LINCOLN Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lincoln averaged
5.55%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.32% and
one month ago for the week of 2022-04-07, the
average rate was 4.87%.
Lincoln's average rate one year ago was 3.13%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.49%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Lincoln 30 Year Fixed Rate | 2022-05-12 | 5.55% |
| Lincoln 30 Year Fixed Rate Refi | 2022-05-12 | 5.49% |
| Lincoln 15 Year Fixed Rate | 2022-05-12 | 4.56% |
| Lincoln 15 Year Fixed Rate Refi | 2022-05-12 | 4.67% |
| Lincoln 30 Year FHA | 2022-05-12 | 5.47% |
| Lincoln 30 Year FHA Refi | 2022-05-12 | 4.98% |
| Lincoln 30 Year USDA | 2022-05-12 | 5.2% |
| Lincoln 30 Year USDA Refi | 2022-05-12 | 5.34% |
| Lincoln 30 Year VA | 2022-05-12 | 5.1% |
| Lincoln 30 Year VA Refi | 2022-05-12 | 4.79% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LINCOLN, NE.
LINCOLN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LINCOLN, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LINCOLN, NE's 175 lenders originated 15,869
loans during 2021. The total origination value was $3,377,535,000, with an average loan value of
$212,839.
The top LINCOLN lender as defined by loan originations is Union Bank and Trust Company, with
756 loans originated. Their average total fees are
$1,987, which is $190
higher than the next largest lender,
Lincoln FSB of Nebraska.
The lowest fee LINCOLN lenders (with over 10 loans originated) are
PLAZA HOME MORTGAGE, INC. ($1,444), CORNHUSKER BANK ($1,512), Equitable Bank ($1,542), Pinnacle Bank ($1,654) and U.S. HOME MORTGAGE, INC. ($1,752).
The lowest rate LINCOLN lenders (with over 10 loans originated) are
Bank of America (2.68%), Exchange Bank (2.80%), Pinnacle Bank (2.82%), PLAZA HOME MORTGAGE, INC. (2.84%) and U.S. HOME MORTGAGE, INC. (2.86%).
LINCOLN, NE Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Lincoln FSB of Nebraska | $420,900,000 | $280,775,000 | -33.3% | 8.3% |
| West Gate Bank | $327,950,000 | $273,315,000 | -16.7% | 8.1% |
| Union Bank and Trust Company | $375,955,000 | $265,465,000 | -29.4% | 7.9% |
| Pinnacle Bank | $312,975,000 | $216,195,000 | -30.9% | 6.4% |
| CORNHUSKER BANK | $240,495,000 | $216,065,000 | -10.2% | 6.4% |
| LIBERTY FIRST | $260,555,000 | $189,020,000 | -27.5% | 5.6% |
| QUICKEN LOANS, LLC | $151,375,000 | $156,185,000 | 3.2% | 4.6% |
| Wells Fargo Bank | $138,745,000 | $144,760,000 | 4.3% | 4.3% |
| First National Bank of Omaha | $114,575,000 | $117,305,000 | 2.4% | 3.5% |
| GERSHMAN INVESTMENT CORP. | $92,030,000 | $113,765,000 | 23.6% | 3.4% |
| U.S. Bank | $95,685,000 | $110,475,000 | 15.5% | 3.3% |
| CHARTER WEST BANK | $121,570,000 | $94,045,000 | -22.6% | 2.8% |
| Frontier Bank | $92,705,000 | $85,360,000 | -7.9% | 2.5% |
| Security First Bank | $76,575,000 | $66,950,000 | -12.6% | 2.0% |
| Prosperity Home Mortgage, LLC | $37,925,000 | $55,550,000 | 46.5% | 1.6% |
| FREEDOM MORTGAGE CORPORATION | $70,505,000 | $54,730,000 | -22.4% | 1.6% |
| Citizens Bank | $45,080,000 | $46,805,000 | 3.8% | 1.4% |
| First Bank | $52,460,000 | $43,025,000 | -18.0% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $31,840,000 | $38,050,000 | 19.5% | 1.1% |
| CATTLE BANK & TRUST | $30,320,000 | $31,045,000 | 2.4% | 0.9% |
| Mortgage Research Center, LLC | $24,440,000 | $29,955,000 | 22.6% | 0.9% |
| MORIA DEVELOPMENT, INC. | $24,125,000 | $29,470,000 | 22.2% | 0.9% |
| LOANDEPOT.COM, LLC | $17,195,000 | $27,525,000 | 60.1% | 0.8% |
| First State Bank Nebraska | $32,880,000 | $26,460,000 | -19.5% | 0.8% |
| Exchange Bank | $18,925,000 | $24,225,000 | 28.0% | 0.7% |
| U.S. HOME MORTGAGE, INC. | $21,510,000 | $24,030,000 | 11.7% | 0.7% |
