Nebraska Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Nebraska averaged
6.82%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.93% and
one month ago for the week of 2024-10-10, the
average rate was 6.16%.
Nebraska's average rate one year ago was 7.54%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.39%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Nebraska 30 Year Fixed Rate | 2024-11-14 | 6.82% |
| Nebraska 30 Year Fixed Rate Refi | 2024-11-14 | 7.39% |
| Nebraska 15 Year Fixed Rate | 2024-11-14 | 6.35% |
| Nebraska 15 Year Fixed Rate Refi | 2024-11-14 | 6.82% |
| Nebraska 30 Year FHA | 2024-11-14 | -0.19% |
| Nebraska 30 Year FHA Refi | 2024-11-14 | 0.1% |
| Nebraska 30 Year USDA | 2024-11-14 | -0.32% |
| Nebraska 30 Year USDA Refi | 2024-11-14 | 0.2% |
| Nebraska 30 Year VA | 2024-11-14 | -0.1% |
| Nebraska 30 Year VA Refi | 2024-11-14 | 0% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Nebraska.
Nebraska Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Nebraska market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Nebraska Average Closing Costs & Other Stats
Nebraska's 270 lenders originated 35,033
loans during 2023. The total origination value was $7,609,315,000, with an average loan value of
$217,204.
Nebraska's average closing costs are $3,651.
The top Nebraska lender as defined by loan originations is First National Bank of Omaha, with
1,191 loans originated. Their average total fees are
$3,289, which is $404
higher than the next largest lender,
West Gate Bank.
The lowest fee Nebraska lenders (with over 10 loans originated) are
PREMIA MORTGAGE, LLC ($1,280), Five Points Bank ($1,995), Central National Bank ($2,224), VERIDIAN CREDIT UNION ($2,285) and FOUR POINTS ($2,308).
The lowest rate Nebraska lenders (with over 10 loans originated) are
Capitol Federal Savings Bank (4.64%), DIGITAL Federal Credit Union (5.30%), METRO CU (5.32%), DHI MORTGAGE COMPANY, LTD. (5.66%) and FOUR POINTS (5.82%).
Nebraska Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| First National Bank of Omaha | $718,315,000 | $563,140,000 | -21.6% | 7.4% |
| Pinnacle Bank | $505,000 | $405,215,000 | 80,140.6% | 5.3% |
| CHARTER WEST BANK | $371,430,000 | $298,410,000 | -19.7% | 3.9% |
| QUICKEN LOANS, LLC | $394,255,000 | $277,855,000 | -29.5% | 3.7% |
| West Gate Bank | $503,720,000 | $264,740,000 | -47.4% | 3.5% |
| Union Bank and Trust Company | $332,840,000 | $241,390,000 | -27.5% | 3.2% |
| Mortgage Research Center, LLC | $215,075,000 | $191,975,000 | -10.7% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $141,155,000 | $190,110,000 | 34.7% | 2.5% |
| CMG MORTGAGE, INC. | $167,575,000 | $178,270,000 | 6.4% | 2.3% |
| Lincoln FSB of Nebraska | $229,580,000 | $168,815,000 | -26.5% | 2.2% |
| U.S. Bank | $277,950,000 | $161,535,000 | -41.9% | 2.1% |
| VERIDIAN CREDIT UNION | $358,960,000 | $152,800,000 | -57.4% | 2.0% |
| American National Bank | $105,980,000 | $129,375,000 | 22.1% | 1.7% |
| CENTRIS FEDERAL CREDIT UNION | $205,970,000 | $123,925,000 | -39.8% | 1.6% |
| Wells Fargo Bank | $308,300,000 | $120,925,000 | -60.8% | 1.6% |
| Core Bank | $243,375,000 | $120,410,000 | -50.5% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $140,275,000 | $111,850,000 | -20.3% | 1.5% |
| GERSHMAN INVESTMENT CORP. | $148,205,000 | $109,020,000 | -26.4% | 1.4% |
| GUARANTEED RATE, INC. | $21,395,000 | $108,365,000 | 406.5% | 1.4% |
| Access Bank | $156,095,000 | $105,450,000 | -32.4% | 1.4% |
| Prosperity Home Mortgage, LLC | $139,265,000 | $103,675,000 | -25.6% | 1.4% |
| Regent Financial Group, Inc. | $128,045,000 | $92,935,000 | -27.4% | 1.2% |
| GUILD MORTGAGE COMPANY | $75,295,000 | $85,900,000 | 14.1% | 1.1% |
| MORIA DEVELOPMENT, INC. | $86,830,000 | $84,100,000 | -3.1% | 1.1% |
| CORNHUSKER BANK | $190,785,000 | $83,405,000 | -56.3% | 1.1% |
| Cobalt Credit Union | $69,655,000 | $78,355,000 | 12.5% | 1.0% |
| Frontier Bank | $164,035,000 | $78,250,000 | -52.3% | 1.0% |
| Cedar Rapids Bank and Trust Company | $125,000 | $74,420,000 | 59,436.0% | 1.0% |
| LIBERTY FIRST | $105,260,000 | $73,875,000 | -29.8% | 1.0% |
| Arbor Bank | $88,615,000 | $71,940,000 | -18.8% | 0.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $94,695,000 | $70,750,000 | -25.3% | 0.9% |
