LINCOLN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lincoln averaged
6.48%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.37% and
one month ago for the week of 2024-11-07, the
average rate was 6.67%.
Lincoln's average rate one year ago was 7.01%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.87%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Lincoln 30 Year Fixed Rate | 2024-12-12 | 6.48% |
Lincoln 30 Year Fixed Rate Refi | 2024-12-12 | 6.87% |
Lincoln 15 Year Fixed Rate | 2024-12-12 | 6.22% |
Lincoln 15 Year Fixed Rate Refi | 2024-12-12 | 6.34% |
Lincoln 30 Year FHA | 2024-12-12 | 6.03% |
Lincoln 30 Year FHA Refi | 2024-12-12 | 6.28% |
Lincoln 30 Year USDA | 2024-12-12 | 6.4% |
Lincoln 30 Year USDA Refi | 2024-12-12 | 6.2% |
Lincoln 30 Year VA | 2024-12-12 | 5.8% |
Lincoln 30 Year VA Refi | 2024-12-12 | 6.08% |
LINCOLN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LINCOLN, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LINCOLN Average Closing Costs & Other Stats
LINCOLN, NE's 129 lenders originated 6,725
loans during 2023. The total origination value was $1,534,475,000, with an average loan value of
$228,175.
LINCOLN's average closing costs are $3,098.
The top LINCOLN lender as defined by loan originations is Lincoln FSB of Nebraska, with
314 loans originated. Their average total fees are
$2,591, which is $151
lower than the next largest lender,
Union Bank and Trust Company.
The lowest fee LINCOLN lenders (with over 10 loans originated) are
CORNHUSKER BANK ($2,490), Pinnacle Bank ($2,587), Lincoln FSB of Nebraska ($2,591), LIBERTY FIRST ($2,649) and West Gate Bank ($2,658).
The lowest rate LINCOLN lenders (with over 10 loans originated) are
Capitol Federal Savings Bank (4.75%), Union Bank and Trust Company (6.36%), First Bank (6.40%), Security First Bank (6.44%) and CORNHUSKER BANK (6.45%).
LINCOLN, NE Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Union Bank and Trust Company | $192,925,000 | $138,850,000 | -28.0% | 9.0% |
Lincoln FSB of Nebraska | $185,770,000 | $138,530,000 | -25.4% | 9.0% |
Pinnacle Bank | $180,010,000 | $100,030,000 | -44.4% | 6.5% |
West Gate Bank | $117,295,000 | $77,695,000 | -33.8% | 5.1% |
GERSHMAN INVESTMENT CORP. | $99,480,000 | $72,880,000 | -26.7% | 4.7% |
CORNHUSKER BANK | $152,575,000 | $67,295,000 | -55.9% | 4.4% |
LIBERTY FIRST | $81,075,000 | $59,825,000 | -26.2% | 3.9% |
CHARTER WEST BANK | $51,925,000 | $47,880,000 | -7.8% | 3.1% |
CMG MORTGAGE, INC. | $21,945,000 | $44,905,000 | 104.6% | 2.9% |
First National Bank of Omaha | $51,305,000 | $42,365,000 | -17.4% | 2.8% |
QUICKEN LOANS, LLC | $57,360,000 | $41,145,000 | -28.3% | 2.7% |
Cedar Rapids Bank and Trust Company | $40,500,000 | n/a | 2.6% | |
U.S. Bank | $59,935,000 | $38,890,000 | -35.1% | 2.5% |
Prosperity Home Mortgage, LLC | $43,420,000 | $35,085,000 | -19.2% | 2.3% |
CITY BANK & TRUST CO. | $30,335,000 | n/a | 2.0% | |
CATTLE BANK & TRUST | $35,060,000 | $28,915,000 | -17.5% | 1.9% |
Security First Bank | $51,995,000 | $25,975,000 | -50.0% | 1.7% |
First Bank | $28,970,000 | $22,635,000 | -21.9% | 1.5% |
Exchange Bank | $20,040,000 | $22,580,000 | 12.7% | 1.5% |
Barings Multifamily Capital | $21,625,000 | n/a | 1.4% | |
Frontier Bank | $64,390,000 | $21,570,000 | -66.5% | 1.4% |
GREYSTONE SERVICING COMPANY LLC | $21,075,000 | n/a | 1.4% | |
Capitol Federal Savings Bank | $36,545,000 | $17,395,000 | -52.4% | 1.1% |
Mortgage Research Center, LLC | $18,250,000 | $15,425,000 | -15.5% | 1.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $20,695,000 | $14,075,000 | -32.0% | 0.9% |
Wells Fargo Bank | $56,760,000 | $13,645,000 | -76.0% | 0.9% |
UNITED WHOLESALE MORTGAGE, LLC | $10,990,000 | $12,530,000 | 14.0% | 0.8% |
MORIA DEVELOPMENT, INC. | $16,185,000 | $11,045,000 | -31.8% | 0.7% |
DELMAR FINANCIAL COMPANY | $10,455,000 | $10,405,000 | -0.5% | 0.7% |
Citizens Bank | $24,515,000 | $10,085,000 | -58.9% | 0.7% |