| Great Western Bank | $35,080,000 | $22,885,000 | -34.8% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $9,395,000 | $21,155,000 | 125.2% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $13,725,000 | $18,850,000 | 37.3% | 0.6% |
| Five Points Bank | $16,990,000 | $17,755,000 | 4.5% | 0.5% |
| Regent Financial Group, Inc. | $18,210,000 | $17,020,000 | -6.5% | 0.5% |
| CALIBER HOME LOANS, INC. | $8,060,000 | $16,870,000 | 109.3% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $13,360,000 | $16,525,000 | 23.7% | 0.5% |
| VERIDIAN CREDIT UNION | $7,605,000 | $15,530,000 | 104.2% | 0.5% |
| JPMorgan Chase Bank | $14,465,000 | $14,885,000 | 2.9% | 0.4% |
| Plains Commerce Bank | $4,965,000 | $14,670,000 | 195.5% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $10,250,000 | $14,565,000 | 42.1% | 0.4% |
| BETTER MORTGAGE CORPORATION | $6,730,000 | $14,530,000 | 115.9% | 0.4% |
| United Fidelity Funding Corp. | $12,795,000 | $13,510,000 | 5.6% | 0.4% |
| DELMAR FINANCIAL COMPANY | $16,335,000 | $12,400,000 | -24.1% | 0.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,325,000 | $11,135,000 | 52.0% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $10,330,000 | $9,895,000 | -4.2% | 0.3% |
| Financial Funding Solutions, Inc. | $8,695,000 | $9,145,000 | 5.2% | 0.3% |
| Flagstar Bank, FSB | $15,955,000 | $8,965,000 | -43.8% | 0.3% |
| NEWREZ LLC | $4,365,000 | $8,900,000 | 103.9% | 0.3% |
| M&T Realty Capital Corporation | $8,515,000 | n/a | 0.3% | |
| Midwest Bank | $8,880,000 | $7,885,000 | -11.2% | 0.2% |
| Capitol Federal Savings Bank | $4,910,000 | $7,830,000 | 59.5% | 0.2% |
| LPS Employees Federal Credit Union | $7,830,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $13,655,000 | $7,715,000 | -43.5% | 0.2% |
| Ally Bank | $1,610,000 | $7,400,000 | 359.6% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $14,880,000 | $7,050,000 | -52.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $4,185,000 | $7,005,000 | 67.4% | 0.2% |
| Arbor Realty Trust, Inc. | $6,555,000 | n/a | 0.2% | |
| First Nebraska Bank | $13,765,000 | $6,395,000 | -53.5% | 0.2% |
| Gateway First Bank | $15,555,000 | $6,375,000 | -59.0% | 0.2% |
| FirstBank of Nebraska | $6,170,000 | $6,305,000 | 2.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $4,065,000 | $6,230,000 | 53.3% | 0.2% |
| Nebraska Bank of Commerce | $3,935,000 | $6,170,000 | 56.8% | 0.2% |
| Bank of America | $3,910,000 | $5,865,000 | 50.0% | 0.2% |
| Home Federal Savings & Loan Association of Grand Island | $1,160,000 | $5,680,000 | 389.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $3,360,000 | $5,325,000 | 58.5% | 0.2% |
| CMG MORTGAGE, INC. | $3,250,000 | $5,300,000 | 63.1% | 0.2% |
| Core Bank | $9,740,000 | $5,270,000 | -45.9% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,775,000 | $5,130,000 | 189.0% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $6,590,000 | $4,825,000 | -26.8% | 0.1% |
| Bank of the West | $7,125,000 | $4,720,000 | -33.8% | 0.1% |
| GUILD MORTGAGE COMPANY | $8,080,000 | $4,640,000 | -42.6% | 0.1% |
| FIRST NEBRASKA Credit Union | $4,720,000 | $4,570,000 | -3.2% | 0.1% |
| NBKC BANK | $4,270,000 | $4,170,000 | -2.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $2,465,000 | $4,080,000 | 65.5% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $195,000 | $4,080,000 | 1,992.3% | 0.1% |
| Equitable Bank | $5,250,000 | $3,990,000 | -24.0% | 0.1% |
| Farm Credit Mid-America, ACA | $8,050,000 | $3,950,000 | -50.9% | 0.1% |
| Arbor Bank | $4,715,000 | $3,705,000 | -21.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,730,000 | $3,665,000 | 111.8% | 0.1% |