| METRO CU | $51,235,000 | $66,395,000 | 29.6% | 0.9% |
| Exchange Bank | $89,390,000 | $65,675,000 | -26.5% | 0.9% |
| Barings Multifamily Capital | $60,545,000 | n/a | 0.8% | |
| PENNYMAC LOAN SERVICES, LLC | $53,585,000 | $59,310,000 | 10.7% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $56,935,000 | $54,970,000 | -3.5% | 0.7% |
| Five Points Bank | $85,890,000 | $53,515,000 | -37.7% | 0.7% |
| Plains Commerce Bank | $127,100,000 | $53,290,000 | -58.1% | 0.7% |
| Security First Bank | $78,980,000 | $49,720,000 | -37.0% | 0.7% |
| First Bank | $64,660,000 | $49,590,000 | -23.3% | 0.7% |
| Merchants Bank of Indiana | $42,045,000 | $49,435,000 | 17.6% | 0.6% |
| Equitable Bank | $75,705,000 | $48,330,000 | -36.2% | 0.6% |
| Gateway First Bank | $67,355,000 | $48,180,000 | -28.5% | 0.6% |
| DHI MORTGAGE COMPANY, LTD. | $29,210,000 | $46,885,000 | 60.5% | 0.6% |
| CITY BANK & TRUST CO. | $45,795,000 | n/a | 0.6% | |
| Bankers Trust Company | $86,765,000 | $45,460,000 | -47.6% | 0.6% |
| Citizens Bank | $94,325,000 | $45,310,000 | -52.0% | 0.6% |
| First State Bank | $460,000 | $43,130,000 | 9,276.1% | 0.6% |
| Northwest Bank | $475,000 | $42,880,000 | 8,927.4% | 0.6% |
| GREYSTONE SERVICING COMPANY LLC | $1,585,000 | $39,030,000 | 2,362.5% | 0.5% |
| Farm Credit Mid-America, ACA | $52,800,000 | $37,120,000 | -29.7% | 0.5% |
| NEWREZ LLC | $35,865,000 | $35,710,000 | -0.4% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $42,405,000 | $35,155,000 | -17.1% | 0.5% |
| John Hancock Life Insurance Company (U.S.A.) | $16,505,000 | $34,605,000 | 109.7% | 0.5% |
| CHURCHILL MORTGAGE CORPORATION | $34,400,000 | $33,915,000 | -1.4% | 0.4% |
| Capitol Federal Savings Bank | $70,600,000 | $33,500,000 | -52.5% | 0.4% |
| FIRST WESTROADS BANK, INC. | $30,855,000 | n/a | 0.4% | |
| BankFirst | $23,040,000 | $30,800,000 | 33.7% | 0.4% |
| First State Bank Nebraska | $50,855,000 | $29,710,000 | -41.6% | 0.4% |
| CATTLE BANK & TRUST | $35,060,000 | $28,915,000 | -17.5% | 0.4% |
| Flagstar Bank, FSB | $55,240,000 | $28,575,000 | -48.3% | 0.4% |
| BMO Harris Bank | $2,005,000 | $28,500,000 | 1,321.4% | 0.4% |
| JPMorgan Chase Bank | $45,825,000 | $27,330,000 | -40.4% | 0.4% |
| USAA Federal Savings Bank | $33,975,000 | $27,215,000 | -19.9% | 0.4% |
| LOANDEPOT.COM, LLC | $76,620,000 | $26,470,000 | -65.5% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $68,695,000 | $26,000,000 | -62.2% | 0.3% |
| First Interstate Bank | $86,435,000 | $25,685,000 | -70.3% | 0.3% |
| CASTLE & COOKE MORTGAGE, LLC | $32,005,000 | $25,310,000 | -20.9% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $54,665,000 | $24,190,000 | -55.7% | 0.3% |
| Home Federal Savings & Loan Association of Grand Island | $40,560,000 | $23,935,000 | -41.0% | 0.3% |
| Prudential Huntoon Paige Associates, LLC | $22,685,000 | n/a | 0.3% | |
| Adams Bank & Trust | $32,220,000 | $21,950,000 | -31.9% | 0.3% |
| FirstBank of Nebraska | $29,805,000 | $20,745,000 | -30.4% | 0.3% |
| Washington County Bank | $20,665,000 | $20,335,000 | -1.6% | 0.3% |
| Bank of America | $22,250,000 | $20,215,000 | -9.1% | 0.3% |
| Security National Bank of Omaha | $36,200,000 | $19,245,000 | -46.8% | 0.3% |
| Premier Bank | $12,185,000 | $17,920,000 | 47.1% | 0.2% |
| DELMAR FINANCIAL COMPANY | $37,960,000 | $17,750,000 | -53.2% | 0.2% |
| Cornerstone Bank | $30,630,000 | $17,485,000 | -42.9% | 0.2% |
| BROKER SOLUTIONS, INC. | $32,640,000 | $16,835,000 | -48.4% | 0.2% |
| Discover Bank | $8,930,000 | $15,945,000 | 78.6% | 0.2% |
| Nebraska Bank of Commerce | $11,785,000 | $15,925,000 | 35.1% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $50,645,000 | $15,735,000 | -68.9% | 0.2% |
| NBKC BANK | $12,205,000 | $15,385,000 | 26.1% | 0.2% |
| Bank of Bennington | $26,785,000 | $15,020,000 | -43.9% | 0.2% |
| Emprise Bank | $4,980,000 | $13,690,000 | 174.9% | 0.2% |
| First Nebraska Bank | $23,850,000 | $13,005,000 | -45.5% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $10,590,000 | $12,945,000 | 22.2% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $10,905,000 | $12,630,000 | 15.8% | 0.2% |
| IOWA BANKERS MORTGAGE CORPORATION | $12,050,000 | $12,455,000 | 3.4% | 0.2% |
| Central National Bank | $18,360,000 | $12,250,000 | -33.3% | 0.2% |
