Carson Bank Mortgage Rates, Fees & Info
Mulvane, KSLEI: 254900ZVK94NEC553D12
Tax ID: 48-0345810
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Mortgage Data
Review & Overview
Carson Bank is a smaller bank specializing in Home Purchase and Refi loans. Carson Bank has a high proportion of conventional loans. Their top markets by origination volume include: Wichita, Manhattan, Winfield, and Lawrence among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Carson Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
68Origination Dollar Volume (All Markets)
$13,220,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WICHITA, KS (FHA|USDA|VA) | 60 | $10,410,000 | $173,500 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $605,000 | $605,000 | $0 | 0.00% |
| Winfield, KS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 68 | $13,220,000 | $194,412 | $0 | 0.00% |
For 2023, Carson Bank's most frequently originated type of loan was Conventional, with 68 originations.
Loan Reason
For 2023, Carson Bank's most frequently cited loan purpose was Home Purchase, with 35 originations. The 2nd most popular reason was Refi, with 28 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 68 | $13,220,000 | $194,412 | $0 | 0.00% |
For 2023, Carson Bank's most frequently cited loan duration was Other, with 68 originations.
Loan Sizing
2023 saw Carson Bank place emphasis on $100k-200k loans with 32 originations, totaling $4,380,000 in origination value.
Applicant Income
Carson Bank lent most frequently to those with incomes in the $100k-150k range, with 10 originations. The second most popular income band? $50k-75k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 68 | $13,220,000 | $194,412 | $0 | 0.00% |
Carson Bank lent most frequently to those with DTI ratios of Exempt%, with 68 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.81%
Carson Bank has an average approval rate.
Pick Rate
Approvals leading to origination92.65%
Carson Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 68 | $13,220,000 | $194,412 |