Carson Bank Mortgage Rates, Fees & Info
Mulvane, KSLEI: 254900ZVK94NEC553D12
Tax ID: 48-0345810
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Mortgage Data
Review & Overview
Carson Bank is a smaller bank specializing in Home Purchase and Refi loans. Carson Bank has a high proportion of conventional loans. Their top two markets are Wichita and Denver .Carson Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
55Origination Dollar Volume (All Markets)
$15,745,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WICHITA, KS (FHA|USDA|VA) | 52 | $14,530,000 | $279,423 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $590,000 | $295,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 55 | $15,745,000 | $286,273 | $0 | 0.00% |
For 2024, Carson Bank's most frequently originated type of loan was Conventional, with 55 originations.
Loan Reason
For 2024, Carson Bank's most frequently cited loan purpose was Home Purchase, with 30 originations. The 2nd most popular reason was Refi, with 23 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 55 | $15,745,000 | $286,273 | $0 | 0.00% |
For 2024, Carson Bank's most frequently cited loan duration was Other, with 55 originations.
Loan Sizing
2024 saw Carson Bank place emphasis on $100k-200k loans with 19 originations, totaling $2,645,000 in origination value.
Applicant Income
Carson Bank lent most frequently to those with incomes in the $250k+ range, with 7 originations. The second most popular income band? $100k-150k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 55 | $15,745,000 | $286,273 | $0 | 0.00% |
Carson Bank lent most frequently to those with DTI ratios of Exempt%, with 55 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.45%
Carson Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination85.45%
Carson Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 55 | $15,745,000 | $286,273 |