| CENTENNIAL LENDING, LLC | $1,785,000 | $3,635,000 | 103.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $6,430,000 | $3,470,000 | -46.0% | 0.1% |
| North American Savings Bank, F.S.B. | $1,980,000 | $3,235,000 | 63.4% | 0.1% |
| Truist Bank | $6,615,000 | $3,150,000 | -52.4% | 0.1% |
| CLEARPATH LENDING | $6,420,000 | $3,135,000 | -51.2% | 0.1% |
| AMCAP MORTGAGE, LTD. | $900,000 | $3,065,000 | 240.6% | 0.1% |
| The Federal Savings Bank | $6,200,000 | $2,970,000 | -52.1% | 0.1% |
| Chickasaw Community Bank | $6,140,000 | $2,825,000 | -54.0% | 0.1% |
| Grandbridge Real Estate Capital LLC | $2,815,000 | n/a | 0.1% | |
| Access Bank | $4,600,000 | $2,805,000 | -39.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,200,000 | $2,725,000 | -35.1% | 0.1% |
| CENTRIS FEDERAL CREDIT UNION | $2,170,000 | $2,695,000 | 24.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,595,000 | $2,660,000 | 66.8% | 0.1% |
| Dundee Bank | $3,955,000 | $2,625,000 | -33.6% | 0.1% |
| UNION HOME MORTGAGE CORP. | $2,595,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $3,100,000 | $2,540,000 | -18.1% | 0.1% |
| PNC Bank | $6,390,000 | $2,540,000 | -60.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,795,000 | $2,490,000 | 38.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,165,000 | $2,435,000 | 109.0% | 0.1% |
| GUARANTEED RATE, INC. | $685,000 | $2,430,000 | 254.7% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,775,000 | $2,395,000 | -13.7% | 0.1% |
| Bank of Bennington | $2,755,000 | $2,360,000 | -14.3% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,600,000 | $2,205,000 | 37.8% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $415,000 | $2,115,000 | 409.6% | 0.1% |
| Central National Bank | $4,515,000 | $2,100,000 | -53.5% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,150,000 | $2,065,000 | -4.0% | 0.1% |
| The Huntington National Bank | $1,960,000 | n/a | 0.1% | |
| LENDERFI, INC. | $1,925,000 | n/a | 0.1% | |
| UBS Bank USA | $1,430,000 | $1,925,000 | 34.6% | 0.1% |
| Midwest Heritage Bank FSB | $2,920,000 | $1,920,000 | -34.2% | 0.1% |
| Carrington Mortgage Services, LLC | $1,775,000 | $1,860,000 | 4.8% | 0.1% |
| KELLER MORTGAGE, LLC | $5,300,000 | $1,850,000 | -65.1% | 0.1% |
| Magnolia Bank | $1,635,000 | $1,850,000 | 13.1% | 0.1% |
| PLANET HOME LENDING, LLC | $2,160,000 | $1,790,000 | -17.1% | 0.1% |
| First Guaranty Mortgage Corporation | $425,000 | $1,760,000 | 314.1% | 0.1% |
| BNC National Bank | $2,160,000 | $1,695,000 | -21.5% | 0.1% |
| FOUR POINTS | $800,000 | $1,645,000 | 105.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,280,000 | $1,490,000 | 16.4% | 0.0% |
| Northwest Bank | $940,000 | $1,485,000 | 58.0% | 0.0% |
| First Federal Bank | $2,205,000 | $1,470,000 | -33.3% | 0.0% |
| Stifel Bank and Trust | $2,095,000 | $1,465,000 | -30.1% | 0.0% |
| Morgan Stanley Private Bank | $1,460,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $1,675,000 | $1,455,000 | -13.1% | 0.0% |
| Low VA Rates, LLC | $1,660,000 | $1,450,000 | -12.7% | 0.0% |
| SOFI LENDING CORP. | $1,680,000 | $1,415,000 | -15.8% | 0.0% |
| Arvest Bank | $405,000 | $1,380,000 | 240.7% | 0.0% |
| Northpointe Bank | $1,620,000 | $1,365,000 | -15.7% | 0.0% |
| AMERICAN ADVISORS GROUP | $425,000 | $1,340,000 | 215.3% | 0.0% |
| American National Bank | $4,395,000 | $1,325,000 | -69.9% | 0.0% |
| PHH Mortgage Corporation | $1,295,000 | $1,270,000 | -1.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,235,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,450,000 | $1,225,000 | -15.5% | 0.0% |