| First-Citizens Bank & Trust Company | $75,000 | $11,965,000 | 15,853.3% | 0.2% |
| Foundation One Bank | $18,115,000 | $11,570,000 | -36.1% | 0.2% |
| Morgan Stanley Private Bank | $6,085,000 | $11,540,000 | 89.6% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $19,235,000 | $11,055,000 | -42.5% | 0.1% |
| The Federal Savings Bank | $14,025,000 | $11,035,000 | -21.3% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,820,000 | $10,665,000 | 83.2% | 0.1% |
| FIRST NEBRASKA Credit Union | $14,105,000 | $10,270,000 | -27.2% | 0.1% |
| JONES BANK | $10,205,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $20,205,000 | $9,960,000 | -50.7% | 0.1% |
| Financial Funding Solutions, Inc. | $13,690,000 | $9,665,000 | -29.4% | 0.1% |
| State Bank of Table Rock | $9,320,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $20,430,000 | $9,235,000 | -54.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $33,425,000 | $9,040,000 | -73.0% | 0.1% |
| Central Bank | $9,655,000 | $8,790,000 | -9.0% | 0.1% |
| U.S. HOME MORTGAGE, INC. | $17,485,000 | $8,555,000 | -51.1% | 0.1% |
| Wahoo State Bank | $8,240,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $7,535,000 | n/a | 0.1% | |
| Farmers and Merchants Bank of Ashland | $7,120,000 | n/a | 0.1% | |
| CALIBER HOME LOANS, INC. | $66,640,000 | $6,915,000 | -89.6% | 0.1% |
| FOUR POINTS | $5,570,000 | $6,900,000 | 23.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $5,565,000 | $6,555,000 | 17.8% | 0.1% |
| SIOUXLAND FEDERAL CREDIT UNION | $4,425,000 | $6,520,000 | 47.3% | 0.1% |
| Figure Lending LLC | $4,890,000 | $6,430,000 | 31.5% | 0.1% |
| Arbor Realty Trust, Inc. | $8,105,000 | $6,405,000 | -21.0% | 0.1% |
| GREENSTATE CREDIT UNION | $3,950,000 | $6,295,000 | 59.4% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $10,810,000 | $6,275,000 | -42.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $16,290,000 | $6,180,000 | -62.1% | 0.1% |
| Primebank | $37,620,000 | $5,960,000 | -84.2% | 0.1% |
| PNC Bank | $9,230,000 | $5,630,000 | -39.0% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $355,000 | $5,595,000 | 1,476.1% | 0.1% |
| Deere Employees Credit Union | $5,510,000 | $5,525,000 | 0.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $3,680,000 | $5,475,000 | 48.8% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $1,875,000 | $5,445,000 | 190.4% | 0.1% |
| Carrington Mortgage Services, LLC | $7,085,000 | $5,415,000 | -23.6% | 0.1% |
| Servion, Inc. | $4,615,000 | $5,410,000 | 17.2% | 0.1% |
| Coastal Community Bank | $5,315,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $2,860,000 | $5,255,000 | 83.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $4,800,000 | $5,125,000 | 6.8% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,325,000 | $5,095,000 | 119.1% | 0.1% |
| The Huntington National Bank | $13,110,000 | $5,035,000 | -61.6% | 0.1% |
| CARDINAL FINANCIAL | $8,385,000 | $4,995,000 | -40.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $13,730,000 | $4,955,000 | -63.9% | 0.1% |
| WALKER & DUNLOP, LLC | $31,025,000 | $4,945,000 | -84.1% | 0.1% |
| ARCHER COOPERATIVE CREDIT UNION | $4,920,000 | n/a | 0.1% | |
| DIGITAL Federal Credit Union | $1,335,000 | $4,745,000 | 255.4% | 0.1% |
| TruHome Solutions, LLC | $480,000 | $4,675,000 | 874.0% | 0.1% |
| Heritage Bank | $3,595,000 | $4,585,000 | 27.5% | 0.1% |
| F&M Bank | $4,575,000 | n/a | 0.1% | |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $67,675,000 | $4,485,000 | -93.4% | 0.1% |
| LPS Employees Federal Credit Union | $3,925,000 | $4,480,000 | 14.1% | 0.1% |
| Citizens Bank & Trust Co. | $4,420,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $655,000 | $4,200,000 | 541.2% | 0.1% |
| Meridian Trust Federal Credit Union | $7,135,000 | $4,150,000 | -41.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $365,000 | $4,080,000 | 1,017.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $6,445,000 | $4,035,000 | -37.4% | 0.1% |
| Bank of Colorado | $11,380,000 | $3,970,000 | -65.1% | 0.1% |
| SIRVA MORTGAGE, INC. | $4,400,000 | $3,880,000 | -11.8% | 0.1% |
| UNION HOME MORTGAGE CORP. | $2,635,000 | $3,815,000 | 44.8% | 0.1% |
| Points West Community Bank | $6,095,000 | $3,400,000 | -44.2% | 0.0% |