Midwest Bank | $9,885,000 | $9,040,000 | -8.5% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $9,325,000 | $8,545,000 | -8.4% | 0.6% |
Nebraska Bank of Commerce | $5,410,000 | $8,010,000 | 48.1% | 0.5% |
First State Bank Nebraska | $20,915,000 | $7,335,000 | -64.9% | 0.5% |
JONES BANK | $7,280,000 | n/a | 0.5% | |
Financial Funding Solutions, Inc. | $8,315,000 | $7,035,000 | -15.4% | 0.5% |
U.S. HOME MORTGAGE, INC. | $12,715,000 | $6,925,000 | -45.5% | 0.5% |
Plains Commerce Bank | $9,565,000 | $6,810,000 | -28.8% | 0.4% |
NAVY FEDERAL CREDIT UNION | $6,295,000 | $6,645,000 | 5.6% | 0.4% |
Bank of America | $5,045,000 | $6,555,000 | 29.9% | 0.4% |
Regent Financial Group, Inc. | $7,475,000 | $6,130,000 | -18.0% | 0.4% |
First Interstate Bank | $17,670,000 | $5,880,000 | -66.7% | 0.4% |
Five Points Bank | $13,050,000 | $5,840,000 | -55.2% | 0.4% |
JONES LANG LASALLE MULTIFAMILY, LLC | $5,445,000 | n/a | 0.4% | |
FREEDOM MORTGAGE CORPORATION | $13,840,000 | $5,125,000 | -63.0% | 0.3% |
NEWREZ LLC | $5,305,000 | $4,715,000 | -11.1% | 0.3% |
Farmers and Merchants Bank of Ashland | $4,630,000 | n/a | 0.3% | |
USAA Federal Savings Bank | $4,535,000 | $4,395,000 | -3.1% | 0.3% |
VERIDIAN CREDIT UNION | $3,875,000 | $4,370,000 | 12.8% | 0.3% |
State Bank of Table Rock | $4,320,000 | n/a | 0.3% | |
LOANDEPOT.COM, LLC | $10,705,000 | $4,215,000 | -60.6% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $8,535,000 | $4,065,000 | -52.4% | 0.3% |
Paramount Residential Mortgage Group, Inc. | $2,810,000 | $4,020,000 | 43.1% | 0.3% |
GUILD MORTGAGE COMPANY | $2,180,000 | $4,000,000 | 83.5% | 0.3% |
GUARANTEED RATE, INC. | $1,155,000 | $3,975,000 | 244.2% | 0.3% |
LPS Employees Federal Credit Union | $3,815,000 | $3,955,000 | 3.7% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $3,265,000 | $3,870,000 | 18.5% | 0.3% |
Equitable Bank | $500,000 | $3,595,000 | 619.0% | 0.2% |
JPMorgan Chase Bank | $11,095,000 | $3,300,000 | -70.3% | 0.2% |
Northwest Bank | $1,190,000 | $2,955,000 | 148.3% | 0.2% |
FIRST NEBRASKA Credit Union | $3,660,000 | $2,730,000 | -25.4% | 0.2% |
FirstBank of Nebraska | $1,485,000 | $2,695,000 | 81.5% | 0.2% |
UNION HOME MORTGAGE CORP. | $1,655,000 | $2,580,000 | 55.9% | 0.2% |
Core Bank | $5,750,000 | $2,555,000 | -55.6% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $5,850,000 | $2,525,000 | -56.8% | 0.2% |
Discover Bank | $1,720,000 | $2,525,000 | 46.8% | 0.2% |
21ST MORTGAGE CORPORATION | $1,645,000 | $2,380,000 | 44.7% | 0.2% |
Home Federal Savings & Loan Association of Grand Island | $2,660,000 | $2,320,000 | -12.8% | 0.2% |
Farm Credit Mid-America, ACA | $4,085,000 | $2,220,000 | -45.7% | 0.1% |
Citizens Bank & Trust Co. | $2,115,000 | n/a | 0.1% | |
COREVEST AMERICAN FINANCE LENDER LLC | $2,085,000 | n/a | 0.1% | |
Cobalt Credit Union | $1,730,000 | $1,980,000 | 14.5% | 0.1% |
BROKER SOLUTIONS, INC. | $4,795,000 | $1,855,000 | -61.3% | 0.1% |
Gateway First Bank | $2,655,000 | $1,850,000 | -30.3% | 0.1% |
American National Bank | $37,985,000 | $1,845,000 | -95.1% | 0.1% |
University of Nebraska Federal Credit Union | $1,785,000 | n/a | 0.1% | |
Morgan Stanley Private Bank | $1,750,000 | n/a | 0.1% | |
CENTRIS FEDERAL CREDIT UNION | $3,370,000 | $1,695,000 | -49.7% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,055,000 | $1,630,000 | 54.5% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $1,260,000 | $1,580,000 | 25.4% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $3,670,000 | $1,485,000 | -59.5% | 0.1% |
UBS Bank USA | $2,275,000 | $1,440,000 | -36.7% | 0.1% |
IOWA BANKERS MORTGAGE CORPORATION | $820,000 | $1,415,000 | 72.6% | 0.1% |
City National Bank | $1,590,000 | $1,370,000 | -13.8% | 0.1% |
Bank of Bennington | $970,000 | $1,310,000 | 35.1% | 0.1% |
Servion, Inc. | $325,000 | $1,305,000 | 301.5% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,300,000 | $1,290,000 | -0.8% | 0.1% |