| Bank of Colorado | $650,000 | $1,185,000 | 82.3% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $400,000 | $1,180,000 | 195.0% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $1,095,000 | $1,150,000 | 5.0% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,050,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $375,000 | $1,040,000 | 177.3% | 0.0% |
| Discover Bank | $645,000 | $970,000 | 50.4% | 0.0% |
| Strong Home Mortgage, LLC | $655,000 | $930,000 | 42.0% | 0.0% |
| Cobalt Credit Union | $3,575,000 | $915,000 | -74.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $65,000 | $880,000 | 1,253.8% | 0.0% |
| Texana Bank | $880,000 | n/a | 0.0% | |
| Renasant Bank | $1,285,000 | $865,000 | -32.7% | 0.0% |
| First National Bank | $225,000 | $860,000 | 282.2% | 0.0% |
| SILVER HILL FUNDING, LLC | $850,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $115,000 | $845,000 | 634.8% | 0.0% |
| TIAA, FSB | $1,160,000 | $840,000 | -27.6% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $3,035,000 | $835,000 | -72.5% | 0.0% |
| HOMESTEAD FUNDING CORP. | $235,000 | $835,000 | 255.3% | 0.0% |
| Adams Bank & Trust | $2,195,000 | $800,000 | -63.6% | 0.0% |
| MUTUAL FIRST | $125,000 | $750,000 | 500.0% | 0.0% |
| Figure Lending LLC | $370,000 | $720,000 | 94.6% | 0.0% |
| First State Bank | $1,055,000 | $720,000 | -31.8% | 0.0% |
| FirstBank | $1,305,000 | $705,000 | -46.0% | 0.0% |
| LENDINGONE, LLC | $690,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $435,000 | $665,000 | 52.9% | 0.0% |
| BOKF | $245,000 | $605,000 | 146.9% | 0.0% |
| CORTRUST MORTGAGE, INC. | $780,000 | $605,000 | -22.4% | 0.0% |
| GENEVA FINANCIAL, LLC | $580,000 | n/a | 0.0% | |
| First Home Bank | $575,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $1,840,000 | $570,000 | -69.0% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $175,000 | $570,000 | 225.7% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $440,000 | $565,000 | 28.4% | 0.0% |
| KS StateBank | $930,000 | $550,000 | -40.9% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $325,000 | $540,000 | 66.2% | 0.0% |
| PREMIA MORTGAGE, LLC | $245,000 | $540,000 | 120.4% | 0.0% |
| City National Bank | $765,000 | $525,000 | -31.4% | 0.0% |
| Alerus Financial | $325,000 | $515,000 | 58.5% | 0.0% |
| The Central Trust Bank | $915,000 | $515,000 | -43.7% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $1,985,000 | $510,000 | -74.3% | 0.0% |
| POLARIS HOME FUNDING CORP. | $500,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $465,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $465,000 | n/a | 0.0% | |
| Heritage Bank | $125,000 | $460,000 | 268.0% | 0.0% |
| First PREMIER Bank | $450,000 | n/a | 0.0% | |
| NMSI, INC. | $435,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $1,140,000 | $410,000 | -64.0% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $405,000 | n/a | 0.0% | |
| Axos Bank | $670,000 | $380,000 | -43.3% | 0.0% |
| IOWA BANKERS MORTGAGE CORPORATION | $790,000 | $375,000 | -52.5% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $155,000 | $370,000 | 138.7% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $365,000 | n/a | 0.0% | |
| American State Bank | $360,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $360,000 | n/a | 0.0% | |
| FRONTIER FINANCIAL, INC. | $540,000 | $355,000 | -34.3% | 0.0% |
| Ixonia Bank | $215,000 | $355,000 | 65.1% | 0.0% |
| CIT Bank | $100,000 | $340,000 | 240.0% | 0.0% |
| DUPACO COMMUNITY | $490,000 | $330,000 | -32.7% | 0.0% |
| Goldwater Bank, N.A. | $235,000 | $325,000 | 38.3% | 0.0% |
| First National Bank of America | $245,000 | $320,000 | 30.6% | 0.0% |
| Flanagan State Bank | $315,000 | n/a | 0.0% | |
| Washington County Bank | $825,000 | $310,000 | -62.4% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $155,000 | $305,000 | 96.8% | 0.0% |
| Auto Club Trust, FSB | $300,000 | n/a | 0.0% | |