| UMB Bank | $5,955,000 | $3,365,000 | -43.5% | 0.0% |
| Pathway Bank | $3,300,000 | n/a | 0.0% | |
| First Federal Bank | $750,000 | $3,235,000 | 331.3% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $705,000 | $3,105,000 | 340.4% | 0.0% |
| Availa Bank | $5,350,000 | $3,080,000 | -42.4% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,990,000 | n/a | 0.0% | |
| Bank of Dixon County | $2,980,000 | n/a | 0.0% | |
| Bank of the West | $41,025,000 | $2,980,000 | -92.7% | 0.0% |
| MUTUAL FIRST | $4,445,000 | $2,980,000 | -33.0% | 0.0% |
| Chickasaw Community Bank | $4,500,000 | $2,920,000 | -35.1% | 0.0% |
| KELLOGG MIDWEST FEDERAL CREDIT UNION | $2,685,000 | $2,825,000 | 5.2% | 0.0% |
| Great Southern Bank | $30,385,000 | $2,815,000 | -90.7% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,300,000 | $2,780,000 | 113.8% | 0.0% |
| FirsTier Bank | $2,755,000 | n/a | 0.0% | |
| Ally Bank | $16,885,000 | $2,745,000 | -83.7% | 0.0% |
| South Metro Federal Credit Union | $1,990,000 | $2,700,000 | 35.7% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $4,620,000 | $2,470,000 | -46.5% | 0.0% |
| United Fidelity Funding Corp. | $4,445,000 | $2,465,000 | -44.5% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $2,460,000 | n/a | 0.0% | |
| Midwest Heritage Bank FSB | $4,130,000 | $2,405,000 | -41.8% | 0.0% |
| First Savings Bank | $530,000 | $2,325,000 | 338.7% | 0.0% |
| The Security National Bank of Sioux City, Iowa | $630,000 | $2,320,000 | 268.3% | 0.0% |
| Commerce Home Mortgage, Inc. | $2,540,000 | $2,310,000 | -9.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $6,105,000 | $2,275,000 | -62.7% | 0.0% |
| AMERICAN FINANCING CORPORATION | $13,095,000 | $2,250,000 | -82.8% | 0.0% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $76,260,000 | $2,245,000 | -97.1% | 0.0% |
| CENTENNIAL LENDING, LLC | $7,705,000 | $2,230,000 | -71.1% | 0.0% |
| AMCAP MORTGAGE, LTD. | $32,920,000 | $2,225,000 | -93.2% | 0.0% |
| University of Nebraska Federal Credit Union | $2,215,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $2,210,000 | n/a | 0.0% | |
| Raymond James Bank | $2,205,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $355,000 | $2,200,000 | 519.7% | 0.0% |
| Community Mortgage Banc Corporation | $3,825,000 | $2,195,000 | -42.6% | 0.0% |
| Oakstar Bank | $1,465,000 | $2,160,000 | 47.4% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $2,085,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $1,410,000 | $2,080,000 | 47.5% | 0.0% |
| BNC National Bank | $3,545,000 | $2,065,000 | -41.7% | 0.0% |
| CLEARPATH LENDING | $6,150,000 | $2,015,000 | -67.2% | 0.0% |
| Flanagan State Bank | $920,000 | $1,990,000 | 116.3% | 0.0% |
| RCN Capital, LLC | $3,910,000 | $1,985,000 | -49.2% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $1,325,000 | $1,965,000 | 48.3% | 0.0% |
| Bell Bank | $2,035,000 | $1,925,000 | -5.4% | 0.0% |
| Waterstone Mortgage Corporation | $135,000 | $1,910,000 | 1,314.8% | 0.0% |
| OMAHA POLICE FEDERAL CREDIT UNION | $1,860,000 | n/a | 0.0% | |
| Bank of England | $2,605,000 | $1,845,000 | -29.2% | 0.0% |
| UBS Bank USA | $7,150,000 | $1,825,000 | -74.5% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $4,325,000 | $1,815,000 | -58.0% | 0.0% |
| NEXERA HOLDING LLC | $165,000 | $1,780,000 | 978.8% | 0.0% |
| The Central Trust Bank | $6,610,000 | $1,705,000 | -74.2% | 0.0% |
| First National Bank of America | $820,000 | $1,695,000 | 106.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $620,000 | $1,695,000 | 173.4% | 0.0% |
| Arvest Bank | $2,370,000 | $1,690,000 | -28.7% | 0.0% |
| CorTrust Bank | $230,000 | $1,635,000 | 610.9% | 0.0% |
| NBH Bank | $465,000 | $1,600,000 | 244.1% | 0.0% |
| PHH Mortgage Corporation | $3,600,000 | $1,585,000 | -56.0% | 0.0% |
| Magnolia Bank | $2,610,000 | $1,580,000 | -39.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $195,000 | $1,555,000 | 697.4% | 0.0% |
| PLANET HOME LENDING, LLC | $3,810,000 | $1,540,000 | -59.6% | 0.0% |
| Northpointe Bank | $3,985,000 | $1,455,000 | -63.5% | 0.0% |
| Baxter Credit Union | $745,000 | $1,450,000 | 94.6% | 0.0% |
| Colonial Savings, F.A. | $2,190,000 | $1,435,000 | -34.5% | 0.0% |
| OMAHA FEDERAL CREDIT UNION | $1,425,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $960,000 | $1,415,000 | 47.4% | 0.0% |
