9.7%) 0.94 790
2019-07-01 $299,900 (0.0%) $332,953 (-9.6%) 0.94 781
2019-08-01 $292,941 (1.1%) $328,280 (-8.5%) 0.93 830
2019-09-01 $285,352 (-0.1%) $321,606 (-8.6%) 0.91 894
2019-10-01 $279,725 (1.6%) $317,533 (-7.3%) 0.90 928
2019-11-01 $282,079 (4.0%) $317,249 (-5.0%) 0.92 854
2019-12-01 $284,900 (4.6%) $318,270 (-4.2%) 0.95 784
2020-01-01 $299,925 (9.6%) $330,626 (-0.9%) 1.00 681
2020-02-01 $302,500 (6.2%) $336,803 (-2.0%) 0.99 614
2020-03-01 $303,575 (3.7%) $338,261 (0.8%) 0.95 641
2020-04-01 $304,850 (3.0%) $337,646 (2.5%) 0.95 701
2020-05-01 $319,000 (4.0%) $358,506 (4.9%) 0.97 651
2020-06-01 $325,500 (8.5%) $368,812 (9.7%) 0.96 546
2020-07-01 $325,000 (8.4%) $373,268 (12.1%) 0.94 499
2020-08-01 $315,000 (7.5%) $365,770 (11.4%) 0.90 474
2020-09-01 $307,925 (7.9%) $363,745 (13.1%) 0.88 454
2020-10-01 $299,950 (7.2%) $365,332 (15.1%) 0.86 455
2020-11-01 $321,650 (14.0%) $380,020 (19.8%) 0.94 472
2020-12-01 $326,663 (14.7%) $375,951 (18.1%) 0.97 454
2021-01-01 $334,950 (11.7%) $371,268 (12.3%) 1.00 395
2021-02-01 $350,700 (15.9%) $385,336 (14.4%) 1.02 360
2021-03-01 $362,225 (19.3%) $389,368 (15.1%) 1.03 374
2021-04-01 $359,900 (18.1%) $395,376 (17.1%) 0.97 368
2021-05-01 $359,900 (12.8%) $423,128 (18.0%) 0.96 364
2021-06-01 $336,975 (3.5%) $410,103 (11.2%) 0.89 404
2021-07-01 $329,000 (1.2%) $397,056 (6.4%) 0.87 428
2021-08-01 $318,500 (1.1%) $385,095 (5.3%) 0.85 430
2021-09-01 $299,950 (-2.6%) $362,560 (-0.3%) 0.80 442
2021-10-01 $312,265 (4.1%) $361,655 (-1.0%) 0.83 490
2021-11-01 $328,696 (2.2%) $382,773 (0.7%) 0.88 494
2021-12-01 $349,950 (7.1%) $398,248 (5.9%) 0.95 424
2022-01-01 $369,925 (10.4%) $419,115 (12.9%) 1.00 379
2022-02-01 $387,305 (10.4%) $427,567 (11.0%) 1.01 367
2022-03-01 $369,463 (2.0%) $427,384 (9.8%) 0.92 347
2022-04-01 $389,999 (8.4%) $439,747 (11.2%) 0.93 365
2022-05-01 $367,588 (2.1%) $422,910 (-0.1%) 0.84 431
2022-06-01 $365,049 (8.3%) $427,098 (4.1%) 0.81 455
2022-07-01 $362,595 (10.2%) $421,377 (6.1%) 0.82 551
2022-08-01 $371,825 (16.7%) $416,049 (8.0%) 0.86 559
2022-09-01 $379,386 (26.5%) $423,347 (16.8%) 0.89 563
2022-10-01 $383,545 (22.8%) $419,338 (16.0%) 0.90 578
2022-11-01 $387,450 (17.9%) $422,881 (10.5%) 0.93 615
2022-12-01 $407,450 (16.4%) $433,708 (8.9%) 1.01 583
2023-01-01 $439,476 (18.8%) $454,926 (8.5%) 1.09 523
2023-02-01 $441,275 (13.9%) $455,262 (6.5%) 1.06 501
2023-03-01 $447,500 (21.1%) $469,822 (9.9%) 1.06 458
2023-04-01 $444,900 (14.1%) $469,027 (6.7%) 1.03 497
2023-05-01 $447,700 (21.8%) $485,892 (14.9%) 1.02 535
2023-06-01 $445,125 (21.9%) $497,704 (16.5%) 1.00 542
2023-07-01 $437,900 (20.8%) $486,376 (15.4%) 1.00 570
2023-08-01 $411,200 (10.6%) $476,511 (14.5%) 0.94 620
2023-09-01 $399,450 (5.3%) $466,112 (10.1%) 0.93 677
2023-10-01 $396,200 (3.3%) $463,312 (10.5%) 0.93 747
2023-11-01 $389,750 (0.6%) $453,474 (7.2%) 0.93 764
2023-12-01 $389,900 (-4.3%) $454,855 (4.9%) 0.95 646
2024-01-01 $389,950 (-11.3%) $459,331 (1.0%) 0.95 545
2024-02-01 $398,575 (-9.7%) $479,859 (5.4%) 0.96 499
2024-03-01 $403,900 (-9.7%) $480,725 (2.3%) 0.95 525
2024-04-01 $413,675 (-7.0%) $483,031 (3.0%) 0.96 567
2024-05-01 $444,975 (-0.6%) $507,199 (4.4%) 1.01 588
2024-06-01 $419,000 (-5.9%) $492,471 (-1.1%) 0.94 645
2024-07-01 $398,975 (-8.9%) $474,635 (-2.4%) 0.91 679
2024-08-01 $379,950 (-7.6%) $454,167 (-4.7%) 0.88 742
2024-09-01 $379,950 (-4.9%) $456,838 (-2.0%) 0.89 786
2024-10-01 $380,000 (-4.1%) $453,180 (-2.2%) 0.89 818
2024-11-01 $379,825 (-2.6%) $454,766 (0.3%) 0.91 823
LINCOLN's median listing price for 2024-11-01 was $379,825, a difference of $-9,925 (-2.6%) versus the prior year and $-175 versus the prior month.