| Citibank | $1,105,000 | $295,000 | -73.3% | 0.0% |
| BankFirst | $845,000 | $290,000 | -65.7% | 0.0% |
| BLUELEAF LENDING, LLC | $145,000 | $290,000 | 100.0% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $195,000 | $290,000 | 48.7% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $285,000 | n/a | 0.0% | |
| Solarity Credit Union | $285,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $1,050,000 | $270,000 | -74.3% | 0.0% |
| CHEVRON | $265,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $255,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $250,000 | n/a | 0.0% | |
| Bank of England | $280,000 | $245,000 | -12.5% | 0.0% |
| Cornerstone Bank | $350,000 | $240,000 | -31.4% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $375,000 | $225,000 | -40.0% | 0.0% |
| Fidelity Bank | $225,000 | n/a | 0.0% | |
| Central Bank | $215,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $215,000 | n/a | 0.0% | |
| Sunflower Bank | $215,000 | n/a | 0.0% | |
| Bell Bank | $205,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $205,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $205,000 | n/a | 0.0% | |
| INLAND BANK & TRUST | $195,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $195,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $195,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $185,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $335,000 | $175,000 | -47.8% | 0.0% |
| VALOR BANK | $175,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $465,000 | $165,000 | -64.5% | 0.0% |
| Midwest Community Bank | $165,000 | n/a | 0.0% | |
| NBH Bank | $155,000 | $165,000 | 6.5% | 0.0% |
| Servion, Inc. | $205,000 | $165,000 | -19.5% | 0.0% |
| Think Mutual Bank | $165,000 | n/a | 0.0% | |
| Triumph Bank | $165,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $125,000 | $155,000 | 24.0% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $115,000 | $155,000 | 34.8% | 0.0% |
| Commerce Bank | $155,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $155,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $155,000 | $155,000 | 0.0% | 0.0% |
| SPRING EQ, LLC | $460,000 | $150,000 | -67.4% | 0.0% |
| Florida Capital Bank | $245,000 | $145,000 | -40.8% | 0.0% |
| JAMES B. NUTTER & COMPANY | $195,000 | $145,000 | -25.6% | 0.0% |
| Union State Bank of Fargo | $145,000 | n/a | 0.0% | |
| Equity Bank | $135,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $135,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $125,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $125,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $170,000 | $115,000 | -32.4% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $115,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $105,000 | n/a | 0.0% | |
| METRO CU | $580,000 | $105,000 | -81.9% | 0.0% |
| American Bank and Trust Company | $95,000 | n/a | 0.0% | |
| INTOUCH CREDIT UNION | $95,000 | n/a | 0.0% | |
| BANKWEST, INC. | $85,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $775,000 | $75,000 | -90.3% | 0.0% |
| Elements Financial Federal Credit Union | $55,000 | n/a | 0.0% | |
| HANSCOM | $35,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $300,000 | $25,000 | -91.7% | 0.0% |
LINCOLN's top lender by overall market share is Lincoln FSB of Nebraska, with 8.3% market share. In second place, with 8.1%, is West Gate Bank, having originated $273,315,000 in loans. In third place, with 7.9%, is Union Bank and Trust Company, having originated $265,465,000 in loans. In third place, with 6.4%, is Pinnacle Bank, having originated $216,195,000 in loans. In third place, with 6.4%, is CORNHUSKER BANK, having originated $216,065,000 in loans.