| SPRING EQ, LLC | $3,930,000 | $1,405,000 | -64.2% | 0.0% |
| Midstates Bank | $2,395,000 | $1,400,000 | -41.5% | 0.0% |
| NFM, INC. | $1,660,000 | $1,400,000 | -15.7% | 0.0% |
| North American Savings Bank, F.S.B. | $9,105,000 | $1,375,000 | -84.9% | 0.0% |
| City National Bank | $2,725,000 | $1,370,000 | -49.7% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,030,000 | $1,370,000 | -32.5% | 0.0% |
| Citibank | $18,045,000 | $1,365,000 | -92.4% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,040,000 | $1,345,000 | -34.1% | 0.0% |
| Glenwood State Bank | $2,035,000 | $1,340,000 | -34.2% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,375,000 | $1,305,000 | -5.1% | 0.0% |
| Renasant Bank | $2,890,000 | $1,290,000 | -55.4% | 0.0% |
| SILVER HILL FUNDING, LLC | $370,000 | $1,245,000 | 236.5% | 0.0% |
| Truist | $8,155,000 | $1,220,000 | -85.0% | 0.0% |
| AmeriHome Mortgage Company, LLC | $670,000 | $1,210,000 | 80.6% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $430,000 | $1,170,000 | 172.1% | 0.0% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $1,160,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $625,000 | $1,140,000 | 82.4% | 0.0% |
| V.I.P. MORTGAGE, INC. | $145,000 | $1,135,000 | 682.8% | 0.0% |
| Ixonia Bank | $300,000 | $1,115,000 | 271.7% | 0.0% |
| M&T Bank | $4,225,000 | $1,105,000 | -73.8% | 0.0% |
| RF Renovo Management Company, LLC | $1,095,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $845,000 | $1,055,000 | 24.9% | 0.0% |
| Armed Forces Bank | $3,405,000 | $1,040,000 | -69.5% | 0.0% |
| First Bank & Trust | $1,305,000 | $1,010,000 | -22.6% | 0.0% |
| Grand Bank for Savings, FSB | $2,580,000 | $1,010,000 | -60.9% | 0.0% |
| Security Bank of Kansas City | $1,005,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,220,000 | $970,000 | -20.5% | 0.0% |
| Ames National Corporation/Reliance State Bank | $965,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $725,000 | $945,000 | 30.3% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $195,000 | $885,000 | 353.8% | 0.0% |
| CIBC Bank USA | $335,000 | $875,000 | 161.2% | 0.0% |
| CORTRUST MORTGAGE, INC. | $860,000 | n/a | 0.0% | |
| FCB Banks | $840,000 | n/a | 0.0% | |
| Merchants Bank | $1,065,000 | $840,000 | -21.1% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $985,000 | $835,000 | -15.2% | 0.0% |
| TOWNE MORTGAGE COMPANY | $830,000 | n/a | 0.0% | |
| Bank of Springfield | $355,000 | $760,000 | 114.1% | 0.0% |
| Fifth Third Bank | $760,000 | n/a | 0.0% | |
| First Dakota National Bank | $895,000 | $755,000 | -15.6% | 0.0% |
| First State Bank of St. Charles, Missouri | $1,495,000 | $750,000 | -49.8% | 0.0% |
| Goldman Sachs Bank USA | $755,000 | $745,000 | -1.3% | 0.0% |
| Community First National Bank | $1,700,000 | $740,000 | -56.5% | 0.0% |
| General Mortgage Capital Corporation | $740,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $75,000 | $730,000 | 873.3% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $445,000 | $730,000 | 64.0% | 0.0% |
| Independent Bank | $5,475,000 | $720,000 | -86.8% | 0.0% |
| Peoples Bank | $535,000 | $720,000 | 34.6% | 0.0% |
| T2 FINANCIAL LLC | $710,000 | $715,000 | 0.7% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $550,000 | $710,000 | 29.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $710,000 | n/a | 0.0% | |
| First National Bank and Trust Company | $690,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $750,000 | $690,000 | -8.0% | 0.0% |
| Telco Triad Community Credit Union | $1,035,000 | $685,000 | -33.8% | 0.0% |
| BELEM SERVICING LLC | $675,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $650,000 | $670,000 | 3.1% | 0.0% |
| Axos Bank | $665,000 | n/a | 0.0% | |
| Commercial Lender LLC | $650,000 | $655,000 | 0.8% | 0.0% |
| GEORGIA'S OWN | $105,000 | $655,000 | 523.8% | 0.0% |
| ARC HOME LLC | $645,000 | n/a | 0.0% | |
| FineMark National Bank & Trust | $645,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $645,000 | n/a | 0.0% | |
| Paramount Bank | $235,000 | $635,000 | 170.2% | 0.0% |
| Wyoming Bank & Trust | $635,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $1,665,000 | $630,000 | -62.2% | 0.0% |