Raymond James Bank | $1,285,000 | n/a | 0.1% | |
Arbor Bank | $1,980,000 | $1,265,000 | -36.1% | 0.1% |
Midwest Heritage Bank FSB | $845,000 | $1,240,000 | 46.7% | 0.1% |
Figure Lending LLC | $830,000 | $1,180,000 | 42.2% | 0.1% |
Flagstar Bank, FSB | $5,200,000 | $1,105,000 | -78.8% | 0.1% |
First Nebraska Bank | $4,715,000 | $1,100,000 | -76.7% | 0.1% |
PNC Bank | $1,400,000 | $1,065,000 | -23.9% | 0.1% |
BMO Harris Bank | $990,000 | n/a | 0.1% | |
BAY EQUITY LLC | $430,000 | $980,000 | 127.9% | 0.1% |
Access Bank | $4,010,000 | $965,000 | -75.9% | 0.1% |
NBKC BANK | $925,000 | $955,000 | 3.2% | 0.1% |
CASTLE & COOKE MORTGAGE, LLC | $755,000 | $935,000 | 23.8% | 0.1% |
Cornerstone Bank | $1,140,000 | $900,000 | -21.1% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $245,000 | $860,000 | 251.0% | 0.1% |
United Fidelity Funding Corp. | $2,965,000 | $860,000 | -71.0% | 0.1% |
Adams Bank & Trust | $575,000 | $810,000 | 40.9% | 0.1% |
CARDINAL FINANCIAL | $840,000 | $765,000 | -8.9% | 0.0% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $745,000 | n/a | 0.0% | |
Waterstone Mortgage Corporation | $745,000 | n/a | 0.0% | |
BETTER MORTGAGE CORPORATION | $2,415,000 | $730,000 | -69.8% | 0.0% |
GREENSTATE CREDIT UNION | $730,000 | n/a | 0.0% | |
COMMUNITYAMERICA | $595,000 | $715,000 | 20.2% | 0.0% |
Foundation One Bank | $930,000 | $715,000 | -23.1% | 0.0% |
CALIBER HOME LOANS, INC. | $6,185,000 | $700,000 | -88.7% | 0.0% |
Central National Bank | $400,000 | $700,000 | 75.0% | 0.0% |
Deere Employees Credit Union | $1,350,000 | $690,000 | -48.9% | 0.0% |
NEW DAY FINANCIAL, LLC | $2,425,000 | $685,000 | -71.8% | 0.0% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $675,000 | n/a | 0.0% | |
CROSSCOUNTRY MORTGAGE, LLC | $940,000 | $675,000 | -28.2% | 0.0% |
Coastal Community Bank | $670,000 | n/a | 0.0% | |
Wahoo State Bank | $640,000 | n/a | 0.0% | |
Stifel Bank and Trust | $225,000 | $630,000 | 180.0% | 0.0% |
TruHome Solutions, LLC | $585,000 | n/a | 0.0% | |
AmeriHome Mortgage Company, LLC | $175,000 | $570,000 | 225.7% | 0.0% |
PREMIA MORTGAGE, LLC | $1,865,000 | $570,000 | -69.4% | 0.0% |
The Federal Savings Bank | $2,135,000 | $570,000 | -73.3% | 0.0% |
BankFirst | $955,000 | $540,000 | -43.5% | 0.0% |
Oakstar Bank | $535,000 | n/a | 0.0% | |
North American Savings Bank, F.S.B. | $1,405,000 | $530,000 | -62.3% | 0.0% |
OCMBC, INC. | $520,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $60,000 | $490,000 | 716.7% | 0.0% |
Bank of Springfield | $355,000 | $480,000 | 35.2% | 0.0% |
Carrington Mortgage Services, LLC | $1,475,000 | $475,000 | -67.8% | 0.0% |
MOVEMENT MORTGAGE, LLC | $345,000 | $445,000 | 29.0% | 0.0% |
The Nodaway Valley Bank | $445,000 | n/a | 0.0% | |
AHL FUNDING | $415,000 | n/a | 0.0% | |
Bank of England | $860,000 | $415,000 | -51.7% | 0.0% |
DAS Acquisition Company, LLC | $195,000 | $415,000 | 112.8% | 0.0% |
AMCAP MORTGAGE, LTD. | $2,720,000 | $405,000 | -85.1% | 0.0% |
Great Southern Bank | $195,000 | $405,000 | 107.7% | 0.0% |
TOGETHER CREDIT UNION | $405,000 | n/a | 0.0% | |
FIRST STATE MORTGAGE SERVICES, LLC | $400,000 | n/a | 0.0% | |
Charles Schwab Bank, SSB | $395,000 | n/a | 0.0% | |
DEEPHAVEN MORTGAGE LLC | $410,000 | $395,000 | -3.7% | 0.0% |
First Federal Bank | $255,000 | $390,000 | 52.9% | 0.0% |
BNC National Bank | $1,220,000 | $385,000 | -68.4% | 0.0% |
Century Mortgage Company DBA Century Lending Company | $385,000 | n/a | 0.0% | |
Great Plains National Bank | $385,000 | n/a | 0.0% | |
CLEARPATH LENDING | $450,000 | $380,000 | -15.6% | 0.0% |
SPRING EQ, LLC | $250,000 | $380,000 | 52.0% | 0.0% |
HOMESIDE FINANCIAL, LLC | $375,000 | n/a | 0.0% | |
CORNERSTONE HOME LENDING, INC. | $610,000 | $365,000 | -40.2% | 0.0% |
First State Bank | $2,175,000 | $345,000 | -84.1% | 0.0% |
GUARANTEED RATE AFFINITY, LLC | $325,000 | n/a | 0.0% | |
Landmark National Bank | $325,000 | n/a | 0.0% | |