LINCOLN's median listing price comes in at 91% of the national average.

LINCOLN's average listing price for 2024-11-01 was $454,766, a difference of $1,292 (0.3%) versus the prior year and $1,586 versus the prior month.

For the 2024-11-01 period, LINCOLN had 823 MLS listings, a difference of 5 listings (1%) versus the prior month and 59 listings (8%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LINCOLN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 53 days 1,604 sqft
2018-02-01 50 days 1,626 sqft
2018-03-01 49 days 1,647 sqft
2018-04-01 45 days 1,655 sqft
2018-05-01 39 days 1,651 sqft
2018-06-01 40 days 1,661 sqft
2018-07-01 41 days 1,636 sqft
2018-08-01 43 days 1,600 sqft
2018-09-01 46 days 1,596 sqft
2018-10-01 43 days 1,588 sqft
2018-11-01 44 days 1,570 sqft
2018-12-01 54 days 1,551 sqft
2019-01-01 58 days 1,550 sqft
2019-02-01 51 days 1,566 sqft
2019-03-01 51 days 1,788 sqft
2019-04-01 42 days 2,204 sqft
2019-05-01 33 days 2,371 sqft
2019-06-01 36 days 2,396 sqft
2019-07-01 38 days 2,361 sqft
2019-08-01 36 days 2,308 sqft
2019-09-01 36 days 2,268 sqft
2019-10-01 38 days 2,241 sqft
2019-11-01 47 days 2,243 sqft
2019-12-01 57 days 2,242 sqft
2020-01-01 64 days 2,322 sqft
2020-02-01 59 days 2,340 sqft
2020-03-01 41 days 2,412 sqft
2020-04-01 43 days 2,384 sqft
2020-05-01 52 days 2,411 sqft
2020-06-01 53 days 2,447 sqft
2020-07-01 53 days 2,396 sqft
2020-08-01 43 days 2,274 sqft
2020-09-01 45 days 2,226 sqft
2020-10-01 46 days 2,170 sqft
2020-11-01 46 days 2,143 sqft
2020-12-01 52 days 2,084 sqft
2021-01-01 58 days 2,110 sqft
2021-02-01 53 days 2,182 sqft
2021-03-01 53 days 2,263 sqft
2021-04-01 50 days 2,179 sqft
2021-05-01 46 days 2,171 sqft
2021-06-01 43 days 2,183 sqft
2021-07-01 40 days 2,123 sqft
2021-08-01 41 days 2,082 sqft
2021-09-01 41 days 2,039 sqft
2021-10-01 37 days 2,106 sqft
2021-11-01 45 days 2,121 sqft
2021-12-01 57 days 2,151 sqft
2022-01-01 51 days 2,213 sqft
2022-02-01 43 days 2,227 sqft
2022-03-01 47 days 2,191 sqft
2022-04-01 40 days 2,239 sqft
2022-05-01 35 days 2,227 sqft
2022-06-01 39 days 2,249 sqft
2022-07-01 38 days 2,228 sqft
2022-08-01 39 days 2,265 sqft
2022-09-01 43 days 2,301 sqft
2022-10-01 39 days 2,316 sqft
2022-11-01 39 days 2,336 sqft
2022-12-01 52 days 2,375 sqft
2023-01-01 55 days 2,417 sqft
2023-02-01 45 days 2,446 sqft
2023-03-01 50 days 2,502 sqft
2023-04-01 43 days 2,495 sqft
2023-05-01 38 days 2,516 sqft
2023-06-01 41 days 2,539 sqft
2023-07-01 40 days 2,507 sqft
2023-08-01 39 days 2,436 sqft
2023-09-01 37 days 2,410 sqft
2023-10-01 37 days 2,371 sqft
2023-11-01 42 days 2,314 sqft
2023-12-01 48 days 2,340 sqft
2024-01-01 58 days 2,349 sqft
2024-02-01 47 days 2,372 sqft
2024-03-01 40 days 2,416 sqft
2024-04-01 38 days 2,457 sqft
2024-05-01 31 days 2,526 sqft
2024-06-01 33 days 2,357 sqft
2024-07-01 38 days 2,235 sqft
2024-08-01 38 days 2,173 sqft
2024-09-01 40 days 2,173 sqft
2024-10-01 38 days 2,186 sqft
2024-11-01 41 days 2,206 sqft
LINCOLN's median listing age (time on market) for 2024-11-01 was 41 days. This is -1% shorter than the same period one year ago.