| American State Bank | $1,415,000 | $625,000 | -55.8% | 0.0% |
| RAIN CITY CAPITAL, LLC | $625,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $185,000 | $615,000 | 232.4% | 0.0% |
| OCMBC, INC. | $615,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $50,000 | $610,000 | 1,120.0% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $610,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $95,000 | $595,000 | 526.3% | 0.0% |
| Dacotah Bank | $125,000 | $590,000 | 372.0% | 0.0% |
| Landmark National Bank | $590,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $145,000 | $580,000 | 300.0% | 0.0% |
| AFFINITY | $575,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $1,370,000 | $575,000 | -58.0% | 0.0% |
| PROPONENT Federal Credit Union | $215,000 | $575,000 | 167.4% | 0.0% |
| American Bank & Trust | $570,000 | n/a | 0.0% | |
| Alerus Financial | $455,000 | $565,000 | 24.2% | 0.0% |
| First Savings Bank | $530,000 | $565,000 | 6.6% | 0.0% |
| GENEVA FINANCIAL, LLC | $115,000 | $565,000 | 391.3% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,640,000 | $555,000 | -66.2% | 0.0% |
| Toyota Financial Savings Bank | $1,025,000 | $550,000 | -46.3% | 0.0% |
| First National Bank | $545,000 | n/a | 0.0% | |
| Bremer Bank | $540,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $310,000 | $530,000 | 71.0% | 0.0% |
| FIRST WESTERN MORTGAGE, INC. | $515,000 | n/a | 0.0% | |
| Integrity Bank & Trust | $505,000 | n/a | 0.0% | |
| Unify Home Lending Inc. | $495,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $765,000 | $490,000 | -35.9% | 0.0% |
| Midwest BankCentre | $485,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $165,000 | $480,000 | 190.9% | 0.0% |
| Think Mutual Bank | $475,000 | n/a | 0.0% | |
| BANKWEST, INC. | $1,160,000 | $470,000 | -59.5% | 0.0% |
| EQUITABLE SAVINGS AND LOAN ASSOCIATION | $900,000 | $465,000 | -48.3% | 0.0% |
| Citizens Business Bank | $460,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $265,000 | $445,000 | 67.9% | 0.0% |
| ON Q FINANCIAL, INC. | $310,000 | $445,000 | 43.5% | 0.0% |
| The Nodaway Valley Bank | $445,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $660,000 | $430,000 | -34.8% | 0.0% |
| USAlliance Federal Credit Union | $430,000 | n/a | 0.0% | |
| First PREMIER Bank | $2,380,000 | $425,000 | -82.1% | 0.0% |
| Pinnacle Bank - Wyoming | $1,570,000 | $425,000 | -72.9% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $5,795,000 | $420,000 | -92.8% | 0.0% |
| AHL FUNDING | $415,000 | n/a | 0.0% | |
| Stride Bank | $155,000 | $415,000 | 167.7% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $2,120,000 | $410,000 | -80.7% | 0.0% |
| TOGETHER CREDIT UNION | $405,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $4,920,000 | $395,000 | -92.0% | 0.0% |
| Bank of Whittier | $820,000 | $385,000 | -53.0% | 0.0% |
| Great Plains National Bank | $385,000 | n/a | 0.0% | |
| Jonah Bank of Wyoming | $405,000 | $380,000 | -6.2% | 0.0% |
| BancorpSouth | $375,000 | n/a | 0.0% | |
| Centennial Bank | $370,000 | n/a | 0.0% | |
| Peoples Bank | $535,000 | $370,000 | -30.8% | 0.0% |
| Academy Bank | $365,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $115,000 | $365,000 | 217.4% | 0.0% |
| Old National Bank | $365,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $1,240,000 | $365,000 | -70.6% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $355,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,250,000 | $345,000 | -72.4% | 0.0% |
| MidFirst Bank | $160,000 | $345,000 | 115.6% | 0.0% |
| Choice Financial Group | $790,000 | $325,000 | -58.9% | 0.0% |
| FirstBank | $4,085,000 | $325,000 | -92.0% | 0.0% |
| Community National Bank | $235,000 | $320,000 | 36.2% | 0.0% |
| GNBank | $170,000 | $320,000 | 88.2% | 0.0% |
| CoreFirst Bank & Trust | $305,000 | n/a | 0.0% | |
| Logan Finance Corporation | $300,000 | n/a | 0.0% | |
| CBI Bank & Trust | $295,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $570,000 | $295,000 | -48.2% | 0.0% |
| LEGEND LENDING CORPORATION | $295,000 | n/a | 0.0% | |
| Regions Bank | $295,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $295,000 | $290,000 | -1.7% | 0.0% |
| GTE Federal Credit Union | $285,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $285,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $280,000 | n/a | 0.0% | |