Wallick & Volk, Inc. | $175,000 | $325,000 | 85.7% | 0.0% |
Bank of the West | $2,575,000 | $320,000 | -87.6% | 0.0% |
Grand Bank for Savings, FSB | $300,000 | n/a | 0.0% | |
Commerce Home Mortgage, Inc. | $450,000 | $295,000 | -34.4% | 0.0% |
Fifth Third Bank | $295,000 | n/a | 0.0% | |
FOUR POINTS | $255,000 | $295,000 | 15.7% | 0.0% |
PHH Mortgage Corporation | $750,000 | $290,000 | -61.3% | 0.0% |
Think Mutual Bank | $290,000 | n/a | 0.0% | |
Northpointe Bank | $1,010,000 | $285,000 | -71.8% | 0.0% |
SUN WEST MORTGAGE COMPANY, INC. | $285,000 | n/a | 0.0% | |
American Mortgage & Equity Consultants, Inc. | $275,000 | n/a | 0.0% | |
Bank of Colorado | $1,095,000 | $275,000 | -74.9% | 0.0% |
ARCHER COOPERATIVE CREDIT UNION | $265,000 | n/a | 0.0% | |
Ally Bank | $1,640,000 | $255,000 | -84.5% | 0.0% |
Equity Prime Mortgage LLC | $205,000 | $255,000 | 24.4% | 0.0% |
EVERETT FINANCIAL, INC. | $535,000 | $255,000 | -52.3% | 0.0% |
Farmers National Bank | $255,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $245,000 | n/a | 0.0% | |
BELEM SERVICING LLC | $245,000 | n/a | 0.0% | |
INB | $245,000 | n/a | 0.0% | |
Merchants Bank | $695,000 | $245,000 | -64.7% | 0.0% |
Evolve Bank & Trust | $305,000 | $240,000 | -21.3% | 0.0% |
Arvest Bank | $65,000 | $235,000 | 261.5% | 0.0% |
Citibank | $135,000 | $235,000 | 74.1% | 0.0% |
CRESCENT MORTGAGE COMPANY | $235,000 | n/a | 0.0% | |
CENTENNIAL LENDING, LLC | $635,000 | $215,000 | -66.1% | 0.0% |
THRIVENT Federal Credit Union | $460,000 | $215,000 | -53.3% | 0.0% |
MUTUAL FIRST | $210,000 | n/a | 0.0% | |
Citizens Business Bank | $205,000 | n/a | 0.0% | |
LAKEVIEW LOAN SERVICING, LLC | $2,605,000 | $205,000 | -92.1% | 0.0% |
Notre Dame Federal Credit Union Corporation | $205,000 | n/a | 0.0% | |
Wyndham Capital Mortgage, Inc. | $670,000 | $205,000 | -69.4% | 0.0% |
A&D Mortgage LLC | $195,000 | n/a | 0.0% | |
LONGBRIDGE FINANCIAL, LLC | $195,000 | n/a | 0.0% | |
PLANET HOME LENDING, LLC | $580,000 | $195,000 | -66.4% | 0.0% |
INTERCAP LENDING INC. | $185,000 | n/a | 0.0% | |
Security National Bank of Omaha | $185,000 | n/a | 0.0% | |
AMERICAN HERITAGE LENDING, INC. | $175,000 | n/a | 0.0% | |
DIGITAL Federal Credit Union | $175,000 | n/a | 0.0% | |
First Bank & Trust | $415,000 | $175,000 | -57.8% | 0.0% |
HOMEXPRESS MORTGAGE CORP. | $175,000 | n/a | 0.0% | |
Meridian Trust Federal Credit Union | $175,000 | $175,000 | 0.0% | 0.0% |
Mid-America Bank | $175,000 | n/a | 0.0% | |
Semper Home Loans, Inc. | $175,000 | n/a | 0.0% | |
Commerce Bank | $525,000 | $165,000 | -68.6% | 0.0% |
Wells Bank | $155,000 | n/a | 0.0% | |
ZILLOW HOME LOANS, LLC | $655,000 | $155,000 | -76.3% | 0.0% |
Truist | $1,690,000 | $145,000 | -91.4% | 0.0% |
Barrington Bank & Trust Company, N.A. | $350,000 | $135,000 | -61.4% | 0.0% |
F&M Bank | $135,000 | n/a | 0.0% | |
DUPACO COMMUNITY | $125,000 | n/a | 0.0% | |
Sierra Pacific Mortgage Company, Inc. | $125,000 | n/a | 0.0% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $125,000 | n/a | 0.0% | |
AMERICAN FINANCING CORPORATION | $1,675,000 | $115,000 | -93.1% | 0.0% |
PLAZA HOME MORTGAGE, INC. | $355,000 | $105,000 | -70.4% | 0.0% |
National Exchange Bank and Trust | $95,000 | n/a | 0.0% | |
DATA MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
AMERICAN INTERNET MORTGAGE, INC. | $450,000 | $75,000 | -83.3% | 0.0% |
First-Citizens Bank & Trust Company | $55,000 | n/a | 0.0% | |
Bethpage Federal Credit Union | $25,000 | $25,000 | 0.0% | 0.0% |
LINCOLN's top lender by overall market share is Union Bank and Trust Company, with 9.0% market share. In second place, with 9.0%, is Lincoln FSB of Nebraska, having originated $138,530,000 in loans. In third place, with 6.5%, is Pinnacle Bank, having originated $100,030,000 in loans. In fourth place, with 5.1%, is West Gate Bank, having originated $77,695,000 in loans. In fifth place, with 4.7%, is GERSHMAN INVESTMENT CORP., having originated $72,880,000 in loans.