LINCOLN's median square footage for active listings during the 2024-11-01 period was 2,206 sqft. One year prior, the average listing was 2,314 sqft.

LINCOLN, NE Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
68003 Lincoln, NE HUD Metro FMR Area $650 $720 $880 $1,180 $1,340
68017 Lincoln, NE HUD Metro FMR Area $610 $660 $830 $1,120 $1,300
68065 Lincoln, NE HUD Metro FMR Area $610 $670 $840 $1,120 $1,300
68301 Lincoln, NE HUD Metro FMR Area $720 $810 $1,030 $1,440 $1,630
68317 Lincoln, NE HUD Metro FMR Area $790 $890 $1,130 $1,580 $1,780
68331 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
68333 Lincoln, NE HUD Metro FMR Area $610 $690 $880 $1,230 $1,390
68336 Lincoln, NE HUD Metro FMR Area $780 $870 $1,090 $1,480 $1,710
68339 Lincoln, NE HUD Metro FMR Area $600 $680 $870 $1,200 $1,420
68347 Lincoln, NE HUD Metro FMR Area $700 $780 $950 $1,270 $1,420
68358 Lincoln, NE HUD Metro FMR Area $580 $650 $830 $1,160 $1,300
68360 Lincoln, NE HUD Metro FMR Area $870 $960 $1,240 $1,720 $2,110
68366 Lincoln, NE HUD Metro FMR Area $830 $930 $1,130 $1,520 $1,690
68368 Lincoln, NE HUD Metro FMR Area $890 $1,000 $1,270 $1,780 $2,000
68372 Lincoln, NE HUD Metro FMR Area $930 $1,050 $1,330 $1,860 $2,100
68402 Lincoln, NE HUD Metro FMR Area $750 $850 $1,080 $1,510 $1,700
68404 Lincoln, NE HUD Metro FMR Area $840 $950 $1,200 $1,680 $1,890
68419 Lincoln, NE HUD Metro FMR Area $750 $840 $1,070 $1,490 $1,680
68423 Lincoln, NE HUD Metro FMR Area $580 $640 $830 $1,140 $1,410
68428 Lincoln, NE HUD Metro FMR Area $910 $1,030 $1,300 $1,820 $2,050
68430 Lincoln, NE HUD Metro FMR Area $1,030 $1,160 $1,470 $2,060 $2,320
68438 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
68461 Lincoln, NE HUD Metro FMR Area $890 $1,010 $1,270 $1,770 $2,000
68462 Lincoln, NE HUD Metro FMR Area $660 $740 $940 $1,320 $1,480
68465 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
68501 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
68502 Lincoln, NE HUD Metro FMR Area $580 $650 $830 $1,160 $1,300
68503 Lincoln, NE HUD Metro FMR Area $580 $650 $830 $1,160 $1,300
68504 Lincoln, NE HUD Metro FMR Area $660 $750 $950 $1,330 $1,500
68505 Lincoln, NE HUD Metro FMR Area $730 $830 $1,050 $1,470 $1,660
68506 Lincoln, NE HUD Metro FMR Area $760 $860 $1,090 $1,530 $1,720
68507 Lincoln, NE HUD Metro FMR Area $660 $750 $950 $1,330 $1,500
68508 Lincoln, NE HUD Metro FMR Area $580 $650 $830 $1,160 $1,310
68510 Lincoln, NE HUD Metro FMR Area $610 $690 $870 $1,220 $1,370
68512 Lincoln, NE HUD Metro FMR Area $830 $940 $1,190 $1,670 $1,880
68514 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
68516 Lincoln, NE HUD Metro FMR Area $780 $880 $1,110 $1,550 $1,750
68517 Lincoln, NE HUD Metro FMR Area $650 $730 $920 $1,270 $1,450
68520 Lincoln, NE HUD Metro FMR Area $1,030 $1,160 $1,470 $2,060 $2,320
68521 Lincoln, NE HUD Metro FMR Area $720 $810 $1,030 $1,440 $1,630
68522 Lincoln, NE HUD Metro FMR Area $760 $860 $1,090 $1,530 $1,720
68523 Lincoln, NE HUD Metro FMR Area $830 $940 $1,190 $1,680 $1,890
68524 Lincoln, NE HUD Metro FMR Area $660 $750 $950 $1,330 $1,500
68526 Lincoln, NE HUD Metro FMR Area $940 $1,060 $1,340 $1,880 $2,110
68527 Lincoln, NE HUD Metro FMR Area $780 $880 $1,100 $1,530 $1,720
68528 Lincoln, NE HUD Metro FMR Area $850 $950 $1,210 $1,690 $1,910
68529 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
68531 Lincoln, NE HUD Metro FMR Area $760 $860 $1,090 $1,520 $1,720
68532 Lincoln, NE HUD Metro FMR Area $830 $920 $1,180 $1,640 $1,860
68542 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550
68588 Lincoln, NE HUD Metro FMR Area $680 $770 $980 $1,370 $1,550