| Members Mortgage Services, L.L.C. | $730,000 | $280,000 | -61.6% | 0.0% |
| United Bank of Iowa | $280,000 | n/a | 0.0% | |
| ENCORE BANK | $275,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $415,000 | $270,000 | -34.9% | 0.0% |
| JUSTICE Federal Credit Union | $265,000 | n/a | 0.0% | |
| Sentry Bank | $265,000 | n/a | 0.0% | |
| Sunflower Bank | $935,000 | $265,000 | -71.7% | 0.0% |
| Allied First Bank,sb | $450,000 | $255,000 | -43.3% | 0.0% |
| Farmers National Bank | $255,000 | n/a | 0.0% | |
| PREMIER MEMBERS CREDIT UNION | $330,000 | $255,000 | -22.7% | 0.0% |
| Commerce Bank | $1,185,000 | $250,000 | -78.9% | 0.0% |
| ALLIANT CREDIT UNION | $315,000 | $245,000 | -22.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $680,000 | $245,000 | -64.0% | 0.0% |
| INB | $245,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $1,790,000 | $235,000 | -86.9% | 0.0% |
| Gate City Bank | $250,000 | $225,000 | -10.0% | 0.0% |
| KINECTA | $225,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $225,000 | n/a | 0.0% | |
| Pinnacle Bank | $505,000 | $225,000 | -55.4% | 0.0% |
| SeaTrust Mortgage Company | $225,000 | n/a | 0.0% | |
| First State Community Bank | $215,000 | n/a | 0.0% | |
| Platte Valley Bank | $1,900,000 | $215,000 | -88.7% | 0.0% |
| THRIVENT Federal Credit Union | $1,175,000 | $215,000 | -81.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $340,000 | $210,000 | -38.2% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $300,000 | $205,000 | -31.7% | 0.0% |
| Connexus Credit Union | $205,000 | n/a | 0.0% | |
| HANSCOM | $505,000 | $205,000 | -59.4% | 0.0% |
| Nations Lending Corporation | $2,510,000 | $205,000 | -91.8% | 0.0% |
| Northwest Federal Credit Union | $205,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $205,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $365,000 | $200,000 | -45.2% | 0.0% |
| BENDENA STATE BANK | $185,000 | n/a | 0.0% | |
| Heritage Bank | $3,595,000 | $185,000 | -94.9% | 0.0% |
| INTERCAP LENDING INC. | $185,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $185,000 | $185,000 | 0.0% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $510,000 | $185,000 | -63.7% | 0.0% |
| PERFORMANCE EQUITY PARTNERS, INC. | $55,000 | $180,000 | 227.3% | 0.0% |
| The Union State Bank of Everest | $180,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,760,000 | $175,000 | -90.1% | 0.0% |
| First International Bank & Trust | $605,000 | $175,000 | -71.1% | 0.0% |
| First Mid Bank & Trust | $175,000 | n/a | 0.0% | |
| First National Bank Of Oklahoma | $175,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $175,000 | n/a | 0.0% | |
| Mid-America Bank | $440,000 | $175,000 | -60.2% | 0.0% |
| Presidential Bank, FSB | $175,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $175,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $165,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $350,000 | $165,000 | -52.9% | 0.0% |
| Frandsen Bank & Trust | $165,000 | n/a | 0.0% | |
| Mount Vernon Bank and Trust Company | $165,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $165,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $165,000 | n/a | 0.0% | |
| Bank Iowa | $600,000 | $155,000 | -74.2% | 0.0% |
| FIRST HERITAGE BANK | $155,000 | n/a | 0.0% | |
| Glacier Bank | $615,000 | $155,000 | -74.8% | 0.0% |
| Wells Bank | $245,000 | $155,000 | -36.7% | 0.0% |
| DUPACO COMMUNITY | $360,000 | $150,000 | -58.3% | 0.0% |
| American Mortgage Bank, LLC | $145,000 | n/a | 0.0% | |
| Blue Federal Credit Union | $125,000 | $145,000 | 16.0% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $545,000 | $145,000 | -73.4% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $130,000 | $140,000 | 7.7% | 0.0% |
| Christian Community Credit Union | $385,000 | $135,000 | -64.9% | 0.0% |
| CITY-COUNTY CREDIT UNION | $135,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $135,000 | n/a | 0.0% | |
| Simmons Bank | $405,000 | $135,000 | -66.7% | 0.0% |
| Great Plains Federal Credit Un | $125,000 | n/a | 0.0% | |
| Liberty National Bank | $125,000 | n/a | 0.0% | |
| TEACHERS | $125,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $125,000 | n/a | 0.0% | |