LINCOLN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LINCOLN (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $282,250 (25.5%) | $344,966 (22.0%) | 1.05 | 643 |
2018-02-01 | $299,450 (19.2%) | $358,952 (19.1%) | 1.09 | 612 |
2018-03-01 | $319,950 (24.2%) | $364,659 (18.8%) | 1.12 | 590 |
2018-04-01 | $323,713 (13.6%) | $379,691 (13.9%) | 1.10 | 620 |
2018-05-01 | $314,961 (8.1%) | $373,405 (10.9%) | 1.05 | 673 |
2018-06-01 | $308,900 (9.9%) | $372,102 (12.7%) | 1.03 | 714 |
2018-07-01 | $299,916 (12.5%) | $368,433 (15.3%) | 1.00 | 792 |
2018-08-01 | $289,800 (10.5%) | $358,893 (13.3%) | 0.97 | 858 |
2018-09-01 | $285,500 (14.3%) | $352,035 (11.5%) | 0.96 | 875 |
2018-10-01 | $275,440 (10.2%) | $342,336 (8.4%) | 0.93 | 945 |
2018-11-01 | $271,319 (2.6%) | $333,806 (2.1%) | 0.92 | 981 |
2018-12-01 | $272,500 (1.2%) | $332,315 (0.0%) | 0.94 | 891 |
2019-01-01 | $273,697 (-3.0%) | $333,553 (-3.3%) | 0.95 | 796 |
2019-02-01 | $284,948 (-4.8%) | $343,605 (-4.3%) | 0.96 | 753 |
2019-03-01 | $292,889 (-8.5%) | $335,686 (-8.0%) | 0.96 | 729 |
2019-04-01 | $296,026 (-8.6%) | $329,557 (-13.2%) | 0.94 | 694 |
2019-05-01 | $306,625 (-2.7%) | $341,747 (-8.5%) | 0.96 | 756 |
2019-06-01 | $299,900 (-2.9%) | $336,092 (-9.7%) | 0.94 | 790 |
2019-07-01 | $299,900 (0.0%) | $332,953 (-9.6%) | 0.94 | 781 |
2019-08-01 | $292,941 (1.1%) | $328,280 (-8.5%) | 0.93 | 830 |
2019-09-01 | $285,352 (-0.1%) | $321,606 (-8.6%) | 0.91 | 894 |
2019-10-01 | $279,725 (1.6%) | $317,533 (-7.3%) | 0.90 | 928 |
2019-11-01 | $282,079 (4.0%) | $317,249 (-5.0%) | 0.92 | 854 |
2019-12-01 | $284,900 (4.6%) | $318,270 (-4.2%) | 0.95 | 784 |
2020-01-01 | $299,925 (9.6%) | $330,626 (-0.9%) | 1.00 | 681 |
2020-02-01 | $302,500 (6.2%) | $336,803 (-2.0%) | 0.99 | 614 |
2020-03-01 | $303,575 (3.7%) | $338,261 (0.8%) | 0.95 | 641 |
2020-04-01 | $304,850 (3.0%) | $337,646 (2.5%) | 0.95 | 701 |
2020-05-01 | $319,000 (4.0%) | $358,506 (4.9%) | 0.97 | 651 |
2020-06-01 | $325,500 (8.5%) | $368,812 (9.7%) | 0.96 | 546 |
2020-07-01 | $325,000 (8.4%) | $373,268 (12.1%) | 0.94 | 499 |
2020-08-01 | $315,000 (7.5%) | $365,770 (11.4%) | 0.90 | 474 |
2020-09-01 | $307,925 (7.9%) | $363,745 (13.1%) | 0.88 | 454 |
2020-10-01 | $299,950 (7.2%) | $365,332 (15.1%) | 0.86 | 455 |
2020-11-01 | $321,650 (14.0%) | $380,020 (19.8%) | 0.94 | 472 |
2020-12-01 | $326,663 (14.7%) | $375,951 (18.1%) | 0.97 | 454 |
2021-01-01 | $334,950 (11.7%) | $371,268 (12.3%) | 1.00 | 395 |
2021-02-01 | $350,700 (15.9%) | $385,336 (14.4%) | 1.02 | 360 |
2021-03-01 | $362,225 (19.3%) | $389,368 (15.1%) | 1.03 | 374 |
2021-04-01 | $359,900 (18.1%) | $395,376 (17.1%) | 0.97 | 368 |
2021-05-01 | $359,900 (12.8%) | $423,128 (18.0%) | 0.96 | 364 |
2021-06-01 | $336,975 (3.5%) | $410,103 (11.2%) | 0.89 | 404 |
2021-07-01 | $329,000 (1.2%) | $397,056 (6.4%) | 0.87 | 428 |
2021-08-01 | $318,500 (1.1%) | $385,095 (5.3%) | 0.85 | 430 |
2021-09-01 | $299,950 (-2.6%) | $362,560 (-0.3%) | 0.80 | 442 |
2021-10-01 | $312,265 (4.1%) | $361,655 (-1.0%) | 0.83 | 490 |
2021-11-01 | $328,696 (2.2%) | $382,773 (0.7%) | 0.88 | 494 |
2021-12-01 | $349,950 (7.1%) | $398,248 (5.9%) | 0.95 | 424 |
2022-01-01 | $369,925 (10.4%) | $419,115 (12.9%) | 1.00 | 379 |
2022-02-01 | $387,305 (10.4%) | $427,567 (11.0%) | 1.01 | 367 |
2022-03-01 | $369,463 (2.0%) | $427,384 (9.8%) | 0.92 | 347 |
2022-04-01 | $389,999 (8.4%) | $439,747 (11.2%) | 0.93 | 365 |
2022-05-01 | $367,588 (2.1%) | $422,910 (-0.1%) | 0.84 | 431 |
2022-06-01 | $365,049 (8.3%) | $427,098 (4.1%) | 0.81 | 455 |
2022-07-01 | $362,595 (10.2%) | $421,377 (6.1%) | 0.82 | 551 |
2022-08-01 | $371,825 (16.7%) | $416,049 (8.0%) | 0.86 | 559 |
2022-09-01 | $379,386 (26.5%) | $423,347 (16.8%) | 0.89 | 563 |
2022-10-01 | $383,545 (22.8%) | $419,338 (16.0%) | 0.90 | 578 |