LINCOLN, NE Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 6,194 | $1,488,700,000 | $240,345 |
| Refi | 6,119 | $1,235,885,000 | $201,975 |
| Cash Out Refi | 2,981 | $589,705,000 | $197,821 |
| Other | 310 | $32,630,000 | $105,258 |
| Home Improvement | 263 | $29,765,000 | $113,175 |
| NA | 2 | $850,000 | $425,000 |
Lincoln's most frequently cited loan purpose was Home Purchase, with 6,194 originations. The 2nd most popular reason was Refi, with 6,119 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 6,380 | $1,407,680,000 | $220,639 |
| 3-4% | 4,488 | $1,025,140,000 | $228,418 |
| <2.5% | 3,444 | $707,240,000 | $205,354 |
| 4-5% | 737 | $113,975,000 | $154,647 |
| 5-6% | 133 | $13,195,000 | $99,211 |
| 6-7% | 49 | $2,535,000 | $51,735 |
| Over 8% | 40 | $1,700,000 | $42,500 |
| 7-8% | 21 | $1,175,000 | $55,952 |
During 2021, Lincoln's most frequently originated rate bucket was 2.5-3%, with 6,380 originations.
Loan Sizing (LINCOLN, NE MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 6,961 | $1,046,505,000 | $150,338 |
| $200k-400k | 5,744 | $1,536,340,000 | $267,469 |
| $100,000 or less | 2,250 | $142,300,000 | $63,244 |
| $400k-600k | 746 | $354,850,000 | $475,670 |
| $600k-1000k | 112 | $81,100,000 | $724,107 |
| $Over $1MM | 56 | $216,440,000 | $3,865,000 |
LINCOLN's loan sizing saw the bucket of loans from $100k-200k with 6,961 originations, totaling $1,046,505,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 6,048 | $1,414,570,000 | $233,891 |
| 80-100% | 4,855 | $1,167,675,000 | $240,510 |
| 40-60% | 2,438 | $430,150,000 | $176,436 |
| 20-40% | 913 | $117,365,000 | $128,549 |
| Under 20% | 567 | $26,825,000 | $47,310 |
| Over 100% | 97 | $45,345,000 | $467,474 |
LINCOLN's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 6,048 originations, totaling $1,414,570,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - LINCOLN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $281,225 (23.4%) | $343,745 (21.4%) | 1.04 | 653 |
| 2018-02-01 | $299,700 (19.3%) | $357,059 (19.6%) | 1.08 | 619 |
| 2018-03-01 | $319,950 (23.3%) | $365,788 (19.8%) | 1.11 | 596 |
| 2018-04-01 | $324,225 (13.8%) | $374,399 (12.3%) | 1.09 | 624 |
| 2018-05-01 | $315,450 (7.3%) | $369,702 (9.9%) | 1.05 | 677 |
| 2018-06-01 | $304,900 (8.4%) | $367,812 (11.3%) | 1.02 | 717 |
| 2018-07-01 | $299,900 (11.1%) | $365,026 (13.7%) | 1.00 | 803 |
| 2018-08-01 | $289,900 (10.4%) | $356,126 (12.2%) | 0.97 | 866 |
| 2018-09-01 | $285,000 (14.0%) | $350,436 (11.0%) | 0.95 | 882 |
| 2018-10-01 | $275,000 (9.0%) | $338,723 (7.5%) | 0.92 | 951 |
| 2018-11-01 | $268,045 (2.5%) | $329,836 (1.5%) | 0.90 | 997 |
| 2018-12-01 | $270,000 (-1.8%) | $329,161 (-0.8%) | 0.92 | 901 |
| 2019-01-01 | $272,450 (-3.1%) | $332,048 (-3.4%) | 0.94 | 808 |
