Cattle Bank & Trust Mortgage Rates, Fees & Info
Seward, NELEI: 254900XA8J7Y4KR7AI02
Tax ID: 47-0121680
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Cattle Bank & Trust is a smaller bank specializing in Refi and Home Purchase loans. Cattle Bank & Trust has a high proportion of conventional loans. Their top (well, only) market is Lincoln.Cattle Bank & Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
196Origination Dollar Volume (All Markets)
$42,450,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LINCOLN, NE (FHA|USDA|VA) | 166 | $35,060,000 | $211,205 | $0 | 0.00% |
| Outside of Metro Areas | 30 | $7,390,000 | $246,333 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 196 | $42,450,000 | $216,582 | $0 | 0.00% |
For 2022, Cattle Bank & Trust's most frequently originated type of loan was Conventional, with 196 originations.
Loan Reason
For 2022, Cattle Bank & Trust's most frequently cited loan purpose was Refi, with 110 originations. The 2nd most popular reason was Home Purchase, with 64 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 196 | $42,450,000 | $216,582 | $0 | 0.00% |
For 2022, Cattle Bank & Trust's most frequently cited loan duration was Other, with 196 originations.
Loan Sizing
2022 saw Cattle Bank & Trust place emphasis on $100k-200k loans with 92 originations, totaling $13,400,000 in origination value.
Applicant Income
Cattle Bank & Trust lent most frequently to those with incomes in the $50k or less range, with 16 originations. The second most popular income band? $150k-250k, with 13 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 196 | $42,450,000 | $216,582 | $0 | 0.00% |
Cattle Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 196 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.16%
Cattle Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.33%
Cattle Bank & Trust has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 196 | $42,450,000 | $216,582 |