2022-11-01 | $387,450 (17.9%) | $422,881 (10.5%) | 0.93 | 615 |
2022-12-01 | $407,450 (16.4%) | $433,708 (8.9%) | 1.01 | 583 |
2023-01-01 | $439,476 (18.8%) | $454,926 (8.5%) | 1.09 | 523 |
2023-02-01 | $441,275 (13.9%) | $455,262 (6.5%) | 1.06 | 501 |
2023-03-01 | $447,500 (21.1%) | $469,822 (9.9%) | 1.06 | 458 |
2023-04-01 | $444,900 (14.1%) | $469,027 (6.7%) | 1.03 | 497 |
2023-05-01 | $447,700 (21.8%) | $485,892 (14.9%) | 1.02 | 535 |
2023-06-01 | $445,125 (21.9%) | $497,704 (16.5%) | 1.00 | 542 |
2023-07-01 | $437,900 (20.8%) | $486,376 (15.4%) | 1.00 | 570 |
2023-08-01 | $411,200 (10.6%) | $476,511 (14.5%) | 0.94 | 620 |
2023-09-01 | $399,450 (5.3%) | $466,112 (10.1%) | 0.93 | 677 |
2023-10-01 | $396,200 (3.3%) | $463,312 (10.5%) | 0.93 | 747 |
2023-11-01 | $389,750 (0.6%) | $453,474 (7.2%) | 0.93 | 764 |
2023-12-01 | $389,900 (-4.3%) | $454,855 (4.9%) | 0.95 | 646 |
2024-01-01 | $389,950 (-11.3%) | $459,331 (1.0%) | 0.95 | 545 |
2024-02-01 | $398,575 (-9.7%) | $479,859 (5.4%) | 0.96 | 499 |
2024-03-01 | $403,900 (-9.7%) | $480,725 (2.3%) | 0.95 | 525 |
2024-04-01 | $413,675 (-7.0%) | $483,031 (3.0%) | 0.96 | 567 |
2024-05-01 | $444,975 (-0.6%) | $507,199 (4.4%) | 1.01 | 588 |
2024-06-01 | $419,000 (-5.9%) | $492,471 (-1.1%) | 0.94 | 645 |
2024-07-01 | $398,975 (-8.9%) | $474,635 (-2.4%) | 0.91 | 679 |
2024-08-01 | $379,950 (-7.6%) | $454,167 (-4.7%) | 0.88 | 742 |
2024-09-01 | $379,950 (-4.9%) | $456,838 (-2.0%) | 0.89 | 786 |
2024-10-01 | $380,000 (-4.1%) | $453,180 (-2.2%) | 0.89 | 818 |
2024-11-01 | $379,825 (-2.6%) | $454,766 (0.3%) | 0.91 | 823 |
LINCOLN's median listing price comes in at 91% of the national average.
LINCOLN's average listing price for 2024-11-01 was $454,766, a difference of $1,292 (0.3%) versus the prior year and $1,586 versus the prior month.
For the 2024-11-01 period, LINCOLN had 823 MLS listings, a difference of 5 listings (1%) versus the prior month and 59 listings (8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LINCOLN (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 53 days | 1,604 sqft |
2018-02-01 | 50 days | 1,626 sqft |
2018-03-01 | 49 days | 1,647 sqft |
2018-04-01 | 45 days | 1,655 sqft |
2018-05-01 | 39 days | 1,651 sqft |
2018-06-01 | 40 days | 1,661 sqft |
2018-07-01 | 41 days | 1,636 sqft |
2018-08-01 | 43 days | 1,600 sqft |
2018-09-01 | 46 days | 1,596 sqft |
2018-10-01 | 43 days | 1,588 sqft |
2018-11-01 | 44 days | 1,570 sqft |
2018-12-01 | 54 days | 1,551 sqft |
2019-01-01 | 58 days | 1,550 sqft |
2019-02-01 | 51 days | 1,566 sqft |
2019-03-01 | 51 days | 1,788 sqft |
2019-04-01 | 42 days | 2,204 sqft |
2019-05-01 | 33 days | 2,371 sqft |
2019-06-01 | 36 days | 2,396 sqft |
2019-07-01 | 38 days | 2,361 sqft |
2019-08-01 | 36 days | 2,308 sqft |
2019-09-01 | 36 days | 2,268 sqft |
2019-10-01 | 38 days | 2,241 sqft |
2019-11-01 | 47 days | 2,243 sqft |
2019-12-01 | 57 days | 2,242 sqft |
2020-01-01 | 64 days | 2,322 sqft |
2020-02-01 | 59 days | 2,340 sqft |
2020-03-01 | 41 days | 2,412 sqft |
2020-04-01 | 43 days | 2,384 sqft |
2020-05-01 | 52 days | 2,411 sqft |
2020-06-01 | 53 days | 2,447 sqft |
2020-07-01 | 53 days | 2,396 sqft |
2020-08-01 | 43 days | 2,274 sqft |
2020-09-01 | 45 days | 2,226 sqft |
2020-10-01 | 46 days | 2,170 sqft |
2020-11-01 | 46 days | 2,143 sqft |
2020-12-01 | 52 days | 2,084 sqft |
2021-01-01 | 58 days | 2,110 sqft |
2021-02-01 | 53 days | 2,182 sqft |
2021-03-01 | 53 days | 2,263 sqft |
2021-04-01 | 50 days | 2,179 sqft |
2021-05-01 | 46 days | 2,171 sqft |
2021-06-01 | 43 days | 2,183 sqft |
2021-07-01 | 40 days | 2,123 sqft |
2021-08-01 | 41 days | 2,082 sqft |
2021-09-01 | 41 days | 2,039 sqft |
2021-10-01 | 37 days | 2,106 sqft |
2021-11-01 | 45 days | 2,121 sqft |
2021-12-01 | 57 days | 2,151 sqft |
2022-01-01 | 51 days | 2,213 sqft |
