Citizens Bank Of Amsterdam Mortgage Rates, Fees & Info

Butler, MO

LEI: 54930023OB56DYOL3G92

Tax ID: 44-0200030

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Citizens Bank Of Amsterdam is a smaller bank specializing in Refi and Home Purchase loans. Citizens Bank Of Amsterdam has a high proportion of conventional loans. Their top markets by origination volume include: Kansas City, Joplin, Warrensburg, and Pittsburg among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Citizens Bank Of Amsterdam has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    76

    Origination Dollar Volume (All Markets)

    $12,980,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    KANSAS CITY, MO-KS (FHA|USDA|VA) 37 $6,835,000 $184,730 $0 0.00%
    Outside of Metro Areas 36 $4,840,000 $134,444 $0 0.00%
    JOPLIN, MO (FHA|USDA|VA) 1 $1,135,000 $1,135,000 $0 0.00%
    Warrensburg, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
    Pittsburg, KS (FHA|USDA|VA) 1 $65,000 $65,000 $0 0.00%
    Citizens Bank Of Amsterdam's top markets include Kansas City, Joplin, Warrensburg, and Pittsburg among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 76 $12,980,000 $170,789 $0 0.00%

    For 2023, Citizens Bank Of Amsterdam's most frequently originated type of loan was Conventional, with 76 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 43 $8,275,000 $192,442 $0 0.00%
    Home Purchase 26 $4,240,000 $163,077 $0 0.00%
    Home Improvement 7 $465,000 $66,429 $0 0.00%

    For 2023, Citizens Bank Of Amsterdam's most frequently cited loan purpose was Refi, with 43 originations. The 2nd most popular reason was Home Purchase, with 26 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 76 $12,980,000 $170,789 $0 0.00%

    For 2023, Citizens Bank Of Amsterdam's most frequently cited loan duration was Other, with 76 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 30 $1,490,000 $49,667 $0 0.00%
    $100k-200k 25 $3,715,000 $148,600 $0 0.00%
    $200k-400k 15 $4,055,000 $270,333 $0 0.00%
    $400k-600k 4 $1,890,000 $472,500 $0 0.00%
    $1MM+ 1 $1,135,000 $1,135,000 $0 0.00%
    $600k-1MM 1 $695,000 $695,000 $0 0.00%

    2023 saw Citizens Bank Of Amsterdam place emphasis on $100,000 or less loans with 30 originations, totaling $1,490,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 24 $1,520,000 $63,333 $0 0.00%
    $50k-75k 13 $1,755,000 $135,000 $0 0.00%
    $150k-250k 12 $3,850,000 $320,833 $0 0.00%
    $75k-100k 12 $2,070,000 $172,500 $0 0.00%
    $100k-150k 9 $2,055,000 $228,333 $0 0.00%
    $250k+ 1 $65,000 $65,000 $0 0.00%

    Citizens Bank Of Amsterdam lent most frequently to those with incomes in the $50k or less range, with 24 originations. The second most popular income band? $50k-75k, with 13 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 76 $12,980,000 $170,789 $0 0.00%

    Citizens Bank Of Amsterdam lent most frequently to those with DTI ratios of Exempt%, with 76 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 70 $11,210,000 $160,143 $0 0.00%
    Not applicable 5 $1,665,000 $333,000 $0 0.00%
    American Indian 1 $105,000 $105,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    82.83%

    Citizens Bank Of Amsterdam has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    92.11%

    Citizens Bank Of Amsterdam has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 76 $12,980,000 $170,789

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    76 $12,980,000 $170,789