| 2019-02-01 | $286,325 (-4.5%) | $342,460 (-4.1%) | 0.96 | 761 |
| 2019-03-01 | $299,721 (-6.3%) | $341,423 (-6.7%) | 0.98 | 1,092 |
| 2019-04-01 | $304,340 (-6.1%) | $340,108 (-9.2%) | 0.96 | 689 |
| 2019-05-01 | $312,448 (-1.0%) | $351,361 (-5.0%) | 0.96 | 846 |
| 2019-06-01 | $299,900 (-1.6%) | $334,850 (-9.0%) | 0.92 | 800 |
| 2019-07-01 | $299,900 (0.0%) | $332,796 (-8.8%) | 0.93 | 781 |
| 2019-08-01 | $288,424 (-0.5%) | $324,635 (-8.8%) | 0.91 | 838 |
| 2019-09-01 | $278,419 (-2.3%) | $316,747 (-9.6%) | 0.88 | 912 |
| 2019-10-01 | $279,425 (1.6%) | $316,418 (-6.6%) | 0.89 | 925 |
| 2019-11-01 | $280,000 (4.5%) | $316,621 (-4.0%) | 0.90 | 858 |
| 2019-12-01 | $284,950 (5.5%) | $317,743 (-3.5%) | 0.95 | 786 |
| 2020-01-01 | $298,500 (9.6%) | $330,547 (-0.5%) | 1.00 | 679 |
| 2020-02-01 | $304,900 (6.5%) | $338,461 (-1.2%) | 0.98 | 607 |
| 2020-03-01 | $302,900 (1.1%) | $337,120 (-1.3%) | 0.95 | 637 |
| 2020-04-01 | $306,567 (0.7%) | $336,716 (-1.0%) | 0.96 | 699 |
| 2020-05-01 | $319,000 (2.1%) | $357,987 (1.9%) | 0.97 | 668 |
| 2020-06-01 | $327,000 (9.0%) | $368,927 (10.2%) | 0.95 | 543 |
| 2020-07-01 | $329,450 (9.9%) | $375,887 (13.0%) | 0.94 | 505 |
| 2020-08-01 | $315,000 (9.2%) | $365,246 (12.5%) | 0.90 | 476 |
| 2020-09-01 | $310,668 (11.6%) | $366,613 (15.7%) | 0.89 | 460 |
| 2020-10-01 | $299,999 (7.4%) | $366,796 (15.9%) | 0.86 | 452 |
| 2020-11-01 | $328,900 (17.5%) | $382,059 (20.7%) | 0.94 | 470 |
| 2020-12-01 | $334,268 (17.3%) | $376,519 (18.5%) | 0.98 | 450 |
| 2021-01-01 | $334,950 (12.2%) | $370,437 (12.1%) | 0.99 | 394 |
| 2021-02-01 | $352,450 (15.6%) | $384,646 (13.7%) | 1.01 | 360 |
| 2021-03-01 | $362,998 (19.8%) | $389,295 (15.5%) | 1.02 | 373 |
| 2021-04-01 | $359,900 (17.4%) | $395,725 (17.5%) | 0.97 | 367 |
| 2021-05-01 | $359,900 (12.8%) | $428,547 (19.7%) | 0.95 | 370 |
| 2021-06-01 | $343,450 (5.0%) | $415,401 (12.6%) | 0.89 | 399 |
| 2021-07-01 | $331,000 (0.5%) | $399,972 (6.4%) | 0.86 | 419 |
| 2021-08-01 | $319,950 (1.6%) | $386,727 (5.9%) | 0.84 | 422 |
| 2021-09-01 | $300,000 (-3.4%) | $365,318 (-0.4%) | 0.79 | 437 |
| 2021-10-01 | $315,000 (5.0%) | $362,432 (-1.2%) | 0.83 | 489 |
| 2021-11-01 | $329,900 (0.3%) | $384,071 (0.5%) | 0.87 | 496 |
| 2021-12-01 | $350,000 (4.7%) | $398,115 (5.7%) | 0.93 | 426 |
| 2022-01-01 | $380,285 (13.5%) | $420,913 (13.6%) | 1.01 | 385 |
| 2022-02-01 | $394,273 (11.9%) | $430,367 (11.9%) | 1.00 | 369 |
| 2022-03-01 | $384,500 (5.9%) | $431,982 (11.0%) | 0.95 | 346 |
| 2022-04-01 | $398,000 (10.6%) | $445,198 (12.5%) | 0.94 | 372 |
LINCOLN's median listing price for 2022-04-01 was $398,000, a difference of
$38,100
(10.6%) versus the prior year and
$13,500 versus the prior month.
LINCOLN's median listing price comes in at 94% of the national average.