2022-02-01 | 43 days | 2,227 sqft |
2022-03-01 | 47 days | 2,191 sqft |
2022-04-01 | 40 days | 2,239 sqft |
2022-05-01 | 35 days | 2,227 sqft |
2022-06-01 | 39 days | 2,249 sqft |
2022-07-01 | 38 days | 2,228 sqft |
2022-08-01 | 39 days | 2,265 sqft |
2022-09-01 | 43 days | 2,301 sqft |
2022-10-01 | 39 days | 2,316 sqft |
2022-11-01 | 39 days | 2,336 sqft |
2022-12-01 | 52 days | 2,375 sqft |
2023-01-01 | 55 days | 2,417 sqft |
2023-02-01 | 45 days | 2,446 sqft |
2023-03-01 | 50 days | 2,502 sqft |
2023-04-01 | 43 days | 2,495 sqft |
2023-05-01 | 38 days | 2,516 sqft |
2023-06-01 | 41 days | 2,539 sqft |
2023-07-01 | 40 days | 2,507 sqft |
2023-08-01 | 39 days | 2,436 sqft |
2023-09-01 | 37 days | 2,410 sqft |
2023-10-01 | 37 days | 2,371 sqft |
2023-11-01 | 42 days | 2,314 sqft |
2023-12-01 | 48 days | 2,340 sqft |
2024-01-01 | 58 days | 2,349 sqft |
2024-02-01 | 47 days | 2,372 sqft |
2024-03-01 | 40 days | 2,416 sqft |
2024-04-01 | 38 days | 2,457 sqft |
2024-05-01 | 31 days | 2,526 sqft |
2024-06-01 | 33 days | 2,357 sqft |
2024-07-01 | 38 days | 2,235 sqft |
2024-08-01 | 38 days | 2,173 sqft |
2024-09-01 | 40 days | 2,173 sqft |
2024-10-01 | 38 days | 2,186 sqft |
2024-11-01 | 41 days | 2,206 sqft |
LINCOLN's median square footage for active listings during the 2024-11-01 period was 2,206 sqft. One year prior, the average listing was 2,314 sqft.
LINCOLN, NE Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
68003 | Lincoln, NE HUD Metro FMR Area | $650 | $720 | $880 | $1,180 | $1,340 |
68017 | Lincoln, NE HUD Metro FMR Area | $610 | $660 | $830 | $1,120 | $1,300 |
68065 | Lincoln, NE HUD Metro FMR Area | $610 | $670 | $840 | $1,120 | $1,300 |
68301 | Lincoln, NE HUD Metro FMR Area | $720 | $810 | $1,030 | $1,440 | $1,630 |
68317 | Lincoln, NE HUD Metro FMR Area | $790 | $890 | $1,130 | $1,580 | $1,780 |
68331 | Lincoln, NE HUD Metro FMR Area | $680 | $770 | $980 | $1,370 | $1,550 |
68333 | Lincoln, NE HUD Metro FMR Area | $610 | $690 | $880 | $1,230 | $1,390 |
68336 | Lincoln, NE HUD Metro FMR Area | $780 | $870 | $1,090 | $1,480 | $1,710 |
68339 | Lincoln, NE HUD Metro FMR Area | $600 | $680 | $870 | $1,200 | $1,420 |
68347 | Lincoln, NE HUD Metro FMR Area | $700 | $780 | $950 | $1,270 | $1,420 |
68358 | Lincoln, NE HUD Metro FMR Area | $580 | $650 | $830 | $1,160 | $1,300 |
68360 | Lincoln, NE HUD Metro FMR Area | $870 | $960 | $1,240 | $1,720 | $2,110 |
68366 | Lincoln, NE HUD Metro FMR Area | $830 | $930 | $1,130 | $1,520 | $1,690 |
68368 | Lincoln, NE HUD Metro FMR Area | $890 | $1,000 | $1,270 | $1,780 | $2,000 |
68372 | Lincoln, NE HUD Metro FMR Area | $930 | $1,050 | $1,330 | $1,860 | $2,100 |
68402 | Lincoln, NE HUD Metro FMR Area | $750 | $850 | $1,080 | $1,510 | $1,700 |
68404 | Lincoln, NE HUD Metro FMR Area | $840 | $950 | $1,200 | $1,680 | $1,890 |
68419 | Lincoln, NE HUD Metro FMR Area | $750 | $840 | $1,070 | $1,490 | $1,680 |
68423 | Lincoln, NE HUD Metro FMR Area | $580 | $640 | $830 | $1,140 | $1,410 |
68428 | Lincoln, NE HUD Metro FMR Area | $910 | $1,030 | $1,300 | $1,820 | $2,050 |
68430 | Lincoln, NE HUD Metro FMR Area | $1,030 | $1,160 | $1,470 | $2,060 | $2,320 |
68438 | Lincoln, NE HUD Metro FMR Area | $680 | $770 | $980 | $1,370 | $1,550 |
68461 | Lincoln, NE HUD Metro FMR Area | $890 | $1,010 | $1,270 | $1,770 | $2,000 |
68462 | Lincoln, NE HUD Metro FMR Area | $660 | $740 | $940 | $1,320 | $1,480 |
68465 | Lincoln, NE HUD Metro FMR Area | $680 | $770 | $980 | $1,370 | $1,550 |
68501 | Lincoln, NE HUD Metro FMR Area | $680 | $770 | $980 | $1,370 | $1,550 |
68502 | Lincoln, NE HUD Metro FMR Area | $580 | $650 | $830 | $1,160 | $1,300 |
68503 | Lincoln, NE HUD Metro FMR Area | $580 | $650 | $830 | $1,160 | $1,300 |
68504 | Lincoln, NE HUD Metro FMR Area | $660 | $750 | $950 | $1,330 | $1,500 |