2022 Average & Median Rent Data Statistics
LINCOLN, NE average 1BR rent: $830, median: $810
LINCOLN, NE average 2BR rent: $1,050, median: $1,030
LINCOLN, NE average 3BR rent: $1,462, median: $1,440

LINCOLN, NE Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,342 $1,232,210,000 $283,789
Other 647 $43,575,000 $67,349
Cash Out Refi 634 $95,080,000 $149,968
Refi 560 $109,860,000 $196,179
Home Improvement 541 $53,595,000 $99,067
NA 1 $155,000 $155,000

Lincoln's most frequently cited loan purpose was Home Purchase, with 4,342 originations. The 2nd most popular reason was Other, with 647 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,314 $589,400,000 $254,710
7-8% 1,615 $370,335,000 $229,310
5-6% 912 $239,090,000 $262,160
Over 8% 827 $91,815,000 $111,022
<2.5% 158 $2,560,000 $16,203
4-5% 76 $29,440,000 $387,368
3-4% 38 $8,780,000 $231,053
2.5-3% 6 $1,610,000 $268,333

During 2023, Lincoln's most frequently originated rate bucket was 6-7%, with 2,314 originations.

Loan Sizing (LINCOLN, NE MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,495 $686,535,000 $275,164
$100,000 or less 1,810 $85,950,000 $47,486
$100k-200k 1,766 $271,080,000 $153,499
$400k-600k 476 $222,300,000 $467,017
$600k-1000k 126 $91,980,000 $730,000
$Over $1MM 52 $176,630,000 $3,396,731

LINCOLN's loan sizing saw the bucket of loans from $200k-400k with 2,495 originations, totaling $686,535,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,279 $637,015,000 $279,515
60-80% 1,316 $423,240,000 $321,611
Under 20% 1,046 $54,250,000 $51,864
20-40% 712 $85,350,000 $119,874
40-60% 517 $129,305,000 $250,106
Over 100% 44 $21,200,000 $481,818

LINCOLN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,279 originations, totaling $637,015,000 in origination value.