LINCOLN's average listing price for 2022-04-01 was $445,198, a difference of $49,473 (12.5%) versus the prior year and $13,216 versus the prior month.
For the 2022-04-01 period, LINCOLN had 372 MLS listings, a difference of 26 listings (8%) versus the prior month and 5 listings (1%) versus the prior year.
LINCOLN's median listing price comes in at 94% of the national average.
LINCOLN's average listing price for 2022-04-01 was $445,198, a difference of $49,473 (12.5%) versus the prior year and $13,216 versus the prior month.
For the 2022-04-01 period, LINCOLN had 372 MLS listings, a difference of 26 listings (8%) versus the prior month and 5 listings (1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LINCOLN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 54 days | 1,602 sqft |
| 2018-02-01 | 54 days | 1,624 sqft |
| 2018-03-01 | 51 days | 1,650 sqft |
| 2018-04-01 | 47 days | 1,661 sqft |
| 2018-05-01 | 40 days | 1,653 sqft |
| 2018-06-01 | 43 days | 1,660 sqft |
| 2018-07-01 | 43 days | 1,636 sqft |
| 2018-08-01 | 44 days | 1,596 sqft |
| 2018-09-01 | 47 days | 1,597 sqft |
| 2018-10-01 | 45 days | 1,581 sqft |
| 2018-11-01 | 44 days | 1,568 sqft |
| 2018-12-01 | 57 days | 1,551 sqft |
| 2019-01-01 | 59 days | 1,556 sqft |
| 2019-02-01 | 52 days | 1,567 sqft |
| 2019-03-01 | 57 days | 1,716 sqft |
| 2019-04-01 | 13 days | 2,110 sqft |
| 2019-05-01 | 31 days | 2,404 sqft |
| 2019-06-01 | 37 days | 2,392 sqft |
| 2019-07-01 | 36 days | 2,374 sqft |
| 2019-08-01 | 36 days | 2,296 sqft |
| 2019-09-01 | 37 days | 2,262 sqft |
| 2019-10-01 | 38 days | 2,231 sqft |
| 2019-11-01 | 46 days | 2,248 sqft |
| 2019-12-01 | 55 days | 2,248 sqft |
| 2020-01-01 | 63 days | 2,303 sqft |
| 2020-02-01 | 60 days | 2,384 sqft |
| 2020-03-01 | 42 days | 2,412 sqft |
| 2020-04-01 | 41 days | 2,392 sqft |
| 2020-05-01 | 50 days | 2,446 sqft |
| 2020-06-01 | 51 days | 2,446 sqft |
| 2020-07-01 | 48 days | 2,425 sqft |
| 2020-08-01 | 43 days | 2,290 sqft |
| 2020-09-01 | 46 days | 2,255 sqft |
| 2020-10-01 | 45 days | 2,195 sqft |
| 2020-11-01 | 45 days | 2,230 sqft |
| 2020-12-01 | 51 days | 2,119 sqft |
| 2021-01-01 | 59 days | 2,130 sqft |
| 2021-02-01 | 56 days | 2,198 sqft |
| 2021-03-01 | 56 days | 2,322 sqft |
| 2021-04-01 | 55 days | 2,213 sqft |
| 2021-05-01 | 51 days | 2,213 sqft |
| 2021-06-01 | 44 days | 2,192 sqft |
| 2021-07-01 | 42 days | 2,141 sqft |
| 2021-08-01 | 40 days | 2,109 sqft |
| 2021-09-01 | 40 days | 2,055 sqft |
| 2021-10-01 | 36 days | 2,123 sqft |
| 2021-11-01 | 42 days | 2,123 sqft |
| 2021-12-01 | 51 days | 2,166 sqft |
| 2022-01-01 | 57 days | 2,246 sqft |
| 2022-02-01 | 44 days | 2,243 sqft |
| 2022-03-01 | 48 days | 2,213 sqft |
| 2022-04-01 | 42 days | 2,260 sqft |
LINCOLN's median listing age (time on market) for 2022-04-01 was 42 days.
This
is -23%
shorter
than the same period one year ago.
LINCOLN's median square footage for active listings during the 2022-04-01 period was 2,260 sqft. One year prior, the average listing was 2,213 sqft.
LINCOLN's median square footage for active listings during the 2022-04-01 period was 2,260 sqft. One year prior, the average listing was 2,213 sqft.