68505 | Lincoln, NE HUD Metro FMR Area | $730 | $830 | $1,050 | $1,470 | $1,660 |
68506 | Lincoln, NE HUD Metro FMR Area | $760 | $860 | $1,090 | $1,530 | $1,720 |
68507 | Lincoln, NE HUD Metro FMR Area | $660 | $750 | $950 | $1,330 | $1,500 |
68508 | Lincoln, NE HUD Metro FMR Area | $580 | $650 | $830 | $1,160 | $1,310 |
68510 | Lincoln, NE HUD Metro FMR Area | $610 | $690 | $870 | $1,220 | $1,370 |
68512 | Lincoln, NE HUD Metro FMR Area | $830 | $940 | $1,190 | $1,670 | $1,880 |
68514 | Lincoln, NE HUD Metro FMR Area | $680 | $770 | $980 | $1,370 | $1,550 |
68516 | Lincoln, NE HUD Metro FMR Area | $780 | $880 | $1,110 | $1,550 | $1,750 |
68517 | Lincoln, NE HUD Metro FMR Area | $650 | $730 | $920 | $1,270 | $1,450 |
68520 | Lincoln, NE HUD Metro FMR Area | $1,030 | $1,160 | $1,470 | $2,060 | $2,320 |
68521 | Lincoln, NE HUD Metro FMR Area | $720 | $810 | $1,030 | $1,440 | $1,630 |
68522 | Lincoln, NE HUD Metro FMR Area | $760 | $860 | $1,090 | $1,530 | $1,720 |
68523 | Lincoln, NE HUD Metro FMR Area | $830 | $940 | $1,190 | $1,680 | $1,890 |
68524 | Lincoln, NE HUD Metro FMR Area | $660 | $750 | $950 | $1,330 | $1,500 |
68526 | Lincoln, NE HUD Metro FMR Area | $940 | $1,060 | $1,340 | $1,880 | $2,110 |
68527 | Lincoln, NE HUD Metro FMR Area | $780 | $880 | $1,100 | $1,530 | $1,720 |
68528 | Lincoln, NE HUD Metro FMR Area | $850 | $950 | $1,210 | $1,690 | $1,910 |
68529 | Lincoln, NE HUD Metro FMR Area | $680 | $770 | $980 | $1,370 | $1,550 |
68531 | Lincoln, NE HUD Metro FMR Area | $760 | $860 | $1,090 | $1,520 | $1,720 |
68532 | Lincoln, NE HUD Metro FMR Area | $830 | $920 | $1,180 | $1,640 | $1,860 |
68542 | Lincoln, NE HUD Metro FMR Area | $680 | $770 | $980 | $1,370 | $1,550 |
68588 | Lincoln, NE HUD Metro FMR Area | $680 | $770 | $980 | $1,370 | $1,550 |
2022 Average & Median Rent Data Statistics
LINCOLN, NE average 1BR rent: $830, median: $810
LINCOLN, NE average 2BR rent: $1,050, median: $1,030
LINCOLN, NE average 3BR rent: $1,462, median: $1,440
LINCOLN, NE Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 4,342 | $1,232,210,000 | $283,789 |
Other | 647 | $43,575,000 | $67,349 |
Cash Out Refi | 634 | $95,080,000 | $149,968 |
Refi | 560 | $109,860,000 | $196,179 |
Home Improvement | 541 | $53,595,000 | $99,067 |
NA | 1 | $155,000 | $155,000 |
Lincoln's most frequently cited loan purpose was Home Purchase, with 4,342 originations. The 2nd most popular reason was Other, with 647 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 2,314 | $589,400,000 | $254,710 |
7-8% | 1,615 | $370,335,000 | $229,310 |
5-6% | 912 | $239,090,000 | $262,160 |
Over 8% | 827 | $91,815,000 | $111,022 |
<2.5% | 158 | $2,560,000 | $16,203 |
4-5% | 76 | $29,440,000 | $387,368 |
3-4% | 38 | $8,780,000 | $231,053 |
2.5-3% | 6 | $1,610,000 | $268,333 |
During 2023, Lincoln's most frequently originated rate bucket was 6-7%, with 2,314 originations.
Loan Sizing (LINCOLN, NE MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 2,495 | $686,535,000 | $275,164 |
$100,000 or less | 1,810 | $85,950,000 | $47,486 |
$100k-200k | 1,766 | $271,080,000 | $153,499 |
$400k-600k | 476 | $222,300,000 | $467,017 |
$600k-1000k | 126 | $91,980,000 | $730,000 |
$Over $1MM | 52 | $176,630,000 | $3,396,731 |
LINCOLN's loan sizing saw the bucket of loans from $200k-400k with 2,495 originations, totaling $686,535,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 2,279 | $637,015,000 | $279,515 |
60-80% | 1,316 | $423,240,000 | $321,611 |
Under 20% | 1,046 | $54,250,000 | $51,864 |
20-40% | 712 | $85,350,000 | $119,874 |
40-60% | 517 | $129,305,000 | $250,106 |
Over 100% | 44 | $21,200,000 | $481,818 |
LINCOLN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,279 originations, totaling $637,015,000 in origination value.