| Willamette Valley Bank | $440,000 | $125,000 | -71.6% | 0.0% |
| First Western Trust Bank | $1,595,000 | $115,000 | -92.8% | 0.0% |
| PEOPLES STATE BANK | $115,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $105,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $620,000 | $105,000 | -83.1% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $230,000 | $105,000 | -54.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $230,000 | $95,000 | -58.7% | 0.0% |
| National Exchange Bank and Trust | $95,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $165,000 | $85,000 | -48.5% | 0.0% |
| Elements Financial Federal Credit Union | $85,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $2,360,000 | $75,000 | -96.8% | 0.0% |
| First American Bank | $75,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $75,000 | n/a | 0.0% | |
| Pioneer Bank | $75,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $275,000 | $75,000 | -72.7% | 0.0% |
| Chartwell Financial, LLC | $120,000 | $70,000 | -41.7% | 0.0% |
| Centier Bank | $55,000 | $65,000 | 18.2% | 0.0% |
| COLORADO CREDIT UNION | $55,000 | n/a | 0.0% | |
| First Horizon Bank | $305,000 | $55,000 | -82.0% | 0.0% |
| HIWAY | $85,000 | $55,000 | -35.3% | 0.0% |
| Stockmens Bank | $55,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $55,000 | n/a | 0.0% | |
| CHEVRON | $25,000 | $45,000 | 80.0% | 0.0% |
| First Federal Bank of Kansas City | $910,000 | $45,000 | -95.1% | 0.0% |
| Leader Bank | $45,000 | n/a | 0.0% | |
| Security National Bank of South Dakota | $260,000 | $45,000 | -82.7% | 0.0% |
| Service Federal Credit Union | $280,000 | $35,000 | -87.5% | 0.0% |
| Truity Federal Credit Union | $265,000 | $35,000 | -86.8% | 0.0% |
| United Community Bank | $260,000 | $35,000 | -86.5% | 0.0% |
| First United Bank and Trust Company | $770,000 | $15,000 | -98.1% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $65,000 | $15,000 | -76.9% | 0.0% |
Nebraska's top lender by overall market share is First National Bank of Omaha, with 7.4% market share. In second place, with 5.3%, is Pinnacle Bank, having originated $405,215,000 in loans. In third place, with 3.9%, is CHARTER WEST BANK, having originated $298,410,000 in loans. In fourth place, with 3.7%, is QUICKEN LOANS, LLC, having originated $277,855,000 in loans. In fifth place, with 3.5%, is West Gate Bank, having originated $264,740,000 in loans.
Nebraska Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 22,160 | $5,907,180,000 | $266,569 |
| Other | 3,478 | $269,410,000 | $77,461 |
| Cash Out Refi | 3,317 | $558,355,000 | $168,331 |
| Home Improvement | 3,132 | $248,260,000 | $79,266 |
| Refi | 2,941 | $585,255,000 | $198,999 |
| NA | 5 | $40,855,000 | $8,171,000 |
Nebraska's most frequently cited loan purpose was Home Purchase, with 22,160 originations. The 2nd most popular reason was Other, with 3,478 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 12,488 | $3,036,400,000 | $243,145 |
| 7-8% | 8,952 | $1,886,040,000 | $210,684 |
| Over 8% | 4,266 | $516,390,000 | $121,048 |
| 5-6% | 4,018 | $1,197,010,000 | $297,912 |
| <2.5% | 1,074 | $16,200,000 | $15,084 |
| 4-5% | 371 | $149,005,000 | $401,631 |
| 3-4% | 129 | $45,675,000 | $354,070 |
| 2.5-3% | 36 | $15,200,000 | $422,222 |
During 2023, Nebraska's most frequently originated rate bucket was 6-7%, with 12,488 originations.
Loan Sizing (Nebraska MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 11,785 | $3,252,145,000 | $275,956 |
| $100,000 or less | 10,641 | $527,715,000 | $49,593 |
| $100k-200k | 9,361 | $1,401,175,000 | $149,682 |
| $400k-600k | 2,341 | $1,099,015,000 | $469,464 |
| $600k-1000k | 681 | $486,685,000 | $714,662 |
| $Over $1MM | 224 | $842,580,000 | $3,761,518 |
Nebraska's loan sizing saw the bucket of loans from $200k-400k with 11,785 originations, totaling $3,252,145,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 12,939 | $3,448,555,000 | $266,524 |
| 60-80% | 6,280 | $1,988,710,000 | $316,674 |
| Under 20% | 5,175 | $232,875,000 | $45,000 |
| 20-40% | 3,619 | $409,655,000 | $113,196 |
| 40-60% | 2,638 | $647,080,000 | $245,292 |
| Over 100% | 413 | $151,235,000 | $366,186 |
Nebraska's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 12,939 originations, totaling $3,448,555,000 in origination value.